Provident Funding Associates L.p. Mortgage Rates, Fees & Info
BURLINGAME, CALEI: 54930043BMDE130FJ617
Tax ID: 77-0323586
5 stars
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Overview
Provident Funding Associates L.p. is a large mortgage company specializing in Refi and Cash Out Refi loans. Provident Funding Associates L.p. has a high proportion of conventional loans. Their top markets include Dallas, Portland, Seattle, Atlanta, and Denver among others. Provident Funding Associates L.p. has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Provident Funding Associates L.p. is typically an average fee lendor.Originations
32,627Origination Dollar Volume (All Markets)
$9,594,755,000Awards
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PROVIDENT FUNDING ASSOCIATES L.P. - 2021
PROVIDENT FUNDING ASSOCIATES L.P. is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Provident Funding Associates L.p.'s average 30 year fixed rate mortgage of loans were
2.76%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0.39%.
Relative Fees
Provident Funding Associates L.p.'s average total fees for a 30 year fixed rate
mortgage are $3,445.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 2,094 | $642,890,000 | $307,015 | $3,600 | 2.56% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1,476 | $506,550,000 | $343,191 | $3,776 | 2.64% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1,194 | $450,170,000 | $377,027 | $3,325 | 2.58% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1,560 | $431,790,000 | $276,788 | $3,015 | 2.55% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1,299 | $428,925,000 | $330,196 | $3,028 | 2.63% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 1,341 | $389,305,000 | $290,309 | $3,803 | 2.54% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1,089 | $366,665,000 | $336,699 | $3,319 | 2.55% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 961 | $361,875,000 | $376,561 | $3,573 | 2.52% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1,321 | $335,205,000 | $253,751 | $2,844 | 2.59% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1,085 | $323,765,000 | $298,401 | $2,963 | 2.62% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 688 | $293,290,000 | $426,294 | $3,592 | 2.54% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 810 | $246,380,000 | $304,173 | $3,150 | 2.62% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 785 | $236,255,000 | $300,962 | $2,938 | 2.59% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 773 | $233,945,000 | $302,646 | $3,780 | 2.50% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 782 | $217,160,000 | $277,698 | $3,747 | 2.54% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 762 | $214,950,000 | $282,087 | $2,897 | 2.62% |
| PROVO-OREM, UT (FHA|USDA|VA) | 654 | $196,440,000 | $300,367 | $3,092 | 2.68% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 575 | $185,395,000 | $322,426 | $3,069 | 2.49% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 549 | $184,645,000 | $336,330 | $3,087 | 2.50% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 705 | $181,545,000 | $257,511 | $2,855 | 2.51% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 559 | $168,765,000 | $301,905 | $3,594 | 2.61% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 468 | $160,350,000 | $342,628 | $3,357 | 2.56% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 570 | $151,920,000 | $266,526 | $2,870 | 2.59% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 469 | $121,895,000 | $259,904 | $2,714 | 2.52% |
| PITTSBURGH, PA (FHA|USDA|VA) | 367 | $98,105,000 | $267,316 | $4,026 | 2.59% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 393 | $93,465,000 | $237,824 | $2,538 | 2.62% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 328 | $89,810,000 | $273,811 | $3,003 | 2.60% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 303 | $76,855,000 | $253,647 | $2,827 | 2.58% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 253 | $71,855,000 | $284,012 | $3,785 | 2.54% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 309 | $71,595,000 | $231,699 | $2,692 | 2.73% |
| BOULDER, CO (FHA|USDA|VA) | 184 | $70,040,000 | $380,652 | $2,941 | 2.61% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 291 | $68,855,000 | $236,615 | $3,097 | 2.50% |
| Outside of Metro Areas | 249 | $56,495,000 | $226,888 | $3,264 | 2.61% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 193 | $48,445,000 | $251,010 | $2,804 | 2.50% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 180 | $44,110,000 | $245,056 | $2,751 | 2.62% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 140 | $44,030,000 | $314,500 | $3,249 | 2.56% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 136 | $42,660,000 | $313,676 | $3,478 | 2.54% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 168 | $42,370,000 | $252,202 | $3,053 | 2.61% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 174 | $41,010,000 | $235,690 | $3,578 | 2.60% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 188 | $40,670,000 | $216,330 | $2,654 | 2.47% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 158 | $40,600,000 | $256,962 | $3,484 | 2.51% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 139 | $38,855,000 | $279,532 | $3,333 | 2.51% |
| STOCKTON, CA (FHA|USDA|VA) | 132 | $38,750,000 | $293,561 | $3,110 | 2.62% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 146 | $37,560,000 | $257,260 | $3,843 | 2.60% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 151 | $36,965,000 | $244,801 | $3,437 | 2.57% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 138 | $34,340,000 | $248,841 | $3,493 | 2.58% |
| VALLEJO, CA (FHA|USDA|VA) | 111 | $34,295,000 | $308,964 | $3,100 | 2.63% |
| TUCSON, AZ (FHA|USDA|VA) | 161 | $34,115,000 | $211,894 | $3,045 | 2.58% |
| RICHMOND, VA (FHA|USDA|VA) | 121 | $33,525,000 | $277,066 | $3,125 | 2.59% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 131 | $32,665,000 | $249,351 | $2,806 | 2.58% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 106 | $30,240,000 | $285,283 | $3,303 | 2.57% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 71 | $28,245,000 | $397,817 | $4,295 | 2.63% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 118 | $28,080,000 | $237,966 | $2,527 | 2.67% |
| RENO, NV (FHA|USDA|VA) | 90 | $27,380,000 | $304,222 | $3,127 | 2.76% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 105 | $27,355,000 | $260,524 | $3,062 | 2.56% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 124 | $26,990,000 | $217,661 | $2,837 | 2.60% |
| FORT COLLINS, CO (FHA|USDA|VA) | 88 | $25,310,000 | $287,614 | $3,029 | 2.60% |
| BEND, OR (FHA|USDA|VA) | 78 | $23,920,000 | $306,667 | $3,598 | 2.67% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 95 | $23,905,000 | $251,632 | $3,639 | 2.55% |
| GREELEY, CO (FHA|USDA|VA) | 73 | $21,805,000 | $298,699 | $3,216 | 2.65% |
| ST. GEORGE, UT (FHA|USDA|VA) | 83 | $21,225,000 | $255,723 | $3,158 | 2.62% |
| SALEM, OR (FHA|USDA|VA) | 73 | $19,265,000 | $263,904 | $3,528 | 2.62% |
| FRESNO, CA (FHA|USDA|VA) | 80 | $16,870,000 | $210,875 | $2,726 | 2.63% |
| COLUMBUS, OH (FHA|USDA|VA) | 71 | $16,565,000 | $233,310 | $3,009 | 2.54% |
| REDDING, CA (FHA|USDA|VA) | 56 | $16,370,000 | $292,321 | $2,879 | 2.80% |
| Heber, UT (FHA|USDA|VA) | 44 | $16,300,000 | $370,455 | $3,950 | 2.51% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 55 | $16,235,000 | $295,182 | $3,060 | 2.61% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 62 | $15,620,000 | $251,935 | $3,106 | 2.45% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 70 | $15,330,000 | $219,000 | $2,965 | 2.51% |
| MODESTO, CA (FHA|USDA|VA) | 69 | $14,885,000 | $215,725 | $2,748 | 2.57% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 43 | $14,535,000 | $338,023 | $2,830 | 2.58% |
| LOGAN, UT-ID (FHA|USDA|VA) | 55 | $13,965,000 | $253,909 | $2,753 | 2.52% |
| SALINAS, CA (FHA|USDA|VA) | 38 | $13,600,000 | $357,895 | $2,919 | 2.57% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 54 | $13,580,000 | $251,481 | $3,543 | 2.58% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 50 | $13,460,000 | $269,200 | $3,885 | 2.66% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 46 | $13,450,000 | $292,391 | $2,660 | 2.68% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 51 | $13,255,000 | $259,902 | $3,793 | 2.41% |
| TULSA, OK (FHA|USDA|VA) | 50 | $12,580,000 | $251,600 | $3,616 | 2.72% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 47 | $11,995,000 | $255,213 | $3,752 | 2.69% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 48 | $11,620,000 | $242,083 | $3,917 | 2.55% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 50 | $11,470,000 | $229,400 | $2,828 | 2.61% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 50 | $10,890,000 | $217,800 | $2,669 | 2.52% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 38 | $10,890,000 | $286,579 | $3,014 | 2.65% |
| GAINESVILLE, FL (FHA|USDA|VA) | 46 | $10,860,000 | $236,087 | $3,710 | 2.66% |
| WILMINGTON, NC (FHA|USDA|VA) | 42 | $10,540,000 | $250,952 | $3,061 | 2.62% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 39 | $9,535,000 | $244,487 | $3,292 | 2.59% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 33 | $9,395,000 | $284,697 | $3,479 | 2.61% |
| BELLINGHAM, WA (FHA|USDA|VA) | 32 | $9,380,000 | $293,125 | $3,334 | 2.59% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 41 | $9,335,000 | $227,683 | $3,086 | 2.46% |
| GAINESVILLE, GA (FHA|USDA|VA) | 29 | $9,105,000 | $313,966 | $3,667 | 2.61% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 37 | $9,025,000 | $243,919 | $3,178 | 2.61% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 35 | $8,955,000 | $255,857 | $3,020 | 2.53% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 41 | $8,505,000 | $207,439 | $3,193 | 2.58% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 34 | $8,130,000 | $239,118 | $3,063 | 2.50% |
| ASHEVILLE, NC (FHA|USDA|VA) | 33 | $8,085,000 | $245,000 | $2,977 | 2.61% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 28 | $7,880,000 | $281,429 | $2,937 | 2.49% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 36 | $7,810,000 | $216,944 | $3,070 | 2.60% |
| SAVANNAH, GA (FHA|USDA|VA) | 31 | $7,805,000 | $251,774 | $3,313 | 2.53% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 39 | $7,785,000 | $199,615 | $2,963 | 2.49% |
| LANCASTER, PA (FHA|USDA|VA) | 35 | $7,755,000 | $221,571 | $3,350 | 2.49% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 33 | $7,725,000 | $234,091 | $3,323 | 2.73% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 28 | $7,640,000 | $272,857 | $3,270 | 2.52% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 33 | $7,535,000 | $228,333 | $3,435 | 2.50% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 28 | $7,410,000 | $264,643 | $2,056 | 2.66% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 29 | $7,195,000 | $248,103 | $3,348 | 2.50% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 33 | $6,895,000 | $208,939 | $3,021 | 2.55% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 24 | $6,280,000 | $261,667 | $3,897 | 2.59% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 16 | $6,250,000 | $390,625 | $5,301 | 2.70% |
| NAPA, CA (FHA|USDA|VA) | 22 | $6,220,000 | $282,727 | $3,788 | 2.45% |
| Torrington, CT (FHA|USDA|VA) | 26 | $6,210,000 | $238,846 | $3,532 | 2.49% |
| BOISE CITY, ID (FHA|USDA|VA) | 19 | $6,125,000 | $322,368 | $5,792 | 2.65% |
| CORVALLIS, OR (FHA|USDA|VA) | 26 | $5,970,000 | $229,615 | $3,218 | 2.55% |
| CHICO, CA (FHA|USDA|VA) | 23 | $5,915,000 | $257,174 | $3,019 | 2.48% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 24 | $5,570,000 | $232,083 | $3,101 | 2.31% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 20 | $5,560,000 | $278,000 | $3,222 | 2.59% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 17 | $5,535,000 | $325,588 | $3,298 | 2.54% |
| READING, PA (FHA|USDA|VA) | 28 | $5,420,000 | $193,571 | $3,258 | 2.49% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 30 | $5,370,000 | $179,000 | $3,549 | 2.57% |
| Oak Harbor, WA (FHA|USDA|VA) | 17 | $5,135,000 | $302,059 | $3,100 | 2.58% |
| MEDFORD, OR (FHA|USDA|VA) | 20 | $5,120,000 | $256,000 | $3,479 | 2.57% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 24 | $4,940,000 | $205,833 | $3,142 | 2.41% |
| Cedar City, UT (FHA|USDA|VA) | 18 | $4,920,000 | $273,333 | $3,723 | 2.65% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 19 | $4,715,000 | $248,158 | $3,408 | 2.68% |
| KNOXVILLE, TN (FHA|USDA|VA) | 18 | $4,590,000 | $255,000 | $3,209 | 2.59% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 21 | $4,355,000 | $207,381 | $2,912 | 2.52% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 19 | $4,295,000 | $226,053 | $3,111 | 2.57% |
| ROCHESTER, MN (FHA|USDA|VA) | 15 | $4,285,000 | $285,667 | $2,651 | 2.57% |
| WENATCHEE, WA (FHA|USDA|VA) | 16 | $4,250,000 | $265,625 | $3,325 | 2.50% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 20 | $4,230,000 | $211,500 | $3,015 | 2.46% |
| Frankfort, KY (FHA|USDA|VA) | 19 | $4,135,000 | $217,632 | $2,511 | 2.68% |
| Breckenridge, CO (FHA|USDA|VA) | 9 | $4,115,000 | $457,222 | $4,205 | 2.60% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 20 | $4,110,000 | $205,500 | $3,784 | 2.52% |
| Jefferson, GA (FHA|USDA|VA) | 19 | $3,985,000 | $209,737 | $3,668 | 2.75% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 19 | $3,965,000 | $208,684 | $3,713 | 2.64% |
| COLUMBIA, SC (FHA|USDA|VA) | 18 | $3,940,000 | $218,889 | $3,000 | 2.57% |
| Durango, CO (FHA|USDA|VA) | 14 | $3,920,000 | $280,000 | $2,769 | 2.47% |
| ANN ARBOR, MI (FHA|USDA|VA) | 17 | $3,855,000 | $226,765 | $2,704 | 2.50% |
| LYNCHBURG, VA (FHA|USDA|VA) | 19 | $3,855,000 | $202,895 | $3,193 | 2.57% |
| MERCED, CA (FHA|USDA|VA) | 18 | $3,810,000 | $211,667 | $3,411 | 2.47% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 12 | $3,780,000 | $315,000 | $3,468 | 2.77% |
| Glenwood Springs, CO (FHA|USDA|VA) | 12 | $3,670,000 | $305,833 | $2,838 | 2.47% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 16 | $3,590,000 | $224,375 | $4,053 | 2.83% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 15 | $3,565,000 | $237,667 | $3,673 | 2.53% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 16 | $3,530,000 | $220,625 | $2,805 | 2.55% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 11 | $3,455,000 | $314,091 | $2,709 | 2.77% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 16 | $3,410,000 | $213,125 | $3,380 | 2.52% |
| Richmond-Berea, KY (FHA|USDA|VA) | 13 | $3,385,000 | $260,385 | $3,050 | 2.71% |
| AKRON, OH (FHA|USDA|VA) | 17 | $3,355,000 | $197,353 | $3,160 | 2.57% |
| YAKIMA, WA (FHA|USDA|VA) | 12 | $3,300,000 | $275,000 | $2,920 | 2.43% |
| Newport, OR (FHA|USDA|VA) | 9 | $3,245,000 | $360,556 | $4,555 | 2.68% |
| ROANOKE, VA (FHA|USDA|VA) | 12 | $3,210,000 | $267,500 | $3,576 | 2.63% |
| Show Low, AZ (FHA|USDA|VA) | 12 | $3,050,000 | $254,167 | $3,074 | 2.50% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 12 | $3,050,000 | $254,167 | $3,966 | 2.60% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 13 | $2,865,000 | $220,385 | $3,391 | 2.39% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 12 | $2,850,000 | $237,500 | $3,727 | 2.42% |
| VISALIA, CA (FHA|USDA|VA) | 13 | $2,815,000 | $216,538 | $2,566 | 2.65% |
| Payson, AZ (FHA|USDA|VA) | 12 | $2,700,000 | $225,000 | $3,131 | 2.66% |
| PUEBLO, CO (FHA|USDA|VA) | 11 | $2,585,000 | $235,000 | $2,565 | 2.70% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 9 | $2,515,000 | $279,444 | $4,151 | 2.74% |
| Sonora, CA (FHA|USDA|VA) | 11 | $2,495,000 | $226,818 | $3,121 | 2.60% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 10 | $2,450,000 | $245,000 | $4,166 | 2.60% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 13 | $2,425,000 | $186,538 | $2,546 | 2.59% |
| Edwards, CO (FHA|USDA|VA) | 5 | $2,365,000 | $473,000 | $3,071 | 2.60% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 9 | $2,355,000 | $261,667 | $3,676 | 2.75% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 14 | $2,350,000 | $167,857 | $2,697 | 2.50% |
| Boone, NC (FHA|USDA|VA) | 7 | $2,305,000 | $329,286 | $2,708 | 2.59% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 9 | $2,295,000 | $255,000 | $3,717 | 2.69% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 10 | $2,270,000 | $227,000 | $4,878 | 2.79% |
| GRANTS PASS, OR (FHA|USDA|VA) | 9 | $2,265,000 | $251,667 | $3,387 | 2.74% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 11 | $2,265,000 | $205,909 | $2,914 | 2.53% |
| Red Bluff, CA (FHA|USDA|VA) | 8 | $2,230,000 | $278,750 | $3,341 | 2.75% |
| YUBA CITY, CA (FHA|USDA|VA) | 11 | $2,185,000 | $198,636 | $2,855 | 2.56% |
| BURLINGTON, NC (FHA|USDA|VA) | 12 | $2,140,000 | $178,333 | $2,979 | 2.70% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 9 | $2,125,000 | $236,111 | $3,977 | 2.51% |
| Clearlake, CA (FHA|USDA|VA) | 8 | $2,060,000 | $257,500 | $3,382 | 2.63% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 10 | $2,050,000 | $205,000 | $3,649 | 2.40% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 12 | $2,050,000 | $170,833 | $3,208 | 2.34% |
| Hood River, OR (FHA|USDA|VA) | 7 | $2,025,000 | $289,286 | $3,503 | 2.48% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 10 | $2,010,000 | $201,000 | $3,122 | 2.55% |
| Shelton, WA (FHA|USDA|VA) | 6 | $2,000,000 | $333,333 | $2,998 | 2.67% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 9 | $1,955,000 | $217,222 | $3,864 | 2.69% |
| SPARTANBURG, SC (FHA|USDA|VA) | 12 | $1,950,000 | $162,500 | $3,060 | 2.56% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 11 | $1,895,000 | $172,273 | $2,836 | 2.56% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 9 | $1,885,000 | $209,444 | $2,703 | 2.58% |
| Steamboat Springs, CO (FHA|USDA|VA) | 6 | $1,710,000 | $285,000 | $3,177 | 2.60% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 6 | $1,660,000 | $276,667 | $2,888 | 2.60% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 9 | $1,645,000 | $182,778 | $2,677 | 2.71% |
| ALBANY, GA (FHA|USDA|VA) | 9 | $1,645,000 | $182,778 | $2,799 | 2.43% |
| Key West, FL (FHA|USDA|VA) | 5 | $1,635,000 | $327,000 | $4,585 | 2.75% |
| Outside of Metro Areas | 5 | $1,625,000 | $325,000 | $3,450 | 2.70% |
| LEBANON, PA (FHA|USDA|VA) | 7 | $1,585,000 | $226,429 | $3,266 | 2.45% |
| The Dalles, OR (FHA|USDA|VA) | 5 | $1,555,000 | $311,000 | $3,529 | 2.63% |
| LONGVIEW, WA (FHA|USDA|VA) | 6 | $1,540,000 | $256,667 | $3,022 | 2.50% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 7 | $1,535,000 | $219,286 | $3,291 | 2.63% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 7 | $1,525,000 | $217,857 | $3,165 | 2.48% |
| Astoria, OR (FHA|USDA|VA) | 5 | $1,515,000 | $303,000 | $7,178 | 2.58% |
| Morehead City, NC (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $3,096 | 2.35% |
| Ellensburg, WA (FHA|USDA|VA) | 4 | $1,500,000 | $375,000 | $2,961 | 2.84% |
| ODESSA, TX (FHA|USDA|VA) | 5 | $1,495,000 | $299,000 | $3,401 | 2.60% |
| GREENVILLE, NC (FHA|USDA|VA) | 7 | $1,495,000 | $213,571 | $3,677 | 2.41% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 7 | $1,455,000 | $207,857 | $4,136 | 2.55% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 7 | $1,455,000 | $207,857 | $3,105 | 2.55% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 8 | $1,430,000 | $178,750 | $3,150 | 2.83% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 8 | $1,410,000 | $176,250 | $3,720 | 2.80% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 8 | $1,400,000 | $175,000 | $2,961 | 2.64% |
| Port Angeles, WA (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $2,816 | 2.38% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 6 | $1,200,000 | $200,000 | $2,430 | 2.50% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $3,324 | 2.53% |
| Brainerd, MN (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $3,788 | 2.70% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $4,778 | 2.58% |
| EL PASO, TX (FHA|USDA|VA) | 7 | $1,155,000 | $165,000 | $2,975 | 2.50% |
| DALTON, GA (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $2,803 | 2.58% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $3,069 | 2.55% |
| OCALA, FL (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $5,407 | 2.42% |
| THE VILLAGES, FL (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $3,744 | 2.58% |
| Montrose, CO (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $2,400 | 2.69% |
| FORT WAYNE, IN (FHA|USDA|VA) | 9 | $1,135,000 | $126,111 | $2,437 | 2.53% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $2,590 | 2.47% |
| Hailey, ID (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $3,167 | 2.72% |
| Bardstown, KY (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $2,598 | 2.60% |
| Cornelia, GA (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $2,875 | 2.63% |
| New Castle, PA (FHA|USDA|VA) | 7 | $1,065,000 | $152,143 | $3,099 | 2.63% |
| PITTSFIELD, MA (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $2,573 | 2.50% |
| Coos Bay, OR (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $4,259 | 2.70% |
| ROME, GA (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $4,627 | 2.63% |
| POCATELLO, ID (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $5,356 | 2.83% |
| Ukiah, CA (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $3,167 | 2.70% |
| NILES, MI (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $2,717 | 2.33% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 6 | $930,000 | $155,000 | $3,417 | 2.58% |
| Kerrville, TX (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $3,218 | 2.84% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $2,821 | 2.58% |
| Albemarle, NC (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $2,977 | 2.59% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 7 | $905,000 | $129,286 | $2,877 | 2.34% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $2,530 | 2.17% |
| LUBBOCK, TX (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $3,586 | 2.72% |
| Crossville, TN (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $2,377 | 2.69% |
| MORRISTOWN, TN (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $3,066 | 2.47% |
| MONROE, MI (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $2,623 | 2.50% |
| Sandpoint, ID (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $3,236 | 2.88% |
| TYLER, TX (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $3,349 | 2.59% |
| Moses Lake, WA (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $2,418 | 2.44% |
| VICTORIA, TX (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $4,470 | 2.54% |
| Seneca, SC (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $3,103 | 2.71% |
| GOLDSBORO, NC (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $2,869 | 2.58% |
| Fernley, NV (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $2,101 | 2.78% |
| Traverse City, MI (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $2,476 | 2.63% |
| EL CENTRO, CA (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $2,812 | 2.48% |
| MUNCIE, IN (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $2,904 | 2.42% |
| BRUNSWICK, GA (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $2,732 | 2.19% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $3,369 | 2.50% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $2,772 | 2.17% |
| Sevierville, TN (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $3,012 | 2.66% |
| Prineville, OR (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $4,126 | 2.81% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $5,086 | 2.50% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $2,736 | 2.79% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $2,582 | 2.19% |
| COLUMBIA, MO (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $2,482 | 2.42% |
| Centralia, WA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $2,440 | 2.67% |
| WACO, TX (FHA|USDA|VA) | 5 | $675,000 | $135,000 | $3,721 | 2.85% |
| TOLEDO, OH (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $3,106 | 2.75% |
| DULUTH, MN-WI (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $3,531 | 2.59% |
| CARSON CITY, NV (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $2,605 | 2.75% |
| MADISON, WI (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $2,804 | 2.75% |
| Alexandria, MN (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $3,074 | 2.28% |
| ERIE, PA (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $3,491 | 2.67% |
| COLUMBUS, IN (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $3,113 | 2.53% |
| PEORIA, IL (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $2,210 | 2.38% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $2,954 | 2.83% |
| Vernal, UT (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $2,857 | 2.44% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $2,333 | 2.56% |
| Price, UT (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $4,289 | 2.69% |
| Holland, MI (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $2,654 | 2.44% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $3,992 | 2.88% |
| Lewisburg, PA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $2,385 | 2.06% |
| VALDOSTA, GA (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $2,303 | 2.56% |
| Pullman, WA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $2,879 | 2.67% |
| OWENSBORO, KY (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $2,294 | 2.69% |
| WALLA WALLA, WA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,177 | 2.69% |
| Cookeville, TN (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $2,524 | 2.33% |
| Cañon City, CO (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $3,498 | 2.58% |
| STAUNTON, VA (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $2,676 | 2.42% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $2,289 | 2.31% |
| Brenham, TX (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $4,638 | 2.56% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $2,720 | 2.08% |
| Aberdeen, WA (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $4,475 | 2.92% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $2,919 | 2.00% |
| NEW BERN, NC (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,159 | 2.42% |
| Milledgeville, GA (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,066 | 2.67% |
| Ada, OK (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $4,887 | 2.88% |
| Danville, KY (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,027 | 2.54% |
| Somerset, PA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,288 | 2.75% |
| Fallon, NV (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,244 | 2.69% |
| Wilmington, OH (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,578 | 2.63% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,014 | 2.31% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $2,852 | 2.50% |
| Easton, MD (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $2,984 | 2.88% |
| ROCKFORD, IL (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $2,112 | 2.42% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,759 | 2.75% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,001 | 2.69% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $4,965 | 2.63% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,388 | 3.25% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $2,510 | 2.25% |
| North Wilkesboro, NC (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $2,313 | 2.42% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $1,928 | 2.33% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $3,421 | 2.63% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,892 | 2.50% |
| LAREDO, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,683 | 2.25% |
| Craig, CO (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,836 | 2.50% |
| JACKSON, MI (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,278 | 2.38% |
| Tifton, GA (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $2,815 | 2.33% |
| Mount Sterling, KY (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $2,572 | 2.58% |
| Toccoa, GA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,880 | 2.75% |
| GETTYSBURG, PA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,191 | 2.00% |
| Sandusky, OH (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $3,252 | 2.21% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,120 | 2.25% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $3,509 | 2.79% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,867 | 2.56% |
| Owatonna, MN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,240 | 2.44% |
| Granbury, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,243 | 3.00% |
| RACINE, WI (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,332 | 2.75% |
| Klamath Falls, OR (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,066 | 2.38% |
| Zanesville, OH (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,667 | 2.50% |
| Pottsville, PA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,498 | 2.94% |
| Bonham, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,191 | 2.38% |
| Grand Rapids, MN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,785 | 2.38% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,812 | 2.44% |
| Athens, TX (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,197 | 2.25% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,945 | 2.25% |
| Branson, MO (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,940 | 2.88% |
| ALTOONA, PA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,630 | 2.50% |
| LaGrange, GA-AL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,408 | 2.75% |
| Auburn, IN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,173 | 2.88% |
| Wilson, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,385 | 2.63% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,393 | 3.06% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,793 | 2.50% |
| Douglas, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,663 | 2.75% |
| Burley, ID (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,307 | 2.50% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,400 | 2.75% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,116 | 2.69% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,938 | 3.00% |
| Beaver Dam, WI (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,077 | 1.94% |
| MUSKEGON, MI (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,738 | 2.63% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,611 | 3.25% |
| AMARILLO, TX (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,558 | 2.56% |
| Mount Vernon, OH (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,830 | 2.25% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,337 | 2.88% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,175 | 3.00% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,414 | 2.75% |
| FLINT, MI (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,946 | 2.56% |
| Austin, MN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,765 | 2.06% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,335 | 2.13% |
| Cordele, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,665 | 2.63% |
| Sterling, IL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,568 | 1.88% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,550 | 2.25% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,621 | 2.50% |
| Kinston, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,342 | 2.50% |
| Murray, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,112 | 2.75% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,877 | 2.88% |
| Winona, MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,151 | 2.75% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,318 | 3.00% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,360 | 2.88% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,407 | 2.75% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,025 | 3.00% |
| Durant, OK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,982 | 2.63% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,282 | 2.63% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,059 | 2.50% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,752 | 2.00% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,521 | 2.75% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,316 | 2.88% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,738 | 3.25% |
| Angola, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,225 | 2.25% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,280 | 2.13% |
| Safford, AZ (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,971 | 2.63% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,803 | 2.88% |
| Emporia, KS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,185 | 2.50% |
| Maryville, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,993 | 3.00% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,365 | 2.25% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,620 | 2.75% |
| Wabash, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,970 | 2.00% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,640 | 2.75% |
| Sayre, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,040 | 2.00% |
| Marion, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,255 | 2.50% |
| Beeville, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,669 | 2.88% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,995 | 2.75% |
| Richmond, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,260 | 2.88% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,097 | 3.13% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,154 | 2.00% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,804 | 2.50% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,216 | 2.50% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,811 | 2.63% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,316 | 1.88% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,839 | 2.88% |
| Brevard, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,090 | 2.50% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,576 | 2.75% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,259 | 3.38% |
| Henderson, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,088 | 2.88% |
| Jasper, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,866 | 2.00% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,321 | 3.13% |
| Huntington, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,255 | 2.75% |
| New Castle, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,964 | 2.75% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,652 | 2.75% |
| Ottawa, IL (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $2,767 | 2.31% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,255 | 2.75% |
| Paris, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,935 | 2.38% |
| Athens, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,315 | 2.88% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,120 | 2.13% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,866 | 2.13% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,435 | 2.50% |
| London, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,311 | 2.00% |
| Palatka, FL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,573 | 2.88% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,810 | 2.25% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,345 | 2.63% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,225 | 2.50% |
| Wooster, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,315 | 3.13% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,975 | 2.63% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,187 | 3.63% |
| Marion, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,918 | 2.38% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,952 | 2.75% |
Provident Funding Associates L.p.'s top markets include Dallas, Portland, Seattle, Atlanta, and Denver among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 32,627 | $9,594,755,000 | $294,074 | $3,256 | 2.58% |
For the 2021 period, Provident Funding Associates L.p.'s most frequently originated loan type of loans were Conventional, with 32,627 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Refi | 21,914 | $6,074,700,000 | $277,206 | $3,023 | 2.54% |
| Cash Out Refi | 6,546 | $1,966,670,000 | $300,438 | $3,126 | 2.59% |
| Home Purchase | 4,167 | $1,553,385,000 | $372,783 | $4,704 | 2.75% |
For the 2021, Provident Funding Associates L.p.'s most frequently cited loan purpose of loans were Refi, with 21,914 originations. The 2nd most popular reason of loans were Cash Out Refi, with 6,546 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 20,178 | $6,574,790,000 | $325,840 | $3,445 | 2.76% |
| 15 Year | 7,915 | $1,934,085,000 | $244,357 | $2,995 | 2.20% |
| 10 Year | 2,401 | $499,415,000 | $208,003 | $2,671 | 2.14% |
| 20 Year | 1,365 | $364,175,000 | $266,795 | $3,073 | 2.69% |
| Other | 768 | $222,290,000 | $289,440 | $3,130 | 2.74% |
For the 2021, Provident Funding Associates L.p.'s most frequently cited loan length of loans were 30 Year, with 20,178 originations. The 2nd most popular length of loans were 15 Year, with 7,915 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $1k-2k | 27,861 | $8,087,795,000 | $290,291 |
| $2k-3k | 2,358 | $658,370,000 | $279,207 |
| $3k-4k | 1,594 | $497,290,000 | $311,976 |
| $5k+ | 715 | $316,315,000 | $442,399 |
| $<1k | 3 | $555,000 | $185,000 |
$3,445 of loans were Provident Funding Associates L.p.'s average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 27,861 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 17,637 | $5,707,355,000 | $323,601 |
| <2.5% | 13,929 | $3,583,895,000 | $257,297 |
| 3-4% | 1,061 | $303,505,000 | $286,056 |
During 2021, Provident Funding Associates L.p.'s average interest rate of loans were 2.76%, while their most frequently originated rate bucket of loans were 2.5-3%, with 17,637 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 17,610 | $5,090,180,000 | $289,051 | $3,183 | 2.59% |
| $100k-200k | 8,132 | $1,296,530,000 | $159,436 | $2,816 | 2.49% |
| $400k-600k | 5,617 | $2,665,385,000 | $474,521 | $3,870 | 2.66% |
| $100,000 or less | 649 | $54,035,000 | $83,259 | $2,773 | 2.43% |
| $600k-1MM | 536 | $390,550,000 | $728,638 | $5,869 | 2.78% |
| $1MM+ | 83 | $98,075,000 | $1,181,627 | $7,405 | 2.85% |
2021 saw Provident Funding Associates L.p. place emphasis on $200k-400k loans with 17,610 originations, totaling $5,090,180,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-150k | 11,184 | $3,403,120,000 | $304,285 | $3,224 | 2.55% |
| $150k-250k | 7,730 | $2,650,790,000 | $342,922 | $3,508 | 2.54% |
| $75k-100k | 5,937 | $1,574,275,000 | $265,163 | $3,088 | 2.61% |
| $50k-75k | 4,585 | $1,010,635,000 | $220,422 | $2,949 | 2.63% |
| $250k+ | 1,806 | $725,800,000 | $401,883 | $4,089 | 2.55% |
| $50k or less | 1,385 | $230,135,000 | $166,162 | $2,757 | 2.66% |
Provident Funding Associates L.p. lent most frequently to those with incomes in the $100k-150k range, with 11,184 originations. The second most popular income band? $150k-250k, with 7,730 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 10,462 | $3,043,540,000 | $290,914 | $3,139 | 2.55% |
| 30-36% | 6,648 | $2,025,510,000 | $304,680 | $3,325 | 2.59% |
| <20% | 4,657 | $1,134,565,000 | $243,626 | $2,914 | 2.51% |
| 36% | 1,061 | $341,885,000 | $322,229 | $3,454 | 2.61% |
| 38% | 1,053 | $335,785,000 | $318,884 | $3,475 | 2.64% |
| 37% | 1,051 | $331,395,000 | $315,314 | $3,454 | 2.63% |
| 39% | 1,018 | $325,920,000 | $320,157 | $3,492 | 2.63% |
| 40% | 981 | $303,635,000 | $309,516 | $3,369 | 2.63% |
| 41% | 956 | $295,440,000 | $309,038 | $3,585 | 2.63% |
| 42% | 945 | $308,345,000 | $326,291 | $3,577 | 2.64% |
| 43% | 622 | $191,230,000 | $307,444 | $3,553 | 2.60% |
| 44% | 551 | $170,585,000 | $309,592 | $3,386 | 2.61% |
| 45% | 495 | $146,545,000 | $296,051 | $3,486 | 2.61% |
| 46% | 491 | $144,535,000 | $294,369 | $3,302 | 2.60% |
| 49% | 454 | $139,910,000 | $308,172 | $3,576 | 2.60% |
| 48% | 454 | $134,060,000 | $295,286 | $3,261 | 2.60% |
| 47% | 441 | $132,655,000 | $300,805 | $3,504 | 2.63% |
| 50-60% | 145 | $42,985,000 | $296,448 | $3,658 | 2.61% |
| >60% | 20 | $5,870,000 | $293,500 | $3,525 | 2.56% |
Provident Funding Associates L.p. lent most frequently to those with DTI ratios of 20-30%, with 10,462 originations. The next most common DTI ratio? 30-36%, with 6,648 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 18,099 | $5,104,235,000 | $282,018 | $3,181 | 2.58% |
| Asian | 8,135 | $2,648,665,000 | $325,589 | $3,431 | 2.55% |
| Not provided | 5,816 | $1,689,900,000 | $290,561 | $3,241 | 2.59% |
| Black | 435 | $111,925,000 | $257,299 | $3,326 | 2.60% |
| American Indian | 84 | $24,280,000 | $289,048 | $3,291 | 2.54% |
| Native Hawaiian | 58 | $15,750,000 | $271,552 | $3,166 | 2.60% |
Approval Rates
Total approvals of all applications93.09%
Provident Funding Associates L.p. has an average approval rate.
Pick Rate
Approvals leading to origination72.33%
Provident Funding Associates L.p. has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 32,627 | $9,594,755,000 | $294,074 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 32,627 | $9,594,755,000 | $294,074 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 6,688 | $1,519,410,000 | $227,185 | $2,950 | 2.42% |
| 40-60% | 10,862 | $3,110,750,000 | $286,388 | $3,021 | 2.55% |
| 60-80% | 11,159 | $3,718,705,000 | $333,247 | $3,488 | 2.68% |
| 80-100% | 2,787 | $1,020,755,000 | $366,256 | $4,057 | 2.73% |
| Under 20% | 1,131 | $225,135,000 | $199,058 | $3,079 | 2.36% |
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| PROVIDENT FUNDING ASSOCIATES | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 6 | 46.2% |
| PROVIDENT FUNDING ASSOCIATES | Conventional home mortgage | Closing on a mortgage | 1 | 7.7% |
| PROVIDENT FUNDING ASSOCIATES | Conventional home mortgage | Trouble during payment process | 6 | 46.2% |
