Endeavor Capital . Mortgage Rates, Fees & Info
Chesterfield, MOLEI: 549300CUUEEQ66ZVK149
Tax ID: 43-1826060
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Overview
Endeavor Capital . is a smaller mortgage company specializing in Refi and Home Purchase loans. Endeavor Capital . has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include St. Louis, Kansas City, Indianapolis, Dallas, and Chicago among others. Endeavor Capital . has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Endeavor Capital . is typically an average fee lendor.Originations
3,916Origination Dollar Volume (All Markets)
$823,460,000Awards
ENDEAVOR CAPITAL . - 2021
ENDEAVOR CAPITAL . is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Endeavor Capital .'s average 30 year fixed rate mortgage of loans were
3.12%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0.03%.
Relative Fees
Endeavor Capital .'s average total fees for a 30 year fixed rate
mortgage are $3,836.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1,763 | $371,995,000 | $211,001 | $3,278 | 3.01% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 644 | $137,920,000 | $214,161 | $3,960 | 3.02% |
| Outside of Metro Areas | 173 | $29,175,000 | $168,642 | $3,669 | 3.06% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 141 | $28,475,000 | $201,950 | $3,724 | 3.04% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 73 | $23,045,000 | $315,685 | $2,421 | 2.84% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 92 | $19,960,000 | $216,957 | $3,844 | 3.13% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 64 | $15,850,000 | $247,656 | $4,839 | 3.11% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 33 | $11,475,000 | $347,727 | $3,744 | 2.98% |
| COLUMBUS, OH (FHA|USDA|VA) | 47 | $10,375,000 | $220,745 | $4,474 | 3.01% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 53 | $9,635,000 | $181,792 | $3,685 | 2.92% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 41 | $8,945,000 | $218,171 | $4,234 | 2.99% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 39 | $7,745,000 | $198,590 | $4,227 | 3.11% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 31 | $7,685,000 | $247,903 | $4,438 | 3.12% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 29 | $7,455,000 | $257,069 | $1,391 | 2.76% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 38 | $6,280,000 | $165,263 | $3,756 | 3.12% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 24 | $5,660,000 | $235,833 | $3,616 | 2.91% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 15 | $5,325,000 | $355,000 | $4,382 | 3.11% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 31 | $5,275,000 | $170,161 | $3,859 | 3.09% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 22 | $4,110,000 | $186,818 | $4,375 | 3.07% |
| KNOXVILLE, TN (FHA|USDA|VA) | 17 | $3,755,000 | $220,882 | $4,232 | 3.09% |
| TOPEKA, KS (FHA|USDA|VA) | 18 | $3,720,000 | $206,667 | $3,845 | 3.16% |
| Farmington, MO (FHA|USDA|VA) | 21 | $3,015,000 | $143,571 | $3,405 | 3.08% |
| WICHITA, KS (FHA|USDA|VA) | 16 | $2,980,000 | $186,250 | $2,952 | 2.88% |
| AKRON, OH (FHA|USDA|VA) | 19 | $2,685,000 | $141,316 | $3,929 | 2.93% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 13 | $2,635,000 | $202,692 | $3,887 | 3.14% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 17 | $2,505,000 | $147,353 | $3,731 | 3.03% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 15 | $2,455,000 | $163,667 | $3,249 | 3.03% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 9 | $2,445,000 | $271,667 | $4,287 | 3.18% |
| COLUMBIA, MO (FHA|USDA|VA) | 10 | $2,040,000 | $204,000 | $4,513 | 3.01% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 9 | $1,995,000 | $221,667 | $4,668 | 3.40% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 11 | $1,975,000 | $179,545 | $4,482 | 2.95% |
| Warrensburg, MO (FHA|USDA|VA) | 10 | $1,820,000 | $182,000 | $4,071 | 3.04% |
| MUNCIE, IN (FHA|USDA|VA) | 9 | $1,805,000 | $200,556 | $4,236 | 3.00% |
| FORT WAYNE, IN (FHA|USDA|VA) | 8 | $1,730,000 | $216,250 | $4,995 | 3.13% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 8 | $1,680,000 | $210,000 | $3,932 | 3.30% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 6 | $1,680,000 | $280,000 | $5,742 | 3.15% |
| PEORIA, IL (FHA|USDA|VA) | 9 | $1,575,000 | $175,000 | $3,602 | 3.10% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 5 | $1,565,000 | $313,000 | $5,011 | 2.80% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 8 | $1,500,000 | $187,500 | $4,005 | 2.97% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 12 | $1,450,000 | $120,833 | $3,370 | 3.06% |
| Sevierville, TN (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $4,661 | 3.13% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 7 | $1,375,000 | $196,429 | $5,296 | 2.84% |
| GREELEY, CO (FHA|USDA|VA) | 3 | $1,345,000 | $448,333 | $6,680 | 3.17% |
| TOLEDO, OH (FHA|USDA|VA) | 11 | $1,335,000 | $121,364 | $4,100 | 3.00% |
| LAWRENCE, KS (FHA|USDA|VA) | 7 | $1,325,000 | $189,286 | $5,448 | 3.02% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 4 | $1,270,000 | $317,500 | $4,658 | 2.78% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 6 | $1,230,000 | $205,000 | $3,625 | 3.19% |
| Branson, MO (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $4,030 | 2.90% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $4,973 | 3.00% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $4,245 | 2.95% |
| Zanesville, OH (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $5,533 | 3.47% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $4,245 | 2.88% |
| JOPLIN, MO (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $4,460 | 3.19% |
| JONESBORO, AR (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $4,455 | 3.40% |
| Ottawa, KS (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $3,502 | 3.38% |
| MORRISTOWN, TN (FHA|USDA|VA) | 6 | $900,000 | $150,000 | $3,430 | 3.00% |
| BOULDER, CO (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $10,781 | 3.63% |
| Centralia, IL (FHA|USDA|VA) | 6 | $870,000 | $145,000 | $3,610 | 3.27% |
| Glenwood Springs, CO (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $3,118 | 3.00% |
| ROCKFORD, IL (FHA|USDA|VA) | 6 | $820,000 | $136,667 | $4,726 | 3.13% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $5,145 | 3.00% |
| Atchison, KS (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $2,538 | 3.45% |
| MISSOULA, MT (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $3,899 | 3.06% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $3,655 | 3.05% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $3,457 | 3.15% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $2,393 | 2.78% |
| KANKAKEE, IL (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $3,783 | 3.13% |
| KOKOMO, IN (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $3,881 | 3.09% |
| Angola, IN (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $5,211 | 3.25% |
| Fremont, OH (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $4,072 | 3.31% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $3,135 | 3.00% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $4,699 | 3.17% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 5 | $605,000 | $121,000 | $3,795 | 3.05% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $5,659 | 3.79% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $4,985 | 3.63% |
| New Castle, IN (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $3,961 | 3.13% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $5,382 | 3.00% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $3,922 | 3.06% |
| Durango, CO (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $2,946 | 2.94% |
| LIMA, OH (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $3,618 | 3.08% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $11,605 | 3.19% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $2,327 | 2.88% |
| Maryville, MO (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $2,920 | 3.13% |
| Lewisburg, TN (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,891 | 3.00% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 5 | $525,000 | $105,000 | $3,451 | 3.05% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $3,390 | 2.83% |
| WHEELING, WV-OH (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $5,067 | 3.19% |
| Mount Vernon, IL (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $6,575 | 3.08% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $3,705 | 2.92% |
| JACKSON, TN (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $2,203 | 2.92% |
| Montrose, CO (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $7,358 | 2.75% |
| Plymouth, IN (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $7,008 | 2.88% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,800 | 2.88% |
| CLEVELAND, TN (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $3,191 | 2.83% |
| Seymour, IN (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $3,268 | 3.08% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $4,745 | 2.54% |
| Rolla, MO (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,246 | 2.81% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,652 | 3.00% |
| Frankfort, IN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,083 | 3.44% |
| DECATUR, IL (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $3,932 | 3.22% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,234 | 3.44% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,473 | 3.00% |
| Lebanon, MO (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,486 | 2.81% |
| Dodge City, KS (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,290 | 2.88% |
| PINE BLUFF, AR (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,196 | 2.75% |
| Wooster, OH (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,127 | 3.06% |
| Fort Morgan, CO (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,421 | 3.06% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,256 | 3.25% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,160 | 3.00% |
| Ashland, OH (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,372 | 3.31% |
| Ashtabula, OH (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,714 | 3.06% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,165 | 3.63% |
| COLUMBUS, IN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $1,490 | 2.75% |
| Logansport, IN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,951 | 4.25% |
| Decatur, IN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,978 | 3.31% |
| Poplar Bluff, MO (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,411 | 3.13% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,251 | 2.94% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,483 | 3.00% |
| Sikeston, MO (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,033 | 2.81% |
| Marietta, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,336 | 3.50% |
| Richmond, IN (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,602 | 2.94% |
| Bluffton, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,594 | 2.50% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,109 | 2.88% |
| Liberal, KS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,315 | 3.13% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,977 | 3.25% |
| Connersville, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,107 | 3.25% |
| Pampa, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,176 | 4.13% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,858 | 2.88% |
| Auburn, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,072 | 3.63% |
| McPherson, KS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,007 | 2.88% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,664 | 3.63% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,078 | 3.25% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,366 | 3.25% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,315 | 2.88% |
| Mexico, MO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,354 | 2.75% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,062 | 3.25% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,510 | 3.63% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,051 | 2.75% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,481 | 3.25% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,063 | 3.00% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,323 | 2.88% |
| Athens, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,177 | 3.38% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,213 | 3.13% |
| WACO, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,234 | 3.00% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,321 | 3.00% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,303 | 3.25% |
| Lincoln, IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,328 | 3.38% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,599 | 3.13% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,225 | 3.13% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,927 | 3.50% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,375 | 2.75% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,670 | 3.00% |
| Newport, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,713 | 2.75% |
| DANVILLE, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,578 | 2.50% |
| Coffeyville, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,503 | 3.13% |
| Garden City, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,024 | 2.38% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,217 | 2.88% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,762 | 2.75% |
| Dayton, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,596 | 3.63% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,767 | 2.88% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,814 | 3.13% |
| Marshall, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,339 | 2.38% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,373 | 2.75% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,860 | 3.13% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,476 | 2.75% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,708 | 3.13% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,806 | 3.13% |
| Malvern, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,504 | 3.25% |
| Batesville, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,432 | 2.38% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,292 | 2.88% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,883 | 2.88% |
| Vincennes, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,038 | 2.13% |
| Marion, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,276 | 2.50% |
Endeavor Capital .'s top markets include St. Louis, Kansas City, Indianapolis, Dallas, and Chicago among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 3,152 | $683,030,000 | $216,697 | $3,317 | 3.00% |
| FHA | 570 | $97,720,000 | $171,439 | $5,103 | 3.16% |
| VA | 167 | $38,675,000 | $231,587 | $4,178 | 2.86% |
| USDA | 27 | $4,035,000 | $149,444 | $4,324 | 3.16% |
For the 2021 period, Endeavor Capital .'s most frequently originated loan type of loans were Conventional, with 3,152 originations. Their 2nd most popular type is FHA, with 570 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Refi | 2,300 | $462,200,000 | $200,957 | $3,355 | 2.93% |
| Home Purchase | 1,089 | $242,095,000 | $222,309 | $4,022 | 3.16% |
| Cash Out Refi | 516 | $116,970,000 | $226,686 | $3,940 | 3.12% |
| Home Improvement | 10 | $1,940,000 | $194,000 | $3,361 | 3.10% |
| Other | 1 | $255,000 | $255,000 | $4,394 | 3.00% |
For the 2021, Endeavor Capital .'s most frequently cited loan purpose of loans were Refi, with 2,300 originations. The 2nd most popular reason of loans were Home Purchase, with 1,089 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 2,998 | $645,410,000 | $215,280 | $3,836 | 3.12% |
| 15 Year | 452 | $89,610,000 | $198,252 | $2,657 | 2.53% |
| 20 Year | 232 | $43,680,000 | $188,276 | $3,148 | 2.88% |
| Other | 166 | $34,100,000 | $205,422 | $3,585 | 2.99% |
| 10 Year | 68 | $10,660,000 | $156,765 | $2,072 | 2.36% |
For the 2021, Endeavor Capital .'s most frequently cited loan length of loans were 30 Year, with 2,998 originations. The 2nd most popular length of loans were 15 Year, with 452 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $1k-2k | 2,218 | $442,210,000 | $199,373 |
| $<1k | 814 | $186,840,000 | $229,533 |
| $2k-3k | 541 | $107,135,000 | $198,031 |
| $3k-4k | 247 | $57,995,000 | $234,798 |
| $5k+ | 95 | $29,195,000 | $307,316 |
$3,836 of loans were Endeavor Capital .'s average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 2,218 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 1,752 | $358,420,000 | $204,578 |
| 2.5-3% | 1,636 | $353,810,000 | $216,265 |
| <2.5% | 487 | $101,665,000 | $208,758 |
| 4-5% | 41 | $9,565,000 | $233,293 |
During 2021, Endeavor Capital .'s average interest rate of loans were 3.12%, while their most frequently originated rate bucket of loans were 3-4%, with 1,752 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-200k | 1,812 | $274,270,000 | $151,363 | $3,402 | 3.01% |
| $200k-400k | 1,542 | $417,420,000 | $270,700 | $3,959 | 3.04% |
| $100,000 or less | 349 | $28,735,000 | $82,335 | $2,993 | 3.04% |
| $400k-600k | 207 | $97,635,000 | $471,667 | $4,016 | 2.94% |
| $600k-1MM | 4 | $2,970,000 | $742,500 | $3,264 | 3.28% |
| $1MM+ | 2 | $2,430,000 | $1,215,000 | $6,365 | 3.19% |
2021 saw Endeavor Capital . place emphasis on $100k-200k loans with 1,812 originations, totaling $274,270,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $50k or less | 905 | $130,205,000 | $143,873 | $3,275 | 3.02% |
| $50k-75k | 900 | $158,970,000 | $176,633 | $3,839 | 3.06% |
| $100k-150k | 864 | $216,340,000 | $250,394 | $3,577 | 2.99% |
| $75k-100k | 751 | $163,005,000 | $217,051 | $3,948 | 3.05% |
| $150k-250k | 396 | $118,570,000 | $299,419 | $3,447 | 3.00% |
| $250k+ | 94 | $35,000,000 | $372,340 | $3,273 | 2.88% |
Endeavor Capital . lent most frequently to those with incomes in the $50k or less range, with 905 originations. The second most popular income band? $50k-75k, with 900 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 875 | $180,995,000 | $206,851 | $3,303 | 2.97% |
| 30-36% | 707 | $153,365,000 | $216,924 | $3,656 | 3.03% |
| <20% | 534 | $102,650,000 | $192,228 | $2,480 | 2.81% |
| 44% | 181 | $40,115,000 | $221,630 | $4,081 | 3.12% |
| 43% | 162 | $34,320,000 | $211,852 | $3,963 | 3.11% |
| 36% | 142 | $30,570,000 | $215,282 | $3,972 | 3.11% |
| 39% | 139 | $30,885,000 | $222,194 | $3,821 | 3.12% |
| 40% | 135 | $28,455,000 | $210,778 | $3,744 | 3.08% |
| 50-60% | 132 | $26,640,000 | $201,818 | $6,367 | 3.23% |
| 42% | 130 | $26,790,000 | $206,077 | $3,862 | 3.10% |
| 41% | 128 | $26,890,000 | $210,078 | $4,105 | 3.13% |
| 37% | 123 | $27,595,000 | $224,350 | $3,532 | 3.10% |
| 38% | 119 | $25,355,000 | $213,067 | $3,561 | 3.10% |
| 45% | 100 | $22,010,000 | $220,100 | $3,904 | 3.06% |
| 49% | 81 | $16,455,000 | $203,148 | $3,878 | 3.05% |
| 47% | 76 | $15,900,000 | $209,211 | $4,515 | 3.12% |
| 46% | 76 | $17,040,000 | $224,211 | $3,609 | 3.01% |
| 48% | 72 | $16,520,000 | $229,444 | $4,230 | 3.09% |
| >60% | 4 | $910,000 | $227,500 | $7,137 | 2.94% |
Endeavor Capital . lent most frequently to those with DTI ratios of 20-30%, with 875 originations. The next most common DTI ratio? 30-36%, with 707 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 3,260 | $665,730,000 | $204,212 | $3,728 | 3.03% |
| Asian | 222 | $67,470,000 | $303,919 | $1,252 | 2.88% |
| Not provided | 212 | $44,810,000 | $211,368 | $3,625 | 2.92% |
| Black | 211 | $42,275,000 | $200,355 | $4,477 | 3.15% |
| Asian Indian | 7 | $2,295,000 | $327,857 | $461 | 2.63% |
| American Indian | 4 | $880,000 | $220,000 | $2,659 | 2.72% |
Approval Rates
Total approvals of all applications95.14%
Endeavor Capital . has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination51.73%
Endeavor Capital . has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 3,916 | $823,460,000 | $210,281 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3,916 | $823,460,000 | $210,281 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 83 | $12,145,000 | $146,325 | $2,585 | 2.57% |
| 40-60% | 451 | $86,285,000 | $191,319 | $2,891 | 2.76% |
| 60-80% | 1,811 | $388,965,000 | $214,779 | $3,467 | 3.04% |
| 80-100% | 1,538 | $328,670,000 | $213,700 | $3,995 | 3.10% |
| Over 100% | 30 | $7,130,000 | $237,667 | $7,306 | 2.91% |
| Under 20% | 3 | $265,000 | $88,333 | $2,606 | 3.46% |
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Endeavor Capital, LLC | Conventional home mortgage | Closing on a mortgage | 1 | 100.0% |
