Amres Corporation Mortgage Rates, Fees & Info

Hummelstown, PA

LEI: 54930065B0NVUO52TY13

Tax ID: 47-3705377

3.9 stars - out of 5 stars, based on 62 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Amres Corporation is a small mortgage company specializing in Home Purchase and Refi loans. Amres Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Philadelphia, Miami, New York, Dallas, and Austin among others. We have data for 212 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Amres Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Amres Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.66% 1/29/23
    30 Year Conventional Refi 6.27% 1/29/23
    30 Year Cash-out Refi 6.54% 1/29/23
    30 Year FHA Purchase 7.58% 1/29/23
    30 Year FHA Refi 7.16% 1/29/23
    30 Year VA Purchase 6.40% 1/29/23
    30 Year VA Refi 5.87% 1/29/23
    30 Year USDA Purchase 7.06% 1/29/23
    30 Year USDA Refi 6.79% 1/29/23
    15 Year Conventional Purchase 5.89% 1/29/23
    15 Year Conventional Refi 5.71% 1/29/23
    15 Year Cash-out Refi 5.71% 1/29/23
    15 Year FHA Refi 6.74% 1/29/23
    15 Year VA Purchase 5.68% 1/29/23
    15 Year VA Refi 5.45% 1/29/23
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    3,884

    Origination Dollar Volume (All Markets)

    $1,272,780,000
    Show all (21) awards

    Relative Rate

    Amres Corporation's average 30 year fixed mortgage rate was 3.28%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of 0.13%.

    Relative Fees (Closing Costs)

    Amres Corporation's average total fees/closing costs for a 30 year fixed rate mortgage were $5,429.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 825 $252,775,000 $306,394 $4,405 3.11%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 273 $100,845,000 $369,396 $7,543 3.38%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 252 $100,680,000 $399,524 $5,725 3.26%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 278 $95,780,000 $344,532 $3,532 2.71%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 191 $66,615,000 $348,770 $3,169 2.68%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 77 $59,795,000 $776,558 $5,899 3.30%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 216 $51,720,000 $239,444 $5,831 3.25%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 68 $27,030,000 $397,500 $5,747 3.02%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 77 $25,375,000 $329,545 $6,225 3.30%
    RALEIGH-CARY, NC (FHA|USDA|VA) 73 $25,375,000 $347,603 $2,425 2.61%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 79 $22,635,000 $286,519 $5,236 2.87%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 68 $21,410,000 $314,853 $2,564 2.71%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 28 $20,150,000 $719,643 $7,985 3.33%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 61 $20,085,000 $329,262 $8,151 3.36%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 37 $19,675,000 $531,757 $2,806 2.89%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 53 $15,905,000 $300,094 $6,053 3.22%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 43 $15,615,000 $363,140 $2,230 3.00%
    Outside of Metro Areas 62 $15,320,000 $247,097 $5,623 3.54%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 29 $13,535,000 $466,724 $4,260 3.30%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 58 $12,940,000 $223,103 $4,045 2.96%
    COLUMBUS, OH (FHA|USDA|VA) 61 $12,745,000 $208,934 $6,702 3.55%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 32 $12,070,000 $377,188 $5,223 2.85%
    LANCASTER, PA (FHA|USDA|VA) 47 $10,865,000 $231,170 $4,706 3.02%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 34 $10,600,000 $311,765 $6,565 3.27%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 27 $9,935,000 $367,963 $4,634 3.31%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 29 $9,035,000 $311,552 $4,490 2.87%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 12 $8,290,000 $690,833 $4,510 3.27%
    OCEAN CITY, NJ (FHA|USDA|VA) 13 $8,255,000 $635,000 $7,479 3.99%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 22 $7,090,000 $322,273 $4,119 3.02%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 24 $7,050,000 $293,750 $4,300 3.26%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 23 $6,445,000 $280,217 $4,137 3.32%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 17 $6,105,000 $359,118 $4,888 3.13%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 29 $5,895,000 $203,276 $5,128 3.50%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 27 $5,895,000 $218,333 $3,339 3.00%
    STOCKTON, CA (FHA|USDA|VA) 11 $5,445,000 $495,000 $2,820 2.89%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 12 $5,380,000 $448,333 $4,343 3.33%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 15 $5,265,000 $351,000 $6,036 3.13%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 14 $4,970,000 $355,000 $2,115 2.80%
    SALISBURY, MD-DE (FHA|USDA|VA) 20 $4,750,000 $237,500 $5,991 3.08%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 21 $4,555,000 $216,905 $7,277 3.08%
    ANCHORAGE, AK (FHA|USDA|VA) 15 $4,005,000 $267,000 $6,409 2.84%
    READING, PA (FHA|USDA|VA) 23 $3,755,000 $163,261 $2,859 3.25%
    WINSTON-SALEM, NC (FHA|USDA|VA) 16 $3,710,000 $231,875 $3,718 3.15%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 10 $3,710,000 $371,000 $2,599 3.19%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 15 $3,255,000 $217,000 $4,107 4.24%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 12 $2,900,000 $241,667 $4,176 3.28%
    YORK-HANOVER, PA (FHA|USDA|VA) 13 $2,775,000 $213,462 $4,047 3.00%
    FORT WAYNE, IN (FHA|USDA|VA) 16 $2,770,000 $173,125 $6,232 3.25%
    KNOXVILLE, TN (FHA|USDA|VA) 14 $2,760,000 $197,143 $4,211 3.29%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 10 $2,740,000 $274,000 $5,771 3.39%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 7 $2,575,000 $367,857 $3,289 2.95%
    The Dalles, OR (FHA|USDA|VA) 7 $2,565,000 $366,429 $6,653 3.03%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 8 $2,520,000 $315,000 $5,037 3.11%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 5 $2,405,000 $481,000 $3,207 2.75%
    JACKSONVILLE, FL (FHA|USDA|VA) 7 $2,365,000 $337,857 $9,863 3.75%
    BEND, OR (FHA|USDA|VA) 6 $2,220,000 $370,000 $4,848 3.21%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 10 $2,160,000 $216,000 $6,184 3.83%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 11 $2,095,000 $190,455 $4,701 3.86%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 9 $2,085,000 $231,667 $4,701 2.97%
    NAPA, CA (FHA|USDA|VA) 3 $1,975,000 $658,333 $10,489 3.58%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 7 $1,895,000 $270,714 $5,687 3.13%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 8 $1,870,000 $233,750 $5,117 4.03%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 10 $1,860,000 $186,000 $2,740 3.01%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 5 $1,855,000 $371,000 $4,649 2.80%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 7 $1,825,000 $260,714 $5,647 3.41%
    TOLEDO, OH (FHA|USDA|VA) 14 $1,780,000 $127,143 $5,505 3.22%
    SALEM, OR (FHA|USDA|VA) 6 $1,730,000 $288,333 $8,580 2.75%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 6 $1,700,000 $283,333 $2,427 3.98%
    FORT COLLINS, CO (FHA|USDA|VA) 4 $1,640,000 $410,000 $3,908 2.75%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 4 $1,610,000 $402,500 $4,298 3.97%
    BOULDER, CO (FHA|USDA|VA) 4 $1,600,000 $400,000 $4,753 2.84%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 3 $1,485,000 $495,000 $10,091 4.29%
    FRESNO, CA (FHA|USDA|VA) 5 $1,365,000 $273,000 $3,746 3.33%
    Key West, FL (FHA|USDA|VA) 3 $1,355,000 $451,667 $7,062 3.46%
    Shelbyville, TN (FHA|USDA|VA) 5 $1,315,000 $263,000 $8,306 2.90%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 2 $1,300,000 $650,000 $9,976 3.31%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 6 $1,280,000 $213,333 $4,820 3.35%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 3 $1,165,000 $388,333 $2,042 3.00%
    Cookeville, TN (FHA|USDA|VA) 6 $1,140,000 $190,000 $8,717 3.60%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 4 $1,100,000 $275,000 $2,948 2.72%
    LEBANON, PA (FHA|USDA|VA) 4 $1,090,000 $272,500 $7,184 2.94%
    Hood River, OR (FHA|USDA|VA) 3 $1,025,000 $341,667 $4,152 3.17%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 3 $1,015,000 $338,333 $5,749 3.04%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $2,500 2.88%
    Morehead City, NC (FHA|USDA|VA) 4 $1,000,000 $250,000 $2,372 2.56%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 8 $1,000,000 $125,000 $6,025 3.42%
    ASHEVILLE, NC (FHA|USDA|VA) 3 $975,000 $325,000 $3,768 2.92%
    URBAN HONOLULU, HI (FHA|USDA|VA) 1 $955,000 $955,000 $0 3.75%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 8 $910,000 $113,750 $5,015 3.19%
    Torrington, CT (FHA|USDA|VA) 3 $905,000 $301,667 $1,729 2.25%
    Okeechobee, FL (FHA|USDA|VA) 3 $885,000 $295,000 $8,551 3.38%
    PITTSBURGH, PA (FHA|USDA|VA) 5 $835,000 $167,000 $3,752 3.03%
    Chillicothe, OH (FHA|USDA|VA) 4 $790,000 $197,500 $4,788 3.03%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 3 $775,000 $258,333 $3,497 2.83%
    OCALA, FL (FHA|USDA|VA) 4 $770,000 $192,500 $3,615 4.00%
    AKRON, OH (FHA|USDA|VA) 3 $765,000 $255,000 $3,466 2.46%
    Whitewater, WI (FHA|USDA|VA) 2 $760,000 $380,000 $11,543 3.06%
    SALINAS, CA (FHA|USDA|VA) 2 $760,000 $380,000 $2,930 2.69%
    POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 3 $755,000 $251,667 $0 5.88%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 4 $730,000 $182,500 $0 6.03%
    MADISON, WI (FHA|USDA|VA) 1 $715,000 $715,000 $8,265 2.63%
    FLAGSTAFF, AZ (FHA|USDA|VA) 2 $710,000 $355,000 $2,804 2.63%
    SAVANNAH, GA (FHA|USDA|VA) 2 $700,000 $350,000 $0 4.81%
    ALBUQUERQUE, NM (FHA|USDA|VA) 2 $670,000 $335,000 $4,896 2.56%
    KANKAKEE, IL (FHA|USDA|VA) 4 $660,000 $165,000 $7,405 3.69%
    Boone, NC (FHA|USDA|VA) 2 $660,000 $330,000 $3,833 3.50%
    VISALIA, CA (FHA|USDA|VA) 3 $625,000 $208,333 $3,244 3.46%
    PANAMA CITY, FL (FHA|USDA|VA) 1 $605,000 $605,000 $6,162 3.00%
    LONGVIEW, TX (FHA|USDA|VA) 4 $590,000 $147,500 $5,432 2.97%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $560,000 $280,000 $2,120 2.63%
    WILMINGTON, NC (FHA|USDA|VA) 2 $550,000 $275,000 $3,543 3.19%
    TUCSON, AZ (FHA|USDA|VA) 2 $540,000 $270,000 $3,702 2.56%
    LONGVIEW, WA (FHA|USDA|VA) 1 $535,000 $535,000 $11,812 2.88%
    Easton, MD (FHA|USDA|VA) 1 $515,000 $515,000 $3,935 3.38%
    Laconia, NH (FHA|USDA|VA) 1 $515,000 $515,000 $2,470 3.25%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $515,000 $515,000 $1,791 2.50%
    WACO, TX (FHA|USDA|VA) 2 $500,000 $250,000 $2,550 2.94%
    PROVO-OREM, UT (FHA|USDA|VA) 1 $495,000 $495,000 $0 5.00%
    THE VILLAGES, FL (FHA|USDA|VA) 1 $485,000 $485,000 $4,280 2.88%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 2 $480,000 $240,000 $4,553 3.50%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 2 $480,000 $240,000 $918 2.13%
    Sevierville, TN (FHA|USDA|VA) 2 $470,000 $235,000 $6,544 2.75%
    Lewisburg, TN (FHA|USDA|VA) 2 $460,000 $230,000 $9,258 2.94%
    McMinnville, TN (FHA|USDA|VA) 3 $455,000 $151,667 $6,888 3.08%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 2 $450,000 $225,000 $2,798 3.81%
    SALT LAKE CITY, UT (FHA|USDA|VA) 1 $445,000 $445,000 $1,899 2.50%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 2 $440,000 $220,000 $7,529 3.63%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $425,000 $425,000 $3,004 2.75%
    JACKSONVILLE, NC (FHA|USDA|VA) 2 $420,000 $210,000 $5,797 2.94%
    VALLEJO, CA (FHA|USDA|VA) 1 $405,000 $405,000 $3,250 3.38%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $405,000 $405,000 $7,331 3.63%
    Prineville, OR (FHA|USDA|VA) 1 $405,000 $405,000 $4,925 3.13%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $385,000 $385,000 $5,394 2.25%
    Astoria, OR (FHA|USDA|VA) 1 $385,000 $385,000 $6,381 3.25%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 3 $375,000 $125,000 $5,372 4.88%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $375,000 $375,000 $4,802 2.75%
    BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 2 $370,000 $185,000 $0 6.50%
    ROCHESTER, NY (FHA|USDA|VA) 2 $370,000 $185,000 $0 6.00%
    BAKERSFIELD, CA (FHA|USDA|VA) 1 $365,000 $365,000 $9,691 3.00%
    MONTGOMERY, AL (FHA|USDA|VA) 3 $365,000 $121,667 $3,266 4.21%
    CLEVELAND, TN (FHA|USDA|VA) 2 $350,000 $175,000 $5,701 3.19%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $345,000 $345,000 $2,777 2.63%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $345,000 $345,000 $11,224 2.88%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $335,000 $335,000 $2,629 2.50%
    SANTA FE, NM (FHA|USDA|VA) 1 $335,000 $335,000 $0 6.00%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $335,000 $335,000 $1,156 2.50%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 2 $330,000 $165,000 $4,667 2.88%
    Bonham, TX (FHA|USDA|VA) 1 $325,000 $325,000 $12,022 2.75%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 1 $325,000 $325,000 $11,983 4.88%
    SUMTER, SC (FHA|USDA|VA) 1 $305,000 $305,000 $5,241 2.75%
    BELLINGHAM, WA (FHA|USDA|VA) 1 $305,000 $305,000 $3,612 3.00%
    MANKATO, MN (FHA|USDA|VA) 1 $295,000 $295,000 $7,669 2.75%
    Athens, TN (FHA|USDA|VA) 1 $295,000 $295,000 $9,439 2.88%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $265,000 $265,000 $1,135 2.75%
    BOISE CITY, ID (FHA|USDA|VA) 1 $265,000 $265,000 $5,027 3.00%
    COLUMBIA, SC (FHA|USDA|VA) 1 $265,000 $265,000 $5,849 4.75%
    CORVALLIS, OR (FHA|USDA|VA) 1 $265,000 $265,000 $7,979 3.38%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $265,000 $265,000 $3,599 3.25%
    Huntingdon, PA (FHA|USDA|VA) 1 $255,000 $255,000 $5,709 2.63%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $255,000 $255,000 $11,809 3.25%
    Port Angeles, WA (FHA|USDA|VA) 1 $255,000 $255,000 $7,102 3.00%
    VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $255,000 $255,000 $8,878 3.25%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $245,000 $245,000 $3,323 3.25%
    Ottawa, IL (FHA|USDA|VA) 1 $245,000 $245,000 $10,007 3.75%
    BATON ROUGE, LA (FHA|USDA|VA) 1 $245,000 $245,000 $11,777 2.50%
    Centralia, WA (FHA|USDA|VA) 1 $235,000 $235,000 $4,109 3.38%
    FAYETTEVILLE, NC (FHA|USDA|VA) 1 $235,000 $235,000 $4,619 2.88%
    Picayune, MS (FHA|USDA|VA) 1 $235,000 $235,000 $3,671 3.25%
    Newport, OR (FHA|USDA|VA) 1 $235,000 $235,000 $4,432 2.75%
    Clearlake, CA (FHA|USDA|VA) 1 $235,000 $235,000 $1,156 2.50%
    TYLER, TX (FHA|USDA|VA) 1 $225,000 $225,000 $4,626 2.88%
    RENO, NV (FHA|USDA|VA) 1 $225,000 $225,000 $1,874 2.75%
    Marquette, MI (FHA|USDA|VA) 1 $225,000 $225,000 $1,226 2.25%
    CHICO, CA (FHA|USDA|VA) 1 $215,000 $215,000 $5,749 3.88%
    DOVER, DE (FHA|USDA|VA) 1 $215,000 $215,000 $0 3.88%
    YUBA CITY, CA (FHA|USDA|VA) 1 $215,000 $215,000 $2,613 2.88%
    Duncan, OK (FHA|USDA|VA) 1 $205,000 $205,000 $11,518 2.75%
    Bucyrus-Galion, OH (FHA|USDA|VA) 1 $205,000 $205,000 $4,931 3.00%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 2 $200,000 $100,000 $7,836 3.81%
    ABILENE, TX (FHA|USDA|VA) 1 $195,000 $195,000 $0 5.13%
    TALLAHASSEE, FL (FHA|USDA|VA) 1 $195,000 $195,000 $2,816 3.13%
    Durant, OK (FHA|USDA|VA) 1 $195,000 $195,000 $2,784 2.63%
    Brenham, TX (FHA|USDA|VA) 1 $195,000 $195,000 $4,565 3.38%
    JACKSON, TN (FHA|USDA|VA) 1 $185,000 $185,000 $2,591 3.00%
    Clewiston, FL (FHA|USDA|VA) 1 $185,000 $185,000 $10,318 3.50%
    Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $185,000 $185,000 $5,793 3.63%
    Washington Court House, OH (FHA|USDA|VA) 1 $185,000 $185,000 $7,068 3.75%
    Richmond-Berea, KY (FHA|USDA|VA) 1 $165,000 $165,000 $3,907 4.50%
    PUNTA GORDA, FL (FHA|USDA|VA) 1 $165,000 $165,000 $3,471 2.88%
    Orangeburg, SC (FHA|USDA|VA) 1 $165,000 $165,000 $4,189 3.00%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 1 $165,000 $165,000 $2,121 3.00%
    Mount Vernon, OH (FHA|USDA|VA) 1 $165,000 $165,000 $7,082 3.25%
    Lake City, FL (FHA|USDA|VA) 1 $165,000 $165,000 $9,719 3.25%
    WORCESTER, MA-CT (FHA|USDA|VA) 1 $165,000 $165,000 $4,142 2.88%
    Meadville, PA (FHA|USDA|VA) 1 $145,000 $145,000 $7,033 3.75%
    Coos Bay, OR (FHA|USDA|VA) 1 $145,000 $145,000 $6,060 4.13%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $135,000 $135,000 $3,546 2.75%
    MOBILE, AL (FHA|USDA|VA) 1 $135,000 $135,000 $3,168 2.75%
    ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.88%
    Clarksburg, WV (FHA|USDA|VA) 1 $125,000 $125,000 $0 6.75%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $125,000 $125,000 $4,876 2.75%
    JOHNSON CITY, TN (FHA|USDA|VA) 1 $125,000 $125,000 $4,342 3.13%
    Campbellsville, KY (FHA|USDA|VA) 1 $115,000 $115,000 $5,538 2.63%
    CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $105,000 $105,000 $3,687 2.88%
    JACKSON, MS (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.00%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.75%
    RACINE, WI (FHA|USDA|VA) 1 $105,000 $105,000 $3,268 2.88%
    RICHMOND, VA (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.50%
    Pottsville, PA (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.00%
    NEW BERN, NC (FHA|USDA|VA) 1 $85,000 $85,000 $4,428 3.25%
    ROCKFORD, IL (FHA|USDA|VA) 1 $75,000 $75,000 $3,184 2.63%
    EL PASO, TX (FHA|USDA|VA) 1 $55,000 $55,000 $3,593 3.00%
    Amres Corporation's top markets include Philadelphia, Miami, New York, Dallas, and Austin among others.

    Their top states include:
  • Pennsylvania (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,266 $1,107,580,000 $339,124 $4,122 3.16%
    FHA 463 $117,105,000 $252,927 $9,605 3.09%
    VA 129 $43,135,000 $334,380 $6,572 2.69%
    USDA 25 $4,825,000 $193,000 $6,506 3.14%
    FHA 1 $135,000 $135,000 $0 2.75%

    For 2021, Amres Corporation's most frequently originated type of loan was Conventional, with 3,266 originations. Their 2nd most popular type was FHA, with 463 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,648 $548,000,000 $332,524 $6,857 3.35%
    Refi 1,437 $472,815,000 $329,029 $3,032 2.71%
    Cash Out Refi 795 $251,865,000 $316,811 $4,593 3.46%
    Other 4 $100,000 $25,000 $235 5.13%

    For 2021, Amres Corporation's most frequently cited loan purpose was Home Purchase, with 1,648 originations. The 2nd most popular reason was Refi, with 1,437 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 3,193 $1,063,165,000 $332,967 $5,429 3.28%
    15 Year 474 $142,500,000 $300,633 $2,750 2.35%
    20 Year 118 $39,480,000 $334,576 $2,799 2.69%
    10 Year 49 $11,005,000 $224,592 $2,087 2.44%
    Other 47 $14,515,000 $308,830 $3,075 2.76%
    30+ year 3 $2,115,000 $705,000 $20,282 4.38%

    For 2021, Amres Corporation's most frequently cited loan duration was 30 Year, with 3,193 originations. The 2nd most popular length was 15 Year, with 474 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 1,386 $417,820,000 $301,457
    $<1k 1,384 $482,810,000 $348,851
    $2k-3k 294 $76,080,000 $258,776
    $3k-4k 232 $62,860,000 $270,948
    $5k+ 188 $86,640,000 $460,851
    $4k-5k 134 $38,630,000 $288,284

    Amres Corporation's average total fees were $5,429, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,386 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 1,369 $456,225,000 $333,254
    3-4% 1,276 $375,560,000 $294,326
    <2.5% 873 $305,825,000 $350,315
    4-5% 176 $79,480,000 $451,591
    5-6% 96 $36,840,000 $383,750
    6-7% 63 $13,685,000 $217,222
    7-8% 23 $3,565,000 $155,000
    Over 8% 8 $1,600,000 $200,000

    During 2021, Amres Corporation's average interest rate for loans was 3.28%, while their most frequently originated rate bucket for loans was 2.5-3%, with 1,369 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,940 $567,690,000 $292,624 $4,895 2.99%
    $400k-600k 840 $399,240,000 $475,286 $4,786 2.91%
    $100k-200k 804 $125,610,000 $156,231 $4,428 3.44%
    $100,000 or less 128 $10,000,000 $78,125 $3,980 4.09%
    $600k-1MM 116 $83,550,000 $720,259 $7,929 3.50%
    $1MM+ 56 $86,690,000 $1,548,036 $15,032 4.23%

    2021 saw Amres Corporation place emphasis on $200k-400k loans with 1,940 originations, totaling $567,690,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,101 $381,425,000 $346,435 $4,200 2.83%
    $150k-250k 690 $266,450,000 $386,159 $4,253 2.88%
    $50k-75k 610 $142,100,000 $232,951 $5,960 3.11%
    $75k-100k 594 $175,240,000 $295,017 $5,348 3.01%
    $50k or less 482 $100,370,000 $208,237 $5,339 3.50%
    $250k+ 237 $131,705,000 $555,717 $5,839 3.12%

    Amres Corporation lent most frequently to those with incomes in the $100k-150k range, with 1,101 originations. The second most popular income band? $150k-250k, with 690 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 796 $259,490,000 $325,992 $3,775 2.84%
    30-36% 668 $220,670,000 $330,344 $4,473 2.95%
    <20% 367 $113,965,000 $310,531 $4,146 3.20%
    44% 147 $46,435,000 $315,884 $5,722 3.14%
    40% 144 $45,540,000 $316,250 $5,070 3.14%
    50-60% 144 $42,880,000 $297,778 $9,800 3.02%
    37% 144 $48,950,000 $339,931 $4,689 3.03%
    43% 137 $43,025,000 $314,051 $5,453 3.03%
    49% 132 $44,270,000 $335,379 $6,001 3.06%
    41% 128 $39,510,000 $308,672 $5,215 3.02%
    39% 127 $40,115,000 $315,866 $4,842 2.99%
    42% 121 $38,245,000 $316,074 $5,106 3.05%
    38% 121 $43,215,000 $357,149 $5,472 3.00%
    45% 118 $37,500,000 $317,797 $5,159 3.01%
    48% 103 $28,735,000 $278,981 $5,774 3.08%
    36% 101 $34,255,000 $339,158 $5,086 2.91%
    46% 94 $29,040,000 $308,936 $5,168 3.03%
    47% 88 $29,360,000 $333,636 $6,478 3.04%
    >60% 21 $7,895,000 $375,952 $11,884 5.62%

    Amres Corporation lent most frequently to those with DTI ratios of 20-30%, with 796 originations. The next most common DTI ratio? 30-36%, with 668 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,783 $555,485,000 $311,545 $5,475 3.16%
    Asian 920 $323,670,000 $351,815 $3,070 2.68%
    Not provided 565 $182,725,000 $323,407 $5,179 3.08%
    Not applicable 164 $73,020,000 $445,244 $0 5.73%
    Black 280 $72,100,000 $257,500 $7,480 3.17%
    Asian Indian 120 $49,010,000 $408,417 $3,379 2.70%
    Other Asian 12 $4,410,000 $367,500 $7,493 3.40%
    Chinese 7 $3,405,000 $486,429 $4,441 3.57%
    American Indian 12 $2,880,000 $240,000 $7,467 3.27%
    Vietnamese 11 $2,695,000 $245,000 $9,488 4.58%
    Filipino 6 $1,600,000 $266,667 $3,994 3.02%
    Korean 1 $1,255,000 $1,255,000 $18,174 4.13%
    Guamanian 1 $255,000 $255,000 $3,639 3.00%
    Other Pacific Islander 1 $185,000 $185,000 $9,067 3.75%
    Native Hawaiian or Islander 1 $85,000 $85,000 $6,902 4.25%

    Approval Rates

    Total approvals of all applications
    93.56%

    Amres Corporation has an average approval rate.

    Pick Rate

    Approvals leading to origination
    70.98%

    Amres Corporation has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 3,884 $1,272,780,000 $327,698

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    3,884 $1,272,780,000 $327,698

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 98 $23,240,000 $237,143 $3,138 2.86%
    40-60% 568 $179,070,000 $315,264 $3,242 2.84%
    60-80% 1,767 $606,215,000 $343,076 $4,143 3.29%
    80-100% 1,416 $455,150,000 $321,434 $6,528 3.08%
    Over 100% 17 $6,035,000 $355,000 $11,528 2.88%
    Under 20% 18 $3,070,000 $170,556 $2,026 3.21%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    AMERISAVE MORTGAGE CORPORATION Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 212 44.5%
    AMERISAVE MORTGAGE CORPORATION VA mortgage Trouble during payment process 3 0.6%
    AMERISAVE MORTGAGE CORPORATION VA mortgage Closing on a mortgage 3 0.6%
    AMERISAVE MORTGAGE CORPORATION VA mortgage Applying for a mortgage or refinancing an existing mortgage 23 4.8%
    AMERISAVE MORTGAGE CORPORATION Other type of mortgage Trouble during payment process 1 0.2%
    AMERISAVE MORTGAGE CORPORATION Other type of mortgage Improper use of your report 1 0.2%
    AMERISAVE MORTGAGE CORPORATION Other type of mortgage Closing on a mortgage 2 0.4%
    AMERISAVE MORTGAGE CORPORATION Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 14 2.9%
    AMERISAVE MORTGAGE CORPORATION Home equity loan or line of credit (HELOC) Closing on a mortgage 1 0.2%
    AMERISAVE MORTGAGE CORPORATION Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 1 0.2%
    AMERISAVE MORTGAGE CORPORATION FHA mortgage Trouble during payment process 1 0.2%
    AMERISAVE MORTGAGE CORPORATION FHA mortgage Incorrect information on your report 1 0.2%
    AMERISAVE MORTGAGE CORPORATION FHA mortgage Closing on a mortgage 4 0.8%
    AMERISAVE MORTGAGE CORPORATION FHA mortgage Applying for a mortgage or refinancing an existing mortgage 35 7.4%
    AMERISAVE MORTGAGE CORPORATION Conventional home mortgage Trouble during payment process 65 13.7%
    AMERISAVE MORTGAGE CORPORATION Conventional home mortgage Struggling to pay mortgage 1 0.2%
    AMERISAVE MORTGAGE CORPORATION Conventional home mortgage Improper use of your report 3 0.6%
    AMERISAVE MORTGAGE CORPORATION Conventional home mortgage Closing on a mortgage 105 22.1%