Provident Funding Associates L.p. Mortgage Rates, Fees & Info
BURLINGAME, CALEI: 54930043BMDE130FJ617
Tax ID: 77-0323586
5 stars - Updated: 11/12/26
-
out of 5 stars, based on 110 reviews
Latest/2025 | 2024 Data | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Provident Funding Associates L.p. is a mid-sized mortgage company specializing in Home Purchase and Refi loans. Provident Funding Associates L.p. has a high proportion of conventional loans. Their top markets by origination volume include: Dallas, Philadelphia, Denver, Portland, and Atlanta among others. We have data for 366 markets. (Some data included below & more in-depth data is available with an active subscription.)Provident Funding Associates L.p. has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Provident Funding Associates L.p. is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.10% | 11/12/26 |
| 30 Year Conventional Refi | 6.02% | 11/12/26 |
| 30 Year Cash-out Refi | 6.00% | 11/12/26 |
| 15 Year Conventional Purchase | 5.18% | 11/12/26 |
| 15 Year Conventional Refi | 5.14% | 11/12/26 |
| 15 Year Cash-out Refi | 5.14% | 11/12/26 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Provident Funding Associates L.p. Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Provident Funding Associates L.p.. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
12,170Origination Dollar Volume (All Markets)
$5,406,910,000Awards
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PROVIDENT FUNDING ASSOCIATES L.P. - 2025
PROVIDENT FUNDING ASSOCIATES L.P. is a 2025 , due to their low .
For 2025, less than of lenders were eligible for this award.
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Relative Rate
Provident Funding Associates L.p.'s average 30 year fixed mortgage rate was
6.37%.
The 2025 average 30 year fixed rate mortgage across all markets and lenders was 6.37%.
This yields a difference of -0%.
Relative Fees (Closing Costs)
Provident Funding Associates L.p.'s average total fees/closing costs for a 30 year fixed rate
mortgage were $5,587.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 860 | $379,590,000 | $441,384 | $6,182 | 6.22% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 599 | $264,175,000 | $441,027 | $6,292 | 6.33% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 428 | $224,140,000 | $523,692 | $4,812 | 6.29% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 442 | $220,490,000 | $498,846 | $5,471 | 6.29% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 482 | $219,490,000 | $455,373 | $5,552 | 6.31% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 479 | $218,335,000 | $455,814 | $5,885 | 6.23% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 364 | $211,070,000 | $579,863 | $5,541 | 6.25% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 452 | $171,450,000 | $379,314 | $6,615 | 6.23% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 319 | $170,235,000 | $533,652 | $5,296 | 6.19% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 320 | $167,520,000 | $523,500 | $7,482 | 6.34% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 301 | $150,255,000 | $499,186 | $4,832 | 6.26% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 254 | $126,280,000 | $497,165 | $5,285 | 6.24% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 269 | $123,085,000 | $457,565 | $5,550 | 6.27% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 270 | $118,800,000 | $440,000 | $4,226 | 6.29% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 190 | $113,640,000 | $598,105 | $5,440 | 6.24% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 160 | $96,340,000 | $602,125 | $5,917 | 6.24% |
| Outside of Metro Areas | 244 | $94,320,000 | $386,557 | $5,066 | 6.30% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 203 | $92,745,000 | $456,872 | $4,231 | 6.23% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 208 | $90,350,000 | $434,375 | $4,993 | 6.26% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 193 | $89,135,000 | $461,839 | $6,759 | 6.23% |
| PITTSBURGH, PA (FHA|USDA|VA) | 236 | $85,010,000 | $360,212 | $5,627 | 6.36% |
| LOUISVILLE, KY (FHA|USDA|VA) | 220 | $79,550,000 | $361,591 | $4,146 | 6.32% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 162 | $77,050,000 | $475,617 | $5,327 | 6.26% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 143 | $72,975,000 | $510,315 | $8,926 | 6.34% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 147 | $59,425,000 | $404,252 | $4,431 | 6.28% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 114 | $58,340,000 | $511,754 | $6,461 | 6.32% |
| PROVO-OREM, UT (FHA|USDA|VA) | 118 | $56,180,000 | $476,102 | $5,681 | 6.26% |
| COLUMBUS, OH (FHA|USDA|VA) | 139 | $54,235,000 | $390,180 | $4,321 | 6.33% |
| RICHMOND, VA (FHA|USDA|VA) | 122 | $52,050,000 | $426,639 | $4,624 | 6.35% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 79 | $50,165,000 | $635,000 | $5,928 | 6.27% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 139 | $49,595,000 | $356,799 | $2,916 | 6.24% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 126 | $49,130,000 | $389,921 | $6,288 | 6.26% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 124 | $47,490,000 | $382,984 | $2,915 | 6.50% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 95 | $40,055,000 | $421,632 | $3,795 | 6.35% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 107 | $37,785,000 | $353,131 | $3,595 | 6.38% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 88 | $36,670,000 | $416,705 | $6,648 | 6.31% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 98 | $32,930,000 | $336,020 | $4,816 | 6.28% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 48 | $29,590,000 | $616,458 | $3,980 | 6.20% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 88 | $26,830,000 | $304,886 | $4,292 | 6.16% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 67 | $26,365,000 | $393,507 | $4,128 | 6.29% |
| BOULDER, CO (FHA|USDA|VA) | 44 | $26,350,000 | $598,864 | $4,675 | 6.29% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 60 | $25,990,000 | $433,167 | $4,333 | 6.32% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 60 | $25,380,000 | $423,000 | $3,772 | 6.22% |
| BEND, OR (FHA|USDA|VA) | 47 | $24,445,000 | $520,106 | $6,537 | 6.47% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 38 | $24,110,000 | $634,474 | $6,642 | 6.18% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 66 | $23,680,000 | $358,788 | $7,185 | 6.17% |
| FRESNO, CA (FHA|USDA|VA) | 54 | $23,540,000 | $435,926 | $5,569 | 6.51% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 53 | $23,335,000 | $440,283 | $6,189 | 6.40% |
| STOCKTON, CA (FHA|USDA|VA) | 43 | $23,265,000 | $541,047 | $4,515 | 6.33% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 49 | $23,175,000 | $472,959 | $4,382 | 6.30% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 61 | $22,755,000 | $373,033 | $4,246 | 6.30% |
| FORT COLLINS, CO (FHA|USDA|VA) | 46 | $21,710,000 | $471,957 | $4,925 | 6.27% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 50 | $19,780,000 | $395,600 | $6,403 | 6.22% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 46 | $16,980,000 | $369,130 | $5,200 | 6.13% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 44 | $16,430,000 | $373,409 | $6,017 | 6.33% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 33 | $16,425,000 | $497,727 | $4,808 | 6.34% |
| TUCSON, AZ (FHA|USDA|VA) | 43 | $15,135,000 | $351,977 | $5,684 | 6.24% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 36 | $14,860,000 | $412,778 | $5,098 | 6.25% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 38 | $14,650,000 | $385,526 | $5,592 | 6.27% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 43 | $14,245,000 | $331,279 | $4,761 | 6.31% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 33 | $13,575,000 | $411,364 | $7,499 | 6.28% |
| TYLER, TX (FHA|USDA|VA) | 37 | $11,995,000 | $324,189 | $5,849 | 6.39% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 36 | $11,660,000 | $323,889 | $5,899 | 6.28% |
| SALEM, OR (FHA|USDA|VA) | 27 | $11,645,000 | $431,296 | $6,655 | 6.41% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 29 | $11,195,000 | $386,034 | $6,521 | 6.21% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 28 | $11,140,000 | $397,857 | $5,155 | 6.34% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 21 | $10,375,000 | $494,048 | $4,232 | 6.21% |
| MODESTO, CA (FHA|USDA|VA) | 24 | $10,020,000 | $417,500 | $5,179 | 6.40% |
| ST. GEORGE, UT (FHA|USDA|VA) | 21 | $9,795,000 | $466,429 | $5,663 | 6.21% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 39 | $9,755,000 | $250,128 | $4,915 | 6.31% |
| GREELEY, CO (FHA|USDA|VA) | 25 | $9,675,000 | $387,000 | $5,188 | 6.08% |
| WILMINGTON, NC (FHA|USDA|VA) | 23 | $9,545,000 | $415,000 | $3,764 | 6.34% |
| LOGAN, UT-ID (FHA|USDA|VA) | 22 | $9,400,000 | $427,273 | $5,237 | 6.14% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 22 | $9,080,000 | $412,727 | $5,676 | 6.40% |
| WICHITA, KS (FHA|USDA|VA) | 26 | $8,670,000 | $333,462 | $3,800 | 6.39% |
| RENO, NV (FHA|USDA|VA) | 18 | $8,640,000 | $480,000 | $6,427 | 6.51% |
| SALINAS, CA (FHA|USDA|VA) | 13 | $8,105,000 | $623,462 | $4,622 | 6.30% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 21 | $8,085,000 | $385,000 | $7,346 | 6.24% |
| GAINESVILLE, GA (FHA|USDA|VA) | 21 | $7,825,000 | $372,619 | $5,731 | 6.51% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 17 | $7,445,000 | $437,941 | $5,308 | 6.32% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 16 | $7,310,000 | $456,875 | $6,739 | 6.45% |
| LYNCHBURG, VA (FHA|USDA|VA) | 23 | $6,915,000 | $300,652 | $4,901 | 6.29% |
| LANCASTER, PA (FHA|USDA|VA) | 20 | $6,630,000 | $331,500 | $5,955 | 6.29% |
| CORVALLIS, OR (FHA|USDA|VA) | 15 | $6,405,000 | $427,000 | $6,327 | 6.42% |
| BELLINGHAM, WA (FHA|USDA|VA) | 12 | $6,330,000 | $527,500 | $7,599 | 6.27% |
| VALLEJO, CA (FHA|USDA|VA) | 14 | $6,320,000 | $451,429 | $6,838 | 6.23% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 13 | $6,195,000 | $476,538 | $6,992 | 6.06% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 17 | $6,035,000 | $355,000 | $5,963 | 6.18% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 16 | $5,960,000 | $372,500 | $6,440 | 6.52% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 16 | $5,690,000 | $355,625 | $8,910 | 6.09% |
| AKRON, OH (FHA|USDA|VA) | 19 | $5,675,000 | $298,684 | $3,947 | 6.29% |
| Oak Harbor, WA (FHA|USDA|VA) | 10 | $5,660,000 | $566,000 | $4,910 | 6.33% |
| PEORIA, IL (FHA|USDA|VA) | 22 | $5,530,000 | $251,364 | $3,210 | 6.11% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 18 | $5,440,000 | $302,222 | $4,684 | 6.28% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 9 | $5,415,000 | $601,667 | $4,018 | 6.24% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 15 | $5,375,000 | $358,333 | $5,635 | 6.25% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 13 | $5,365,000 | $412,692 | $5,462 | 6.15% |
| ASHEVILLE, NC (FHA|USDA|VA) | 14 | $5,340,000 | $381,429 | $4,874 | 6.34% |
| LONGVIEW, WA (FHA|USDA|VA) | 9 | $5,215,000 | $579,444 | $8,323 | 6.28% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 9 | $5,065,000 | $562,778 | $5,366 | 6.39% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 16 | $4,870,000 | $304,375 | $5,154 | 6.23% |
| KNOXVILLE, TN (FHA|USDA|VA) | 12 | $4,640,000 | $386,667 | $4,623 | 6.33% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 12 | $4,530,000 | $377,500 | $5,476 | 6.02% |
| BOISE CITY, ID (FHA|USDA|VA) | 12 | $4,410,000 | $367,500 | $5,508 | 6.39% |
| Jefferson, GA (FHA|USDA|VA) | 11 | $4,365,000 | $396,818 | $5,620 | 6.41% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 9 | $4,355,000 | $483,889 | $7,832 | 6.51% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 12 | $4,320,000 | $360,000 | $6,885 | 6.27% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 8 | $4,250,000 | $531,250 | $4,757 | 6.28% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 10 | $4,180,000 | $418,000 | $4,739 | 6.29% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 13 | $4,095,000 | $315,000 | $3,679 | 5.90% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 8 | $3,930,000 | $491,250 | $4,078 | 6.30% |
| REDDING, CA (FHA|USDA|VA) | 11 | $3,865,000 | $351,364 | $3,874 | 6.30% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 10 | $3,690,000 | $369,000 | $4,635 | 6.41% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 12 | $3,640,000 | $303,333 | $6,743 | 6.35% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 8 | $3,610,000 | $451,250 | $4,876 | 6.22% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 9 | $3,435,000 | $381,667 | $3,487 | 6.13% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 11 | $3,425,000 | $311,364 | $6,520 | 6.17% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 9 | $3,355,000 | $372,778 | $6,646 | 6.24% |
| THE VILLAGES, FL (FHA|USDA|VA) | 12 | $3,290,000 | $274,167 | $4,980 | 6.43% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 9 | $3,265,000 | $362,778 | $4,025 | 6.13% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 8 | $3,240,000 | $405,000 | $8,508 | 6.45% |
| READING, PA (FHA|USDA|VA) | 10 | $3,220,000 | $322,000 | $7,013 | 6.33% |
| MADISON, WI (FHA|USDA|VA) | 8 | $3,130,000 | $391,250 | $3,323 | 6.34% |
| WENATCHEE, WA (FHA|USDA|VA) | 8 | $3,090,000 | $386,250 | $4,916 | 6.03% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 11 | $3,055,000 | $277,727 | $6,722 | 5.98% |
| RACINE, WI (FHA|USDA|VA) | 9 | $3,045,000 | $338,333 | $3,627 | 6.35% |
| SAVANNAH, GA (FHA|USDA|VA) | 7 | $3,045,000 | $435,000 | $6,662 | 6.21% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 10 | $2,990,000 | $299,000 | $5,932 | 6.28% |
| Durango, CO (FHA|USDA|VA) | 6 | $2,890,000 | $481,667 | $4,147 | 6.58% |
| TULSA, OK (FHA|USDA|VA) | 8 | $2,880,000 | $360,000 | $6,361 | 6.20% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 8 | $2,850,000 | $356,250 | $6,257 | 6.30% |
| Heber, UT (FHA|USDA|VA) | 4 | $2,720,000 | $680,000 | $8,427 | 5.94% |
| COLUMBIA, SC (FHA|USDA|VA) | 10 | $2,590,000 | $259,000 | $4,426 | 6.20% |
| OCALA, FL (FHA|USDA|VA) | 10 | $2,590,000 | $259,000 | $4,929 | 6.51% |
| Sonora, CA (FHA|USDA|VA) | 7 | $2,545,000 | $363,571 | $5,412 | 6.29% |
| PANAMA CITY, FL (FHA|USDA|VA) | 8 | $2,350,000 | $293,750 | $5,871 | 6.11% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 6 | $2,340,000 | $390,000 | $4,583 | 6.15% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 8 | $2,330,000 | $291,250 | $5,130 | 6.23% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 6 | $2,320,000 | $386,667 | $6,077 | 6.48% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 6 | $2,300,000 | $383,333 | $5,678 | 6.21% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 6 | $2,290,000 | $381,667 | $4,280 | 6.23% |
| NAPA, CA (FHA|USDA|VA) | 4 | $2,280,000 | $570,000 | $6,979 | 5.94% |
| Cedar City, UT (FHA|USDA|VA) | 5 | $2,205,000 | $441,000 | $10,365 | 6.25% |
| Richmond-Berea, KY (FHA|USDA|VA) | 7 | $2,175,000 | $310,714 | $3,561 | 6.27% |
| ERIE, PA (FHA|USDA|VA) | 9 | $2,155,000 | $239,444 | $5,018 | 6.32% |
| MADERA, CA (FHA|USDA|VA) | 4 | $2,150,000 | $537,500 | $4,490 | 6.28% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 5 | $2,145,000 | $429,000 | $3,440 | 6.48% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 4 | $2,140,000 | $535,000 | $4,733 | 6.34% |
| The Dalles, OR (FHA|USDA|VA) | 6 | $2,130,000 | $355,000 | $5,712 | 6.58% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 8 | $2,120,000 | $265,000 | $3,151 | 6.34% |
| YUBA CITY, CA (FHA|USDA|VA) | 5 | $2,095,000 | $419,000 | $5,868 | 6.13% |
| Breckenridge, CO (FHA|USDA|VA) | 4 | $2,080,000 | $520,000 | $3,400 | 6.28% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 6 | $2,060,000 | $343,333 | $5,787 | 6.46% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 6 | $2,060,000 | $343,333 | $6,132 | 6.48% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 4 | $2,040,000 | $510,000 | $5,342 | 6.16% |
| ROCHESTER, MN (FHA|USDA|VA) | 6 | $2,020,000 | $336,667 | $3,704 | 6.60% |
| CHICO, CA (FHA|USDA|VA) | 5 | $2,015,000 | $403,000 | $6,393 | 5.95% |
| Vernal, UT (FHA|USDA|VA) | 5 | $2,015,000 | $403,000 | $5,059 | 6.43% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 9 | $2,015,000 | $223,889 | $7,538 | 6.21% |
| Hailey, ID (FHA|USDA|VA) | 5 | $2,005,000 | $401,000 | $7,251 | 6.18% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 7 | $1,965,000 | $280,714 | $3,338 | 6.07% |
| ROANOKE, VA (FHA|USDA|VA) | 6 | $1,950,000 | $325,000 | $5,111 | 6.50% |
| Show Low, AZ (FHA|USDA|VA) | 8 | $1,940,000 | $242,500 | $4,574 | 6.27% |
| Edwards, CO (FHA|USDA|VA) | 3 | $1,895,000 | $631,667 | $5,349 | 5.96% |
| GAINESVILLE, FL (FHA|USDA|VA) | 6 | $1,880,000 | $313,333 | $4,905 | 6.42% |
| ROME, GA (FHA|USDA|VA) | 6 | $1,860,000 | $310,000 | $4,625 | 6.27% |
| ANN ARBOR, MI (FHA|USDA|VA) | 6 | $1,820,000 | $303,333 | $2,806 | 6.17% |
| Coeur d'Alene, ID (FHA|USDA|VA) | 4 | $1,710,000 | $427,500 | $8,122 | 6.28% |
| Boone, NC (FHA|USDA|VA) | 4 | $1,700,000 | $425,000 | $3,228 | 6.28% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 6 | $1,660,000 | $276,667 | $2,855 | 6.27% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 6 | $1,630,000 | $271,667 | $4,670 | 6.06% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 4 | $1,620,000 | $405,000 | $7,326 | 5.94% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 4 | $1,600,000 | $400,000 | $3,162 | 6.09% |
| Key West, FL (FHA|USDA|VA) | 3 | $1,545,000 | $515,000 | $6,135 | 6.33% |
| Centralia, WA (FHA|USDA|VA) | 3 | $1,545,000 | $515,000 | $6,262 | 6.29% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 3 | $1,535,000 | $511,667 | $4,024 | 6.38% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 8 | $1,510,000 | $188,750 | $2,975 | 6.22% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 3 | $1,505,000 | $501,667 | $5,574 | 6.17% |
| SPARTANBURG, SC (FHA|USDA|VA) | 7 | $1,475,000 | $210,714 | $5,112 | 6.05% |
| DALTON, GA (FHA|USDA|VA) | 5 | $1,435,000 | $287,000 | $5,748 | 6.63% |
| APPLETON, WI (FHA|USDA|VA) | 4 | $1,420,000 | $355,000 | $3,872 | 6.41% |
| MERCED, CA (FHA|USDA|VA) | 3 | $1,415,000 | $471,667 | $12,740 | 6.21% |
| GRANTS PASS, OR (FHA|USDA|VA) | 4 | $1,400,000 | $350,000 | $6,514 | 6.47% |
| BURLINGTON, NC (FHA|USDA|VA) | 4 | $1,380,000 | $345,000 | $5,039 | 6.53% |
| Montrose, CO (FHA|USDA|VA) | 3 | $1,375,000 | $458,333 | $3,829 | 6.38% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 3 | $1,355,000 | $451,667 | $4,650 | 6.67% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $2,962 | 6.33% |
| Glenwood Springs, CO (FHA|USDA|VA) | 3 | $1,325,000 | $441,667 | $5,715 | 6.08% |
| Astoria, OR (FHA|USDA|VA) | 3 | $1,325,000 | $441,667 | $5,590 | 6.50% |
| FORT WAYNE, IN (FHA|USDA|VA) | 4 | $1,280,000 | $320,000 | $2,584 | 6.41% |
| CARSON CITY, NV (FHA|USDA|VA) | 2 | $1,260,000 | $630,000 | $5,424 | 6.69% |
| Red Bluff, CA (FHA|USDA|VA) | 3 | $1,255,000 | $418,333 | $5,366 | 6.17% |
| VISALIA, CA (FHA|USDA|VA) | 4 | $1,250,000 | $312,500 | $5,123 | 6.22% |
| Nogales, AZ (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $5,278 | 6.06% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $9,755 | 6.50% |
| Port Angeles, WA (FHA|USDA|VA) | 2 | $1,190,000 | $595,000 | $4,432 | 6.31% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 2 | $1,180,000 | $590,000 | $4,190 | 6.88% |
| Frankfort, KY (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $3,565 | 6.40% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 3 | $1,155,000 | $385,000 | $5,133 | 6.38% |
| Seneca, SC (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $5,377 | 6.25% |
| LONGVIEW, TX (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $4,761 | 6.35% |
| GREEN BAY, WI (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $3,007 | 6.50% |
| Bardstown, KY (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $3,895 | 6.53% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $4,796 | 6.50% |
| Athens, TX (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $6,365 | 6.50% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $5,485 | 6.25% |
| PUEBLO, CO (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $7,773 | 5.83% |
| Danville, KY (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $3,589 | 6.16% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $4,993 | 6.00% |
| Red Wing, MN (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $3,783 | 6.63% |
| EL PASO, TX (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $5,378 | 6.19% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $2,947 | 6.67% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $4,348 | 6.63% |
| Ellensburg, WA (FHA|USDA|VA) | 2 | $980,000 | $490,000 | $6,853 | 6.56% |
| LUBBOCK, TX (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $4,091 | 6.53% |
| YAKIMA, WA (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $8,505 | 6.44% |
| Crossville, TN (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $4,908 | 6.81% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $3,902 | 6.46% |
| STAUNTON, VA (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $8,461 | 5.94% |
| Roseburg, OR (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $5,431 | 6.44% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $6,173 | 5.96% |
| Payson, AZ (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $8,423 | 6.33% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $4,554 | 6.50% |
| Sanford, NC (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $9,161 | 6.44% |
| WACO, TX (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $6,473 | 6.63% |
| Cedartown, GA (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $5,552 | 6.81% |
| Rockport, TX (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $4,429 | 6.25% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $3,812 | 6.50% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $4,273 | 6.25% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $2,720 | 6.13% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $6,760 | 5.17% |
| Cullowhee, NC (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $6,029 | 5.81% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $4,800 | 6.44% |
| MEDFORD, OR (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $4,387 | 5.79% |
| Angola, IN (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $7,453 | 6.50% |
| Prineville, OR (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $8,241 | 6.06% |
| AMARILLO, TX (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $3,901 | 6.63% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $4,673 | 6.69% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $4,397 | 6.00% |
| LaGrange, GA-AL (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $4,643 | 6.25% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $6,321 | 6.19% |
| ST. CLOUD, MN (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $2,958 | 6.21% |
| Greenwood, SC (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $8,919 | 6.31% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $8,615 | 6.04% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $13,303 | 6.13% |
| LEBANON, PA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $4,887 | 6.44% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $2,395 | 6.50% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $4,567 | 6.42% |
| Wilmington, OH (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $3,262 | 6.00% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $9,816 | 5.75% |
| Martinsville, VA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $5,042 | 6.56% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $4,702 | 5.25% |
| GREENVILLE, NC (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $4,122 | 6.19% |
| Sterling, CO (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $4,814 | 6.50% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,164 | 6.00% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $5,008 | 6.00% |
| Albemarle, NC (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $4,942 | 6.25% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $5,167 | 6.63% |
| YUMA, AZ (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $5,911 | 6.13% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $4,594 | 6.88% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,338 | 6.63% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $3,924 | 6.63% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $7,017 | 5.88% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $4,753 | 6.50% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $4,093 | 6.38% |
| Newberry, SC (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $6,496 | 6.25% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,532 | 6.75% |
| Shelton, WA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $10,780 | 6.75% |
| Clearlake, CA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,639 | 6.31% |
| North Wilkesboro, NC (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $7,073 | 6.44% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $12,633 | 5.13% |
| Findlay, OH (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,781 | 5.88% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $6,986 | 6.63% |
| Granbury, TX (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $5,516 | 6.63% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $9,678 | 6.13% |
| Brenham, TX (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $6,762 | 6.63% |
| MUNCIE, IN (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,045 | 6.06% |
| KOKOMO, IN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,385 | 6.38% |
| Sayre, PA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $14,466 | 6.25% |
| Murray, KY (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,129 | 6.75% |
| Farmington, MO (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $5,465 | 6.75% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $5,128 | 6.00% |
| Houghton, MI (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,824 | 6.75% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,781 | 6.75% |
| Branson, MO (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,443 | 6.50% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,074 | 6.75% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,592 | 6.63% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,384 | 6.75% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,995 | 6.88% |
| Fernley, NV (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $11,418 | 6.63% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $1,455 | 6.75% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,430 | 6.25% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $8,534 | 6.25% |
| Lake City, FL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,683 | 6.13% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,746 | 6.63% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,753 | 6.63% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,545 | 7.13% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,972 | 6.75% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,867 | 5.88% |
| Meadville, PA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,779 | 6.19% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,518 | 6.25% |
| MONROE, MI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,851 | 6.38% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,714 | 6.50% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,708 | 6.88% |
| Auburn, IN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,048 | 6.38% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,987 | 5.75% |
| Willmar, MN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,496 | 6.00% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,425 | 6.88% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,411 | 6.75% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $13,897 | 5.88% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,164 | 6.75% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 6.63% |
| Urbana, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,614 | 7.13% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,247 | 4.88% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,802 | 6.00% |
| Holland, MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,879 | 5.25% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,730 | 6.00% |
| Mexico, MO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,168 | 7.13% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,507 | 5.25% |
| Danville, VA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,777 | 6.00% |
| Americus, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,106 | 6.63% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,665 | 5.88% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,482 | 6.25% |
| New Castle, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,334 | 6.50% |
| Dublin, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,112 | 6.50% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,433 | 6.50% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,281 | 6.00% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,614 | 6.50% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,487 | 6.25% |
| Rolla, MO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,545 | 5.75% |
| Ardmore, OK (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,797 | 6.00% |
| Easton, MD (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 6.75% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,569 | 6.50% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,223 | 6.38% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,412 | 6.38% |
| Athens, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,132 | 6.75% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,021 | 5.63% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,731 | 6.88% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,014 | 5.88% |
| Marquette, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,760 | 6.00% |
| Fallon, NV (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,642 | 5.88% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,646 | 6.25% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,217 | 5.25% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,255 | 5.63% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,998 | 6.50% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,340 | 6.25% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 6.38% |
| NILES, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,560 | 6.50% |
| Durant, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,082 | 6.50% |
| FLINT, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,939 | 6.38% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 6.38% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.13% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.00% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.00% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,642 | 6.38% |
| Beeville, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.13% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.25% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.00% |
| Bedford, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,513 | 5.75% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,027 | 6.63% |
| Bonham, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.88% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,372 | 6.00% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,313 | 5.88% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,563 | 5.63% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,536 | 5.50% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.38% |
Similar Lenders
We use machine learning to identify the top lenders compared against PROVIDENT FUNDING ASSOCIATES L.P. based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 12,170 | $5,406,910,000 | $444,282 | $5,473 | 6.28% |
For 2025, Provident Funding Associates L.p.'s most frequently originated type of loan was Conventional, with 12,170 originations.
Loan Reason
For 2025, Provident Funding Associates L.p.'s most frequently cited loan purpose was Home Purchase, with 8,993 originations. The 2nd most popular reason was Refi, with 2,852 originations.
Loan Duration/Length
For 2025, Provident Funding Associates L.p.'s most frequently cited loan duration was 30 Year, with 10,871 originations. The 2nd most popular length was 15 Year, with 1,065 originations.
Origination Fees/Closing Costs
Provident Funding Associates L.p.'s average total fees were $5,587, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 7,206 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 8,125 | $3,704,505,000 | $455,939 |
| 5-6% | 3,760 | $1,585,320,000 | $421,628 |
| 7-8% | 192 | $84,100,000 | $438,021 |
| 4-5% | 93 | $32,985,000 | $354,677 |
During 2025, Provident Funding Associates L.p.'s average interest rate for loans was 6.37%, while their most frequently originated rate bucket for loans was 6-7%, with 8,125 originations.
Loan Sizing
2025 saw Provident Funding Associates L.p. place emphasis on $200k-400k loans with 4,579 originations, totaling $1,427,465,000 in origination value.
Applicant Income
Provident Funding Associates L.p. lent most frequently to those with incomes in the $150k-250k range, with 4,510 originations. The second most popular income band? $100k-150k, with 3,485 originations.
Applicant Debt to Income Ratio
Provident Funding Associates L.p. lent most frequently to those with DTI ratios of 30-36%, with 2,339 originations. The next most common DTI ratio? 20-30%, with 2,308 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.21%
Provident Funding Associates L.p. has an average approval rate.
Pick Rate
Approvals leading to origination66.10%
Provident Funding Associates L.p. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 12,170 | $5,406,910,000 | $444,282 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 12,170 | $5,406,910,000 | $444,282 |