Juneau Mortgage Rates
30 Year Fixed Rate mortgages in Juneau averaged
6.11%
for the week of 2022-06-23, compared to the national average of
5.81% for the same period.
The average rate for the prior week (2022-06-16) was
5.68% and
one month ago for the week of 2022-05-19, the
average rate was 5.45%.
Juneau's average rate one year ago was 2.81%.
For refis of the same type during the week of 2022-06-23, the average rate
was 5.67%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2022-06-23 | 5.81% |
Juneau 30 Year Fixed Rate | 2022-06-23 | 6.11% |
Juneau 30 Year Fixed Rate Refi | 2022-06-23 | 5.67% |
Juneau 15 Year Fixed Rate | 2022-06-23 | 5.5% |
Juneau 15 Year Fixed Rate Refi | 2022-06-23 | 4.93% |
Juneau 30 Year FHA | 2022-06-23 | -0.53% |
Juneau 30 Year FHA Refi | 2022-06-23 | -0.02% |
Juneau 30 Year USDA | 2022-06-23 | -0.48% |
Juneau 30 Year USDA Refi | 2022-06-23 | -0.05% |
Juneau 30 Year VA | 2022-06-23 | 0.01% |
Juneau 30 Year VA Refi | 2022-06-23 | -0.06% |
Juneau Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Juneau, AK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Juneau, AK's 44 lenders originated 1,457
loans during 2021. The total origination value was $505,585,000, with an average loan value of
$347,004.
The top Juneau lender as defined by loan originations is RESIDENTIAL MORTGAGE, LLC, with
71 loans originated. Their average total fees are
$8,748, which is $2,711
higher than the next largest lender,
CORNERSTONE HOME LENDING, INC..
The lowest fee Juneau lenders (with over 10 loans originated) are
KeyBank ($3,674), CALIBER HOME LOANS, INC. ($3,815), BETTER MORTGAGE CORPORATION ($4,101), Wells Fargo Bank ($4,429) and Alaska USA Mortgage Company LLC ($4,983).
The lowest rate Juneau lenders (with over 10 loans originated) are
AMERISAVE MORTGAGE CORPORATION (2.59%), BETTER MORTGAGE CORPORATION (2.85%), TRUE NORTH FEDERAL CREDIT UNION (2.87%), RESIDENTIAL MORTGAGE, LLC (2.88%) and LOANDEPOT.COM, LLC (2.92%).
Juneau, AK Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
---|---|---|---|---|
Alaska USA Federal Credit Union | $1,250,000 | $68,105,000 | 5,348.4% | 13.5% |
Alaska USA Mortgage Company LLC | $90,995,000 | $66,525,000 | -26.9% | 13.2% |
RESIDENTIAL MORTGAGE, LLC | $66,045,000 | $50,410,000 | -23.7% | 10.0% |
CORNERSTONE HOME LENDING, INC. | $45,945,000 | $48,175,000 | 4.9% | 9.5% |
QUICKEN LOANS, LLC | $45,785,000 | $33,280,000 | -27.3% | 6.6% |
First National Bank Alaska | $8,965,000 | $31,845,000 | 255.2% | 6.3% |
TRUE NORTH FEDERAL CREDIT UNION | $37,010,000 | $28,775,000 | -22.3% | 5.7% |
Wells Fargo Bank | $22,115,000 | $26,150,000 | 18.2% | 5.2% |
MOVEMENT MORTGAGE, LLC | $19,295,000 | n/a | 3.8% | |
LOANDEPOT.COM, LLC | $7,745,000 | $11,840,000 | 52.9% | 2.3% |
UNITED WHOLESALE MORTGAGE, LLC | $4,910,000 | $11,460,000 | 133.4% | 2.3% |
AMERISAVE MORTGAGE CORPORATION | $9,170,000 | $7,220,000 | -21.3% | 1.4% |
BETTER MORTGAGE CORPORATION | $2,925,000 | $6,480,000 | 121.5% | 1.3% |
FREEDOM MORTGAGE CORPORATION | $7,005,000 | $6,335,000 | -9.6% | 1.3% |
Mortgage Research Center, LLC | $3,860,000 | $5,835,000 | 51.2% | 1.2% |
CALIBER HOME LOANS, INC. | $3,055,000 | $5,705,000 | 86.7% | 1.1% |
North American Savings Bank, F.S.B. | $1,640,000 | $5,610,000 | 242.1% | 1.1% |
Wyndham Capital Mortgage, Inc. | $5,190,000 | n/a | 1.0% | |
PENNYMAC LOAN SERVICES, LLC | $2,025,000 | $5,045,000 | 149.1% | 1.0% |
KeyBank | $1,265,000 | $4,765,000 | 276.7% | 0.9% |
USAA Federal Savings Bank | $8,340,000 | $4,625,000 | -44.5% | 0.9% |
Bank of America | $4,550,000 | $4,475,000 | -1.6% | 0.9% |
NAVY FEDERAL CREDIT UNION | $3,715,000 | $4,225,000 | 13.7% | 0.8% |
NBKC BANK | $3,135,000 | $2,530,000 | -19.3% | 0.5% |
CRESCENT MORTGAGE COMPANY | $2,420,000 | n/a | 0.5% | |
CMG MORTGAGE, INC. | $2,315,000 | n/a | 0.5% | |
AMERICAN FINANCING CORPORATION | $1,035,000 | $2,235,000 | 115.9% | 0.4% |
LAKEVIEW LOAN SERVICING, LLC | $1,005,000 | $2,195,000 | 118.4% | 0.4% |
The Federal Savings Bank | $1,955,000 | $1,990,000 | 1.8% | 0.4% |
PLANET HOME LENDING, LLC | $570,000 | $1,695,000 | 197.4% | 0.3% |
U.S. Bank | $625,000 | $1,680,000 | 168.8% | 0.3% |
BROKER SOLUTIONS, INC. | $2,015,000 | $1,675,000 | -16.9% | 0.3% |
GUARANTEED RATE, INC. | $600,000 | $1,605,000 | 167.5% | 0.3% |
SUN WEST MORTGAGE COMPANY, INC. | $875,000 | $1,365,000 | 56.0% | 0.3% |
AMERICAN FINANCIAL NETWORK, INC. | $925,000 | $1,250,000 | 35.1% | 0.2% |
CROSSCOUNTRY MORTGAGE, LLC | $820,000 | $1,175,000 | 43.3% | 0.2% |
Manufacturers and Traders Trust Company | $1,075,000 | n/a | 0.2% | |
VILLAGE CAPITAL & INVESTMENT LLC | $985,000 | n/a | 0.2% | |
PHH Mortgage Corporation | $955,000 | n/a | 0.2% | |
CREDIT UNION 1 | $945,000 | n/a | 0.2% | |
FirstBank | $3,240,000 | $935,000 | -71.1% | 0.2% |
Flagstar Bank, FSB | $315,000 | $935,000 | 196.8% | 0.2% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $410,000 | $895,000 | 118.3% | 0.2% |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $885,000 | n/a | 0.2% | |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $840,000 | n/a | 0.2% | |
Mr. Cooper ( Nationstar Mortgage ) | $2,180,000 | $765,000 | -64.9% | 0.2% |
Axos Bank | $315,000 | $720,000 | 128.6% | 0.1% |
NuVision Federal Credit Union | $1,790,000 | $680,000 | -62.0% | 0.1% |
CANOPY MORTGAGE, LLC | $670,000 | n/a | 0.1% | |
Carrington Mortgage Services, LLC | $245,000 | $640,000 | 161.2% | 0.1% |
MUTUAL OF OMAHA MORTGAGE, INC. | $1,005,000 | $550,000 | -45.3% | 0.1% |
MID AMERICA MORTGAGE, INC. | $1,155,000 | $535,000 | -53.7% | 0.1% |
West Town Bank & Trust | $485,000 | n/a | 0.1% | |
BLUELEAF LENDING, LLC | $420,000 | n/a | 0.1% | |
ACADEMY MORTGAGE CORPORATION | $415,000 | n/a | 0.1% | |
Bank of England | $405,000 | n/a | 0.1% | |
Banterra Bank | $405,000 | n/a | 0.1% | |
First Guaranty Mortgage Corporation | $405,000 | n/a | 0.1% | |
Paramount Residential Mortgage Group, Inc. | $405,000 | n/a | 0.1% | |
AMERICAN ADVISORS GROUP | $400,000 | n/a | 0.1% | |
HOME POINT FINANCIAL CORPORATION | $610,000 | $395,000 | -35.2% | 0.1% |
GUARANTY MORTGAGE SERVICE, INC. | $375,000 | n/a | 0.1% | |
KELLER MORTGAGE, LLC | $345,000 | n/a | 0.1% | |
Capital Bank | $335,000 | n/a | 0.1% | |
HOMEOWNERS FINANCIAL GROUP USA, LLC | $325,000 | n/a | 0.1% | |
First Home Bank | $545,000 | $315,000 | -42.2% | 0.1% |
ACCELERATE MORTGAGE, LLC | $285,000 | n/a | 0.1% | |
AMCAP MORTGAGE, LTD. | $385,000 | $275,000 | -28.6% | 0.1% |
PENTAGON FEDERAL CREDIT UNION | $275,000 | n/a | 0.1% | |
GUILD MORTGAGE COMPANY | $255,000 | $205,000 | -19.6% | 0.0% |
STEARNS LENDING, LLC | $1,475,000 | $185,000 | -87.5% | 0.0% |
Discover Bank | $295,000 | $160,000 | -45.8% | 0.0% |
THRIVENT Federal Credit Union | $135,000 | n/a | 0.0% | |
AMERICAN INTERNET MORTGAGE, INC. | $125,000 | n/a | 0.0% |
Juneau's top lender by overall market share is Alaska USA Federal Credit Union, with 13.5% market share. In second place, with 13.2%, is Alaska USA Mortgage Company LLC, having originated $66,525,000 in loans. In third place, with 10.0%, is RESIDENTIAL MORTGAGE, LLC, having originated $50,410,000 in loans. In third place, with 9.5%, is CORNERSTONE HOME LENDING, INC., having originated $48,175,000 in loans. In third place, with 6.6%, is QUICKEN LOANS, LLC, having originated $33,280,000 in loans.
Juneau, AK Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Refi | 581 | $182,625,000 | $314,329 |
Home Purchase | 580 | $236,160,000 | $407,172 |
Cash Out Refi | 266 | $83,570,000 | $314,173 |
Home Improvement | 22 | $1,940,000 | $88,182 |
Other | 8 | $1,290,000 | $161,250 |
Juneau's most frequently cited loan purpose was Refi, with 581 originations. The 2nd most popular reason was Home Purchase, with 580 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
2.5-3% | 702 | $245,420,000 | $349,601 |
3-4% | 359 | $141,505,000 | $394,164 |
<2.5% | 347 | $108,625,000 | $313,040 |
4-5% | 27 | $7,685,000 | $284,630 |
6-7% | 10 | $680,000 | $68,000 |
5-6% | 7 | $775,000 | $110,714 |
Over 8% | 3 | $255,000 | $85,000 |
During 2021, Juneau's most frequently originated rate bucket was 2.5-3%, with 702 originations.
Loan Sizing (Juneau, AK MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$200k-400k | 820 | $250,230,000 | $305,159 |
$400k-600k | 345 | $162,835,000 | $471,986 |
$100k-200k | 197 | $31,085,000 | $157,792 |
$100,000 or less | 50 | $3,140,000 | $62,800 |
$600k-1000k | 40 | $27,410,000 | $685,250 |
$Over $1MM | 5 | $30,885,000 | $6,177,000 |
Juneau's loan sizing saw the bucket of loans from $200k-400k with 820 originations, totaling $250,230,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 532 | $198,800,000 | $373,684 |
60-80% | 496 | $194,150,000 | $391,431 |
40-60% | 165 | $40,515,000 | $245,545 |
20-40% | 59 | $9,135,000 | $154,831 |
Over 100% | 52 | $22,720,000 | $436,923 |
Under 20% | 18 | $1,080,000 | $60,000 |
Juneau's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 532 originations, totaling $198,800,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Juneau (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $349,950 (5.4%) | $386,540 (3.1%) | 0.00 | 88 |
2018-02-01 | $342,500 (-8.4%) | $384,988 (-5.1%) | 0.00 | 87 |
2018-03-01 | $359,000 (-5.4%) | $399,154 (-1.8%) | 0.00 | 87 |
2018-04-01 | $358,250 (-10.2%) | $388,669 (-4.3%) | 0.00 | 98 |
2018-05-01 | $366,950 (-10.5%) | $403,658 (-9.9%) | 0.00 | 112 |
2018-06-01 | $362,000 (-12.1%) | $407,246 (-7.3%) | 0.00 | 112 |
2018-07-01 | $359,500 (-9.9%) | $400,774 (-7.7%) | 0.00 | 109 |
2018-08-01 | $362,250 (-5.3%) | $399,774 (-5.5%) | 0.00 | 111 |
2018-09-01 | $350,000 (-6.6%) | $381,717 (-3.7%) | 0.00 | 101 |
2018-10-01 | $380,950 (-0.8%) | $392,039 (-1.3%) | 0.00 | 103 |
2018-11-01 | $382,000 (5.0%) | $400,964 (1.7%) | 0.00 | 97 |
2018-12-01 | $382,000 (13.0%) | $393,416 (2.4%) | 0.00 | 93 |
2019-01-01 | $399,900 (14.3%) | $397,541 (2.9%) | 0.00 | 84 |
2019-02-01 | $399,900 (16.8%) | $389,836 (1.3%) | 0.00 | 80 |
2019-03-01 | $411,014 (14.5%) | $401,812 (0.7%) | 0.00 | 86 |
2019-04-01 | $395,000 (10.3%) | $396,187 (1.9%) | 0.00 | 100 |
2019-05-01 | $405,000 (10.4%) | $404,181 (0.1%) | 0.00 | 104 |
2019-06-01 | $415,000 (14.6%) | $419,437 (3.0%) | 0.00 | 103 |
2019-07-01 | $401,950 (11.8%) | $418,627 (4.5%) | 0.00 | 102 |
2019-08-01 | $408,143 (12.7%) | $416,507 (4.2%) | 0.00 | 102 |
2019-09-01 | $399,000 (14.0%) | $402,713 (5.5%) | 0.00 | 97 |
2019-10-01 | $398,750 (4.7%) | $405,655 (3.5%) | 0.00 | 92 |
2019-11-01 | $389,900 (2.1%) | $399,794 (-0.3%) | 0.00 | 86 |
2019-12-01 | $409,450 (7.2%) | $399,840 (1.6%) | 0.00 | 68 |
2020-01-01 | $412,500 (3.2%) | $395,882 (-0.4%) | 0.00 | 59 |
2020-02-01 | $409,000 (2.3%) | $396,979 (1.8%) | 0.00 | 61 |
2020-03-01 | $399,900 (-2.7%) | $390,261 (-2.9%) | 0.00 | 52 |
2020-04-01 | $407,450 (3.2%) | $418,660 (5.7%) | 0.00 | 58 |
2020-05-01 | $429,900 (6.2%) | $444,025 (9.9%) | 0.00 | 65 |
2020-06-01 | $428,000 (3.1%) | $439,945 (4.9%) | 0.00 | 66 |
2020-07-01 | $397,000 (-1.2%) | $422,524 (0.9%) | 0.00 | 61 |
2020-08-01 | $432,000 (5.9%) | $432,947 (4.0%) | 0.00 | 57 |
2020-09-01 | $432,000 (8.3%) | $425,877 (5.8%) | 0.00 | 53 |
2020-10-01 | $425,000 (6.6%) | $438,706 (8.2%) | 0.00 | 46 |
2020-11-01 | $449,900 (15.4%) | $463,712 (16.0%) | 0.00 | 37 |
2020-12-01 | $444,900 (8.7%) | $454,573 (13.7%) | 0.00 | 40 |
2021-01-01 | $439,900 (6.6%) | $445,566 (12.6%) | 0.00 | 41 |
2021-02-01 | $442,400 (8.2%) | $450,749 (13.5%) | 0.00 | 36 |
2021-03-01 | $437,000 (9.3%) | $473,292 (21.3%) | 0.00 | 30 |
2021-04-01 | $434,000 (6.5%) | $475,349 (13.5%) | 0.00 | 28 |
2021-05-01 | $449,900 (4.7%) | $487,117 (9.7%) | 0.00 | 29 |
2021-06-01 | $433,500 (1.3%) | $484,163 (10.1%) | 0.00 | 36 |
2021-07-01 | $433,950 (9.3%) | $479,786 (13.6%) | 0.00 | 45 |
2021-08-01 | $444,950 (3.0%) | $495,921 (14.6%) | 0.00 | 36 |
2021-09-01 | $469,900 (8.8%) | $496,438 (16.6%) | 0.00 | 45 |
2021-10-01 | $445,000 (4.7%) | $477,339 (8.8%) | 0.00 | 45 |
2021-11-01 | $519,000 (15.4%) | $494,814 (6.7%) | 0.00 | 37 |
2021-12-01 | $489,900 (10.1%) | $515,137 (13.3%) | 0.00 | 30 |
2022-01-01 | $489,900 (11.4%) | $513,567 (15.3%) | 0.00 | 23 |
2022-02-01 | $439,950 (-0.6%) | $460,283 (2.1%) | 0.00 | 20 |
2022-03-01 | $457,400 (4.7%) | $491,286 (3.8%) | 0.00 | 21 |
2022-04-01 | $529,900 (22.1%) | $607,116 (27.7%) | 0.00 | 21 |
2022-05-01 | $579,450 (28.8%) | $591,188 (21.4%) | 0.00 | 28 |
Juneau's median listing price comes in at 0% of the national average.
Juneau's average listing price for 2022-05-01 was $591,188, a difference of $104,071 (21.4%) versus the prior year and $-15,928 versus the prior month.
For the 2022-05-01 period, Juneau had 28 MLS listings, a difference of 7 listings (33%) versus the prior month and -1 listings (-3%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Juneau (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,617 sqft |
2018-02-01 | 0 days | 1,524 sqft |
2018-03-01 | 0 days | 1,528 sqft |
2018-04-01 | 0 days | 1,568 sqft |
2018-05-01 | 0 days | 1,621 sqft |
2018-06-01 | 0 days | 1,611 sqft |
2018-07-01 | 0 days | 1,599 sqft |
2018-08-01 | 0 days | 1,590 sqft |
2018-09-01 | 0 days | 1,500 sqft |
2018-10-01 | 0 days | 1,565 sqft |
2018-11-01 | 0 days | 1,598 sqft |
2018-12-01 | 0 days | 1,590 sqft |
2019-01-01 | 0 days | 1,664 sqft |
2019-02-01 | 0 days | 1,670 sqft |
2019-03-01 | 0 days | 1,724 sqft |
2019-04-01 | 0 days | 1,658 sqft |
2019-05-01 | 0 days | 1,763 sqft |
2019-06-01 | 0 days | 1,804 sqft |
2019-07-01 | 0 days | 1,824 sqft |
2019-08-01 | 0 days | 1,809 sqft |
2019-09-01 | 0 days | 1,800 sqft |
2019-10-01 | 0 days | 1,819 sqft |
2019-11-01 | 0 days | 1,782 sqft |
2019-12-01 | 0 days | 1,824 sqft |
2020-01-01 | 0 days | 1,784 sqft |
2020-02-01 | 0 days | 1,824 sqft |
2020-03-01 | 0 days | 1,635 sqft |
2020-04-01 | 0 days | 1,639 sqft |
2020-05-01 | 0 days | 1,685 sqft |
2020-06-01 | 0 days | 1,631 sqft |
2020-07-01 | 0 days | 1,577 sqft |
2020-08-01 | 0 days | 1,597 sqft |
2020-09-01 | 0 days | 1,577 sqft |
2020-10-01 | 0 days | 1,577 sqft |
2020-11-01 | 0 days | 1,609 sqft |
2020-12-01 | 0 days | 1,577 sqft |
2021-01-01 | 0 days | 1,577 sqft |
2021-02-01 | 0 days | 1,574 sqft |
2021-03-01 | 0 days | 1,618 sqft |
2021-04-01 | 0 days | 1,600 sqft |
2021-05-01 | 0 days | 1,635 sqft |
2021-06-01 | 0 days | 1,600 sqft |
2021-07-01 | 0 days | 1,600 sqft |
2021-08-01 | 0 days | 1,758 sqft |
2021-09-01 | 0 days | 1,702 sqft |
2021-10-01 | 0 days | 1,635 sqft |
2021-11-01 | 0 days | 1,730 sqft |
2021-12-01 | 0 days | 1,814 sqft |
2022-01-01 | 0 days | 1,864 sqft |
2022-02-01 | 0 days | 1,651 sqft |
2022-03-01 | 0 days | 1,703 sqft |
2022-04-01 | 0 days | 1,950 sqft |
2022-05-01 | 0 days | 1,714 sqft |
Juneau's median square footage for active listings during the 2022-05-01 period was 1,714 sqft. One year prior, the average listing was 1,635 sqft.