Newberry Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Newberry averaged 6.94% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.55% and one month ago for the week of 2025-02-27, the average rate was 6.66%.

    Newberry's average rate one year ago was 7.09%.

    For refis of the same type during the week of 2025-04-03, the average rate was 7.14%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Newberry 30 Year Fixed Rate 2025-04-03 6.94%
    Newberry 30 Year Fixed Rate Refi 2025-04-03 7.14%
    Newberry 15 Year Fixed Rate 2025-04-03 5.62%
    Newberry 15 Year Fixed Rate Refi 2025-04-03 5.92%
    Newberry 30 Year FHA 2025-04-03 6.46%
    Newberry 30 Year FHA Refi 2025-04-03 6.06%
    Newberry 30 Year USDA 2025-04-03 6.12%
    Newberry 30 Year USDA Refi 2025-04-03 6.32%
    Newberry 30 Year VA 2025-04-03 5.86%
    Newberry 30 Year VA Refi 2025-04-03 5.86%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Newberry, SC.

    Newberry Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Newberry, SC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    GUILD MORTGAGE COMPANY 17 6.83% $5,904
    First-Citizens Bank & Trust Company 15 6.67% $6,113
    QUICKEN LOANS, LLC 13 6.68% $5,560
    RESOURCE FINANCIAL SERVICES, INC. 10 6.68% $5,604
    First Community Bank 7 6.23% $4,780
    GUARANTEED RATE AFFINITY, LLC 6 6.74% $6,319
    FBC MORTGAGE, LLC 5 5.82% $5,989
    First Reliance Bank 5 6.55% $5,589
    PRIMELENDING, A PLAINSCAPITAL COMPANY 5 6.75% $8,286
    Ameris Bank 4 6.56% $6,093
    Regions Bank 4 7.09% $6,662
    Truist 4 6.79% $4,894
    MOVEMENT MORTGAGE, LLC 4 7.11% $6,813
    GUARANTEED RATE, INC. 3 6.86% $5,319
    Assurance Financial Group, L.L.C. 3 6.70% $6,186
    JPMorgan Chase Bank 3 6.17% $5,117
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 3 6.33% $7,447
    Bank of America 3 6.71% $4,589
    TD Bank 3 7.04% $5,228
    CROSSCOUNTRY MORTGAGE, LLC 3 6.70% $5,493
    UNION HOME MORTGAGE CORP. 3 6.96% $5,485
    Wells Fargo Bank 3 7.38% $8,394
    U.S. Bank 2 6.88% $6,457
    FREEDOM MORTGAGE CORPORATION 2 7.12% $3,516
    VANDERBILT MORTGAGE AND FINANCE, INC. 2 8.80% $3,473
    NEWREZ LLC 2 7.06% $6,229
    HOMESIDE FINANCIAL, LLC 2 6.50% $10,729
    21ST MORTGAGE CORPORATION 2 8.59% $6,647
    First Palmetto Bank 2 7.18% $3,273
    Security Federal Bank 2 7.50% $4,986
    Flagstar Bank, FSB 2 6.25% $5,824
    AgFirst Farm Credit Bank 2 6.56% $7,116
    TOTAL MORTGAGE SERVICES, LLC 1 5.88% $6,710
    TOWNE MORTGAGE COMPANY 1 6.38% $4,914
    ZILLOW HOME LOANS, LLC 1 7.13% $3,460
    AgSouth Farm Credit, ACA 1 8.25% $4,844
    AMERICAN FINANCING CORPORATION 1 6.88% $11,036
    AMERISAVE MORTGAGE CORPORATION 1 6.63% $8,627
    ANGEL OAK MORTGAGE SOLUTIONS LLC 1 8.88% $6,769
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.63% $10,116
    Arthur State Bank 1 6.13% $5,432
    Barrington Bank & Trust Company, N.A. 1 5.99% $4,755
    Bethpage Federal Credit Union 1 6.88% $4,427
    BETTER MORTGAGE CORPORATION 1 6.63% $8,854
    BROKER SOLUTIONS, INC. 1 6.63% $17,134
    CARDINAL FINANCIAL 1 7.50% $7,028
    Century Mortgage Company DBA Century Lending Company 1 7.63% $7,549
    Countybank 1 6.50% $4,038
    DELMAR FINANCIAL COMPANY 1 7.13% $5,551
    Dollar Bank, Federal Savings Bank 1 7.38% $6,863
    EMM LOANS LLC 1 6.63% $2,920
    First National Bank of Pennsylvania 1 7.63% $4,074
    FOUNDERS FEDERAL CREDIT UNION 1 6.75% $3,813
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 7.63% $13,740
    INTERCOASTAL MORTGAGE COMPANY 1 6.50% $2,345
    Liberty Savings Bank, F.S.B. 1 6.50% $4,304
    Morgan Stanley Private Bank 1 5.88% $5,032
    MUTUAL OF OMAHA MORTGAGE, INC. 1 7.50% $4,400
    NATIONWIDE MORTGAGE BANKERS, INC. 1 6.99% $9,321
    NAVY FEDERAL CREDIT UNION 1 6.50% $4,784
    NJ LENDERS CORP. 1 6.99% $3,782
    Palmetto Citizens Federal Credit Union 1 6.88% $6,867
    PENTAGON FEDERAL CREDIT UNION 1 6.63% $5,797
    SOUTHPOINT FINANCIAL SERVICES, INC. 1 6.88% $8,499
    Synovus Bank 1 6.13% $6,468
    The Loan Store, Inc. 1 6.63% $4,931

    Newberry Average Closing Costs & Other Stats

    Newberry, SC's 66 lenders originated 558 loans during 2024. The total origination value was $135,180,000, with an average loan value of $242,258.

    Newberry's average closing costs are $5,590.

    The top Newberry lender as defined by loan originations is GUILD MORTGAGE COMPANY, with 17 loans originated. Their average total fees are $5,904, which is $208 lower than the next largest lender, First-Citizens Bank & Trust Company.

    The lowest fee Newberry lenders (with over 10 loans originated) are QUICKEN LOANS, LLC ($5,560), RESOURCE FINANCIAL SERVICES, INC. ($5,604), GUILD MORTGAGE COMPANY ($5,904), First-Citizens Bank & Trust Company ($6,113) and .

    The lowest rate Newberry lenders (with over 10 loans originated) are First-Citizens Bank & Trust Company (6.67%), QUICKEN LOANS, LLC (6.68%), RESOURCE FINANCIAL SERVICES, INC. (6.68%), GUILD MORTGAGE COMPANY (6.83%) and .

    Newberry, SC Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    First-Citizens Bank & Trust Company $5,125,000 $10,880,000 112.3% 8.0%
    GUILD MORTGAGE COMPANY $5,320,000 $9,155,000 72.1% 6.8%
    FBC MORTGAGE, LLC $1,270,000 $6,870,000 440.9% 5.1%
    AgFirst Farm Credit Bank $3,775,000 $6,100,000 61.6% 4.5%
    QUICKEN LOANS, LLC $6,045,000 $6,070,000 0.4% 4.5%
    UNITED WHOLESALE MORTGAGE, LLC $4,445,000 $3,705,000 -16.6% 2.7%
    First Community Bank $6,625,000 $3,565,000 -46.2% 2.6%
    RESOURCE FINANCIAL SERVICES, INC. $670,000 $3,445,000 414.2% 2.5%
    Ameris Bank $6,400,000 $3,265,000 -49.0% 2.4%
    Mortgage Research Center, LLC $1,345,000 $3,040,000 126.0% 2.2%
    GUARANTEED RATE AFFINITY, LLC $2,610,000 $3,025,000 15.9% 2.2%
    MOVEMENT MORTGAGE, LLC $3,420,000 $2,350,000 -31.3% 1.7%
    ALLSOUTH $1,270,000 $2,280,000 79.5% 1.7%
    HOMESIDE FINANCIAL, LLC $2,230,000 n/a 1.6%
    First Reliance Bank $1,090,000 $2,125,000 95.0% 1.6%
    Truist $2,955,000 $2,010,000 -32.0% 1.5%
    21ST MORTGAGE CORPORATION $1,695,000 $1,995,000 17.7% 1.5%
    Regions Bank $345,000 $1,955,000 466.7% 1.4%
    TD Bank $3,805,000 $1,930,000 -49.3% 1.4%
    BROKER SOLUTIONS, INC. $95,000 $1,840,000 1,836.8% 1.4%
    Wells Fargo Bank $1,180,000 $1,735,000 47.0% 1.3%
    NAVY FEDERAL CREDIT UNION $485,000 $1,695,000 249.5% 1.3%
    VANDERBILT MORTGAGE AND FINANCE, INC. $2,375,000 $1,565,000 -34.1% 1.2%
    SAFE FEDERAL CREDIT UNION $1,275,000 $1,505,000 18.0% 1.1%
    AMERICAN FINANCIAL RESOURCES, INC. $1,425,000 n/a 1.1%
    First Bank $480,000 $1,405,000 192.7% 1.0%
    GUARANTEED RATE, INC. $125,000 $1,390,000 1,012.0% 1.0%
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. $175,000 $1,360,000 677.1% 1.0%
    Arthur State Bank $130,000 $1,345,000 934.6% 1.0%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $370,000 $1,340,000 262.2% 1.0%
    Security Federal Bank $3,305,000 $1,335,000 -59.6% 1.0%
    U.S. Bank $1,170,000 n/a 0.9%
    Assurance Financial Group, L.L.C. $1,160,000 n/a 0.9%
    DELMAR FINANCIAL COMPANY $940,000 $1,105,000 17.6% 0.8%
    Bank of America $910,000 $1,095,000 20.3% 0.8%
    CROSSCOUNTRY MORTGAGE, LLC $3,710,000 $1,090,000 -70.6% 0.8%
    AMERICAN PACIFIC MORTGAGE CORPORATION $375,000 $1,045,000 178.7% 0.8%
    JPMorgan Chase Bank $1,020,000 n/a 0.8%
    South State Bank $2,840,000 $1,020,000 -64.1% 0.8%
    VILLAGE CAPITAL MORTGAGE $245,000 $1,010,000 312.2% 0.7%
    NEWREZ LLC $410,000 $990,000 141.5% 0.7%
    FREEDOM MORTGAGE CORPORATION $1,160,000 $945,000 -18.5% 0.7%
    Flagstar Bank, FSB $170,000 $935,000 450.0% 0.7%
    FOUNDERS FEDERAL CREDIT UNION $670,000 $835,000 24.6% 0.6%
    Morgan Stanley Private Bank $305,000 $805,000 163.9% 0.6%
    NEW DAY FINANCIAL, LLC $410,000 $805,000 96.3% 0.6%
    Magnolia Bank $730,000 n/a 0.5%
    Carrington Mortgage Services, LLC $720,000 $725,000 0.7% 0.5%
    LIMA ONE CAPITAL, LLC $365,000 $685,000 87.7% 0.5%
    First Palmetto Bank $1,675,000 $680,000 -59.4% 0.5%
    United Community Bank $495,000 $680,000 37.4% 0.5%
    BETTER MORTGAGE CORPORATION $675,000 n/a 0.5%
    UNION HOME MORTGAGE CORP. $1,250,000 $645,000 -48.4% 0.5%
    First National Bank of Pennsylvania $620,000 n/a 0.5%
    AMERICAN FINANCIAL NETWORK, INC. $595,000 n/a 0.4%
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $585,000 n/a 0.4%
    TOWNE MORTGAGE COMPANY $255,000 $540,000 111.8% 0.4%
    TOTAL MORTGAGE SERVICES, LLC $535,000 n/a 0.4%
    AMWEST FUNDING CORP. $520,000 n/a 0.4%
    PENNYMAC LOAN SERVICES, LLC $585,000 $520,000 -11.1% 0.4%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $515,000 n/a 0.4%
    NATIONWIDE MORTGAGE BANKERS, INC. $505,000 n/a 0.4%
    S. C. STATE FEDERAL CREDIT UNION $945,000 $485,000 -48.7% 0.4%
    The Loan Store, Inc. $465,000 n/a 0.3%
    AMERISAVE MORTGAGE CORPORATION $175,000 $450,000 157.1% 0.3%
    Palmetto Citizens Federal Credit Union $860,000 $450,000 -47.7% 0.3%
    First Federal Bank $435,000 n/a 0.3%
    Paramount Residential Mortgage Group, Inc. $125,000 $425,000 240.0% 0.3%
    1ST SIGNATURE LENDING, LLC $480,000 $420,000 -12.5% 0.3%
    Synovus Bank $570,000 $420,000 -26.3% 0.3%
    Dollar Bank, Federal Savings Bank $810,000 $395,000 -51.2% 0.3%
    Century Mortgage Company DBA Century Lending Company $390,000 n/a 0.3%
    RESIDENTIAL BANCORP $385,000 n/a 0.3%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $605,000 $375,000 -38.0% 0.3%
    EMM LOANS LLC $185,000 $355,000 91.9% 0.3%
    INTERCOASTAL MORTGAGE COMPANY $535,000 $350,000 -34.6% 0.3%
    CHURCHILL MORTGAGE CORPORATION $345,000 n/a 0.3%
    LENDINGHOME FUNDING CORPORATION $335,000 n/a 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $1,090,000 $310,000 -71.6% 0.2%
    PENTAGON FEDERAL CREDIT UNION $85,000 $305,000 258.8% 0.2%
    Barrington Bank & Trust Company, N.A. $75,000 $290,000 286.7% 0.2%
    CMG MORTGAGE, INC. $300,000 $285,000 -5.0% 0.2%
    PLAZA HOME MORTGAGE, INC. $285,000 n/a 0.2%
    AMERICAN FINANCING CORPORATION $275,000 n/a 0.2%
    Liberty Savings Bank, F.S.B. $265,000 n/a 0.2%
    Renasant Bank $1,920,000 $265,000 -86.2% 0.2%
    First Horizon Bank $255,000 n/a 0.2%
    First Piedmont Federal Savings and Loan Association of Gaffney $595,000 $255,000 -57.1% 0.2%
    NJ LENDERS CORP. $245,000 n/a 0.2%
    PNC Bank $145,000 $235,000 62.1% 0.2%
    CARDINAL FINANCIAL $4,565,000 $225,000 -95.1% 0.2%
    GSF Mortgage Corporation $225,000 n/a 0.2%
    SOUTHWEST FUNDING, LP $225,000 n/a 0.2%
    Bethpage Federal Credit Union $215,000 n/a 0.2%
    Encompass Lending Group, LP $215,000 n/a 0.2%
    SOUTHPOINT FINANCIAL SERVICES, INC. $195,000 $205,000 5.1% 0.2%
    Equity Prime Mortgage LLC $195,000 n/a 0.1%
    POLARIS HOME FUNDING CORP. $195,000 n/a 0.1%
    ZILLOW HOME LOANS, LLC $195,000 n/a 0.1%
    LOANDEPOT.COM, LLC $945,000 $190,000 -79.9% 0.1%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $860,000 $175,000 -79.7% 0.1%
    Lakeview Community Capital, LLC $175,000 n/a 0.1%
    SOUTH CAROLINA FEDERAL CREDIT UNION $345,000 $170,000 -50.7% 0.1%
    LAKEVIEW LOAN SERVICING, LLC $175,000 $165,000 -5.7% 0.1%
    LEADERONE FINANCIAL CORPORATION $225,000 $165,000 -26.7% 0.1%
    MID AMERICA MORTGAGE, INC. $165,000 n/a 0.1%
    NFM, INC. $165,000 n/a 0.1%
    SOUTHWEST STAGE FUNDING, LLC $125,000 $165,000 32.0% 0.1%
    AgSouth Farm Credit, ACA $145,000 n/a 0.1%
    Figure Lending LLC $140,000 n/a 0.1%
    MILEND, INC. $135,000 n/a 0.1%
    Countybank $125,000 n/a 0.1%
    INTERLINC MORTGAGE SERVICES, LLC $125,000 n/a 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $205,000 $125,000 -39.0% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $115,000 n/a 0.1%
    LONGBRIDGE FINANCIAL, LLC $105,000 n/a 0.1%
    MTC Federal Credit Union $105,000 n/a 0.1%
    Discover Bank $100,000 $95,000 -5.0% 0.1%
    Citizens Bank $265,000 $85,000 -67.9% 0.1%
    Keystone Funding, Inc. $85,000 n/a 0.1%
    TRIAD FINANCIAL SERVICES, INC. $75,000 n/a 0.1%
    EASTMAN $55,000 n/a 0.0%
    Parda Federal Credit Union $25,000 n/a 0.0%
    ATLANTA POSTAL $5,000 n/a 0.0%

    Newberry's top lender by overall market share is First-Citizens Bank & Trust Company, with 8.0% market share. In second place, with 6.8%, is GUILD MORTGAGE COMPANY, having originated $9,155,000 in loans. In third place, with 5.1%, is FBC MORTGAGE, LLC, having originated $6,870,000 in loans. In fourth place, with 4.5%, is AgFirst Farm Credit Bank, having originated $6,100,000 in loans. In fifth place, with 4.5%, is QUICKEN LOANS, LLC, having originated $6,070,000 in loans.

    Newberry Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Newberry (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $159,450 (-0.2%) $213,676 (-12.2%) 0.00 139
    2018-02-01 $161,450 (8.0%) $214,346 (-3.3%) 0.00 129
    2018-03-01 $176,250 (21.6%) $235,991 (7.6%) 0.00 116
    2018-04-01 $234,000 (56.0%) $258,935 (10.8%) 0.00 107
    2018-05-01 $236,500 (32.9%) $260,339 (5.1%) 0.00 91
    2018-06-01 $199,900 (12.8%) $256,734 (0.7%) 0.00 102
    2018-07-01 $195,700 (8.8%) $238,935 (-1.8%) 0.00 115
    2018-08-01 $237,450 (37.9%) $261,611 (12.1%) 0.00 108
    2018-09-01 $229,900 (27.8%) $250,899 (5.1%) 0.00 103
    2018-10-01 $209,475 (19.7%) $251,663 (9.4%) 0.00 101
    2018-11-01 $223,475 (27.7%) $246,556 (11.9%) 0.00 93
    2018-12-01 $225,000 (30.5%) $245,314 (13.0%) 0.00 95
    2019-01-01 $219,000 (37.4%) $242,047 (13.3%) 0.00 88
    2019-02-01 $220,375 (36.5%) $246,760 (15.1%) 0.00 86
    2019-03-01 $236,000 (33.9%) $266,512 (12.9%) 0.00 87
    2019-04-01 $250,125 (6.9%) $290,021 (12.0%) 0.00 86
    2019-05-01 $217,200 (-8.2%) $278,520 (7.0%) 0.00 91
    2019-06-01 $195,400 (-2.3%) $259,142 (0.9%) 0.00 86
    2019-07-01 $193,100 (-1.3%) $251,170 (5.1%) 0.00 88
    2019-08-01 $194,405 (-18.1%) $247,283 (-5.5%) 0.00 95
    2019-09-01 $190,211 (-17.3%) $242,552 (-3.3%) 0.00 96
    2019-10-01 $187,416 (-10.5%) $239,398 (-4.9%) 0.00 93
    2019-11-01 $184,999 (-17.2%) $246,932 (0.2%) 0.00 93
    2019-12-01 $187,450 (-16.7%) $246,651 (0.6%) 0.00 95
    2020-01-01 $198,450 (-9.4%) $258,781 (6.9%) 0.00 82
    2020-02-01 $199,900 (-9.3%) $272,399 (10.4%) 0.00 86
    2020-03-01 $208,408 (-11.7%) $275,522 (3.4%) 0.00 84
    2020-04-01 $211,380 (-15.5%) $284,288 (-2.0%) 0.00 85
    2020-05-01 $229,950 (5.9%) $302,857 (8.7%) 0.00 81
    2020-06-01 $224,424 (14.9%) $299,861 (15.7%) 0.00 63
    2020-07-01 $223,427 (15.7%) $295,016 (17.5%) 0.00 59
    2020-08-01 $219,900 (13.1%) $276,975 (12.0%) 0.00 48
    2020-09-01 $198,625 (4.4%) $239,626 (-1.2%) 0.00 47
    2020-10-01 $192,500 (2.7%) $246,698 (3.1%) 0.00 41
    2020-11-01 $207,450 (12.1%) $253,676 (2.7%) 0.00 36
    2020-12-01 $235,000 (25.4%) $295,374 (19.8%) 0.00 44
    2021-01-01 $223,500 (12.6%) $269,204 (4.0%) 0.00 36
    2021-02-01 $233,750 (16.9%) $278,941 (2.4%) 0.00 42
    2021-03-01 $249,913 (19.9%) $305,775 (11.0%) 0.00 33
    2021-04-01 $249,000 (17.8%) $303,252 (6.7%) 0.00 22
    2021-05-01 $256,375 (11.5%) $303,944 (0.4%) 0.00 21
    2021-06-01 $187,500 (-16.5%) $327,635 (9.3%) 0.00 28
    2021-07-01 $275,000 (23.1%) $367,964 (24.7%) 0.00 29
    2021-08-01 $257,875 (17.3%) $374,764 (35.3%) 0.00 37
    2021-09-01 $304,500 (53.3%) $426,106 (77.8%) 0.00 42
    2021-10-01 $295,000 (53.3%) $372,732 (51.1%) 0.00 41
    2021-11-01 $299,450 (44.4%) $445,380 (75.6%) 0.00 36
    2021-12-01 $299,500 (27.5%) $433,580 (46.8%) 0.00 29
    2022-01-01 $259,900 (16.3%) $425,996 (58.2%) 0.00 25
    2022-02-01 $245,500 (5.0%) $423,765 (51.9%) 0.00 17
    2022-03-01 $300,165 (20.1%) $486,032 (59.0%) 0.00 21
    2022-04-01 $302,940 (21.7%) $464,355 (53.1%) 0.00 36
    2022-05-01 $308,740 (20.4%) $497,143 (63.6%) 0.00 47
    2022-06-01 $309,065 (64.8%) $432,643 (32.1%) 0.00 58
    2022-07-01 $306,490 (11.5%) $431,245 (17.2%) 0.00 68
    2022-08-01 $310,165 (20.3%) $421,836 (12.6%) 0.00 62
    2022-09-01 $310,000 (1.8%) $414,530 (-2.7%) 0.00 59
    2022-10-01 $304,390 (3.2%) $392,733 (5.4%) 0.00 68
    2022-11-01 $299,950 (0.2%) $369,466 (-17.0%) 0.00 74
    2022-12-01 $289,900 (-3.2%) $364,707 (-15.9%) 0.00 73
    2023-01-01 $289,095 (11.2%) $374,066 (-12.2%) 0.00 58
    2023-02-01 $284,113 (15.7%) $338,327 (-20.2%) 0.00 56
    2023-03-01 $276,500 (-7.9%) $359,934 (-25.9%) 0.00 56
    2023-04-01 $305,000 (0.7%) $437,500 (-5.8%) 0.00 64
    2023-05-01 $401,000 (29.9%) $472,371 (-5.0%) 0.00 48
    2023-06-01 $356,750 (15.4%) $458,502 (6.0%) 0.00 41
    2023-07-01 $375,000 (22.4%) $462,830 (7.3%) 0.00 39
    2023-08-01 $413,750 (33.4%) $503,140 (19.3%) 0.00 44
    2023-09-01 $349,750 (12.8%) $475,469 (14.7%) 0.00 54
    2023-10-01 $356,713 (17.2%) $496,723 (26.5%) 0.00 69
    2023-11-01 $356,549 (18.9%) $506,658 (37.1%) 0.00 67
    2023-12-01 $346,895 (19.7%) $480,324 (31.7%) 0.00 69
    2024-01-01 $339,199 (17.3%) $467,779 (25.1%) 0.00 65
    2024-02-01 $331,983 (16.9%) $482,530 (42.6%) 0.00 62
    2024-03-01 $329,950 (19.3%) $475,450 (32.1%) 0.00 62
    2024-04-01 $324,950 (6.5%) $498,179 (13.9%) 0.00 70
    2024-05-01 $354,802 (-11.5%) $547,067 (15.8%) 0.00 76
    2024-06-01 $329,900 (-7.5%) $528,603 (15.3%) 0.00 86
    2024-07-01 $310,339 (-17.2%) $453,005 (-2.1%) 0.00 93
    2024-08-01 $305,900 (-26.1%) $440,853 (-12.4%) 0.00 92
    2024-09-01 $324,950 (-7.1%) $453,522 (-4.6%) 0.00 84
    2024-10-01 $326,304 (-8.5%) $426,379 (-14.2%) 0.00 74
    2024-11-01 $347,891 (-2.4%) $451,841 (-10.8%) 0.00 78
    2024-12-01 $345,870 (-0.3%) $462,969 (-3.6%) 0.00 79
    2025-01-01 $339,000 (-0.1%) $435,586 (-6.9%) 0.00 77
    2025-02-01 $351,725 (6.0%) $468,308 (-3.0%) 0.00 76
    2025-03-01 $378,000 (14.6%) $523,549 (10.1%) 0.00 80
    Newberry's median listing price for 2025-03-01 was $378,000, a difference of $48,050 (14.6%) versus the prior year and $26,275 versus the prior month.

    Newberry's median listing price comes in at 0% of the national average.

    Newberry's average listing price for 2025-03-01 was $523,549, a difference of $48,099 (10.1%) versus the prior year and $55,241 versus the prior month.

    For the 2025-03-01 period, Newberry had 80 MLS listings, a difference of 4 listings (5%) versus the prior month and 18 listings (29%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Newberry (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,861 sqft
    2018-02-01 0 days 1,815 sqft
    2018-03-01 0 days 1,945 sqft
    2018-04-01 0 days 1,985 sqft
    2018-05-01 0 days 2,064 sqft
    2018-06-01 0 days 1,907 sqft
    2018-07-01 0 days 1,807 sqft
    2018-08-01 0 days 1,920 sqft
    2018-09-01 0 days 1,935 sqft
    2018-10-01 0 days 1,971 sqft
    2018-11-01 0 days 1,944 sqft
    2018-12-01 0 days 2,010 sqft
    2019-01-01 0 days 1,995 sqft
    2019-02-01 0 days 1,944 sqft
    2019-03-01 0 days 1,906 sqft
    2019-04-01 0 days 1,854 sqft
    2019-05-01 0 days 1,877 sqft
    2019-06-01 0 days 1,856 sqft
    2019-07-01 0 days 1,770 sqft
    2019-08-01 0 days 1,716 sqft
    2019-09-01 0 days 1,716 sqft
    2019-10-01 0 days 1,736 sqft
    2019-11-01 0 days 1,824 sqft
    2019-12-01 0 days 1,857 sqft
    2020-01-01 0 days 1,915 sqft
    2020-02-01 0 days 2,004 sqft
    2020-03-01 0 days 2,002 sqft
    2020-04-01 0 days 1,986 sqft
    2020-05-01 0 days 2,000 sqft
    2020-06-01 0 days 1,971 sqft
    2020-07-01 0 days 1,908 sqft
    2020-08-01 0 days 1,986 sqft
    2020-09-01 0 days 1,912 sqft
    2020-10-01 0 days 1,929 sqft
    2020-11-01 0 days 1,997 sqft
    2020-12-01 0 days 1,967 sqft
    2021-01-01 0 days 2,009 sqft
    2021-02-01 0 days 1,933 sqft
    2021-03-01 0 days 1,918 sqft
    2021-04-01 0 days 2,044 sqft
    2021-05-01 0 days 1,964 sqft
    2021-06-01 0 days 1,690 sqft
    2021-07-01 0 days 1,950 sqft
    2021-08-01 0 days 2,020 sqft
    2021-09-01 0 days 2,111 sqft
    2021-10-01 0 days 2,100 sqft
    2021-11-01 0 days 2,100 sqft
    2021-12-01 0 days 2,156 sqft
    2022-01-01 0 days 2,096 sqft
    2022-02-01 0 days 1,780 sqft
    2022-03-01 0 days 2,041 sqft
    2022-04-01 0 days 2,049 sqft
    2022-05-01 0 days 2,196 sqft
    2022-06-01 0 days 2,196 sqft
    2022-07-01 0 days 2,232 sqft
    2022-08-01 0 days 2,232 sqft
    2022-09-01 0 days 2,361 sqft
    2022-10-01 0 days 2,309 sqft
    2022-11-01 0 days 2,258 sqft
    2022-12-01 0 days 2,196 sqft
    2023-01-01 0 days 2,222 sqft
    2023-02-01 0 days 2,189 sqft
    2023-03-01 0 days 2,196 sqft
    2023-04-01 0 days 2,191 sqft
    2023-05-01 0 days 2,394 sqft
    2023-06-01 0 days 2,150 sqft
    2023-07-01 0 days 1,886 sqft
    2023-08-01 0 days 1,877 sqft
    2023-09-01 0 days 1,990 sqft
    2023-10-01 0 days 2,224 sqft
    2023-11-01 0 days 2,225 sqft
    2023-12-01 0 days 2,171 sqft
    2024-01-01 0 days 2,117 sqft
    2024-02-01 0 days 2,171 sqft
    2024-03-01 0 days 2,158 sqft
    2024-04-01 0 days 2,105 sqft
    2024-05-01 0 days 2,223 sqft
    2024-06-01 0 days 2,105 sqft
    2024-07-01 0 days 1,990 sqft
    2024-08-01 0 days 1,990 sqft
    2024-09-01 0 days 2,060 sqft
    2024-10-01 0 days 2,100 sqft
    2024-11-01 0 days 2,100 sqft
    2024-12-01 0 days 2,087 sqft
    2025-01-01 0 days 1,932 sqft
    2025-02-01 0 days 1,935 sqft
    2025-03-01 0 days 2,042 sqft
    Newberry's median listing age (time on market) for 2025-03-01 was 0 days.

    Newberry's median square footage for active listings during the 2025-03-01 period was 2,042 sqft. One year prior, the average listing was 2,158 sqft.

    Newberry, SC Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 341 $95,225,000 $279,252
    Cash Out Refi 67 $13,325,000 $198,881
    Refi 65 $18,145,000 $279,154
    Other 62 $6,690,000 $107,903
    Home Improvement 23 $1,795,000 $78,043

    Newberry's most frequently cited loan purpose was Home Purchase, with 341 originations. The 2nd most popular reason was Cash Out Refi, with 67 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 218 $62,990,000 $288,945
    7-8% 118 $33,920,000 $287,458
    Over 8% 103 $11,655,000 $113,155
    5-6% 72 $18,890,000 $262,361
    4-5% 22 $5,030,000 $228,636
    <2.5% 6 $40,000 $6,667

    During 2024, Newberry's most frequently originated rate bucket was 6-7%, with 218 originations.

    Loan Sizing (Newberry, SC MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 179 $49,855,000 $278,520
    $100k-200k 170 $25,460,000 $149,765
    $100,000 or less 118 $6,630,000 $56,186
    $400k-600k 60 $28,870,000 $481,167
    $600k-1000k 26 $18,720,000 $720,000
    $Over $1MM 5 $5,645,000 $1,129,000

    Newberry's loan sizing saw the bucket of loans from $200k-400k with 179 originations, totaling $49,855,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 224 $63,830,000 $284,955
    60-80% 118 $35,070,000 $297,203
    40-60% 65 $17,055,000 $262,385
    20-40% 58 $7,410,000 $127,759
    Under 20% 50 $2,660,000 $53,200
    Over 100% 8 $3,250,000 $406,250

    Newberry's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 224 originations, totaling $63,830,000 in origination value.