Newberry Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Newberry averaged 5.82% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

The average rate for the prior week (2022-06-16) was 5.89% and one month ago for the week of 2022-05-19, the average rate was 5.66%.

Newberry's average rate one year ago was 3%.

For refis of the same type during the week of 2022-06-23, the average rate was 5.81%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-23 5.81%
Newberry 30 Year Fixed Rate 2022-06-23 5.82%
Newberry 30 Year Fixed Rate Refi 2022-06-23 5.81%
Newberry 15 Year Fixed Rate 2022-06-23 5.74%
Newberry 15 Year Fixed Rate Refi 2022-06-23 5.13%
Newberry 30 Year FHA 2022-06-23 0.53%
Newberry 30 Year FHA Refi 2022-06-23 0.31%
Newberry 30 Year USDA 2022-06-23 0.12%
Newberry 30 Year USDA Refi 2022-06-23 -0.73%
Newberry 30 Year VA 2022-06-23 0.5%
Newberry 30 Year VA Refi 2022-06-23 0.07%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Newberry, SC.

Newberry Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Newberry, SC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 39 3.08% $5,722
South State Bank 27 3.43% $4,690
GUILD MORTGAGE COMPANY 21 3.25% $4,216
TD Bank 21 3.10% $3,587
First Community Bank 16 3.02% $4,338
Network Funding, L.P. 15 3.40% $3,354
MOVEMENT MORTGAGE, LLC 14 3.28% $4,589
First-Citizens Bank & Trust Company 13 3.13% $3,797
Wells Fargo Bank 12 3.02% $4,919
Truist Bank 12 3.05% $3,131
FREEDOM MORTGAGE CORPORATION 10 3.04% $3,020
CALIBER HOME LOANS, INC. 9 3.47% $4,210
ALLSOUTH 9 2.39% $0
LENDUS, LLC 8 3.42% $3,673
Regions Bank 8 2.97% $4,444
Ameris Bank 8 2.98% $3,642
LOANDEPOT.COM, LLC 7 3.07% $4,399
ACOPIA, LLC 7 3.16% $5,685
GUARANTEED RATE AFFINITY, LLC 7 3.14% $4,749
SUCCESS MORTGAGE PARTNERS, INC. 6 3.25% $3,721
Renasant Bank 6 3.04% $4,144
First Palmetto Bank 6 2.81% $4,285
JPMorgan Chase Bank 5 3.12% $5,540
Arthur State Bank 5 2.83% $4,607
AgFirst Farm Credit Bank 5 3.10% $6,712
Bank of America 5 2.98% $3,651
PRIMELENDING, A PLAINSCAPITAL COMPANY 5 3.17% $3,869
Magnolia Bank 4 3.19% $3,733
United Community Bank 4 3.16% $3,181
FOUNDERS FEDERAL CREDIT UNION 4 3.78% $2,137
TOWNE MORTGAGE COMPANY 4 3.06% $3,558
Palmetto Citizens Federal Credit Union 4 3.03% $4,186
Flagstar Bank, FSB 3 3.36% $2,335
AMERISAVE MORTGAGE CORPORATION 3 3.04% $3,067
Southern First Bank 3 3.75% $2,606
American Security Mortgage Corp. 3 2.88% $3,545
UNITED WHOLESALE MORTGAGE, LLC 3 3.08% $3,849
HomeTrust Bank 3 2.96% $6,551
1ST PREFERENCE MORTGAGE CORP. 2 3.25% $5,124
AMERICAN FINANCING CORPORATION 2 3.19% $3,422
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 2 3.31% $8,103
BETTER MORTGAGE CORPORATION 2 2.75% $4,055
Countybank 2 3.25% $2,336
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 2.93% $3,128
First Reliance Bank 2 3.31% $4,455
Gateway First Bank 2 3.00% $5,457
HOMESIDE FINANCIAL, LLC 2 3.50% $4,427
InterContinental Capital Group, Inc 2 3.19% $4,803
NEWREZ LLC 2 3.44% $3,906
PENNYMAC LOAN SERVICES, LLC 2 3.31% $5,841
RESOURCE FINANCIAL SERVICES, INC. 2 3.06% $2,626
Security Federal Bank 2 2.88% $5,709
TIDEWATER MORTGAGE SERVICES, INC. 2 3.94% $7,609
UNION HOME MORTGAGE CORP. 2 3.19% $3,759
LAKEVIEW LOAN SERVICING, LLC 1 3.13% $2,596
FirstBank 1 2.75% $1,579
EMM LOANS LLC 1 3.25% $7,096
Dollar Bank, Federal Savings Bank 1 3.00% $5,237
MIDLAND MORTGAGE CORPORATION 1 2.75% $4,299
Mortgage Network, Inc. 1 3.25% $3,818
Mortgage Research Center, LLC 1 2.75% $4,082
DIRECT MORTGAGE LOANS, LLC 1 3.63% $4,643
Mr. Cooper ( Nationstar Mortgage ) 1 4.63% $3,220
MUTUAL OF OMAHA MORTGAGE, INC. 1 3.63% $4,221
Nations Lending Corporation 1 3.25% $6,003
Deere Employees Credit Union 1 2.75% $3,452
Assurance Financial Group, L.L.C. 1 2.99% $2,714
NEXERA HOLDING LLC 1 2.50% $4,670
Old Second National Bank 1 3.25% $3,958
Colten Mortgage, LLC 1 2.75% $2,908
Paramount Residential Mortgage Group, Inc. 1 4.88% $3,600
Arvest Bank 1 2.88% $8,096
Pinnacle Bank 1 3.38% $3,585
Citizens Bank 1 2.88% $5,927
CHERRY CREEK MORTGAGE, LLC 1 2.62% $120
Quontic Bank 1 6.38% $8,649
Charles Schwab Bank, SSB 1 2.68% $2,651
RELIANCE FIRST CAPITAL, LLC 1 3.63% $8,554
Carrington Mortgage Services, LLC 1 3.88% $4,212
VANDERBILT MORTGAGE AND FINANCE, INC. 1 3.63% $3,591
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 2.75% $3,288
SHELTER LENDING SERVICES, L.L.C. 1 2.99% $2,852
SOUTH CAROLINA FEDERAL CREDIT UNION 1 3.13% $5,484
SOUTHEAST MORTGAGE OF GEORGIA, INC. 1 3.13% $3,426
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 2.88% $3,513
CANOPY MORTGAGE, LLC 1 2.99% $2,174
SOUTHWEST FUNDING, LP 1 3.38% $5,780
STATE EMPLOYEES' 1 3.25% $4,435
BROKER SOLUTIONS, INC. 1 3.25% $3,531
SUN WEST MORTGAGE COMPANY, INC. 1 2.50% $3,835
Synovus Bank 1 2.88% $3,132
Blue Ridge Bank 1 3.00% $4,663
WesBanco Bank, Inc. 1 3.25% $4,552
Towne Bank 1 3.63% $6,322
BAY EQUITY LLC 1 3.38% $4,894
GUARANTEED RATE, INC. 1 3.13% $3,452
GSF Mortgage Corporation 1 2.50% $11,028
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 3.25% $4,878
Atlantic Union Bank 1 3.88% $4,648
Hometown Lenders, Inc. 1 2.99% $3,834
GENEVA FINANCIAL, LLC 1 3.63% $3,796
Wyndham Capital Mortgage, Inc. 1 2.88% $1,174
First Piedmont Federal Savings and Loan Association of Gaffney 1 3.88% $8,260

Newberry, SC's 103 lenders originated 1,071 loans during 2021. The total origination value was $215,835,000, with an average loan value of $201,527.

The top Newberry lender as defined by loan originations is QUICKEN LOANS, LLC, with 39 loans originated. Their average total fees are $5,722, which is $1,032 higher than the next largest lender, South State Bank.

The lowest fee Newberry lenders (with over 10 loans originated) are FREEDOM MORTGAGE CORPORATION ($3,020), Truist Bank ($3,131), Network Funding, L.P. ($3,354), TD Bank ($3,587) and First-Citizens Bank & Trust Company ($3,797).

The lowest rate Newberry lenders (with over 10 loans originated) are Wells Fargo Bank (3.02%), First Community Bank (3.02%), FREEDOM MORTGAGE CORPORATION (3.04%), Truist Bank (3.05%) and QUICKEN LOANS, LLC (3.08%).

Newberry, SC Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $13,570,000 $18,120,000 33.5% 8.4%
GUILD MORTGAGE COMPANY $7,380,000 $9,345,000 26.6% 4.3%
Truist Bank $6,655,000 $8,735,000 31.3% 4.0%
South State Bank $1,075,000 $8,570,000 697.2% 4.0%
First Community Bank $9,935,000 $8,470,000 -14.7% 3.9%
First-Citizens Bank & Trust Company $7,025,000 $7,755,000 10.4% 3.6%
FREEDOM MORTGAGE CORPORATION $5,430,000 $7,180,000 32.2% 3.3%
TD Bank $6,335,000 $7,045,000 11.2% 3.3%
Wells Fargo Bank $8,410,000 $6,790,000 -19.3% 3.1%
AgFirst Farm Credit Bank $5,360,000 $5,630,000 5.0% 2.6%
Network Funding, L.P. $2,880,000 $4,625,000 60.6% 2.1%
LOANDEPOT.COM, LLC $2,085,000 $4,090,000 96.2% 1.9%
Regions Bank $1,215,000 $3,860,000 217.7% 1.8%
ALLSOUTH $1,790,000 $3,845,000 114.8% 1.8%
MOVEMENT MORTGAGE, LLC $6,110,000 $3,750,000 -38.6% 1.7%
LENDUS, LLC $3,240,000 $3,670,000 13.3% 1.7%
Ameris Bank $5,150,000 $3,295,000 -36.0% 1.5%
First Palmetto Bank $2,170,000 $3,025,000 39.4% 1.4%
Security Federal Bank $305,000 $2,800,000 818.0% 1.3%
ACOPIA, LLC $815,000 $2,770,000 239.9% 1.3%
BROKER SOLUTIONS, INC. $1,240,000 $2,760,000 122.6% 1.3%
Arthur State Bank $3,750,000 $2,730,000 -27.2% 1.3%
SUCCESS MORTGAGE PARTNERS, INC. $945,000 $2,485,000 163.0% 1.2%
Palmetto Citizens Federal Credit Union $1,750,000 $2,465,000 40.9% 1.1%
Bank of America $1,415,000 $2,405,000 70.0% 1.1%
CALIBER HOME LOANS, INC. $2,360,000 $2,130,000 -9.7% 1.0%
United Community Bank $2,650,000 $2,115,000 -20.2% 1.0%
Flagstar Bank, FSB $1,095,000 $2,105,000 92.2% 1.0%
GUARANTEED RATE AFFINITY, LLC $900,000 $1,965,000 118.3% 0.9%
Renasant Bank $2,190,000 $1,870,000 -14.6% 0.9%
TOWNE MORTGAGE COMPANY $1,110,000 $1,870,000 68.5% 0.9%
JPMorgan Chase Bank $1,000,000 $1,865,000 86.5% 0.9%
Magnolia Bank $410,000 $1,710,000 317.1% 0.8%
NAVY FEDERAL CREDIT UNION $265,000 $1,635,000 517.0% 0.8%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,875,000 $1,610,000 -14.1% 0.7%
Countybank $1,090,000 $1,500,000 37.6% 0.7%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $2,315,000 $1,485,000 -35.9% 0.7%
UNITED WHOLESALE MORTGAGE, LLC $1,825,000 $1,460,000 -20.0% 0.7%
LAKEVIEW LOAN SERVICING, LLC $1,625,000 $1,445,000 -11.1% 0.7%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,745,000 $1,440,000 -17.5% 0.7%
Mortgage Research Center, LLC $985,000 $1,385,000 40.6% 0.6%
Coastal Carolina National Bank $1,320,000 n/a 0.6%
AMERISAVE MORTGAGE CORPORATION $1,705,000 $1,280,000 -24.9% 0.6%
UNION HOME MORTGAGE CORP. $1,275,000 n/a 0.6%
NEWREZ LLC $640,000 $1,270,000 98.4% 0.6%
American Security Mortgage Corp. $1,175,000 n/a 0.5%
HomeTrust Bank $155,000 $1,035,000 567.7% 0.5%
Synovus Bank $2,585,000 $1,015,000 -60.7% 0.5%
Assurance Financial Group, L.L.C. $815,000 $1,005,000 23.3% 0.5%
Southern First Bank $2,690,000 $930,000 -65.4% 0.4%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $400,000 $925,000 131.3% 0.4%
BETTER MORTGAGE CORPORATION $920,000 n/a 0.4%
NEW DAY FINANCIAL, LLC $915,000 n/a 0.4%
21ST MORTGAGE CORPORATION $1,025,000 $885,000 -13.7% 0.4%
United Bank $865,000 n/a 0.4%
MIDLAND MORTGAGE CORPORATION $2,495,000 $835,000 -66.5% 0.4%
RESOURCE FINANCIAL SERVICES, INC. $2,750,000 $835,000 -69.6% 0.4%
First Reliance Bank $825,000 $795,000 -3.6% 0.4%
SUN WEST MORTGAGE COMPANY, INC. $795,000 n/a 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $720,000 n/a 0.3%
PENNYMAC LOAN SERVICES, LLC $1,415,000 $705,000 -50.2% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $1,355,000 $685,000 -49.4% 0.3%
Gateway First Bank $660,000 n/a 0.3%
Pinnacle Bank $655,000 n/a 0.3%
Bank of England $830,000 $630,000 -24.1% 0.3%
Carrington Mortgage Services, LLC $885,000 $615,000 -30.5% 0.3%
GENEVA FINANCIAL, LLC $615,000 n/a 0.3%
GUARANTY HOME MORTGAGE CORPORATION $1,010,000 $615,000 -39.1% 0.3%
ANGEL OAK MORTGAGE SOLUTIONS LLC $595,000 n/a 0.3%
HOMESIDE FINANCIAL, LLC $15,000 $595,000 3,866.7% 0.3%
LIMA ONE CAPITAL, LLC $565,000 n/a 0.3%
Trustmark National Bank $565,000 n/a 0.3%
BAY EQUITY LLC $360,000 $545,000 51.4% 0.3%
DIRECT MORTGAGE LOANS, LLC $545,000 n/a 0.3%
Old Second National Bank $545,000 n/a 0.3%
AMERICAN INTERNET MORTGAGE, INC. $155,000 $540,000 248.4% 0.3%
Deere Employees Credit Union $490,000 $525,000 7.1% 0.2%
S. C. STATE FEDERAL CREDIT UNION $1,245,000 $515,000 -58.6% 0.2%
FirstBank $495,000 n/a 0.2%
FOUNDERS FEDERAL CREDIT UNION $575,000 $495,000 -13.9% 0.2%
GSF Mortgage Corporation $495,000 n/a 0.2%
WesBanco Bank, Inc. $485,000 n/a 0.2%
TIDEWATER MORTGAGE SERVICES, INC. $480,000 n/a 0.2%
NATIONS DIRECT MORTGAGE, LLC $470,000 n/a 0.2%
Towne Bank $465,000 n/a 0.2%
VILLAGE CAPITAL & INVESTMENT LLC $695,000 $460,000 -33.8% 0.2%
Atlantic Union Bank $455,000 n/a 0.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $320,000 $445,000 39.1% 0.2%
SOFI LENDING CORP. $375,000 $440,000 17.3% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $430,000 n/a 0.2%
PNC Bank $640,000 $430,000 -32.8% 0.2%
First Piedmont Federal Savings and Loan Association of Gaffney $425,000 n/a 0.2%
1ST PREFERENCE MORTGAGE CORP. $410,000 $410,000 0.0% 0.2%
InterContinental Capital Group, Inc $400,000 n/a 0.2%
RELIANCE FIRST CAPITAL, LLC $480,000 $400,000 -16.7% 0.2%
SOUTHWEST FUNDING, LP $235,000 $400,000 70.2% 0.2%
Nations Lending Corporation $85,000 $395,000 364.7% 0.2%
AMERICAN FINANCING CORPORATION $375,000 n/a 0.2%
Charles Schwab Bank, SSB $375,000 n/a 0.2%
SAFE FEDERAL CREDIT UNION $545,000 $375,000 -31.2% 0.2%
Arvest Bank $365,000 n/a 0.2%
Barrington Bank & Trust Company, N.A. $360,000 n/a 0.2%
Dollar Bank, Federal Savings Bank $355,000 n/a 0.2%
FLAT BRANCH MORTGAGE, INC. $355,000 n/a 0.2%
USAA Federal Savings Bank $2,015,000 $355,000 -82.4% 0.2%
CHERRY CREEK MORTGAGE, LLC $345,000 n/a 0.2%
Mortgage Network, Inc. $1,045,000 $345,000 -67.0% 0.2%
SOUTH CAROLINA FEDERAL CREDIT UNION $510,000 $340,000 -33.3% 0.2%
SHELTER LENDING SERVICES, L.L.C. $335,000 n/a 0.2%
CALCON MUTUAL MORTGAGE LLC $215,000 $325,000 51.2% 0.2%
TEACHERS $305,000 $305,000 0.0% 0.1%
NEXERA HOLDING LLC $295,000 n/a 0.1%
INLAND BANK & TRUST $285,000 n/a 0.1%
GUARANTEED RATE, INC. $340,000 $280,000 -17.6% 0.1%
United Fidelity Funding Corp. $275,000 n/a 0.1%
SOUTHWEST STAGE FUNDING, LLC $450,000 $260,000 -42.2% 0.1%
First Mortgage Solutions, LLC $255,000 $255,000 0.0% 0.1%
EMM LOANS LLC $245,000 n/a 0.1%
HOME POINT FINANCIAL CORPORATION $870,000 $235,000 -73.0% 0.1%
BANKSOUTH MORTGAGE COMPANY, LLC $305,000 $225,000 -26.2% 0.1%
Beeline Loans, Inc. $225,000 n/a 0.1%
Lakeview Community Capital, LLC $225,000 n/a 0.1%
Manufacturers and Traders Trust Company $255,000 $225,000 -11.8% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $265,000 $225,000 -15.1% 0.1%
First Guaranty Mortgage Corporation $215,000 n/a 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $215,000 n/a 0.1%
ANGEL OAK HOME LOANS LLC $260,000 $205,000 -21.2% 0.1%
The Citizens Bank $205,000 n/a 0.1%
ACCELERATE MORTGAGE, LLC $195,000 n/a 0.1%
Citizens Building and Loan, SSB $195,000 n/a 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $195,000 n/a 0.1%
STATE EMPLOYEES' $185,000 n/a 0.1%
Wyndham Capital Mortgage, Inc. $215,000 $185,000 -14.0% 0.1%
CMG MORTGAGE, INC. $1,145,000 $180,000 -84.3% 0.1%
CAPITAL CENTER, L.L.C. $175,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $95,000 $175,000 84.2% 0.1%
INTERLINC MORTGAGE SERVICES, LLC $175,000 n/a 0.1%
THRIVENT Federal Credit Union $175,000 n/a 0.1%
Ally Bank $165,000 n/a 0.1%
AMERICAN FINANCIAL NETWORK, INC. $255,000 $165,000 -35.3% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $250,000 $165,000 -34.0% 0.1%
Blue Ridge Bank $940,000 $165,000 -82.4% 0.1%
CANOPY MORTGAGE, LLC $165,000 n/a 0.1%
Quontic Bank $165,000 n/a 0.1%
Citizens Bank $530,000 $155,000 -70.8% 0.1%
HOMEOWNERS FINANCIAL GROUP USA, LLC $585,000 $155,000 -73.5% 0.1%
MEMBER FIRST MORTGAGE, LLC $155,000 n/a 0.1%
BEST CAPITAL FUNDING $145,000 n/a 0.1%
Colten Mortgage, LLC $145,000 n/a 0.1%
FINANCE OF AMERICA MORTGAGE LLC $480,000 $145,000 -69.8% 0.1%
LENOX FINANCIAL MORTGAGE CORPORATION $325,000 $145,000 -55.4% 0.1%
Hometown Lenders, Inc. $125,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $220,000 $125,000 -43.2% 0.1%
TOWER $125,000 n/a 0.1%
Hometown Equity Mortgage, LLC $115,000 n/a 0.1%
UTILITIES EMPLOYEES CREDIT UNION $105,000 n/a 0.0%
First Heritage Mortgage, LLC $85,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $85,000 n/a 0.0%
Northpointe Bank $205,000 $75,000 -63.4% 0.0%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $65,000 n/a 0.0%
SPRING EQ, LLC $155,000 $65,000 -58.1% 0.0%
The Federal Savings Bank $2,030,000 $65,000 -96.8% 0.0%
Bank of Travelers Rest $45,000 n/a 0.0%
Paramount Residential Mortgage Group, Inc. $45,000 n/a 0.0%
REV FEDERAL CREDIT UNION $45,000 n/a 0.0%

Newberry's top lender by overall market share is QUICKEN LOANS, LLC, with 8.4% market share. In second place, with 4.3%, is GUILD MORTGAGE COMPANY, having originated $9,345,000 in loans. In third place, with 4.0%, is Truist Bank, having originated $8,735,000 in loans. In third place, with 4.0%, is South State Bank, having originated $8,570,000 in loans. In third place, with 3.9%, is First Community Bank, having originated $8,470,000 in loans.


Newberry, SC Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 437 $96,905,000 $221,751
Refi 338 $63,320,000 $187,337
Cash Out Refi 218 $47,510,000 $217,936
Home Improvement 40 $3,530,000 $88,250
Other 38 $4,570,000 $120,263

Newberry's most frequently cited loan purpose was Home Purchase, with 437 originations. The 2nd most popular reason was Refi, with 338 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 374 $79,000,000 $211,230
2.5-3% 364 $82,450,000 $226,511
<2.5% 194 $36,050,000 $185,825
4-5% 76 $12,410,000 $163,289
Over 8% 20 $1,680,000 $84,000
5-6% 14 $1,640,000 $117,143
6-7% 5 $465,000 $93,000
7-8% 4 $350,000 $87,500

During 2021, Newberry's most frequently originated rate bucket was 3-4%, with 374 originations.

Loan Sizing (Newberry, SC MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 450 $65,590,000 $145,756
$200k-400k 343 $92,605,000 $269,985
$100,000 or less 193 $12,455,000 $64,534
$400k-600k 69 $32,945,000 $477,464
$600k-1000k 13 $9,145,000 $703,462
$Over $1MM 3 $3,095,000 $1,031,667

Newberry's loan sizing saw the bucket of loans from $100k-200k with 450 originations, totaling $65,590,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 368 $75,850,000 $206,114
60-80% 347 $86,095,000 $248,112
40-60% 179 $32,995,000 $184,330
20-40% 84 $9,930,000 $118,214
Under 20% 47 $2,365,000 $50,319
Over 100% 5 $1,625,000 $325,000

Newberry's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 368 originations, totaling $75,850,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Newberry (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $158,450 (-3.7%) $211,860 (-17.6%) 0.00 139
2018-02-01 $159,000 (6.0%) $214,427 (-7.6%) 0.00 128
2018-03-01 $175,000 (19.7%) $231,953 (1.2%) 0.00 115
2018-04-01 $219,000 (46.0%) $255,578 (4.3%) 0.00 107
2018-05-01 $239,000 (36.6%) $261,386 (2.2%) 0.00 94
2018-06-01 $199,900 (15.3%) $254,012 (-2.5%) 0.00 102
2018-07-01 $193,950 (14.1%) $229,078 (-10.0%) 0.00 117
2018-08-01 $234,450 (40.0%) $248,522 (5.7%) 0.00 109
2018-09-01 $229,900 (28.4%) $240,909 (1.9%) 0.00 104
2018-10-01 $199,950 (18.0%) $235,212 (5.3%) 0.00 98
2018-11-01 $219,000 (27.3%) $229,185 (7.8%) 0.00 92
2018-12-01 $225,000 (37.2%) $235,842 (12.8%) 0.00 98
2019-01-01 $200,000 (26.2%) $231,929 (9.5%) 0.00 91
2019-02-01 $197,700 (24.3%) $233,953 (9.1%) 0.00 85
2019-03-01 $232,086 (32.6%) $254,378 (9.7%) 0.00 87
2019-04-01 $259,636 (18.6%) $280,538 (9.8%) 0.00 88
2019-05-01 $214,950 (-10.1%) $268,630 (2.8%) 0.00 95
2019-06-01 $189,000 (-5.5%) $250,467 (-1.4%) 0.00 85
2019-07-01 $194,450 (0.3%) $248,695 (8.6%) 0.00 89
2019-08-01 $195,657 (-16.6%) $246,348 (-0.9%) 0.00 95
2019-09-01 $190,000 (-17.4%) $246,370 (2.3%) 0.00 93
2019-10-01 $188,500 (-5.7%) $238,826 (1.5%) 0.00 94
2019-11-01 $184,999 (-15.5%) $244,313 (6.6%) 0.00 92
2019-12-01 $191,875 (-14.7%) $244,798 (3.8%) 0.00 95
2020-01-01 $199,900 (-0.1%) $257,099 (10.9%) 0.00 84
2020-02-01 $199,900 (1.1%) $268,103 (14.6%) 0.00 86
2020-03-01 $209,950 (-9.5%) $265,757 (4.5%) 0.00 82
2020-04-01 $221,250 (-14.8%) $277,914 (-0.9%) 0.00 85
2020-05-01 $224,653 (4.5%) $291,615 (8.6%) 0.00 81
2020-06-01 $224,653 (18.9%) $294,575 (17.6%) 0.00 64
2020-07-01 $223,577 (15.0%) $282,227 (13.5%) 0.00 61
2020-08-01 $220,000 (12.4%) $274,062 (11.3%) 0.00 52
2020-09-01 $199,475 (5.0%) $248,180 (0.7%) 0.00 50
2020-10-01 $185,000 (-1.9%) $250,112 (4.7%) 0.00 44
2020-11-01 $217,400 (17.5%) $262,693 (7.5%) 0.00 38
2020-12-01 $232,500 (21.2%) $285,256 (16.5%) 0.00 46
2021-01-01 $223,500 (11.8%) $263,935 (2.7%) 0.00 40
2021-02-01 $235,000 (17.6%) $276,733 (3.2%) 0.00 44
2021-03-01 $253,000 (20.5%) $302,779 (13.9%) 0.00 34
2021-04-01 $249,000 (12.5%) $294,944 (6.1%) 0.00 22
2021-05-01 $253,000 (12.6%) $303,977 (4.2%) 0.00 20
2021-06-01 $204,500 (-9.0%) $319,990 (8.6%) 0.00 27
2021-07-01 $324,450 (45.1%) $394,959 (39.9%) 0.00 27
2021-08-01 $242,500 (10.2%) $376,678 (37.4%) 0.00 35
2021-09-01 $309,750 (55.3%) $421,002 (69.6%) 0.00 38
2021-10-01 $299,000 (61.6%) $380,190 (52.0%) 0.00 43
2021-11-01 $305,000 (40.3%) $474,986 (80.8%) 0.00 40
2021-12-01 $302,500 (30.1%) $481,754 (68.9%) 0.00 31
2022-01-01 $259,900 (16.3%) $502,297 (90.3%) 0.00 24
2022-02-01 $262,500 (11.7%) $534,229 (93.1%) 0.00 17
2022-03-01 $300,390 (18.7%) $592,770 (95.8%) 0.00 20
2022-04-01 $305,390 (22.7%) $522,514 (77.2%) 0.00 38
2022-05-01 $309,990 (22.5%) $543,392 (78.8%) 0.00 50
Newberry's median listing price for 2022-05-01 was $309,990, a difference of $56,990 (22.5%) versus the prior year and $4,600 versus the prior month.

Newberry's median listing price comes in at 0% of the national average.

Newberry's average listing price for 2022-05-01 was $543,392, a difference of $239,415 (78.8%) versus the prior year and $20,878 versus the prior month.

For the 2022-05-01 period, Newberry had 50 MLS listings, a difference of 12 listings (32%) versus the prior month and 30 listings (150%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Newberry (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,860 sqft
2018-02-01 0 days 1,803 sqft
2018-03-01 0 days 1,900 sqft
2018-04-01 0 days 1,922 sqft
2018-05-01 0 days 2,018 sqft
2018-06-01 0 days 1,883 sqft
2018-07-01 0 days 1,801 sqft
2018-08-01 0 days 1,841 sqft
2018-09-01 0 days 1,917 sqft
2018-10-01 0 days 1,926 sqft
2018-11-01 0 days 1,880 sqft
2018-12-01 0 days 1,911 sqft
2019-01-01 0 days 1,764 sqft
2019-02-01 0 days 1,860 sqft
2019-03-01 0 days 1,866 sqft
2019-04-01 0 days 1,856 sqft
2019-05-01 0 days 1,790 sqft
2019-06-01 0 days 1,800 sqft
2019-07-01 0 days 1,740 sqft
2019-08-01 0 days 1,704 sqft
2019-09-01 0 days 1,746 sqft
2019-10-01 0 days 1,747 sqft
2019-11-01 0 days 1,824 sqft
2019-12-01 0 days 1,872 sqft
2020-01-01 0 days 1,904 sqft
2020-02-01 0 days 2,000 sqft
2020-03-01 0 days 2,000 sqft
2020-04-01 0 days 1,980 sqft
2020-05-01 0 days 1,988 sqft
2020-06-01 0 days 1,975 sqft
2020-07-01 0 days 1,937 sqft
2020-08-01 0 days 1,988 sqft
2020-09-01 0 days 1,977 sqft
2020-10-01 0 days 1,978 sqft
2020-11-01 0 days 2,009 sqft
2020-12-01 0 days 2,005 sqft
2021-01-01 0 days 1,988 sqft
2021-02-01 0 days 1,958 sqft
2021-03-01 0 days 1,971 sqft
2021-04-01 0 days 2,046 sqft
2021-05-01 0 days 1,990 sqft
2021-06-01 0 days 1,752 sqft
2021-07-01 0 days 2,158 sqft
2021-08-01 0 days 2,006 sqft
2021-09-01 0 days 2,045 sqft
2021-10-01 0 days 2,100 sqft
2021-11-01 0 days 2,156 sqft
2021-12-01 0 days 2,397 sqft
2022-01-01 0 days 2,045 sqft
2022-02-01 0 days 1,862 sqft
2022-03-01 0 days 2,139 sqft
2022-04-01 0 days 2,049 sqft
2022-05-01 0 days 2,325 sqft
Newberry's median listing age (time on market) for 2022-05-01 was 0 days.

Newberry's median square footage for active listings during the 2022-05-01 period was 2,325 sqft. One year prior, the average listing was 1,990 sqft.