SUMTER Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Sumter averaged
7.4%
for the week of 2026-11-05, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2026-10-29) was
7.56% and
one month ago for the week of 2026-10-01, the
average rate was 7.4%.
Sumter's average rate one year ago was 6.39%.
For refis of the same type during the week of 2026-11-05, the average rate
was 7.58%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2026-11-05 | 7.18% |
| Sumter 30 Year Fixed Rate | 2026-11-05 | 7.4% |
| Sumter 30 Year Fixed Rate Refi | 2026-11-05 | 7.58% |
| Sumter 15 Year Fixed Rate | 2026-11-05 | 6.47% |
| Sumter 15 Year Fixed Rate Refi | 2026-11-05 | 6.47% |
| Sumter 30 Year FHA | 2026-11-05 | 6.91% |
| Sumter 30 Year FHA Refi | 2026-11-05 | 6.93% |
| Sumter 30 Year USDA | 2026-11-05 | 7.1% |
| Sumter 30 Year USDA Refi | 2026-11-05 | 6.9% |
| Sumter 30 Year VA | 2026-11-05 | 6.85% |
| Sumter 30 Year VA Refi | 2026-11-05 | 6.18% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SUMTER, SC.
SUMTER Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SUMTER, SC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
SUMTER Average Closing Costs & Other Stats
SUMTER, SC's 99 lenders originated 2,583
loans during 2025. The total origination value was $588,915,000, with an average loan value of
$227,997.
SUMTER's average closing costs are $5,642.
The top SUMTER lender as defined by loan originations is SAFE FEDERAL CREDIT UNION, with
83 loans originated. Their average total fees are
$3,264, which is $3,981
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee SUMTER lenders (with over 10 loans originated) are
SAFE FEDERAL CREDIT UNION ($3,264), First-Citizens Bank & Trust Company ($4,762), Trustmark National Bank ($4,816), RESOURCE FINANCIAL SERVICES, INC. ($5,153) and MOVEMENT MORTGAGE, LLC ($5,576).
The lowest rate SUMTER lenders (with over 10 loans originated) are
FBC MORTGAGE, LLC (6.21%), SAFE FEDERAL CREDIT UNION (6.40%), Trustmark National Bank (6.56%), GUILD MORTGAGE COMPANY (6.58%) and RESOURCE FINANCIAL SERVICES, INC. (6.60%).
SUMTER, SC Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2024 Loan Value | 2025 Loan Value | % Change | 2025 Market Share |
|---|---|---|---|---|
| Mortgage Research Center, LLC | $33,215,000 | $36,860,000 | 11.0% | 6.3% |
| SAFE FEDERAL CREDIT UNION | $33,275,000 | $30,830,000 | -7.3% | 5.2% |
| UNITED WHOLESALE MORTGAGE, LLC | $23,580,000 | $27,775,000 | 17.8% | 4.7% |
| QUICKEN LOANS, LLC | $23,635,000 | $25,895,000 | 9.6% | 4.4% |
| MOVEMENT MORTGAGE, LLC | $21,610,000 | $25,545,000 | 18.2% | 4.3% |
| RESOURCE FINANCIAL SERVICES, INC. | $21,250,000 | $23,560,000 | 10.9% | 4.0% |
| Gateway First Bank | $17,975,000 | $23,010,000 | 28.0% | 3.9% |
| FBC MORTGAGE, LLC | $30,815,000 | $21,075,000 | -31.6% | 3.6% |
| FREEDOM MORTGAGE CORPORATION | $12,465,000 | $17,990,000 | 44.3% | 3.1% |
| GUILD MORTGAGE COMPANY | $9,845,000 | $16,175,000 | 64.3% | 2.7% |
| Trustmark National Bank | $16,960,000 | $15,060,000 | -11.2% | 2.6% |
| First Heritage Mortgage, LLC | $10,340,000 | $13,575,000 | 31.3% | 2.3% |
| NAVY FEDERAL CREDIT UNION | $11,690,000 | $10,775,000 | -7.8% | 1.8% |
| WALKER & DUNLOP, LLC | $9,990,000 | n/a | 1.7% | |
| First-Citizens Bank & Trust Company | $10,160,000 | $9,905,000 | -2.5% | 1.7% |
| BANK OF CLARENDON | $8,340,000 | $9,305,000 | 11.6% | 1.6% |
| CROSSCOUNTRY MORTGAGE, LLC | $4,395,000 | $8,440,000 | 92.0% | 1.4% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $7,325,000 | $8,330,000 | 13.7% | 1.4% |
| Ameris Bank | $3,155,000 | $8,045,000 | 155.0% | 1.4% |
| NEWREZ LLC | $3,190,000 | $7,770,000 | 143.6% | 1.3% |
| USAA Federal Savings Bank | $7,580,000 | $7,710,000 | 1.7% | 1.3% |
| PENNYMAC LOAN SERVICES, LLC | $5,170,000 | $7,495,000 | 45.0% | 1.3% |
| 21ST MORTGAGE CORPORATION | $7,070,000 | $7,175,000 | 1.5% | 1.2% |
| The Citizens Bank | $2,290,000 | $6,875,000 | 200.2% | 1.2% |
| DHI MORTGAGE COMPANY, LTD. | $6,490,000 | $6,755,000 | 4.1% | 1.1% |
| First Bank | $365,000 | $6,640,000 | 1,719.2% | 1.1% |
| Arbor Realty Trust, Inc. | $4,955,000 | $5,810,000 | 17.3% | 1.0% |
| First Carolina Bank | $5,335,000 | n/a | 0.9% | |
| Synovus Bank | $5,960,000 | $4,545,000 | -23.7% | 0.8% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $3,100,000 | $4,325,000 | 39.5% | 0.7% |
| ArborOne, ACA | $2,425,000 | $4,280,000 | 76.5% | 0.7% |
| GUARANTEED RATE, INC. | $6,880,000 | $4,050,000 | -41.1% | 0.7% |
| LOANDEPOT.COM, LLC | $2,840,000 | $3,995,000 | 40.7% | 0.7% |
| VILLAGE CAPITAL MORTGAGE | $2,810,000 | $3,935,000 | 40.0% | 0.7% |
| SOUTHWEST STAGE FUNDING, LLC | $2,705,000 | $3,310,000 | 22.4% | 0.6% |
| NEW DAY FINANCIAL, LLC | $3,340,000 | $3,270,000 | -2.1% | 0.6% |
| MORTGAGE EQUITY PARTNERS LLC | $3,155,000 | n/a | 0.5% | |
| Presidential Bank, FSB | $3,115,000 | n/a | 0.5% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $1,745,000 | $3,085,000 | 76.8% | 0.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,885,000 | $2,910,000 | 54.4% | 0.5% |
| South State Bank | $1,170,000 | $2,780,000 | 137.6% | 0.5% |
| BROKER SOLUTIONS, INC. | $1,970,000 | $2,545,000 | 29.2% | 0.4% |
| Bank of America | $1,170,000 | $2,500,000 | 113.7% | 0.4% |
| GENEVA FINANCIAL, LLC | $355,000 | $2,500,000 | 604.2% | 0.4% |
| Prosperity Home Mortgage, LLC | $885,000 | $2,490,000 | 181.4% | 0.4% |
| The Federal Savings Bank | $510,000 | $2,380,000 | 366.7% | 0.4% |
| Integrity Home Mortgage Corp | $2,355,000 | n/a | 0.4% | |
| Assurance Financial Group, L.L.C. | $4,055,000 | $2,350,000 | -42.0% | 0.4% |
| Magnolia Bank | $1,080,000 | $2,320,000 | 114.8% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $2,435,000 | $2,315,000 | -4.9% | 0.4% |
| LENDINGHOME FUNDING CORPORATION | $385,000 | $2,230,000 | 479.2% | 0.4% |
| Anderson Brothers Bank | $170,000 | $2,110,000 | 1,141.2% | 0.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,200,000 | $2,080,000 | 73.3% | 0.4% |
| CARDINAL FINANCIAL | $765,000 | $2,035,000 | 166.0% | 0.3% |
| Wells Fargo Bank | $9,585,000 | $2,035,000 | -78.8% | 0.3% |
| JPMorgan Chase Bank | $5,205,000 | $1,925,000 | -63.0% | 0.3% |
| UNION HOME MORTGAGE CORP. | $370,000 | $1,925,000 | 420.3% | 0.3% |
| CAROLINA ONE MORTGAGE, LLC | $1,335,000 | $1,895,000 | 41.9% | 0.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,485,000 | $1,880,000 | 26.6% | 0.3% |
| CALCON MUTUAL MORTGAGE LLC | $1,340,000 | $1,870,000 | 39.6% | 0.3% |
| First Reliance Bank | $1,805,000 | $1,820,000 | 0.8% | 0.3% |
| CMG MORTGAGE, INC. | $1,580,000 | $1,765,000 | 11.7% | 0.3% |
| Truist | $4,370,000 | $1,755,000 | -59.8% | 0.3% |
| Equity Prime Mortgage LLC | $790,000 | $1,735,000 | 119.6% | 0.3% |
| INTERCOASTAL MORTGAGE COMPANY | $215,000 | $1,535,000 | 614.0% | 0.3% |
| PLAZA HOME MORTGAGE, INC. | $790,000 | $1,530,000 | 93.7% | 0.3% |
| DELMAR FINANCIAL COMPANY | $355,000 | $1,505,000 | 323.9% | 0.3% |
| HOMESIDE FINANCIAL, LLC | $2,810,000 | $1,400,000 | -50.2% | 0.2% |
| CNB Bank | $1,355,000 | n/a | 0.2% | |
| TOWNE MORTGAGE COMPANY | $165,000 | $1,340,000 | 712.1% | 0.2% |
| TRIAD FINANCIAL SERVICES, INC. | $620,000 | $1,340,000 | 116.1% | 0.2% |
| First Community Bank | $640,000 | $1,325,000 | 107.0% | 0.2% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $1,360,000 | $1,315,000 | -3.3% | 0.2% |
| ALLSOUTH | $1,115,000 | $1,255,000 | 12.6% | 0.2% |
| U.S. Bank | $215,000 | $1,245,000 | 479.1% | 0.2% |
| ALLIANT CREDIT UNION | $1,130,000 | n/a | 0.2% | |
| AMERISAVE MORTGAGE CORPORATION | $1,625,000 | $1,120,000 | -31.1% | 0.2% |
| The Loan Store, Inc. | $575,000 | $1,120,000 | 94.8% | 0.2% |
| NORTHPOINT MORTGAGE, INC. | $1,035,000 | n/a | 0.2% | |
| SUN WEST MORTGAGE COMPANY, INC. | $755,000 | $1,035,000 | 37.1% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $1,030,000 | n/a | 0.2% | |
| NATION ONE MORTGAGE CORPORATION | $1,150,000 | $1,000,000 | -13.0% | 0.2% |
| SENTE MORTGAGE, INC. | $590,000 | $935,000 | 58.5% | 0.2% |
| Barrington Bank & Trust Company, N.A. | $135,000 | $870,000 | 544.4% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $1,505,000 | $860,000 | -42.9% | 0.1% |
| M&T Bank | $835,000 | n/a | 0.1% | |
| PLANET HOME LENDING, LLC | $2,100,000 | $835,000 | -60.2% | 0.1% |
| MORTGAGE ACCESS CORP. | $815,000 | n/a | 0.1% | |
| Citizens Bank | $810,000 | n/a | 0.1% | |
| RELIANCE FIRST CAPITAL, LLC | $565,000 | $770,000 | 36.3% | 0.1% |
| PHH Mortgage Corporation | $915,000 | $755,000 | -17.5% | 0.1% |
| Baxter Credit Union | $185,000 | $715,000 | 286.5% | 0.1% |
| AmeriHome Mortgage Company, LLC | $245,000 | $700,000 | 185.7% | 0.1% |
| Renasant Bank | $1,730,000 | $685,000 | -60.4% | 0.1% |
| AMERICAN HERITAGE LENDING, INC. | $395,000 | $660,000 | 67.1% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $640,000 | n/a | 0.1% | |
| GUARANTEED RATE AFFINITY, LLC | $8,315,000 | $620,000 | -92.5% | 0.1% |
| LOANPAL, LLC | $1,190,000 | $620,000 | -47.9% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $420,000 | $600,000 | 42.9% | 0.1% |
| Carrington Mortgage Services, LLC | $3,675,000 | $600,000 | -83.7% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $105,000 | $585,000 | 457.1% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $875,000 | $580,000 | -33.7% | 0.1% |
| Figure Lending LLC | $385,000 | $565,000 | 46.8% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $725,000 | $550,000 | -24.1% | 0.1% |
| Stifel Bank and Trust | $550,000 | n/a | 0.1% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $255,000 | $520,000 | 103.9% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $1,025,000 | $515,000 | -49.8% | 0.1% |
| NBKC BANK | $865,000 | $490,000 | -43.4% | 0.1% |
| ServisFirst Bank | $485,000 | n/a | 0.1% | |
| AgFirst Farm Credit Bank | $1,170,000 | $475,000 | -59.4% | 0.1% |
| CSL Financial, LLC | $240,000 | $470,000 | 95.8% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $295,000 | $465,000 | 57.6% | 0.1% |
| MILEND, INC. | $380,000 | $450,000 | 18.4% | 0.1% |
| SPRING EQ, LLC | $390,000 | $445,000 | 14.1% | 0.1% |
| Fifth Third Bank | $610,000 | $440,000 | -27.9% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $105,000 | $415,000 | 295.2% | 0.1% |
| ZILLOW HOME LOANS, LLC | $845,000 | $410,000 | -51.5% | 0.1% |
| The Huntington National Bank | $400,000 | n/a | 0.1% | |
| REV FEDERAL CREDIT UNION | $390,000 | n/a | 0.1% | |
| FIRST HOME MORTGAGE CORPORATION | $385,000 | n/a | 0.1% | |
| T2 FINANCIAL LLC | $270,000 | $380,000 | 40.7% | 0.1% |
| First Federal Bank | $1,060,000 | $350,000 | -67.0% | 0.1% |
| Regions Bank | $355,000 | $340,000 | -4.2% | 0.1% |
| Mortgage Assurance Inc. | $325,000 | n/a | 0.1% | |
| S. C. STATE FEDERAL CREDIT UNION | $755,000 | $325,000 | -57.0% | 0.1% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | $325,000 | n/a | 0.1% | |
| ROYAL UNITED MORTGAGE LLC | $500,000 | $320,000 | -36.0% | 0.1% |
| Flagstar Bank, FSB | $1,940,000 | $315,000 | -83.8% | 0.1% |
| AMERICAN FINANCING CORPORATION | $525,000 | $310,000 | -41.0% | 0.1% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $145,000 | $310,000 | 113.8% | 0.1% |
| State Department Federal Credit Union | $305,000 | n/a | 0.1% | |
| CANOPY MORTGAGE, LLC | $345,000 | $295,000 | -14.5% | 0.1% |
| AMWEST FUNDING CORP. | $265,000 | $290,000 | 9.4% | 0.0% |
| GoPrime Mortgage, Inc. | $290,000 | n/a | 0.0% | |
| AMERITRUST MORTGAGE CORPORATION | $285,000 | n/a | 0.0% | |
| Carter Bank & Trust | $1,385,000 | $285,000 | -79.4% | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $285,000 | n/a | 0.0% | |
| Alcova Mortgage LLC | $605,000 | $280,000 | -53.7% | 0.0% |
| PNC Bank | $490,000 | $280,000 | -42.9% | 0.0% |
| First Palmetto Bank | $1,555,000 | $275,000 | -82.3% | 0.0% |
| Home Mortgage Alliance Corp | $195,000 | $275,000 | 41.0% | 0.0% |
| PREMIA MORTGAGE, LLC | $275,000 | n/a | 0.0% | |
| TOWER | $270,000 | n/a | 0.0% | |
| EVANSVILLE TEACHERS | $265,000 | n/a | 0.0% | |
| First National Bank of Pennsylvania | $265,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $590,000 | $265,000 | -55.1% | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | $1,205,000 | $265,000 | -78.0% | 0.0% |
| SOUTH CAROLINA FEDERAL CREDIT UNION | $1,430,000 | $260,000 | -81.8% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $260,000 | n/a | 0.0% | |
| First Savings Bank | $255,000 | n/a | 0.0% | |
| Old National Bank | $255,000 | n/a | 0.0% | |
| Bell Bank | $225,000 | $245,000 | 8.9% | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | $200,000 | $245,000 | 22.5% | 0.0% |
| GREENSTATE CREDIT UNION | $245,000 | n/a | 0.0% | |
| Coastal Carolina National Bank | $645,000 | $240,000 | -62.8% | 0.0% |
| Dedicated Community Bank | $240,000 | n/a | 0.0% | |
| The Bank of South Carolina | $245,000 | $240,000 | -2.0% | 0.0% |
| Franklin Loan Corporation | $235,000 | n/a | 0.0% | |
| MORTGAGE INVESTORS GROUP, INC. | $540,000 | $235,000 | -56.5% | 0.0% |
| HOMESTEAD FUNDING CORP. | $225,000 | n/a | 0.0% | |
| STATE EMPLOYEES' | $735,000 | $225,000 | -69.4% | 0.0% |
| First National Bank of America | $215,000 | n/a | 0.0% | |
| Carolina Bank & Trust | $840,000 | $205,000 | -75.6% | 0.0% |
| Loan Simple, Inc. | $205,000 | n/a | 0.0% | |
| Palmetto Citizens Federal Credit Union | $200,000 | n/a | 0.0% | |
| Ixonia Bank | $265,000 | $195,000 | -26.4% | 0.0% |
| Sunflower Bank | $195,000 | n/a | 0.0% | |
| COASTAL Federal Credit Union | $185,000 | n/a | 0.0% | |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $185,000 | n/a | 0.0% | |
| Discover Bank | $475,000 | $180,000 | -62.1% | 0.0% |
| SWBC MORTGAGE CORPORATION | $180,000 | n/a | 0.0% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $505,000 | $175,000 | -65.3% | 0.0% |
| Nations Lending Corporation | $635,000 | $175,000 | -72.4% | 0.0% |
| PREMIER LENDING, INC. | $175,000 | n/a | 0.0% | |
| S1L, Inc. | $175,000 | n/a | 0.0% | |
| SOUTHWEST FUNDING, LP | $520,000 | $175,000 | -66.3% | 0.0% |
| CAROLINA TRUST FEDERAL CREDIT UNION | $165,000 | n/a | 0.0% | |
| The Conway National Bank | $165,000 | n/a | 0.0% | |
| The Fidelity Bank | $45,000 | $165,000 | 266.7% | 0.0% |
| Southern First Bank | $680,000 | $160,000 | -76.5% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $155,000 | n/a | 0.0% | |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $155,000 | n/a | 0.0% | |
| FineMark National Bank & Trust | $145,000 | n/a | 0.0% | |
| TIDEWATER MORTGAGE SERVICES, INC. | $810,000 | $135,000 | -83.3% | 0.0% |
| American Airlines Federal Credit Union | $125,000 | n/a | 0.0% | |
| DOMINION FINANCIAL SERVICES, LLC | $290,000 | $125,000 | -56.9% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $380,000 | $125,000 | -67.1% | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $565,000 | $125,000 | -77.9% | 0.0% |
| ACOPIA, LLC | $175,000 | $120,000 | -31.4% | 0.0% |
| LIMA ONE CAPITAL, LLC | $75,000 | $115,000 | 53.3% | 0.0% |
| ARC HOME LLC | $105,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $105,000 | n/a | 0.0% | |
| NEXERA HOLDING LLC | $175,000 | $105,000 | -40.0% | 0.0% |
| A&D Mortgage LLC | $95,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $250,000 | $95,000 | -62.0% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $95,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $170,000 | $85,000 | -50.0% | 0.0% |
| United Community Bank | $220,000 | $75,000 | -65.9% | 0.0% |
| ALLEGACY FEDERAL CREDIT UNION | $65,000 | n/a | 0.0% | |
| Northpointe Bank | $45,000 | n/a | 0.0% | |
| Bank of the Lowcountry | $295,000 | $35,000 | -88.1% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $35,000 | n/a | 0.0% | |
| Citibank | $25,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $15,000 | n/a | 0.0% |
SUMTER's top lender by overall market share is Mortgage Research Center, LLC, with 6.3% market share. In second place, with 5.2%, is SAFE FEDERAL CREDIT UNION, having originated $30,830,000 in loans. In third place, with 4.7%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $27,775,000 in loans. In fourth place, with 4.4%, is QUICKEN LOANS, LLC, having originated $25,895,000 in loans. In fifth place, with 4.3%, is MOVEMENT MORTGAGE, LLC, having originated $25,545,000 in loans.
SUMTER Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - SUMTER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $149,900 (-2.5%) | $165,964 (-5.5%) | 0.00 | 454 |
| 2018-02-01 | $152,000 (-1.4%) | $167,045 (-4.7%) | 0.00 | 444 |
| 2018-03-01 | $144,950 (-9.4%) | $169,613 (-3.0%) | 0.00 | 406 |
| 2018-04-01 | $154,500 (-4.8%) | $175,156 (-1.7%) | 0.00 | 429 |
| 2018-05-01 | $154,975 (-4.8%) | $176,721 (-0.2%) | 0.00 | 430 |
| 2018-06-01 | $159,450 (-2.7%) | $180,243 (1.2%) | 0.00 | 411 |
| 2018-07-01 | $162,400 (1.5%) | $186,261 (5.5%) | 0.00 | 407 |
| 2018-08-01 | $159,900 (0.8%) | $185,766 (7.1%) | 0.00 | 396 |
| 2018-09-01 | $157,900 (0.6%) | $183,310 (7.4%) | 0.00 | 393 |
| 2018-10-01 | $149,974 (-4.4%) | $182,103 (6.3%) | 0.00 | 398 |
| 2018-11-01 | $156,575 (1.0%) | $183,779 (7.9%) | 0.00 | 388 |
| 2018-12-01 | $155,000 (1.4%) | $178,428 (6.2%) | 0.00 | 375 |
| 2019-01-01 | $155,000 (3.4%) | $178,704 (7.7%) | 0.00 | 360 |
| 2019-02-01 | $159,900 (5.2%) | $179,348 (7.4%) | 0.00 | 375 |
| 2019-03-01 | $164,186 (13.3%) | $177,871 (4.9%) | 0.00 | 403 |
| 2019-04-01 | $172,200 (11.5%) | $182,323 (4.1%) | 0.00 | 429 |
| 2019-05-01 | $181,675 (17.2%) | $191,221 (8.2%) | 0.00 | 414 |
| 2019-06-01 | $183,900 (15.3%) | $194,843 (8.1%) | 0.00 | 383 |
| 2019-07-01 | $179,900 (10.8%) | $192,134 (3.2%) | 0.00 | 360 |
| 2019-08-01 | $179,919 (12.5%) | $190,365 (2.5%) | 0.00 | 373 |
| 2019-09-01 | $179,964 (14.0%) | $188,509 (2.8%) | 0.00 | 382 |
| 2019-10-01 | $180,000 (20.0%) | $187,723 (3.1%) | 0.00 | 389 |
| 2019-11-01 | $183,900 (17.5%) | $187,797 (2.2%) | 0.00 | 372 |
| 2019-12-01 | $179,063 (15.5%) | $187,439 (5.1%) | 0.00 | 343 |
| 2020-01-01 | $185,000 (19.4%) | $190,248 (6.5%) | 0.00 | 299 |
| 2020-02-01 | $185,000 (15.7%) | $190,077 (6.0%) | 0.00 | 282 |
| 2020-03-01 | $177,000 (7.8%) | $188,507 (6.0%) | 0.00 | 278 |
| 2020-04-01 | $177,975 (3.4%) | $192,368 (5.5%) | 0.00 | 285 |
| 2020-05-01 | $175,500 (-3.4%) | $191,986 (0.4%) | 0.00 | 262 |
| 2020-06-01 | $180,400 (-1.9%) | $186,466 (-4.3%) | 0.00 | 228 |
| 2020-07-01 | $175,750 (-2.3%) | $191,498 (-0.3%) | 0.00 | 180 |
| 2020-08-01 | $180,000 (0.1%) | $195,407 (2.7%) | 0.00 | 154 |
| 2020-09-01 | $176,625 (-1.9%) | $204,197 (8.3%) | 0.00 | 143 |
| 2020-10-01 | $175,250 (-2.6%) | $210,664 (12.2%) | 0.00 | 136 |
| 2020-11-01 | $184,950 (0.6%) | $216,580 (15.3%) | 0.00 | 133 |
| 2020-12-01 | $177,725 (-0.8%) | $206,140 (10.0%) | 0.00 | 133 |
| 2021-01-01 | $172,500 (-6.8%) | $192,244 (1.1%) | 0.00 | 124 |
| 2021-02-01 | $167,750 (-9.3%) | $185,331 (-2.5%) | 0.00 | 129 |
| 2021-03-01 | $174,833 (-1.2%) | $200,188 (6.2%) | 0.00 | 118 |
| 2021-04-01 | $177,817 (-0.1%) | $199,030 (3.5%) | 0.00 | 102 |
| 2021-05-01 | $188,000 (7.1%) | $213,923 (11.4%) | 0.00 | 82 |
| 2021-06-01 | $185,000 (2.6%) | $307,499 (64.9%) | 0.00 | 89 |
| 2021-07-01 | $187,000 (6.4%) | $314,239 (64.1%) | 0.00 | 89 |
| 2021-08-01 | $203,500 (13.1%) | $269,604 (38.0%) | 0.00 | 96 |
| 2021-09-01 | $194,950 (10.4%) | $268,577 (31.5%) | 0.00 | 98 |
| 2021-10-01 | $196,000 (11.8%) | $257,016 (22.0%) | 0.00 | 128 |
| 2021-11-01 | $209,000 (13.0%) | $255,833 (18.1%) | 0.00 | 141 |
| 2021-12-01 | $212,000 (19.3%) | $269,786 (30.9%) | 0.00 | 137 |
| 2022-01-01 | $234,000 (35.7%) | $243,734 (26.8%) | 0.00 | 126 |
| 2022-02-01 | $231,725 (38.1%) | $234,570 (26.6%) | 0.00 | 117 |
| 2022-03-01 | $245,123 (40.2%) | $282,196 (41.0%) | 0.00 | 106 |
| 2022-04-01 | $252,749 (42.1%) | $306,265 (53.9%) | 0.00 | 91 |
| 2022-05-01 | $261,675 (39.2%) | $298,781 (39.7%) | 0.00 | 137 |
| 2022-06-01 | $257,500 (39.2%) | $273,714 (-11.0%) | 0.00 | 191 |
| 2022-07-01 | $260,000 (39.0%) | $275,663 (-12.3%) | 0.00 | 211 |
| 2022-08-01 | $275,175 (35.2%) | $283,337 (5.1%) | 0.00 | 262 |
| 2022-09-01 | $268,500 (37.7%) | $283,721 (5.6%) | 0.00 | 293 |
| 2022-10-01 | $269,000 (37.2%) | $281,256 (9.4%) | 0.00 | 293 |
| 2022-11-01 | $277,000 (32.5%) | $281,120 (9.9%) | 0.00 | 299 |
| 2022-12-01 | $269,500 (27.1%) | $276,364 (2.4%) | 0.00 | 324 |
| 2023-01-01 | $280,573 (19.9%) | $277,307 (13.8%) | 0.00 | 318 |
| 2023-02-01 | $289,534 (25.0%) | $289,436 (23.4%) | 0.00 | 319 |
| 2023-03-01 | $286,838 (17.0%) | $288,107 (2.1%) | 0.00 | 285 |
| 2023-04-01 | $280,826 (11.1%) | $289,209 (-5.6%) | 0.00 | 290 |
| 2023-05-01 | $275,000 (5.1%) | $280,611 (-6.1%) | 0.00 | 271 |
| 2023-06-01 | $274,850 (6.7%) | $291,016 (6.3%) | 0.00 | 273 |
| 2023-07-01 | $278,917 (7.3%) | $293,743 (6.6%) | 0.00 | 261 |
| 2023-08-01 | $278,475 (1.2%) | $296,815 (4.8%) | 0.00 | 254 |
| 2023-09-01 | $279,900 (4.3%) | $294,135 (3.7%) | 0.00 | 277 |
| 2023-10-01 | $275,450 (2.4%) | $298,679 (6.2%) | 0.00 | 298 |
| 2023-11-01 | $271,995 (-1.8%) | $295,334 (5.1%) | 0.00 | 336 |
| 2023-12-01 | $272,970 (1.3%) | $298,091 (7.9%) | 0.00 | 310 |
| 2024-01-01 | $278,225 (-0.8%) | $287,761 (3.8%) | 0.00 | 317 |
| 2024-02-01 | $274,950 (-5.0%) | $286,158 (-1.1%) | 0.00 | 315 |
| 2024-03-01 | $279,900 (-2.4%) | $293,386 (1.8%) | 0.00 | 296 |
| 2024-04-01 | $277,575 (-1.2%) | $293,846 (1.6%) | 0.00 | 258 |
| 2024-05-01 | $266,947 (-2.9%) | $292,810 (4.4%) | 0.00 | 262 |
| 2024-06-01 | $260,000 (-5.4%) | $286,101 (-1.7%) | 0.00 | 285 |
| 2024-07-01 | $259,625 (-6.9%) | $290,225 (-1.2%) | 0.00 | 282 |
| 2024-08-01 | $265,000 (-4.8%) | $301,756 (1.7%) | 0.00 | 280 |
| 2024-09-01 | $267,750 (-4.3%) | $301,731 (2.6%) | 0.00 | 298 |
| 2024-10-01 | $287,245 (4.3%) | $309,072 (3.5%) | 0.00 | 323 |
| 2024-11-01 | $275,000 (1.1%) | $299,012 (1.3%) | 0.00 | 345 |
| 2024-12-01 | $269,350 (-1.3%) | $291,842 (-2.1%) | 0.00 | 336 |
| 2025-01-01 | $270,425 (-2.8%) | $288,412 (0.2%) | 0.00 | 315 |
| 2025-02-01 | $275,000 (0.0%) | $288,110 (0.7%) | 0.00 | 315 |
| 2025-03-01 | $273,500 (-2.3%) | $289,019 (-1.5%) | 0.00 | 344 |
| 2025-04-01 | $277,500 (0.0%) | $295,904 (0.7%) | 0.00 | 343 |
| 2025-05-01 | $265,000 (-0.7%) | $286,498 (-2.2%) | 0.00 | 343 |
| 2025-06-01 | $264,950 (1.9%) | $285,895 (-0.1%) | 0.00 | 335 |
| 2025-07-01 | $273,725 (5.4%) | $299,874 (3.3%) | 0.00 | 334 |
| 2025-08-01 | $269,595 (1.7%) | $288,049 (-4.5%) | 0.00 | 362 |
| 2025-09-01 | $272,450 (1.8%) | $290,267 (-3.8%) | 0.00 | 374 |
| 2025-10-01 | $273,500 (-4.8%) | $289,994 (-6.2%) | 0.00 | 384 |
| 2025-11-01 | $273,000 (-0.7%) | $288,469 (-3.5%) | 0.00 | 379 |
| 2025-12-01 | $279,900 (3.9%) | $291,504 (-0.1%) | 0.00 | 361 |
| 2026-01-01 | $277,200 (2.5%) | $293,597 (1.8%) | 0.00 | 346 |
| 2026-02-01 | $275,625 (0.2%) | $293,874 (2.0%) | 0.00 | 320 |
| 2026-03-01 | $274,575 (0.4%) | $302,307 (4.6%) | 0.00 | 339 |
| 2026-04-01 | $278,465 (0.4%) | $310,372 (4.9%) | 0.00 | 314 |
| 2026-05-01 | $275,000 (3.8%) | $305,203 (6.5%) | 0.00 | 321 |
| 2026-06-01 | $275,544 (4.0%) | $298,016 (4.2%) | 0.00 | 346 |
| 2026-07-01 | $275,000 (0.5%) | $292,229 (-2.6%) | 0.00 | 368 |
| 2026-08-01 | $269,500 (0.0%) | $294,571 (2.3%) | 0.00 | 387 |
| 2026-09-01 | $263,975 (-3.1%) | $300,791 (3.6%) | 0.00 | 414 |
| 2026-10-01 | $260,000 (-4.9%) | $297,981 (2.8%) | 0.00 | 441 |
SUMTER's median listing price for 2026-10-01 was $260,000, a difference of
$-13,500
(-4.9%) versus the prior year and
$-3,975 versus the prior month.
SUMTER's median listing price comes in at 0% of the national average.
SUMTER's average listing price for 2026-10-01 was $297,981, a difference of $7,987 (2.8%) versus the prior year and $-2,810 versus the prior month.
For the 2026-10-01 period, SUMTER had 441 MLS listings, a difference of 27 listings (7%) versus the prior month and 57 listings (15%) versus the prior year.
SUMTER's median listing price comes in at 0% of the national average.
SUMTER's average listing price for 2026-10-01 was $297,981, a difference of $7,987 (2.8%) versus the prior year and $-2,810 versus the prior month.
For the 2026-10-01 period, SUMTER had 441 MLS listings, a difference of 27 listings (7%) versus the prior month and 57 listings (15%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - SUMTER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,856 sqft |
| 2018-02-01 | 0 days | 1,863 sqft |
| 2018-03-01 | 0 days | 1,854 sqft |
| 2018-04-01 | 0 days | 1,898 sqft |
| 2018-05-01 | 0 days | 1,912 sqft |
| 2018-06-01 | 0 days | 1,911 sqft |
| 2018-07-01 | 0 days | 1,931 sqft |
| 2018-08-01 | 0 days | 1,963 sqft |
| 2018-09-01 | 0 days | 1,923 sqft |
| 2018-10-01 | 0 days | 1,856 sqft |
| 2018-11-01 | 0 days | 1,904 sqft |
| 2018-12-01 | 0 days | 1,907 sqft |
| 2019-01-01 | 0 days | 1,908 sqft |
| 2019-02-01 | 0 days | 1,922 sqft |
| 2019-03-01 | 0 days | 1,942 sqft |
| 2019-04-01 | 0 days | 1,985 sqft |
| 2019-05-01 | 0 days | 2,042 sqft |
| 2019-06-01 | 0 days | 2,030 sqft |
| 2019-07-01 | 0 days | 2,019 sqft |
| 2019-08-01 | 0 days | 1,984 sqft |
| 2019-09-01 | 0 days | 1,987 sqft |
| 2019-10-01 | 0 days | 1,994 sqft |
| 2019-11-01 | 0 days | 2,029 sqft |
| 2019-12-01 | 0 days | 1,979 sqft |
| 2020-01-01 | 0 days | 2,004 sqft |
| 2020-02-01 | 0 days | 2,000 sqft |
| 2020-03-01 | 0 days | 1,961 sqft |
| 2020-04-01 | 0 days | 1,947 sqft |
| 2020-05-01 | 0 days | 1,925 sqft |
| 2020-06-01 | 0 days | 1,921 sqft |
| 2020-07-01 | 0 days | 1,889 sqft |
| 2020-08-01 | 0 days | 1,921 sqft |
| 2020-09-01 | 0 days | 1,911 sqft |
| 2020-10-01 | 0 days | 1,933 sqft |
| 2020-11-01 | 0 days | 2,004 sqft |
| 2020-12-01 | 0 days | 1,942 sqft |
| 2021-01-01 | 0 days | 1,927 sqft |
| 2021-02-01 | 0 days | 1,877 sqft |
| 2021-03-01 | 0 days | 1,922 sqft |
| 2021-04-01 | 0 days | 1,913 sqft |
| 2021-05-01 | 0 days | 2,017 sqft |
| 2021-06-01 | 0 days | 1,956 sqft |
| 2021-07-01 | 0 days | 1,935 sqft |
| 2021-08-01 | 0 days | 2,025 sqft |
| 2021-09-01 | 0 days | 1,935 sqft |
| 2021-10-01 | 0 days | 1,957 sqft |
| 2021-11-01 | 0 days | 1,978 sqft |
| 2021-12-01 | 0 days | 1,959 sqft |
| 2022-01-01 | 0 days | 2,038 sqft |
| 2022-02-01 | 0 days | 2,186 sqft |
| 2022-03-01 | 0 days | 2,117 sqft |
| 2022-04-01 | 0 days | 2,130 sqft |
| 2022-05-01 | 0 days | 2,159 sqft |
| 2022-06-01 | 0 days | 2,063 sqft |
| 2022-07-01 | 0 days | 2,076 sqft |
| 2022-08-01 | 0 days | 2,156 sqft |
| 2022-09-01 | 0 days | 2,125 sqft |
| 2022-10-01 | 0 days | 2,108 sqft |
| 2022-11-01 | 0 days | 2,151 sqft |
| 2022-12-01 | 0 days | 2,115 sqft |
| 2023-01-01 | 0 days | 2,147 sqft |
| 2023-02-01 | 0 days | 2,164 sqft |
| 2023-03-01 | 0 days | 2,125 sqft |
| 2023-04-01 | 0 days | 2,140 sqft |
| 2023-05-01 | 0 days | 2,086 sqft |
| 2023-06-01 | 0 days | 2,106 sqft |
| 2023-07-01 | 0 days | 2,143 sqft |
| 2023-08-01 | 0 days | 2,152 sqft |
| 2023-09-01 | 0 days | 2,106 sqft |
| 2023-10-01 | 0 days | 2,105 sqft |
| 2023-11-01 | 0 days | 2,060 sqft |
| 2023-12-01 | 0 days | 2,097 sqft |
| 2024-01-01 | 0 days | 2,088 sqft |
| 2024-02-01 | 0 days | 2,084 sqft |
| 2024-03-01 | 0 days | 2,158 sqft |
| 2024-04-01 | 0 days | 2,137 sqft |
| 2024-05-01 | 0 days | 1,997 sqft |
| 2024-06-01 | 0 days | 1,915 sqft |
| 2024-07-01 | 0 days | 1,933 sqft |
| 2024-08-01 | 0 days | 2,000 sqft |
| 2024-09-01 | 0 days | 2,018 sqft |
| 2024-10-01 | 0 days | 2,146 sqft |
| 2024-11-01 | 0 days | 2,083 sqft |
| 2024-12-01 | 0 days | 2,013 sqft |
| 2025-01-01 | 0 days | 2,058 sqft |
| 2025-02-01 | 0 days | 2,000 sqft |
| 2025-03-01 | 0 days | 1,962 sqft |
| 2025-04-01 | 0 days | 1,994 sqft |
| 2025-05-01 | 0 days | 1,926 sqft |
| 2025-06-01 | 0 days | 1,924 sqft |
| 2025-07-01 | 0 days | 1,933 sqft |
| 2025-08-01 | 0 days | 1,924 sqft |
| 2025-09-01 | 0 days | 2,006 sqft |
| 2025-10-01 | 0 days | 2,076 sqft |
| 2025-11-01 | 0 days | 2,018 sqft |
| 2025-12-01 | 0 days | 2,044 sqft |
| 2026-01-01 | 0 days | 2,006 sqft |
| 2026-02-01 | 0 days | 2,021 sqft |
| 2026-03-01 | 0 days | 2,010 sqft |
| 2026-04-01 | 0 days | 2,095 sqft |
| 2026-05-01 | 0 days | 2,089 sqft |
| 2026-06-01 | 0 days | 2,073 sqft |
| 2026-07-01 | 0 days | 2,010 sqft |
| 2026-08-01 | 0 days | 1,944 sqft |
| 2026-09-01 | 0 days | 1,916 sqft |
| 2026-10-01 | 0 days | 1,910 sqft |
SUMTER's median listing age (time on market) for 2026-10-01 was 0 days.
SUMTER's median square footage for active listings during the 2026-10-01 period was 1,910 sqft. One year prior, the average listing was 2,076 sqft.
SUMTER's median square footage for active listings during the 2026-10-01 period was 1,910 sqft. One year prior, the average listing was 2,076 sqft.
SUMTER, SC Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,656 | $411,400,000 | $248,430 |
| Cash Out Refi | 378 | $63,570,000 | $168,175 |
| Refi | 325 | $80,225,000 | $246,846 |
| Other | 127 | $15,615,000 | $122,953 |
| Home Improvement | 97 | $18,105,000 | $186,649 |
Sumter's most frequently cited loan purpose was Home Purchase, with 1,656 originations. The 2nd most popular reason was Cash Out Refi, with 378 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,106 | $263,600,000 | $238,336 |
| 5-6% | 596 | $157,920,000 | $264,966 |
| Over 8% | 301 | $34,265,000 | $113,837 |
| 7-8% | 296 | $56,810,000 | $191,926 |
| 4-5% | 95 | $24,455,000 | $257,421 |
| <2.5% | 65 | $1,775,000 | $27,308 |
| 3-4% | 6 | $1,340,000 | $223,333 |
| 2.5-3% | 4 | $780,000 | $195,000 |
During 2025, Sumter's most frequently originated rate bucket was 6-7%, with 1,106 originations.
Loan Sizing (SUMTER, SC MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,143 | $308,885,000 | $270,241 |
| $100k-200k | 811 | $124,435,000 | $153,434 |
| $100,000 or less | 468 | $26,240,000 | $56,068 |
| $400k-600k | 126 | $58,300,000 | $462,698 |
| $600k-1000k | 24 | $17,060,000 | $710,833 |
| $Over $1MM | 11 | $53,995,000 | $4,908,636 |
SUMTER's loan sizing saw the bucket of loans from $200k-400k with 1,143 originations, totaling $308,885,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,316 | $329,840,000 | $250,638 |
| 60-80% | 405 | $87,205,000 | $215,321 |
| Under 20% | 174 | $6,820,000 | $39,195 |
| Over 100% | 166 | $50,370,000 | $303,434 |
| 20-40% | 163 | $14,295,000 | $87,699 |
| 40-60% | 152 | $31,440,000 | $206,842 |
SUMTER's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,316 originations, totaling $329,840,000 in origination value.