Provident Funding Associates L.p. Mortgage Rates, Fees & Info

BURLINGAME, CA

LEI: 54930043BMDE130FJ617

Tax ID: 77-0323586

5 stars - out of 5 stars, based on 181 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Provident Funding Associates L.p. is a large mortgage company specializing in Refi and Cash Out Refi loans. Provident Funding Associates L.p. has a high proportion of conventional loans. Their top markets include Dallas, Portland, Seattle, Atlanta, and Denver among others. Provident Funding Associates L.p. has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Provident Funding Associates L.p. is typically an average fee lendor.


Originations

32,627

Origination Dollar Volume (All Markets)

$9,594,755,000
Show all (235) awards

Relative Rate

Provident Funding Associates L.p.'s average 30 year fixed rate mortgage of loans were 2.76%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.39%.

Relative Fees

Provident Funding Associates L.p.'s average total fees for a 30 year fixed rate mortgage are $3,445.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 2,094 $642,890,000 $307,015 $3,600 2.56%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1,476 $506,550,000 $343,191 $3,776 2.64%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1,194 $450,170,000 $377,027 $3,325 2.58%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1,560 $431,790,000 $276,788 $3,015 2.55%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1,299 $428,925,000 $330,196 $3,028 2.63%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1,341 $389,305,000 $290,309 $3,803 2.54%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1,089 $366,665,000 $336,699 $3,319 2.55%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 961 $361,875,000 $376,561 $3,573 2.52%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1,321 $335,205,000 $253,751 $2,844 2.59%
SALT LAKE CITY, UT (FHA|USDA|VA) 1,085 $323,765,000 $298,401 $2,963 2.62%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 688 $293,290,000 $426,294 $3,592 2.54%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 810 $246,380,000 $304,173 $3,150 2.62%
RALEIGH-CARY, NC (FHA|USDA|VA) 785 $236,255,000 $300,962 $2,938 2.59%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 773 $233,945,000 $302,646 $3,780 2.50%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 782 $217,160,000 $277,698 $3,747 2.54%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 762 $214,950,000 $282,087 $2,897 2.62%
PROVO-OREM, UT (FHA|USDA|VA) 654 $196,440,000 $300,367 $3,092 2.68%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 575 $185,395,000 $322,426 $3,069 2.49%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 549 $184,645,000 $336,330 $3,087 2.50%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 705 $181,545,000 $257,511 $2,855 2.51%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 559 $168,765,000 $301,905 $3,594 2.61%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 468 $160,350,000 $342,628 $3,357 2.56%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 570 $151,920,000 $266,526 $2,870 2.59%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 469 $121,895,000 $259,904 $2,714 2.52%
PITTSBURGH, PA (FHA|USDA|VA) 367 $98,105,000 $267,316 $4,026 2.59%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 393 $93,465,000 $237,824 $2,538 2.62%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 328 $89,810,000 $273,811 $3,003 2.60%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 303 $76,855,000 $253,647 $2,827 2.58%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 253 $71,855,000 $284,012 $3,785 2.54%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 309 $71,595,000 $231,699 $2,692 2.73%
BOULDER, CO (FHA|USDA|VA) 184 $70,040,000 $380,652 $2,941 2.61%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 291 $68,855,000 $236,615 $3,097 2.50%
Outside of Metro Areas 249 $56,495,000 $226,888 $3,264 2.61%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 193 $48,445,000 $251,010 $2,804 2.50%
ST. LOUIS, MO-IL (FHA|USDA|VA) 180 $44,110,000 $245,056 $2,751 2.62%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 140 $44,030,000 $314,500 $3,249 2.56%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 136 $42,660,000 $313,676 $3,478 2.54%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 168 $42,370,000 $252,202 $3,053 2.61%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 174 $41,010,000 $235,690 $3,578 2.60%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 188 $40,670,000 $216,330 $2,654 2.47%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 158 $40,600,000 $256,962 $3,484 2.51%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 139 $38,855,000 $279,532 $3,333 2.51%
STOCKTON, CA (FHA|USDA|VA) 132 $38,750,000 $293,561 $3,110 2.62%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 146 $37,560,000 $257,260 $3,843 2.60%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 151 $36,965,000 $244,801 $3,437 2.57%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 138 $34,340,000 $248,841 $3,493 2.58%
VALLEJO, CA (FHA|USDA|VA) 111 $34,295,000 $308,964 $3,100 2.63%
TUCSON, AZ (FHA|USDA|VA) 161 $34,115,000 $211,894 $3,045 2.58%
RICHMOND, VA (FHA|USDA|VA) 121 $33,525,000 $277,066 $3,125 2.59%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 131 $32,665,000 $249,351 $2,806 2.58%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 106 $30,240,000 $285,283 $3,303 2.57%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 71 $28,245,000 $397,817 $4,295 2.63%
KANSAS CITY, MO-KS (FHA|USDA|VA) 118 $28,080,000 $237,966 $2,527 2.67%
RENO, NV (FHA|USDA|VA) 90 $27,380,000 $304,222 $3,127 2.76%
COLORADO SPRINGS, CO (FHA|USDA|VA) 105 $27,355,000 $260,524 $3,062 2.56%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 124 $26,990,000 $217,661 $2,837 2.60%
FORT COLLINS, CO (FHA|USDA|VA) 88 $25,310,000 $287,614 $3,029 2.60%
BEND, OR (FHA|USDA|VA) 78 $23,920,000 $306,667 $3,598 2.67%
JACKSONVILLE, FL (FHA|USDA|VA) 95 $23,905,000 $251,632 $3,639 2.55%
GREELEY, CO (FHA|USDA|VA) 73 $21,805,000 $298,699 $3,216 2.65%
ST. GEORGE, UT (FHA|USDA|VA) 83 $21,225,000 $255,723 $3,158 2.62%
SALEM, OR (FHA|USDA|VA) 73 $19,265,000 $263,904 $3,528 2.62%
FRESNO, CA (FHA|USDA|VA) 80 $16,870,000 $210,875 $2,726 2.63%
COLUMBUS, OH (FHA|USDA|VA) 71 $16,565,000 $233,310 $3,009 2.54%
REDDING, CA (FHA|USDA|VA) 56 $16,370,000 $292,321 $2,879 2.80%
Heber, UT (FHA|USDA|VA) 44 $16,300,000 $370,455 $3,950 2.51%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 55 $16,235,000 $295,182 $3,060 2.61%
WORCESTER, MA-CT (FHA|USDA|VA) 62 $15,620,000 $251,935 $3,106 2.45%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 70 $15,330,000 $219,000 $2,965 2.51%
MODESTO, CA (FHA|USDA|VA) 69 $14,885,000 $215,725 $2,748 2.57%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 43 $14,535,000 $338,023 $2,830 2.58%
LOGAN, UT-ID (FHA|USDA|VA) 55 $13,965,000 $253,909 $2,753 2.52%
SALINAS, CA (FHA|USDA|VA) 38 $13,600,000 $357,895 $2,919 2.57%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 54 $13,580,000 $251,481 $3,543 2.58%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 50 $13,460,000 $269,200 $3,885 2.66%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 46 $13,450,000 $292,391 $2,660 2.68%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 51 $13,255,000 $259,902 $3,793 2.41%
TULSA, OK (FHA|USDA|VA) 50 $12,580,000 $251,600 $3,616 2.72%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 47 $11,995,000 $255,213 $3,752 2.69%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 48 $11,620,000 $242,083 $3,917 2.55%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 50 $11,470,000 $229,400 $2,828 2.61%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 50 $10,890,000 $217,800 $2,669 2.52%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 38 $10,890,000 $286,579 $3,014 2.65%
GAINESVILLE, FL (FHA|USDA|VA) 46 $10,860,000 $236,087 $3,710 2.66%
WILMINGTON, NC (FHA|USDA|VA) 42 $10,540,000 $250,952 $3,061 2.62%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 39 $9,535,000 $244,487 $3,292 2.59%
Truckee-Grass Valley, CA (FHA|USDA|VA) 33 $9,395,000 $284,697 $3,479 2.61%
BELLINGHAM, WA (FHA|USDA|VA) 32 $9,380,000 $293,125 $3,334 2.59%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 41 $9,335,000 $227,683 $3,086 2.46%
GAINESVILLE, GA (FHA|USDA|VA) 29 $9,105,000 $313,966 $3,667 2.61%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 37 $9,025,000 $243,919 $3,178 2.61%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 35 $8,955,000 $255,857 $3,020 2.53%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 41 $8,505,000 $207,439 $3,193 2.58%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 34 $8,130,000 $239,118 $3,063 2.50%
ASHEVILLE, NC (FHA|USDA|VA) 33 $8,085,000 $245,000 $2,977 2.61%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 28 $7,880,000 $281,429 $2,937 2.49%
BAKERSFIELD, CA (FHA|USDA|VA) 36 $7,810,000 $216,944 $3,070 2.60%
SAVANNAH, GA (FHA|USDA|VA) 31 $7,805,000 $251,774 $3,313 2.53%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 39 $7,785,000 $199,615 $2,963 2.49%
LANCASTER, PA (FHA|USDA|VA) 35 $7,755,000 $221,571 $3,350 2.49%
OKLAHOMA CITY, OK (FHA|USDA|VA) 33 $7,725,000 $234,091 $3,323 2.73%
FLAGSTAFF, AZ (FHA|USDA|VA) 28 $7,640,000 $272,857 $3,270 2.52%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 33 $7,535,000 $228,333 $3,435 2.50%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 28 $7,410,000 $264,643 $2,056 2.66%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 29 $7,195,000 $248,103 $3,348 2.50%
WINSTON-SALEM, NC (FHA|USDA|VA) 33 $6,895,000 $208,939 $3,021 2.55%
PORT ST. LUCIE, FL (FHA|USDA|VA) 24 $6,280,000 $261,667 $3,897 2.59%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 16 $6,250,000 $390,625 $5,301 2.70%
NAPA, CA (FHA|USDA|VA) 22 $6,220,000 $282,727 $3,788 2.45%
Torrington, CT (FHA|USDA|VA) 26 $6,210,000 $238,846 $3,532 2.49%
BOISE CITY, ID (FHA|USDA|VA) 19 $6,125,000 $322,368 $5,792 2.65%
CORVALLIS, OR (FHA|USDA|VA) 26 $5,970,000 $229,615 $3,218 2.55%
CHICO, CA (FHA|USDA|VA) 23 $5,915,000 $257,174 $3,019 2.48%
SPRINGFIELD, MA (FHA|USDA|VA) 24 $5,570,000 $232,083 $3,101 2.31%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 20 $5,560,000 $278,000 $3,222 2.59%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 17 $5,535,000 $325,588 $3,298 2.54%
READING, PA (FHA|USDA|VA) 28 $5,420,000 $193,571 $3,258 2.49%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 30 $5,370,000 $179,000 $3,549 2.57%
Oak Harbor, WA (FHA|USDA|VA) 17 $5,135,000 $302,059 $3,100 2.58%
MEDFORD, OR (FHA|USDA|VA) 20 $5,120,000 $256,000 $3,479 2.57%
YORK-HANOVER, PA (FHA|USDA|VA) 24 $4,940,000 $205,833 $3,142 2.41%
Cedar City, UT (FHA|USDA|VA) 18 $4,920,000 $273,333 $3,723 2.65%
ALBANY-LEBANON, OR (FHA|USDA|VA) 19 $4,715,000 $248,158 $3,408 2.68%
KNOXVILLE, TN (FHA|USDA|VA) 18 $4,590,000 $255,000 $3,209 2.59%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 21 $4,355,000 $207,381 $2,912 2.52%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 19 $4,295,000 $226,053 $3,111 2.57%
ROCHESTER, MN (FHA|USDA|VA) 15 $4,285,000 $285,667 $2,651 2.57%
WENATCHEE, WA (FHA|USDA|VA) 16 $4,250,000 $265,625 $3,325 2.50%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 20 $4,230,000 $211,500 $3,015 2.46%
Frankfort, KY (FHA|USDA|VA) 19 $4,135,000 $217,632 $2,511 2.68%
Breckenridge, CO (FHA|USDA|VA) 9 $4,115,000 $457,222 $4,205 2.60%
TALLAHASSEE, FL (FHA|USDA|VA) 20 $4,110,000 $205,500 $3,784 2.52%
Jefferson, GA (FHA|USDA|VA) 19 $3,985,000 $209,737 $3,668 2.75%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 19 $3,965,000 $208,684 $3,713 2.64%
COLUMBIA, SC (FHA|USDA|VA) 18 $3,940,000 $218,889 $3,000 2.57%
Durango, CO (FHA|USDA|VA) 14 $3,920,000 $280,000 $2,769 2.47%
ANN ARBOR, MI (FHA|USDA|VA) 17 $3,855,000 $226,765 $2,704 2.50%
LYNCHBURG, VA (FHA|USDA|VA) 19 $3,855,000 $202,895 $3,193 2.57%
MERCED, CA (FHA|USDA|VA) 18 $3,810,000 $211,667 $3,411 2.47%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 12 $3,780,000 $315,000 $3,468 2.77%
Glenwood Springs, CO (FHA|USDA|VA) 12 $3,670,000 $305,833 $2,838 2.47%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 16 $3,590,000 $224,375 $4,053 2.83%
PUNTA GORDA, FL (FHA|USDA|VA) 15 $3,565,000 $237,667 $3,673 2.53%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 16 $3,530,000 $220,625 $2,805 2.55%
Gardnerville Ranchos, NV (FHA|USDA|VA) 11 $3,455,000 $314,091 $2,709 2.77%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 16 $3,410,000 $213,125 $3,380 2.52%
Richmond-Berea, KY (FHA|USDA|VA) 13 $3,385,000 $260,385 $3,050 2.71%
AKRON, OH (FHA|USDA|VA) 17 $3,355,000 $197,353 $3,160 2.57%
YAKIMA, WA (FHA|USDA|VA) 12 $3,300,000 $275,000 $2,920 2.43%
Newport, OR (FHA|USDA|VA) 9 $3,245,000 $360,556 $4,555 2.68%
ROANOKE, VA (FHA|USDA|VA) 12 $3,210,000 $267,500 $3,576 2.63%
Show Low, AZ (FHA|USDA|VA) 12 $3,050,000 $254,167 $3,074 2.50%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 12 $3,050,000 $254,167 $3,966 2.60%
OCEAN CITY, NJ (FHA|USDA|VA) 13 $2,865,000 $220,385 $3,391 2.39%
STATE COLLEGE, PA (FHA|USDA|VA) 12 $2,850,000 $237,500 $3,727 2.42%
VISALIA, CA (FHA|USDA|VA) 13 $2,815,000 $216,538 $2,566 2.65%
Payson, AZ (FHA|USDA|VA) 12 $2,700,000 $225,000 $3,131 2.66%
PUEBLO, CO (FHA|USDA|VA) 11 $2,585,000 $235,000 $2,565 2.70%
GRAND JUNCTION, CO (FHA|USDA|VA) 9 $2,515,000 $279,444 $4,151 2.74%
Sonora, CA (FHA|USDA|VA) 11 $2,495,000 $226,818 $3,121 2.60%
Eureka-Arcata, CA (FHA|USDA|VA) 10 $2,450,000 $245,000 $4,166 2.60%
FAYETTEVILLE, NC (FHA|USDA|VA) 13 $2,425,000 $186,538 $2,546 2.59%
Edwards, CO (FHA|USDA|VA) 5 $2,365,000 $473,000 $3,071 2.60%
IDAHO FALLS, ID (FHA|USDA|VA) 9 $2,355,000 $261,667 $3,676 2.75%
BLOOMINGTON, IN (FHA|USDA|VA) 14 $2,350,000 $167,857 $2,697 2.50%
Boone, NC (FHA|USDA|VA) 7 $2,305,000 $329,286 $2,708 2.59%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 9 $2,295,000 $255,000 $3,717 2.69%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 10 $2,270,000 $227,000 $4,878 2.79%
GRANTS PASS, OR (FHA|USDA|VA) 9 $2,265,000 $251,667 $3,387 2.74%
WARNER ROBINS, GA (FHA|USDA|VA) 11 $2,265,000 $205,909 $2,914 2.53%
Red Bluff, CA (FHA|USDA|VA) 8 $2,230,000 $278,750 $3,341 2.75%
YUBA CITY, CA (FHA|USDA|VA) 11 $2,185,000 $198,636 $2,855 2.56%
BURLINGTON, NC (FHA|USDA|VA) 12 $2,140,000 $178,333 $2,979 2.70%
EAST STROUDSBURG, PA (FHA|USDA|VA) 9 $2,125,000 $236,111 $3,977 2.51%
Clearlake, CA (FHA|USDA|VA) 8 $2,060,000 $257,500 $3,382 2.63%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 10 $2,050,000 $205,000 $3,649 2.40%
COLUMBUS, GA-AL (FHA|USDA|VA) 12 $2,050,000 $170,833 $3,208 2.34%
Hood River, OR (FHA|USDA|VA) 7 $2,025,000 $289,286 $3,503 2.48%
DAYTON-KETTERING, OH (FHA|USDA|VA) 10 $2,010,000 $201,000 $3,122 2.55%
Shelton, WA (FHA|USDA|VA) 6 $2,000,000 $333,333 $2,998 2.67%
SHERMAN-DENISON, TX (FHA|USDA|VA) 9 $1,955,000 $217,222 $3,864 2.69%
SPARTANBURG, SC (FHA|USDA|VA) 12 $1,950,000 $162,500 $3,060 2.56%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 11 $1,895,000 $172,273 $2,836 2.56%
WINCHESTER, VA-WV (FHA|USDA|VA) 9 $1,885,000 $209,444 $2,703 2.58%
Steamboat Springs, CO (FHA|USDA|VA) 6 $1,710,000 $285,000 $3,177 2.60%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 6 $1,660,000 $276,667 $2,888 2.60%
BOWLING GREEN, KY (FHA|USDA|VA) 9 $1,645,000 $182,778 $2,677 2.71%
ALBANY, GA (FHA|USDA|VA) 9 $1,645,000 $182,778 $2,799 2.43%
Key West, FL (FHA|USDA|VA) 5 $1,635,000 $327,000 $4,585 2.75%
Outside of Metro Areas 5 $1,625,000 $325,000 $3,450 2.70%
LEBANON, PA (FHA|USDA|VA) 7 $1,585,000 $226,429 $3,266 2.45%
The Dalles, OR (FHA|USDA|VA) 5 $1,555,000 $311,000 $3,529 2.63%
LONGVIEW, WA (FHA|USDA|VA) 6 $1,540,000 $256,667 $3,022 2.50%
CORPUS CHRISTI, TX (FHA|USDA|VA) 7 $1,535,000 $219,286 $3,291 2.63%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 7 $1,525,000 $217,857 $3,165 2.48%
Astoria, OR (FHA|USDA|VA) 5 $1,515,000 $303,000 $7,178 2.58%
Morehead City, NC (FHA|USDA|VA) 6 $1,510,000 $251,667 $3,096 2.35%
Ellensburg, WA (FHA|USDA|VA) 4 $1,500,000 $375,000 $2,961 2.84%
ODESSA, TX (FHA|USDA|VA) 5 $1,495,000 $299,000 $3,401 2.60%
GREENVILLE, NC (FHA|USDA|VA) 7 $1,495,000 $213,571 $3,677 2.41%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 7 $1,455,000 $207,857 $4,136 2.55%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 7 $1,455,000 $207,857 $3,105 2.55%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 8 $1,430,000 $178,750 $3,150 2.83%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 8 $1,410,000 $176,250 $3,720 2.80%
JACKSONVILLE, NC (FHA|USDA|VA) 8 $1,400,000 $175,000 $2,961 2.64%
Port Angeles, WA (FHA|USDA|VA) 6 $1,280,000 $213,333 $2,816 2.38%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 6 $1,200,000 $200,000 $2,430 2.50%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 5 $1,195,000 $239,000 $3,324 2.53%
Brainerd, MN (FHA|USDA|VA) 5 $1,185,000 $237,000 $3,788 2.70%
SALISBURY, MD-DE (FHA|USDA|VA) 5 $1,165,000 $233,000 $4,778 2.58%
EL PASO, TX (FHA|USDA|VA) 7 $1,155,000 $165,000 $2,975 2.50%
DALTON, GA (FHA|USDA|VA) 5 $1,155,000 $231,000 $2,803 2.58%
Kill Devil Hills, NC (FHA|USDA|VA) 5 $1,145,000 $229,000 $3,069 2.55%
OCALA, FL (FHA|USDA|VA) 6 $1,140,000 $190,000 $5,407 2.42%
THE VILLAGES, FL (FHA|USDA|VA) 6 $1,140,000 $190,000 $3,744 2.58%
Montrose, CO (FHA|USDA|VA) 4 $1,140,000 $285,000 $2,400 2.69%
FORT WAYNE, IN (FHA|USDA|VA) 9 $1,135,000 $126,111 $2,437 2.53%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 4 $1,110,000 $277,500 $2,590 2.47%
Hailey, ID (FHA|USDA|VA) 4 $1,110,000 $277,500 $3,167 2.72%
Bardstown, KY (FHA|USDA|VA) 5 $1,075,000 $215,000 $2,598 2.60%
Cornelia, GA (FHA|USDA|VA) 4 $1,070,000 $267,500 $2,875 2.63%
New Castle, PA (FHA|USDA|VA) 7 $1,065,000 $152,143 $3,099 2.63%
PITTSFIELD, MA (FHA|USDA|VA) 4 $1,060,000 $265,000 $2,573 2.50%
Coos Bay, OR (FHA|USDA|VA) 5 $1,045,000 $209,000 $4,259 2.70%
ROME, GA (FHA|USDA|VA) 3 $1,045,000 $348,333 $4,627 2.63%
POCATELLO, ID (FHA|USDA|VA) 3 $1,005,000 $335,000 $5,356 2.83%
Ukiah, CA (FHA|USDA|VA) 5 $1,005,000 $201,000 $3,167 2.70%
NILES, MI (FHA|USDA|VA) 5 $1,005,000 $201,000 $2,717 2.33%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 6 $930,000 $155,000 $3,417 2.58%
Kerrville, TX (FHA|USDA|VA) 4 $930,000 $232,500 $3,218 2.84%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 3 $925,000 $308,333 $2,821 2.58%
Albemarle, NC (FHA|USDA|VA) 4 $910,000 $227,500 $2,977 2.59%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 7 $905,000 $129,286 $2,877 2.34%
BLOOMINGTON, IL (FHA|USDA|VA) 3 $875,000 $291,667 $2,530 2.17%
LUBBOCK, TX (FHA|USDA|VA) 4 $870,000 $217,500 $3,586 2.72%
Crossville, TN (FHA|USDA|VA) 4 $870,000 $217,500 $2,377 2.69%
MORRISTOWN, TN (FHA|USDA|VA) 4 $870,000 $217,500 $3,066 2.47%
MONROE, MI (FHA|USDA|VA) 5 $865,000 $173,000 $2,623 2.50%
Sandpoint, ID (FHA|USDA|VA) 3 $855,000 $285,000 $3,236 2.88%
TYLER, TX (FHA|USDA|VA) 4 $850,000 $212,500 $3,349 2.59%
Moses Lake, WA (FHA|USDA|VA) 4 $840,000 $210,000 $2,418 2.44%
VICTORIA, TX (FHA|USDA|VA) 3 $815,000 $271,667 $4,470 2.54%
Seneca, SC (FHA|USDA|VA) 3 $805,000 $268,333 $3,103 2.71%
GOLDSBORO, NC (FHA|USDA|VA) 3 $775,000 $258,333 $2,869 2.58%
Fernley, NV (FHA|USDA|VA) 4 $770,000 $192,500 $2,101 2.78%
Traverse City, MI (FHA|USDA|VA) 4 $760,000 $190,000 $2,476 2.63%
EL CENTRO, CA (FHA|USDA|VA) 5 $755,000 $151,000 $2,812 2.48%
MUNCIE, IN (FHA|USDA|VA) 3 $755,000 $251,667 $2,904 2.42%
BRUNSWICK, GA (FHA|USDA|VA) 4 $750,000 $187,500 $2,732 2.19%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 3 $745,000 $248,333 $3,369 2.50%
CANTON-MASSILLON, OH (FHA|USDA|VA) 3 $745,000 $248,333 $2,772 2.17%
Sevierville, TN (FHA|USDA|VA) 4 $740,000 $185,000 $3,012 2.66%
Prineville, OR (FHA|USDA|VA) 2 $730,000 $365,000 $4,126 2.81%
MIDLAND, TX (FHA|USDA|VA) 2 $730,000 $365,000 $5,086 2.50%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 3 $715,000 $238,333 $2,736 2.79%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 4 $710,000 $177,500 $2,582 2.19%
COLUMBIA, MO (FHA|USDA|VA) 3 $705,000 $235,000 $2,482 2.42%
Centralia, WA (FHA|USDA|VA) 3 $685,000 $228,333 $2,440 2.67%
WACO, TX (FHA|USDA|VA) 5 $675,000 $135,000 $3,721 2.85%
TOLEDO, OH (FHA|USDA|VA) 3 $675,000 $225,000 $3,106 2.75%
DULUTH, MN-WI (FHA|USDA|VA) 4 $660,000 $165,000 $3,531 2.59%
CARSON CITY, NV (FHA|USDA|VA) 2 $650,000 $325,000 $2,605 2.75%
MADISON, WI (FHA|USDA|VA) 3 $645,000 $215,000 $2,804 2.75%
Alexandria, MN (FHA|USDA|VA) 4 $640,000 $160,000 $3,074 2.28%
ERIE, PA (FHA|USDA|VA) 3 $635,000 $211,667 $3,491 2.67%
COLUMBUS, IN (FHA|USDA|VA) 4 $630,000 $157,500 $3,113 2.53%
PEORIA, IL (FHA|USDA|VA) 4 $620,000 $155,000 $2,210 2.38%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 3 $615,000 $205,000 $2,954 2.83%
Vernal, UT (FHA|USDA|VA) 2 $610,000 $305,000 $2,857 2.44%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 4 $570,000 $142,500 $2,333 2.56%
Price, UT (FHA|USDA|VA) 2 $570,000 $285,000 $4,289 2.69%
Holland, MI (FHA|USDA|VA) 2 $570,000 $285,000 $2,654 2.44%
JOHNSON CITY, TN (FHA|USDA|VA) 3 $565,000 $188,333 $3,992 2.88%
Lewisburg, PA (FHA|USDA|VA) 2 $550,000 $275,000 $2,385 2.06%
VALDOSTA, GA (FHA|USDA|VA) 4 $540,000 $135,000 $2,303 2.56%
Pullman, WA (FHA|USDA|VA) 3 $535,000 $178,333 $2,879 2.67%
OWENSBORO, KY (FHA|USDA|VA) 2 $530,000 $265,000 $2,294 2.69%
WALLA WALLA, WA (FHA|USDA|VA) 2 $530,000 $265,000 $3,177 2.69%
Cookeville, TN (FHA|USDA|VA) 3 $525,000 $175,000 $2,524 2.33%
CaƱon City, CO (FHA|USDA|VA) 3 $525,000 $175,000 $3,498 2.58%
STAUNTON, VA (FHA|USDA|VA) 3 $525,000 $175,000 $2,676 2.42%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $520,000 $260,000 $2,289 2.31%
Brenham, TX (FHA|USDA|VA) 2 $520,000 $260,000 $4,638 2.56%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 3 $505,000 $168,333 $2,720 2.08%
Aberdeen, WA (FHA|USDA|VA) 3 $505,000 $168,333 $4,475 2.92%
SPRINGFIELD, IL (FHA|USDA|VA) 2 $500,000 $250,000 $2,919 2.00%
NEW BERN, NC (FHA|USDA|VA) 3 $495,000 $165,000 $3,159 2.42%
Milledgeville, GA (FHA|USDA|VA) 3 $495,000 $165,000 $3,066 2.67%
Ada, OK (FHA|USDA|VA) 1 $495,000 $495,000 $4,887 2.88%
Danville, KY (FHA|USDA|VA) 3 $495,000 $165,000 $3,027 2.54%
Somerset, PA (FHA|USDA|VA) 2 $490,000 $245,000 $4,288 2.75%
Fallon, NV (FHA|USDA|VA) 2 $490,000 $245,000 $2,244 2.69%
Wilmington, OH (FHA|USDA|VA) 2 $490,000 $245,000 $2,578 2.63%
Hermiston-Pendleton, OR (FHA|USDA|VA) 2 $480,000 $240,000 $3,014 2.31%
SPRINGFIELD, MO (FHA|USDA|VA) 4 $470,000 $117,500 $2,852 2.50%
Easton, MD (FHA|USDA|VA) 2 $470,000 $235,000 $2,984 2.88%
ROCKFORD, IL (FHA|USDA|VA) 3 $455,000 $151,667 $2,112 2.42%
Fergus Falls, MN (FHA|USDA|VA) 1 $445,000 $445,000 $3,759 2.75%
CLEVELAND, TN (FHA|USDA|VA) 2 $440,000 $220,000 $3,001 2.69%
PANAMA CITY, FL (FHA|USDA|VA) 1 $435,000 $435,000 $4,965 2.63%
Vidalia, GA (FHA|USDA|VA) 1 $425,000 $425,000 $4,388 3.25%
SUMTER, SC (FHA|USDA|VA) 2 $420,000 $210,000 $2,510 2.25%
North Wilkesboro, NC (FHA|USDA|VA) 3 $415,000 $138,333 $2,313 2.42%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 3 $415,000 $138,333 $1,928 2.33%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 3 $415,000 $138,333 $3,421 2.63%
Huntsville, TX (FHA|USDA|VA) 1 $405,000 $405,000 $3,892 2.50%
LAREDO, TX (FHA|USDA|VA) 2 $390,000 $195,000 $3,683 2.25%
Craig, CO (FHA|USDA|VA) 2 $380,000 $190,000 $2,836 2.50%
JACKSON, MI (FHA|USDA|VA) 2 $380,000 $190,000 $2,278 2.38%
Tifton, GA (FHA|USDA|VA) 3 $375,000 $125,000 $2,815 2.33%
Mount Sterling, KY (FHA|USDA|VA) 3 $375,000 $125,000 $2,572 2.58%
Toccoa, GA (FHA|USDA|VA) 2 $370,000 $185,000 $2,880 2.75%
GETTYSBURG, PA (FHA|USDA|VA) 2 $370,000 $185,000 $4,191 2.00%
Sandusky, OH (FHA|USDA|VA) 3 $365,000 $121,667 $3,252 2.21%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $365,000 $365,000 $3,120 2.25%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 3 $365,000 $121,667 $3,509 2.79%
JOHNSTOWN, PA (FHA|USDA|VA) 2 $360,000 $180,000 $2,867 2.56%
Owatonna, MN (FHA|USDA|VA) 2 $360,000 $180,000 $2,240 2.44%
Granbury, TX (FHA|USDA|VA) 1 $355,000 $355,000 $3,243 3.00%
RACINE, WI (FHA|USDA|VA) 1 $355,000 $355,000 $2,332 2.75%
Klamath Falls, OR (FHA|USDA|VA) 2 $340,000 $170,000 $3,066 2.38%
Zanesville, OH (FHA|USDA|VA) 2 $340,000 $170,000 $2,667 2.50%
Pottsville, PA (FHA|USDA|VA) 2 $330,000 $165,000 $3,498 2.94%
Bonham, TX (FHA|USDA|VA) 1 $325,000 $325,000 $3,191 2.38%
Grand Rapids, MN (FHA|USDA|VA) 2 $320,000 $160,000 $2,785 2.38%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $320,000 $160,000 $3,812 2.44%
Athens, TX (FHA|USDA|VA) 2 $320,000 $160,000 $3,197 2.25%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $315,000 $315,000 $2,945 2.25%
Branson, MO (FHA|USDA|VA) 1 $315,000 $315,000 $2,940 2.88%
ALTOONA, PA (FHA|USDA|VA) 2 $310,000 $155,000 $2,630 2.50%
LaGrange, GA-AL (FHA|USDA|VA) 2 $310,000 $155,000 $2,408 2.75%
Auburn, IN (FHA|USDA|VA) 1 $305,000 $305,000 $2,173 2.88%
Wilson, NC (FHA|USDA|VA) 1 $305,000 $305,000 $2,385 2.63%
Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $300,000 $150,000 $2,393 3.06%
GREEN BAY, WI (FHA|USDA|VA) 1 $295,000 $295,000 $1,793 2.50%
Douglas, GA (FHA|USDA|VA) 1 $275,000 $275,000 $3,663 2.75%
Burley, ID (FHA|USDA|VA) 1 $275,000 $275,000 $5,307 2.50%
Lebanon, MO (FHA|USDA|VA) 1 $275,000 $275,000 $2,400 2.75%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 2 $270,000 $135,000 $4,116 2.69%
LAWRENCE, KS (FHA|USDA|VA) 1 $265,000 $265,000 $1,938 3.00%
Beaver Dam, WI (FHA|USDA|VA) 2 $260,000 $130,000 $2,077 1.94%
MUSKEGON, MI (FHA|USDA|VA) 2 $260,000 $130,000 $2,738 2.63%
Port Lavaca, TX (FHA|USDA|VA) 1 $255,000 $255,000 $4,611 3.25%
AMARILLO, TX (FHA|USDA|VA) 2 $250,000 $125,000 $2,558 2.56%
Mount Vernon, OH (FHA|USDA|VA) 2 $240,000 $120,000 $2,830 2.25%
Stephenville, TX (FHA|USDA|VA) 1 $235,000 $235,000 $4,337 2.88%
Shelbyville, TN (FHA|USDA|VA) 1 $235,000 $235,000 $2,175 3.00%
Lock Haven, PA (FHA|USDA|VA) 1 $235,000 $235,000 $3,414 2.75%
FLINT, MI (FHA|USDA|VA) 2 $230,000 $115,000 $2,946 2.56%
Austin, MN (FHA|USDA|VA) 2 $230,000 $115,000 $2,765 2.06%
Sedalia, MO (FHA|USDA|VA) 1 $225,000 $225,000 $2,335 2.13%
Cordele, GA (FHA|USDA|VA) 1 $225,000 $225,000 $3,665 2.63%
Sterling, IL (FHA|USDA|VA) 1 $225,000 $225,000 $5,568 1.88%
TERRE HAUTE, IN (FHA|USDA|VA) 2 $220,000 $110,000 $2,550 2.25%
Warsaw, IN (FHA|USDA|VA) 1 $215,000 $215,000 $2,621 2.50%
Kinston, NC (FHA|USDA|VA) 1 $215,000 $215,000 $4,342 2.50%
Murray, KY (FHA|USDA|VA) 1 $215,000 $215,000 $2,112 2.75%
Jackson, WY-ID (FHA|USDA|VA) 1 $205,000 $205,000 $2,877 2.88%
Winona, MN (FHA|USDA|VA) 1 $205,000 $205,000 $3,151 2.75%
HINESVILLE, GA (FHA|USDA|VA) 1 $205,000 $205,000 $4,318 3.00%
KANKAKEE, IL (FHA|USDA|VA) 1 $205,000 $205,000 $2,360 2.88%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $205,000 $205,000 $2,407 2.75%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $205,000 $205,000 $3,025 3.00%
Durant, OK (FHA|USDA|VA) 1 $205,000 $205,000 $3,982 2.63%
APPLETON, WI (FHA|USDA|VA) 1 $205,000 $205,000 $2,282 2.63%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $195,000 $195,000 $3,059 2.50%
Roseburg, OR (FHA|USDA|VA) 1 $195,000 $195,000 $3,752 2.00%
Huntingdon, PA (FHA|USDA|VA) 1 $195,000 $195,000 $2,521 2.75%
FARGO, ND-MN (FHA|USDA|VA) 1 $195,000 $195,000 $2,316 2.88%
HARRISONBURG, VA (FHA|USDA|VA) 1 $195,000 $195,000 $2,738 3.25%
Angola, IN (FHA|USDA|VA) 1 $195,000 $195,000 $2,225 2.25%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $185,000 $185,000 $2,280 2.13%
Safford, AZ (FHA|USDA|VA) 1 $185,000 $185,000 $1,971 2.63%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $185,000 $185,000 $2,803 2.88%
Emporia, KS (FHA|USDA|VA) 1 $175,000 $175,000 $2,185 2.50%
Maryville, MO (FHA|USDA|VA) 1 $175,000 $175,000 $1,993 3.00%
Thomasville, GA (FHA|USDA|VA) 1 $175,000 $175,000 $2,365 2.25%
Ontario, OR-ID (FHA|USDA|VA) 1 $165,000 $165,000 $2,620 2.75%
Wabash, IN (FHA|USDA|VA) 1 $165,000 $165,000 $2,970 2.00%
JOPLIN, MO (FHA|USDA|VA) 1 $155,000 $155,000 $2,640 2.75%
Sayre, PA (FHA|USDA|VA) 1 $155,000 $155,000 $3,040 2.00%
Marion, IN (FHA|USDA|VA) 1 $155,000 $155,000 $2,255 2.50%
Beeville, TX (FHA|USDA|VA) 1 $155,000 $155,000 $2,669 2.88%
Kendallville, IN (FHA|USDA|VA) 1 $155,000 $155,000 $1,995 2.75%
Richmond, IN (FHA|USDA|VA) 1 $155,000 $155,000 $2,260 2.88%
Bainbridge, GA (FHA|USDA|VA) 1 $155,000 $155,000 $3,097 3.13%
Calhoun, GA (FHA|USDA|VA) 1 $155,000 $155,000 $3,154 2.00%
Arcadia, FL (FHA|USDA|VA) 1 $155,000 $155,000 $2,804 2.50%
Paducah, KY-IL (FHA|USDA|VA) 1 $155,000 $155,000 $2,216 2.50%
TOPEKA, KS (FHA|USDA|VA) 1 $145,000 $145,000 $2,811 2.63%
St. Marys, GA (FHA|USDA|VA) 1 $145,000 $145,000 $3,316 1.88%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $145,000 $145,000 $4,839 2.88%
Brevard, NC (FHA|USDA|VA) 1 $145,000 $145,000 $3,090 2.50%
Jacksonville, TX (FHA|USDA|VA) 1 $145,000 $145,000 $2,576 2.75%
Warrensburg, MO (FHA|USDA|VA) 1 $145,000 $145,000 $5,259 3.38%
Henderson, NC (FHA|USDA|VA) 1 $135,000 $135,000 $2,088 2.88%
Jasper, IN (FHA|USDA|VA) 1 $135,000 $135,000 $1,866 2.00%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $135,000 $135,000 $6,321 3.13%
Huntington, IN (FHA|USDA|VA) 1 $135,000 $135,000 $2,255 2.75%
New Castle, IN (FHA|USDA|VA) 1 $135,000 $135,000 $1,964 2.75%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $135,000 $135,000 $2,652 2.75%
Ottawa, IL (FHA|USDA|VA) 2 $130,000 $65,000 $2,767 2.31%
KOKOMO, IN (FHA|USDA|VA) 1 $125,000 $125,000 $2,255 2.75%
Paris, TN (FHA|USDA|VA) 1 $125,000 $125,000 $2,935 2.38%
Athens, OH (FHA|USDA|VA) 1 $125,000 $125,000 $2,315 2.88%
Bemidji, MN (FHA|USDA|VA) 1 $125,000 $125,000 $2,120 2.13%
FLORENCE, SC (FHA|USDA|VA) 1 $115,000 $115,000 $2,866 2.13%
Charleston-Mattoon, IL (FHA|USDA|VA) 1 $115,000 $115,000 $2,435 2.50%
London, KY (FHA|USDA|VA) 1 $115,000 $115,000 $3,311 2.00%
Palatka, FL (FHA|USDA|VA) 1 $115,000 $115,000 $2,573 2.88%
MANKATO, MN (FHA|USDA|VA) 1 $105,000 $105,000 $2,810 2.25%
YUMA, AZ (FHA|USDA|VA) 1 $105,000 $105,000 $3,345 2.63%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $95,000 $95,000 $2,225 2.50%
Wooster, OH (FHA|USDA|VA) 1 $95,000 $95,000 $2,315 3.13%
Bellefontaine, OH (FHA|USDA|VA) 1 $85,000 $85,000 $1,975 2.63%
Stillwater, OK (FHA|USDA|VA) 1 $75,000 $75,000 $4,187 3.63%
Marion, NC (FHA|USDA|VA) 1 $75,000 $75,000 $2,918 2.38%
Elizabeth City, NC (FHA|USDA|VA) 1 $55,000 $55,000 $2,952 2.75%

Provident Funding Associates L.p.'s top markets include Dallas, Portland, Seattle, Atlanta, and Denver among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 32,627 $9,594,755,000 $294,074 $3,256 2.58%

For the 2021 period, Provident Funding Associates L.p.'s most frequently originated loan type of loans were Conventional, with 32,627 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Refi 21,914 $6,074,700,000 $277,206 $3,023 2.54%
Cash Out Refi 6,546 $1,966,670,000 $300,438 $3,126 2.59%
Home Purchase 4,167 $1,553,385,000 $372,783 $4,704 2.75%

For the 2021, Provident Funding Associates L.p.'s most frequently cited loan purpose of loans were Refi, with 21,914 originations. The 2nd most popular reason of loans were Cash Out Refi, with 6,546 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 20,178 $6,574,790,000 $325,840 $3,445 2.76%
15 Year 7,915 $1,934,085,000 $244,357 $2,995 2.20%
10 Year 2,401 $499,415,000 $208,003 $2,671 2.14%
20 Year 1,365 $364,175,000 $266,795 $3,073 2.69%
Other 768 $222,290,000 $289,440 $3,130 2.74%

For the 2021, Provident Funding Associates L.p.'s most frequently cited loan length of loans were 30 Year, with 20,178 originations. The 2nd most popular length of loans were 15 Year, with 7,915 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 27,861 $8,087,795,000 $290,291
$2k-3k 2,358 $658,370,000 $279,207
$3k-4k 1,594 $497,290,000 $311,976
$5k+ 715 $316,315,000 $442,399
$<1k 3 $555,000 $185,000

$3,445 of loans were Provident Funding Associates L.p.'s average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 27,861 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 17,637 $5,707,355,000 $323,601
<2.5% 13,929 $3,583,895,000 $257,297
3-4% 1,061 $303,505,000 $286,056

During 2021, Provident Funding Associates L.p.'s average interest rate of loans were 2.76%, while their most frequently originated rate bucket of loans were 2.5-3%, with 17,637 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 17,610 $5,090,180,000 $289,051 $3,183 2.59%
$100k-200k 8,132 $1,296,530,000 $159,436 $2,816 2.49%
$400k-600k 5,617 $2,665,385,000 $474,521 $3,870 2.66%
$100,000 or less 649 $54,035,000 $83,259 $2,773 2.43%
$600k-1MM 536 $390,550,000 $728,638 $5,869 2.78%
$1MM+ 83 $98,075,000 $1,181,627 $7,405 2.85%

2021 saw Provident Funding Associates L.p. place emphasis on $200k-400k loans with 17,610 originations, totaling $5,090,180,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$100k-150k 11,184 $3,403,120,000 $304,285 $3,224 2.55%
$150k-250k 7,730 $2,650,790,000 $342,922 $3,508 2.54%
$75k-100k 5,937 $1,574,275,000 $265,163 $3,088 2.61%
$50k-75k 4,585 $1,010,635,000 $220,422 $2,949 2.63%
$250k+ 1,806 $725,800,000 $401,883 $4,089 2.55%
$50k or less 1,385 $230,135,000 $166,162 $2,757 2.66%

Provident Funding Associates L.p. lent most frequently to those with incomes in the $100k-150k range, with 11,184 originations. The second most popular income band? $150k-250k, with 7,730 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 10,462 $3,043,540,000 $290,914 $3,139 2.55%
30-36% 6,648 $2,025,510,000 $304,680 $3,325 2.59%
<20% 4,657 $1,134,565,000 $243,626 $2,914 2.51%
36% 1,061 $341,885,000 $322,229 $3,454 2.61%
38% 1,053 $335,785,000 $318,884 $3,475 2.64%
37% 1,051 $331,395,000 $315,314 $3,454 2.63%
39% 1,018 $325,920,000 $320,157 $3,492 2.63%
40% 981 $303,635,000 $309,516 $3,369 2.63%
41% 956 $295,440,000 $309,038 $3,585 2.63%
42% 945 $308,345,000 $326,291 $3,577 2.64%
43% 622 $191,230,000 $307,444 $3,553 2.60%
44% 551 $170,585,000 $309,592 $3,386 2.61%
45% 495 $146,545,000 $296,051 $3,486 2.61%
46% 491 $144,535,000 $294,369 $3,302 2.60%
49% 454 $139,910,000 $308,172 $3,576 2.60%
48% 454 $134,060,000 $295,286 $3,261 2.60%
47% 441 $132,655,000 $300,805 $3,504 2.63%
50-60% 145 $42,985,000 $296,448 $3,658 2.61%
>60% 20 $5,870,000 $293,500 $3,525 2.56%

Provident Funding Associates L.p. lent most frequently to those with DTI ratios of 20-30%, with 10,462 originations. The next most common DTI ratio? 30-36%, with 6,648 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 18,099 $5,104,235,000 $282,018 $3,181 2.58%
Asian 8,135 $2,648,665,000 $325,589 $3,431 2.55%
Not provided 5,816 $1,689,900,000 $290,561 $3,241 2.59%
Black 435 $111,925,000 $257,299 $3,326 2.60%
American Indian 84 $24,280,000 $289,048 $3,291 2.54%
Native Hawaiian 58 $15,750,000 $271,552 $3,166 2.60%

Approval Rates

Total approvals of all applications
93.09%

Provident Funding Associates L.p. has an average approval rate.

Pick Rate

Approvals leading to origination
72.33%

Provident Funding Associates L.p. has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 32,627 $9,594,755,000 $294,074

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
32,627 $9,594,755,000 $294,074

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 6,688 $1,519,410,000 $227,185 $2,950 2.42%
40-60% 10,862 $3,110,750,000 $286,388 $3,021 2.55%
60-80% 11,159 $3,718,705,000 $333,247 $3,488 2.68%
80-100% 2,787 $1,020,755,000 $366,256 $4,057 2.73%
Under 20% 1,131 $225,135,000 $199,058 $3,079 2.36%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
PROVIDENT FUNDING ASSOCIATES Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 6 46.2%
PROVIDENT FUNDING ASSOCIATES Conventional home mortgage Closing on a mortgage 1 7.7%
PROVIDENT FUNDING ASSOCIATES Conventional home mortgage Trouble during payment process 6 46.2%