Seatrust Mortgage Company Rates, Fees & Info
Greensboro, NCLEI: 54930059GZZ7G4G40O53
Tax ID: 84-2327160
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Mortgage Data
Review & Overview
Seatrust Mortgage Company is a smaller mortgage company specializing in Home Purchase loans. Seatrust Mortgage Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Nashville, Charlotte, San Antonio, Wilmington, and Austin among others. We have data for 160 markets. (Some data included below & more in-depth data is available with an active subscription.)Seatrust Mortgage Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Seatrust Mortgage Company is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.05% | 4/5/25 |
| 30 Year Conventional Refi | 6.94% | 4/5/25 |
| 30 Year Cash-out Refi | 7.40% | 4/5/25 |
| 30 Year FHA Purchase | 7.31% | 4/5/25 |
| 30 Year FHA Refi | 7.11% | 4/5/25 |
| 30 Year VA Purchase | 6.55% | 4/5/25 |
| 30 Year VA Refi | 6.14% | 4/5/25 |
| 30 Year USDA Purchase | 7.12% | 4/5/25 |
| 15 Year Conventional Purchase | 6.06% | 4/5/25 |
| 15 Year Conventional Refi | 6.00% | 4/5/25 |
| 15 Year Cash-out Refi | 6.00% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Seatrust Mortgage Company Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Seatrust Mortgage Company. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,210Origination Dollar Volume (All Markets)
$766,230,000Awards
SeaTrust Mortgage Company - 2024
SeaTrust Mortgage Company is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
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Relative Rate
Seatrust Mortgage Company's average 30 year fixed mortgage rate was
6.59%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 0.04%.
Relative Fees (Closing Costs)
Seatrust Mortgage Company's average total fees/closing costs for a 30 year fixed rate
mortgage were $9,314.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 411 | $160,355,000 | $390,158 | $9,932 | 6.54% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 359 | $126,045,000 | $351,100 | $9,122 | 6.53% |
| Outside of Metro Areas | 138 | $40,900,000 | $296,377 | $9,339 | 6.73% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 105 | $32,415,000 | $308,714 | $9,824 | 6.42% |
| WILMINGTON, NC (FHA|USDA|VA) | 74 | $30,440,000 | $411,351 | $8,115 | 6.59% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 70 | $24,970,000 | $356,714 | $9,533 | 6.64% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 70 | $24,600,000 | $351,429 | $8,360 | 6.55% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 82 | $23,030,000 | $280,854 | $9,220 | 6.49% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 54 | $19,550,000 | $362,037 | $6,373 | 6.83% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 35 | $14,915,000 | $426,143 | $6,393 | 6.61% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 54 | $13,700,000 | $253,704 | $10,253 | 6.50% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 26 | $13,180,000 | $506,923 | $12,572 | 6.68% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 23 | $13,095,000 | $569,348 | $8,535 | 6.86% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 34 | $11,700,000 | $344,118 | $9,173 | 6.57% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 25 | $10,505,000 | $420,200 | $8,924 | 6.66% |
| Shelbyville, TN (FHA|USDA|VA) | 32 | $10,130,000 | $316,563 | $9,484 | 6.58% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 33 | $9,975,000 | $302,273 | $9,166 | 6.73% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 26 | $9,890,000 | $380,385 | $7,658 | 6.75% |
| Lewisburg, TN (FHA|USDA|VA) | 30 | $9,090,000 | $303,000 | $11,226 | 6.45% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 27 | $8,315,000 | $307,963 | $11,460 | 6.56% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 31 | $8,285,000 | $267,258 | $8,451 | 6.73% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 15 | $5,125,000 | $341,667 | $9,767 | 6.32% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 15 | $5,005,000 | $333,667 | $9,453 | 6.47% |
| McMinnville, TN (FHA|USDA|VA) | 19 | $4,695,000 | $247,105 | $9,163 | 6.61% |
| Albemarle, NC (FHA|USDA|VA) | 14 | $4,580,000 | $327,143 | $9,407 | 6.53% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 10 | $4,580,000 | $458,000 | $13,223 | 6.76% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 15 | $4,435,000 | $295,667 | $9,973 | 6.68% |
| Lumberton, NC (FHA|USDA|VA) | 22 | $4,390,000 | $199,545 | $8,410 | 6.65% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 9 | $4,115,000 | $457,222 | $11,894 | 6.72% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 16 | $4,040,000 | $252,500 | $7,088 | 6.54% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 8 | $3,900,000 | $487,500 | $10,503 | 6.75% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 9 | $3,895,000 | $432,778 | $10,242 | 6.98% |
| RICHMOND, VA (FHA|USDA|VA) | 13 | $3,585,000 | $275,769 | $8,820 | 6.61% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 9 | $3,545,000 | $393,889 | $11,992 | 6.86% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 12 | $2,970,000 | $247,500 | $7,490 | 6.58% |
| ASHEVILLE, NC (FHA|USDA|VA) | 9 | $2,925,000 | $325,000 | $9,267 | 6.65% |
| COLUMBIA, SC (FHA|USDA|VA) | 10 | $2,830,000 | $283,000 | $11,294 | 6.41% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 9 | $2,665,000 | $296,111 | $9,605 | 6.65% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 7 | $2,625,000 | $375,000 | $8,081 | 7.00% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 10 | $2,500,000 | $250,000 | $10,653 | 6.27% |
| EL PASO, TX (FHA|USDA|VA) | 12 | $2,440,000 | $203,333 | $8,501 | 7.12% |
| PANAMA CITY, FL (FHA|USDA|VA) | 8 | $2,340,000 | $292,500 | $10,919 | 6.22% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $2,230,000 | $1,115,000 | $21,630 | 6.31% |
| KNOXVILLE, TN (FHA|USDA|VA) | 6 | $2,050,000 | $341,667 | $10,883 | 6.54% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 9 | $2,035,000 | $226,111 | $9,782 | 6.47% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 5 | $1,985,000 | $397,000 | $8,287 | 6.13% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 5 | $1,815,000 | $363,000 | $7,465 | 6.83% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 3 | $1,785,000 | $595,000 | $6,783 | 6.58% |
| Boone, NC (FHA|USDA|VA) | 3 | $1,775,000 | $591,667 | $7,154 | 7.13% |
| Sevierville, TN (FHA|USDA|VA) | 3 | $1,725,000 | $575,000 | $8,613 | 6.54% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 3 | $1,705,000 | $568,333 | $3,857 | 6.63% |
| GAINESVILLE, GA (FHA|USDA|VA) | 3 | $1,435,000 | $478,333 | $9,495 | 6.54% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 5 | $1,305,000 | $261,000 | $8,997 | 6.57% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $1,260,000 | $630,000 | $15,714 | 5.75% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 3 | $1,255,000 | $418,333 | $6,692 | 7.13% |
| Lawrenceburg, TN (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $6,649 | 6.67% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $10,054 | 6.62% |
| LYNCHBURG, VA (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $8,609 | 6.12% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 3 | $1,195,000 | $398,333 | $9,377 | 7.62% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $8,912 | 6.70% |
| GREENVILLE, NC (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $8,315 | 6.29% |
| MIDLAND, TX (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $10,292 | 6.87% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $1,040,000 | $520,000 | $13,913 | 6.13% |
| Cookeville, TN (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $6,754 | 6.78% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $8,368 | 6.94% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $8,519 | 7.08% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $8,956 | 6.44% |
| Brownwood, TX (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $7,594 | 6.42% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $7,521 | 7.19% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1 | $845,000 | $845,000 | $9,686 | 7.99% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $15,693 | 6.88% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $7,273 | 6.81% |
| Kinston, NC (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $9,717 | 7.06% |
| Shelby, NC (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $10,386 | 6.67% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $4,915 | 6.00% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $4,758 | 7.38% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $13,465 | 6.38% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $10,747 | 6.91% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $8,850 | 6.00% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $15,335 | 6.88% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $22,993 | 5.63% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $8,112 | 6.00% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $10,318 | 6.38% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $8,529 | 6.56% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $6,097 | 7.88% |
| Henderson, NC (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $10,149 | 6.87% |
| Crossville, TN (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $7,137 | 6.37% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $7,291 | 5.88% |
| McAlester, OK (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $14,291 | 6.00% |
| JACKSON, TN (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $8,677 | 6.96% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $12,131 | 5.75% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $10,034 | 6.00% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $4,846 | 7.17% |
| BISMARCK, ND (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $6,842 | 7.25% |
| LOUISVILLE, KY (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $4,115 | 6.81% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $7,404 | 6.99% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $7,219 | 7.00% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $4,682 | 6.50% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $3,787 | 6.50% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $8,369 | 6.63% |
| Jasper, AL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $9,132 | 6.19% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $2,374 | 7.00% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $7,944 | 6.50% |
| JACKSON, MS (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $8,253 | 6.19% |
| SPARTANBURG, SC (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,154 | 7.44% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $13,441 | 6.75% |
| Garden City, KS (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $8,416 | 7.19% |
| Shelton, WA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $12,098 | 7.13% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $10,948 | 6.13% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $11,696 | 5.75% |
| Greenwood, SC (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $8,723 | 6.31% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $12,251 | 6.63% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $8,799 | 7.99% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $14,980 | 6.00% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $9,853 | 7.00% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $6,126 | 6.33% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $6,845 | 8.24% |
| DOVER, DE (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $12,113 | 6.99% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $11,770 | 6.25% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $7,571 | 6.75% |
| Centralia, WA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $1,799 | 7.13% |
| Russellville, AR (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $6,250 | 8.88% |
| Granbury, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,251 | 7.25% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,233 | 7.38% |
| Martin, TN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,230 | 5.88% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $10,218 | 7.63% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $16,151 | 5.88% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $11,870 | 6.13% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $12,656 | 6.13% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,722 | 6.25% |
| Cullman, AL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,855 | 6.49% |
| Albertville, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,246 | 5.75% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,466 | 6.63% |
| Marion, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,962 | 5.62% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,844 | 6.25% |
| Athens, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,202 | 6.50% |
| TULSA, OK (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,384 | 6.75% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $11,735 | 6.63% |
| Easton, MD (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,280 | 7.38% |
| Dickinson, ND (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,096 | 7.25% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,603 | 6.75% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $13,712 | 5.75% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,874 | 7.00% |
| Paris, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,258 | 6.50% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,686 | 7.63% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,810 | 6.13% |
| Sanford, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,860 | 7.50% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,708 | 6.50% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $12,854 | 6.13% |
| WACO, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,213 | 6.13% |
| Wilson, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,994 | 6.50% |
| Bonham, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,328 | 8.75% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,990 | 6.75% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,942 | 6.25% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,785 | 6.50% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,368 | 7.38% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,023 | 7.75% |
| London, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,687 | 7.13% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,917 | 6.13% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,506 | 6.63% |
Similar Lenders
We use machine learning to identify the top lenders compared against SeaTrust Mortgage Company based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2024, Seatrust Mortgage Company's most frequently originated type of loan was Conventional, with 1,203 originations. Their 2nd most popular type was FHA, with 716 originations.
Loan Reason
For 2024, Seatrust Mortgage Company's most frequently cited loan purpose was Home Purchase, with 1,998 originations. The 2nd most popular reason was Refi, with 112 originations.
Loan Duration/Length
For 2024, Seatrust Mortgage Company's most frequently cited loan duration was 30 Year, with 2,169 originations. The 2nd most popular length was 15 Year, with 12 originations.
Origination Fees/Closing Costs
Seatrust Mortgage Company's average total fees were $9,314, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 551 originations.
Interest Rates
During 2024, Seatrust Mortgage Company's average interest rate for loans was 6.59%, while their most frequently originated rate bucket for loans was 6-7%, with 1,412 originations.
Loan Sizing
2024 saw Seatrust Mortgage Company place emphasis on $200k-400k loans with 1,265 originations, totaling $372,515,000 in origination value.
Applicant Income
Seatrust Mortgage Company lent most frequently to those with incomes in the $100k-150k range, with 574 originations. The second most popular income band? $50k-75k, with 499 originations.
Applicant Debt to Income Ratio
Seatrust Mortgage Company lent most frequently to those with DTI ratios of 30-36%, with 335 originations. The next most common DTI ratio? 50-60%, with 246 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.18%
Seatrust Mortgage Company has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination63.03%
Seatrust Mortgage Company has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,210 | $766,230,000 | $346,710 |