Provident Funding Associates L.p. Mortgage Rates, Fees & Info
BURLINGAME, CALEI: 54930043BMDE130FJ617
Tax ID: 77-0323586
5 stars - Updated: 7/13/25
-
out of 5 stars, based on 115 reviews
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Provident Funding Associates L.p. is a mid-sized mortgage company specializing in Home Purchase loans. Provident Funding Associates L.p. has a high proportion of conventional loans. Their top markets by origination volume include: Dallas, Houston, Atlanta, Philadelphia, and New York among others. We have data for 357 markets. (Some data included below & more in-depth data is available with an active subscription.)Provident Funding Associates L.p. has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Provident Funding Associates L.p. is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.64% | 7/13/25 |
| 30 Year Conventional Refi | 6.52% | 7/13/25 |
| 30 Year Cash-out Refi | 6.57% | 7/13/25 |
| 15 Year Conventional Purchase | 5.73% | 7/13/25 |
| 15 Year Conventional Refi | 5.67% | 7/13/25 |
| 15 Year Cash-out Refi | 5.67% | 7/13/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Provident Funding Associates L.p. Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Provident Funding Associates L.p.. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
13,307Origination Dollar Volume (All Markets)
$5,489,015,000Awards
×
![]()
PROVIDENT FUNDING ASSOCIATES L.P. - 2024
PROVIDENT FUNDING ASSOCIATES L.P. is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
Work for PROVIDENT FUNDING ASSOCIATES L.P.?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Relative Rate
Provident Funding Associates L.p.'s average 30 year fixed mortgage rate was
6.45%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of -0.1%.
Relative Fees (Closing Costs)
Provident Funding Associates L.p.'s average total fees/closing costs for a 30 year fixed rate
mortgage were $5,932.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1,693 | $736,915,000 | $435,272 | $6,256 | 6.35% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 841 | $302,165,000 | $359,293 | $7,009 | 6.33% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 637 | $264,195,000 | $414,749 | $5,589 | 6.40% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 549 | $218,675,000 | $398,315 | $6,271 | 6.49% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 404 | $198,290,000 | $490,817 | $7,736 | 6.42% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 463 | $195,795,000 | $422,883 | $6,425 | 6.36% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 342 | $171,190,000 | $500,556 | $6,074 | 6.43% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 318 | $164,190,000 | $516,321 | $5,971 | 6.37% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 316 | $147,800,000 | $467,722 | $6,493 | 6.33% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 296 | $146,470,000 | $494,831 | $4,634 | 6.42% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 281 | $139,975,000 | $498,132 | $5,821 | 6.33% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 262 | $124,830,000 | $476,450 | $8,995 | 6.44% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 302 | $114,510,000 | $379,172 | $6,067 | 6.45% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 191 | $106,705,000 | $558,665 | $6,273 | 6.42% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 250 | $99,100,000 | $396,400 | $4,253 | 6.46% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 204 | $97,270,000 | $476,814 | $5,518 | 6.42% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 219 | $91,945,000 | $419,840 | $5,276 | 6.43% |
| PITTSBURGH, PA (FHA|USDA|VA) | 289 | $91,825,000 | $317,734 | $5,618 | 6.44% |
| Outside of Metro Areas | 265 | $90,605,000 | $341,906 | $5,787 | 6.47% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 218 | $82,860,000 | $380,092 | $6,933 | 6.43% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 195 | $82,835,000 | $424,795 | $3,730 | 6.34% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 180 | $80,700,000 | $448,333 | $5,646 | 6.36% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 139 | $80,425,000 | $578,597 | $5,059 | 6.28% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 181 | $79,735,000 | $440,525 | $5,412 | 6.42% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 180 | $70,480,000 | $391,556 | $6,723 | 6.44% |
| LOUISVILLE, KY (FHA|USDA|VA) | 173 | $60,155,000 | $347,717 | $4,513 | 6.53% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 173 | $55,235,000 | $319,277 | $3,785 | 6.59% |
| RICHMOND, VA (FHA|USDA|VA) | 117 | $52,545,000 | $449,103 | $4,193 | 6.34% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 90 | $51,170,000 | $568,556 | $6,468 | 6.32% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 112 | $50,940,000 | $454,821 | $6,856 | 6.35% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 123 | $46,745,000 | $380,041 | $4,557 | 6.48% |
| PROVO-OREM, UT (FHA|USDA|VA) | 105 | $46,365,000 | $441,571 | $5,599 | 6.39% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 123 | $40,485,000 | $329,146 | $3,373 | 6.47% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 75 | $38,875,000 | $518,333 | $4,379 | 6.31% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 115 | $37,675,000 | $327,609 | $5,217 | 6.49% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 97 | $36,465,000 | $375,928 | $3,520 | 6.45% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 70 | $28,330,000 | $404,714 | $5,996 | 6.44% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 79 | $27,885,000 | $352,975 | $6,793 | 6.24% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 85 | $27,815,000 | $327,235 | $2,979 | 6.61% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 77 | $25,915,000 | $336,558 | $4,217 | 6.58% |
| COLUMBUS, OH (FHA|USDA|VA) | 72 | $24,960,000 | $346,667 | $4,152 | 6.31% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 70 | $23,230,000 | $331,857 | $4,870 | 6.48% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 45 | $20,185,000 | $448,556 | $5,244 | 6.43% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 46 | $20,140,000 | $437,826 | $4,131 | 6.36% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 50 | $19,870,000 | $397,400 | $5,135 | 6.38% |
| STOCKTON, CA (FHA|USDA|VA) | 34 | $17,690,000 | $520,294 | $5,153 | 6.31% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 44 | $16,630,000 | $377,955 | $6,838 | 6.43% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 28 | $16,090,000 | $574,643 | $7,664 | 6.23% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 41 | $14,285,000 | $348,415 | $5,049 | 6.33% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 32 | $14,100,000 | $440,625 | $5,212 | 6.43% |
| BOULDER, CO (FHA|USDA|VA) | 26 | $13,560,000 | $521,538 | $4,862 | 6.24% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 37 | $13,225,000 | $357,432 | $5,853 | 6.47% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 35 | $13,145,000 | $375,571 | $6,047 | 6.40% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 34 | $13,090,000 | $385,000 | $4,694 | 6.49% |
| FORT COLLINS, CO (FHA|USDA|VA) | 30 | $12,560,000 | $418,667 | $5,092 | 6.30% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 24 | $12,190,000 | $507,917 | $6,004 | 6.49% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 33 | $12,055,000 | $365,303 | $5,583 | 6.52% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 40 | $11,840,000 | $296,000 | $5,420 | 6.34% |
| SALEM, OR (FHA|USDA|VA) | 26 | $11,060,000 | $425,385 | $8,246 | 6.45% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 26 | $10,700,000 | $411,538 | $5,817 | 6.41% |
| TUCSON, AZ (FHA|USDA|VA) | 32 | $10,360,000 | $323,750 | $5,497 | 6.37% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 30 | $10,150,000 | $338,333 | $5,620 | 6.48% |
| BEND, OR (FHA|USDA|VA) | 20 | $10,090,000 | $504,500 | $5,893 | 6.49% |
| Durango, CO (FHA|USDA|VA) | 16 | $9,060,000 | $566,250 | $3,727 | 6.31% |
| WILMINGTON, NC (FHA|USDA|VA) | 27 | $8,985,000 | $332,778 | $3,859 | 6.50% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 28 | $8,630,000 | $308,214 | $6,170 | 6.29% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 25 | $8,195,000 | $327,800 | $5,645 | 6.41% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 16 | $8,050,000 | $503,125 | $5,554 | 6.36% |
| LYNCHBURG, VA (FHA|USDA|VA) | 33 | $7,905,000 | $239,545 | $3,841 | 6.36% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 23 | $7,885,000 | $342,826 | $6,009 | 6.47% |
| ST. GEORGE, UT (FHA|USDA|VA) | 22 | $7,820,000 | $355,455 | $5,784 | 6.44% |
| GREELEY, CO (FHA|USDA|VA) | 20 | $7,800,000 | $390,000 | $5,799 | 6.34% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 29 | $7,575,000 | $261,207 | $4,958 | 6.44% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 26 | $7,520,000 | $289,231 | $5,593 | 6.35% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 26 | $6,810,000 | $261,923 | $4,718 | 6.61% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 16 | $6,790,000 | $424,375 | $5,595 | 6.45% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 15 | $6,745,000 | $449,667 | $7,334 | 6.38% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 21 | $6,515,000 | $310,238 | $6,746 | 6.51% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 15 | $6,415,000 | $427,667 | $8,159 | 6.46% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 20 | $6,350,000 | $317,500 | $6,404 | 6.32% |
| VALLEJO, CA (FHA|USDA|VA) | 13 | $6,275,000 | $482,692 | $5,007 | 6.51% |
| PEORIA, IL (FHA|USDA|VA) | 27 | $6,235,000 | $230,926 | $3,363 | 6.44% |
| SALINAS, CA (FHA|USDA|VA) | 12 | $6,160,000 | $513,333 | $7,312 | 6.38% |
| Heber, UT (FHA|USDA|VA) | 11 | $5,985,000 | $544,091 | $5,391 | 6.49% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 22 | $5,850,000 | $265,909 | $5,583 | 6.69% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 18 | $5,720,000 | $317,778 | $6,799 | 6.50% |
| BOISE CITY, ID (FHA|USDA|VA) | 16 | $5,590,000 | $349,375 | $6,114 | 6.30% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 9 | $5,585,000 | $620,556 | $5,373 | 6.26% |
| BELLINGHAM, WA (FHA|USDA|VA) | 13 | $5,555,000 | $427,308 | $6,617 | 6.18% |
| LANCASTER, PA (FHA|USDA|VA) | 21 | $5,415,000 | $257,857 | $5,369 | 6.44% |
| WICHITA, KS (FHA|USDA|VA) | 18 | $5,390,000 | $299,444 | $3,625 | 6.33% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 16 | $5,220,000 | $326,250 | $6,681 | 6.42% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 15 | $5,185,000 | $345,667 | $4,428 | 6.38% |
| GAINESVILLE, GA (FHA|USDA|VA) | 14 | $5,180,000 | $370,000 | $5,775 | 6.55% |
| MODESTO, CA (FHA|USDA|VA) | 13 | $5,095,000 | $391,923 | $4,240 | 6.42% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 9 | $5,015,000 | $557,222 | $8,900 | 6.29% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 15 | $4,875,000 | $325,000 | $6,777 | 6.47% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 14 | $4,860,000 | $347,143 | $3,403 | 6.48% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 14 | $4,860,000 | $347,143 | $5,480 | 6.41% |
| Jefferson, GA (FHA|USDA|VA) | 15 | $4,855,000 | $323,667 | $5,863 | 6.17% |
| CORVALLIS, OR (FHA|USDA|VA) | 10 | $4,710,000 | $471,000 | $7,961 | 6.51% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 18 | $4,700,000 | $261,111 | $5,210 | 6.50% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 16 | $4,540,000 | $283,750 | $4,382 | 6.33% |
| FRESNO, CA (FHA|USDA|VA) | 13 | $4,515,000 | $347,308 | $5,411 | 6.52% |
| Outside of Metro Areas | 8 | $4,510,000 | $563,750 | $9,866 | 6.30% |
| KNOXVILLE, TN (FHA|USDA|VA) | 13 | $4,475,000 | $344,231 | $6,584 | 6.40% |
| RENO, NV (FHA|USDA|VA) | 9 | $4,325,000 | $480,556 | $5,884 | 6.69% |
| ANN ARBOR, MI (FHA|USDA|VA) | 10 | $4,300,000 | $430,000 | $3,430 | 6.60% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 11 | $4,275,000 | $388,636 | $5,311 | 6.40% |
| SAVANNAH, GA (FHA|USDA|VA) | 11 | $4,205,000 | $382,273 | $8,949 | 6.47% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 11 | $4,185,000 | $380,455 | $5,036 | 6.66% |
| ASHEVILLE, NC (FHA|USDA|VA) | 10 | $4,130,000 | $413,000 | $5,038 | 6.51% |
| AKRON, OH (FHA|USDA|VA) | 13 | $4,105,000 | $315,769 | $4,882 | 6.24% |
| TYLER, TX (FHA|USDA|VA) | 13 | $4,025,000 | $309,615 | $4,919 | 6.37% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 18 | $3,970,000 | $220,556 | $7,625 | 6.35% |
| TULSA, OK (FHA|USDA|VA) | 11 | $3,955,000 | $359,545 | $4,480 | 6.27% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 10 | $3,600,000 | $360,000 | $4,758 | 6.43% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 11 | $3,585,000 | $325,909 | $7,867 | 6.20% |
| LOGAN, UT-ID (FHA|USDA|VA) | 9 | $3,525,000 | $391,667 | $4,756 | 6.18% |
| Key West, FL (FHA|USDA|VA) | 7 | $3,475,000 | $496,429 | $9,736 | 6.70% |
| Cedar City, UT (FHA|USDA|VA) | 9 | $3,465,000 | $385,000 | $4,089 | 6.61% |
| GAINESVILLE, FL (FHA|USDA|VA) | 11 | $3,455,000 | $314,091 | $5,644 | 6.70% |
| READING, PA (FHA|USDA|VA) | 11 | $3,435,000 | $312,273 | $6,895 | 6.67% |
| OCALA, FL (FHA|USDA|VA) | 12 | $3,300,000 | $275,000 | $7,092 | 6.40% |
| Breckenridge, CO (FHA|USDA|VA) | 5 | $3,265,000 | $653,000 | $3,977 | 6.23% |
| YUBA CITY, CA (FHA|USDA|VA) | 7 | $3,205,000 | $457,857 | $7,180 | 6.38% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 10 | $3,200,000 | $320,000 | $6,262 | 6.40% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 5 | $2,985,000 | $597,000 | $6,968 | 6.60% |
| WENATCHEE, WA (FHA|USDA|VA) | 6 | $2,980,000 | $496,667 | $8,593 | 6.58% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 15 | $2,945,000 | $196,333 | $5,703 | 6.35% |
| MIDLAND, TX (FHA|USDA|VA) | 6 | $2,900,000 | $483,333 | $9,984 | 6.58% |
| THE VILLAGES, FL (FHA|USDA|VA) | 8 | $2,850,000 | $356,250 | $5,595 | 6.41% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 6 | $2,810,000 | $468,333 | $6,326 | 6.31% |
| ROANOKE, VA (FHA|USDA|VA) | 6 | $2,800,000 | $466,667 | $4,045 | 6.58% |
| Frankfort, KY (FHA|USDA|VA) | 10 | $2,790,000 | $279,000 | $5,611 | 6.33% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 10 | $2,790,000 | $279,000 | $5,120 | 6.31% |
| Oak Harbor, WA (FHA|USDA|VA) | 6 | $2,770,000 | $461,667 | $10,230 | 5.94% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 7 | $2,695,000 | $385,000 | $3,809 | 6.27% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 7 | $2,685,000 | $383,571 | $6,235 | 6.20% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 11 | $2,685,000 | $244,091 | $5,365 | 6.74% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 11 | $2,685,000 | $244,091 | $7,243 | 6.65% |
| REDDING, CA (FHA|USDA|VA) | 7 | $2,685,000 | $383,571 | $9,553 | 6.21% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 7 | $2,655,000 | $379,286 | $6,730 | 6.45% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 8 | $2,510,000 | $313,750 | $7,236 | 5.97% |
| Ellensburg, WA (FHA|USDA|VA) | 6 | $2,460,000 | $410,000 | $4,955 | 6.19% |
| Morehead City, NC (FHA|USDA|VA) | 5 | $2,445,000 | $489,000 | $4,156 | 6.58% |
| COLUMBIA, SC (FHA|USDA|VA) | 10 | $2,360,000 | $236,000 | $6,704 | 6.29% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 6 | $2,320,000 | $386,667 | $3,601 | 6.27% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 5 | $2,315,000 | $463,000 | $5,787 | 6.55% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 12 | $2,200,000 | $183,333 | $5,811 | 6.36% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 6 | $2,180,000 | $363,333 | $3,791 | 6.85% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 7 | $2,125,000 | $303,571 | $6,285 | 6.96% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 4 | $2,100,000 | $525,000 | $4,017 | 6.44% |
| LONGVIEW, WA (FHA|USDA|VA) | 4 | $2,090,000 | $522,500 | $7,803 | 6.06% |
| Show Low, AZ (FHA|USDA|VA) | 7 | $1,995,000 | $285,000 | $5,888 | 6.59% |
| NAPA, CA (FHA|USDA|VA) | 4 | $1,930,000 | $482,500 | $4,909 | 6.72% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 4 | $1,870,000 | $467,500 | $7,740 | 6.88% |
| Sanford, NC (FHA|USDA|VA) | 6 | $1,870,000 | $311,667 | $7,854 | 6.75% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 6 | $1,820,000 | $303,333 | $4,049 | 6.15% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 8 | $1,810,000 | $226,250 | $5,369 | 6.39% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 5 | $1,795,000 | $359,000 | $5,336 | 6.55% |
| Richmond-Berea, KY (FHA|USDA|VA) | 7 | $1,755,000 | $250,714 | $4,154 | 6.50% |
| PUEBLO, CO (FHA|USDA|VA) | 6 | $1,740,000 | $290,000 | $3,847 | 6.77% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 5 | $1,705,000 | $341,000 | $4,468 | 6.50% |
| MADISON, WI (FHA|USDA|VA) | 5 | $1,705,000 | $341,000 | $3,665 | 6.80% |
| Payson, AZ (FHA|USDA|VA) | 4 | $1,700,000 | $425,000 | $6,699 | 6.56% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 6 | $1,640,000 | $273,333 | $4,391 | 6.33% |
| Centralia, WA (FHA|USDA|VA) | 3 | $1,605,000 | $535,000 | $5,443 | 6.58% |
| Hailey, ID (FHA|USDA|VA) | 5 | $1,595,000 | $319,000 | $4,834 | 6.53% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 4 | $1,490,000 | $372,500 | $4,324 | 6.13% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 8 | $1,440,000 | $180,000 | $3,906 | 6.36% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 5 | $1,435,000 | $287,000 | $5,490 | 6.38% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 6 | $1,430,000 | $238,333 | $3,883 | 6.67% |
| Red Wing, MN (FHA|USDA|VA) | 4 | $1,400,000 | $350,000 | $6,475 | 6.63% |
| Sonora, CA (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $3,927 | 6.73% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 4 | $1,340,000 | $335,000 | $5,470 | 6.72% |
| WACO, TX (FHA|USDA|VA) | 4 | $1,340,000 | $335,000 | $5,416 | 6.31% |
| EL CENTRO, CA (FHA|USDA|VA) | 3 | $1,285,000 | $428,333 | $8,042 | 5.96% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 3 | $1,245,000 | $415,000 | $7,145 | 6.58% |
| FORT WAYNE, IN (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $3,525 | 6.41% |
| BRUNSWICK, GA (FHA|USDA|VA) | 3 | $1,225,000 | $408,333 | $8,912 | 6.50% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $5,950 | 6.50% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $5,171 | 6.33% |
| Shelton, WA (FHA|USDA|VA) | 3 | $1,205,000 | $401,667 | $5,505 | 6.25% |
| ERIE, PA (FHA|USDA|VA) | 6 | $1,200,000 | $200,000 | $4,238 | 6.15% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $3,085 | 6.34% |
| GREENVILLE, NC (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $3,599 | 6.65% |
| Sandpoint, ID (FHA|USDA|VA) | 2 | $1,110,000 | $555,000 | $8,315 | 6.38% |
| Mount Vernon, OH (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $5,568 | 6.21% |
| London, KY (FHA|USDA|VA) | 2 | $1,060,000 | $530,000 | $4,440 | 6.69% |
| New Castle, PA (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $4,688 | 6.70% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $10,400 | 6.88% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 2 | $1,040,000 | $520,000 | $17,078 | 6.88% |
| LUBBOCK, TX (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $4,308 | 6.56% |
| CHICO, CA (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $7,134 | 6.71% |
| Brainerd, MN (FHA|USDA|VA) | 2 | $1,010,000 | $505,000 | $4,508 | 5.38% |
| PANAMA CITY, FL (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $4,494 | 6.28% |
| FLINT, MI (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $4,469 | 6.59% |
| Ukiah, CA (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $3,378 | 5.94% |
| TWIN FALLS, ID (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $6,676 | 6.42% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $6,061 | 6.81% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $7,898 | 6.13% |
| EL PASO, TX (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $4,050 | 6.41% |
| Moses Lake, WA (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $10,036 | 6.83% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $8,885 | 6.50% |
| BURLINGTON, NC (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $3,839 | 6.66% |
| Glenwood Springs, CO (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $3,901 | 5.88% |
| Brookings, OR (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $7,248 | 6.00% |
| Traverse City, MI (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $4,278 | 6.44% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $2,708 | 6.83% |
| SPARTANBURG, SC (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $4,417 | 6.96% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $2,719 | 6.56% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $23,345 | 6.50% |
| Milledgeville, GA (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $5,160 | 6.58% |
| Easton, MD (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $4,765 | 6.63% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $3,427 | 6.50% |
| Mount Airy, NC (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $3,919 | 6.21% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $3,696 | 6.67% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $4,127 | 6.58% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $2,366 | 6.08% |
| Brenham, TX (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $4,647 | 6.69% |
| Palatka, FL (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $6,323 | 6.29% |
| Danville, KY (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $3,866 | 6.46% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $695,000 | $695,000 | $11,248 | 6.00% |
| Clearlake, CA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $8,265 | 6.75% |
| POCATELLO, ID (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $4,919 | 5.94% |
| Frankfort, IN (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $3,184 | 6.75% |
| Astoria, OR (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $20,670 | 6.00% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $5,011 | 7.00% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $3,425 | 6.96% |
| Somerset, KY (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $2,995 | 6.63% |
| The Dalles, OR (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $10,561 | 6.44% |
| MUNCIE, IN (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $2,509 | 6.31% |
| LEBANON, PA (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $4,935 | 6.79% |
| VISALIA, CA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $6,366 | 6.25% |
| Whitewater, WI (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $3,052 | 6.88% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $5,702 | 6.17% |
| Edwards, CO (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $3,896 | 6.25% |
| Okeechobee, FL (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $10,252 | 5.63% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $2,630 | 5.88% |
| RACINE, WI (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $3,497 | 6.13% |
| Cornelia, GA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $5,095 | 6.69% |
| Cañon City, CO (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $2,884 | 6.17% |
| ROME, GA (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $4,427 | 6.00% |
| MERCED, CA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $5,368 | 7.00% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,166 | 6.56% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $4,660 | 7.00% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $4,111 | 6.38% |
| SAGINAW, MI (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $3,290 | 6.19% |
| CARSON CITY, NV (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $2,865 | 5.88% |
| Shelby, NC (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $4,105 | 6.63% |
| Vernal, UT (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,727 | 5.56% |
| DALTON, GA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $4,693 | 5.94% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,721 | 6.56% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $5,808 | 6.19% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $7,708 | 5.50% |
| Cedartown, GA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $4,706 | 6.44% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $5,922 | 6.13% |
| Washington, NC (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,529 | 6.81% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $5,627 | 6.13% |
| Granbury, TX (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $5,448 | 6.50% |
| Prineville, OR (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $8,173 | 6.75% |
| Athens, TX (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $5,061 | 6.25% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,433 | 5.63% |
| Pullman, WA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $2,395 | 5.88% |
| ALBANY, GA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,679 | 5.63% |
| Indiana, PA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $21,877 | 6.00% |
| Statesboro, GA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,276 | 6.56% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $5,037 | 6.50% |
| COLUMBUS, IN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,221 | 5.94% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $6,101 | 6.63% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,274 | 6.00% |
| Fort Morgan, CO (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,039 | 6.63% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,334 | 6.38% |
| YUMA, AZ (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,478 | 5.94% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $7,466 | 6.38% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,325 | 6.63% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,946 | 5.50% |
| Marquette, MI (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $1,695 | 5.88% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,773 | 6.38% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $7,013 | 6.88% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,435 | 5.88% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,452 | 6.88% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,943 | 6.38% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,480 | 7.25% |
| Forest City, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,496 | 6.00% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,643 | 6.63% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,504 | 6.75% |
| Waycross, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,781 | 6.88% |
| Ada, OK (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,796 | 6.13% |
| Marshall, MN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,240 | 6.63% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,864 | 6.00% |
| MADERA, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,571 | 6.75% |
| Rockport, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,984 | 6.88% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,651 | 6.88% |
| AMARILLO, TX (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,254 | 6.44% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,080 | 7.50% |
| Alice, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,856 | 7.00% |
| Wooster, OH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,807 | 6.38% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,988 | 6.88% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,346 | 6.50% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,148 | 6.38% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,508 | 6.88% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,476 | 6.75% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,437 | 6.88% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,334 | 6.88% |
| Garden City, KS (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,394 | 6.38% |
| Hood River, OR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 6.38% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,367 | 6.63% |
| Fallon, NV (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,311 | 6.88% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,989 | 6.50% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,455 | 7.50% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,374 | 6.00% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,472 | 6.25% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,941 | 6.50% |
| Susanville, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,282 | 7.25% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,462 | 5.88% |
| Bay City, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,041 | 6.38% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,236 | 6.00% |
| STAUNTON, VA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,506 | 5.81% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,730 | 7.00% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,088 | 6.38% |
| Somerset, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,538 | 7.00% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,267 | 7.00% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,410 | 6.50% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,952 | 6.25% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,422 | 6.88% |
| Othello, WA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,138 | 6.88% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,136 | 6.88% |
| Ashland, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,463 | 7.00% |
| Sayre, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,246 | 5.88% |
| Washington, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,927 | 7.25% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,826 | 6.38% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,344 | 7.00% |
| Montrose, CO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,381 | 5.75% |
| El Campo, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,477 | 6.50% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 6.00% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,352 | 5.25% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,949 | 6.50% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 6.50% |
| Palestine, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,577 | 6.50% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $918 | 6.50% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,107 | 6.38% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,094 | 7.13% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,079 | 6.75% |
| Oil City, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,356 | 6.25% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,853 | 5.50% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,741 | 6.25% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,106 | 6.38% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.25% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,290 | 6.13% |
| Rolla, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,380 | 5.63% |
| Seneca, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,824 | 6.38% |
| Guymon, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,228 | 6.50% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,777 | 6.25% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,577 | 5.88% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,760 | 6.50% |
Similar Lenders
We use machine learning to identify the top lenders compared against PROVIDENT FUNDING ASSOCIATES L.P. based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
First Savings Bank of Hegewisch
Similarity Rank: 36
Similarity Rank: 36
STRATA Credit Union
Similarity Rank: 36
Similarity Rank: 36
SAFE 1 CREDIT UNION
Similarity Rank: 36
Similarity Rank: 36
South Metro Federal Credit Union
Similarity Rank: 45
Similarity Rank: 45
State Bank of Southern Utah
Similarity Rank: 72
Similarity Rank: 72
Liberty Bank for Savings
Similarity Rank: 79
Similarity Rank: 79
CRESCENT MORTGAGE COMPANY
Similarity Rank: 80
Similarity Rank: 80
POINT BREEZE
Similarity Rank: 90
Similarity Rank: 90
MICHIGAN SCHOOLS AND GOVERNMENT
Similarity Rank: 96
Similarity Rank: 96
Piscataqua Savings Bank
Similarity Rank: 100
Similarity Rank: 100
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 13,307 | $5,489,015,000 | $412,491 | $5,855 | 6.40% |
For 2024, Provident Funding Associates L.p.'s most frequently originated type of loan was Conventional, with 13,307 originations.
Loan Reason
For 2024, Provident Funding Associates L.p.'s most frequently cited loan purpose was Home Purchase, with 11,351 originations. The 2nd most popular reason was Refi, with 1,630 originations.
Loan Duration/Length
For 2024, Provident Funding Associates L.p.'s most frequently cited loan duration was 30 Year, with 12,355 originations. The 2nd most popular length was 15 Year, with 670 originations.
Origination Fees/Closing Costs
Provident Funding Associates L.p.'s average total fees were $5,932, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 6,957 originations.
Interest Rates
During 2024, Provident Funding Associates L.p.'s average interest rate for loans was 6.45%, while their most frequently originated rate bucket for loans was 6-7%, with 9,135 originations.
Loan Sizing
2024 saw Provident Funding Associates L.p. place emphasis on $200k-400k loans with 5,589 originations, totaling $1,697,755,000 in origination value.
Applicant Income
Provident Funding Associates L.p. lent most frequently to those with incomes in the $150k-250k range, with 4,408 originations. The second most popular income band? $100k-150k, with 3,797 originations.
Applicant Debt to Income Ratio
Provident Funding Associates L.p. lent most frequently to those with DTI ratios of 30-36%, with 2,455 originations. The next most common DTI ratio? 20-30%, with 2,323 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.09%
Provident Funding Associates L.p. has an average approval rate.
Pick Rate
Approvals leading to origination61.07%
Provident Funding Associates L.p. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 13,307 | $5,489,015,000 | $412,491 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 13,307 | $5,489,015,000 | $412,491 |