SUMTER Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Sumter averaged
6.96%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.77% and
one month ago for the week of 2025-02-27, the
average rate was 6.88%.
Sumter's average rate one year ago was 6.71%.
For refis of the same type during the week of 2025-04-03, the average rate
was 6.84%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Sumter 30 Year Fixed Rate | 2025-04-03 | 6.96% |
| Sumter 30 Year Fixed Rate Refi | 2025-04-03 | 6.84% |
| Sumter 15 Year Fixed Rate | 2025-04-03 | 6.02% |
| Sumter 15 Year Fixed Rate Refi | 2025-04-03 | 6.42% |
| Sumter 30 Year FHA | 2025-04-03 | 6.36% |
| Sumter 30 Year FHA Refi | 2025-04-03 | 6.36% |
| Sumter 30 Year USDA | 2025-04-03 | 6.12% |
| Sumter 30 Year USDA Refi | 2025-04-03 | 6.52% |
| Sumter 30 Year VA | 2025-04-03 | 5.93% |
| Sumter 30 Year VA Refi | 2025-04-03 | 5.68% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SUMTER, SC.
SUMTER Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SUMTER, SC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
SUMTER Average Closing Costs & Other Stats
SUMTER, SC's 99 lenders originated 2,450
loans during 2024. The total origination value was $512,190,000, with an average loan value of
$209,057.
SUMTER's average closing costs are $5,469.
The top SUMTER lender as defined by loan originations is SAFE FEDERAL CREDIT UNION, with
90 loans originated. Their average total fees are
$2,924, which is $3,298
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee SUMTER lenders (with over 10 loans originated) are
SAFE FEDERAL CREDIT UNION ($2,924), NAVY FEDERAL CREDIT UNION ($5,121), First-Citizens Bank & Trust Company ($5,191), Gateway First Bank ($5,253) and JPMorgan Chase Bank ($5,331).
The lowest rate SUMTER lenders (with over 10 loans originated) are
JPMorgan Chase Bank (6.31%), SAFE FEDERAL CREDIT UNION (6.44%), NAVY FEDERAL CREDIT UNION (6.47%), Gateway First Bank (6.64%) and GUILD MORTGAGE COMPANY (6.64%).
SUMTER, SC Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| SAFE FEDERAL CREDIT UNION | $33,415,000 | $33,275,000 | -0.4% | 6.5% |
| Mortgage Research Center, LLC | $26,220,000 | $33,215,000 | 26.7% | 6.5% |
| FBC MORTGAGE, LLC | $32,250,000 | $30,815,000 | -4.4% | 6.0% |
| QUICKEN LOANS, LLC | $22,700,000 | $23,635,000 | 4.1% | 4.6% |
| UNITED WHOLESALE MORTGAGE, LLC | $15,590,000 | $23,580,000 | 51.3% | 4.6% |
| MOVEMENT MORTGAGE, LLC | $17,485,000 | $21,610,000 | 23.6% | 4.2% |
| RESOURCE FINANCIAL SERVICES, INC. | $17,280,000 | $21,250,000 | 23.0% | 4.1% |
| Gateway First Bank | $19,980,000 | $17,975,000 | -10.0% | 3.5% |
| Trustmark National Bank | $15,600,000 | $16,960,000 | 8.7% | 3.3% |
| FREEDOM MORTGAGE CORPORATION | $4,545,000 | $12,465,000 | 174.3% | 2.4% |
| NAVY FEDERAL CREDIT UNION | $9,235,000 | $11,690,000 | 26.6% | 2.3% |
| First Heritage Mortgage, LLC | $3,245,000 | $10,340,000 | 218.6% | 2.0% |
| First-Citizens Bank & Trust Company | $10,805,000 | $10,160,000 | -6.0% | 2.0% |
| GUILD MORTGAGE COMPANY | $7,150,000 | $9,845,000 | 37.7% | 1.9% |
| Wells Fargo Bank | $4,470,000 | $9,585,000 | 114.4% | 1.9% |
| BANK OF CLARENDON | $6,605,000 | $8,340,000 | 26.3% | 1.6% |
| GUARANTEED RATE AFFINITY, LLC | $8,620,000 | $8,315,000 | -3.5% | 1.6% |
| USAA Federal Savings Bank | $7,585,000 | $7,580,000 | -0.1% | 1.5% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $6,320,000 | $7,325,000 | 15.9% | 1.4% |
| 21ST MORTGAGE CORPORATION | $5,200,000 | $7,070,000 | 36.0% | 1.4% |
| GUARANTEED RATE, INC. | $6,295,000 | $6,880,000 | 9.3% | 1.3% |
| DHI MORTGAGE COMPANY, LTD. | $3,855,000 | $6,490,000 | 68.4% | 1.3% |
| Synovus Bank | $7,145,000 | $5,960,000 | -16.6% | 1.2% |
| ORIX REAL ESTATE CAPITAL, LLC | $5,215,000 | n/a | 1.0% | |
| JPMorgan Chase Bank | $1,110,000 | $5,205,000 | 368.9% | 1.0% |
| PENNYMAC LOAN SERVICES, LLC | $4,335,000 | $5,170,000 | 19.3% | 1.0% |
| Arbor Realty Trust, Inc. | $4,955,000 | n/a | 1.0% | |
| CROSSCOUNTRY MORTGAGE, LLC | $5,095,000 | $4,395,000 | -13.7% | 0.9% |
| Truist | $2,915,000 | $4,370,000 | 49.9% | 0.9% |
| Assurance Financial Group, L.L.C. | $1,650,000 | $4,055,000 | 145.8% | 0.8% |
| Carrington Mortgage Services, LLC | $2,125,000 | $3,675,000 | 72.9% | 0.7% |
| NEW DAY FINANCIAL, LLC | $1,835,000 | $3,340,000 | 82.0% | 0.7% |
| NEWREZ LLC | $3,135,000 | $3,190,000 | 1.8% | 0.6% |
| Ameris Bank | $6,800,000 | $3,155,000 | -53.6% | 0.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,635,000 | $3,100,000 | 89.6% | 0.6% |
| LOANDEPOT.COM, LLC | $4,045,000 | $2,840,000 | -29.8% | 0.6% |
| HOMESIDE FINANCIAL, LLC | $195,000 | $2,810,000 | 1,341.0% | 0.5% |
| VILLAGE CAPITAL MORTGAGE | $1,030,000 | $2,810,000 | 172.8% | 0.5% |
| SOUTHWEST STAGE FUNDING, LLC | $1,895,000 | $2,705,000 | 42.7% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $1,470,000 | $2,435,000 | 65.6% | 0.5% |
| ArborOne, ACA | $1,300,000 | $2,425,000 | 86.5% | 0.5% |
| The Citizens Bank | $4,595,000 | $2,290,000 | -50.2% | 0.4% |
| CLEARPATH LENDING | $890,000 | $2,270,000 | 155.1% | 0.4% |
| PLANET HOME LENDING, LLC | $255,000 | $2,100,000 | 723.5% | 0.4% |
| BROKER SOLUTIONS, INC. | $2,615,000 | $1,970,000 | -24.7% | 0.4% |
| Flagstar Bank, FSB | $1,155,000 | $1,940,000 | 68.0% | 0.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $2,145,000 | $1,885,000 | -12.1% | 0.4% |
| First Reliance Bank | $260,000 | $1,805,000 | 594.2% | 0.4% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $1,445,000 | $1,745,000 | 20.8% | 0.3% |
| Renasant Bank | $1,970,000 | $1,730,000 | -12.2% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $2,845,000 | $1,625,000 | -42.9% | 0.3% |
| CMG MORTGAGE, INC. | $3,355,000 | $1,580,000 | -52.9% | 0.3% |
| First Palmetto Bank | $2,375,000 | $1,555,000 | -34.5% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $960,000 | $1,505,000 | 56.8% | 0.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | $430,000 | $1,485,000 | 245.3% | 0.3% |
| SOUTH CAROLINA FEDERAL CREDIT UNION | $400,000 | $1,430,000 | 257.5% | 0.3% |
| Carter Bank & Trust | $2,005,000 | $1,385,000 | -30.9% | 0.3% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $440,000 | $1,360,000 | 209.1% | 0.3% |
| CALCON MUTUAL MORTGAGE LLC | $125,000 | $1,340,000 | 972.0% | 0.3% |
| CAROLINA ONE MORTGAGE, LLC | $1,135,000 | $1,335,000 | 17.6% | 0.3% |
| PENTAGON FEDERAL CREDIT UNION | $1,770,000 | $1,205,000 | -31.9% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,120,000 | $1,200,000 | 7.1% | 0.2% |
| LOANPAL, LLC | $615,000 | $1,190,000 | 93.5% | 0.2% |
| AgFirst Farm Credit Bank | $630,000 | $1,170,000 | 85.7% | 0.2% |
| Bank of America | $2,210,000 | $1,170,000 | -47.1% | 0.2% |
| South State Bank | $1,680,000 | $1,170,000 | -30.4% | 0.2% |
| NATION ONE MORTGAGE CORPORATION | $1,150,000 | n/a | 0.2% | |
| ALLSOUTH | $625,000 | $1,115,000 | 78.4% | 0.2% |
| Magnolia Bank | $440,000 | $1,080,000 | 145.5% | 0.2% |
| TD Bank | $14,945,000 | $1,075,000 | -92.8% | 0.2% |
| First Federal Bank | $1,715,000 | $1,060,000 | -38.2% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $390,000 | $1,025,000 | 162.8% | 0.2% |
| PHH Mortgage Corporation | $540,000 | $915,000 | 69.4% | 0.2% |
| Prosperity Home Mortgage, LLC | $1,415,000 | $885,000 | -37.5% | 0.2% |
| Century Mortgage Company DBA Century Lending Company | $420,000 | $875,000 | 108.3% | 0.2% |
| NBKC BANK | $1,180,000 | $865,000 | -26.7% | 0.2% |
| ZILLOW HOME LOANS, LLC | $145,000 | $845,000 | 482.8% | 0.2% |
| Carolina Bank & Trust | $2,295,000 | $840,000 | -63.4% | 0.2% |
| TIDEWATER MORTGAGE SERVICES, INC. | $155,000 | $810,000 | 422.6% | 0.2% |
| Equity Prime Mortgage LLC | $2,140,000 | $790,000 | -63.1% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $1,320,000 | $790,000 | -40.2% | 0.2% |
| CARDINAL FINANCIAL | $2,665,000 | $765,000 | -71.3% | 0.1% |
| S. C. STATE FEDERAL CREDIT UNION | $370,000 | $755,000 | 104.1% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $830,000 | $755,000 | -9.0% | 0.1% |
| North American Savings Bank, F.S.B. | $165,000 | $735,000 | 345.5% | 0.1% |
| STATE EMPLOYEES' | $65,000 | $735,000 | 1,030.8% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $725,000 | n/a | 0.1% | |
| FUNDLOANS CAPITAL | $705,000 | n/a | 0.1% | |
| Southern First Bank | $680,000 | n/a | 0.1% | |
| Coastal Carolina National Bank | $645,000 | n/a | 0.1% | |
| First Community Bank | $160,000 | $640,000 | 300.0% | 0.1% |
| Nations Lending Corporation | $670,000 | $635,000 | -5.2% | 0.1% |
| Atlantic Coast Mortgage, LLC | $155,000 | $625,000 | 303.2% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $485,000 | $620,000 | 27.8% | 0.1% |
| Fifth Third Bank | $460,000 | $610,000 | 32.6% | 0.1% |
| Alcova Mortgage LLC | $155,000 | $605,000 | 290.3% | 0.1% |
| Mid-Continent Funding, Inc. | $600,000 | $590,000 | -1.7% | 0.1% |
| SENTE MORTGAGE, INC. | $590,000 | n/a | 0.1% | |
| CityWorth Mortgage LLC | $585,000 | n/a | 0.1% | |
| FOUNDERS FEDERAL CREDIT UNION | $290,000 | $580,000 | 100.0% | 0.1% |
| The Loan Store, Inc. | $575,000 | n/a | 0.1% | |
| TOTAL MORTGAGE SERVICES, LLC | $570,000 | n/a | 0.1% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $565,000 | n/a | 0.1% | |
| RELIANCE FIRST CAPITAL, LLC | $650,000 | $565,000 | -13.1% | 0.1% |
| MORTGAGE INVESTORS GROUP, INC. | $540,000 | n/a | 0.1% | |
| AMERICAN FINANCING CORPORATION | $525,000 | n/a | 0.1% | |
| SOUTHWEST FUNDING, LP | $520,000 | n/a | 0.1% | |
| The Federal Savings Bank | $285,000 | $510,000 | 78.9% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $770,000 | $505,000 | -34.4% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $65,000 | $500,000 | 669.2% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $500,000 | n/a | 0.1% | |
| PNC Bank | $280,000 | $490,000 | 75.0% | 0.1% |
| Arthur State Bank | $105,000 | $480,000 | 357.1% | 0.1% |
| INTERLINC MORTGAGE SERVICES, LLC | $480,000 | n/a | 0.1% | |
| Discover Bank | $370,000 | $475,000 | 28.4% | 0.1% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $650,000 | $455,000 | -30.0% | 0.1% |
| Encompass Lending Group, LP | $450,000 | n/a | 0.1% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $175,000 | $435,000 | 148.6% | 0.1% |
| JMAC LENDING, INC. | $430,000 | n/a | 0.1% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $275,000 | $420,000 | 52.7% | 0.1% |
| The Park National Bank | $415,000 | n/a | 0.1% | |
| AMERICAN HERITAGE LENDING, INC. | $190,000 | $395,000 | 107.9% | 0.1% |
| SPRING EQ, LLC | $210,000 | $390,000 | 85.7% | 0.1% |
| Figure Lending LLC | $140,000 | $385,000 | 175.0% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $455,000 | $385,000 | -15.4% | 0.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $380,000 | n/a | 0.1% | |
| MILEND, INC. | $515,000 | $380,000 | -26.2% | 0.1% |
| CITIZENS EQUITY FIRST | $370,000 | n/a | 0.1% | |
| UNION HOME MORTGAGE CORP. | $1,050,000 | $370,000 | -64.8% | 0.1% |
| First Bank | $235,000 | $365,000 | 55.3% | 0.1% |
| DELMAR FINANCIAL COMPANY | $1,290,000 | $355,000 | -72.5% | 0.1% |
| GENEVA FINANCIAL, LLC | $355,000 | n/a | 0.1% | |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $355,000 | n/a | 0.1% | |
| Regions Bank | $525,000 | $355,000 | -32.4% | 0.1% |
| CANOPY MORTGAGE, LLC | $345,000 | n/a | 0.1% | |
| Pinnacle Bank | $420,000 | $335,000 | -20.2% | 0.1% |
| Commerce Home Mortgage, Inc. | $400,000 | $330,000 | -17.5% | 0.1% |
| GERSHMAN INVESTMENT CORP. | $315,000 | n/a | 0.1% | |
| Paramount Bank | $305,000 | n/a | 0.1% | |
| Bank of the Lowcountry | $295,000 | n/a | 0.1% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $800,000 | $295,000 | -63.1% | 0.1% |
| Republic Bank & Trust Company | $295,000 | n/a | 0.1% | |
| DOMINION FINANCIAL SERVICES, LLC | $220,000 | $290,000 | 31.8% | 0.1% |
| SIRVA MORTGAGE, INC. | $235,000 | $275,000 | 17.0% | 0.1% |
| T2 FINANCIAL LLC | $295,000 | $270,000 | -8.5% | 0.1% |
| AMWEST FUNDING CORP. | $265,000 | n/a | 0.1% | |
| Ixonia Bank | $265,000 | n/a | 0.1% | |
| Truliant Federal Credit Union | $265,000 | n/a | 0.1% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $255,000 | n/a | 0.0% | |
| Princeton Mortgage Corporation | $675,000 | $255,000 | -62.2% | 0.0% |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $255,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $115,000 | $250,000 | 117.4% | 0.0% |
| AmeriHome Mortgage Company, LLC | $245,000 | n/a | 0.0% | |
| DELTA COMMUNITY CREDIT UNION | $245,000 | n/a | 0.0% | |
| The Bank of South Carolina | $245,000 | n/a | 0.0% | |
| CSL Financial, LLC | $240,000 | n/a | 0.0% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $240,000 | n/a | 0.0% | |
| GARDNER FINANCIAL SERVICES, LTD. | $235,000 | n/a | 0.0% | |
| Secured Investment Corp. | $365,000 | $230,000 | -37.0% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $755,000 | $225,000 | -70.2% | 0.0% |
| Bell Bank | $225,000 | n/a | 0.0% | |
| GEO-CORP, INC. | $225,000 | n/a | 0.0% | |
| United Community Bank | $455,000 | $220,000 | -51.6% | 0.0% |
| INFINITY EQUITY GROUP, INC. | $215,000 | n/a | 0.0% | |
| INTERCOASTAL MORTGAGE COMPANY | $620,000 | $215,000 | -65.3% | 0.0% |
| U.S. Bank | $905,000 | $215,000 | -76.2% | 0.0% |
| OCMBC, INC. | $210,000 | n/a | 0.0% | |
| Armed Forces Bank | $295,000 | $205,000 | -30.5% | 0.0% |
| Plains Commerce Bank | $700,000 | $205,000 | -70.7% | 0.0% |
| AXIA FINANCIAL, LLC | $135,000 | $200,000 | 48.1% | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | $200,000 | n/a | 0.0% | |
| ALLIED MORTGAGE GROUP, INC. | $195,000 | n/a | 0.0% | |
| FORT FINANCIAL Federal Credit Union | $195,000 | n/a | 0.0% | |
| Home Mortgage Alliance Corp | $195,000 | n/a | 0.0% | |
| 1ST SIGNATURE LENDING, LLC | $575,000 | $185,000 | -67.8% | 0.0% |
| Baxter Credit Union | $185,000 | n/a | 0.0% | |
| FREEDOM FIRST | $185,000 | n/a | 0.0% | |
| ACOPIA, LLC | $175,000 | n/a | 0.0% | |
| NEXERA HOLDING LLC | $175,000 | n/a | 0.0% | |
| VERITAS FUNDING, LLC | $175,000 | n/a | 0.0% | |
| Anderson Brothers Bank | $765,000 | $170,000 | -77.8% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $155,000 | $170,000 | 9.7% | 0.0% |
| EASTMAN | $185,000 | $165,000 | -10.8% | 0.0% |
| TOWNE MORTGAGE COMPANY | $150,000 | $165,000 | 10.0% | 0.0% |
| UNITED MORTGAGE CORP | $155,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $150,000 | n/a | 0.0% | |
| MASON MCDUFFIE MORTGAGE CORPORATION | $185,000 | $145,000 | -21.6% | 0.0% |
| GMFS LLC | $140,000 | n/a | 0.0% | |
| Barrington Bank & Trust Company, N.A. | $385,000 | $135,000 | -64.9% | 0.0% |
| BAY EQUITY LLC | $715,000 | $135,000 | -81.1% | 0.0% |
| First National Bank of South Carolina | $135,000 | n/a | 0.0% | |
| STOCKTON MORTGAGE CORPORATION | $115,000 | $135,000 | 17.4% | 0.0% |
| Lakeview Community Capital, LLC | $565,000 | $125,000 | -77.9% | 0.0% |
| SRP Federal Credit Union | $125,000 | n/a | 0.0% | |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | $125,000 | n/a | 0.0% | |
| SHARONVIEW FEDERAL CREDIT UNION | $120,000 | n/a | 0.0% | |
| Brighton Bank | $115,000 | n/a | 0.0% | |
| CHURCHILL MORTGAGE CORPORATION | $595,000 | $105,000 | -82.4% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $320,000 | $105,000 | -67.2% | 0.0% |
| SOUTHERN TRUST MORTGAGE, LLC | $105,000 | n/a | 0.0% | |
| American Security Mortgage Corp. | $95,000 | n/a | 0.0% | |
| Boeing Employees Credit Union | $170,000 | $95,000 | -44.1% | 0.0% |
| Enterprise Bank of South Carolina | $415,000 | $85,000 | -79.5% | 0.0% |
| LIMA ONE CAPITAL, LLC | $2,150,000 | $75,000 | -96.5% | 0.0% |
| Northwest Federal Credit Union | $75,000 | n/a | 0.0% | |
| CPM Federal Credit Union | $65,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $65,000 | n/a | 0.0% | |
| The Fidelity Bank | $45,000 | n/a | 0.0% |
SUMTER's top lender by overall market share is SAFE FEDERAL CREDIT UNION, with 6.5% market share. In second place, with 6.5%, is Mortgage Research Center, LLC, having originated $33,215,000 in loans. In third place, with 6.0%, is FBC MORTGAGE, LLC, having originated $30,815,000 in loans. In fourth place, with 4.6%, is QUICKEN LOANS, LLC, having originated $23,635,000 in loans. In fifth place, with 4.6%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $23,580,000 in loans.
SUMTER Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - SUMTER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $149,900 (-2.5%) | $165,964 (-5.5%) | 0.00 | 454 |
| 2018-02-01 | $152,000 (-1.4%) | $167,045 (-4.7%) | 0.00 | 444 |
| 2018-03-01 | $144,950 (-9.4%) | $169,613 (-3.0%) | 0.00 | 406 |
| 2018-04-01 | $154,500 (-4.8%) | $175,156 (-1.7%) | 0.00 | 429 |
| 2018-05-01 | $154,975 (-4.8%) | $176,721 (-0.2%) | 0.00 | 430 |
| 2018-06-01 | $159,450 (-2.7%) | $180,243 (1.2%) | 0.00 | 411 |
| 2018-07-01 | $162,400 (1.5%) | $186,261 (5.5%) | 0.00 | 407 |
| 2018-08-01 | $159,900 (0.8%) | $185,766 (7.1%) | 0.00 | 396 |
| 2018-09-01 | $157,900 (0.6%) | $183,310 (7.4%) | 0.00 | 393 |
| 2018-10-01 | $149,974 (-4.4%) | $182,103 (6.3%) | 0.00 | 398 |
| 2018-11-01 | $156,575 (1.0%) | $183,779 (7.9%) | 0.00 | 388 |
| 2018-12-01 | $155,000 (1.4%) | $178,428 (6.2%) | 0.00 | 375 |
| 2019-01-01 | $155,000 (3.4%) | $178,704 (7.7%) | 0.00 | 360 |
| 2019-02-01 | $159,900 (5.2%) | $179,348 (7.4%) | 0.00 | 375 |
| 2019-03-01 | $164,186 (13.3%) | $177,871 (4.9%) | 0.00 | 403 |
| 2019-04-01 | $172,200 (11.5%) | $182,323 (4.1%) | 0.00 | 429 |
| 2019-05-01 | $181,675 (17.2%) | $191,221 (8.2%) | 0.00 | 414 |
| 2019-06-01 | $183,900 (15.3%) | $194,843 (8.1%) | 0.00 | 383 |
| 2019-07-01 | $179,900 (10.8%) | $192,134 (3.2%) | 0.00 | 360 |
| 2019-08-01 | $179,919 (12.5%) | $190,365 (2.5%) | 0.00 | 373 |
| 2019-09-01 | $179,964 (14.0%) | $188,509 (2.8%) | 0.00 | 382 |
| 2019-10-01 | $180,000 (20.0%) | $187,723 (3.1%) | 0.00 | 389 |
| 2019-11-01 | $183,900 (17.5%) | $187,797 (2.2%) | 0.00 | 372 |
| 2019-12-01 | $179,063 (15.5%) | $187,439 (5.1%) | 0.00 | 343 |
| 2020-01-01 | $185,000 (19.4%) | $190,248 (6.5%) | 0.00 | 299 |
| 2020-02-01 | $185,000 (15.7%) | $190,077 (6.0%) | 0.00 | 282 |
| 2020-03-01 | $177,000 (7.8%) | $188,507 (6.0%) | 0.00 | 278 |
| 2020-04-01 | $177,975 (3.4%) | $192,368 (5.5%) | 0.00 | 285 |
| 2020-05-01 | $175,500 (-3.4%) | $191,986 (0.4%) | 0.00 | 262 |
| 2020-06-01 | $180,400 (-1.9%) | $186,466 (-4.3%) | 0.00 | 228 |
| 2020-07-01 | $175,750 (-2.3%) | $191,498 (-0.3%) | 0.00 | 180 |
| 2020-08-01 | $180,000 (0.1%) | $195,407 (2.7%) | 0.00 | 154 |
| 2020-09-01 | $176,625 (-1.9%) | $204,197 (8.3%) | 0.00 | 143 |
| 2020-10-01 | $175,250 (-2.6%) | $210,664 (12.2%) | 0.00 | 136 |
| 2020-11-01 | $184,950 (0.6%) | $216,580 (15.3%) | 0.00 | 133 |
| 2020-12-01 | $177,725 (-0.8%) | $206,140 (10.0%) | 0.00 | 133 |
| 2021-01-01 | $172,500 (-6.8%) | $192,244 (1.1%) | 0.00 | 124 |
| 2021-02-01 | $167,750 (-9.3%) | $185,331 (-2.5%) | 0.00 | 129 |
| 2021-03-01 | $174,833 (-1.2%) | $200,188 (6.2%) | 0.00 | 118 |
| 2021-04-01 | $177,817 (-0.1%) | $199,030 (3.5%) | 0.00 | 102 |
| 2021-05-01 | $188,000 (7.1%) | $213,923 (11.4%) | 0.00 | 82 |
| 2021-06-01 | $185,000 (2.6%) | $307,499 (64.9%) | 0.00 | 89 |
| 2021-07-01 | $187,000 (6.4%) | $314,239 (64.1%) | 0.00 | 89 |
| 2021-08-01 | $203,500 (13.1%) | $269,604 (38.0%) | 0.00 | 96 |
| 2021-09-01 | $194,950 (10.4%) | $268,577 (31.5%) | 0.00 | 98 |
| 2021-10-01 | $196,000 (11.8%) | $257,016 (22.0%) | 0.00 | 128 |
| 2021-11-01 | $209,000 (13.0%) | $255,833 (18.1%) | 0.00 | 141 |
| 2021-12-01 | $212,000 (19.3%) | $269,786 (30.9%) | 0.00 | 137 |
| 2022-01-01 | $234,000 (35.7%) | $243,734 (26.8%) | 0.00 | 126 |
| 2022-02-01 | $231,725 (38.1%) | $234,570 (26.6%) | 0.00 | 117 |
| 2022-03-01 | $245,123 (40.2%) | $282,196 (41.0%) | 0.00 | 106 |
| 2022-04-01 | $252,749 (42.1%) | $306,265 (53.9%) | 0.00 | 91 |
| 2022-05-01 | $261,675 (39.2%) | $298,781 (39.7%) | 0.00 | 137 |
| 2022-06-01 | $257,500 (39.2%) | $273,714 (-11.0%) | 0.00 | 191 |
| 2022-07-01 | $260,000 (39.0%) | $275,663 (-12.3%) | 0.00 | 211 |
| 2022-08-01 | $275,175 (35.2%) | $283,337 (5.1%) | 0.00 | 262 |
| 2022-09-01 | $268,500 (37.7%) | $283,721 (5.6%) | 0.00 | 293 |
| 2022-10-01 | $269,000 (37.2%) | $281,256 (9.4%) | 0.00 | 293 |
| 2022-11-01 | $277,000 (32.5%) | $281,120 (9.9%) | 0.00 | 299 |
| 2022-12-01 | $269,500 (27.1%) | $276,364 (2.4%) | 0.00 | 324 |
| 2023-01-01 | $280,573 (19.9%) | $277,307 (13.8%) | 0.00 | 318 |
| 2023-02-01 | $289,534 (25.0%) | $289,436 (23.4%) | 0.00 | 319 |
| 2023-03-01 | $286,838 (17.0%) | $288,107 (2.1%) | 0.00 | 285 |
| 2023-04-01 | $280,826 (11.1%) | $289,209 (-5.6%) | 0.00 | 290 |
| 2023-05-01 | $275,000 (5.1%) | $280,611 (-6.1%) | 0.00 | 271 |
| 2023-06-01 | $274,850 (6.7%) | $291,016 (6.3%) | 0.00 | 273 |
| 2023-07-01 | $278,917 (7.3%) | $293,743 (6.6%) | 0.00 | 261 |
| 2023-08-01 | $278,475 (1.2%) | $296,815 (4.8%) | 0.00 | 254 |
| 2023-09-01 | $279,900 (4.3%) | $294,135 (3.7%) | 0.00 | 277 |
| 2023-10-01 | $275,450 (2.4%) | $298,679 (6.2%) | 0.00 | 298 |
| 2023-11-01 | $271,995 (-1.8%) | $295,334 (5.1%) | 0.00 | 336 |
| 2023-12-01 | $272,970 (1.3%) | $298,091 (7.9%) | 0.00 | 310 |
| 2024-01-01 | $278,225 (-0.8%) | $287,761 (3.8%) | 0.00 | 317 |
| 2024-02-01 | $274,950 (-5.0%) | $286,158 (-1.1%) | 0.00 | 315 |
| 2024-03-01 | $279,900 (-2.4%) | $293,386 (1.8%) | 0.00 | 296 |
| 2024-04-01 | $277,575 (-1.2%) | $293,846 (1.6%) | 0.00 | 258 |
| 2024-05-01 | $266,947 (-2.9%) | $292,810 (4.4%) | 0.00 | 262 |
| 2024-06-01 | $260,000 (-5.4%) | $286,101 (-1.7%) | 0.00 | 285 |
| 2024-07-01 | $259,625 (-6.9%) | $290,225 (-1.2%) | 0.00 | 282 |
| 2024-08-01 | $265,000 (-4.8%) | $301,756 (1.7%) | 0.00 | 280 |
| 2024-09-01 | $269,500 (-3.7%) | $301,291 (2.4%) | 0.00 | 308 |
| 2024-10-01 | $284,373 (3.2%) | $310,032 (3.8%) | 0.00 | 318 |
| 2024-11-01 | $275,000 (1.1%) | $299,012 (1.3%) | 0.00 | 345 |
| 2024-12-01 | $269,350 (-1.3%) | $291,842 (-2.1%) | 0.00 | 336 |
| 2025-01-01 | $270,425 (-2.8%) | $288,412 (0.2%) | 0.00 | 315 |
| 2025-02-01 | $275,000 (0.0%) | $288,110 (0.7%) | 0.00 | 315 |
| 2025-03-01 | $273,500 (-2.3%) | $289,019 (-1.5%) | 0.00 | 344 |
SUMTER's median listing price for 2025-03-01 was $273,500, a difference of
$-6,400
(-2.3%) versus the prior year and
$-1,500 versus the prior month.
SUMTER's median listing price comes in at 0% of the national average.
SUMTER's average listing price for 2025-03-01 was $289,019, a difference of $-4,367 (-1.5%) versus the prior year and $909 versus the prior month.
For the 2025-03-01 period, SUMTER had 344 MLS listings, a difference of 29 listings (9%) versus the prior month and 48 listings (16%) versus the prior year.
SUMTER's median listing price comes in at 0% of the national average.
SUMTER's average listing price for 2025-03-01 was $289,019, a difference of $-4,367 (-1.5%) versus the prior year and $909 versus the prior month.
For the 2025-03-01 period, SUMTER had 344 MLS listings, a difference of 29 listings (9%) versus the prior month and 48 listings (16%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - SUMTER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,856 sqft |
| 2018-02-01 | 0 days | 1,863 sqft |
| 2018-03-01 | 0 days | 1,854 sqft |
| 2018-04-01 | 0 days | 1,898 sqft |
| 2018-05-01 | 0 days | 1,912 sqft |
| 2018-06-01 | 0 days | 1,911 sqft |
| 2018-07-01 | 0 days | 1,931 sqft |
| 2018-08-01 | 0 days | 1,963 sqft |
| 2018-09-01 | 0 days | 1,923 sqft |
| 2018-10-01 | 0 days | 1,856 sqft |
| 2018-11-01 | 0 days | 1,904 sqft |
| 2018-12-01 | 0 days | 1,907 sqft |
| 2019-01-01 | 0 days | 1,908 sqft |
| 2019-02-01 | 0 days | 1,922 sqft |
| 2019-03-01 | 0 days | 1,942 sqft |
| 2019-04-01 | 0 days | 1,985 sqft |
| 2019-05-01 | 0 days | 2,042 sqft |
| 2019-06-01 | 0 days | 2,030 sqft |
| 2019-07-01 | 0 days | 2,019 sqft |
| 2019-08-01 | 0 days | 1,984 sqft |
| 2019-09-01 | 0 days | 1,987 sqft |
| 2019-10-01 | 0 days | 1,994 sqft |
| 2019-11-01 | 0 days | 2,029 sqft |
| 2019-12-01 | 0 days | 1,979 sqft |
| 2020-01-01 | 0 days | 2,004 sqft |
| 2020-02-01 | 0 days | 2,000 sqft |
| 2020-03-01 | 0 days | 1,961 sqft |
| 2020-04-01 | 0 days | 1,947 sqft |
| 2020-05-01 | 0 days | 1,925 sqft |
| 2020-06-01 | 0 days | 1,921 sqft |
| 2020-07-01 | 0 days | 1,889 sqft |
| 2020-08-01 | 0 days | 1,921 sqft |
| 2020-09-01 | 0 days | 1,911 sqft |
| 2020-10-01 | 0 days | 1,933 sqft |
| 2020-11-01 | 0 days | 2,004 sqft |
| 2020-12-01 | 0 days | 1,942 sqft |
| 2021-01-01 | 0 days | 1,927 sqft |
| 2021-02-01 | 0 days | 1,877 sqft |
| 2021-03-01 | 0 days | 1,922 sqft |
| 2021-04-01 | 0 days | 1,913 sqft |
| 2021-05-01 | 0 days | 2,017 sqft |
| 2021-06-01 | 0 days | 1,956 sqft |
| 2021-07-01 | 0 days | 1,935 sqft |
| 2021-08-01 | 0 days | 2,025 sqft |
| 2021-09-01 | 0 days | 1,935 sqft |
| 2021-10-01 | 0 days | 1,957 sqft |
| 2021-11-01 | 0 days | 1,978 sqft |
| 2021-12-01 | 0 days | 1,959 sqft |
| 2022-01-01 | 0 days | 2,038 sqft |
| 2022-02-01 | 0 days | 2,186 sqft |
| 2022-03-01 | 0 days | 2,117 sqft |
| 2022-04-01 | 0 days | 2,130 sqft |
| 2022-05-01 | 0 days | 2,159 sqft |
| 2022-06-01 | 0 days | 2,063 sqft |
| 2022-07-01 | 0 days | 2,076 sqft |
| 2022-08-01 | 0 days | 2,156 sqft |
| 2022-09-01 | 0 days | 2,125 sqft |
| 2022-10-01 | 0 days | 2,108 sqft |
| 2022-11-01 | 0 days | 2,151 sqft |
| 2022-12-01 | 0 days | 2,115 sqft |
| 2023-01-01 | 0 days | 2,147 sqft |
| 2023-02-01 | 0 days | 2,162 sqft |
| 2023-03-01 | 0 days | 2,125 sqft |
| 2023-04-01 | 0 days | 2,140 sqft |
| 2023-05-01 | 0 days | 2,086 sqft |
| 2023-06-01 | 0 days | 2,106 sqft |
| 2023-07-01 | 0 days | 2,143 sqft |
| 2023-08-01 | 0 days | 2,152 sqft |
| 2023-09-01 | 0 days | 2,106 sqft |
| 2023-10-01 | 0 days | 2,105 sqft |
| 2023-11-01 | 0 days | 2,060 sqft |
| 2023-12-01 | 0 days | 2,097 sqft |
| 2024-01-01 | 0 days | 2,088 sqft |
| 2024-02-01 | 0 days | 2,084 sqft |
| 2024-03-01 | 0 days | 2,158 sqft |
| 2024-04-01 | 0 days | 2,137 sqft |
| 2024-05-01 | 0 days | 1,997 sqft |
| 2024-06-01 | 0 days | 1,915 sqft |
| 2024-07-01 | 0 days | 1,933 sqft |
| 2024-08-01 | 0 days | 2,000 sqft |
| 2024-09-01 | 0 days | 2,037 sqft |
| 2024-10-01 | 0 days | 2,130 sqft |
| 2024-11-01 | 0 days | 2,083 sqft |
| 2024-12-01 | 0 days | 2,013 sqft |
| 2025-01-01 | 0 days | 2,058 sqft |
| 2025-02-01 | 0 days | 2,000 sqft |
| 2025-03-01 | 0 days | 1,962 sqft |
SUMTER's median listing age (time on market) for 2025-03-01 was 0 days.
SUMTER's median square footage for active listings during the 2025-03-01 period was 1,962 sqft. One year prior, the average listing was 2,158 sqft.
SUMTER's median square footage for active listings during the 2025-03-01 period was 1,962 sqft. One year prior, the average listing was 2,158 sqft.
SUMTER, SC Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,579 | $353,585,000 | $223,930 |
| Cash Out Refi | 369 | $59,495,000 | $161,233 |
| Refi | 269 | $75,365,000 | $280,167 |
| Home Improvement | 133 | $12,555,000 | $94,398 |
| Other | 99 | $11,025,000 | $111,364 |
| NA | 1 | $165,000 | $165,000 |
Sumter's most frequently cited loan purpose was Home Purchase, with 1,579 originations. The 2nd most popular reason was Cash Out Refi, with 369 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,043 | $236,325,000 | $226,582 |
| 5-6% | 455 | $114,815,000 | $252,341 |
| 7-8% | 330 | $70,460,000 | $213,515 |
| Over 8% | 326 | $38,890,000 | $119,294 |
| 4-5% | 113 | $29,925,000 | $264,823 |
| <2.5% | 49 | $605,000 | $12,347 |
| 2.5-3% | 9 | $2,325,000 | $258,333 |
| 3-4% | 6 | $3,470,000 | $578,333 |
During 2024, Sumter's most frequently originated rate bucket was 6-7%, with 1,043 originations.
Loan Sizing (SUMTER, SC MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,046 | $281,180,000 | $268,815 |
| $100k-200k | 800 | $121,990,000 | $152,488 |
| $100,000 or less | 476 | $26,120,000 | $54,874 |
| $400k-600k | 102 | $47,090,000 | $461,667 |
| $600k-1000k | 18 | $12,730,000 | $707,222 |
| $Over $1MM | 8 | $23,080,000 | $2,885,000 |
SUMTER's loan sizing saw the bucket of loans from $200k-400k with 1,046 originations, totaling $281,180,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,243 | $291,485,000 | $234,501 |
| 60-80% | 371 | $86,675,000 | $233,625 |
| 20-40% | 166 | $14,500,000 | $87,349 |
| Over 100% | 165 | $52,335,000 | $317,182 |
| Under 20% | 146 | $5,180,000 | $35,479 |
| 40-60% | 145 | $23,595,000 | $162,724 |
SUMTER's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,243 originations, totaling $291,485,000 in origination value.