Brookhaven Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Brookhaven averaged 6.82% for the week of 2025-07-10, compared to the national average of 6.72% for the same period.

    The average rate for the prior week (2025-07-03) was 6.47% and one month ago for the week of 2025-06-05, the average rate was 7.05%.

    Brookhaven's average rate one year ago was 6.95%.

    For refis of the same type during the week of 2025-07-10, the average rate was 7.12%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-07-10 6.72%
    Brookhaven 30 Year Fixed Rate 2025-07-10 6.82%
    Brookhaven 30 Year Fixed Rate Refi 2025-07-10 7.12%
    Brookhaven 15 Year Fixed Rate 2025-07-10 5.86%
    Brookhaven 15 Year Fixed Rate Refi 2025-07-10 6.46%
    Brookhaven 30 Year FHA 2025-07-10 6.32%
    Brookhaven 30 Year FHA Refi 2025-07-10 6.42%
    Brookhaven 30 Year USDA 2025-07-10 6.25%
    Brookhaven 30 Year USDA Refi 2025-07-10 6.25%
    Brookhaven 30 Year VA 2025-07-10 6.47%
    Brookhaven 30 Year VA Refi 2025-07-10 6.17%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Brookhaven, MS.

    Brookhaven Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Brookhaven, MS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    CROSSCOUNTRY MORTGAGE, LLC 14 6.75% $5,949
    MORTGAGE INVESTORS GROUP, INC. 12 5.98% $4,031
    QUICKEN LOANS, LLC 9 6.85% $6,806
    FIDELITY BANK 4 7.09% $5,403
    21ST MORTGAGE CORPORATION 4 8.61% $6,120
    VANDERBILT MORTGAGE AND FINANCE, INC. 2 8.62% $4,523
    Bank of England 2 6.69% $9,790
    BankPlus 2 6.63% $3,430
    JPMorgan Chase Bank 2 6.50% $3,424
    NEWREZ LLC 2 8.06% $7,584
    Regions Bank 2 6.31% $4,828
    Renasant Bank 2 7.31% $4,379
    Trustmark National Bank 2 6.60% $3,475
    DEEPHAVEN MORTGAGE LLC 1 7.38% $11,302
    SUNBELT Federal Credit Union 1 4.99% $5,271
    Citizens Bank 1 5.99% $5,894
    CHURCHILL MORTGAGE CORPORATION 1 6.63% $3,987
    UNITED WHOLESALE MORTGAGE, LLC 1 5.88% $4,179
    FirstBank 1 9.66% $5,177
    First National Bank of America 1 9.13% $6,728
    GMFS LLC 1 7.63% $4,378
    STOCKTON MORTGAGE CORPORATION 1 7.63% $6,889
    LOANDEPOT.COM, LLC 1 7.63% $7,045

    Brookhaven Average Closing Costs & Other Stats

    Brookhaven, MS's 23 lenders originated 442 loans during 2024. The total origination value was $69,670,000, with an average loan value of $157,624.

    Brookhaven's average closing costs are $4,988.

    The top Brookhaven lender as defined by loan originations is CROSSCOUNTRY MORTGAGE, LLC, with 14 loans originated. Their average total fees are $5,949, which is $1,918 higher than the next largest lender, MORTGAGE INVESTORS GROUP, INC..

    The lowest fee Brookhaven lenders (with over 10 loans originated) are MORTGAGE INVESTORS GROUP, INC. ($4,031), CROSSCOUNTRY MORTGAGE, LLC ($5,949), .

    The lowest rate Brookhaven lenders (with over 10 loans originated) are MORTGAGE INVESTORS GROUP, INC. (5.98%), CROSSCOUNTRY MORTGAGE, LLC (6.75%), .

    Brookhaven, MS Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    CROSSCOUNTRY MORTGAGE, LLC $9,795,000 $10,555,000 7.8% 15.1%
    Trustmark National Bank $11,600,000 $8,340,000 -28.1% 12.0%
    QUICKEN LOANS, LLC $4,070,000 $4,925,000 21.0% 7.1%
    CBRE MULTIFAMILY CAPITAL, INC. $4,905,000 n/a 7.0%
    21ST MORTGAGE CORPORATION $3,230,000 $4,245,000 31.4% 6.1%
    BankPlus $2,455,000 $4,245,000 72.9% 6.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $1,015,000 $3,160,000 211.3% 4.5%
    MORTGAGE INVESTORS GROUP, INC. $2,025,000 $3,025,000 49.4% 4.3%
    First Bank $2,770,000 $2,670,000 -3.6% 3.8%
    Bank of England $1,865,000 n/a 2.7%
    TRIAD FINANCIAL SERVICES, INC. $425,000 $1,610,000 278.8% 2.3%
    Regions Bank $1,725,000 $1,170,000 -32.2% 1.7%
    GMFS LLC $1,120,000 $1,015,000 -9.4% 1.5%
    LOANDEPOT.COM, LLC $510,000 $975,000 91.2% 1.4%
    FIDELITY BANK $1,760,000 $955,000 -45.7% 1.4%
    GUILD MORTGAGE COMPANY $275,000 $955,000 247.3% 1.4%
    Renasant Bank $355,000 $945,000 166.2% 1.4%
    PENNYMAC LOAN SERVICES, LLC $855,000 n/a 1.2%
    STOCKTON MORTGAGE CORPORATION $235,000 $685,000 191.5% 1.0%
    UNITED WHOLESALE MORTGAGE, LLC $250,000 $630,000 152.0% 0.9%
    BROKER SOLUTIONS, INC. $540,000 $570,000 5.6% 0.8%
    CSL Financial, LLC $85,000 $570,000 570.6% 0.8%
    USAA Federal Savings Bank $560,000 n/a 0.8%
    Mortgage Research Center, LLC $1,660,000 $470,000 -71.7% 0.7%
    NAVY FEDERAL CREDIT UNION $285,000 $460,000 61.4% 0.7%
    NEWREZ LLC $120,000 $455,000 279.2% 0.7%
    FirstBank $75,000 $375,000 400.0% 0.5%
    Magnolia Bank $365,000 n/a 0.5%
    FIRST COLONY MORTGAGE CORPORATION $360,000 n/a 0.5%
    DEEPHAVEN MORTGAGE LLC $355,000 n/a 0.5%
    MUTUAL OF OMAHA MORTGAGE, INC. $230,000 $350,000 52.2% 0.5%
    PriorityOne Bank $340,000 n/a 0.5%
    BankFirst Financial Services $490,000 $330,000 -32.7% 0.5%
    FIRST COMMUNITY MORTGAGE, INC. $325,000 n/a 0.5%
    FREEDOM MORTGAGE CORPORATION $55,000 $320,000 481.8% 0.5%
    Heritage Bank of St Tammany $295,000 n/a 0.4%
    CORNERSTONE HOME LENDING, INC. $185,000 $290,000 56.8% 0.4%
    NEW DAY FINANCIAL, LLC $275,000 n/a 0.4%
    American Mortgage Bank, LLC $265,000 n/a 0.4%
    PREMIA MORTGAGE, LLC $255,000 n/a 0.4%
    BancorpSouth $80,000 $245,000 206.3% 0.4%
    SOUTHWEST STAGE FUNDING, LLC $630,000 $235,000 -62.7% 0.3%
    SUNBELT Federal Credit Union $235,000 n/a 0.3%
    JPMorgan Chase Bank $190,000 n/a 0.3%
    CARDINAL FINANCIAL $185,000 n/a 0.3%
    Copiah Bank $185,000 n/a 0.3%
    Citizens Bank $55,000 $175,000 218.2% 0.3%
    The Citizens National Bank of Meridian $175,000 n/a 0.3%
    The Loan Store, Inc. $175,000 n/a 0.3%
    Community Bank of Mississippi $170,000 n/a 0.2%
    Plains Commerce Bank $175,000 $165,000 -5.7% 0.2%
    COUNTRYPLACE MORTGAGE, LTD. $600,000 $155,000 -74.2% 0.2%
    Equity Prime Mortgage LLC $290,000 $135,000 -53.4% 0.2%
    CHURCHILL MORTGAGE CORPORATION $125,000 n/a 0.2%
    Gulf Coast Bank and Trust Company $125,000 n/a 0.2%
    Liberty Bank and Trust Company $125,000 n/a 0.2%
    Origin Bank $125,000 n/a 0.2%
    Ally Bank $105,000 n/a 0.2%
    First National Bank of America $95,000 n/a 0.1%
    Flagstar Bank, FSB $95,000 n/a 0.1%
    Figure Lending LLC $50,000 $70,000 40.0% 0.1%
    ROYAL UNITED MORTGAGE LLC $65,000 n/a 0.1%
    AMERISAVE MORTGAGE CORPORATION $55,000 n/a 0.1%
    KEESLER $55,000 n/a 0.1%

    Brookhaven's top lender by overall market share is CROSSCOUNTRY MORTGAGE, LLC, with 15.1% market share. In second place, with 12.0%, is Trustmark National Bank, having originated $8,340,000 in loans. In third place, with 7.1%, is QUICKEN LOANS, LLC, having originated $4,925,000 in loans. In fourth place, with 7.0%, is CBRE MULTIFAMILY CAPITAL, INC., having originated $4,905,000 in loans. In fifth place, with 6.1%, is 21ST MORTGAGE CORPORATION, having originated $4,245,000 in loans.

    Brookhaven Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Brookhaven (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $148,875 (4.9%) $203,649 (18.6%) 0.00 79
    2018-02-01 $141,175 (-2.3%) $196,045 (13.3%) 0.00 80
    2018-03-01 $139,000 (-6.9%) $190,728 (11.1%) 0.00 85
    2018-04-01 $138,200 (-13.1%) $190,134 (-4.4%) 0.00 81
    2018-05-01 $164,225 (6.0%) $215,746 (12.0%) 0.00 82
    2018-06-01 $152,000 (-0.6%) $204,793 (11.5%) 0.00 91
    2018-07-01 $143,875 (-7.2%) $195,234 (6.5%) 0.00 99
    2018-08-01 $151,250 (-4.0%) $199,236 (13.2%) 0.00 93
    2018-09-01 $148,000 (-4.5%) $203,431 (14.9%) 0.00 94
    2018-10-01 $157,000 (1.1%) $207,231 (12.3%) 0.00 97
    2018-11-01 $164,500 (6.5%) $225,159 (14.3%) 0.00 108
    2018-12-01 $169,000 (13.0%) $224,792 (10.3%) 0.00 100
    2019-01-01 $171,100 (14.9%) $232,832 (14.3%) 0.00 103
    2019-02-01 $164,750 (16.7%) $232,820 (18.8%) 0.00 110
    2019-03-01 $154,357 (11.1%) $224,678 (17.8%) 0.00 113
    2019-04-01 $149,357 (8.1%) $217,713 (14.5%) 0.00 114
    2019-05-01 $149,250 (-9.1%) $201,206 (-6.7%) 0.00 111
    2019-06-01 $146,250 (-3.8%) $202,039 (-1.3%) 0.00 112
    2019-07-01 $149,900 (4.2%) $204,840 (4.9%) 0.00 101
    2019-08-01 $151,182 (-0.1%) $192,553 (-3.4%) 0.00 102
    2019-09-01 $149,955 (1.3%) $179,287 (-11.9%) 0.00 103
    2019-10-01 $149,636 (-4.7%) $177,146 (-14.5%) 0.00 99
    2019-11-01 $165,000 (0.3%) $195,139 (-13.3%) 0.00 98
    2019-12-01 $159,475 (-5.6%) $186,473 (-17.1%) 0.00 105
    2020-01-01 $163,600 (-4.4%) $187,688 (-19.4%) 0.00 101
    2020-02-01 $165,000 (0.2%) $196,185 (-15.7%) 0.00 109
    2020-03-01 $174,750 (13.2%) $204,063 (-9.2%) 0.00 105
    2020-04-01 $175,000 (17.2%) $205,035 (-5.8%) 0.00 99
    2020-05-01 $174,990 (17.3%) $207,187 (3.0%) 0.00 92
    2020-06-01 $170,125 (16.3%) $203,208 (0.6%) 0.00 80
    2020-07-01 $171,500 (14.4%) $210,603 (2.8%) 0.00 68
    2020-08-01 $162,250 (7.3%) $199,289 (3.5%) 0.00 59
    2020-09-01 $157,125 (4.8%) $200,633 (11.9%) 0.00 58
    2020-10-01 $147,500 (-1.4%) $203,776 (15.0%) 0.00 60
    2020-11-01 $149,925 (-9.1%) $219,919 (12.7%) 0.00 59
    2020-12-01 $152,500 (-4.4%) $217,610 (16.7%) 0.00 54
    2021-01-01 $150,000 (-8.3%) $203,949 (8.7%) 0.00 48
    2021-02-01 $178,125 (8.0%) $233,176 (18.9%) 0.00 40
    2021-03-01 $164,875 (-5.7%) $209,693 (2.8%) 0.00 36
    2021-04-01 $163,750 (-6.4%) $210,937 (2.9%) 0.00 33
    2021-05-01 $158,500 (-9.4%) $204,399 (-1.4%) 0.00 32
    2021-06-01 $181,225 (6.5%) $206,361 (1.6%) 0.00 34
    2021-07-01 $169,900 (-0.9%) $203,786 (-3.2%) 0.00 41
    2021-08-01 $185,000 (14.0%) $208,507 (4.6%) 0.00 47
    2021-09-01 $185,000 (17.7%) $214,243 (6.8%) 0.00 49
    2021-10-01 $180,000 (22.0%) $207,572 (1.9%) 0.00 44
    2021-11-01 $188,750 (25.9%) $206,825 (-6.0%) 0.00 38
    2021-12-01 $188,750 (23.8%) $214,115 (-1.6%) 0.00 40
    2022-01-01 $180,000 (20.0%) $205,945 (1.0%) 0.00 39
    2022-02-01 $203,000 (14.0%) $231,733 (-0.6%) 0.00 43
    2022-03-01 $217,000 (31.6%) $244,750 (16.7%) 0.00 46
    2022-04-01 $222,000 (35.6%) $247,878 (17.5%) 0.00 44
    2022-05-01 $255,250 (61.0%) $274,660 (34.4%) 0.00 40
    2022-06-01 $246,000 (35.7%) $277,191 (34.3%) 0.00 45
    2022-07-01 $235,000 (38.3%) $260,666 (27.9%) 0.00 53
    2022-08-01 $246,175 (33.1%) $283,550 (36.0%) 0.00 50
    2022-09-01 $239,975 (29.7%) $270,298 (26.2%) 0.00 52
    2022-10-01 $239,750 (33.2%) $275,448 (32.7%) 0.00 48
    2022-11-01 $222,400 (17.8%) $264,503 (27.9%) 0.00 48
    2022-12-01 $230,000 (21.9%) $272,767 (27.4%) 0.00 51
    2023-01-01 $233,750 (29.9%) $289,159 (40.4%) 0.00 53
    2023-02-01 $250,250 (23.3%) $293,450 (26.6%) 0.00 56
    2023-03-01 $211,225 (-2.7%) $269,617 (10.2%) 0.00 57
    2023-04-01 $188,000 (-15.3%) $242,530 (-2.2%) 0.00 56
    2023-05-01 $188,625 (-26.1%) $276,804 (0.8%) 0.00 45
    2023-06-01 $196,575 (-20.1%) $279,252 (0.7%) 0.00 43
    2023-07-01 $199,000 (-15.3%) $271,736 (4.3%) 0.00 48
    2023-08-01 $196,200 (-20.3%) $272,138 (-4.0%) 0.00 41
    2023-09-01 $196,250 (-18.2%) $274,752 (1.7%) 0.00 39
    2023-10-01 $198,625 (-17.2%) $275,250 (-0.1%) 0.00 44
    2023-11-01 $199,000 (-10.5%) $293,626 (11.0%) 0.00 46
    2023-12-01 $199,000 (-13.5%) $288,923 (5.9%) 0.00 54
    2024-01-01 $194,225 (-16.9%) $266,334 (-7.9%) 0.00 50
    2024-02-01 $199,225 (-20.4%) $275,104 (-6.3%) 0.00 45
    2024-03-01 $199,000 (-5.8%) $282,761 (4.9%) 0.00 47
    2024-04-01 $197,750 (5.2%) $239,181 (-1.4%) 0.00 49
    2024-05-01 $193,350 (2.5%) $220,616 (-20.3%) 0.00 49
    2024-06-01 $199,000 (1.2%) $259,545 (-7.1%) 0.00 50
    2024-07-01 $223,050 (12.1%) $274,916 (1.2%) 0.00 53
    2024-08-01 $249,500 (27.2%) $284,259 (4.5%) 0.00 51
    2024-09-01 $238,475 (21.5%) $277,023 (0.8%) 0.00 54
    2024-10-01 $219,363 (10.4%) $267,168 (-2.9%) 0.00 60
    2024-11-01 $199,900 (0.5%) $248,498 (-15.4%) 0.00 55
    2024-12-01 $227,200 (14.2%) $254,008 (-12.1%) 0.00 57
    2025-01-01 $221,250 (13.9%) $252,059 (-5.4%) 0.00 56
    2025-02-01 $220,925 (10.9%) $274,824 (-0.1%) 0.00 56
    2025-03-01 $208,000 (4.5%) $323,444 (14.4%) 0.00 58
    2025-04-01 $189,000 (-4.4%) $308,242 (28.9%) 0.00 54
    2025-05-01 $189,900 (-1.8%) $322,047 (46.0%) 0.00 57
    2025-06-01 $216,875 (9.0%) $339,590 (30.8%) 0.00 55
    Brookhaven's median listing price for 2025-06-01 was $216,875, a difference of $17,875 (9.0%) versus the prior year and $26,975 versus the prior month.

    Brookhaven's median listing price comes in at 0% of the national average.

    Brookhaven's average listing price for 2025-06-01 was $339,590, a difference of $80,045 (30.8%) versus the prior year and $17,543 versus the prior month.

    For the 2025-06-01 period, Brookhaven had 55 MLS listings, a difference of -2 listings (-4%) versus the prior month and 5 listings (10%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Brookhaven (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,126 sqft
    2018-02-01 0 days 2,100 sqft
    2018-03-01 0 days 2,045 sqft
    2018-04-01 0 days 2,008 sqft
    2018-05-01 0 days 2,220 sqft
    2018-06-01 0 days 2,045 sqft
    2018-07-01 0 days 1,921 sqft
    2018-08-01 0 days 1,985 sqft
    2018-09-01 0 days 1,984 sqft
    2018-10-01 0 days 2,012 sqft
    2018-11-01 0 days 2,016 sqft
    2018-12-01 0 days 2,016 sqft
    2019-01-01 0 days 2,036 sqft
    2019-02-01 0 days 2,042 sqft
    2019-03-01 0 days 1,994 sqft
    2019-04-01 0 days 1,979 sqft
    2019-05-01 0 days 1,916 sqft
    2019-06-01 0 days 1,949 sqft
    2019-07-01 0 days 1,947 sqft
    2019-08-01 0 days 1,934 sqft
    2019-09-01 0 days 1,914 sqft
    2019-10-01 0 days 1,913 sqft
    2019-11-01 0 days 1,953 sqft
    2019-12-01 0 days 2,000 sqft
    2020-01-01 0 days 1,917 sqft
    2020-02-01 0 days 1,977 sqft
    2020-03-01 0 days 2,074 sqft
    2020-04-01 0 days 2,018 sqft
    2020-05-01 0 days 2,094 sqft
    2020-06-01 0 days 2,101 sqft
    2020-07-01 0 days 2,095 sqft
    2020-08-01 0 days 2,137 sqft
    2020-09-01 0 days 2,113 sqft
    2020-10-01 0 days 2,104 sqft
    2020-11-01 0 days 2,064 sqft
    2020-12-01 0 days 1,983 sqft
    2021-01-01 0 days 1,962 sqft
    2021-02-01 0 days 2,027 sqft
    2021-03-01 0 days 1,871 sqft
    2021-04-01 0 days 1,940 sqft
    2021-05-01 0 days 1,740 sqft
    2021-06-01 0 days 1,942 sqft
    2021-07-01 0 days 1,976 sqft
    2021-08-01 0 days 1,981 sqft
    2021-09-01 0 days 1,881 sqft
    2021-10-01 0 days 1,823 sqft
    2021-11-01 0 days 1,945 sqft
    2021-12-01 0 days 1,910 sqft
    2022-01-01 0 days 2,002 sqft
    2022-02-01 0 days 2,052 sqft
    2022-03-01 0 days 2,108 sqft
    2022-04-01 0 days 2,137 sqft
    2022-05-01 0 days 2,293 sqft
    2022-06-01 0 days 2,264 sqft
    2022-07-01 0 days 2,157 sqft
    2022-08-01 0 days 2,190 sqft
    2022-09-01 0 days 2,155 sqft
    2022-10-01 0 days 2,083 sqft
    2022-11-01 0 days 2,006 sqft
    2022-12-01 0 days 2,024 sqft
    2023-01-01 0 days 2,275 sqft
    2023-02-01 0 days 2,300 sqft
    2023-03-01 0 days 2,207 sqft
    2023-04-01 0 days 1,920 sqft
    2023-05-01 0 days 1,950 sqft
    2023-06-01 0 days 1,946 sqft
    2023-07-01 0 days 1,950 sqft
    2023-08-01 0 days 1,921 sqft
    2023-09-01 0 days 1,962 sqft
    2023-10-01 0 days 1,893 sqft
    2023-11-01 0 days 2,000 sqft
    2023-12-01 0 days 2,000 sqft
    2024-01-01 0 days 2,000 sqft
    2024-02-01 0 days 2,031 sqft
    2024-03-01 0 days 2,107 sqft
    2024-04-01 0 days 1,951 sqft
    2024-05-01 0 days 1,851 sqft
    2024-06-01 0 days 1,967 sqft
    2024-07-01 0 days 2,049 sqft
    2024-08-01 0 days 2,122 sqft
    2024-09-01 0 days 2,100 sqft
    2024-10-01 0 days 1,910 sqft
    2024-11-01 0 days 1,930 sqft
    2024-12-01 0 days 1,929 sqft
    2025-01-01 0 days 1,823 sqft
    2025-02-01 0 days 1,817 sqft
    2025-03-01 0 days 1,866 sqft
    2025-04-01 0 days 1,881 sqft
    2025-05-01 0 days 1,903 sqft
    2025-06-01 0 days 1,911 sqft
    Brookhaven's median listing age (time on market) for 2025-06-01 was 0 days.

    Brookhaven's median square footage for active listings during the 2025-06-01 period was 1,911 sqft. One year prior, the average listing was 1,967 sqft.

    Brookhaven, MS Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 242 $40,870,000 $168,884
    Refi 96 $19,280,000 $200,833
    Other 45 $2,615,000 $58,111
    Cash Out Refi 39 $5,385,000 $138,077
    Home Improvement 20 $1,520,000 $76,000

    Brookhaven's most frequently cited loan purpose was Home Purchase, with 242 originations. The 2nd most popular reason was Refi, with 96 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    Over 8% 160 $16,720,000 $104,500
    6-7% 138 $25,150,000 $182,246
    7-8% 79 $13,385,000 $169,430
    5-6% 26 $9,230,000 $355,000
    4-5% 11 $1,045,000 $95,000
    <2.5% 8 $800,000 $100,000
    3-4% 1 $65,000 $65,000

    During 2024, Brookhaven's most frequently originated rate bucket was Over 8%, with 160 originations.

    Loan Sizing (Brookhaven, MS MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 181 $10,515,000 $58,094
    $100k-200k 169 $24,775,000 $146,598
    $200k-400k 77 $20,295,000 $263,571
    $400k-600k 10 $4,960,000 $496,000
    $600k-1000k 3 $1,975,000 $658,333
    $Over $1MM 2 $7,150,000 $3,575,000

    Brookhaven's loan sizing saw the bucket of loans from $100,000 or less with 181 originations, totaling $10,515,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 205 $37,385,000 $182,366
    20-40% 65 $4,915,000 $75,615
    60-80% 60 $16,660,000 $277,667
    Under 20% 42 $1,590,000 $37,857
    40-60% 38 $3,940,000 $103,684
    Over 100% 5 $985,000 $197,000

    Brookhaven's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 205 originations, totaling $37,385,000 in origination value.