Juneau Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Juneau averaged 6.83% for the week of 2025-07-10, compared to the national average of 6.72% for the same period.

    The average rate for the prior week (2025-07-03) was 6.48% and one month ago for the week of 2025-06-05, the average rate was 6.56%.

    Juneau's average rate one year ago was 6.96%.

    For refis of the same type during the week of 2025-07-10, the average rate was 6.62%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-07-10 6.72%
    Juneau 30 Year Fixed Rate 2025-07-10 6.83%
    Juneau 30 Year Fixed Rate Refi 2025-07-10 6.62%
    Juneau 15 Year Fixed Rate 2025-07-10 6.06%
    Juneau 15 Year Fixed Rate Refi 2025-07-10 5.86%
    Juneau 30 Year FHA 2025-07-10 6.52%
    Juneau 30 Year FHA Refi 2025-07-10 6.62%
    Juneau 30 Year USDA 2025-07-10 6.65%
    Juneau 30 Year USDA Refi 2025-07-10 6.25%
    Juneau 30 Year VA 2025-07-10 6.27%
    Juneau 30 Year VA Refi 2025-07-10 6.37%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Juneau, AK.

    Juneau Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Juneau, AK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    CORNERSTONE HOME LENDING, INC. 64 6.44% $10,047
    MOVEMENT MORTGAGE, LLC 41 6.45% $8,904
    NEWREZ LLC 25 6.84% $5,862
    TRUE NORTH FEDERAL CREDIT UNION 15 6.51% $8,348
    Alaska USA Federal Credit Union 13 6.77% $4,318
    QUICKEN LOANS, LLC 9 6.80% $7,617
    LOANDEPOT.COM, LLC 8 6.70% $8,325
    First National Bank Alaska 5 6.48% $8,337
    RESIDENTIAL MORTGAGE, LLC 4 7.00% $3,943
    BETTER MORTGAGE CORPORATION 3 7.08% $5,634
    NAVY FEDERAL CREDIT UNION 3 6.46% $3,134
    Wells Fargo Bank 2 6.63% $5,251
    CMG MORTGAGE, INC. 2 7.00% $8,187
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 7.56% $8,176
    Flagstar Bank, FSB 2 6.81% $5,336
    Morgan Stanley Private Bank 2 6.23% $3,400
    The Loan Store, Inc. 2 6.75% $10,710
    LENDSURE MORTGAGE CORP. 1 7.63% $10,165
    Mr. Cooper ( Nationstar Mortgage ) 1 5.63% $6,387
    GUARANTEED RATE, INC. 1 7.13% $8,787
    CROSSCOUNTRY MORTGAGE, LLC 1 7.08% $4,975
    NuVision Federal Credit Union 1 7.00% $5,050
    BROKER SOLUTIONS, INC. 1 6.49% $10,334
    RESIDENTIAL BANCORP 1 7.13% $11,051
    AMERICAN FINANCING CORPORATION 1 7.13% $20,428
    Sierra Pacific Mortgage Company, Inc. 1 7.63% $3,325
    Ally Bank 1 5.88% $9,886
    Toyota Financial Savings Bank 1 6.83% $3,958
    AMERICAN FINANCIAL NETWORK, INC. 1 8.00% $8,163
    UBS Bank USA 1 7.00% $4,508
    UNITED WHOLESALE MORTGAGE, LLC 1 5.63% $13,185
    USAA Federal Savings Bank 1 7.00% $7,027
    Mortgage Research Center, LLC 1 6.63% $1,130

    Juneau Average Closing Costs & Other Stats

    Juneau, AK's 33 lenders originated 466 loans during 2024. The total origination value was $159,210,000, with an average loan value of $341,652.

    Juneau's average closing costs are $7,695.

    The top Juneau lender as defined by loan originations is CORNERSTONE HOME LENDING, INC., with 64 loans originated. Their average total fees are $10,047, which is $1,144 higher than the next largest lender, MOVEMENT MORTGAGE, LLC.

    The lowest fee Juneau lenders (with over 10 loans originated) are Alaska USA Federal Credit Union ($4,318), NEWREZ LLC ($5,862), TRUE NORTH FEDERAL CREDIT UNION ($8,348), MOVEMENT MORTGAGE, LLC ($8,904) and CORNERSTONE HOME LENDING, INC. ($10,047).

    The lowest rate Juneau lenders (with over 10 loans originated) are CORNERSTONE HOME LENDING, INC. (6.44%), MOVEMENT MORTGAGE, LLC (6.45%), TRUE NORTH FEDERAL CREDIT UNION (6.51%), Alaska USA Federal Credit Union (6.77%) and NEWREZ LLC (6.84%).

    Juneau, AK Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    CORNERSTONE HOME LENDING, INC. $24,125,000 $34,335,000 42.3% 21.6%
    MOVEMENT MORTGAGE, LLC $20,690,000 $21,895,000 5.8% 13.8%
    NEWREZ LLC $8,985,000 $18,605,000 107.1% 11.7%
    Alaska USA Federal Credit Union $8,945,000 $10,550,000 17.9% 6.6%
    TRUE NORTH FEDERAL CREDIT UNION $6,695,000 $10,170,000 51.9% 6.4%
    RESIDENTIAL MORTGAGE, LLC $11,855,000 $5,895,000 -50.3% 3.7%
    LOANDEPOT.COM, LLC $5,700,000 n/a 3.6%
    QUICKEN LOANS, LLC $5,180,000 $4,860,000 -6.2% 3.1%
    NAVY FEDERAL CREDIT UNION $4,295,000 $3,795,000 -11.6% 2.4%
    UNITED WHOLESALE MORTGAGE, LLC $4,660,000 $3,430,000 -26.4% 2.2%
    First National Bank Alaska $1,590,000 $3,130,000 96.9% 2.0%
    USAA Federal Savings Bank $2,805,000 $2,495,000 -11.1% 1.6%
    Mortgage Research Center, LLC $2,680,000 $2,490,000 -7.1% 1.6%
    The Loan Store, Inc. $2,370,000 n/a 1.5%
    Community First National Bank $1,555,000 $2,125,000 36.7% 1.3%
    NuVision Federal Credit Union $125,000 $2,025,000 1,520.0% 1.3%
    GUARANTEED RATE, INC. $375,000 $1,710,000 356.0% 1.1%
    Bank of America $1,540,000 $1,595,000 3.6% 1.0%
    FREEDOM MORTGAGE CORPORATION $940,000 $1,480,000 57.4% 0.9%
    U.S. Bank $605,000 $1,480,000 144.6% 0.9%
    Mr. Cooper ( Nationstar Mortgage ) $45,000 $1,475,000 3,177.8% 0.9%
    PENNYMAC LOAN SERVICES, LLC $6,645,000 $1,305,000 -80.4% 0.8%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,135,000 n/a 0.7%
    Wells Fargo Bank $2,435,000 $1,135,000 -53.4% 0.7%
    Morgan Stanley Private Bank $1,100,000 n/a 0.7%
    BETTER MORTGAGE CORPORATION $510,000 $1,005,000 97.1% 0.6%
    CMG MORTGAGE, INC. $385,000 $810,000 110.4% 0.5%
    CROSSCOUNTRY MORTGAGE, LLC $770,000 n/a 0.5%
    Toyota Financial Savings Bank $705,000 $755,000 7.1% 0.5%
    Sierra Pacific Mortgage Company, Inc. $655,000 n/a 0.4%
    AMERICAN PACIFIC MORTGAGE CORPORATION $645,000 n/a 0.4%
    BROKER SOLUTIONS, INC. $635,000 n/a 0.4%
    Paramount Residential Mortgage Group, Inc. $625,000 $635,000 1.6% 0.4%
    Stride Bank $615,000 $625,000 1.6% 0.4%
    Flagstar Bank, FSB $125,000 $560,000 348.0% 0.4%
    ZILLOW HOME LOANS, LLC $545,000 n/a 0.3%
    KeyBank $435,000 $530,000 21.8% 0.3%
    North American Savings Bank, F.S.B. $525,000 n/a 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $295,000 $445,000 50.8% 0.3%
    ALLIANT CREDIT UNION $435,000 n/a 0.3%
    AMERICAN FINANCING CORPORATION $425,000 n/a 0.3%
    Magnolia Bank $415,000 n/a 0.3%
    UBS Bank USA $385,000 n/a 0.2%
    RESIDENTIAL BANCORP $375,000 n/a 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $335,000 n/a 0.2%
    Coastal Community Bank $160,000 $240,000 50.0% 0.2%
    LENDSURE MORTGAGE CORP. $235,000 n/a 0.1%
    Ally Bank $205,000 n/a 0.1%
    Bethpage Federal Credit Union $180,000 n/a 0.1%
    Discover Bank $345,000 $155,000 -55.1% 0.1%
    CREDIT UNION 1 $125,000 n/a 0.1%
    Bank-Fund Staff Federal Credit Union $105,000 n/a 0.1%
    City National Bank $105,000 n/a 0.1%
    Carrington Mortgage Services, LLC $405,000 $65,000 -84.0% 0.0%

    Juneau's top lender by overall market share is CORNERSTONE HOME LENDING, INC., with 21.6% market share. In second place, with 13.8%, is MOVEMENT MORTGAGE, LLC, having originated $21,895,000 in loans. In third place, with 11.7%, is NEWREZ LLC, having originated $18,605,000 in loans. In fourth place, with 6.6%, is Alaska USA Federal Credit Union, having originated $10,550,000 in loans. In fifth place, with 6.4%, is TRUE NORTH FEDERAL CREDIT UNION, having originated $10,170,000 in loans.

    Juneau Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Juneau (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $349,450 (6.9%) $386,156 (3.5%) 0.00 91
    2018-02-01 $325,000 (-10.7%) $383,185 (-4.4%) 0.00 85
    2018-03-01 $339,500 (-9.4%) $396,615 (-2.0%) 0.00 85
    2018-04-01 $338,475 (-13.2%) $386,851 (-3.3%) 0.00 96
    2018-05-01 $366,500 (-8.3%) $400,060 (-9.4%) 0.00 110
    2018-06-01 $359,500 (-8.0%) $401,961 (-5.9%) 0.00 107
    2018-07-01 $358,000 (-4.8%) $394,099 (-6.3%) 0.00 108
    2018-08-01 $362,225 (-2.6%) $394,538 (-4.2%) 0.00 111
    2018-09-01 $349,950 (-5.2%) $377,474 (-3.1%) 0.00 103
    2018-10-01 $380,425 (0.2%) $390,719 (-0.5%) 0.00 105
    2018-11-01 $382,000 (7.0%) $400,451 (1.8%) 0.00 97
    2018-12-01 $382,000 (14.4%) $391,957 (2.4%) 0.00 92
    2019-01-01 $399,900 (14.4%) $403,685 (4.5%) 0.00 85
    2019-02-01 $396,200 (21.9%) $394,439 (2.9%) 0.00 79
    2019-03-01 $411,429 (21.2%) $404,786 (2.1%) 0.00 87
    2019-04-01 $394,750 (16.6%) $397,519 (2.8%) 0.00 99
    2019-05-01 $399,450 (9.0%) $403,950 (1.0%) 0.00 102
    2019-06-01 $399,000 (11.0%) $413,614 (2.9%) 0.00 99
    2019-07-01 $399,000 (11.5%) $415,595 (5.5%) 0.00 101
    2019-08-01 $403,555 (11.4%) $421,138 (6.7%) 0.00 98
    2019-09-01 $400,711 (14.5%) $409,395 (8.5%) 0.00 94
    2019-10-01 $398,500 (4.8%) $401,365 (2.7%) 0.00 89
    2019-11-01 $381,000 (-0.3%) $394,738 (-1.4%) 0.00 82
    2019-12-01 $409,200 (7.1%) $395,517 (0.9%) 0.00 66
    2020-01-01 $410,750 (2.7%) $393,029 (-2.6%) 0.00 56
    2020-02-01 $407,000 (2.7%) $395,452 (0.3%) 0.00 58
    2020-03-01 $407,450 (-1.0%) $393,749 (-2.7%) 0.00 50
    2020-04-01 $408,325 (3.4%) $421,877 (6.1%) 0.00 53
    2020-05-01 $429,900 (7.6%) $446,385 (10.5%) 0.00 62
    2020-06-01 $428,475 (7.4%) $443,647 (7.3%) 0.00 65
    2020-07-01 $423,225 (6.1%) $440,409 (6.0%) 0.00 57
    2020-08-01 $439,000 (8.8%) $449,555 (6.8%) 0.00 53
    2020-09-01 $443,425 (10.7%) $436,247 (6.6%) 0.00 50
    2020-10-01 $444,900 (11.6%) $472,324 (17.7%) 0.00 43
    2020-11-01 $449,900 (18.1%) $476,532 (20.7%) 0.00 33
    2020-12-01 $446,150 (9.0%) $464,770 (17.5%) 0.00 35
    2021-01-01 $442,400 (7.7%) $443,244 (12.8%) 0.00 35
    2021-02-01 $446,150 (9.6%) $448,426 (13.4%) 0.00 31
    2021-03-01 $437,000 (7.3%) $462,178 (17.4%) 0.00 28
    2021-04-01 $417,450 (2.2%) $446,284 (5.8%) 0.00 28
    2021-05-01 $414,500 (-3.6%) $453,507 (1.6%) 0.00 28
    2021-06-01 $416,250 (-2.9%) $456,045 (2.8%) 0.00 37
    2021-07-01 $423,000 (-0.1%) $456,624 (3.7%) 0.00 44
    2021-08-01 $430,250 (-2.0%) $464,637 (3.4%) 0.00 34
    2021-09-01 $453,000 (2.2%) $468,277 (7.3%) 0.00 40
    2021-10-01 $405,000 (-9.0%) $446,312 (-5.5%) 0.00 41
    2021-11-01 $474,900 (5.6%) $477,878 (0.3%) 0.00 37
    2021-12-01 $441,150 (-1.1%) $496,062 (6.7%) 0.00 30
    2022-01-01 $439,900 (-0.6%) $487,632 (10.0%) 0.00 22
    2022-02-01 $433,250 (-2.9%) $445,257 (-0.7%) 0.00 20
    2022-03-01 $435,975 (-0.2%) $470,984 (1.9%) 0.00 21
    2022-04-01 $529,900 (26.9%) $596,683 (33.7%) 0.00 21
    2022-05-01 $552,167 (33.2%) $590,298 (30.2%) 0.00 29
    2022-06-01 $523,000 (25.7%) $544,044 (19.3%) 0.00 27
    2022-07-01 $459,000 (8.5%) $538,688 (18.0%) 0.00 34
    2022-08-01 $456,000 (6.0%) $526,239 (13.3%) 0.00 38
    2022-09-01 $481,975 (6.4%) $525,539 (12.2%) 0.00 39
    2022-10-01 $442,500 (9.3%) $487,982 (9.3%) 0.00 50
    2022-11-01 $399,900 (-15.8%) $454,523 (-4.9%) 0.00 49
    2022-12-01 $399,900 (-9.4%) $454,746 (-8.3%) 0.00 44
    2023-01-01 $431,225 (-2.0%) $451,300 (-7.5%) 0.00 42
    2023-02-01 $426,950 (-1.5%) $462,942 (4.0%) 0.00 37
    2023-03-01 $409,950 (-6.0%) $479,394 (1.8%) 0.00 33
    2023-04-01 $385,000 (-27.3%) $452,017 (-24.2%) 0.00 39
    2023-05-01 $399,975 (-27.6%) $475,775 (-19.4%) 0.00 45
    2023-06-01 $427,000 (-18.4%) $498,283 (-8.4%) 0.00 41
    2023-07-01 $444,706 (-3.1%) $511,580 (-5.0%) 0.00 54
    2023-08-01 $440,000 (-3.5%) $505,822 (-3.9%) 0.00 50
    2023-09-01 $440,000 (-8.7%) $534,360 (1.7%) 0.00 58
    2023-10-01 $440,000 (-0.6%) $474,965 (-2.7%) 0.00 59
    2023-11-01 $440,000 (10.0%) $491,446 (8.1%) 0.00 57
    2023-12-01 $440,000 (10.0%) $492,759 (8.4%) 0.00 53
    2024-01-01 $440,000 (2.0%) $509,390 (12.9%) 0.00 43
    2024-02-01 $440,000 (3.1%) $517,087 (11.7%) 0.00 44
    2024-03-01 $496,750 (21.2%) $541,809 (13.0%) 0.00 33
    2024-04-01 $505,750 (31.4%) $532,843 (17.9%) 0.00 45
    2024-05-01 $457,500 (14.4%) $535,555 (12.6%) 0.00 47
    2024-06-01 $487,500 (14.2%) $579,437 (16.3%) 0.00 55
    2024-07-01 $502,375 (13.0%) $577,489 (12.9%) 0.00 59
    2024-08-01 $529,950 (20.4%) $598,446 (18.3%) 0.00 64
    2024-09-01 $501,963 (14.1%) $597,154 (11.8%) 0.00 65
    2024-10-01 $521,250 (18.5%) $615,759 (29.6%) 0.00 63
    2024-11-01 $465,000 (5.7%) $577,011 (17.4%) 0.00 64
    2024-12-01 $467,450 (6.2%) $576,336 (17.0%) 0.00 56
    2025-01-01 $467,000 (6.1%) $594,606 (16.7%) 0.00 47
    2025-02-01 $471,000 (7.1%) $580,948 (12.4%) 0.00 44
    2025-03-01 $467,000 (-6.0%) $581,812 (7.4%) 0.00 46
    2025-04-01 $482,500 (-4.6%) $586,657 (10.1%) 0.00 50
    2025-05-01 $482,500 (5.5%) $551,649 (3.0%) 0.00 60
    2025-06-01 $497,974 (2.2%) $550,455 (-5.0%) 0.00 62
    Juneau's median listing price for 2025-06-01 was $497,974, a difference of $10,474 (2.2%) versus the prior year and $15,474 versus the prior month.

    Juneau's median listing price comes in at 0% of the national average.

    Juneau's average listing price for 2025-06-01 was $550,455, a difference of $-28,982 (-5.0%) versus the prior year and $-1,194 versus the prior month.

    For the 2025-06-01 period, Juneau had 62 MLS listings, a difference of 2 listings (3%) versus the prior month and 7 listings (13%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Juneau (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,614 sqft
    2018-02-01 0 days 1,544 sqft
    2018-03-01 0 days 1,542 sqft
    2018-04-01 0 days 1,578 sqft
    2018-05-01 0 days 1,622 sqft
    2018-06-01 0 days 1,615 sqft
    2018-07-01 0 days 1,592 sqft
    2018-08-01 0 days 1,580 sqft
    2018-09-01 0 days 1,489 sqft
    2018-10-01 0 days 1,544 sqft
    2018-11-01 0 days 1,586 sqft
    2018-12-01 0 days 1,587 sqft
    2019-01-01 0 days 1,639 sqft
    2019-02-01 0 days 1,640 sqft
    2019-03-01 0 days 1,632 sqft
    2019-04-01 0 days 1,609 sqft
    2019-05-01 0 days 1,748 sqft
    2019-06-01 0 days 1,790 sqft
    2019-07-01 0 days 1,814 sqft
    2019-08-01 0 days 1,815 sqft
    2019-09-01 0 days 1,812 sqft
    2019-10-01 0 days 1,810 sqft
    2019-11-01 0 days 1,674 sqft
    2019-12-01 0 days 1,815 sqft
    2020-01-01 0 days 1,692 sqft
    2020-02-01 0 days 1,786 sqft
    2020-03-01 0 days 1,773 sqft
    2020-04-01 0 days 1,651 sqft
    2020-05-01 0 days 1,760 sqft
    2020-06-01 0 days 1,635 sqft
    2020-07-01 0 days 1,594 sqft
    2020-08-01 0 days 1,628 sqft
    2020-09-01 0 days 1,577 sqft
    2020-10-01 0 days 1,598 sqft
    2020-11-01 0 days 1,614 sqft
    2020-12-01 0 days 1,577 sqft
    2021-01-01 0 days 1,577 sqft
    2021-02-01 0 days 1,574 sqft
    2021-03-01 0 days 1,610 sqft
    2021-04-01 0 days 1,600 sqft
    2021-05-01 0 days 1,618 sqft
    2021-06-01 0 days 1,600 sqft
    2021-07-01 0 days 1,600 sqft
    2021-08-01 0 days 1,666 sqft
    2021-09-01 0 days 1,600 sqft
    2021-10-01 0 days 1,600 sqft
    2021-11-01 0 days 1,614 sqft
    2021-12-01 0 days 1,622 sqft
    2022-01-01 0 days 1,600 sqft
    2022-02-01 0 days 1,638 sqft
    2022-03-01 0 days 1,604 sqft
    2022-04-01 0 days 1,830 sqft
    2022-05-01 0 days 1,800 sqft
    2022-06-01 0 days 1,948 sqft
    2022-07-01 0 days 1,653 sqft
    2022-08-01 0 days 1,520 sqft
    2022-09-01 0 days 1,602 sqft
    2022-10-01 0 days 1,396 sqft
    2022-11-01 0 days 1,332 sqft
    2022-12-01 0 days 1,350 sqft
    2023-01-01 0 days 1,376 sqft
    2023-02-01 0 days 1,346 sqft
    2023-03-01 0 days 1,260 sqft
    2023-04-01 0 days 1,200 sqft
    2023-05-01 0 days 1,355 sqft
    2023-06-01 0 days 1,356 sqft
    2023-07-01 0 days 1,579 sqft
    2023-08-01 0 days 1,545 sqft
    2023-09-01 0 days 1,600 sqft
    2023-10-01 0 days 1,562 sqft
    2023-11-01 0 days 1,581 sqft
    2023-12-01 0 days 1,541 sqft
    2024-01-01 0 days 1,600 sqft
    2024-02-01 0 days 1,600 sqft
    2024-03-01 0 days 1,610 sqft
    2024-04-01 0 days 1,600 sqft
    2024-05-01 0 days 1,600 sqft
    2024-06-01 0 days 1,600 sqft
    2024-07-01 0 days 1,602 sqft
    2024-08-01 0 days 1,600 sqft
    2024-09-01 0 days 1,600 sqft
    2024-10-01 0 days 1,620 sqft
    2024-11-01 0 days 1,600 sqft
    2024-12-01 0 days 1,600 sqft
    2025-01-01 0 days 1,600 sqft
    2025-02-01 0 days 1,529 sqft
    2025-03-01 0 days 1,506 sqft
    2025-04-01 0 days 1,494 sqft
    2025-05-01 0 days 1,515 sqft
    2025-06-01 0 days 1,539 sqft
    Juneau's median listing age (time on market) for 2025-06-01 was 0 days.

    Juneau's median square footage for active listings during the 2025-06-01 period was 1,539 sqft. One year prior, the average listing was 1,600 sqft.

    Juneau, AK Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 303 $125,755,000 $415,033
    Cash Out Refi 62 $11,000,000 $177,419
    Refi 40 $15,390,000 $384,750
    Other 36 $4,120,000 $114,444
    Home Improvement 25 $2,945,000 $117,800

    Juneau's most frequently cited loan purpose was Home Purchase, with 303 originations. The 2nd most popular reason was Cash Out Refi, with 62 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 235 $92,275,000 $392,660
    7-8% 83 $26,445,000 $318,614
    5-6% 80 $28,470,000 $355,875
    Over 8% 58 $7,790,000 $134,310
    <2.5% 2 $960,000 $480,000
    4-5% 1 $405,000 $405,000
    3-4% 1 $365,000 $365,000
    2.5-3% 1 $375,000 $375,000

    During 2024, Juneau's most frequently originated rate bucket was 6-7%, with 235 originations.

    Loan Sizing (Juneau, AK MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 165 $50,965,000 $308,879
    $400k-600k 134 $64,080,000 $478,209
    $100,000 or less 66 $4,140,000 $62,727
    $100k-200k 55 $7,615,000 $138,455
    $600k-1000k 45 $31,145,000 $692,111
    $Over $1MM 1 $1,265,000 $1,265,000

    Juneau's loan sizing saw the bucket of loans from $200k-400k with 165 originations, totaling $50,965,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 196 $88,610,000 $452,092
    60-80% 103 $39,405,000 $382,573
    Under 20% 73 $5,515,000 $75,548
    20-40% 39 $6,905,000 $177,051
    40-60% 31 $8,395,000 $270,806
    Over 100% 12 $5,770,000 $480,833

    Juneau's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 196 originations, totaling $88,610,000 in origination value.