Bank-fund Staff Federal Credit Union Mortgage Rates, Fees & Info

WASHINGTON, DC

LEI: HIDXEG9BLUJZKBGUT764

Tax ID: 53-0209950

5 stars - Updated: 4/5/25 - out of 5 stars, based on 32 reviews

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Bank-fund Staff Federal Credit Union is a smaller bank specializing in Home Purchase and Cash Out Refi loans. Bank-fund Staff Federal Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Washington, Baltimore, San Francisco, New York, and Los Angeles among others. We have data for 85 markets. (Some data included below & more in-depth data is available with an active subscription.)

Bank-fund Staff Federal Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Bank-fund Staff Federal Credit Union is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 7.00% 4/5/25
30 Year Conventional Purchase 6.62% 4/5/25
30 Year Conventional Refi 6.55% 4/5/25
30 Year Cash-out Refi 6.57% 4/5/25
15 Year Conventional Purchase 5.80% 4/5/25
15 Year Conventional Refi 5.86% 4/5/25
15 Year Cash-out Refi 5.86% 4/5/25
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Bank-fund Staff Federal Credit Union Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Bank-fund Staff Federal Credit Union. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

1,029

Origination Dollar Volume (All Markets)

$411,755,000

Awards

Bank-Fund Staff Federal Credit Union 30 Year Conventional Loans bronze Bank-Fund Staff Federal Credit Union 30 Year Conventional Loans gold Bank-Fund Staff Federal Credit Union 30 Year Conventional Loans gold Bank-Fund Staff Federal Credit Union 30 Year Conventional Loans gold
Show all (4) awards

Relative Rate

Bank-fund Staff Federal Credit Union's average 30 year fixed mortgage rate was 6.95%.

The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.

This yields a difference of 0.4%.

Relative Fees (Closing Costs)

Bank-fund Staff Federal Credit Union's average total fees/closing costs for a 30 year fixed rate mortgage were $5,806.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $8,356.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 804 $331,630,000 $412,475 $5,630 6.93%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 38 $9,440,000 $248,421 $4,764 7.35%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 11 $7,345,000 $667,727 $7,197 6.83%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 10 $4,600,000 $460,000 $6,343 6.93%
Outside of Metro Areas 10 $4,430,000 $443,000 $4,848 6.89%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 5 $3,425,000 $685,000 $5,635 6.75%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 7 $3,195,000 $456,429 $8,656 6.79%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 5 $2,225,000 $445,000 $6,515 6.28%
JACKSONVILLE, FL (FHA|USDA|VA) 4 $2,200,000 $550,000 $5,591 6.16%
RICHMOND, VA (FHA|USDA|VA) 6 $2,170,000 $361,667 $4,576 6.63%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 7 $2,155,000 $307,857 $5,402 6.96%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 7 $1,885,000 $269,286 $5,675 6.59%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 4 $1,800,000 $450,000 $5,470 7.41%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 3 $1,725,000 $575,000 $7,829 6.67%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 2 $1,710,000 $855,000 $5,788 5.63%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 5 $1,525,000 $305,000 $4,473 6.08%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 8 $1,450,000 $181,250 $3,962 6.94%
SALISBURY, MD-DE (FHA|USDA|VA) 4 $1,400,000 $350,000 $5,428 6.53%
RALEIGH-CARY, NC (FHA|USDA|VA) 4 $1,250,000 $312,500 $3,718 6.81%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $1,205,000 $1,205,000 $6,223 6.13%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 4 $1,100,000 $275,000 $3,464 6.91%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1 $875,000 $875,000 $3,176 6.25%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1 $865,000 $865,000 $5,928 6.88%
ALBUQUERQUE, NM (FHA|USDA|VA) 2 $860,000 $430,000 $3,939 6.69%
PITTSBURGH, PA (FHA|USDA|VA) 3 $785,000 $261,667 $6,857 7.29%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $755,000 $755,000 $5,649 5.50%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 3 $695,000 $231,667 $4,017 6.13%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 1 $685,000 $685,000 $3,840 6.50%
KINGSTON, NY (FHA|USDA|VA) 1 $685,000 $685,000 $5,027 5.88%
Brevard, NC (FHA|USDA|VA) 1 $675,000 $675,000 $7,220 6.38%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $675,000 $675,000 $3,076 5.88%
Lebanon, NH-VT (FHA|USDA|VA) 2 $660,000 $330,000 $0 7.63%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $655,000 $655,000 $8,164 6.00%
WORCESTER, MA-CT (FHA|USDA|VA) 1 $605,000 $605,000 $6,218 6.50%
Kill Devil Hills, NC (FHA|USDA|VA) 2 $540,000 $270,000 $3,918 6.81%
WINCHESTER, VA-WV (FHA|USDA|VA) 2 $520,000 $260,000 $5,354 6.00%
SANTA FE, NM (FHA|USDA|VA) 2 $510,000 $255,000 $0 7.63%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 2 $480,000 $240,000 $3,240 6.56%
TULSA, OK (FHA|USDA|VA) 1 $465,000 $465,000 $4,037 5.50%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $465,000 $465,000 $18,570 5.00%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 2 $460,000 $230,000 $3,023 6.38%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1 $455,000 $455,000 $0 7.50%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $435,000 $435,000 $5,180 5.88%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 2 $430,000 $215,000 $4,621 7.13%
COLUMBUS, OH (FHA|USDA|VA) 1 $425,000 $425,000 $3,959 6.63%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 1 $425,000 $425,000 $5,883 5.50%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1 $405,000 $405,000 $4,611 5.50%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $405,000 $405,000 $6,412 5.88%
BOULDER, CO (FHA|USDA|VA) 1 $405,000 $405,000 $0 7.50%
ST. LOUIS, MO-IL (FHA|USDA|VA) 2 $400,000 $200,000 $3,513 7.31%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $395,000 $395,000 $4,154 5.50%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 2 $370,000 $185,000 $6,651 5.69%
MADISON, WI (FHA|USDA|VA) 1 $365,000 $365,000 $0 7.75%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $325,000 $325,000 $19,828 5.25%
HARRISONBURG, VA (FHA|USDA|VA) 1 $315,000 $315,000 $3,631 5.50%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1 $315,000 $315,000 $5,099 6.13%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 2 $310,000 $155,000 $6,321 7.13%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $295,000 $295,000 $3,402 5.75%
STAUNTON, VA (FHA|USDA|VA) 1 $285,000 $285,000 $3,103 6.25%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $275,000 $275,000 $3,262 5.88%
Cedar City, UT (FHA|USDA|VA) 1 $275,000 $275,000 $2,257 6.00%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $265,000 $265,000 $0 7.75%
LAS CRUCES, NM (FHA|USDA|VA) 1 $255,000 $255,000 $2,915 6.13%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $245,000 $245,000 $0 7.00%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $235,000 $235,000 $3,930 5.75%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 2 $230,000 $115,000 $0 8.38%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $225,000 $225,000 $0 7.75%
SAVANNAH, GA (FHA|USDA|VA) 1 $225,000 $225,000 $4,442 5.88%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1 $225,000 $225,000 $4,049 6.63%
ROANOKE, VA (FHA|USDA|VA) 1 $215,000 $215,000 $2,677 6.13%
PITTSFIELD, MA (FHA|USDA|VA) 1 $205,000 $205,000 $0 7.50%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1 $185,000 $185,000 $0 8.00%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $155,000 $155,000 $0 8.00%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $155,000 $155,000 $0 7.50%
Taos, NM (FHA|USDA|VA) 1 $145,000 $145,000 $0 8.00%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $115,000 $115,000 $0 7.75%
Juneau, AK (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.75%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.25%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $95,000 $95,000 $1,415 9.75%
WILMINGTON, NC (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.00%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.00%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.00%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1 $35,000 $35,000 $0 8.25%
OKLAHOMA CITY, OK (FHA|USDA|VA) 1 $35,000 $35,000 $0 8.00%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $25,000 $25,000 $0 7.50%
Bank-fund Staff Federal Credit Union's top markets include Washington, Baltimore, San Francisco, New York, and Los Angeles among others.

Their top states include:
  • Virginia (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • District of Columbia (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Bank-Fund Staff Federal Credit Union based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Columbia Bank
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 528 $316,650,000 $599,716 $5,558 6.10%
    HELOC 501 $95,105,000 $189,830 n/a 7.77%

    For 2024, Bank-fund Staff Federal Credit Union's most frequently originated type of loan was Conventional, with 528 originations. Their 2nd most popular type was HELOC, with 501 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 501 $287,415,000 $573,683 $5,767 6.19%
    Cash Out Refi 501 $110,885,000 $221,327 $2,930 7.66%
    Refi 20 $12,280,000 $614,000 $7,773 6.15%
    Home Improvement 5 $665,000 $133,000 $0 7.75%
    Other 2 $510,000 $255,000 $0 7.63%

    For 2024, Bank-fund Staff Federal Credit Union's most frequently cited loan purpose was Home Purchase, with 501 originations. The 2nd most popular reason was Cash Out Refi, with 501 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 937 $380,325,000 $405,896 $5,806 6.95%
    15 Year 53 $20,765,000 $391,792 $5,092 5.90%
    20 Year 28 $7,690,000 $274,643 $3,128 7.75%
    10 Year 11 $2,975,000 $270,455 $4,141 6.57%

    For 2024, Bank-fund Staff Federal Credit Union's most frequently cited loan duration was 30 Year, with 937 originations. The 2nd most popular length was 15 Year, with 53 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 528 $316,650,000 $599,716

    Bank-fund Staff Federal Credit Union's average total fees were $5,806, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 528 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    7-8% 361 $72,105,000 $199,737
    5-6% 300 $190,420,000 $634,733
    6-7% 234 $129,270,000 $552,436
    Over 8% 127 $16,525,000 $130,118
    4-5% 6 $3,080,000 $513,333
    3-4% 1 $355,000 $355,000

    During 2024, Bank-fund Staff Federal Credit Union's average interest rate for loans was 6.95%, while their most frequently originated rate bucket for loans was 7-8%, with 361 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 259 $71,145,000 $274,691 $4,406 6.98%
    $100k-200k 195 $26,965,000 $138,282 $3,716 7.53%
    $600k-1MM 175 $132,905,000 $759,457 $6,120 6.01%
    $400k-600k 169 $82,875,000 $490,385 $5,089 6.46%
    $100,000 or less 159 $9,805,000 $61,667 $1,271 7.96%
    $1MM+ 72 $88,060,000 $1,223,056 $8,839 5.98%

    2024 saw Bank-fund Staff Federal Credit Union place emphasis on $200k-400k loans with 259 originations, totaling $71,145,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 419 $154,055,000 $367,673 $5,215 6.95%
    $250k+ 363 $206,595,000 $569,132 $6,754 6.73%
    $100k-150k 163 $37,345,000 $229,110 $4,025 7.08%
    $75k-100k 53 $10,185,000 $192,170 $4,365 7.08%
    $50k-75k 27 $3,285,000 $121,667 $3,380 7.33%
    $50k or less 4 $290,000 $72,500 $0 7.81%

    Bank-fund Staff Federal Credit Union lent most frequently to those with incomes in the $150k-250k range, with 419 originations. The second most popular income band? $250k+, with 363 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 162 $57,170,000 $352,901 $5,380 6.84%
    20-30% 148 $49,030,000 $331,284 $6,044 6.96%
    50-60% 91 $28,255,000 $310,495 $5,271 7.39%
    <20% 52 $14,140,000 $271,923 $5,886 6.93%
    46% 51 $30,315,000 $594,412 $5,855 6.61%
    40% 50 $21,020,000 $420,400 $5,792 6.84%
    49% 50 $24,060,000 $481,200 $5,041 6.87%
    41% 50 $20,750,000 $415,000 $5,285 6.97%
    42% 49 $19,415,000 $396,224 $4,933 7.01%
    43% 47 $21,795,000 $463,723 $5,611 6.90%
    44% 45 $22,945,000 $509,889 $6,094 6.71%
    47% 42 $22,100,000 $526,190 $6,613 6.84%
    48% 42 $22,110,000 $526,429 $4,969 6.68%
    45% 35 $14,335,000 $409,571 $5,136 6.77%
    37% 32 $12,570,000 $392,813 $5,086 6.86%
    38% 30 $13,290,000 $443,000 $5,557 6.73%
    39% 26 $9,490,000 $365,000 $5,801 6.98%
    36% 20 $7,370,000 $368,500 $4,877 7.23%
    >60% 7 $1,595,000 $227,857 $5,207 7.30%

    Bank-fund Staff Federal Credit Union lent most frequently to those with DTI ratios of 30-36%, with 162 originations. The next most common DTI ratio? 20-30%, with 148 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not provided 404 $156,720,000 $387,921 $5,228 6.95%
    White 364 $153,630,000 $422,060 $5,980 6.84%
    Black 133 $38,535,000 $289,737 $5,391 7.23%
    Asian Indian 49 $26,165,000 $533,980 $6,233 6.79%
    Asian 35 $17,355,000 $495,857 $5,376 6.50%
    Other Asian 17 $6,645,000 $390,882 $4,914 6.93%
    Filipino 8 $4,310,000 $538,750 $4,561 6.84%
    Vietnamese 9 $3,125,000 $347,222 $4,777 6.60%
    Korean 6 $2,760,000 $460,000 $4,730 6.38%
    Japanese 2 $1,730,000 $865,000 $6,445 6.13%
    American Indian 2 $780,000 $390,000 $4,241 6.81%

    Approval Rates

    Total approvals of all applications
    89.58%

    Bank-fund Staff Federal Credit Union has an average approval rate.

    Pick Rate

    Approvals leading to origination
    58.89%

    Bank-fund Staff Federal Credit Union has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    1002.29 1 $405,000 $405,000
    1008.43 1 $405,000 $405,000
    1010.79 1 $85,000 $85,000
    1011.08 5 $1,875,000 $375,000
    1013.65 1 $405,000 $405,000
    1017.29 1 $245,000 $245,000
    1018.65 1 $205,000 $205,000
    1022.29 1 $265,000 $265,000
    1023.65 1 $155,000 $155,000
    1025.79 1 $505,000 $505,000
    1026.08 1 $455,000 $455,000
    1027.29 2 $790,000 $395,000
    1032.29 1 $305,000 $305,000
    1035.65 1 $305,000 $305,000
    1036.08 1 $305,000 $305,000
    1040.96 1 $505,000 $505,000
    1042.29 1 $305,000 $305,000
    1045.65 1 $345,000 $345,000
    1047.29 1 $505,000 $505,000
    1048.96 1 $65,000 $65,000
    1052.29 1 $505,000 $505,000
    1052.96 1 $455,000 $455,000
    1054.29 1 $405,000 $405,000
    1057.58 1 $155,000 $155,000
    1063.8 1 $455,000 $455,000
    1065.8 1 $505,000 $505,000
    1068.79 1 $505,000 $505,000
    1073.96 1 $105,000 $105,000
    1078.8 1 $105,000 $105,000
    1083.8 1 $345,000 $345,000
    1084.5 1 $405,000 $405,000
    1085.8 1 $505,000 $505,000
    1088.03 1 $505,000 $505,000
    1094.24 1 $45,000 $45,000
    1095.65 1 $495,000 $495,000
    1101.08 1 $505,000 $505,000
    1111.7 1 $205,000 $205,000
    1112.5 1 $65,000 $65,000
    1113.8 1 $355,000 $355,000
    1117.38 1 $505,000 $505,000
    1118.8 1 $505,000 $505,000
    1122.24 1 $55,000 $55,000
    1127.29 1 $455,000 $455,000
    1127.58 1 $505,000 $505,000
    1129.24 1 $245,000 $245,000
    1135.6 1 $415,000 $415,000
    1138.65 1 $355,000 $355,000
    1142.29 1 $65,000 $65,000
    1146.08 1 $305,000 $305,000
    1150.3 1 $375,000 $375,000
    1155.96 1 $175,000 $175,000
    1156.1 1 $185,000 $185,000
    1180.3 1 $85,000 $85,000
    1181.08 1 $105,000 $105,000
    1185.24 1 $145,000 $145,000
    1185.6 1 $235,000 $235,000
    1192.29 1 $65,000 $65,000
    1200.1 1 $125,000 $125,000
    1205.5 1 $65,000 $65,000
    1209.29 1 $505,000 $505,000
    1211.19 1 $505,000 $505,000
    1218.79 1 $505,000 $505,000
    1222.29 2 $560,000 $280,000
    1223.65 1 $125,000 $125,000
    1227.29 1 $105,000 $105,000
    1228.65 1 $405,000 $405,000
    1238.65 1 $105,000 $105,000
    1245.65 2 $910,000 $455,000
    1263.8 1 $505,000 $505,000
    1268.24 1 $55,000 $55,000
    1273.15 1 $45,000 $45,000
    1275.33 1 $195,000 $195,000
    1276.8 1 $365,000 $365,000
    1280.3 1 $405,000 $405,000
    1293.43 1 $205,000 $205,000
    1294.24 1 $385,000 $385,000
    1300.95 1 $105,000 $105,000
    1304.68 1 $165,000 $165,000
    1306.19 1 $35,000 $35,000
    1319.29 1 $205,000 $205,000
    1328.24 1 $475,000 $475,000
    1330.29 1 $105,000 $105,000
    1337.29 1 $155,000 $155,000
    1342.85 1 $145,000 $145,000
    1349.09 1 $145,000 $145,000
    1349.39 1 $215,000 $215,000
    1354.29 1 $205,000 $205,000
    1365.38 1 $75,000 $75,000
    1368.8 1 $155,000 $155,000
    1382.5 1 $95,000 $95,000
    1411.24 1 $305,000 $305,000
    1436.04 1 $255,000 $255,000
    1457.98 1 $125,000 $125,000
    1466.15 1 $255,000 $255,000
    1505.8 1 $205,000 $205,000
    1531.87 1 $505,000 $505,000
    1581.03 1 $155,000 $155,000
    1607.29 1 $125,000 $125,000
    1638.6 1 $95,000 $95,000
    1692.29 1 $135,000 $135,000
    1733.65 1 $255,000 $255,000
    1739.29 1 $245,000 $245,000
    1752.7 1 $155,000 $155,000
    1768.91 1 $225,000 $225,000
    1909.79 1 $255,000 $255,000
    1978.43 1 $205,000 $205,000
    2099.24 1 $405,000 $405,000
    2116.48 1 $155,000 $155,000
    2124.95 1 $305,000 $305,000
    2191.3 1 $195,000 $195,000
    2202.29 1 $255,000 $255,000
    2295.29 1 $405,000 $405,000
    2356.65 1 $305,000 $305,000
    2490.19 1 $505,000 $505,000
    2492.05 1 $335,000 $335,000
    2549.24 1 $455,000 $455,000
    257.29 1 $15,000 $15,000
    267.29 1 $205,000 $205,000
    2691.79 1 $755,000 $755,000
    2713.83 1 $805,000 $805,000
    2900.79 1 $705,000 $705,000
    2916.08 1 $305,000 $305,000
    3063.8 1 $755,000 $755,000
    3818.48 1 $325,000 $325,000
    383.5 1 $55,000 $55,000
    393.5 1 $35,000 $35,000
    396.08 3 $305,000 $101,667
    3976.08 1 $505,000 $505,000
    398.5 1 $105,000 $105,000
    411.52 1 $45,000 $45,000
    412.29 3 $165,000 $55,000
    412.65 1 $205,000 $205,000
    418.65 3 $635,000 $211,667
    422.29 2 $360,000 $180,000
    428.5 2 $430,000 $215,000
    430.96 2 $170,000 $85,000
    432.29 28 $2,280,000 $81,429
    435.96 2 $500,000 $250,000
    437.29 1 $155,000 $155,000
    437.5 1 $255,000 $255,000
    440.96 3 $605,000 $201,667
    442.29 36 $7,160,000 $198,889
    443.43 1 $105,000 $105,000
    446.08 7 $445,000 $63,571
    448.03 1 $205,000 $205,000
    448.5 2 $330,000 $165,000
    448.65 1 $25,000 $25,000
    451.08 1 $115,000 $115,000
    4513.75 1 $355,000 $355,000
    456.0 1 $105,000 $105,000
    456.08 15 $2,735,000 $182,333
    457.29 1 $205,000 $205,000
    465.29 1 $145,000 $145,000
    4671.58 1 $1,225,000 $1,225,000
    468.65 20 $1,460,000 $73,000
    468.8 3 $525,000 $175,000
    469.01 1 $75,000 $75,000
    473.65 1 $375,000 $375,000
    475.29 8 $1,080,000 $135,000
    477.29 2 $320,000 $160,000
    478.5 1 $105,000 $105,000
    478.65 16 $3,040,000 $190,000
    479.24 1 $75,000 $75,000
    479.45 1 $105,000 $105,000
    481.08 1 $205,000 $205,000
    4834.46 1 $985,000 $985,000
    485.29 1 $75,000 $75,000
    489.08 3 $385,000 $128,333
    490.29 4 $660,000 $165,000
    491.54 1 $75,000 $75,000
    493.79 4 $210,000 $52,500
    495.29 6 $790,000 $131,667
    498.79 1 $105,000 $105,000
    501.65 3 $335,000 $111,667
    503.79 2 $260,000 $130,000
    504.08 2 $380,000 $190,000
    509.5 1 $85,000 $85,000
    510.08 1 $205,000 $205,000
    510.29 1 $45,000 $45,000
    511.65 3 $535,000 $178,333
    512.5 1 $155,000 $155,000
    513.79 1 $125,000 $125,000
    513.87 1 $65,000 $65,000
    515.6 1 $35,000 $35,000
    516.65 3 $435,000 $145,000
    517.5 1 $45,000 $45,000
    517.58 2 $240,000 $120,000
    518.8 2 $210,000 $105,000
    521.65 6 $1,190,000 $198,333
    526.65 1 $205,000 $205,000
    527.58 1 $205,000 $205,000
    528.8 6 $1,260,000 $210,000
    529.24 1 $55,000 $55,000
    530.3 1 $135,000 $135,000
    531.65 2 $450,000 $225,000
    531.83 1 $105,000 $105,000
    533.5 1 $55,000 $55,000
    533.65 1 $35,000 $35,000
    537.91 1 $155,000 $155,000
    538.8 2 $490,000 $245,000
    539.24 3 $515,000 $171,667
    541.03 1 $35,000 $35,000
    548.5 2 $300,000 $150,000
    550.15 1 $205,000 $205,000
    550.38 1 $235,000 $235,000
    553.03 2 $340,000 $170,000
    553.5 1 $95,000 $95,000
    558.5 1 $85,000 $85,000
    560.91 1 $235,000 $235,000
    564.24 1 $125,000 $125,000
    565.24 1 $255,000 $255,000
    565.6 2 $130,000 $65,000
    567.75 1 $165,000 $165,000
    568.03 1 $105,000 $105,000
    570.61 1 $105,000 $105,000
    571.38 1 $55,000 $55,000
    572.24 1 $75,000 $75,000
    573.5 1 $75,000 $75,000
    574.03 1 $55,000 $55,000
    574.24 1 $195,000 $195,000
    575.03 1 $55,000 $55,000
    575.29 1 $245,000 $245,000
    575.6 1 $245,000 $245,000
    579.08 1 $125,000 $125,000
    580.3 1 $105,000 $105,000
    580.5 1 $35,000 $35,000
    583.15 1 $155,000 $155,000
    583.5 3 $205,000 $68,333
    584.03 1 $155,000 $155,000
    586.91 1 $55,000 $55,000
    587.24 1 $245,000 $245,000
    588.15 1 $225,000 $225,000
    588.8 1 $65,000 $65,000
    590.3 1 $245,000 $245,000
    590.91 1 $95,000 $95,000
    593.65 1 $85,000 $85,000
    596.5 1 $45,000 $45,000
    596.65 1 $55,000 $55,000
    598.5 1 $25,000 $25,000
    600.3 1 $125,000 $125,000
    601.65 2 $300,000 $150,000
    602.5 1 $115,000 $115,000
    605.18 1 $175,000 $175,000
    605.3 1 $165,000 $165,000
    615.75 1 $65,000 $65,000
    623.75 1 $85,000 $85,000
    625.75 1 $125,000 $125,000
    628.3 1 $155,000 $155,000
    633.3 1 $195,000 $195,000
    633.5 1 $25,000 $25,000
    637.03 1 $115,000 $115,000
    638.5 1 $65,000 $65,000
    638.8 1 $105,000 $105,000
    639.1 1 $255,000 $255,000
    640.58 1 $105,000 $105,000
    641.03 1 $255,000 $255,000
    641.8 1 $105,000 $105,000
    642.01 1 $35,000 $35,000
    643.6 1 $85,000 $85,000
    643.65 1 $55,000 $55,000
    643.74 1 $155,000 $155,000
    644.24 1 $75,000 $75,000
    649.98 1 $155,000 $155,000
    656.5 1 $75,000 $75,000
    659.8 1 $15,000 $15,000
    661.7 1 $125,000 $125,000
    667.5 1 $155,000 $155,000
    672.98 1 $105,000 $105,000
    678.75 1 $105,000 $105,000
    682.29 1 $55,000 $55,000
    682.98 1 $125,000 $125,000
    684.4 1 $115,000 $115,000
    688.5 1 $65,000 $65,000
    697.98 1 $155,000 $155,000
    698.5 1 $85,000 $85,000
    699.5 1 $185,000 $185,000
    708.5 1 $255,000 $255,000
    717.91 1 $255,000 $255,000
    733.65 1 $145,000 $145,000
    746.08 1 $245,000 $245,000
    758.5 1 $65,000 $65,000
    767.5 1 $105,000 $105,000
    785.5 1 $115,000 $115,000
    785.96 1 $185,000 $185,000
    798.5 1 $85,000 $85,000
    799.24 1 $65,000 $65,000
    808.79 1 $85,000 $85,000
    820.15 1 $155,000 $155,000
    823.03 1 $55,000 $55,000
    827.7 1 $105,000 $105,000
    830.5 1 $135,000 $135,000
    833.54 1 $145,000 $145,000
    833.65 1 $25,000 $25,000
    870.3 1 $205,000 $205,000
    870.5 1 $195,000 $195,000
    913.79 1 $505,000 $505,000
    916.08 1 $205,000 $205,000
    919.98 1 $75,000 $75,000
    954.29 1 $255,000 $255,000
    957.58 1 $35,000 $35,000
    958.65 1 $495,000 $495,000
    960.65 1 $355,000 $355,000
    977.29 2 $930,000 $465,000
    979.29 1 $505,000 $505,000
    982.0 1 $115,000 $115,000
    987.29 1 $155,000 $155,000
    991.08 1 $405,000 $405,000
    997.29 2 $730,000 $365,000
    997.56 1 $105,000 $105,000
    999.29 1 $305,000 $305,000
    NA 528 $316,650,000 $599,716

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    1,029 $411,755,000 $400,151

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 188 $50,100,000 $266,489 $4,493 7.51%
    40-60% 88 $42,440,000 $482,273 $6,056 6.58%
    60-80% 242 $155,390,000 $642,107 $5,981 6.07%
    80-100% 186 $120,740,000 $649,140 $5,488 6.02%
    Over 100% 1 $2,145,000 $2,145,000 $6,876 6.00%
    Under 20% 324 $40,940,000 $126,358 $1,435 7.80%