City National Bank Mortgage Rates, Fees & Info

Los Angeles, CA

LEI: 593C3GZG957YOJPS2Z63

Tax ID: 95-1780067

2020 Data | 2019 Data | 2018 Data


Overview

City National Bank is a mid-sized bank specializing in Home Purchase, Refi, and Cash Out Refi loans. City National Bank has a high proportion of conventional loans. Their top markets include Los Angeles, New York, Anaheim, San Diego, and Phoenix among others. They have an average approval rate for mortages when compared nationally -- and they have a below average pick rate when compared to the same sample of other lendors. City National Bank is typically a high fee lendor.


Originations

4,748

Origination Dollar Volume (All Markets)

$5,753,280,000

Employee count

5,292

Relative Rate

City National Bank's average 30 year fixed rate mortgage was 3.24%.

The 2020 average 30 year fixed rate mortgage across all markets was 3.36%.

This yields a difference of -0.12%.

Relative Fees

City National Bank's average total fees for a 30 year fixed rate mortgage are $6,233.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $5,021.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 4,748 $5,753,280,000 $1,211,727 $6,131 3.21%

For the 2020 period, City National Bank's most frequently originated loan type was Conventional, with 4,748 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 1,357 $1,893,365,000 $1,395,258 $8,004 2.91%
Refi 1,346 $1,738,610,000 $1,291,686 $4,914 3.27%
Cash Out Refi 957 $1,208,565,000 $1,262,868 $4,975 3.37%
Other 873 $798,705,000 $914,897 $5,812 3.33%
Home Improvement 215 $114,035,000 $530,395 $5,196 3.65%

For the 2020, City National Bank's most frequently cited loan purpose was Home Purchase, with 1,357 originations. The 2nd most popular reason was Refi, with 1,346 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 4,503 $5,328,175,000 $1,183,250 $6,187 3.21%
15 Year 166 $174,620,000 $1,051,928 $5,078 3.18%
10 Year 39 $108,275,000 $2,776,282 $4,882 3.04%
Other 15 $113,715,000 $7,581,000 $0 2.91%
20 Year 14 $4,460,000 $318,571 $0 4.25%
5 Year 10 $14,030,000 $1,403,000 $0 3.83%
1 Year 1 $10,005,000 $10,005,000 $0 3.40%

For the 2020, City National Bank's most frequently cited loan length was 30 Year, with 4,503 originations. The 2nd most popular length was 15 Year, with 166 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 2,930 $4,072,880,000 $1,390,061
$<1k 707 $814,395,000 $1,151,902
$5k+ 27 $33,215,000 $1,230,185
$2k-3k 16 $27,620,000 $1,726,250
$3k-4k 4 $2,980,000 $745,000

$6,233 was City National Bank's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 2,930 originations.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
LOS ANGELES-LONG BEACH-GLENDALE, CA 1,942 $2,738,160,000 $1,409,969 $6,226 3.22%
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 207 $305,895,000 $1,477,754 $8,314 3.09%
ANAHEIM-SANTA ANA-IRVINE, CA 224 $291,460,000 $1,301,161 $5,340 3.27%
Outside of Metro Areas 210 $261,640,000 $1,245,905 $6,276 3.08%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA 187 $175,225,000 $937,032 $4,913 3.33%
PHOENIX-MESA-CHANDLER, AZ 53 $123,415,000 $2,328,585 $5,125 3.12%
OXNARD-THOUSAND OAKS-VENTURA, CA 111 $112,725,000 $1,015,541 $5,121 3.36%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 127 $110,335,000 $868,780 $8,397 3.28%
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 96 $107,510,000 $1,119,896 $4,743 3.34%
NASSAU COUNTY-SUFFOLK COUNTY, NY 66 $101,660,000 $1,540,303 $9,587 3.02%
OAKLAND-BERKELEY-LIVERMORE, CA 121 $97,925,000 $809,298 $4,341 3.44%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 111 $86,965,000 $783,468 $4,478 3.18%
SANTA MARIA-SANTA BARBARA, CA 43 $81,445,000 $1,894,070 $5,689 3.10%
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 41 $69,435,000 $1,693,537 $10,174 3.02%
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 76 $68,660,000 $903,421 $5,716 3.10%
LAS VEGAS-HENDERSON-PARADISE, NV 90 $62,400,000 $693,333 $4,862 3.45%
SALINAS, CA 14 $56,550,000 $4,039,286 $7,712 3.28%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 34 $45,560,000 $1,340,000 $4,186 3.37%
SAN RAFAEL, CA 34 $42,730,000 $1,256,765 $5,194 3.01%
AUSTIN-ROUND ROCK-GEORGETOWN, TX 16 $39,040,000 $2,440,000 $17,510 2.63%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA 55 $38,945,000 $708,091 $5,594 3.34%
SEATTLE-BELLEVUE-KENT, WA 36 $37,680,000 $1,046,667 $4,884 3.11%
MIAMI-MIAMI BEACH-KENDALL, FL 20 $37,460,000 $1,873,000 $11,292 3.14%
BRIDGEPORT-STAMFORD-NORWALK, CT 22 $35,630,000 $1,619,545 $9,749 2.94%
NEW BRUNSWICK-LAKEWOOD, NJ 25 $33,305,000 $1,332,200 $7,968 3.12%
SACRAMENTO-ROSEVILLE-FOLSOM, CA 26 $30,880,000 $1,187,692 $4,831 3.41%
DENVER-AURORA-LAKEWOOD, CO 36 $29,450,000 $818,056 $4,957 3.24%
DALLAS-PLANO-IRVING, TX 18 $29,020,000 $1,612,222 $11,786 2.86%
RENO, NV 47 $27,755,000 $590,532 $4,264 3.53%
FREDERICK-GAITHERSBURG-ROCKVILLE, MD 30 $27,420,000 $914,000 $4,726 3.12%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 48 $24,790,000 $516,458 $3,727 3.13%
BALTIMORE-COLUMBIA-TOWSON, MD 30 $20,400,000 $680,000 $4,932 3.30%
PROVIDENCE-WARWICK, RI-MA 11 $17,765,000 $1,615,000 $9,382 2.88%
NEWARK, NJ-PA 26 $17,100,000 $657,692 $6,159 3.15%
SANTA ROSA-PETALUMA, CA 15 $16,245,000 $1,083,000 $5,300 3.15%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 20 $14,710,000 $735,500 $5,375 3.17%
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 13 $14,665,000 $1,128,077 $6,084 3.24%
KAHULUI-WAILUKU-LAHAINA, HI 6 $14,080,000 $2,346,667 $8,565 2.77%
BOSTON, MA 11 $12,405,000 $1,127,727 $5,171 2.87%
CHARLOTTE-CONCORD-GASTONIA, NC-SC 16 $11,620,000 $726,250 $4,462 3.05%
FORT LAUDERDALE-POMPANO BEACH-SUNRISE, FL 11 $10,825,000 $984,091 $8,201 2.82%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 10 $10,350,000 $1,035,000 $9,194 3.16%
NAPLES-MARCO ISLAND, FL 14 $9,830,000 $702,143 $6,181 3.00%
BARNSTABLE TOWN, MA 11 $9,805,000 $891,364 $6,241 2.93%
NORTH PORT-SARASOTA-BRADENTON, FL 12 $9,790,000 $815,833 $6,365 3.11%
CHICAGO-NAPERVILLE-EVANSTON, IL 14 $8,860,000 $632,857 $5,073 3.13%
TAMPA-ST. PETERSBURG-CLEARWATER, FL 13 $7,985,000 $614,231 $6,127 3.16%
NAPA, CA 8 $7,480,000 $935,000 $4,494 3.31%
SALISBURY, MD-DE 11 $7,425,000 $675,000 $4,692 3.16%
RALEIGH-CARY, NC 6 $7,390,000 $1,231,667 $5,794 3.02%
BEND, OR 9 $6,635,000 $737,222 $5,947 2.88%
SANTA CRUZ-WATSONVILLE, CA 7 $5,765,000 $823,571 $4,171 3.27%
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 11 $5,735,000 $521,364 $6,405 3.32%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 6 $5,310,000 $885,000 $7,955 3.12%
PORTLAND-SOUTH PORTLAND, ME 5 $5,155,000 $1,031,000 $5,943 3.37%
PITTSBURGH, PA 8 $5,000,000 $625,000 $6,360 3.20%
BOISE CITY, ID 8 $4,920,000 $615,000 $4,718 3.06%
KANSAS CITY, MO-KS 10 $4,880,000 $488,000 $3,373 3.44%
SAN LUIS OBISPO-PASO ROBLES, CA 9 $4,545,000 $505,000 $4,176 3.58%
SYRACUSE, NY 3 $4,485,000 $1,495,000 $11,686 3.06%
AUGUSTA-RICHMOND COUNTY, GA-SC 6 $4,320,000 $720,000 $5,842 3.42%
CHARLESTON-NORTH CHARLESTON, SC 6 $4,260,000 $710,000 $4,944 3.16%
SANTA FE, NM 7 $4,035,000 $576,429 $4,995 3.31%
CAPE CORAL-FORT MYERS, FL 6 $4,000,000 $666,667 $6,327 3.12%
PHILADELPHIA, PA 5 $3,705,000 $741,000 $7,186 3.34%
ORLANDO-KISSIMMEE-SANFORD, FL 7 $3,635,000 $519,286 $6,921 3.48%
FORT WORTH-ARLINGTON-GRAPEVINE, TX 4 $3,540,000 $885,000 $8,728 3.09%
SEBASTIAN-VERO BEACH, FL 4 $3,420,000 $855,000 $6,457 3.27%
CARSON CITY, NV 12 $3,350,000 $279,167 $3,729 3.69%
JACKSONVILLE, FL 4 $3,200,000 $800,000 $6,387 3.06%
TACOMA-LAKEWOOD, WA 4 $3,190,000 $797,500 $3,916 3.29%
WILMINGTON, NC 2 $3,150,000 $1,575,000 $4,533 2.81%
WARREN-TROY-FARMINGTON HILLS, MI 4 $2,980,000 $745,000 $4,197 2.92%
PITTSFIELD, MA 4 $2,960,000 $740,000 $5,819 3.26%
INDIANAPOLIS-CARMEL-ANDERSON, IN 8 $2,840,000 $355,000 $2,954 3.53%
SALT LAKE CITY, UT 3 $2,815,000 $938,333 $3,983 3.28%
BOULDER, CO 3 $2,815,000 $938,333 $5,111 2.80%
FLAGSTAFF, AZ 4 $2,720,000 $680,000 $4,807 3.02%
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 4 $2,710,000 $677,500 $3,624 2.89%
TUCSON, AZ 7 $2,705,000 $386,429 $3,582 3.20%
ST. LOUIS, MO-IL 3 $2,565,000 $855,000 $5,539 3.05%
BRUNSWICK, GA 1 $2,505,000 $2,505,000 $47,637 2.96%
PROVO-OREM, UT 1 $2,365,000 $2,365,000 $8,099 2.73%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY 5 $2,145,000 $429,000 $6,022 3.73%
KINGSTON, NY 3 $2,135,000 $711,667 $7,154 2.99%
TRENTON-PRINCETON, NJ 5 $2,075,000 $415,000 $5,813 2.88%
HILTON HEAD ISLAND-BLUFFTON, SC 3 $1,955,000 $651,667 $4,364 3.13%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR 2 $1,950,000 $975,000 $4,385 2.59%
CHARLOTTESVILLE, VA 5 $1,935,000 $387,000 $3,872 2.73%
URBAN HONOLULU, HI 3 $1,905,000 $635,000 $5,210 3.40%
PORT ST. LUCIE, FL 2 $1,780,000 $890,000 $9,462 3.09%
CINCINNATI, OH-KY-IN 5 $1,765,000 $353,000 $3,771 3.52%
COEUR D'ALENE, ID 2 $1,690,000 $845,000 $4,228 3.12%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 1 $1,645,000 $1,645,000 $5,779 2.86%
NEW ORLEANS-METAIRIE, LA 4 $1,640,000 $410,000 $4,428 3.18%
KNOXVILLE, TN 4 $1,560,000 $390,000 $3,615 3.12%
OMAHA-COUNCIL BLUFFS, NE-IA 2 $1,520,000 $760,000 $4,126 2.79%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 2 $1,440,000 $720,000 $4,643 3.02%
ASHEVILLE, NC 3 $1,415,000 $471,667 $4,022 3.02%
OGDEN-CLEARFIELD, UT 1 $1,385,000 $1,385,000 $5,456 3.24%
GREENVILLE-ANDERSON, SC 2 $1,300,000 $650,000 $3,750 3.35%
FORT COLLINS, CO 3 $1,285,000 $428,333 $3,525 3.44%
DURHAM-CHAPEL HILL, NC 2 $1,270,000 $635,000 $3,899 3.45%
COLORADO SPRINGS, CO 2 $1,260,000 $630,000 $3,906 2.79%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 3 $1,235,000 $411,667 $4,244 3.30%
COLUMBUS, OH 3 $1,225,000 $408,333 $5,253 2.96%
BELLINGHAM, WA 3 $1,205,000 $401,667 $3,601 2.74%
SAN ANTONIO-NEW BRAUNFELS, TX 2 $1,200,000 $600,000 $6,832 2.90%
COLUMBIA, SC 1 $1,165,000 $1,165,000 $6,978 3.16%
LAKE COUNTY-KENOSHA COUNTY, IL-WI 1 $1,105,000 $1,105,000 $5,971 3.06%
ROCHESTER, NY 3 $1,085,000 $361,667 $4,951 3.21%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT 1 $1,025,000 $1,025,000 $7,397 2.13%
GAINESVILLE, GA 1 $1,005,000 $1,005,000 $0 4.90%
MADISON, WI 2 $990,000 $495,000 $2,638 3.17%
MOUNT VERNON-ANACORTES, WA 1 $895,000 $895,000 $4,892 2.38%
MODESTO, CA 2 $850,000 $425,000 $1,996 3.19%
SPRINGFIELD, MA 2 $830,000 $415,000 $3,750 3.29%
MEMPHIS, TN-MS-AR 1 $795,000 $795,000 $6,047 3.29%
MIDLAND, TX 1 $785,000 $785,000 $8,020 2.84%
LINCOLN, NE 1 $765,000 $765,000 $3,851 2.89%
SAVANNAH, GA 1 $715,000 $715,000 $4,864 2.25%
NEW HAVEN-MILFORD, CT 3 $665,000 $221,667 $5,043 3.55%
HARRISBURG-CARLISLE, PA 1 $615,000 $615,000 $5,926 3.27%
MANCHESTER-NASHUA, NH 1 $605,000 $605,000 $4,386 3.29%
PENSACOLA-FERRY PASS-BRENT, FL 2 $590,000 $295,000 $3,859 3.20%
AKRON, OH 2 $560,000 $280,000 $4,595 3.11%
LAKE HAVASU CITY-KINGMAN, AZ 1 $555,000 $555,000 $4,841 3.40%
FOND DU LAC, WI 1 $555,000 $555,000 $4,539 3.00%
MILWAUKEE-WAUKESHA, WI 3 $555,000 $185,000 $3,180 3.66%
MONTGOMERY, AL 1 $525,000 $525,000 $3,931 2.49%
DES MOINES-WEST DES MOINES, IA 1 $515,000 $515,000 $3,527 3.00%
MEDFORD, OR 1 $515,000 $515,000 $3,961 2.77%
COLUMBIA, MO 1 $505,000 $505,000 $2,588 3.38%
OCEAN CITY, NJ 1 $505,000 $505,000 $6,293 2.16%
STOCKTON, CA 1 $505,000 $505,000 $2,759 3.44%
MISSOULA, MT 1 $505,000 $505,000 $4,457 3.82%
SHREVEPORT-BOSSIER CITY, LA 1 $465,000 $465,000 $4,873 3.82%
JANESVILLE-BELOIT, WI 2 $460,000 $230,000 $3,214 3.59%
GRAND JUNCTION, CO 1 $445,000 $445,000 $3,643 3.15%
CHATTANOOGA, TN-GA 1 $445,000 $445,000 $4,497 3.60%
PRESCOTT VALLEY-PRESCOTT, AZ 1 $425,000 $425,000 $4,208 3.61%
DOTHAN, AL 1 $395,000 $395,000 $2,737 3.55%
BURLINGTON-SOUTH BURLINGTON, VT 2 $390,000 $195,000 $3,382 2.85%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 1 $375,000 $375,000 $3,640 3.10%
CEDAR RAPIDS, IA 1 $365,000 $365,000 $3,062 3.24%
ALBANY-SCHENECTADY-TROY, NY 1 $355,000 $355,000 $0 3.25%
GREEN BAY, WI 1 $335,000 $335,000 $3,124 3.38%
DULUTH, MN-WI 1 $335,000 $335,000 $3,115 3.32%
RAPID CITY, SD 1 $315,000 $315,000 $3,833 3.21%
ERIE, PA 1 $305,000 $305,000 $4,766 3.28%
ANN ARBOR, MI 1 $305,000 $305,000 $3,073 3.10%
MACON-BIBB COUNTY, GA 1 $275,000 $275,000 $3,555 4.10%
FLORENCE, SC 1 $265,000 $265,000 $4,600 3.55%
NILES, MI 1 $235,000 $235,000 $3,336 4.02%
RICHMOND, VA 1 $205,000 $205,000 $0 3.25%
OKLAHOMA CITY, OK 1 $195,000 $195,000 $4,175 4.20%
HUNTSVILLE, AL 1 $185,000 $185,000 $2,672 2.71%
BAKERSFIELD, CA 1 $185,000 $185,000 $4,723 3.75%
TULSA, OK 1 $155,000 $155,000 $4,427 3.35%
FRESNO, CA 1 $145,000 $145,000 $3,691 3.72%
CHARLESTON, WV 1 $145,000 $145,000 $3,053 3.11%
YORK-HANOVER, PA 1 $125,000 $125,000 $0 1.75%
DETROIT-DEARBORN-LIVONIA, MI 1 $75,000 $75,000 $0 3.25%

City National Bank's top markets include Los Angeles, New York, Anaheim, San Diego, and Phoenix among others.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 2,798 $2,781,360,000 $994,053
2.5-3% 1,244 $2,020,370,000 $1,624,092
<2.5% 393 $809,255,000 $2,059,173
4-5% 274 $134,920,000 $492,409
5-6% 33 $7,035,000 $213,182
6-7% 3 $215,000 $71,667
7-8% 3 $125,000 $41,667

During 2020, City National Bank's average interest rate was 3.24%, while their most frequently originated rate bucket was 3-4%, with 2,798 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$1MM+ 1,895 $4,276,605,000 $2,256,784 $7,973 3.01%
$600k-1MM 1,103 $858,855,000 $778,654 $5,009 3.18%
$400k-600k 765 $384,865,000 $503,092 $4,276 3.30%
$200k-400k 655 $192,135,000 $293,336 $3,820 3.44%
$100k-200k 244 $35,050,000 $143,648 $3,622 3.76%
$100,000 or less 86 $5,770,000 $67,093 $3,085 4.14%

2020 saw City National Bank place emphasis on $1MM+ loans with 1,895 originations, totaling $4,276,605,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$250k+ 2,650 $3,507,200,000 $1,323,472 $6,349 3.16%
$150k-250k 712 $455,890,000 $640,295 $4,759 3.31%
$100k-150k 282 $162,140,000 $574,965 $4,394 3.35%
$50k or less 211 $142,995,000 $677,701 $4,920 3.35%
$75k-100k 128 $62,680,000 $489,688 $4,562 3.45%
$50k-75k 124 $65,150,000 $525,403 $4,272 3.45%

City National Bank lent most frequently to those with incomes in the $250k+ range, with 2,650 originations. The second most popular income band? $150k-250k, with 712 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
<20% 770 $782,380,000 $1,016,078 $5,759 3.21%
20-30% 760 $798,600,000 $1,050,789 $5,865 3.18%
>60% 663 $721,905,000 $1,088,846 $5,744 3.19%
30-36% 549 $543,675,000 $990,301 $5,587 3.29%
50-60% 316 $323,360,000 $1,023,291 $5,630 3.22%
38% 133 $146,955,000 $1,104,925 $5,928 3.37%
39% 119 $161,945,000 $1,360,882 $6,131 3.28%
37% 108 $108,620,000 $1,005,741 $5,572 3.17%
40% 89 $82,635,000 $928,483 $5,674 3.25%
44% 83 $104,255,000 $1,256,084 $5,172 3.28%
36% 83 $102,235,000 $1,231,747 $6,090 3.28%
42% 75 $94,595,000 $1,261,267 $5,286 3.29%
45% 74 $67,570,000 $913,108 $6,011 3.39%
41% 74 $76,030,000 $1,027,432 $5,821 3.37%
43% 64 $64,820,000 $1,012,813 $5,417 3.38%
46% 62 $63,920,000 $1,030,968 $5,263 3.27%
49% 54 $68,910,000 $1,276,111 $6,332 3.15%
47% 51 $58,115,000 $1,139,510 $7,052 3.22%
48% 49 $63,685,000 $1,299,694 $5,575 3.22%

City National Bank lent most frequently to those with DTI ratios of <20%, with 770 originations. The next most common DTI ratio? 20-30%, with 760 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 2,986 $3,148,110,000 $1,054,290 $5,668 3.22%
Not applicable 560 $1,298,390,000 $2,318,554 $8,868 3.08%
Not provided 898 $1,002,330,000 $1,116,180 $5,927 3.23%
Asian 162 $179,250,000 $1,106,481 $6,260 3.31%
Black 111 $99,715,000 $898,333 $6,030 3.37%
American Indian 7 $5,775,000 $825,000 $5,513 3.15%
Other Asian 4 $5,530,000 $1,382,500 $4,390 2.92%
Asian Indian 7 $5,285,000 $755,000 $4,259 3.58%
Native Hawaiian 8 $4,340,000 $542,500 $5,285 3.56%
Chinese 1 $2,405,000 $2,405,000 $13,490 2.13%
Filipino 3 $1,475,000 $491,667 $3,361 3.98%
Other Pacific Islander 1 $675,000 $675,000 $2,852 3.42%

Approval Rates

Total approvals of all applications
89.70%

City National Bank has an average approval rate.

Pick Rate

Approvals leading to origination
79.14%

City National Bank has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 4,748 $5,753,280,000 $1,211,727

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
Multifamily:Site-Built 30 $225,600,000 $7,520,000
Single Family (1-4 Units):Site-Built 4,718 $5,527,680,000 $1,171,615

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 826 $750,550,000 $908,656 $4,787 3.35%
40-60% 944 $1,308,520,000 $1,386,144 $5,535 3.22%
60-80% 2,082 $3,088,390,000 $1,483,377 $6,700 3.10%
80-100% 293 $331,635,000 $1,131,860 $6,832 2.92%
Over 100% 1 $935,000 $935,000 $0 4.26%
Under 20% 602 $273,250,000 $453,904 $4,665 3.56%

Bank Details

Branches

Bank Name Branch Branch Type Deposits (000's)
City National Bank 100 Oceangate Long Beach, CA 90802 Full Service B&M $669,321
City National Bank 10801 West Charleston Boulevard Las Vegas, NV 89135 Full Service B&M $1,263,375
City National Bank 10880 Westwood Boulevard Los Angeles, CA 90024 Full Service B&M $294,660
City National Bank 1100 Flynn Road Camarillo, CA 93012 Full Service B&M $154,387
City National Bank 1140 6th Avenue New York, NY 10036 Full Service B&M $3,142,589
City National Bank 11500 West Olympic Boulevard Los Angeles, CA 90064 Full Service B&M $268,276
City National Bank 11677 San Vicente Boulevard Los Angeles, CA 90049 Full Service B&M $130,873
City National Bank 1800 Century Park East Los Angeles, CA 90067 Full Service B&M $810,992
City National Bank 1811 E. College Pkwy Carson City, NV 89706 Full Service B&M $202,538
City National Bank 18111 Von Karman Avenue, Suite 100 Irvine, CA 92612 Full Service B&M $1,145,154
City National Bank 20 Pacifica Irvine, CA 92618 Full Service B&M $168,588
City National Bank 2001 M Street Nw Washington, DC 20036 Full Service B&M $236,258
City National Bank 2001 North Main Street Walnut Creek, CA 94596 Full Service B&M $1,224,526
City National Bank 2011 Palomar Airport Road, Suite 100 Carlsbad, CA 92011 Full Service B&M $55,184
City National Bank 2029 Century Park East A Level Los Angeles, CA 90067 Full Service B&M $501,810
City National Bank 2101 Webster Street Oakland, CA 94612 Full Service B&M $132,402
City National Bank 21800 Oxnard Street Woodland Hills, CA 91367 Full Service B&M $160,901
City National Bank 2231 Rosecrans Avenue El Segundo, CA 90245 Full Service B&M $90,836
City National Bank 3739 Crenshaw Blvd Unit D Los Angeles, CA 90016 Full Service B&M $40,745
City National Bank 400 North Roxbury Drive Beverly Hills, CA 90210 Full Service B&M $13,610,672
City National Bank 400 Park Ave New York, NY 10022 Full Service B&M $928,837
City National Bank 425 Broadhollow Road Melville, NY 11747 Full Service B&M $40,640
City National Bank 4275 Executive Square Suite 101 La Jolla, CA 92037 Full Service B&M $622,563
City National Bank 4605 Lankershim Boulevard North Hollywood, CA 91602 Full Service B&M $112,723
City National Bank 50 Fremont St San Francisco, CA 94105 Full Service B&M $51,948
City National Bank 500 E Esplanade Dr. Oxnard, CA 93036 Full Service B&M $331,892
City National Bank 500 Newport Center Drive Newport Beach, CA 92660 Full Service B&M $79,874
City National Bank 501 West Broadway, Suite 100 San Diego, CA 92101 Full Service B&M $108,635
City National Bank 525 South Flower Street Los Angeles, CA 90071 Full Service B&M $13,847,929
City National Bank 801 Brickell Ave Miami, FL 33131 Full Service B&M $89,919
City National Bank 8012 Vineland Avenue Sun Valley, CA 91352 Full Service B&M $126,323
City National Bank 8475 S. Eastern Avenue, Suite 100 Las Vegas, NV 89123 Full Service B&M $74,944
City National Bank 8641 Wilshire Boulevard Suite 101 Beverly Hills, CA 90211 Full Service B&M $205,516
City National Bank 89 South Lake Avenue Pasadena, CA 91101 Full Service B&M $146,930
City National Bank 9 Executive Circle Irvine, CA 92614 Full Service B&M $222,471
City National Bank 9229 West Sunset Boulevard West Hollywood, CA 90069 Full Service B&M $328,319
City National Bank 937 Lomas Santa Fe Drive Solana Beach, CA 92075 Full Service B&M $46,399
City National Bank 9400 Topanga Canyon Blvd Chatsworth, CA 91311 Full Service B&M $160,794
City National Bank One Almaden Boulevard, Suite 100 San Jose, CA 95113 Full Service B&M $203,928
City National Bank One Centerpointe Drive La Palma, CA 90623 Full Service B&M $229,099
City National Bank 12001 Ventura Place, Suite 100 Studio City, CA 91604 Full Service B&M $190,561
City National Bank 12515 Ventura Boulevard Studio City, CA 91604 Limited, Drive-thru $0
City National Bank 1450 Chapin Avenue Burlingame, CA 94010 Full Service B&M $66,501
City National Bank 150 California Street San Francisco, CA 94111 Full Service B&M $1,750,415
City National Bank 15260 Ventura Boulevard, Suite 1600 Sherman Oaks, CA 91403 Full Service B&M $1,058,518
City National Bank 15273 W Sunset Blvd Pacific Palisades, CA 90272 Full Service B&M $89,602
City National Bank 1601 Vine Street Los Angeles, CA 90028 Full Service B&M $24,174
City National Bank 16133 Ventura Boulevard Encino, CA 91436 Full Service B&M $368,705
City National Bank 1620 26th Street, Suites 1030 And 1040 North Santa Monica, CA 90404 Full Service B&M $203,787
City National Bank 1647 Us Highway 395 N Minden, NV 89423 Full Service B&M $75,131
City National Bank 2320 E. Tropicana Ave. Las Vegas, NV 89119 Full Service B&M $117,838
City National Bank 2401 East Katella Avenue Anaheim, CA 92806 Full Service B&M $74,275
City National Bank 24200 Magic Mountain Parkway, Suite 140 Valencia, CA 91355 Full Service B&M $91,757
City National Bank 245 Lytton Ave Suite 100 Palo Alto, CA 94301 Full Service B&M $227,396
City National Bank 250 Vesey Street, 26th Floor New York, NY 10281 Full Service B&M $9,574,041
City National Bank 2655 Townsgate Road Westlake Village, CA 91361 Full Service B&M $264,028
City National Bank 3333 Piedmont Road Atlanta, GA 30305 Full Service B&M $203,562
City National Bank 3424 West Carson Street Torrance, CA 90503 Full Service B&M $203,981
City National Bank 3484 Central Avenue Riverside, CA 92506 Full Service B&M $830,842
City National Bank 3500 West Olive Avenue Suite 100 Burbank, CA 91505 Full Service B&M $89,362
City National Bank 355 South Grand Avenue Los Angeles, CA 90071 Full Service B&M $93,681
City National Bank 3633 Inland Empire Blvd, Suite 100 Ontario, CA 91764 Full Service B&M $349,448
City National Bank 54 Music Square East, Suite 100 Nashville, TN 37203 Full Service B&M $615,835
City National Bank 5470 Kietzke Lane, Building 3 Reno, NV 89511 Full Service B&M $127,421
City National Bank 550 North Brand Boulevard, Suite 100 Glendale, CA 91203 Full Service B&M $301,894
City National Bank 555 Nicollet Mall Suite 285 Minneapolis, MN 55402 Full Service B&M $36,210
City National Bank 555 S. Flower Street Los Angeles, CA 90071 Full Service B&M $637,368
City National Bank 5601 E Slauson Ave Commerce, CA 90040 Full Service B&M $1,744,275
City National Bank 6085 West Twain Avenue Las Vegas, NV 89103 Full Service B&M $201,458
City National Bank 6100 Wilshire Boulevard Los Angeles, CA 90048 Full Service B&M $161,375
City National Bank 6160 Stoneridge Mall Road, Suite 100 Pleasanton, CA 94588 Full Service B&M $96,977
City National Bank 6398 East Pacific Coast Highway Long Beach, CA 90803 Full Service B&M $146,810
City National Bank 800 Silverado Street La Jolla, CA 92037 Full Service B&M $59,373

Yearly Performance Overview

Bank Income

Item Value (in 000's)
Total interest income $1,831,315
Net interest income $1,692,093
Total noninterest income $556,887
Gross Fiduciary activities income $110,189
Service charges on deposit accounts $45,926
Trading account gains and fees $30,278
Additional Noninterest Income $370,494
Pre-tax net operating income $575,616
Securities gains (or losses, -) $296
Income before extraordinary items $430,792
Discontinued Operations (Extraordinary gains, net) $0
Net income of bank and minority interests $430,792
Minority interest net income $0
Net income $430,792
Sale, conversion, retirement of capital stock, net $654
Net operating income $430,558

Bank Expenses

Item Value (in 000's)
Total interest expense $139,222
Provision for credit losses $149,909
Total noninterest expense $1,523,455
Salaries and employee benefits $926,815
Premises and equipment expense $220,771
Additional noninterest expense $375,869
Applicable income taxes $145,120
Net charge-offs $37,903
Cash dividends $0

Loan Performance

Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
All loans 0.0%
Real Estate loans 0.0%
Construction & Land Development loans 0.0%
Nonfarm, nonresidential loans 0.0%
Multifamily residential loans 0.0%
1-4 family residential loans 0.0%
HELOC loans 0.0%
All other family 0.0%
Commercial & industrial loans 1.0%
Personal loans 1.0%
Credit card loans 0.2%
Other individual loans 1.0%
Auto loans 3.0%
Other consumer loans 1.0%
Unsecured commercial real estate loans 2.0%

Deposits

Type Value (in 000's)
Total deposits $67,140,630
Deposits held in domestic offices $67,140,630
Deposits by Individuals, partnerships, and corporations $66,267,349
Deposits by U.S. Government $185
Deposits by States and political subdivisions in the U.S. $791,824
Deposits by Commercial banks and other depository institutions in U.S. $19,362
Deposits by Banks in foreign countries $59,816
Deposits by Foreign governments and official institutions $2,094
Transaction accounts $4,869,571
Demand deposits $3,077,408
Nontransaction accounts $62,271,059
Money market deposit accounts (MMDAs) $25,698,715
Other savings deposits (excluding MMDAs) $35,202,513
Total time deposits $1,369,831
Total time and savings deposits $64,063,222
Noninterest-bearing deposits $31,982,810
Interest-bearing deposits $35,157,819
Retail deposits $65,992,903
IRAs and Keogh plan accounts $52,115
Brokered deposits $427,917
Deposits held in foreign offices $0

Assets

Asset Value (in 000's)
Total Assets $76,261,355
Cash & Balances due from depository institutions $3,206,492
Interest-bearing balances $2,729,168
Total securities $16,464,757
Federal funds sold & reverse repurchase $0
Net loans and leases $52,248,025
Loan and leases loss allowance $532,444
Trading account assets $1,024,711
Bank premises and fixed assets $1,106,229
Other real estate owned $0
Goodwill and other intangibles $612,647
All other assets $1,598,494

Liabilities

Liabilities Value (in 000's)
Total liabilities and capital $76,261,355
Total Liabilities $69,868,876
Total deposits $67,140,630
Interest-bearing deposits $35,157,819
Deposits held in domestic offices $67,140,630
% insured (estimated) $33
Federal funds purchased and repurchase agreements $0
Trading liabilities $49,289
Other borrowed funds $538,952
Subordinated debt $549,780
All other liabilities $1,590,225

Issued Loan Types

Type Value (in 000's)
Net loans and leases $52,248,025
Loan and leases loss allowance $532,444
Total loans and leases (domestic) $52,780,469
All real estate loans $27,492,410
Real estate loans in domestic offices $27,492,410
Construction and development loans $2,718,042
Residential 1-4 family construction $124,934
Other construction, all land development and other land $2,593,108
Loans secured by nonfarm nonresidential properties $7,835,540
Nonfarm nonresidential secured by owner-occupied properties $3,580,186
Commercial real estate & other non-farm, non-residential $4,255,354
Multifamily residential real estate $1,497,101
1-4 family residential loans $15,384,929
Farmland loans $56,798
Loans held in foreign offices $0
Farm loans $0
Commercial and industrial loans $11,828,228
To non-U.S. addressees $241,724
Loans to individuals $854,894
Credit card loans $62,219
Related Plans $437,040
Consumer Auto Loans $953
Other loans to individuals $354,682
All other loans & leases $12,604,937
Loans to foreign governments and official institutions $0
Other loans $9,545,667
Loans to depository institutions and acceptances of other banks $12,730
Loans not secured by real estate $987,446
Loans secured by real estate to non-U.S. addressees $115,978
Restructured Loans & leases $2,773
Non 1-4 family restructured loans & leases $142
Total loans and leases (foreign) $0

Small Business Loans

Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
Nonfarm, nonresidential loans - <$1MM 675 $320,207 $474,381
Nonfarm, nonresidential loans - <$100k 6 $172 $28,667
Nonfarm, nonresidential loans - $100-250k 49 $7,448 $152,000
Nonfarm, nonresidential loans - $250k-1MM 620 $312,587 $504,173
Commercial & Industrial, US addressed loans - <$1MM 22,472 $2,210,286 $98,357
Commercial & Industrial, US addressed loans - <$100k 15,684 $421,313 $26,863
Commercial & Industrial, US addressed loans - $100-250k 3,735 $508,747 $136,211
Commercial & Industrial, US addressed loans - $250k-1MM 3,053 $1,280,226 $419,334