Lenox Financial Mortgage Corporation Rates, Fees & Info
SANTA ANA, CALEI: 549300LROQOOQU77WS20
Tax ID: 95-4762204
5 stars - Updated: 4/5/25
-
out of 5 stars, based on 41 reviews
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Lenox Financial Mortgage Corporation is a smaller mortgage company specializing in Home Purchase and Refi loans. Lenox Financial Mortgage Corporation has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Washington, Dallas, Seattle, New York, and Atlanta among others. We have data for 279 markets. (Some data included below & more in-depth data is available with an active subscription.)Lenox Financial Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Lenox Financial Mortgage Corporation is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.61% | 4/5/25 |
| 30 Year Conventional Refi | 6.46% | 4/5/25 |
| 30 Year Cash-out Refi | 6.85% | 4/5/25 |
| 30 Year FHA Purchase | 6.74% | 4/5/25 |
| 30 Year FHA Refi | 6.58% | 4/5/25 |
| 30 Year VA Purchase | 6.07% | 4/5/25 |
| 30 Year VA Refi | 5.86% | 4/5/25 |
| 15 Year Conventional Purchase | 5.70% | 4/5/25 |
| 15 Year Conventional Refi | 5.61% | 4/5/25 |
| 15 Year Cash-out Refi | 5.61% | 4/5/25 |
| 15 Year FHA Refi | 6.00% | 4/5/25 |
| 15 Year VA Purchase | 6.00% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Lenox Financial Mortgage Corporation Mortgage Calculator
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This is not an official calculator from Lenox Financial Mortgage Corporation. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,703Origination Dollar Volume (All Markets)
$780,605,000Awards
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LENOX FINANCIAL MORTGAGE CORPORATION - 2024
LENOX FINANCIAL MORTGAGE CORPORATION is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
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Relative Rate
Lenox Financial Mortgage Corporation's average 30 year fixed mortgage rate was
6.34%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of -0.21%.
Relative Fees (Closing Costs)
Lenox Financial Mortgage Corporation's average total fees/closing costs for a 30 year fixed rate
mortgage were $5,755.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 68 | $40,020,000 | $588,529 | $4,990 | 6.07% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 71 | $32,885,000 | $463,169 | $7,069 | 6.25% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 52 | $32,070,000 | $616,731 | $5,195 | 6.14% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 52 | $30,030,000 | $577,500 | $6,216 | 6.30% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 63 | $29,475,000 | $467,857 | $5,306 | 6.20% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 54 | $25,390,000 | $470,185 | $5,255 | 6.11% |
| Outside of Metro Areas | 65 | $21,425,000 | $329,615 | $5,503 | 6.37% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 34 | $21,080,000 | $620,000 | $6,653 | 6.11% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 46 | $20,520,000 | $446,087 | $6,357 | 6.14% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 27 | $19,145,000 | $709,074 | $5,877 | 5.97% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 32 | $17,140,000 | $535,625 | $4,744 | 6.14% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 43 | $16,785,000 | $390,349 | $7,143 | 6.38% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 34 | $16,600,000 | $488,235 | $5,771 | 6.15% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 32 | $16,270,000 | $508,438 | $6,396 | 6.22% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 34 | $16,010,000 | $470,882 | $4,438 | 6.33% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 27 | $15,695,000 | $581,296 | $7,009 | 6.27% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 32 | $15,560,000 | $486,250 | $5,701 | 6.33% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 30 | $14,690,000 | $489,667 | $6,541 | 6.21% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 27 | $14,215,000 | $526,481 | $4,564 | 6.09% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 30 | $13,440,000 | $448,000 | $6,519 | 6.05% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 29 | $11,595,000 | $399,828 | $4,506 | 6.14% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 24 | $11,020,000 | $459,167 | $4,608 | 6.03% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 18 | $10,500,000 | $583,333 | $6,385 | 6.39% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 26 | $10,270,000 | $395,000 | $4,322 | 6.20% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 27 | $9,835,000 | $364,259 | $5,679 | 6.38% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 8 | $7,240,000 | $905,000 | $4,575 | 6.59% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 18 | $6,880,000 | $382,222 | $6,812 | 6.11% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 13 | $6,695,000 | $515,000 | $4,924 | 5.92% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 19 | $6,215,000 | $327,105 | $5,495 | 5.96% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 15 | $6,085,000 | $405,667 | $3,977 | 6.29% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 13 | $6,055,000 | $465,769 | $4,687 | 6.30% |
| RICHMOND, VA (FHA|USDA|VA) | 15 | $5,815,000 | $387,667 | $4,930 | 6.03% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 10 | $5,080,000 | $508,000 | $5,135 | 6.23% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 11 | $4,885,000 | $444,091 | $4,943 | 6.41% |
| COLUMBUS, OH (FHA|USDA|VA) | 12 | $4,800,000 | $400,000 | $4,838 | 6.39% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 8 | $4,460,000 | $557,500 | $6,964 | 6.51% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 9 | $3,805,000 | $422,778 | $9,383 | 6.37% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 10 | $3,600,000 | $360,000 | $5,376 | 6.08% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 8 | $3,530,000 | $441,250 | $3,999 | 5.98% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 7 | $3,495,000 | $499,286 | $4,567 | 5.73% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 9 | $3,495,000 | $388,333 | $4,691 | 6.02% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 7 | $3,455,000 | $493,571 | $3,574 | 6.35% |
| BOULDER, CO (FHA|USDA|VA) | 7 | $3,455,000 | $493,571 | $4,360 | 5.93% |
| MADISON, WI (FHA|USDA|VA) | 8 | $3,380,000 | $422,500 | $3,315 | 6.00% |
| BOISE CITY, ID (FHA|USDA|VA) | 7 | $3,215,000 | $459,286 | $8,685 | 6.19% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 5 | $3,205,000 | $641,000 | $3,753 | 5.67% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 5 | $3,155,000 | $631,000 | $2,987 | 5.87% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 8 | $3,100,000 | $387,500 | $5,207 | 6.39% |
| PROVO-OREM, UT (FHA|USDA|VA) | 6 | $2,980,000 | $496,667 | $3,468 | 6.16% |
| ASHEVILLE, NC (FHA|USDA|VA) | 7 | $2,955,000 | $422,143 | $5,798 | 6.35% |
| LOUISVILLE, KY (FHA|USDA|VA) | 7 | $2,825,000 | $403,571 | $4,917 | 5.94% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 9 | $2,795,000 | $310,556 | $4,020 | 6.15% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 5 | $2,765,000 | $553,000 | $9,386 | 6.60% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 5 | $2,575,000 | $515,000 | $6,055 | 5.75% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 5 | $2,495,000 | $499,000 | $7,168 | 6.40% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 6 | $2,490,000 | $415,000 | $3,834 | 6.02% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 6 | $2,470,000 | $411,667 | $4,011 | 6.41% |
| Bozeman, MT (FHA|USDA|VA) | 4 | $2,450,000 | $612,500 | $7,370 | 6.18% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 6 | $2,400,000 | $400,000 | $3,831 | 6.16% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 4 | $2,370,000 | $592,500 | $4,063 | 6.00% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 6 | $2,370,000 | $395,000 | $5,400 | 6.58% |
| Heber, UT (FHA|USDA|VA) | 3 | $2,345,000 | $781,667 | $6,128 | 6.46% |
| SALEM, OR (FHA|USDA|VA) | 5 | $2,325,000 | $465,000 | $9,674 | 5.85% |
| STOCKTON, CA (FHA|USDA|VA) | 5 | $2,305,000 | $461,000 | $5,985 | 6.22% |
| PITTSBURGH, PA (FHA|USDA|VA) | 6 | $2,300,000 | $383,333 | $6,354 | 6.50% |
| Outside of Metro Areas | 4 | $2,290,000 | $572,500 | $7,151 | 6.03% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 5 | $2,285,000 | $457,000 | $5,547 | 6.12% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 5 | $2,195,000 | $439,000 | $5,083 | 6.20% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 4 | $2,140,000 | $535,000 | $8,027 | 6.28% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 3 | $2,125,000 | $708,333 | $6,375 | 6.46% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 8 | $2,060,000 | $257,500 | $5,857 | 6.40% |
| GREELEY, CO (FHA|USDA|VA) | 4 | $2,030,000 | $507,500 | $6,885 | 5.90% |
| KNOXVILLE, TN (FHA|USDA|VA) | 6 | $1,960,000 | $326,667 | $5,902 | 6.64% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 5 | $1,905,000 | $381,000 | $5,800 | 6.30% |
| WENATCHEE, WA (FHA|USDA|VA) | 3 | $1,905,000 | $635,000 | $9,435 | 6.70% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 4 | $1,880,000 | $470,000 | $5,232 | 5.97% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 4 | $1,860,000 | $465,000 | $3,998 | 6.12% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 3 | $1,845,000 | $615,000 | $4,109 | 6.25% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 4 | $1,840,000 | $460,000 | $3,467 | 6.59% |
| TULSA, OK (FHA|USDA|VA) | 5 | $1,805,000 | $361,000 | $5,727 | 6.15% |
| ANN ARBOR, MI (FHA|USDA|VA) | 4 | $1,780,000 | $445,000 | $4,825 | 5.56% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 5 | $1,775,000 | $355,000 | $6,184 | 6.50% |
| TUCSON, AZ (FHA|USDA|VA) | 7 | $1,735,000 | $247,857 | $5,433 | 6.32% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 4 | $1,690,000 | $422,500 | $4,320 | 6.18% |
| BELLINGHAM, WA (FHA|USDA|VA) | 3 | $1,655,000 | $551,667 | $8,700 | 5.79% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 3 | $1,605,000 | $535,000 | $3,403 | 6.08% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 4 | $1,600,000 | $400,000 | $4,991 | 6.47% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 4 | $1,560,000 | $390,000 | $6,766 | 6.28% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 4 | $1,560,000 | $390,000 | $5,637 | 6.31% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 3 | $1,535,000 | $511,667 | $3,762 | 6.25% |
| SAVANNAH, GA (FHA|USDA|VA) | 4 | $1,530,000 | $382,500 | $7,953 | 6.18% |
| FRESNO, CA (FHA|USDA|VA) | 3 | $1,525,000 | $508,333 | $7,342 | 5.87% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 4 | $1,510,000 | $377,500 | $8,904 | 6.31% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 3 | $1,495,000 | $498,333 | $3,102 | 6.17% |
| AKRON, OH (FHA|USDA|VA) | 5 | $1,465,000 | $293,000 | $4,456 | 6.27% |
| APPLETON, WI (FHA|USDA|VA) | 4 | $1,450,000 | $362,500 | $7,683 | 6.22% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $1,310,000 | $655,000 | $5,542 | 6.12% |
| BEND, OR (FHA|USDA|VA) | 2 | $1,280,000 | $640,000 | $5,602 | 6.62% |
| Cedar City, UT (FHA|USDA|VA) | 2 | $1,280,000 | $640,000 | $4,111 | 6.69% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 3 | $1,265,000 | $421,667 | $4,431 | 5.87% |
| WILMINGTON, NC (FHA|USDA|VA) | 3 | $1,235,000 | $411,667 | $5,931 | 6.71% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 2 | $1,220,000 | $610,000 | $3,575 | 6.00% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 3 | $1,215,000 | $405,000 | $6,289 | 5.91% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 3 | $1,215,000 | $405,000 | $7,122 | 6.29% |
| Breckenridge, CO (FHA|USDA|VA) | 2 | $1,190,000 | $595,000 | $4,023 | 6.87% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 2 | $1,180,000 | $590,000 | $3,785 | 6.31% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $6,050 | 6.04% |
| ROANOKE, VA (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $4,966 | 6.50% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $4,126 | 6.53% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 2 | $1,120,000 | $560,000 | $4,421 | 5.81% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 2 | $1,080,000 | $540,000 | $3,313 | 5.44% |
| GAINESVILLE, GA (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $3,852 | 6.46% |
| MORRISTOWN, TN (FHA|USDA|VA) | 2 | $1,050,000 | $525,000 | $4,459 | 6.94% |
| Baraboo, WI (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $3,672 | 6.87% |
| North Wilkesboro, NC (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $6,269 | 5.75% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $3,949 | 6.25% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $955,000 | $955,000 | $29,224 | 6.25% |
| Jefferson, GA (FHA|USDA|VA) | 2 | $950,000 | $475,000 | $2,489 | 6.37% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $5,485 | 6.31% |
| LYNCHBURG, VA (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $4,041 | 6.56% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $4,011 | 6.66% |
| AMARILLO, TX (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $12,171 | 6.19% |
| TYLER, TX (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $5,615 | 5.94% |
| Seneca, SC (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $4,674 | 6.50% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $3,096 | 6.19% |
| FORT WAYNE, IN (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $2,847 | 5.44% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $7,562 | 7.37% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $4,154 | 6.91% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $8,165 | 6.25% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $5,551 | 6.62% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $5,177 | 6.06% |
| GREEN BAY, WI (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $2,896 | 6.04% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $4,916 | 6.75% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $4,522 | 6.37% |
| COLUMBIA, SC (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $4,779 | 6.25% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $8,294 | 5.92% |
| Hilo, HI (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $8,691 | 6.06% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $4,176 | 6.71% |
| COLUMBIA, MO (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $3,989 | 5.69% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $4,487 | 6.50% |
| EL PASO, TX (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $5,800 | 6.91% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $6,358 | 6.25% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $5,041 | 6.87% |
| ST. CLOUD, MN (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $4,667 | 5.69% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $2,896 | 5.63% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $24,499 | 5.62% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $4,827 | 6.37% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $5,071 | 6.63% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $5,733 | 6.58% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $2,828 | 6.50% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $5,220 | 6.75% |
| Helena, MT (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $3,703 | 6.43% |
| OCALA, FL (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $4,868 | 6.37% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $3,998 | 6.63% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $5,556 | 6.37% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $4,823 | 6.00% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $7,098 | 5.75% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $10,539 | 5.81% |
| WACO, TX (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $5,069 | 6.12% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $5,525 | 6.12% |
| RAPID CITY, SD (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $7,661 | 6.12% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $3,641 | 6.00% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $3,027 | 6.00% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $3,176 | 5.62% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $3,904 | 6.62% |
| DOTHAN, AL (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,860 | 6.62% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $1,788 | 6.50% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $8,179 | 5.62% |
| JACKSON, TN (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $4,963 | 5.87% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $19,714 | 5.50% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $4,566 | 6.00% |
| Concord, NH (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $2,950 | 7.62% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $9,665 | 6.25% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $2,622 | 6.62% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $4,916 | 6.50% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $2,826 | 4.75% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $4,329 | 6.21% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $3,301 | 7.00% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $7,035 | 6.37% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $3,616 | 7.63% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $3,971 | 7.12% |
| Somerset, KY (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $5,741 | 5.63% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $7,365 | 5.75% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $5,443 | 7.12% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $1,599 | 5.25% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $14,909 | 6.88% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $4,675 | 6.12% |
| Edwards, CO (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $5,610 | 6.37% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $5,518 | 6.12% |
| Paris, TX (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $4,709 | 6.00% |
| Washington, IN (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $5,617 | 5.87% |
| Andrews, TX (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $6,100 | 7.12% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,520 | 5.62% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $5,153 | 6.50% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $6,412 | 6.00% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,771 | 6.00% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,144 | 7.00% |
| Marion, NC (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,372 | 4.88% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,152 | 6.50% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $5,102 | 6.37% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,354 | 5.94% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,440 | 5.00% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,958 | 7.13% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,220 | 6.62% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,318 | 6.50% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,015 | 6.12% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $13,502 | 5.50% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,159 | 6.62% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,871 | 6.12% |
| Durango, CO (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,630 | 5.50% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,888 | 6.00% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $12,546 | 7.37% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,697 | 5.75% |
| Payson, AZ (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $12,563 | 5.25% |
| FLINT, MI (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,462 | 7.38% |
| London, KY (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $11,735 | 7.00% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,396 | 6.88% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,626 | 6.25% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,925 | 6.62% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,984 | 5.50% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,811 | 5.12% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,811 | 6.38% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $12,585 | 4.88% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,491 | 6.13% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,324 | 6.00% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,310 | 5.00% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,584 | 6.12% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,189 | 6.49% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,947 | 6.62% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,499 | 5.50% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,986 | 6.62% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,720 | 7.37% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,980 | 5.87% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $11,431 | 6.00% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,898 | 6.37% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,538 | 6.62% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,045 | 5.88% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,946 | 6.50% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,470 | 7.12% |
| ROME, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,218 | 5.63% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,461 | 5.88% |
| Berlin, NH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,671 | 5.12% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,216 | 6.62% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,174 | 5.25% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,706 | 6.12% |
| New Castle, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,191 | 7.00% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,253 | 7.00% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,565 | 5.75% |
| Duncan, OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,313 | 5.87% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,409 | 7.00% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,063 | 6.50% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,089 | 6.50% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,021 | 5.88% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,814 | 6.00% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,766 | 7.00% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,305 | 7.63% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,272 | 7.00% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,900 | 7.63% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,920 | 5.62% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,456 | 7.13% |
| MERCED, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,399 | 7.00% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,837 | 6.00% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,720 | 5.88% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,368 | 7.12% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,756 | 5.88% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,715 | 7.00% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,734 | 6.75% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,290 | 5.00% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,025 | 7.00% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,383 | 6.00% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,698 | 6.50% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,822 | 6.38% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,726 | 6.63% |
| Sayre, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,234 | 7.50% |
| El Campo, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,392 | 7.63% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,323 | 7.38% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,818 | 7.63% |
| St. Marys, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,543 | 6.62% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,679 | 6.50% |
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Product Mix
For 2024, Lenox Financial Mortgage Corporation's most frequently originated type of loan was Conventional, with 1,636 originations. Their 2nd most popular type was VA, with 39 originations.
Loan Reason
For 2024, Lenox Financial Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 936 originations. The 2nd most popular reason was Refi, with 561 originations.
Loan Duration/Length
For 2024, Lenox Financial Mortgage Corporation's most frequently cited loan duration was 30 Year, with 1,364 originations. The 2nd most popular length was 15 Year, with 219 originations.
Origination Fees/Closing Costs
Lenox Financial Mortgage Corporation's average total fees were $5,755, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,036 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 901 | $405,515,000 | $450,072 |
| 5-6% | 599 | $292,795,000 | $488,806 |
| 7-8% | 128 | $48,450,000 | $378,516 |
| 4-5% | 75 | $33,845,000 | $451,267 |
During 2024, Lenox Financial Mortgage Corporation's average interest rate for loans was 6.34%, while their most frequently originated rate bucket for loans was 6-7%, with 901 originations.
Loan Sizing
2024 saw Lenox Financial Mortgage Corporation place emphasis on $200k-400k loans with 595 originations, totaling $179,195,000 in origination value.
Applicant Income
Lenox Financial Mortgage Corporation lent most frequently to those with incomes in the $150k-250k range, with 712 originations. The second most popular income band? $100k-150k, with 411 originations.
Applicant Debt to Income Ratio
Lenox Financial Mortgage Corporation lent most frequently to those with DTI ratios of 20-30%, with 369 originations. The next most common DTI ratio? 30-36%, with 336 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.28%
Lenox Financial Mortgage Corporation has an average approval rate.
Pick Rate
Approvals leading to origination38.64%
Lenox Financial Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 0.0 | 4 | $1,300,000 | $325,000 |
| NA | 1,699 | $779,305,000 | $458,685 |