Juneau Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Juneau averaged 6.91% for the week of 2023-11-30, compared to the national average of 7.22% for the same period.

The average rate for the prior week (2023-11-22) was 7.38% and one month ago for the week of 2023-10-26, the average rate was 7.88%.

Juneau's average rate one year ago was 6.27%.

For refis of the same type during the week of 2023-11-30, the average rate was 7.22%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-11-30 7.22%
Juneau 30 Year Fixed Rate 2023-11-30 6.91%
Juneau 30 Year Fixed Rate Refi 2023-11-30 7.22%
Juneau 15 Year Fixed Rate 2023-11-30 6.36%
Juneau 15 Year Fixed Rate Refi 2023-11-30 6.56%
Juneau 30 Year FHA 2023-11-30 6.95%
Juneau 30 Year FHA Refi 2023-11-30 6.95%
Juneau 30 Year USDA 2023-11-30 6.9%
Juneau 30 Year USDA Refi 2023-11-30 7%
Juneau 30 Year VA 2023-11-30 6.44%
Juneau 30 Year VA Refi 2023-11-30 6.77%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Juneau, AK.

Juneau Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Juneau, AK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
MOVEMENT MORTGAGE, LLC 85 5.53% $6,828
CORNERSTONE HOME LENDING, INC. 42 5.08% $9,568
Alaska USA Mortgage Company LLC 33 4.59% $5,252
RESIDENTIAL MORTGAGE, LLC 28 5.24% $6,578
QUICKEN LOANS, LLC 23 4.99% $9,435
Wells Fargo Bank 19 4.26% $5,248
TRUE NORTH FEDERAL CREDIT UNION 14 4.63% $7,285
UNITED WHOLESALE MORTGAGE, LLC 11 4.48% $6,288
KeyBank 11 4.73% $5,471
AMERISAVE MORTGAGE CORPORATION 8 4.61% $14,072
LOANDEPOT.COM, LLC 7 3.64% $12,578
CALIBER HOME LOANS, INC. 5 6.02% $14,709
BETTER MORTGAGE CORPORATION 3 3.75% $5,411
HOMEBRIDGE FINANCIAL SERVICES, INC. 2 6.06% $9,088
Mr. Cooper ( Nationstar Mortgage ) 2 4.37% $11,630
NAVY FEDERAL CREDIT UNION 2 4.94% $3,124
Flagstar Bank, FSB 2 6.29% $2,117
PENNYMAC LOAN SERVICES, LLC 2 3.19% $9,040
Bank of America 2 3.56% $5,645
ACADEMY MORTGAGE CORPORATION 1 4.13% $4,122
ZILLOW HOME LOANS, LLC 1 3.00% $8,634
Ally Bank 1 3.88% $2,082
AmeriHome Mortgage Company, LLC 1 5.63% $13,530
Bethpage Federal Credit Union 1 5.13% $4,484
BROKER SOLUTIONS, INC. 1 5.00% $3,759
CARDINAL FINANCIAL 1 4.99% $5,633
CROSSCOUNTRY MORTGAGE, LLC 1 5.00% $10,245
DRAPER AND KRAMER MORTGAGE CORP. 1 5.49% $6,733
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 3.88% $1,626
First National Bank Alaska 1 6.63% $6,473
GUILD MORTGAGE COMPANY 1 3.88% $4,978
Heritage Bank 1 6.35% $9,822
Morgan Stanley Private Bank 1 5.20% $3,971
MUTUAL OF OMAHA MORTGAGE, INC. 1 4.87% $19,586
North American Savings Bank, F.S.B. 1 3.88% $11,072
NuVision Federal Credit Union 1 3.88% $6,948
Paramount Residential Mortgage Group, Inc. 1 5.63% $3,374
USAA Federal Savings Bank 1 2.88% $14,975
Wyndham Capital Mortgage, Inc. 1 4.99% $3,448

Juneau Average Closing Costs & Other Stats

Juneau, AK's 39 lenders originated 634 loans during 2022. The total origination value was $228,840,000, with an average loan value of $360,946.

Juneau's average closing costs are $7,266.

The top Juneau lender as defined by loan originations is MOVEMENT MORTGAGE, LLC, with 85 loans originated. Their average total fees are $6,828, which is $2,740 lower than the next largest lender, CORNERSTONE HOME LENDING, INC..

The lowest fee Juneau lenders (with over 10 loans originated) are Wells Fargo Bank ($5,248), Alaska USA Mortgage Company LLC ($5,252), KeyBank ($5,471), UNITED WHOLESALE MORTGAGE, LLC ($6,288) and RESIDENTIAL MORTGAGE, LLC ($6,578).

The lowest rate Juneau lenders (with over 10 loans originated) are Wells Fargo Bank (4.26%), UNITED WHOLESALE MORTGAGE, LLC (4.48%), Alaska USA Mortgage Company LLC (4.59%), TRUE NORTH FEDERAL CREDIT UNION (4.63%) and KeyBank (4.73%).

Juneau, AK Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
MOVEMENT MORTGAGE, LLC $19,295,000 $57,670,000 198.9% 25.2%
CORNERSTONE HOME LENDING, INC. $48,175,000 $29,225,000 -39.3% 12.8%
RESIDENTIAL MORTGAGE, LLC $50,410,000 $23,735,000 -52.9% 10.4%
Alaska USA Mortgage Company LLC $66,525,000 $19,425,000 -70.8% 8.5%
QUICKEN LOANS, LLC $33,280,000 $10,990,000 -67.0% 4.8%
Wells Fargo Bank $26,150,000 $8,950,000 -65.8% 3.9%
TRUE NORTH FEDERAL CREDIT UNION $28,775,000 $7,870,000 -72.6% 3.4%
UNITED WHOLESALE MORTGAGE, LLC $11,460,000 $7,210,000 -37.1% 3.2%
KeyBank $4,765,000 $6,280,000 31.8% 2.7%
CALIBER HOME LOANS, INC. $5,705,000 $4,640,000 -18.7% 2.0%
Mortgage Research Center, LLC $5,835,000 $3,910,000 -33.0% 1.7%
LOANDEPOT.COM, LLC $11,840,000 $3,360,000 -71.6% 1.5%
First National Bank Alaska $31,845,000 $3,350,000 -89.5% 1.5%
Wyndham Capital Mortgage, Inc. $5,190,000 $3,145,000 -39.4% 1.4%
NAVY FEDERAL CREDIT UNION $4,225,000 $3,120,000 -26.2% 1.4%
AMERISAVE MORTGAGE CORPORATION $7,220,000 $2,875,000 -60.2% 1.3%
BETTER MORTGAGE CORPORATION $6,480,000 $2,395,000 -63.0% 1.0%
USAA Federal Savings Bank $4,625,000 $2,080,000 -55.0% 0.9%
Bank of America $4,475,000 $1,990,000 -55.5% 0.9%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $885,000 $1,520,000 71.8% 0.7%
NuVision Federal Credit Union $680,000 $1,450,000 113.2% 0.6%
U.S. Bank $1,680,000 $1,380,000 -17.9% 0.6%
North American Savings Bank, F.S.B. $5,610,000 $1,340,000 -76.1% 0.6%
Alaska USA Federal Credit Union $68,105,000 $1,240,000 -98.2% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $765,000 $1,125,000 47.1% 0.5%
CROSSCOUNTRY MORTGAGE, LLC $1,175,000 $1,080,000 -8.1% 0.5%
PENNYMAC LOAN SERVICES, LLC $5,045,000 $1,030,000 -79.6% 0.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $880,000 n/a 0.4%
Ally Bank $825,000 n/a 0.4%
HOMEBRIDGE FINANCIAL SERVICES, INC. $895,000 $780,000 -12.8% 0.3%
BROKER SOLUTIONS, INC. $1,675,000 $760,000 -54.6% 0.3%
First Guaranty Mortgage Corporation $405,000 $755,000 86.4% 0.3%
Flagstar Bank, FSB $935,000 $740,000 -20.9% 0.3%
Paramount Residential Mortgage Group, Inc. $405,000 $740,000 82.7% 0.3%
CMG MORTGAGE, INC. $2,315,000 $690,000 -70.2% 0.3%
Heritage Bank $675,000 n/a 0.3%
DRAPER AND KRAMER MORTGAGE CORP. $595,000 n/a 0.3%
AIR ACADEMY $575,000 n/a 0.3%
LAKEVIEW LOAN SERVICING, LLC $2,195,000 $535,000 -75.6% 0.2%
GUARANTEED RATE, INC. $1,605,000 $525,000 -67.3% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $505,000 n/a 0.2%
NETWORK CAPITAL FUNDING CORPORATION $475,000 n/a 0.2%
Opportunity Bank of Montana $465,000 n/a 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $550,000 $455,000 -17.3% 0.2%
BMO Harris Bank $415,000 n/a 0.2%
CRESCENT MORTGAGE COMPANY $2,420,000 $415,000 -82.9% 0.2%
GUILD MORTGAGE COMPANY $205,000 $405,000 97.6% 0.2%
PHH Mortgage Corporation $955,000 $405,000 -57.6% 0.2%
Low VA Rates, LLC $395,000 n/a 0.2%
Morgan Stanley Private Bank $385,000 n/a 0.2%
ZILLOW HOME LOANS, LLC $385,000 n/a 0.2%
Stride Bank $355,000 n/a 0.2%
Bethpage Federal Credit Union $315,000 n/a 0.1%
FREEDOM MORTGAGE CORPORATION $6,335,000 $315,000 -95.0% 0.1%
MID AMERICA MORTGAGE, INC. $535,000 $295,000 -44.9% 0.1%
ACADEMY MORTGAGE CORPORATION $415,000 $275,000 -33.7% 0.1%
JPMorgan Chase Bank $265,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $255,000 n/a 0.1%
SOFI LENDING CORP. $205,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $2,235,000 $165,000 -92.6% 0.1%
Discover Bank $160,000 $100,000 -37.5% 0.0%
Figure Lending LLC $95,000 n/a 0.0%
Colonial Savings, F.A. $35,000 n/a 0.0%

Juneau's top lender by overall market share is MOVEMENT MORTGAGE, LLC, with 25.2% market share. In second place, with 12.8%, is CORNERSTONE HOME LENDING, INC., having originated $29,225,000 in loans. In third place, with 10.4%, is RESIDENTIAL MORTGAGE, LLC, having originated $23,735,000 in loans. In fourth place, with 8.5%, is Alaska USA Mortgage Company LLC, having originated $19,425,000 in loans. In fifth place, with 4.8%, is QUICKEN LOANS, LLC, having originated $10,990,000 in loans.


Juneau Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Juneau (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $349,450 (6.9%) $386,156 (3.5%) 0.00 91
2018-02-01 $325,000 (-10.7%) $383,185 (-4.4%) 0.00 85
2018-03-01 $339,500 (-9.4%) $396,615 (-2.0%) 0.00 85
2018-04-01 $338,475 (-13.2%) $386,851 (-3.3%) 0.00 96
2018-05-01 $366,500 (-8.3%) $400,060 (-9.4%) 0.00 110
2018-06-01 $359,500 (-8.0%) $401,961 (-5.9%) 0.00 107
2018-07-01 $358,000 (-4.8%) $394,099 (-6.3%) 0.00 108
2018-08-01 $362,225 (-2.6%) $394,538 (-4.3%) 0.00 111
2018-09-01 $349,950 (-5.2%) $377,474 (-3.2%) 0.00 103
2018-10-01 $380,425 (-0.4%) $390,719 (-0.6%) 0.00 105
2018-11-01 $382,000 (7.0%) $400,451 (1.8%) 0.00 97
2018-12-01 $382,000 (14.4%) $391,957 (2.4%) 0.00 92
2019-01-01 $399,900 (14.4%) $403,685 (4.5%) 0.00 85
2019-02-01 $396,200 (21.9%) $394,439 (2.9%) 0.00 79
2019-03-01 $411,429 (21.2%) $404,786 (2.1%) 0.00 87
2019-04-01 $394,750 (16.6%) $397,519 (2.8%) 0.00 99
2019-05-01 $399,450 (9.0%) $403,950 (1.0%) 0.00 102
2019-06-01 $399,000 (11.0%) $413,614 (2.9%) 0.00 99
2019-07-01 $399,000 (11.5%) $415,595 (5.5%) 0.00 101
2019-08-01 $403,555 (11.4%) $421,138 (6.7%) 0.00 98
2019-09-01 $400,711 (14.5%) $409,395 (8.5%) 0.00 94
2019-10-01 $398,500 (4.8%) $401,365 (2.7%) 0.00 89
2019-11-01 $381,000 (-0.3%) $394,738 (-1.4%) 0.00 82
2019-12-01 $409,200 (7.1%) $395,517 (0.9%) 0.00 66
2020-01-01 $410,750 (2.7%) $393,029 (-2.6%) 0.00 56
2020-02-01 $407,000 (2.7%) $395,452 (0.3%) 0.00 58
2020-03-01 $407,450 (-1.0%) $393,749 (-2.7%) 0.00 50
2020-04-01 $408,325 (3.4%) $421,877 (6.1%) 0.00 53
2020-05-01 $429,900 (7.6%) $446,385 (10.5%) 0.00 62
2020-06-01 $428,475 (7.4%) $443,647 (7.3%) 0.00 65
2020-07-01 $423,225 (6.1%) $440,409 (6.0%) 0.00 57
2020-08-01 $439,000 (8.8%) $449,555 (6.8%) 0.00 53
2020-09-01 $443,425 (10.7%) $436,247 (6.6%) 0.00 50
2020-10-01 $444,900 (11.6%) $472,324 (17.7%) 0.00 43
2020-11-01 $449,900 (18.1%) $476,532 (20.7%) 0.00 33
2020-12-01 $446,150 (9.0%) $464,770 (17.5%) 0.00 35
2021-01-01 $442,400 (7.7%) $443,244 (12.8%) 0.00 35
2021-02-01 $446,150 (9.6%) $448,426 (13.4%) 0.00 31
2021-03-01 $437,000 (7.3%) $462,178 (17.4%) 0.00 28
2021-04-01 $417,450 (2.2%) $446,284 (5.8%) 0.00 28
2021-05-01 $414,500 (-3.6%) $453,507 (1.6%) 0.00 28
2021-06-01 $416,250 (-2.9%) $456,045 (2.8%) 0.00 37
2021-07-01 $423,000 (-0.1%) $456,624 (3.7%) 0.00 44
2021-08-01 $430,250 (-2.0%) $464,637 (3.4%) 0.00 34
2021-09-01 $453,000 (2.2%) $468,277 (7.3%) 0.00 40
2021-10-01 $405,000 (-9.0%) $446,312 (-5.5%) 0.00 41
2021-11-01 $474,900 (5.6%) $477,878 (0.3%) 0.00 37
2021-12-01 $441,150 (-1.1%) $496,062 (6.7%) 0.00 30
2022-01-01 $439,900 (-0.6%) $487,632 (10.0%) 0.00 22
2022-02-01 $433,250 (-2.9%) $445,257 (-0.7%) 0.00 20
2022-03-01 $435,975 (-0.2%) $470,984 (1.9%) 0.00 21
2022-04-01 $529,900 (26.9%) $596,683 (33.7%) 0.00 21
2022-05-01 $552,167 (33.2%) $590,298 (30.2%) 0.00 29
2022-06-01 $523,000 (25.7%) $544,044 (19.3%) 0.00 27
2022-07-01 $459,000 (8.5%) $538,688 (18.0%) 0.00 34
2022-08-01 $456,000 (6.0%) $526,239 (13.3%) 0.00 38
2022-09-01 $481,975 (6.4%) $525,539 (12.2%) 0.00 39
2022-10-01 $442,500 (9.3%) $487,982 (9.3%) 0.00 50
2022-11-01 $399,900 (-15.8%) $454,523 (-4.9%) 0.00 49
2022-12-01 $399,900 (-9.4%) $454,746 (-8.3%) 0.00 44
2023-01-01 $431,225 (-2.0%) $451,300 (-7.5%) 0.00 42
2023-02-01 $426,950 (-1.5%) $462,942 (4.0%) 0.00 37
2023-03-01 $409,950 (-6.0%) $479,394 (1.8%) 0.00 33
2023-04-01 $385,000 (-27.3%) $452,017 (-24.2%) 0.00 39
2023-05-01 $399,975 (-27.6%) $475,775 (-19.4%) 0.00 45
2023-06-01 $427,000 (-18.4%) $498,283 (-8.4%) 0.00 41
2023-07-01 $444,706 (-3.1%) $511,580 (-5.0%) 0.00 54
2023-08-01 $440,000 (-3.5%) $505,822 (-3.9%) 0.00 50
2023-09-01 $440,000 (-8.7%) $534,360 (1.7%) 0.00 58
2023-10-01 $440,000 (-0.6%) $474,965 (-2.7%) 0.00 59
2023-11-01 $440,000 (10.0%) $491,446 (8.1%) 0.00 57
Juneau's median listing price for 2023-11-01 was $440,000, a difference of $40,100 (10.0%) versus the prior year and $0 versus the prior month.

Juneau's median listing price comes in at 0% of the national average.

Juneau's average listing price for 2023-11-01 was $491,446, a difference of $36,923 (8.1%) versus the prior year and $16,481 versus the prior month.

For the 2023-11-01 period, Juneau had 57 MLS listings, a difference of -2 listings (-3%) versus the prior month and 8 listings (16%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Juneau (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,614 sqft
2018-02-01 0 days 1,544 sqft
2018-03-01 0 days 1,542 sqft
2018-04-01 0 days 1,578 sqft
2018-05-01 0 days 1,622 sqft
2018-06-01 0 days 1,615 sqft
2018-07-01 0 days 1,592 sqft
2018-08-01 0 days 1,580 sqft
2018-09-01 0 days 1,489 sqft
2018-10-01 0 days 1,544 sqft
2018-11-01 0 days 1,586 sqft
2018-12-01 0 days 1,587 sqft
2019-01-01 0 days 1,639 sqft
2019-02-01 0 days 1,640 sqft
2019-03-01 0 days 1,632 sqft
2019-04-01 0 days 1,609 sqft
2019-05-01 0 days 1,748 sqft
2019-06-01 0 days 1,790 sqft
2019-07-01 0 days 1,814 sqft
2019-08-01 0 days 1,815 sqft
2019-09-01 0 days 1,812 sqft
2019-10-01 0 days 1,810 sqft
2019-11-01 0 days 1,674 sqft
2019-12-01 0 days 1,815 sqft
2020-01-01 0 days 1,692 sqft
2020-02-01 0 days 1,786 sqft
2020-03-01 0 days 1,773 sqft
2020-04-01 0 days 1,651 sqft
2020-05-01 0 days 1,760 sqft
2020-06-01 0 days 1,635 sqft
2020-07-01 0 days 1,594 sqft
2020-08-01 0 days 1,628 sqft
2020-09-01 0 days 1,577 sqft
2020-10-01 0 days 1,598 sqft
2020-11-01 0 days 1,614 sqft
2020-12-01 0 days 1,577 sqft
2021-01-01 0 days 1,577 sqft
2021-02-01 0 days 1,574 sqft
2021-03-01 0 days 1,610 sqft
2021-04-01 0 days 1,600 sqft
2021-05-01 0 days 1,618 sqft
2021-06-01 0 days 1,600 sqft
2021-07-01 0 days 1,600 sqft
2021-08-01 0 days 1,666 sqft
2021-09-01 0 days 1,600 sqft
2021-10-01 0 days 1,600 sqft
2021-11-01 0 days 1,614 sqft
2021-12-01 0 days 1,622 sqft
2022-01-01 0 days 1,600 sqft
2022-02-01 0 days 1,638 sqft
2022-03-01 0 days 1,604 sqft
2022-04-01 0 days 1,830 sqft
2022-05-01 0 days 1,800 sqft
2022-06-01 0 days 1,948 sqft
2022-07-01 0 days 1,653 sqft
2022-08-01 0 days 1,520 sqft
2022-09-01 0 days 1,602 sqft
2022-10-01 0 days 1,396 sqft
2022-11-01 0 days 1,332 sqft
2022-12-01 0 days 1,350 sqft
2023-01-01 0 days 1,376 sqft
2023-02-01 0 days 1,346 sqft
2023-03-01 0 days 1,260 sqft
2023-04-01 0 days 1,200 sqft
2023-05-01 0 days 1,355 sqft
2023-06-01 0 days 1,356 sqft
2023-07-01 0 days 1,579 sqft
2023-08-01 0 days 1,545 sqft
2023-09-01 0 days 1,600 sqft
2023-10-01 0 days 1,562 sqft
2023-11-01 0 days 1,581 sqft
Juneau's median listing age (time on market) for 2023-11-01 was 0 days.

Juneau's median square footage for active listings during the 2023-11-01 period was 1,581 sqft. One year prior, the average listing was 1,332 sqft.

Juneau, AK Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 435 $172,875,000 $397,414
Cash Out Refi 96 $28,880,000 $300,833
Refi 62 $22,450,000 $362,097
Other 21 $2,345,000 $111,667
Home Improvement 20 $2,290,000 $114,500

Juneau's most frequently cited loan purpose was Home Purchase, with 435 originations. The 2nd most popular reason was Cash Out Refi, with 96 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 173 $64,565,000 $373,208
4-5% 160 $60,500,000 $378,125
3-4% 136 $52,120,000 $383,235
6-7% 81 $26,545,000 $327,716
2.5-3% 46 $16,750,000 $364,130
<2.5% 18 $4,090,000 $227,222
7-8% 15 $3,905,000 $260,333
Over 8% 5 $365,000 $73,000

During 2022, Juneau's most frequently originated rate bucket was 5-6%, with 173 originations.

Loan Sizing (Juneau, AK MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 278 $85,810,000 $308,669
$400k-600k 189 $90,595,000 $479,339
$100k-200k 67 $9,705,000 $144,851
$600k-1000k 49 $34,475,000 $703,571
$100,000 or less 47 $2,625,000 $55,851
$Over $1MM 4 $5,630,000 $1,407,500

Juneau's loan sizing saw the bucket of loans from $200k-400k with 278 originations, totaling $85,810,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 290 $122,430,000 $422,172
60-80% 160 $59,800,000 $373,750
40-60% 64 $17,070,000 $266,719
Over 100% 44 $19,800,000 $450,000
Under 20% 41 $2,605,000 $63,537
20-40% 35 $7,135,000 $203,857

Juneau's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 290 originations, totaling $122,430,000 in origination value.