Amarillo National Bank Mortgage Rates, Fees & Info
Amarillo, TXLEI: 549300ASIS4D2QDWH380
Tax ID: 75-0109799
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Mortgage Data
Bank Data
Review & Overview
Amarillo National Bank is a smaller bank specializing in Home Purchase and Refi loans. Amarillo National Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Amarillo, Lubbock, College Station, Dallas, and Borger among others. We have data for 68 markets. (Some data included below & more in-depth data is available with an active subscription.)Amarillo National Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Amarillo National Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.06% | 4/21/24 |
| 30 Year Conventional Refi | 6.85% | 4/21/24 |
| 30 Year Cash-out Refi | 7.06% | 4/21/24 |
| 30 Year FHA Purchase | 7.33% | 4/21/24 |
| 30 Year FHA Refi | 6.63% | 4/21/24 |
| 30 Year VA Purchase | 6.08% | 4/21/24 |
| 30 Year VA Refi | 5.94% | 4/21/24 |
| 30 Year USDA Purchase | 7.36% | 4/21/24 |
| 15 Year Conventional Purchase | 6.36% | 4/21/24 |
| 15 Year Conventional Refi | 6.15% | 4/21/24 |
| 15 Year Cash-out Refi | 6.15% | 4/21/24 |
| 15 Year FHA Purchase | 7.65% | 4/21/24 |
| 15 Year VA Refi | 5.68% | 4/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Amarillo National Bank Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
3,607Origination Dollar Volume (All Markets)
$720,935,000Employee count
856Awards
Amarillo National Bank - 2020
Amarillo National Bank is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| AMARILLO, TX (FHA|USDA|VA) | 2,480 | $475,790,000 | $191,851 | $3,335 | 3.13% |
| LUBBOCK, TX (FHA|USDA|VA) | 378 | $78,690,000 | $208,175 | $3,777 | 3.54% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 113 | $33,845,000 | $299,513 | $3,699 | 3.66% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 85 | $28,745,000 | $338,176 | $3,984 | 3.21% |
| Outside of Metro Areas | 147 | $26,855,000 | $182,687 | $3,511 | 3.40% |
| Borger, TX (FHA|USDA|VA) | 146 | $17,540,000 | $120,137 | $3,807 | 3.25% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 37 | $9,095,000 | $245,811 | $3,334 | 3.93% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 24 | $8,300,000 | $345,833 | $4,048 | 3.15% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 21 | $8,255,000 | $393,095 | $3,974 | 3.11% |
| Pampa, TX (FHA|USDA|VA) | 32 | $3,950,000 | $123,438 | $3,258 | 3.19% |
| Dumas, TX (FHA|USDA|VA) | 29 | $3,895,000 | $134,310 | $3,813 | 3.10% |
| Hereford, TX (FHA|USDA|VA) | 18 | $2,270,000 | $126,111 | $3,156 | 3.23% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 9 | $1,675,000 | $186,111 | $3,478 | 4.11% |
| Mineral Wells, TX (FHA|USDA|VA) | 4 | $1,370,000 | $342,500 | $3,998 | 2.84% |
| MIDLAND, TX (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $3,550 | 4.22% |
| Taos, NM (FHA|USDA|VA) | 3 | $1,155,000 | $385,000 | $2,591 | 3.44% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $2,059 | 3.69% |
| Ruidoso, NM (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $2,173 | 2.97% |
| FORT WAYNE, IN (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $1,471 | 3.50% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $4,799 | 2.75% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $5,966 | 2.88% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $2,439 | 3.25% |
| SANTA FE, NM (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $4,769 | 2.88% |
| Plainview, TX (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $2,825 | 3.08% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $2,747 | 3.38% |
| Clovis, NM (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $3,170 | 2.75% |
| Brenham, TX (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $8,843 | 3.63% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $3,369 | 3.13% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $3,603 | 2.50% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $0 | 4.00% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $3,116 | 2.63% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $4,199 | 2.75% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $12,124 | 2.25% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 4.25% |
| AKRON, OH (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,431 | 3.50% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,282 | 5.00% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,199 | 0.00% |
| Kerrville, TX (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,051 | 2.88% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,623 | 2.88% |
| Snyder, TX (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $3,101 | 3.25% |
| Granbury, TX (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,007 | 2.81% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,183 | 3.38% |
| TULSA, OK (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,882 | 3.50% |
| WACO, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 4.50% |
| Las Vegas, NM (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,619 | 2.75% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,636 | 2.63% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,437 | 2.88% |
| Andrews, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,761 | 5.13% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,128 | 0.00% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,854 | 2.75% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,572 | 2.38% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,167 | 3.00% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,931 | 2.75% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,563 | 2.88% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,764 | 2.63% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,646 | 2.63% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,608 | 2.25% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,099 | 2.75% |
| Palestine, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,463 | 2.38% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $2,728 | 3.13% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,967 | 3.13% |
| Lamesa, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,271 | 3.13% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,057 | 3.50% |
| Portales, NM (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,972 | 2.63% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,940 | 3.75% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,092 | 3.25% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,401 | 3.00% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,382 | 5.25% |
Similar Lenders
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Product Mix
For 2020, Amarillo National Bank's most frequently originated type of loan was Conventional, with 3,324 originations. Their 2nd most popular type was FHA, with 222 originations.
Loan Reason
For 2020, Amarillo National Bank's most frequently cited loan purpose was Home Purchase, with 1,632 originations. The 2nd most popular reason was Refi, with 1,541 originations.
Loan Duration/Length
For 2020, Amarillo National Bank's most frequently cited loan duration was 30 Year, with 1,754 originations. The 2nd most popular length was 15 Year, with 862 originations.
Origination Fees/Closing Costs
Amarillo National Bank's average total fees were $4,063, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 3,205 originations.
Interest Rates
During 2020, Amarillo National Bank's average interest rate for loans was 3.23%, while their most frequently originated rate bucket for loans was 2.5-3%, with 1,158 originations.
Loan Sizing
2020 saw Amarillo National Bank place emphasis on $100k-200k loans with 1,518 originations, totaling $225,630,000 in origination value.
Applicant Income
Amarillo National Bank lent most frequently to those with incomes in the $100k-150k range, with 793 originations. The second most popular income band? $50k-75k, with 695 originations.
Applicant Debt to Income Ratio
Amarillo National Bank lent most frequently to those with DTI ratios of 20-30%, with 960 originations. The next most common DTI ratio? 30-36%, with 670 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.02%
Amarillo National Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination79.82%
Amarillo National Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 3,607 | $720,935,000 | $199,871 |
Occupancy Type Mix
LTV Distribution
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Amarillo National Bank | 1001 Main Street Lubbock, TX 79401 | Full Service B&M | $162,793 |
| Amarillo National Bank | 1001 South Taylor Amarillo, TX 79101 | Limited, Drive-thru | $0 |
| Amarillo National Bank | 1198 William D. Fitch Parkway College Station, TX 77845 | Full Service B&M | $57,626 |
| Amarillo National Bank | 1221 University Drive East College Station, TX 77840 | Full Service B&M | $81,599 |
| Amarillo National Bank | 1500 Coulter Street Amarillo, TX 79106 | Full Service B&M | $63,559 |
| Amarillo National Bank | 1700 4th Avenue Canyon, TX 79015 | Full Service B&M | $48,042 |
| Amarillo National Bank | 1800a Harvey Mitchell Pkwy S College Station, TX 77845 | Full Service B&M | $8,730 |
| Amarillo National Bank | 1936 Texas Ave Lubbock, TX 79411 | Full Service B&M | $0 |
| Amarillo National Bank | 2401 Coulter Amarillo, TX 79106 | Full Service B&M | $197,001 |
| Amarillo National Bank | 2401 South Grand Street Amarillo, TX 79103 | Full Service B&M | $39,744 |
| Amarillo National Bank | 2530 South Georgia Amarillo, TX 79109 | Full Service Retail | $15,886 |
| Amarillo National Bank | 301 West Sixth Borger, TX 79007 | Full Service B&M | $128,862 |
| Amarillo National Bank | 3101-3105 South Georgia Amarillo, TX 79109 | Full Service B&M | $221,939 |
| Amarillo National Bank | 3390 Soncy Amarillo, TX 79124 | Full Service Retail | $110,668 |
| Amarillo National Bank | 3507 Northeast 24th Street Amarillo, TX 79107 | Full Service B&M | $80,942 |
| Amarillo National Bank | 4006 82nd Street Lubbock, TX 79423 | Full Service B&M | $143,730 |
| Amarillo National Bank | 410 S Taylor Amarillo, TX 79101 | Full Service Cyber Office | $0 |
| Amarillo National Bank | 410 S Taylor Amarillo, TX 79101 | Full Service B&M | $3,427,458 |
| Amarillo National Bank | 4206 19th Street Lubbock, TX 79407 | Full Service B&M | $34,622 |
| Amarillo National Bank | 4420 19th Street Lubbock, TX 79407 | Full Service B&M | $50,271 |
| Amarillo National Bank | 4501 Bell Amarillo, TX 79109 | Full Service B&M | $148,404 |
| Amarillo National Bank | 4501 South Western Amarillo, TX 79109 | Limited, Drive-thru | $0 |
| Amarillo National Bank | 4811 50th Street Lubbock, TX 79414 | Limited, Drive-thru | $0 |
| Amarillo National Bank | 4811 50th Street Lubbock, TX 79414 | Full Service B&M | $322,657 |
| Amarillo National Bank | 5300 Bee Cave Road Bldg 2 Austin, TX 78746 | Full Service B&M | $50,651 |
| Amarillo National Bank | 550 Tascosa Road Amarillo, TX 79124 | Full Service B&M | $114,940 |
| Amarillo National Bank | 6000 Bell Amarillo, TX 79109 | Full Service B&M | $197,659 |
| Amarillo National Bank | 601 East Villa Maria Road, Suite 200 Bryan, TX 77802 | Full Service B&M | $9,913 |
| Amarillo National Bank | 6548 43rd Street, Suite 1 Lubbock, TX 79407 | Full Service B&M | $3,020 |
| Amarillo National Bank | 712 North Taylor Street Amarillo, TX 79107 | Full Service B&M | $87,488 |
| Amarillo National Bank | 7304 Sw 34th Avenue Amarillo, TX 79121 | Full Service B&M | $11,752 |
| Amarillo National Bank | 9604 Slide Road Lubbock, TX 79424 | Full Service B&M | $49,917 |
For 2020, Amarillo National Bank had 32 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $236,867 |
| Net interest income | $206,438 |
| Total noninterest income | $73,468 |
| Gross Fiduciary activities income | $14,800 |
| Service charges on deposit accounts | $7,725 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $50,943 |
| Pre-tax net operating income | $93,531 |
| Securities gains (or losses, -) | $590 |
| Income before extraordinary items | $94,121 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $94,121 |
| Minority interest net income | $0 |
| Net income | $94,121 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $93,531 |
Amarillo National Bank's gross interest income from loans was $236,867,000.
Amarillo National Bank's net interest income from loans was $206,438,000.
Amarillo National Bank's fee based income from loans was $7,725,000.
Amarillo National Bank's net income from loans was $94,121,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $30,429 |
| Provision for credit losses | $41,800 |
| Total noninterest expense | $144,575 |
| Salaries and employee benefits | $85,152 |
| Premises and equipment expense | $12,134 |
| Additional noninterest expense | $47,289 |
| Applicable income taxes | $0 |
| Net charge-offs | $32,680 |
| Cash dividends | $39,322 |
Amarillo National Bank's interest expense for loans was $30,429,000.
Amarillo National Bank's payroll and benefits expense were $85,152,000.
Amarillo National Bank's property, plant and equipment expenses $12,134,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 0.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.7% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $6,160,066 |
| Deposits held in domestic offices | $6,160,066 |
| Deposits by Individuals, partnerships, and corporations | $5,774,513 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $206,291 |
| Deposits by Commercial banks and other depository institutions in U.S. | $179,263 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $1,373,470 |
| Demand deposits | $1,120,493 |
| Nontransaction accounts | $4,786,597 |
| Money market deposit accounts (MMDAs) | $3,297,639 |
| Other savings deposits (excluding MMDAs) | $476,249 |
| Total time deposits | $1,012,710 |
| Total time and savings deposits | $5,039,574 |
| Noninterest-bearing deposits | $815,099 |
| Interest-bearing deposits | $5,344,967 |
| Retail deposits | $5,714,755 |
| IRAs and Keogh plan accounts | $119,702 |
| Brokered deposits | $63,750 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $7,058,308 |
| Cash & Balances due from depository institutions | $1,456,633 |
| Interest-bearing balances | $1,340,296 |
| Total securities | $254,687 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $5,121,587 |
| Loan and leases loss allowance | $58,715 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $83,546 |
| Other real estate owned | $37 |
| Goodwill and other intangibles | $73,398 |
| All other assets | $68,420 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $7,058,308 |
| Total Liabilities | $6,377,751 |
| Total deposits | $6,160,066 |
| Interest-bearing deposits | $5,344,967 |
| Deposits held in domestic offices | $6,160,066 |
| % insured (estimated) | $51 |
| Federal funds purchased and repurchase agreements | $175,760 |
| Trading liabilities | $0 |
| Other borrowed funds | $6,000 |
| Subordinated debt | $0 |
| All other liabilities | $35,925 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $5,121,587 |
| Loan and leases loss allowance | $58,715 |
| Total loans and leases (domestic) | $5,180,302 |
| All real estate loans | $1,682,219 |
| Real estate loans in domestic offices | $1,682,219 |
| Construction and development loans | $266,581 |
| Residential 1-4 family construction | $36,356 |
| Other construction, all land development and other land | $230,225 |
| Loans secured by nonfarm nonresidential properties | $853,673 |
| Nonfarm nonresidential secured by owner-occupied properties | $516,632 |
| Commercial real estate & other non-farm, non-residential | $337,041 |
| Multifamily residential real estate | $53,528 |
| 1-4 family residential loans | $329,691 |
| Farmland loans | $178,746 |
| Loans held in foreign offices | $0 |
| Farm loans | $510,535 |
| Commercial and industrial loans | $1,940,753 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $866,673 |
| Credit card loans | $5,362 |
| Related Plans | $1,343 |
| Consumer Auto Loans | $574,980 |
| Other loans to individuals | $284,988 |
| All other loans & leases | $180,122 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $168,913 |
| Loans to depository institutions and acceptances of other banks | $780 |
| Loans not secured by real estate | $18,765 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $4,164 |
| Non 1-4 family restructured loans & leases | $2,249 |
| Total loans and leases (foreign) | $0 |
Amarillo National Bank had $5,121,587,000 of loans outstanding in 2020. $1,682,219,000 of loans were in real estate loans. $266,581,000 of loans were in development loans. $53,528,000 of loans were in multifamily mortgage loans. $329,691,000 of loans were in 1-4 family mortgage loans. $510,535,000 of loans were in farm loans. $5,362,000 of loans were in credit card loans. $574,980,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 1,068 | $215,375 | $201,662 |
| Nonfarm, nonresidential loans - <$100k | 264 | $12,955 | $49,072 |
| Nonfarm, nonresidential loans - $100-250k | 381 | $51,023 | $133,919 |
| Nonfarm, nonresidential loans - $250k-1MM | 423 | $151,397 | $357,913 |
| Commercial & Industrial, US addressed loans - <$1MM | 6,445 | $431,799 | $66,998 |
| Commercial & Industrial, US addressed loans - <$100k | 4,640 | $110,529 | $23,821 |
| Commercial & Industrial, US addressed loans - $100-250k | 1,119 | $113,480 | $101,412 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 686 | $207,790 | $302,901 |
| Farmland loans - <$1MM | 26 | $4,621 | $177,731 |
| Farmland loans - <$100k | 10 | $347 | $34,700 |
| Farmland loans - $100-250k | 6 | $852 | $142,000 |
| Farmland loans - $250k-1MM | 10 | $3,422 | $342,200 |
| Agriculture operations loans - <$1MM | 154 | $12,055 | $78,279 |
| Agriculture operations loans - <$100k | 76 | $1,892 | $24,895 |
| Agriculture operations loans - $100-250k | 41 | $3,426 | $83,561 |
| Agriculture operations loans - $250k-1MM | 37 | $6,737 | $182,081 |