Coastal Carolina National Bank Mortgage Rates, Fees & Info

Myrtle Beach, SC

LEI: 54930004SDYVHYN4M716

Tax ID: 80-0291968

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Coastal Carolina National Bank is a smaller bank specializing in Home Purchase and Refi loans. Coastal Carolina National Bank has a high proportion of conventional loans. Their top markets by origination volume include: Myrtle Beach, Greenville, Augusta, Georgetown, and Columbia among others. We have data for 27 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Coastal Carolina National Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Coastal Carolina National Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.49% 11/21/24
    30 Year Conventional Refi 6.24% 11/21/24
    30 Year Cash-out Refi 6.62% 11/21/24
    30 Year VA Refi 6.27% 11/21/24
    15 Year Conventional Purchase 6.69% 11/21/24
    15 Year Conventional Refi 6.24% 11/21/24
    15 Year Cash-out Refi 6.24% 11/21/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Coastal Carolina National Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Coastal Carolina National Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    651

    Origination Dollar Volume (All Markets)

    $201,155,000

    Employee count

    89 Show all (5) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 293 $75,785,000 $258,652 $3,483 3.88%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 150 $46,520,000 $310,133 $3,033 3.01%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 74 $25,340,000 $342,432 $3,236 3.15%
    Georgetown, SC (FHA|USDA|VA) 27 $13,045,000 $483,148 $3,802 3.34%
    COLUMBIA, SC (FHA|USDA|VA) 27 $11,815,000 $437,593 $3,135 3.51%
    Seneca, SC (FHA|USDA|VA) 17 $5,575,000 $327,941 $3,966 3.69%
    SPARTANBURG, SC (FHA|USDA|VA) 19 $4,845,000 $255,000 $3,153 3.15%
    Outside of Metro Areas 11 $4,155,000 $377,727 $3,239 2.95%
    WINSTON-SALEM, NC (FHA|USDA|VA) 1 $3,225,000 $3,225,000 $0 4.60%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 8 $2,950,000 $368,750 $3,758 2.89%
    Newberry, SC (FHA|USDA|VA) 2 $1,320,000 $660,000 $4,531 3.00%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 4 $1,220,000 $305,000 $3,436 3.56%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1 $825,000 $825,000 $4,794 3.99%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1 $515,000 $515,000 $5,041 2.75%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 2 $510,000 $255,000 $3,865 2.94%
    Shelby, NC (FHA|USDA|VA) 1 $505,000 $505,000 $0 4.00%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $485,000 $485,000 $3,295 2.88%
    Greenwood, SC (FHA|USDA|VA) 2 $420,000 $210,000 $3,632 3.75%
    Cullowhee, NC (FHA|USDA|VA) 1 $395,000 $395,000 $4,081 5.00%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $355,000 $355,000 $2,944 2.25%
    Cornelia, GA (FHA|USDA|VA) 1 $345,000 $345,000 $0 4.50%
    SUMTER, SC (FHA|USDA|VA) 1 $225,000 $225,000 $3,634 2.25%
    ASHEVILLE, NC (FHA|USDA|VA) 2 $200,000 $100,000 $2,987 3.94%
    Forest City, NC (FHA|USDA|VA) 1 $195,000 $195,000 $5,620 4.00%
    SAVANNAH, GA (FHA|USDA|VA) 1 $165,000 $165,000 $3,028 2.88%
    FLORENCE, SC (FHA|USDA|VA) 1 $155,000 $155,000 $2,948 3.38%
    Lumberton, NC (FHA|USDA|VA) 1 $65,000 $65,000 $2,973 5.00%
    Coastal Carolina National Bank's top markets include Myrtle Beach, Greenville, Augusta, Georgetown, and Columbia among others.

    Their top states include:
  • South Carolina (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Coastal Carolina National Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    S. C. STATE FEDERAL CREDIT UNION
    Similarity Rank: 323
    Greenville Heritage Federal Credit Union
    Similarity Rank: 435
    Community First Bank, Inc.
    Similarity Rank: 672
    CAROLINA TRUST FEDERAL CREDIT UNION
    Similarity Rank: 1225
    FIRST CHOICE MORTGAGE, INC.
    Similarity Rank: 1395
    Arthur State Bank
    Similarity Rank: 1836
    COASTAL Federal Credit Union
    Similarity Rank: 2072
    AUGUSTA MORTGAGE CO.
    Similarity Rank: 2280
    Uwharrie Bank
    Similarity Rank: 2303
    First Piedmont Federal Savings and Loan Association of Gaffney
    Similarity Rank: 2392

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 651 $201,155,000 $308,994 $3,358 3.49%

    For 2021, Coastal Carolina National Bank's most frequently originated type of loan was Conventional, with 651 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 409 $129,475,000 $316,565 $3,666 3.80%
    Refi 164 $50,590,000 $308,476 $2,883 2.93%
    Cash Out Refi 77 $20,535,000 $266,688 $3,143 3.05%
    Home Improvement 1 $555,000 $555,000 $0 3.99%

    For 2021, Coastal Carolina National Bank's most frequently cited loan purpose was Home Purchase, with 409 originations. The 2nd most popular reason was Refi, with 164 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 322 $93,710,000 $291,025 $3,387 3.16%
    15 Year 111 $23,205,000 $209,054 $3,042 3.11%
    Other 71 $37,515,000 $528,380 $3,876 4.03%
    30+ year 68 $31,350,000 $461,029 $4,577 3.61%
    20 Year 61 $12,725,000 $208,607 $3,552 4.51%
    10 Year 17 $1,925,000 $113,235 $2,594 5.86%
    5 Year 1 $725,000 $725,000 $0 4.25%

    For 2021, Coastal Carolina National Bank's most frequently cited loan duration was 30 Year, with 322 originations. The 2nd most popular length was 15 Year, with 111 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 479 $141,655,000 $295,731
    $1k-2k 55 $9,935,000 $180,636
    $2k-3k 43 $11,195,000 $260,349
    $3k-4k 14 $4,480,000 $320,000
    $4k-5k 4 $1,140,000 $285,000
    $5k+ 3 $1,285,000 $428,333

    Coastal Carolina National Bank's average total fees were $3,387, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 479 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 208 $58,930,000 $283,317
    3-4% 196 $78,940,000 $402,755
    4-5% 100 $31,220,000 $312,200
    <2.5% 88 $21,250,000 $241,477
    5-6% 48 $9,700,000 $202,083
    6-7% 11 $1,115,000 $101,364

    During 2021, Coastal Carolina National Bank's average interest rate for loans was 3.16%, while their most frequently originated rate bucket for loans was 2.5-3%, with 208 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 267 $76,925,000 $288,109 $3,346 3.28%
    $100k-200k 193 $28,475,000 $147,539 $3,079 3.54%
    $400k-600k 101 $48,765,000 $482,822 $3,937 3.27%
    $100,000 or less 51 $4,165,000 $81,667 $3,126 4.54%
    $1MM+ 22 $29,990,000 $1,363,182 $5,571 3.98%
    $600k-1MM 17 $12,835,000 $755,000 $4,823 3.79%

    2021 saw Coastal Carolina National Bank place emphasis on $200k-400k loans with 267 originations, totaling $76,925,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 158 $43,440,000 $274,937 $3,336 3.45%
    $150k-250k 116 $37,420,000 $322,586 $3,657 3.64%
    $250k+ 102 $43,070,000 $422,255 $4,031 3.73%
    $75k-100k 101 $23,095,000 $228,663 $3,041 3.38%
    $50k-75k 84 $16,350,000 $194,643 $2,973 3.04%
    $50k or less 38 $6,530,000 $171,842 $2,869 2.87%

    Coastal Carolina National Bank lent most frequently to those with incomes in the $100k-150k range, with 158 originations. The second most popular income band? $150k-250k, with 116 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 167 $47,725,000 $285,778 $3,286 3.23%
    30-36% 122 $34,790,000 $285,164 $3,454 3.61%
    <20% 78 $21,670,000 $277,821 $3,367 3.10%
    41% 27 $9,135,000 $338,333 $3,626 3.49%
    42% 25 $6,935,000 $277,400 $3,108 3.70%
    39% 23 $6,295,000 $273,696 $3,208 3.47%
    36% 21 $7,685,000 $365,952 $3,677 3.35%
    37% 20 $5,910,000 $295,500 $3,747 3.82%
    38% 19 $4,685,000 $246,579 $3,272 3.52%
    43% 18 $4,580,000 $254,444 $3,468 3.60%
    40% 17 $5,035,000 $296,176 $3,699 3.40%
    45% 14 $4,140,000 $295,714 $3,444 4.21%
    44% 12 $2,930,000 $244,167 $3,117 3.92%
    49% 11 $2,425,000 $220,455 $2,804 2.70%
    47% 8 $1,600,000 $200,000 $2,946 3.56%
    46% 6 $1,210,000 $201,667 $3,349 3.46%
    48% 5 $1,315,000 $263,000 $2,985 3.78%
    >60% 4 $1,540,000 $385,000 $2,783 3.53%
    50-60% 1 $85,000 $85,000 $0 7.00%

    Coastal Carolina National Bank lent most frequently to those with DTI ratios of 20-30%, with 167 originations. The next most common DTI ratio? 30-36%, with 122 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 536 $154,370,000 $288,004 $3,327 3.38%
    Not applicable 50 $30,200,000 $604,000 $0 4.22%
    Not provided 46 $11,870,000 $258,043 $3,718 3.95%
    Asian 11 $3,155,000 $286,818 $3,677 3.78%
    Black 6 $1,010,000 $168,333 $2,727 3.06%
    Native Hawaiian or Islander 1 $315,000 $315,000 $3,344 2.88%
    American Indian 1 $235,000 $235,000 $3,719 5.13%

    Approval Rates

    Total approvals of all applications
    93.95%

    Coastal Carolina National Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    86.02%

    Coastal Carolina National Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    1170.0 1 $245,000 $245,000
    1415.0 1 $55,000 $55,000
    1547.5 1 $65,000 $65,000
    1595.0 1 $75,000 $75,000
    1609.45 1 $75,000 $75,000
    1660.0 1 $75,000 $75,000
    1715.0 1 $165,000 $165,000
    1782.5 1 $85,000 $85,000
    1907.5 1 $105,000 $105,000
    2192.5 1 $125,000 $125,000
    2245.0 1 $135,000 $135,000
    2420.0 1 $125,000 $125,000
    2567.0 1 $165,000 $165,000
    2575.0 1 $335,000 $335,000
    2643.85 1 $175,000 $175,000
    2763.75 1 $395,000 $395,000
    2895.0 1 $205,000 $205,000
    2920.0 1 $205,000 $205,000
    2995.0 1 $425,000 $425,000
    3012.0 1 $195,000 $195,000
    3163.0 1 $225,000 $225,000
    3220.0 1 $125,000 $125,000
    3295.0 1 $245,000 $245,000
    3351.0 1 $245,000 $245,000
    3375.0 1 $245,000 $245,000
    4166.04 1 $355,000 $355,000
    4464.0 1 $295,000 $295,000
    4817.5 1 $225,000 $225,000
    895.0 4 $760,000 $190,000
    930.0 1 $245,000 $245,000
    NA 618 $194,760,000 $315,146

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    651 $201,155,000 $308,994

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 42 $9,540,000 $227,143 $2,861 2.99%
    40-60% 146 $44,120,000 $302,192 $3,123 3.21%
    60-80% 302 $92,700,000 $306,954 $3,446 3.67%
    80-100% 151 $50,085,000 $331,689 $3,604 3.54%
    Over 100% 3 $3,165,000 $1,055,000 $0 4.25%
    Under 20% 7 $1,545,000 $220,714 $2,654 3.43%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    Coastal Credit, LLC Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 50.0%
    Coastal Credit, LLC Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 1 50.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Coastal Carolina National Bank 1012 38th Ave N Myrtle Beach, SC 29577 Full Service B&M $159,897
    Coastal Carolina National Bank 1100 Hwy 17 North North Myrtle Beach, SC 29582 Full Service B&M $105,443
    Coastal Carolina National Bank 1940 Blossom Street Columbia, SC 29205 Full Service B&M $27,858
    Coastal Carolina National Bank 2961 South Highway 17 Murrells Inlet, SC 29576 Full Service B&M $116,526
    Coastal Carolina National Bank 322 Richland Avenue West Aiken, SC 29801 Full Service B&M $70,171
    Coastal Carolina National Bank 416 East North Street Greenville, SC 29601 Full Service B&M $60,889
    Coastal Carolina National Bank 900 Main Street Conway, SC 29526 Full Service B&M $97,017

    For 2021, Coastal Carolina National Bank had 7 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $23,133
    Net interest income $20,972
    Total noninterest income $4,997
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $271
    Trading account gains and fees $0
    Additional Noninterest Income $4,726
    Pre-tax net operating income $8,417
    Securities gains (or losses, -) $0
    Income before extraordinary items $6,802
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $6,802
    Minority interest net income $0
    Net income $6,802
    Sale, conversion, retirement of capital stock, net $76
    Net operating income $6,802

    Coastal Carolina National Bank's gross interest income from loans was $23,133,000.
    Coastal Carolina National Bank's net interest income from loans was $20,972,000.
    Coastal Carolina National Bank's fee based income from loans was $271,000.
    Coastal Carolina National Bank's net income from loans was $6,802,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $2,161
    Provision for credit losses $732
    Total noninterest expense $16,820
    Salaries and employee benefits $10,453
    Premises and equipment expense $2,125
    Additional noninterest expense $4,242
    Applicable income taxes $1,615
    Net charge-offs $2
    Cash dividends $0

    Coastal Carolina National Bank's interest expense for loans was $2,161,000.
    Coastal Carolina National Bank's payroll and benefits expense were $10,453,000.
    Coastal Carolina National Bank's property, plant and equipment expenses $2,125,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 2.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $687,058
    Deposits held in domestic offices $687,058
    Deposits by Individuals, partnerships, and corporations $587,843
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $97,990
    Deposits by Commercial banks and other depository institutions in U.S. $1,225
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $245,504
    Demand deposits $125,852
    Nontransaction accounts $441,554
    Money market deposit accounts (MMDAs) $303,040
    Other savings deposits (excluding MMDAs) $19,154
    Total time deposits $119,360
    Total time and savings deposits $561,206
    Noninterest-bearing deposits $125,852
    Interest-bearing deposits $561,206
    Retail deposits $650,591
    IRAs and Keogh plan accounts $10,042
    Brokered deposits $38,911
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $757,802
    Cash & Balances due from depository institutions $170,764
    Interest-bearing balances $165,780
    Total securities $89,204
    Federal funds sold & reverse repurchase $944
    Net loans and leases $462,261
    Loan and leases loss allowance $5,012
    Trading account assets $0
    Bank premises and fixed assets $14,814
    Other real estate owned $0
    Goodwill and other intangibles $3,274
    All other assets $16,541

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $757,802
    Total Liabilities $691,583
    Total deposits $687,058
    Interest-bearing deposits $561,206
    Deposits held in domestic offices $687,058
    % insured (estimated) $56
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $2,918
    Subordinated debt $0
    All other liabilities $1,607

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $462,261
    Loan and leases loss allowance $5,012
    Total loans and leases (domestic) $467,273
    All real estate loans $399,017
    Real estate loans in domestic offices $399,017
    Construction and development loans $47,398
    Residential 1-4 family construction $14,395
    Other construction, all land development and other land $33,003
    Loans secured by nonfarm nonresidential properties $189,397
    Nonfarm nonresidential secured by owner-occupied properties $83,265
    Commercial real estate & other non-farm, non-residential $106,132
    Multifamily residential real estate $20,067
    1-4 family residential loans $137,329
    Farmland loans $4,826
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $55,825
    To non-U.S. addressees $0
    Loans to individuals $13,283
    Credit card loans $0
    Related Plans $55
    Consumer Auto Loans $605
    Other loans to individuals $12,623
    All other loans & leases $33
    Loans to foreign governments and official institutions $0
    Other loans $33
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $589
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $953
    Non 1-4 family restructured loans & leases $953
    Total loans and leases (foreign) $0

    Coastal Carolina National Bank had $462,261,000 of loans outstanding in 2021. $399,017,000 of loans were in real estate loans. $47,398,000 of loans were in development loans. $20,067,000 of loans were in multifamily mortgage loans. $137,329,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $605,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 206 $66,223 $321,471
    Nonfarm, nonresidential loans - <$100k 12 $543 $45,250
    Nonfarm, nonresidential loans - $100-250k 45 $6,106 $135,689
    Nonfarm, nonresidential loans - $250k-1MM 149 $59,574 $399,826
    Commercial & Industrial, US addressed loans - <$1MM 372 $35,627 $95,772
    Commercial & Industrial, US addressed loans - <$100k 226 $6,017 $26,624
    Commercial & Industrial, US addressed loans - $100-250k 79 $9,872 $124,962
    Commercial & Industrial, US addressed loans - $250k-1MM 67 $19,738 $294,597
    Farmland loans - <$1MM 6 $491 $81,833
    Farmland loans - <$100k 1 $35 $35,000
    Farmland loans - $100-250k 4 $284 $71,000
    Farmland loans - $250k-1MM 1 $172 $172,000