Csl Financial Mortgage Rates, Fees & Info
MONTGOMERY, ALLEI: 5493000V86JDJLM0OV13
Tax ID: 45-5523107
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Csl Financial is a smaller mortgage company specializing in Home Purchase loans. Csl Financial has a high proportion of conventional loans. Their top markets by origination volume include: Houston, Birmingham, Baton Rouge, Austin, and San Antonio among others. We have data for 164 markets. (Some data included below & more in-depth data is available with an active subscription.)Csl Financial has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 15 Year Conventional Purchase | 8.20% | 6/22/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Csl Financial Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Csl Financial. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,011Origination Dollar Volume (All Markets)
$107,515,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 242 | $26,820,000 | $110,826 | $2,971 | 9.09% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 63 | $7,475,000 | $118,651 | $3,274 | 9.54% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 29 | $3,355,000 | $115,690 | $3,286 | 9.01% |
| BATON ROUGE, LA (FHA|USDA|VA) | 21 | $2,155,000 | $102,619 | $2,415 | 9.29% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 14 | $1,980,000 | $141,429 | $3,523 | 9.05% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 20 | $1,930,000 | $96,500 | $2,552 | 9.98% |
| JACKSON, MS (FHA|USDA|VA) | 14 | $1,710,000 | $122,143 | $3,529 | 9.12% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 16 | $1,640,000 | $102,500 | $3,172 | 9.28% |
| FLORENCE, SC (FHA|USDA|VA) | 16 | $1,580,000 | $98,750 | $2,332 | 9.33% |
| HATTIESBURG, MS (FHA|USDA|VA) | 14 | $1,510,000 | $107,857 | $2,801 | 9.51% |
| Cullman, AL (FHA|USDA|VA) | 15 | $1,295,000 | $86,333 | $2,462 | 9.18% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 14 | $1,290,000 | $92,143 | $2,504 | 9.44% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 9 | $1,285,000 | $142,778 | $2,984 | 8.12% |
| MIDLAND, TX (FHA|USDA|VA) | 10 | $1,210,000 | $121,000 | $3,670 | 9.29% |
| Tupelo, MS (FHA|USDA|VA) | 12 | $1,180,000 | $98,333 | $3,357 | 9.38% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 12 | $1,180,000 | $98,333 | $2,716 | 9.50% |
| LAFAYETTE, LA (FHA|USDA|VA) | 15 | $1,175,000 | $78,333 | $2,008 | 8.73% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 11 | $1,165,000 | $105,909 | $4,061 | 9.58% |
| Ardmore, OK (FHA|USDA|VA) | 10 | $1,130,000 | $113,000 | $3,047 | 9.59% |
| GAINESVILLE, FL (FHA|USDA|VA) | 8 | $1,120,000 | $140,000 | $3,519 | 8.73% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 19 | $1,085,000 | $57,105 | $1,573 | 9.53% |
| Opelousas, LA (FHA|USDA|VA) | 11 | $985,000 | $89,545 | $1,907 | 9.43% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 9 | $985,000 | $109,444 | $3,194 | 9.06% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 9 | $915,000 | $101,667 | $3,093 | 9.03% |
| Meridian, MS (FHA|USDA|VA) | 10 | $900,000 | $90,000 | $2,578 | 9.83% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 8 | $880,000 | $110,000 | $3,115 | 8.97% |
| DECATUR, AL (FHA|USDA|VA) | 8 | $850,000 | $106,250 | $3,424 | 9.13% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 11 | $775,000 | $70,455 | $1,908 | 9.83% |
| HAMMOND, LA (FHA|USDA|VA) | 7 | $775,000 | $110,714 | $3,731 | 9.58% |
| London, KY (FHA|USDA|VA) | 9 | $755,000 | $83,889 | $2,570 | 8.86% |
| Jasper, AL (FHA|USDA|VA) | 6 | $740,000 | $123,333 | $4,822 | 9.46% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 7 | $735,000 | $105,000 | $2,536 | 9.85% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 8 | $730,000 | $91,250 | $2,439 | 9.52% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 6 | $690,000 | $115,000 | $2,126 | 8.35% |
| Lake City, FL (FHA|USDA|VA) | 7 | $675,000 | $96,429 | $3,377 | 8.28% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 6 | $630,000 | $105,000 | $2,325 | 9.81% |
| TULSA, OK (FHA|USDA|VA) | 6 | $630,000 | $105,000 | $2,590 | 8.20% |
| MONROE, LA (FHA|USDA|VA) | 8 | $630,000 | $78,750 | $2,341 | 8.77% |
| KNOXVILLE, TN (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $3,639 | 8.35% |
| SAVANNAH, GA (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $3,197 | 8.02% |
| ROME, GA (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $3,365 | 10.12% |
| Morehead City, NC (FHA|USDA|VA) | 7 | $605,000 | $86,429 | $1,744 | 8.20% |
| Laurel, MS (FHA|USDA|VA) | 6 | $590,000 | $98,333 | $2,815 | 9.52% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 8 | $590,000 | $73,750 | $2,072 | 9.16% |
| Fort Payne, AL (FHA|USDA|VA) | 5 | $585,000 | $117,000 | $3,982 | 8.66% |
| Starkville, MS (FHA|USDA|VA) | 6 | $580,000 | $96,667 | $3,373 | 9.30% |
| Statesboro, GA (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $2,866 | 8.87% |
| Brookhaven, MS (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $5,352 | 10.30% |
| VICTORIA, TX (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $2,764 | 10.18% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $4,627 | 10.77% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 5 | $545,000 | $109,000 | $2,544 | 8.47% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $3,951 | 8.21% |
| Albertville, AL (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $3,568 | 8.80% |
| DOTHAN, AL (FHA|USDA|VA) | 5 | $515,000 | $103,000 | $3,775 | 8.67% |
| Lumberton, NC (FHA|USDA|VA) | 5 | $495,000 | $99,000 | $3,080 | 9.15% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 6 | $490,000 | $81,667 | $3,052 | 8.29% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $3,556 | 8.92% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 5 | $475,000 | $95,000 | $1,824 | 9.68% |
| COLUMBIA, SC (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $1,763 | 9.80% |
| Oxford, MS (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $3,254 | 9.43% |
| Lawrenceburg, TN (FHA|USDA|VA) | 5 | $425,000 | $85,000 | $1,673 | 9.86% |
| Georgetown, SC (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $2,836 | 9.29% |
| MORRISTOWN, TN (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $1,937 | 9.95% |
| Bonham, TX (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $2,795 | 8.07% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $2,050 | 9.19% |
| NEW BERN, NC (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $2,765 | 9.20% |
| ABILENE, TX (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $4,000 | 10.14% |
| Bogalusa, LA (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $2,609 | 9.41% |
| Brownwood, TX (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $1,489 | 9.61% |
| Ada, OK (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $5,503 | 8.64% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,939 | 8.92% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $9,597 | 8.77% |
| Orangeburg, SC (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,811 | 9.87% |
| Columbus, MS (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $4,172 | 8.26% |
| LONGVIEW, TX (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $1,991 | 10.12% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,946 | 10.02% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $3,066 | 8.27% |
| West Point, MS (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $2,301 | 10.16% |
| Fort Polk South, LA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,989 | 8.19% |
| Grenada, MS (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,148 | 8.89% |
| OWENSBORO, KY (FHA|USDA|VA) | 4 | $270,000 | $67,500 | $1,598 | 8.73% |
| WACO, TX (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $3,281 | 8.87% |
| Huntsville, TX (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $2,751 | 10.19% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,610 | 9.52% |
| Scottsboro, AL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,939 | 9.34% |
| Shawnee, OK (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,442 | 8.82% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,581 | 9.24% |
| Alexander City, AL (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $2,364 | 9.46% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $3,314 | 7.71% |
| MONTGOMERY, AL (FHA|USDA|VA) | 4 | $250,000 | $62,500 | $1,836 | 8.63% |
| PINE BLUFF, AR (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,340 | 11.29% |
| VALDOSTA, GA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,222 | 8.79% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $1,574 | 8.02% |
| Summerville, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,704 | 9.24% |
| Washington, NC (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $2,612 | 9.99% |
| Vicksburg, MS (FHA|USDA|VA) | 4 | $210,000 | $52,500 | $1,623 | 9.20% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $2,177 | 8.87% |
| Duncan, OK (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,905 | 9.39% |
| ODESSA, TX (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,120 | 7.99% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $11,122 | 9.14% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $2,612 | 10.82% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,069 | 8.89% |
| Corinth, MS (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $2,272 | 8.62% |
| Russellville, AR (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $2,282 | 8.07% |
| TYLER, TX (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $2,640 | 8.89% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,856 | 7.39% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,184 | 7.14% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,868 | 8.84% |
| Palatka, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,789 | 9.59% |
| Paris, TX (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $2,090 | 9.39% |
| Magnolia, AR (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $1,786 | 10.57% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $2,202 | 8.94% |
| Eufaula, AL-GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,595 | 8.74% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,899 | 9.39% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,892 | 8.39% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $1,681 | 8.27% |
| Somerset, KY (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $1,746 | 7.52% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,833 | 8.24% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,435 | 9.14% |
| OCALA, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,767 | 9.89% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,904 | 8.09% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $1,394 | 8.19% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,826 | 9.44% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,212 | 9.49% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,252 | 9.64% |
| Durant, OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,704 | 8.39% |
| El Campo, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,290 | 6.89% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,178 | 11.29% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,793 | 11.54% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,520 | 7.34% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,762 | 10.79% |
| Athens, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,839 | 8.99% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,723 | 8.49% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,870 | 11.29% |
| Mineral Wells, TX (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $1,981 | 9.49% |
| Brownsville, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,474 | 9.14% |
| Newport, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,383 | 7.29% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,732 | 9.74% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,612 | 8.74% |
| Pearsall, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,724 | 9.74% |
| Dublin, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,676 | 7.89% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,807 | 8.14% |
| Bennettsville, SC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,313 | 8.14% |
| Beeville, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,411 | 9.34% |
| Rockport, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,462 | 9.84% |
| Batesville, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,398 | 8.39% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,276 | 8.59% |
| Alice, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,533 | 10.19% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,394 | 9.64% |
| Frankfort, KY (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $2,210 | 10.14% |
| Forrest City, AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,237 | 10.04% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,309 | 9.54% |
| Camden, AR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,992 | 9.99% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $979 | 7.69% |
| Minden, LA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,156 | 7.89% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,974 | 11.79% |
| Troy, AL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,005 | 8.89% |
| Picayune, MS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,004 | 9.39% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,062 | 7.14% |
| Athens, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,087 | 7.39% |
| Wilson, NC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.39% |
| Central City, KY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,982 | 10.89% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,155 | 9.79% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,567 | 7.89% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 1,011 | $107,515,000 | $106,345 | $2,938 | 9.19% |
For 2024, Csl Financial's most frequently originated type of loan was Conventional, with 1,011 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Home Purchase | 1,011 | $107,515,000 | $106,345 | $2,938 | 9.19% |
For 2024, Csl Financial's most frequently cited loan purpose was Home Purchase, with 1,011 originations.
Loan Duration/Length
For 2024, Csl Financial's most frequently cited loan duration was Other, with 904 originations. The 2nd most popular length was 15 Year, with 68 originations.
Origination Fees/Closing Costs
Csl Financial's average total fees were $0, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 293 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| Over 8% | 802 | $86,970,000 | $108,441 |
| 7-8% | 187 | $18,435,000 | $98,583 |
| 6-7% | 21 | $2,075,000 | $98,810 |
| 5-6% | 1 | $35,000 | $35,000 |
During 2024, Csl Financial's average interest rate for loans was 0.00%, while their most frequently originated rate bucket for loans was Over 8%, with 802 originations.
Loan Sizing
2024 saw Csl Financial place emphasis on $100,000 or less loans with 528 originations, totaling $38,250,000 in origination value.
Applicant Income
Csl Financial lent most frequently to those with incomes in the $50k-75k range, with 307 originations. The second most popular income band? $50k or less, with 291 originations.
Applicant Debt to Income Ratio
Csl Financial lent most frequently to those with DTI ratios of 20-30%, with 225 originations. The next most common DTI ratio? 30-36%, with 225 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications39.66%
Csl Financial has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination-196.54%
Csl Financial has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,011 | $107,515,000 | $106,345 |