City National Bank Mortgage Rates, Fees & Info
Los Angeles, CALEI: 593C3GZG957YOJPS2Z63
Tax ID: 95-1780067
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Mortgage Data
Review & Overview
City National Bank is a small bank specializing in Home Purchase loans. City National Bank has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, New York, San Diego, Miami, and San Francisco among others. We have data for 157 markets. (Some data included below & more in-depth data is available with an active subscription.)City National Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. City National Bank is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 3.89% | 12/17/24 |
| 30 Year Conventional Purchase | 6.12% | 12/17/24 |
| 30 Year Conventional Refi | 6.28% | 12/17/24 |
| 30 Year Cash-out Refi | 6.30% | 12/17/24 |
| 15 Year Conventional Purchase | 5.50% | 12/17/24 |
| 15 Year Conventional Refi | 5.76% | 12/17/24 |
| 15 Year Cash-out Refi | 5.76% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
City National Bank Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from City National Bank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,819Origination Dollar Volume (All Markets)
$2,217,475,000Awards
City National Bank - 2023
City National Bank is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
City National Bank's average 30 year fixed mortgage rate was
6.83%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 0.35%.
Relative Fees (Closing Costs)
City National Bank's average total fees/closing costs for a 30 year fixed rate
mortgage were $8,349.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 695 | $971,735,000 | $1,398,180 | $9,960 | 6.99% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 147 | $199,185,000 | $1,355,000 | $8,379 | 6.36% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 65 | $86,595,000 | $1,332,231 | $9,084 | 7.26% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 45 | $68,545,000 | $1,523,222 | $9,432 | 6.45% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 70 | $65,040,000 | $929,143 | $6,028 | 7.46% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 20 | $58,440,000 | $2,922,000 | $7,153 | 7.00% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 57 | $51,975,000 | $911,842 | $5,632 | 6.91% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 53 | $46,735,000 | $881,792 | $9,227 | 6.96% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 48 | $45,790,000 | $953,958 | $7,282 | 6.50% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 35 | $41,965,000 | $1,199,000 | $7,754 | 6.89% |
| Glenwood Springs, CO (FHA|USDA|VA) | 6 | $39,630,000 | $6,605,000 | $67,654 | 5.97% |
| Outside of Metro Areas | 31 | $32,055,000 | $1,034,032 | $7,540 | 6.68% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 35 | $29,955,000 | $855,857 | $7,582 | 6.37% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 18 | $25,750,000 | $1,430,556 | $4,890 | 6.32% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 24 | $24,280,000 | $1,011,667 | $7,307 | 6.77% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 24 | $23,470,000 | $977,917 | $7,764 | 6.48% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 16 | $20,390,000 | $1,274,375 | $10,519 | 6.71% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 12 | $19,760,000 | $1,646,667 | $9,679 | 6.96% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 15 | $17,825,000 | $1,188,333 | $8,143 | 7.35% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 10 | $15,520,000 | $1,552,000 | $12,066 | 5.68% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 14 | $15,310,000 | $1,093,571 | $10,203 | 6.77% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 14 | $12,480,000 | $891,429 | $5,205 | 6.81% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 12 | $11,450,000 | $954,167 | $3,984 | 6.81% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 9 | $11,215,000 | $1,246,111 | $10,137 | 6.53% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 13 | $10,155,000 | $781,154 | $6,581 | 6.21% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 9 | $9,815,000 | $1,090,556 | $5,125 | 6.18% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 9 | $9,795,000 | $1,088,333 | $5,911 | 7.19% |
| SALINAS, CA (FHA|USDA|VA) | 4 | $9,680,000 | $2,420,000 | $5,025 | 6.46% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 4 | $9,370,000 | $2,342,500 | $66,223 | 6.67% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 15 | $9,175,000 | $611,667 | $4,635 | 6.69% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 17 | $8,865,000 | $521,471 | $4,322 | 6.54% |
| Heber, UT (FHA|USDA|VA) | 8 | $8,750,000 | $1,093,750 | $8,978 | 6.03% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 12 | $8,320,000 | $693,333 | $5,519 | 6.46% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 9 | $8,285,000 | $920,556 | $7,045 | 6.01% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 3 | $7,865,000 | $2,621,667 | $21,156 | 5.87% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 7 | $7,185,000 | $1,026,429 | $13,393 | 6.87% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 3 | $6,955,000 | $2,318,333 | $8,945 | 6.48% |
| RENO, NV (FHA|USDA|VA) | 5 | $6,635,000 | $1,327,000 | $4,879 | 6.86% |
| KINGSTON, NY (FHA|USDA|VA) | 7 | $6,365,000 | $909,286 | $7,330 | 6.36% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 8 | $6,120,000 | $765,000 | $8,280 | 6.57% |
| Outside of Metro Areas | 2 | $4,870,000 | $2,435,000 | $7,521 | 5.80% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 4 | $4,430,000 | $1,107,500 | $6,591 | 6.51% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 4 | $4,280,000 | $1,070,000 | $5,314 | 5.93% |
| FORT COLLINS, CO (FHA|USDA|VA) | 6 | $4,220,000 | $703,333 | $4,086 | 7.07% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 6 | $3,950,000 | $658,333 | $5,957 | 6.30% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1 | $3,785,000 | $3,785,000 | $0 | 5.33% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 4 | $3,540,000 | $885,000 | $5,393 | 6.33% |
| Edwards, CO (FHA|USDA|VA) | 2 | $3,390,000 | $1,695,000 | $4,292 | 5.86% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 3 | $3,265,000 | $1,088,333 | $4,838 | 6.48% |
| Vineyard Haven, MA (FHA|USDA|VA) | 2 | $3,150,000 | $1,575,000 | $10,003 | 7.51% |
| NAPA, CA (FHA|USDA|VA) | 4 | $3,030,000 | $757,500 | $3,980 | 5.77% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 4 | $2,940,000 | $735,000 | $3,841 | 6.73% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 5 | $2,745,000 | $549,000 | $5,683 | 6.87% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $2,730,000 | $1,365,000 | $6,882 | 6.35% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 4 | $2,720,000 | $680,000 | $4,554 | 6.58% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 6 | $2,700,000 | $450,000 | $4,739 | 7.44% |
| Kalispell, MT (FHA|USDA|VA) | 2 | $2,610,000 | $1,305,000 | $0 | 8.11% |
| PITTSFIELD, MA (FHA|USDA|VA) | 4 | $2,610,000 | $652,500 | $4,831 | 7.74% |
| BEND, OR (FHA|USDA|VA) | 3 | $2,605,000 | $868,333 | $9,789 | 7.93% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 3 | $2,405,000 | $801,667 | $5,349 | 6.35% |
| Jackson, WY-ID (FHA|USDA|VA) | 2 | $2,280,000 | $1,140,000 | $0 | 7.81% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 3 | $2,255,000 | $751,667 | $3,960 | 6.40% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 3 | $2,095,000 | $698,333 | $5,883 | 7.05% |
| Kapaa, HI (FHA|USDA|VA) | 1 | $2,005,000 | $2,005,000 | $0 | 7.43% |
| PITTSBURGH, PA (FHA|USDA|VA) | 8 | $1,980,000 | $247,500 | $6,010 | 6.95% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $1,970,000 | $985,000 | $6,390 | 7.53% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $1,960,000 | $980,000 | $4,461 | 5.85% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $1,945,000 | $1,945,000 | $0 | 5.60% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 2 | $1,900,000 | $950,000 | $8,942 | 6.15% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 2 | $1,750,000 | $875,000 | $8,029 | 7.18% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 3 | $1,625,000 | $541,667 | $4,678 | 6.45% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $1,535,000 | $1,535,000 | $0 | 5.68% |
| Breckenridge, CO (FHA|USDA|VA) | 2 | $1,510,000 | $755,000 | $3,442 | 5.85% |
| Holland, MI (FHA|USDA|VA) | 2 | $1,510,000 | $755,000 | $3,197 | 5.48% |
| Key West, FL (FHA|USDA|VA) | 1 | $1,505,000 | $1,505,000 | $8,894 | 6.60% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 3 | $1,475,000 | $491,667 | $3,754 | 6.58% |
| Whitewater, WI (FHA|USDA|VA) | 2 | $1,460,000 | $730,000 | $2,770 | 6.15% |
| TUCSON, AZ (FHA|USDA|VA) | 2 | $1,390,000 | $695,000 | $4,141 | 6.95% |
| LINCOLN, NE (FHA|USDA|VA) | 4 | $1,370,000 | $342,500 | $3,572 | 6.55% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 2 | $1,360,000 | $680,000 | $4,767 | 7.03% |
| COLUMBUS, OH (FHA|USDA|VA) | 2 | $1,360,000 | $680,000 | $5,362 | 6.06% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 2 | $1,350,000 | $675,000 | $4,807 | 7.39% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 2 | $1,340,000 | $670,000 | $3,850 | 6.13% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $1,285,000 | $1,285,000 | $6,354 | 6.50% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 2 | $1,260,000 | $630,000 | $3,627 | 7.93% |
| Hudson, NY (FHA|USDA|VA) | 1 | $1,255,000 | $1,255,000 | $8,644 | 5.53% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 2 | $1,210,000 | $605,000 | $4,237 | 6.45% |
| Torrington, CT (FHA|USDA|VA) | 2 | $1,180,000 | $590,000 | $3,966 | 7.75% |
| Marion, NC (FHA|USDA|VA) | 1 | $1,165,000 | $1,165,000 | $5,463 | 6.95% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $1,145,000 | $1,145,000 | $7,190 | 6.43% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $1,135,000 | $1,135,000 | $11,989 | 6.30% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $1,120,000 | $560,000 | $6,114 | 7.09% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $1,120,000 | $560,000 | $5,794 | 7.35% |
| Hilo, HI (FHA|USDA|VA) | 1 | $1,055,000 | $1,055,000 | $5,616 | 6.20% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $6,386 | 4.83% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $995,000 | $995,000 | $9,860 | 5.80% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $985,000 | $985,000 | $3,789 | 6.40% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $955,000 | $955,000 | $3,844 | 5.00% |
| GREEN BAY, WI (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $2,968 | 6.90% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 1 | $925,000 | $925,000 | $5,037 | 5.40% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $885,000 | $885,000 | $5,608 | 6.75% |
| SALEM, OR (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $0 | 7.90% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $4,134 | 6.31% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $4,566 | 6.10% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $5,218 | 8.00% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $4,892 | 6.80% |
| Laconia, NH (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $4,601 | 6.40% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $4,974 | 7.93% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $4,942 | 5.05% |
| BOISE CITY, ID (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $5,958 | 5.45% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $695,000 | $695,000 | $5,015 | 7.35% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $7,400 | 7.48% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $3,256 | 6.43% |
| COLUMBIA, SC (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $4,648 | 7.69% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $4,159 | 6.58% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $0 | 8.65% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $5,175 | 6.63% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $4,526 | 6.20% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $4,395 | 6.95% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $3,750 | 6.25% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $4,804 | 6.25% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $4,903 | 7.23% |
| Seneca Falls, NY (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 7.85% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $6,009 | 5.20% |
| ROME, GA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $0 | 6.75% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $4,464 | 6.40% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $3,515 | 6.15% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,999 | 6.45% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 5.98% |
| Shelton, WA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,327 | 6.50% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $5,559 | 7.00% |
| Newport, OR (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,934 | 8.45% |
| Fernley, NV (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,288 | 7.25% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,362 | 5.95% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,177 | 7.43% |
| Oxford, MS (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,111 | 5.75% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,680 | 7.15% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,364 | 5.90% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,307 | 6.13% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,767 | 6.60% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,667 | 7.15% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,077 | 6.85% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,580 | 8.10% |
| Enterprise, AL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,485 | 6.53% |
| Sonora, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 8.38% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 6.18% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,280 | 6.75% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,104 | 6.25% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,129 | 6.63% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,814 | 6.95% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 3.49% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 8.80% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,220 | 6.05% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 8.65% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 9.05% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 9.75% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 12.95% |
Similar Lenders
We use machine learning to identify the top lenders compared against City National Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 1,121 | $1,729,345,000 | $1,542,681 | $8,284 | 6.11% |
| HELOC | 698 | $488,130,000 | $699,327 | n/a | 7.96% |
For 2023, City National Bank's most frequently originated type of loan was Conventional, with 1,121 originations. Their 2nd most popular type was HELOC, with 698 originations.
Loan Reason
For 2023, City National Bank's most frequently cited loan purpose was Home Purchase, with 861 originations. The 2nd most popular reason was Other, with 416 originations.
Loan Duration/Length
For 2023, City National Bank's most frequently cited loan duration was 30 Year, with 1,782 originations. The 2nd most popular length was 15 Year, with 19 originations.
Origination Fees/Closing Costs
City National Bank's average total fees were $8,349, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 987 originations.
Interest Rates
During 2023, City National Bank's average interest rate for loans was 6.83%, while their most frequently originated rate bucket for loans was Over 8%, with 497 originations.
Loan Sizing
2023 saw City National Bank place emphasis on $1MM+ loans with 729 originations, totaling $1,677,985,000 in origination value.
Applicant Income
City National Bank lent most frequently to those with incomes in the $250k+ range, with 1,098 originations. The second most popular income band? $150k-250k, with 213 originations.
Applicant Debt to Income Ratio
City National Bank lent most frequently to those with DTI ratios of 20-30%, with 297 originations. The next most common DTI ratio? 30-36%, with 221 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications80.69%
City National Bank has a below average approval rate.
Pick Rate
Approvals leading to origination72.35%
City National Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,819 | $2,217,475,000 | $1,219,063 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 1,819 | $2,217,475,000 | $1,219,063 |