South State Bank Mortgage Rates, Fees & Info

Winter Haven, FL

LEI: 8I3UVGYULPJQIP7FQV10

Tax ID: 59-2979916

4.4 stars - out of 5 stars, based on 141 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Bank Data

    Review & Overview

    South State Bank is a mid-sized bank specializing in loans. South State Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Atlanta, Charleston, Charlotte, Greenville, and North Port among others. We have data for 189 markets. (Some data included below & more in-depth data is available with an active subscription.)

    South State Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. South State Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.02% 9/29/22
    30 Year Conventional Purchase 6.39% 9/29/22
    30 Year Conventional Refi 6.29% 9/29/22
    30 Year Cash-out Refi 6.45% 9/29/22
    30 Year FHA Purchase 6.95% 9/29/22
    30 Year FHA Refi 6.68% 9/29/22
    30 Year VA Purchase 5.83% 9/29/22
    30 Year VA Refi 5.67% 9/29/22
    30 Year USDA Purchase 6.38% 9/29/22
    30 Year USDA Refi 6.28% 9/29/22
    15 Year Conventional Purchase 7.77% 9/29/22
    15 Year Conventional Refi 5.90% 9/29/22
    15 Year Cash-out Refi 5.90% 9/29/22
    15 Year FHA Refi 6.73% 9/29/22
    15 Year VA Purchase 5.97% 9/29/22
    15 Year VA Refi 5.89% 9/29/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    19,885

    Origination Dollar Volume (All Markets)

    $6,510,335,000

    Employee count

    5,036 Show all (24) awards

    Relative Rate

    South State Bank's average 30 year fixed mortgage rate was 3.19%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of 0.04%.

    Relative Fees (Closing Costs)

    South State Bank's average total fees/closing costs for a 30 year fixed rate mortgage were $5,261.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 2,116 $792,740,000 $374,641 $5,094 3.08%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1,433 $611,025,000 $426,396 $5,563 3.16%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1,454 $588,440,000 $404,704 $4,857 3.20%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1,250 $361,710,000 $289,368 $4,299 3.15%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 896 $336,300,000 $375,335 $5,333 3.46%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 836 $282,470,000 $337,883 $5,044 3.72%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 643 $248,455,000 $386,400 $5,568 3.13%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 812 $230,120,000 $283,399 $5,364 3.14%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 786 $222,330,000 $282,863 $5,653 3.82%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 741 $211,105,000 $284,892 $4,562 3.29%
    Outside of Metro Areas 570 $204,770,000 $359,246 $4,615 3.31%
    COLUMBIA, SC (FHA|USDA|VA) 582 $152,360,000 $261,787 $4,518 3.31%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 345 $137,155,000 $397,551 $4,013 3.31%
    HUNTSVILLE, AL (FHA|USDA|VA) 343 $134,855,000 $393,163 $5,387 3.12%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 358 $133,150,000 $371,927 $5,860 3.31%
    SAVANNAH, GA (FHA|USDA|VA) 315 $123,225,000 $391,190 $5,661 3.03%
    JACKSONVILLE, FL (FHA|USDA|VA) 379 $120,535,000 $318,034 $5,199 3.42%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 409 $117,315,000 $286,834 $4,693 3.38%
    Seneca, SC (FHA|USDA|VA) 242 $88,830,000 $367,066 $5,206 3.23%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 487 $83,545,000 $171,550 $4,292 3.96%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 211 $79,035,000 $374,573 $3,874 3.15%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 170 $78,880,000 $464,000 $5,809 3.09%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 278 $78,720,000 $283,165 $5,068 3.41%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 354 $70,720,000 $199,774 $5,346 4.11%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 161 $52,405,000 $325,497 $3,614 3.23%
    Key West, FL (FHA|USDA|VA) 96 $43,260,000 $450,625 $6,465 3.57%
    ROME, GA (FHA|USDA|VA) 197 $42,265,000 $214,543 $4,378 2.89%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 136 $39,390,000 $289,632 $4,531 3.30%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 159 $39,185,000 $246,447 $4,957 4.02%
    SPARTANBURG, SC (FHA|USDA|VA) 122 $35,750,000 $293,033 $4,608 3.16%
    Georgetown, SC (FHA|USDA|VA) 122 $35,130,000 $287,951 $5,275 3.22%
    WILMINGTON, NC (FHA|USDA|VA) 111 $34,415,000 $310,045 $4,892 3.30%
    OCALA, FL (FHA|USDA|VA) 152 $32,830,000 $215,987 $5,344 3.64%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 90 $29,650,000 $329,444 $5,823 3.80%
    RICHMOND, VA (FHA|USDA|VA) 79 $26,485,000 $335,253 $5,238 3.23%
    GAINESVILLE, FL (FHA|USDA|VA) 75 $24,965,000 $332,867 $4,257 3.48%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) 88 $23,500,000 $267,045 $4,507 3.02%
    RALEIGH-CARY, NC (FHA|USDA|VA) 98 $22,680,000 $231,429 $4,482 3.12%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 29 $22,535,000 $777,069 $6,319 3.06%
    ASHEVILLE, NC (FHA|USDA|VA) 69 $22,425,000 $325,000 $3,944 3.05%
    Palatka, FL (FHA|USDA|VA) 124 $20,720,000 $167,097 $4,115 3.32%
    DALTON, GA (FHA|USDA|VA) 95 $18,765,000 $197,526 $4,170 2.82%
    Orangeburg, SC (FHA|USDA|VA) 95 $16,895,000 $177,842 $4,563 3.56%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) 126 $16,520,000 $131,111 $4,062 3.68%
    GAINESVILLE, GA (FHA|USDA|VA) 58 $15,820,000 $272,759 $5,792 3.02%
    PUNTA GORDA, FL (FHA|USDA|VA) 67 $15,685,000 $234,104 $4,602 3.98%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 45 $14,825,000 $329,444 $5,280 3.23%
    FLORENCE, SC (FHA|USDA|VA) 105 $14,745,000 $140,429 $3,673 3.59%
    Calhoun, GA (FHA|USDA|VA) 71 $14,575,000 $205,282 $4,270 2.89%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 49 $14,405,000 $293,980 $6,180 3.16%
    Okeechobee, FL (FHA|USDA|VA) 82 $14,170,000 $172,805 $4,615 3.48%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 22 $12,600,000 $572,727 $5,778 3.26%
    Dublin, GA (FHA|USDA|VA) 64 $11,860,000 $185,313 $4,547 2.79%
    Cullowhee, NC (FHA|USDA|VA) 14 $11,550,000 $825,000 $6,401 2.98%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 4 $11,460,000 $2,865,000 $9,208 2.94%
    LaGrange, GA-AL (FHA|USDA|VA) 75 $11,195,000 $149,267 $3,805 3.32%
    Cornelia, GA (FHA|USDA|VA) 65 $10,825,000 $166,538 $4,113 3.20%
    THE VILLAGES, FL (FHA|USDA|VA) 48 $10,450,000 $217,708 $5,137 3.74%
    Greenwood, SC (FHA|USDA|VA) 62 $9,380,000 $151,290 $3,573 3.56%
    Jefferson, GA (FHA|USDA|VA) 41 $9,025,000 $220,122 $5,141 3.68%
    Newberry, SC (FHA|USDA|VA) 42 $8,570,000 $204,048 $4,446 3.33%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 15 $8,015,000 $534,333 $6,532 3.12%
    Albertville, AL (FHA|USDA|VA) 16 $7,560,000 $472,500 $3,859 3.56%
    Boone, NC (FHA|USDA|VA) 17 $7,375,000 $433,824 $4,339 3.25%
    Tifton, GA (FHA|USDA|VA) 39 $7,325,000 $187,821 $4,848 3.13%
    BRUNSWICK, GA (FHA|USDA|VA) 19 $6,775,000 $356,579 $5,276 3.03%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 11 $6,695,000 $608,636 $4,832 2.97%
    JACKSONVILLE, NC (FHA|USDA|VA) 13 $6,235,000 $479,615 $5,640 3.52%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 4 $5,740,000 $1,435,000 $5,571 3.19%
    Alexander City, AL (FHA|USDA|VA) 17 $5,425,000 $319,118 $3,434 3.38%
    Brevard, NC (FHA|USDA|VA) 15 $5,395,000 $359,667 $5,566 3.03%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 35 $5,275,000 $150,714 $4,262 3.82%
    WARNER ROBINS, GA (FHA|USDA|VA) 25 $5,155,000 $206,200 $5,240 3.05%
    DECATUR, AL (FHA|USDA|VA) 21 $4,355,000 $207,381 $4,757 3.13%
    Morehead City, NC (FHA|USDA|VA) 12 $4,320,000 $360,000 $5,153 3.87%
    HINESVILLE, GA (FHA|USDA|VA) 16 $4,290,000 $268,125 $5,180 2.91%
    WINSTON-SALEM, NC (FHA|USDA|VA) 15 $4,175,000 $278,333 $3,473 3.13%
    Toccoa, GA (FHA|USDA|VA) 23 $3,915,000 $170,217 $4,003 3.28%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 16 $3,700,000 $231,250 $3,871 2.89%
    PANAMA CITY, FL (FHA|USDA|VA) 11 $3,535,000 $321,364 $5,108 3.24%
    JACKSON, MS (FHA|USDA|VA) 1 $3,505,000 $3,505,000 $0 2.50%
    SUMTER, SC (FHA|USDA|VA) 23 $3,375,000 $146,739 $4,476 4.19%
    ALBANY, GA (FHA|USDA|VA) 17 $3,255,000 $191,471 $4,702 2.85%
    TALLAHASSEE, FL (FHA|USDA|VA) 10 $3,100,000 $310,000 $5,137 3.35%
    MOBILE, AL (FHA|USDA|VA) 6 $3,000,000 $500,000 $5,001 3.13%
    COLUMBUS, GA-AL (FHA|USDA|VA) 15 $2,995,000 $199,667 $6,537 3.48%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 5 $2,915,000 $583,000 $4,077 2.78%
    Cedartown, GA (FHA|USDA|VA) 17 $2,825,000 $166,176 $4,267 2.99%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 6 $2,810,000 $468,333 $3,992 3.40%
    Statesboro, GA (FHA|USDA|VA) 12 $2,790,000 $232,500 $4,666 3.10%
    TUSCALOOSA, AL (FHA|USDA|VA) 4 $2,710,000 $677,500 $3,370 2.91%
    Forest City, NC (FHA|USDA|VA) 6 $2,660,000 $443,333 $5,360 3.06%
    SALISBURY, MD-DE (FHA|USDA|VA) 2 $2,510,000 $1,255,000 $5,438 3.20%
    Clewiston, FL (FHA|USDA|VA) 20 $2,490,000 $124,500 $3,884 3.31%
    Scottsboro, AL (FHA|USDA|VA) 6 $2,460,000 $410,000 $4,569 2.94%
    Cullman, AL (FHA|USDA|VA) 6 $2,310,000 $385,000 $3,960 3.00%
    Arcadia, FL (FHA|USDA|VA) 18 $2,180,000 $121,111 $5,109 4.94%
    Douglas, GA (FHA|USDA|VA) 2 $2,070,000 $1,035,000 $0 4.30%
    Marion, NC (FHA|USDA|VA) 3 $2,045,000 $681,667 $5,652 3.46%
    Cordele, GA (FHA|USDA|VA) 11 $1,985,000 $180,455 $4,624 3.02%
    Milledgeville, GA (FHA|USDA|VA) 6 $1,960,000 $326,667 $5,002 3.35%
    St. Marys, GA (FHA|USDA|VA) 7 $1,955,000 $279,286 $4,365 3.16%
    Albemarle, NC (FHA|USDA|VA) 8 $1,860,000 $232,500 $5,869 3.38%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 5 $1,725,000 $345,000 $4,134 3.05%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1 $1,655,000 $1,655,000 $30,409 3.00%
    Lebanon, NH-VT (FHA|USDA|VA) 1 $1,645,000 $1,645,000 $9,811 3.38%
    VALDOSTA, GA (FHA|USDA|VA) 7 $1,485,000 $212,143 $6,116 3.30%
    Summerville, GA (FHA|USDA|VA) 7 $1,405,000 $200,714 $3,948 2.80%
    Moultrie, GA (FHA|USDA|VA) 6 $1,390,000 $231,667 $4,711 2.90%
    Shelby, NC (FHA|USDA|VA) 4 $1,360,000 $340,000 $6,701 2.78%
    NEW BERN, NC (FHA|USDA|VA) 7 $1,285,000 $183,571 $4,931 3.70%
    GADSDEN, AL (FHA|USDA|VA) 1 $1,175,000 $1,175,000 $0 3.75%
    Jasper, AL (FHA|USDA|VA) 3 $1,145,000 $381,667 $5,303 3.33%
    MONTGOMERY, AL (FHA|USDA|VA) 5 $1,075,000 $215,000 $4,134 2.83%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 4 $980,000 $245,000 $3,338 3.00%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 4 $970,000 $242,500 $3,658 2.88%
    Lumberton, NC (FHA|USDA|VA) 1 $935,000 $935,000 $6,435 3.50%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 2 $910,000 $455,000 $4,311 2.69%
    HATTIESBURG, MS (FHA|USDA|VA) 1 $865,000 $865,000 $6,754 2.88%
    Wauchula, FL (FHA|USDA|VA) 5 $855,000 $171,000 $4,298 3.68%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 2 $840,000 $420,000 $2,837 2.81%
    Union, SC (FHA|USDA|VA) 12 $830,000 $69,167 $3,239 3.63%
    Vidalia, GA (FHA|USDA|VA) 4 $820,000 $205,000 $4,179 2.63%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1 $805,000 $805,000 $4,288 3.13%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 3 $795,000 $265,000 $3,954 3.13%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 2 $750,000 $375,000 $11,687 2.94%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 2 $660,000 $330,000 $3,976 3.25%
    Kinston, NC (FHA|USDA|VA) 3 $635,000 $211,667 $3,866 2.71%
    BURLINGTON, NC (FHA|USDA|VA) 3 $625,000 $208,333 $5,457 3.00%
    Gaffney, SC (FHA|USDA|VA) 5 $625,000 $125,000 $3,515 3.65%
    Thomaston, GA (FHA|USDA|VA) 4 $610,000 $152,500 $5,087 2.53%
    Thomasville, GA (FHA|USDA|VA) 3 $605,000 $201,667 $2,893 2.75%
    KNOXVILLE, TN (FHA|USDA|VA) 3 $595,000 $198,333 $3,352 3.04%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $585,000 $585,000 $3,222 2.38%
    Fort Payne, AL (FHA|USDA|VA) 2 $550,000 $275,000 $6,063 2.75%
    Dayton, TN (FHA|USDA|VA) 1 $545,000 $545,000 $8,576 2.50%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1 $545,000 $545,000 $2,777 3.25%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $545,000 $545,000 $4,549 3.13%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 2 $540,000 $270,000 $3,992 3.19%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $505,000 $505,000 $3,711 3.25%
    GOLDSBORO, NC (FHA|USDA|VA) 3 $495,000 $165,000 $3,616 3.21%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 2 $490,000 $245,000 $3,170 2.94%
    Lake City, FL (FHA|USDA|VA) 3 $465,000 $155,000 $3,597 3.88%
    GREENVILLE, NC (FHA|USDA|VA) 4 $460,000 $115,000 $2,770 4.66%
    Mount Airy, NC (FHA|USDA|VA) 1 $445,000 $445,000 $3,506 3.25%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $435,000 $435,000 $3,355 3.75%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $415,000 $415,000 $1,939 2.25%
    Sevierville, TN (FHA|USDA|VA) 2 $410,000 $205,000 $3,301 3.00%
    MORRISTOWN, TN (FHA|USDA|VA) 1 $405,000 $405,000 $4,184 2.50%
    Waycross, GA (FHA|USDA|VA) 3 $395,000 $131,667 $4,328 2.63%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 1 $375,000 $375,000 $3,110 3.63%
    Roswell, NM (FHA|USDA|VA) 1 $375,000 $375,000 $2,298 2.88%
    WACO, TX (FHA|USDA|VA) 1 $365,000 $365,000 $14,091 2.75%
    DOTHAN, AL (FHA|USDA|VA) 2 $360,000 $180,000 $3,008 3.56%
    Eufaula, AL-GA (FHA|USDA|VA) 1 $355,000 $355,000 $0 3.75%
    GRAND JUNCTION, CO (FHA|USDA|VA) 1 $325,000 $325,000 $5,689 2.88%
    Americus, GA (FHA|USDA|VA) 2 $320,000 $160,000 $6,116 3.63%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $305,000 $305,000 $4,968 2.88%
    STATE COLLEGE, PA (FHA|USDA|VA) 1 $285,000 $285,000 $5,316 3.63%
    TERRE HAUTE, IN (FHA|USDA|VA) 1 $275,000 $275,000 $2,347 3.25%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $275,000 $275,000 $3,598 3.13%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $265,000 $265,000 $3,077 3.75%
    LYNCHBURG, VA (FHA|USDA|VA) 1 $265,000 $265,000 $6,086 2.38%
    Martinsville, VA (FHA|USDA|VA) 2 $260,000 $130,000 $3,523 3.31%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 2 $260,000 $130,000 $0 4.63%
    SPRINGFIELD, MA (FHA|USDA|VA) 1 $235,000 $235,000 $3,352 3.38%
    FAYETTEVILLE, NC (FHA|USDA|VA) 1 $235,000 $235,000 $0 4.63%
    Starkville, MS (FHA|USDA|VA) 1 $225,000 $225,000 $3,465 3.25%
    Laurinburg, NC (FHA|USDA|VA) 1 $225,000 $225,000 $7,911 3.63%
    Crossville, TN (FHA|USDA|VA) 1 $215,000 $215,000 $3,994 3.00%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $215,000 $215,000 $4,059 3.38%
    Washington, NC (FHA|USDA|VA) 2 $200,000 $100,000 $3,591 4.13%
    ROANOKE, VA (FHA|USDA|VA) 1 $195,000 $195,000 $3,085 3.25%
    BLOOMINGTON, IL (FHA|USDA|VA) 1 $175,000 $175,000 $2,470 2.13%
    Jesup, GA (FHA|USDA|VA) 1 $175,000 $175,000 $9,728 3.50%
    North Platte, NE (FHA|USDA|VA) 1 $165,000 $165,000 $4,479 3.13%
    ERIE, PA (FHA|USDA|VA) 1 $165,000 $165,000 $4,031 4.38%
    North Wilkesboro, NC (FHA|USDA|VA) 1 $155,000 $155,000 $5,637 3.25%
    GETTYSBURG, PA (FHA|USDA|VA) 1 $155,000 $155,000 $3,879 3.25%
    Talladega-Sylacauga, AL (FHA|USDA|VA) 2 $150,000 $75,000 $4,980 4.31%
    HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $145,000 $145,000 $4,094 3.13%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $125,000 $125,000 $2,580 3.00%
    Bainbridge, GA (FHA|USDA|VA) 1 $115,000 $115,000 $2,627 2.38%
    Athens, TN (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.63%
    Enterprise, AL (FHA|USDA|VA) 1 $95,000 $95,000 $3,006 3.50%
    Kill Devil Hills, NC (FHA|USDA|VA) 1 $55,000 $55,000 $0 3.25%
    Danville, VA (FHA|USDA|VA) 1 $55,000 $55,000 $3,668 3.13%
    ROCKY MOUNT, NC (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.50%
    Ozark, AL (FHA|USDA|VA) 1 $35,000 $35,000 $0 4.25%

    South State Bank's top markets include Atlanta, Charleston, Charlotte, Greenville, and North Port among others.

    Similar Lenders

    We use machine learning to identify the top lenders compared against South State Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    HARVESTERS FEDERAL CREDIT UNION
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 14,971 $5,545,745,000 $370,433 $4,742 3.34%
    HELOC 3,782 $651,320,000 $172,216 n/a 3.40%
    FHA 525 $122,575,000 $233,476 $7,778 2.83%
    VA 498 $170,890,000 $343,153 $7,626 2.57%
    USDA 109 $19,805,000 $181,697 $5,165 2.72%

    For 2021, South State Bank's most frequently originated type of loan was Conventional, with 14,971 originations. Their 2nd most popular type was HELOC, with 3,782 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 10,394 $4,042,840,000 $388,959 $5,443 3.45%
    Refi 3,944 $1,268,980,000 $321,749 $4,062 3.03%
    Cash Out Refi 2,218 $649,380,000 $292,777 $4,382 3.08%
    Home Improvement 1,890 $287,610,000 $152,175 $5,220 3.40%
    Other 1,439 $261,525,000 $181,741 $3,924 3.40%

    For 2021, South State Bank's most frequently cited loan purpose was Home Purchase, with 10,394 originations. The 2nd most popular reason was Refi, with 3,944 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 11,937 $4,633,565,000 $388,168 $5,261 3.19%
    10 Year 3,895 $727,545,000 $186,789 $3,111 3.35%
    15 Year 2,600 $499,140,000 $191,977 $3,657 3.36%
    20 Year 735 $144,205,000 $196,197 $3,576 3.84%
    Other 336 $177,590,000 $528,542 $4,495 4.94%
    5 Year 221 $255,215,000 $1,154,819 $0 3.99%
    30+ year 104 $62,240,000 $598,462 $7,122 3.98%
    3 Year 45 $8,365,000 $185,889 $0 4.35%
    1 Year 12 $2,470,000 $205,833 $0 3.84%

    For 2021, South State Bank's most frequently cited loan duration was 30 Year, with 11,937 originations. The 2nd most popular length was 10 Year, with 3,895 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 9,149 $3,352,035,000 $366,383
    $2k-3k 1,561 $465,455,000 $298,177
    $<1k 1,281 $295,675,000 $230,816
    $5k+ 921 $621,775,000 $675,109
    $3k-4k 832 $273,170,000 $328,329
    $4k-5k 492 $201,180,000 $408,902

    South State Bank's average total fees were $5,261, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 9,149 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 9,738 $3,121,230,000 $320,521
    2.5-3% 5,806 $2,237,200,000 $385,326
    <2.5% 2,019 $801,565,000 $397,011
    5-6% 1,246 $82,810,000 $66,461
    4-5% 958 $259,080,000 $270,438
    6-7% 105 $7,285,000 $69,381
    7-8% 8 $760,000 $95,000
    Over 8% 5 $405,000 $81,000

    During 2021, South State Bank's average interest rate for loans was 3.19%, while their most frequently originated rate bucket for loans was 3-4%, with 9,738 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 6,689 $1,878,115,000 $280,777 $4,746 3.13%
    $100k-200k 4,890 $723,060,000 $147,865 $3,607 3.24%
    $100,000 or less 3,444 $200,940,000 $58,345 $2,821 4.01%
    $400k-600k 3,034 $1,472,920,000 $485,471 $5,659 3.12%
    $600k-1MM 1,125 $851,095,000 $756,529 $7,174 3.21%
    $1MM+ 703 $1,384,205,000 $1,968,997 $10,651 3.13%

    2021 saw South State Bank place emphasis on $200k-400k loans with 6,689 originations, totaling $1,878,115,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 3,711 $1,001,465,000 $269,864 $4,880 3.30%
    $150k-250k 3,520 $1,254,070,000 $356,270 $5,354 3.25%
    $50k-75k 3,372 $605,810,000 $179,659 $4,309 3.40%
    $250k+ 3,292 $2,067,570,000 $628,059 $6,763 3.15%
    $75k-100k 2,679 $591,965,000 $220,965 $4,611 3.37%
    $50k or less 2,482 $321,630,000 $129,585 $3,760 3.49%

    South State Bank lent most frequently to those with incomes in the $100k-150k range, with 3,711 originations. The second most popular income band? $150k-250k, with 3,520 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 4,969 $1,533,935,000 $308,701 $4,819 3.28%
    30-36% 3,824 $1,225,440,000 $320,460 $4,966 3.36%
    <20% 2,593 $815,075,000 $314,337 $4,655 3.19%
    42% 1,038 $314,680,000 $303,160 $5,346 3.52%
    39% 823 $256,785,000 $312,011 $5,142 3.48%
    41% 782 $249,700,000 $319,309 $5,170 3.46%
    37% 734 $249,660,000 $340,136 $5,064 3.42%
    40% 732 $224,050,000 $306,079 $5,173 3.47%
    38% 721 $213,355,000 $295,915 $5,002 3.46%
    36% 672 $222,730,000 $331,443 $5,133 3.40%
    44% 442 $120,460,000 $272,534 $4,612 3.01%
    43% 416 $109,800,000 $263,942 $4,683 3.08%
    49% 351 $91,845,000 $261,667 $4,844 3.07%
    45% 298 $78,230,000 $262,517 $4,845 3.04%
    47% 298 $74,290,000 $249,295 $4,696 3.07%
    46% 288 $77,390,000 $268,715 $4,864 3.02%
    48% 262 $71,900,000 $274,427 $5,260 3.07%
    50-60% 193 $50,275,000 $260,492 $8,268 2.86%
    >60% 39 $14,165,000 $363,205 $6,352 4.07%

    South State Bank lent most frequently to those with DTI ratios of 20-30%, with 4,969 originations. The next most common DTI ratio? 30-36%, with 3,824 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 15,920 $4,806,130,000 $301,893 $4,886 3.32%
    Not provided 2,139 $780,145,000 $364,724 $5,284 3.24%
    Not applicable 249 $458,275,000 $1,840,462 $0 3.90%
    Black 1,020 $273,650,000 $268,284 $5,119 3.30%
    Asian 445 $160,155,000 $359,899 $5,467 3.06%
    American Indian 66 $20,020,000 $303,333 $4,572 3.32%
    Asian Indian 17 $4,705,000 $276,765 $6,248 3.26%
    Native Hawaiian or Islander 11 $2,915,000 $265,000 $5,432 3.27%
    Other Asian 7 $1,605,000 $229,286 $4,167 3.05%
    Chinese 3 $1,015,000 $338,333 $0 4.08%
    Japanese 1 $565,000 $565,000 $0 4.25%
    Vietnamese 2 $490,000 $245,000 $4,154 3.19%
    Filipino 2 $300,000 $150,000 $2,866 2.93%
    Korean 2 $280,000 $140,000 $0 4.19%
    Guamanian 1 $85,000 $85,000 $0 3.25%

    Approval Rates

    Total approvals of all applications
    87.90%

    South State Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    77.49%

    South State Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    1092.35 7 $345,000 $49,286
    1092.95 10 $440,000 $44,000
    1096.75 2 $40,000 $20,000
    1097.35 11 $585,000 $53,182
    1097.7 1 $75,000 $75,000
    1098.3 4 $220,000 $55,000
    1102.65 1 $15,000 $15,000
    1112.7 1 $145,000 $145,000
    1117.35 1 $45,000 $45,000
    1117.95 2 $120,000 $60,000
    1118.35 1 $45,000 $45,000
    1122.7 1 $15,000 $15,000
    1142.35 1 $35,000 $35,000
    1142.95 8 $530,000 $66,250
    1143.8 1 $35,000 $35,000
    1146.75 1 $75,000 $75,000
    1147.35 3 $195,000 $65,000
    1147.7 1 $75,000 $75,000
    114.78 1 $45,000 $45,000
    1164.3 1 $85,000 $85,000
    1165.7 1 $75,000 $75,000
    1167.35 1 $55,000 $55,000
    1167.95 3 $155,000 $51,667
    1171.75 1 $105,000 $105,000
    1172.35 4 $200,000 $50,000
    1172.7 1 $85,000 $85,000
    1180.75 1 $25,000 $25,000
    1192.35 1 $45,000 $45,000
    1193.8 1 $75,000 $75,000
    1218.8 1 $45,000 $45,000
    121.9 1 $45,000 $45,000
    126.52 1 $45,000 $45,000
    128.21 1 $45,000 $45,000
    131.89 1 $55,000 $55,000
    138.75 1 $55,000 $55,000
    139.23 1 $55,000 $55,000
    141.51 1 $55,000 $55,000
    153.89 1 $55,000 $55,000
    162.09 1 $65,000 $65,000
    166.35 1 $65,000 $65,000
    167.17 1 $65,000 $65,000
    189.3 1 $75,000 $75,000
    193.29 1 $75,000 $75,000
    202.8 1 $75,000 $75,000
    205.35 1 $85,000 $85,000
    206.73 1 $85,000 $85,000
    259.24 1 $105,000 $105,000
    264.6 1 $105,000 $105,000
    276.38 1 $105,000 $105,000
    303.0 1 $45,000 $45,000
    305.75 329 $18,465,000 $56,125
    325.75 2 $100,000 $50,000
    330.75 6 $310,000 $51,667
    350.75 1 $65,000 $65,000
    355.75 6 $300,000 $50,000
    375.75 1 $25,000 $25,000
    380.75 11 $765,000 $69,545
    385.75 1 $105,000 $105,000
    404.75 143 $11,975,000 $83,741
    405.75 1 $55,000 $55,000
    406.0 1 $105,000 $105,000
    510.75 1 $65,000 $65,000
    5.75 2 $70,000 $35,000
    597.7 1 $5,000 $5,000
    630.74 1 $55,000 $55,000
    630.75 74 $3,770,000 $50,946
    636.1 1 $55,000 $55,000
    636.5 1 $55,000 $55,000
    640.5 10 $600,000 $60,000
    649.85 1 $95,000 $95,000
    649.9 1 $45,000 $45,000
    661.1 2 $90,000 $45,000
    673.15 1 $35,000 $35,000
    686.1 2 $140,000 $70,000
    690.5 3 $115,000 $38,333
    694.5 1 $45,000 $45,000
    696.8 1 $45,000 $45,000
    711.1 2 $100,000 $50,000
    737.6 1 $25,000 $25,000
    753.0 197 $9,285,000 $47,132
    753.6 2 $160,000 $80,000
    768.0 1 $175,000 $175,000
    778.0 21 $1,175,000 $55,952
    802.36 1 $55,000 $55,000
    803.0 27 $1,445,000 $53,519
    828.0 9 $465,000 $51,667
    853.0 1 $55,000 $55,000
    878.0 2 $110,000 $55,000
    NA 18,922 $6,454,340,000 $341,102

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    19,885 $6,510,335,000 $327,399

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 2,336 $489,010,000 $209,336 $3,847 3.24%
    40-60% 3,030 $1,116,160,000 $368,370 $4,287 3.15%
    60-80% 6,549 $2,486,095,000 $379,614 $4,928 3.46%
    80-100% 6,174 $2,212,560,000 $358,367 $5,327 3.28%
    Over 100% 100 $36,840,000 $368,400 $14,019 2.62%
    Under 20% 1,612 $143,440,000 $88,983 $2,688 3.40%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    SOUTHSTATE CORPORATION Other type of mortgage Trouble during payment process 2 11.8%
    SOUTHSTATE CORPORATION Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 3 17.6%
    SOUTHSTATE CORPORATION Conventional home mortgage Closing on a mortgage 3 17.6%
    SOUTHSTATE CORPORATION Conventional home mortgage Incorrect information on your report 1 5.9%
    SOUTHSTATE CORPORATION Conventional home mortgage Struggling to pay mortgage 1 5.9%
    SOUTHSTATE CORPORATION Conventional home mortgage Trouble during payment process 4 23.5%
    SOUTHSTATE CORPORATION Home equity loan or line of credit (HELOC) Trouble during payment process 2 11.8%
    SOUTHSTATE CORPORATION Other type of mortgage Closing on a mortgage 1 5.9%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    South State Bank, National Association 102 W Baker St Plant City, FL 33563 Full Service B&M $129,811
    South State Bank, National Association #1 Five Forks Plaza Court Simpsonville, SC 29681 Full Service B&M $79,465
    South State Bank, National Association 100 Exchange Street Hilton Head Island, SC 29926 Full Service B&M $149,942
    South State Bank, National Association 100 Polo Park E Blvd. Davenport, FL 33897 Full Service B&M $45,121
    South State Bank, National Association 1001 Pine Log Rd Aiken, SC 29803 Full Service B&M $97,672
    South State Bank, National Association 1006 E. Butler Road Greenville, SC 29607 Full Service B&M $149,017
    South State Bank, National Association 10101 Bloomingdale Avenue Riverview, FL 33578 Full Service B&M $79,462
    South State Bank, National Association 1100 S. Tamiami Trail, Suite 100 Sarasota, FL 34236 Full Service B&M $269,986
    South State Bank, National Association 11001 West Broad Street Glen Allen, VA 23060 Full Service B&M $93,402
    South State Bank, National Association 1101 1st St S Winter Haven, FL 33880 Full Service B&M $1,354,715
    South State Bank, National Association 11039 Ocean Highway Pawleys Island, SC 29585 Full Service B&M $91,740
    South State Bank, National Association 1105 W. Broad Street Groveland, FL 34736 Full Service B&M $86,342
    South State Bank, National Association 1111 S. Big A Road Toccoa, GA 30577 Full Service Retail $69,285
    South State Bank, National Association 1117 Military Cutoff Road Wilmington, NC 28405 Full Service B&M $97,368
    South State Bank, National Association 1117 New Pointe Blvd Leland, NC 28451 Full Service B&M $42,189
    South State Bank, National Association 112 N. Nova Road Ormond Beach, FL 32174 Full Service B&M $87,229
    South State Bank, National Association 1121 Boundary Street Beaufort, SC 29901 Full Service B&M $86,327
    South State Bank, National Association 1127 Ebenezer Road Rock Hill, SC 29732 Full Service B&M $427,742
    South State Bank, National Association 114 W. Belt Avenue Bushnell, FL 33513 Full Service B&M $85,198
    South State Bank, National Association 1141 Broad Street Sumter, SC 29150 Full Service B&M $63,362
    South State Bank, National Association 1151 N. Westshore Blvd Tampa, FL 33607 Full Service B&M $89,933
    South State Bank, National Association 11760 Haynes Bridge Road Alpharetta, GA 30009 Full Service B&M $35,058
    South State Bank, National Association 1185 Folly Road Charleston, SC 29412 Full Service B&M $117,323
    South State Bank, National Association 1190 Business Center Drive Lake Mary, FL 32746 Full Service B&M $96,293
    South State Bank, National Association 120 State Road 312 West Saint Augustine, FL 32086 Full Service B&M $115,715
    South State Bank, National Association 120 Us Highway 27 South Lake Placid, FL 33852 Full Service B&M $48,956
    South State Bank, National Association 12215 Us Highway 301 N Parrish, FL 34219 Full Service B&M $39,040
    South State Bank, National Association 12285 S. Orange Blossom Trail Orlando, FL 32837 Full Service B&M $66,965
    South State Bank, National Association 123 Montague Avenue Greenwood, SC 29649 Limited, Drive-thru $0
    South State Bank, National Association 1233 Og Skinner Dr, P.O. Box 472 West Point, GA 31833 Full Service B&M $0
    South State Bank, National Association 1234 King Street Jacksonville, FL 32204 Full Service B&M $210,488
    South State Bank, National Association 1255 St. Matthews Road Orangeburg, SC 29118 Full Service B&M $305,857
    South State Bank, National Association 1309 Sam Rittenberg Boulevard Charleston, SC 29407 Full Service B&M $104,769
    South State Bank, National Association 1315 North Main Street Summerville, SC 29483 Full Service B&M $62,573
    South State Bank, National Association 1325 Hendricks Ave Jacksonville, FL 32207 Full Service B&M $233,851
    South State Bank, National Association 1328 Fording Island Road Bluffton, SC 29910 Full Service B&M $128,176
    South State Bank, National Association 13731 Providence Road Weddington, NC 28104 Full Service B&M $38,561
    South State Bank, National Association 1375 N Broadway Ave Bartow, FL 33830 Full Service B&M $118,144
    South State Bank, National Association 138 East Columbia Avenue Batesburg-Leesville, SC 29070 Full Service B&M $63,832
    South State Bank, National Association 13816 East Independence Blvd. Indian Trail, NC 28079 Full Service B&M $34,565
    South State Bank, National Association 14045 7th Street Dade City, FL 33525 Full Service B&M $52,471
    South State Bank, National Association 1440 Kingsley Ave Orange Park, FL 32073 Full Service B&M $64,548
    South State Bank, National Association 14480 Nw 152nd Lane Alachua, FL 32615 Full Service B&M $29,007
    South State Bank, National Association 145 Millard Farmer Industrial Blvd Newnan, GA 30263 Full Service B&M $112,065
    South State Bank, National Association 14572 U.S. Highway 17 Hampstead, NC 28443 Full Service B&M $61,875
    South State Bank, National Association 149 Laurens Street, Nw Aiken, SC 29801 Full Service B&M $92,503
    South State Bank, National Association 150 E Ponce De Leon Ave Decatur, GA 30030 Full Service B&M $109,422
    South State Bank, National Association 1500 Lee Road Winter Park, FL 32789 Full Service B&M $77,681
    South State Bank, National Association 1515 N Federal Hwy, Suite 100 Boca Raton, FL 33432 Full Service B&M $303,402
    South State Bank, National Association 1530 Walton Way Augusta, GA 30904 Full Service B&M $78,318
    South State Bank, National Association 15302 Amberly Drive Tampa, FL 33647 Full Service B&M $50,439
    South State Bank, National Association 1540 S Federal Hwy Pompano Beach, FL 33062 Full Service B&M $111,645
    South State Bank, National Association 155 North Lake Shore Way Lake Alfred, FL 33850 Full Service B&M $43,927
    South State Bank, National Association 1550 N. Krome Ave Homestead, FL 33030 Full Service B&M $167,363
    South State Bank, National Association 15588 Sw Warfield Blvd Indiantown, FL 34956 Full Service B&M $56,439
    South State Bank, National Association 1560 West 2nd Street Gulf Shores, AL 36542 Full Service B&M $173,702
    South State Bank, National Association 1580 Koger Center Boulevard Richmond, VA 23235 Full Service B&M $57,801
    South State Bank, National Association 1605 E University Dr Auburn, AL 36830 Full Service B&M $114,347
    South State Bank, National Association 1632 East Silver Springs Boulevard Ocala, FL 34470 Full Service B&M $375,400
    South State Bank, National Association 174 Hwy 441 North Clayton, GA 30525 Full Service B&M $68,853
    South State Bank, National Association 175 Cypress Point Pkwy Palm Coast, FL 32164 Full Service B&M $59,203
    South State Bank, National Association 1750 N.E. 8th Street Homestead, FL 33033 Full Service B&M $109,736
    South State Bank, National Association 1776 Staples Mill Richmond, VA 23230 Full Service B&M $171,216
    South State Bank, National Association 1800 East Main Street Easley, SC 29640 Full Service B&M $152,288
    South State Bank, National Association 1804 James L. Redmon Pkwy Plant City, FL 33563 Full Service B&M $100,781
    South State Bank, National Association 1815 Little Rd Trinity, FL 34655 Full Service B&M $119,419
    South State Bank, National Association 1815 State Road 60 East Valrico, FL 33594 Full Service B&M $114,483
    South State Bank, National Association 1851 North Elm Street Commerce, GA 30529 Full Service B&M $140,260
    South State Bank, National Association 18587 Heritage Way Denmark, SC 29042 Full Service B&M $54,603
    South State Bank, National Association 18765 S. Dixie Highway Miami, FL 33157 Full Service B&M $99,008
    South State Bank, National Association 189 Sea Island Parkway Beaufort, SC 29907 Full Service B&M $126,660
    South State Bank, National Association 1892 East Burleigh Blvd Tavares, FL 32778 Full Service B&M $89,344
    South State Bank, National Association 1899 Highway 17 North Mount Pleasant, SC 29464 Full Service B&M $152,776
    South State Bank, National Association 192 East Woodrow Avenue Belmont, NC 28012 Full Service B&M $39,836
    South State Bank, National Association 1925 Marietta Highway Canton, GA 30114 Full Service B&M $55,685
    South State Bank, National Association 1950 W. International Speedway Blvd Daytona Beach, FL 32114 Full Service B&M $107,519
    South State Bank, National Association 1955 Magwood Road Charleston, SC 29414 Full Service B&M $114,862
    South State Bank, National Association 1975 A1a South Saint Augustine, FL 32080 Full Service B&M $223,561
    South State Bank, National Association 19990 S.W. 177 Avenue Miami, FL 33187 Full Service B&M $110,547
    South State Bank, National Association 2 Alhambra Plz Ste 100b Coral Gables, FL 33134 Full Service B&M $36,402
    South State Bank, National Association 2 Palmetto Bay Road Hilton Head Island, SC 29928 Full Service B&M $137,550
    South State Bank, National Association 20 N Orange Ave Suite 104 Orlando, FL 32801 Full Service B&M $200,098
    South State Bank, National Association 20 South Main Street Hiawassee, GA 30546 Full Service B&M $135,410
    South State Bank, National Association 200 East Broad Street Greenville, SC 29601 Full Service B&M $380,127
    South State Bank, National Association 200 North Main Street Saluda, SC 29138 Full Service B&M $65,832
    South State Bank, National Association 200 S. Indian River Dr, Ste 100 Fort Pierce, FL 34950 Full Service B&M $98,725
    South State Bank, National Association 2005c Oakheart Road Myrtle Beach, SC 29579 Full Service B&M $24,750
    South State Bank, National Association 201 Bypass 123 Seneca, SC 29678 Full Service B&M $83,398
    South State Bank, National Association 201 Columbiana Drive Columbia, SC 29212 Full Service B&M $65,722
    South State Bank, National Association 201 East Greenville Street Anderson, SC 29621 Full Service B&M $200,029
    South State Bank, National Association 2010 Clemson Road Columbia, SC 29229 Full Service B&M $33,999
    South State Bank, National Association 4132 Forest Drive Columbia, SC 29204 Full Service B&M $69,222
    South State Bank, National Association 415 Meridian St N Huntsville, AL 35801 Full Service B&M $429,342
    South State Bank, National Association 4210 Highway 17 Bypass Murrells Inlet, SC 29576 Full Service B&M $134,399
    South State Bank, National Association 424 Hampton Avenue Pickens, SC 29671 Full Service B&M $80,145
    South State Bank, National Association 425 Us 17-92 Longwood, FL 32750 Full Service B&M $123,478
    South State Bank, National Association 42725 Us Hwy 27 Davenport, FL 33837 Full Service B&M $57,294
    South State Bank, National Association 4331 Robert M Grissom Parkway Myrtle Beach, SC 29577 Full Service B&M $144,254
    South State Bank, National Association 4440 Washington Road Evans, GA 30809 Full Service B&M $50,240
    South State Bank, National Association 448 North Main Street Cornelia, GA 30531 Full Service B&M $160,682
    South State Bank, National Association 45 East Antrim Drive Greenville, SC 29607 Full Service B&M $97,351
    South State Bank, National Association 45 N. Bridge Street, P.O. Box 1469 Labelle, FL 33935 Full Service B&M $52,055
    South State Bank, National Association 450 Ee Butler Pkwy Gainesville, GA 30501 Full Service B&M $150,594
    South State Bank, National Association 455 Epps Bridge Parkway, Suite 104 Athens, GA 30606 Full Service Retail $46,366
    South State Bank, National Association 457 Magnolia Avenue Fairhope, AL 36532 Full Service B&M $84,383
    South State Bank, National Association 458 Highway 515 E Blairsville, GA 30512 Full Service B&M $64,012
    South State Bank, National Association 46 Broad Street Charleston, SC 29401 Full Service B&M $631,293
    South State Bank, National Association 4600 Roswell Road Sandy Springs, GA 30342 Full Service B&M $388,956
    South State Bank, National Association 4719 S. Florida Avenue Lakeland, FL 33813 Full Service B&M $173,990
    South State Bank, National Association 4741 Highway 80 East Savannah, GA 31410 Full Service B&M $90,731
    South State Bank, National Association 489 Highland Xing East Ellijay, GA 30540 Full Service B&M $59,543
    South State Bank, National Association 4898 E. Irlo Bronson Memorial Hwy Saint Cloud, FL 34771 Full Service B&M $93,789
    South State Bank, National Association 4901 Glenwood Ave Suite 100 Raleigh, NC 27612 Full Service B&M $31,521
    South State Bank, National Association 4905 Nw Blichton Road Ocala, FL 34482 Full Service B&M $60,726
    South State Bank, National Association 4920 Bayou Blvd Pensacola, FL 32503 Full Service B&M $44,863
    South State Bank, National Association 4962 Centre Pointe Drive North Charleston, SC 29418 Full Service B&M $96,313
    South State Bank, National Association 50 A Meeting Street Savannah, GA 31411 Full Service Retail $45,502
    South State Bank, National Association 500 N. Summit Street Crescent City, FL 32112 Full Service B&M $52,496
    South State Bank, National Association 500 S Florida Avenue, Suite 100 Lakeland, FL 33801 Full Service B&M $247,233
    South State Bank, National Association 5001 Okeechobee Rd Fort Pierce, FL 34947 Full Service B&M $173,877
    South State Bank, National Association 501 Main Street Conway, SC 29526 Full Service B&M $80,774
    South State Bank, National Association 5019 Dick Pond Road Myrtle Beach, SC 29588 Full Service B&M $73,948
    South State Bank, National Association 502 North Duncan By-Pass Union, SC 29379 Full Service B&M $110,723
    South State Bank, National Association 5109 Sunset Boulevard Lexington, SC 29072 Full Service B&M $90,200
    South State Bank, National Association 519 South New Hope Road Gastonia, NC 28054 Full Service B&M $169,732
    South State Bank, National Association 520 Gervais Street Columbia, SC 29201 Full Service B&M $318,196
    South State Bank, National Association 520 North Jeffries Boulevard Walterboro, SC 29488 Full Service B&M $135,054
    South State Bank, National Association 528 Old Greenville Highway Clemson, SC 29631 Full Service B&M $64,359
    South State Bank, National Association 537 Sc 72 Byp Nw Greenwood, SC 29649 Full Service B&M $117,405
    South State Bank, National Association 5542 Memorial Boulevard Saint George, SC 29477 Full Service B&M $101,787
    South State Bank, National Association 555 S Davis Rd Lagrange, GA 30241 Full Service B&M $137,993
    South State Bank, National Association 575 South Main Street Cleveland, GA 30528 Full Service B&M $100,076
    South State Bank, National Association 5770 North Wickham Road Palm Shores, FL 32940 Full Service B&M $120,757
    South State Bank, National Association 600 Luckie Dr Birmingham, AL 35223 Full Service B&M $549,681
    South State Bank, National Association 600 Robertson Boulevard Walterboro, SC 29488 Limited, Drive-thru $0
    South State Bank, National Association 600 Third Ave West Point, GA 31833 Full Service B&M $95,295
    South State Bank, National Association 6000 Sandy Springs Circle Atlanta, GA 30328 Full Service B&M $71,070
    South State Bank, National Association 606 Main Street North Myrtle Beach, SC 29582 Full Service B&M $68,067
    South State Bank, National Association 6204 N. Lockwood Ridge Road Sarasota, FL 34243 Full Service B&M $60,785
    South State Bank, National Association 627 Ronald Reagan Drive Evans, GA 30809 Full Service B&M $195,144
    South State Bank, National Association 632 Long Point Road Mount Pleasant, SC 29464 Full Service B&M $115,893
    South State Bank, National Association 637 Rutledge Avenue Charleston, SC 29403 Full Service B&M $75,068
    South State Bank, National Association 649 Brawley School Road Mooresville, NC 28117 Full Service B&M $68,958
    South State Bank, National Association 6512 Caroline Street, S. W. Milton, FL 32570 Full Service B&M $107,041
    South State Bank, National Association 6512 Old No. 6 Hwy. Elloree, SC 29047 Full Service B&M $58,069
    South State Bank, National Association 6525 Morrison Boulevard Charlotte, NC 28211 Full Service B&M $325,185
    South State Bank, National Association 657 Bass Drive Santee, SC 29142 Full Service B&M $55,501
    South State Bank, National Association 6623 Falls Of Neuse Road Raleigh, NC 27615 Full Service B&M $17,719
    South State Bank, National Association 690 Bacon's Bridge Road Summerville, SC 29485 Full Service B&M $118,064
    South State Bank, National Association 6930 Gall Blvd. Zephyrhills, FL 33542 Full Service B&M $75,252
    South State Bank, National Association 701 2nd Ave Opelika, AL 36801 Full Service B&M $149,966
    South State Bank, National Association 7077 Bonneval Road, Suite 110 Jacksonville, FL 32216 Full Service B&M $170,086
    South State Bank, National Association 71 Memorial Drive Jefferson, GA 30549 Full Service B&M $87,073
    South State Bank, National Association 7100 Three Chopt Road Richmond, VA 23226 Full Service B&M $75,866
    South State Bank, National Association 717 Anderson Street Belton, SC 29627 Full Service B&M $65,117
    South State Bank, National Association 7204 U.S. Highway 301 North Ellenton, FL 34222 Full Service B&M $33,148
    South State Bank, National Association 722 S Pine Avenue Ocala, FL 34471 Limited, Drive-thru $40,323
    South State Bank, National Association 754 Peachtree St Ste 101 Atlanta, GA 30308 Full Service B&M $171,904
    South State Bank, National Association 763 E. 3rd Avenue New Smyrna Beach, FL 32169 Full Service B&M $33,704
    South State Bank, National Association 7722 Sr 544 East Winter Haven, FL 33881 Full Service B&M $99,291
    South State Bank, National Association 775 W Granada Blvd Ormond Beach, FL 32174 Full Service B&M $0
    South State Bank, National Association 7755 S.W. 65th Avenue Rd Ocala, FL 34476 Full Service B&M $68,253
    South State Bank, National Association 7850 Rivers Ave. North Charleston, SC 29406 Full Service B&M $60,879
    South State Bank, National Association 796 Sunset Boulevard North Sunset Beach, NC 28468 Full Service B&M $39,672
    South State Bank, National Association 801 E. Liberty Street York, SC 29745 Full Service B&M $61,207
    South State Bank, National Association 801 Highway 321 South Winnsboro, SC 29180 Full Service B&M $56,368
    South State Bank, National Association 802 W Lumsden Rd Brandon, FL 33511 Full Service B&M $194,892
    South State Bank, National Association 808 East Tom Hall Street Fort Mill, SC 29715 Full Service B&M $121,245
    South State Bank, National Association 8153 Highway 72 West Madison, AL 35758 Full Service B&M $90,260
    South State Bank, National Association 817 Dave Gibson Boulevard Fort Mill, SC 29708 Full Service B&M $125,154
    South State Bank, National Association 820 Dixie Street Carrollton, GA 30117 Full Service B&M $76,345
    South State Bank, National Association 822 Coleman Boulevard Mount Pleasant, SC 29464 Full Service B&M $128,488
    South State Bank, National Association 825 South 5th Street Hartsville, SC 29550 Full Service B&M $76,254
    South State Bank, National Association 8450 Dorchester Road North Charleston, SC 29420 Full Service B&M $60,431
    South State Bank, National Association 850 Cypress Parkway Poinciana, FL 34759 Full Service B&M $46,934
    South State Bank, National Association 855 21st Street Vero Beach, FL 32960 Full Service B&M $235,247
    South State Bank, National Association 855 Savannah Hwy Charleston, SC 29407 Full Service B&M $160,437
    South State Bank, National Association 9 Oak Forest Rd Bluffton, SC 29910 Full Service B&M $73,577
    South State Bank, National Association 900 53rd Ave E Bradenton, FL 34203 Full Service B&M $64,196
    South State Bank, National Association 900 State Road 16 Saint Augustine, FL 32084 Full Service B&M $85,138
    South State Bank, National Association 901 E Las Olas Blvd, Suite 103 Fort Lauderdale, FL 33301 Full Service B&M $106,670
    South State Bank, National Association 901 E. Cary Street Richmond, VA 23219 Full Service B&M $38,798
    South State Bank, National Association 901 Venetia Bay Blvd Venice, FL 34285 Full Service B&M $90,392
    South State Bank, National Association 903 W. North Blvd. Leesburg, FL 34748 Full Service B&M $49,929
    South State Bank, National Association 909 Se Fifth Avenue Delray Beach, FL 33483 Full Service B&M $165,018
    South State Bank, National Association 91390 Overseas Highway/Po Box 1425 Tavernier, FL 33070 Full Service B&M $141,053
    South State Bank, National Association 949 Washington Street Clarkesville, GA 30523 Full Service B&M $168,791
    South State Bank, National Association 950 John C. Calhoun Drive, S.E. Orangeburg, SC 29115 Full Service B&M $181,489
    South State Bank, National Association 9815 S Us Highway 1 Port Saint Lucie, FL 34952 Full Service B&M $286,187
    South State Bank, National Association 9971 Ford Avenue Richmond Hill, GA 31324 Full Service B&M $190,227
    South State Bank, National Association 999 Wilson Road Newberry, SC 29108 Full Service B&M $100,726
    South State Bank, National Association 2021 Hoffmeyer Road Florence, SC 29501 Full Service B&M $119,270
    South State Bank, National Association 203 South Main Street Abbeville, SC 29620 Full Service B&M $50,954
    South State Bank, National Association 205 S Wc Owen Ave Clewiston, FL 33440 Full Service B&M $36,263
    South State Bank, National Association 206 Hillcrest Drive Laurens, SC 29360 Full Service B&M $69,058
    South State Bank, National Association 209 North Elm Street Commerce, GA 30529 Limited, Drive-thru $0
    South State Bank, National Association 2100 Main St Dunedin, FL 34698 Full Service B&M $42,741
    South State Bank, National Association 2100 South Parrott Avenue Okeechobee, FL 34974 Full Service B&M $186,015
    South State Bank, National Association 211 Highway 17 North Surfside Beach, SC 29575 Full Service B&M $91,272
    South State Bank, National Association 218 St. James Blvd. Goose Creek, SC 29445 Full Service B&M $79,203
    South State Bank, National Association 21979 Whyte Hardee Blvd Hardeeville, SC 29927 Full Service B&M $62,242
    South State Bank, National Association 220 Orvin Lance Connector Blue Ridge, GA 30513 Full Service B&M $59,744
    South State Bank, National Association 2200 Aloma Ave Winter Park, FL 32792 Full Service B&M $134,174
    South State Bank, National Association 222 East Main Street Rock Hill, SC 29730 Full Service B&M $91,200
    South State Bank, National Association 2320 S Orange Ave Orlando, FL 32806 Full Service B&M $52,581
    South State Bank, National Association 233 South Main Street Mount Holly, NC 28120 Full Service B&M $46,552
    South State Bank, National Association 2400 Se Monterey Road, Suite 100 Stuart, FL 34996 Full Service B&M $457,351
    South State Bank, National Association 241 East Howell Street Hartwell, GA 30643 Full Service B&M $59,040
    South State Bank, National Association 2440 Mall Drive Charleston, SC 29406 Limited, Administrative $0
    South State Bank, National Association 2443 Enterprise Dr Opelika, AL 36801 Full Service B&M $186,593
    South State Bank, National Association 25 Bull Street Savannah, GA 31401 Full Service B&M $340,587
    South State Bank, National Association 25151 S. Dixie Highway Princeton, FL 33032 Full Service B&M $90,804
    South State Bank, National Association 2591 Simpson Rd Kissimmee, FL 34744 Full Service B&M $42,371
    South State Bank, National Association 2600 U.S. Hwy 27 N Sebring, FL 33870 Full Service B&M $66,642
    South State Bank, National Association 265 South Irby Street Florence, SC 29501 Full Service B&M $209,572
    South State Bank, National Association 266 West Main Street Lake City, SC 29560 Full Service B&M $48,149
    South State Bank, National Association 2742 West Roosevelt Boulevard Monroe, NC 28112 Full Service B&M $43,350
    South State Bank, National Association 2770 Main Highway Bamberg, SC 29003 Full Service B&M $59,616
    South State Bank, National Association 2810 Buford Road North Chesterfield, VA 23235 Full Service B&M $28,350
    South State Bank, National Association 2811 Manatee Avenue West Bradenton, FL 34205 Full Service B&M $126,900
    South State Bank, National Association 2819 13th Street St. Cloud, FL 34769 Full Service B&M $77,718
    South State Bank, National Association 282 Historical Highway 441 North Cornelia, GA 30531 Full Service B&M $98,789
    South State Bank, National Association 28801 S.W. 157th Avenue Homestead, FL 33033 Full Service B&M $177,411
    South State Bank, National Association 291 North Courtenay Parkway, Suite Bb Merritt Island, FL 32953 Full Service B&M $74,536
    South State Bank, National Association 2991 Sw High Meadows Avenue Palm City, FL 34990 Full Service B&M $84,900
    South State Bank, National Association 300 Church St Lagrange, GA 30240 Full Service B&M $38,481
    South State Bank, National Association 300 West Central Avenue Lake Wales, FL 33853 Full Service B&M $103,933
    South State Bank, National Association 3016 Atlanta Rd Smyrna, GA 30080 Full Service B&M $177,524
    South State Bank, National Association 302 W. Palm Drive Florida City, FL 33034 Full Service B&M $57,749
    South State Bank, National Association 3025 St. Matthews Rd. Orangeburg, SC 29118 Limited, Drive-thru $0
    South State Bank, National Association 307 N Marietta Pkwy Marietta, GA 30060 Full Service B&M $243,497
    South State Bank, National Association 3111 Peach Orchard Road Augusta, GA 30906 Full Service B&M $135,143
    South State Bank, National Association 3135 Dallas High Shoals Road Dallas, NC 28034 Full Service B&M $31,674
    South State Bank, National Association 315 Folly Road Charleston, SC 29412 Full Service B&M $173,808
    South State Bank, National Association 317 Highway 52, North Moncks Corner, SC 29461 Full Service B&M $146,757
    South State Bank, National Association 32 Eighth Street Augusta, GA 30901 Full Service B&M $59,956
    South State Bank, National Association 32 William Pope Drive Okatie, SC 29909 Full Service B&M $65,361
    South State Bank, National Association 320 Main Street Spartanburg, SC 29302 Full Service B&M $152,255
    South State Bank, National Association 3240 Cardinal Dr Vero Beach, FL 32963 Full Service B&M $85,396
    South State Bank, National Association 325 South Sharon Amity Road Charlotte, NC 28211 Full Service B&M $74,923
    South State Bank, National Association 3293 Hodges Boulevard Jacksonville, FL 32224 Full Service B&M $62,704
    South State Bank, National Association 3324 Canton Rd Marietta, GA 30066 Full Service B&M $66,535
    South State Bank, National Association 336 Georgia Avenue, Ste 104 North Augusta, SC 29841 Full Service B&M $79,162
    South State Bank, National Association 349 W. Oak Street Kissimmee, FL 34741 Full Service B&M $193,692
    South State Bank, National Association 350 N. State Road 19 Palatka, FL 32177 Full Service B&M $109,139
    South State Bank, National Association 3500 20th Ave Valley, AL 36854 Full Service B&M $77,104
    South State Bank, National Association 3530 Wheeler Road Augusta, GA 30909 Full Service B&M $491,195
    South State Bank, National Association 35320 U.S. Highway 19 North Palm Harbor, FL 34684 Full Service B&M $95,561
    South State Bank, National Association 3535 Sw 34th Street Gainesville, FL 32608 Full Service B&M $36,105
    South State Bank, National Association 3540 Us Highway 27 S Sebring, FL 33870 Full Service B&M $50,978
    South State Bank, National Association 3565 Piedmont Rd Ne Atlanta, GA 30305 Full Service B&M $191,670
    South State Bank, National Association 3596 Dallas Hwy Marietta, GA 30064 Full Service B&M $70,731
    South State Bank, National Association 36099 Us Highway 27 Haines City, FL 33844 Full Service B&M $132,554
    South State Bank, National Association 3615 S Clyde Morris Blvd Port Orange, FL 32129 Full Service B&M $145,203
    South State Bank, National Association 3622 Pelham Road Greenville, SC 29615 Full Service B&M $126,387
    South State Bank, National Association 3628 Savannah Highway Johns Island, SC 29455 Full Service B&M $65,945
    South State Bank, National Association 3670 Havendale Blvd Nw Winter Haven, FL 33881 Full Service B&M $48,648
    South State Bank, National Association 3701 Shipyard Boulevard Wilmington, NC 28403 Full Service B&M $211,660
    South State Bank, National Association 3711 Tampa Road Oldsmar, FL 34677 Full Service B&M $87,941
    South State Bank, National Association 3822 Edgewater Drive Orlando, FL 32804 Full Service B&M $82,405
    South State Bank, National Association 3919 West Newberry Road Gainesville, FL 32607 Full Service B&M $116,992
    South State Bank, National Association 3953 Lavista Road Tucker, GA 30084 Full Service B&M $57,905
    South State Bank, National Association 4 Hood Road Greenville, SC 29611 Full Service B&M $87,147
    South State Bank, National Association 4 Mimosa Street Winder, GA 30680 Full Service B&M $65,964
    South State Bank, National Association 400 Mall Boulevard Savannah, GA 31406 Full Service B&M $152,700
    South State Bank, National Association 400 U S Highway 27 Avon Park, FL 33825 Full Service B&M $115,399
    South State Bank, National Association 401 West Innes Street Salisbury, NC 28144 Full Service B&M $48,418
    South State Bank, National Association 4040 Vinenille Ave Macon, GA 31201 Full Service B&M $15,589
    South State Bank, National Association 409 Fury's Ferry Road Martinez, GA 30907 Full Service B&M $135,423
    South State Bank, National Association 409 South Washington Highway Ashland, VA 23005 Full Service B&M $42,215
    South State Bank, National Association 410 8th Avenue West Palmetto, FL 34221 Full Service B&M $83,608
    South State Bank, National Association 1025 Church Street Georgetown, SC 29440 Full Service B&M $88,372
    South State Bank, National Association 1032 Johnnie Dobbs Blvd Mount Pleasant, SC 29464 Full Service B&M $122,778
    South State Bank, National Association 10385 Royal Palm Blvd. Coral Springs, FL 33065 Full Service B&M $140,781
    South State Bank, National Association 1043 E. Morehead Street, Suite 201 Charlotte, NC 28204 Full Service B&M $307,722
    South State Bank, National Association 1057 Providence Road Charlotte, NC 28207 Full Service B&M $99,964
    South State Bank, National Association 106 West Main Street Rockwell, NC 28138 Full Service B&M $50,666
    South State Bank, National Association 10671 S. Jacob Smart Boulevard Ridgeland, SC 29936 Full Service B&M $147,485
    South State Bank, National Association 108 Pamplico Highway Florence, SC 29505 Full Service B&M $71,300
    South State Bank, National Association 10891 North Military Trail Palm Beach Gardens, FL 33410 Full Service B&M $165,799
    South State Bank, National Association 109 Montague Street Greenwood, SC 29649 Full Service B&M $188,528
    South State Bank, National Association 10990 U.S. Highway 441 S.E. Belleview, FL 34420 Full Service B&M $55,987
    South State Bank, National Association 4100 Nw 37th Place Gainesville, FL 32606 Full Service B&M $81,311
    South State Bank, National Association 4104 Hwy 90 Pace, FL 32571 Full Service B&M $53,360
    South State Bank, National Association 4109 Columbia Road Martinez, GA 30907 Full Service B&M $193,897
    South State Bank, National Association 412 South Highway 27 Stanley, NC 28164 Full Service B&M $38,236

    For 2021, South State Bank had 286 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $1,084,734
    Net interest income $1,050,363
    Total noninterest income $384,024
    Gross Fiduciary activities income $16,195
    Service charges on deposit accounts $60,129
    Trading account gains and fees $325
    Additional Noninterest Income $307,375
    Pre-tax net operating income $643,970
    Securities gains (or losses, -) $107
    Income before extraordinary items $506,296
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $506,296
    Minority interest net income $0
    Net income $506,296
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $506,211

    South State Bank's gross interest income from loans was $1,084,734,000.
    South State Bank's net interest income from loans was $1,050,363,000.
    South State Bank's fee based income from loans was $60,129,000.
    South State Bank's net income from loans was $506,296,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $34,371
    Provision for credit losses $-165,256
    Total noninterest expense $955,673
    Salaries and employee benefits $551,479
    Premises and equipment expense $88,767
    Additional noninterest expense $315,427
    Applicable income taxes $137,781
    Net charge-offs $3,114
    Cash dividends $200,000

    South State Bank's interest expense for loans was $34,371,000.
    South State Bank's payroll and benefits expense were $551,479,000.
    South State Bank's property, plant and equipment expenses $88,767,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $35,140,717
    Deposits held in domestic offices $35,140,717
    Deposits by Individuals, partnerships, and corporations $32,708,602
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $2,430,647
    Deposits by Commercial banks and other depository institutions in U.S. $1,467
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $6,817,822
    Demand deposits $6,817,822
    Nontransaction accounts $28,322,894
    Money market deposit accounts (MMDAs) $22,162,273
    Other savings deposits (excluding MMDAs) $3,350,547
    Total time deposits $2,810,076
    Total time and savings deposits $28,322,894
    Noninterest-bearing deposits $11,584,728
    Interest-bearing deposits $23,555,989
    Retail deposits $34,074,011
    IRAs and Keogh plan accounts $440,947
    Brokered deposits $533,671
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $41,943,825
    Cash & Balances due from depository institutions $6,830,400
    Interest-bearing balances $6,353,997
    Total securities $7,013,379
    Federal funds sold & reverse repurchase $12,497
    Net loans and leases $23,818,082
    Loan and leases loss allowance $301,807
    Trading account assets $486,465
    Bank premises and fixed assets $568,077
    Other real estate owned $2,736
    Goodwill and other intangibles $1,774,772
    All other assets $1,437,417

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $41,943,825
    Total Liabilities $36,911,461
    Total deposits $35,140,717
    Interest-bearing deposits $23,555,989
    Deposits held in domestic offices $35,140,717
    % insured (estimated) $65
    Federal funds purchased and repurchase agreements $781,239
    Trading liabilities $457,841
    Other borrowed funds $3,039
    Subordinated debt $0
    All other liabilities $528,625

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $23,818,082
    Loan and leases loss allowance $301,807
    Total loans and leases (domestic) $24,119,889
    All real estate loans $19,425,203
    Real estate loans in domestic offices $19,425,203
    Construction and development loans $2,027,996
    Residential 1-4 family construction $644,344
    Other construction, all land development and other land $1,383,652
    Loans secured by nonfarm nonresidential properties $11,256,398
    Nonfarm nonresidential secured by owner-occupied properties $4,970,806
    Commercial real estate & other non-farm, non-residential $6,285,592
    Multifamily residential real estate $443,106
    1-4 family residential loans $5,583,811
    Farmland loans $113,892
    Loans held in foreign offices $0
    Farm loans $11,131
    Commercial and industrial loans $2,701,172
    To non-U.S. addressees $0
    Loans to individuals $904,680
    Credit card loans $0
    Related Plans $32,286
    Consumer Auto Loans $297,000
    Other loans to individuals $575,394
    All other loans & leases $1,077,703
    Loans to foreign governments and official institutions $0
    Other loans $432,529
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $39,955
    Restructured Loans & leases $831
    Non 1-4 family restructured loans & leases $625
    Total loans and leases (foreign) $0

    South State Bank had $23,818,082,000 of loans outstanding in 2021. $19,425,203,000 of loans were in real estate loans. $2,027,996,000 of loans were in development loans. $443,106,000 of loans were in multifamily mortgage loans. $5,583,811,000 of loans were in 1-4 family mortgage loans. $11,131,000 of loans were in farm loans. $0 of loans were in credit card loans. $297,000,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 8,974 $2,606,530 $290,454
    Nonfarm, nonresidential loans - <$100k 976 $39,686 $40,662
    Nonfarm, nonresidential loans - $100-250k 2,539 $314,766 $123,972
    Nonfarm, nonresidential loans - $250k-1MM 5,459 $2,252,078 $412,544
    Commercial & Industrial, US addressed loans - <$1MM 13,756 $1,053,248 $76,566
    Commercial & Industrial, US addressed loans - <$100k 9,243 $217,758 $23,559
    Commercial & Industrial, US addressed loans - $100-250k 2,569 $257,003 $100,040
    Commercial & Industrial, US addressed loans - $250k-1MM 1,944 $578,487 $297,576
    Farmland loans - <$1MM 306 $42,259 $138,101
    Farmland loans - <$100k 80 $3,079 $38,488
    Farmland loans - $100-250k 128 $13,674 $106,828
    Farmland loans - $250k-1MM 98 $25,506 $260,265
    Agriculture operations loans - <$1MM 117 $7,299 $62,385
    Agriculture operations loans - <$100k 76 $1,910 $25,132
    Agriculture operations loans - $100-250k 29 $2,483 $85,621
    Agriculture operations loans - $250k-1MM 12 $2,906 $242,167