Juneau Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Juneau averaged 6.82% for the week of 2025-06-18, compared to the national average of 6.81% for the same period.

The average rate for the prior week (2025-06-12) was 6.55% and one month ago for the week of 2025-05-15, the average rate was 6.62%.

Juneau's average rate one year ago was 6.66%.

For refis of the same type during the week of 2025-06-18, the average rate was 7.21%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-06-18 6.81%
Juneau 30 Year Fixed Rate 2025-06-18 6.82%
Juneau 30 Year Fixed Rate Refi 2025-06-18 7.21%
Juneau 15 Year Fixed Rate 2025-06-18 6.06%
Juneau 15 Year Fixed Rate Refi 2025-06-18 6.06%
Juneau 30 Year FHA 2025-06-18 0.2%
Juneau 30 Year FHA Refi 2025-06-18 0.1%
Juneau 30 Year USDA 2025-06-18 0%
Juneau 30 Year USDA Refi 2025-06-18 -0.1%
Juneau 30 Year VA 2025-06-18 -0.1%
Juneau 30 Year VA Refi 2025-06-18 0%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Juneau, AK.

Juneau Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Juneau, AK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
CORNERSTONE HOME LENDING, INC. 64 6.44% $10,047
MOVEMENT MORTGAGE, LLC 41 6.45% $8,904
NEWREZ LLC 25 6.84% $5,862
TRUE NORTH FEDERAL CREDIT UNION 15 6.51% $8,348
Alaska USA Federal Credit Union 13 6.77% $4,318
QUICKEN LOANS, LLC 9 6.80% $7,617
LOANDEPOT.COM, LLC 8 6.70% $8,325
First National Bank Alaska 5 6.48% $8,337
RESIDENTIAL MORTGAGE, LLC 4 7.00% $3,943
BETTER MORTGAGE CORPORATION 3 7.08% $5,634
NAVY FEDERAL CREDIT UNION 3 6.46% $3,134
Wells Fargo Bank 2 6.63% $5,251
CMG MORTGAGE, INC. 2 7.00% $8,187
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 7.56% $8,176
Flagstar Bank, FSB 2 6.81% $5,336
Morgan Stanley Private Bank 2 6.23% $3,400
The Loan Store, Inc. 2 6.75% $10,710
LENDSURE MORTGAGE CORP. 1 7.63% $10,165
Mr. Cooper ( Nationstar Mortgage ) 1 5.63% $6,387
GUARANTEED RATE, INC. 1 7.13% $8,787
CROSSCOUNTRY MORTGAGE, LLC 1 7.08% $4,975
NuVision Federal Credit Union 1 7.00% $5,050
BROKER SOLUTIONS, INC. 1 6.49% $10,334
RESIDENTIAL BANCORP 1 7.13% $11,051
AMERICAN FINANCING CORPORATION 1 7.13% $20,428
Sierra Pacific Mortgage Company, Inc. 1 7.63% $3,325
Ally Bank 1 5.88% $9,886
Toyota Financial Savings Bank 1 6.83% $3,958
AMERICAN FINANCIAL NETWORK, INC. 1 8.00% $8,163
UBS Bank USA 1 7.00% $4,508
UNITED WHOLESALE MORTGAGE, LLC 1 5.63% $13,185
USAA Federal Savings Bank 1 7.00% $7,027
Mortgage Research Center, LLC 1 6.63% $1,130

Juneau Average Closing Costs & Other Stats

Juneau, AK's 33 lenders originated 466 loans during 2024. The total origination value was $159,210,000, with an average loan value of $341,652.

Juneau's average closing costs are $7,695.

The top Juneau lender as defined by loan originations is CORNERSTONE HOME LENDING, INC., with 64 loans originated. Their average total fees are $10,047, which is $1,144 higher than the next largest lender, MOVEMENT MORTGAGE, LLC.

The lowest fee Juneau lenders (with over 10 loans originated) are Alaska USA Federal Credit Union ($4,318), NEWREZ LLC ($5,862), TRUE NORTH FEDERAL CREDIT UNION ($8,348), MOVEMENT MORTGAGE, LLC ($8,904) and CORNERSTONE HOME LENDING, INC. ($10,047).

The lowest rate Juneau lenders (with over 10 loans originated) are CORNERSTONE HOME LENDING, INC. (6.44%), MOVEMENT MORTGAGE, LLC (6.45%), TRUE NORTH FEDERAL CREDIT UNION (6.51%), Alaska USA Federal Credit Union (6.77%) and NEWREZ LLC (6.84%).

Juneau, AK Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
CORNERSTONE HOME LENDING, INC. $24,125,000 $34,335,000 42.3% 21.6%
MOVEMENT MORTGAGE, LLC $20,690,000 $21,895,000 5.8% 13.8%
NEWREZ LLC $8,985,000 $18,605,000 107.1% 11.7%
Alaska USA Federal Credit Union $8,945,000 $10,550,000 17.9% 6.6%
TRUE NORTH FEDERAL CREDIT UNION $6,695,000 $10,170,000 51.9% 6.4%
RESIDENTIAL MORTGAGE, LLC $11,855,000 $5,895,000 -50.3% 3.7%
LOANDEPOT.COM, LLC $5,700,000 n/a 3.6%
QUICKEN LOANS, LLC $5,180,000 $4,860,000 -6.2% 3.1%
NAVY FEDERAL CREDIT UNION $4,295,000 $3,795,000 -11.6% 2.4%
UNITED WHOLESALE MORTGAGE, LLC $4,660,000 $3,430,000 -26.4% 2.2%
First National Bank Alaska $1,590,000 $3,130,000 96.9% 2.0%
USAA Federal Savings Bank $2,805,000 $2,495,000 -11.1% 1.6%
Mortgage Research Center, LLC $2,680,000 $2,490,000 -7.1% 1.6%
The Loan Store, Inc. $2,370,000 n/a 1.5%
Community First National Bank $1,555,000 $2,125,000 36.7% 1.3%
NuVision Federal Credit Union $125,000 $2,025,000 1,520.0% 1.3%
GUARANTEED RATE, INC. $375,000 $1,710,000 356.0% 1.1%
Bank of America $1,540,000 $1,595,000 3.6% 1.0%
FREEDOM MORTGAGE CORPORATION $940,000 $1,480,000 57.4% 0.9%
U.S. Bank $605,000 $1,480,000 144.6% 0.9%
Mr. Cooper ( Nationstar Mortgage ) $45,000 $1,475,000 3,177.8% 0.9%
PENNYMAC LOAN SERVICES, LLC $6,645,000 $1,305,000 -80.4% 0.8%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,135,000 n/a 0.7%
Wells Fargo Bank $2,435,000 $1,135,000 -53.4% 0.7%
Morgan Stanley Private Bank $1,100,000 n/a 0.7%
BETTER MORTGAGE CORPORATION $510,000 $1,005,000 97.1% 0.6%
CMG MORTGAGE, INC. $385,000 $810,000 110.4% 0.5%
CROSSCOUNTRY MORTGAGE, LLC $770,000 n/a 0.5%
Toyota Financial Savings Bank $705,000 $755,000 7.1% 0.5%
Sierra Pacific Mortgage Company, Inc. $655,000 n/a 0.4%
AMERICAN PACIFIC MORTGAGE CORPORATION $645,000 n/a 0.4%
BROKER SOLUTIONS, INC. $635,000 n/a 0.4%
Paramount Residential Mortgage Group, Inc. $625,000 $635,000 1.6% 0.4%
Stride Bank $615,000 $625,000 1.6% 0.4%
Flagstar Bank, FSB $125,000 $560,000 348.0% 0.4%
ZILLOW HOME LOANS, LLC $545,000 n/a 0.3%
KeyBank $435,000 $530,000 21.8% 0.3%
North American Savings Bank, F.S.B. $525,000 n/a 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $295,000 $445,000 50.8% 0.3%
ALLIANT CREDIT UNION $435,000 n/a 0.3%
AMERICAN FINANCING CORPORATION $425,000 n/a 0.3%
Magnolia Bank $415,000 n/a 0.3%
UBS Bank USA $385,000 n/a 0.2%
RESIDENTIAL BANCORP $375,000 n/a 0.2%
AMERICAN FINANCIAL NETWORK, INC. $335,000 n/a 0.2%
Coastal Community Bank $160,000 $240,000 50.0% 0.2%
LENDSURE MORTGAGE CORP. $235,000 n/a 0.1%
Ally Bank $205,000 n/a 0.1%
Bethpage Federal Credit Union $180,000 n/a 0.1%
Discover Bank $345,000 $155,000 -55.1% 0.1%
CREDIT UNION 1 $125,000 n/a 0.1%
Bank-Fund Staff Federal Credit Union $105,000 n/a 0.1%
City National Bank $105,000 n/a 0.1%
Carrington Mortgage Services, LLC $405,000 $65,000 -84.0% 0.0%

Juneau's top lender by overall market share is CORNERSTONE HOME LENDING, INC., with 21.6% market share. In second place, with 13.8%, is MOVEMENT MORTGAGE, LLC, having originated $21,895,000 in loans. In third place, with 11.7%, is NEWREZ LLC, having originated $18,605,000 in loans. In fourth place, with 6.6%, is Alaska USA Federal Credit Union, having originated $10,550,000 in loans. In fifth place, with 6.4%, is TRUE NORTH FEDERAL CREDIT UNION, having originated $10,170,000 in loans.

Juneau, AK Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 303 $125,755,000 $415,033
Cash Out Refi 62 $11,000,000 $177,419
Refi 40 $15,390,000 $384,750
Other 36 $4,120,000 $114,444
Home Improvement 25 $2,945,000 $117,800

Juneau's most frequently cited loan purpose was Home Purchase, with 303 originations. The 2nd most popular reason was Cash Out Refi, with 62 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 235 $92,275,000 $392,660
7-8% 83 $26,445,000 $318,614
5-6% 80 $28,470,000 $355,875
Over 8% 58 $7,790,000 $134,310
<2.5% 2 $960,000 $480,000
4-5% 1 $405,000 $405,000
3-4% 1 $365,000 $365,000
2.5-3% 1 $375,000 $375,000

During 2024, Juneau's most frequently originated rate bucket was 6-7%, with 235 originations.

Loan Sizing (Juneau, AK MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 165 $50,965,000 $308,879
$400k-600k 134 $64,080,000 $478,209
$100,000 or less 66 $4,140,000 $62,727
$100k-200k 55 $7,615,000 $138,455
$600k-1000k 45 $31,145,000 $692,111
$Over $1MM 1 $1,265,000 $1,265,000

Juneau's loan sizing saw the bucket of loans from $200k-400k with 165 originations, totaling $50,965,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 196 $88,610,000 $452,092
60-80% 103 $39,405,000 $382,573
Under 20% 73 $5,515,000 $75,548
20-40% 39 $6,905,000 $177,051
40-60% 31 $8,395,000 $270,806
Over 100% 12 $5,770,000 $480,833

Juneau's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 196 originations, totaling $88,610,000 in origination value.