Csl Financial Mortgage Rates, Fees & Info
MONTGOMERY, ALLEI: 5493000V86JDJLM0OV13
Tax ID: 45-5523107
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Mortgage Data
Review & Overview
Csl Financial is a smaller mortgage company specializing in Home Purchase loans. Csl Financial has a high proportion of conventional loans. Their top markets by origination volume include: Houston, Birmingham, Baton Rouge, Austin, and San Antonio among others. We have data for 164 markets. (Some data included below & more in-depth data is available with an active subscription.)Csl Financial has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 15 Year Conventional Purchase | 8.20% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Csl Financial Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,011Origination Dollar Volume (All Markets)
$107,515,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 242 | $26,820,000 | $110,826 | $2,971 | 9.09% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 63 | $7,475,000 | $118,651 | $3,274 | 9.54% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 29 | $3,355,000 | $115,690 | $3,286 | 9.01% |
| BATON ROUGE, LA (FHA|USDA|VA) | 21 | $2,155,000 | $102,619 | $2,415 | 9.29% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 14 | $1,980,000 | $141,429 | $3,523 | 9.05% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 20 | $1,930,000 | $96,500 | $2,552 | 9.98% |
| JACKSON, MS (FHA|USDA|VA) | 14 | $1,710,000 | $122,143 | $3,529 | 9.12% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 16 | $1,640,000 | $102,500 | $3,172 | 9.28% |
| FLORENCE, SC (FHA|USDA|VA) | 16 | $1,580,000 | $98,750 | $2,332 | 9.33% |
| HATTIESBURG, MS (FHA|USDA|VA) | 14 | $1,510,000 | $107,857 | $2,801 | 9.51% |
| Cullman, AL (FHA|USDA|VA) | 15 | $1,295,000 | $86,333 | $2,462 | 9.18% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 14 | $1,290,000 | $92,143 | $2,504 | 9.44% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 9 | $1,285,000 | $142,778 | $2,984 | 8.12% |
| MIDLAND, TX (FHA|USDA|VA) | 10 | $1,210,000 | $121,000 | $3,670 | 9.29% |
| Tupelo, MS (FHA|USDA|VA) | 12 | $1,180,000 | $98,333 | $3,357 | 9.38% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 12 | $1,180,000 | $98,333 | $2,716 | 9.50% |
| LAFAYETTE, LA (FHA|USDA|VA) | 15 | $1,175,000 | $78,333 | $2,008 | 8.73% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 11 | $1,165,000 | $105,909 | $4,061 | 9.58% |
| Ardmore, OK (FHA|USDA|VA) | 10 | $1,130,000 | $113,000 | $3,047 | 9.59% |
| GAINESVILLE, FL (FHA|USDA|VA) | 8 | $1,120,000 | $140,000 | $3,519 | 8.73% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 19 | $1,085,000 | $57,105 | $1,573 | 9.53% |
| Opelousas, LA (FHA|USDA|VA) | 11 | $985,000 | $89,545 | $1,907 | 9.43% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 9 | $985,000 | $109,444 | $3,194 | 9.06% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 9 | $915,000 | $101,667 | $3,093 | 9.03% |
| Meridian, MS (FHA|USDA|VA) | 10 | $900,000 | $90,000 | $2,578 | 9.83% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 8 | $880,000 | $110,000 | $3,115 | 8.97% |
| DECATUR, AL (FHA|USDA|VA) | 8 | $850,000 | $106,250 | $3,424 | 9.13% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 11 | $775,000 | $70,455 | $1,908 | 9.83% |
| HAMMOND, LA (FHA|USDA|VA) | 7 | $775,000 | $110,714 | $3,731 | 9.58% |
| London, KY (FHA|USDA|VA) | 9 | $755,000 | $83,889 | $2,570 | 8.86% |
| Jasper, AL (FHA|USDA|VA) | 6 | $740,000 | $123,333 | $4,822 | 9.46% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 7 | $735,000 | $105,000 | $2,536 | 9.85% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 8 | $730,000 | $91,250 | $2,439 | 9.52% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 6 | $690,000 | $115,000 | $2,126 | 8.35% |
| Lake City, FL (FHA|USDA|VA) | 7 | $675,000 | $96,429 | $3,377 | 8.28% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 6 | $630,000 | $105,000 | $2,325 | 9.81% |
| TULSA, OK (FHA|USDA|VA) | 6 | $630,000 | $105,000 | $2,590 | 8.20% |
| MONROE, LA (FHA|USDA|VA) | 8 | $630,000 | $78,750 | $2,341 | 8.77% |
| KNOXVILLE, TN (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $3,639 | 8.35% |
| SAVANNAH, GA (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $3,197 | 8.02% |
| ROME, GA (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $3,365 | 10.12% |
| Morehead City, NC (FHA|USDA|VA) | 7 | $605,000 | $86,429 | $1,744 | 8.20% |
| Laurel, MS (FHA|USDA|VA) | 6 | $590,000 | $98,333 | $2,815 | 9.52% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 8 | $590,000 | $73,750 | $2,072 | 9.16% |
| Fort Payne, AL (FHA|USDA|VA) | 5 | $585,000 | $117,000 | $3,982 | 8.66% |
| Starkville, MS (FHA|USDA|VA) | 6 | $580,000 | $96,667 | $3,373 | 9.30% |
| Statesboro, GA (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $2,866 | 8.87% |
| Brookhaven, MS (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $5,352 | 10.30% |
| VICTORIA, TX (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $2,764 | 10.18% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $4,627 | 10.77% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 5 | $545,000 | $109,000 | $2,544 | 8.47% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $3,951 | 8.21% |
| Albertville, AL (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $3,568 | 8.80% |
| DOTHAN, AL (FHA|USDA|VA) | 5 | $515,000 | $103,000 | $3,775 | 8.67% |
| Lumberton, NC (FHA|USDA|VA) | 5 | $495,000 | $99,000 | $3,080 | 9.15% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 6 | $490,000 | $81,667 | $3,052 | 8.29% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $3,556 | 8.92% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 5 | $475,000 | $95,000 | $1,824 | 9.68% |
| COLUMBIA, SC (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $1,763 | 9.80% |
| Oxford, MS (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $3,254 | 9.43% |
| Lawrenceburg, TN (FHA|USDA|VA) | 5 | $425,000 | $85,000 | $1,673 | 9.86% |
| Georgetown, SC (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $2,836 | 9.29% |
| MORRISTOWN, TN (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $1,937 | 9.95% |
| Bonham, TX (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $2,795 | 8.07% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $2,050 | 9.19% |
| NEW BERN, NC (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $2,765 | 9.20% |
| ABILENE, TX (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $4,000 | 10.14% |
| Bogalusa, LA (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $2,609 | 9.41% |
| Brownwood, TX (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $1,489 | 9.61% |
| Ada, OK (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $5,503 | 8.64% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,939 | 8.92% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $9,597 | 8.77% |
| Orangeburg, SC (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,811 | 9.87% |
| Columbus, MS (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $4,172 | 8.26% |
| LONGVIEW, TX (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $1,991 | 10.12% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,946 | 10.02% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $3,066 | 8.27% |
| West Point, MS (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $2,301 | 10.16% |
| Fort Polk South, LA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,989 | 8.19% |
| Grenada, MS (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,148 | 8.89% |
| OWENSBORO, KY (FHA|USDA|VA) | 4 | $270,000 | $67,500 | $1,598 | 8.73% |
| WACO, TX (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $3,281 | 8.87% |
| Huntsville, TX (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $2,751 | 10.19% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,610 | 9.52% |
| Scottsboro, AL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,939 | 9.34% |
| Shawnee, OK (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,442 | 8.82% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,581 | 9.24% |
| Alexander City, AL (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $2,364 | 9.46% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $3,314 | 7.71% |
| MONTGOMERY, AL (FHA|USDA|VA) | 4 | $250,000 | $62,500 | $1,836 | 8.63% |
| PINE BLUFF, AR (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,340 | 11.29% |
| VALDOSTA, GA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,222 | 8.79% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $1,574 | 8.02% |
| Summerville, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,704 | 9.24% |
| Washington, NC (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $2,612 | 9.99% |
| Vicksburg, MS (FHA|USDA|VA) | 4 | $210,000 | $52,500 | $1,623 | 9.20% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $2,177 | 8.87% |
| Duncan, OK (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,905 | 9.39% |
| ODESSA, TX (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,120 | 7.99% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $11,122 | 9.14% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $2,612 | 10.82% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,069 | 8.89% |
| Corinth, MS (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $2,272 | 8.62% |
| Russellville, AR (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $2,282 | 8.07% |
| TYLER, TX (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $2,640 | 8.89% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,856 | 7.39% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,184 | 7.14% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,868 | 8.84% |
| Palatka, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,789 | 9.59% |
| Paris, TX (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $2,090 | 9.39% |
| Magnolia, AR (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $1,786 | 10.57% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $2,202 | 8.94% |
| Eufaula, AL-GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,595 | 8.74% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,899 | 9.39% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,892 | 8.39% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $1,681 | 8.27% |
| Somerset, KY (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $1,746 | 7.52% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,833 | 8.24% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,435 | 9.14% |
| OCALA, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,767 | 9.89% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,904 | 8.09% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $1,394 | 8.19% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,826 | 9.44% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,212 | 9.49% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,252 | 9.64% |
| Durant, OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,704 | 8.39% |
| El Campo, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,290 | 6.89% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,178 | 11.29% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,793 | 11.54% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,520 | 7.34% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,762 | 10.79% |
| Athens, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,839 | 8.99% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,723 | 8.49% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,870 | 11.29% |
| Mineral Wells, TX (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $1,981 | 9.49% |
| Brownsville, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,474 | 9.14% |
| Newport, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,383 | 7.29% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,732 | 9.74% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,612 | 8.74% |
| Pearsall, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,724 | 9.74% |
| Dublin, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,676 | 7.89% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,807 | 8.14% |
| Bennettsville, SC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,313 | 8.14% |
| Beeville, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,411 | 9.34% |
| Rockport, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,462 | 9.84% |
| Batesville, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,398 | 8.39% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,276 | 8.59% |
| Alice, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,533 | 10.19% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,394 | 9.64% |
| Frankfort, KY (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $2,210 | 10.14% |
| Forrest City, AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,237 | 10.04% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,309 | 9.54% |
| Camden, AR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,992 | 9.99% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $979 | 7.69% |
| Minden, LA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,156 | 7.89% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,974 | 11.79% |
| Troy, AL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,005 | 8.89% |
| Picayune, MS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,004 | 9.39% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,062 | 7.14% |
| Athens, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,087 | 7.39% |
| Wilson, NC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.39% |
| Central City, KY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,982 | 10.89% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,155 | 9.79% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,567 | 7.89% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 1,011 | $107,515,000 | $106,345 | $2,938 | 9.19% |
For 2024, Csl Financial's most frequently originated type of loan was Conventional, with 1,011 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Home Purchase | 1,011 | $107,515,000 | $106,345 | $2,938 | 9.19% |
For 2024, Csl Financial's most frequently cited loan purpose was Home Purchase, with 1,011 originations.
Loan Duration/Length
For 2024, Csl Financial's most frequently cited loan duration was Other, with 904 originations. The 2nd most popular length was 15 Year, with 68 originations.
Origination Fees/Closing Costs
Csl Financial's average total fees were $0, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 293 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| Over 8% | 802 | $86,970,000 | $108,441 |
| 7-8% | 187 | $18,435,000 | $98,583 |
| 6-7% | 21 | $2,075,000 | $98,810 |
| 5-6% | 1 | $35,000 | $35,000 |
During 2024, Csl Financial's average interest rate for loans was 0.00%, while their most frequently originated rate bucket for loans was Over 8%, with 802 originations.
Loan Sizing
2024 saw Csl Financial place emphasis on $100,000 or less loans with 528 originations, totaling $38,250,000 in origination value.
Applicant Income
Csl Financial lent most frequently to those with incomes in the $50k-75k range, with 307 originations. The second most popular income band? $50k or less, with 291 originations.
Applicant Debt to Income Ratio
Csl Financial lent most frequently to those with DTI ratios of 20-30%, with 225 originations. The next most common DTI ratio? 30-36%, with 225 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications39.66%
Csl Financial has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination-196.54%
Csl Financial has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,011 | $107,515,000 | $106,345 |