United Nations Federal Credit Union Mortgage Rates, Fees & Info

New York, NY

LEI: 549300HCNXMTNGIMAR91

Tax ID: 13-1628594

5 stars - out of 5 stars, based on 46 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

United Nations Federal Credit Union is a small credit union specializing in Home Purchase and Refi loans. United Nations Federal Credit Union has a high proportion of conventional loans. Their top markets include New York, Washington, Boston, Baltimore, and San Francisco among others. United Nations Federal Credit Union has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. United Nations Federal Credit Union is typically an average fee lendor.


Originations

2,132

Origination Dollar Volume (All Markets)

$1,225,080,000
Show all (13) awards

Relative Rate

United Nations Federal Credit Union's average 30 year fixed rate mortgage of loans were 2.78%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.37%.

Relative Fees

United Nations Federal Credit Union's average total fees for a 30 year fixed rate mortgage are $5,124.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 764 $407,460,000 $533,325 $5,146 2.68%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 550 $325,850,000 $592,455 $4,611 2.71%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 173 $128,215,000 $741,127 $4,622 2.67%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 62 $38,160,000 $615,484 $5,524 2.75%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 29 $25,965,000 $895,345 $4,295 2.56%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 37 $21,735,000 $587,432 $5,388 2.59%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 26 $21,570,000 $829,615 $4,864 2.58%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 17 $17,745,000 $1,043,824 $3,774 2.26%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 26 $16,720,000 $643,077 $5,475 3.04%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 20 $14,640,000 $732,000 $5,188 2.51%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 36 $14,630,000 $406,389 $4,961 2.77%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 24 $12,720,000 $530,000 $6,510 2.91%
Outside of Metro Areas 26 $10,050,000 $386,538 $4,523 2.81%
Kill Devil Hills, NC (FHA|USDA|VA) 9 $7,845,000 $871,667 $7,184 2.97%
RICHMOND, VA (FHA|USDA|VA) 11 $6,775,000 $615,909 $4,065 2.95%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 12 $5,990,000 $499,167 $3,945 2.77%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 11 $5,775,000 $525,000 $5,054 2.80%
RALEIGH-CARY, NC (FHA|USDA|VA) 10 $5,680,000 $568,000 $6,275 3.01%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 9 $5,635,000 $626,111 $6,701 2.72%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 9 $5,205,000 $578,333 $4,609 3.01%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 14 $5,100,000 $364,286 $5,090 2.70%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 5 $4,685,000 $937,000 $4,610 2.40%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 6 $4,150,000 $691,667 $7,533 2.90%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 9 $3,855,000 $428,333 $4,623 2.54%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 8 $3,740,000 $467,500 $5,908 2.69%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 7 $3,705,000 $529,286 $3,675 2.54%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 6 $3,600,000 $600,000 $8,502 2.81%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 7 $3,575,000 $510,714 $3,277 2.59%
SALISBURY, MD-DE (FHA|USDA|VA) 9 $3,555,000 $395,000 $4,614 2.74%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 7 $3,465,000 $495,000 $4,476 2.66%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 5 $3,365,000 $673,000 $5,176 2.70%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 8 $3,190,000 $398,750 $4,063 2.44%
COLUMBIA, SC (FHA|USDA|VA) 5 $3,115,000 $623,000 $4,793 3.28%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 5 $3,035,000 $607,000 $6,680 2.68%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 5 $2,945,000 $589,000 $4,754 2.63%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 4 $2,920,000 $730,000 $9,649 3.19%
URBAN HONOLULU, HI (FHA|USDA|VA) 3 $2,765,000 $921,667 $7,852 2.75%
WILMINGTON, NC (FHA|USDA|VA) 3 $2,635,000 $878,333 $5,885 2.92%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 8 $2,520,000 $315,000 $5,289 2.69%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 5 $2,385,000 $477,000 $4,077 2.78%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 7 $2,365,000 $337,857 $5,171 3.09%
KINGSTON, NY (FHA|USDA|VA) 6 $2,350,000 $391,667 $4,858 2.58%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 3 $2,095,000 $698,333 $8,783 2.29%
OCEAN CITY, NJ (FHA|USDA|VA) 3 $2,075,000 $691,667 $5,804 2.63%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 6 $1,910,000 $318,333 $5,233 2.54%
Breckenridge, CO (FHA|USDA|VA) 1 $1,805,000 $1,805,000 $6,810 2.38%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 4 $1,730,000 $432,500 $4,254 2.72%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 4 $1,560,000 $390,000 $7,826 3.06%
Glenwood Springs, CO (FHA|USDA|VA) 1 $1,505,000 $1,505,000 $5,233 2.88%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 3 $1,465,000 $488,333 $5,981 2.75%
Heber, UT (FHA|USDA|VA) 2 $1,330,000 $665,000 $3,093 3.06%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $1,330,000 $665,000 $5,036 3.06%
BOULDER, CO (FHA|USDA|VA) 1 $1,165,000 $1,165,000 $2,879 2.50%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 2 $1,150,000 $575,000 $3,826 2.13%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 3 $1,115,000 $371,667 $4,272 3.08%
Edwards, CO (FHA|USDA|VA) 1 $1,115,000 $1,115,000 $3,804 2.50%
JACKSONVILLE, FL (FHA|USDA|VA) 2 $1,090,000 $545,000 $5,314 2.88%
Jackson, WY-ID (FHA|USDA|VA) 1 $1,075,000 $1,075,000 $5,935 2.88%
PORT ST. LUCIE, FL (FHA|USDA|VA) 4 $1,070,000 $267,500 $4,713 3.00%
Easton, MD (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $6,475 2.63%
ST. LOUIS, MO-IL (FHA|USDA|VA) 2 $920,000 $460,000 $1,659 2.25%
PITTSBURGH, PA (FHA|USDA|VA) 2 $900,000 $450,000 $5,392 2.88%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 2 $890,000 $445,000 $4,127 2.81%
BEND, OR (FHA|USDA|VA) 2 $890,000 $445,000 $3,257 2.94%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 3 $855,000 $285,000 $2,952 2.96%
Hilo, HI (FHA|USDA|VA) 1 $775,000 $775,000 $8,756 2.38%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $745,000 $745,000 $9,442 2.75%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $725,000 $725,000 $3,379 2.13%
Lebanon, NH-VT (FHA|USDA|VA) 1 $715,000 $715,000 $6,376 3.00%
WORCESTER, MA-CT (FHA|USDA|VA) 1 $715,000 $715,000 $4,623 2.50%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 2 $710,000 $355,000 $2,912 2.50%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 3 $705,000 $235,000 $3,872 2.96%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $675,000 $675,000 $5,000 2.88%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 1 $675,000 $675,000 $2,887 2.75%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $655,000 $655,000 $5,322 3.38%
Cullowhee, NC (FHA|USDA|VA) 1 $645,000 $645,000 $3,380 2.88%
STAUNTON, VA (FHA|USDA|VA) 1 $625,000 $625,000 $3,656 2.88%
Torrington, CT (FHA|USDA|VA) 1 $595,000 $595,000 $5,683 3.38%
Boone, NC (FHA|USDA|VA) 1 $585,000 $585,000 $3,314 2.63%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1 $575,000 $575,000 $5,407 2.00%
PITTSFIELD, MA (FHA|USDA|VA) 1 $545,000 $545,000 $5,439 2.75%
VALLEJO, CA (FHA|USDA|VA) 1 $525,000 $525,000 $5,957 2.50%
BOISE CITY, ID (FHA|USDA|VA) 1 $505,000 $505,000 $4,778 2.13%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 4 $470,000 $117,500 $2,399 2.81%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 1 $465,000 $465,000 $2,374 2.88%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $455,000 $455,000 $2,939 3.38%
OKLAHOMA CITY, OK (FHA|USDA|VA) 3 $455,000 $151,667 $0 2.92%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $445,000 $445,000 $0 2.75%
FORT COLLINS, CO (FHA|USDA|VA) 1 $445,000 $445,000 $2,879 2.50%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $425,000 $425,000 $2,954 3.00%
Traverse City, MI (FHA|USDA|VA) 1 $405,000 $405,000 $9,959 2.50%
BELLINGHAM, WA (FHA|USDA|VA) 1 $405,000 $405,000 $2,406 2.50%
PUNTA GORDA, FL (FHA|USDA|VA) 2 $380,000 $190,000 $3,584 2.88%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $365,000 $365,000 $0 2.88%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 2 $350,000 $175,000 $2,660 2.63%
KANSAS CITY, MO-KS (FHA|USDA|VA) 3 $345,000 $115,000 $2,448 2.63%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1 $325,000 $325,000 $2,369 3.38%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1 $325,000 $325,000 $4,706 2.75%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $315,000 $315,000 $0 2.75%
MORGANTOWN, WV (FHA|USDA|VA) 1 $315,000 $315,000 $4,571 2.88%
TUCSON, AZ (FHA|USDA|VA) 1 $305,000 $305,000 $3,226 2.88%
Hudson, NY (FHA|USDA|VA) 1 $305,000 $305,000 $2,408 3.13%
COLUMBUS, OH (FHA|USDA|VA) 1 $295,000 $295,000 $6,559 3.25%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $275,000 $275,000 $5,619 2.88%
ROCHESTER, MN (FHA|USDA|VA) 1 $265,000 $265,000 $3,088 2.88%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $265,000 $265,000 $0 3.00%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $245,000 $245,000 $0 2.38%
Corning, NY (FHA|USDA|VA) 1 $235,000 $235,000 $3,972 2.75%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $225,000 $225,000 $3,961 2.25%
ROANOKE, VA (FHA|USDA|VA) 1 $215,000 $215,000 $1,669 2.88%
THE VILLAGES, FL (FHA|USDA|VA) 1 $205,000 $205,000 $2,537 3.25%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1 $205,000 $205,000 $2,203 2.63%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $205,000 $205,000 $2,329 3.38%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $195,000 $195,000 $0 3.50%
ROCHESTER, NY (FHA|USDA|VA) 1 $195,000 $195,000 $2,796 2.63%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $165,000 $165,000 $3,630 3.00%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $165,000 $165,000 $3,319 2.13%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 1 $165,000 $165,000 $4,736 2.00%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $155,000 $155,000 $2,722 3.00%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $145,000 $145,000 $3,797 2.13%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $145,000 $145,000 $1,477 2.25%
Gallup, NM (FHA|USDA|VA) 1 $145,000 $145,000 $3,112 2.00%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 1 $145,000 $145,000 $3,937 3.00%
LYNCHBURG, VA (FHA|USDA|VA) 1 $125,000 $125,000 $2,565 3.13%
SAVANNAH, GA (FHA|USDA|VA) 1 $125,000 $125,000 $0 2.88%
OCALA, FL (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.38%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $65,000 $65,000 $3,496 2.13%

United Nations Federal Credit Union's top markets include New York, Washington, Boston, Baltimore, and San Francisco among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 2,131 $1,224,765,000 $574,737 $4,947 2.70%
VA 1 $315,000 $315,000 $0 2.75%

For the 2021 period, United Nations Federal Credit Union's most frequently originated loan type of loans were Conventional, with 2,131 originations. Their 2nd most popular type is VA, with 1 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 1,016 $565,650,000 $556,742 $5,404 2.76%
Refi 748 $438,810,000 $586,644 $4,258 2.61%
Cash Out Refi 354 $214,510,000 $605,960 $5,109 2.74%
Home Improvement 14 $6,110,000 $436,429 $4,910 2.66%

For the 2021, United Nations Federal Credit Union's most frequently cited loan purpose of loans were Home Purchase, with 1,016 originations. The 2nd most popular reason of loans were Refi, with 748 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 1,665 $1,036,825,000 $622,718 $5,124 2.78%
15 Year 392 $154,440,000 $393,980 $4,250 2.39%
20 Year 45 $16,385,000 $364,111 $4,116 2.75%
10 Year 29 $13,425,000 $462,931 $3,777 2.28%
Other 1 $4,005,000 $4,005,000 $0 3.50%

For the 2021, United Nations Federal Credit Union's most frequently cited loan length of loans were 30 Year, with 1,665 originations. The 2nd most popular length of loans were 15 Year, with 392 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 1,225 $738,745,000 $603,057
$1k-2k 293 $160,185,000 $546,706
$3k-4k 114 $68,440,000 $600,351
$2k-3k 113 $61,115,000 $540,841
$5k+ 107 $76,275,000 $712,850

$5,124 of loans were United Nations Federal Credit Union's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 1,225 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 1,053 $608,065,000 $577,460
<2.5% 755 $437,035,000 $578,854
3-4% 324 $179,980,000 $555,494

During 2021, United Nations Federal Credit Union's average interest rate of loans were 2.78%, while their most frequently originated rate bucket of loans were 2.5-3%, with 1,053 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$600k-1MM 655 $501,305,000 $765,351 $5,553 2.76%
$200k-400k 545 $163,585,000 $300,156 $4,066 2.70%
$400k-600k 482 $238,720,000 $495,270 $4,891 2.71%
$1MM+ 230 $289,360,000 $1,258,087 $6,387 2.61%
$100k-200k 196 $30,130,000 $153,724 $3,185 2.63%
$100,000 or less 24 $1,980,000 $82,500 $3,319 2.80%

2021 saw United Nations Federal Credit Union place emphasis on $600k-1MM loans with 655 originations, totaling $501,305,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$150k-250k 779 $444,395,000 $570,469 $5,108 2.70%
$250k+ 684 $540,040,000 $789,532 $5,525 2.69%
$100k-150k 402 $158,660,000 $394,677 $4,334 2.72%
$75k-100k 134 $40,680,000 $303,582 $4,360 2.73%
$50k-75k 100 $23,890,000 $238,900 $3,612 2.72%
$50k or less 17 $2,835,000 $166,765 $3,190 2.82%

United Nations Federal Credit Union lent most frequently to those with incomes in the $150k-250k range, with 779 originations. The second most popular income band? $250k+, with 684 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 680 $382,300,000 $562,206 $4,705 2.69%
30-36% 442 $270,300,000 $611,538 $5,331 2.70%
<20% 285 $148,595,000 $521,386 $4,464 2.66%
36% 80 $52,940,000 $661,750 $5,008 2.73%
41% 73 $45,775,000 $627,055 $5,464 2.74%
37% 73 $42,695,000 $584,863 $5,485 2.83%
38% 73 $40,525,000 $555,137 $4,939 2.73%
39% 70 $41,330,000 $590,429 $5,067 2.73%
40% 66 $37,530,000 $568,636 $5,292 2.73%
42% 62 $36,420,000 $587,419 $5,068 2.74%
43% 53 $29,865,000 $563,491 $4,733 2.71%
44% 44 $25,530,000 $580,227 $5,466 2.72%
45% 35 $18,405,000 $525,857 $5,130 2.67%
46% 26 $11,850,000 $455,769 $4,576 2.76%
47% 22 $10,860,000 $493,636 $5,469 2.59%
48% 17 $7,395,000 $435,000 $4,910 2.78%
49% 16 $6,970,000 $435,625 $4,131 2.62%
50-60% 8 $3,880,000 $485,000 $4,488 2.67%
>60% 4 $2,850,000 $712,500 $7,538 2.88%

United Nations Federal Credit Union lent most frequently to those with DTI ratios of 20-30%, with 680 originations. The next most common DTI ratio? 30-36%, with 442 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 1,020 $605,330,000 $593,461 $5,030 2.73%
Not provided 513 $306,465,000 $597,398 $5,149 2.68%
Asian 318 $169,750,000 $533,805 $4,451 2.68%
Black 141 $58,815,000 $417,128 $4,700 2.75%
Asian Indian 57 $35,035,000 $614,649 $4,690 2.56%
Chinese 24 $13,980,000 $582,500 $4,102 2.53%
Other Asian 26 $11,290,000 $434,231 $4,438 2.64%
Not applicable 2 $8,760,000 $4,380,000 $0 3.38%
Filipino 12 $6,160,000 $513,333 $5,544 2.86%
Japanese 4 $2,810,000 $702,500 $10,642 2.53%
American Indian 6 $2,610,000 $435,000 $4,826 2.92%
Korean 4 $2,210,000 $552,500 $5,018 2.59%
Vietnamese 3 $1,135,000 $378,333 $3,219 1.96%
Native Hawaiian 2 $730,000 $365,000 $5,861 2.81%

Approval Rates

Total approvals of all applications
89.20%

United Nations Federal Credit Union has an average approval rate.

Pick Rate

Approvals leading to origination
75.11%

United Nations Federal Credit Union has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 2,132 $1,225,080,000 $574,615

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
2,132 $1,225,080,000 $574,615

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 176 $82,090,000 $466,420 $4,147 2.49%
40-60% 413 $220,465,000 $533,814 $4,376 2.61%
60-80% 1,097 $667,945,000 $608,883 $5,085 2.72%
80-100% 430 $249,550,000 $580,349 $5,399 2.84%
Under 20% 16 $5,030,000 $314,375 $4,231 2.44%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
UNITED SERVICES AUTOMOBILE ASSOCIATION Conventional home mortgage Trouble during payment process 13 19.4%
UNITED SERVICES AUTOMOBILE ASSOCIATION VA mortgage Trouble during payment process 11 16.4%
UNITED SERVICES AUTOMOBILE ASSOCIATION VA mortgage Struggling to pay mortgage 6 9.0%
UNITED SERVICES AUTOMOBILE ASSOCIATION VA mortgage Closing on a mortgage 4 6.0%
UNITED SERVICES AUTOMOBILE ASSOCIATION VA mortgage Applying for a mortgage or refinancing an existing mortgage 10 14.9%
UNITED SERVICES AUTOMOBILE ASSOCIATION Other type of mortgage Problem with fraud alerts or security freezes 1 1.5%
UNITED SERVICES AUTOMOBILE ASSOCIATION Other type of mortgage Closing on a mortgage 1 1.5%
UNITED SERVICES AUTOMOBILE ASSOCIATION Home equity loan or line of credit (HELOC) Trouble during payment process 3 4.5%
UNITED SERVICES AUTOMOBILE ASSOCIATION Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 9 13.4%
UNITED SERVICES AUTOMOBILE ASSOCIATION Conventional home mortgage Closing on a mortgage 4 6.0%
UNITED SERVICES AUTOMOBILE ASSOCIATION Conventional home mortgage Incorrect information on your report 1 1.5%
UNITED SERVICES AUTOMOBILE ASSOCIATION Conventional home mortgage Struggling to pay mortgage 1 1.5%
UNITED SERVICES AUTOMOBILE ASSOCIATION Home equity loan or line of credit (HELOC) Struggling to pay mortgage 3 4.5%