WALLA WALLA Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Walla Walla averaged 6.73% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2023-03-09) was 7.16% and one month ago for the week of 2023-02-09, the average rate was 6.35%.

    Walla Walla's average rate one year ago was 3.51%.

    For refis of the same type during the week of 2023-03-16, the average rate was 7.18%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-16 6.6%
    Walla Walla 30 Year Fixed Rate 2023-03-16 6.73%
    Walla Walla 30 Year Fixed Rate Refi 2023-03-16 7.18%
    Walla Walla 15 Year Fixed Rate 2023-03-16 6.1%
    Walla Walla 15 Year Fixed Rate Refi 2023-03-16 6.33%
    Walla Walla 30 Year FHA 2023-03-16 6.64%
    Walla Walla 30 Year FHA Refi 2023-03-16 5.87%
    Walla Walla 30 Year USDA 2023-03-16 6.06%
    Walla Walla 30 Year USDA Refi 2023-03-16 6.26%
    Walla Walla 30 Year VA 2023-03-16 6.31%
    Walla Walla 30 Year VA Refi 2023-03-16 5.58%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within WALLA WALLA, WA.

    WALLA WALLA Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the WALLA WALLA, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    ACADEMY MORTGAGE CORPORATION 98 5.23% $7,354
    PREMIER MORTGAGE RESOURCES, L.L.C. 79 5.26% $6,314
    QUICKEN LOANS, LLC 51 4.59% $8,748
    GESA 33 3.83% $5,944
    Baker Boyer National Bank 26 4.54% $5,167
    Banner Bank 25 4.52% $6,311
    UNITED WHOLESALE MORTGAGE, LLC 18 5.01% $7,542
    Umpqua Bank 17 4.32% $6,310
    PRIMARY RESIDENTIAL MORTGAGE, INC. 15 4.33% $3,704
    CALIBER HOME LOANS, INC. 13 5.23% $6,384
    JPMorgan Chase Bank 12 4.70% $5,202
    CMG MORTGAGE, INC. 11 4.51% $5,494
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY 11 5.25% $8,345
    GUILD MORTGAGE COMPANY 10 4.82% $5,989
    LOANDEPOT.COM, LLC 9 3.83% $6,252
    Paramount Residential Mortgage Group, Inc. 9 4.89% $5,772
    U.S. Bank 8 4.19% $4,952
    PENNYMAC LOAN SERVICES, LLC 8 3.95% $6,412
    Hometown Lenders, Inc. 8 5.30% $7,213
    Wells Fargo Bank 8 4.25% $4,925
    Mr. Cooper ( Nationstar Mortgage ) 7 4.53% $8,781
    CHURCHILL MORTGAGE CORPORATION 7 5.69% $5,268
    AMERICAN PACIFIC MORTGAGE CORPORATION 7 3.86% $10,562
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 7 5.34% $8,109
    SPOKANE TEACHERS 5 3.60% $10,132
    AMERISAVE MORTGAGE CORPORATION 5 3.90% $8,233
    HOMEBRIDGE FINANCIAL SERVICES, INC. 5 5.23% $5,820
    BETTER MORTGAGE CORPORATION 5 3.85% $5,630
    FREEDOM MORTGAGE CORPORATION 5 4.95% $7,734
    PNC Bank 4 5.09% $7,795
    Boeing Employees Credit Union 4 5.00% $2,734
    HOMESIDE FINANCIAL, LLC 4 5.37% $6,555
    1st Security Bank of Washington 4 4.44% $5,786
    Washington Federal Bank 4 4.34% $5,612
    FINANCE OF AMERICA MORTGAGE LLC 4 4.59% $4,879
    HAPO COMMUNITY CREDIT UNION 4 4.53% $4,508
    HOME POINT FINANCIAL CORPORATION 3 3.46% $8,980
    Wheatland Bank 3 5.00% $5,769
    BROKER SOLUTIONS, INC. 3 4.83% $8,806
    S1L, Inc. 3 5.46% $4,923
    Flagstar Bank, FSB 3 4.50% $5,169
    CROSSCOUNTRY MORTGAGE, LLC 2 6.00% $4,541
    AMERICAN FINANCING CORPORATION 2 3.81% $6,692
    Bank of America 2 4.69% $5,319
    CHERRY CREEK MORTGAGE, LLC 2 5.63% $5,161
    FirstBank 2 4.00% $3,387
    First National Bank of America 2 7.56% $8,811
    GUARANTEED RATE, INC. 2 4.44% $4,835
    LADERA LENDING, INC. 2 3.56% $5,358
    LAKEVIEW LOAN SERVICING, LLC 2 5.50% $6,611
    Morgan Stanley Private Bank 2 3.20% $3,384
    MOUNTAIN AMERICA 2 5.94% $10,494
    NUMERICA CREDIT UNION 2 5.06% $15,482
    PREMIER LENDING, INC. 2 3.31% $6,425
    PRIMELENDING, A PLAINSCAPITAL COMPANY 2 6.38% $13,174
    SAMMAMISH MORTGAGE COMPANY 2 6.19% $4,660
    Sierra Pacific Mortgage Company, Inc. 2 3.63% $8,500
    Sunflower Bank 2 4.93% $8,222
    USAA Federal Savings Bank 2 5.44% $9,709
    ZILLOW HOME LOANS, LLC 2 3.00% $4,322
    GSF Mortgage Corporation 1 5.50% $19,788
    MUFG Union Bank 1 5.88% $3,793
    MUTUAL OF OMAHA MORTGAGE, INC. 1 4.50% $16,207
    Nations Lending Corporation 1 3.25% $11,715
    NAVY FEDERAL CREDIT UNION 1 5.63% $2,358
    NBKC BANK 1 4.63% $4,132
    NEWREZ LLC 1 2.88% $3,669
    NFM, INC. 1 4.13% $4,476
    Northwest Farm Credit Services, FLCA 1 5.60% $6,570
    Notre Dame Federal Credit Union Corporation 1 5.50% $4,618
    AmeriHome Mortgage Company, LLC 1 5.99% $11,283
    PACIFIC RESIDENTIAL MORTGAGE, LLC 1 3.99% $5,754
    Gateway First Bank 1 5.00% $3,330
    First Federal Savings Bank of Twin Falls 1 5.63% $4,381
    PHH Mortgage Corporation 1 7.13% $5,586
    PLAZA HOME MORTGAGE, INC. 1 3.75% $12,207
    ENVOY MORTGAGE, LTD 1 5.50% $6,913
    Potlatch No. 1 Financial Credit Union 1 4.25% $5,298
    WASHINGTON STATE EMPLOYEES Credit Union 1 3.88% $2,501
    CITYWIDE HOME LOANS, LLC 1 5.50% $8,200
    Citadel Servicing Corporation 1 8.00% $7,323
    Washington Trust Bank 1 3.75% $3,382
    PROVIDENT FUNDING ASSOCIATES, L.P. 1 4.75% $3,822
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 3.99% $8,139
    RELIANCE FIRST CAPITAL, LLC 1 4.63% $7,347
    RESIDENTIAL BANCORP. 1 4.75% $7,626
    BAY EQUITY LLC 1 4.50% $8,141
    Watermark Capital, Inc. 1 3.25% $9,011
    SECURITYNATIONAL MORTGAGE COMPANY 1 5.88% $4,008
    Ally Bank 1 3.25% $2,123
    Solarity Credit Union 1 4.50% $5,827
    Southwest Airlines Federal Credit Union 1 4.50% $9,239
    Bank of the West 1 4.13% $3,025
    Stifel Bank and Trust 1 4.00% $2,750
    SUMMIT FUNDING, INC. 1 5.50% $5,807
    SUMMIT MORTGAGE CORPORATION 1 4.13% $5,887
    ADVANTIS 1 5.00% $4,575
    SWBC MORTGAGE CORPORATION 1 4.13% $4,213
    IDAHO CENTRAL 1 4.88% $5,432
    HomeStreet Bank 1 3.50% $3,226
    Austin Capital Bank SSB 1 4.38% $4,142
    Arvest Bank 1 3.75% $5,494
    LAND HOME FINANCIAL SERVICES, INC. 1 6.88% $5,033
    LEADERONE FINANCIAL CORPORATION 1 5.99% $5,365
    GUARANTEED RATE AFFINITY, LLC 1 3.13% $3,907
    LPMC, LLC 1 5.37% $7,537
    Wyndham Capital Mortgage, Inc. 1 4.63% $1,927
    MORTGAGE EXPRESS, LLC 1 3.50% $6,108
    ANGEL OAK MORTGAGE SOLUTIONS LLC 1 6.00% $15,821
    MOVEMENT MORTGAGE, LLC 1 5.88% $3,297

    WALLA WALLA Average Closing Costs & Other Stats

    WALLA WALLA, WA's 110 lenders originated 1,511 loans during 2022. The total origination value was $400,215,000, with an average loan value of $264,868.

    WALLA WALLA's average closing costs are $5,515.

    The top WALLA WALLA lender as defined by loan originations is ACADEMY MORTGAGE CORPORATION, with 98 loans originated. Their average total fees are $7,354, which is $1,040 higher than the next largest lender, PREMIER MORTGAGE RESOURCES, L.L.C..

    The lowest fee WALLA WALLA lenders (with over 10 loans originated) are PRIMARY RESIDENTIAL MORTGAGE, INC. ($3,704), Baker Boyer National Bank ($5,167), JPMorgan Chase Bank ($5,202), CMG MORTGAGE, INC. ($5,494) and GESA ($5,944).

    The lowest rate WALLA WALLA lenders (with over 10 loans originated) are GESA (3.83%), Umpqua Bank (4.32%), PRIMARY RESIDENTIAL MORTGAGE, INC. (4.33%), CMG MORTGAGE, INC. (4.51%) and Banner Bank (4.52%).

    WALLA WALLA, WA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    ACADEMY MORTGAGE CORPORATION $81,940,000 $49,790,000 -39.2% 12.4%
    PREMIER MORTGAGE RESOURCES, L.L.C. $59,405,000 $42,050,000 -29.2% 10.5%
    QUICKEN LOANS, LLC $51,285,000 $25,825,000 -49.6% 6.5%
    Banner Bank $53,790,000 $25,795,000 -52.0% 6.4%
    GESA $28,455,000 $24,405,000 -14.2% 6.1%
    Baker Boyer National Bank $32,980,000 $14,090,000 -57.3% 3.5%
    Umpqua Bank $13,055,000 $12,215,000 -6.4% 3.1%
    UNITED WHOLESALE MORTGAGE, LLC $14,860,000 $11,385,000 -23.4% 2.8%
    Washington Federal Bank $890,000 $8,305,000 833.1% 2.1%
    CMG MORTGAGE, INC. $12,700,000 $7,125,000 -43.9% 1.8%
    U.S. Bank $14,725,000 $7,025,000 -52.3% 1.8%
    CALIBER HOME LOANS, INC. $12,020,000 $6,270,000 -47.8% 1.6%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $9,810,000 $6,085,000 -38.0% 1.5%
    FREEDOM MORTGAGE CORPORATION $16,580,000 $5,565,000 -66.4% 1.4%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $25,360,000 $5,410,000 -78.7% 1.4%
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY $4,680,000 $5,040,000 7.7% 1.3%
    PENNYMAC LOAN SERVICES, LLC $16,905,000 $4,860,000 -71.3% 1.2%
    JPMorgan Chase Bank $8,605,000 $4,710,000 -45.3% 1.2%
    NUMERICA CREDIT UNION $1,955,000 $4,295,000 119.7% 1.1%
    GUILD MORTGAGE COMPANY $9,570,000 $4,240,000 -55.7% 1.1%
    USAA Federal Savings Bank $1,955,000 $4,045,000 106.9% 1.0%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $6,820,000 $3,605,000 -47.1% 0.9%
    AMERICAN PACIFIC MORTGAGE CORPORATION $1,940,000 $3,550,000 83.0% 0.9%
    Mr. Cooper ( Nationstar Mortgage ) $4,990,000 $3,445,000 -31.0% 0.9%
    Boeing Employees Credit Union $4,545,000 $3,150,000 -30.7% 0.8%
    Potlatch No. 1 Financial Credit Union $2,550,000 $3,140,000 23.1% 0.8%
    PNC Bank $970,000 $3,070,000 216.5% 0.8%
    Paramount Residential Mortgage Group, Inc. $3,025,000 $3,005,000 -0.7% 0.8%
    Wells Fargo Bank $7,480,000 $2,940,000 -60.7% 0.7%
    BETTER MORTGAGE CORPORATION $6,940,000 $2,795,000 -59.7% 0.7%
    Hometown Lenders, Inc. $2,705,000 n/a 0.7%
    LOANDEPOT.COM, LLC $14,225,000 $2,610,000 -81.7% 0.7%
    Flagstar Bank, FSB $9,160,000 $2,585,000 -71.8% 0.6%
    AMERISAVE MORTGAGE CORPORATION $8,885,000 $2,395,000 -73.0% 0.6%
    CROSSCOUNTRY MORTGAGE, LLC $1,080,000 $2,305,000 113.4% 0.6%
    SPOKANE TEACHERS $1,340,000 $2,225,000 66.0% 0.6%
    CHURCHILL MORTGAGE CORPORATION $4,615,000 $2,160,000 -53.2% 0.5%
    Mortgage Research Center, LLC $6,905,000 $2,115,000 -69.4% 0.5%
    HAPO COMMUNITY CREDIT UNION $6,265,000 $2,050,000 -67.3% 0.5%
    HOMESIDE FINANCIAL, LLC $945,000 $2,035,000 115.3% 0.5%
    Sunflower Bank $1,940,000 n/a 0.5%
    FirstBank $405,000 $1,725,000 325.9% 0.4%
    FINANCE OF AMERICA MORTGAGE LLC $5,090,000 $1,585,000 -68.9% 0.4%
    GUARANTEED RATE, INC. $1,540,000 $1,540,000 0.0% 0.4%
    CHERRY CREEK MORTGAGE, LLC $8,165,000 $1,525,000 -81.3% 0.4%
    SWBC MORTGAGE CORPORATION $6,280,000 $1,510,000 -76.0% 0.4%
    Wheatland Bank $550,000 $1,485,000 170.0% 0.4%
    MUTUAL OF OMAHA MORTGAGE, INC. $2,945,000 $1,385,000 -53.0% 0.3%
    S1L, Inc. $510,000 $1,385,000 171.6% 0.3%
    Bank of America $1,390,000 $1,335,000 -4.0% 0.3%
    Morgan Stanley Private Bank $1,320,000 n/a 0.3%
    MOUNTAIN AMERICA $2,735,000 $1,315,000 -51.9% 0.3%
    PREMIER LENDING, INC. $335,000 $1,245,000 271.6% 0.3%
    NAVY FEDERAL CREDIT UNION $5,490,000 $1,220,000 -77.8% 0.3%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $1,510,000 $1,215,000 -19.5% 0.3%
    Columbia State Bank $1,265,000 $1,185,000 -6.3% 0.3%
    NEWREZ LLC $4,985,000 $1,165,000 -76.6% 0.3%
    LAKEVIEW LOAN SERVICING, LLC $3,185,000 $1,155,000 -63.7% 0.3%
    SUMMIT FUNDING, INC. $1,390,000 $1,155,000 -16.9% 0.3%
    HOME POINT FINANCIAL CORPORATION $5,010,000 $1,100,000 -78.0% 0.3%
    BROKER SOLUTIONS, INC. $3,910,000 $1,095,000 -72.0% 0.3%
    Sierra Pacific Mortgage Company, Inc. $1,820,000 $1,075,000 -40.9% 0.3%
    LONGBRIDGE FINANCIAL, LLC $1,025,000 n/a 0.3%
    WASHINGTON STATE EMPLOYEES Credit Union $1,905,000 $960,000 -49.6% 0.2%
    Community First Bank $760,000 $935,000 23.0% 0.2%
    1st Security Bank of Washington $3,285,000 $870,000 -73.5% 0.2%
    HomeStreet Bank $1,700,000 $870,000 -48.8% 0.2%
    MUFG Union Bank $865,000 n/a 0.2%
    NEW DAY FINANCIAL, LLC $1,545,000 $865,000 -44.0% 0.2%
    PROVIDENT FUNDING ASSOCIATES, L.P. $530,000 $840,000 58.5% 0.2%
    SAMMAMISH MORTGAGE COMPANY $790,000 n/a 0.2%
    KeyBank $2,025,000 $785,000 -61.2% 0.2%
    First Federal Savings Bank of Twin Falls $750,000 n/a 0.2%
    PHH Mortgage Corporation $1,050,000 $710,000 -32.4% 0.2%
    LADERA LENDING, INC. $830,000 $650,000 -21.7% 0.2%
    Austin Capital Bank SSB $645,000 n/a 0.2%
    GSF Mortgage Corporation $645,000 n/a 0.2%
    Wyndham Capital Mortgage, Inc. $650,000 $640,000 -1.5% 0.2%
    MORTGAGE EXPRESS, LLC $335,000 $635,000 89.6% 0.2%
    JMJ FINANCIAL GROUP $625,000 n/a 0.2%
    Bank of the West $620,000 n/a 0.2%
    PENTAGON FEDERAL CREDIT UNION $1,845,000 $620,000 -66.4% 0.2%
    Southwest Airlines Federal Credit Union $595,000 n/a 0.1%
    Notre Dame Federal Credit Union Corporation $585,000 n/a 0.1%
    AMERICAN FINANCING CORPORATION $2,205,000 $570,000 -74.1% 0.1%
    IDAHO CENTRAL $295,000 $560,000 89.8% 0.1%
    Century Mortgage Company DBA Century Lending Company $550,000 n/a 0.1%
    Watermark Capital, Inc. $535,000 n/a 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $525,000 n/a 0.1%
    CITYWIDE HOME LOANS, LLC $525,000 n/a 0.1%
    CREDIT HUMAN FEDERAL CREDIT UNION $150,000 $500,000 233.3% 0.1%
    Plains Commerce Bank $500,000 n/a 0.1%
    Glacier Bank $265,000 $485,000 83.0% 0.1%
    ZILLOW HOME LOANS, LLC $480,000 n/a 0.1%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $465,000 n/a 0.1%
    SECURITYNATIONAL MORTGAGE COMPANY $455,000 n/a 0.1%
    Carrington Mortgage Services, LLC $2,325,000 $450,000 -80.6% 0.1%
    Stifel Bank and Trust $405,000 $445,000 9.9% 0.1%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $4,240,000 $440,000 -89.6% 0.1%
    Northwest Farm Credit Services, FLCA $665,000 $435,000 -34.6% 0.1%
    EVERETT FINANCIAL, INC. $245,000 $425,000 73.5% 0.1%
    MOVEMENT MORTGAGE, LLC $750,000 $420,000 -44.0% 0.1%
    Gateway First Bank $135,000 $415,000 207.4% 0.1%
    Figure Lending LLC $410,000 $380,000 -7.3% 0.1%
    MEMBER FIRST MORTGAGE, LLC $375,000 n/a 0.1%
    PLAZA HOME MORTGAGE, INC. $375,000 n/a 0.1%
    Solarity Credit Union $285,000 $375,000 31.6% 0.1%
    Ally Bank $480,000 $365,000 -24.0% 0.1%
    ENVOY MORTGAGE, LTD $2,165,000 $365,000 -83.1% 0.1%
    LEADERONE FINANCIAL CORPORATION $470,000 $365,000 -22.3% 0.1%
    Strong Home Mortgage, LLC $1,700,000 $365,000 -78.5% 0.1%
    NBKC BANK $2,790,000 $355,000 -87.3% 0.1%
    CALCON MUTUAL MORTGAGE LLC $345,000 n/a 0.1%
    NFM, INC. $155,000 $345,000 122.6% 0.1%
    First National Bank of America $850,000 $340,000 -60.0% 0.1%
    Equity Prime Mortgage LLC $335,000 n/a 0.1%
    INTERCAP LENDING INC. $325,000 n/a 0.1%
    BAY EQUITY LLC $2,455,000 $315,000 -87.2% 0.1%
    M&T Bank $485,000 $315,000 -35.1% 0.1%
    SUMMIT MORTGAGE CORPORATION $315,000 n/a 0.1%
    The Federal Savings Bank $1,595,000 $305,000 -80.9% 0.1%
    AmeriHome Mortgage Company, LLC $615,000 $295,000 -52.0% 0.1%
    DIRECTORS MORTGAGE, INC. $560,000 $285,000 -49.1% 0.1%
    GUARANTEED RATE AFFINITY, LLC $285,000 n/a 0.1%
    SPRING EQ, LLC $125,000 $275,000 120.0% 0.1%
    CORNERSTONE HOME LENDING, INC. $1,830,000 $265,000 -85.5% 0.1%
    TruHome Solutions, LLC $530,000 $265,000 -50.0% 0.1%
    Consolidated Federal Credit Union $255,000 n/a 0.1%
    CONTOUR MORTGAGE CORPORATION $255,000 n/a 0.1%
    RESIDENTIAL BANCORP. $345,000 $255,000 -26.1% 0.1%
    Yakima Federal Savings and Loan Association $1,235,000 $255,000 -79.4% 0.1%
    ADVANTIS $250,000 n/a 0.1%
    AMERICAN ADVISORS GROUP $1,260,000 $250,000 -80.2% 0.1%
    Lakeview Community Capital, LLC $295,000 $245,000 -16.9% 0.1%
    PACIFIC RESIDENTIAL MORTGAGE, LLC $215,000 $245,000 14.0% 0.1%
    Peoples Bank $245,000 n/a 0.1%
    Washington Trust Bank $2,745,000 $235,000 -91.4% 0.1%
    Barrington Bank & Trust Company, N.A. $315,000 $225,000 -28.6% 0.1%
    Nations Lending Corporation $165,000 $225,000 36.4% 0.1%
    LAND HOME FINANCIAL SERVICES, INC. $205,000 n/a 0.1%
    LPMC, LLC $1,080,000 $205,000 -81.0% 0.1%
    TOP FLITE FINANCIAL, INC. $195,000 n/a 0.0%
    CANOPY MORTGAGE, LLC $820,000 $175,000 -78.7% 0.0%
    Citadel Servicing Corporation $175,000 n/a 0.0%
    RELIANCE FIRST CAPITAL, LLC $195,000 $175,000 -10.3% 0.0%
    ATHAS CAPITAL GROUP, INC. $165,000 n/a 0.0%
    HomeTrust Bank $165,000 n/a 0.0%
    SOVEREIGN LENDING GROUP INCORPORATED $165,000 n/a 0.0%
    FIRST COMMUNITY $1,935,000 $145,000 -92.5% 0.0%
    NETWORK CAPITAL FUNDING CORPORATION $735,000 $145,000 -80.3% 0.0%
    Discover Bank $490,000 $130,000 -73.5% 0.0%
    OnPoint Community Credit Union $545,000 $125,000 -77.1% 0.0%
    Service Federal Credit Union $355,000 $125,000 -64.8% 0.0%
    THE MONEY SOURCE INC. $105,000 n/a 0.0%
    HORIZON $85,000 n/a 0.0%
    Alaska USA Federal Credit Union $870,000 $80,000 -90.8% 0.0%
    FIRST TECHNOLOGY $1,035,000 $80,000 -92.3% 0.0%
    Arvest Bank $75,000 n/a 0.0%
    First Interstate Bank $405,000 $75,000 -81.5% 0.0%
    ALLIANT CREDIT UNION $65,000 $55,000 -15.4% 0.0%
    iQ Credit Union $195,000 $45,000 -76.9% 0.0%
    SALAL $45,000 n/a 0.0%
    SOUND $150,000 $45,000 -70.0% 0.0%
    FIBRE FEDERAL CREDIT UNION $35,000 n/a 0.0%

    WALLA WALLA's top lender by overall market share is ACADEMY MORTGAGE CORPORATION, with 12.4% market share. In second place, with 10.5%, is PREMIER MORTGAGE RESOURCES, L.L.C., having originated $42,050,000 in loans. In third place, with 6.5%, is QUICKEN LOANS, LLC, having originated $25,825,000 in loans. In fourth place, with 6.4%, is Banner Bank, having originated $25,795,000 in loans. In fifth place, with 6.1%, is GESA, having originated $24,405,000 in loans.

    WALLA WALLA Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - WALLA WALLA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $284,950 (14.0%) $354,076 (8.4%) 0.00 141
    2018-02-01 $319,000 (30.5%) $374,847 (16.2%) 0.00 139
    2018-03-01 $325,000 (32.2%) $372,408 (11.0%) 0.00 147
    2018-04-01 $322,000 (19.3%) $388,928 (11.8%) 0.00 153
    2018-05-01 $336,863 (22.5%) $405,160 (13.7%) 0.00 143
    2018-06-01 $340,475 (18.2%) $420,260 (17.3%) 0.00 140
    2018-07-01 $336,975 (22.8%) $426,264 (19.4%) 0.00 147
    2018-08-01 $335,975 (23.7%) $417,638 (14.9%) 0.00 167
    2018-09-01 $335,000 (19.2%) $406,670 (13.0%) 0.00 178
    2018-10-01 $334,995 (16.2%) $390,148 (7.4%) 0.00 184
    2018-11-01 $332,470 (24.0%) $377,311 (7.3%) 0.00 177
    2018-12-01 $330,000 (26.6%) $381,524 (11.3%) 0.00 160
    2019-01-01 $334,980 (17.6%) $376,542 (6.3%) 0.00 159
    2019-02-01 $340,950 (6.9%) $392,873 (4.8%) 0.00 142
    2019-03-01 $360,686 (11.0%) $404,723 (8.7%) 0.00 136
    2019-04-01 $367,961 (14.3%) $408,316 (5.0%) 0.00 137
    2019-05-01 $379,950 (12.8%) $434,235 (7.2%) 0.00 159
    2019-06-01 $385,000 (13.1%) $432,943 (3.0%) 0.00 161
    2019-07-01 $392,425 (16.5%) $457,689 (7.4%) 0.00 173
    2019-08-01 $382,973 (14.0%) $442,636 (6.0%) 0.00 175
    2019-09-01 $373,369 (11.5%) $421,780 (3.7%) 0.00 178
    2019-10-01 $373,967 (11.6%) $413,649 (6.0%) 0.00 180
    2019-11-01 $379,900 (14.3%) $418,630 (11.0%) 0.00 170
    2019-12-01 $396,500 (20.2%) $452,476 (18.6%) 0.00 130
    2020-01-01 $397,250 (18.6%) $450,708 (19.7%) 0.00 111
    2020-02-01 $382,450 (12.2%) $433,012 (10.2%) 0.00 110
    2020-03-01 $420,000 (16.4%) $445,037 (10.0%) 0.00 106
    2020-04-01 $396,950 (7.9%) $431,752 (5.7%) 0.00 106
    2020-05-01 $409,500 (7.8%) $432,908 (-0.3%) 0.00 112
    2020-06-01 $427,748 (11.1%) $452,695 (4.6%) 0.00 99
    2020-07-01 $432,493 (10.2%) $511,614 (11.8%) 0.00 100
    2020-08-01 $449,990 (17.5%) $543,315 (22.8%) 0.00 94
    2020-09-01 $419,225 (12.3%) $535,205 (26.9%) 0.00 87
    2020-10-01 $395,000 (5.6%) $504,531 (22.0%) 0.00 70
    2020-11-01 $399,300 (5.1%) $596,320 (42.5%) 0.00 59
    2020-12-01 $415,095 (4.7%) $599,310 (32.5%) 0.00 53
    2021-01-01 $426,995 (7.5%) $572,222 (27.0%) 0.00 44
    2021-02-01 $454,725 (18.9%) $639,945 (47.8%) 0.00 40
    2021-03-01 $449,675 (7.1%) $636,590 (43.0%) 0.00 36
    2021-04-01 $445,750 (12.3%) $620,992 (43.8%) 0.00 46
    2021-05-01 $422,000 (3.1%) $698,343 (61.3%) 0.00 13
    2021-06-01 $443,750 (3.7%) $631,179 (39.4%) 0.00 23
    2021-07-01 $449,000 (3.8%) $624,627 (22.1%) 0.00 35
    2021-08-01 $439,250 (-2.4%) $643,406 (18.4%) 0.00 41
    2021-09-01 $459,500 (9.6%) $642,510 (20.1%) 0.00 52
    2021-10-01 $449,998 (13.9%) $677,860 (34.4%) 0.00 62
    2021-11-01 $433,750 (8.6%) $709,484 (19.0%) 0.00 48
    2021-12-01 $483,375 (16.5%) $750,412 (25.2%) 0.00 44
    2022-01-01 $499,000 (16.9%) $803,904 (40.5%) 0.00 39
    2022-02-01 $469,500 (3.3%) $776,381 (21.3%) 0.00 38
    2022-03-01 $583,450 (29.8%) $801,963 (26.0%) 0.00 35
    2022-04-01 $525,000 (17.8%) $742,340 (19.5%) 0.00 44
    2022-05-01 $570,000 (35.1%) $710,521 (1.7%) 0.00 63
    2022-06-01 $593,000 (33.6%) $684,954 (8.5%) 0.00 80
    2022-07-01 $525,000 (16.9%) $665,218 (6.5%) 0.00 91
    2022-08-01 $554,225 (26.2%) $689,997 (7.2%) 0.00 89
    2022-09-01 $554,000 (20.6%) $687,014 (6.9%) 0.00 90
    2022-10-01 $549,000 (22.0%) $670,511 (-1.1%) 0.00 100
    2022-11-01 $480,500 (10.8%) $598,806 (-15.6%) 0.00 108
    2022-12-01 $481,000 (-0.5%) $595,071 (-20.7%) 0.00 98
    2023-01-01 $502,000 (0.6%) $626,034 (-22.1%) 0.00 80
    2023-02-01 $499,000 (6.3%) $618,690 (-20.3%) 0.00 71
    WALLA WALLA's median listing price for 2023-02-01 was $499,000, a difference of $29,500 (6.3%) versus the prior year and $-3,000 versus the prior month.

    WALLA WALLA's median listing price comes in at 0% of the national average.

    WALLA WALLA's average listing price for 2023-02-01 was $618,690, a difference of $-157,691 (-20.3%) versus the prior year and $-7,344 versus the prior month.

    For the 2023-02-01 period, WALLA WALLA had 71 MLS listings, a difference of -9 listings (-11%) versus the prior month and 33 listings (87%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - WALLA WALLA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,042 sqft
    2018-02-01 0 days 2,102 sqft
    2018-03-01 0 days 2,180 sqft
    2018-04-01 0 days 2,191 sqft
    2018-05-01 0 days 2,249 sqft
    2018-06-01 0 days 2,254 sqft
    2018-07-01 0 days 2,210 sqft
    2018-08-01 0 days 2,205 sqft
    2018-09-01 0 days 2,187 sqft
    2018-10-01 0 days 2,151 sqft
    2018-11-01 0 days 2,164 sqft
    2018-12-01 0 days 2,185 sqft
    2019-01-01 0 days 2,160 sqft
    2019-02-01 0 days 2,173 sqft
    2019-03-01 0 days 2,271 sqft
    2019-04-01 0 days 2,350 sqft
    2019-05-01 0 days 2,368 sqft
    2019-06-01 0 days 2,396 sqft
    2019-07-01 0 days 2,505 sqft
    2019-08-01 0 days 2,433 sqft
    2019-09-01 0 days 2,329 sqft
    2019-10-01 0 days 2,267 sqft
    2019-11-01 0 days 2,327 sqft
    2019-12-01 0 days 2,373 sqft
    2020-01-01 0 days 2,399 sqft
    2020-02-01 0 days 2,376 sqft
    2020-03-01 0 days 2,359 sqft
    2020-04-01 0 days 2,311 sqft
    2020-05-01 0 days 2,290 sqft
    2020-06-01 0 days 2,392 sqft
    2020-07-01 0 days 2,492 sqft
    2020-08-01 0 days 2,442 sqft
    2020-09-01 0 days 2,443 sqft
    2020-10-01 0 days 2,164 sqft
    2020-11-01 0 days 2,236 sqft
    2020-12-01 0 days 2,209 sqft
    2021-01-01 0 days 2,308 sqft
    2021-02-01 0 days 2,568 sqft
    2021-03-01 0 days 2,464 sqft
    2021-04-01 0 days 2,444 sqft
    2021-05-01 0 days 2,439 sqft
    2021-06-01 0 days 2,470 sqft
    2021-07-01 0 days 2,222 sqft
    2021-08-01 0 days 2,182 sqft
    2021-09-01 0 days 2,222 sqft
    2021-10-01 0 days 2,220 sqft
    2021-11-01 0 days 2,252 sqft
    2021-12-01 0 days 2,283 sqft
    2022-01-01 0 days 2,228 sqft
    2022-02-01 0 days 2,269 sqft
    2022-03-01 0 days 2,297 sqft
    2022-04-01 0 days 2,198 sqft
    2022-05-01 0 days 2,192 sqft
    2022-06-01 0 days 2,249 sqft
    2022-07-01 0 days 2,140 sqft
    2022-08-01 0 days 2,231 sqft
    2022-09-01 0 days 2,301 sqft
    2022-10-01 0 days 2,197 sqft
    2022-11-01 0 days 2,057 sqft
    2022-12-01 0 days 2,037 sqft
    2023-01-01 0 days 2,029 sqft
    2023-02-01 0 days 2,061 sqft
    WALLA WALLA's median listing age (time on market) for 2023-02-01 was 0 days.

    WALLA WALLA's median square footage for active listings during the 2023-02-01 period was 2,061 sqft. One year prior, the average listing was 2,269 sqft.

    WALLA WALLA, WA Average Rent (2023)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    99323 Walla Walla, WA $820 $940 $1,240 $1,760 $1,890
    99324 Walla Walla, WA $740 $850 $1,120 $1,590 $1,710
    99328 Walla Walla, WA $760 $870 $1,140 $1,620 $1,740
    99329 Walla Walla, WA $760 $870 $1,140 $1,620 $1,740
    99348 Walla Walla, WA $660 $760 $1,000 $1,430 $1,470
    99360 Walla Walla, WA $860 $990 $1,300 $1,850 $1,990
    99361 Walla Walla, WA $750 $860 $1,130 $1,610 $1,730
    99362 Walla Walla, WA $770 $880 $1,160 $1,650 $1,770
    99363 Walla Walla, WA $820 $960 $1,240 $1,730 $1,950

    2022 Average & Median Rent Data Statistics
    WALLA WALLA, WA average 1BR rent: $887, median: $870
    WALLA WALLA, WA average 2BR rent: $1,163, median: $1,140
    WALLA WALLA, WA average 3BR rent: $1,651, median: $1,620

    WALLA WALLA, WA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 645 $232,835,000 $360,984
    Cash Out Refi 360 $97,450,000 $270,694
    Home Improvement 238 $23,480,000 $98,655
    Refi 141 $32,755,000 $232,305
    Other 127 $13,695,000 $107,835

    Walla Walla's most frequently cited loan purpose was Home Purchase, with 645 originations. The 2nd most popular reason was Cash Out Refi, with 360 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    3-4% 402 $107,690,000 $267,886
    4-5% 356 $98,770,000 $277,444
    5-6% 354 $104,950,000 $296,469
    6-7% 176 $43,680,000 $248,182
    2.5-3% 88 $25,430,000 $288,977
    7-8% 59 $10,135,000 $171,780
    <2.5% 40 $5,860,000 $146,500
    Over 8% 34 $2,730,000 $80,294

    During 2022, Walla Walla's most frequently originated rate bucket was 3-4%, with 402 originations.

    Loan Sizing (WALLA WALLA, WA MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 652 $188,920,000 $289,755
    $100,000 or less 293 $15,405,000 $52,577
    $100k-200k 291 $43,345,000 $148,952
    $400k-600k 201 $95,085,000 $473,060
    $600k-1000k 67 $47,375,000 $707,090
    $Over $1MM 7 $10,085,000 $1,440,714

    WALLA WALLA's loan sizing saw the bucket of loans from $200k-400k with 652 originations, totaling $188,920,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 420 $154,340,000 $367,476
    60-80% 400 $139,370,000 $348,425
    Under 20% 257 $14,565,000 $56,673
    40-60% 214 $56,590,000 $264,439
    20-40% 204 $30,100,000 $147,549
    Over 100% 10 $3,800,000 $380,000

    WALLA WALLA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 420 originations, totaling $154,340,000 in origination value.