Endeavor Capital . Mortgage Rates, Fees & Info

Chesterfield, MO

LEI: 549300CUUEEQ66ZVK149

Tax ID: 43-1826060

5 stars - out of 5 stars, based on 63 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Endeavor Capital . is a smaller mortgage company specializing in Refi and Home Purchase loans. Endeavor Capital . has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include St. Louis, Kansas City, Indianapolis, Dallas, and Chicago among others. Endeavor Capital . has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Endeavor Capital . is typically an average fee lendor.


Originations

3,916

Origination Dollar Volume (All Markets)

$823,460,000
Show all (9) awards

Relative Rate

Endeavor Capital .'s average 30 year fixed rate mortgage of loans were 3.12%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.03%.

Relative Fees

Endeavor Capital .'s average total fees for a 30 year fixed rate mortgage are $3,836.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
ST. LOUIS, MO-IL (FHA|USDA|VA) 1,763 $371,995,000 $211,001 $3,278 3.01%
KANSAS CITY, MO-KS (FHA|USDA|VA) 644 $137,920,000 $214,161 $3,960 3.02%
Outside of Metro Areas 173 $29,175,000 $168,642 $3,669 3.06%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 141 $28,475,000 $201,950 $3,724 3.04%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 73 $23,045,000 $315,685 $2,421 2.84%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 92 $19,960,000 $216,957 $3,844 3.13%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 64 $15,850,000 $247,656 $4,839 3.11%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 33 $11,475,000 $347,727 $3,744 2.98%
COLUMBUS, OH (FHA|USDA|VA) 47 $10,375,000 $220,745 $4,474 3.01%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 53 $9,635,000 $181,792 $3,685 2.92%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 41 $8,945,000 $218,171 $4,234 2.99%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 39 $7,745,000 $198,590 $4,227 3.11%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 31 $7,685,000 $247,903 $4,438 3.12%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 29 $7,455,000 $257,069 $1,391 2.76%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 38 $6,280,000 $165,263 $3,756 3.12%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 24 $5,660,000 $235,833 $3,616 2.91%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 15 $5,325,000 $355,000 $4,382 3.11%
SPRINGFIELD, MO (FHA|USDA|VA) 31 $5,275,000 $170,161 $3,859 3.09%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 22 $4,110,000 $186,818 $4,375 3.07%
KNOXVILLE, TN (FHA|USDA|VA) 17 $3,755,000 $220,882 $4,232 3.09%
TOPEKA, KS (FHA|USDA|VA) 18 $3,720,000 $206,667 $3,845 3.16%
Farmington, MO (FHA|USDA|VA) 21 $3,015,000 $143,571 $3,405 3.08%
WICHITA, KS (FHA|USDA|VA) 16 $2,980,000 $186,250 $2,952 2.88%
AKRON, OH (FHA|USDA|VA) 19 $2,685,000 $141,316 $3,929 2.93%
DAYTON-KETTERING, OH (FHA|USDA|VA) 13 $2,635,000 $202,692 $3,887 3.14%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 17 $2,505,000 $147,353 $3,731 3.03%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 15 $2,455,000 $163,667 $3,249 3.03%
COLORADO SPRINGS, CO (FHA|USDA|VA) 9 $2,445,000 $271,667 $4,287 3.18%
COLUMBIA, MO (FHA|USDA|VA) 10 $2,040,000 $204,000 $4,513 3.01%
EVANSVILLE, IN-KY (FHA|USDA|VA) 9 $1,995,000 $221,667 $4,668 3.40%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 11 $1,975,000 $179,545 $4,482 2.95%
Warrensburg, MO (FHA|USDA|VA) 10 $1,820,000 $182,000 $4,071 3.04%
MUNCIE, IN (FHA|USDA|VA) 9 $1,805,000 $200,556 $4,236 3.00%
FORT WAYNE, IN (FHA|USDA|VA) 8 $1,730,000 $216,250 $4,995 3.13%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 8 $1,680,000 $210,000 $3,932 3.30%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 6 $1,680,000 $280,000 $5,742 3.15%
PEORIA, IL (FHA|USDA|VA) 9 $1,575,000 $175,000 $3,602 3.10%
JACKSONVILLE, FL (FHA|USDA|VA) 5 $1,565,000 $313,000 $5,011 2.80%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 8 $1,500,000 $187,500 $4,005 2.97%
CARBONDALE-MARION, IL (FHA|USDA|VA) 12 $1,450,000 $120,833 $3,370 3.06%
Sevierville, TN (FHA|USDA|VA) 6 $1,420,000 $236,667 $4,661 3.13%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 7 $1,375,000 $196,429 $5,296 2.84%
GREELEY, CO (FHA|USDA|VA) 3 $1,345,000 $448,333 $6,680 3.17%
TOLEDO, OH (FHA|USDA|VA) 11 $1,335,000 $121,364 $4,100 3.00%
LAWRENCE, KS (FHA|USDA|VA) 7 $1,325,000 $189,286 $5,448 3.02%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 4 $1,270,000 $317,500 $4,658 2.78%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 6 $1,230,000 $205,000 $3,625 3.19%
Branson, MO (FHA|USDA|VA) 5 $1,215,000 $243,000 $4,030 2.90%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 3 $1,105,000 $368,333 $4,973 3.00%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 5 $1,075,000 $215,000 $4,245 2.95%
Zanesville, OH (FHA|USDA|VA) 4 $1,070,000 $267,500 $5,533 3.47%
Fort Leonard Wood, MO (FHA|USDA|VA) 3 $1,015,000 $338,333 $4,245 2.88%
JOPLIN, MO (FHA|USDA|VA) 4 $1,010,000 $252,500 $4,460 3.19%
JONESBORO, AR (FHA|USDA|VA) 5 $985,000 $197,000 $4,455 3.40%
Ottawa, KS (FHA|USDA|VA) 4 $940,000 $235,000 $3,502 3.38%
MORRISTOWN, TN (FHA|USDA|VA) 6 $900,000 $150,000 $3,430 3.00%
BOULDER, CO (FHA|USDA|VA) 2 $900,000 $450,000 $10,781 3.63%
Centralia, IL (FHA|USDA|VA) 6 $870,000 $145,000 $3,610 3.27%
Glenwood Springs, CO (FHA|USDA|VA) 2 $860,000 $430,000 $3,118 3.00%
ROCKFORD, IL (FHA|USDA|VA) 6 $820,000 $136,667 $4,726 3.13%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 4 $820,000 $205,000 $5,145 3.00%
Atchison, KS (FHA|USDA|VA) 5 $805,000 $161,000 $2,538 3.45%
MISSOULA, MT (FHA|USDA|VA) 4 $790,000 $197,500 $3,899 3.06%
JEFFERSON CITY, MO (FHA|USDA|VA) 5 $745,000 $149,000 $3,655 3.05%
BLOOMINGTON, IL (FHA|USDA|VA) 5 $725,000 $145,000 $3,457 3.15%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 4 $690,000 $172,500 $2,393 2.78%
KANKAKEE, IL (FHA|USDA|VA) 5 $685,000 $137,000 $3,783 3.13%
KOKOMO, IN (FHA|USDA|VA) 4 $660,000 $165,000 $3,881 3.09%
Angola, IN (FHA|USDA|VA) 2 $650,000 $325,000 $5,211 3.25%
Fremont, OH (FHA|USDA|VA) 2 $630,000 $315,000 $4,072 3.31%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 4 $630,000 $157,500 $3,135 3.00%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 3 $625,000 $208,333 $4,699 3.17%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 5 $605,000 $121,000 $3,795 3.05%
TEXARKANA, TX-AR (FHA|USDA|VA) 3 $605,000 $201,667 $5,659 3.79%
PUNTA GORDA, FL (FHA|USDA|VA) 2 $600,000 $300,000 $4,985 3.63%
New Castle, IN (FHA|USDA|VA) 3 $595,000 $198,333 $3,961 3.13%
FORT SMITH, AR-OK (FHA|USDA|VA) 3 $575,000 $191,667 $5,382 3.00%
TERRE HAUTE, IN (FHA|USDA|VA) 4 $560,000 $140,000 $3,922 3.06%
Durango, CO (FHA|USDA|VA) 2 $550,000 $275,000 $2,946 2.94%
LIMA, OH (FHA|USDA|VA) 3 $545,000 $181,667 $3,618 3.08%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 2 $540,000 $270,000 $11,605 3.19%
BLOOMINGTON, IN (FHA|USDA|VA) 3 $535,000 $178,333 $2,327 2.88%
Maryville, MO (FHA|USDA|VA) 2 $530,000 $265,000 $2,920 3.13%
Lewisburg, TN (FHA|USDA|VA) 2 $530,000 $265,000 $3,891 3.00%
CANTON-MASSILLON, OH (FHA|USDA|VA) 5 $525,000 $105,000 $3,451 3.05%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 3 $525,000 $175,000 $3,390 2.83%
WHEELING, WV-OH (FHA|USDA|VA) 2 $520,000 $260,000 $5,067 3.19%
Mount Vernon, IL (FHA|USDA|VA) 3 $515,000 $171,667 $6,575 3.08%
JOHNSON CITY, TN (FHA|USDA|VA) 3 $505,000 $168,333 $3,705 2.92%
JACKSON, TN (FHA|USDA|VA) 3 $495,000 $165,000 $2,203 2.92%
Montrose, CO (FHA|USDA|VA) 1 $495,000 $495,000 $7,358 2.75%
Plymouth, IN (FHA|USDA|VA) 2 $490,000 $245,000 $7,008 2.88%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 2 $480,000 $240,000 $3,800 2.88%
CLEVELAND, TN (FHA|USDA|VA) 3 $475,000 $158,333 $3,191 2.83%
Seymour, IN (FHA|USDA|VA) 3 $455,000 $151,667 $3,268 3.08%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 3 $455,000 $151,667 $4,745 2.54%
Rolla, MO (FHA|USDA|VA) 2 $450,000 $225,000 $3,246 2.81%
Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $420,000 $210,000 $4,652 3.00%
Frankfort, IN (FHA|USDA|VA) 2 $410,000 $205,000 $6,083 3.44%
DECATUR, IL (FHA|USDA|VA) 4 $400,000 $100,000 $3,932 3.22%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $400,000 $200,000 $3,234 3.44%
FORT COLLINS, CO (FHA|USDA|VA) 1 $385,000 $385,000 $4,473 3.00%
Lebanon, MO (FHA|USDA|VA) 2 $370,000 $185,000 $2,486 2.81%
Dodge City, KS (FHA|USDA|VA) 2 $360,000 $180,000 $5,290 2.88%
PINE BLUFF, AR (FHA|USDA|VA) 2 $350,000 $175,000 $4,196 2.75%
Wooster, OH (FHA|USDA|VA) 2 $350,000 $175,000 $5,127 3.06%
Fort Morgan, CO (FHA|USDA|VA) 2 $350,000 $175,000 $3,421 3.06%
SPRINGFIELD, OH (FHA|USDA|VA) 2 $340,000 $170,000 $3,256 3.25%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $340,000 $170,000 $6,160 3.00%
Ashland, OH (FHA|USDA|VA) 2 $310,000 $155,000 $3,372 3.31%
Ashtabula, OH (FHA|USDA|VA) 2 $310,000 $155,000 $3,714 3.06%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $295,000 $295,000 $4,165 3.63%
COLUMBUS, IN (FHA|USDA|VA) 2 $290,000 $145,000 $1,490 2.75%
Logansport, IN (FHA|USDA|VA) 1 $285,000 $285,000 $3,951 4.25%
Decatur, IN (FHA|USDA|VA) 2 $280,000 $140,000 $2,978 3.31%
Poplar Bluff, MO (FHA|USDA|VA) 2 $280,000 $140,000 $4,411 3.13%
New Philadelphia-Dover, OH (FHA|USDA|VA) 2 $280,000 $140,000 $3,251 2.94%
HOT SPRINGS, AR (FHA|USDA|VA) 2 $270,000 $135,000 $4,483 3.00%
Sikeston, MO (FHA|USDA|VA) 2 $250,000 $125,000 $3,033 2.81%
Marietta, OH (FHA|USDA|VA) 1 $245,000 $245,000 $8,336 3.50%
Richmond, IN (FHA|USDA|VA) 2 $240,000 $120,000 $3,602 2.94%
Bluffton, IN (FHA|USDA|VA) 1 $235,000 $235,000 $1,594 2.50%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $235,000 $235,000 $4,109 2.88%
Liberal, KS (FHA|USDA|VA) 1 $225,000 $225,000 $5,315 3.13%
Mount Vernon, OH (FHA|USDA|VA) 1 $225,000 $225,000 $3,977 3.25%
Connersville, IN (FHA|USDA|VA) 1 $225,000 $225,000 $3,107 3.25%
Pampa, TX (FHA|USDA|VA) 1 $225,000 $225,000 $6,176 4.13%
Lawrenceburg, TN (FHA|USDA|VA) 1 $225,000 $225,000 $3,858 2.88%
Auburn, IN (FHA|USDA|VA) 1 $225,000 $225,000 $3,072 3.63%
McPherson, KS (FHA|USDA|VA) 1 $225,000 $225,000 $5,007 2.88%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $215,000 $215,000 $3,664 3.63%
Cookeville, TN (FHA|USDA|VA) 1 $215,000 $215,000 $4,078 3.25%
Portsmouth, OH (FHA|USDA|VA) 1 $215,000 $215,000 $4,366 3.25%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 1 $205,000 $205,000 $5,315 2.88%
Mexico, MO (FHA|USDA|VA) 1 $205,000 $205,000 $3,354 2.75%
Washington Court House, OH (FHA|USDA|VA) 1 $205,000 $205,000 $4,062 3.25%
Lufkin, TX (FHA|USDA|VA) 1 $195,000 $195,000 $4,510 3.63%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $185,000 $185,000 $2,051 2.75%
Chillicothe, OH (FHA|USDA|VA) 1 $185,000 $185,000 $3,481 3.25%
AMARILLO, TX (FHA|USDA|VA) 1 $175,000 $175,000 $3,063 3.00%
Norwalk, OH (FHA|USDA|VA) 1 $175,000 $175,000 $4,323 2.88%
Athens, TN (FHA|USDA|VA) 1 $175,000 $175,000 $2,177 3.38%
THE VILLAGES, FL (FHA|USDA|VA) 1 $175,000 $175,000 $1,213 3.13%
WACO, TX (FHA|USDA|VA) 1 $175,000 $175,000 $2,234 3.00%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $175,000 $175,000 $4,321 3.00%
LUBBOCK, TX (FHA|USDA|VA) 1 $165,000 $165,000 $3,303 3.25%
Lincoln, IL (FHA|USDA|VA) 1 $165,000 $165,000 $3,328 3.38%
Warsaw, IN (FHA|USDA|VA) 1 $165,000 $165,000 $2,599 3.13%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $165,000 $165,000 $4,225 3.13%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $165,000 $165,000 $5,927 3.50%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $165,000 $165,000 $3,375 2.75%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $165,000 $165,000 $3,670 3.00%
Newport, TN (FHA|USDA|VA) 1 $155,000 $155,000 $2,713 2.75%
DANVILLE, IL (FHA|USDA|VA) 1 $155,000 $155,000 $2,578 2.50%
Coffeyville, KS (FHA|USDA|VA) 1 $145,000 $145,000 $2,503 3.13%
Garden City, KS (FHA|USDA|VA) 1 $145,000 $145,000 $3,024 2.38%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $145,000 $145,000 $2,217 2.88%
Paducah, KY-IL (FHA|USDA|VA) 1 $135,000 $135,000 $3,762 2.75%
Dayton, TN (FHA|USDA|VA) 1 $135,000 $135,000 $3,596 3.63%
McMinnville, TN (FHA|USDA|VA) 1 $125,000 $125,000 $3,767 2.88%
Whitewater, WI (FHA|USDA|VA) 1 $125,000 $125,000 $3,814 3.13%
Marshall, MO (FHA|USDA|VA) 1 $115,000 $115,000 $3,339 2.38%
CaƱon City, CO (FHA|USDA|VA) 1 $115,000 $115,000 $2,373 2.75%
Mountain Home, AR (FHA|USDA|VA) 1 $115,000 $115,000 $3,860 3.13%
Dyersburg, TN (FHA|USDA|VA) 1 $115,000 $115,000 $2,476 2.75%
El Dorado, AR (FHA|USDA|VA) 1 $115,000 $115,000 $4,708 3.13%
Ottawa, IL (FHA|USDA|VA) 1 $105,000 $105,000 $2,806 3.13%
Malvern, AR (FHA|USDA|VA) 1 $95,000 $95,000 $4,504 3.25%
Batesville, AR (FHA|USDA|VA) 1 $95,000 $95,000 $3,432 2.38%
Sandusky, OH (FHA|USDA|VA) 1 $95,000 $95,000 $3,292 2.88%
BILLINGS, MT (FHA|USDA|VA) 1 $95,000 $95,000 $2,883 2.88%
Vincennes, IN (FHA|USDA|VA) 1 $95,000 $95,000 $5,038 2.13%
Marion, IN (FHA|USDA|VA) 1 $85,000 $85,000 $2,276 2.50%

Endeavor Capital .'s top markets include St. Louis, Kansas City, Indianapolis, Dallas, and Chicago among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 3,152 $683,030,000 $216,697 $3,317 3.00%
FHA 570 $97,720,000 $171,439 $5,103 3.16%
VA 167 $38,675,000 $231,587 $4,178 2.86%
USDA 27 $4,035,000 $149,444 $4,324 3.16%

For the 2021 period, Endeavor Capital .'s most frequently originated loan type of loans were Conventional, with 3,152 originations. Their 2nd most popular type is FHA, with 570 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Refi 2,300 $462,200,000 $200,957 $3,355 2.93%
Home Purchase 1,089 $242,095,000 $222,309 $4,022 3.16%
Cash Out Refi 516 $116,970,000 $226,686 $3,940 3.12%
Home Improvement 10 $1,940,000 $194,000 $3,361 3.10%
Other 1 $255,000 $255,000 $4,394 3.00%

For the 2021, Endeavor Capital .'s most frequently cited loan purpose of loans were Refi, with 2,300 originations. The 2nd most popular reason of loans were Home Purchase, with 1,089 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 2,998 $645,410,000 $215,280 $3,836 3.12%
15 Year 452 $89,610,000 $198,252 $2,657 2.53%
20 Year 232 $43,680,000 $188,276 $3,148 2.88%
Other 166 $34,100,000 $205,422 $3,585 2.99%
10 Year 68 $10,660,000 $156,765 $2,072 2.36%

For the 2021, Endeavor Capital .'s most frequently cited loan length of loans were 30 Year, with 2,998 originations. The 2nd most popular length of loans were 15 Year, with 452 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 2,218 $442,210,000 $199,373
$<1k 814 $186,840,000 $229,533
$2k-3k 541 $107,135,000 $198,031
$3k-4k 247 $57,995,000 $234,798
$5k+ 95 $29,195,000 $307,316

$3,836 of loans were Endeavor Capital .'s average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 2,218 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 1,752 $358,420,000 $204,578
2.5-3% 1,636 $353,810,000 $216,265
<2.5% 487 $101,665,000 $208,758
4-5% 41 $9,565,000 $233,293

During 2021, Endeavor Capital .'s average interest rate of loans were 3.12%, while their most frequently originated rate bucket of loans were 3-4%, with 1,752 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$100k-200k 1,812 $274,270,000 $151,363 $3,402 3.01%
$200k-400k 1,542 $417,420,000 $270,700 $3,959 3.04%
$100,000 or less 349 $28,735,000 $82,335 $2,993 3.04%
$400k-600k 207 $97,635,000 $471,667 $4,016 2.94%
$600k-1MM 4 $2,970,000 $742,500 $3,264 3.28%
$1MM+ 2 $2,430,000 $1,215,000 $6,365 3.19%

2021 saw Endeavor Capital . place emphasis on $100k-200k loans with 1,812 originations, totaling $274,270,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k or less 905 $130,205,000 $143,873 $3,275 3.02%
$50k-75k 900 $158,970,000 $176,633 $3,839 3.06%
$100k-150k 864 $216,340,000 $250,394 $3,577 2.99%
$75k-100k 751 $163,005,000 $217,051 $3,948 3.05%
$150k-250k 396 $118,570,000 $299,419 $3,447 3.00%
$250k+ 94 $35,000,000 $372,340 $3,273 2.88%

Endeavor Capital . lent most frequently to those with incomes in the $50k or less range, with 905 originations. The second most popular income band? $50k-75k, with 900 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 875 $180,995,000 $206,851 $3,303 2.97%
30-36% 707 $153,365,000 $216,924 $3,656 3.03%
<20% 534 $102,650,000 $192,228 $2,480 2.81%
44% 181 $40,115,000 $221,630 $4,081 3.12%
43% 162 $34,320,000 $211,852 $3,963 3.11%
36% 142 $30,570,000 $215,282 $3,972 3.11%
39% 139 $30,885,000 $222,194 $3,821 3.12%
40% 135 $28,455,000 $210,778 $3,744 3.08%
50-60% 132 $26,640,000 $201,818 $6,367 3.23%
42% 130 $26,790,000 $206,077 $3,862 3.10%
41% 128 $26,890,000 $210,078 $4,105 3.13%
37% 123 $27,595,000 $224,350 $3,532 3.10%
38% 119 $25,355,000 $213,067 $3,561 3.10%
45% 100 $22,010,000 $220,100 $3,904 3.06%
49% 81 $16,455,000 $203,148 $3,878 3.05%
47% 76 $15,900,000 $209,211 $4,515 3.12%
46% 76 $17,040,000 $224,211 $3,609 3.01%
48% 72 $16,520,000 $229,444 $4,230 3.09%
>60% 4 $910,000 $227,500 $7,137 2.94%

Endeavor Capital . lent most frequently to those with DTI ratios of 20-30%, with 875 originations. The next most common DTI ratio? 30-36%, with 707 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 3,260 $665,730,000 $204,212 $3,728 3.03%
Asian 222 $67,470,000 $303,919 $1,252 2.88%
Not provided 212 $44,810,000 $211,368 $3,625 2.92%
Black 211 $42,275,000 $200,355 $4,477 3.15%
Asian Indian 7 $2,295,000 $327,857 $461 2.63%
American Indian 4 $880,000 $220,000 $2,659 2.72%

Approval Rates

Total approvals of all applications
95.14%

Endeavor Capital . has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
51.73%

Endeavor Capital . has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
NA 3,916 $823,460,000 $210,281

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
3,916 $823,460,000 $210,281

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 83 $12,145,000 $146,325 $2,585 2.57%
40-60% 451 $86,285,000 $191,319 $2,891 2.76%
60-80% 1,811 $388,965,000 $214,779 $3,467 3.04%
80-100% 1,538 $328,670,000 $213,700 $3,995 3.10%
Over 100% 30 $7,130,000 $237,667 $7,306 2.91%
Under 20% 3 $265,000 $88,333 $2,606 3.46%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
Endeavor Capital, LLC Conventional home mortgage Closing on a mortgage 1 100.0%