The First A National Banking Association Mortgage Rates, Fees & Info
Hattiesburg, MSLEI: 5493008OE5JXNTGWD962
Tax ID: 64-0878155
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Bank Data
Review & Overview
The First A National Banking Association is a smaller bank specializing in Home Purchase and Refi loans. The First A National Banking Association has a high proportion of conventional loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Crestview, Hattiesburg, Gulfport, New Orleans, and Jackson among others. We have data for 36 markets. (Some data included below & more in-depth data is available with an active subscription.)The First A National Banking Association has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.12% | 4/21/24 |
| 30 Year Conventional Purchase | 6.68% | 4/21/24 |
| 30 Year Conventional Refi | 6.68% | 4/21/24 |
| 30 Year Cash-out Refi | 6.72% | 4/21/24 |
| 30 Year FHA Purchase | 7.16% | 4/21/24 |
| 30 Year FHA Refi | 6.27% | 4/21/24 |
| 30 Year VA Purchase | 6.15% | 4/21/24 |
| 30 Year VA Refi | 5.82% | 4/21/24 |
| 30 Year USDA Purchase | 6.49% | 4/21/24 |
| 30 Year USDA Refi | 6.63% | 4/21/24 |
| 15 Year Conventional Purchase | 6.48% | 4/21/24 |
| 15 Year Conventional Refi | 7.16% | 4/21/24 |
| 15 Year Cash-out Refi | 7.16% | 4/21/24 |
| 15 Year FHA Refi | 5.68% | 4/21/24 |
| 15 Year VA Purchase | 5.61% | 4/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
The First A National Banking Association Mortgage Calculator
Your Estimates
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This is not an official calculator from The First A National Banking Association. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,497Origination Dollar Volume (All Markets)
$348,865,000Employee count
686Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 194 | $69,330,000 | $357,371 | $0 | 5.05% |
| HATTIESBURG, MS (FHA|USDA|VA) | 182 | $36,790,000 | $202,143 | $0 | 4.76% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 190 | $34,300,000 | $180,526 | $0 | 4.73% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 104 | $33,410,000 | $321,250 | $0 | 5.03% |
| JACKSON, MS (FHA|USDA|VA) | 125 | $29,895,000 | $239,160 | $0 | 4.14% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 98 | $24,940,000 | $254,490 | $0 | 4.82% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 93 | $20,975,000 | $225,538 | $0 | 4.57% |
| MOBILE, AL (FHA|USDA|VA) | 123 | $17,885,000 | $145,407 | $0 | 5.11% |
| BATON ROUGE, LA (FHA|USDA|VA) | 78 | $16,850,000 | $216,026 | $0 | 5.02% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 55 | $13,475,000 | $245,000 | $0 | 4.70% |
| PANAMA CITY, FL (FHA|USDA|VA) | 51 | $13,245,000 | $259,706 | $0 | 5.46% |
| HAMMOND, LA (FHA|USDA|VA) | 74 | $9,300,000 | $125,676 | $0 | 5.90% |
| Laurel, MS (FHA|USDA|VA) | 43 | $7,605,000 | $176,860 | $0 | 5.05% |
| Outside of Metro Areas | 25 | $4,375,000 | $175,000 | $0 | 4.59% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 3 | $2,845,000 | $948,333 | $0 | 4.75% |
| Thomasville, GA (FHA|USDA|VA) | 17 | $2,595,000 | $152,647 | $0 | 5.13% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $2,405,000 | $2,405,000 | $0 | 4.77% |
| Picayune, MS (FHA|USDA|VA) | 11 | $2,265,000 | $205,909 | $0 | 4.63% |
| LAFAYETTE, LA (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $0 | 4.84% |
| Bogalusa, LA (FHA|USDA|VA) | 6 | $1,270,000 | $211,667 | $0 | 4.27% |
| Vicksburg, MS (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $0 | 3.78% |
| Starkville, MS (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $0 | 4.75% |
| Ozark, AL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 4.77% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 3.88% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 4.00% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 3.88% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 5.67% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 4.13% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 3.38% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.38% |
| Tifton, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 4.38% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 5.25% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 6.13% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 5.39% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 4.00% |
| Oxford, MS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.90% |
Similar Lenders
We use machine learning to identify the top lenders compared against The First A National Banking Association based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2019, The First A National Banking Association's most frequently originated type of loan was Conventional, with 1,209 originations. Their 2nd most popular type was VA, with 141 originations.
Loan Reason
For 2019, The First A National Banking Association's most frequently cited loan purpose was Home Purchase, with 919 originations. The 2nd most popular reason was Refi, with 433 originations.
Loan Duration/Length
For 2019, The First A National Banking Association's most frequently cited loan duration was 30 Year, with 895 originations. The 2nd most popular length was 5 Year, with 218 originations.
Origination Fees/Closing Costs
The First A National Banking Association's average total fees were $0, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 760 originations.
Interest Rates
During 2019, The First A National Banking Association's average interest rate for loans was 4.49%, while their most frequently originated rate bucket for loans was 3-4%, with 449 originations.
Loan Sizing
2019 saw The First A National Banking Association place emphasis on $100k-200k loans with 508 originations, totaling $75,160,000 in origination value.
Applicant Income
The First A National Banking Association lent most frequently to those with incomes in the $100k-150k range, with 272 originations. The second most popular income band? $50k-75k, with 269 originations.
Applicant Debt to Income Ratio
The First A National Banking Association lent most frequently to those with DTI ratios of 20-30%, with 302 originations. The next most common DTI ratio? 30-36%, with 231 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications90.60%
The First A National Banking Association has an average approval rate.
Pick Rate
Approvals leading to origination78.29%
The First A National Banking Association has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,497 | $348,865,000 | $233,043 |
Occupancy Type Mix
LTV Distribution
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| The First, A National Banking Association | 10021 Hwy 31 Spanish Fort, AL 36527 | Full Service B&M | $18,621 |
| The First, A National Banking Association | 1041 Veterans Blvd. Metairie, LA 70005 | Full Service B&M | $34,065 |
| The First, A National Banking Association | 1063 Industrial Parkway Saraland, AL 36571 | Full Service B&M | $36,379 |
| The First, A National Banking Association | 10861 Dauphin Island Parkway Theodore, AL 36582 | Full Service B&M | $26,377 |
| The First, A National Banking Association | 110 South 40th Avenue Hattiesburg, MS 39402 | Full Service B&M | $114,292 |
| The First, A National Banking Association | 1126 Jackson Ave, Suite 101 Pascagoula, MS 39567 | Full Service B&M | $118,173 |
| The First, A National Banking Association | 1177 College Boulevard Pensacola, FL 32504 | Full Service B&M | $24,774 |
| The First, A National Banking Association | 1207 North Mckenzie Street Foley, AL 36535 | Full Service B&M | $57,984 |
| The First, A National Banking Association | 124 Border Street Wiggins, MS 39577 | Full Service B&M | $47,722 |
| The First, A National Banking Association | 1300 25th Avenue Gulfport, MS 39501 | Full Service B&M | $93,142 |
| The First, A National Banking Association | 1300 West Morris Avenue Hammond, LA 70403 | Full Service B&M | $154,541 |
| The First, A National Banking Association | 1313 East Jackson Street Thomasville, GA 31792 | Full Service B&M | $57,828 |
| The First, A National Banking Association | 1400 East Park Avenue Tallahassee, FL 32301 | Full Service B&M | $83,469 |
| The First, A National Banking Association | 1415 Highway 98 Daphne, AL 36526 | Full Service B&M | $34,680 |
| The First, A National Banking Association | 1506-B Highway 43 South Picayune, MS 39466 | Full Service B&M | $31,788 |
| The First, A National Banking Association | 1517 Bienville Boulevard, Space A-11 Ocean Springs, MS 39564 | Full Service B&M | $8,262 |
| The First, A National Banking Association | 15513 O'neal Rd Gulfport, MS 39503 | Full Service B&M | $64,967 |
| The First, A National Banking Association | 1554 West Nine Mile Road Pensacola, FL 32534 | Full Service B&M | $11,456 |
| The First, A National Banking Association | 1700 North Monroe Street Ste 10 Tallahassee, FL 32303 | Full Service Retail | $988 |
| The First, A National Banking Association | 17463 Old Jefferson Highway Prairieville, LA 70769 | Full Service B&M | $6,766 |
| The First, A National Banking Association | 18014 Hwy. 190 East Hammond, LA 70403 | Full Service B&M | $16,582 |
| The First, A National Banking Association | 1822 25th Avenue Gulfport, MS 39501 | Limited, Drive-thru | $2 |
| The First, A National Banking Association | 188 Louisiana Highway 70 Spur Plattenville, LA 70393 | Full Service B&M | $31,257 |
| The First, A National Banking Association | 1945 Highway 15 North Laurel, MS 39441 | Full Service B&M | $140,747 |
| The First, A National Banking Association | 19495 North Third Street Citronelle, AL 36522 | Full Service B&M | $62,010 |
| The First, A National Banking Association | 198 Klondyke Rd Long Beach, MS 39560 | Full Service B&M | $24,521 |
| The First, A National Banking Association | 200 East Washington Street Monticello, FL 32344 | Full Service B&M | $113,746 |
| The First, A National Banking Association | 2000 Apalachee Parkway Tallahassee, FL 32301 | Full Service B&M | $40,073 |
| The First, A National Banking Association | 205 East 20th Avenue Gulf Shores, AL 36542 | Full Service B&M | $41,100 |
| The First, A National Banking Association | 211b East First Street Bay Minette, AL 36507 | Full Service B&M | $41,751 |
| The First, A National Banking Association | 2300 N Highway 190 Covington, LA 70433 | Full Service B&M | $15,026 |
| The First, A National Banking Association | 23405 Eden Street Plaquemine, LA 70764 | Full Service B&M | $83,926 |
| The First, A National Banking Association | 25556 Canal Road Orange Beach, AL 36561 | Full Service B&M | $46,573 |
| The First, A National Banking Association | 2605 Pass Road Biloxi, MS 39531 | Full Service B&M | $23,237 |
| The First, A National Banking Association | 2626 Mahan Drive Tallahassee, FL 32317 | Full Service B&M | $79,424 |
| The First, A National Banking Association | 2702 Lincoln Road Hattiesburg, MS 39401 | Full Service B&M | $36,150 |
| The First, A National Banking Association | 2862 Dauphin Street Mobile, AL 36606 | Limited, Administrative | $0 |
| The First, A National Banking Association | 2871 Gulf Breeze Parkway Gulf Breeze, FL 32561 | Full Service B&M | $9,744 |
| The First, A National Banking Association | 2909 Highway 190 Mandeville, LA 70471 | Full Service B&M | $19,049 |
| The First, A National Banking Association | 30122 Hwy 17 South Millry, AL 36558 | Full Service B&M | $38,354 |
| The First, A National Banking Association | 32915 Bowie Street White Castle, LA 70788 | Full Service B&M | $14,237 |
| The First, A National Banking Association | 3320 Thomasville Road Tallahassee, FL 32308 | Full Service B&M | $101,590 |
| The First, A National Banking Association | 34 Court St Chatom, AL 36518 | Full Service B&M | $78,867 |
| The First, A National Banking Association | 3490 North Monroe Street Tallahassee, FL 32302 | Full Service B&M | $50,893 |
| The First, A National Banking Association | 3526 Louisiana Highway 70 Pierre Part, LA 70339 | Full Service B&M | $16,990 |
| The First, A National Banking Association | 3641 Coolidge Court Tallahassee, FL 32311 | Full Service B&M | $3,684 |
| The First, A National Banking Association | 40 North Palafox Street Pensacola, FL 32502 | Full Service B&M | $29,595 |
| The First, A National Banking Association | 408 Fairhope Avenue Fairhope, AL 36532 | Full Service B&M | $46,496 |
| The First, A National Banking Association | 4402 Kalani Drive Diamondhead, MS 39525 | Full Service B&M | $25,651 |
| The First, A National Banking Association | 490 Barringer Drive Ponchatoula, LA 70454 | Full Service B&M | $27,888 |
| The First, A National Banking Association | 4911 Highway 90 Pace, FL 32571 | Full Service B&M | $14,406 |
| The First, A National Banking Association | 573 Courthouse Road Gulfport, MS 39507 | Full Service B&M | $18,120 |
| The First, A National Banking Association | 600 Columbia Street Bogalusa, LA 70427 | Full Service B&M | $30,508 |
| The First, A National Banking Association | 601 West Oak Street Amite, LA 70422 | Full Service B&M | $27,782 |
| The First, A National Banking Association | 6120 Louisiana Highway 74 Saint Gabriel, LA 70776 | Full Service B&M | $23,149 |
| The First, A National Banking Association | 6140 Airport Blvd Mobile, AL 36695 | Full Service B&M | $15,883 |
| The First, A National Banking Association | 6241 Cottage Hill Road Mobile, AL 36609 | Full Service B&M | $35,758 |
| The First, A National Banking Association | 631 Highway 589 Purvis, MS 39475 | Full Service B&M | $79,984 |
| The First, A National Banking Association | 6480 Us-98 West Hattiesburg, MS 39402 | Full Service B&M | $76,245 |
| The First, A National Banking Association | 650 Lemoyne Dauphin Island, AL 36528 | Full Service B&M | $21,809 |
| The First, A National Banking Association | 720 Schillinger Road North Mobile, AL 36608 | Full Service B&M | $29,394 |
| The First, A National Banking Association | 740 Brownswitch Rd Slidell, LA 70458 | Full Service B&M | $3,110 |
| The First, A National Banking Association | 7451 Highway 1 South Addis, LA 70710 | Full Service B&M | $18,314 |
| The First, A National Banking Association | 780 Court Street Port Allen, LA 70767 | Full Service B&M | $32,665 |
| The First, A National Banking Association | 800 Highway 90 Bay Saint Louis, MS 39521 | Full Service B&M | $94,219 |
| The First, A National Banking Association | 8810 Bluebonnet Blvd Baton Rouge, LA 70810 | Full Service B&M | $6,351 |
| The First, A National Banking Association | 923 South Range Avenue Denham Springs, LA 70726 | Full Service B&M | $4,401 |
| The First, A National Banking Association | 9250 Siegen Lane Baton Rouge, LA 70810 | Full Service B&M | $8,308 |
| The First, A National Banking Association | 953 Hwy 51, Suite D Madison, MS 39110 | Full Service B&M | $5,360 |
For 2019, The First A National Banking Association had 69 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $148,503 |
| Net interest income | $126,699 |
| Total noninterest income | $25,227 |
| Gross Fiduciary activities income | $0 |
| Service charges on deposit accounts | $14,872 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $10,355 |
| Pre-tax net operating income | $65,973 |
| Securities gains (or losses, -) | $122 |
| Income before extraordinary items | $51,102 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $51,102 |
| Minority interest net income | $0 |
| Net income | $51,102 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $51,005 |
The First A National Banking Association's gross interest income from loans was $148,503,000.
The First A National Banking Association's net interest income from loans was $126,699,000.
The First A National Banking Association's fee based income from loans was $14,872,000.
The First A National Banking Association's net income from loans was $51,102,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $21,804 |
| Provision for credit losses | $3,738 |
| Total noninterest expense | $82,215 |
| Salaries and employee benefits | $44,913 |
| Premises and equipment expense | $10,793 |
| Additional noninterest expense | $26,509 |
| Applicable income taxes | $14,993 |
| Net charge-offs | $-105 |
| Cash dividends | $50,390 |
The First A National Banking Association's interest expense for loans was $21,804,000.
The First A National Banking Association's payroll and benefits expense were $44,913,000.
The First A National Banking Association's property, plant and equipment expenses $10,793,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 1.0% |
| Real Estate loans | 1.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 2.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 1.0% |
| HELOC loans | 0.0% |
| All other family | 1.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 1.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 11.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $3,082,224 |
| Deposits held in domestic offices | $3,082,224 |
| Deposits by Individuals, partnerships, and corporations | $2,477,437 |
| Deposits by U.S. Government | $121 |
| Deposits by States and political subdivisions in the U.S. | $604,328 |
| Deposits by Commercial banks and other depository institutions in U.S. | $338 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $1,289,880 |
| Demand deposits | $782,082 |
| Nontransaction accounts | $1,792,344 |
| Money market deposit accounts (MMDAs) | $843,819 |
| Other savings deposits (excluding MMDAs) | $287,200 |
| Total time deposits | $661,325 |
| Total time and savings deposits | $2,300,142 |
| Noninterest-bearing deposits | $728,899 |
| Interest-bearing deposits | $2,353,325 |
| Retail deposits | $2,900,217 |
| IRAs and Keogh plan accounts | $69,160 |
| Brokered deposits | $0 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $3,934,554 |
| Cash & Balances due from depository institutions | $168,492 |
| Interest-bearing balances | $79,128 |
| Total securities | $765,086 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $2,597,259 |
| Loan and leases loss allowance | $13,908 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $104,415 |
| Other real estate owned | $7,295 |
| Goodwill and other intangibles | $188,865 |
| All other assets | $103,142 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $3,934,554 |
| Total Liabilities | $3,317,747 |
| Total deposits | $3,082,224 |
| Interest-bearing deposits | $2,353,325 |
| Deposits held in domestic offices | $3,082,224 |
| % insured (estimated) | $68 |
| Federal funds purchased and repurchase agreements | $2,715 |
| Trading liabilities | $0 |
| Other borrowed funds | $213,128 |
| Subordinated debt | $0 |
| All other liabilities | $19,680 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $2,597,259 |
| Loan and leases loss allowance | $13,908 |
| Total loans and leases (domestic) | $2,611,167 |
| All real estate loans | $2,212,300 |
| Real estate loans in domestic offices | $2,212,300 |
| Construction and development loans | $359,195 |
| Residential 1-4 family construction | $106,975 |
| Other construction, all land development and other land | $252,220 |
| Loans secured by nonfarm nonresidential properties | $1,028,014 |
| Nonfarm nonresidential secured by owner-occupied properties | $589,577 |
| Commercial real estate & other non-farm, non-residential | $438,437 |
| Multifamily residential real estate | $67,560 |
| 1-4 family residential loans | $717,425 |
| Farmland loans | $40,106 |
| Loans held in foreign offices | $0 |
| Farm loans | $2,097 |
| Commercial and industrial loans | $330,502 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $42,889 |
| Credit card loans | $2,228 |
| Related Plans | $5,162 |
| Consumer Auto Loans | $12,955 |
| Other loans to individuals | $22,544 |
| All other loans & leases | $25,001 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $1,190 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $7,809 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $6,823 |
| Non 1-4 family restructured loans & leases | $4,526 |
| Total loans and leases (foreign) | $0 |
The First A National Banking Association had $2,597,259,000 of loans outstanding in 2019. $2,212,300,000 of loans were in real estate loans. $359,195,000 of loans were in development loans. $67,560,000 of loans were in multifamily mortgage loans. $717,425,000 of loans were in 1-4 family mortgage loans. $2,097,000 of loans were in farm loans. $2,228,000 of loans were in credit card loans. $12,955,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 1,323 | $331,433 | $250,516 |
| Nonfarm, nonresidential loans - <$100k | 199 | $9,423 | $47,352 |
| Nonfarm, nonresidential loans - $100-250k | 451 | $56,102 | $124,395 |
| Nonfarm, nonresidential loans - $250k-1MM | 673 | $265,908 | $395,108 |
| Commercial & Industrial, US addressed loans - <$1MM | 1,808 | $127,894 | $70,738 |
| Commercial & Industrial, US addressed loans - <$100k | 1,264 | $26,215 | $20,740 |
| Commercial & Industrial, US addressed loans - $100-250k | 304 | $29,523 | $97,115 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 240 | $72,156 | $300,650 |
| Farmland loans - <$1MM | 110 | $10,958 | $99,618 |
| Farmland loans - <$100k | 52 | $2,221 | $42,712 |
| Farmland loans - $100-250k | 36 | $3,914 | $108,722 |
| Farmland loans - $250k-1MM | 22 | $4,823 | $219,227 |
| Agriculture operations loans - <$1MM | 26 | $1,525 | $58,654 |
| Agriculture operations loans - <$100k | 22 | $577 | $26,227 |
| Agriculture operations loans - $100-250k | 2 | $377 | $188,500 |
| Agriculture operations loans - $250k-1MM | 2 | $571 | $285,500 |