Broadway National Bank Mortgage Rates, Fees & Info
San Antonio, TXLEI: RA4FKR1AA05ZK88M8034
Tax ID: 74-0526885
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Bank Data
Review & Overview
Broadway National Bank is a smaller bank specializing in Home Purchase and Refi loans. Broadway National Bank has a high proportion of conventional loans. Their top markets by origination volume include: San Antonio, Austin, Corpus Christi, Kerrville, and Fredericksburg among others. We have data for 29 markets. (Some data included below & more in-depth data is available with an active subscription.)Broadway National Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
557Origination Dollar Volume (All Markets)
$333,725,000Employee count
619Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 309 | $187,145,000 | $605,647 | $0 | 0.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 159 | $107,335,000 | $675,063 | $0 | 0.00% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 17 | $7,835,000 | $460,882 | $0 | 0.00% |
| Outside of Metro Areas | 16 | $6,920,000 | $432,500 | $0 | 0.00% |
| Kerrville, TX (FHA|USDA|VA) | 12 | $3,650,000 | $304,167 | $0 | 0.00% |
| Fredericksburg, TX (FHA|USDA|VA) | 7 | $3,595,000 | $513,571 | $0 | 0.00% |
| Heber, UT (FHA|USDA|VA) | 1 | $2,705,000 | $2,705,000 | $0 | 0.00% |
| Rockport, TX (FHA|USDA|VA) | 5 | $2,595,000 | $519,000 | $0 | 0.00% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $1,565,000 | $1,565,000 | $0 | 0.00% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 2 | $1,330,000 | $665,000 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 3 | $1,315,000 | $438,333 | $0 | 0.00% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $1,315,000 | $1,315,000 | $0 | 0.00% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $0 | 0.00% |
| Del Rio, TX (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $0 | 0.00% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $0 | 0.00% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $0 | 0.00% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $0 | 0.00% |
| WACO, TX (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $0 | 0.00% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $0 | 0.00% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 0.00% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 0.00% |
| Adrian, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 0.00% |
| El Campo, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 0.00% |
| Granbury, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 0.00% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 0.00% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 0.00% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 0.00% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 555 | $333,095,000 | $600,171 | $0 | 0.00% |
| VA | 2 | $630,000 | $315,000 | $0 | 0.00% |
For 2020, Broadway National Bank's most frequently originated type of loan was Conventional, with 555 originations. Their 2nd most popular type was VA, with 2 originations.
Loan Reason
For 2020, Broadway National Bank's most frequently cited loan purpose was Home Purchase, with 240 originations. The 2nd most popular reason was Refi, with 198 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 557 | $333,725,000 | $599,147 | $0 | 0.00% |
For 2020, Broadway National Bank's most frequently cited loan duration was Other, with 557 originations.
Loan Sizing
2020 saw Broadway National Bank place emphasis on $200k-400k loans with 163 originations, totaling $46,475,000 in origination value.
Applicant Income
Broadway National Bank lent most frequently to those with incomes in the $250k+ range, with 210 originations. The second most popular income band? $150k-250k, with 108 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 557 | $333,725,000 | $599,147 | $0 | 0.00% |
Broadway National Bank lent most frequently to those with DTI ratios of Exempt%, with 557 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications79.91%
Broadway National Bank has a below average approval rate.
Pick Rate
Approvals leading to origination58.89%
Broadway National Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 557 | $333,725,000 | $599,147 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Multifamily:Site-Built | 4 | $88,420,000 | $22,105,000 |
| Single Family (1-4 Units):Site-Built | 553 | $245,305,000 | $443,590 |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Broadway National Bank | 1006 Fiorella Street Castroville, TX 78009 | Full Service B&M | $50,073 |
| Broadway National Bank | 1012 South Main Street Boerne, TX 78006 | Full Service B&M | $111,195 |
| Broadway National Bank | 1100 Mccullough Ave Ste. 100 San Antonio, TX 78212 | Full Service B&M | $137,700 |
| Broadway National Bank | 1177 Ne Loop 410 San Antonio, TX 78209 | Limited, Mobile/Seasonal Office | $0 |
| Broadway National Bank | 1177 Ne Loop 410 San Antonio, TX 78209 | Full Service B&M | $1,034,407 |
| Broadway National Bank | 12101 Bee Caves Rd Bee Cave, TX 78738 | Full Service B&M | $35,358 |
| Broadway National Bank | 12589 Bandera Rd. Helotes, TX 78023 | Full Service B&M | $88,587 |
| Broadway National Bank | 13119 Huebner Road San Antonio, TX 78230 | Full Service B&M | $201,743 |
| Broadway National Bank | 13429 Nacogdoches Road San Antonio, TX 78217 | Full Service B&M | $99,350 |
| Broadway National Bank | 13432 San Pedro San Antonio, TX 78216 | Full Service B&M | $79,130 |
| Broadway National Bank | 14710 Ranch Rd 12 Wimberley, TX 78676 | Full Service B&M | $46,411 |
| Broadway National Bank | 1475 East Court Street Seguin, TX 78155 | Full Service B&M | $78,171 |
| Broadway National Bank | 16767 Huebner Road San Antonio, TX 78248 | Full Service B&M | $91,715 |
| Broadway National Bank | 321 North Fm 1626 Buda, TX 78610 | Full Service B&M | $35,589 |
| Broadway National Bank | 18700 Stone Oak Parkway San Antonio, TX 78258 | Full Service B&M | $115,081 |
| Broadway National Bank | 204 West Main Street Fredericksburg, TX 78624 | Full Service B&M | $58,578 |
| Broadway National Bank | 20440 Highway 46 West Spring Branch, TX 78070 | Full Service B&M | $133,039 |
| Broadway National Bank | 20710 U.S. 281 N. San Antonio, TX 78258 | Full Service B&M | $45,791 |
| Broadway National Bank | 2219 Common Street New Braunfels, TX 78130 | Full Service B&M | $89,809 |
| Broadway National Bank | 2302 Stanley Road San Antonio, TX 78234 | Full Service B&M | $99,571 |
| Broadway National Bank | 233 19th Street Hondo, TX 78861 | Full Service B&M | $49,522 |
| Broadway National Bank | 23510 Wilderness Oak San Antonio, TX 78258 | Full Service B&M | $28,405 |
| Broadway National Bank | 24175 Ih-10 West San Antonio, TX 78257 | Full Service B&M | $97,327 |
| Broadway National Bank | 2840 Stanley Road Fort Sam Houston, TX 78234 | Limited, Drive-thru | $0 |
| Broadway National Bank | 320 East Us Highway 290 Dripping Springs, TX 78620 | Full Service B&M | $47,684 |
| Broadway National Bank | 3202 S.E. Military Drive San Antonio, TX 78223 | Full Service B&M | $55,035 |
| Broadway National Bank | 3600 George C Beach Ave San Antonio, TX 78234 | Limited, Drive-thru | $0 |
| Broadway National Bank | 401 Austin Highway San Antonio, TX 78209 | Full Service B&M | $231,893 |
| Broadway National Bank | 4347 West Commerce Street San Antonio, TX 78237 | Full Service B&M | $37,540 |
| Broadway National Bank | 4917 Ravenswood Drive San Antonio, TX 78227 | Limited, Mobile/Seasonal Office | $0 |
| Broadway National Bank | 500 Main Street Kerrville, TX 78028 | Full Service B&M | $100,445 |
| Broadway National Bank | 502 W. Loop 1604 N San Antonio, TX 78251 | Full Service B&M | $27,425 |
| Broadway National Bank | 5100 John D. Ryan Boulevard San Antonio, TX 78245 | Limited, Mobile/Seasonal Office | $0 |
| Broadway National Bank | 5557 Fm 3009 Schertz, TX 78154 | Full Service B&M | $157,060 |
| Broadway National Bank | 5809 Kyle Parkway Kyle, TX 78640 | Full Service B&M | $59,466 |
| Broadway National Bank | 629 3rd St W Randolph Afb, TX 78150 | Full Service B&M | $62,411 |
| Broadway National Bank | 8056 Fredericksburg Road San Antonio, TX 78229 | Full Service B&M | $112,360 |
| Broadway National Bank | 911 W 38th St Austin, TX 78705 | Full Service B&M | $157,449 |
For 2020, Broadway National Bank had 38 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $129,453 |
| Net interest income | $121,440 |
| Total noninterest income | $38,190 |
| Gross Fiduciary activities income | $15,481 |
| Service charges on deposit accounts | $7,855 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $14,854 |
| Pre-tax net operating income | $36,472 |
| Securities gains (or losses, -) | $921 |
| Income before extraordinary items | $37,393 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $37,393 |
| Minority interest net income | $0 |
| Net income | $37,393 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $36,472 |
Broadway National Bank's gross interest income from loans was $129,453,000.
Broadway National Bank's net interest income from loans was $121,440,000.
Broadway National Bank's fee based income from loans was $7,855,000.
Broadway National Bank's net income from loans was $37,393,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $8,013 |
| Provision for credit losses | $8,334 |
| Total noninterest expense | $114,824 |
| Salaries and employee benefits | $71,716 |
| Premises and equipment expense | $13,367 |
| Additional noninterest expense | $29,741 |
| Applicable income taxes | $0 |
| Net charge-offs | $1,642 |
| Cash dividends | $36,296 |
Broadway National Bank's interest expense for loans was $8,013,000.
Broadway National Bank's payroll and benefits expense were $71,716,000.
Broadway National Bank's property, plant and equipment expenses $13,367,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 0.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $4,095,168 |
| Deposits held in domestic offices | $4,095,168 |
| Deposits by Individuals, partnerships, and corporations | $4,037,721 |
| Deposits by U.S. Government | $523 |
| Deposits by States and political subdivisions in the U.S. | $56,924 |
| Deposits by Commercial banks and other depository institutions in U.S. | $0 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $362,371 |
| Demand deposits | $206,463 |
| Nontransaction accounts | $3,732,797 |
| Money market deposit accounts (MMDAs) | $3,041,267 |
| Other savings deposits (excluding MMDAs) | $422,456 |
| Total time deposits | $269,074 |
| Total time and savings deposits | $3,888,705 |
| Noninterest-bearing deposits | $1,279,219 |
| Interest-bearing deposits | $2,815,949 |
| Retail deposits | $3,988,590 |
| IRAs and Keogh plan accounts | $27,933 |
| Brokered deposits | $0 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $4,772,243 |
| Cash & Balances due from depository institutions | $116,680 |
| Interest-bearing balances | $85,472 |
| Total securities | $1,945,481 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $2,454,375 |
| Loan and leases loss allowance | $28,556 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $63,141 |
| Other real estate owned | $1,223 |
| Goodwill and other intangibles | $18,829 |
| All other assets | $172,514 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $4,772,243 |
| Total Liabilities | $4,310,676 |
| Total deposits | $4,095,168 |
| Interest-bearing deposits | $2,815,949 |
| Deposits held in domestic offices | $4,095,168 |
| % insured (estimated) | $46 |
| Federal funds purchased and repurchase agreements | $25,706 |
| Trading liabilities | $0 |
| Other borrowed funds | $140,000 |
| Subordinated debt | $0 |
| All other liabilities | $49,802 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $2,454,375 |
| Loan and leases loss allowance | $28,556 |
| Total loans and leases (domestic) | $2,482,931 |
| All real estate loans | $1,538,299 |
| Real estate loans in domestic offices | $1,538,299 |
| Construction and development loans | $310,178 |
| Residential 1-4 family construction | $43,451 |
| Other construction, all land development and other land | $266,727 |
| Loans secured by nonfarm nonresidential properties | $649,154 |
| Nonfarm nonresidential secured by owner-occupied properties | $243,432 |
| Commercial real estate & other non-farm, non-residential | $405,722 |
| Multifamily residential real estate | $28,918 |
| 1-4 family residential loans | $546,211 |
| Farmland loans | $3,838 |
| Loans held in foreign offices | $0 |
| Farm loans | $682 |
| Commercial and industrial loans | $494,074 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $146,489 |
| Credit card loans | $0 |
| Related Plans | $43,098 |
| Consumer Auto Loans | $47,789 |
| Other loans to individuals | $55,602 |
| All other loans & leases | $303,387 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $47,573 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $0 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $1,457 |
| Non 1-4 family restructured loans & leases | $1,138 |
| Total loans and leases (foreign) | $0 |
Broadway National Bank had $2,454,375,000 of loans outstanding in 2020. $1,538,299,000 of loans were in real estate loans. $310,178,000 of loans were in development loans. $28,918,000 of loans were in multifamily mortgage loans. $546,211,000 of loans were in 1-4 family mortgage loans. $682,000 of loans were in farm loans. $0 of loans were in credit card loans. $47,789,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 332 | $102,217 | $307,883 |
| Nonfarm, nonresidential loans - <$100k | 13 | $498 | $38,308 |
| Nonfarm, nonresidential loans - $100-250k | 63 | $7,242 | $114,952 |
| Nonfarm, nonresidential loans - $250k-1MM | 256 | $94,477 | $369,051 |
| Commercial & Industrial, US addressed loans - <$1MM | 3,865 | $267,013 | $69,085 |
| Commercial & Industrial, US addressed loans - <$100k | 2,847 | $70,005 | $24,589 |
| Commercial & Industrial, US addressed loans - $100-250k | 580 | $66,084 | $113,938 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 438 | $130,924 | $298,913 |
| Farmland loans - <$1MM | 2 | $582 | $291,000 |
| Farmland loans - $100-250k | 1 | $173 | $173,000 |
| Farmland loans - $250k-1MM | 1 | $409 | $409,000 |
| Agriculture operations loans - <$1MM | 23 | $682 | $29,652 |
| Agriculture operations loans - <$100k | 21 | $401 | $19,095 |
| Agriculture operations loans - $100-250k | 1 | $96 | $96,000 |
| Agriculture operations loans - $250k-1MM | 1 | $185 | $185,000 |