Contour Mortgage Corporation Rates, Fees & Info
DOVER, DELEI: 549300LLKEKXL2RM1F61
Tax ID: 04-3212636
1.4 stars
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Overview
Contour Mortgage Corporation is a small mortgage company specializing in Home Purchase and Refi loans. Contour Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include New York, Washington, Baltimore, Atlanta, and Philadelphia among others. Contour Mortgage Corporation has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Contour Mortgage Corporation is typically a high fee lendor.Originations
6,073Origination Dollar Volume (All Markets)
$2,186,915,000Awards
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CONTOUR MORTGAGE CORPORATION - 2021
CONTOUR MORTGAGE CORPORATION is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Contour Mortgage Corporation's average 30 year fixed rate mortgage of loans were
3.04%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0.11%.
Relative Fees
Contour Mortgage Corporation's average total fees for a 30 year fixed rate
mortgage are $8,631.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 3,151 | $1,400,415,000 | $444,435 | $9,890 | 3.05% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 158 | $55,360,000 | $350,380 | $7,369 | 3.02% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 161 | $47,465,000 | $294,814 | $6,740 | 3.00% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 155 | $39,285,000 | $253,452 | $6,994 | 3.15% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 152 | $38,880,000 | $255,789 | $6,570 | 3.05% |
| READING, PA (FHA|USDA|VA) | 136 | $28,850,000 | $212,132 | $5,852 | 2.99% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 53 | $26,785,000 | $505,377 | $12,981 | 3.05% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 95 | $24,345,000 | $256,263 | $6,725 | 3.10% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 68 | $21,780,000 | $320,294 | $6,929 | 3.02% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 57 | $18,865,000 | $330,965 | $5,691 | 2.98% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 69 | $17,605,000 | $255,145 | $5,169 | 2.94% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 63 | $17,555,000 | $278,651 | $4,985 | 2.99% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 73 | $16,755,000 | $229,521 | $5,762 | 3.17% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 37 | $15,825,000 | $427,703 | $7,508 | 2.95% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 45 | $15,205,000 | $337,889 | $8,627 | 3.11% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 58 | $14,480,000 | $249,655 | $6,938 | 2.96% |
| Outside of Metro Areas | 65 | $13,805,000 | $212,385 | $6,684 | 3.03% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 36 | $11,260,000 | $312,778 | $8,740 | 2.92% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 36 | $11,140,000 | $309,444 | $6,460 | 2.80% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 44 | $10,520,000 | $239,091 | $6,557 | 2.76% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 28 | $9,940,000 | $355,000 | $6,457 | 3.01% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 27 | $9,915,000 | $367,222 | $8,505 | 2.81% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 36 | $9,660,000 | $268,333 | $6,356 | 3.00% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 37 | $9,245,000 | $249,865 | $6,098 | 2.84% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 41 | $9,155,000 | $223,293 | $5,959 | 3.07% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 23 | $7,865,000 | $341,957 | $5,383 | 2.88% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 40 | $7,640,000 | $191,000 | $5,411 | 3.25% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 30 | $7,280,000 | $242,667 | $4,644 | 2.68% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 30 | $7,260,000 | $242,000 | $5,937 | 2.85% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 16 | $6,990,000 | $436,875 | $13,113 | 2.80% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 13 | $6,785,000 | $521,923 | $8,237 | 3.04% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 29 | $6,735,000 | $232,241 | $5,371 | 3.00% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 27 | $6,715,000 | $248,704 | $5,942 | 2.68% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 22 | $6,370,000 | $289,545 | $6,975 | 2.67% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 26 | $5,800,000 | $223,077 | $6,561 | 3.25% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 12 | $5,760,000 | $480,000 | $7,720 | 2.81% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 23 | $5,735,000 | $249,348 | $6,482 | 3.12% |
| PITTSBURGH, PA (FHA|USDA|VA) | 24 | $5,240,000 | $218,333 | $7,017 | 2.97% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 21 | $5,075,000 | $241,667 | $6,191 | 2.61% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 27 | $4,905,000 | $181,667 | $5,638 | 2.94% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 23 | $4,865,000 | $211,522 | $7,059 | 3.13% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 21 | $4,665,000 | $222,143 | $5,627 | 2.69% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 17 | $4,655,000 | $273,824 | $9,928 | 2.76% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 12 | $4,280,000 | $356,667 | $12,568 | 2.79% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 15 | $4,125,000 | $275,000 | $6,441 | 2.84% |
| LANCASTER, PA (FHA|USDA|VA) | 15 | $3,825,000 | $255,000 | $7,514 | 3.13% |
| SAVANNAH, GA (FHA|USDA|VA) | 17 | $3,775,000 | $222,059 | $5,493 | 2.87% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 14 | $3,600,000 | $257,143 | $6,148 | 2.81% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 13 | $3,475,000 | $267,308 | $7,708 | 2.97% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 18 | $3,420,000 | $190,000 | $4,809 | 2.59% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 13 | $3,065,000 | $235,769 | $7,684 | 3.00% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 11 | $3,015,000 | $274,091 | $8,553 | 2.94% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 16 | $2,880,000 | $180,000 | $3,642 | 2.60% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 9 | $2,875,000 | $319,444 | $6,799 | 2.68% |
| COLUMBIA, SC (FHA|USDA|VA) | 14 | $2,760,000 | $197,143 | $5,243 | 2.80% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 9 | $2,705,000 | $300,556 | $5,204 | 3.01% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 13 | $2,705,000 | $208,077 | $5,173 | 2.57% |
| Torrington, CT (FHA|USDA|VA) | 10 | $2,630,000 | $263,000 | $4,665 | 2.70% |
| RICHMOND, VA (FHA|USDA|VA) | 10 | $2,560,000 | $256,000 | $4,572 | 2.84% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 9 | $2,555,000 | $283,889 | $7,329 | 2.97% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 9 | $2,285,000 | $253,889 | $6,504 | 3.08% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 11 | $2,215,000 | $201,364 | $6,009 | 3.06% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 8 | $2,150,000 | $268,750 | $8,169 | 3.00% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 9 | $2,145,000 | $238,333 | $7,200 | 2.93% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 10 | $2,140,000 | $214,000 | $6,547 | 2.76% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 10 | $2,010,000 | $201,000 | $6,194 | 3.08% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 6 | $1,970,000 | $328,333 | $11,499 | 2.98% |
| GREELEY, CO (FHA|USDA|VA) | 5 | $1,965,000 | $393,000 | $7,236 | 2.93% |
| PUEBLO, CO (FHA|USDA|VA) | 8 | $1,960,000 | $245,000 | $5,247 | 2.95% |
| KINGSTON, NY (FHA|USDA|VA) | 6 | $1,890,000 | $315,000 | $8,371 | 3.10% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 10 | $1,850,000 | $185,000 | $6,278 | 2.74% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 8 | $1,850,000 | $231,250 | $5,344 | 2.70% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 8 | $1,840,000 | $230,000 | $6,691 | 3.39% |
| HINESVILLE, GA (FHA|USDA|VA) | 9 | $1,725,000 | $191,667 | $4,492 | 2.51% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 6 | $1,660,000 | $276,667 | $10,219 | 2.81% |
| OCALA, FL (FHA|USDA|VA) | 7 | $1,555,000 | $222,143 | $5,795 | 3.66% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 9 | $1,535,000 | $170,556 | $4,570 | 2.96% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 5 | $1,505,000 | $301,000 | $6,892 | 2.50% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 5 | $1,505,000 | $301,000 | $6,772 | 2.83% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 5 | $1,355,000 | $271,000 | $7,185 | 2.30% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 9 | $1,285,000 | $142,778 | $6,694 | 2.75% |
| SPARTANBURG, SC (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $4,443 | 2.63% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 6 | $1,260,000 | $210,000 | $6,718 | 3.00% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 7 | $1,255,000 | $179,286 | $5,477 | 2.63% |
| KNOXVILLE, TN (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $7,371 | 2.85% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 3 | $1,225,000 | $408,333 | $9,426 | 2.54% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $5,826 | 3.00% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $8,064 | 2.75% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $9,516 | 3.03% |
| WILMINGTON, NC (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $4,297 | 2.56% |
| BRUNSWICK, GA (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $10,263 | 3.28% |
| THE VILLAGES, FL (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $4,743 | 3.00% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $4,449 | 3.33% |
| Seneca, SC (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $5,774 | 3.00% |
| WACO, TX (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $9,300 | 2.72% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 7 | $1,095,000 | $156,429 | $5,286 | 3.55% |
| LONGVIEW, WA (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $8,988 | 2.75% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $6,949 | 2.78% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $12,943 | 3.42% |
| BOULDER, CO (FHA|USDA|VA) | 2 | $1,050,000 | $525,000 | $14,420 | 2.75% |
| LEBANON, PA (FHA|USDA|VA) | 6 | $1,050,000 | $175,000 | $6,488 | 3.15% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 6 | $1,030,000 | $171,667 | $7,273 | 2.71% |
| Oneonta, NY (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $8,578 | 2.91% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $6,006 | 3.05% |
| DOVER, DE (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $6,292 | 2.83% |
| GLENS FALLS, NY (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $6,806 | 3.31% |
| VISALIA, CA (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $11,686 | 2.92% |
| SUMTER, SC (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $4,818 | 2.66% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $6,196 | 2.66% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $5,915 | 2.66% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $6,241 | 3.38% |
| SAN ANGELO, TX (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $5,510 | 2.68% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $6,143 | 2.72% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $6,791 | 2.96% |
| COLUMBUS, OH (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $9,543 | 2.54% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $6,919 | 3.17% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $7,807 | 3.56% |
| BINGHAMTON, NY (FHA|USDA|VA) | 6 | $770,000 | $128,333 | $5,691 | 3.35% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $5,627 | 2.92% |
| SALEM, OR (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $9,397 | 2.79% |
| Lewisburg, TN (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $5,578 | 2.79% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $41,844 | 2.75% |
| MIDLAND, TX (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $8,130 | 3.08% |
| CHICO, CA (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $2,424 | 2.25% |
| LAS CRUCES, NM (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $7,691 | 2.67% |
| NEW BERN, NC (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $4,181 | 2.83% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $10,954 | 2.56% |
| MADERA, CA (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $15,747 | 2.94% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $8,245 | 3.00% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $2,967 | 2.75% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $15,316 | 2.56% |
| ODESSA, TX (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $6,727 | 2.63% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $14,306 | 3.00% |
| Cañon City, CO (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $7,631 | 3.06% |
| Sanford, NC (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $6,552 | 2.75% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $8,648 | 2.58% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $4,270 | 3.44% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $9,211 | 3.13% |
| Shelton, WA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $11,655 | 2.81% |
| SYRACUSE, NY (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $9,695 | 2.79% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $3,656 | 3.25% |
| Hudson, NY (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $3,863 | 2.81% |
| Concord, NH (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $12,307 | 3.06% |
| Key West, FL (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $5,446 | 2.38% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $7,262 | 2.75% |
| MODESTO, CA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $8,857 | 2.69% |
| MONTGOMERY, AL (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $3,445 | 2.46% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $5,389 | 3.21% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $6,534 | 2.25% |
| FRESNO, CA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $4,811 | 2.25% |
| LAREDO, TX (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $10,389 | 2.31% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $5,190 | 2.71% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $9,196 | 2.31% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $8,130 | 2.69% |
| LONGVIEW, TX (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $9,239 | 3.50% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $2,079 | 2.25% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $6,810 | 3.00% |
| CHARLESTON, WV (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,715 | 2.25% |
| Cortland, NY (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $9,127 | 3.25% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $8,261 | 3.38% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $7,567 | 2.38% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,812 | 3.13% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $7,007 | 3.38% |
| DULUTH, MN-WI (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $8,737 | 2.69% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $7,825 | 3.63% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $7,149 | 2.94% |
| Las Vegas, NM (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,781 | 2.25% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $18,887 | 2.75% |
| LYNCHBURG, VA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,005 | 2.56% |
| VALDOSTA, GA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $9,605 | 3.13% |
| Vineyard Haven, MA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $10,395 | 3.50% |
| Brenham, TX (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $6,869 | 2.75% |
| JACKSON, TN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,281 | 2.81% |
| GOLDSBORO, NC (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $9,752 | 2.69% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,013 | 2.69% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $9,927 | 2.25% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $9,810 | 2.63% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $8,449 | 2.75% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,855 | 3.25% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $6,561 | 2.50% |
| St. Marys, GA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $7,033 | 2.69% |
| Albemarle, NC (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,671 | 2.25% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,090 | 2.88% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $10,877 | 3.00% |
| MERCED, CA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $8,923 | 2.63% |
| Athens, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,239 | 3.50% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $8,145 | 3.13% |
| Pottsville, PA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,446 | 3.00% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,131 | 2.25% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $10,230 | 3.00% |
| Washington, NC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,546 | 3.00% |
| Palatka, FL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,884 | 3.56% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,338 | 2.25% |
| Sunbury, PA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,752 | 3.56% |
| Lamesa, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,162 | 2.50% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,835 | 2.44% |
| YAKIMA, WA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,219 | 2.81% |
| MORRISTOWN, TN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,884 | 2.75% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,177 | 2.75% |
| Gloversville, NY (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,425 | 3.69% |
| Centralia, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,908 | 2.25% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,521 | 2.75% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $11,034 | 2.88% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,907 | 3.25% |
| Indiana, PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,424 | 3.13% |
| Berlin, NH (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,583 | 3.31% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,316 | 3.50% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,248 | 2.63% |
| Laconia, NH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,870 | 2.25% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,123 | 3.25% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,054 | 2.75% |
| FLINT, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,636 | 3.38% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,960 | 2.25% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,010 | 2.25% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,329 | 2.75% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,363 | 3.50% |
| NILES, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,408 | 3.63% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,478 | 2.75% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,539 | 2.25% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $6,108 | 3.94% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $11,776 | 2.25% |
| Sterling, CO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,039 | 3.13% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,879 | 2.88% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,293 | 3.25% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,390 | 2.25% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,913 | 3.25% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,419 | 3.00% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,433 | 2.88% |
| Borger, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,810 | 2.63% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,919 | 2.75% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,419 | 2.25% |
| Oil City, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,650 | 3.88% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,509 | 2.25% |
| TYLER, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,716 | 3.50% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,860 | 3.50% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $13,016 | 2.38% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,797 | 2.75% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,782 | 4.13% |
| Bonham, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,971 | 2.75% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,682 | 2.75% |
| Pullman, WA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,769 | 3.88% |
| Keene, NH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,194 | 3.38% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,399 | 2.25% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,120 | 2.25% |
| Forest City, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,702 | 3.50% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,435 | 3.63% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,318 | 2.88% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,030 | 3.25% |
| Roswell, NM (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,906 | 2.75% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,425 | 2.38% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,276 | 3.63% |
| Paris, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $10,517 | 2.38% |
| Clovis, NM (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,195 | 2.25% |
| Fitzgerald, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,338 | 3.88% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,129 | 2.25% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,576 | 3.38% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,904 | 2.38% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,940 | 3.25% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,351 | 3.38% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,019 | 3.88% |
| Shelby, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,246 | 3.25% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,826 | 2.25% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,571 | 3.00% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,605 | 2.25% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,425 | 2.63% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,488 | 3.13% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,098 | 3.25% |
| ROME, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,700 | 2.75% |
| Auburn, NY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,009 | 3.88% |
Contour Mortgage Corporation's top markets include New York, Washington, Baltimore, Atlanta, and Philadelphia among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 4,181 | $1,535,555,000 | $367,270 | $7,216 | 3.08% |
| FHA | 951 | $365,025,000 | $383,833 | $14,580 | 3.05% |
| VA | 912 | $280,400,000 | $307,456 | $7,162 | 2.64% |
| USDA | 29 | $5,935,000 | $204,655 | $6,183 | 3.06% |
For the 2021 period, Contour Mortgage Corporation's most frequently originated loan type of loans were Conventional, with 4,181 originations. Their 2nd most popular type is FHA, with 951 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Home Purchase | 3,050 | $1,212,570,000 | $397,564 | $9,163 | 3.12% |
| Refi | 1,766 | $554,720,000 | $314,111 | $6,534 | 2.76% |
| Cash Out Refi | 1,257 | $419,625,000 | $333,831 | $9,032 | 3.09% |
For the 2021, Contour Mortgage Corporation's most frequently cited loan purpose of loans were Home Purchase, with 3,050 originations. The 2nd most popular reason of loans were Refi, with 1,766 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 5,527 | $2,032,795,000 | $367,794 | $8,631 | 3.04% |
| 15 Year | 299 | $81,285,000 | $271,856 | $5,566 | 2.52% |
| 20 Year | 149 | $44,715,000 | $300,101 | $5,857 | 2.84% |
| Other | 84 | $25,670,000 | $305,595 | $6,265 | 2.91% |
| 10 Year | 13 | $2,435,000 | $187,308 | $4,247 | 2.84% |
| 5 Year | 1 | $15,000 | $15,000 | $150 | 1.00% |
For the 2021, Contour Mortgage Corporation's most frequently cited loan length of loans were 30 Year, with 5,527 originations. The 2nd most popular length of loans were 15 Year, with 299 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $1k-2k | 2,286 | $786,650,000 | $344,116 |
| $5k+ | 1,499 | $685,185,000 | $457,095 |
| $3k-4k | 1,061 | $349,615,000 | $329,515 |
| $<1k | 599 | $184,485,000 | $307,988 |
| $2k-3k | 595 | $171,195,000 | $287,723 |
$8,631 of loans were Contour Mortgage Corporation's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 2,286 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 2,687 | $1,017,785,000 | $378,781 |
| 2.5-3% | 2,387 | $867,355,000 | $363,366 |
| <2.5% | 906 | $274,790,000 | $303,300 |
| 4-5% | 91 | $26,765,000 | $294,121 |
| 5-6% | 1 | $205,000 | $205,000 |
| 7-8% | 1 | $15,000 | $15,000 |
During 2021, Contour Mortgage Corporation's average interest rate of loans were 3.04%, while their most frequently originated rate bucket of loans were 3-4%, with 2,687 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 2,680 | $785,790,000 | $293,205 | $7,128 | 2.97% |
| $400k-600k | 1,784 | $861,060,000 | $482,657 | $9,861 | 3.01% |
| $100k-200k | 1,031 | $166,065,000 | $161,072 | $5,212 | 3.02% |
| $600k-1MM | 495 | $347,225,000 | $701,465 | $16,141 | 3.15% |
| $100,000 or less | 66 | $5,270,000 | $79,848 | $3,902 | 3.13% |
| $1MM+ | 17 | $21,505,000 | $1,265,000 | $26,916 | 3.27% |
2021 saw Contour Mortgage Corporation place emphasis on $200k-400k loans with 2,680 originations, totaling $785,790,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-150k | 1,754 | $737,360,000 | $420,388 | $9,769 | 3.05% |
| $75k-100k | 1,219 | $412,195,000 | $338,142 | $8,724 | 3.04% |
| $50k-75k | 992 | $255,030,000 | $257,087 | $7,520 | 3.05% |
| $150k-250k | 979 | $441,795,000 | $451,272 | $8,864 | 3.09% |
| $50k or less | 855 | $195,305,000 | $228,427 | $5,533 | 2.75% |
| $250k+ | 274 | $145,230,000 | $530,036 | $8,035 | 3.02% |
Contour Mortgage Corporation lent most frequently to those with incomes in the $100k-150k range, with 1,754 originations. The second most popular income band? $75k-100k, with 1,219 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30-36% | 922 | $319,900,000 | $346,963 | $7,253 | 3.05% |
| 20-30% | 825 | $280,225,000 | $339,667 | $6,712 | 2.98% |
| 50-60% | 373 | $157,315,000 | $421,756 | $14,754 | 2.97% |
| 44% | 296 | $113,150,000 | $382,264 | $9,288 | 3.09% |
| 49% | 292 | $119,030,000 | $407,637 | $10,641 | 3.09% |
| 43% | 257 | $96,055,000 | $373,755 | $8,460 | 3.10% |
| 42% | 246 | $88,710,000 | $360,610 | $8,481 | 3.13% |
| 41% | 239 | $90,565,000 | $378,933 | $8,938 | 3.09% |
| 45% | 236 | $88,190,000 | $373,686 | $8,877 | 3.12% |
| <20% | 232 | $73,040,000 | $314,828 | $6,347 | 2.97% |
| 40% | 231 | $88,095,000 | $381,364 | $8,674 | 3.10% |
| 47% | 230 | $90,360,000 | $392,870 | $9,869 | 3.05% |
| 37% | 228 | $82,110,000 | $360,132 | $7,854 | 3.10% |
| 48% | 227 | $93,055,000 | $409,934 | $10,322 | 3.09% |
| 46% | 211 | $79,865,000 | $378,507 | $9,464 | 3.03% |
| 38% | 196 | $71,440,000 | $364,490 | $8,288 | 3.12% |
| 39% | 189 | $68,035,000 | $359,974 | $8,707 | 3.13% |
| 36% | 165 | $60,725,000 | $368,030 | $7,878 | 3.08% |
| >60% | 4 | $1,740,000 | $435,000 | $14,736 | 2.91% |
Contour Mortgage Corporation lent most frequently to those with DTI ratios of 30-36%, with 922 originations. The next most common DTI ratio? 20-30%, with 825 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 3,582 | $1,228,750,000 | $343,035 | $7,507 | 2.99% |
| Not provided | 1,145 | $392,655,000 | $342,930 | $7,805 | 2.99% |
| Black | 938 | $379,360,000 | $404,435 | $11,524 | 3.09% |
| Asian | 381 | $176,565,000 | $463,425 | $10,413 | 3.06% |
| Native Hawaiian | 6 | $2,600,000 | $433,333 | $9,869 | 3.10% |
| Filipino | 6 | $2,070,000 | $345,000 | $6,561 | 3.13% |
| American Indian | 7 | $1,965,000 | $280,714 | $8,457 | 3.14% |
| Chinese | 3 | $735,000 | $245,000 | $4,324 | 2.96% |
| Asian Indian | 2 | $700,000 | $350,000 | $5,062 | 2.81% |
| Korean | 1 | $675,000 | $675,000 | $6,250 | 3.25% |
| Other Pacific Islander | 1 | $435,000 | $435,000 | $6,735 | 3.00% |
| Other Asian | 1 | $405,000 | $405,000 | $5,866 | 3.25% |
Approval Rates
Total approvals of all applications97.13%
Contour Mortgage Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination62.42%
Contour Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 6,073 | $2,186,915,000 | $360,105 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6,073 | $2,186,915,000 | $360,105 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 159 | $40,555,000 | $255,063 | $6,310 | 2.86% |
| 40-60% | 636 | $204,930,000 | $322,217 | $6,626 | 2.91% |
| 60-80% | 2,238 | $804,780,000 | $359,598 | $7,588 | 3.05% |
| 80-100% | 2,935 | $1,097,215,000 | $373,838 | $9,295 | 3.02% |
| Over 100% | 91 | $37,455,000 | $411,593 | $13,877 | 2.83% |
| Under 20% | 14 | $1,980,000 | $141,429 | $3,721 | 2.63% |
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| CONTOUR MORTGAGE CORPORATION | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 50.0% |
| CONTOUR MORTGAGE CORPORATION | FHA mortgage | Closing on a mortgage | 1 | 50.0% |
