Provident Funding Associates L.p. Mortgage Rates, Fees & Info
BURLINGAME, CALEI: 54930043BMDE130FJ617
Tax ID: 77-0323586
5 stars - Updated: 11/11/24
-
out of 5 stars, based on 109 reviews
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Provident Funding Associates L.p. is a mid-sized mortgage company specializing in Home Purchase loans. Provident Funding Associates L.p. has a high proportion of conventional loans. Their top markets by origination volume include: Dallas, Atlanta, Philadelphia, Houston, and Portland among others. We have data for 357 markets. (Some data included below & more in-depth data is available with an active subscription.)Provident Funding Associates L.p. has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Provident Funding Associates L.p. is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.19% | 11/11/24 |
| 30 Year Conventional Refi | 6.11% | 11/11/24 |
| 30 Year Cash-out Refi | 6.21% | 11/11/24 |
| 15 Year Conventional Purchase | 5.51% | 11/11/24 |
| 15 Year Conventional Refi | 5.58% | 11/11/24 |
| 15 Year Cash-out Refi | 5.58% | 11/11/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Provident Funding Associates L.p. Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Provident Funding Associates L.p.. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
11,958Origination Dollar Volume (All Markets)
$4,781,920,000Awards
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PROVIDENT FUNDING ASSOCIATES L.P. - 2023
PROVIDENT FUNDING ASSOCIATES L.P. is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
Provident Funding Associates L.p.'s average 30 year fixed mortgage rate was
6.49%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 0.01%.
Relative Fees (Closing Costs)
Provident Funding Associates L.p.'s average total fees/closing costs for a 30 year fixed rate
mortgage were $6,179.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1,455 | $637,965,000 | $438,464 | $6,893 | 6.35% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 670 | $281,120,000 | $419,582 | $5,462 | 6.35% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 695 | $268,135,000 | $385,806 | $6,647 | 6.46% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 598 | $225,270,000 | $376,706 | $6,853 | 6.41% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 340 | $163,540,000 | $481,000 | $6,669 | 6.39% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 335 | $149,975,000 | $447,687 | $7,118 | 6.55% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 332 | $147,190,000 | $443,343 | $6,557 | 6.34% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 315 | $128,805,000 | $408,905 | $4,885 | 6.49% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 342 | $126,860,000 | $370,936 | $6,534 | 6.44% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 230 | $112,800,000 | $490,435 | $5,005 | 6.42% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 274 | $111,890,000 | $408,358 | $7,050 | 6.48% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 223 | $109,115,000 | $489,305 | $6,954 | 6.41% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 243 | $105,225,000 | $433,025 | $4,580 | 6.31% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 172 | $90,040,000 | $523,488 | $7,689 | 6.54% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 169 | $80,735,000 | $477,722 | $5,867 | 6.45% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 165 | $74,215,000 | $449,788 | $6,169 | 6.52% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 184 | $74,050,000 | $402,446 | $6,952 | 6.53% |
| PITTSBURGH, PA (FHA|USDA|VA) | 238 | $70,250,000 | $295,168 | $5,648 | 6.44% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 146 | $69,530,000 | $476,233 | $8,812 | 6.58% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 133 | $68,795,000 | $517,256 | $6,496 | 6.55% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 178 | $63,650,000 | $357,584 | $4,318 | 6.38% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 138 | $61,130,000 | $442,971 | $6,078 | 6.40% |
| LOUISVILLE, KY (FHA|USDA|VA) | 184 | $57,900,000 | $314,674 | $4,667 | 6.47% |
| RICHMOND, VA (FHA|USDA|VA) | 138 | $51,230,000 | $371,232 | $5,073 | 6.50% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 91 | $49,285,000 | $541,593 | $7,379 | 6.52% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 127 | $49,185,000 | $387,283 | $5,480 | 6.49% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 131 | $47,825,000 | $365,076 | $4,727 | 6.46% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 93 | $39,445,000 | $424,140 | $4,987 | 6.55% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 94 | $37,390,000 | $397,766 | $4,207 | 6.39% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 80 | $36,210,000 | $452,625 | $7,517 | 6.68% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 96 | $35,730,000 | $372,188 | $7,197 | 6.64% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 92 | $34,130,000 | $370,978 | $4,621 | 6.41% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 79 | $32,995,000 | $417,658 | $5,405 | 6.45% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 103 | $32,495,000 | $315,485 | $3,555 | 6.48% |
| PROVO-OREM, UT (FHA|USDA|VA) | 66 | $28,660,000 | $434,242 | $6,218 | 6.25% |
| Outside of Metro Areas | 76 | $25,530,000 | $335,921 | $6,203 | 6.41% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 75 | $25,025,000 | $333,667 | $4,520 | 6.57% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 61 | $23,505,000 | $385,328 | $7,241 | 6.42% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 83 | $23,355,000 | $281,386 | $4,952 | 6.42% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 56 | $22,590,000 | $403,393 | $6,201 | 6.49% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 39 | $22,465,000 | $576,026 | $4,955 | 6.54% |
| BEND, OR (FHA|USDA|VA) | 49 | $22,205,000 | $453,163 | $7,520 | 6.26% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 65 | $22,095,000 | $339,923 | $3,422 | 6.68% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 61 | $20,605,000 | $337,787 | $7,442 | 6.34% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 54 | $18,640,000 | $345,185 | $6,446 | 6.42% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 69 | $18,555,000 | $268,913 | $4,864 | 6.39% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 47 | $18,385,000 | $391,170 | $6,173 | 6.29% |
| COLUMBUS, OH (FHA|USDA|VA) | 54 | $17,790,000 | $329,444 | $4,262 | 6.52% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 59 | $17,565,000 | $297,712 | $5,497 | 6.26% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 46 | $16,150,000 | $351,087 | $6,463 | 6.68% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 42 | $16,140,000 | $384,286 | $7,055 | 6.51% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 51 | $15,415,000 | $302,255 | $5,562 | 6.49% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 37 | $15,135,000 | $409,054 | $6,215 | 6.68% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 37 | $14,825,000 | $400,676 | $7,187 | 6.55% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 36 | $13,950,000 | $387,500 | $4,315 | 6.44% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 46 | $13,460,000 | $292,609 | $4,761 | 6.52% |
| LANCASTER, PA (FHA|USDA|VA) | 40 | $12,240,000 | $306,000 | $6,505 | 6.56% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 30 | $12,010,000 | $400,333 | $6,117 | 6.70% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 34 | $11,890,000 | $349,706 | $5,559 | 6.53% |
| BOULDER, CO (FHA|USDA|VA) | 25 | $11,735,000 | $469,400 | $4,066 | 6.65% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 22 | $11,100,000 | $504,545 | $9,909 | 6.13% |
| TUCSON, AZ (FHA|USDA|VA) | 33 | $10,495,000 | $318,030 | $5,985 | 6.38% |
| KNOXVILLE, TN (FHA|USDA|VA) | 29 | $10,215,000 | $352,241 | $5,501 | 6.55% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 37 | $10,005,000 | $270,405 | $5,818 | 6.49% |
| FORT COLLINS, CO (FHA|USDA|VA) | 25 | $9,945,000 | $397,800 | $5,505 | 6.34% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 23 | $9,785,000 | $425,435 | $5,629 | 6.27% |
| STOCKTON, CA (FHA|USDA|VA) | 19 | $9,775,000 | $514,474 | $6,998 | 6.51% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 25 | $9,725,000 | $389,000 | $8,386 | 6.74% |
| ST. GEORGE, UT (FHA|USDA|VA) | 27 | $9,675,000 | $358,333 | $5,605 | 6.49% |
| SALEM, OR (FHA|USDA|VA) | 23 | $8,855,000 | $385,000 | $8,477 | 6.40% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 26 | $8,750,000 | $336,538 | $5,007 | 6.39% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 23 | $8,375,000 | $364,130 | $5,924 | 6.36% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 23 | $8,285,000 | $360,217 | $7,628 | 6.53% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 20 | $7,700,000 | $385,000 | $5,975 | 6.52% |
| CORVALLIS, OR (FHA|USDA|VA) | 18 | $7,600,000 | $422,222 | $7,643 | 6.63% |
| WILMINGTON, NC (FHA|USDA|VA) | 23 | $7,235,000 | $314,565 | $4,611 | 6.54% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 21 | $7,205,000 | $343,095 | $6,554 | 6.55% |
| LYNCHBURG, VA (FHA|USDA|VA) | 28 | $7,200,000 | $257,143 | $4,129 | 6.28% |
| BOISE CITY, ID (FHA|USDA|VA) | 18 | $7,000,000 | $388,889 | $9,661 | 6.17% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 13 | $6,885,000 | $529,615 | $7,531 | 6.48% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 18 | $6,280,000 | $348,889 | $3,967 | 6.69% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 18 | $6,100,000 | $338,889 | $5,681 | 6.69% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 14 | $6,020,000 | $430,000 | $7,028 | 6.47% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 17 | $5,855,000 | $344,412 | $7,971 | 6.31% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 18 | $5,850,000 | $325,000 | $4,876 | 6.33% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 13 | $5,775,000 | $444,231 | $5,386 | 6.30% |
| COLUMBIA, SC (FHA|USDA|VA) | 18 | $5,740,000 | $318,889 | $5,147 | 6.58% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 15 | $5,655,000 | $377,000 | $6,422 | 6.18% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 20 | $5,630,000 | $281,500 | $4,323 | 6.58% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 17 | $5,535,000 | $325,588 | $6,479 | 6.46% |
| GAINESVILLE, GA (FHA|USDA|VA) | 16 | $5,480,000 | $342,500 | $4,204 | 6.60% |
| FRESNO, CA (FHA|USDA|VA) | 16 | $5,420,000 | $338,750 | $6,545 | 6.38% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 17 | $5,395,000 | $317,353 | $4,329 | 6.34% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 14 | $5,220,000 | $372,857 | $7,052 | 6.36% |
| ANN ARBOR, MI (FHA|USDA|VA) | 17 | $5,085,000 | $299,118 | $3,715 | 6.41% |
| READING, PA (FHA|USDA|VA) | 15 | $4,895,000 | $326,333 | $7,308 | 6.67% |
| PEORIA, IL (FHA|USDA|VA) | 19 | $4,885,000 | $257,105 | $3,593 | 6.87% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 9 | $4,745,000 | $527,222 | $7,429 | 6.46% |
| BELLINGHAM, WA (FHA|USDA|VA) | 9 | $4,475,000 | $497,222 | $5,258 | 6.57% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 12 | $4,450,000 | $370,833 | $9,336 | 6.49% |
| TULSA, OK (FHA|USDA|VA) | 17 | $4,405,000 | $259,118 | $5,610 | 6.24% |
| ASHEVILLE, NC (FHA|USDA|VA) | 12 | $4,400,000 | $366,667 | $4,156 | 6.53% |
| WICHITA, KS (FHA|USDA|VA) | 16 | $4,330,000 | $270,625 | $5,407 | 6.59% |
| MODESTO, CA (FHA|USDA|VA) | 12 | $4,300,000 | $358,333 | $6,027 | 6.78% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 14 | $4,180,000 | $298,571 | $5,878 | 6.47% |
| Durango, CO (FHA|USDA|VA) | 9 | $4,135,000 | $459,444 | $4,067 | 6.47% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 11 | $4,085,000 | $371,364 | $5,530 | 6.35% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 14 | $3,990,000 | $285,000 | $5,160 | 6.41% |
| GAINESVILLE, FL (FHA|USDA|VA) | 13 | $3,865,000 | $297,308 | $5,287 | 6.14% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 12 | $3,860,000 | $321,667 | $5,681 | 6.27% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 10 | $3,800,000 | $380,000 | $6,712 | 6.41% |
| GREELEY, CO (FHA|USDA|VA) | 11 | $3,775,000 | $343,182 | $4,448 | 6.27% |
| OCALA, FL (FHA|USDA|VA) | 14 | $3,670,000 | $262,143 | $4,603 | 6.46% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 8 | $3,620,000 | $452,500 | $5,306 | 6.41% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 8 | $3,610,000 | $451,250 | $8,509 | 6.66% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 8 | $3,500,000 | $437,500 | $5,786 | 6.38% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 13 | $3,475,000 | $267,308 | $6,647 | 6.46% |
| Oak Harbor, WA (FHA|USDA|VA) | 7 | $3,405,000 | $486,429 | $8,163 | 6.64% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 8 | $3,320,000 | $415,000 | $4,787 | 6.34% |
| SPARTANBURG, SC (FHA|USDA|VA) | 10 | $3,240,000 | $324,000 | $5,847 | 6.29% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 13 | $3,165,000 | $243,462 | $5,879 | 6.50% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 9 | $3,095,000 | $343,889 | $5,440 | 6.63% |
| SALINAS, CA (FHA|USDA|VA) | 5 | $3,045,000 | $609,000 | $7,068 | 6.50% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 11 | $3,035,000 | $275,909 | $11,572 | 6.23% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 9 | $3,015,000 | $335,000 | $8,472 | 6.33% |
| TYLER, TX (FHA|USDA|VA) | 7 | $2,955,000 | $422,143 | $7,328 | 6.29% |
| LUBBOCK, TX (FHA|USDA|VA) | 11 | $2,935,000 | $266,818 | $5,498 | 6.34% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 9 | $2,875,000 | $319,444 | $3,738 | 6.35% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 10 | $2,720,000 | $272,000 | $6,638 | 6.50% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 9 | $2,675,000 | $297,222 | $7,113 | 6.44% |
| MADERA, CA (FHA|USDA|VA) | 6 | $2,650,000 | $441,667 | $10,402 | 6.31% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 6 | $2,570,000 | $428,333 | $5,274 | 6.56% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 7 | $2,565,000 | $366,429 | $7,555 | 6.34% |
| RENO, NV (FHA|USDA|VA) | 6 | $2,530,000 | $421,667 | $6,490 | 6.58% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 10 | $2,510,000 | $251,000 | $4,758 | 6.28% |
| LONGVIEW, WA (FHA|USDA|VA) | 6 | $2,500,000 | $416,667 | $6,286 | 6.46% |
| ROANOKE, VA (FHA|USDA|VA) | 6 | $2,430,000 | $405,000 | $6,658 | 6.90% |
| Payson, AZ (FHA|USDA|VA) | 6 | $2,410,000 | $401,667 | $9,243 | 6.85% |
| VALLEJO, CA (FHA|USDA|VA) | 6 | $2,350,000 | $391,667 | $7,490 | 6.54% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 4 | $2,330,000 | $582,500 | $6,346 | 6.22% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 7 | $2,255,000 | $322,143 | $4,972 | 6.48% |
| AKRON, OH (FHA|USDA|VA) | 9 | $2,245,000 | $249,444 | $4,931 | 5.97% |
| ERIE, PA (FHA|USDA|VA) | 9 | $2,225,000 | $247,222 | $5,606 | 6.32% |
| SAVANNAH, GA (FHA|USDA|VA) | 9 | $2,205,000 | $245,000 | $4,499 | 6.39% |
| Heber, UT (FHA|USDA|VA) | 4 | $2,190,000 | $547,500 | $15,511 | 6.13% |
| Ukiah, CA (FHA|USDA|VA) | 5 | $2,125,000 | $425,000 | $6,932 | 6.58% |
| Show Low, AZ (FHA|USDA|VA) | 7 | $2,095,000 | $299,286 | $5,323 | 6.82% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 9 | $2,085,000 | $231,667 | $5,975 | 6.68% |
| PANAMA CITY, FL (FHA|USDA|VA) | 8 | $2,070,000 | $258,750 | $6,299 | 6.45% |
| Hailey, ID (FHA|USDA|VA) | 5 | $2,025,000 | $405,000 | $5,761 | 6.73% |
| REDDING, CA (FHA|USDA|VA) | 6 | $2,020,000 | $336,667 | $4,085 | 6.50% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 5 | $1,985,000 | $397,000 | $9,584 | 6.23% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 7 | $1,985,000 | $283,571 | $4,304 | 6.95% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 6 | $1,940,000 | $323,333 | $5,085 | 6.73% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 4 | $1,940,000 | $485,000 | $8,682 | 6.44% |
| Jefferson, GA (FHA|USDA|VA) | 4 | $1,930,000 | $482,500 | $11,239 | 6.03% |
| Torrington, CT (FHA|USDA|VA) | 5 | $1,885,000 | $377,000 | $5,521 | 6.70% |
| WENATCHEE, WA (FHA|USDA|VA) | 5 | $1,835,000 | $367,000 | $7,314 | 6.78% |
| Breckenridge, CO (FHA|USDA|VA) | 5 | $1,835,000 | $367,000 | $5,662 | 6.65% |
| EL PASO, TX (FHA|USDA|VA) | 6 | $1,740,000 | $290,000 | $5,651 | 6.04% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 4 | $1,740,000 | $435,000 | $8,276 | 6.22% |
| LOGAN, UT-ID (FHA|USDA|VA) | 4 | $1,730,000 | $432,500 | $8,149 | 6.31% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 5 | $1,725,000 | $345,000 | $6,568 | 6.23% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 4 | $1,680,000 | $420,000 | $4,892 | 6.56% |
| Pullman, WA (FHA|USDA|VA) | 4 | $1,670,000 | $417,500 | $4,375 | 6.31% |
| Richmond-Berea, KY (FHA|USDA|VA) | 6 | $1,630,000 | $271,667 | $3,692 | 6.38% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 9 | $1,625,000 | $180,556 | $4,892 | 6.35% |
| Ellensburg, WA (FHA|USDA|VA) | 3 | $1,585,000 | $528,333 | $6,807 | 6.75% |
| GREEN BAY, WI (FHA|USDA|VA) | 5 | $1,505,000 | $301,000 | $2,531 | 6.58% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 6 | $1,500,000 | $250,000 | $4,633 | 6.46% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 6 | $1,480,000 | $246,667 | $6,804 | 6.33% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 5 | $1,475,000 | $295,000 | $4,014 | 6.75% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 6 | $1,450,000 | $241,667 | $6,849 | 6.54% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 4 | $1,450,000 | $362,500 | $4,875 | 6.34% |
| Granbury, TX (FHA|USDA|VA) | 4 | $1,410,000 | $352,500 | $7,472 | 6.84% |
| RACINE, WI (FHA|USDA|VA) | 8 | $1,390,000 | $173,750 | $2,638 | 6.63% |
| HINESVILLE, GA (FHA|USDA|VA) | 9 | $1,385,000 | $153,889 | $0 | 6.93% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 7 | $1,365,000 | $195,000 | $3,541 | 6.80% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $6,261 | 7.13% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 3 | $1,365,000 | $455,000 | $6,197 | 6.08% |
| BURLINGTON, NC (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $4,540 | 6.53% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 7 | $1,305,000 | $186,429 | $4,000 | 6.36% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $3,949 | 6.69% |
| Boone, NC (FHA|USDA|VA) | 2 | $1,270,000 | $635,000 | $6,599 | 6.31% |
| Sonora, CA (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $3,849 | 6.58% |
| CHICO, CA (FHA|USDA|VA) | 3 | $1,245,000 | $415,000 | $4,891 | 5.92% |
| VISALIA, CA (FHA|USDA|VA) | 3 | $1,235,000 | $411,667 | $4,711 | 6.71% |
| YUBA CITY, CA (FHA|USDA|VA) | 3 | $1,215,000 | $405,000 | $4,844 | 6.58% |
| ROCHESTER, MN (FHA|USDA|VA) | 6 | $1,210,000 | $201,667 | $2,548 | 6.63% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 6 | $1,200,000 | $200,000 | $4,120 | 7.25% |
| Morehead City, NC (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $5,795 | 6.50% |
| Sanford, NC (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $5,288 | 6.69% |
| Red Wing, MN (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $3,452 | 6.70% |
| NAPA, CA (FHA|USDA|VA) | 2 | $1,180,000 | $590,000 | $10,283 | 5.81% |
| THE VILLAGES, FL (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $4,610 | 6.38% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $3,804 | 6.50% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $6,188 | 6.88% |
| Sevierville, TN (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $9,793 | 6.53% |
| Shelton, WA (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $10,032 | 6.21% |
| Prineville, OR (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $4,174 | 6.67% |
| Newport, OR (FHA|USDA|VA) | 2 | $1,090,000 | $545,000 | $4,569 | 7.25% |
| FLORENCE, SC (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $4,218 | 6.88% |
| MERCED, CA (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $5,468 | 7.38% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $2,779 | 6.38% |
| MADISON, WI (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $5,743 | 6.54% |
| GREENVILLE, NC (FHA|USDA|VA) | 7 | $1,025,000 | $146,429 | $2,934 | 6.63% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $6,379 | 6.81% |
| Milledgeville, GA (FHA|USDA|VA) | 2 | $980,000 | $490,000 | $7,022 | 6.63% |
| Mount Airy, NC (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $8,258 | 6.67% |
| Hood River, OR (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $6,346 | 6.50% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $3,941 | 6.21% |
| PUEBLO, CO (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $9,926 | 7.08% |
| SAN ANGELO, TX (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $8,693 | 5.69% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $8,584 | 6.63% |
| Astoria, OR (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $6,303 | 6.19% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $3,980 | 6.50% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $4,898 | 6.42% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $3,360 | 6.31% |
| Palatka, FL (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $5,160 | 6.46% |
| LONGVIEW, TX (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $8,675 | 6.75% |
| Outside of Metro Areas | 2 | $780,000 | $390,000 | $6,511 | 5.94% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $5,708 | 5.71% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $5,128 | 6.78% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $3,946 | 6.13% |
| Brevard, NC (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $5,028 | 6.25% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $3,244 | 6.08% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $5,615 | 6.21% |
| FLINT, MI (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $3,418 | 6.04% |
| STAUNTON, VA (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $4,524 | 6.54% |
| TOLEDO, OH (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $4,175 | 6.50% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $10,222 | 6.33% |
| HARRISONBURG, VA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $3,444 | 6.79% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $5,691 | 6.31% |
| MUNCIE, IN (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $4,431 | 7.00% |
| New Castle, PA (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $5,568 | 6.22% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $5,059 | 6.38% |
| PITTSFIELD, MA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $6,895 | 6.56% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $3,537 | 6.69% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $3,011 | 6.91% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $4,301 | 6.13% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $5,911 | 6.04% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $4,193 | 6.38% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $4,370 | 6.38% |
| AMARILLO, TX (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $10,904 | 6.06% |
| Cookeville, TN (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,634 | 6.25% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $3,056 | 6.25% |
| CARSON CITY, NV (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,360 | 7.06% |
| Albemarle, NC (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $4,043 | 6.56% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $2,596 | 5.75% |
| DALTON, GA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $4,752 | 6.69% |
| Cañon City, CO (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $2,992 | 6.94% |
| ABILENE, TX (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $7,480 | 6.06% |
| Cullowhee, NC (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,628 | 6.13% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $3,942 | 6.38% |
| Lewisburg, PA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,543 | 6.75% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,417 | 6.56% |
| Easton, MD (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $8,255 | 7.38% |
| Bardstown, KY (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,050 | 6.00% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $5,498 | 7.50% |
| Danville, KY (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,747 | 5.94% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,860 | 5.88% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $9,405 | 5.50% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,130 | 6.75% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,814 | 6.38% |
| Hays, KS (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $2,193 | 6.38% |
| Wooster, OH (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $5,207 | 7.63% |
| Brenham, TX (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $7,677 | 7.25% |
| Wilson, NC (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $8,857 | 6.88% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,340 | 6.13% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,225 | 6.63% |
| Mount Sterling, KY (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,793 | 6.50% |
| Madison, IN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,186 | 6.31% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,207 | 7.13% |
| Rolla, MO (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,658 | 7.38% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,834 | 6.88% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,178 | 6.75% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,810 | 6.25% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,758 | 5.88% |
| Indiana, PA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,937 | 6.25% |
| Frankfort, KY (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $6,003 | 7.38% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $8,377 | 7.25% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 7.00% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,289 | 6.94% |
| LIMA, OH (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $9,875 | 6.88% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,137 | 7.00% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,125 | 5.75% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,780 | 6.38% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 7.25% |
| Murray, KY (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,932 | 5.88% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,233 | 6.63% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,348 | 6.75% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 6.38% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,485 | 6.13% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,782 | 6.38% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,768 | 6.13% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,236 | 7.00% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,936 | 6.25% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,553 | 6.63% |
| Shelby, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,312 | 6.63% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,479 | 6.88% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,786 | 6.88% |
| Ludington, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,758 | 5.88% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,365 | 7.13% |
| Winona, MN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,569 | 7.13% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,481 | 6.25% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,317 | 6.13% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,589 | 7.75% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,190 | 6.38% |
| Somerset, KY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,690 | 6.38% |
| Bonham, TX (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 6.50% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,278 | 7.00% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,023 | 7.13% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,851 | 6.88% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,047 | 6.38% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,147 | 6.00% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,071 | 5.75% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,106 | 5.75% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,130 | 6.13% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,518 | 7.75% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,231 | 6.00% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,757 | 5.88% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,207 | 7.63% |
| Holland, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,417 | 7.38% |
| Rockport, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,856 | 6.75% |
| Lake City, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,333 | 5.88% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,931 | 6.25% |
| Dumas, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,537 | 7.38% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,505 | 7.75% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,365 | 5.13% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,113 | 6.38% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 6.38% |
| Platteville, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,392 | 6.00% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,194 | 6.00% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,396 | 6.13% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 6.63% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,816 | 7.25% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,383 | 6.75% |
| Levelland, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,263 | 5.75% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,931 | 6.50% |
| Key West, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,973 | 6.13% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 6.13% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,507 | 6.50% |
| MONROE, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,914 | 6.50% |
| WACO, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,553 | 7.38% |
| Ada, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,488 | 6.88% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,225 | 6.88% |
| ROME, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,621 | 6.50% |
| Meadville, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,372 | 6.75% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.88% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 7.25% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,086 | 6.63% |
| ENID, OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,530 | 7.25% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,277 | 7.00% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,243 | 5.25% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,924 | 6.25% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.00% |
| Marion, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,368 | 6.88% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 11,958 | $4,781,920,000 | $399,893 | $6,116 | 6.44% |
For 2023, Provident Funding Associates L.p.'s most frequently originated type of loan was Conventional, with 11,958 originations.
Loan Reason
For 2023, Provident Funding Associates L.p.'s most frequently cited loan purpose was Home Purchase, with 11,167 originations. The 2nd most popular reason was Refi, with 418 originations.
Loan Duration/Length
For 2023, Provident Funding Associates L.p.'s most frequently cited loan duration was 30 Year, with 11,037 originations. The 2nd most popular length was 15 Year, with 710 originations.
Origination Fees/Closing Costs
Provident Funding Associates L.p.'s average total fees were $6,179, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 6,173 originations.
Interest Rates
During 2023, Provident Funding Associates L.p.'s average interest rate for loans was 6.49%, while their most frequently originated rate bucket for loans was 6-7%, with 6,647 originations.
Loan Sizing
2023 saw Provident Funding Associates L.p. place emphasis on $200k-400k loans with 5,214 originations, totaling $1,583,510,000 in origination value.
Applicant Income
Provident Funding Associates L.p. lent most frequently to those with incomes in the $150k-250k range, with 4,032 originations. The second most popular income band? $100k-150k, with 3,605 originations.
Applicant Debt to Income Ratio
Provident Funding Associates L.p. lent most frequently to those with DTI ratios of 30-36%, with 2,316 originations. The next most common DTI ratio? 20-30%, with 2,255 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.29%
Provident Funding Associates L.p. has an average approval rate.
Pick Rate
Approvals leading to origination54.39%
Provident Funding Associates L.p. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 11,958 | $4,781,920,000 | $399,893 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 11,958 | $4,781,920,000 | $399,893 |