Genisys Mortgage Rates, Fees & Info

Auburn Hills, MI

LEI: 549300QIUZLVR1OLDH55

Tax ID: 38-1445060

5 stars - Updated: 12/16/24 - out of 5 stars, based on 51 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Relative Rates
  • Relative Fees
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Genisys is a smaller mortgage company specializing in Home Purchase loans. Genisys has a high proportion of conventional loans. Their top markets by origination volume include: Detroit, Flint, Minneapolis, Lansing, and Ann Arbor among others. We have data for 84 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Genisys has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Genisys is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 5.73% 12/16/24
    30 Year Conventional Purchase 6.01% 12/16/24
    30 Year Conventional Refi 6.06% 12/16/24
    30 Year Cash-out Refi 6.38% 12/16/24
    15 Year Conventional Purchase 5.97% 12/16/24
    15 Year Conventional Refi 6.35% 12/16/24
    15 Year Cash-out Refi 6.35% 12/16/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Genisys Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Genisys. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    2,650

    Origination Dollar Volume (All Markets)

    $344,300,000
    Show all (7) awards

    Relative Rate

    Genisys's average 30 year fixed mortgage rate was 6.64%.

    The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

    This yields a difference of 0.16%.

    Relative Fees (Closing Costs)

    Genisys's average total fees/closing costs for a 30 year fixed rate mortgage were $3,499.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 2,002 $234,650,000 $117,208 $1,323 8.13%
    FLINT, MI (FHA|USDA|VA) 203 $22,425,000 $110,468 $1,601 8.08%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 120 $14,500,000 $120,833 $1,476 8.56%
    Outside of Metro Areas 94 $13,380,000 $142,340 $2,231 7.43%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 19 $11,895,000 $626,053 $2,917 7.17%
    ANN ARBOR, MI (FHA|USDA|VA) 22 $5,360,000 $243,636 $1,603 8.10%
    Traverse City, MI (FHA|USDA|VA) 7 $5,025,000 $717,857 $5,235 7.07%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 25 $3,825,000 $153,000 $1,302 7.93%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 5 $3,155,000 $631,000 $4,170 7.12%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 5 $2,945,000 $589,000 $5,539 6.60%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 9 $1,925,000 $213,889 $2,591 7.44%
    RALEIGH-CARY, NC (FHA|USDA|VA) 4 $1,900,000 $475,000 $4,871 7.03%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 5 $1,685,000 $337,000 $5,033 7.43%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 11 $1,625,000 $147,727 $1,911 7.59%
    MONROE, MI (FHA|USDA|VA) 10 $1,520,000 $152,000 $2,091 8.56%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 3 $1,165,000 $388,333 $3,933 7.25%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 3 $1,015,000 $338,333 $4,962 8.58%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 4 $990,000 $247,500 $5,629 8.59%
    SAGINAW, MI (FHA|USDA|VA) 4 $680,000 $170,000 $1,149 7.19%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 3 $655,000 $218,333 $233 7.16%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 3 $615,000 $205,000 $4,533 7.67%
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 2 $610,000 $305,000 $8,858 5.94%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $605,000 $605,000 $4,373 5.75%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $585,000 $585,000 $4,401 6.25%
    Adrian, MI (FHA|USDA|VA) 7 $545,000 $77,857 $981 8.49%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 3 $515,000 $171,667 $0 9.50%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 2 $510,000 $255,000 $4,470 6.88%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1 $505,000 $505,000 $0 8.50%
    Big Rapids, MI (FHA|USDA|VA) 1 $405,000 $405,000 $4,642 5.63%
    LANCASTER, PA (FHA|USDA|VA) 2 $390,000 $195,000 $5,881 6.31%
    MIDLAND, MI (FHA|USDA|VA) 2 $390,000 $195,000 $2,834 6.81%
    TOLEDO, OH (FHA|USDA|VA) 4 $350,000 $87,500 $2,772 7.06%
    BOULDER, CO (FHA|USDA|VA) 1 $345,000 $345,000 $2,160 6.99%
    Albert Lea, MN (FHA|USDA|VA) 1 $345,000 $345,000 $4,857 6.50%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $335,000 $335,000 $3,359 6.38%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $315,000 $315,000 $3,950 6.00%
    Alpena, MI (FHA|USDA|VA) 1 $315,000 $315,000 $5,575 6.88%
    Sault Ste. Marie, MI (FHA|USDA|VA) 1 $315,000 $315,000 $3,170 6.75%
    JACKSON, MI (FHA|USDA|VA) 2 $310,000 $155,000 $1,755 7.31%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 3 $285,000 $95,000 $230 7.58%
    Findlay, OH (FHA|USDA|VA) 1 $285,000 $285,000 $3,190 6.88%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $275,000 $275,000 $4,516 6.75%
    Alamogordo, NM (FHA|USDA|VA) 1 $255,000 $255,000 $2,656 6.88%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 2 $250,000 $125,000 $0 9.50%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $235,000 $235,000 $2,555 6.38%
    BATTLE CREEK, MI (FHA|USDA|VA) 2 $230,000 $115,000 $1,718 7.18%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 1 $225,000 $225,000 $2,475 6.25%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $215,000 $215,000 $3,396 6.63%
    ROCHESTER, MN (FHA|USDA|VA) 1 $215,000 $215,000 $3,196 6.63%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $210,000 $105,000 $197 7.50%
    Mount Pleasant, MI (FHA|USDA|VA) 3 $205,000 $68,333 $1,754 6.79%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 1 $195,000 $195,000 $3,296 6.00%
    Clarksburg, WV (FHA|USDA|VA) 1 $185,000 $185,000 $3,561 7.25%
    Brownsville, TN (FHA|USDA|VA) 1 $185,000 $185,000 $3,131 6.50%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $175,000 $175,000 $2,315 6.13%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1 $175,000 $175,000 $3,536 6.38%
    Cadillac, MI (FHA|USDA|VA) 1 $175,000 $175,000 $2,614 5.75%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 3 $155,000 $51,667 $221 7.91%
    Lebanon, NH-VT (FHA|USDA|VA) 1 $155,000 $155,000 $0 8.50%
    KOKOMO, IN (FHA|USDA|VA) 1 $145,000 $145,000 $2,191 5.88%
    COLUMBUS, OH (FHA|USDA|VA) 2 $140,000 $70,000 $230 6.74%
    Arcadia, FL (FHA|USDA|VA) 1 $135,000 $135,000 $2,523 6.63%
    BAY CITY, MI (FHA|USDA|VA) 1 $115,000 $115,000 $2,479 6.00%
    Jefferson, GA (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.50%
    Marinette, WI-MI (FHA|USDA|VA) 1 $75,000 $75,000 $790 7.24%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $65,000 $65,000 $242 7.24%
    Angola, IN (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.00%
    Fremont, OH (FHA|USDA|VA) 1 $55,000 $55,000 $3,378 6.63%
    Red Wing, MN (FHA|USDA|VA) 1 $45,000 $45,000 $242 8.99%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $45,000 $45,000 $238 8.24%
    PITTSBURGH, PA (FHA|USDA|VA) 1 $45,000 $45,000 $0 12.50%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $45,000 $45,000 $312 6.99%
    PUNTA GORDA, FL (FHA|USDA|VA) 1 $35,000 $35,000 $227 6.99%
    Pullman, WA (FHA|USDA|VA) 1 $35,000 $35,000 $217 6.74%
    READING, PA (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.50%
    Coldwater, MI (FHA|USDA|VA) 1 $35,000 $35,000 $0 11.50%
    DULUTH, MN-WI (FHA|USDA|VA) 1 $25,000 $25,000 $242 8.49%
    Alma, MI (FHA|USDA|VA) 1 $25,000 $25,000 $208 7.24%
    Holland, MI (FHA|USDA|VA) 1 $25,000 $25,000 $208 6.74%
    BRUNSWICK, GA (FHA|USDA|VA) 1 $25,000 $25,000 $233 7.74%
    Marquette, MI (FHA|USDA|VA) 1 $25,000 $25,000 $208 10.50%
    AKRON, OH (FHA|USDA|VA) 1 $25,000 $25,000 $244 7.99%
    MUSKEGON, MI (FHA|USDA|VA) 1 $25,000 $25,000 $217 8.74%
    OCALA, FL (FHA|USDA|VA) 1 $15,000 $15,000 $230 6.74%
    Genisys's top markets include Detroit, Flint, Minneapolis, Lansing, and Ann Arbor among others.

    Their top states include:
  • Michigan (FHA|USDA|VA)
  • Minnesota (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against GENISYS based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Michigan Legacy Credit Union
    Similarity Rank: 15
    Republic Bank
    Similarity Rank: 21
    Polish-American Federal Credit Union
    Similarity Rank: 45
    South Metro Federal Credit Union
    Similarity Rank: 55
    Total Community Credit Union
    Similarity Rank: 94
    PFCU
    Similarity Rank: 100
    St James Mortgage Corporation
    Similarity Rank: 104
    County Savings Bank
    Similarity Rank: 135
    Columbia Bank
    Similarity Rank: 156
    MEMBERFOCUS COMMUNITY
    Similarity Rank: 162

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,732 $256,910,000 $148,331 $1,511 7.32%
    HELOC 918 $87,390,000 $95,196 n/a 9.49%

    For 2023, Genisys's most frequently originated type of loan was Conventional, with 1,732 originations. Their 2nd most popular type was HELOC, with 918 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Improvement 793 $51,285,000 $64,672 $250 8.26%
    Other 776 $46,810,000 $60,322 $269 8.91%
    Home Purchase 624 $178,070,000 $285,369 $3,473 6.96%
    Refi 306 $37,030,000 $121,013 $781 8.36%
    Cash Out Refi 151 $31,105,000 $205,993 $2,619 6.73%

    For 2023, Genisys's most frequently cited loan purpose was Home Improvement, with 793 originations. The 2nd most popular reason was Other, with 776 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    20 Year 904 $86,020,000 $95,155 $3,085 9.46%
    30 Year 647 $177,905,000 $274,969 $3,499 6.64%
    10 Year 566 $34,450,000 $60,866 $278 7.72%
    15 Year 374 $25,280,000 $67,594 $354 8.33%
    5 Year 146 $5,380,000 $36,849 $231 6.50%
    Other 8 $14,460,000 $1,807,500 $0 7.24%
    1 Year 4 $430,000 $107,500 $997 9.69%
    3 Year 1 $375,000 $375,000 $0 8.50%

    For 2023, Genisys's most frequently cited loan duration was 20 Year, with 904 originations. The 2nd most popular length was 30 Year, with 647 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1,529 $184,435,000 $120,625
    $1k-2k 146 $41,770,000 $286,096
    $2k-3k 15 $2,585,000 $172,333
    $5k+ 15 $6,445,000 $429,667
    $3k-4k 8 $2,640,000 $330,000
    $4k-5k 4 $850,000 $212,500

    Genisys's average total fees were $3,499, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,529 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    Over 8% 1,142 $91,890,000 $80,464
    6-7% 743 $125,775,000 $169,280
    7-8% 559 $80,285,000 $143,623
    5-6% 197 $39,185,000 $198,909
    4-5% 9 $7,165,000 $796,111

    During 2023, Genisys's average interest rate for loans was 6.64%, while their most frequently originated rate bucket for loans was Over 8%, with 1,142 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 1,661 $81,245,000 $48,913 $469 8.47%
    $100k-200k 526 $71,770,000 $136,445 $2,003 7.75%
    $200k-400k 331 $90,945,000 $274,758 $3,543 7.09%
    $400k-600k 79 $38,335,000 $485,253 $4,762 6.85%
    $600k-1MM 36 $26,500,000 $736,111 $5,942 6.57%
    $1MM+ 17 $35,505,000 $2,088,529 $7,939 6.79%

    2023 saw Genisys place emphasis on $100,000 or less loans with 1,661 originations, totaling $81,245,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 660 $74,280,000 $112,545 $1,399 8.18%
    $75k-100k 506 $49,310,000 $97,451 $1,320 8.25%
    $50k-75k 497 $35,735,000 $71,901 $1,150 8.09%
    $150k-250k 486 $77,240,000 $158,930 $1,672 8.02%
    $50k or less 286 $16,430,000 $57,448 $1,162 7.88%
    $250k+ 186 $71,640,000 $385,161 $3,734 7.64%

    Genisys lent most frequently to those with incomes in the $100k-150k range, with 660 originations. The second most popular income band? $75k-100k, with 506 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 530 $62,050,000 $117,075 $1,511 7.69%
    30-36% 504 $57,990,000 $115,060 $1,364 8.09%
    <20% 192 $23,110,000 $120,365 $1,508 7.56%
    42% 145 $19,155,000 $132,103 $1,587 8.71%
    43% 133 $20,475,000 $153,947 $1,561 8.25%
    41% 118 $13,470,000 $114,153 $1,438 8.43%
    44% 113 $14,745,000 $130,487 $2,018 8.19%
    39% 107 $14,955,000 $139,766 $1,574 8.46%
    40% 106 $12,580,000 $118,679 $1,433 8.38%
    37% 103 $14,825,000 $143,932 $1,412 8.11%
    45% 103 $14,155,000 $137,427 $1,648 8.41%
    38% 100 $10,510,000 $105,100 $1,207 8.26%
    36% 100 $11,940,000 $119,400 $1,848 8.36%
    47% 77 $11,365,000 $147,597 $1,591 7.74%
    46% 61 $6,575,000 $107,787 $1,368 8.53%
    48% 53 $7,345,000 $138,585 $1,317 7.92%
    49% 52 $6,470,000 $124,423 $1,802 7.98%
    50-60% 21 $2,695,000 $128,333 $1,576 7.33%
    >60% 4 $250,000 $62,500 $1,010 7.87%

    Genisys lent most frequently to those with DTI ratios of 20-30%, with 530 originations. The next most common DTI ratio? 30-36%, with 504 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,092 $245,460,000 $117,333 $1,376 8.11%
    Not provided 309 $50,815,000 $164,450 $2,236 7.65%
    Not applicable 14 $18,140,000 $1,295,714 $0 7.15%
    Asian 95 $17,525,000 $184,474 $2,012 7.72%
    Black 129 $11,285,000 $87,481 $1,240 8.76%
    Native Hawaiian or Islander 3 $635,000 $211,667 $5,047 8.67%
    American Indian 8 $440,000 $55,000 $225 9.75%

    Approval Rates

    Total approvals of all applications
    83.08%

    Genisys has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    81.62%

    Genisys has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 2 $60,000 $30,000
    1027.95 1 $205,000 $205,000
    1042.95 1 $245,000 $245,000
    1050.95 2 $300,000 $150,000
    1133.93 1 $195,000 $195,000
    1147.1 1 $105,000 $105,000
    1167.95 1 $315,000 $315,000
    1169.5 1 $485,000 $485,000
    119.1 1 $105,000 $105,000
    1320.05 1 $505,000 $505,000
    1347.95 1 $405,000 $405,000
    1407.95 1 $225,000 $225,000
    1519.75 1 $325,000 $325,000
    1592.05 1 $285,000 $285,000
    1654.5 1 $305,000 $305,000
    1665.95 1 $125,000 $125,000
    1692.95 1 $315,000 $315,000
    1718.05 1 $325,000 $325,000
    1725.5 1 $385,000 $385,000
    1760.95 1 $355,000 $355,000
    1767.05 1 $325,000 $325,000
    1779.05 1 $365,000 $365,000
    178.0 1 $35,000 $35,000
    1843.05 1 $405,000 $405,000
    1847.95 1 $405,000 $405,000
    185.5 2 $100,000 $50,000
    190.05 2 $180,000 $90,000
    1901.1 1 $425,000 $425,000
    192.95 4 $350,000 $87,500
    1929.6 1 $565,000 $565,000
    193.0 5 $295,000 $59,000
    195.3 1 $35,000 $35,000
    196.95 1 $125,000 $125,000
    1990.95 1 $315,000 $315,000
    199.3 1 $65,000 $65,000
    200.5 35 $2,375,000 $67,857
    2019.35 1 $325,000 $325,000
    2020.05 1 $505,000 $505,000
    2025.95 1 $355,000 $355,000
    205.0 1 $25,000 $25,000
    205.05 235 $14,515,000 $61,766
    205.1 1 $35,000 $35,000
    205.5 1 $45,000 $45,000
    2068.05 1 $505,000 $505,000
    207.05 5 $245,000 $49,000
    207.95 123 $8,345,000 $67,846
    210.5 1 $55,000 $55,000
    211.6 1 $25,000 $25,000
    215.05 4 $180,000 $45,000
    217.1 136 $9,910,000 $72,868
    217.95 14 $1,450,000 $103,571
    219.1 3 $195,000 $65,000
    220.05 1 $95,000 $95,000
    2219.5 1 $885,000 $885,000
    222.95 12 $660,000 $55,000
    223.0 1 $45,000 $45,000
    226.05 2 $310,000 $155,000
    227.1 1 $45,000 $45,000
    228.5 5 $335,000 $67,000
    228.95 4 $260,000 $65,000
    229.0 1 $105,000 $105,000
    230.05 9 $505,000 $56,111
    232.1 4 $170,000 $42,500
    2327.1 1 $305,000 $305,000
    232.95 10 $930,000 $93,000
    236.6 1 $15,000 $15,000
    238.1 5 $465,000 $93,000
    2398.95 1 $365,000 $365,000
    242.1 22 $1,770,000 $80,455
    244.1 1 $45,000 $45,000
    246.1 1 $75,000 $75,000
    247.3 1 $145,000 $145,000
    250.5 4 $210,000 $52,500
    2547.95 1 $785,000 $785,000
    255.05 28 $1,660,000 $59,286
    255.5 2 $370,000 $185,000
    257.05 1 $245,000 $245,000
    257.75 1 $105,000 $105,000
    257.95 41 $3,225,000 $78,659
    260.05 3 $555,000 $185,000
    261.5 1 $35,000 $35,000
    262.1 1 $225,000 $225,000
    262.95 2 $280,000 $140,000
    265.5 5 $805,000 $161,000
    266.1 5 $345,000 $69,000
    267.1 24 $1,340,000 $55,833
    268.1 1 $65,000 $65,000
    268.65 1 $55,000 $55,000
    269.1 1 $95,000 $95,000
    270.0 1 $225,000 $225,000
    270.05 9 $1,755,000 $195,000
    271.6 1 $105,000 $105,000
    272.1 4 $840,000 $210,000
    272.95 3 $655,000 $218,333
    275.05 5 $1,005,000 $201,000
    276.5 1 $255,000 $255,000
    277.05 1 $75,000 $75,000
    277.95 2 $350,000 $175,000
    279.15 1 $55,000 $55,000
    280.05 1 $35,000 $35,000
    282.1 4 $860,000 $215,000
    282.95 1 $255,000 $255,000
    287.1 5 $1,245,000 $249,000
    287.95 1 $195,000 $195,000
    291.1 1 $45,000 $45,000
    2948.45 1 $955,000 $955,000
    295.05 2 $460,000 $230,000
    295.5 1 $155,000 $155,000
    296.05 2 $410,000 $205,000
    297.1 2 $480,000 $240,000
    2990.05 1 $1,005,000 $1,005,000
    300.05 1 $185,000 $185,000
    302.95 2 $310,000 $155,000
    305.05 1 $45,000 $45,000
    308.1 1 $45,000 $45,000
    312.1 5 $485,000 $97,000
    316.05 1 $205,000 $205,000
    316.1 1 $255,000 $255,000
    330.1 1 $35,000 $35,000
    388.1 1 $55,000 $55,000
    407.5 1 $165,000 $165,000
    442.1 1 $25,000 $25,000
    635.05 1 $315,000 $315,000
    642.95 1 $1,135,000 $1,135,000
    647.1 1 $425,000 $425,000
    678.0 1 $115,000 $115,000
    681.5 1 $105,000 $105,000
    692.95 2 $350,000 $175,000
    702.1 1 $165,000 $165,000
    705.05 1 $155,000 $155,000
    717.95 1 $25,000 $25,000
    720.45 1 $255,000 $255,000
    722.95 2 $220,000 $110,000
    726.5 1 $255,000 $255,000
    735.5 1 $105,000 $105,000
    737.95 1 $455,000 $455,000
    742.95 2 $750,000 $375,000
    750.05 1 $215,000 $215,000
    752.1 3 $445,000 $148,333
    752.95 1 $155,000 $155,000
    762.1 2 $150,000 $75,000
    762.95 2 $220,000 $110,000
    767.1 1 $235,000 $235,000
    767.95 1 $45,000 $45,000
    771.6 1 $145,000 $145,000
    792.95 1 $125,000 $125,000
    858.5 1 $105,000 $105,000
    927.55 1 $305,000 $305,000
    92.95 1 $255,000 $255,000
    961.95 1 $315,000 $315,000
    NA 1,733 $256,945,000 $148,266

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    2,650 $344,300,000 $129,925

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 629 $66,815,000 $106,224 $665 8.66%
    40-60% 215 $36,715,000 $170,767 $2,264 7.53%
    60-80% 281 $88,085,000 $313,470 $3,573 6.93%
    80-100% 294 $94,760,000 $322,313 $3,662 6.75%
    Under 20% 1,231 $57,925,000 $47,055 $252 8.44%