Amarillo National Bank Mortgage Rates, Fees & Info

Amarillo, TX

LEI: 549300ASIS4D2QDWH380

Tax ID: 75-0109799

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Amarillo National Bank is a smaller bank specializing in Home Purchase loans. Amarillo National Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Amarillo, Dallas, Austin, Lubbock, and Borger among others. We have data for 36 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Amarillo National Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Amarillo National Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 7.06% 11/21/24
    30 Year Conventional Refi 6.85% 11/21/24
    30 Year Cash-out Refi 7.06% 11/21/24
    30 Year FHA Purchase 7.33% 11/21/24
    30 Year FHA Refi 6.63% 11/21/24
    30 Year VA Purchase 6.08% 11/21/24
    30 Year VA Refi 5.94% 11/21/24
    30 Year USDA Purchase 7.36% 11/21/24
    15 Year Conventional Purchase 6.36% 11/21/24
    15 Year Conventional Refi 6.15% 11/21/24
    15 Year Cash-out Refi 6.15% 11/21/24
    15 Year FHA Purchase 7.65% 11/21/24
    15 Year VA Refi 5.68% 11/21/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Amarillo National Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Amarillo National Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    1,355

    Origination Dollar Volume (All Markets)

    $223,385,000

    Employee count

    665 Show all (6) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    AMARILLO, TX (FHA|USDA|VA) 1,133 $179,015,000 $158,001 $3,685 4.99%
    Outside of Metro Areas 57 $9,815,000 $172,193 $3,784 5.16%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 14 $7,000,000 $500,000 $5,267 5.32%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 7 $6,205,000 $886,429 $8,191 4.89%
    LUBBOCK, TX (FHA|USDA|VA) 25 $4,485,000 $179,400 $3,996 5.06%
    Borger, TX (FHA|USDA|VA) 47 $4,465,000 $95,000 $3,083 4.98%
    Dumas, TX (FHA|USDA|VA) 14 $1,940,000 $138,571 $3,717 5.04%
    Pampa, TX (FHA|USDA|VA) 12 $1,210,000 $100,833 $3,619 4.77%
    Hereford, TX (FHA|USDA|VA) 8 $1,040,000 $130,000 $2,739 5.39%
    Jackson, WY-ID (FHA|USDA|VA) 2 $980,000 $490,000 $1,316 4.94%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $705,000 $705,000 $4,516 5.75%
    MIDLAND, TX (FHA|USDA|VA) 2 $680,000 $340,000 $4,772 4.88%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 3 $605,000 $201,667 $3,747 4.92%
    ALBUQUERQUE, NM (FHA|USDA|VA) 2 $590,000 $295,000 $2,942 5.19%
    Mineral Wells, TX (FHA|USDA|VA) 2 $500,000 $250,000 $3,961 4.75%
    Plainview, TX (FHA|USDA|VA) 5 $465,000 $93,000 $2,891 5.90%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $425,000 $425,000 $4,296 4.88%
    TULSA, OK (FHA|USDA|VA) 2 $410,000 $205,000 $3,261 4.94%
    Levelland, TX (FHA|USDA|VA) 1 $345,000 $345,000 $6,147 5.75%
    SANTA FE, NM (FHA|USDA|VA) 1 $295,000 $295,000 $3,986 5.00%
    Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $235,000 $235,000 $3,464 5.00%
    Huntsville, TX (FHA|USDA|VA) 1 $215,000 $215,000 $4,247 5.00%
    Taos, NM (FHA|USDA|VA) 1 $195,000 $195,000 $3,709 4.88%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $185,000 $185,000 $6,556 4.75%
    Cañon City, CO (FHA|USDA|VA) 1 $185,000 $185,000 $4,154 4.75%
    ODESSA, TX (FHA|USDA|VA) 1 $165,000 $165,000 $3,953 4.25%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $165,000 $165,000 $2,357 5.13%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $165,000 $165,000 $3,045 4.75%
    Lamesa, TX (FHA|USDA|VA) 1 $135,000 $135,000 $4,007 4.38%
    Stillwater, OK (FHA|USDA|VA) 1 $115,000 $115,000 $0 5.50%
    WICHITA, KS (FHA|USDA|VA) 1 $95,000 $95,000 $0 5.25%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $95,000 $95,000 $3,526 4.88%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $85,000 $85,000 $2,797 4.75%
    WACO, TX (FHA|USDA|VA) 1 $75,000 $75,000 $2,627 4.88%
    Weatherford, OK (FHA|USDA|VA) 1 $55,000 $55,000 $2,784 4.38%
    ABILENE, TX (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.63%
    Amarillo National Bank's top markets include Amarillo, Dallas, Austin, Lubbock, and Borger among others.

    Their top states include:
  • Texas (FHA|USDA|VA)
  • New Mexico (FHA|USDA|VA)
  • Wyoming (FHA|USDA|VA)
  • Massachusetts (FHA|USDA|VA)
  • Oklahoma (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Amarillo National Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Access Community Credit Union
    Similarity Rank: 35
    NEIGHBORHOOD
    Similarity Rank: 200
    SOUTHERN LENDING SERVICES, LTD.
    Similarity Rank: 386
    The Bank & Trust of Bryan/College Station
    Similarity Rank: 396
    American Momentum Bank
    Similarity Rank: 399
    TEXANS
    Similarity Rank: 416
    AUSTIN TELCO Federal Credit Union
    Similarity Rank: 481
    ADVISA MORTGAGE SERVICES, LTD.
    Similarity Rank: 498
    Southwest Bank
    Similarity Rank: 507
    TruHome Solutions, LLC
    Similarity Rank: 648

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,148 $191,330,000 $166,664 $3,288 5.10%
    FHA 166 $24,430,000 $147,169 $5,931 4.46%
    VA 36 $7,060,000 $196,111 $5,459 4.30%
    USDA 5 $565,000 $113,000 $4,440 4.60%

    For 2018, Amarillo National Bank's most frequently originated type of loan was Conventional, with 1,148 originations. Their 2nd most popular type was FHA, with 166 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 977 $174,355,000 $178,460 $4,126 4.83%
    Cash Out Refi 174 $21,950,000 $126,149 $2,896 5.41%
    Refi 123 $20,625,000 $167,683 $2,961 4.68%
    Home Improvement 78 $6,350,000 $81,410 $1,443 6.64%
    Other 3 $105,000 $35,000 $787 6.42%

    For 2018, Amarillo National Bank's most frequently cited loan purpose was Home Purchase, with 977 originations. The 2nd most popular reason was Cash Out Refi, with 174 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 933 $166,875,000 $178,859 $4,140 4.90%
    15 Year 255 $29,845,000 $117,039 $2,973 4.76%
    10 Year 81 $15,685,000 $193,642 $2,388 5.46%
    Other 33 $3,405,000 $103,182 $869 7.26%
    5 Year 26 $3,230,000 $124,231 $357 6.84%
    20 Year 25 $4,155,000 $166,200 $3,627 5.06%
    1 Year 2 $190,000 $95,000 $0 5.63%

    For 2018, Amarillo National Bank's most frequently cited loan duration was 30 Year, with 933 originations. The 2nd most popular length was 15 Year, with 255 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1,198 $202,260,000 $168,831
    $1k-2k 43 $6,845,000 $159,186
    $2k-3k 9 $1,715,000 $190,556
    $5k+ 7 $1,865,000 $266,429
    $3k-4k 4 $860,000 $215,000

    Amarillo National Bank's average total fees were $4,140, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,198 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 880 $146,260,000 $166,205
    5-6% 309 $57,365,000 $185,647
    3-4% 60 $9,970,000 $166,167
    6-7% 58 $5,690,000 $98,103
    7-8% 34 $3,080,000 $90,588
    Over 8% 14 $1,020,000 $72,857

    During 2018, Amarillo National Bank's average interest rate for loans was 4.90%, while their most frequently originated rate bucket for loans was 4-5%, with 880 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 560 $81,960,000 $146,357 $3,865 4.84%
    $100,000 or less 444 $28,550,000 $64,302 $2,443 5.33%
    $200k-400k 302 $81,280,000 $269,139 $4,665 4.79%
    $400k-600k 39 $17,425,000 $446,795 $4,576 5.17%
    $1MM+ 6 $11,050,000 $1,841,667 $13,951 5.33%
    $600k-1MM 4 $3,120,000 $780,000 $6,933 5.41%

    2018 saw Amarillo National Bank place emphasis on $100k-200k loans with 560 originations, totaling $81,960,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 321 $41,315,000 $128,707 $3,628 4.92%
    $100k-150k 278 $51,990,000 $187,014 $3,961 5.08%
    $50k or less 275 $24,115,000 $87,691 $3,264 4.96%
    $75k-100k 228 $36,340,000 $159,386 $3,796 4.94%
    $150k-250k 157 $34,915,000 $222,389 $3,627 5.08%
    $250k+ 70 $29,190,000 $417,000 $4,608 5.13%

    Amarillo National Bank lent most frequently to those with incomes in the $50k-75k range, with 321 originations. The second most popular income band? $100k-150k, with 278 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 279 $43,115,000 $154,534 $3,351 4.99%
    30-36% 229 $39,015,000 $170,371 $3,674 4.92%
    <20% 93 $14,885,000 $160,054 $3,035 4.89%
    50-60% 57 $9,405,000 $165,000 $5,446 4.53%
    36% 56 $11,640,000 $207,857 $3,570 5.11%
    49% 55 $8,005,000 $145,545 $3,777 4.91%
    37% 54 $8,110,000 $150,185 $3,739 4.90%
    40% 54 $7,920,000 $146,667 $3,680 5.12%
    41% 54 $9,040,000 $167,407 $3,948 5.18%
    44% 52 $7,930,000 $152,500 $3,462 5.61%
    42% 50 $7,020,000 $140,400 $3,494 5.41%
    45% 50 $7,390,000 $147,800 $3,775 4.82%
    47% 50 $7,880,000 $157,600 $3,921 4.96%
    39% 44 $7,180,000 $163,182 $3,971 4.89%
    43% 44 $5,770,000 $131,136 $3,243 5.14%
    48% 43 $7,435,000 $172,907 $3,828 5.01%
    38% 42 $8,100,000 $192,857 $4,034 4.96%
    46% 30 $5,050,000 $168,333 $4,220 4.72%
    >60% 6 $5,290,000 $881,667 $8,272 5.63%

    Amarillo National Bank lent most frequently to those with DTI ratios of 20-30%, with 279 originations. The next most common DTI ratio? 30-36%, with 229 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,122 $186,590,000 $166,301 $3,735 4.98%
    Not provided 139 $23,565,000 $169,532 $3,574 5.13%
    Asian 53 $5,655,000 $106,698 $3,430 4.74%
    Black 23 $3,375,000 $146,739 $3,550 5.54%
    Not applicable 13 $3,205,000 $246,538 $0 5.79%
    American Indian 4 $830,000 $207,500 $4,384 5.03%
    Native Hawaiian or Islander 1 $165,000 $165,000 $3,199 5.00%

    Approval Rates

    Total approvals of all applications
    92.93%

    Amarillo National Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    70.33%

    Amarillo National Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,355 $223,385,000 $164,860

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 3 $245,000 $81,667
    Single Family (1-4 Units):Site-Built 1,352 $223,140,000 $165,044

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 93 $9,925,000 $106,720 $1,926 5.80%
    40-60% 106 $16,770,000 $158,208 $3,287 4.95%
    60-80% 355 $58,175,000 $163,873 $3,444 4.95%
    80-100% 748 $135,200,000 $180,749 $4,247 4.84%
    Over 100% 6 $1,270,000 $211,667 $8,090 4.98%
    Under 20% 47 $2,045,000 $43,511 $601 6.44%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Amarillo National Bank 1001 South Taylor Amarillo, TX 79101 Limited, Drive-thru $0
    Amarillo National Bank 1700 4th Avenue Canyon, TX 79015 Full Service B&M $25,961
    Amarillo National Bank 1936 Texas Ave Lubbock, TX 79411 Full Service B&M $0
    Amarillo National Bank 2401 Coulter Amarillo, TX 79106 Full Service B&M $215,509
    Amarillo National Bank 2401 South Grand Street Amarillo, TX 79103 Full Service B&M $25,697
    Amarillo National Bank 2530 South Georgia Amarillo, TX 79109 Full Service Retail $12,563
    Amarillo National Bank 301 West Sixth Borger, TX 79007 Full Service B&M $105,580
    Amarillo National Bank 3101-3105 South Georgia Amarillo, TX 79109 Full Service B&M $170,992
    Amarillo National Bank 3401 Soncy Amarillo, TX 79121 Full Service Retail $72,993
    Amarillo National Bank 3507 Northeast 24th Street Amarillo, TX 79107 Full Service B&M $66,920
    Amarillo National Bank 410 S Taylor Amarillo, TX 79101 Full Service Cyber Office $0
    Amarillo National Bank 410 S Taylor Amarillo, TX 79101 Full Service B&M $2,321,185
    Amarillo National Bank 4206 19th Street Lubbock, TX 79407 Full Service B&M $9,462
    Amarillo National Bank 4501 Bell Amarillo, TX 79109 Full Service B&M $124,693
    Amarillo National Bank 4501 South Western Amarillo, TX 79109 Limited, Drive-thru $0
    Amarillo National Bank 550 Tascosa Road Amarillo, TX 79124 Full Service B&M $85,348
    Amarillo National Bank 5905 82nd Street Lubbock, TX 79424 Full Service B&M $13,988
    Amarillo National Bank 6000 Bell Amarillo, TX 79109 Full Service B&M $163,347
    Amarillo National Bank 712 North Taylor Street Amarillo, TX 79107 Full Service B&M $69,312
    Amarillo National Bank 7210 Interstate 40 West Amarillo, TX 79106 Limited, Drive-thru $0
    Amarillo National Bank 7304 Sw 34th Avenue Amarillo, TX 79121 Full Service B&M $17,118

    For 2018, Amarillo National Bank had 21 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $177,328
    Net interest income $147,131
    Total noninterest income $48,566
    Gross Fiduciary activities income $12,931
    Service charges on deposit accounts $7,936
    Trading account gains and fees $0
    Additional Noninterest Income $27,699
    Pre-tax net operating income $83,839
    Securities gains (or losses, -) $32
    Income before extraordinary items $83,871
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $83,871
    Minority interest net income $0
    Net income $83,871
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $83,839

    Amarillo National Bank's gross interest income from loans was $177,328,000.
    Amarillo National Bank's net interest income from loans was $147,131,000.
    Amarillo National Bank's fee based income from loans was $7,936,000.
    Amarillo National Bank's net income from loans was $83,871,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $30,197
    Provision for credit losses $13,500
    Total noninterest expense $98,358
    Salaries and employee benefits $61,487
    Premises and equipment expense $9,467
    Additional noninterest expense $27,404
    Applicable income taxes $0
    Net charge-offs $12,767
    Cash dividends $36,148

    Amarillo National Bank's interest expense for loans was $30,197,000.
    Amarillo National Bank's payroll and benefits expense were $61,487,000.
    Amarillo National Bank's property, plant and equipment expenses $9,467,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 1.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 1.0%
    HELOC loans 7.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 1.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $3,685,241
    Deposits held in domestic offices $3,685,241
    Deposits by Individuals, partnerships, and corporations $3,372,455
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $208,512
    Deposits by Commercial banks and other depository institutions in U.S. $104,274
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $633,433
    Demand deposits $523,838
    Nontransaction accounts $3,051,808
    Money market deposit accounts (MMDAs) $2,015,624
    Other savings deposits (excluding MMDAs) $306,299
    Total time deposits $729,883
    Total time and savings deposits $3,161,403
    Noninterest-bearing deposits $476,674
    Interest-bearing deposits $3,208,567
    Retail deposits $3,183,450
    IRAs and Keogh plan accounts $96,039
    Brokered deposits $324,029
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $4,367,991
    Cash & Balances due from depository institutions $618,283
    Interest-bearing balances $522,065
    Total securities $291,194
    Federal funds sold & reverse repurchase $0
    Net loans and leases $3,358,990
    Loan and leases loss allowance $44,019
    Trading account assets $0
    Bank premises and fixed assets $59,596
    Other real estate owned $0
    Goodwill and other intangibles $3,791
    All other assets $36,137

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $4,367,991
    Total Liabilities $3,814,124
    Total deposits $3,685,241
    Interest-bearing deposits $3,208,567
    Deposits held in domestic offices $3,685,241
    % insured (estimated) $60
    Federal funds purchased and repurchase agreements $85,080
    Trading liabilities $0
    Other borrowed funds $16,000
    Subordinated debt $0
    All other liabilities $27,803

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $3,358,990
    Loan and leases loss allowance $44,019
    Total loans and leases (domestic) $3,403,009
    All real estate loans $880,249
    Real estate loans in domestic offices $880,249
    Construction and development loans $69,116
    Residential 1-4 family construction $21,052
    Other construction, all land development and other land $48,064
    Loans secured by nonfarm nonresidential properties $416,130
    Nonfarm nonresidential secured by owner-occupied properties $302,655
    Commercial real estate & other non-farm, non-residential $113,475
    Multifamily residential real estate $0
    1-4 family residential loans $234,951
    Farmland loans $160,052
    Loans held in foreign offices $0
    Farm loans $531,874
    Commercial and industrial loans $1,144,385
    To non-U.S. addressees $0
    Loans to individuals $721,081
    Credit card loans $5,617
    Related Plans $471
    Consumer Auto Loans $519,712
    Other loans to individuals $195,281
    All other loans & leases $125,420
    Loans to foreign governments and official institutions $0
    Other loans $124,487
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $27,258
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $4,242
    Non 1-4 family restructured loans & leases $2,277
    Total loans and leases (foreign) $0

    Amarillo National Bank had $3,358,990,000 of loans outstanding in 2018. $880,249,000 of loans were in real estate loans. $69,116,000 of loans were in development loans. $0 of loans were in multifamily mortgage loans. $234,951,000 of loans were in 1-4 family mortgage loans. $531,874,000 of loans were in farm loans. $5,617,000 of loans were in credit card loans. $519,712,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 350 $60,408 $172,594
    Nonfarm, nonresidential loans - <$100k 135 $5,383 $39,874
    Nonfarm, nonresidential loans - $100-250k 101 $12,419 $122,960
    Nonfarm, nonresidential loans - $250k-1MM 114 $42,606 $373,737
    Commercial & Industrial, US addressed loans - <$1MM 4,057 $251,705 $62,042
    Commercial & Industrial, US addressed loans - <$100k 2,755 $68,005 $24,684
    Commercial & Industrial, US addressed loans - $100-250k 962 $91,406 $95,017
    Commercial & Industrial, US addressed loans - $250k-1MM 340 $92,294 $271,453
    Farmland loans - <$1MM 24 $3,643 $151,792
    Farmland loans - <$100k 9 $214 $23,778
    Farmland loans - $100-250k 6 $802 $133,667
    Farmland loans - $250k-1MM 9 $2,627 $291,889
    Agriculture operations loans - <$1MM 169 $12,523 $74,101
    Agriculture operations loans - <$100k 98 $2,609 $26,622
    Agriculture operations loans - $100-250k 35 $3,220 $92,000
    Agriculture operations loans - $250k-1MM 36 $6,694 $185,944