FLORENCE Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Florence averaged
6.7%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.91% and
one month ago for the week of 2025-02-27, the
average rate was 6.62%.
Florence's average rate one year ago was 6.65%.
For refis of the same type during the week of 2025-04-03, the average rate
was 7.14%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Florence 30 Year Fixed Rate | 2025-04-03 | 6.7% |
| Florence 30 Year Fixed Rate Refi | 2025-04-03 | 7.14% |
| Florence 15 Year Fixed Rate | 2025-04-03 | 6.02% |
| Florence 15 Year Fixed Rate Refi | 2025-04-03 | 6.42% |
| Florence 30 Year FHA | 2025-04-03 | 6.12% |
| Florence 30 Year FHA Refi | 2025-04-03 | 6.06% |
| Florence 30 Year USDA | 2025-04-03 | 6.52% |
| Florence 30 Year USDA Refi | 2025-04-03 | 6.52% |
| Florence 30 Year VA | 2025-04-03 | 6.44% |
| Florence 30 Year VA Refi | 2025-04-03 | 5.69% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within FLORENCE, SC.
FLORENCE Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the FLORENCE, SC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
FLORENCE Average Closing Costs & Other Stats
FLORENCE, SC's 114 lenders originated 3,071
loans during 2024. The total origination value was $603,295,000, with an average loan value of
$196,449.
FLORENCE's average closing costs are $5,600.
The top FLORENCE lender as defined by loan originations is MOVEMENT MORTGAGE, LLC, with
86 loans originated. Their average total fees are
$5,928, which is $266
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee FLORENCE lenders (with over 10 loans originated) are
JPMorgan Chase Bank ($1,977), SAFE FEDERAL CREDIT UNION ($3,303), First Reliance Bank ($4,195), First-Citizens Bank & Trust Company ($4,735) and INSPIRE HOME LOANS INC. ($4,741).
The lowest rate FLORENCE lenders (with over 10 loans originated) are
SAFE FEDERAL CREDIT UNION (6.19%), INSPIRE HOME LOANS INC. (6.29%), First Reliance Bank (6.40%), RESOURCE FINANCIAL SERVICES, INC. (6.60%) and MORTGAGE EQUITY PARTNERS LLC (6.62%).
FLORENCE, SC Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $31,410,000 | $42,955,000 | 36.8% | 7.1% |
| MOVEMENT MORTGAGE, LLC | $38,620,000 | $39,205,000 | 1.5% | 6.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $20,850,000 | $25,555,000 | 22.6% | 4.2% |
| First Reliance Bank | $21,500,000 | $24,745,000 | 15.1% | 4.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $20,760,000 | $24,680,000 | 18.9% | 4.1% |
| First-Citizens Bank & Trust Company | $17,480,000 | $23,380,000 | 33.8% | 3.9% |
| Mortgage Research Center, LLC | $13,220,000 | $20,960,000 | 58.5% | 3.5% |
| INSPIRE HOME LOANS INC. | $12,760,000 | $20,285,000 | 59.0% | 3.4% |
| UNITED WHOLESALE MORTGAGE, LLC | $10,760,000 | $19,630,000 | 82.4% | 3.3% |
| The Citizens Bank | $18,375,000 | $15,320,000 | -16.6% | 2.5% |
| SAFE FEDERAL CREDIT UNION | $8,090,000 | $13,465,000 | 66.4% | 2.2% |
| Magnolia Bank | $9,685,000 | $12,530,000 | 29.4% | 2.1% |
| CMG MORTGAGE, INC. | $9,525,000 | $12,170,000 | 27.8% | 2.0% |
| FBC MORTGAGE, LLC | $14,605,000 | $11,075,000 | -24.2% | 1.8% |
| 21ST MORTGAGE CORPORATION | $7,300,000 | $10,215,000 | 39.9% | 1.7% |
| Carolina Bank & Trust | $27,135,000 | $10,125,000 | -62.7% | 1.7% |
| GSF Mortgage Corporation | $8,385,000 | $9,615,000 | 14.7% | 1.6% |
| RESOURCE FINANCIAL SERVICES, INC. | $3,290,000 | $9,050,000 | 175.1% | 1.5% |
| First Bank | $20,965,000 | $9,020,000 | -57.0% | 1.5% |
| South State Bank | $9,825,000 | $8,210,000 | -16.4% | 1.4% |
| FREEDOM MORTGAGE CORPORATION | $3,205,000 | $7,960,000 | 148.4% | 1.3% |
| PENNYMAC LOAN SERVICES, LLC | $4,345,000 | $7,335,000 | 68.8% | 1.2% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $6,230,000 | $6,490,000 | 4.2% | 1.1% |
| GUARANTEED RATE, INC. | $4,370,000 | $5,895,000 | 34.9% | 1.0% |
| MORTGAGE EQUITY PARTNERS LLC | $5,830,000 | n/a | 1.0% | |
| NAVY FEDERAL CREDIT UNION | $3,640,000 | $5,810,000 | 59.6% | 1.0% |
| Truist | $7,785,000 | $5,260,000 | -32.4% | 0.9% |
| UNION HOME MORTGAGE CORP. | $4,205,000 | $4,830,000 | 14.9% | 0.8% |
| SUN WEST MORTGAGE COMPANY, INC. | $5,480,000 | $4,505,000 | -17.8% | 0.7% |
| LOANDEPOT.COM, LLC | $6,395,000 | $4,320,000 | -32.4% | 0.7% |
| VILLAGE CAPITAL MORTGAGE | $1,550,000 | $4,255,000 | 174.5% | 0.7% |
| Equity Prime Mortgage LLC | $1,405,000 | $4,140,000 | 194.7% | 0.7% |
| Wells Fargo Bank | $6,415,000 | $4,000,000 | -37.6% | 0.7% |
| SOUTH CAROLINA FEDERAL CREDIT UNION | $2,030,000 | $3,830,000 | 88.7% | 0.6% |
| DHI MORTGAGE COMPANY, LTD. | $1,860,000 | $3,565,000 | 91.7% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $3,820,000 | $3,550,000 | -7.1% | 0.6% |
| Flagstar Bank, FSB | $230,000 | $3,545,000 | 1,441.3% | 0.6% |
| Anderson Brothers Bank | $4,600,000 | $3,475,000 | -24.5% | 0.6% |
| CBRE MULTIFAMILY CAPITAL, INC. | $3,315,000 | n/a | 0.5% | |
| GUILD MORTGAGE COMPANY | $3,950,000 | $3,095,000 | -21.6% | 0.5% |
| BROKER SOLUTIONS, INC. | $2,170,000 | $2,945,000 | 35.7% | 0.5% |
| BANK OF CLARENDON | $2,420,000 | $2,930,000 | 21.1% | 0.5% |
| Bank of America | $1,360,000 | $2,810,000 | 106.6% | 0.5% |
| Dedicated Community Bank | $2,660,000 | $2,770,000 | 4.1% | 0.5% |
| NEWREZ LLC | $1,065,000 | $2,740,000 | 157.3% | 0.5% |
| SOUTHWEST STAGE FUNDING, LLC | $2,790,000 | $2,740,000 | -1.8% | 0.5% |
| FOUNDERS FEDERAL CREDIT UNION | $1,785,000 | $2,725,000 | 52.7% | 0.5% |
| JPMorgan Chase Bank | $2,595,000 | $2,700,000 | 4.0% | 0.4% |
| U.S. Bank | $1,290,000 | $2,700,000 | 109.3% | 0.4% |
| USAA Federal Savings Bank | $3,495,000 | $2,680,000 | -23.3% | 0.4% |
| ArborOne, ACA | $5,010,000 | $2,650,000 | -47.1% | 0.4% |
| Synovus Bank | $1,330,000 | $2,645,000 | 98.9% | 0.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,545,000 | $2,510,000 | -1.4% | 0.4% |
| SPC Credit Union | $1,575,000 | $2,390,000 | 51.7% | 0.4% |
| Alcova Mortgage LLC | $1,990,000 | $2,365,000 | 18.8% | 0.4% |
| LENDINGHOME FUNDING CORPORATION | $1,645,000 | $2,360,000 | 43.5% | 0.4% |
| AMERICAN FINANCIAL NETWORK, INC. | $2,930,000 | $2,355,000 | -19.6% | 0.4% |
| STATE EMPLOYEES' | $1,980,000 | $2,325,000 | 17.4% | 0.4% |
| TD Bank | $1,595,000 | $2,270,000 | 42.3% | 0.4% |
| First Palmetto Bank | $2,225,000 | $2,210,000 | -0.7% | 0.4% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $1,550,000 | $2,150,000 | 38.7% | 0.4% |
| HOMESIDE FINANCIAL, LLC | $110,000 | $2,075,000 | 1,786.4% | 0.3% |
| TRIAD FINANCIAL SERVICES, INC. | $1,155,000 | $2,055,000 | 77.9% | 0.3% |
| PNC Bank | $1,810,000 | $1,970,000 | 8.8% | 0.3% |
| S. C. STATE FEDERAL CREDIT UNION | $1,215,000 | $1,935,000 | 59.3% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $1,840,000 | $1,820,000 | -1.1% | 0.3% |
| INTERCOASTAL MORTGAGE COMPANY | $1,925,000 | $1,765,000 | -8.3% | 0.3% |
| Discover Bank | $820,000 | $1,735,000 | 111.6% | 0.3% |
| Blue Ridge Bank | $1,710,000 | $1,705,000 | -0.3% | 0.3% |
| Ameris Bank | $360,000 | $1,610,000 | 347.2% | 0.3% |
| CSL Financial, LLC | $325,000 | $1,580,000 | 386.2% | 0.3% |
| Lakeview Community Capital, LLC | $235,000 | $1,565,000 | 566.0% | 0.3% |
| PENTAGON FEDERAL CREDIT UNION | $1,960,000 | $1,470,000 | -25.0% | 0.2% |
| AgFirst Farm Credit Bank | $840,000 | $1,460,000 | 73.8% | 0.2% |
| Carrington Mortgage Services, LLC | $1,150,000 | $1,440,000 | 25.2% | 0.2% |
| Citizens Bank | $1,130,000 | $1,415,000 | 25.2% | 0.2% |
| RELIANCE FIRST CAPITAL, LLC | $1,205,000 | $1,365,000 | 13.3% | 0.2% |
| CARDINAL FINANCIAL | $2,250,000 | $1,330,000 | -40.9% | 0.2% |
| SHARONVIEW FEDERAL CREDIT UNION | $1,330,000 | n/a | 0.2% | |
| 1ST SIGNATURE LENDING, LLC | $1,300,000 | $1,290,000 | -0.8% | 0.2% |
| CHURCHILL MORTGAGE CORPORATION | $475,000 | $1,255,000 | 164.2% | 0.2% |
| T2 FINANCIAL LLC | $515,000 | $1,240,000 | 140.8% | 0.2% |
| American Airlines Federal Credit Union | $1,155,000 | n/a | 0.2% | |
| BMO Harris Bank | $1,155,000 | n/a | 0.2% | |
| First National Bank of Pennsylvania | $215,000 | $1,145,000 | 432.6% | 0.2% |
| The Federal Savings Bank | $380,000 | $1,110,000 | 192.1% | 0.2% |
| NBKC BANK | $875,000 | $1,095,000 | 25.1% | 0.2% |
| NEW DAY FINANCIAL, LLC | $1,270,000 | $1,090,000 | -14.2% | 0.2% |
| AmeriHome Mortgage Company, LLC | $145,000 | $1,075,000 | 641.4% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $815,000 | $1,035,000 | 27.0% | 0.2% |
| MORTGAGE INVESTORS GROUP, INC. | $1,265,000 | $995,000 | -21.3% | 0.2% |
| The Loan Store, Inc. | $730,000 | $905,000 | 24.0% | 0.2% |
| PLANET HOME LENDING, LLC | $365,000 | $720,000 | 97.3% | 0.1% |
| Fifth Third Bank | $710,000 | n/a | 0.1% | |
| First Federal Bank | $255,000 | $705,000 | 176.5% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $695,000 | n/a | 0.1% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $340,000 | $685,000 | 101.5% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $670,000 | $685,000 | 2.2% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $665,000 | n/a | 0.1% | |
| GENEVA FINANCIAL, LLC | $485,000 | $645,000 | 33.0% | 0.1% |
| Goldwater Bank, N.A. | $225,000 | $645,000 | 186.7% | 0.1% |
| ZILLOW HOME LOANS, LLC | $635,000 | n/a | 0.1% | |
| A&D Mortgage LLC | $630,000 | n/a | 0.1% | |
| NEW WAVE LENDING GROUP INC | $630,000 | n/a | 0.1% | |
| LOANPAL, LLC | $390,000 | $615,000 | 57.7% | 0.1% |
| Bell Bank | $610,000 | n/a | 0.1% | |
| FIRST INTEGRITY MORTGAGE SERVICES, INC. | $610,000 | n/a | 0.1% | |
| MID AMERICA MORTGAGE, INC. | $445,000 | $600,000 | 34.8% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $155,000 | $600,000 | 287.1% | 0.1% |
| CANOPY MORTGAGE, LLC | $590,000 | n/a | 0.1% | |
| Leader Bank | $245,000 | $565,000 | 130.6% | 0.1% |
| Grow Financial Federal Credit Union | $560,000 | n/a | 0.1% | |
| Figure Lending LLC | $125,000 | $530,000 | 324.0% | 0.1% |
| United Bank | $670,000 | $530,000 | -20.9% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $235,000 | $525,000 | 123.4% | 0.1% |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $445,000 | $510,000 | 14.6% | 0.1% |
| EQUITY RESOURCES, INC. | $790,000 | $490,000 | -38.0% | 0.1% |
| NORWICH COMMERCIAL GROUP, INC. | $235,000 | $470,000 | 100.0% | 0.1% |
| AMERICAN FINANCING CORPORATION | $145,000 | $455,000 | 213.8% | 0.1% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $165,000 | $450,000 | 172.7% | 0.1% |
| Cornerstone First Mortgage, Inc | $450,000 | n/a | 0.1% | |
| COUNTRYPLACE MORTGAGE, LTD. | $565,000 | $430,000 | -23.9% | 0.1% |
| MORTGAGE ACCESS CORP. | $905,000 | $430,000 | -52.5% | 0.1% |
| Logan Finance Corporation | $425,000 | n/a | 0.1% | |
| Gateway First Bank | $215,000 | $420,000 | 95.3% | 0.1% |
| MILEND, INC. | $225,000 | $420,000 | 86.7% | 0.1% |
| SENTE MORTGAGE, INC. | $420,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $600,000 | $415,000 | -30.8% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $500,000 | $405,000 | -19.0% | 0.1% |
| Residential Mortgage Solutions, Inc. | $405,000 | n/a | 0.1% | |
| Ixonia Bank | $215,000 | $400,000 | 86.0% | 0.1% |
| Plains Commerce Bank | $400,000 | n/a | 0.1% | |
| CAROLINA ONE MORTGAGE, LLC | $255,000 | $385,000 | 51.0% | 0.1% |
| First Horizon Bank | $385,000 | n/a | 0.1% | |
| Paramount Residential Mortgage Group, Inc. | $1,005,000 | $385,000 | -61.7% | 0.1% |
| HONDA Federal Credit Union | $1,065,000 | $370,000 | -65.3% | 0.1% |
| Prosperity Home Mortgage, LLC | $560,000 | $370,000 | -33.9% | 0.1% |
| The Central Trust Bank | $185,000 | $365,000 | 97.3% | 0.1% |
| OCEANSIDE MORTGAGE COMPANY | $355,000 | n/a | 0.1% | |
| Nations Lending Corporation | $485,000 | $350,000 | -27.8% | 0.1% |
| AMWEST FUNDING CORP. | $290,000 | $345,000 | 19.0% | 0.1% |
| First Financial Bank | $345,000 | n/a | 0.1% | |
| SOUTHWEST FUNDING, LP | $340,000 | n/a | 0.1% | |
| DIRECT MORTGAGE LOANS, LLC | $330,000 | n/a | 0.1% | |
| Chemung Canal Trust Company | $325,000 | n/a | 0.1% | |
| Old National Bank | $325,000 | n/a | 0.1% | |
| FIRST COMMUNITY MORTGAGE, INC. | $320,000 | n/a | 0.1% | |
| SPRING EQ, LLC | $420,000 | $320,000 | -23.8% | 0.1% |
| ALLIED MORTGAGE GROUP, INC. | $315,000 | n/a | 0.1% | |
| Keystone Funding, Inc. | $315,000 | n/a | 0.1% | |
| Sunflower Bank | $315,000 | n/a | 0.1% | |
| PREMIA MORTGAGE, LLC | $1,370,000 | $305,000 | -77.7% | 0.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $305,000 | n/a | 0.1% | |
| M&T Bank | $285,000 | $295,000 | 3.5% | 0.0% |
| First Heritage Mortgage, LLC | $290,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $245,000 | $285,000 | 16.3% | 0.0% |
| SUMMIT FUNDING, INC. | $6,735,000 | $285,000 | -95.8% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $155,000 | $270,000 | 74.2% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $1,015,000 | $265,000 | -73.9% | 0.0% |
| Pinnacle Bank | $265,000 | n/a | 0.0% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $445,000 | $245,000 | -44.9% | 0.0% |
| NBH Bank | $245,000 | n/a | 0.0% | |
| BETTER MORTGAGE CORPORATION | $940,000 | $240,000 | -74.5% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $525,000 | $240,000 | -54.3% | 0.0% |
| Capital Bank | $235,000 | n/a | 0.0% | |
| First Community Bank | $605,000 | $235,000 | -61.2% | 0.0% |
| TJC Mortgage, Inc. | $125,000 | $230,000 | 84.0% | 0.0% |
| STOCKTON MORTGAGE CORPORATION | $225,000 | n/a | 0.0% | |
| Assurance Financial Group, L.L.C. | $485,000 | $215,000 | -55.7% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $215,000 | n/a | 0.0% | |
| ENVOY MORTGAGE, LTD | $215,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $215,000 | n/a | 0.0% | |
| Princeton Mortgage Corporation | $215,000 | n/a | 0.0% | |
| PROPONENT Federal Credit Union | $210,000 | n/a | 0.0% | |
| CAROLINA TRUST FEDERAL CREDIT UNION | $55,000 | $205,000 | 272.7% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $205,000 | n/a | 0.0% | |
| LADERA LENDING, INC. | $355,000 | $205,000 | -42.3% | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $200,000 | n/a | 0.0% | |
| HOMEXPRESS MORTGAGE CORP. | $195,000 | n/a | 0.0% | |
| ONY GLO, INC. | $195,000 | n/a | 0.0% | |
| The Conway National Bank | $45,000 | $195,000 | 333.3% | 0.0% |
| Renasant Bank | $500,000 | $185,000 | -63.0% | 0.0% |
| Trustmark National Bank | $360,000 | $185,000 | -48.6% | 0.0% |
| Ally Bank | $325,000 | $175,000 | -46.2% | 0.0% |
| Commerce Home Mortgage, Inc. | $850,000 | $175,000 | -79.4% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $325,000 | $165,000 | -49.2% | 0.0% |
| LOANLEADERS OF AMERICA, INC. | $165,000 | n/a | 0.0% | |
| MASON MCDUFFIE MORTGAGE CORPORATION | $165,000 | n/a | 0.0% | |
| VERITAS FUNDING, LLC | $165,000 | n/a | 0.0% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $155,000 | n/a | 0.0% | |
| OCMBC, INC. | $155,000 | n/a | 0.0% | |
| Regions Bank | $1,530,000 | $150,000 | -90.2% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $365,000 | $145,000 | -60.3% | 0.0% |
| LENDSURE MORTGAGE CORP. | $135,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $95,000 | $135,000 | 42.1% | 0.0% |
| NATION ONE MORTGAGE CORPORATION | $135,000 | n/a | 0.0% | |
| Peoples Bank | $135,000 | n/a | 0.0% | |
| SIRVA MORTGAGE, INC. | $135,000 | n/a | 0.0% | |
| AMERICAN HERITAGE LENDING, INC. | $125,000 | n/a | 0.0% | |
| LIMA ONE CAPITAL, LLC | $4,165,000 | $125,000 | -97.0% | 0.0% |
| GEORGIA'S OWN | $120,000 | n/a | 0.0% | |
| INTERLINC MORTGAGE SERVICES, LLC | $160,000 | $120,000 | -25.0% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $115,000 | n/a | 0.0% | |
| FLAT BRANCH MORTGAGE, INC. | $115,000 | n/a | 0.0% | |
| Paramount Bank | $115,000 | n/a | 0.0% | |
| Suncoast Credit Union | $185,000 | $115,000 | -37.8% | 0.0% |
| Boeing Employees Credit Union | $105,000 | $110,000 | 4.8% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $105,000 | n/a | 0.0% | |
| DEVELOPER'S MORTGAGE COMPANY | $85,000 | n/a | 0.0% | |
| Third Federal Savings and Loan Association of Cleveland | $80,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $75,000 | n/a | 0.0% | |
| Stifel Bank and Trust | $75,000 | n/a | 0.0% | |
| United Community Bank | $1,795,000 | $75,000 | -95.8% | 0.0% |
| COASTAL Federal Credit Union | $70,000 | n/a | 0.0% | |
| TOWER | $70,000 | n/a | 0.0% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $65,000 | n/a | 0.0% | |
| DOMINION FINANCIAL SERVICES, LLC | $655,000 | $55,000 | -91.6% | 0.0% |
| Fidelity Bank | $55,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $50,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $170,000 | $45,000 | -73.5% | 0.0% |
| Signal Financial Federal Credit Union | $45,000 | n/a | 0.0% | |
| Arthur State Bank | $125,000 | $35,000 | -72.0% | 0.0% |
| LOCAL GOVERNMENT FEDERAL CREDIT UNION | $155,000 | $25,000 | -83.9% | 0.0% |
FLORENCE's top lender by overall market share is QUICKEN LOANS, LLC, with 7.1% market share. In second place, with 6.5%, is MOVEMENT MORTGAGE, LLC, having originated $39,205,000 in loans. In third place, with 4.2%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $25,555,000 in loans. In fourth place, with 4.1%, is First Reliance Bank, having originated $24,745,000 in loans. In fifth place, with 4.1%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $24,680,000 in loans.
FLORENCE Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - FLORENCE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $159,900 (2.8%) | $199,158 (4.1%) | 0.59 | 606 |
| 2018-02-01 | $166,750 (5.2%) | $205,389 (6.9%) | 0.61 | 618 |
| 2018-03-01 | $173,550 (8.8%) | $208,815 (5.5%) | 0.61 | 651 |
| 2018-04-01 | $170,000 (4.1%) | $209,606 (1.9%) | 0.58 | 670 |
| 2018-05-01 | $179,900 (8.4%) | $216,308 (2.7%) | 0.60 | 703 |
| 2018-06-01 | $177,450 (5.9%) | $215,056 (1.5%) | 0.59 | 714 |
| 2018-07-01 | $177,575 (1.5%) | $211,010 (-1.4%) | 0.59 | 741 |
| 2018-08-01 | $175,625 (1.9%) | $206,101 (-3.2%) | 0.59 | 744 |
| 2018-09-01 | $175,000 (4.2%) | $201,674 (-2.5%) | 0.59 | 698 |
| 2018-10-01 | $169,950 (-1.1%) | $199,921 (-5.7%) | 0.58 | 681 |
| 2018-11-01 | $169,900 (0.0%) | $197,445 (-7.5%) | 0.58 | 667 |
| 2018-12-01 | $166,500 (1.2%) | $195,220 (-0.8%) | 0.57 | 662 |
| 2019-01-01 | $168,586 (5.4%) | $196,657 (-1.3%) | 0.58 | 640 |
| 2019-02-01 | $168,225 (0.9%) | $197,626 (-3.8%) | 0.57 | 635 |
| 2019-03-01 | $168,500 (-2.9%) | $199,443 (-4.5%) | 0.55 | 743 |
| 2019-04-01 | $172,425 (1.4%) | $203,938 (-2.7%) | 0.55 | 883 |
| 2019-05-01 | $182,250 (1.3%) | $210,689 (-2.6%) | 0.57 | 862 |
| 2019-06-01 | $187,995 (5.9%) | $217,241 (1.0%) | 0.59 | 862 |
| 2019-07-01 | $186,495 (5.0%) | $217,998 (3.3%) | 0.58 | 864 |
| 2019-08-01 | $183,336 (4.4%) | $214,370 (4.0%) | 0.58 | 855 |
| 2019-09-01 | $180,841 (3.3%) | $212,232 (5.2%) | 0.58 | 841 |
| 2019-10-01 | $179,702 (5.7%) | $211,473 (5.8%) | 0.58 | 835 |
| 2019-11-01 | $184,950 (8.9%) | $211,247 (7.0%) | 0.61 | 827 |
| 2019-12-01 | $185,080 (11.2%) | $210,364 (7.8%) | 0.62 | 731 |
| 2020-01-01 | $185,413 (10.0%) | $208,704 (6.1%) | 0.62 | 713 |
| 2020-02-01 | $189,900 (12.9%) | $206,735 (4.6%) | 0.62 | 767 |
| 2020-03-01 | $188,873 (12.1%) | $211,485 (6.0%) | 0.59 | 780 |
| 2020-04-01 | $189,900 (10.1%) | $215,026 (5.4%) | 0.59 | 748 |
| 2020-05-01 | $199,000 (9.2%) | $221,377 (5.1%) | 0.60 | 723 |
| 2020-06-01 | $200,000 (6.4%) | $226,102 (4.1%) | 0.59 | 720 |
| 2020-07-01 | $192,900 (3.4%) | $219,752 (0.8%) | 0.56 | 738 |
| 2020-08-01 | $189,900 (3.6%) | $221,338 (3.3%) | 0.54 | 686 |
| 2020-09-01 | $189,925 (5.0%) | $224,469 (5.8%) | 0.54 | 629 |
| 2020-10-01 | $190,900 (6.2%) | $226,735 (7.2%) | 0.55 | 579 |
| 2020-11-01 | $189,950 (2.7%) | $227,895 (7.9%) | 0.56 | 571 |
| 2020-12-01 | $189,500 (2.4%) | $225,837 (7.4%) | 0.56 | 549 |
| 2021-01-01 | $189,900 (2.4%) | $225,061 (7.8%) | 0.57 | 524 |
| 2021-02-01 | $205,000 (8.0%) | $232,002 (12.2%) | 0.60 | 536 |
| 2021-03-01 | $199,925 (5.9%) | $232,147 (9.8%) | 0.57 | 546 |
| 2021-04-01 | $214,975 (13.2%) | $244,879 (13.9%) | 0.58 | 545 |
| 2021-05-01 | $210,000 (5.5%) | $245,126 (10.7%) | 0.56 | 541 |
| 2021-06-01 | $212,450 (6.2%) | $245,289 (8.5%) | 0.56 | 550 |
| 2021-07-01 | $207,000 (7.3%) | $240,366 (9.4%) | 0.55 | 550 |
| 2021-08-01 | $217,100 (14.3%) | $625,990 (182.8%) | 0.58 | 577 |
| 2021-09-01 | $219,100 (15.4%) | $615,937 (174.4%) | 0.58 | 608 |
| 2021-10-01 | $217,000 (13.7%) | $648,424 (186.0%) | 0.58 | 567 |
| 2021-11-01 | $222,525 (17.2%) | $658,869 (189.1%) | 0.59 | 556 |
| 2021-12-01 | $225,803 (19.2%) | $264,916 (17.3%) | 0.61 | 532 |
| 2022-01-01 | $235,000 (23.8%) | $267,698 (18.9%) | 0.64 | 485 |
| 2022-02-01 | $239,225 (16.7%) | $272,204 (17.3%) | 0.62 | 483 |
| 2022-03-01 | $235,526 (17.8%) | $266,348 (14.7%) | 0.59 | 497 |
| 2022-04-01 | $235,000 (9.3%) | $271,235 (10.8%) | 0.56 | 450 |
| 2022-05-01 | $242,450 (15.5%) | $275,365 (12.3%) | 0.55 | 517 |
| 2022-06-01 | $256,294 (20.6%) | $289,683 (18.1%) | 0.57 | 589 |
| 2022-07-01 | $264,836 (27.9%) | $288,098 (19.9%) | 0.60 | 608 |
| 2022-08-01 | $251,019 (15.6%) | $281,322 (-55.1%) | 0.58 | 618 |
| 2022-09-01 | $267,475 (22.1%) | $288,532 (-53.2%) | 0.63 | 610 |
| 2022-10-01 | $273,369 (26.0%) | $292,545 (-54.9%) | 0.64 | 611 |
| 2022-11-01 | $274,497 (23.4%) | $287,656 (-56.3%) | 0.66 | 585 |
| 2022-12-01 | $269,900 (19.5%) | $283,900 (7.2%) | 0.67 | 543 |
| 2023-01-01 | $259,748 (10.5%) | $278,672 (4.1%) | 0.64 | 528 |
| 2023-02-01 | $254,500 (6.4%) | $272,318 (0.0%) | 0.61 | 533 |
| 2023-03-01 | $259,923 (10.4%) | $283,507 (6.4%) | 0.61 | 493 |
| 2023-04-01 | $259,000 (10.2%) | $282,398 (4.1%) | 0.60 | 519 |
| 2023-05-01 | $266,223 (9.8%) | $290,526 (5.5%) | 0.60 | 498 |
| 2023-06-01 | $273,700 (6.8%) | $299,595 (3.4%) | 0.62 | 505 |
| 2023-07-01 | $275,490 (4.0%) | $300,807 (4.4%) | 0.63 | 517 |
| 2023-08-01 | $274,349 (9.3%) | $298,468 (6.1%) | 0.63 | 508 |
| 2023-09-01 | $271,576 (1.5%) | $292,625 (1.4%) | 0.63 | 510 |
| 2023-10-01 | $266,995 (-2.3%) | $289,915 (-0.9%) | 0.63 | 522 |
| 2023-11-01 | $260,313 (-5.2%) | $284,980 (-0.9%) | 0.62 | 490 |
| 2023-12-01 | $257,900 (-4.5%) | $279,264 (-1.6%) | 0.63 | 454 |
| 2024-01-01 | $252,450 (-2.8%) | $266,068 (-4.5%) | 0.62 | 455 |
| 2024-02-01 | $248,406 (-2.4%) | $265,706 (-2.4%) | 0.60 | 501 |
| 2024-03-01 | $249,500 (-4.0%) | $277,230 (-2.2%) | 0.59 | 513 |
| 2024-04-01 | $250,635 (-3.2%) | $284,376 (0.7%) | 0.58 | 556 |
| 2024-05-01 | $249,950 (-6.1%) | $282,610 (-2.7%) | 0.57 | 585 |
| 2024-06-01 | $249,900 (-8.7%) | $290,040 (-3.2%) | 0.57 | 594 |
| 2024-07-01 | $248,498 (-9.8%) | $295,805 (-1.7%) | 0.57 | 611 |
| 2024-08-01 | $249,900 (-8.9%) | $293,501 (-1.7%) | 0.58 | 626 |
| 2024-09-01 | $249,900 (-8.0%) | $291,648 (-0.3%) | 0.59 | 641 |
| 2024-10-01 | $249,300 (-6.6%) | $292,639 (0.9%) | 0.59 | 666 |
| 2024-11-01 | $249,900 (-4.0%) | $291,049 (2.1%) | 0.60 | 639 |
| 2024-12-01 | $251,475 (-2.5%) | $296,088 (6.0%) | 0.62 | 583 |
| 2025-01-01 | $249,900 (-1.0%) | $303,047 (13.9%) | 0.62 | 583 |
| 2025-02-01 | $248,875 (0.2%) | $302,267 (13.8%) | 0.60 | 615 |
| 2025-03-01 | $250,000 (0.2%) | $308,200 (11.2%) | 0.00 | 633 |
FLORENCE's median listing price for 2025-03-01 was $250,000, a difference of
$500
(0.2%) versus the prior year and
$1,125 versus the prior month.
FLORENCE's median listing price comes in at 0% of the national average.
FLORENCE's average listing price for 2025-03-01 was $308,200, a difference of $30,970 (11.2%) versus the prior year and $5,933 versus the prior month.
For the 2025-03-01 period, FLORENCE had 633 MLS listings, a difference of 18 listings (3%) versus the prior month and 120 listings (23%) versus the prior year.
FLORENCE's median listing price comes in at 0% of the national average.
FLORENCE's average listing price for 2025-03-01 was $308,200, a difference of $30,970 (11.2%) versus the prior year and $5,933 versus the prior month.
For the 2025-03-01 period, FLORENCE had 633 MLS listings, a difference of 18 listings (3%) versus the prior month and 120 listings (23%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - FLORENCE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 96 days | 1,890 sqft |
| 2018-02-01 | 96 days | 1,952 sqft |
| 2018-03-01 | 73 days | 2,030 sqft |
| 2018-04-01 | 68 days | 2,074 sqft |
| 2018-05-01 | 67 days | 2,100 sqft |
| 2018-06-01 | 71 days | 2,086 sqft |
| 2018-07-01 | 77 days | 2,082 sqft |
| 2018-08-01 | 81 days | 2,045 sqft |
| 2018-09-01 | 89 days | 2,008 sqft |
| 2018-10-01 | 89 days | 1,922 sqft |
| 2018-11-01 | 94 days | 1,861 sqft |
| 2018-12-01 | 93 days | 1,849 sqft |
| 2019-01-01 | 93 days | 1,868 sqft |
| 2019-02-01 | 94 days | 1,902 sqft |
| 2019-03-01 | 88 days | 1,904 sqft |
| 2019-04-01 | 82 days | 1,921 sqft |
| 2019-05-01 | 80 days | 1,980 sqft |
| 2019-06-01 | 79 days | 2,020 sqft |
| 2019-07-01 | 78 days | 2,075 sqft |
| 2019-08-01 | 80 days | 2,028 sqft |
| 2019-09-01 | 82 days | 1,985 sqft |
| 2019-10-01 | 82 days | 1,981 sqft |
| 2019-11-01 | 79 days | 1,981 sqft |
| 2019-12-01 | 88 days | 1,984 sqft |
| 2020-01-01 | 95 days | 1,984 sqft |
| 2020-02-01 | 89 days | 2,003 sqft |
| 2020-03-01 | 70 days | 2,009 sqft |
| 2020-04-01 | 74 days | 2,030 sqft |
| 2020-05-01 | 78 days | 2,072 sqft |
| 2020-06-01 | 81 days | 2,092 sqft |
| 2020-07-01 | 69 days | 2,043 sqft |
| 2020-08-01 | 66 days | 2,002 sqft |
| 2020-09-01 | 75 days | 2,035 sqft |
| 2020-10-01 | 74 days | 2,010 sqft |
| 2020-11-01 | 59 days | 1,887 sqft |
| 2020-12-01 | 61 days | 1,851 sqft |
| 2021-01-01 | 61 days | 1,902 sqft |
| 2021-02-01 | 46 days | 2,070 sqft |
| 2021-03-01 | 49 days | 2,040 sqft |
| 2021-04-01 | 50 days | 2,046 sqft |
| 2021-05-01 | 50 days | 2,044 sqft |
| 2021-06-01 | 48 days | 1,975 sqft |
| 2021-07-01 | 45 days | 1,885 sqft |
| 2021-08-01 | 44 days | 1,933 sqft |
| 2021-09-01 | 44 days | 1,964 sqft |
| 2021-10-01 | 54 days | 1,880 sqft |
| 2021-11-01 | 56 days | 1,913 sqft |
| 2021-12-01 | 52 days | 1,910 sqft |
| 2022-01-01 | 61 days | 1,908 sqft |
| 2022-02-01 | 54 days | 1,902 sqft |
| 2022-03-01 | 44 days | 1,877 sqft |
| 2022-04-01 | 46 days | 1,837 sqft |
| 2022-05-01 | 38 days | 1,826 sqft |
| 2022-06-01 | 37 days | 1,916 sqft |
| 2022-07-01 | 44 days | 1,956 sqft |
| 2022-08-01 | 54 days | 1,945 sqft |
| 2022-09-01 | 55 days | 1,964 sqft |
| 2022-10-01 | 57 days | 2,002 sqft |
| 2022-11-01 | 64 days | 2,037 sqft |
| 2022-12-01 | 74 days | 1,961 sqft |
| 2023-01-01 | 81 days | 1,954 sqft |
| 2023-02-01 | 75 days | 1,926 sqft |
| 2023-03-01 | 65 days | 1,947 sqft |
| 2023-04-01 | 54 days | 1,910 sqft |
| 2023-05-01 | 51 days | 1,960 sqft |
| 2023-06-01 | 51 days | 1,961 sqft |
| 2023-07-01 | 50 days | 1,956 sqft |
| 2023-08-01 | 52 days | 1,914 sqft |
| 2023-09-01 | 53 days | 1,913 sqft |
| 2023-10-01 | 52 days | 1,914 sqft |
| 2023-11-01 | 56 days | 1,832 sqft |
| 2023-12-01 | 66 days | 1,823 sqft |
| 2024-01-01 | 72 days | 1,724 sqft |
| 2024-02-01 | 60 days | 1,737 sqft |
| 2024-03-01 | 51 days | 1,755 sqft |
| 2024-04-01 | 51 days | 1,739 sqft |
| 2024-05-01 | 52 days | 1,751 sqft |
| 2024-06-01 | 55 days | 1,750 sqft |
| 2024-07-01 | 54 days | 1,782 sqft |
| 2024-08-01 | 57 days | 1,773 sqft |
| 2024-09-01 | 60 days | 1,774 sqft |
| 2024-10-01 | 61 days | 1,771 sqft |
| 2024-11-01 | 61 days | 1,764 sqft |
| 2024-12-01 | 75 days | 1,768 sqft |
| 2025-01-01 | 79 days | 1,728 sqft |
| 2025-02-01 | 76 days | 1,736 sqft |
| 2025-03-01 | 0 days | 1,767 sqft |
FLORENCE's median listing age (time on market) for 2025-03-01 was 0 days.
This
is -100%
shorter
than the same period one year ago.
FLORENCE's median square footage for active listings during the 2025-03-01 period was 1,767 sqft. One year prior, the average listing was 1,755 sqft.
FLORENCE's median square footage for active listings during the 2025-03-01 period was 1,767 sqft. One year prior, the average listing was 1,755 sqft.
FLORENCE, SC Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,062 | $438,610,000 | $212,711 |
| Cash Out Refi | 337 | $55,175,000 | $163,724 |
| Refi | 304 | $72,780,000 | $239,408 |
| Other | 193 | $18,215,000 | $94,378 |
| Home Improvement | 174 | $18,340,000 | $105,402 |
| NA | 1 | $175,000 | $175,000 |
Florence's most frequently cited loan purpose was Home Purchase, with 2,062 originations. The 2nd most popular reason was Cash Out Refi, with 337 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,235 | $283,235,000 | $229,340 |
| 5-6% | 513 | $113,715,000 | $221,667 |
| Over 8% | 506 | $57,530,000 | $113,696 |
| 7-8% | 479 | $95,795,000 | $199,990 |
| 4-5% | 85 | $18,545,000 | $218,176 |
| <2.5% | 50 | $480,000 | $9,600 |
| 3-4% | 4 | $860,000 | $215,000 |
During 2024, Florence's most frequently originated rate bucket was 6-7%, with 1,235 originations.
Loan Sizing (FLORENCE, SC MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,129 | $303,945,000 | $269,216 |
| $100k-200k | 1,039 | $154,925,000 | $149,110 |
| $100,000 or less | 724 | $40,240,000 | $55,580 |
| $400k-600k | 137 | $64,575,000 | $471,350 |
| $600k-1000k | 36 | $25,440,000 | $706,667 |
| $Over $1MM | 6 | $14,170,000 | $2,361,667 |
FLORENCE's loan sizing saw the bucket of loans from $200k-400k with 1,129 originations, totaling $303,945,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,564 | $365,350,000 | $233,600 |
| 60-80% | 492 | $106,770,000 | $217,012 |
| Under 20% | 275 | $8,885,000 | $32,309 |
| 20-40% | 235 | $27,035,000 | $115,043 |
| 40-60% | 212 | $31,460,000 | $148,396 |
| Over 100% | 40 | $11,200,000 | $280,000 |
FLORENCE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,564 originations, totaling $365,350,000 in origination value.