Homexpress Mortgage Corp. Rates, Fees & Info

NEWARK, DE

LEI: 549300R77W0P105C3S50

Tax ID: 47-5349678

1 stars - out of 5 stars, based on 61 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Homexpress Mortgage Corp. is a small mortgage company specializing in Home Purchase, Cash Out Refi, and Refi loans. Homexpress Mortgage Corp. has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, San Francisco, Riverside, Sacramento, and Seattle among others. We have data for 237 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Homexpress Mortgage Corp. has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Homexpress Mortgage Corp. is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 8.43% 1/29/23
    30 Year Conventional Refi 7.82% 1/29/23
    30 Year Cash-out Refi 8.39% 1/29/23
    30 Year FHA Refi 6.27% 1/29/23
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    3,748

    Origination Dollar Volume (All Markets)

    $1,834,310,000

    Relative Rate

    Homexpress Mortgage Corp.'s average 30 year fixed mortgage rate was 4.77%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of 1.62%.

    Relative Fees (Closing Costs)

    Homexpress Mortgage Corp.'s average total fees/closing costs for a 30 year fixed rate mortgage were $15,309.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 411 $337,075,000 $820,134 $19,662 4.54%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 170 $146,520,000 $861,882 $20,940 4.43%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 177 $80,785,000 $456,412 $14,121 5.00%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 148 $79,690,000 $538,446 $15,373 4.64%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 111 $70,065,000 $631,216 $21,998 4.59%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 146 $67,300,000 $460,959 $11,580 4.90%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 204 $63,460,000 $311,078 $14,864 4.77%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 63 $62,015,000 $984,365 $18,173 4.46%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 164 $51,650,000 $314,939 $15,894 4.85%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 112 $49,670,000 $443,482 $18,816 4.81%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 58 $46,150,000 $795,690 $19,637 4.55%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 73 $43,145,000 $591,027 $12,987 4.92%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 104 $38,100,000 $366,346 $14,307 4.78%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 98 $34,260,000 $349,592 $12,861 4.94%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 74 $33,350,000 $450,676 $13,526 5.00%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 76 $30,310,000 $398,816 $16,960 5.15%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 99 $28,825,000 $291,162 $14,269 5.01%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 28 $24,900,000 $889,286 $21,025 4.74%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 49 $24,305,000 $496,020 $13,277 4.86%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 96 $21,560,000 $224,583 $12,496 4.77%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 31 $19,355,000 $624,355 $15,867 4.52%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 28 $14,750,000 $526,786 $16,759 4.85%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 50 $14,600,000 $292,000 $10,052 5.08%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 29 $13,655,000 $470,862 $9,806 5.05%
    SALT LAKE CITY, UT (FHA|USDA|VA) 27 $13,385,000 $495,741 $14,911 4.68%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 37 $12,945,000 $349,865 $10,492 5.25%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 38 $11,840,000 $311,579 $15,735 5.05%
    BOISE CITY, ID (FHA|USDA|VA) 21 $11,765,000 $560,238 $16,414 4.98%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 15 $11,675,000 $778,333 $15,834 4.90%
    Outside of Metro Areas 30 $11,560,000 $385,333 $8,382 5.09%
    RENO, NV (FHA|USDA|VA) 29 $10,445,000 $360,172 $11,562 4.62%
    SALINAS, CA (FHA|USDA|VA) 11 $10,415,000 $946,818 $19,625 4.36%
    NAPA, CA (FHA|USDA|VA) 14 $10,060,000 $718,571 $14,740 4.32%
    FRESNO, CA (FHA|USDA|VA) 29 $9,755,000 $336,379 $12,382 4.77%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 38 $9,180,000 $241,579 $12,605 4.88%
    STOCKTON, CA (FHA|USDA|VA) 23 $8,855,000 $385,000 $11,575 4.88%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 25 $8,165,000 $326,600 $14,135 4.69%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 19 $7,895,000 $415,526 $12,049 4.86%
    Kapaa, HI (FHA|USDA|VA) 5 $6,995,000 $1,399,000 $0 4.95%
    VALLEJO, CA (FHA|USDA|VA) 14 $6,990,000 $499,286 $10,150 5.04%
    JACKSONVILLE, FL (FHA|USDA|VA) 22 $6,980,000 $317,273 $12,205 5.19%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 7 $6,965,000 $995,000 $27,487 3.96%
    TUCSON, AZ (FHA|USDA|VA) 20 $6,680,000 $334,000 $6,634 5.18%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 18 $6,610,000 $367,222 $15,093 4.87%
    BEND, OR (FHA|USDA|VA) 9 $6,385,000 $709,444 $15,974 4.56%
    ST. GEORGE, UT (FHA|USDA|VA) 9 $6,125,000 $680,556 $19,369 4.49%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 9 $6,025,000 $669,444 $12,228 5.55%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 13 $5,495,000 $422,692 $13,228 4.97%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 23 $5,275,000 $229,348 $9,241 4.77%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 17 $4,935,000 $290,294 $0 4.34%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 19 $4,765,000 $250,789 $0 4.12%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 11 $4,265,000 $387,727 $11,905 5.52%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 7 $4,145,000 $592,143 $11,210 4.63%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 9 $3,965,000 $440,556 $18,613 4.83%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 20 $3,940,000 $197,000 $8,146 5.02%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 5 $3,875,000 $775,000 $17,824 5.40%
    REDDING, CA (FHA|USDA|VA) 13 $3,835,000 $295,000 $17,008 5.51%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 11 $3,805,000 $345,909 $17,216 4.40%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 13 $3,685,000 $283,462 $0 4.69%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 6 $3,650,000 $608,333 $0 5.06%
    KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 3 $3,615,000 $1,205,000 $0 4.38%
    PITTSBURGH, PA (FHA|USDA|VA) 20 $3,610,000 $180,500 $11,706 4.21%
    BAKERSFIELD, CA (FHA|USDA|VA) 9 $3,605,000 $400,556 $18,146 4.82%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 12 $3,460,000 $288,333 $7,101 5.33%
    Heber, UT (FHA|USDA|VA) 4 $3,340,000 $835,000 $7,611 5.22%
    KNOXVILLE, TN (FHA|USDA|VA) 11 $3,215,000 $292,273 $15,766 5.22%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 9 $3,195,000 $355,000 $12,570 4.71%
    MODESTO, CA (FHA|USDA|VA) 7 $3,115,000 $445,000 $12,094 4.61%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 5 $3,085,000 $617,000 $23,417 4.98%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 11 $3,075,000 $279,545 $7,027 5.51%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 8 $2,960,000 $370,000 $10,124 4.86%
    OCEAN CITY, NJ (FHA|USDA|VA) 2 $2,940,000 $1,470,000 $86,155 3.88%
    PUNTA GORDA, FL (FHA|USDA|VA) 10 $2,940,000 $294,000 $20,795 5.14%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 4 $2,900,000 $725,000 $8,606 4.66%
    Key West, FL (FHA|USDA|VA) 3 $2,855,000 $951,667 $32,483 5.00%
    BELLINGHAM, WA (FHA|USDA|VA) 2 $2,830,000 $1,415,000 $6,077 5.56%
    BOULDER, CO (FHA|USDA|VA) 5 $2,785,000 $557,000 $15,172 4.92%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 10 $2,770,000 $277,000 $17,508 4.66%
    WORCESTER, MA-CT (FHA|USDA|VA) 7 $2,765,000 $395,000 $0 4.86%
    Gardnerville Ranchos, NV (FHA|USDA|VA) 2 $2,540,000 $1,270,000 $28,331 3.06%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 13 $2,505,000 $192,692 $8,702 5.03%
    Eureka-Arcata, CA (FHA|USDA|VA) 7 $2,455,000 $350,714 $16,527 4.95%
    Truckee-Grass Valley, CA (FHA|USDA|VA) 5 $2,445,000 $489,000 $15,504 4.87%
    YUBA CITY, CA (FHA|USDA|VA) 7 $2,345,000 $335,000 $8,520 4.98%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 7 $2,195,000 $313,571 $11,323 5.70%
    PROVO-OREM, UT (FHA|USDA|VA) 3 $2,175,000 $725,000 $16,651 4.63%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 8 $2,160,000 $270,000 $13,566 5.09%
    Edwards, CO (FHA|USDA|VA) 3 $2,115,000 $705,000 $13,509 4.42%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 4 $2,100,000 $525,000 $31,994 5.47%
    FORT COLLINS, CO (FHA|USDA|VA) 3 $2,085,000 $695,000 $19,507 4.04%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 7 $2,025,000 $289,286 $0 5.04%
    Baraboo, WI (FHA|USDA|VA) 1 $2,005,000 $2,005,000 $31,913 3.38%
    URBAN HONOLULU, HI (FHA|USDA|VA) 5 $1,995,000 $399,000 $0 4.60%
    Breckenridge, CO (FHA|USDA|VA) 3 $1,945,000 $648,333 $13,689 5.04%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 8 $1,890,000 $236,250 $0 5.08%
    Aberdeen, WA (FHA|USDA|VA) 12 $1,820,000 $151,667 $0 4.88%
    COLUMBUS, OH (FHA|USDA|VA) 11 $1,765,000 $160,455 $0 4.53%
    MERCED, CA (FHA|USDA|VA) 5 $1,645,000 $329,000 $10,300 4.35%
    SALEM, OR (FHA|USDA|VA) 4 $1,560,000 $390,000 $11,127 5.13%
    GREELEY, CO (FHA|USDA|VA) 2 $1,530,000 $765,000 $14,134 3.94%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 4 $1,480,000 $370,000 $0 4.72%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 4 $1,450,000 $362,500 $16,649 4.41%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 6 $1,430,000 $238,333 $8,225 5.17%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 7 $1,335,000 $190,714 $8,625 4.37%
    Sevierville, TN (FHA|USDA|VA) 2 $1,320,000 $660,000 $0 4.13%
    Glenwood Springs, CO (FHA|USDA|VA) 1 $1,265,000 $1,265,000 $0 4.88%
    Steamboat Springs, CO (FHA|USDA|VA) 2 $1,250,000 $625,000 $14,990 4.69%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 4 $1,220,000 $305,000 $21,681 4.53%
    MADERA, CA (FHA|USDA|VA) 4 $1,220,000 $305,000 $4,735 5.22%
    DOVER, DE (FHA|USDA|VA) 5 $1,165,000 $233,000 $17,695 5.08%
    SANTA FE, NM (FHA|USDA|VA) 2 $1,160,000 $580,000 $0 4.75%
    CHICO, CA (FHA|USDA|VA) 3 $1,155,000 $385,000 $0 4.75%
    PANAMA CITY, FL (FHA|USDA|VA) 5 $1,125,000 $225,000 $0 5.85%
    SPRINGFIELD, MA (FHA|USDA|VA) 5 $1,115,000 $223,000 $0 5.25%
    Hermiston-Pendleton, OR (FHA|USDA|VA) 4 $1,060,000 $265,000 $4,290 4.91%
    Astoria, OR (FHA|USDA|VA) 2 $1,020,000 $510,000 $20,055 4.88%
    GREEN BAY, WI (FHA|USDA|VA) 3 $975,000 $325,000 $0 4.96%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 2 $960,000 $480,000 $0 4.62%
    CHEYENNE, WY (FHA|USDA|VA) 3 $955,000 $318,333 $0 4.29%
    RALEIGH-CARY, NC (FHA|USDA|VA) 3 $945,000 $315,000 $9,840 4.46%
    Kalispell, MT (FHA|USDA|VA) 2 $920,000 $460,000 $12,906 5.62%
    ANN ARBOR, MI (FHA|USDA|VA) 2 $910,000 $455,000 $11,431 5.44%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 3 $885,000 $295,000 $0 4.00%
    Sandpoint, ID (FHA|USDA|VA) 3 $865,000 $288,333 $10,837 5.08%
    PUEBLO, CO (FHA|USDA|VA) 2 $850,000 $425,000 $3,071 5.13%
    VISALIA, CA (FHA|USDA|VA) 2 $850,000 $425,000 $12,849 3.94%
    SALISBURY, MD-DE (FHA|USDA|VA) 3 $845,000 $281,667 $8,862 5.08%
    Ukiah, CA (FHA|USDA|VA) 1 $845,000 $845,000 $24,462 4.75%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 5 $835,000 $167,000 $10,278 4.30%
    CORVALLIS, OR (FHA|USDA|VA) 2 $830,000 $415,000 $14,536 4.13%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 4 $780,000 $195,000 $11,771 5.28%
    LOGAN, UT-ID (FHA|USDA|VA) 1 $775,000 $775,000 $15,910 3.13%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 2 $770,000 $385,000 $11,555 4.00%
    ASHEVILLE, NC (FHA|USDA|VA) 2 $720,000 $360,000 $13,423 5.38%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 2 $720,000 $360,000 $0 4.69%
    Ellensburg, WA (FHA|USDA|VA) 1 $715,000 $715,000 $16,586 3.38%
    Outside of Metro Areas 2 $710,000 $355,000 $22,808 3.94%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 2 $710,000 $355,000 $12,335 3.50%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 3 $705,000 $235,000 $2,853 5.38%
    WENATCHEE, WA (FHA|USDA|VA) 2 $690,000 $345,000 $0 5.13%
    IDAHO FALLS, ID (FHA|USDA|VA) 2 $690,000 $345,000 $11,815 5.06%
    Newport, OR (FHA|USDA|VA) 1 $665,000 $665,000 $0 5.75%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 2 $660,000 $330,000 $10,107 4.81%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $655,000 $655,000 $0 4.00%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $645,000 $645,000 $0 4.50%
    Washington, NC (FHA|USDA|VA) 1 $615,000 $615,000 $22,482 7.38%
    MONROE, MI (FHA|USDA|VA) 2 $610,000 $305,000 $12,745 5.69%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 3 $595,000 $198,333 $0 4.88%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 4 $570,000 $142,500 $0 4.75%
    RICHMOND, VA (FHA|USDA|VA) 4 $570,000 $142,500 $5,630 5.28%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 4 $560,000 $140,000 $0 4.06%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 2 $560,000 $280,000 $9,114 4.56%
    Fernley, NV (FHA|USDA|VA) 2 $550,000 $275,000 $0 4.38%
    YAKIMA, WA (FHA|USDA|VA) 1 $535,000 $535,000 $0 4.25%
    COLUMBIA, SC (FHA|USDA|VA) 3 $535,000 $178,333 $0 4.50%
    AKRON, OH (FHA|USDA|VA) 2 $530,000 $265,000 $0 4.75%
    WILMINGTON, NC (FHA|USDA|VA) 2 $520,000 $260,000 $0 5.06%
    GAINESVILLE, FL (FHA|USDA|VA) 2 $520,000 $260,000 $0 4.50%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 1 $505,000 $505,000 $12,385 5.63%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 2 $500,000 $250,000 $10,956 6.25%
    LANCASTER, PA (FHA|USDA|VA) 1 $495,000 $495,000 $19,534 5.50%
    Sonora, CA (FHA|USDA|VA) 1 $475,000 $475,000 $0 4.50%
    Arcadia, FL (FHA|USDA|VA) 1 $475,000 $475,000 $13,131 5.38%
    CARSON CITY, NV (FHA|USDA|VA) 1 $475,000 $475,000 $0 4.63%
    OCALA, FL (FHA|USDA|VA) 2 $470,000 $235,000 $10,621 4.62%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 2 $470,000 $235,000 $15,174 4.75%
    LUBBOCK, TX (FHA|USDA|VA) 2 $470,000 $235,000 $0 4.50%
    Fallon, NV (FHA|USDA|VA) 1 $465,000 $465,000 $0 4.50%
    LONGVIEW, WA (FHA|USDA|VA) 2 $460,000 $230,000 $9,359 4.75%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $455,000 $455,000 $0 7.00%
    Centralia, WA (FHA|USDA|VA) 1 $445,000 $445,000 $0 5.00%
    TOLEDO, OH (FHA|USDA|VA) 1 $445,000 $445,000 $17,321 5.37%
    POCATELLO, ID (FHA|USDA|VA) 2 $440,000 $220,000 $9,500 3.88%
    Selinsgrove, PA (FHA|USDA|VA) 1 $435,000 $435,000 $14,483 4.88%
    TYLER, TX (FHA|USDA|VA) 3 $415,000 $138,333 $0 4.42%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) 1 $405,000 $405,000 $13,430 6.63%
    Jefferson, GA (FHA|USDA|VA) 1 $405,000 $405,000 $13,127 3.75%
    Ontario, OR-ID (FHA|USDA|VA) 1 $395,000 $395,000 $12,425 3.75%
    MONTGOMERY, AL (FHA|USDA|VA) 2 $390,000 $195,000 $7,842 5.06%
    Pahrump, NV (FHA|USDA|VA) 1 $375,000 $375,000 $0 4.50%
    Payson, AZ (FHA|USDA|VA) 1 $375,000 $375,000 $11,065 7.13%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 2 $370,000 $185,000 $0 5.38%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 2 $360,000 $180,000 $0 4.88%
    Kill Devil Hills, NC (FHA|USDA|VA) 1 $355,000 $355,000 $4,940 6.00%
    Torrington, CT (FHA|USDA|VA) 1 $355,000 $355,000 $5,300 5.13%
    Fort Morgan, CO (FHA|USDA|VA) 1 $355,000 $355,000 $7,962 6.00%
    La Grande, OR (FHA|USDA|VA) 1 $335,000 $335,000 $0 4.00%
    EL CENTRO, CA (FHA|USDA|VA) 1 $335,000 $335,000 $10,196 4.25%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 2 $330,000 $165,000 $0 5.00%
    BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $325,000 $325,000 $12,062 4.88%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 2 $320,000 $160,000 $0 4.63%
    WACO, TX (FHA|USDA|VA) 2 $310,000 $155,000 $0 4.75%
    Bay City, TX (FHA|USDA|VA) 2 $310,000 $155,000 $0 4.25%
    Coldwater, MI (FHA|USDA|VA) 1 $305,000 $305,000 $13,166 5.50%
    FLAGSTAFF, AZ (FHA|USDA|VA) 1 $305,000 $305,000 $10,202 3.25%
    Show Low, AZ (FHA|USDA|VA) 1 $305,000 $305,000 $0 4.50%
    EL PASO, TX (FHA|USDA|VA) 2 $300,000 $150,000 $10,716 5.13%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $295,000 $295,000 $4,738 7.00%
    Meadville, PA (FHA|USDA|VA) 1 $285,000 $285,000 $10,754 5.63%
    Boone, NC (FHA|USDA|VA) 1 $265,000 $265,000 $10,941 4.63%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $265,000 $265,000 $0 4.88%
    Brookings, OR (FHA|USDA|VA) 1 $265,000 $265,000 $10,541 4.00%
    ROCKY MOUNT, NC (FHA|USDA|VA) 1 $255,000 $255,000 $0 4.50%
    TALLAHASSEE, FL (FHA|USDA|VA) 1 $255,000 $255,000 $0 4.63%
    MADISON, WI (FHA|USDA|VA) 1 $255,000 $255,000 $7,824 4.75%
    HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $255,000 $255,000 $0 4.50%
    Jackson, WY-ID (FHA|USDA|VA) 1 $255,000 $255,000 $0 4.38%
    Red Bluff, CA (FHA|USDA|VA) 1 $245,000 $245,000 $0 4.50%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $235,000 $235,000 $8,945 6.13%
    Prineville, OR (FHA|USDA|VA) 1 $225,000 $225,000 $0 4.00%
    READING, PA (FHA|USDA|VA) 1 $215,000 $215,000 $10,180 6.88%
    WALLA WALLA, WA (FHA|USDA|VA) 1 $215,000 $215,000 $0 6.25%
    Crescent City, CA (FHA|USDA|VA) 1 $195,000 $195,000 $0 4.25%
    Branson, MO (FHA|USDA|VA) 1 $195,000 $195,000 $0 4.50%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $195,000 $195,000 $8,096 4.38%
    WINSTON-SALEM, NC (FHA|USDA|VA) 1 $195,000 $195,000 $0 7.25%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $185,000 $185,000 $0 4.50%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $185,000 $185,000 $0 4.50%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $175,000 $175,000 $0 3.88%
    Keene, NH (FHA|USDA|VA) 1 $175,000 $175,000 $0 6.38%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $175,000 $175,000 $0 5.88%
    Findlay, OH (FHA|USDA|VA) 1 $175,000 $175,000 $8,437 4.50%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $165,000 $165,000 $0 4.13%
    Athens, TX (FHA|USDA|VA) 1 $165,000 $165,000 $5,079 5.25%
    Vernal, UT (FHA|USDA|VA) 1 $135,000 $135,000 $0 4.00%
    GREAT FALLS, MT (FHA|USDA|VA) 1 $135,000 $135,000 $0 4.00%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $135,000 $135,000 $7,132 7.13%
    ROCKFORD, IL (FHA|USDA|VA) 1 $135,000 $135,000 $3,658 8.13%
    CASPER, WY (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.50%
    RACINE, WI (FHA|USDA|VA) 1 $115,000 $115,000 $5,027 4.25%
    Lufkin, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 4.25%
    NILES, MI (FHA|USDA|VA) 1 $115,000 $115,000 $5,996 4.50%
    TWIN FALLS, ID (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.75%
    Plymouth, IN (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.00%
    Stillwater, OK (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.75%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.50%
    Corsicana, TX (FHA|USDA|VA) 1 $95,000 $95,000 $8,380 7.00%
    Homexpress Mortgage Corp.'s top markets include Los Angeles, San Francisco, Riverside, Sacramento, and Seattle among others.

    Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against HOMEXPRESS MORTGAGE CORP. based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    First Savings Bank of Hegewisch
    Similarity Rank: 45
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    Liberty Bank for Savings
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    DADE COUNTY FEDERAL CREDIT UNION
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    St James Mortgage Corporation
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    Schuyler Savings Bank
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    Christian Community Credit Union
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    First Credit Union
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,748 $1,834,310,000 $489,410 $15,714 4.79%

    For 2021, Homexpress Mortgage Corp.'s most frequently originated type of loan was Conventional, with 3,748 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,958 $922,770,000 $471,282 $15,597 4.89%
    Cash Out Refi 1,207 $539,705,000 $447,146 $14,922 4.83%
    Refi 583 $371,835,000 $637,796 $16,850 4.37%

    For 2021, Homexpress Mortgage Corp.'s most frequently cited loan purpose was Home Purchase, with 1,958 originations. The 2nd most popular reason was Cash Out Refi, with 1,207 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 3,130 $1,454,990,000 $464,853 $15,309 4.77%
    30+ year 618 $379,320,000 $613,786 $19,629 4.90%

    For 2021, Homexpress Mortgage Corp.'s most frequently cited loan duration was 30 Year, with 3,130 originations. The 2nd most popular length was 30+ year, with 618 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 1,267 $878,275,000 $693,193
    $1k-2k 172 $122,980,000 $715,000
    $4k-5k 47 $13,875,000 $295,213
    $2k-3k 34 $22,090,000 $649,706
    $3k-4k 28 $8,430,000 $301,071
    $<1k 2 $1,950,000 $975,000

    Homexpress Mortgage Corp.'s average total fees were $15,309, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,267 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 1,746 $801,360,000 $458,969
    5-6% 877 $395,635,000 $451,123
    3-4% 763 $460,555,000 $603,611
    6-7% 271 $114,855,000 $423,819
    2.5-3% 43 $41,235,000 $958,953
    7-8% 40 $15,050,000 $376,250
    <2.5% 5 $5,025,000 $1,005,000
    Over 8% 3 $595,000 $198,333

    During 2021, Homexpress Mortgage Corp.'s average interest rate for loans was 4.77%, while their most frequently originated rate bucket for loans was 4-5%, with 1,746 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,430 $412,420,000 $288,406 $10,246 4.92%
    $400k-600k 721 $349,525,000 $484,778 $13,372 4.88%
    $100k-200k 669 $103,615,000 $154,880 $7,102 4.79%
    $600k-1MM 552 $420,150,000 $761,141 $17,411 4.60%
    $1MM+ 375 $548,505,000 $1,462,680 $27,121 4.41%
    $100,000 or less 1 $95,000 $95,000 $8,380 7.00%

    2021 saw Homexpress Mortgage Corp. place emphasis on $200k-400k loans with 1,430 originations, totaling $412,420,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 2,150 $754,000,000 $350,698 $10,829 4.80%
    $250k+ 728 $682,160,000 $937,033 $19,737 4.62%
    $150k-250k 366 $215,020,000 $587,486 $14,751 4.77%
    $100k-150k 256 $107,610,000 $420,352 $12,530 5.00%
    $75k-100k 129 $43,715,000 $338,876 $10,027 5.05%
    $50k-75k 118 $31,550,000 $267,373 $9,507 5.10%

    Homexpress Mortgage Corp. lent most frequently to those with incomes in the $50k or less range, with 2,150 originations. The second most popular income band? $250k+, with 728 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    <20% 2,165 $878,055,000 $405,568 $16,502 4.78%
    20-30% 328 $210,670,000 $642,287 $15,395 4.64%
    30-36% 248 $176,480,000 $711,613 $15,983 4.69%
    42% 66 $44,070,000 $667,727 $16,351 4.43%
    49% 63 $37,515,000 $595,476 $14,915 5.07%
    41% 58 $36,040,000 $621,379 $13,860 4.76%
    40% 56 $34,210,000 $610,893 $14,735 4.71%
    48% 52 $38,400,000 $738,462 $17,124 5.08%
    38% 45 $38,225,000 $849,444 $16,930 4.77%
    36% 45 $30,605,000 $680,111 $15,625 4.64%
    39% 42 $29,640,000 $705,714 $14,011 4.75%
    45% 40 $28,280,000 $707,000 $15,936 5.24%
    47% 40 $26,640,000 $666,000 $14,275 5.24%
    43% 38 $21,360,000 $562,105 $12,853 5.12%
    46% 37 $22,145,000 $598,514 $13,451 5.24%
    37% 37 $23,585,000 $637,432 $16,454 4.97%
    50-60% 34 $20,200,000 $594,118 $17,300 5.23%
    44% 34 $19,760,000 $581,176 $16,251 5.30%

    Homexpress Mortgage Corp. lent most frequently to those with DTI ratios of <20%, with 2,165 originations. The next most common DTI ratio? 20-30%, with 328 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,915 $945,105,000 $493,527 $15,187 4.82%
    Not provided 957 $494,905,000 $517,142 $16,717 4.74%
    Asian 599 $274,865,000 $458,873 $16,098 4.61%
    Black 253 $105,705,000 $417,806 $16,870 5.18%
    American Indian 16 $10,500,000 $656,250 $15,559 5.46%
    Native Hawaiian or Islander 7 $2,975,000 $425,000 $10,606 5.32%
    Not applicable 1 $255,000 $255,000 $0 4.50%

    Approval Rates

    Total approvals of all applications
    76.16%

    Homexpress Mortgage Corp. has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    74.57%

    Homexpress Mortgage Corp. has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 3,748 $1,834,310,000 $489,410

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    3,748 $1,834,310,000 $489,410

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 123 $53,015,000 $431,016 $11,570 4.13%
    40-60% 520 $297,940,000 $572,962 $15,409 4.37%
    60-80% 2,602 $1,174,190,000 $451,264 $16,122 4.86%
    80-100% 495 $307,855,000 $621,929 $15,905 5.06%
    Under 20% 8 $1,310,000 $163,750 $6,534 4.37%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    Homespire Mortgage Corp Conventional home mortgage Struggling to pay mortgage 1 100.0%