Newberry Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Newberry averaged
6.87%
for the week of 2025-07-03, compared to the national average of
6.67% for the same period.
The average rate for the prior week (2025-06-26) was
6.77% and
one month ago for the week of 2025-05-29, the
average rate was 6.89%.
Newberry's average rate one year ago was 6.96%.
For refis of the same type during the week of 2025-07-03, the average rate
was 6.97%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-07-03 | 6.67% |
| Newberry 30 Year Fixed Rate | 2025-07-03 | 6.87% |
| Newberry 30 Year Fixed Rate Refi | 2025-07-03 | 6.97% |
| Newberry 15 Year Fixed Rate | 2025-07-03 | 5.6% |
| Newberry 15 Year Fixed Rate Refi | 2025-07-03 | 6.4% |
| Newberry 30 Year FHA | 2025-07-03 | 0% |
| Newberry 30 Year FHA Refi | 2025-07-03 | 0% |
| Newberry 30 Year USDA | 2025-07-03 | -0.1% |
| Newberry 30 Year USDA Refi | 2025-07-03 | 0.1% |
| Newberry 30 Year VA | 2025-07-03 | 0.1% |
| Newberry 30 Year VA Refi | 2025-07-03 | 0% |
Newberry Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Newberry, SC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Newberry Average Closing Costs & Other Stats
Newberry, SC's 66 lenders originated 558
loans during 2024. The total origination value was $135,180,000, with an average loan value of
$242,258.
Newberry's average closing costs are $5,590.
The top Newberry lender as defined by loan originations is GUILD MORTGAGE COMPANY, with
17 loans originated. Their average total fees are
$5,904, which is $208
lower than the next largest lender,
First-Citizens Bank & Trust Company.
The lowest fee Newberry lenders (with over 10 loans originated) are
QUICKEN LOANS, LLC ($5,560), RESOURCE FINANCIAL SERVICES, INC. ($5,604), GUILD MORTGAGE COMPANY ($5,904), First-Citizens Bank & Trust Company ($6,113) and .
The lowest rate Newberry lenders (with over 10 loans originated) are
First-Citizens Bank & Trust Company (6.67%), QUICKEN LOANS, LLC (6.68%), RESOURCE FINANCIAL SERVICES, INC. (6.68%), GUILD MORTGAGE COMPANY (6.83%) and .
Newberry, SC Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| First-Citizens Bank & Trust Company | $5,125,000 | $10,880,000 | 112.3% | 8.0% |
| GUILD MORTGAGE COMPANY | $5,320,000 | $9,155,000 | 72.1% | 6.8% |
| FBC MORTGAGE, LLC | $1,270,000 | $6,870,000 | 440.9% | 5.1% |
| AgFirst Farm Credit Bank | $3,775,000 | $6,100,000 | 61.6% | 4.5% |
| QUICKEN LOANS, LLC | $6,045,000 | $6,070,000 | 0.4% | 4.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $4,445,000 | $3,705,000 | -16.6% | 2.7% |
| First Community Bank | $6,625,000 | $3,565,000 | -46.2% | 2.6% |
| RESOURCE FINANCIAL SERVICES, INC. | $670,000 | $3,445,000 | 414.2% | 2.5% |
| Ameris Bank | $6,400,000 | $3,265,000 | -49.0% | 2.4% |
| Mortgage Research Center, LLC | $1,345,000 | $3,040,000 | 126.0% | 2.2% |
| GUARANTEED RATE AFFINITY, LLC | $2,610,000 | $3,025,000 | 15.9% | 2.2% |
| MOVEMENT MORTGAGE, LLC | $3,420,000 | $2,350,000 | -31.3% | 1.7% |
| ALLSOUTH | $1,270,000 | $2,280,000 | 79.5% | 1.7% |
| HOMESIDE FINANCIAL, LLC | $2,230,000 | n/a | 1.6% | |
| First Reliance Bank | $1,090,000 | $2,125,000 | 95.0% | 1.6% |
| Truist | $2,955,000 | $2,010,000 | -32.0% | 1.5% |
| 21ST MORTGAGE CORPORATION | $1,695,000 | $1,995,000 | 17.7% | 1.5% |
| Regions Bank | $345,000 | $1,955,000 | 466.7% | 1.4% |
| TD Bank | $3,805,000 | $1,930,000 | -49.3% | 1.4% |
| BROKER SOLUTIONS, INC. | $95,000 | $1,840,000 | 1,836.8% | 1.4% |
| Wells Fargo Bank | $1,180,000 | $1,735,000 | 47.0% | 1.3% |
| NAVY FEDERAL CREDIT UNION | $485,000 | $1,695,000 | 249.5% | 1.3% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $2,375,000 | $1,565,000 | -34.1% | 1.2% |
| SAFE FEDERAL CREDIT UNION | $1,275,000 | $1,505,000 | 18.0% | 1.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,425,000 | n/a | 1.1% | |
| First Bank | $480,000 | $1,405,000 | 192.7% | 1.0% |
| GUARANTEED RATE, INC. | $125,000 | $1,390,000 | 1,012.0% | 1.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $175,000 | $1,360,000 | 677.1% | 1.0% |
| Arthur State Bank | $130,000 | $1,345,000 | 934.6% | 1.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $370,000 | $1,340,000 | 262.2% | 1.0% |
| Security Federal Bank | $3,305,000 | $1,335,000 | -59.6% | 1.0% |
| U.S. Bank | $1,170,000 | n/a | 0.9% | |
| Assurance Financial Group, L.L.C. | $1,160,000 | n/a | 0.9% | |
| DELMAR FINANCIAL COMPANY | $940,000 | $1,105,000 | 17.6% | 0.8% |
| Bank of America | $910,000 | $1,095,000 | 20.3% | 0.8% |
| CROSSCOUNTRY MORTGAGE, LLC | $3,710,000 | $1,090,000 | -70.6% | 0.8% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $375,000 | $1,045,000 | 178.7% | 0.8% |
| JPMorgan Chase Bank | $1,020,000 | n/a | 0.8% | |
| South State Bank | $2,840,000 | $1,020,000 | -64.1% | 0.8% |
| VILLAGE CAPITAL MORTGAGE | $245,000 | $1,010,000 | 312.2% | 0.7% |
| NEWREZ LLC | $410,000 | $990,000 | 141.5% | 0.7% |
| FREEDOM MORTGAGE CORPORATION | $1,160,000 | $945,000 | -18.5% | 0.7% |
| Flagstar Bank, FSB | $170,000 | $935,000 | 450.0% | 0.7% |
| FOUNDERS FEDERAL CREDIT UNION | $670,000 | $835,000 | 24.6% | 0.6% |
| Morgan Stanley Private Bank | $305,000 | $805,000 | 163.9% | 0.6% |
| NEW DAY FINANCIAL, LLC | $410,000 | $805,000 | 96.3% | 0.6% |
| Magnolia Bank | $730,000 | n/a | 0.5% | |
| Carrington Mortgage Services, LLC | $720,000 | $725,000 | 0.7% | 0.5% |
| LIMA ONE CAPITAL, LLC | $365,000 | $685,000 | 87.7% | 0.5% |
| First Palmetto Bank | $1,675,000 | $680,000 | -59.4% | 0.5% |
| United Community Bank | $495,000 | $680,000 | 37.4% | 0.5% |
| BETTER MORTGAGE CORPORATION | $675,000 | n/a | 0.5% | |
| UNION HOME MORTGAGE CORP. | $1,250,000 | $645,000 | -48.4% | 0.5% |
| First National Bank of Pennsylvania | $620,000 | n/a | 0.5% | |
| AMERICAN FINANCIAL NETWORK, INC. | $595,000 | n/a | 0.4% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $585,000 | n/a | 0.4% | |
| TOWNE MORTGAGE COMPANY | $255,000 | $540,000 | 111.8% | 0.4% |
| TOTAL MORTGAGE SERVICES, LLC | $535,000 | n/a | 0.4% | |
| AMWEST FUNDING CORP. | $520,000 | n/a | 0.4% | |
| PENNYMAC LOAN SERVICES, LLC | $585,000 | $520,000 | -11.1% | 0.4% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $515,000 | n/a | 0.4% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $505,000 | n/a | 0.4% | |
| S. C. STATE FEDERAL CREDIT UNION | $945,000 | $485,000 | -48.7% | 0.4% |
| The Loan Store, Inc. | $465,000 | n/a | 0.3% | |
| AMERISAVE MORTGAGE CORPORATION | $175,000 | $450,000 | 157.1% | 0.3% |
| Palmetto Citizens Federal Credit Union | $860,000 | $450,000 | -47.7% | 0.3% |
| First Federal Bank | $435,000 | n/a | 0.3% | |
| Paramount Residential Mortgage Group, Inc. | $125,000 | $425,000 | 240.0% | 0.3% |
| 1ST SIGNATURE LENDING, LLC | $480,000 | $420,000 | -12.5% | 0.3% |
| Synovus Bank | $570,000 | $420,000 | -26.3% | 0.3% |
| Dollar Bank, Federal Savings Bank | $810,000 | $395,000 | -51.2% | 0.3% |
| Century Mortgage Company DBA Century Lending Company | $390,000 | n/a | 0.3% | |
| RESIDENTIAL BANCORP | $385,000 | n/a | 0.3% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $605,000 | $375,000 | -38.0% | 0.3% |
| EMM LOANS LLC | $185,000 | $355,000 | 91.9% | 0.3% |
| INTERCOASTAL MORTGAGE COMPANY | $535,000 | $350,000 | -34.6% | 0.3% |
| CHURCHILL MORTGAGE CORPORATION | $345,000 | n/a | 0.3% | |
| LENDINGHOME FUNDING CORPORATION | $335,000 | n/a | 0.2% | |
| Mr. Cooper ( Nationstar Mortgage ) | $1,090,000 | $310,000 | -71.6% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $85,000 | $305,000 | 258.8% | 0.2% |
| Barrington Bank & Trust Company, N.A. | $75,000 | $290,000 | 286.7% | 0.2% |
| CMG MORTGAGE, INC. | $300,000 | $285,000 | -5.0% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $285,000 | n/a | 0.2% | |
| AMERICAN FINANCING CORPORATION | $275,000 | n/a | 0.2% | |
| Liberty Savings Bank, F.S.B. | $265,000 | n/a | 0.2% | |
| Renasant Bank | $1,920,000 | $265,000 | -86.2% | 0.2% |
| First Horizon Bank | $255,000 | n/a | 0.2% | |
| First Piedmont Federal Savings and Loan Association of Gaffney | $595,000 | $255,000 | -57.1% | 0.2% |
| NJ LENDERS CORP. | $245,000 | n/a | 0.2% | |
| PNC Bank | $145,000 | $235,000 | 62.1% | 0.2% |
| CARDINAL FINANCIAL | $4,565,000 | $225,000 | -95.1% | 0.2% |
| GSF Mortgage Corporation | $225,000 | n/a | 0.2% | |
| SOUTHWEST FUNDING, LP | $225,000 | n/a | 0.2% | |
| Bethpage Federal Credit Union | $215,000 | n/a | 0.2% | |
| Encompass Lending Group, LP | $215,000 | n/a | 0.2% | |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $195,000 | $205,000 | 5.1% | 0.2% |
| Equity Prime Mortgage LLC | $195,000 | n/a | 0.1% | |
| POLARIS HOME FUNDING CORP. | $195,000 | n/a | 0.1% | |
| ZILLOW HOME LOANS, LLC | $195,000 | n/a | 0.1% | |
| LOANDEPOT.COM, LLC | $945,000 | $190,000 | -79.9% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $860,000 | $175,000 | -79.7% | 0.1% |
| Lakeview Community Capital, LLC | $175,000 | n/a | 0.1% | |
| SOUTH CAROLINA FEDERAL CREDIT UNION | $345,000 | $170,000 | -50.7% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $175,000 | $165,000 | -5.7% | 0.1% |
| LEADERONE FINANCIAL CORPORATION | $225,000 | $165,000 | -26.7% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $165,000 | n/a | 0.1% | |
| NFM, INC. | $165,000 | n/a | 0.1% | |
| SOUTHWEST STAGE FUNDING, LLC | $125,000 | $165,000 | 32.0% | 0.1% |
| AgSouth Farm Credit, ACA | $145,000 | n/a | 0.1% | |
| Figure Lending LLC | $140,000 | n/a | 0.1% | |
| MILEND, INC. | $135,000 | n/a | 0.1% | |
| Countybank | $125,000 | n/a | 0.1% | |
| INTERLINC MORTGAGE SERVICES, LLC | $125,000 | n/a | 0.1% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $205,000 | $125,000 | -39.0% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $115,000 | n/a | 0.1% | |
| LONGBRIDGE FINANCIAL, LLC | $105,000 | n/a | 0.1% | |
| MTC Federal Credit Union | $105,000 | n/a | 0.1% | |
| Discover Bank | $100,000 | $95,000 | -5.0% | 0.1% |
| Citizens Bank | $265,000 | $85,000 | -67.9% | 0.1% |
| Keystone Funding, Inc. | $85,000 | n/a | 0.1% | |
| TRIAD FINANCIAL SERVICES, INC. | $75,000 | n/a | 0.1% | |
| EASTMAN | $55,000 | n/a | 0.0% | |
| Parda Federal Credit Union | $25,000 | n/a | 0.0% | |
| ATLANTA POSTAL | $5,000 | n/a | 0.0% |
Newberry's top lender by overall market share is First-Citizens Bank & Trust Company, with 8.0% market share. In second place, with 6.8%, is GUILD MORTGAGE COMPANY, having originated $9,155,000 in loans. In third place, with 5.1%, is FBC MORTGAGE, LLC, having originated $6,870,000 in loans. In fourth place, with 4.5%, is AgFirst Farm Credit Bank, having originated $6,100,000 in loans. In fifth place, with 4.5%, is QUICKEN LOANS, LLC, having originated $6,070,000 in loans.
Newberry Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Newberry (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $159,450 (-0.2%) | $213,676 (-12.2%) | 0.00 | 139 |
| 2018-02-01 | $161,450 (8.0%) | $214,346 (-3.3%) | 0.00 | 129 |
| 2018-03-01 | $176,250 (21.6%) | $235,991 (7.6%) | 0.00 | 116 |
| 2018-04-01 | $234,000 (56.0%) | $258,935 (10.8%) | 0.00 | 107 |
| 2018-05-01 | $236,500 (32.9%) | $260,339 (5.1%) | 0.00 | 91 |
| 2018-06-01 | $199,900 (12.8%) | $256,734 (0.7%) | 0.00 | 102 |
| 2018-07-01 | $195,700 (8.8%) | $238,935 (-1.8%) | 0.00 | 115 |
| 2018-08-01 | $237,450 (37.9%) | $261,611 (12.1%) | 0.00 | 108 |
| 2018-09-01 | $229,900 (27.8%) | $250,899 (5.1%) | 0.00 | 103 |
| 2018-10-01 | $209,475 (19.7%) | $251,663 (9.4%) | 0.00 | 101 |
| 2018-11-01 | $223,475 (27.7%) | $246,556 (11.9%) | 0.00 | 93 |
| 2018-12-01 | $225,000 (30.5%) | $245,314 (13.0%) | 0.00 | 95 |
| 2019-01-01 | $219,000 (37.4%) | $242,047 (13.3%) | 0.00 | 88 |
| 2019-02-01 | $220,375 (36.5%) | $246,760 (15.1%) | 0.00 | 86 |
| 2019-03-01 | $236,000 (33.9%) | $266,512 (12.9%) | 0.00 | 87 |
| 2019-04-01 | $250,125 (6.9%) | $290,021 (12.0%) | 0.00 | 86 |
| 2019-05-01 | $217,200 (-8.2%) | $278,520 (7.0%) | 0.00 | 91 |
| 2019-06-01 | $195,400 (-2.3%) | $259,142 (0.9%) | 0.00 | 86 |
| 2019-07-01 | $193,100 (-1.3%) | $251,170 (5.1%) | 0.00 | 88 |
| 2019-08-01 | $194,405 (-18.1%) | $247,283 (-5.5%) | 0.00 | 95 |
| 2019-09-01 | $190,211 (-17.3%) | $242,552 (-3.3%) | 0.00 | 96 |
| 2019-10-01 | $187,416 (-10.5%) | $239,398 (-4.9%) | 0.00 | 93 |
| 2019-11-01 | $184,999 (-17.2%) | $246,932 (0.2%) | 0.00 | 93 |
| 2019-12-01 | $187,450 (-16.7%) | $246,651 (0.6%) | 0.00 | 95 |
| 2020-01-01 | $198,450 (-9.4%) | $258,781 (6.9%) | 0.00 | 82 |
| 2020-02-01 | $199,900 (-9.3%) | $272,399 (10.4%) | 0.00 | 86 |
| 2020-03-01 | $208,408 (-11.7%) | $275,522 (3.4%) | 0.00 | 84 |
| 2020-04-01 | $211,380 (-15.5%) | $284,288 (-2.0%) | 0.00 | 85 |
| 2020-05-01 | $229,950 (5.9%) | $302,857 (8.7%) | 0.00 | 81 |
| 2020-06-01 | $224,424 (14.9%) | $299,861 (15.7%) | 0.00 | 63 |
| 2020-07-01 | $223,427 (15.7%) | $295,016 (17.5%) | 0.00 | 59 |
| 2020-08-01 | $219,900 (13.1%) | $276,975 (12.0%) | 0.00 | 48 |
| 2020-09-01 | $198,625 (4.4%) | $239,626 (-1.2%) | 0.00 | 47 |
| 2020-10-01 | $192,500 (2.7%) | $246,698 (3.1%) | 0.00 | 41 |
| 2020-11-01 | $207,450 (12.1%) | $253,676 (2.7%) | 0.00 | 36 |
| 2020-12-01 | $235,000 (25.4%) | $295,374 (19.8%) | 0.00 | 44 |
| 2021-01-01 | $223,500 (12.6%) | $269,204 (4.0%) | 0.00 | 36 |
| 2021-02-01 | $233,750 (16.9%) | $278,941 (2.4%) | 0.00 | 42 |
| 2021-03-01 | $249,913 (19.9%) | $305,775 (11.0%) | 0.00 | 33 |
| 2021-04-01 | $249,000 (17.8%) | $303,252 (6.7%) | 0.00 | 22 |
| 2021-05-01 | $256,375 (11.5%) | $303,944 (0.4%) | 0.00 | 21 |
| 2021-06-01 | $187,500 (-16.5%) | $327,635 (9.3%) | 0.00 | 28 |
| 2021-07-01 | $275,000 (23.1%) | $367,964 (24.7%) | 0.00 | 29 |
| 2021-08-01 | $257,875 (17.3%) | $374,764 (35.3%) | 0.00 | 37 |
| 2021-09-01 | $304,500 (53.3%) | $426,106 (77.8%) | 0.00 | 42 |
| 2021-10-01 | $295,000 (53.3%) | $372,732 (51.1%) | 0.00 | 41 |
| 2021-11-01 | $299,450 (44.4%) | $445,380 (75.6%) | 0.00 | 36 |
| 2021-12-01 | $299,500 (27.5%) | $433,580 (46.8%) | 0.00 | 29 |
| 2022-01-01 | $259,900 (16.3%) | $425,996 (58.2%) | 0.00 | 25 |
| 2022-02-01 | $245,500 (5.0%) | $423,765 (51.9%) | 0.00 | 17 |
| 2022-03-01 | $300,165 (20.1%) | $486,032 (59.0%) | 0.00 | 21 |
| 2022-04-01 | $302,940 (21.7%) | $464,355 (53.1%) | 0.00 | 36 |
| 2022-05-01 | $308,740 (20.4%) | $497,143 (63.6%) | 0.00 | 47 |
| 2022-06-01 | $309,065 (64.8%) | $432,643 (32.1%) | 0.00 | 58 |
| 2022-07-01 | $306,490 (11.5%) | $431,245 (17.2%) | 0.00 | 68 |
| 2022-08-01 | $310,165 (20.3%) | $421,836 (12.6%) | 0.00 | 62 |
| 2022-09-01 | $310,000 (1.8%) | $414,530 (-2.7%) | 0.00 | 59 |
| 2022-10-01 | $304,390 (3.2%) | $392,733 (5.4%) | 0.00 | 68 |
| 2022-11-01 | $299,950 (0.2%) | $369,466 (-17.0%) | 0.00 | 74 |
| 2022-12-01 | $289,900 (-3.2%) | $364,707 (-15.9%) | 0.00 | 73 |
| 2023-01-01 | $289,095 (11.2%) | $374,066 (-12.2%) | 0.00 | 58 |
| 2023-02-01 | $284,113 (15.7%) | $338,327 (-20.2%) | 0.00 | 56 |
| 2023-03-01 | $276,500 (-7.9%) | $359,934 (-25.9%) | 0.00 | 56 |
| 2023-04-01 | $305,000 (0.7%) | $437,500 (-5.8%) | 0.00 | 64 |
| 2023-05-01 | $401,000 (29.9%) | $472,371 (-5.0%) | 0.00 | 48 |
| 2023-06-01 | $356,750 (15.4%) | $458,502 (6.0%) | 0.00 | 41 |
| 2023-07-01 | $375,000 (22.4%) | $462,830 (7.3%) | 0.00 | 39 |
| 2023-08-01 | $413,750 (33.4%) | $503,140 (19.3%) | 0.00 | 44 |
| 2023-09-01 | $349,750 (12.8%) | $475,469 (14.7%) | 0.00 | 54 |
| 2023-10-01 | $356,713 (17.2%) | $496,723 (26.5%) | 0.00 | 69 |
| 2023-11-01 | $356,549 (18.9%) | $506,658 (37.1%) | 0.00 | 67 |
| 2023-12-01 | $346,895 (19.7%) | $480,324 (31.7%) | 0.00 | 69 |
| 2024-01-01 | $339,199 (17.3%) | $467,779 (25.1%) | 0.00 | 65 |
| 2024-02-01 | $331,983 (16.9%) | $482,530 (42.6%) | 0.00 | 62 |
| 2024-03-01 | $329,950 (19.3%) | $475,450 (32.1%) | 0.00 | 62 |
| 2024-04-01 | $324,950 (6.5%) | $498,179 (13.9%) | 0.00 | 70 |
| 2024-05-01 | $354,802 (-11.5%) | $547,067 (15.8%) | 0.00 | 76 |
| 2024-06-01 | $329,900 (-7.5%) | $528,603 (15.3%) | 0.00 | 86 |
| 2024-07-01 | $310,339 (-17.2%) | $453,005 (-2.1%) | 0.00 | 93 |
| 2024-08-01 | $305,900 (-26.1%) | $440,853 (-12.4%) | 0.00 | 92 |
| 2024-09-01 | $324,950 (-7.1%) | $453,522 (-4.6%) | 0.00 | 84 |
| 2024-10-01 | $326,304 (-8.5%) | $426,379 (-14.2%) | 0.00 | 74 |
| 2024-11-01 | $347,891 (-2.4%) | $451,841 (-10.8%) | 0.00 | 78 |
| 2024-12-01 | $345,870 (-0.3%) | $462,969 (-3.6%) | 0.00 | 79 |
| 2025-01-01 | $339,000 (-0.1%) | $435,586 (-6.9%) | 0.00 | 77 |
| 2025-02-01 | $351,725 (6.0%) | $468,308 (-3.0%) | 0.00 | 76 |
| 2025-03-01 | $378,000 (14.6%) | $523,549 (10.1%) | 0.00 | 80 |
| 2025-04-01 | $407,045 (25.3%) | $533,091 (7.0%) | 0.00 | 81 |
| 2025-05-01 | $445,000 (25.4%) | $543,802 (-0.6%) | 0.00 | 82 |
Newberry's median listing price comes in at 0% of the national average.
Newberry's average listing price for 2025-05-01 was $543,802, a difference of $-3,265 (-0.6%) versus the prior year and $10,711 versus the prior month.
For the 2025-05-01 period, Newberry had 82 MLS listings, a difference of 1 listings (1%) versus the prior month and 6 listings (8%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Newberry (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,861 sqft |
| 2018-02-01 | 0 days | 1,815 sqft |
| 2018-03-01 | 0 days | 1,945 sqft |
| 2018-04-01 | 0 days | 1,985 sqft |
| 2018-05-01 | 0 days | 2,064 sqft |
| 2018-06-01 | 0 days | 1,907 sqft |
| 2018-07-01 | 0 days | 1,807 sqft |
| 2018-08-01 | 0 days | 1,920 sqft |
| 2018-09-01 | 0 days | 1,935 sqft |
| 2018-10-01 | 0 days | 1,971 sqft |
| 2018-11-01 | 0 days | 1,944 sqft |
| 2018-12-01 | 0 days | 2,010 sqft |
| 2019-01-01 | 0 days | 1,995 sqft |
| 2019-02-01 | 0 days | 1,944 sqft |
| 2019-03-01 | 0 days | 1,906 sqft |
| 2019-04-01 | 0 days | 1,854 sqft |
| 2019-05-01 | 0 days | 1,877 sqft |
| 2019-06-01 | 0 days | 1,856 sqft |
| 2019-07-01 | 0 days | 1,770 sqft |
| 2019-08-01 | 0 days | 1,716 sqft |
| 2019-09-01 | 0 days | 1,716 sqft |
| 2019-10-01 | 0 days | 1,736 sqft |
| 2019-11-01 | 0 days | 1,824 sqft |
| 2019-12-01 | 0 days | 1,857 sqft |
| 2020-01-01 | 0 days | 1,915 sqft |
| 2020-02-01 | 0 days | 2,004 sqft |
| 2020-03-01 | 0 days | 2,002 sqft |
| 2020-04-01 | 0 days | 1,986 sqft |
| 2020-05-01 | 0 days | 2,000 sqft |
| 2020-06-01 | 0 days | 1,971 sqft |
| 2020-07-01 | 0 days | 1,908 sqft |
| 2020-08-01 | 0 days | 1,986 sqft |
| 2020-09-01 | 0 days | 1,912 sqft |
| 2020-10-01 | 0 days | 1,929 sqft |
| 2020-11-01 | 0 days | 1,997 sqft |
| 2020-12-01 | 0 days | 1,967 sqft |
| 2021-01-01 | 0 days | 2,009 sqft |
| 2021-02-01 | 0 days | 1,933 sqft |
| 2021-03-01 | 0 days | 1,918 sqft |
| 2021-04-01 | 0 days | 2,044 sqft |
| 2021-05-01 | 0 days | 1,964 sqft |
| 2021-06-01 | 0 days | 1,690 sqft |
| 2021-07-01 | 0 days | 1,950 sqft |
| 2021-08-01 | 0 days | 2,020 sqft |
| 2021-09-01 | 0 days | 2,111 sqft |
| 2021-10-01 | 0 days | 2,100 sqft |
| 2021-11-01 | 0 days | 2,100 sqft |
| 2021-12-01 | 0 days | 2,156 sqft |
| 2022-01-01 | 0 days | 2,096 sqft |
| 2022-02-01 | 0 days | 1,780 sqft |
| 2022-03-01 | 0 days | 2,041 sqft |
| 2022-04-01 | 0 days | 2,049 sqft |
| 2022-05-01 | 0 days | 2,196 sqft |
| 2022-06-01 | 0 days | 2,196 sqft |
| 2022-07-01 | 0 days | 2,232 sqft |
| 2022-08-01 | 0 days | 2,232 sqft |
| 2022-09-01 | 0 days | 2,361 sqft |
| 2022-10-01 | 0 days | 2,309 sqft |
| 2022-11-01 | 0 days | 2,258 sqft |
| 2022-12-01 | 0 days | 2,196 sqft |
| 2023-01-01 | 0 days | 2,222 sqft |
| 2023-02-01 | 0 days | 2,189 sqft |
| 2023-03-01 | 0 days | 2,196 sqft |
| 2023-04-01 | 0 days | 2,191 sqft |
| 2023-05-01 | 0 days | 2,394 sqft |
| 2023-06-01 | 0 days | 2,150 sqft |
| 2023-07-01 | 0 days | 1,886 sqft |
| 2023-08-01 | 0 days | 1,877 sqft |
| 2023-09-01 | 0 days | 1,990 sqft |
| 2023-10-01 | 0 days | 2,224 sqft |
| 2023-11-01 | 0 days | 2,225 sqft |
| 2023-12-01 | 0 days | 2,171 sqft |
| 2024-01-01 | 0 days | 2,117 sqft |
| 2024-02-01 | 0 days | 2,171 sqft |
| 2024-03-01 | 0 days | 2,158 sqft |
| 2024-04-01 | 0 days | 2,105 sqft |
| 2024-05-01 | 0 days | 2,223 sqft |
| 2024-06-01 | 0 days | 2,105 sqft |
| 2024-07-01 | 0 days | 1,990 sqft |
| 2024-08-01 | 0 days | 1,990 sqft |
| 2024-09-01 | 0 days | 2,060 sqft |
| 2024-10-01 | 0 days | 2,100 sqft |
| 2024-11-01 | 0 days | 2,100 sqft |
| 2024-12-01 | 0 days | 2,087 sqft |
| 2025-01-01 | 0 days | 1,932 sqft |
| 2025-02-01 | 0 days | 1,935 sqft |
| 2025-03-01 | 0 days | 2,042 sqft |
| 2025-04-01 | 0 days | 2,105 sqft |
| 2025-05-01 | 0 days | 2,120 sqft |
Newberry's median square footage for active listings during the 2025-05-01 period was 2,120 sqft. One year prior, the average listing was 2,223 sqft.
Newberry, SC Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 341 | $95,225,000 | $279,252 |
| Cash Out Refi | 67 | $13,325,000 | $198,881 |
| Refi | 65 | $18,145,000 | $279,154 |
| Other | 62 | $6,690,000 | $107,903 |
| Home Improvement | 23 | $1,795,000 | $78,043 |
Newberry's most frequently cited loan purpose was Home Purchase, with 341 originations. The 2nd most popular reason was Cash Out Refi, with 67 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 218 | $62,990,000 | $288,945 |
| 7-8% | 118 | $33,920,000 | $287,458 |
| Over 8% | 103 | $11,655,000 | $113,155 |
| 5-6% | 72 | $18,890,000 | $262,361 |
| 4-5% | 22 | $5,030,000 | $228,636 |
| <2.5% | 6 | $40,000 | $6,667 |
During 2024, Newberry's most frequently originated rate bucket was 6-7%, with 218 originations.
Loan Sizing (Newberry, SC MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 179 | $49,855,000 | $278,520 |
| $100k-200k | 170 | $25,460,000 | $149,765 |
| $100,000 or less | 118 | $6,630,000 | $56,186 |
| $400k-600k | 60 | $28,870,000 | $481,167 |
| $600k-1000k | 26 | $18,720,000 | $720,000 |
| $Over $1MM | 5 | $5,645,000 | $1,129,000 |
Newberry's loan sizing saw the bucket of loans from $200k-400k with 179 originations, totaling $49,855,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 224 | $63,830,000 | $284,955 |
| 60-80% | 118 | $35,070,000 | $297,203 |
| 40-60% | 65 | $17,055,000 | $262,385 |
| 20-40% | 58 | $7,410,000 | $127,759 |
| Under 20% | 50 | $2,660,000 | $53,200 |
| Over 100% | 8 | $3,250,000 | $406,250 |
Newberry's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 224 originations, totaling $63,830,000 in origination value.