Panorama Mortgage Group Rates, Fees & Info
CARSON CITY, NVLEI: 549300FVD3YHE65PKH97
Tax ID: 20-8083209
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Mortgage Data
Review & Overview
Panorama Mortgage Group is a smaller mortgage company specializing in Home Purchase loans. Panorama Mortgage Group has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Portland, Atlanta, Los Angeles, and Las Vegas among others. We have data for 138 markets. (Some data included below & more in-depth data is available with an active subscription.)Panorama Mortgage Group has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Panorama Mortgage Group is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.73% | 12/16/24 |
| 30 Year Conventional Refi | 7.01% | 12/16/24 |
| 30 Year Cash-out Refi | 7.13% | 12/16/24 |
| 30 Year FHA Purchase | 7.73% | 12/16/24 |
| 30 Year FHA Refi | 7.16% | 12/16/24 |
| 30 Year VA Purchase | 6.56% | 12/16/24 |
| 30 Year USDA Purchase | 7.10% | 12/16/24 |
| 15 Year Conventional Purchase | 7.03% | 12/16/24 |
| 15 Year Conventional Refi | 6.63% | 12/16/24 |
| 15 Year Cash-out Refi | 6.63% | 12/16/24 |
| 15 Year VA Refi | 5.68% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Panorama Mortgage Group Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Panorama Mortgage Group. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,452Origination Dollar Volume (All Markets)
$456,820,000Awards
PANORAMA MORTGAGE GROUP - 2023
PANORAMA MORTGAGE GROUP is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
Panorama Mortgage Group's average 30 year fixed mortgage rate was
6.67%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 0.19%.
Relative Fees (Closing Costs)
Panorama Mortgage Group's average total fees/closing costs for a 30 year fixed rate
mortgage were $12,793.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 128 | $58,250,000 | $455,078 | $16,334 | 6.93% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 94 | $39,820,000 | $423,617 | $14,449 | 6.62% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 145 | $39,645,000 | $273,414 | $10,794 | 7.81% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 79 | $36,565,000 | $462,848 | $15,822 | 5.93% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 100 | $28,450,000 | $284,500 | $11,614 | 6.06% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 51 | $14,665,000 | $287,549 | $11,783 | 6.79% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 39 | $14,585,000 | $373,974 | $12,452 | 5.44% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 53 | $13,935,000 | $262,925 | $13,700 | 6.58% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 35 | $12,675,000 | $362,143 | $13,580 | 6.67% |
| Outside of Metro Areas | 52 | $12,610,000 | $242,500 | $10,427 | 7.06% |
| RICHMOND, VA (FHA|USDA|VA) | 33 | $9,415,000 | $285,303 | $15,503 | 8.67% |
| SALEM, OR (FHA|USDA|VA) | 27 | $9,265,000 | $343,148 | $13,578 | 7.05% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 37 | $9,235,000 | $249,595 | $9,830 | 5.20% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 40 | $8,650,000 | $216,250 | $8,521 | 7.65% |
| VISALIA, CA (FHA|USDA|VA) | 45 | $8,175,000 | $181,667 | $7,409 | 4.86% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 45 | $8,065,000 | $179,222 | $7,826 | 4.91% |
| Astoria, OR (FHA|USDA|VA) | 18 | $6,240,000 | $346,667 | $16,336 | 6.60% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 11 | $5,665,000 | $515,000 | $22,576 | 6.78% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 36 | $5,340,000 | $148,333 | $7,228 | 7.41% |
| VALLEJO, CA (FHA|USDA|VA) | 12 | $5,020,000 | $418,333 | $19,262 | 6.98% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 18 | $4,810,000 | $267,222 | $9,759 | 7.17% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 17 | $4,785,000 | $281,471 | $13,668 | 6.08% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 15 | $4,615,000 | $307,667 | $13,090 | 6.86% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 7 | $4,465,000 | $637,857 | $20,866 | 7.30% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 9 | $4,395,000 | $488,333 | $21,555 | 6.87% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 10 | $4,300,000 | $430,000 | $13,937 | 4.99% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 18 | $3,830,000 | $212,778 | $8,405 | 7.25% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 14 | $3,550,000 | $253,571 | $11,404 | 7.83% |
| BEND, OR (FHA|USDA|VA) | 6 | $3,390,000 | $565,000 | $16,853 | 6.50% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 9 | $3,365,000 | $373,889 | $15,379 | 7.00% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 14 | $3,190,000 | $227,857 | $10,444 | 7.00% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 11 | $2,765,000 | $251,364 | $8,526 | 7.02% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 8 | $2,760,000 | $345,000 | $11,031 | 7.00% |
| FRESNO, CA (FHA|USDA|VA) | 9 | $2,515,000 | $279,444 | $12,309 | 5.97% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 3 | $1,925,000 | $641,667 | $20,318 | 6.79% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 5 | $1,915,000 | $383,000 | $13,508 | 6.95% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 6 | $1,890,000 | $315,000 | $14,806 | 7.52% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 8 | $1,750,000 | $218,750 | $7,576 | 6.64% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 7 | $1,685,000 | $240,714 | $10,824 | 5.77% |
| GAINESVILLE, GA (FHA|USDA|VA) | 5 | $1,545,000 | $309,000 | $11,539 | 8.17% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 7 | $1,515,000 | $216,429 | $8,028 | 5.16% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 3 | $1,465,000 | $488,333 | $16,399 | 6.67% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $11,567 | 6.77% |
| PUEBLO, CO (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $7,476 | 6.58% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $7,664 | 6.78% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $18,128 | 6.29% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $10,603 | 6.88% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $11,093 | 7.38% |
| Pahrump, NV (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $16,625 | 6.71% |
| Newport, OR (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $9,601 | 7.25% |
| RENO, NV (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $10,904 | 7.17% |
| LONGVIEW, WA (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $11,527 | 6.33% |
| CLEVELAND, TN (FHA|USDA|VA) | 7 | $995,000 | $142,143 | $7,550 | 6.13% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $8,067 | 4.88% |
| MERCED, CA (FHA|USDA|VA) | 2 | $950,000 | $475,000 | $19,852 | 7.37% |
| STOCKTON, CA (FHA|USDA|VA) | 2 | $950,000 | $475,000 | $17,843 | 7.94% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $19,507 | 6.63% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $8,583 | 6.70% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $18,397 | 8.69% |
| Prineville, OR (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $0 | 7.50% |
| PROVO-OREM, UT (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $16,281 | 6.69% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $11,539 | 6.92% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $18,898 | 9.63% |
| LONGVIEW, TX (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $11,777 | 6.50% |
| Cedar City, UT (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $9,151 | 7.56% |
| Centralia, WA (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $10,220 | 7.75% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $13,432 | 6.00% |
| Jefferson, GA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $12,692 | 7.31% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $14,986 | 6.99% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $13,507 | 6.81% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $6,466 | 7.50% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $11,661 | 6.24% |
| DALTON, GA (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $8,773 | 7.16% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $6,688 | 7.92% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $22,264 | 7.62% |
| DOVER, DE (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $26,674 | 6.63% |
| Port Angeles, WA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $9,850 | 8.63% |
| Outside of Metro Areas | 1 | $455,000 | $455,000 | $5,017 | 6.88% |
| Marion, IN (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $13,734 | 7.25% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $8,149 | 7.00% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $6,341 | 6.62% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $9,743 | 7.25% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $8,743 | 6.75% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $8,804 | 5.75% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,543 | 6.31% |
| BOISE CITY, ID (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $11,517 | 7.38% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $26,811 | 5.13% |
| Athens, TN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $10,414 | 6.25% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $21,257 | 7.25% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $6,813 | 7.38% |
| READING, PA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $20,126 | 5.63% |
| Logansport, IN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $14,533 | 7.13% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $22,000 | 5.63% |
| Fernley, NV (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $19,048 | 7.13% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $17,213 | 7.13% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $13,015 | 6.75% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $15,014 | 7.88% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $7,647 | 3.63% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $16,014 | 5.63% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $21,757 | 7.00% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,490 | 6.88% |
| Frankfort, IN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,961 | 7.19% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,774 | 6.63% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $16,845 | 7.49% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,317 | 7.00% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,334 | 7.88% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $12,540 | 11.38% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $13,626 | 7.49% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $6,715 | 3.63% |
| LAREDO, TX (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $6,469 | 3.25% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,074 | 6.00% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $14,117 | 7.00% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,341 | 6.50% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 7.13% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,810 | 6.63% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,453 | 7.25% |
| TYLER, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,138 | 5.99% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,920 | 7.13% |
| Ruston, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $12,811 | 4.00% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,706 | 12.75% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,108 | 6.38% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,740 | 9.63% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,137 | 6.50% |
| Natchitoches, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,461 | 6.88% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,053 | 7.38% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,532 | 5.88% |
| WACO, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,484 | 7.25% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,987 | 7.25% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,332 | 6.63% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $11,176 | 7.13% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,480 | 7.25% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,315 | 6.75% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,904 | 6.75% |
| ROME, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,981 | 6.25% |
| Danville, VA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,742 | 6.38% |
| Peru, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,052 | 6.63% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,624 | 10.38% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,026 | 6.99% |
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Product Mix
For 2023, Panorama Mortgage Group's most frequently originated type of loan was Conventional, with 857 originations. Their 2nd most popular type was FHA, with 526 originations.
Loan Reason
For 2023, Panorama Mortgage Group's most frequently cited loan purpose was Home Purchase, with 1,376 originations. The 2nd most popular reason was Cash Out Refi, with 32 originations.
Loan Duration/Length
For 2023, Panorama Mortgage Group's most frequently cited loan duration was 30 Year, with 1,391 originations. The 2nd most popular length was 10 Year, with 42 originations.
Origination Fees/Closing Costs
Panorama Mortgage Group's average total fees were $12,793, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 825 originations.
Interest Rates
During 2023, Panorama Mortgage Group's average interest rate for loans was 6.67%, while their most frequently originated rate bucket for loans was 6-7%, with 577 originations.
Loan Sizing
2023 saw Panorama Mortgage Group place emphasis on $200k-400k loans with 729 originations, totaling $216,905,000 in origination value.
Applicant Income
Panorama Mortgage Group lent most frequently to those with incomes in the $100k-150k range, with 407 originations. The second most popular income band? $75k-100k, with 353 originations.
Applicant Debt to Income Ratio
Panorama Mortgage Group lent most frequently to those with DTI ratios of 50-60%, with 240 originations. The next most common DTI ratio? 30-36%, with 142 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.60%
Panorama Mortgage Group has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination44.90%
Panorama Mortgage Group has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,452 | $456,820,000 | $314,614 |