American Heritage Lending Mortgage Rates, Fees & Info
COSTA MESA, CALEI: 549300ZPSJZO10ZAX556
Tax ID: 26-2301259
1 stars - Updated: 4/5/25
-
out of 5 stars, based on 62 reviews
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
American Heritage Lending is a small mortgage company specializing in Home Purchase and Cash Out Refi loans. American Heritage Lending has a high proportion of conventional loans. Their top markets by origination volume include: Miami, Los Angeles, New York, Tampa, and Atlanta among others. We have data for 353 markets. (Some data included below & more in-depth data is available with an active subscription.)American Heritage Lending has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. American Heritage Lending is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 8.66% | 4/5/25 |
| 30 Year Conventional Refi | 8.15% | 4/5/25 |
| 30 Year Cash-out Refi | 8.70% | 4/5/25 |
| 30 Year FHA Purchase | 6.72% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
American Heritage Lending Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from American Heritage Lending. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
3,889Origination Dollar Volume (All Markets)
$1,282,135,000Relative Rate
American Heritage Lending's average 30 year fixed mortgage rate was
7.91%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 1.36%.
Relative Fees (Closing Costs)
American Heritage Lending's average total fees/closing costs for a 30 year fixed rate
mortgage were $16,880.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 208 | $95,610,000 | $459,663 | $18,710 | 7.93% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 77 | $80,695,000 | $1,047,987 | $21,136 | 8.35% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 118 | $63,490,000 | $538,051 | $18,743 | 7.94% |
| Outside of Metro Areas | 177 | $61,055,000 | $344,944 | $20,686 | 8.00% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 110 | $42,000,000 | $381,818 | $22,247 | 8.44% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 110 | $39,230,000 | $356,636 | $19,657 | 8.12% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 123 | $39,085,000 | $317,764 | $17,784 | 7.97% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 95 | $37,225,000 | $391,842 | $22,438 | 8.16% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 122 | $36,020,000 | $295,246 | $18,219 | 7.78% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 60 | $34,390,000 | $573,167 | $16,341 | 8.12% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 37 | $33,795,000 | $913,378 | $21,159 | 8.28% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 62 | $27,350,000 | $441,129 | $20,004 | 8.01% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 47 | $26,935,000 | $573,085 | $18,292 | 8.26% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 95 | $22,155,000 | $233,211 | $10,810 | 8.46% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 76 | $21,890,000 | $288,026 | $17,287 | 8.51% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 82 | $21,730,000 | $265,000 | $15,250 | 8.03% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 94 | $21,490,000 | $228,617 | $11,936 | 8.22% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 35 | $19,855,000 | $567,286 | $10,756 | 7.97% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 84 | $18,220,000 | $216,905 | $18,530 | 8.08% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 34 | $16,110,000 | $473,824 | $16,298 | 8.18% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 37 | $15,895,000 | $429,595 | $18,082 | 7.89% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 26 | $15,570,000 | $598,846 | $19,447 | 7.53% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 62 | $13,120,000 | $211,613 | $10,527 | 9.30% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 76 | $12,610,000 | $165,921 | $8,677 | 8.38% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 38 | $12,380,000 | $325,789 | $17,530 | 7.88% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 27 | $11,845,000 | $438,704 | $22,717 | 7.87% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 39 | $11,605,000 | $297,564 | $22,027 | 8.43% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 17 | $11,085,000 | $652,059 | $24,953 | 7.73% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 27 | $9,325,000 | $345,370 | $13,571 | 7.45% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 19 | $8,915,000 | $469,211 | $13,432 | 7.98% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 19 | $8,625,000 | $453,947 | $21,663 | 8.01% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 53 | $7,935,000 | $149,717 | $10,164 | 7.92% |
| COLUMBUS, OH (FHA|USDA|VA) | 33 | $7,355,000 | $222,879 | $12,893 | 8.44% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 10 | $7,290,000 | $729,000 | $28,050 | 8.36% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 28 | $7,120,000 | $254,286 | $9,408 | 10.67% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 49 | $6,945,000 | $141,735 | $9,574 | 8.62% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 10 | $6,920,000 | $692,000 | $27,164 | 7.45% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 26 | $6,480,000 | $249,231 | $11,345 | 8.11% |
| BOULDER, CO (FHA|USDA|VA) | 8 | $6,190,000 | $773,750 | $32,767 | 7.39% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 36 | $6,170,000 | $171,389 | $0 | 8.00% |
| ROCHESTER, NY (FHA|USDA|VA) | 45 | $6,165,000 | $137,000 | $0 | 7.73% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 42 | $5,570,000 | $132,619 | $10,937 | 8.39% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 11 | $5,545,000 | $504,091 | $16,696 | 8.49% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 4 | $5,400,000 | $1,350,000 | $37,055 | 7.78% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 32 | $5,090,000 | $159,063 | $5,032 | 8.20% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 30 | $4,920,000 | $164,000 | $0 | 8.72% |
| PANAMA CITY, FL (FHA|USDA|VA) | 10 | $4,880,000 | $488,000 | $9,253 | 8.25% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 14 | $4,810,000 | $343,571 | $16,049 | 8.74% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 16 | $4,720,000 | $295,000 | $14,969 | 7.52% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 4 | $4,690,000 | $1,172,500 | $0 | 8.28% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 14 | $4,620,000 | $330,000 | $18,864 | 8.42% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 17 | $4,455,000 | $262,059 | $15,400 | 7.90% |
| RENO, NV (FHA|USDA|VA) | 15 | $4,425,000 | $295,000 | $0 | 7.53% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 31 | $4,415,000 | $142,419 | $0 | 8.46% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 15 | $4,385,000 | $292,333 | $15,357 | 8.27% |
| LOUISVILLE, KY (FHA|USDA|VA) | 25 | $4,345,000 | $173,800 | $0 | 7.97% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 12 | $4,310,000 | $359,167 | $17,210 | 8.00% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 17 | $4,285,000 | $252,059 | $11,632 | 8.48% |
| WILMINGTON, NC (FHA|USDA|VA) | 9 | $4,255,000 | $472,778 | $23,826 | 8.25% |
| BOISE CITY, ID (FHA|USDA|VA) | 15 | $4,155,000 | $277,000 | $12,328 | 8.05% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 12 | $4,120,000 | $343,333 | $12,952 | 7.86% |
| COLUMBIA, SC (FHA|USDA|VA) | 15 | $3,875,000 | $258,333 | $28,451 | 7.20% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 15 | $3,695,000 | $246,333 | $11,461 | 8.13% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 11 | $3,665,000 | $333,182 | $14,393 | 8.64% |
| SALINAS, CA (FHA|USDA|VA) | 3 | $3,655,000 | $1,218,333 | $0 | 7.79% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 23 | $3,525,000 | $153,261 | $0 | 8.54% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 16 | $3,420,000 | $213,750 | $11,314 | 8.01% |
| Edwards, CO (FHA|USDA|VA) | 2 | $3,260,000 | $1,630,000 | $44,980 | 8.63% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 8 | $3,200,000 | $400,000 | $12,782 | 7.36% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 6 | $3,180,000 | $530,000 | $0 | 7.98% |
| TUCSON, AZ (FHA|USDA|VA) | 7 | $3,165,000 | $452,143 | $13,604 | 8.00% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 14 | $3,130,000 | $223,571 | $0 | 7.99% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 3 | $2,965,000 | $988,333 | $30,585 | 6.75% |
| EL PASO, TX (FHA|USDA|VA) | 10 | $2,790,000 | $279,000 | $10,325 | 7.99% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 11 | $2,725,000 | $247,727 | $7,410 | 9.03% |
| MUNCIE, IN (FHA|USDA|VA) | 27 | $2,695,000 | $99,815 | $0 | 7.78% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 16 | $2,680,000 | $167,500 | $6,650 | 8.95% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 5 | $2,665,000 | $533,000 | $14,322 | 8.50% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 17 | $2,655,000 | $156,176 | $0 | 8.60% |
| SANTA FE, NM (FHA|USDA|VA) | 4 | $2,530,000 | $632,500 | $16,748 | 10.50% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 11 | $2,465,000 | $224,091 | $14,895 | 8.86% |
| TULSA, OK (FHA|USDA|VA) | 14 | $2,460,000 | $175,714 | $10,462 | 8.51% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 9 | $2,445,000 | $271,667 | $23,520 | 8.44% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 3 | $2,415,000 | $805,000 | $0 | 8.13% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 18 | $2,320,000 | $128,889 | $0 | 7.38% |
| LYNCHBURG, VA (FHA|USDA|VA) | 2 | $2,310,000 | $1,155,000 | $0 | 7.75% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 13 | $2,285,000 | $175,769 | $6,431 | 6.85% |
| LUBBOCK, TX (FHA|USDA|VA) | 9 | $2,265,000 | $251,667 | $10,307 | 8.69% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 9 | $2,235,000 | $248,333 | $0 | 8.47% |
| SAVANNAH, GA (FHA|USDA|VA) | 10 | $2,220,000 | $222,000 | $13,713 | 8.35% |
| RICHMOND, VA (FHA|USDA|VA) | 11 | $2,195,000 | $199,545 | $15,323 | 7.69% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 12 | $2,190,000 | $182,500 | $12,755 | 7.50% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 15 | $2,115,000 | $141,000 | $0 | 7.93% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 9 | $2,075,000 | $230,556 | $0 | 7.93% |
| PITTSBURGH, PA (FHA|USDA|VA) | 13 | $2,035,000 | $156,538 | $9,984 | 9.09% |
| BEND, OR (FHA|USDA|VA) | 2 | $1,970,000 | $985,000 | $26,623 | 8.06% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $1,965,000 | $1,965,000 | $27,879 | 7.88% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 8 | $1,870,000 | $233,750 | $0 | 7.89% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 9 | $1,865,000 | $207,222 | $0 | 11.03% |
| SALEM, OR (FHA|USDA|VA) | 5 | $1,855,000 | $371,000 | $0 | 8.23% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 3 | $1,835,000 | $611,667 | $15,924 | 7.96% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 16 | $1,830,000 | $114,375 | $5,951 | 8.58% |
| FRESNO, CA (FHA|USDA|VA) | 4 | $1,670,000 | $417,500 | $17,489 | 7.41% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 5 | $1,665,000 | $333,000 | $9,947 | 8.33% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 4 | $1,630,000 | $407,500 | $0 | 7.88% |
| CHICO, CA (FHA|USDA|VA) | 5 | $1,605,000 | $321,000 | $0 | 7.80% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 8 | $1,600,000 | $200,000 | $8,636 | 7.75% |
| OCALA, FL (FHA|USDA|VA) | 8 | $1,590,000 | $198,750 | $15,255 | 10.16% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 9 | $1,585,000 | $176,111 | $11,767 | 8.67% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 8 | $1,550,000 | $193,750 | $0 | 8.31% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 9 | $1,475,000 | $163,889 | $0 | 7.83% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $1,460,000 | $730,000 | $0 | 8.25% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 5 | $1,455,000 | $291,000 | $0 | 7.35% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 8 | $1,390,000 | $173,750 | $0 | 9.83% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 2 | $1,380,000 | $690,000 | $14,915 | 8.50% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 4 | $1,340,000 | $335,000 | $0 | 7.81% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 9 | $1,315,000 | $146,111 | $0 | 8.13% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 2 | $1,280,000 | $640,000 | $8,722 | 8.31% |
| BATON ROUGE, LA (FHA|USDA|VA) | 9 | $1,185,000 | $131,667 | $0 | 8.31% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 8 | $1,180,000 | $147,500 | $0 | 8.41% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $1,175,000 | $1,175,000 | $0 | 7.63% |
| Moses Lake, WA (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $4,772 | 8.13% |
| Georgetown, SC (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $0 | 7.59% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $0 | 7.54% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $1,125,000 | $1,125,000 | $0 | 6.88% |
| KNOXVILLE, TN (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $5,781 | 7.53% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 2 | $1,110,000 | $555,000 | $19,978 | 7.13% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 6 | $1,110,000 | $185,000 | $5,144 | 8.25% |
| Kalispell, MT (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $0 | 6.71% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $1,075,000 | $1,075,000 | $0 | 7.75% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 7 | $1,075,000 | $153,571 | $0 | 7.54% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $1,065,000 | $1,065,000 | $28,780 | 7.25% |
| BANGOR, ME (FHA|USDA|VA) | 6 | $1,060,000 | $176,667 | $0 | 7.73% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 6 | $1,040,000 | $173,333 | $0 | 8.31% |
| RACINE, WI (FHA|USDA|VA) | 8 | $1,030,000 | $128,750 | $0 | 10.09% |
| GAINESVILLE, FL (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $7,630 | 7.97% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $0 | 8.25% |
| JACKSON, MI (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $7,927 | 8.25% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $10,587 | 8.21% |
| BURLINGTON, NC (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $0 | 7.85% |
| CLEVELAND, TN (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $0 | 9.65% |
| STOCKTON, CA (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $15,202 | 8.00% |
| Ellensburg, WA (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $0 | 7.33% |
| MODESTO, CA (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $8,887 | 9.42% |
| SPARTANBURG, SC (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $0 | 7.33% |
| NILES, MI (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $0 | 7.42% |
| VISALIA, CA (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $0 | 7.46% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $0 | 7.00% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $0 | 8.13% |
| WACO, TX (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $0 | 7.21% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $0 | 8.22% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 6 | $840,000 | $140,000 | $0 | 7.77% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $0 | 7.38% |
| Taos, NM (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $9,670 | 7.44% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $0 | 7.44% |
| Outside of Metro Areas | 3 | $795,000 | $265,000 | $0 | 6.75% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $785,000 | $785,000 | $8,504 | 6.75% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $9,663 | 8.25% |
| Granbury, TX (FHA|USDA|VA) | 1 | $775,000 | $775,000 | $27,733 | 8.00% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $0 | 6.88% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 7 | $765,000 | $109,286 | $0 | 8.20% |
| LAS CRUCES, NM (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $0 | 9.47% |
| Key West, FL (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $0 | 8.00% |
| Kingsville, TX (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $0 | 7.98% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $15,729 | 8.29% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $19,310 | 7.25% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 6 | $660,000 | $110,000 | $11,437 | 8.71% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $14,253 | 7.38% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $14,577 | 7.75% |
| FLINT, MI (FHA|USDA|VA) | 5 | $645,000 | $129,000 | $7,563 | 8.68% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $0 | 7.00% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 6 | $640,000 | $106,667 | $0 | 7.12% |
| NEW BERN, NC (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $0 | 6.88% |
| BILLINGS, MT (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $0 | 8.38% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $0 | 6.75% |
| TOLEDO, OH (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $8,534 | 7.94% |
| Heber, UT (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $21,575 | 7.13% |
| CHEYENNE, WY (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $0 | 10.50% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $0 | 9.19% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $0 | 7.78% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $0 | 7.46% |
| Helena, MT (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $16,615 | 9.75% |
| MOBILE, AL (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $14,371 | 7.75% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $13,875 | 8.31% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $9,892 | 8.38% |
| MADISON, WI (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $0 | 7.19% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $0 | 8.63% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $12,589 | 7.92% |
| MONTGOMERY, AL (FHA|USDA|VA) | 6 | $520,000 | $86,667 | $0 | 7.88% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $0 | 9.37% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $0 | 8.13% |
| ROME, GA (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $0 | 7.71% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 5 | $495,000 | $99,000 | $0 | 8.75% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $0 | 6.50% |
| Hilo, HI (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $0 | 7.00% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $0 | 7.83% |
| Pottsville, PA (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $0 | 8.44% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $15,980 | 7.31% |
| JACKSON, MS (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $0 | 8.53% |
| GREENVILLE, NC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $0 | 8.38% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $6,698 | 8.56% |
| Whitewater, WI (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $0 | 8.25% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $0 | 7.91% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $14,996 | 7.25% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $0 | 8.00% |
| El Campo, TX (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $12,779 | 8.38% |
| BAY CITY, MI (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $0 | 8.09% |
| GOLDSBORO, NC (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $0 | 8.50% |
| PEORIA, IL (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $10,140 | 9.33% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 8.25% |
| READING, PA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $0 | 8.81% |
| SUMTER, SC (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $0 | 8.33% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $13,363 | 7.13% |
| FORT WAYNE, IN (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $0 | 7.88% |
| Richmond-Berea, KY (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $8,239 | 8.06% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $0 | 8.79% |
| DOVER, DE (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $0 | 8.75% |
| LAFAYETTE, LA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $8,578 | 8.75% |
| STAUNTON, VA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $0 | 9.06% |
| Concord, NH (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 6.50% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $0 | 9.04% |
| LIMA, OH (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $0 | 8.56% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $0 | 8.21% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 6.63% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $0 | 7.81% |
| Albertville, AL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $0 | 6.69% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $0 | 8.29% |
| Lake City, FL (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $0 | 7.58% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $14,008 | 8.00% |
| Auburn, NY (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 8.88% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 7.75% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 7.25% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 6.75% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $0 | 9.54% |
| VALDOSTA, GA (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $6,236 | 8.33% |
| WICHITA, KS (FHA|USDA|VA) | 4 | $320,000 | $80,000 | $0 | 8.59% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 8.00% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,960 | 7.38% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 9.00% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 7.00% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 7.69% |
| MORGANTOWN, WV (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 7.31% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 7.31% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 7.75% |
| Sanford, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 6.88% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,547 | 7.75% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 7.50% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $12,148 | 9.25% |
| ROCKFORD, IL (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $0 | 10.42% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $0 | 8.88% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 7.50% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 12.25% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,947 | 8.88% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 7.50% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 8.88% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $12,432 | 8.00% |
| Starkville, MS (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 8.13% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 8.75% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 9.69% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 8.63% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 8.00% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $14,814 | 8.88% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,871 | 8.75% |
| FOND DU LAC, WI (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 8.00% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 7.94% |
| Chillicothe, OH (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 7.81% |
| Rolla, MO (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 8.25% |
| Payson, AZ (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 8.88% |
| Durango, CO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 8.75% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 6.88% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 7.88% |
| Cambridge, MD (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 6.81% |
| Manitowoc, WI (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 7.38% |
| BECKLEY, WV (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $9,380 | 8.50% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 8.38% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,408 | 9.88% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,828 | 9.13% |
| JONESBORO, AR (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 7.69% |
| TOPEKA, KS (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 8.38% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 8.13% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,409 | 8.25% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,575 | 9.13% |
| AKRON, OH (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 8.25% |
| Rutland, VT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 7.63% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,833 | 7.75% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 12.50% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 9.25% |
| UTICA-ROME, NY (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 9.13% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 8.25% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 7.13% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 7.88% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 6.88% |
| MADERA, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,573 | 7.63% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 6.88% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 8.13% |
| Plymouth, IN (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 8.06% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 9.88% |
| Mount Vernon, IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 8.00% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 6.50% |
| Clarksburg, WV (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 8.75% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 7.25% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,503 | 9.88% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 7.88% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 7.63% |
| Boone, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 6.88% |
| LAWTON, OK (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 6.88% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 7.99% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 8.50% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 7.63% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 6.75% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 11.25% |
| Jasper, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 8.50% |
| Gloversville, NY (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 8.44% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 6.63% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,774 | 9.25% |
| Brownsville, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 9.00% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 8.75% |
| Laurel, MS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 8.63% |
| KANKAKEE, IL (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 9.13% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 8.63% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 6.50% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 9.25% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 8.75% |
| MONROE, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 7.75% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 9.13% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.50% |
| Shelby, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.13% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 11.75% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.63% |
| Batavia, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.25% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 9.24% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 8.38% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 7.63% |
| SYRACUSE, NY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 8.50% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 11.75% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 7.75% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.75% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.50% |
| Amsterdam, NY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.63% |
| Washington, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.00% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.50% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.75% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.00% |
| Wilson, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 9.75% |
| Wabash, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 8.63% |
| Garden City, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 12.00% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.75% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.25% |
| Danville, VA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.25% |
| Blytheville, AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.75% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 12.63% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.75% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.75% |
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Similarity Rank: 90
Similarity Rank: 90
CAROLINA TRUST FEDERAL CREDIT UNION
Similarity Rank: 96
Similarity Rank: 96
Piscataqua Savings Bank
Similarity Rank: 100
Similarity Rank: 100
Dearborn Federal Savings Bank
Similarity Rank: 100
Similarity Rank: 100
DSLD MORTGAGE, LLC
Similarity Rank: 105
Similarity Rank: 105
MEMBERFOCUS COMMUNITY
Similarity Rank: 120
Similarity Rank: 120
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 3,889 | $1,282,135,000 | $329,682 | $17,068 | 8.17% |
For 2024, American Heritage Lending's most frequently originated type of loan was Conventional, with 3,889 originations.
Loan Reason
For 2024, American Heritage Lending's most frequently cited loan purpose was Home Purchase, with 1,785 originations. The 2nd most popular reason was Cash Out Refi, with 1,599 originations.
Loan Duration/Length
For 2024, American Heritage Lending's most frequently cited loan duration was 30 Year, with 3,248 originations. The 2nd most popular length was 30+ year, with 325 originations.
Origination Fees/Closing Costs
American Heritage Lending's average total fees were $16,880, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 622 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| Over 8% | 1,756 | $574,390,000 | $327,101 |
| 7-8% | 1,430 | $479,580,000 | $335,371 |
| 6-7% | 693 | $225,215,000 | $324,986 |
| 5-6% | 10 | $2,950,000 | $295,000 |
During 2024, American Heritage Lending's average interest rate for loans was 7.91%, while their most frequently originated rate bucket for loans was Over 8%, with 1,756 originations.
Loan Sizing
2024 saw American Heritage Lending place emphasis on $100k-200k loans with 1,392 originations, totaling $206,090,000 in origination value.
Applicant Income
American Heritage Lending lent most frequently to those with incomes in the $50k or less range, with 2,901 originations. The second most popular income band? $250k+, with 509 originations.
Applicant Debt to Income Ratio
American Heritage Lending lent most frequently to those with DTI ratios of 20-30%, with 208 originations. The next most common DTI ratio? <20%, with 190 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.78%
American Heritage Lending has an average approval rate.
Pick Rate
Approvals leading to origination38.13%
American Heritage Lending has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 3,889 | $1,282,135,000 | $329,682 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3,889 | $1,282,135,000 | $329,682 |