Amres Corporation Mortgage Rates, Fees & Info

Hummelstown, PA

LEI: 54930065B0NVUO52TY13

Tax ID: 47-3705377

5 stars - out of 5 stars, based on 63 reviews

2020 Data | 2019 Data | 2018 Data


Overview

Amres Corporation is a small mortgage company specializing in Refi and Home Purchase loans. Amres Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Montgomery County, Dallas, Austin, Fort Lauderdale, and Chicago among others. They have an above average approval rate for mortages when compared nationally -- and they have a below average pick rate when compared to the same sample of other lendors. Amres Corporation is typically an average fee lendor.


Originations

3,912

Origination Dollar Volume (All Markets)

$1,159,030,000
Show all (33) awards

Relative Rate

Amres Corporation's average 30 year fixed rate mortgage of loans were 3.16%.

The 2020 average 30 year fixed rate mortgage across all markets of loans were 3.36%.

This yields a difference of -0.2%.

Relative Fees

Amres Corporation's average total fees for a 30 year fixed rate mortgage are $5,064.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $5,021.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA (FHA|USDA|VA) 464 $146,980,000 $316,767 $4,104 2.93%
DALLAS-PLANO-IRVING, TX (FHA|USDA|VA) 353 $125,315,000 $355,000 $2,960 2.80%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 208 $73,380,000 $352,788 $2,557 2.71%
Outside of Metro Areas 168 $52,680,000 $313,571 $4,607 3.00%
FORT LAUDERDALE-POMPANO BEACH-SUNRISE, FL (FHA|USDA|VA) 153 $47,885,000 $312,974 $6,468 3.27%
CHICAGO-NAPERVILLE-EVANSTON, IL (FHA|USDA|VA) 198 $47,560,000 $240,202 $5,365 3.26%
PHILADELPHIA, PA (FHA|USDA|VA) 195 $44,095,000 $226,128 $4,979 3.35%
NEWARK, NJ-PA (FHA|USDA|VA) 108 $36,720,000 $340,000 $4,303 3.06%
NEW BRUNSWICK-LAKEWOOD, NJ (FHA|USDA|VA) 96 $31,410,000 $327,188 $5,251 2.93%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 86 $30,710,000 $357,093 $4,517 2.90%
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ (FHA|USDA|VA) 72 $25,810,000 $358,472 $7,562 3.17%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 92 $24,990,000 $271,630 $4,702 3.05%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 83 $22,915,000 $276,084 $3,566 3.00%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 89 $21,555,000 $242,191 $7,680 3.50%
Outside of Metro Areas 93 $20,875,000 $224,462 $5,725 3.29%
LOS ANGELES-LONG BEACH-GLENDALE, CA (FHA|USDA|VA) 49 $20,205,000 $412,347 $2,219 2.92%
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL (FHA|USDA|VA) 62 $19,920,000 $321,290 $6,396 3.31%
RALEIGH-CARY, NC (FHA|USDA|VA) 64 $19,610,000 $306,406 $2,256 2.88%
MIAMI-MIAMI BEACH-KENDALL, FL (FHA|USDA|VA) 61 $19,495,000 $319,590 $7,122 3.39%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 51 $16,125,000 $316,176 $4,062 3.08%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 64 $14,990,000 $234,219 $4,348 2.92%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 51 $13,935,000 $273,235 $5,498 3.08%
CAMDEN, NJ (FHA|USDA|VA) 53 $11,545,000 $217,830 $3,807 3.00%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 35 $11,285,000 $322,429 $4,530 3.07%
ANAHEIM-SANTA ANA-IRVINE, CA (FHA|USDA|VA) 22 $10,850,000 $493,182 $3,850 3.02%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 38 $10,330,000 $271,842 $4,429 3.11%
FREDERICK-GAITHERSBURG-ROCKVILLE, MD (FHA|USDA|VA) 23 $9,715,000 $422,391 $2,222 2.88%
FORT WORTH-ARLINGTON-GRAPEVINE, TX (FHA|USDA|VA) 33 $9,055,000 $274,394 $5,811 3.22%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 44 $8,850,000 $201,136 $6,369 3.34%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 23 $8,475,000 $368,478 $3,265 2.89%
LANCASTER, PA (FHA|USDA|VA) 33 $8,205,000 $248,636 $5,304 3.11%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 25 $6,805,000 $272,200 $4,515 3.16%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 13 $6,335,000 $487,308 $3,405 3.04%
ELGIN, IL (FHA|USDA|VA) 29 $6,325,000 $218,103 $5,065 2.97%
OAKLAND-BERKELEY-LIVERMORE, CA (FHA|USDA|VA) 15 $6,145,000 $409,667 $4,017 3.02%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 19 $6,125,000 $322,368 $3,768 3.16%
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV (FHA|USDA|VA) 19 $5,485,000 $288,684 $8,454 3.28%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 15 $5,315,000 $354,333 $3,279 2.75%
SEATTLE-BELLEVUE-KENT, WA (FHA|USDA|VA) 13 $5,165,000 $397,308 $2,100 2.89%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 18 $5,060,000 $281,111 $6,295 3.03%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 16 $4,670,000 $291,875 $4,078 2.81%
FORT WAYNE, IN (FHA|USDA|VA) 35 $4,535,000 $129,571 $4,761 3.38%
LAKE COUNTY-KENOSHA COUNTY, IL-WI (FHA|USDA|VA) 16 $4,510,000 $281,875 $3,345 3.02%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 17 $4,395,000 $258,529 $4,488 2.79%
EAST STROUDSBURG, PA (FHA|USDA|VA) 22 $4,340,000 $197,273 $4,903 3.24%
COLUMBUS, OH (FHA|USDA|VA) 24 $4,310,000 $179,583 $6,268 3.21%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 18 $4,250,000 $236,111 $3,663 3.04%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 16 $3,980,000 $248,750 $3,946 2.86%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 9 $3,545,000 $393,889 $1,926 3.03%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 16 $3,510,000 $219,375 $4,491 3.09%
BEND, OR (FHA|USDA|VA) 9 $3,385,000 $376,111 $5,689 3.22%
SALISBURY, MD-DE (FHA|USDA|VA) 16 $3,240,000 $202,500 $2,127 2.90%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 9 $3,045,000 $338,333 $4,354 3.19%
HUNTSVILLE, AL (FHA|USDA|VA) 14 $3,030,000 $216,429 $7,987 3.56%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 13 $3,005,000 $231,154 $4,955 3.24%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 7 $3,005,000 $429,286 $1,938 3.09%
READING, PA (FHA|USDA|VA) 14 $2,920,000 $208,571 $3,216 2.96%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 14 $2,830,000 $202,143 $4,161 3.27%
NORTH PORT-SARASOTA-BRADENTON, FL (FHA|USDA|VA) 9 $2,605,000 $289,444 $5,495 3.04%
WINSTON-SALEM, NC (FHA|USDA|VA) 12 $2,600,000 $216,667 $4,358 3.14%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 9 $2,515,000 $279,444 $4,945 2.93%
SALEM, OR (FHA|USDA|VA) 7 $2,305,000 $329,286 $4,351 3.64%
PITTSBURGH, PA (FHA|USDA|VA) 7 $1,985,000 $283,571 $4,996 3.11%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 8 $1,950,000 $243,750 $5,412 3.17%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 10 $1,890,000 $189,000 $6,529 3.41%
FORT COLLINS, CO (FHA|USDA|VA) 5 $1,715,000 $343,000 $2,089 2.58%
JACKSONVILLE, FL (FHA|USDA|VA) 6 $1,660,000 $276,667 $7,689 3.42%
WILMINGTON, DE-MD-NJ (FHA|USDA|VA) 6 $1,610,000 $268,333 $4,550 3.12%
DECATUR, AL (FHA|USDA|VA) 7 $1,525,000 $217,857 $6,818 3.52%
VALLEJO, CA (FHA|USDA|VA) 4 $1,450,000 $362,500 $4,346 3.22%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 6 $1,430,000 $238,333 $6,275 3.15%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 5 $1,345,000 $269,000 $2,945 3.25%
WARREN-TROY-FARMINGTON HILLS, MI (FHA|USDA|VA) 5 $1,335,000 $267,000 $4,064 3.03%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 4 $1,230,000 $307,500 $3,776 3.66%
OCEAN CITY, NJ (FHA|USDA|VA) 5 $1,195,000 $239,000 $3,535 2.78%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 5 $1,145,000 $229,000 $8,810 3.28%
WILMINGTON, NC (FHA|USDA|VA) 4 $1,100,000 $275,000 $3,057 3.06%
TACOMA-LAKEWOOD, WA (FHA|USDA|VA) 2 $1,090,000 $545,000 $12,513 3.00%
PORT ST. LUCIE, FL (FHA|USDA|VA) 5 $1,075,000 $215,000 $3,984 3.23%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 4 $1,060,000 $265,000 $6,919 3.63%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 4 $1,060,000 $265,000 $5,826 3.91%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 5 $1,045,000 $209,000 $5,701 3.55%
SAN RAFAEL, CA (FHA|USDA|VA) 1 $995,000 $995,000 $6,145 2.63%
KANKAKEE, IL (FHA|USDA|VA) 6 $980,000 $163,333 $5,083 3.44%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 5 $955,000 $191,000 $5,430 3.38%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 6 $950,000 $158,333 $4,375 3.00%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $950,000 $475,000 $10,327 3.38%
EL PASO, TX (FHA|USDA|VA) 4 $950,000 $237,500 $5,344 2.50%
STOCKTON, CA (FHA|USDA|VA) 2 $940,000 $470,000 $1,375 2.63%
SEBASTIAN-VERO BEACH, FL (FHA|USDA|VA) 2 $900,000 $450,000 $2,484 3.13%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 3 $865,000 $288,333 $4,348 2.83%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 3 $865,000 $288,333 $3,588 3.42%
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA (FHA|USDA|VA) 2 $790,000 $395,000 $4,729 3.00%
FRESNO, CA (FHA|USDA|VA) 2 $750,000 $375,000 $3,481 3.25%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 2 $740,000 $370,000 $1,976 2.81%
GARY, IN (FHA|USDA|VA) 4 $700,000 $175,000 $6,027 3.59%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $700,000 $350,000 $5,913 3.19%
MODESTO, CA (FHA|USDA|VA) 2 $690,000 $345,000 $1,011 3.06%
DAYTON-KETTERING, OH (FHA|USDA|VA) 6 $670,000 $111,667 $4,891 3.27%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 2 $670,000 $335,000 $6,477 3.00%
STATE COLLEGE, PA (FHA|USDA|VA) 3 $665,000 $221,667 $4,287 2.58%
KNOXVILLE, TN (FHA|USDA|VA) 4 $660,000 $165,000 $3,962 2.97%
GREELEY, CO (FHA|USDA|VA) 2 $630,000 $315,000 $1,446 3.00%
DETROIT-DEARBORN-LIVONIA, MI (FHA|USDA|VA) 2 $620,000 $310,000 $2,865 3.19%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 2 $610,000 $305,000 $2,609 2.94%
BOULDER, CO (FHA|USDA|VA) 2 $610,000 $305,000 $1,418 2.56%
TOLEDO, OH (FHA|USDA|VA) 4 $540,000 $135,000 $5,516 3.13%
AKRON, OH (FHA|USDA|VA) 2 $500,000 $250,000 $2,650 2.75%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $475,000 $475,000 $3,450 2.50%
FAYETTEVILLE, NC (FHA|USDA|VA) 2 $420,000 $210,000 $6,150 2.69%
OKLAHOMA CITY, OK (FHA|USDA|VA) 1 $415,000 $415,000 $2,821 2.38%
MADISON, WI (FHA|USDA|VA) 1 $415,000 $415,000 $3,084 3.38%
MIDLAND, TX (FHA|USDA|VA) 2 $410,000 $205,000 $5,474 3.75%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $405,000 $405,000 $10,391 4.25%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $400,000 $200,000 $5,294 3.19%
RENO, NV (FHA|USDA|VA) 1 $395,000 $395,000 $3,380 2.50%
COLUMBIA, SC (FHA|USDA|VA) 2 $380,000 $190,000 $4,489 3.25%
ASHEVILLE, NC (FHA|USDA|VA) 1 $375,000 $375,000 $1,215 3.25%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $365,000 $365,000 $2,146 2.75%
SALT LAKE CITY, UT (FHA|USDA|VA) 1 $365,000 $365,000 $1,650 3.25%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $360,000 $180,000 $7,359 3.25%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $350,000 $175,000 $2,687 2.94%
BURLINGTON, NC (FHA|USDA|VA) 2 $350,000 $175,000 $3,699 2.69%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 3 $345,000 $115,000 $4,673 3.33%
BAKERSFIELD, CA (FHA|USDA|VA) 2 $340,000 $170,000 $4,616 2.94%
MOBILE, AL (FHA|USDA|VA) 2 $340,000 $170,000 $1,196 3.38%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $335,000 $335,000 $6,196 3.13%
ROCKY MOUNT, NC (FHA|USDA|VA) 2 $330,000 $165,000 $3,898 2.44%
LONGVIEW, WA (FHA|USDA|VA) 1 $325,000 $325,000 $9,850 3.25%
GAINESVILLE, FL (FHA|USDA|VA) 2 $320,000 $160,000 $1,639 3.19%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $315,000 $315,000 $11,062 2.75%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $315,000 $315,000 $1,589 2.88%
MORRISTOWN, TN (FHA|USDA|VA) 1 $315,000 $315,000 $3,760 3.88%
NILES, MI (FHA|USDA|VA) 1 $295,000 $295,000 $1,106 2.50%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $285,000 $285,000 $15,498 3.75%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $275,000 $275,000 $3,263 2.50%
ABILENE, TX (FHA|USDA|VA) 1 $275,000 $275,000 $4,692 2.50%
BELLINGHAM, WA (FHA|USDA|VA) 1 $275,000 $275,000 $6,471 3.63%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $275,000 $275,000 $2,925 2.50%
PUEBLO, CO (FHA|USDA|VA) 1 $255,000 $255,000 $3,055 3.88%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $255,000 $255,000 $9,295 2.75%
AMARILLO, TX (FHA|USDA|VA) 1 $255,000 $255,000 $7,428 3.75%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $245,000 $245,000 $776 2.75%
ROCKFORD, IL (FHA|USDA|VA) 2 $240,000 $120,000 $5,759 3.13%
SPRINGFIELD, IL (FHA|USDA|VA) 2 $240,000 $120,000 $4,430 3.94%
DOVER, DE (FHA|USDA|VA) 1 $235,000 $235,000 $2,834 2.25%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $235,000 $235,000 $4,245 2.63%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $235,000 $235,000 $4,312 2.88%
TUCSON, AZ (FHA|USDA|VA) 1 $215,000 $215,000 $4,290 2.50%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $215,000 $215,000 $1,630 3.25%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $215,000 $215,000 $4,479 3.38%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $205,000 $205,000 $6,799 3.75%
LEBANON, PA (FHA|USDA|VA) 1 $185,000 $185,000 $4,678 2.50%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1 $185,000 $185,000 $6,006 3.75%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $185,000 $185,000 $7,267 3.25%
MEDFORD, OR (FHA|USDA|VA) 1 $175,000 $175,000 $3,315 2.38%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $175,000 $175,000 $3,895 3.13%
THE VILLAGES, FL (FHA|USDA|VA) 1 $175,000 $175,000 $3,831 3.25%
GREENVILLE, NC (FHA|USDA|VA) 1 $165,000 $165,000 $3,733 3.63%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $165,000 $165,000 $5,626 4.50%
OCALA, FL (FHA|USDA|VA) 1 $155,000 $155,000 $6,537 3.50%
FLORENCE, SC (FHA|USDA|VA) 1 $145,000 $145,000 $5,805 3.25%
MONROE, MI (FHA|USDA|VA) 1 $145,000 $145,000 $7,240 3.25%
NAPA, CA (FHA|USDA|VA) 1 $135,000 $135,000 $3,750 2.75%
VISALIA, CA (FHA|USDA|VA) 1 $135,000 $135,000 $4,875 4.13%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $125,000 $125,000 $3,759 2.88%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $125,000 $125,000 $3,899 4.63%
LONGVIEW, TX (FHA|USDA|VA) 1 $115,000 $115,000 $4,127 2.88%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $105,000 $105,000 $2,692 3.50%

Amres Corporation's top markets include Montgomery County, Dallas, Austin, Fort Lauderdale, and Chicago among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 3,097 $950,565,000 $306,931 $3,579 3.00%
FHA 597 $147,785,000 $247,546 $9,312 3.37%
VA 184 $54,160,000 $294,348 $5,322 2.99%
USDA 34 $6,520,000 $191,765 $6,432 3.21%

For the 2020 period, Amres Corporation's most frequently originated loan type of loans were Conventional, with 3,097 originations. Their 2nd most popular type is FHA, with 597 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Refi 2,158 $686,560,000 $318,146 $3,131 2.86%
Home Purchase 1,318 $354,780,000 $269,181 $6,866 3.31%
Cash Out Refi 436 $117,690,000 $269,931 $4,668 3.26%

For the 2020, Amres Corporation's most frequently cited loan purpose of loans were Refi, with 2,158 originations. The 2nd most popular reason of loans were Home Purchase, with 1,318 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 3,030 $899,930,000 $297,007 $5,064 3.16%
15 Year 569 $165,795,000 $291,380 $2,778 2.59%
20 Year 181 $57,475,000 $317,541 $3,044 2.95%
Other 99 $28,535,000 $288,232 $2,973 2.97%
10 Year 33 $7,295,000 $221,061 $2,238 2.50%

For the 2020, Amres Corporation's most frequently cited loan length of loans were 30 Year, with 3,030 originations. The 2nd most popular length of loans were 15 Year, with 569 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 1,581 $443,755,000 $280,680
$<1k 1,559 $518,835,000 $332,800
$3k-4k 370 $93,610,000 $253,000
$2k-3k 279 $62,485,000 $223,961
$5k+ 122 $40,120,000 $328,852

$5,064 of loans were Amres Corporation's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 1,581 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 1,623 $514,485,000 $316,996
3-4% 1,394 $372,320,000 $267,088
<2.5% 695 $226,185,000 $325,446
4-5% 185 $41,915,000 $226,568
5-6% 11 $3,095,000 $281,364
6-7% 2 $720,000 $360,000
Over 8% 2 $310,000 $155,000

During 2020, Amres Corporation's average interest rate of loans were 3.16%, while their most frequently originated rate bucket of loans were 2.5-3%, with 1,623 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 2,237 $662,325,000 $296,077 $4,651 3.01%
$100k-200k 822 $128,520,000 $156,350 $4,490 3.27%
$400k-600k 737 $340,135,000 $461,513 $4,377 2.92%
$100,000 or less 85 $6,705,000 $78,882 $4,016 3.53%
$600k-1MM 31 $21,345,000 $688,548 $5,872 3.10%

2020 saw Amres Corporation place emphasis on $200k-400k loans with 2,237 originations, totaling $662,325,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$100k-150k 1,167 $382,605,000 $327,853 $3,927 2.96%
$150k-250k 758 $277,580,000 $366,201 $3,803 2.92%
$50k-75k 650 $143,910,000 $221,400 $5,763 3.27%
$75k-100k 615 $171,975,000 $279,634 $5,251 3.12%
$50k or less 509 $103,885,000 $204,096 $5,223 3.22%
$250k+ 210 $78,040,000 $371,619 $3,524 2.95%

Amres Corporation lent most frequently to those with incomes in the $100k-150k range, with 1,167 originations. The second most popular income band? $150k-250k, with 758 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 906 $279,490,000 $308,488 $3,414 2.91%
30-36% 719 $216,915,000 $301,690 $4,217 3.02%
<20% 416 $122,400,000 $294,231 $3,485 2.88%
50-60% 169 $45,605,000 $269,852 $9,682 3.35%
44% 144 $39,340,000 $273,194 $4,744 3.21%
43% 143 $42,895,000 $299,965 $5,039 3.25%
40% 141 $42,255,000 $299,681 $5,061 3.17%
39% 137 $40,615,000 $296,460 $4,719 3.20%
38% 135 $39,885,000 $295,444 $4,487 3.17%
42% 128 $35,790,000 $279,609 $5,117 3.16%
36% 126 $36,800,000 $292,063 $4,664 3.12%
37% 121 $37,285,000 $308,140 $4,415 3.09%
41% 119 $35,565,000 $298,866 $5,329 3.17%
49% 114 $30,360,000 $266,316 $5,399 3.19%
46% 98 $28,300,000 $288,776 $5,347 3.19%
45% 93 $26,825,000 $288,441 $5,720 3.25%
47% 90 $25,190,000 $279,889 $6,012 3.08%
48% 83 $25,205,000 $303,675 $5,793 3.16%
>60% 30 $8,310,000 $277,000 $5,303 3.23%

Amres Corporation lent most frequently to those with DTI ratios of 20-30%, with 906 originations. The next most common DTI ratio? 30-36%, with 719 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 1,849 $522,255,000 $282,453 $5,019 3.17%
Asian 1,010 $340,650,000 $337,277 $2,768 2.76%
Not provided 688 $209,490,000 $304,491 $4,724 3.07%
Black 346 $81,170,000 $234,595 $7,037 3.34%
American Indian 7 $2,505,000 $357,857 $3,591 2.91%
Korean 10 $2,340,000 $234,000 $4,000 3.38%
Native Hawaiian 1 $355,000 $355,000 $9,663 3.75%
Filipino 1 $265,000 $265,000 $8,413 2.50%

Approval Rates

Total approvals of all applications
91.26%

Amres Corporation has an average approval rate.

Pick Rate

Approvals leading to origination
69.52%

Amres Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
NA 3,912 $1,159,030,000 $296,276

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
Single Family (1-4 Units):Manufactured 19 $3,145,000 $165,526
Single Family (1-4 Units):Site-Built 3,893 $1,155,885,000 $296,914

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 92 $20,920,000 $227,391 $3,215 2.93%
40-60% 541 $156,565,000 $289,399 $3,150 2.87%
60-80% 1,624 $507,860,000 $312,722 $3,509 2.99%
80-100% 1,628 $465,340,000 $285,835 $6,072 3.20%
Over 100% 22 $7,580,000 $344,545 $11,119 3.30%
Under 20% 5 $765,000 $153,000 $2,680 3.53%