Juneau Mortgage Rates

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  • Trends
  • Rates vs. Fees
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  • Market Share
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  • Time on Market/Property Size
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Juneau averaged 6.11% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

    The average rate for the prior week (2022-06-16) was 5.68% and one month ago for the week of 2022-05-19, the average rate was 5.45%.

    Juneau's average rate one year ago was 2.81%.

    For refis of the same type during the week of 2022-06-23, the average rate was 5.67%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2022-06-23 5.81%
    Juneau 30 Year Fixed Rate 2022-06-23 6.11%
    Juneau 30 Year Fixed Rate Refi 2022-06-23 5.67%
    Juneau 15 Year Fixed Rate 2022-06-23 5.5%
    Juneau 15 Year Fixed Rate Refi 2022-06-23 4.93%
    Juneau 30 Year FHA 2022-06-23 -0.53%
    Juneau 30 Year FHA Refi 2022-06-23 -0.02%
    Juneau 30 Year USDA 2022-06-23 -0.48%
    Juneau 30 Year USDA Refi 2022-06-23 -0.05%
    Juneau 30 Year VA 2022-06-23 0.01%
    Juneau 30 Year VA Refi 2022-06-23 -0.06%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Juneau, AK.

    Juneau Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Juneau, AK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
    RESIDENTIAL MORTGAGE, LLC 71 2.88% $8,748
    CORNERSTONE HOME LENDING, INC. 69 3.03% $6,036
    Alaska USA Mortgage Company LLC 66 3.21% $4,983
    Alaska USA Federal Credit Union 66 3.21% $4,983
    QUICKEN LOANS, LLC 58 3.04% $6,411
    TRUE NORTH FEDERAL CREDIT UNION 49 2.87% $6,479
    Wells Fargo Bank 42 3.26% $4,429
    UNITED WHOLESALE MORTGAGE, LLC 24 3.02% $5,106
    MOVEMENT MORTGAGE, LLC 23 3.16% $5,124
    LOANDEPOT.COM, LLC 21 2.92% $7,589
    KeyBank 12 3.03% $3,674
    CALIBER HOME LOANS, INC. 11 3.22% $3,815
    BETTER MORTGAGE CORPORATION 11 2.85% $4,101
    AMERISAVE MORTGAGE CORPORATION 10 2.59% $11,049
    First National Bank Alaska 8 2.97% $8,030
    Bank of America 7 2.95% $5,136
    North American Savings Bank, F.S.B. 5 2.70% $4,902
    U.S. Bank 4 3.09% $3,521
    BROKER SOLUTIONS, INC. 4 3.09% $5,250
    AMERICAN FINANCING CORPORATION 4 3.13% $7,123
    NBKC BANK 3 2.83% $2,559
    NuVision Federal Credit Union 3 3.29% $2,286
    USAA Federal Savings Bank 3 3.13% $5,074
    CREDIT UNION 1 3 3.38% $5,974
    CRESCENT MORTGAGE COMPANY 3 3.50% $4,460
    CROSSCOUNTRY MORTGAGE, LLC 3 2.99% $3,968
    GUARANTEED RATE, INC. 3 3.04% $5,564
    HOMEBRIDGE FINANCIAL SERVICES, INC. 3 3.38% $4,165
    PHH Mortgage Corporation 2 3.50% $4,641
    AMERICAN FINANCIAL NETWORK, INC. 2 3.06% $6,270
    FirstBank 2 2.81% $4,858
    Flagstar Bank, FSB 2 2.94% $5,998
    NAVY FEDERAL CREDIT UNION 2 3.69% $2,440
    PENNYMAC LOAN SERVICES, LLC 2 3.00% $6,122
    PLANET HOME LENDING, LLC 2 2.75% $4,432
    The Federal Savings Bank 2 2.94% $10,692
    Paramount Residential Mortgage Group, Inc. 1 3.38% $4,943
    Wyndham Capital Mortgage, Inc. 1 2.63% $5,649
    Mr. Cooper ( Nationstar Mortgage ) 1 3.38% $5,655
    GUILD MORTGAGE COMPANY 1 3.63% $6,438
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 2.88% $3,136
    CANOPY MORTGAGE, LLC 1 2.88% $2,759
    Axos Bank 1 2.38% $7,034
    PENTAGON FEDERAL CREDIT UNION 1 2.75% $7,449

    Juneau, AK's 44 lenders originated 1,457 loans during 2021. The total origination value was $505,585,000, with an average loan value of $347,004.

    The top Juneau lender as defined by loan originations is RESIDENTIAL MORTGAGE, LLC, with 71 loans originated. Their average total fees are $8,748, which is $2,711 higher than the next largest lender, CORNERSTONE HOME LENDING, INC..

    The lowest fee Juneau lenders (with over 10 loans originated) are KeyBank ($3,674), CALIBER HOME LOANS, INC. ($3,815), BETTER MORTGAGE CORPORATION ($4,101), Wells Fargo Bank ($4,429) and Alaska USA Mortgage Company LLC ($4,983).

    The lowest rate Juneau lenders (with over 10 loans originated) are AMERISAVE MORTGAGE CORPORATION (2.59%), BETTER MORTGAGE CORPORATION (2.85%), TRUE NORTH FEDERAL CREDIT UNION (2.87%), RESIDENTIAL MORTGAGE, LLC (2.88%) and LOANDEPOT.COM, LLC (2.92%).

    Juneau, AK Lender Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
    Alaska USA Federal Credit Union $1,250,000 $68,105,000 5,348.4% 13.5%
    Alaska USA Mortgage Company LLC $90,995,000 $66,525,000 -26.9% 13.2%
    RESIDENTIAL MORTGAGE, LLC $66,045,000 $50,410,000 -23.7% 10.0%
    CORNERSTONE HOME LENDING, INC. $45,945,000 $48,175,000 4.9% 9.5%
    QUICKEN LOANS, LLC $45,785,000 $33,280,000 -27.3% 6.6%
    First National Bank Alaska $8,965,000 $31,845,000 255.2% 6.3%
    TRUE NORTH FEDERAL CREDIT UNION $37,010,000 $28,775,000 -22.3% 5.7%
    Wells Fargo Bank $22,115,000 $26,150,000 18.2% 5.2%
    MOVEMENT MORTGAGE, LLC $19,295,000 n/a 3.8%
    LOANDEPOT.COM, LLC $7,745,000 $11,840,000 52.9% 2.3%
    UNITED WHOLESALE MORTGAGE, LLC $4,910,000 $11,460,000 133.4% 2.3%
    AMERISAVE MORTGAGE CORPORATION $9,170,000 $7,220,000 -21.3% 1.4%
    BETTER MORTGAGE CORPORATION $2,925,000 $6,480,000 121.5% 1.3%
    FREEDOM MORTGAGE CORPORATION $7,005,000 $6,335,000 -9.6% 1.3%
    Mortgage Research Center, LLC $3,860,000 $5,835,000 51.2% 1.2%
    CALIBER HOME LOANS, INC. $3,055,000 $5,705,000 86.7% 1.1%
    North American Savings Bank, F.S.B. $1,640,000 $5,610,000 242.1% 1.1%
    Wyndham Capital Mortgage, Inc. $5,190,000 n/a 1.0%
    PENNYMAC LOAN SERVICES, LLC $2,025,000 $5,045,000 149.1% 1.0%
    KeyBank $1,265,000 $4,765,000 276.7% 0.9%
    USAA Federal Savings Bank $8,340,000 $4,625,000 -44.5% 0.9%
    Bank of America $4,550,000 $4,475,000 -1.6% 0.9%
    NAVY FEDERAL CREDIT UNION $3,715,000 $4,225,000 13.7% 0.8%
    NBKC BANK $3,135,000 $2,530,000 -19.3% 0.5%
    CRESCENT MORTGAGE COMPANY $2,420,000 n/a 0.5%
    CMG MORTGAGE, INC. $2,315,000 n/a 0.5%
    AMERICAN FINANCING CORPORATION $1,035,000 $2,235,000 115.9% 0.4%
    LAKEVIEW LOAN SERVICING, LLC $1,005,000 $2,195,000 118.4% 0.4%
    The Federal Savings Bank $1,955,000 $1,990,000 1.8% 0.4%
    PLANET HOME LENDING, LLC $570,000 $1,695,000 197.4% 0.3%
    U.S. Bank $625,000 $1,680,000 168.8% 0.3%
    BROKER SOLUTIONS, INC. $2,015,000 $1,675,000 -16.9% 0.3%
    GUARANTEED RATE, INC. $600,000 $1,605,000 167.5% 0.3%
    SUN WEST MORTGAGE COMPANY, INC. $875,000 $1,365,000 56.0% 0.3%
    AMERICAN FINANCIAL NETWORK, INC. $925,000 $1,250,000 35.1% 0.2%
    CROSSCOUNTRY MORTGAGE, LLC $820,000 $1,175,000 43.3% 0.2%
    Manufacturers and Traders Trust Company $1,075,000 n/a 0.2%
    VILLAGE CAPITAL & INVESTMENT LLC $985,000 n/a 0.2%
    PHH Mortgage Corporation $955,000 n/a 0.2%
    CREDIT UNION 1 $945,000 n/a 0.2%
    FirstBank $3,240,000 $935,000 -71.1% 0.2%
    Flagstar Bank, FSB $315,000 $935,000 196.8% 0.2%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $410,000 $895,000 118.3% 0.2%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $885,000 n/a 0.2%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $840,000 n/a 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $2,180,000 $765,000 -64.9% 0.2%
    Axos Bank $315,000 $720,000 128.6% 0.1%
    NuVision Federal Credit Union $1,790,000 $680,000 -62.0% 0.1%
    CANOPY MORTGAGE, LLC $670,000 n/a 0.1%
    Carrington Mortgage Services, LLC $245,000 $640,000 161.2% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $1,005,000 $550,000 -45.3% 0.1%
    MID AMERICA MORTGAGE, INC. $1,155,000 $535,000 -53.7% 0.1%
    West Town Bank & Trust $485,000 n/a 0.1%
    BLUELEAF LENDING, LLC $420,000 n/a 0.1%
    ACADEMY MORTGAGE CORPORATION $415,000 n/a 0.1%
    Bank of England $405,000 n/a 0.1%
    Banterra Bank $405,000 n/a 0.1%
    First Guaranty Mortgage Corporation $405,000 n/a 0.1%
    Paramount Residential Mortgage Group, Inc. $405,000 n/a 0.1%
    AMERICAN ADVISORS GROUP $400,000 n/a 0.1%
    HOME POINT FINANCIAL CORPORATION $610,000 $395,000 -35.2% 0.1%
    GUARANTY MORTGAGE SERVICE, INC. $375,000 n/a 0.1%
    KELLER MORTGAGE, LLC $345,000 n/a 0.1%
    Capital Bank $335,000 n/a 0.1%
    HOMEOWNERS FINANCIAL GROUP USA, LLC $325,000 n/a 0.1%
    First Home Bank $545,000 $315,000 -42.2% 0.1%
    ACCELERATE MORTGAGE, LLC $285,000 n/a 0.1%
    AMCAP MORTGAGE, LTD. $385,000 $275,000 -28.6% 0.1%
    PENTAGON FEDERAL CREDIT UNION $275,000 n/a 0.1%
    GUILD MORTGAGE COMPANY $255,000 $205,000 -19.6% 0.0%
    STEARNS LENDING, LLC $1,475,000 $185,000 -87.5% 0.0%
    Discover Bank $295,000 $160,000 -45.8% 0.0%
    THRIVENT Federal Credit Union $135,000 n/a 0.0%
    AMERICAN INTERNET MORTGAGE, INC. $125,000 n/a 0.0%

    Juneau's top lender by overall market share is Alaska USA Federal Credit Union, with 13.5% market share. In second place, with 13.2%, is Alaska USA Mortgage Company LLC, having originated $66,525,000 in loans. In third place, with 10.0%, is RESIDENTIAL MORTGAGE, LLC, having originated $50,410,000 in loans. In third place, with 9.5%, is CORNERSTONE HOME LENDING, INC., having originated $48,175,000 in loans. In third place, with 6.6%, is QUICKEN LOANS, LLC, having originated $33,280,000 in loans.

    Juneau, AK Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Refi 581 $182,625,000 $314,329
    Home Purchase 580 $236,160,000 $407,172
    Cash Out Refi 266 $83,570,000 $314,173
    Home Improvement 22 $1,940,000 $88,182
    Other 8 $1,290,000 $161,250

    Juneau's most frequently cited loan purpose was Refi, with 581 originations. The 2nd most popular reason was Home Purchase, with 580 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    2.5-3% 702 $245,420,000 $349,601
    3-4% 359 $141,505,000 $394,164
    <2.5% 347 $108,625,000 $313,040
    4-5% 27 $7,685,000 $284,630
    6-7% 10 $680,000 $68,000
    5-6% 7 $775,000 $110,714
    Over 8% 3 $255,000 $85,000

    During 2021, Juneau's most frequently originated rate bucket was 2.5-3%, with 702 originations.

    Loan Sizing (Juneau, AK MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 820 $250,230,000 $305,159
    $400k-600k 345 $162,835,000 $471,986
    $100k-200k 197 $31,085,000 $157,792
    $100,000 or less 50 $3,140,000 $62,800
    $600k-1000k 40 $27,410,000 $685,250
    $Over $1MM 5 $30,885,000 $6,177,000

    Juneau's loan sizing saw the bucket of loans from $200k-400k with 820 originations, totaling $250,230,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 532 $198,800,000 $373,684
    60-80% 496 $194,150,000 $391,431
    40-60% 165 $40,515,000 $245,545
    20-40% 59 $9,135,000 $154,831
    Over 100% 52 $22,720,000 $436,923
    Under 20% 18 $1,080,000 $60,000

    Juneau's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 532 originations, totaling $198,800,000 in origination value.

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Juneau (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $349,950 (5.4%) $386,540 (3.1%) 0.00 88
    2018-02-01 $342,500 (-8.4%) $384,988 (-5.1%) 0.00 87
    2018-03-01 $359,000 (-5.4%) $399,154 (-1.8%) 0.00 87
    2018-04-01 $358,250 (-10.2%) $388,669 (-4.3%) 0.00 98
    2018-05-01 $366,950 (-10.5%) $403,658 (-9.9%) 0.00 112
    2018-06-01 $362,000 (-12.1%) $407,246 (-7.3%) 0.00 112
    2018-07-01 $359,500 (-9.9%) $400,774 (-7.7%) 0.00 109
    2018-08-01 $362,250 (-5.3%) $399,774 (-5.5%) 0.00 111
    2018-09-01 $350,000 (-6.6%) $381,717 (-3.7%) 0.00 101
    2018-10-01 $380,950 (-0.8%) $392,039 (-1.3%) 0.00 103
    2018-11-01 $382,000 (5.0%) $400,964 (1.7%) 0.00 97
    2018-12-01 $382,000 (13.0%) $393,416 (2.4%) 0.00 93
    2019-01-01 $399,900 (14.3%) $397,541 (2.9%) 0.00 84
    2019-02-01 $399,900 (16.8%) $389,836 (1.3%) 0.00 80
    2019-03-01 $411,014 (14.5%) $401,812 (0.7%) 0.00 86
    2019-04-01 $395,000 (10.3%) $396,187 (1.9%) 0.00 100
    2019-05-01 $405,000 (10.4%) $404,181 (0.1%) 0.00 104
    2019-06-01 $415,000 (14.6%) $419,437 (3.0%) 0.00 103
    2019-07-01 $401,950 (11.8%) $418,627 (4.5%) 0.00 102
    2019-08-01 $408,143 (12.7%) $416,507 (4.2%) 0.00 102
    2019-09-01 $399,000 (14.0%) $402,713 (5.5%) 0.00 97
    2019-10-01 $398,750 (4.7%) $405,655 (3.5%) 0.00 92
    2019-11-01 $389,900 (2.1%) $399,794 (-0.3%) 0.00 86
    2019-12-01 $409,450 (7.2%) $399,840 (1.6%) 0.00 68
    2020-01-01 $412,500 (3.2%) $395,882 (-0.4%) 0.00 59
    2020-02-01 $409,000 (2.3%) $396,979 (1.8%) 0.00 61
    2020-03-01 $399,900 (-2.7%) $390,261 (-2.9%) 0.00 52
    2020-04-01 $407,450 (3.2%) $418,660 (5.7%) 0.00 58
    2020-05-01 $429,900 (6.2%) $444,025 (9.9%) 0.00 65
    2020-06-01 $428,000 (3.1%) $439,945 (4.9%) 0.00 66
    2020-07-01 $397,000 (-1.2%) $422,524 (0.9%) 0.00 61
    2020-08-01 $432,000 (5.9%) $432,947 (4.0%) 0.00 57
    2020-09-01 $432,000 (8.3%) $425,877 (5.8%) 0.00 53
    2020-10-01 $425,000 (6.6%) $438,706 (8.2%) 0.00 46
    2020-11-01 $449,900 (15.4%) $463,712 (16.0%) 0.00 37
    2020-12-01 $444,900 (8.7%) $454,573 (13.7%) 0.00 40
    2021-01-01 $439,900 (6.6%) $445,566 (12.6%) 0.00 41
    2021-02-01 $442,400 (8.2%) $450,749 (13.5%) 0.00 36
    2021-03-01 $437,000 (9.3%) $473,292 (21.3%) 0.00 30
    2021-04-01 $434,000 (6.5%) $475,349 (13.5%) 0.00 28
    2021-05-01 $449,900 (4.7%) $487,117 (9.7%) 0.00 29
    2021-06-01 $433,500 (1.3%) $484,163 (10.1%) 0.00 36
    2021-07-01 $433,950 (9.3%) $479,786 (13.6%) 0.00 45
    2021-08-01 $444,950 (3.0%) $495,921 (14.6%) 0.00 36
    2021-09-01 $469,900 (8.8%) $496,438 (16.6%) 0.00 45
    2021-10-01 $445,000 (4.7%) $477,339 (8.8%) 0.00 45
    2021-11-01 $519,000 (15.4%) $494,814 (6.7%) 0.00 37
    2021-12-01 $489,900 (10.1%) $515,137 (13.3%) 0.00 30
    2022-01-01 $489,900 (11.4%) $513,567 (15.3%) 0.00 23
    2022-02-01 $439,950 (-0.6%) $460,283 (2.1%) 0.00 20
    2022-03-01 $457,400 (4.7%) $491,286 (3.8%) 0.00 21
    2022-04-01 $529,900 (22.1%) $607,116 (27.7%) 0.00 21
    2022-05-01 $579,450 (28.8%) $591,188 (21.4%) 0.00 28
    Juneau's median listing price for 2022-05-01 was $579,450, a difference of $129,550 (28.8%) versus the prior year and $49,550 versus the prior month.

    Juneau's median listing price comes in at 0% of the national average.

    Juneau's average listing price for 2022-05-01 was $591,188, a difference of $104,071 (21.4%) versus the prior year and $-15,928 versus the prior month.

    For the 2022-05-01 period, Juneau had 28 MLS listings, a difference of 7 listings (33%) versus the prior month and -1 listings (-3%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Juneau (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,617 sqft
    2018-02-01 0 days 1,524 sqft
    2018-03-01 0 days 1,528 sqft
    2018-04-01 0 days 1,568 sqft
    2018-05-01 0 days 1,621 sqft
    2018-06-01 0 days 1,611 sqft
    2018-07-01 0 days 1,599 sqft
    2018-08-01 0 days 1,590 sqft
    2018-09-01 0 days 1,500 sqft
    2018-10-01 0 days 1,565 sqft
    2018-11-01 0 days 1,598 sqft
    2018-12-01 0 days 1,590 sqft
    2019-01-01 0 days 1,664 sqft
    2019-02-01 0 days 1,670 sqft
    2019-03-01 0 days 1,724 sqft
    2019-04-01 0 days 1,658 sqft
    2019-05-01 0 days 1,763 sqft
    2019-06-01 0 days 1,804 sqft
    2019-07-01 0 days 1,824 sqft
    2019-08-01 0 days 1,809 sqft
    2019-09-01 0 days 1,800 sqft
    2019-10-01 0 days 1,819 sqft
    2019-11-01 0 days 1,782 sqft
    2019-12-01 0 days 1,824 sqft
    2020-01-01 0 days 1,784 sqft
    2020-02-01 0 days 1,824 sqft
    2020-03-01 0 days 1,635 sqft
    2020-04-01 0 days 1,639 sqft
    2020-05-01 0 days 1,685 sqft
    2020-06-01 0 days 1,631 sqft
    2020-07-01 0 days 1,577 sqft
    2020-08-01 0 days 1,597 sqft
    2020-09-01 0 days 1,577 sqft
    2020-10-01 0 days 1,577 sqft
    2020-11-01 0 days 1,609 sqft
    2020-12-01 0 days 1,577 sqft
    2021-01-01 0 days 1,577 sqft
    2021-02-01 0 days 1,574 sqft
    2021-03-01 0 days 1,618 sqft
    2021-04-01 0 days 1,600 sqft
    2021-05-01 0 days 1,635 sqft
    2021-06-01 0 days 1,600 sqft
    2021-07-01 0 days 1,600 sqft
    2021-08-01 0 days 1,758 sqft
    2021-09-01 0 days 1,702 sqft
    2021-10-01 0 days 1,635 sqft
    2021-11-01 0 days 1,730 sqft
    2021-12-01 0 days 1,814 sqft
    2022-01-01 0 days 1,864 sqft
    2022-02-01 0 days 1,651 sqft
    2022-03-01 0 days 1,703 sqft
    2022-04-01 0 days 1,950 sqft
    2022-05-01 0 days 1,714 sqft
    Juneau's median listing age (time on market) for 2022-05-01 was 0 days.

    Juneau's median square footage for active listings during the 2022-05-01 period was 1,714 sqft. One year prior, the average listing was 1,635 sqft.