Homexpress Mortgage Corp. Rates, Fees & Info

NEWARK, DE

LEI: 549300R77W0P105C3S50

Tax ID: 47-5349678

1 stars - Updated: 7/11/24 - out of 5 stars, based on 65 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Homexpress Mortgage Corp. is a small mortgage company specializing in Home Purchase and Cash Out Refi loans. Homexpress Mortgage Corp. has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Los Angeles, Miami, Dallas, Houston, and Riverside among others. We have data for 343 markets. (Some data included below & more in-depth data is available with an active subscription.)

Homexpress Mortgage Corp. has a below average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Homexpress Mortgage Corp. is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 8.37% 7/11/24
30 Year Conventional Refi 8.00% 7/11/24
30 Year Cash-out Refi 8.39% 7/11/24
30 Year FHA Purchase 7.22% 7/11/24
30 Year FHA Refi 6.40% 7/11/24
15 Year FHA Purchase 5.68% 7/11/24
15 Year FHA Refi 5.68% 7/11/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Homexpress Mortgage Corp. Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Homexpress Mortgage Corp.. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

4,287

Origination Dollar Volume (All Markets)

$1,746,035,000

Relative Rate

Homexpress Mortgage Corp.'s average 30 year fixed mortgage rate was 8.58%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 2.1%.

Relative Fees (Closing Costs)

Homexpress Mortgage Corp.'s average total fees/closing costs for a 30 year fixed rate mortgage were $16,132.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 205 $184,095,000 $898,024 $22,513 8.33%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 234 $106,520,000 $455,214 $21,579 8.44%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 159 $69,005,000 $433,994 $17,546 8.70%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 196 $63,810,000 $325,561 $15,823 8.52%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 129 $62,155,000 $481,822 $17,534 8.63%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 57 $48,285,000 $847,105 $19,635 8.31%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 109 $48,245,000 $442,615 $15,714 8.29%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 136 $46,610,000 $342,721 $12,997 8.48%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 106 $43,210,000 $407,642 $16,669 8.19%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 101 $39,535,000 $391,436 $13,216 8.84%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 64 $37,170,000 $580,781 $16,448 8.29%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 116 $36,490,000 $314,569 $14,808 8.63%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 111 $34,785,000 $313,378 $16,857 8.56%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 68 $32,880,000 $483,529 $16,967 8.57%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 46 $32,670,000 $710,217 $20,751 8.26%
Outside of Metro Areas 81 $30,395,000 $375,247 $13,312 8.80%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 119 $26,735,000 $224,664 $11,589 8.89%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 81 $21,985,000 $271,420 $10,426 8.65%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 39 $21,415,000 $549,103 $16,017 8.49%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 36 $19,040,000 $528,889 $17,694 8.51%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 28 $18,570,000 $663,214 $28,985 8.52%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 60 $18,390,000 $306,500 $16,005 8.69%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 18 $18,330,000 $1,018,333 $17,849 8.47%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 18 $16,580,000 $921,111 $19,072 8.13%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 30 $15,980,000 $532,667 $15,764 8.93%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 35 $15,435,000 $441,000 $13,486 8.31%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 42 $15,120,000 $360,000 $15,303 8.38%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 45 $14,005,000 $311,222 $17,396 8.53%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 28 $13,200,000 $471,429 $0 8.66%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 25 $13,115,000 $524,600 $21,892 8.69%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 48 $12,770,000 $266,042 $10,197 8.68%
URBAN HONOLULU, HI (FHA|USDA|VA) 10 $12,650,000 $1,265,000 $24,353 8.17%
JACKSONVILLE, FL (FHA|USDA|VA) 35 $12,485,000 $356,714 $13,883 8.62%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 26 $12,470,000 $479,615 $17,623 8.02%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 18 $11,720,000 $651,111 $65,576 8.35%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 16 $11,030,000 $689,375 $28,661 8.39%
SALT LAKE CITY, UT (FHA|USDA|VA) 19 $10,885,000 $572,895 $16,365 8.49%
RENO, NV (FHA|USDA|VA) 19 $10,575,000 $556,579 $15,803 8.12%
KANSAS CITY, MO-KS (FHA|USDA|VA) 59 $9,795,000 $166,017 $12,575 8.83%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 28 $9,520,000 $340,000 $10,544 8.57%
PORT ST. LUCIE, FL (FHA|USDA|VA) 31 $9,345,000 $301,452 $17,143 8.81%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 51 $9,275,000 $181,863 $10,980 9.19%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 15 $8,365,000 $557,667 $20,362 8.62%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 20 $8,340,000 $417,000 $23,882 8.39%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 26 $8,280,000 $318,462 $10,161 9.09%
Hilo, HI (FHA|USDA|VA) 14 $8,230,000 $587,857 $11,815 8.39%
PROVO-OREM, UT (FHA|USDA|VA) 17 $7,945,000 $467,353 $14,870 8.36%
ST. GEORGE, UT (FHA|USDA|VA) 12 $7,780,000 $648,333 $15,514 8.93%
STOCKTON, CA (FHA|USDA|VA) 18 $7,670,000 $426,111 $12,888 8.62%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 9 $7,525,000 $836,111 $17,609 9.04%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 16 $7,370,000 $460,625 $22,065 8.41%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 22 $7,100,000 $322,727 $13,783 8.44%
CORPUS CHRISTI, TX (FHA|USDA|VA) 22 $7,070,000 $321,364 $8,326 9.05%
SALINAS, CA (FHA|USDA|VA) 10 $7,030,000 $703,000 $15,967 8.20%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 21 $6,975,000 $332,143 $12,726 8.60%
Key West, FL (FHA|USDA|VA) 11 $6,615,000 $601,364 $25,876 8.34%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 20 $6,600,000 $330,000 $14,699 8.31%
BOISE CITY, ID (FHA|USDA|VA) 20 $6,500,000 $325,000 $12,756 8.44%
COLORADO SPRINGS, CO (FHA|USDA|VA) 11 $6,245,000 $567,727 $22,061 8.49%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 25 $5,925,000 $237,000 $24,817 8.61%
FRESNO, CA (FHA|USDA|VA) 18 $5,850,000 $325,000 $11,399 8.21%
COLUMBUS, OH (FHA|USDA|VA) 25 $5,685,000 $227,400 $13,037 8.67%
KNOXVILLE, TN (FHA|USDA|VA) 19 $5,305,000 $279,211 $13,314 9.05%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 28 $5,250,000 $187,500 $10,922 8.37%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 16 $5,000,000 $312,500 $9,658 9.12%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 7 $4,825,000 $689,286 $36,488 8.73%
NAPA, CA (FHA|USDA|VA) 6 $4,690,000 $781,667 $17,649 7.90%
TUCSON, AZ (FHA|USDA|VA) 15 $4,655,000 $310,333 $12,839 8.61%
Heber, UT (FHA|USDA|VA) 3 $4,575,000 $1,525,000 $21,199 8.17%
Kapaa, HI (FHA|USDA|VA) 3 $4,495,000 $1,498,333 $35,102 8.33%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 17 $4,365,000 $256,765 $10,515 8.51%
OCALA, FL (FHA|USDA|VA) 15 $4,195,000 $279,667 $8,986 8.51%
ANN ARBOR, MI (FHA|USDA|VA) 8 $4,080,000 $510,000 $0 10.03%
VALLEJO, CA (FHA|USDA|VA) 9 $3,985,000 $442,778 $14,570 8.71%
Newport, OR (FHA|USDA|VA) 2 $3,890,000 $1,945,000 $84,133 8.00%
WORCESTER, MA-CT (FHA|USDA|VA) 14 $3,770,000 $269,286 $0 8.98%
TULSA, OK (FHA|USDA|VA) 14 $3,720,000 $265,714 $11,983 8.35%
Gardnerville Ranchos, NV (FHA|USDA|VA) 5 $3,705,000 $741,000 $34,757 8.10%
PITTSBURGH, PA (FHA|USDA|VA) 15 $3,695,000 $246,333 $12,016 9.22%
BEND, OR (FHA|USDA|VA) 5 $3,685,000 $737,000 $31,022 8.17%
MIDLAND, TX (FHA|USDA|VA) 11 $3,675,000 $334,091 $6,825 9.65%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 14 $3,510,000 $250,714 $11,662 8.59%
LUBBOCK, TX (FHA|USDA|VA) 21 $3,375,000 $160,714 $10,242 8.54%
RALEIGH-CARY, NC (FHA|USDA|VA) 7 $3,275,000 $467,857 $13,156 8.73%
RICHMOND, VA (FHA|USDA|VA) 13 $3,125,000 $240,385 $15,314 8.96%
REDDING, CA (FHA|USDA|VA) 5 $3,085,000 $617,000 $12,567 9.08%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 11 $3,065,000 $278,636 $8,001 9.24%
PANAMA CITY, FL (FHA|USDA|VA) 8 $3,040,000 $380,000 $0 7.98%
PUNTA GORDA, FL (FHA|USDA|VA) 10 $3,000,000 $300,000 $14,262 7.94%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 15 $2,985,000 $199,000 $12,072 8.82%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 5 $2,965,000 $593,000 $21,332 7.93%
BELLINGHAM, WA (FHA|USDA|VA) 6 $2,860,000 $476,667 $14,086 8.50%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 5 $2,855,000 $571,000 $18,400 8.52%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 13 $2,855,000 $219,615 $12,776 7.95%
MODESTO, CA (FHA|USDA|VA) 8 $2,800,000 $350,000 $15,672 8.87%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 17 $2,765,000 $162,647 $11,258 8.93%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 12 $2,740,000 $228,333 $11,734 8.73%
SAVANNAH, GA (FHA|USDA|VA) 14 $2,730,000 $195,000 $7,741 8.42%
BOULDER, CO (FHA|USDA|VA) 2 $2,700,000 $1,350,000 $8,852 8.94%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 8 $2,640,000 $330,000 $22,776 8.63%
Outside of Metro Areas 6 $2,570,000 $428,333 $20,195 8.06%
GREELEY, CO (FHA|USDA|VA) 3 $2,525,000 $841,667 $20,389 8.79%
FLAGSTAFF, AZ (FHA|USDA|VA) 3 $2,525,000 $841,667 $23,708 8.13%
Truckee-Grass Valley, CA (FHA|USDA|VA) 5 $2,485,000 $497,000 $9,116 8.88%
EL PASO, TX (FHA|USDA|VA) 9 $2,485,000 $276,111 $6,486 9.40%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 7 $2,415,000 $345,000 $13,653 8.89%
OKLAHOMA CITY, OK (FHA|USDA|VA) 12 $2,410,000 $200,833 $10,107 8.77%
AKRON, OH (FHA|USDA|VA) 16 $2,390,000 $149,375 $4,726 8.73%
SPRINGFIELD, MA (FHA|USDA|VA) 10 $2,330,000 $233,000 $0 8.80%
BAKERSFIELD, CA (FHA|USDA|VA) 10 $2,330,000 $233,000 $12,889 8.29%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 7 $2,265,000 $323,571 $13,706 8.43%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 9 $2,195,000 $243,889 $9,075 8.43%
SPARTANBURG, SC (FHA|USDA|VA) 11 $2,175,000 $197,727 $10,398 8.07%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 7 $2,175,000 $310,714 $17,901 8.38%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 8 $2,170,000 $271,250 $11,598 8.77%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 5 $2,105,000 $421,000 $12,059 8.75%
Sevierville, TN (FHA|USDA|VA) 5 $2,085,000 $417,000 $0 8.52%
ASHEVILLE, NC (FHA|USDA|VA) 5 $2,075,000 $415,000 $5,233 8.80%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 3 $2,045,000 $681,667 $19,294 7.88%
Breckenridge, CO (FHA|USDA|VA) 3 $2,045,000 $681,667 $15,477 8.38%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 12 $2,010,000 $167,500 $0 8.36%
Ellensburg, WA (FHA|USDA|VA) 1 $2,005,000 $2,005,000 $37,397 8.13%
ST. LOUIS, MO-IL (FHA|USDA|VA) 10 $1,950,000 $195,000 $0 8.88%
Edwards, CO (FHA|USDA|VA) 1 $1,905,000 $1,905,000 $5,286 9.38%
Ruidoso, NM (FHA|USDA|VA) 3 $1,905,000 $635,000 $20,439 7.67%
PUEBLO, CO (FHA|USDA|VA) 10 $1,900,000 $190,000 $9,664 8.60%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 4 $1,860,000 $465,000 $13,231 8.09%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 6 $1,860,000 $310,000 $8,135 8.44%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 2 $1,740,000 $870,000 $28,759 9.13%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 7 $1,725,000 $246,429 $18,487 8.89%
CHICO, CA (FHA|USDA|VA) 5 $1,645,000 $329,000 $10,443 9.10%
SHERMAN-DENISON, TX (FHA|USDA|VA) 3 $1,625,000 $541,667 $10,977 9.50%
FORT COLLINS, CO (FHA|USDA|VA) 5 $1,595,000 $319,000 $12,093 7.98%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 3 $1,585,000 $528,333 $17,163 7.88%
CANTON-MASSILLON, OH (FHA|USDA|VA) 6 $1,500,000 $250,000 $7,953 8.96%
HUNTSVILLE, AL (FHA|USDA|VA) 8 $1,470,000 $183,750 $7,716 8.89%
Mineral Wells, TX (FHA|USDA|VA) 2 $1,440,000 $720,000 $0 9.62%
Astoria, OR (FHA|USDA|VA) 4 $1,440,000 $360,000 $6,140 9.41%
MEDFORD, OR (FHA|USDA|VA) 5 $1,415,000 $283,000 $8,967 8.17%
YORK-HANOVER, PA (FHA|USDA|VA) 9 $1,405,000 $156,111 $0 8.79%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 9 $1,405,000 $156,111 $14,980 9.36%
YAKIMA, WA (FHA|USDA|VA) 7 $1,335,000 $190,714 $11,283 9.54%
LOUISVILLE, KY (FHA|USDA|VA) 7 $1,305,000 $186,429 $0 8.61%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 9 $1,285,000 $142,778 $8,727 9.31%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 3 $1,215,000 $405,000 $13,513 8.29%
BATON ROUGE, LA (FHA|USDA|VA) 4 $1,140,000 $285,000 $13,036 8.25%
MONTGOMERY, AL (FHA|USDA|VA) 2 $1,130,000 $565,000 $0 9.50%
COLUMBUS, GA-AL (FHA|USDA|VA) 7 $1,125,000 $160,714 $0 9.34%
LAS CRUCES, NM (FHA|USDA|VA) 4 $1,110,000 $277,500 $25,652 8.09%
COLUMBIA, SC (FHA|USDA|VA) 6 $1,090,000 $181,667 $9,393 8.87%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 4 $1,080,000 $270,000 $11,820 8.62%
WENATCHEE, WA (FHA|USDA|VA) 3 $1,075,000 $358,333 $5,729 9.08%
ALBANY-LEBANON, OR (FHA|USDA|VA) 3 $1,025,000 $341,667 $12,248 8.37%
Fredericksburg, TX (FHA|USDA|VA) 1 $1,015,000 $1,015,000 $0 8.63%
ROCKFORD, IL (FHA|USDA|VA) 7 $1,015,000 $145,000 $0 8.75%
Moses Lake, WA (FHA|USDA|VA) 2 $980,000 $490,000 $13,076 7.56%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 5 $975,000 $195,000 $9,611 7.82%
WILMINGTON, NC (FHA|USDA|VA) 3 $965,000 $321,667 $0 8.38%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 6 $950,000 $158,333 $0 8.69%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $945,000 $945,000 $6,753 9.00%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 4 $940,000 $235,000 $12,274 8.47%
READING, PA (FHA|USDA|VA) 7 $925,000 $132,143 $0 8.70%
WICHITA, KS (FHA|USDA|VA) 4 $920,000 $230,000 $10,667 8.97%
FAYETTEVILLE, NC (FHA|USDA|VA) 6 $890,000 $148,333 $0 8.52%
MERCED, CA (FHA|USDA|VA) 3 $875,000 $291,667 $0 8.83%
DAYTON-KETTERING, OH (FHA|USDA|VA) 3 $865,000 $288,333 $0 8.08%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 3 $855,000 $285,000 $13,596 9.46%
EAST STROUDSBURG, PA (FHA|USDA|VA) 4 $850,000 $212,500 $10,855 8.59%
POCATELLO, ID (FHA|USDA|VA) 4 $850,000 $212,500 $10,011 8.09%
GAINESVILLE, FL (FHA|USDA|VA) 4 $840,000 $210,000 $0 9.09%
VISALIA, CA (FHA|USDA|VA) 3 $825,000 $275,000 $13,000 8.13%
LYNCHBURG, VA (FHA|USDA|VA) 1 $825,000 $825,000 $0 8.50%
ALBUQUERQUE, NM (FHA|USDA|VA) 3 $815,000 $271,667 $0 8.79%
TALLAHASSEE, FL (FHA|USDA|VA) 3 $795,000 $265,000 $10,191 8.38%
SALISBURY, MD-DE (FHA|USDA|VA) 3 $795,000 $265,000 $11,891 8.67%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $785,000 $785,000 $0 9.88%
MADERA, CA (FHA|USDA|VA) 4 $770,000 $192,500 $9,701 8.47%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 5 $765,000 $153,000 $0 8.45%
SALEM, OR (FHA|USDA|VA) 3 $765,000 $255,000 $0 8.88%
Glenwood Springs, CO (FHA|USDA|VA) 2 $760,000 $380,000 $15,671 8.75%
Lebanon, NH-VT (FHA|USDA|VA) 2 $750,000 $375,000 $0 8.19%
BANGOR, ME (FHA|USDA|VA) 2 $750,000 $375,000 $9,257 8.50%
WINSTON-SALEM, NC (FHA|USDA|VA) 5 $735,000 $147,000 $10,070 9.12%
WARNER ROBINS, GA (FHA|USDA|VA) 4 $680,000 $170,000 $0 8.25%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 3 $675,000 $225,000 $0 8.08%
PITTSFIELD, MA (FHA|USDA|VA) 2 $670,000 $335,000 $0 7.88%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $640,000 $320,000 $0 7.63%
Kalispell, MT (FHA|USDA|VA) 1 $635,000 $635,000 $17,541 8.88%
Morehead City, NC (FHA|USDA|VA) 2 $630,000 $315,000 $10,249 7.69%
SANTA FE, NM (FHA|USDA|VA) 2 $620,000 $310,000 $8,796 8.81%
Eureka-Arcata, CA (FHA|USDA|VA) 2 $620,000 $310,000 $12,474 8.63%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $615,000 $615,000 $17,272 8.38%
Baraboo, WI (FHA|USDA|VA) 1 $605,000 $605,000 $15,353 9.25%
WINCHESTER, VA-WV (FHA|USDA|VA) 3 $585,000 $195,000 $0 8.33%
LANCASTER, PA (FHA|USDA|VA) 3 $585,000 $195,000 $10,759 8.54%
Clewiston, FL (FHA|USDA|VA) 3 $585,000 $195,000 $11,383 7.83%
TOLEDO, OH (FHA|USDA|VA) 3 $585,000 $195,000 $0 8.25%
Torrington, CT (FHA|USDA|VA) 2 $580,000 $290,000 $0 8.69%
TYLER, TX (FHA|USDA|VA) 3 $565,000 $188,333 $15,522 8.37%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $555,000 $555,000 $0 8.25%
AMARILLO, TX (FHA|USDA|VA) 3 $535,000 $178,333 $12,494 8.33%
Pahrump, NV (FHA|USDA|VA) 1 $535,000 $535,000 $8,846 9.63%
Centralia, WA (FHA|USDA|VA) 2 $530,000 $265,000 $8,308 8.31%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $530,000 $265,000 $8,465 8.06%
GREAT FALLS, MT (FHA|USDA|VA) 3 $525,000 $175,000 $0 8.92%
Martinsville, VA (FHA|USDA|VA) 3 $515,000 $171,667 $6,503 8.46%
LIMA, OH (FHA|USDA|VA) 2 $510,000 $255,000 $0 9.38%
Huntsville, TX (FHA|USDA|VA) 2 $510,000 $255,000 $0 8.56%
Granbury, TX (FHA|USDA|VA) 1 $505,000 $505,000 $0 7.88%
WACO, TX (FHA|USDA|VA) 3 $505,000 $168,333 $4,165 9.75%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 3 $495,000 $165,000 $0 8.79%
MONROE, LA (FHA|USDA|VA) 1 $475,000 $475,000 $15,226 7.88%
LOGAN, UT-ID (FHA|USDA|VA) 1 $475,000 $475,000 $0 8.13%
MOBILE, AL (FHA|USDA|VA) 1 $475,000 $475,000 $0 9.75%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $460,000 $230,000 $10,424 9.13%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 2 $460,000 $230,000 $11,487 7.81%
Ukiah, CA (FHA|USDA|VA) 1 $455,000 $455,000 $0 8.50%
YUMA, AZ (FHA|USDA|VA) 2 $440,000 $220,000 $5,333 7.38%
GREENVILLE, NC (FHA|USDA|VA) 2 $440,000 $220,000 $10,287 8.94%
Seneca, SC (FHA|USDA|VA) 3 $425,000 $141,667 $0 7.33%
Riverton, WY (FHA|USDA|VA) 2 $410,000 $205,000 $0 8.44%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 3 $405,000 $135,000 $0 8.79%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $405,000 $405,000 $0 7.75%
JONESBORO, AR (FHA|USDA|VA) 3 $405,000 $135,000 $0 7.58%
EL CENTRO, CA (FHA|USDA|VA) 1 $405,000 $405,000 $14,972 9.13%
Red Bluff, CA (FHA|USDA|VA) 2 $400,000 $200,000 $4,318 9.37%
DOVER, DE (FHA|USDA|VA) 2 $400,000 $200,000 $0 8.13%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 2 $390,000 $195,000 $0 9.37%
Oak Harbor, WA (FHA|USDA|VA) 1 $385,000 $385,000 $0 8.63%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $385,000 $385,000 $0 8.75%
DALTON, GA (FHA|USDA|VA) 2 $370,000 $185,000 $3,360 9.81%
Sonora, CA (FHA|USDA|VA) 1 $365,000 $365,000 $13,856 8.00%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $365,000 $365,000 $12,444 9.63%
GOLDSBORO, NC (FHA|USDA|VA) 1 $365,000 $365,000 $14,930 10.00%
Vineyard Haven, MA (FHA|USDA|VA) 1 $355,000 $355,000 $0 8.50%
RACINE, WI (FHA|USDA|VA) 2 $350,000 $175,000 $7,498 9.37%
Stillwater, OK (FHA|USDA|VA) 2 $340,000 $170,000 $0 7.56%
El Campo, TX (FHA|USDA|VA) 2 $340,000 $170,000 $0 9.06%
Wauchula, FL (FHA|USDA|VA) 1 $335,000 $335,000 $0 8.75%
BOWLING GREEN, KY (FHA|USDA|VA) 2 $330,000 $165,000 $0 8.75%
ANCHORAGE, AK (FHA|USDA|VA) 2 $330,000 $165,000 $0 9.13%
Alamogordo, NM (FHA|USDA|VA) 2 $330,000 $165,000 $0 8.69%
DOTHAN, AL (FHA|USDA|VA) 1 $325,000 $325,000 $7,121 8.25%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $325,000 $325,000 $0 8.75%
SUMTER, SC (FHA|USDA|VA) 2 $320,000 $160,000 $0 9.19%
HATTIESBURG, MS (FHA|USDA|VA) 2 $320,000 $160,000 $0 8.38%
Lake City, FL (FHA|USDA|VA) 1 $305,000 $305,000 $0 8.88%
Mountain Home, ID (FHA|USDA|VA) 1 $305,000 $305,000 $0 8.50%
LAREDO, TX (FHA|USDA|VA) 1 $305,000 $305,000 $0 8.63%
Altus, OK (FHA|USDA|VA) 1 $305,000 $305,000 $0 8.25%
Okeechobee, FL (FHA|USDA|VA) 1 $295,000 $295,000 $0 9.75%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 2 $290,000 $145,000 $9,275 7.63%
Aberdeen, WA (FHA|USDA|VA) 2 $290,000 $145,000 $0 7.56%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $285,000 $285,000 $7,459 6.25%
CARSON CITY, NV (FHA|USDA|VA) 1 $285,000 $285,000 $12,173 8.13%
CEDAR RAPIDS, IA (FHA|USDA|VA) 2 $280,000 $140,000 $6,947 9.25%
Athens, TX (FHA|USDA|VA) 1 $275,000 $275,000 $0 9.13%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $275,000 $275,000 $0 8.62%
Rockport, TX (FHA|USDA|VA) 1 $275,000 $275,000 $0 8.88%
CORVALLIS, OR (FHA|USDA|VA) 1 $265,000 $265,000 $0 8.25%
Berlin, NH (FHA|USDA|VA) 1 $265,000 $265,000 $0 9.00%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $255,000 $255,000 $11,950 9.13%
Meridian, MS (FHA|USDA|VA) 2 $240,000 $120,000 $0 9.12%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 2 $240,000 $120,000 $0 8.31%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $235,000 $235,000 $7,641 8.25%
THE VILLAGES, FL (FHA|USDA|VA) 1 $235,000 $235,000 $10,488 8.38%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $235,000 $235,000 $0 9.75%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $235,000 $235,000 $0 8.75%
ROME, GA (FHA|USDA|VA) 2 $230,000 $115,000 $0 8.81%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $225,000 $225,000 $0 8.00%
MORRISTOWN, TN (FHA|USDA|VA) 1 $225,000 $225,000 $0 9.00%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 2 $220,000 $110,000 $0 8.75%
Martin, TN (FHA|USDA|VA) 1 $215,000 $215,000 $8,319 10.38%
Concord, NH (FHA|USDA|VA) 1 $215,000 $215,000 $0 7.50%
Whitewater, WI (FHA|USDA|VA) 1 $215,000 $215,000 $0 7.87%
YUBA CITY, CA (FHA|USDA|VA) 1 $215,000 $215,000 $0 8.50%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $215,000 $215,000 $4,022 6.75%
FLINT, MI (FHA|USDA|VA) 1 $215,000 $215,000 $0 9.00%
Clearlake, CA (FHA|USDA|VA) 1 $215,000 $215,000 $10,132 7.88%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $215,000 $215,000 $0 7.38%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $205,000 $205,000 $0 8.00%
Lewisburg, TN (FHA|USDA|VA) 1 $205,000 $205,000 $0 8.00%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $205,000 $205,000 $0 8.88%
Prineville, OR (FHA|USDA|VA) 1 $205,000 $205,000 $4,518 8.00%
Cedar City, UT (FHA|USDA|VA) 1 $205,000 $205,000 $0 8.38%
Branson, MO (FHA|USDA|VA) 1 $195,000 $195,000 $0 7.75%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $195,000 $195,000 $0 8.88%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $195,000 $195,000 $0 9.00%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $195,000 $195,000 $0 8.63%
OWENSBORO, KY (FHA|USDA|VA) 1 $185,000 $185,000 $0 7.75%
GREEN BAY, WI (FHA|USDA|VA) 1 $185,000 $185,000 $0 8.25%
Woodward, OK (FHA|USDA|VA) 1 $185,000 $185,000 $0 7.75%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $185,000 $185,000 $0 8.38%
Alexander City, AL (FHA|USDA|VA) 1 $185,000 $185,000 $0 9.38%
Holland, MI (FHA|USDA|VA) 1 $185,000 $185,000 $10,093 8.38%
LINCOLN, NE (FHA|USDA|VA) 1 $175,000 $175,000 $0 7.88%
NEW BERN, NC (FHA|USDA|VA) 1 $175,000 $175,000 $0 7.50%
Kerrville, TX (FHA|USDA|VA) 1 $175,000 $175,000 $0 8.63%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $175,000 $175,000 $0 9.13%
JACKSON, MS (FHA|USDA|VA) 1 $175,000 $175,000 $0 8.25%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $175,000 $175,000 $0 8.38%
Zanesville, OH (FHA|USDA|VA) 1 $175,000 $175,000 $0 9.88%
BURLINGTON, NC (FHA|USDA|VA) 1 $175,000 $175,000 $0 8.88%
Plainview, TX (FHA|USDA|VA) 1 $175,000 $175,000 $9,072 10.50%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $165,000 $165,000 $0 8.88%
New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $165,000 $165,000 $8,581 9.63%
Lufkin, TX (FHA|USDA|VA) 1 $165,000 $165,000 $0 7.88%
Tiffin, OH (FHA|USDA|VA) 1 $155,000 $155,000 $0 10.00%
Mount Pleasant, MI (FHA|USDA|VA) 1 $155,000 $155,000 $8,696 8.63%
Hillsdale, MI (FHA|USDA|VA) 1 $155,000 $155,000 $7,548 9.25%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $155,000 $155,000 $0 9.38%
DECATUR, AL (FHA|USDA|VA) 1 $155,000 $155,000 $0 9.25%
Adrian, MI (FHA|USDA|VA) 1 $145,000 $145,000 $0 9.25%
HAMMOND, LA (FHA|USDA|VA) 1 $145,000 $145,000 $0 9.38%
LONGVIEW, TX (FHA|USDA|VA) 1 $145,000 $145,000 $0 8.62%
DuBois, PA (FHA|USDA|VA) 1 $145,000 $145,000 $8,657 9.38%
VALDOSTA, GA (FHA|USDA|VA) 1 $145,000 $145,000 $0 8.25%
Ozark, AL (FHA|USDA|VA) 1 $145,000 $145,000 $0 9.63%
HINESVILLE, GA (FHA|USDA|VA) 1 $145,000 $145,000 $0 8.13%
LEBANON, PA (FHA|USDA|VA) 1 $135,000 $135,000 $0 8.63%
Clarksburg, WV (FHA|USDA|VA) 1 $135,000 $135,000 $0 8.25%
Alice, TX (FHA|USDA|VA) 1 $135,000 $135,000 $8,092 9.87%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $135,000 $135,000 $0 9.13%
BECKLEY, WV (FHA|USDA|VA) 1 $135,000 $135,000 $0 9.63%
TWIN FALLS, ID (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.50%
Wilson, NC (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.88%
Cullowhee, NC (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.88%
Ottawa, IL (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.75%
PINE BLUFF, AR (FHA|USDA|VA) 1 $115,000 $115,000 $0 8.75%
Corsicana, TX (FHA|USDA|VA) 1 $115,000 $115,000 $6,848 8.88%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $115,000 $115,000 $0 8.13%
LAFAYETTE, LA (FHA|USDA|VA) 1 $115,000 $115,000 $0 9.87%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $105,000 $105,000 $0 10.88%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.88%
MUSKEGON, MI (FHA|USDA|VA) 1 $105,000 $105,000 $0 9.88%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.13%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $105,000 $105,000 $0 9.63%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $105,000 $105,000 $0 9.63%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $105,000 $105,000 $0 9.88%
Tahlequah, OK (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.25%
Albemarle, NC (FHA|USDA|VA) 1 $105,000 $105,000 $0 9.25%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $105,000 $105,000 $0 9.25%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $95,000 $95,000 $0 9.75%
Homexpress Mortgage Corp.'s top markets include Los Angeles, Miami, Dallas, Houston, and Riverside among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Nevada (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,254 $1,734,370,000 $407,703 $16,322 8.59%
    FHA 27 $9,455,000 $350,185 $17,218 6.89%
    VA 6 $2,210,000 $368,333 $12,517 6.79%

    For 2023, Homexpress Mortgage Corp.'s most frequently originated type of loan was Conventional, with 4,254 originations. Their 2nd most popular type was FHA, with 27 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 2,328 $1,053,090,000 $452,358 $16,805 8.45%
    Cash Out Refi 1,619 $550,455,000 $339,997 $14,633 8.77%
    Refi 340 $142,490,000 $419,088 $16,558 8.47%

    For 2023, Homexpress Mortgage Corp.'s most frequently cited loan purpose was Home Purchase, with 2,328 originations. The 2nd most popular reason was Cash Out Refi, with 1,619 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 3,919 $1,565,015,000 $399,340 $16,132 8.58%
    30+ year 366 $180,670,000 $493,634 $20,152 8.55%
    15 Year 1 $145,000 $145,000 $0 7.50%
    20 Year 1 $205,000 $205,000 $12,466 6.88%

    For 2023, Homexpress Mortgage Corp.'s most frequently cited loan duration was 30 Year, with 3,919 originations. The 2nd most popular length was 30+ year, with 366 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 1,175 $753,605,000 $641,366
    $1k-2k 127 $84,065,000 $661,929
    $4k-5k 50 $13,060,000 $261,200
    $2k-3k 17 $6,025,000 $354,412
    $3k-4k 17 $4,725,000 $277,941
    $<1k 5 $2,065,000 $413,000

    Homexpress Mortgage Corp.'s average total fees were $16,132, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,175 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    Over 8% 3,038 $1,197,750,000 $394,256
    7-8% 1,182 $518,560,000 $438,714
    6-7% 61 $27,185,000 $445,656
    5-6% 6 $2,540,000 $423,333

    During 2023, Homexpress Mortgage Corp.'s average interest rate for loans was 8.58%, while their most frequently originated rate bucket for loans was Over 8%, with 3,038 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,643 $465,075,000 $283,065 $11,266 8.53%
    $100k-200k 1,253 $187,115,000 $149,334 $7,551 8.65%
    $400k-600k 645 $312,575,000 $484,612 $15,109 8.56%
    $600k-1MM 451 $339,625,000 $753,049 $19,257 8.58%
    $1MM+ 289 $441,075,000 $1,526,211 $30,209 8.47%
    $100,000 or less 6 $570,000 $95,000 $5,905 9.54%

    2023 saw Homexpress Mortgage Corp. place emphasis on $200k-400k loans with 1,643 originations, totaling $465,075,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 2,584 $737,260,000 $285,317 $11,600 8.61%
    $250k+ 872 $707,580,000 $811,445 $21,040 8.56%
    $150k-250k 389 $170,995,000 $439,576 $14,025 8.49%
    $100k-150k 247 $84,195,000 $340,870 $12,531 8.47%
    $75k-100k 103 $25,515,000 $247,718 $9,995 8.49%
    $50k-75k 87 $18,195,000 $209,138 $8,999 8.37%

    Homexpress Mortgage Corp. lent most frequently to those with incomes in the $50k or less range, with 2,584 originations. The second most popular income band? $250k+, with 872 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    <20% 2,391 $755,135,000 $315,824 $15,405 8.58%
    20-30% 316 $183,900,000 $581,962 $16,723 8.59%
    30-36% 263 $163,665,000 $622,300 $16,837 8.53%
    49% 101 $58,275,000 $576,980 $15,830 8.53%
    42% 77 $50,165,000 $651,494 $17,876 8.51%
    48% 69 $43,235,000 $626,594 $16,237 8.51%
    41% 66 $41,920,000 $635,152 $16,229 8.48%
    39% 63 $41,845,000 $664,206 $17,725 8.60%
    36% 63 $37,515,000 $595,476 $17,067 8.53%
    40% 60 $32,970,000 $549,500 $15,938 8.59%
    38% 59 $34,975,000 $592,797 $17,514 8.68%
    37% 56 $37,730,000 $673,750 $18,651 8.39%
    43% 49 $24,885,000 $507,857 $13,503 8.37%
    50-60% 48 $31,160,000 $649,167 $17,499 8.22%
    45% 45 $18,725,000 $416,111 $13,748 8.32%
    44% 45 $22,785,000 $506,333 $16,056 8.61%
    47% 42 $20,650,000 $491,667 $14,948 8.80%
    46% 42 $18,660,000 $444,286 $13,880 8.71%
    >60% 1 $285,000 $285,000 $2,852 7.00%

    Homexpress Mortgage Corp. lent most frequently to those with DTI ratios of <20%, with 2,391 originations. The next most common DTI ratio? 20-30%, with 316 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,166 $924,490,000 $426,819 $16,382 8.55%
    Not provided 1,326 $531,650,000 $400,943 $16,570 8.60%
    Asian 376 $155,280,000 $412,979 $15,262 8.40%
    Black 374 $114,380,000 $305,829 $16,170 8.80%
    American Indian 36 $15,080,000 $418,889 $15,748 8.82%
    Native Hawaiian or Islander 9 $5,155,000 $572,778 $17,683 8.82%

    Approval Rates

    Total approvals of all applications
    56.95%

    Homexpress Mortgage Corp. has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    95.87%

    Homexpress Mortgage Corp. has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 4,287 $1,746,035,000 $407,286

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    4,287 $1,746,035,000 $407,286

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 140 $43,440,000 $310,286 $11,437 8.06%
    40-60% 499 $175,425,000 $351,553 $13,138 8.18%
    60-80% 3,011 $1,182,145,000 $392,609 $16,544 8.61%
    80-100% 625 $342,835,000 $548,536 $18,026 8.83%
    Under 20% 12 $2,190,000 $182,500 $7,802 8.22%