Contour Mortgage Corporation Rates, Fees & Info

DOVER, DE

LEI: 549300LLKEKXL2RM1F61

Tax ID: 04-3212636

1.4 stars - out of 5 stars, based on 78 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Contour Mortgage Corporation is a small mortgage company specializing in Home Purchase and Refi loans. Contour Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include New York, Washington, Baltimore, Atlanta, and Philadelphia among others. Contour Mortgage Corporation has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Contour Mortgage Corporation is typically a high fee lendor.


Originations

6,073

Origination Dollar Volume (All Markets)

$2,186,915,000
Show all (10) awards

Relative Rate

Contour Mortgage Corporation's average 30 year fixed rate mortgage of loans were 3.04%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.11%.

Relative Fees

Contour Mortgage Corporation's average total fees for a 30 year fixed rate mortgage are $8,631.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 3,151 $1,400,415,000 $444,435 $9,890 3.05%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 158 $55,360,000 $350,380 $7,369 3.02%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 161 $47,465,000 $294,814 $6,740 3.00%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 155 $39,285,000 $253,452 $6,994 3.15%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 152 $38,880,000 $255,789 $6,570 3.05%
READING, PA (FHA|USDA|VA) 136 $28,850,000 $212,132 $5,852 2.99%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 53 $26,785,000 $505,377 $12,981 3.05%
JACKSONVILLE, FL (FHA|USDA|VA) 95 $24,345,000 $256,263 $6,725 3.10%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 68 $21,780,000 $320,294 $6,929 3.02%
COLORADO SPRINGS, CO (FHA|USDA|VA) 57 $18,865,000 $330,965 $5,691 2.98%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 69 $17,605,000 $255,145 $5,169 2.94%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 63 $17,555,000 $278,651 $4,985 2.99%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 73 $16,755,000 $229,521 $5,762 3.17%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 37 $15,825,000 $427,703 $7,508 2.95%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 45 $15,205,000 $337,889 $8,627 3.11%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 58 $14,480,000 $249,655 $6,938 2.96%
Outside of Metro Areas 65 $13,805,000 $212,385 $6,684 3.03%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 36 $11,260,000 $312,778 $8,740 2.92%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 36 $11,140,000 $309,444 $6,460 2.80%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 44 $10,520,000 $239,091 $6,557 2.76%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 28 $9,940,000 $355,000 $6,457 3.01%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 27 $9,915,000 $367,222 $8,505 2.81%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 36 $9,660,000 $268,333 $6,356 3.00%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 37 $9,245,000 $249,865 $6,098 2.84%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 41 $9,155,000 $223,293 $5,959 3.07%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 23 $7,865,000 $341,957 $5,383 2.88%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 40 $7,640,000 $191,000 $5,411 3.25%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 30 $7,280,000 $242,667 $4,644 2.68%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 30 $7,260,000 $242,000 $5,937 2.85%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 16 $6,990,000 $436,875 $13,113 2.80%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 13 $6,785,000 $521,923 $8,237 3.04%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 29 $6,735,000 $232,241 $5,371 3.00%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 27 $6,715,000 $248,704 $5,942 2.68%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 22 $6,370,000 $289,545 $6,975 2.67%
EAST STROUDSBURG, PA (FHA|USDA|VA) 26 $5,800,000 $223,077 $6,561 3.25%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 12 $5,760,000 $480,000 $7,720 2.81%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 23 $5,735,000 $249,348 $6,482 3.12%
PITTSBURGH, PA (FHA|USDA|VA) 24 $5,240,000 $218,333 $7,017 2.97%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 21 $5,075,000 $241,667 $6,191 2.61%
YORK-HANOVER, PA (FHA|USDA|VA) 27 $4,905,000 $181,667 $5,638 2.94%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 23 $4,865,000 $211,522 $7,059 3.13%
ALBUQUERQUE, NM (FHA|USDA|VA) 21 $4,665,000 $222,143 $5,627 2.69%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 17 $4,655,000 $273,824 $9,928 2.76%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 12 $4,280,000 $356,667 $12,568 2.79%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 15 $4,125,000 $275,000 $6,441 2.84%
LANCASTER, PA (FHA|USDA|VA) 15 $3,825,000 $255,000 $7,514 3.13%
SAVANNAH, GA (FHA|USDA|VA) 17 $3,775,000 $222,059 $5,493 2.87%
WORCESTER, MA-CT (FHA|USDA|VA) 14 $3,600,000 $257,143 $6,148 2.81%
SALISBURY, MD-DE (FHA|USDA|VA) 13 $3,475,000 $267,308 $7,708 2.97%
FAYETTEVILLE, NC (FHA|USDA|VA) 18 $3,420,000 $190,000 $4,809 2.59%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 13 $3,065,000 $235,769 $7,684 3.00%
PORT ST. LUCIE, FL (FHA|USDA|VA) 11 $3,015,000 $274,091 $8,553 2.94%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 16 $2,880,000 $180,000 $3,642 2.60%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 9 $2,875,000 $319,444 $6,799 2.68%
COLUMBIA, SC (FHA|USDA|VA) 14 $2,760,000 $197,143 $5,243 2.80%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 9 $2,705,000 $300,556 $5,204 3.01%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 13 $2,705,000 $208,077 $5,173 2.57%
Torrington, CT (FHA|USDA|VA) 10 $2,630,000 $263,000 $4,665 2.70%
RICHMOND, VA (FHA|USDA|VA) 10 $2,560,000 $256,000 $4,572 2.84%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 9 $2,555,000 $283,889 $7,329 2.97%
SPRINGFIELD, MA (FHA|USDA|VA) 9 $2,285,000 $253,889 $6,504 3.08%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 11 $2,215,000 $201,364 $6,009 3.06%
RALEIGH-CARY, NC (FHA|USDA|VA) 8 $2,150,000 $268,750 $8,169 3.00%
HUNTSVILLE, AL (FHA|USDA|VA) 9 $2,145,000 $238,333 $7,200 2.93%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 10 $2,140,000 $214,000 $6,547 2.76%
WINCHESTER, VA-WV (FHA|USDA|VA) 10 $2,010,000 $201,000 $6,194 3.08%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 6 $1,970,000 $328,333 $11,499 2.98%
GREELEY, CO (FHA|USDA|VA) 5 $1,965,000 $393,000 $7,236 2.93%
PUEBLO, CO (FHA|USDA|VA) 8 $1,960,000 $245,000 $5,247 2.95%
KINGSTON, NY (FHA|USDA|VA) 6 $1,890,000 $315,000 $8,371 3.10%
COLUMBUS, GA-AL (FHA|USDA|VA) 10 $1,850,000 $185,000 $6,278 2.74%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 8 $1,850,000 $231,250 $5,344 2.70%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 8 $1,840,000 $230,000 $6,691 3.39%
HINESVILLE, GA (FHA|USDA|VA) 9 $1,725,000 $191,667 $4,492 2.51%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 6 $1,660,000 $276,667 $10,219 2.81%
OCALA, FL (FHA|USDA|VA) 7 $1,555,000 $222,143 $5,795 3.66%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 9 $1,535,000 $170,556 $4,570 2.96%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 5 $1,505,000 $301,000 $6,892 2.50%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 5 $1,505,000 $301,000 $6,772 2.83%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 5 $1,355,000 $271,000 $7,185 2.30%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 9 $1,285,000 $142,778 $6,694 2.75%
SPARTANBURG, SC (FHA|USDA|VA) 6 $1,280,000 $213,333 $4,443 2.63%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 6 $1,260,000 $210,000 $6,718 3.00%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 7 $1,255,000 $179,286 $5,477 2.63%
KNOXVILLE, TN (FHA|USDA|VA) 5 $1,235,000 $247,000 $7,371 2.85%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 3 $1,225,000 $408,333 $9,426 2.54%
OCEAN CITY, NJ (FHA|USDA|VA) 4 $1,220,000 $305,000 $5,826 3.00%
BAKERSFIELD, CA (FHA|USDA|VA) 4 $1,190,000 $297,500 $8,064 2.75%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 4 $1,170,000 $292,500 $9,516 3.03%
WILMINGTON, NC (FHA|USDA|VA) 4 $1,160,000 $290,000 $4,297 2.56%
BRUNSWICK, GA (FHA|USDA|VA) 5 $1,155,000 $231,000 $10,263 3.28%
THE VILLAGES, FL (FHA|USDA|VA) 4 $1,150,000 $287,500 $4,743 3.00%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 6 $1,140,000 $190,000 $4,449 3.33%
Seneca, SC (FHA|USDA|VA) 3 $1,135,000 $378,333 $5,774 3.00%
WACO, TX (FHA|USDA|VA) 4 $1,100,000 $275,000 $9,300 2.72%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 7 $1,095,000 $156,429 $5,286 3.55%
LONGVIEW, WA (FHA|USDA|VA) 4 $1,090,000 $272,500 $8,988 2.75%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 4 $1,060,000 $265,000 $6,949 2.78%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 3 $1,055,000 $351,667 $12,943 3.42%
BOULDER, CO (FHA|USDA|VA) 2 $1,050,000 $525,000 $14,420 2.75%
LEBANON, PA (FHA|USDA|VA) 6 $1,050,000 $175,000 $6,488 3.15%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 6 $1,030,000 $171,667 $7,273 2.71%
Oneonta, NY (FHA|USDA|VA) 4 $1,030,000 $257,500 $8,578 2.91%
WINSTON-SALEM, NC (FHA|USDA|VA) 5 $1,005,000 $201,000 $6,006 3.05%
DOVER, DE (FHA|USDA|VA) 5 $1,005,000 $201,000 $6,292 2.83%
GLENS FALLS, NY (FHA|USDA|VA) 4 $940,000 $235,000 $6,806 3.31%
VISALIA, CA (FHA|USDA|VA) 3 $925,000 $308,333 $11,686 2.92%
SUMTER, SC (FHA|USDA|VA) 4 $920,000 $230,000 $4,818 2.66%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 4 $920,000 $230,000 $6,196 2.66%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 4 $910,000 $227,500 $5,915 2.66%
WARNER ROBINS, GA (FHA|USDA|VA) 3 $855,000 $285,000 $6,241 3.38%
SAN ANGELO, TX (FHA|USDA|VA) 5 $855,000 $171,000 $5,510 2.68%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 4 $850,000 $212,500 $6,143 2.72%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 3 $835,000 $278,333 $6,791 2.96%
COLUMBUS, OH (FHA|USDA|VA) 3 $805,000 $268,333 $9,543 2.54%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 3 $795,000 $265,000 $6,919 3.17%
BATTLE CREEK, MI (FHA|USDA|VA) 4 $780,000 $195,000 $7,807 3.56%
BINGHAMTON, NY (FHA|USDA|VA) 6 $770,000 $128,333 $5,691 3.35%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 3 $765,000 $255,000 $5,627 2.92%
SALEM, OR (FHA|USDA|VA) 3 $765,000 $255,000 $9,397 2.79%
Lewisburg, TN (FHA|USDA|VA) 3 $745,000 $248,333 $5,578 2.79%
SANTA FE, NM (FHA|USDA|VA) 1 $725,000 $725,000 $41,844 2.75%
MIDLAND, TX (FHA|USDA|VA) 3 $695,000 $231,667 $8,130 3.08%
CHICO, CA (FHA|USDA|VA) 1 $675,000 $675,000 $2,424 2.25%
LAS CRUCES, NM (FHA|USDA|VA) 3 $655,000 $218,333 $7,691 2.67%
NEW BERN, NC (FHA|USDA|VA) 3 $655,000 $218,333 $4,181 2.83%
Morehead City, NC (FHA|USDA|VA) 2 $640,000 $320,000 $10,954 2.56%
MADERA, CA (FHA|USDA|VA) 2 $630,000 $315,000 $15,747 2.94%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 3 $615,000 $205,000 $8,245 3.00%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 3 $615,000 $205,000 $2,967 2.75%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 2 $610,000 $305,000 $15,316 2.56%
ODESSA, TX (FHA|USDA|VA) 3 $605,000 $201,667 $6,727 2.63%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $605,000 $605,000 $14,306 3.00%
CaƱon City, CO (FHA|USDA|VA) 2 $600,000 $300,000 $7,631 3.06%
Sanford, NC (FHA|USDA|VA) 2 $600,000 $300,000 $6,552 2.75%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 3 $595,000 $198,333 $8,648 2.58%
CUMBERLAND, MD-WV (FHA|USDA|VA) 2 $580,000 $290,000 $4,270 3.44%
FORT COLLINS, CO (FHA|USDA|VA) 2 $570,000 $285,000 $9,211 3.13%
Shelton, WA (FHA|USDA|VA) 2 $550,000 $275,000 $11,655 2.81%
SYRACUSE, NY (FHA|USDA|VA) 3 $545,000 $181,667 $9,695 2.79%
Lebanon, NH-VT (FHA|USDA|VA) 1 $545,000 $545,000 $3,656 3.25%
Hudson, NY (FHA|USDA|VA) 2 $540,000 $270,000 $3,863 2.81%
Concord, NH (FHA|USDA|VA) 2 $540,000 $270,000 $12,307 3.06%
Key West, FL (FHA|USDA|VA) 1 $535,000 $535,000 $5,446 2.38%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 2 $530,000 $265,000 $7,262 2.75%
MODESTO, CA (FHA|USDA|VA) 2 $530,000 $265,000 $8,857 2.69%
MONTGOMERY, AL (FHA|USDA|VA) 3 $525,000 $175,000 $3,445 2.46%
DAYTON-KETTERING, OH (FHA|USDA|VA) 3 $525,000 $175,000 $5,389 3.21%
JACKSONVILLE, NC (FHA|USDA|VA) 3 $525,000 $175,000 $6,534 2.25%
FRESNO, CA (FHA|USDA|VA) 2 $510,000 $255,000 $4,811 2.25%
LAREDO, TX (FHA|USDA|VA) 2 $500,000 $250,000 $10,389 2.31%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 3 $495,000 $165,000 $5,190 2.71%
MOBILE, AL (FHA|USDA|VA) 2 $490,000 $245,000 $9,196 2.31%
JOHNSON CITY, TN (FHA|USDA|VA) 2 $470,000 $235,000 $8,130 2.69%
LONGVIEW, TX (FHA|USDA|VA) 2 $470,000 $235,000 $9,239 3.50%
VALLEJO, CA (FHA|USDA|VA) 1 $465,000 $465,000 $2,079 2.25%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $460,000 $230,000 $6,810 3.00%
CHARLESTON, WV (FHA|USDA|VA) 2 $460,000 $230,000 $3,715 2.25%
Cortland, NY (FHA|USDA|VA) 1 $455,000 $455,000 $9,127 3.25%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $450,000 $225,000 $8,261 3.38%
Traverse City, MI (FHA|USDA|VA) 1 $445,000 $445,000 $7,567 2.38%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $440,000 $220,000 $6,812 3.13%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 2 $430,000 $215,000 $7,007 3.38%
DULUTH, MN-WI (FHA|USDA|VA) 2 $430,000 $215,000 $8,737 2.69%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $420,000 $210,000 $7,825 3.63%
GRAND JUNCTION, CO (FHA|USDA|VA) 2 $420,000 $210,000 $7,149 2.94%
Las Vegas, NM (FHA|USDA|VA) 2 $420,000 $210,000 $4,781 2.25%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $415,000 $415,000 $18,887 2.75%
LYNCHBURG, VA (FHA|USDA|VA) 2 $410,000 $205,000 $5,005 2.56%
VALDOSTA, GA (FHA|USDA|VA) 2 $410,000 $205,000 $9,605 3.13%
Vineyard Haven, MA (FHA|USDA|VA) 1 $405,000 $405,000 $10,395 3.50%
Brenham, TX (FHA|USDA|VA) 1 $405,000 $405,000 $6,869 2.75%
JACKSON, TN (FHA|USDA|VA) 2 $400,000 $200,000 $6,281 2.81%
GOLDSBORO, NC (FHA|USDA|VA) 2 $400,000 $200,000 $9,752 2.69%
ASHEVILLE, NC (FHA|USDA|VA) 2 $390,000 $195,000 $5,013 2.69%
PUNTA GORDA, FL (FHA|USDA|VA) 2 $380,000 $190,000 $9,927 2.25%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $375,000 $375,000 $9,810 2.63%
Alexander City, AL (FHA|USDA|VA) 1 $365,000 $365,000 $8,449 2.75%
HARRISONBURG, VA (FHA|USDA|VA) 1 $355,000 $355,000 $2,855 3.25%
Georgetown, SC (FHA|USDA|VA) 1 $355,000 $355,000 $6,561 2.50%
St. Marys, GA (FHA|USDA|VA) 2 $350,000 $175,000 $7,033 2.69%
Albemarle, NC (FHA|USDA|VA) 2 $350,000 $175,000 $5,671 2.25%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 2 $340,000 $170,000 $6,090 2.88%
TOLEDO, OH (FHA|USDA|VA) 1 $335,000 $335,000 $10,877 3.00%
MERCED, CA (FHA|USDA|VA) 1 $335,000 $335,000 $8,923 2.63%
Athens, TX (FHA|USDA|VA) 2 $330,000 $165,000 $5,239 3.50%
STOCKTON, CA (FHA|USDA|VA) 1 $325,000 $325,000 $8,145 3.13%
Pottsville, PA (FHA|USDA|VA) 2 $320,000 $160,000 $6,446 3.00%
Grand Rapids, MN (FHA|USDA|VA) 1 $315,000 $315,000 $3,131 2.25%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $315,000 $315,000 $10,230 3.00%
Washington, NC (FHA|USDA|VA) 1 $315,000 $315,000 $3,546 3.00%
Palatka, FL (FHA|USDA|VA) 2 $310,000 $155,000 $3,884 3.56%
YUBA CITY, CA (FHA|USDA|VA) 1 $305,000 $305,000 $3,338 2.25%
Sunbury, PA (FHA|USDA|VA) 2 $300,000 $150,000 $5,752 3.56%
Lamesa, TX (FHA|USDA|VA) 1 $295,000 $295,000 $5,162 2.50%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $290,000 $145,000 $3,835 2.44%
YAKIMA, WA (FHA|USDA|VA) 2 $290,000 $145,000 $5,219 2.81%
MORRISTOWN, TN (FHA|USDA|VA) 2 $290,000 $145,000 $2,884 2.75%
Sevierville, TN (FHA|USDA|VA) 1 $285,000 $285,000 $4,177 2.75%
Gloversville, NY (FHA|USDA|VA) 2 $280,000 $140,000 $6,425 3.69%
Centralia, WA (FHA|USDA|VA) 1 $275,000 $275,000 $7,908 2.25%
Port Angeles, WA (FHA|USDA|VA) 1 $275,000 $275,000 $8,521 2.75%
MORGANTOWN, WV (FHA|USDA|VA) 1 $275,000 $275,000 $11,034 2.88%
AMARILLO, TX (FHA|USDA|VA) 1 $275,000 $275,000 $9,907 3.25%
Indiana, PA (FHA|USDA|VA) 1 $265,000 $265,000 $6,424 3.13%
Berlin, NH (FHA|USDA|VA) 2 $250,000 $125,000 $3,583 3.31%
Cookeville, TN (FHA|USDA|VA) 1 $245,000 $245,000 $7,316 3.50%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $245,000 $245,000 $1,248 2.63%
Laconia, NH (FHA|USDA|VA) 1 $245,000 $245,000 $4,870 2.25%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $245,000 $245,000 $8,123 3.25%
Lumberton, NC (FHA|USDA|VA) 1 $245,000 $245,000 $6,054 2.75%
FLINT, MI (FHA|USDA|VA) 1 $245,000 $245,000 $9,636 3.38%
Klamath Falls, OR (FHA|USDA|VA) 1 $245,000 $245,000 $2,960 2.25%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $245,000 $245,000 $3,010 2.25%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $235,000 $235,000 $7,329 2.75%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $235,000 $235,000 $4,363 3.50%
NILES, MI (FHA|USDA|VA) 1 $225,000 $225,000 $9,408 3.63%
Clarksburg, WV (FHA|USDA|VA) 1 $225,000 $225,000 $2,478 2.75%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $225,000 $225,000 $3,539 2.25%
SPRINGFIELD, OH (FHA|USDA|VA) 2 $220,000 $110,000 $6,108 3.94%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $215,000 $215,000 $11,776 2.25%
Sterling, CO (FHA|USDA|VA) 1 $215,000 $215,000 $8,039 3.13%
UTICA-ROME, NY (FHA|USDA|VA) 1 $215,000 $215,000 $5,879 2.88%
Huntingdon, PA (FHA|USDA|VA) 1 $215,000 $215,000 $10,293 3.25%
ABILENE, TX (FHA|USDA|VA) 1 $215,000 $215,000 $3,390 2.25%
Mount Airy, NC (FHA|USDA|VA) 1 $215,000 $215,000 $2,913 3.25%
GETTYSBURG, PA (FHA|USDA|VA) 1 $205,000 $205,000 $2,419 3.00%
LUBBOCK, TX (FHA|USDA|VA) 1 $205,000 $205,000 $8,433 2.88%
Borger, TX (FHA|USDA|VA) 1 $205,000 $205,000 $1,810 2.63%
VICTORIA, TX (FHA|USDA|VA) 1 $205,000 $205,000 $5,919 2.75%
PANAMA CITY, FL (FHA|USDA|VA) 1 $205,000 $205,000 $3,419 2.25%
Oil City, PA (FHA|USDA|VA) 1 $205,000 $205,000 $4,650 3.88%
LaGrange, GA-AL (FHA|USDA|VA) 1 $205,000 $205,000 $3,509 2.25%
TYLER, TX (FHA|USDA|VA) 1 $205,000 $205,000 $8,716 3.50%
ROCHESTER, MN (FHA|USDA|VA) 1 $185,000 $185,000 $1,860 3.50%
Roseburg, OR (FHA|USDA|VA) 1 $185,000 $185,000 $13,016 2.38%
Jefferson, GA (FHA|USDA|VA) 1 $185,000 $185,000 $4,797 2.75%
Lock Haven, PA (FHA|USDA|VA) 1 $185,000 $185,000 $5,782 4.13%
Bonham, TX (FHA|USDA|VA) 1 $185,000 $185,000 $2,971 2.75%
STAUNTON, VA (FHA|USDA|VA) 1 $185,000 $185,000 $5,682 2.75%
Pullman, WA (FHA|USDA|VA) 1 $185,000 $185,000 $2,769 3.88%
Keene, NH (FHA|USDA|VA) 1 $175,000 $175,000 $4,194 3.38%
Owatonna, MN (FHA|USDA|VA) 1 $165,000 $165,000 $4,399 2.25%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $165,000 $165,000 $5,120 2.25%
Forest City, NC (FHA|USDA|VA) 1 $165,000 $165,000 $7,702 3.50%
Huntsville, TX (FHA|USDA|VA) 1 $165,000 $165,000 $5,435 3.63%
ROANOKE, VA (FHA|USDA|VA) 1 $165,000 $165,000 $6,318 2.88%
Cornelia, GA (FHA|USDA|VA) 1 $165,000 $165,000 $2,030 3.25%
Roswell, NM (FHA|USDA|VA) 1 $165,000 $165,000 $4,906 2.75%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 1 $165,000 $165,000 $5,425 2.38%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $155,000 $155,000 $6,276 3.63%
Paris, TN (FHA|USDA|VA) 1 $155,000 $155,000 $10,517 2.38%
Clovis, NM (FHA|USDA|VA) 1 $155,000 $155,000 $5,195 2.25%
Fitzgerald, GA (FHA|USDA|VA) 1 $155,000 $155,000 $3,338 3.88%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $155,000 $155,000 $2,129 2.25%
WHEELING, WV-OH (FHA|USDA|VA) 1 $155,000 $155,000 $4,576 3.38%
EL PASO, TX (FHA|USDA|VA) 1 $145,000 $145,000 $2,904 2.38%
FLORENCE, SC (FHA|USDA|VA) 1 $145,000 $145,000 $5,940 3.25%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $135,000 $135,000 $3,351 3.38%
Bainbridge, GA (FHA|USDA|VA) 1 $135,000 $135,000 $6,019 3.88%
Shelby, NC (FHA|USDA|VA) 1 $125,000 $125,000 $3,246 3.25%
GAINESVILLE, FL (FHA|USDA|VA) 1 $125,000 $125,000 $4,826 2.25%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $125,000 $125,000 $5,571 3.00%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $125,000 $125,000 $3,605 2.25%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $115,000 $115,000 $4,425 2.63%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 1 $115,000 $115,000 $4,488 3.13%
Ashtabula, OH (FHA|USDA|VA) 1 $95,000 $95,000 $2,098 3.25%
ROME, GA (FHA|USDA|VA) 1 $75,000 $75,000 $4,700 2.75%
Auburn, NY (FHA|USDA|VA) 1 $75,000 $75,000 $3,009 3.88%

Contour Mortgage Corporation's top markets include New York, Washington, Baltimore, Atlanta, and Philadelphia among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 4,181 $1,535,555,000 $367,270 $7,216 3.08%
FHA 951 $365,025,000 $383,833 $14,580 3.05%
VA 912 $280,400,000 $307,456 $7,162 2.64%
USDA 29 $5,935,000 $204,655 $6,183 3.06%

For the 2021 period, Contour Mortgage Corporation's most frequently originated loan type of loans were Conventional, with 4,181 originations. Their 2nd most popular type is FHA, with 951 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 3,050 $1,212,570,000 $397,564 $9,163 3.12%
Refi 1,766 $554,720,000 $314,111 $6,534 2.76%
Cash Out Refi 1,257 $419,625,000 $333,831 $9,032 3.09%

For the 2021, Contour Mortgage Corporation's most frequently cited loan purpose of loans were Home Purchase, with 3,050 originations. The 2nd most popular reason of loans were Refi, with 1,766 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 5,527 $2,032,795,000 $367,794 $8,631 3.04%
15 Year 299 $81,285,000 $271,856 $5,566 2.52%
20 Year 149 $44,715,000 $300,101 $5,857 2.84%
Other 84 $25,670,000 $305,595 $6,265 2.91%
10 Year 13 $2,435,000 $187,308 $4,247 2.84%
5 Year 1 $15,000 $15,000 $150 1.00%

For the 2021, Contour Mortgage Corporation's most frequently cited loan length of loans were 30 Year, with 5,527 originations. The 2nd most popular length of loans were 15 Year, with 299 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 2,286 $786,650,000 $344,116
$5k+ 1,499 $685,185,000 $457,095
$3k-4k 1,061 $349,615,000 $329,515
$<1k 599 $184,485,000 $307,988
$2k-3k 595 $171,195,000 $287,723

$8,631 of loans were Contour Mortgage Corporation's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 2,286 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 2,687 $1,017,785,000 $378,781
2.5-3% 2,387 $867,355,000 $363,366
<2.5% 906 $274,790,000 $303,300
4-5% 91 $26,765,000 $294,121
5-6% 1 $205,000 $205,000
7-8% 1 $15,000 $15,000

During 2021, Contour Mortgage Corporation's average interest rate of loans were 3.04%, while their most frequently originated rate bucket of loans were 3-4%, with 2,687 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 2,680 $785,790,000 $293,205 $7,128 2.97%
$400k-600k 1,784 $861,060,000 $482,657 $9,861 3.01%
$100k-200k 1,031 $166,065,000 $161,072 $5,212 3.02%
$600k-1MM 495 $347,225,000 $701,465 $16,141 3.15%
$100,000 or less 66 $5,270,000 $79,848 $3,902 3.13%
$1MM+ 17 $21,505,000 $1,265,000 $26,916 3.27%

2021 saw Contour Mortgage Corporation place emphasis on $200k-400k loans with 2,680 originations, totaling $785,790,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$100k-150k 1,754 $737,360,000 $420,388 $9,769 3.05%
$75k-100k 1,219 $412,195,000 $338,142 $8,724 3.04%
$50k-75k 992 $255,030,000 $257,087 $7,520 3.05%
$150k-250k 979 $441,795,000 $451,272 $8,864 3.09%
$50k or less 855 $195,305,000 $228,427 $5,533 2.75%
$250k+ 274 $145,230,000 $530,036 $8,035 3.02%

Contour Mortgage Corporation lent most frequently to those with incomes in the $100k-150k range, with 1,754 originations. The second most popular income band? $75k-100k, with 1,219 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
30-36% 922 $319,900,000 $346,963 $7,253 3.05%
20-30% 825 $280,225,000 $339,667 $6,712 2.98%
50-60% 373 $157,315,000 $421,756 $14,754 2.97%
44% 296 $113,150,000 $382,264 $9,288 3.09%
49% 292 $119,030,000 $407,637 $10,641 3.09%
43% 257 $96,055,000 $373,755 $8,460 3.10%
42% 246 $88,710,000 $360,610 $8,481 3.13%
41% 239 $90,565,000 $378,933 $8,938 3.09%
45% 236 $88,190,000 $373,686 $8,877 3.12%
<20% 232 $73,040,000 $314,828 $6,347 2.97%
40% 231 $88,095,000 $381,364 $8,674 3.10%
47% 230 $90,360,000 $392,870 $9,869 3.05%
37% 228 $82,110,000 $360,132 $7,854 3.10%
48% 227 $93,055,000 $409,934 $10,322 3.09%
46% 211 $79,865,000 $378,507 $9,464 3.03%
38% 196 $71,440,000 $364,490 $8,288 3.12%
39% 189 $68,035,000 $359,974 $8,707 3.13%
36% 165 $60,725,000 $368,030 $7,878 3.08%
>60% 4 $1,740,000 $435,000 $14,736 2.91%

Contour Mortgage Corporation lent most frequently to those with DTI ratios of 30-36%, with 922 originations. The next most common DTI ratio? 20-30%, with 825 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 3,582 $1,228,750,000 $343,035 $7,507 2.99%
Not provided 1,145 $392,655,000 $342,930 $7,805 2.99%
Black 938 $379,360,000 $404,435 $11,524 3.09%
Asian 381 $176,565,000 $463,425 $10,413 3.06%
Native Hawaiian 6 $2,600,000 $433,333 $9,869 3.10%
Filipino 6 $2,070,000 $345,000 $6,561 3.13%
American Indian 7 $1,965,000 $280,714 $8,457 3.14%
Chinese 3 $735,000 $245,000 $4,324 2.96%
Asian Indian 2 $700,000 $350,000 $5,062 2.81%
Korean 1 $675,000 $675,000 $6,250 3.25%
Other Pacific Islander 1 $435,000 $435,000 $6,735 3.00%
Other Asian 1 $405,000 $405,000 $5,866 3.25%

Approval Rates

Total approvals of all applications
97.13%

Contour Mortgage Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
62.42%

Contour Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
NA 6,073 $2,186,915,000 $360,105

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
6,073 $2,186,915,000 $360,105

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 159 $40,555,000 $255,063 $6,310 2.86%
40-60% 636 $204,930,000 $322,217 $6,626 2.91%
60-80% 2,238 $804,780,000 $359,598 $7,588 3.05%
80-100% 2,935 $1,097,215,000 $373,838 $9,295 3.02%
Over 100% 91 $37,455,000 $411,593 $13,877 2.83%
Under 20% 14 $1,980,000 $141,429 $3,721 2.63%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
CONTOUR MORTGAGE CORPORATION Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 50.0%
CONTOUR MORTGAGE CORPORATION FHA mortgage Closing on a mortgage 1 50.0%