Northmarq Capital Finance Mortgage Rates, Fees & Info

LINCOLN, NE

LEI: 549300AV8QD552DSI743

Tax ID: 41-1492937

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Mortgage Data

Review & Overview

Northmarq Capital Finance is a smaller mortgage company specializing in Cash Out Refi and Home Purchase loans. Northmarq Capital Finance has a high proportion of conventional loans. Their top markets by origination volume include: Provo, Austin, Dallas, Greenville, and Chicago among others. We have data for 38 markets. (Some data included below & more in-depth data is available with an active subscription.)

Northmarq Capital Finance has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
15 Year Conventional Refi 5.68% 7/14/24
15 Year Cash-out Refi 5.68% 7/14/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Northmarq Capital Finance Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Northmarq Capital Finance. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

53

Origination Dollar Volume (All Markets)

$985,965,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
PROVO-OREM, UT (FHA|USDA|VA) 1 $78,375,000 $78,375,000 $0 5.54%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 3 $72,575,000 $24,191,667 $0 4.08%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 3 $72,295,000 $24,098,333 $0 5.51%
GREENVILLE, NC (FHA|USDA|VA) 1 $62,505,000 $62,505,000 $0 6.17%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 2 $59,700,000 $29,850,000 $0 5.02%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 2 $53,040,000 $26,520,000 $0 4.79%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1 $46,765,000 $46,765,000 $0 4.02%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1 $46,525,000 $46,525,000 $0 5.84%
ST. LOUIS, MO-IL (FHA|USDA|VA) 2 $41,030,000 $20,515,000 $0 5.48%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $40,865,000 $40,865,000 $0 3.99%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $40,100,000 $20,050,000 $0 5.18%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $38,255,000 $38,255,000 $0 5.53%
ODESSA, TX (FHA|USDA|VA) 1 $36,565,000 $36,565,000 $0 5.03%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $35,245,000 $35,245,000 $0 5.72%
KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $30,195,000 $30,195,000 $0 4.89%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 2 $30,000,000 $15,000,000 $0 5.74%
GAINESVILLE, FL (FHA|USDA|VA) 1 $24,305,000 $24,305,000 $0 6.61%
WINSTON-SALEM, NC (FHA|USDA|VA) 2 $23,080,000 $11,540,000 $0 6.14%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 1 $16,025,000 $16,025,000 $0 5.57%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1 $14,625,000 $14,625,000 $0 5.95%
TYLER, TX (FHA|USDA|VA) 2 $13,660,000 $6,830,000 $0 5.60%
KNOXVILLE, TN (FHA|USDA|VA) 1 $13,005,000 $13,005,000 $0 5.07%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 2 $11,240,000 $5,620,000 $0 5.42%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 2 $10,030,000 $5,015,000 $0 5.78%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $9,375,000 $9,375,000 $0 6.83%
REDDING, CA (FHA|USDA|VA) 1 $9,035,000 $9,035,000 $0 3.88%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1 $8,315,000 $8,315,000 $0 5.86%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $7,255,000 $7,255,000 $0 5.79%
LIMA, OH (FHA|USDA|VA) 2 $6,580,000 $3,290,000 $0 6.19%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1 $6,145,000 $6,145,000 $0 5.84%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 2 $5,470,000 $2,735,000 $0 4.49%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $4,485,000 $4,485,000 $0 5.22%
LYNCHBURG, VA (FHA|USDA|VA) 1 $4,055,000 $4,055,000 $0 7.12%
GREAT FALLS, MT (FHA|USDA|VA) 1 $3,905,000 $3,905,000 $0 5.50%
LAWRENCE, KS (FHA|USDA|VA) 1 $3,695,000 $3,695,000 $0 6.96%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $3,625,000 $3,625,000 $0 5.31%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $3,005,000 $3,005,000 $0 6.10%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1 $1,015,000 $1,015,000 $0 6.25%
Northmarq Capital Finance's top markets include Provo, Austin, Dallas, Greenville, and Chicago among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Utah (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 53 $985,965,000 $18,603,113 $0 5.45%

    For 2023, Northmarq Capital Finance's most frequently originated type of loan was Conventional, with 53 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Cash Out Refi 22 $338,180,000 $15,371,818 $0 5.95%
    Home Purchase 20 $386,810,000 $19,340,500 $0 5.01%
    Refi 9 $186,495,000 $20,721,667 $0 5.60%
    NA 2 $74,480,000 $37,240,000 $0 3.77%

    For 2023, Northmarq Capital Finance's most frequently cited loan purpose was Cash Out Refi, with 22 originations. The 2nd most popular reason was Home Purchase, with 20 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    10 Year 26 $528,420,000 $20,323,846 $0 5.60%
    Other 19 $351,995,000 $18,526,053 $0 5.19%
    5 Year 8 $105,550,000 $13,193,750 $0 5.58%

    For 2023, Northmarq Capital Finance's most frequently cited loan duration was 10 Year, with 26 originations. The 2nd most popular length was Other, with 19 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 30 $580,190,000 $19,339,667
    6-7% 11 $146,275,000 $13,297,727
    4-5% 6 $138,360,000 $23,060,000
    3-4% 3 $77,615,000 $25,871,667
    <2.5% 1 $36,705,000 $36,705,000
    2.5-3% 1 $2,765,000 $2,765,000
    7-8% 1 $4,055,000 $4,055,000

    During 2023, Northmarq Capital Finance's average interest rate for loans was 0.00%, while their most frequently originated rate bucket for loans was 5-6%, with 30 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $1MM+ 53 $985,965,000 $18,603,113 $0 5.45%

    2023 saw Northmarq Capital Finance place emphasis on $1MM+ loans with 53 originations, totaling $985,965,000 in origination value.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 53 $985,965,000 $18,603,113 $0 5.45%

    Approval Rates

    Total approvals of all applications
    98.41%

    Northmarq Capital Finance has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    83.02%

    Northmarq Capital Finance has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 53 $985,965,000 $18,603,113

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    53 $985,965,000 $18,603,113

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 5 $58,715,000 $11,743,000 $0 4.60%
    40-60% 24 $574,180,000 $23,924,167 $0 5.58%
    60-80% 22 $346,010,000 $15,727,727 $0 5.44%
    Under 20% 1 $3,695,000 $3,695,000 $0 6.96%