Juneau Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Juneau averaged
6.91%
for the week of 2023-11-30, compared to the national average of
7.22% for the same period.
The average rate for the prior week (2023-11-22) was
7.38% and
one month ago for the week of 2023-10-26, the
average rate was 7.88%.
Juneau's average rate one year ago was 6.27%.
For refis of the same type during the week of 2023-11-30, the average rate
was 7.22%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-11-30 | 7.22% |
Juneau 30 Year Fixed Rate | 2023-11-30 | 6.91% |
Juneau 30 Year Fixed Rate Refi | 2023-11-30 | 7.22% |
Juneau 15 Year Fixed Rate | 2023-11-30 | 6.36% |
Juneau 15 Year Fixed Rate Refi | 2023-11-30 | 6.56% |
Juneau 30 Year FHA | 2023-11-30 | 6.95% |
Juneau 30 Year FHA Refi | 2023-11-30 | 6.95% |
Juneau 30 Year USDA | 2023-11-30 | 6.9% |
Juneau 30 Year USDA Refi | 2023-11-30 | 7% |
Juneau 30 Year VA | 2023-11-30 | 6.44% |
Juneau 30 Year VA Refi | 2023-11-30 | 6.77% |
Juneau Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Juneau, AK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Juneau Average Closing Costs & Other Stats
Juneau, AK's 39 lenders originated 634
loans during 2022. The total origination value was $228,840,000, with an average loan value of
$360,946.
Juneau's average closing costs are $7,266.
The top Juneau lender as defined by loan originations is MOVEMENT MORTGAGE, LLC, with
85 loans originated. Their average total fees are
$6,828, which is $2,740
lower than the next largest lender,
CORNERSTONE HOME LENDING, INC..
The lowest fee Juneau lenders (with over 10 loans originated) are
Wells Fargo Bank ($5,248), Alaska USA Mortgage Company LLC ($5,252), KeyBank ($5,471), UNITED WHOLESALE MORTGAGE, LLC ($6,288) and RESIDENTIAL MORTGAGE, LLC ($6,578).
The lowest rate Juneau lenders (with over 10 loans originated) are
Wells Fargo Bank (4.26%), UNITED WHOLESALE MORTGAGE, LLC (4.48%), Alaska USA Mortgage Company LLC (4.59%), TRUE NORTH FEDERAL CREDIT UNION (4.63%) and KeyBank (4.73%).
Juneau, AK Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
MOVEMENT MORTGAGE, LLC | $19,295,000 | $57,670,000 | 198.9% | 25.2% |
CORNERSTONE HOME LENDING, INC. | $48,175,000 | $29,225,000 | -39.3% | 12.8% |
RESIDENTIAL MORTGAGE, LLC | $50,410,000 | $23,735,000 | -52.9% | 10.4% |
Alaska USA Mortgage Company LLC | $66,525,000 | $19,425,000 | -70.8% | 8.5% |
QUICKEN LOANS, LLC | $33,280,000 | $10,990,000 | -67.0% | 4.8% |
Wells Fargo Bank | $26,150,000 | $8,950,000 | -65.8% | 3.9% |
TRUE NORTH FEDERAL CREDIT UNION | $28,775,000 | $7,870,000 | -72.6% | 3.4% |
UNITED WHOLESALE MORTGAGE, LLC | $11,460,000 | $7,210,000 | -37.1% | 3.2% |
KeyBank | $4,765,000 | $6,280,000 | 31.8% | 2.7% |
CALIBER HOME LOANS, INC. | $5,705,000 | $4,640,000 | -18.7% | 2.0% |
Mortgage Research Center, LLC | $5,835,000 | $3,910,000 | -33.0% | 1.7% |
LOANDEPOT.COM, LLC | $11,840,000 | $3,360,000 | -71.6% | 1.5% |
First National Bank Alaska | $31,845,000 | $3,350,000 | -89.5% | 1.5% |
Wyndham Capital Mortgage, Inc. | $5,190,000 | $3,145,000 | -39.4% | 1.4% |
NAVY FEDERAL CREDIT UNION | $4,225,000 | $3,120,000 | -26.2% | 1.4% |
AMERISAVE MORTGAGE CORPORATION | $7,220,000 | $2,875,000 | -60.2% | 1.3% |
BETTER MORTGAGE CORPORATION | $6,480,000 | $2,395,000 | -63.0% | 1.0% |
USAA Federal Savings Bank | $4,625,000 | $2,080,000 | -55.0% | 0.9% |
Bank of America | $4,475,000 | $1,990,000 | -55.5% | 0.9% |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $885,000 | $1,520,000 | 71.8% | 0.7% |
NuVision Federal Credit Union | $680,000 | $1,450,000 | 113.2% | 0.6% |
U.S. Bank | $1,680,000 | $1,380,000 | -17.9% | 0.6% |
North American Savings Bank, F.S.B. | $5,610,000 | $1,340,000 | -76.1% | 0.6% |
Alaska USA Federal Credit Union | $68,105,000 | $1,240,000 | -98.2% | 0.5% |
Mr. Cooper ( Nationstar Mortgage ) | $765,000 | $1,125,000 | 47.1% | 0.5% |
CROSSCOUNTRY MORTGAGE, LLC | $1,175,000 | $1,080,000 | -8.1% | 0.5% |
PENNYMAC LOAN SERVICES, LLC | $5,045,000 | $1,030,000 | -79.6% | 0.5% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $880,000 | n/a | 0.4% | |
Ally Bank | $825,000 | n/a | 0.4% | |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $895,000 | $780,000 | -12.8% | 0.3% |
BROKER SOLUTIONS, INC. | $1,675,000 | $760,000 | -54.6% | 0.3% |
First Guaranty Mortgage Corporation | $405,000 | $755,000 | 86.4% | 0.3% |
Flagstar Bank, FSB | $935,000 | $740,000 | -20.9% | 0.3% |
Paramount Residential Mortgage Group, Inc. | $405,000 | $740,000 | 82.7% | 0.3% |
CMG MORTGAGE, INC. | $2,315,000 | $690,000 | -70.2% | 0.3% |
Heritage Bank | $675,000 | n/a | 0.3% | |
DRAPER AND KRAMER MORTGAGE CORP. | $595,000 | n/a | 0.3% | |
AIR ACADEMY | $575,000 | n/a | 0.3% | |
LAKEVIEW LOAN SERVICING, LLC | $2,195,000 | $535,000 | -75.6% | 0.2% |
GUARANTEED RATE, INC. | $1,605,000 | $525,000 | -67.3% | 0.2% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $505,000 | n/a | 0.2% | |
NETWORK CAPITAL FUNDING CORPORATION | $475,000 | n/a | 0.2% | |
Opportunity Bank of Montana | $465,000 | n/a | 0.2% | |
MUTUAL OF OMAHA MORTGAGE, INC. | $550,000 | $455,000 | -17.3% | 0.2% |
BMO Harris Bank | $415,000 | n/a | 0.2% | |
CRESCENT MORTGAGE COMPANY | $2,420,000 | $415,000 | -82.9% | 0.2% |
GUILD MORTGAGE COMPANY | $205,000 | $405,000 | 97.6% | 0.2% |
PHH Mortgage Corporation | $955,000 | $405,000 | -57.6% | 0.2% |
Low VA Rates, LLC | $395,000 | n/a | 0.2% | |
Morgan Stanley Private Bank | $385,000 | n/a | 0.2% | |
ZILLOW HOME LOANS, LLC | $385,000 | n/a | 0.2% | |
Stride Bank | $355,000 | n/a | 0.2% | |
Bethpage Federal Credit Union | $315,000 | n/a | 0.1% | |
FREEDOM MORTGAGE CORPORATION | $6,335,000 | $315,000 | -95.0% | 0.1% |
MID AMERICA MORTGAGE, INC. | $535,000 | $295,000 | -44.9% | 0.1% |
ACADEMY MORTGAGE CORPORATION | $415,000 | $275,000 | -33.7% | 0.1% |
JPMorgan Chase Bank | $265,000 | n/a | 0.1% | |
AmeriHome Mortgage Company, LLC | $255,000 | n/a | 0.1% | |
SOFI LENDING CORP. | $205,000 | n/a | 0.1% | |
AMERICAN FINANCING CORPORATION | $2,235,000 | $165,000 | -92.6% | 0.1% |
Discover Bank | $160,000 | $100,000 | -37.5% | 0.0% |
Figure Lending LLC | $95,000 | n/a | 0.0% | |
Colonial Savings, F.A. | $35,000 | n/a | 0.0% |
Juneau's top lender by overall market share is MOVEMENT MORTGAGE, LLC, with 25.2% market share. In second place, with 12.8%, is CORNERSTONE HOME LENDING, INC., having originated $29,225,000 in loans. In third place, with 10.4%, is RESIDENTIAL MORTGAGE, LLC, having originated $23,735,000 in loans. In fourth place, with 8.5%, is Alaska USA Mortgage Company LLC, having originated $19,425,000 in loans. In fifth place, with 4.8%, is QUICKEN LOANS, LLC, having originated $10,990,000 in loans.
Juneau Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Juneau (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $349,450 (6.9%) | $386,156 (3.5%) | 0.00 | 91 |
2018-02-01 | $325,000 (-10.7%) | $383,185 (-4.4%) | 0.00 | 85 |
2018-03-01 | $339,500 (-9.4%) | $396,615 (-2.0%) | 0.00 | 85 |
2018-04-01 | $338,475 (-13.2%) | $386,851 (-3.3%) | 0.00 | 96 |
2018-05-01 | $366,500 (-8.3%) | $400,060 (-9.4%) | 0.00 | 110 |
2018-06-01 | $359,500 (-8.0%) | $401,961 (-5.9%) | 0.00 | 107 |
2018-07-01 | $358,000 (-4.8%) | $394,099 (-6.3%) | 0.00 | 108 |
2018-08-01 | $362,225 (-2.6%) | $394,538 (-4.3%) | 0.00 | 111 |
2018-09-01 | $349,950 (-5.2%) | $377,474 (-3.2%) | 0.00 | 103 |
2018-10-01 | $380,425 (-0.4%) | $390,719 (-0.6%) | 0.00 | 105 |
2018-11-01 | $382,000 (7.0%) | $400,451 (1.8%) | 0.00 | 97 |
2018-12-01 | $382,000 (14.4%) | $391,957 (2.4%) | 0.00 | 92 |
2019-01-01 | $399,900 (14.4%) | $403,685 (4.5%) | 0.00 | 85 |
2019-02-01 | $396,200 (21.9%) | $394,439 (2.9%) | 0.00 | 79 |
2019-03-01 | $411,429 (21.2%) | $404,786 (2.1%) | 0.00 | 87 |
2019-04-01 | $394,750 (16.6%) | $397,519 (2.8%) | 0.00 | 99 |
2019-05-01 | $399,450 (9.0%) | $403,950 (1.0%) | 0.00 | 102 |
2019-06-01 | $399,000 (11.0%) | $413,614 (2.9%) | 0.00 | 99 |
2019-07-01 | $399,000 (11.5%) | $415,595 (5.5%) | 0.00 | 101 |
2019-08-01 | $403,555 (11.4%) | $421,138 (6.7%) | 0.00 | 98 |
2019-09-01 | $400,711 (14.5%) | $409,395 (8.5%) | 0.00 | 94 |
2019-10-01 | $398,500 (4.8%) | $401,365 (2.7%) | 0.00 | 89 |
2019-11-01 | $381,000 (-0.3%) | $394,738 (-1.4%) | 0.00 | 82 |
2019-12-01 | $409,200 (7.1%) | $395,517 (0.9%) | 0.00 | 66 |
2020-01-01 | $410,750 (2.7%) | $393,029 (-2.6%) | 0.00 | 56 |
2020-02-01 | $407,000 (2.7%) | $395,452 (0.3%) | 0.00 | 58 |
2020-03-01 | $407,450 (-1.0%) | $393,749 (-2.7%) | 0.00 | 50 |
2020-04-01 | $408,325 (3.4%) | $421,877 (6.1%) | 0.00 | 53 |
2020-05-01 | $429,900 (7.6%) | $446,385 (10.5%) | 0.00 | 62 |
2020-06-01 | $428,475 (7.4%) | $443,647 (7.3%) | 0.00 | 65 |
2020-07-01 | $423,225 (6.1%) | $440,409 (6.0%) | 0.00 | 57 |
2020-08-01 | $439,000 (8.8%) | $449,555 (6.8%) | 0.00 | 53 |
2020-09-01 | $443,425 (10.7%) | $436,247 (6.6%) | 0.00 | 50 |
2020-10-01 | $444,900 (11.6%) | $472,324 (17.7%) | 0.00 | 43 |
2020-11-01 | $449,900 (18.1%) | $476,532 (20.7%) | 0.00 | 33 |
2020-12-01 | $446,150 (9.0%) | $464,770 (17.5%) | 0.00 | 35 |
2021-01-01 | $442,400 (7.7%) | $443,244 (12.8%) | 0.00 | 35 |
2021-02-01 | $446,150 (9.6%) | $448,426 (13.4%) | 0.00 | 31 |
2021-03-01 | $437,000 (7.3%) | $462,178 (17.4%) | 0.00 | 28 |
2021-04-01 | $417,450 (2.2%) | $446,284 (5.8%) | 0.00 | 28 |
2021-05-01 | $414,500 (-3.6%) | $453,507 (1.6%) | 0.00 | 28 |
2021-06-01 | $416,250 (-2.9%) | $456,045 (2.8%) | 0.00 | 37 |
2021-07-01 | $423,000 (-0.1%) | $456,624 (3.7%) | 0.00 | 44 |
2021-08-01 | $430,250 (-2.0%) | $464,637 (3.4%) | 0.00 | 34 |
2021-09-01 | $453,000 (2.2%) | $468,277 (7.3%) | 0.00 | 40 |
2021-10-01 | $405,000 (-9.0%) | $446,312 (-5.5%) | 0.00 | 41 |
2021-11-01 | $474,900 (5.6%) | $477,878 (0.3%) | 0.00 | 37 |
2021-12-01 | $441,150 (-1.1%) | $496,062 (6.7%) | 0.00 | 30 |
2022-01-01 | $439,900 (-0.6%) | $487,632 (10.0%) | 0.00 | 22 |
2022-02-01 | $433,250 (-2.9%) | $445,257 (-0.7%) | 0.00 | 20 |
2022-03-01 | $435,975 (-0.2%) | $470,984 (1.9%) | 0.00 | 21 |
2022-04-01 | $529,900 (26.9%) | $596,683 (33.7%) | 0.00 | 21 |
2022-05-01 | $552,167 (33.2%) | $590,298 (30.2%) | 0.00 | 29 |
2022-06-01 | $523,000 (25.7%) | $544,044 (19.3%) | 0.00 | 27 |
2022-07-01 | $459,000 (8.5%) | $538,688 (18.0%) | 0.00 | 34 |
2022-08-01 | $456,000 (6.0%) | $526,239 (13.3%) | 0.00 | 38 |
2022-09-01 | $481,975 (6.4%) | $525,539 (12.2%) | 0.00 | 39 |
2022-10-01 | $442,500 (9.3%) | $487,982 (9.3%) | 0.00 | 50 |
2022-11-01 | $399,900 (-15.8%) | $454,523 (-4.9%) | 0.00 | 49 |
2022-12-01 | $399,900 (-9.4%) | $454,746 (-8.3%) | 0.00 | 44 |
2023-01-01 | $431,225 (-2.0%) | $451,300 (-7.5%) | 0.00 | 42 |
2023-02-01 | $426,950 (-1.5%) | $462,942 (4.0%) | 0.00 | 37 |
2023-03-01 | $409,950 (-6.0%) | $479,394 (1.8%) | 0.00 | 33 |
2023-04-01 | $385,000 (-27.3%) | $452,017 (-24.2%) | 0.00 | 39 |
2023-05-01 | $399,975 (-27.6%) | $475,775 (-19.4%) | 0.00 | 45 |
2023-06-01 | $427,000 (-18.4%) | $498,283 (-8.4%) | 0.00 | 41 |
2023-07-01 | $444,706 (-3.1%) | $511,580 (-5.0%) | 0.00 | 54 |
2023-08-01 | $440,000 (-3.5%) | $505,822 (-3.9%) | 0.00 | 50 |
2023-09-01 | $440,000 (-8.7%) | $534,360 (1.7%) | 0.00 | 58 |
2023-10-01 | $440,000 (-0.6%) | $474,965 (-2.7%) | 0.00 | 59 |
2023-11-01 | $440,000 (10.0%) | $491,446 (8.1%) | 0.00 | 57 |
Juneau's median listing price comes in at 0% of the national average.
Juneau's average listing price for 2023-11-01 was $491,446, a difference of $36,923 (8.1%) versus the prior year and $16,481 versus the prior month.
For the 2023-11-01 period, Juneau had 57 MLS listings, a difference of -2 listings (-3%) versus the prior month and 8 listings (16%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Juneau (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,614 sqft |
2018-02-01 | 0 days | 1,544 sqft |
2018-03-01 | 0 days | 1,542 sqft |
2018-04-01 | 0 days | 1,578 sqft |
2018-05-01 | 0 days | 1,622 sqft |
2018-06-01 | 0 days | 1,615 sqft |
2018-07-01 | 0 days | 1,592 sqft |
2018-08-01 | 0 days | 1,580 sqft |
2018-09-01 | 0 days | 1,489 sqft |
2018-10-01 | 0 days | 1,544 sqft |
2018-11-01 | 0 days | 1,586 sqft |
2018-12-01 | 0 days | 1,587 sqft |
2019-01-01 | 0 days | 1,639 sqft |
2019-02-01 | 0 days | 1,640 sqft |
2019-03-01 | 0 days | 1,632 sqft |
2019-04-01 | 0 days | 1,609 sqft |
2019-05-01 | 0 days | 1,748 sqft |
2019-06-01 | 0 days | 1,790 sqft |
2019-07-01 | 0 days | 1,814 sqft |
2019-08-01 | 0 days | 1,815 sqft |
2019-09-01 | 0 days | 1,812 sqft |
2019-10-01 | 0 days | 1,810 sqft |
2019-11-01 | 0 days | 1,674 sqft |
2019-12-01 | 0 days | 1,815 sqft |
2020-01-01 | 0 days | 1,692 sqft |
2020-02-01 | 0 days | 1,786 sqft |
2020-03-01 | 0 days | 1,773 sqft |
2020-04-01 | 0 days | 1,651 sqft |
2020-05-01 | 0 days | 1,760 sqft |
2020-06-01 | 0 days | 1,635 sqft |
2020-07-01 | 0 days | 1,594 sqft |
2020-08-01 | 0 days | 1,628 sqft |
2020-09-01 | 0 days | 1,577 sqft |
2020-10-01 | 0 days | 1,598 sqft |
2020-11-01 | 0 days | 1,614 sqft |
2020-12-01 | 0 days | 1,577 sqft |
2021-01-01 | 0 days | 1,577 sqft |
2021-02-01 | 0 days | 1,574 sqft |
2021-03-01 | 0 days | 1,610 sqft |
2021-04-01 | 0 days | 1,600 sqft |
2021-05-01 | 0 days | 1,618 sqft |
2021-06-01 | 0 days | 1,600 sqft |
2021-07-01 | 0 days | 1,600 sqft |
2021-08-01 | 0 days | 1,666 sqft |
2021-09-01 | 0 days | 1,600 sqft |
2021-10-01 | 0 days | 1,600 sqft |
2021-11-01 | 0 days | 1,614 sqft |
2021-12-01 | 0 days | 1,622 sqft |
2022-01-01 | 0 days | 1,600 sqft |
2022-02-01 | 0 days | 1,638 sqft |
2022-03-01 | 0 days | 1,604 sqft |
2022-04-01 | 0 days | 1,830 sqft |
2022-05-01 | 0 days | 1,800 sqft |
2022-06-01 | 0 days | 1,948 sqft |
2022-07-01 | 0 days | 1,653 sqft |
2022-08-01 | 0 days | 1,520 sqft |
2022-09-01 | 0 days | 1,602 sqft |
2022-10-01 | 0 days | 1,396 sqft |
2022-11-01 | 0 days | 1,332 sqft |
2022-12-01 | 0 days | 1,350 sqft |
2023-01-01 | 0 days | 1,376 sqft |
2023-02-01 | 0 days | 1,346 sqft |
2023-03-01 | 0 days | 1,260 sqft |
2023-04-01 | 0 days | 1,200 sqft |
2023-05-01 | 0 days | 1,355 sqft |
2023-06-01 | 0 days | 1,356 sqft |
2023-07-01 | 0 days | 1,579 sqft |
2023-08-01 | 0 days | 1,545 sqft |
2023-09-01 | 0 days | 1,600 sqft |
2023-10-01 | 0 days | 1,562 sqft |
2023-11-01 | 0 days | 1,581 sqft |
Juneau's median square footage for active listings during the 2023-11-01 period was 1,581 sqft. One year prior, the average listing was 1,332 sqft.
Juneau, AK Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 435 | $172,875,000 | $397,414 |
Cash Out Refi | 96 | $28,880,000 | $300,833 |
Refi | 62 | $22,450,000 | $362,097 |
Other | 21 | $2,345,000 | $111,667 |
Home Improvement | 20 | $2,290,000 | $114,500 |
Juneau's most frequently cited loan purpose was Home Purchase, with 435 originations. The 2nd most popular reason was Cash Out Refi, with 96 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
5-6% | 173 | $64,565,000 | $373,208 |
4-5% | 160 | $60,500,000 | $378,125 |
3-4% | 136 | $52,120,000 | $383,235 |
6-7% | 81 | $26,545,000 | $327,716 |
2.5-3% | 46 | $16,750,000 | $364,130 |
<2.5% | 18 | $4,090,000 | $227,222 |
7-8% | 15 | $3,905,000 | $260,333 |
Over 8% | 5 | $365,000 | $73,000 |
During 2022, Juneau's most frequently originated rate bucket was 5-6%, with 173 originations.
Loan Sizing (Juneau, AK MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$200k-400k | 278 | $85,810,000 | $308,669 |
$400k-600k | 189 | $90,595,000 | $479,339 |
$100k-200k | 67 | $9,705,000 | $144,851 |
$600k-1000k | 49 | $34,475,000 | $703,571 |
$100,000 or less | 47 | $2,625,000 | $55,851 |
$Over $1MM | 4 | $5,630,000 | $1,407,500 |
Juneau's loan sizing saw the bucket of loans from $200k-400k with 278 originations, totaling $85,810,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 290 | $122,430,000 | $422,172 |
60-80% | 160 | $59,800,000 | $373,750 |
40-60% | 64 | $17,070,000 | $266,719 |
Over 100% | 44 | $19,800,000 | $450,000 |
Under 20% | 41 | $2,605,000 | $63,537 |
20-40% | 35 | $7,135,000 | $203,857 |
Juneau's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 290 originations, totaling $122,430,000 in origination value.