Provident Funding Associates L.p. Mortgage Rates, Fees & Info

BURLINGAME, CA

LEI: 54930043BMDE130FJ617

Tax ID: 77-0323586

5 stars - out of 5 stars, based on 181 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Provident Funding Associates L.p. is a large mortgage company specializing in Refi and Cash Out Refi loans. Provident Funding Associates L.p. has a high proportion of conventional loans. Their top markets by origination volume include: Dallas, Portland, Seattle, Atlanta, and Denver among others. We have data for 418 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Provident Funding Associates L.p. has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Provident Funding Associates L.p. is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 5.93% 9/29/22
    30 Year Conventional Refi 5.93% 9/29/22
    30 Year Cash-out Refi 5.94% 9/29/22
    30 Year FHA Refi 7.17% 9/29/22
    15 Year Conventional Purchase 5.39% 9/29/22
    15 Year Conventional Refi 5.42% 9/29/22
    15 Year Cash-out Refi 5.42% 9/29/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    32,627

    Origination Dollar Volume (All Markets)

    $9,594,755,000
    Show all (235) awards

    Relative Rate

    Provident Funding Associates L.p.'s average 30 year fixed mortgage rate was 2.76%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of -0.39%.

    Relative Fees (Closing Costs)

    Provident Funding Associates L.p.'s average total fees/closing costs for a 30 year fixed rate mortgage were $3,445.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 2,094 $642,890,000 $307,015 $3,600 2.56%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1,476 $506,550,000 $343,191 $3,776 2.64%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1,194 $450,170,000 $377,027 $3,325 2.58%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1,560 $431,790,000 $276,788 $3,015 2.55%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1,299 $428,925,000 $330,196 $3,028 2.63%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1,341 $389,305,000 $290,309 $3,803 2.54%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1,089 $366,665,000 $336,699 $3,319 2.55%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 961 $361,875,000 $376,561 $3,573 2.52%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1,321 $335,205,000 $253,751 $2,844 2.59%
    SALT LAKE CITY, UT (FHA|USDA|VA) 1,085 $323,765,000 $298,401 $2,963 2.62%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 688 $293,290,000 $426,294 $3,592 2.54%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 810 $246,380,000 $304,173 $3,150 2.62%
    RALEIGH-CARY, NC (FHA|USDA|VA) 785 $236,255,000 $300,962 $2,938 2.59%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 773 $233,945,000 $302,646 $3,780 2.50%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 782 $217,160,000 $277,698 $3,747 2.54%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 762 $214,950,000 $282,087 $2,897 2.62%
    PROVO-OREM, UT (FHA|USDA|VA) 654 $196,440,000 $300,367 $3,092 2.68%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 575 $185,395,000 $322,426 $3,069 2.49%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 549 $184,645,000 $336,330 $3,087 2.50%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 705 $181,545,000 $257,511 $2,855 2.51%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 559 $168,765,000 $301,905 $3,594 2.61%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 468 $160,350,000 $342,628 $3,357 2.56%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 570 $151,920,000 $266,526 $2,870 2.59%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 469 $121,895,000 $259,904 $2,714 2.52%
    PITTSBURGH, PA (FHA|USDA|VA) 367 $98,105,000 $267,316 $4,026 2.59%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 393 $93,465,000 $237,824 $2,538 2.62%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 328 $89,810,000 $273,811 $3,003 2.60%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 303 $76,855,000 $253,647 $2,827 2.58%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 253 $71,855,000 $284,012 $3,785 2.54%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 309 $71,595,000 $231,699 $2,692 2.73%
    BOULDER, CO (FHA|USDA|VA) 184 $70,040,000 $380,652 $2,941 2.61%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 291 $68,855,000 $236,615 $3,097 2.50%
    Outside of Metro Areas 249 $56,495,000 $226,888 $3,264 2.61%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 193 $48,445,000 $251,010 $2,804 2.50%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 180 $44,110,000 $245,056 $2,751 2.62%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 140 $44,030,000 $314,500 $3,249 2.56%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 136 $42,660,000 $313,676 $3,478 2.54%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 168 $42,370,000 $252,202 $3,053 2.61%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 174 $41,010,000 $235,690 $3,578 2.60%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 188 $40,670,000 $216,330 $2,654 2.47%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 158 $40,600,000 $256,962 $3,484 2.51%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 139 $38,855,000 $279,532 $3,333 2.51%
    STOCKTON, CA (FHA|USDA|VA) 132 $38,750,000 $293,561 $3,110 2.62%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 146 $37,560,000 $257,260 $3,843 2.60%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 151 $36,965,000 $244,801 $3,437 2.57%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 138 $34,340,000 $248,841 $3,493 2.58%
    VALLEJO, CA (FHA|USDA|VA) 111 $34,295,000 $308,964 $3,100 2.63%
    TUCSON, AZ (FHA|USDA|VA) 161 $34,115,000 $211,894 $3,045 2.58%
    RICHMOND, VA (FHA|USDA|VA) 121 $33,525,000 $277,066 $3,125 2.59%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 131 $32,665,000 $249,351 $2,806 2.58%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 106 $30,240,000 $285,283 $3,303 2.57%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 71 $28,245,000 $397,817 $4,295 2.63%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 118 $28,080,000 $237,966 $2,527 2.67%
    RENO, NV (FHA|USDA|VA) 90 $27,380,000 $304,222 $3,127 2.76%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 105 $27,355,000 $260,524 $3,062 2.56%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 124 $26,990,000 $217,661 $2,837 2.60%
    FORT COLLINS, CO (FHA|USDA|VA) 88 $25,310,000 $287,614 $3,029 2.60%
    BEND, OR (FHA|USDA|VA) 78 $23,920,000 $306,667 $3,598 2.67%
    JACKSONVILLE, FL (FHA|USDA|VA) 95 $23,905,000 $251,632 $3,639 2.55%
    GREELEY, CO (FHA|USDA|VA) 73 $21,805,000 $298,699 $3,216 2.65%
    ST. GEORGE, UT (FHA|USDA|VA) 83 $21,225,000 $255,723 $3,158 2.62%
    SALEM, OR (FHA|USDA|VA) 73 $19,265,000 $263,904 $3,528 2.62%
    FRESNO, CA (FHA|USDA|VA) 80 $16,870,000 $210,875 $2,726 2.63%
    COLUMBUS, OH (FHA|USDA|VA) 71 $16,565,000 $233,310 $3,009 2.54%
    REDDING, CA (FHA|USDA|VA) 56 $16,370,000 $292,321 $2,879 2.80%
    Heber, UT (FHA|USDA|VA) 44 $16,300,000 $370,455 $3,950 2.51%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 55 $16,235,000 $295,182 $3,060 2.61%
    WORCESTER, MA-CT (FHA|USDA|VA) 62 $15,620,000 $251,935 $3,106 2.45%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 70 $15,330,000 $219,000 $2,965 2.51%
    MODESTO, CA (FHA|USDA|VA) 69 $14,885,000 $215,725 $2,748 2.57%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 43 $14,535,000 $338,023 $2,830 2.58%
    LOGAN, UT-ID (FHA|USDA|VA) 55 $13,965,000 $253,909 $2,753 2.52%
    SALINAS, CA (FHA|USDA|VA) 38 $13,600,000 $357,895 $2,919 2.57%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 54 $13,580,000 $251,481 $3,543 2.58%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 50 $13,460,000 $269,200 $3,885 2.66%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 46 $13,450,000 $292,391 $2,660 2.68%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 51 $13,255,000 $259,902 $3,793 2.41%
    TULSA, OK (FHA|USDA|VA) 50 $12,580,000 $251,600 $3,616 2.72%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 47 $11,995,000 $255,213 $3,752 2.69%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 48 $11,620,000 $242,083 $3,917 2.55%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 50 $11,470,000 $229,400 $2,828 2.61%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 50 $10,890,000 $217,800 $2,669 2.52%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 38 $10,890,000 $286,579 $3,014 2.65%
    GAINESVILLE, FL (FHA|USDA|VA) 46 $10,860,000 $236,087 $3,710 2.66%
    WILMINGTON, NC (FHA|USDA|VA) 42 $10,540,000 $250,952 $3,061 2.62%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 39 $9,535,000 $244,487 $3,292 2.59%
    Truckee-Grass Valley, CA (FHA|USDA|VA) 33 $9,395,000 $284,697 $3,479 2.61%
    BELLINGHAM, WA (FHA|USDA|VA) 32 $9,380,000 $293,125 $3,334 2.59%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) 41 $9,335,000 $227,683 $3,086 2.46%
    GAINESVILLE, GA (FHA|USDA|VA) 29 $9,105,000 $313,966 $3,667 2.61%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 37 $9,025,000 $243,919 $3,178 2.61%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 35 $8,955,000 $255,857 $3,020 2.53%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 41 $8,505,000 $207,439 $3,193 2.58%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 34 $8,130,000 $239,118 $3,063 2.50%
    ASHEVILLE, NC (FHA|USDA|VA) 33 $8,085,000 $245,000 $2,977 2.61%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 28 $7,880,000 $281,429 $2,937 2.49%
    BAKERSFIELD, CA (FHA|USDA|VA) 36 $7,810,000 $216,944 $3,070 2.60%
    SAVANNAH, GA (FHA|USDA|VA) 31 $7,805,000 $251,774 $3,313 2.53%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 39 $7,785,000 $199,615 $2,963 2.49%
    LANCASTER, PA (FHA|USDA|VA) 35 $7,755,000 $221,571 $3,350 2.49%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 33 $7,725,000 $234,091 $3,323 2.73%
    FLAGSTAFF, AZ (FHA|USDA|VA) 28 $7,640,000 $272,857 $3,270 2.52%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 33 $7,535,000 $228,333 $3,435 2.50%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 28 $7,410,000 $264,643 $2,056 2.66%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 29 $7,195,000 $248,103 $3,348 2.50%
    WINSTON-SALEM, NC (FHA|USDA|VA) 33 $6,895,000 $208,939 $3,021 2.55%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 24 $6,280,000 $261,667 $3,897 2.59%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 16 $6,250,000 $390,625 $5,301 2.70%
    NAPA, CA (FHA|USDA|VA) 22 $6,220,000 $282,727 $3,788 2.45%
    Torrington, CT (FHA|USDA|VA) 26 $6,210,000 $238,846 $3,532 2.49%
    BOISE CITY, ID (FHA|USDA|VA) 19 $6,125,000 $322,368 $5,792 2.65%
    CORVALLIS, OR (FHA|USDA|VA) 26 $5,970,000 $229,615 $3,218 2.55%
    CHICO, CA (FHA|USDA|VA) 23 $5,915,000 $257,174 $3,019 2.48%
    SPRINGFIELD, MA (FHA|USDA|VA) 24 $5,570,000 $232,083 $3,101 2.31%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 20 $5,560,000 $278,000 $3,222 2.59%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 17 $5,535,000 $325,588 $3,298 2.54%
    READING, PA (FHA|USDA|VA) 28 $5,420,000 $193,571 $3,258 2.49%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 30 $5,370,000 $179,000 $3,549 2.57%
    Oak Harbor, WA (FHA|USDA|VA) 17 $5,135,000 $302,059 $3,100 2.58%
    MEDFORD, OR (FHA|USDA|VA) 20 $5,120,000 $256,000 $3,479 2.57%
    YORK-HANOVER, PA (FHA|USDA|VA) 24 $4,940,000 $205,833 $3,142 2.41%
    Cedar City, UT (FHA|USDA|VA) 18 $4,920,000 $273,333 $3,723 2.65%
    ALBANY-LEBANON, OR (FHA|USDA|VA) 19 $4,715,000 $248,158 $3,408 2.68%
    KNOXVILLE, TN (FHA|USDA|VA) 18 $4,590,000 $255,000 $3,209 2.59%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 21 $4,355,000 $207,381 $2,912 2.52%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 19 $4,295,000 $226,053 $3,111 2.57%
    ROCHESTER, MN (FHA|USDA|VA) 15 $4,285,000 $285,667 $2,651 2.57%
    WENATCHEE, WA (FHA|USDA|VA) 16 $4,250,000 $265,625 $3,325 2.50%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 20 $4,230,000 $211,500 $3,015 2.46%
    Frankfort, KY (FHA|USDA|VA) 19 $4,135,000 $217,632 $2,511 2.68%
    Breckenridge, CO (FHA|USDA|VA) 9 $4,115,000 $457,222 $4,205 2.60%
    TALLAHASSEE, FL (FHA|USDA|VA) 20 $4,110,000 $205,500 $3,784 2.52%
    Jefferson, GA (FHA|USDA|VA) 19 $3,985,000 $209,737 $3,668 2.75%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 19 $3,965,000 $208,684 $3,713 2.64%
    COLUMBIA, SC (FHA|USDA|VA) 18 $3,940,000 $218,889 $3,000 2.57%
    Durango, CO (FHA|USDA|VA) 14 $3,920,000 $280,000 $2,769 2.47%
    ANN ARBOR, MI (FHA|USDA|VA) 17 $3,855,000 $226,765 $2,704 2.50%
    LYNCHBURG, VA (FHA|USDA|VA) 19 $3,855,000 $202,895 $3,193 2.57%
    MERCED, CA (FHA|USDA|VA) 18 $3,810,000 $211,667 $3,411 2.47%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 12 $3,780,000 $315,000 $3,468 2.77%
    Glenwood Springs, CO (FHA|USDA|VA) 12 $3,670,000 $305,833 $2,838 2.47%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 16 $3,590,000 $224,375 $4,053 2.83%
    PUNTA GORDA, FL (FHA|USDA|VA) 15 $3,565,000 $237,667 $3,673 2.53%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 16 $3,530,000 $220,625 $2,805 2.55%
    Gardnerville Ranchos, NV (FHA|USDA|VA) 11 $3,455,000 $314,091 $2,709 2.77%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 16 $3,410,000 $213,125 $3,380 2.52%
    Richmond-Berea, KY (FHA|USDA|VA) 13 $3,385,000 $260,385 $3,050 2.71%
    AKRON, OH (FHA|USDA|VA) 17 $3,355,000 $197,353 $3,160 2.57%
    YAKIMA, WA (FHA|USDA|VA) 12 $3,300,000 $275,000 $2,920 2.43%
    Newport, OR (FHA|USDA|VA) 9 $3,245,000 $360,556 $4,555 2.68%
    ROANOKE, VA (FHA|USDA|VA) 12 $3,210,000 $267,500 $3,576 2.63%
    Show Low, AZ (FHA|USDA|VA) 12 $3,050,000 $254,167 $3,074 2.50%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 12 $3,050,000 $254,167 $3,966 2.60%
    OCEAN CITY, NJ (FHA|USDA|VA) 13 $2,865,000 $220,385 $3,391 2.39%
    STATE COLLEGE, PA (FHA|USDA|VA) 12 $2,850,000 $237,500 $3,727 2.42%
    VISALIA, CA (FHA|USDA|VA) 13 $2,815,000 $216,538 $2,566 2.65%
    Payson, AZ (FHA|USDA|VA) 12 $2,700,000 $225,000 $3,131 2.66%
    PUEBLO, CO (FHA|USDA|VA) 11 $2,585,000 $235,000 $2,565 2.70%
    GRAND JUNCTION, CO (FHA|USDA|VA) 9 $2,515,000 $279,444 $4,151 2.74%
    Sonora, CA (FHA|USDA|VA) 11 $2,495,000 $226,818 $3,121 2.60%
    Eureka-Arcata, CA (FHA|USDA|VA) 10 $2,450,000 $245,000 $4,166 2.60%
    FAYETTEVILLE, NC (FHA|USDA|VA) 13 $2,425,000 $186,538 $2,546 2.59%
    Edwards, CO (FHA|USDA|VA) 5 $2,365,000 $473,000 $3,071 2.60%
    IDAHO FALLS, ID (FHA|USDA|VA) 9 $2,355,000 $261,667 $3,676 2.75%
    BLOOMINGTON, IN (FHA|USDA|VA) 14 $2,350,000 $167,857 $2,697 2.50%
    Boone, NC (FHA|USDA|VA) 7 $2,305,000 $329,286 $2,708 2.59%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 9 $2,295,000 $255,000 $3,717 2.69%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 10 $2,270,000 $227,000 $4,878 2.79%
    GRANTS PASS, OR (FHA|USDA|VA) 9 $2,265,000 $251,667 $3,387 2.74%
    WARNER ROBINS, GA (FHA|USDA|VA) 11 $2,265,000 $205,909 $2,914 2.53%
    Red Bluff, CA (FHA|USDA|VA) 8 $2,230,000 $278,750 $3,341 2.75%
    YUBA CITY, CA (FHA|USDA|VA) 11 $2,185,000 $198,636 $2,855 2.56%
    BURLINGTON, NC (FHA|USDA|VA) 12 $2,140,000 $178,333 $2,979 2.70%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 9 $2,125,000 $236,111 $3,977 2.51%
    Clearlake, CA (FHA|USDA|VA) 8 $2,060,000 $257,500 $3,382 2.63%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 10 $2,050,000 $205,000 $3,649 2.40%
    COLUMBUS, GA-AL (FHA|USDA|VA) 12 $2,050,000 $170,833 $3,208 2.34%
    Hood River, OR (FHA|USDA|VA) 7 $2,025,000 $289,286 $3,503 2.48%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 10 $2,010,000 $201,000 $3,122 2.55%
    Shelton, WA (FHA|USDA|VA) 6 $2,000,000 $333,333 $2,998 2.67%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 9 $1,955,000 $217,222 $3,864 2.69%
    SPARTANBURG, SC (FHA|USDA|VA) 12 $1,950,000 $162,500 $3,060 2.56%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 11 $1,895,000 $172,273 $2,836 2.56%
    WINCHESTER, VA-WV (FHA|USDA|VA) 9 $1,885,000 $209,444 $2,703 2.58%
    Steamboat Springs, CO (FHA|USDA|VA) 6 $1,710,000 $285,000 $3,177 2.60%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 6 $1,660,000 $276,667 $2,888 2.60%
    BOWLING GREEN, KY (FHA|USDA|VA) 9 $1,645,000 $182,778 $2,677 2.71%
    ALBANY, GA (FHA|USDA|VA) 9 $1,645,000 $182,778 $2,799 2.43%
    Key West, FL (FHA|USDA|VA) 5 $1,635,000 $327,000 $4,585 2.75%
    Outside of Metro Areas 5 $1,625,000 $325,000 $3,450 2.70%
    LEBANON, PA (FHA|USDA|VA) 7 $1,585,000 $226,429 $3,266 2.45%
    The Dalles, OR (FHA|USDA|VA) 5 $1,555,000 $311,000 $3,529 2.63%
    LONGVIEW, WA (FHA|USDA|VA) 6 $1,540,000 $256,667 $3,022 2.50%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 7 $1,535,000 $219,286 $3,291 2.63%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 7 $1,525,000 $217,857 $3,165 2.48%
    Astoria, OR (FHA|USDA|VA) 5 $1,515,000 $303,000 $7,178 2.58%
    Morehead City, NC (FHA|USDA|VA) 6 $1,510,000 $251,667 $3,096 2.35%
    Ellensburg, WA (FHA|USDA|VA) 4 $1,500,000 $375,000 $2,961 2.84%
    ODESSA, TX (FHA|USDA|VA) 5 $1,495,000 $299,000 $3,401 2.60%
    GREENVILLE, NC (FHA|USDA|VA) 7 $1,495,000 $213,571 $3,677 2.41%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 7 $1,455,000 $207,857 $4,136 2.55%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 7 $1,455,000 $207,857 $3,105 2.55%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 8 $1,430,000 $178,750 $3,150 2.83%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 8 $1,410,000 $176,250 $3,720 2.80%
    JACKSONVILLE, NC (FHA|USDA|VA) 8 $1,400,000 $175,000 $2,961 2.64%
    Port Angeles, WA (FHA|USDA|VA) 6 $1,280,000 $213,333 $2,816 2.38%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 6 $1,200,000 $200,000 $2,430 2.50%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 5 $1,195,000 $239,000 $3,324 2.53%
    Brainerd, MN (FHA|USDA|VA) 5 $1,185,000 $237,000 $3,788 2.70%
    SALISBURY, MD-DE (FHA|USDA|VA) 5 $1,165,000 $233,000 $4,778 2.58%
    EL PASO, TX (FHA|USDA|VA) 7 $1,155,000 $165,000 $2,975 2.50%
    DALTON, GA (FHA|USDA|VA) 5 $1,155,000 $231,000 $2,803 2.58%
    Kill Devil Hills, NC (FHA|USDA|VA) 5 $1,145,000 $229,000 $3,069 2.55%
    OCALA, FL (FHA|USDA|VA) 6 $1,140,000 $190,000 $5,407 2.42%
    THE VILLAGES, FL (FHA|USDA|VA) 6 $1,140,000 $190,000 $3,744 2.58%
    Montrose, CO (FHA|USDA|VA) 4 $1,140,000 $285,000 $2,400 2.69%
    FORT WAYNE, IN (FHA|USDA|VA) 9 $1,135,000 $126,111 $2,437 2.53%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 4 $1,110,000 $277,500 $2,590 2.47%
    Hailey, ID (FHA|USDA|VA) 4 $1,110,000 $277,500 $3,167 2.72%
    Bardstown, KY (FHA|USDA|VA) 5 $1,075,000 $215,000 $2,598 2.60%
    Cornelia, GA (FHA|USDA|VA) 4 $1,070,000 $267,500 $2,875 2.63%
    New Castle, PA (FHA|USDA|VA) 7 $1,065,000 $152,143 $3,099 2.63%
    PITTSFIELD, MA (FHA|USDA|VA) 4 $1,060,000 $265,000 $2,573 2.50%
    Coos Bay, OR (FHA|USDA|VA) 5 $1,045,000 $209,000 $4,259 2.70%
    ROME, GA (FHA|USDA|VA) 3 $1,045,000 $348,333 $4,627 2.63%
    POCATELLO, ID (FHA|USDA|VA) 3 $1,005,000 $335,000 $5,356 2.83%
    Ukiah, CA (FHA|USDA|VA) 5 $1,005,000 $201,000 $3,167 2.70%
    NILES, MI (FHA|USDA|VA) 5 $1,005,000 $201,000 $2,717 2.33%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 6 $930,000 $155,000 $3,417 2.58%
    Kerrville, TX (FHA|USDA|VA) 4 $930,000 $232,500 $3,218 2.84%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 3 $925,000 $308,333 $2,821 2.58%
    Albemarle, NC (FHA|USDA|VA) 4 $910,000 $227,500 $2,977 2.59%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) 7 $905,000 $129,286 $2,877 2.34%
    BLOOMINGTON, IL (FHA|USDA|VA) 3 $875,000 $291,667 $2,530 2.17%
    LUBBOCK, TX (FHA|USDA|VA) 4 $870,000 $217,500 $3,586 2.72%
    Crossville, TN (FHA|USDA|VA) 4 $870,000 $217,500 $2,377 2.69%
    MORRISTOWN, TN (FHA|USDA|VA) 4 $870,000 $217,500 $3,066 2.47%
    MONROE, MI (FHA|USDA|VA) 5 $865,000 $173,000 $2,623 2.50%
    Sandpoint, ID (FHA|USDA|VA) 3 $855,000 $285,000 $3,236 2.88%
    TYLER, TX (FHA|USDA|VA) 4 $850,000 $212,500 $3,349 2.59%
    Moses Lake, WA (FHA|USDA|VA) 4 $840,000 $210,000 $2,418 2.44%
    VICTORIA, TX (FHA|USDA|VA) 3 $815,000 $271,667 $4,470 2.54%
    Seneca, SC (FHA|USDA|VA) 3 $805,000 $268,333 $3,103 2.71%
    GOLDSBORO, NC (FHA|USDA|VA) 3 $775,000 $258,333 $2,869 2.58%
    Fernley, NV (FHA|USDA|VA) 4 $770,000 $192,500 $2,101 2.78%
    Traverse City, MI (FHA|USDA|VA) 4 $760,000 $190,000 $2,476 2.63%
    EL CENTRO, CA (FHA|USDA|VA) 5 $755,000 $151,000 $2,812 2.48%
    MUNCIE, IN (FHA|USDA|VA) 3 $755,000 $251,667 $2,904 2.42%
    BRUNSWICK, GA (FHA|USDA|VA) 4 $750,000 $187,500 $2,732 2.19%
    BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 3 $745,000 $248,333 $3,369 2.50%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 3 $745,000 $248,333 $2,772 2.17%
    Sevierville, TN (FHA|USDA|VA) 4 $740,000 $185,000 $3,012 2.66%
    Prineville, OR (FHA|USDA|VA) 2 $730,000 $365,000 $4,126 2.81%
    MIDLAND, TX (FHA|USDA|VA) 2 $730,000 $365,000 $5,086 2.50%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 3 $715,000 $238,333 $2,736 2.79%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 4 $710,000 $177,500 $2,582 2.19%
    COLUMBIA, MO (FHA|USDA|VA) 3 $705,000 $235,000 $2,482 2.42%
    Centralia, WA (FHA|USDA|VA) 3 $685,000 $228,333 $2,440 2.67%
    WACO, TX (FHA|USDA|VA) 5 $675,000 $135,000 $3,721 2.85%
    TOLEDO, OH (FHA|USDA|VA) 3 $675,000 $225,000 $3,106 2.75%
    DULUTH, MN-WI (FHA|USDA|VA) 4 $660,000 $165,000 $3,531 2.59%
    CARSON CITY, NV (FHA|USDA|VA) 2 $650,000 $325,000 $2,605 2.75%
    MADISON, WI (FHA|USDA|VA) 3 $645,000 $215,000 $2,804 2.75%
    Alexandria, MN (FHA|USDA|VA) 4 $640,000 $160,000 $3,074 2.28%
    ERIE, PA (FHA|USDA|VA) 3 $635,000 $211,667 $3,491 2.67%
    COLUMBUS, IN (FHA|USDA|VA) 4 $630,000 $157,500 $3,113 2.53%
    PEORIA, IL (FHA|USDA|VA) 4 $620,000 $155,000 $2,210 2.38%
    Watertown-Fort Atkinson, WI (FHA|USDA|VA) 3 $615,000 $205,000 $2,954 2.83%
    Vernal, UT (FHA|USDA|VA) 2 $610,000 $305,000 $2,857 2.44%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 4 $570,000 $142,500 $2,333 2.56%
    Price, UT (FHA|USDA|VA) 2 $570,000 $285,000 $4,289 2.69%
    Holland, MI (FHA|USDA|VA) 2 $570,000 $285,000 $2,654 2.44%
    JOHNSON CITY, TN (FHA|USDA|VA) 3 $565,000 $188,333 $3,992 2.88%
    Lewisburg, PA (FHA|USDA|VA) 2 $550,000 $275,000 $2,385 2.06%
    VALDOSTA, GA (FHA|USDA|VA) 4 $540,000 $135,000 $2,303 2.56%
    Pullman, WA (FHA|USDA|VA) 3 $535,000 $178,333 $2,879 2.67%
    OWENSBORO, KY (FHA|USDA|VA) 2 $530,000 $265,000 $2,294 2.69%
    WALLA WALLA, WA (FHA|USDA|VA) 2 $530,000 $265,000 $3,177 2.69%
    Cookeville, TN (FHA|USDA|VA) 3 $525,000 $175,000 $2,524 2.33%
    CaƱon City, CO (FHA|USDA|VA) 3 $525,000 $175,000 $3,498 2.58%
    STAUNTON, VA (FHA|USDA|VA) 3 $525,000 $175,000 $2,676 2.42%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $520,000 $260,000 $2,289 2.31%
    Brenham, TX (FHA|USDA|VA) 2 $520,000 $260,000 $4,638 2.56%
    HANFORD-CORCORAN, CA (FHA|USDA|VA) 3 $505,000 $168,333 $2,720 2.08%
    Aberdeen, WA (FHA|USDA|VA) 3 $505,000 $168,333 $4,475 2.92%
    SPRINGFIELD, IL (FHA|USDA|VA) 2 $500,000 $250,000 $2,919 2.00%
    NEW BERN, NC (FHA|USDA|VA) 3 $495,000 $165,000 $3,159 2.42%
    Milledgeville, GA (FHA|USDA|VA) 3 $495,000 $165,000 $3,066 2.67%
    Ada, OK (FHA|USDA|VA) 1 $495,000 $495,000 $4,887 2.88%
    Danville, KY (FHA|USDA|VA) 3 $495,000 $165,000 $3,027 2.54%
    Somerset, PA (FHA|USDA|VA) 2 $490,000 $245,000 $4,288 2.75%
    Fallon, NV (FHA|USDA|VA) 2 $490,000 $245,000 $2,244 2.69%
    Wilmington, OH (FHA|USDA|VA) 2 $490,000 $245,000 $2,578 2.63%
    Hermiston-Pendleton, OR (FHA|USDA|VA) 2 $480,000 $240,000 $3,014 2.31%
    SPRINGFIELD, MO (FHA|USDA|VA) 4 $470,000 $117,500 $2,852 2.50%
    Easton, MD (FHA|USDA|VA) 2 $470,000 $235,000 $2,984 2.88%
    ROCKFORD, IL (FHA|USDA|VA) 3 $455,000 $151,667 $2,112 2.42%
    Fergus Falls, MN (FHA|USDA|VA) 1 $445,000 $445,000 $3,759 2.75%
    CLEVELAND, TN (FHA|USDA|VA) 2 $440,000 $220,000 $3,001 2.69%
    PANAMA CITY, FL (FHA|USDA|VA) 1 $435,000 $435,000 $4,965 2.63%
    Vidalia, GA (FHA|USDA|VA) 1 $425,000 $425,000 $4,388 3.25%
    SUMTER, SC (FHA|USDA|VA) 2 $420,000 $210,000 $2,510 2.25%
    North Wilkesboro, NC (FHA|USDA|VA) 3 $415,000 $138,333 $2,313 2.42%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 3 $415,000 $138,333 $1,928 2.33%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 3 $415,000 $138,333 $3,421 2.63%
    Huntsville, TX (FHA|USDA|VA) 1 $405,000 $405,000 $3,892 2.50%
    LAREDO, TX (FHA|USDA|VA) 2 $390,000 $195,000 $3,683 2.25%
    Craig, CO (FHA|USDA|VA) 2 $380,000 $190,000 $2,836 2.50%
    JACKSON, MI (FHA|USDA|VA) 2 $380,000 $190,000 $2,278 2.38%
    Tifton, GA (FHA|USDA|VA) 3 $375,000 $125,000 $2,815 2.33%
    Mount Sterling, KY (FHA|USDA|VA) 3 $375,000 $125,000 $2,572 2.58%
    Toccoa, GA (FHA|USDA|VA) 2 $370,000 $185,000 $2,880 2.75%
    GETTYSBURG, PA (FHA|USDA|VA) 2 $370,000 $185,000 $4,191 2.00%
    Sandusky, OH (FHA|USDA|VA) 3 $365,000 $121,667 $3,252 2.21%
    EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $365,000 $365,000 $3,120 2.25%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 3 $365,000 $121,667 $3,509 2.79%
    JOHNSTOWN, PA (FHA|USDA|VA) 2 $360,000 $180,000 $2,867 2.56%
    Owatonna, MN (FHA|USDA|VA) 2 $360,000 $180,000 $2,240 2.44%
    Granbury, TX (FHA|USDA|VA) 1 $355,000 $355,000 $3,243 3.00%
    RACINE, WI (FHA|USDA|VA) 1 $355,000 $355,000 $2,332 2.75%
    Klamath Falls, OR (FHA|USDA|VA) 2 $340,000 $170,000 $3,066 2.38%
    Zanesville, OH (FHA|USDA|VA) 2 $340,000 $170,000 $2,667 2.50%
    Pottsville, PA (FHA|USDA|VA) 2 $330,000 $165,000 $3,498 2.94%
    Bonham, TX (FHA|USDA|VA) 1 $325,000 $325,000 $3,191 2.38%
    Grand Rapids, MN (FHA|USDA|VA) 2 $320,000 $160,000 $2,785 2.38%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $320,000 $160,000 $3,812 2.44%
    Athens, TX (FHA|USDA|VA) 2 $320,000 $160,000 $3,197 2.25%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $315,000 $315,000 $2,945 2.25%
    Branson, MO (FHA|USDA|VA) 1 $315,000 $315,000 $2,940 2.88%
    ALTOONA, PA (FHA|USDA|VA) 2 $310,000 $155,000 $2,630 2.50%
    LaGrange, GA-AL (FHA|USDA|VA) 2 $310,000 $155,000 $2,408 2.75%
    Auburn, IN (FHA|USDA|VA) 1 $305,000 $305,000 $2,173 2.88%
    Wilson, NC (FHA|USDA|VA) 1 $305,000 $305,000 $2,385 2.63%
    Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $300,000 $150,000 $2,393 3.06%
    GREEN BAY, WI (FHA|USDA|VA) 1 $295,000 $295,000 $1,793 2.50%
    Douglas, GA (FHA|USDA|VA) 1 $275,000 $275,000 $3,663 2.75%
    Burley, ID (FHA|USDA|VA) 1 $275,000 $275,000 $5,307 2.50%
    Lebanon, MO (FHA|USDA|VA) 1 $275,000 $275,000 $2,400 2.75%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 2 $270,000 $135,000 $4,116 2.69%
    LAWRENCE, KS (FHA|USDA|VA) 1 $265,000 $265,000 $1,938 3.00%
    Beaver Dam, WI (FHA|USDA|VA) 2 $260,000 $130,000 $2,077 1.94%
    MUSKEGON, MI (FHA|USDA|VA) 2 $260,000 $130,000 $2,738 2.63%
    Port Lavaca, TX (FHA|USDA|VA) 1 $255,000 $255,000 $4,611 3.25%
    AMARILLO, TX (FHA|USDA|VA) 2 $250,000 $125,000 $2,558 2.56%
    Mount Vernon, OH (FHA|USDA|VA) 2 $240,000 $120,000 $2,830 2.25%
    Stephenville, TX (FHA|USDA|VA) 1 $235,000 $235,000 $4,337 2.88%
    Shelbyville, TN (FHA|USDA|VA) 1 $235,000 $235,000 $2,175 3.00%
    Lock Haven, PA (FHA|USDA|VA) 1 $235,000 $235,000 $3,414 2.75%
    FLINT, MI (FHA|USDA|VA) 2 $230,000 $115,000 $2,946 2.56%
    Austin, MN (FHA|USDA|VA) 2 $230,000 $115,000 $2,765 2.06%
    Sedalia, MO (FHA|USDA|VA) 1 $225,000 $225,000 $2,335 2.13%
    Cordele, GA (FHA|USDA|VA) 1 $225,000 $225,000 $3,665 2.63%
    Sterling, IL (FHA|USDA|VA) 1 $225,000 $225,000 $5,568 1.88%
    TERRE HAUTE, IN (FHA|USDA|VA) 2 $220,000 $110,000 $2,550 2.25%
    Warsaw, IN (FHA|USDA|VA) 1 $215,000 $215,000 $2,621 2.50%
    Kinston, NC (FHA|USDA|VA) 1 $215,000 $215,000 $4,342 2.50%
    Murray, KY (FHA|USDA|VA) 1 $215,000 $215,000 $2,112 2.75%
    Jackson, WY-ID (FHA|USDA|VA) 1 $205,000 $205,000 $2,877 2.88%
    Winona, MN (FHA|USDA|VA) 1 $205,000 $205,000 $3,151 2.75%
    HINESVILLE, GA (FHA|USDA|VA) 1 $205,000 $205,000 $4,318 3.00%
    KANKAKEE, IL (FHA|USDA|VA) 1 $205,000 $205,000 $2,360 2.88%
    WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $205,000 $205,000 $2,407 2.75%
    GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $205,000 $205,000 $3,025 3.00%
    Durant, OK (FHA|USDA|VA) 1 $205,000 $205,000 $3,982 2.63%
    APPLETON, WI (FHA|USDA|VA) 1 $205,000 $205,000 $2,282 2.63%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $195,000 $195,000 $3,059 2.50%
    Roseburg, OR (FHA|USDA|VA) 1 $195,000 $195,000 $3,752 2.00%
    Huntingdon, PA (FHA|USDA|VA) 1 $195,000 $195,000 $2,521 2.75%
    FARGO, ND-MN (FHA|USDA|VA) 1 $195,000 $195,000 $2,316 2.88%
    HARRISONBURG, VA (FHA|USDA|VA) 1 $195,000 $195,000 $2,738 3.25%
    Angola, IN (FHA|USDA|VA) 1 $195,000 $195,000 $2,225 2.25%
    Faribault-Northfield, MN (FHA|USDA|VA) 1 $185,000 $185,000 $2,280 2.13%
    Safford, AZ (FHA|USDA|VA) 1 $185,000 $185,000 $1,971 2.63%
    CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $185,000 $185,000 $2,803 2.88%
    Emporia, KS (FHA|USDA|VA) 1 $175,000 $175,000 $2,185 2.50%
    Maryville, MO (FHA|USDA|VA) 1 $175,000 $175,000 $1,993 3.00%
    Thomasville, GA (FHA|USDA|VA) 1 $175,000 $175,000 $2,365 2.25%
    Ontario, OR-ID (FHA|USDA|VA) 1 $165,000 $165,000 $2,620 2.75%
    Wabash, IN (FHA|USDA|VA) 1 $165,000 $165,000 $2,970 2.00%
    JOPLIN, MO (FHA|USDA|VA) 1 $155,000 $155,000 $2,640 2.75%
    Sayre, PA (FHA|USDA|VA) 1 $155,000 $155,000 $3,040 2.00%
    Marion, IN (FHA|USDA|VA) 1 $155,000 $155,000 $2,255 2.50%
    Beeville, TX (FHA|USDA|VA) 1 $155,000 $155,000 $2,669 2.88%
    Kendallville, IN (FHA|USDA|VA) 1 $155,000 $155,000 $1,995 2.75%
    Richmond, IN (FHA|USDA|VA) 1 $155,000 $155,000 $2,260 2.88%
    Bainbridge, GA (FHA|USDA|VA) 1 $155,000 $155,000 $3,097 3.13%
    Calhoun, GA (FHA|USDA|VA) 1 $155,000 $155,000 $3,154 2.00%
    Arcadia, FL (FHA|USDA|VA) 1 $155,000 $155,000 $2,804 2.50%
    Paducah, KY-IL (FHA|USDA|VA) 1 $155,000 $155,000 $2,216 2.50%
    TOPEKA, KS (FHA|USDA|VA) 1 $145,000 $145,000 $2,811 2.63%
    St. Marys, GA (FHA|USDA|VA) 1 $145,000 $145,000 $3,316 1.88%
    FORT SMITH, AR-OK (FHA|USDA|VA) 1 $145,000 $145,000 $4,839 2.88%
    Brevard, NC (FHA|USDA|VA) 1 $145,000 $145,000 $3,090 2.50%
    Jacksonville, TX (FHA|USDA|VA) 1 $145,000 $145,000 $2,576 2.75%
    Warrensburg, MO (FHA|USDA|VA) 1 $145,000 $145,000 $5,259 3.38%
    Henderson, NC (FHA|USDA|VA) 1 $135,000 $135,000 $2,088 2.88%
    Jasper, IN (FHA|USDA|VA) 1 $135,000 $135,000 $1,866 2.00%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $135,000 $135,000 $6,321 3.13%
    Huntington, IN (FHA|USDA|VA) 1 $135,000 $135,000 $2,255 2.75%
    New Castle, IN (FHA|USDA|VA) 1 $135,000 $135,000 $1,964 2.75%
    Fort Leonard Wood, MO (FHA|USDA|VA) 1 $135,000 $135,000 $2,652 2.75%
    Ottawa, IL (FHA|USDA|VA) 2 $130,000 $65,000 $2,767 2.31%
    KOKOMO, IN (FHA|USDA|VA) 1 $125,000 $125,000 $2,255 2.75%
    Paris, TN (FHA|USDA|VA) 1 $125,000 $125,000 $2,935 2.38%
    Athens, OH (FHA|USDA|VA) 1 $125,000 $125,000 $2,315 2.88%
    Bemidji, MN (FHA|USDA|VA) 1 $125,000 $125,000 $2,120 2.13%
    FLORENCE, SC (FHA|USDA|VA) 1 $115,000 $115,000 $2,866 2.13%
    Charleston-Mattoon, IL (FHA|USDA|VA) 1 $115,000 $115,000 $2,435 2.50%
    London, KY (FHA|USDA|VA) 1 $115,000 $115,000 $3,311 2.00%
    Palatka, FL (FHA|USDA|VA) 1 $115,000 $115,000 $2,573 2.88%
    MANKATO, MN (FHA|USDA|VA) 1 $105,000 $105,000 $2,810 2.25%
    YUMA, AZ (FHA|USDA|VA) 1 $105,000 $105,000 $3,345 2.63%
    ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $95,000 $95,000 $2,225 2.50%
    Wooster, OH (FHA|USDA|VA) 1 $95,000 $95,000 $2,315 3.13%
    Bellefontaine, OH (FHA|USDA|VA) 1 $85,000 $85,000 $1,975 2.63%
    Stillwater, OK (FHA|USDA|VA) 1 $75,000 $75,000 $4,187 3.63%
    Marion, NC (FHA|USDA|VA) 1 $75,000 $75,000 $2,918 2.38%
    Elizabeth City, NC (FHA|USDA|VA) 1 $55,000 $55,000 $2,952 2.75%

    Provident Funding Associates L.p.'s top markets include Dallas, Portland, Seattle, Atlanta, and Denver among others.

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 32,627 $9,594,755,000 $294,074 $3,256 2.58%

    For 2021, Provident Funding Associates L.p.'s most frequently originated type of loan was Conventional, with 32,627 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 21,914 $6,074,700,000 $277,206 $3,023 2.54%
    Cash Out Refi 6,546 $1,966,670,000 $300,438 $3,126 2.59%
    Home Purchase 4,167 $1,553,385,000 $372,783 $4,704 2.75%

    For 2021, Provident Funding Associates L.p.'s most frequently cited loan purpose was Refi, with 21,914 originations. The 2nd most popular reason was Cash Out Refi, with 6,546 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 20,178 $6,574,790,000 $325,840 $3,445 2.76%
    15 Year 7,915 $1,934,085,000 $244,357 $2,995 2.20%
    10 Year 2,401 $499,415,000 $208,003 $2,671 2.14%
    20 Year 1,365 $364,175,000 $266,795 $3,073 2.69%
    Other 768 $222,290,000 $289,440 $3,130 2.74%

    For 2021, Provident Funding Associates L.p.'s most frequently cited loan duration was 30 Year, with 20,178 originations. The 2nd most popular length was 15 Year, with 7,915 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 27,861 $8,087,795,000 $290,291
    $2k-3k 2,358 $658,370,000 $279,207
    $3k-4k 1,077 $328,885,000 $305,371
    $5k+ 715 $316,315,000 $442,399
    $4k-5k 517 $168,405,000 $325,735
    $<1k 3 $555,000 $185,000

    Provident Funding Associates L.p.'s average total fees were $3,445, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 27,861 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 17,637 $5,707,355,000 $323,601
    <2.5% 13,929 $3,583,895,000 $257,297
    3-4% 1,061 $303,505,000 $286,056

    During 2021, Provident Funding Associates L.p.'s average interest rate for loans was 2.76%, while their most frequently originated rate bucket for loans was 2.5-3%, with 17,637 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 17,610 $5,090,180,000 $289,051 $3,183 2.59%
    $100k-200k 8,132 $1,296,530,000 $159,436 $2,816 2.49%
    $400k-600k 5,617 $2,665,385,000 $474,521 $3,870 2.66%
    $100,000 or less 649 $54,035,000 $83,259 $2,773 2.43%
    $600k-1MM 536 $390,550,000 $728,638 $5,869 2.78%
    $1MM+ 83 $98,075,000 $1,181,627 $7,405 2.85%

    2021 saw Provident Funding Associates L.p. place emphasis on $200k-400k loans with 17,610 originations, totaling $5,090,180,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 11,184 $3,403,120,000 $304,285 $3,224 2.55%
    $150k-250k 7,730 $2,650,790,000 $342,922 $3,508 2.54%
    $75k-100k 5,937 $1,574,275,000 $265,163 $3,088 2.61%
    $50k-75k 4,585 $1,010,635,000 $220,422 $2,949 2.63%
    $250k+ 1,806 $725,800,000 $401,883 $4,089 2.55%
    $50k or less 1,385 $230,135,000 $166,162 $2,757 2.66%

    Provident Funding Associates L.p. lent most frequently to those with incomes in the $100k-150k range, with 11,184 originations. The second most popular income band? $150k-250k, with 7,730 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 10,462 $3,043,540,000 $290,914 $3,139 2.55%
    30-36% 6,648 $2,025,510,000 $304,680 $3,325 2.59%
    <20% 4,657 $1,134,565,000 $243,626 $2,914 2.51%
    36% 1,061 $341,885,000 $322,229 $3,454 2.61%
    38% 1,053 $335,785,000 $318,884 $3,475 2.64%
    37% 1,051 $331,395,000 $315,314 $3,454 2.63%
    39% 1,018 $325,920,000 $320,157 $3,492 2.63%
    40% 981 $303,635,000 $309,516 $3,369 2.63%
    41% 956 $295,440,000 $309,038 $3,585 2.63%
    42% 945 $308,345,000 $326,291 $3,577 2.64%
    43% 622 $191,230,000 $307,444 $3,553 2.60%
    44% 551 $170,585,000 $309,592 $3,386 2.61%
    45% 495 $146,545,000 $296,051 $3,486 2.61%
    46% 491 $144,535,000 $294,369 $3,302 2.60%
    49% 454 $139,910,000 $308,172 $3,576 2.60%
    48% 454 $134,060,000 $295,286 $3,261 2.60%
    47% 441 $132,655,000 $300,805 $3,504 2.63%
    50-60% 145 $42,985,000 $296,448 $3,658 2.61%
    >60% 20 $5,870,000 $293,500 $3,525 2.56%

    Provident Funding Associates L.p. lent most frequently to those with DTI ratios of 20-30%, with 10,462 originations. The next most common DTI ratio? 30-36%, with 6,648 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 18,099 $5,104,235,000 $282,018 $3,181 2.58%
    Asian 8,135 $2,648,665,000 $325,589 $3,431 2.55%
    Not provided 5,816 $1,689,900,000 $290,561 $3,241 2.59%
    Black 435 $111,925,000 $257,299 $3,326 2.60%
    American Indian 84 $24,280,000 $289,048 $3,291 2.54%
    Native Hawaiian or Islander 58 $15,750,000 $271,552 $3,166 2.60%

    Approval Rates

    Total approvals of all applications
    91.22%

    Provident Funding Associates L.p. has an average approval rate.

    Pick Rate

    Approvals leading to origination
    64.51%

    Provident Funding Associates L.p. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 32,627 $9,594,755,000 $294,074

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    32,627 $9,594,755,000 $294,074

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 6,688 $1,519,410,000 $227,185 $2,950 2.42%
    40-60% 10,862 $3,110,750,000 $286,388 $3,021 2.55%
    60-80% 11,159 $3,718,705,000 $333,247 $3,488 2.68%
    80-100% 2,787 $1,020,755,000 $366,256 $4,057 2.73%
    Under 20% 1,131 $225,135,000 $199,058 $3,079 2.36%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    PROVIDENT FUNDING ASSOCIATES Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 6 46.2%
    PROVIDENT FUNDING ASSOCIATES Conventional home mortgage Closing on a mortgage 1 7.7%
    PROVIDENT FUNDING ASSOCIATES Conventional home mortgage Trouble during payment process 6 46.2%