Broadway National Bank Mortgage Rates, Fees & Info
San Antonio, TXLEI: RA4FKR1AA05ZK88M8034
Tax ID: 74-0526885
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Mortgage Data
Bank Data
Review & Overview
Broadway National Bank is a smaller bank specializing in Home Purchase loans. Broadway National Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: San Antonio, Austin, Miami, Corpus Christi, and Kerrville among others. We have data for 27 markets. (Some data included below & more in-depth data is available with an active subscription.)Broadway National Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
376Origination Dollar Volume (All Markets)
$178,100,000Employee count
619Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 206 | $78,090,000 | $379,078 | $0 | 0.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 117 | $76,485,000 | $653,718 | $0 | 0.00% |
| Outside of Metro Areas | 8 | $3,320,000 | $415,000 | $0 | 0.00% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1 | $2,715,000 | $2,715,000 | $0 | 0.00% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 5 | $2,675,000 | $535,000 | $0 | 0.00% |
| Kerrville, TX (FHA|USDA|VA) | 9 | $2,065,000 | $229,444 | $0 | 0.00% |
| Rockport, TX (FHA|USDA|VA) | 3 | $1,445,000 | $481,667 | $0 | 0.00% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $1,175,000 | $1,175,000 | $0 | 0.00% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $1,110,000 | $555,000 | $0 | 0.00% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1 | $1,095,000 | $1,095,000 | $0 | 0.00% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1 | $935,000 | $935,000 | $0 | 0.00% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $875,000 | $875,000 | $0 | 0.00% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $0 | 0.00% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $0 | 0.00% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $0 | 0.00% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $0 | 0.00% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $0 | 0.00% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $0 | 0.00% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 0.00% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 0.00% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $0 | 0.00% |
| WACO, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 0.00% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 0.00% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 0.00% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 0.00% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 0.00% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 363 | $175,245,000 | $482,769 | $0 | 0.00% |
| VA | 10 | $2,430,000 | $243,000 | $0 | 0.00% |
| FHA | 3 | $425,000 | $141,667 | $0 | 0.00% |
For 2019, Broadway National Bank's most frequently originated type of loan was Conventional, with 363 originations. Their 2nd most popular type was VA, with 10 originations.
Loan Reason
For 2019, Broadway National Bank's most frequently cited loan purpose was Home Purchase, with 207 originations. The 2nd most popular reason was Refi, with 65 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 376 | $178,100,000 | $473,670 | $0 | 0.00% |
For 2019, Broadway National Bank's most frequently cited loan duration was Other, with 376 originations.
Loan Sizing
2019 saw Broadway National Bank place emphasis on $200k-400k loans with 89 originations, totaling $25,415,000 in origination value.
Applicant Income
Broadway National Bank lent most frequently to those with incomes in the $250k+ range, with 140 originations. The second most popular income band? $150k-250k, with 80 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 376 | $178,100,000 | $473,670 | $0 | 0.00% |
Broadway National Bank lent most frequently to those with DTI ratios of Exempt%, with 376 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications82.47%
Broadway National Bank has a below average approval rate.
Pick Rate
Approvals leading to origination53.46%
Broadway National Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 376 | $178,100,000 | $473,670 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Multifamily:Site-Built | 2 | $15,680,000 | $7,840,000 |
| Single Family (1-4 Units):Site-Built | 374 | $162,420,000 | $434,278 |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Broadway National Bank | 1006 Fiorella Street Castroville, TX 78009 | Full Service B&M | $42,525 |
| Broadway National Bank | 1012 South Main Street Boerne, TX 78006 | Full Service B&M | $90,930 |
| Broadway National Bank | 1100 Mccullough Ave Ste. 100 San Antonio, TX 78212 | Full Service B&M | $115,723 |
| Broadway National Bank | 1177 N.E. Loop 410 San Antonio, TX 78209 | Full Service B&M | $803,203 |
| Broadway National Bank | 1177 Ne Loop 410 San Antonio, TX 78209 | Limited, Mobile/Seasonal Office | $0 |
| Broadway National Bank | 12101 Bee Caves Rd Bee Cave, TX 78738 | Full Service B&M | $26,922 |
| Broadway National Bank | 12589 Bandera Rd. Helotes, TX 78023 | Full Service B&M | $71,901 |
| Broadway National Bank | 13119 Huebner Road San Antonio, TX 78230 | Full Service B&M | $161,446 |
| Broadway National Bank | 13429 Nacogdoches Road San Antonio, TX 78217 | Full Service B&M | $77,387 |
| Broadway National Bank | 13432 San Pedro San Antonio, TX 78216 | Full Service B&M | $63,751 |
| Broadway National Bank | 14710 Ranch Rd 12 Wimberley, TX 78676 | Full Service B&M | $45,387 |
| Broadway National Bank | 1475 East Court Street Seguin, TX 78155 | Full Service B&M | $71,632 |
| Broadway National Bank | 16767 Huebner Road San Antonio, TX 78248 | Full Service B&M | $72,433 |
| Broadway National Bank | 18700 Stone Oak Parkway San Antonio, TX 78258 | Full Service B&M | $92,984 |
| Broadway National Bank | 204 West Main Street Fredericksburg, TX 78624 | Full Service B&M | $49,151 |
| Broadway National Bank | 20440 Highway 46 West Spring Branch, TX 78070 | Full Service B&M | $120,207 |
| Broadway National Bank | 20710 U.S. 281 N. San Antonio, TX 78258 | Full Service B&M | $39,130 |
| Broadway National Bank | 2219 Common Street New Braunfels, TX 78130 | Full Service B&M | $71,867 |
| Broadway National Bank | 2302 Stanley Road San Antonio, TX 78234 | Full Service B&M | $91,296 |
| Broadway National Bank | 233 19th Street Hondo, TX 78861 | Full Service B&M | $42,703 |
| Broadway National Bank | 23510 Wilderness Oak San Antonio, TX 78258 | Full Service B&M | $22,885 |
| Broadway National Bank | 24175 Ih-10 West San Antonio, TX 78257 | Full Service B&M | $72,965 |
| Broadway National Bank | 2840 Stanley Road Fort Sam Houston, TX 78234 | Limited, Drive-thru | $0 |
| Broadway National Bank | 320 East Us Highway 290 Dripping Springs, TX 78620 | Full Service B&M | $38,053 |
| Broadway National Bank | 3202 S.E. Military Drive San Antonio, TX 78223 | Full Service B&M | $54,185 |
| Broadway National Bank | 321 North Fm 1626 Buda, TX 78610 | Full Service B&M | $31,174 |
| Broadway National Bank | 3600 George C Beach Ave San Antonio, TX 78234 | Limited, Drive-thru | $0 |
| Broadway National Bank | 401 Austin Highway San Antonio, TX 78209 | Full Service B&M | $188,873 |
| Broadway National Bank | 4347 West Commerce Street San Antonio, TX 78237 | Full Service B&M | $24,711 |
| Broadway National Bank | 4917 Ravenswood Drive San Antonio, TX 78227 | Limited, Mobile/Seasonal Office | $0 |
| Broadway National Bank | 500 Main Street Kerrville, TX 78028 | Full Service B&M | $90,438 |
| Broadway National Bank | 502 W. Loop 1604 N San Antonio, TX 78251 | Full Service B&M | $20,969 |
| Broadway National Bank | 506 Congress Avenue Austin, TX 78701 | Full Service B&M | $30,448 |
| Broadway National Bank | 5100 John D. Ryan Boulevard San Antonio, TX 78245 | Limited, Mobile/Seasonal Office | $0 |
| Broadway National Bank | 5557 Fm 3009 Schertz, TX 78154 | Full Service B&M | $136,459 |
| Broadway National Bank | 5809 Kyle Parkway Kyle, TX 78640 | Full Service B&M | $35,616 |
| Broadway National Bank | 629 3rd St W Randolph Afb, TX 78150 | Full Service B&M | $59,009 |
| Broadway National Bank | 7576 Culebra Road San Antonio, TX 78251 | Full Service B&M | $36,306 |
| Broadway National Bank | 8056 Fredericksburg Road San Antonio, TX 78229 | Full Service B&M | $93,618 |
| Broadway National Bank | 911 W 38th St Austin, TX 78705 | Full Service B&M | $60,727 |
For 2019, Broadway National Bank had 40 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $138,900 |
| Net interest income | $122,945 |
| Total noninterest income | $40,961 |
| Gross Fiduciary activities income | $14,093 |
| Service charges on deposit accounts | $9,945 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $16,923 |
| Pre-tax net operating income | $52,543 |
| Securities gains (or losses, -) | $40 |
| Income before extraordinary items | $52,583 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $52,583 |
| Minority interest net income | $0 |
| Net income | $52,583 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $52,543 |
Broadway National Bank's gross interest income from loans was $138,900,000.
Broadway National Bank's net interest income from loans was $122,945,000.
Broadway National Bank's fee based income from loans was $9,945,000.
Broadway National Bank's net income from loans was $52,583,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $15,955 |
| Provision for credit losses | $2,366 |
| Total noninterest expense | $108,997 |
| Salaries and employee benefits | $69,176 |
| Premises and equipment expense | $12,558 |
| Additional noninterest expense | $27,263 |
| Applicable income taxes | $0 |
| Net charge-offs | $-696 |
| Cash dividends | $26,268 |
Broadway National Bank's interest expense for loans was $15,955,000.
Broadway National Bank's payroll and benefits expense were $69,176,000.
Broadway National Bank's property, plant and equipment expenses $12,558,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 0.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $3,288,051 |
| Deposits held in domestic offices | $3,288,051 |
| Deposits by Individuals, partnerships, and corporations | $3,235,422 |
| Deposits by U.S. Government | $615 |
| Deposits by States and political subdivisions in the U.S. | $52,014 |
| Deposits by Commercial banks and other depository institutions in U.S. | $0 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $286,924 |
| Demand deposits | $158,707 |
| Nontransaction accounts | $3,001,127 |
| Money market deposit accounts (MMDAs) | $2,308,858 |
| Other savings deposits (excluding MMDAs) | $373,032 |
| Total time deposits | $319,237 |
| Total time and savings deposits | $3,129,344 |
| Noninterest-bearing deposits | $856,222 |
| Interest-bearing deposits | $2,431,829 |
| Retail deposits | $3,155,465 |
| IRAs and Keogh plan accounts | $27,630 |
| Brokered deposits | $0 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $3,831,907 |
| Cash & Balances due from depository institutions | $264,643 |
| Interest-bearing balances | $220,659 |
| Total securities | $1,218,652 |
| Federal funds sold & reverse repurchase | $1 |
| Net loans and leases | $2,113,798 |
| Loan and leases loss allowance | $21,864 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $60,137 |
| Other real estate owned | $1,272 |
| Goodwill and other intangibles | $18,829 |
| All other assets | $154,575 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $3,831,907 |
| Total Liabilities | $3,401,748 |
| Total deposits | $3,288,051 |
| Interest-bearing deposits | $2,431,829 |
| Deposits held in domestic offices | $3,288,051 |
| % insured (estimated) | $50 |
| Federal funds purchased and repurchase agreements | $47,695 |
| Trading liabilities | $0 |
| Other borrowed funds | $25,000 |
| Subordinated debt | $0 |
| All other liabilities | $41,002 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $2,113,798 |
| Loan and leases loss allowance | $21,864 |
| Total loans and leases (domestic) | $2,135,662 |
| All real estate loans | $1,372,410 |
| Real estate loans in domestic offices | $1,372,410 |
| Construction and development loans | $267,302 |
| Residential 1-4 family construction | $46,951 |
| Other construction, all land development and other land | $220,351 |
| Loans secured by nonfarm nonresidential properties | $587,347 |
| Nonfarm nonresidential secured by owner-occupied properties | $246,307 |
| Commercial real estate & other non-farm, non-residential | $341,040 |
| Multifamily residential real estate | $9,536 |
| 1-4 family residential loans | $504,106 |
| Farmland loans | $4,119 |
| Loans held in foreign offices | $0 |
| Farm loans | $656 |
| Commercial and industrial loans | $287,166 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $153,051 |
| Credit card loans | $0 |
| Related Plans | $46,173 |
| Consumer Auto Loans | $52,653 |
| Other loans to individuals | $54,225 |
| All other loans & leases | $322,379 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $33,840 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $0 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $2,412 |
| Non 1-4 family restructured loans & leases | $2,082 |
| Total loans and leases (foreign) | $0 |
Broadway National Bank had $2,113,798,000 of loans outstanding in 2019. $1,372,410,000 of loans were in real estate loans. $267,302,000 of loans were in development loans. $9,536,000 of loans were in multifamily mortgage loans. $504,106,000 of loans were in 1-4 family mortgage loans. $656,000 of loans were in farm loans. $0 of loans were in credit card loans. $52,653,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 340 | $101,774 | $299,335 |
| Nonfarm, nonresidential loans - <$100k | 17 | $602 | $35,412 |
| Nonfarm, nonresidential loans - $100-250k | 69 | $7,952 | $115,246 |
| Nonfarm, nonresidential loans - $250k-1MM | 254 | $93,220 | $367,008 |
| Commercial & Industrial, US addressed loans - <$1MM | 2,155 | $123,881 | $57,485 |
| Commercial & Industrial, US addressed loans - <$100k | 1,600 | $32,393 | $20,246 |
| Commercial & Industrial, US addressed loans - $100-250k | 280 | $26,250 | $93,750 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 275 | $65,238 | $237,229 |
| Farmland loans - <$1MM | 5 | $741 | $148,200 |
| Farmland loans - <$100k | 1 | $53 | $53,000 |
| Farmland loans - $100-250k | 2 | $231 | $115,500 |
| Farmland loans - $250k-1MM | 2 | $457 | $228,500 |
| Agriculture operations loans - <$1MM | 16 | $655 | $40,938 |
| Agriculture operations loans - <$100k | 14 | $234 | $16,714 |
| Agriculture operations loans - $100-250k | 1 | $96 | $96,000 |
| Agriculture operations loans - $250k-1MM | 1 | $325 | $325,000 |