Endeavor Capital Mortgage Rates, Fees & Info

Chesterfield, MO

LEI: 549300CUUEEQ66ZVK149

Tax ID: 43-1826060

5 stars - Updated: 11/17/24 - out of 5 stars, based on 42 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

Review & Overview

Endeavor Capital is a smaller mortgage company specializing in Home Purchase and Refi loans. They have a a high proportion of FHA loans. Endeavor Capital has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: St. Louis, Kansas City, Dallas, Indianapolis, and Cincinnati among others. We have data for 190 markets. (Some data included below & more in-depth data is available with an active subscription.)

Endeavor Capital has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Endeavor Capital is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 11/17/24
30 Year Conventional Purchase 6.85% 11/17/24
30 Year Conventional Refi 6.68% 11/17/24
30 Year Cash-out Refi 6.76% 11/17/24
30 Year FHA Purchase 7.64% 11/17/24
30 Year FHA Refi 7.12% 11/17/24
30 Year VA Purchase 6.44% 11/17/24
30 Year VA Refi 6.22% 11/17/24
30 Year USDA Purchase 7.06% 11/17/24
30 Year USDA Refi 6.27% 11/17/24
15 Year Conventional Purchase 6.09% 11/17/24
15 Year Conventional Refi 6.32% 11/17/24
15 Year Cash-out Refi 6.32% 11/17/24
15 Year FHA Purchase 8.03% 11/17/24
15 Year FHA Refi 7.12% 11/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Endeavor Capital Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Endeavor Capital. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

1,760

Origination Dollar Volume (All Markets)

$366,640,000

Awards

ENDEAVOR CAPITAL VA Loans silver ENDEAVOR CAPITAL VA Loans silver ENDEAVOR CAPITAL USDA Loans gold
Show all (3) awards

Relative Rate

Endeavor Capital's average 30 year fixed mortgage rate was 6.72%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 0.24%.

Relative Fees (Closing Costs)

Endeavor Capital's average total fees/closing costs for a 30 year fixed rate mortgage were $7,501.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
ST. LOUIS, MO-IL (FHA|USDA|VA) 624 $125,560,000 $201,218 $5,574 6.23%
KANSAS CITY, MO-KS (FHA|USDA|VA) 221 $56,585,000 $256,041 $6,688 6.66%
Outside of Metro Areas 99 $17,515,000 $176,919 $7,574 6.53%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 35 $12,495,000 $357,000 $8,025 7.05%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 56 $11,040,000 $197,143 $8,527 6.79%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 43 $8,435,000 $196,163 $9,050 6.78%
LOUISVILLE, KY (FHA|USDA|VA) 42 $8,080,000 $192,381 $9,121 6.76%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 32 $6,740,000 $210,625 $9,456 6.83%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 25 $5,425,000 $217,000 $6,190 6.73%
COLUMBUS, OH (FHA|USDA|VA) 25 $5,105,000 $204,200 $10,601 6.74%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 19 $4,465,000 $235,000 $10,352 6.77%
TOPEKA, KS (FHA|USDA|VA) 21 $4,375,000 $208,333 $5,322 6.64%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 18 $3,450,000 $191,667 $9,283 6.86%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 13 $3,345,000 $257,308 $10,732 6.28%
SPRINGFIELD, MO (FHA|USDA|VA) 15 $3,175,000 $211,667 $8,662 6.45%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 10 $3,010,000 $301,000 $10,477 6.62%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 12 $3,000,000 $250,000 $11,777 6.84%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 18 $2,880,000 $160,000 $8,703 6.67%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 14 $2,660,000 $190,000 $8,693 6.50%
Centralia, IL (FHA|USDA|VA) 23 $2,555,000 $111,087 $4,539 5.26%
COLUMBIA, MO (FHA|USDA|VA) 9 $2,465,000 $273,889 $10,094 6.65%
DAYTON-KETTERING, OH (FHA|USDA|VA) 12 $2,300,000 $191,667 $9,352 6.57%
MADISON, WI (FHA|USDA|VA) 10 $2,270,000 $227,000 $10,478 6.63%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 11 $2,265,000 $205,909 $8,263 6.57%
Atchison, KS (FHA|USDA|VA) 11 $1,795,000 $163,182 $4,494 6.23%
Warrensburg, MO (FHA|USDA|VA) 5 $1,535,000 $307,000 $12,802 7.02%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 7 $1,505,000 $215,000 $9,674 7.23%
KNOXVILLE, TN (FHA|USDA|VA) 6 $1,390,000 $231,667 $11,611 6.85%
GREEN BAY, WI (FHA|USDA|VA) 7 $1,325,000 $189,286 $9,641 7.01%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 4 $1,290,000 $322,500 $7,171 6.84%
JEFFERSON CITY, MO (FHA|USDA|VA) 5 $1,095,000 $219,000 $6,034 6.75%
CANTON-MASSILLON, OH (FHA|USDA|VA) 6 $1,040,000 $173,333 $9,693 6.60%
TOLEDO, OH (FHA|USDA|VA) 7 $1,035,000 $147,857 $8,155 6.64%
Fort Leonard Wood, MO (FHA|USDA|VA) 4 $1,030,000 $257,500 $11,011 6.41%
MUNCIE, IN (FHA|USDA|VA) 7 $1,025,000 $146,429 $6,616 6.67%
JACKSONVILLE, FL (FHA|USDA|VA) 4 $1,010,000 $252,500 $10,612 6.44%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 4 $950,000 $237,500 $6,524 6.97%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 3 $895,000 $298,333 $10,247 7.12%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 4 $850,000 $212,500 $9,181 6.53%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 5 $825,000 $165,000 $8,875 6.67%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 5 $785,000 $157,000 $8,312 7.25%
AKRON, OH (FHA|USDA|VA) 5 $775,000 $155,000 $7,894 7.15%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 4 $770,000 $192,500 $6,194 6.75%
CARBONDALE-MARION, IL (FHA|USDA|VA) 4 $750,000 $187,500 $8,173 6.90%
PUEBLO, CO (FHA|USDA|VA) 2 $740,000 $370,000 $11,201 6.81%
RACINE, WI (FHA|USDA|VA) 4 $720,000 $180,000 $8,969 6.56%
BLOOMINGTON, IN (FHA|USDA|VA) 4 $720,000 $180,000 $8,540 6.75%
FOND DU LAC, WI (FHA|USDA|VA) 4 $710,000 $177,500 $9,576 6.12%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $700,000 $350,000 $13,196 6.25%
Stevens Point, WI (FHA|USDA|VA) 3 $695,000 $231,667 $10,523 6.50%
Ashtabula, OH (FHA|USDA|VA) 3 $685,000 $228,333 $11,691 6.67%
OKLAHOMA CITY, OK (FHA|USDA|VA) 3 $685,000 $228,333 $10,669 6.83%
Ottawa, KS (FHA|USDA|VA) 3 $645,000 $215,000 $5,128 5.92%
Manitowoc, WI (FHA|USDA|VA) 4 $640,000 $160,000 $8,366 6.75%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 2 $640,000 $320,000 $14,645 6.31%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 2 $630,000 $315,000 $8,721 6.49%
PANAMA CITY, FL (FHA|USDA|VA) 2 $630,000 $315,000 $6,518 6.94%
Angola, IN (FHA|USDA|VA) 3 $615,000 $205,000 $8,970 7.20%
New Castle, IN (FHA|USDA|VA) 3 $615,000 $205,000 $9,444 6.91%
EVANSVILLE, IN-KY (FHA|USDA|VA) 4 $610,000 $152,500 $7,391 6.78%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 3 $605,000 $201,667 $6,717 6.17%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 3 $595,000 $198,333 $7,827 6.33%
WAUSAU-WESTON, WI (FHA|USDA|VA) 4 $590,000 $147,500 $8,766 6.56%
KOKOMO, IN (FHA|USDA|VA) 3 $575,000 $191,667 $7,952 7.16%
OCALA, FL (FHA|USDA|VA) 2 $570,000 $285,000 $14,302 6.00%
Richmond-Berea, KY (FHA|USDA|VA) 3 $555,000 $185,000 $5,383 6.25%
SHERMAN-DENISON, TX (FHA|USDA|VA) 2 $550,000 $275,000 $8,377 7.63%
Warsaw, IN (FHA|USDA|VA) 3 $545,000 $181,667 $9,815 6.54%
LIMA, OH (FHA|USDA|VA) 3 $525,000 $175,000 $9,283 6.58%
Beaver Dam, WI (FHA|USDA|VA) 3 $525,000 $175,000 $8,307 6.79%
BOWLING GREEN, KY (FHA|USDA|VA) 3 $525,000 $175,000 $7,005 6.54%
FORT WAYNE, IN (FHA|USDA|VA) 3 $515,000 $171,667 $9,221 6.38%
Jasper, IN (FHA|USDA|VA) 3 $515,000 $171,667 $9,504 6.58%
LAWRENCE, KS (FHA|USDA|VA) 2 $510,000 $255,000 $7,095 6.56%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 3 $505,000 $168,333 $7,204 6.62%
MANHATTAN, KS (FHA|USDA|VA) 2 $500,000 $250,000 $9,025 7.38%
Frankfort, KY (FHA|USDA|VA) 3 $495,000 $165,000 $7,639 6.88%
EL PASO, TX (FHA|USDA|VA) 3 $495,000 $165,000 $5,503 7.17%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $475,000 $475,000 $8,117 6.49%
MANSFIELD, OH (FHA|USDA|VA) 3 $475,000 $158,333 $9,450 6.58%
SPRINGFIELD, OH (FHA|USDA|VA) 2 $450,000 $225,000 $12,298 6.19%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 3 $445,000 $148,333 $7,771 6.75%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 3 $445,000 $148,333 $10,704 6.99%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 2 $440,000 $220,000 $10,980 6.75%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 2 $420,000 $210,000 $6,268 6.44%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 2 $410,000 $205,000 $9,721 6.88%
JOPLIN, MO (FHA|USDA|VA) 3 $405,000 $135,000 $6,830 6.63%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 3 $385,000 $128,333 $6,870 6.58%
AMES, IA (FHA|USDA|VA) 2 $380,000 $190,000 $9,030 6.94%
APPLETON, WI (FHA|USDA|VA) 2 $380,000 $190,000 $6,273 6.81%
Marion, OH (FHA|USDA|VA) 2 $370,000 $185,000 $9,291 6.38%
Greenville, OH (FHA|USDA|VA) 2 $370,000 $185,000 $9,905 6.12%
Malvern, AR (FHA|USDA|VA) 2 $360,000 $180,000 $9,751 6.50%
EAU CLAIRE, WI (FHA|USDA|VA) 2 $360,000 $180,000 $7,826 6.81%
Paducah, KY-IL (FHA|USDA|VA) 2 $360,000 $180,000 $5,717 6.49%
ROCKFORD, IL (FHA|USDA|VA) 2 $360,000 $180,000 $9,237 6.68%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 2 $360,000 $180,000 $8,125 7.56%
SPRINGFIELD, IL (FHA|USDA|VA) 2 $350,000 $175,000 $7,508 6.37%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $335,000 $335,000 $12,512 6.63%
Miami, OK (FHA|USDA|VA) 1 $335,000 $335,000 $11,650 7.63%
PEORIA, IL (FHA|USDA|VA) 2 $320,000 $160,000 $9,464 6.56%
SHEBOYGAN, WI (FHA|USDA|VA) 2 $310,000 $155,000 $9,049 6.31%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1 $305,000 $305,000 $11,561 7.63%
Bardstown, KY (FHA|USDA|VA) 1 $305,000 $305,000 $13,259 6.38%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $305,000 $305,000 $8,175 7.50%
Clinton, IA (FHA|USDA|VA) 2 $300,000 $150,000 $6,636 7.25%
Marion, IN (FHA|USDA|VA) 2 $300,000 $150,000 $6,714 6.06%
ENID, OK (FHA|USDA|VA) 2 $300,000 $150,000 $8,524 6.56%
JACKSON, TN (FHA|USDA|VA) 1 $295,000 $295,000 $16,051 6.50%
JONESBORO, AR (FHA|USDA|VA) 1 $295,000 $295,000 $13,137 5.75%
Mount Vernon, IL (FHA|USDA|VA) 3 $295,000 $98,333 $3,937 4.42%
Washington Court House, OH (FHA|USDA|VA) 1 $285,000 $285,000 $13,747 6.75%
Plymouth, IN (FHA|USDA|VA) 2 $280,000 $140,000 $5,859 7.56%
Mason City, IA (FHA|USDA|VA) 2 $280,000 $140,000 $7,966 6.75%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $275,000 $275,000 $10,053 7.99%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $265,000 $265,000 $13,056 7.25%
Sevierville, TN (FHA|USDA|VA) 1 $265,000 $265,000 $14,181 6.25%
DECATUR, IL (FHA|USDA|VA) 2 $260,000 $130,000 $7,221 6.06%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $255,000 $255,000 $5,646 6.63%
COLUMBUS, IN (FHA|USDA|VA) 1 $235,000 $235,000 $9,176 6.12%
Greeneville, TN (FHA|USDA|VA) 1 $235,000 $235,000 $12,343 7.50%
Marshall, MO (FHA|USDA|VA) 1 $225,000 $225,000 $7,210 6.62%
Lebanon, MO (FHA|USDA|VA) 1 $215,000 $215,000 $9,253 6.13%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $215,000 $215,000 $8,378 6.63%
Danville, KY (FHA|USDA|VA) 1 $215,000 $215,000 $10,172 6.99%
Murray, KY (FHA|USDA|VA) 1 $215,000 $215,000 $10,352 7.12%
MORRISTOWN, TN (FHA|USDA|VA) 1 $215,000 $215,000 $7,524 7.38%
Sedalia, MO (FHA|USDA|VA) 1 $215,000 $215,000 $8,882 6.99%
Rolla, MO (FHA|USDA|VA) 1 $205,000 $205,000 $10,126 6.00%
Platteville, WI (FHA|USDA|VA) 1 $205,000 $205,000 $10,764 7.25%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $195,000 $195,000 $4,700 6.50%
Bellefontaine, OH (FHA|USDA|VA) 1 $195,000 $195,000 $10,614 6.75%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $195,000 $195,000 $9,420 6.99%
Kendallville, IN (FHA|USDA|VA) 1 $195,000 $195,000 $7,310 6.25%
Paragould, AR (FHA|USDA|VA) 1 $195,000 $195,000 $7,840 6.75%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $185,000 $185,000 $10,071 6.99%
Madisonville, KY (FHA|USDA|VA) 1 $185,000 $185,000 $9,786 6.13%
DUBUQUE, IA (FHA|USDA|VA) 1 $185,000 $185,000 $7,622 7.13%
Crossville, TN (FHA|USDA|VA) 1 $185,000 $185,000 $4,808 6.75%
Searcy, AR (FHA|USDA|VA) 1 $175,000 $175,000 $7,950 6.13%
Baraboo, WI (FHA|USDA|VA) 1 $175,000 $175,000 $6,979 8.63%
Shawano, WI (FHA|USDA|VA) 1 $175,000 $175,000 $5,623 7.50%
Moberly, MO (FHA|USDA|VA) 1 $175,000 $175,000 $6,225 7.38%
Campbellsville, KY (FHA|USDA|VA) 1 $175,000 $175,000 $8,379 6.75%
GAINESVILLE, FL (FHA|USDA|VA) 1 $175,000 $175,000 $6,037 6.13%
Clewiston, FL (FHA|USDA|VA) 1 $175,000 $175,000 $7,728 6.25%
DANVILLE, IL (FHA|USDA|VA) 1 $165,000 $165,000 $8,997 7.25%
Dayton, TN (FHA|USDA|VA) 1 $165,000 $165,000 $8,823 7.00%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $165,000 $165,000 $9,757 6.12%
Paris, TN (FHA|USDA|VA) 1 $165,000 $165,000 $6,111 6.50%
Peru, IN (FHA|USDA|VA) 1 $155,000 $155,000 $8,452 6.25%
Statesboro, GA (FHA|USDA|VA) 1 $155,000 $155,000 $9,026 7.12%
Macomb, IL (FHA|USDA|VA) 1 $155,000 $155,000 $8,641 6.49%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $155,000 $155,000 $6,000 6.25%
McMinnville, TN (FHA|USDA|VA) 1 $155,000 $155,000 $8,164 6.99%
LONGVIEW, TX (FHA|USDA|VA) 1 $155,000 $155,000 $7,664 6.99%
Ottumwa, IA (FHA|USDA|VA) 1 $155,000 $155,000 $8,709 7.25%
Palatka, FL (FHA|USDA|VA) 1 $145,000 $145,000 $4,579 6.50%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $145,000 $145,000 $8,500 7.49%
Glasgow, KY (FHA|USDA|VA) 1 $145,000 $145,000 $8,397 7.50%
Russellville, AR (FHA|USDA|VA) 1 $145,000 $145,000 $7,185 7.00%
Sandusky, OH (FHA|USDA|VA) 1 $145,000 $145,000 $8,345 6.49%
Sikeston, MO (FHA|USDA|VA) 1 $145,000 $145,000 $9,366 6.12%
Somerset, KY (FHA|USDA|VA) 1 $145,000 $145,000 $7,822 6.25%
Muskogee, OK (FHA|USDA|VA) 1 $145,000 $145,000 $9,015 6.38%
Mexico, MO (FHA|USDA|VA) 1 $145,000 $145,000 $5,515 5.99%
Mount Sterling, KY (FHA|USDA|VA) 1 $145,000 $145,000 $8,760 6.12%
Carroll, IA (FHA|USDA|VA) 1 $135,000 $135,000 $8,111 7.50%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $135,000 $135,000 $5,522 7.63%
Parsons, KS (FHA|USDA|VA) 1 $135,000 $135,000 $6,362 5.75%
Seymour, IN (FHA|USDA|VA) 1 $125,000 $125,000 $7,449 7.62%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $125,000 $125,000 $6,707 6.25%
Marinette, WI-MI (FHA|USDA|VA) 1 $125,000 $125,000 $5,528 7.38%
SAN ANGELO, TX (FHA|USDA|VA) 1 $125,000 $125,000 $4,437 7.38%
WHEELING, WV-OH (FHA|USDA|VA) 1 $125,000 $125,000 $9,387 6.25%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $125,000 $125,000 $7,555 7.13%
Forrest City, AR (FHA|USDA|VA) 1 $125,000 $125,000 $5,712 6.99%
Kirksville, MO (FHA|USDA|VA) 1 $125,000 $125,000 $6,863 7.49%
New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $125,000 $125,000 $7,384 7.25%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $115,000 $115,000 $3,907 7.38%
Farmington, MO (FHA|USDA|VA) 1 $115,000 $115,000 $0 7.99%
Auburn, IN (FHA|USDA|VA) 1 $115,000 $115,000 $6,916 7.63%
Rochelle, IL (FHA|USDA|VA) 1 $115,000 $115,000 $7,483 6.88%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $115,000 $115,000 $8,165 6.50%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $105,000 $105,000 $6,641 7.12%
Branson, MO (FHA|USDA|VA) 1 $105,000 $105,000 $3,819 6.88%
Central City, KY (FHA|USDA|VA) 1 $105,000 $105,000 $6,778 7.12%
Taylorville, IL (FHA|USDA|VA) 1 $105,000 $105,000 $4,994 6.12%
Ottawa, IL (FHA|USDA|VA) 2 $90,000 $45,000 $2,641 3.56%
KANKAKEE, IL (FHA|USDA|VA) 1 $85,000 $85,000 $5,793 6.13%
Endeavor Capital's top markets include St. Louis, Kansas City, Dallas, Indianapolis, and Cincinnati among others.

Their top states include:
  • Missouri (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Kansas (FHA|USDA|VA)
  • Indiana (FHA|USDA|VA)
  • Ohio (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against ENDEAVOR CAPITAL based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    BLUCURRENT
    Similarity Rank: 56
    SouthEast Bank
    Similarity Rank: 68
    CoreFirst Bank & Trust
    Similarity Rank: 90
    INTERRA CREDIT UNION
    Similarity Rank: 96
    Bank of the Flint Hills
    Similarity Rank: 120
    First Farmers and Merchants Bank
    Similarity Rank: 130
    Azura Credit Union
    Similarity Rank: 140
    Circle Federal Credit Union
    Similarity Rank: 152

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    FHA 839 $166,365,000 $198,290 $9,376 6.66%
    Conventional 777 $165,295,000 $212,735 $4,784 6.33%
    VA 130 $32,450,000 $249,615 $7,123 6.59%
    USDA 14 $2,530,000 $180,714 $6,582 6.05%

    For 2023, Endeavor Capital's most frequently originated type of loan was FHA, with 839 originations. Their 2nd most popular type was Conventional, with 777 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 960 $212,600,000 $221,458 $5,805 6.30%
    Refi 626 $120,250,000 $192,093 $8,906 6.68%
    Cash Out Refi 171 $33,335,000 $194,942 $8,810 7.02%
    Home Improvement 3 $455,000 $151,667 $8,515 6.62%

    For 2023, Endeavor Capital's most frequently cited loan purpose was Home Purchase, with 960 originations. The 2nd most popular reason was Refi, with 626 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,684 $362,870,000 $215,481 $7,501 6.72%
    5 Year 42 $210,000 $5,000 $0 0.15%
    10 Year 19 $105,000 $5,526 $0 1.32%
    15 Year 9 $2,015,000 $223,889 $6,577 6.19%
    20 Year 4 $1,070,000 $267,500 $5,235 6.81%
    Other 2 $370,000 $185,000 $9,361 7.31%

    For 2023, Endeavor Capital's most frequently cited loan duration was 30 Year, with 1,684 originations. The 2nd most popular length was 5 Year, with 42 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $2k-3k 380 $71,500,000 $188,158
    $1k-2k 379 $80,365,000 $212,045
    $3k-4k 355 $69,945,000 $197,028
    $5k+ 267 $76,185,000 $285,337
    $4k-5k 243 $52,705,000 $216,893
    $<1k 133 $15,925,000 $119,737

    Endeavor Capital's average total fees were $7,501, while their most frequently occuring range of origination fees (closing costs) were in the $2k-3k bucket, with 380 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 989 $208,705,000 $211,026
    7-8% 494 $110,340,000 $223,360
    5-6% 190 $40,260,000 $211,895
    <2.5% 62 $340,000 $5,484
    Over 8% 20 $5,630,000 $281,500
    4-5% 5 $1,365,000 $273,000

    During 2023, Endeavor Capital's average interest rate for loans was 6.72%, while their most frequently originated rate bucket for loans was 6-7%, with 989 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 831 $128,855,000 $155,060 $6,706 6.69%
    $200k-400k 664 $178,830,000 $269,322 $8,780 6.81%
    $100,000 or less 162 $7,630,000 $47,099 $2,308 4.15%
    $400k-600k 87 $40,605,000 $466,724 $8,900 6.85%
    $600k-1MM 16 $10,720,000 $670,000 $6,360 6.53%

    2023 saw Endeavor Capital place emphasis on $100k-200k loans with 831 originations, totaling $128,855,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 514 $83,130,000 $161,732 $6,807 6.33%
    $75k-100k 402 $83,470,000 $207,637 $7,586 6.53%
    $100k-150k 396 $100,490,000 $253,763 $8,328 6.79%
    $50k or less 228 $27,050,000 $118,640 $5,275 5.90%
    $150k-250k 170 $56,230,000 $330,765 $8,076 6.93%
    $250k+ 41 $14,495,000 $353,537 $6,545 7.23%

    Endeavor Capital lent most frequently to those with incomes in the $50k-75k range, with 514 originations. The second most popular income band? $75k-100k, with 402 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 270 $54,910,000 $203,370 $6,651 6.53%
    20-30% 238 $45,650,000 $191,807 $5,857 6.39%
    50-60% 201 $43,565,000 $216,741 $9,347 6.67%
    44% 94 $20,730,000 $220,532 $7,292 6.66%
    49% 83 $19,535,000 $235,361 $7,907 6.65%
    42% 78 $16,090,000 $206,282 $6,701 6.53%
    39% 78 $17,750,000 $227,564 $6,810 6.68%
    38% 74 $14,860,000 $200,811 $7,326 6.40%
    41% 74 $15,480,000 $209,189 $6,975 6.48%
    47% 73 $15,405,000 $211,027 $7,441 6.59%
    45% 64 $14,380,000 $224,688 $7,531 6.63%
    43% 63 $12,865,000 $204,206 $7,726 6.55%
    40% 63 $12,555,000 $199,286 $8,017 6.64%
    46% 63 $14,555,000 $231,032 $8,831 6.58%
    36% 62 $13,560,000 $218,710 $6,790 6.52%
    <20% 61 $8,315,000 $136,311 $4,286 5.41%
    48% 59 $12,385,000 $209,915 $7,781 6.46%
    37% 58 $13,070,000 $225,345 $7,561 6.32%
    >60% 2 $630,000 $315,000 $6,881 6.50%

    Endeavor Capital lent most frequently to those with DTI ratios of 30-36%, with 270 originations. The next most common DTI ratio? 20-30%, with 238 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,531 $319,225,000 $208,508 $7,248 6.52%
    Asian 58 $16,970,000 $292,586 $6,088 6.68%
    Black 88 $15,750,000 $178,977 $6,602 6.09%
    Not provided 74 $13,320,000 $180,000 $8,693 6.73%
    American Indian 8 $1,320,000 $165,000 $5,282 5.59%
    Native Hawaiian or Islander 1 $55,000 $55,000 $0 7.99%

    Approval Rates

    Total approvals of all applications
    96.58%

    Endeavor Capital has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    23.81%

    Endeavor Capital has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,760 $366,640,000 $208,318

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    1,760 $366,640,000 $208,318

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 19 $2,355,000 $123,947 $4,044 6.15%
    40-60% 127 $23,085,000 $181,772 $6,554 6.80%
    60-80% 583 $119,185,000 $204,434 $8,182 6.82%
    80-100% 933 $212,725,000 $228,001 $7,181 6.70%
    Over 100% 32 $8,940,000 $279,375 $11,859 6.59%
    Under 20% 66 $350,000 $5,303 $0 0.48%