City National Bank Mortgage Rates, Fees & Info

Los Angeles, CA

LEI: 593C3GZG957YOJPS2Z63

Tax ID: 95-1780067

4.5 stars - out of 5 stars, based on 80 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Bank Data

    Review & Overview

    City National Bank is a large bank specializing in Home Purchase and Refi loans. City National Bank has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, New York, San Francisco, San Diego, and Miami among others. We have data for 228 markets. (Some data included below & more in-depth data is available with an active subscription.)

    City National Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. City National Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 5.91% 10/3/22
    30 Year Conventional Purchase 6.02% 10/3/22
    30 Year Conventional Refi 6.20% 10/3/22
    30 Year Cash-out Refi 6.22% 10/3/22
    15 Year Conventional Purchase 6.11% 10/3/22
    15 Year Conventional Refi 6.40% 10/3/22
    15 Year Cash-out Refi 6.40% 10/3/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    6,370

    Origination Dollar Volume (All Markets)

    $8,174,950,000

    Employee count

    6,850 Show all (42) awards

    Relative Rate

    City National Bank's average 30 year fixed mortgage rate was 2.79%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of -0.36%.

    Relative Fees (Closing Costs)

    City National Bank's average total fees/closing costs for a 30 year fixed rate mortgage were $6,325.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 2,687 $3,963,145,000 $1,474,933 $6,444 2.76%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 517 $855,305,000 $1,654,362 $8,465 2.68%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 342 $372,560,000 $1,089,357 $4,951 2.94%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 261 $267,815,000 $1,026,111 $4,453 2.99%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 118 $228,740,000 $1,938,475 $11,513 2.70%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 67 $195,705,000 $2,920,970 $6,798 2.73%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 162 $148,280,000 $915,309 $4,948 2.78%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 150 $145,020,000 $966,800 $5,504 2.73%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 164 $139,340,000 $849,634 $4,995 2.95%
    Glenwood Springs, CO (FHA|USDA|VA) 20 $131,830,000 $6,591,500 $12,709 2.57%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 154 $128,940,000 $837,273 $5,097 2.95%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 103 $75,665,000 $734,612 $4,531 2.90%
    Outside of Metro Areas 73 $65,225,000 $893,493 $6,033 2.74%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 57 $62,715,000 $1,100,263 $4,820 2.88%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 69 $60,335,000 $874,420 $4,736 2.81%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 47 $59,245,000 $1,260,532 $7,952 2.84%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 62 $59,110,000 $953,387 $4,602 2.70%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 66 $57,380,000 $869,394 $6,031 2.69%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 50 $56,840,000 $1,136,800 $5,619 2.72%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 75 $50,615,000 $674,867 $3,752 2.79%
    Jackson, WY-ID (FHA|USDA|VA) 14 $39,860,000 $2,847,143 $9,539 2.62%
    Edwards, CO (FHA|USDA|VA) 14 $36,590,000 $2,613,571 $6,784 2.52%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 16 $35,530,000 $2,220,625 $4,935 2.75%
    SALINAS, CA (FHA|USDA|VA) 9 $35,395,000 $3,932,778 $9,114 2.22%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 37 $34,435,000 $930,676 $4,471 2.70%
    Heber, UT (FHA|USDA|VA) 17 $32,365,000 $1,903,824 $7,516 2.66%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 30 $29,770,000 $992,333 $4,455 2.94%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 22 $27,380,000 $1,244,545 $8,711 2.61%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 19 $25,875,000 $1,361,842 $8,103 2.66%
    RENO, NV (FHA|USDA|VA) 36 $25,380,000 $705,000 $4,063 2.83%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 38 $24,930,000 $656,053 $4,431 2.76%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 36 $21,510,000 $597,500 $5,034 2.70%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 35 $20,365,000 $581,857 $4,257 2.77%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 32 $18,690,000 $584,063 $5,595 2.73%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 17 $18,205,000 $1,070,882 $5,176 2.54%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 11 $17,415,000 $1,583,182 $10,826 2.90%
    Hailey, ID (FHA|USDA|VA) 10 $17,020,000 $1,702,000 $7,356 2.89%
    Hilo, HI (FHA|USDA|VA) 8 $16,950,000 $2,118,750 $9,082 2.61%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 23 $16,885,000 $734,130 $5,677 2.77%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 14 $16,080,000 $1,148,571 $6,012 2.82%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 19 $15,985,000 $841,316 $8,566 2.76%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 25 $15,635,000 $625,400 $4,904 2.71%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 16 $15,590,000 $974,375 $9,279 2.59%
    KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 9 $15,395,000 $1,710,556 $8,432 2.72%
    URBAN HONOLULU, HI (FHA|USDA|VA) 8 $14,310,000 $1,788,750 $7,378 2.80%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 14 $12,340,000 $881,429 $5,300 2.54%
    Torrington, CT (FHA|USDA|VA) 9 $11,905,000 $1,322,778 $6,988 3.04%
    NAPA, CA (FHA|USDA|VA) 10 $11,680,000 $1,168,000 $5,153 2.95%
    JACKSONVILLE, FL (FHA|USDA|VA) 10 $10,920,000 $1,092,000 $7,647 2.68%
    SALISBURY, MD-DE (FHA|USDA|VA) 18 $10,340,000 $574,444 $4,791 2.74%
    POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 13 $10,225,000 $786,538 $7,196 3.33%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 18 $9,790,000 $543,889 $5,314 2.83%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 8 $9,500,000 $1,187,500 $7,720 3.04%
    SANTA FE, NM (FHA|USDA|VA) 11 $8,975,000 $815,909 $5,444 2.70%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 10 $8,890,000 $889,000 $5,273 2.92%
    BEND, OR (FHA|USDA|VA) 9 $8,785,000 $976,111 $6,365 2.82%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 10 $8,630,000 $863,000 $4,889 2.77%
    OCEAN CITY, NJ (FHA|USDA|VA) 7 $8,055,000 $1,150,714 $7,133 2.65%
    Gardnerville Ranchos, NV (FHA|USDA|VA) 10 $7,900,000 $790,000 $4,312 2.76%
    Kalispell, MT (FHA|USDA|VA) 2 $7,810,000 $3,905,000 $16,051 2.61%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $7,735,000 $7,735,000 $0 2.25%
    TUCSON, AZ (FHA|USDA|VA) 13 $7,475,000 $575,000 $4,666 2.85%
    COLUMBUS, OH (FHA|USDA|VA) 8 $7,110,000 $888,750 $4,144 2.79%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 8 $7,070,000 $883,750 $4,041 2.82%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 9 $7,055,000 $783,889 $4,983 2.70%
    Kapaa, HI (FHA|USDA|VA) 4 $6,990,000 $1,747,500 $7,666 2.65%
    PITTSBURGH, PA (FHA|USDA|VA) 8 $6,800,000 $850,000 $8,594 2.67%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 9 $6,285,000 $698,333 $3,489 2.81%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 8 $5,910,000 $738,750 $6,387 2.94%
    BOULDER, CO (FHA|USDA|VA) 4 $5,500,000 $1,375,000 $5,928 2.62%
    RALEIGH-CARY, NC (FHA|USDA|VA) 9 $5,295,000 $588,333 $4,261 2.90%
    PITTSFIELD, MA (FHA|USDA|VA) 6 $5,230,000 $871,667 $6,159 2.54%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 10 $5,090,000 $509,000 $3,198 2.62%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 9 $5,005,000 $556,111 $3,322 2.71%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 9 $4,835,000 $537,222 $4,862 2.76%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 6 $4,810,000 $801,667 $3,571 2.73%
    Brainerd, MN (FHA|USDA|VA) 4 $4,760,000 $1,190,000 $4,799 2.63%
    Vineyard Haven, MA (FHA|USDA|VA) 3 $4,735,000 $1,578,333 $6,335 3.09%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 6 $4,700,000 $783,333 $6,649 2.58%
    Outside of Metro Areas 3 $4,675,000 $1,558,333 $7,477 2.31%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 3 $4,675,000 $1,558,333 $11,461 2.61%
    MEDFORD, OR (FHA|USDA|VA) 8 $4,630,000 $578,750 $3,594 2.70%
    BOISE CITY, ID (FHA|USDA|VA) 9 $4,475,000 $497,222 $4,200 3.02%
    RICHMOND, VA (FHA|USDA|VA) 6 $4,470,000 $745,000 $5,112 2.70%
    Durango, CO (FHA|USDA|VA) 5 $4,325,000 $865,000 $4,956 2.64%
    Bozeman, MT (FHA|USDA|VA) 3 $4,215,000 $1,405,000 $8,330 2.58%
    Hudson, NY (FHA|USDA|VA) 8 $4,100,000 $512,500 $5,864 2.54%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 7 $4,025,000 $575,000 $3,006 2.65%
    WILMINGTON, NC (FHA|USDA|VA) 6 $3,990,000 $665,000 $3,872 2.81%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 3 $3,805,000 $1,268,333 $30,604 2.95%
    FORT COLLINS, CO (FHA|USDA|VA) 5 $3,765,000 $753,000 $3,940 2.65%
    Breckenridge, CO (FHA|USDA|VA) 3 $3,755,000 $1,251,667 $4,420 2.85%
    KINGSTON, NY (FHA|USDA|VA) 5 $3,755,000 $751,000 $6,639 3.01%
    MADISON, WI (FHA|USDA|VA) 4 $3,740,000 $935,000 $4,749 2.49%
    SALT LAKE CITY, UT (FHA|USDA|VA) 4 $3,710,000 $927,500 $4,965 2.48%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 3 $3,525,000 $1,175,000 $6,186 2.47%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 5 $3,495,000 $699,000 $4,443 2.70%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 5 $3,465,000 $693,000 $5,289 2.62%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 4 $3,450,000 $862,500 $4,642 2.87%
    Lebanon, NH-VT (FHA|USDA|VA) 4 $3,140,000 $785,000 $5,305 2.32%
    BRUNSWICK, GA (FHA|USDA|VA) 3 $3,105,000 $1,035,000 $6,161 2.72%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 5 $2,765,000 $553,000 $4,951 2.75%
    Taos, NM (FHA|USDA|VA) 3 $2,745,000 $915,000 $9,325 2.78%
    Key West, FL (FHA|USDA|VA) 4 $2,710,000 $677,500 $6,708 2.27%
    Whitewater, WI (FHA|USDA|VA) 2 $2,680,000 $1,340,000 $5,950 2.91%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 2 $2,510,000 $1,255,000 $6,376 2.91%
    Truckee-Grass Valley, CA (FHA|USDA|VA) 2 $2,510,000 $1,255,000 $3,212 2.83%
    GLENS FALLS, NY (FHA|USDA|VA) 1 $2,475,000 $2,475,000 $8,496 2.46%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 2 $2,360,000 $1,180,000 $5,179 2.75%
    FLAGSTAFF, AZ (FHA|USDA|VA) 3 $2,335,000 $778,333 $3,653 3.26%
    Forest City, NC (FHA|USDA|VA) 1 $2,255,000 $2,255,000 $13,182 2.43%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 4 $2,250,000 $562,500 $4,712 2.78%
    Tullahoma-Manchester, TN (FHA|USDA|VA) 4 $2,240,000 $560,000 $3,364 2.75%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 2 $2,190,000 $1,095,000 $6,476 2.56%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 3 $2,175,000 $725,000 $6,843 3.05%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 3 $2,105,000 $701,667 $4,622 2.91%
    FRESNO, CA (FHA|USDA|VA) 3 $2,045,000 $681,667 $3,635 2.68%
    Traverse City, MI (FHA|USDA|VA) 4 $2,040,000 $510,000 $4,010 3.05%
    BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 5 $1,905,000 $381,000 $5,148 2.52%
    CARSON CITY, NV (FHA|USDA|VA) 6 $1,900,000 $316,667 $3,399 3.38%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 2 $1,890,000 $945,000 $6,149 2.52%
    KNOXVILLE, TN (FHA|USDA|VA) 1 $1,875,000 $1,875,000 $7,731 2.94%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 2 $1,870,000 $935,000 $6,590 3.00%
    COLUMBIA, SC (FHA|USDA|VA) 4 $1,780,000 $445,000 $3,919 2.76%
    Easton, MD (FHA|USDA|VA) 2 $1,760,000 $880,000 $6,524 2.76%
    Pahrump, NV (FHA|USDA|VA) 1 $1,755,000 $1,755,000 $7,279 3.09%
    Ellensburg, WA (FHA|USDA|VA) 2 $1,720,000 $860,000 $5,722 2.82%
    ASHEVILLE, NC (FHA|USDA|VA) 3 $1,635,000 $545,000 $3,663 2.80%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $1,580,000 $790,000 $4,918 2.72%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $1,575,000 $1,575,000 $8,309 2.61%
    ST. CLOUD, MN (FHA|USDA|VA) 3 $1,525,000 $508,333 $4,065 2.59%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 2 $1,450,000 $725,000 $4,979 2.65%
    Oak Harbor, WA (FHA|USDA|VA) 2 $1,370,000 $685,000 $3,360 2.96%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 3 $1,225,000 $408,333 $2,524 2.79%
    Steamboat Springs, CO (FHA|USDA|VA) 1 $1,205,000 $1,205,000 $3,700 2.46%
    VALLEJO, CA (FHA|USDA|VA) 3 $1,195,000 $398,333 $2,243 3.12%
    TULSA, OK (FHA|USDA|VA) 1 $1,185,000 $1,185,000 $4,070 2.38%
    GREEN BAY, WI (FHA|USDA|VA) 3 $1,155,000 $385,000 $3,399 2.54%
    READING, PA (FHA|USDA|VA) 3 $1,145,000 $381,667 $4,834 2.90%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 3 $1,095,000 $365,000 $3,857 3.50%
    JOHNSON CITY, TN (FHA|USDA|VA) 1 $1,085,000 $1,085,000 $5,853 2.76%
    Sevierville, TN (FHA|USDA|VA) 2 $1,060,000 $530,000 $4,018 3.15%
    FOND DU LAC, WI (FHA|USDA|VA) 2 $1,030,000 $515,000 $3,571 2.60%
    STOCKTON, CA (FHA|USDA|VA) 3 $995,000 $331,667 $2,384 3.08%
    MONTGOMERY, AL (FHA|USDA|VA) 1 $975,000 $975,000 $4,859 2.69%
    Somerset, PA (FHA|USDA|VA) 1 $955,000 $955,000 $11,556 2.11%
    Ada, OK (FHA|USDA|VA) 1 $935,000 $935,000 $6,555 2.41%
    SAVANNAH, GA (FHA|USDA|VA) 2 $930,000 $465,000 $5,027 2.79%
    MISSOULA, MT (FHA|USDA|VA) 2 $920,000 $460,000 $4,992 2.47%
    LANCASTER, PA (FHA|USDA|VA) 1 $915,000 $915,000 $7,161 2.54%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 2 $910,000 $455,000 $4,103 2.28%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $905,000 $905,000 $7,086 2.61%
    Ukiah, CA (FHA|USDA|VA) 1 $885,000 $885,000 $3,944 2.37%
    Astoria, OR (FHA|USDA|VA) 2 $840,000 $420,000 $5,039 2.48%
    DULUTH, MN-WI (FHA|USDA|VA) 1 $825,000 $825,000 $20,729 2.21%
    ROCHESTER, MN (FHA|USDA|VA) 1 $805,000 $805,000 $4,080 2.56%
    Hood River, OR (FHA|USDA|VA) 1 $805,000 $805,000 $6,780 2.87%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 2 $760,000 $380,000 $5,441 2.50%
    ALBUQUERQUE, NM (FHA|USDA|VA) 4 $760,000 $190,000 $4,355 2.10%
    WINCHESTER, VA-WV (FHA|USDA|VA) 1 $755,000 $755,000 $5,942 2.21%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 2 $750,000 $375,000 $4,053 3.24%
    Helena, MT (FHA|USDA|VA) 1 $735,000 $735,000 $5,217 3.58%
    ROCHESTER, NY (FHA|USDA|VA) 2 $720,000 $360,000 $6,241 3.53%
    BATON ROUGE, LA (FHA|USDA|VA) 1 $715,000 $715,000 $5,511 2.74%
    Alexandria, MN (FHA|USDA|VA) 1 $695,000 $695,000 $4,382 2.57%
    Bennington, VT (FHA|USDA|VA) 1 $655,000 $655,000 $4,840 2.91%
    MORRISTOWN, TN (FHA|USDA|VA) 1 $645,000 $645,000 $4,581 2.98%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) 1 $635,000 $635,000 $4,523 2.85%
    Concord, NH (FHA|USDA|VA) 1 $625,000 $625,000 $3,265 2.31%
    Boone, NC (FHA|USDA|VA) 1 $605,000 $605,000 $4,715 2.80%
    YORK-HANOVER, PA (FHA|USDA|VA) 1 $605,000 $605,000 $6,526 2.66%
    Payson, AZ (FHA|USDA|VA) 1 $605,000 $605,000 $6,644 2.51%
    MODESTO, CA (FHA|USDA|VA) 1 $605,000 $605,000 $2,670 2.69%
    ITHACA, NY (FHA|USDA|VA) 1 $585,000 $585,000 $6,169 2.87%
    Montrose, CO (FHA|USDA|VA) 1 $585,000 $585,000 $3,612 2.35%
    Ruidoso, NM (FHA|USDA|VA) 1 $555,000 $555,000 $4,253 3.05%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $545,000 $545,000 $4,376 2.64%
    Corning, NY (FHA|USDA|VA) 1 $545,000 $545,000 $7,751 3.14%
    GREELEY, CO (FHA|USDA|VA) 1 $545,000 $545,000 $4,394 3.21%
    CORVALLIS, OR (FHA|USDA|VA) 1 $525,000 $525,000 $5,327 2.76%
    LINCOLN, NE (FHA|USDA|VA) 1 $525,000 $525,000 $3,592 2.63%
    Seneca, SC (FHA|USDA|VA) 1 $505,000 $505,000 $0 1.75%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $505,000 $505,000 $2,573 2.50%
    Show Low, AZ (FHA|USDA|VA) 1 $505,000 $505,000 $4,011 2.79%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 2 $480,000 $240,000 $2,855 2.69%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $475,000 $475,000 $5,580 3.34%
    BAKERSFIELD, CA (FHA|USDA|VA) 2 $470,000 $235,000 $3,923 3.38%
    ROANOKE, VA (FHA|USDA|VA) 2 $450,000 $225,000 $4,165 2.31%
    PANAMA CITY, FL (FHA|USDA|VA) 2 $450,000 $225,000 $4,436 2.67%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $435,000 $435,000 $4,015 2.36%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 2 $430,000 $215,000 $2,139 2.47%
    PUNTA GORDA, FL (FHA|USDA|VA) 2 $410,000 $205,000 $3,509 2.96%
    SYRACUSE, NY (FHA|USDA|VA) 1 $405,000 $405,000 $5,586 2.89%
    VISALIA, CA (FHA|USDA|VA) 1 $405,000 $405,000 $1,993 2.71%
    Frankfort, IN (FHA|USDA|VA) 1 $395,000 $395,000 $3,143 2.56%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 2 $390,000 $195,000 $3,967 2.67%
    ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 1 $365,000 $365,000 $4,878 2.36%
    Kill Devil Hills, NC (FHA|USDA|VA) 1 $345,000 $345,000 $2,154 2.74%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $325,000 $325,000 $5,055 3.04%
    MADERA, CA (FHA|USDA|VA) 1 $325,000 $325,000 $4,372 2.71%
    HARRISONBURG, VA (FHA|USDA|VA) 1 $325,000 $325,000 $3,533 3.06%
    OCALA, FL (FHA|USDA|VA) 1 $315,000 $315,000 $4,208 2.62%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $305,000 $305,000 $4,582 2.09%
    Newport, OR (FHA|USDA|VA) 1 $305,000 $305,000 $5,057 2.61%
    SPRINGFIELD, MO (FHA|USDA|VA) 1 $285,000 $285,000 $3,646 2.89%
    BURLINGTON, NC (FHA|USDA|VA) 1 $285,000 $285,000 $4,813 3.71%
    ANCHORAGE, AK (FHA|USDA|VA) 1 $275,000 $275,000 $3,238 2.59%
    Augusta-Waterville, ME (FHA|USDA|VA) 1 $275,000 $275,000 $4,155 2.41%
    Jefferson, GA (FHA|USDA|VA) 1 $265,000 $265,000 $4,166 2.79%
    Laconia, NH (FHA|USDA|VA) 1 $265,000 $265,000 $0 1.75%
    Lawrenceburg, TN (FHA|USDA|VA) 1 $255,000 $255,000 $2,995 2.58%
    Aberdeen, WA (FHA|USDA|VA) 1 $255,000 $255,000 $5,582 2.46%
    BISMARCK, ND (FHA|USDA|VA) 1 $215,000 $215,000 $3,605 2.65%
    CHEYENNE, WY (FHA|USDA|VA) 1 $205,000 $205,000 $3,117 2.72%
    Sonora, CA (FHA|USDA|VA) 1 $185,000 $185,000 $4,456 3.02%
    Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $185,000 $185,000 $8,198 3.61%
    Keene, NH (FHA|USDA|VA) 1 $175,000 $175,000 $2,422 2.69%
    THE VILLAGES, FL (FHA|USDA|VA) 1 $175,000 $175,000 $4,273 3.61%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $175,000 $175,000 $2,650 3.04%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $165,000 $165,000 $2,826 2.74%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $155,000 $155,000 $0 1.75%
    Auburn, NY (FHA|USDA|VA) 1 $145,000 $145,000 $4,111 3.51%
    Platteville, WI (FHA|USDA|VA) 1 $135,000 $135,000 $2,834 2.11%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $135,000 $135,000 $2,929 3.63%
    DOTHAN, AL (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.45%
    Port Angeles, WA (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.58%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $95,000 $95,000 $3,297 3.33%
    Mount Airy, NC (FHA|USDA|VA) 1 $75,000 $75,000 $3,771 3.11%

    City National Bank's top markets include Los Angeles, New York, San Francisco, San Diego, and Miami among others.

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 5,247 $7,533,645,000 $1,435,800 $6,212 2.75%
    HELOC 1,123 $641,305,000 $571,064 n/a 2.92%

    For 2021, City National Bank's most frequently originated type of loan was Conventional, with 5,247 originations. Their 2nd most popular type was HELOC, with 1,123 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,865 $3,083,065,000 $1,653,118 $8,648 2.63%
    Refi 1,653 $1,994,065,000 $1,206,331 $4,443 2.84%
    Other 1,278 $1,360,930,000 $1,064,890 $5,717 2.77%
    Cash Out Refi 1,208 $1,522,740,000 $1,260,546 $5,075 2.85%
    Home Improvement 366 $214,150,000 $585,109 $4,764 3.13%

    For 2021, City National Bank's most frequently cited loan purpose was Home Purchase, with 1,865 originations. The 2nd most popular reason was Refi, with 1,653 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 5,958 $7,669,790,000 $1,287,309 $6,325 2.79%
    15 Year 262 $227,810,000 $869,504 $4,396 2.62%
    20 Year 89 $80,415,000 $903,539 $5,951 2.74%
    10 Year 38 $89,610,000 $2,358,158 $3,936 2.83%
    Other 18 $78,500,000 $4,361,111 $0 2.59%
    5 Year 4 $15,370,000 $3,842,500 $0 2.78%
    3 Year 1 $13,455,000 $13,455,000 $0 2.20%

    For 2021, City National Bank's most frequently cited loan duration was 30 Year, with 5,958 originations. The 2nd most popular length was 15 Year, with 262 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 3,602 $5,484,530,000 $1,522,635
    $<1k 1,508 $1,506,430,000 $998,959
    $5k+ 50 $81,930,000 $1,638,600
    $2k-3k 32 $230,350,000 $7,198,438
    $4k-5k 7 $6,605,000 $943,571
    $3k-4k 5 $29,925,000 $5,985,000

    City National Bank's average total fees were $6,325, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 3,602 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 3,137 $4,275,685,000 $1,362,985
    <2.5% 1,624 $2,738,020,000 $1,685,973
    3-4% 1,365 $1,081,655,000 $792,421
    4-5% 212 $60,190,000 $283,915
    % 17 $18,525,000 $1,089,706
    5-6% 10 $730,000 $73,000
    7-8% 5 $145,000 $29,000

    During 2021, City National Bank's average interest rate for loans was 2.79%, while their most frequently originated rate bucket for loans was 2.5-3%, with 3,137 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $1MM+ 2,761 $6,286,475,000 $2,276,883 $8,181 2.64%
    $600k-1MM 1,418 $1,115,100,000 $786,389 $4,848 2.77%
    $400k-600k 953 $472,565,000 $495,871 $4,128 2.83%
    $200k-400k 838 $250,240,000 $298,616 $3,472 2.95%
    $100k-200k 319 $45,115,000 $141,426 $3,127 3.17%
    $100,000 or less 81 $5,455,000 $67,346 $2,996 3.96%

    2021 saw City National Bank place emphasis on $1MM+ loans with 2,761 originations, totaling $6,286,475,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $250k+ 3,704 $5,176,700,000 $1,397,597 $6,613 2.74%
    $150k-250k 876 $604,340,000 $689,886 $4,689 2.90%
    $100k-150k 420 $212,440,000 $505,810 $4,243 2.94%
    $75k-100k 158 $68,360,000 $432,658 $3,948 2.91%
    $50k-75k 113 $44,875,000 $397,124 $3,788 3.07%
    $50k or less 73 $33,865,000 $463,904 $3,560 2.93%

    City National Bank lent most frequently to those with incomes in the $250k+ range, with 3,704 originations. The second most popular income band? $150k-250k, with 876 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,135 $1,175,265,000 $1,035,476 $5,517 2.79%
    <20% 845 $959,855,000 $1,135,923 $5,863 2.71%
    30-36% 840 $989,460,000 $1,177,929 $6,061 2.84%
    >60% 629 $762,995,000 $1,213,029 $6,048 2.71%
    50-60% 462 $533,380,000 $1,154,502 $5,698 2.83%
    39% 187 $192,225,000 $1,027,941 $5,365 2.89%
    37% 167 $180,485,000 $1,080,749 $5,516 2.86%
    36% 159 $178,985,000 $1,125,692 $5,894 2.80%
    42% 158 $184,990,000 $1,170,823 $6,010 2.87%
    38% 156 $179,080,000 $1,147,949 $6,682 2.79%
    40% 142 $136,840,000 $963,662 $5,313 2.92%
    41% 138 $175,610,000 $1,272,536 $6,409 2.84%
    45% 118 $127,740,000 $1,082,542 $6,077 2.76%
    44% 106 $107,390,000 $1,013,113 $5,125 2.77%
    49% 106 $107,220,000 $1,011,509 $4,938 2.94%
    43% 98 $119,770,000 $1,222,143 $5,814 2.97%
    46% 83 $90,775,000 $1,093,675 $5,260 2.91%
    48% 76 $75,530,000 $993,816 $6,532 2.80%
    47% 76 $88,440,000 $1,163,684 $8,831 2.74%

    City National Bank lent most frequently to those with DTI ratios of 20-30%, with 1,135 originations. The next most common DTI ratio? <20%, with 845 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,825 $4,302,715,000 $1,124,893 $5,808 2.79%
    Not applicable 680 $1,800,610,000 $2,647,956 $9,076 2.65%
    Not provided 1,394 $1,608,090,000 $1,153,580 $6,036 2.79%
    Asian 266 $266,420,000 $1,001,579 $5,688 2.92%
    Black 127 $112,325,000 $884,449 $5,678 2.92%
    Asian Indian 23 $21,625,000 $940,217 $4,275 2.77%
    Korean 8 $19,580,000 $2,447,500 $10,463 2.99%
    Other Asian 11 $14,105,000 $1,282,273 $5,641 2.80%
    American Indian 14 $11,120,000 $794,286 $5,952 2.60%
    Chinese 6 $5,590,000 $931,667 $3,427 2.75%
    Filipino 6 $4,680,000 $780,000 $3,584 2.99%
    Japanese 4 $4,080,000 $1,020,000 $3,832 2.96%
    Vietnamese 2 $1,790,000 $895,000 $4,069 2.91%
    Native Hawaiian or Islander 3 $1,205,000 $401,667 $6,803 2.59%
    Other Pacific Islander 1 $1,015,000 $1,015,000 $4,073 2.84%

    Approval Rates

    Total approvals of all applications
    88.71%

    City National Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    78.73%

    City National Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 6,370 $8,174,950,000 $1,283,352

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    6,370 $8,174,950,000 $1,283,352

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,063 $930,355,000 $875,216 $4,763 2.84%
    40-60% 1,347 $1,806,445,000 $1,341,088 $5,327 2.82%
    60-80% 2,649 $4,376,235,000 $1,652,033 $6,930 2.72%
    80-100% 576 $751,190,000 $1,304,149 $7,203 2.65%
    Over 100% 1 $13,455,000 $13,455,000 $0 2.20%
    Under 20% 734 $297,270,000 $405,000 $4,032 2.96%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    CITY NATIONAL BANK Home equity loan or line of credit (HELOC) Struggling to pay mortgage 1 100.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    City National Bank 100 Oceangate Long Beach, CA 90802 Full Service B&M $812,619
    City National Bank 12515 Ventura Boulevard Studio City, CA 91604 Limited, Drive-thru $0
    City National Bank 1450 Chapin Avenue Burlingame, CA 94010 Full Service B&M $96,745
    City National Bank 150 California Street San Francisco, CA 94111 Full Service B&M $2,008,120
    City National Bank 15260 Ventura Boulevard, Suite 1600 Sherman Oaks, CA 91403 Full Service B&M $1,715,303
    City National Bank 15273 W Sunset Blvd Pacific Palisades, CA 90272 Full Service B&M $87,634
    City National Bank 1601 Vine Street Los Angeles, CA 90028 Full Service B&M $52,211
    City National Bank 16133 Ventura Boulevard Encino, CA 91436 Full Service B&M $397,325
    City National Bank 1620 26th Street, Suites 1030 And 1040 North Santa Monica, CA 90404 Full Service B&M $250,031
    City National Bank 1647 Us Highway 395 N Minden, NV 89423 Full Service B&M $101,507
    City National Bank 1800 Century Park East Los Angeles, CA 90067 Full Service B&M $973,609
    City National Bank 1811 E. College Pkwy Carson City, NV 89706 Full Service B&M $244,318
    City National Bank 18111 Von Karman Avenue, Suite 100 Irvine, CA 92612 Full Service B&M $1,701,665
    City National Bank 20 Pacifica Irvine, CA 92618 Full Service B&M $216,928
    City National Bank 2001 M Street Nw Washington, DC 20036 Full Service B&M $226,312
    City National Bank 2001 North Main Street Walnut Creek, CA 94596 Full Service B&M $1,660,578
    City National Bank 2011 Palomar Airport Road, Suite 100 Carlsbad, CA 92011 Full Service B&M $79,771
    City National Bank 2029 Century Park East A Level Los Angeles, CA 90067 Full Service B&M $613,256
    City National Bank 2101 Webster Street Oakland, CA 94612 Full Service B&M $98,407
    City National Bank 21800 Oxnard Street Woodland Hills, CA 91367 Full Service B&M $185,976
    City National Bank 2231 Rosecrans Avenue El Segundo, CA 90245 Full Service B&M $103,726
    City National Bank 2320 E. Tropicana Ave. Las Vegas, NV 89119 Full Service B&M $169,712
    City National Bank 2401 East Katella Avenue Anaheim, CA 92806 Full Service B&M $73,403
    City National Bank 24200 Magic Mountain Parkway, Suite 140 Valencia, CA 91355 Full Service B&M $100,182
    City National Bank 245 Lytton Ave Suite 100 Palo Alto, CA 94301 Full Service B&M $397,111
    City National Bank 2655 Townsgate Road Westlake Village, CA 91361 Full Service B&M $289,909
    City National Bank 3280 Peachtree Rd Ne Atlanta, GA 30305 Full Service B&M $46,386
    City National Bank 3333 Piedmont Road Atlanta, GA 30305 Full Service B&M $277,730
    City National Bank 3424 West Carson Street Torrance, CA 90503 Full Service B&M $274,818
    City National Bank 3484 Central Avenue Riverside, CA 92506 Full Service B&M $1,524,897
    City National Bank 3500 West Olive Avenue Suite 100 Burbank, CA 91505 Full Service B&M $107,903
    City National Bank 355 South Grand Avenue Los Angeles, CA 90071 Full Service B&M $113,809
    City National Bank 3633 Inland Empire Blvd, Suite 100 Ontario, CA 91764 Full Service B&M $408,974
    City National Bank 3739 Crenshaw Blvd Unit D Los Angeles, CA 90016 Full Service B&M $77,949
    City National Bank 71 5th Ave New York, NY 10003 Full Service B&M $5,876
    City National Bank 400 North Roxbury Drive Beverly Hills, CA 90210 Full Service B&M $15,547,864
    City National Bank 400 Park Ave New York, NY 10022 Full Service B&M $1,480,862
    City National Bank 425 Broadhollow Road Melville, NY 11747 Full Service B&M $71,820
    City National Bank 4275 Executive Square Suite 101 La Jolla, CA 92037 Full Service B&M $862,685
    City National Bank 440 Park Ave S New York, NY 10016 Full Service B&M $7,811
    City National Bank 450 W 33rd St New York, NY 10001 Full Service B&M $9,750,861
    City National Bank 4605 Lankershim Boulevard North Hollywood, CA 91602 Full Service B&M $371,769
    City National Bank 50 Fremont St San Francisco, CA 94105 Full Service B&M $45,751
    City National Bank 500 E Esplanade Dr. Oxnard, CA 93036 Full Service B&M $341,215
    City National Bank 500 Newport Center Drive Newport Beach, CA 92660 Full Service B&M $89,708
    City National Bank 501 West Broadway, Suite 100 San Diego, CA 92101 Full Service B&M $113,261
    City National Bank 800 Silverado Street La Jolla, CA 92037 Full Service B&M $89,900
    City National Bank 525 South Flower Street Los Angeles, CA 90071 Full Service B&M $19,443,906
    City National Bank 54 Music Square East, Suite 100 Nashville, TN 37203 Full Service B&M $728,732
    City National Bank 5470 Kietzke Lane, Building 3 Reno, NV 89511 Full Service B&M $137,503
    City National Bank 550 North Brand Boulevard, Suite 100 Glendale, CA 91203 Full Service B&M $340,679
    City National Bank 555 Nicollet Mall Suite 285 Minneapolis, MN 55402 Full Service B&M $24,920
    City National Bank 555 S. Flower Street Los Angeles, CA 90071 Full Service B&M $551,310
    City National Bank 5601 E Slauson Ave Commerce, CA 90040 Full Service B&M $1,307,806
    City National Bank 6085 West Twain Avenue Las Vegas, NV 89103 Full Service B&M $245,767
    City National Bank 6100 Wilshire Boulevard Los Angeles, CA 90048 Full Service B&M $171,240
    City National Bank 6160 Stoneridge Mall Road, Suite 100 Pleasanton, CA 94588 Full Service B&M $95,394
    City National Bank 6398 East Pacific Coast Highway Long Beach, CA 90803 Full Service B&M $140,649
    City National Bank 801 Brickell Ave Miami, FL 33131 Full Service B&M $75,140
    City National Bank 8012 Vineland Avenue Sun Valley, CA 91352 Full Service B&M $141,722
    City National Bank 8301 Greensboro Drive Mcclean, VA 22102 Full Service B&M $32,175
    City National Bank 8475 S. Eastern Avenue, Suite 100 Las Vegas, NV 89123 Full Service B&M $71,300
    City National Bank 8641 Wilshire Boulevard Suite 101 Beverly Hills, CA 90211 Full Service B&M $264,936
    City National Bank 89 South Lake Avenue Pasadena, CA 91101 Full Service B&M $235,329
    City National Bank 9229 West Sunset Boulevard West Hollywood, CA 90069 Full Service B&M $442,106
    City National Bank 937 Lomas Santa Fe Drive Solana Beach, CA 92075 Full Service B&M $76,191
    City National Bank 9400 Topanga Canyon Blvd Chatsworth, CA 91311 Full Service B&M $113,350
    City National Bank One Almaden Boulevard, Suite 100 San Jose, CA 95113 Full Service B&M $266,780
    City National Bank One Centerpointe Drive La Palma, CA 90623 Full Service B&M $319,674
    City National Bank 10801 West Charleston Boulevard Las Vegas, NV 89135 Full Service B&M $870,683
    City National Bank 10880 Westwood Boulevard Los Angeles, CA 90024 Full Service B&M $278,386
    City National Bank 1100 Flynn Road Camarillo, CA 93012 Full Service B&M $160,332
    City National Bank 1140 6th Avenue New York, NY 10036 Full Service B&M $4,114,791
    City National Bank 11500 West Olympic Boulevard Los Angeles, CA 90064 Full Service B&M $288,995
    City National Bank 11677 San Vicente Boulevard Los Angeles, CA 90049 Full Service B&M $210,308

    For 2021, City National Bank had 75 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $1,873,638
    Net interest income $1,786,345
    Total noninterest income $610,269
    Gross Fiduciary activities income $113,964
    Service charges on deposit accounts $65,107
    Trading account gains and fees $26,385
    Additional Noninterest Income $404,813
    Pre-tax net operating income $629,737
    Securities gains (or losses, -) $337
    Income before extraordinary items $487,008
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $487,008
    Minority interest net income $0
    Net income $487,008
    Sale, conversion, retirement of capital stock, net $656
    Net operating income $486,741

    City National Bank's gross interest income from loans was $1,873,638,000.
    City National Bank's net interest income from loans was $1,786,345,000.
    City National Bank's fee based income from loans was $65,107,000.
    City National Bank's net income from loans was $487,008,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $87,293
    Provision for credit losses $-6,854
    Total noninterest expense $1,773,731
    Salaries and employee benefits $1,060,544
    Premises and equipment expense $242,195
    Additional noninterest expense $470,992
    Applicable income taxes $143,066
    Net charge-offs $8,404
    Cash dividends $59,554

    City National Bank's interest expense for loans was $87,293,000.
    City National Bank's payroll and benefits expense were $1,060,544,000.
    City National Bank's property, plant and equipment expenses $242,195,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 1.0%
    Credit card loans 0.1%
    Other individual loans 1.0%
    Auto loans 0.0%
    Other consumer loans 1.0%
    Unsecured commercial real estate loans 1.0%

    Deposits

    Type Value (in 000's)
    Total deposits $82,926,355
    Deposits held in domestic offices $82,926,355
    Deposits by Individuals, partnerships, and corporations $81,833,408
    Deposits by U.S. Government $2
    Deposits by States and political subdivisions in the U.S. $968,840
    Deposits by Commercial banks and other depository institutions in U.S. $13,938
    Deposits by Banks in foreign countries $107,992
    Deposits by Foreign governments and official institutions $2,175
    Transaction accounts $7,159,124
    Demand deposits $5,558,429
    Nontransaction accounts $75,767,231
    Money market deposit accounts (MMDAs) $27,822,827
    Other savings deposits (excluding MMDAs) $47,119,890
    Total time deposits $824,515
    Total time and savings deposits $77,367,926
    Noninterest-bearing deposits $43,978,808
    Interest-bearing deposits $38,947,546
    Retail deposits $82,299,699
    IRAs and Keogh plan accounts $51,299
    Brokered deposits $29,398
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $93,227,302
    Cash & Balances due from depository institutions $5,064,013
    Interest-bearing balances $4,835,999
    Total securities $27,246,852
    Federal funds sold & reverse repurchase $0
    Net loans and leases $56,578,200
    Loan and leases loss allowance $516,491
    Trading account assets $584,072
    Bank premises and fixed assets $1,120,130
    Other real estate owned $0
    Goodwill and other intangibles $609,385
    All other assets $2,024,650

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $93,227,302
    Total Liabilities $86,027,456
    Total deposits $82,926,355
    Interest-bearing deposits $38,947,546
    Deposits held in domestic offices $82,926,355
    % insured (estimated) $28
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $79,448
    Other borrowed funds $743,735
    Subordinated debt $549,925
    All other liabilities $1,727,993

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $56,578,200
    Loan and leases loss allowance $516,491
    Total loans and leases (domestic) $57,094,691
    All real estate loans $32,129,499
    Real estate loans in domestic offices $32,129,499
    Construction and development loans $2,786,963
    Residential 1-4 family construction $97,882
    Other construction, all land development and other land $2,689,081
    Loans secured by nonfarm nonresidential properties $8,709,327
    Nonfarm nonresidential secured by owner-occupied properties $3,985,186
    Commercial real estate & other non-farm, non-residential $4,724,141
    Multifamily residential real estate $1,548,215
    1-4 family residential loans $19,021,102
    Farmland loans $63,892
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $10,383,793
    To non-U.S. addressees $217,327
    Loans to individuals $900,887
    Credit card loans $67,803
    Related Plans $432,693
    Consumer Auto Loans $770
    Other loans to individuals $399,621
    All other loans & leases $13,680,512
    Loans to foreign governments and official institutions $0
    Other loans $10,408,475
    Loans to depository institutions and acceptances of other banks $2,795
    Loans not secured by real estate $1,017,328
    Loans secured by real estate to non-U.S. addressees $152,538
    Restructured Loans & leases $12,368
    Non 1-4 family restructured loans & leases $9,523
    Total loans and leases (foreign) $0

    City National Bank had $56,578,200,000 of loans outstanding in 2021. $32,129,499,000 of loans were in real estate loans. $2,786,963,000 of loans were in development loans. $1,548,215,000 of loans were in multifamily mortgage loans. $19,021,102,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $67,803,000 of loans were in credit card loans. $770,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 669 $324,829 $485,544
    Nonfarm, nonresidential loans - <$100k 3 $14 $4,667
    Nonfarm, nonresidential loans - $100-250k 47 $6,618 $140,809
    Nonfarm, nonresidential loans - $250k-1MM 619 $318,197 $514,050
    Commercial & Industrial, US addressed loans - <$1MM 12,717 $1,071,669 $84,271
    Commercial & Industrial, US addressed loans - <$100k 8,607 $178,229 $20,707
    Commercial & Industrial, US addressed loans - $100-250k 2,028 $220,499 $108,727
    Commercial & Industrial, US addressed loans - $250k-1MM 2,082 $672,941 $323,219