WALLA WALLA Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Walla Walla averaged 6.64% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.55% and one month ago for the week of 2025-02-27, the average rate was 6.86%.

    Walla Walla's average rate one year ago was 6.69%.

    For refis of the same type during the week of 2025-04-03, the average rate was 6.84%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Walla Walla 30 Year Fixed Rate 2025-04-03 6.64%
    Walla Walla 30 Year Fixed Rate Refi 2025-04-03 6.84%
    Walla Walla 15 Year Fixed Rate 2025-04-03 5.72%
    Walla Walla 15 Year Fixed Rate Refi 2025-04-03 5.72%
    Walla Walla 30 Year FHA 2025-04-03 6.6%
    Walla Walla 30 Year FHA Refi 2025-04-03 6.16%
    Walla Walla 30 Year USDA 2025-04-03 6.42%
    Walla Walla 30 Year USDA Refi 2025-04-03 6.22%
    Walla Walla 30 Year VA 2025-04-03 5.86%
    Walla Walla 30 Year VA Refi 2025-04-03 6.06%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within WALLA WALLA, WA.

    WALLA WALLA Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the WALLA WALLA, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    PREMIER MORTGAGE RESOURCES, L.L.C. 62 6.83% $7,352
    QUICKEN LOANS, LLC 33 6.77% $8,185
    Baker Boyer National Bank 26 6.87% $4,943
    GUILD MORTGAGE COMPANY 23 6.93% $7,572
    UNITED WHOLESALE MORTGAGE, LLC 21 6.74% $7,964
    GESA 21 6.64% $6,891
    CMG MORTGAGE, INC. 14 6.49% $9,448
    Banner Bank 13 6.73% $6,516
    MORTGAGE EXPRESS, LLC 12 6.22% $6,903
    JPMorgan Chase Bank 11 6.74% $4,911
    CHURCHILL MORTGAGE CORPORATION 10 7.17% $8,246
    Century Mortgage Company DBA Century Lending Company 8 6.91% $3,115
    CROSSCOUNTRY MORTGAGE, LLC 7 6.92% $8,563
    Umpqua Bank 6 6.60% $6,358
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY 6 6.96% $7,882
    U.S. Bank 6 6.62% $4,526
    AMERICAN PACIFIC MORTGAGE CORPORATION 5 7.02% $12,343
    Potlatch No. 1 Financial Credit Union 5 6.50% $5,293
    HAPO COMMUNITY CREDIT UNION 4 6.75% $6,545
    PENNYMAC LOAN SERVICES, LLC 4 6.34% $8,220
    BROKER SOLUTIONS, INC. 3 7.04% $7,442
    MOVEMENT MORTGAGE, LLC 3 7.25% $11,737
    1st Security Bank of Washington 3 7.04% $10,102
    CANOPY MORTGAGE, LLC 3 6.71% $10,308
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 6.62% $10,958
    LOANDEPOT.COM, LLC 3 4.75% $10,072
    SAMMAMISH MORTGAGE COMPANY 3 7.08% $3,409
    SPOKANE TEACHERS 3 7.08% $4,693
    Cornerstone First Mortgage, Inc 3 6.53% $5,282
    Wells Fargo Bank 2 6.63% $7,153
    AMERISAVE MORTGAGE CORPORATION 2 6.88% $6,340
    Boeing Employees Credit Union 2 6.63% $5,230
    Glacier Bank 2 6.81% $12,178
    Mr. Cooper ( Nationstar Mortgage ) 2 6.31% $10,575
    NEWREZ LLC 2 6.68% $4,232
    Northwest Farm Credit Services, FLCA 2 6.65% $13,651
    Paramount Residential Mortgage Group, Inc. 2 7.25% $13,650
    Plains Commerce Bank 2 7.06% $5,726
    PRIMELENDING, A PLAINSCAPITAL COMPANY 2 6.44% $6,376
    FIRST COMMUNITY 1 6.38% $3,722
    Morgan Stanley Private Bank 1 6.10% $3,200
    MORIA DEVELOPMENT, INC. 1 6.50% $3,894
    EVERETT FINANCIAL, INC. 1 7.50% $13,577
    MORTGAGEONE, INC. 1 6.50% $5,480
    DIRECTORS MORTGAGE, INC. 1 6.63% $6,822
    THE MORTGAGE LINK, INC. 1 6.99% $9,415
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.99% $7,345
    NATIONS DIRECT MORTGAGE, LLC 1 6.13% $6,218
    NETWORK CAPITAL FUNDING CORPORATION 1 5.88% $10,616
    Bank of America 1 6.38% $6,369
    NexBank 1 7.00% $5,668
    AMERICAN FINANCING CORPORATION 1 6.50% $10,634
    NUMERICA CREDIT UNION 1 7.00% $6,461
    O BEE 1 6.63% $3,399
    Pacific NW Federal Credit Union 1 6.75% $2,647
    Alaska USA Federal Credit Union 1 5.75% $4,848
    DIGITAL Federal Credit Union 1 7.25% $3,183
    PHH Mortgage Corporation 1 6.63% $5,819
    WASHINGTON STATE EMPLOYEES Credit Union 1 7.75% $4,757
    DEEPHAVEN MORTGAGE LLC 1 8.25% $18,988
    Commerce Home Mortgage, Inc. 1 6.38% $6,704
    Academy Bank 1 7.13% $2,540
    PRIORITY HOME LENDING, LLC 1 7.13% $7,263
    PROVIDENT FUNDING ASSOCIATES, L.P. 1 7.00% $4,660
    Citadel Servicing Corporation 1 8.13% $3,130
    ROYAL UNITED MORTGAGE LLC 1 6.25% $7,299
    S1L, Inc. 1 7.13% $13,049
    BMO Harris Bank 1 6.75% $9,660
    SCENIC OAKS FUNDING, INC. 1 6.99% $9,421
    BETTER MORTGAGE CORPORATION 1 7.13% $2,379
    STAR ONE CREDIT UNION 1 5.50% $2,871
    Stifel Bank and Trust 1 5.88% $2,885
    SUMMIT MORTGAGE CORPORATION 1 6.62% $8,417
    The Federal Savings Bank 1 6.13% $6,923
    The Loan Store, Inc. 1 5.63% $8,861
    GUARANTEED RATE, INC. 1 6.63% $4,391
    Flagstar Bank, FSB 1 6.88% $8,247
    HORIZON 1 7.50% $9,057
    Ixonia Bank 1 7.13% $7,612
    First National Bank of America 1 8.99% $12,149
    LENOX FINANCIAL MORTGAGE CORPORATION 1 7.63% $3,616

    WALLA WALLA Average Closing Costs & Other Stats

    WALLA WALLA, WA's 81 lenders originated 1,070 loans during 2024. The total origination value was $293,440,000, with an average loan value of $274,243.

    WALLA WALLA's average closing costs are $6,049.

    The top WALLA WALLA lender as defined by loan originations is PREMIER MORTGAGE RESOURCES, L.L.C., with 62 loans originated. Their average total fees are $7,352, which is $833 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee WALLA WALLA lenders (with over 10 loans originated) are JPMorgan Chase Bank ($4,911), Baker Boyer National Bank ($4,943), Banner Bank ($6,516), GESA ($6,891) and MORTGAGE EXPRESS, LLC ($6,903).

    The lowest rate WALLA WALLA lenders (with over 10 loans originated) are MORTGAGE EXPRESS, LLC (6.22%), CMG MORTGAGE, INC. (6.49%), GESA (6.64%), Banner Bank (6.73%) and JPMorgan Chase Bank (6.74%).

    WALLA WALLA, WA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    PREMIER MORTGAGE RESOURCES, L.L.C. $25,970,000 $31,365,000 20.8% 10.7%
    GUILD MORTGAGE COMPANY $2,595,000 $19,960,000 669.2% 6.8%
    GESA $11,585,000 $19,855,000 71.4% 6.8%
    QUICKEN LOANS, LLC $11,920,000 $17,945,000 50.5% 6.1%
    UNITED WHOLESALE MORTGAGE, LLC $10,190,000 $14,185,000 39.2% 4.8%
    Baker Boyer National Bank $15,045,000 $12,650,000 -15.9% 4.3%
    Banner Bank $15,815,000 $12,125,000 -23.3% 4.1%
    CMG MORTGAGE, INC. $8,055,000 $11,360,000 41.0% 3.9%
    Idaho First Bank $8,505,000 n/a 2.9%
    JPMorgan Chase Bank $3,660,000 $6,260,000 71.0% 2.1%
    Century Mortgage Company DBA Century Lending Company $1,785,000 $5,765,000 223.0% 2.0%
    MORTGAGE EXPRESS, LLC $635,000 $5,655,000 790.6% 1.9%
    CHURCHILL MORTGAGE CORPORATION $3,790,000 $5,305,000 40.0% 1.8%
    FREEDOM MORTGAGE CORPORATION $1,305,000 $5,080,000 289.3% 1.7%
    Umpqua Bank $7,515,000 $4,915,000 -34.6% 1.7%
    CROSSCOUNTRY MORTGAGE, LLC $1,480,000 $4,760,000 221.6% 1.6%
    Mortgage Research Center, LLC $3,000,000 $4,650,000 55.0% 1.6%
    PENNYMAC LOAN SERVICES, LLC $1,720,000 $4,315,000 150.9% 1.5%
    U.S. Bank $2,375,000 $4,115,000 73.3% 1.4%
    HAPO COMMUNITY CREDIT UNION $3,355,000 $3,970,000 18.3% 1.4%
    Potlatch No. 1 Financial Credit Union $3,040,000 $3,865,000 27.1% 1.3%
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY $4,825,000 $2,945,000 -39.0% 1.0%
    AMERICAN PACIFIC MORTGAGE CORPORATION $1,460,000 $2,860,000 95.9% 1.0%
    BROKER SOLUTIONS, INC. $900,000 $2,835,000 215.0% 1.0%
    Boeing Employees Credit Union $6,180,000 $2,560,000 -58.6% 0.9%
    LOANDEPOT.COM, LLC $380,000 $2,270,000 497.4% 0.8%
    Bank of America $990,000 $2,260,000 128.3% 0.8%
    NAVY FEDERAL CREDIT UNION $330,000 $2,205,000 568.2% 0.8%
    1st Security Bank of Washington $920,000 $2,200,000 139.1% 0.7%
    SPOKANE TEACHERS $1,240,000 $2,175,000 75.4% 0.7%
    WASHINGTON STATE EMPLOYEES Credit Union $4,955,000 $2,075,000 -58.1% 0.7%
    Heritage Bank $1,005,000 $1,695,000 68.7% 0.6%
    USAA Federal Savings Bank $1,595,000 $1,605,000 0.6% 0.5%
    MOVEMENT MORTGAGE, LLC $2,905,000 $1,570,000 -46.0% 0.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,650,000 $1,540,000 -57.8% 0.5%
    Northwest Farm Credit Services, FLCA $1,530,000 n/a 0.5%
    FINANCE OF AMERICA REVERSE LLC $490,000 $1,500,000 206.1% 0.5%
    CANOPY MORTGAGE, LLC $1,455,000 n/a 0.5%
    Sierra Pacific Mortgage Company, Inc. $535,000 $1,440,000 169.2% 0.5%
    Figure Lending LLC $220,000 $1,315,000 497.7% 0.4%
    NEWREZ LLC $1,400,000 $1,290,000 -7.9% 0.4%
    Community First Bank $1,615,000 $1,280,000 -20.7% 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $1,285,000 $1,215,000 -5.4% 0.4%
    SAMMAMISH MORTGAGE COMPANY $275,000 $1,180,000 329.1% 0.4%
    Plains Commerce Bank $895,000 $1,175,000 31.3% 0.4%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $1,245,000 $1,150,000 -7.6% 0.4%
    Washington Trust Bank $835,000 $1,140,000 36.5% 0.4%
    AMERISAVE MORTGAGE CORPORATION $815,000 $1,120,000 37.4% 0.4%
    SUMMIT FUNDING, INC. $1,730,000 $1,040,000 -39.9% 0.4%
    DEEPHAVEN MORTGAGE LLC $1,005,000 n/a 0.3%
    First Federal Bank $955,000 n/a 0.3%
    Glacier Bank $945,000 n/a 0.3%
    Wells Fargo Bank $1,805,000 $920,000 -49.0% 0.3%
    Paramount Residential Mortgage Group, Inc. $2,505,000 $900,000 -64.1% 0.3%
    Cornerstone First Mortgage, Inc $875,000 n/a 0.3%
    The Loan Store, Inc. $820,000 n/a 0.3%
    Discover Bank $440,000 $815,000 85.2% 0.3%
    DIRECTORS MORTGAGE, INC. $765,000 n/a 0.3%
    S1L, Inc. $335,000 $725,000 116.4% 0.2%
    HomeStreet Bank $1,215,000 $685,000 -43.6% 0.2%
    NUMERICA CREDIT UNION $670,000 $670,000 0.0% 0.2%
    GUARANTEED RATE, INC. $660,000 n/a 0.2%
    Old National Bank $655,000 n/a 0.2%
    Pacific NW Federal Credit Union $645,000 n/a 0.2%
    VILLAGE CAPITAL MORTGAGE $640,000 n/a 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $715,000 $605,000 -15.4% 0.2%
    BETTER MORTGAGE CORPORATION $560,000 n/a 0.2%
    BMO Harris Bank $555,000 n/a 0.2%
    PROVIDENT FUNDING ASSOCIATES, L.P. $305,000 $545,000 78.7% 0.2%
    MID AMERICA MORTGAGE, INC. $540,000 n/a 0.2%
    Commerce Home Mortgage, Inc. $1,060,000 $525,000 -50.5% 0.2%
    Morgan Stanley Private Bank $905,000 $515,000 -43.1% 0.2%
    Citadel Servicing Corporation $505,000 n/a 0.2%
    UNION HOME MORTGAGE CORP. $485,000 n/a 0.2%
    CORNERSTONE HOME LENDING, INC. $385,000 $455,000 18.2% 0.2%
    LENOX FINANCIAL MORTGAGE CORPORATION $455,000 n/a 0.2%
    HORIZON $75,000 $445,000 493.3% 0.2%
    Northpointe Bank $440,000 n/a 0.1%
    Equity Prime Mortgage LLC $425,000 n/a 0.1%
    EVERETT FINANCIAL, INC. $425,000 n/a 0.1%
    Ixonia Bank $505,000 $405,000 -19.8% 0.1%
    LOANPAL, LLC $175,000 $400,000 128.6% 0.1%
    FIRST TECHNOLOGY $530,000 $395,000 -25.5% 0.1%
    NEW DAY FINANCIAL, LLC $395,000 n/a 0.1%
    SCENIC OAKS FUNDING, INC. $395,000 n/a 0.1%
    NATIONS DIRECT MORTGAGE, LLC $390,000 n/a 0.1%
    First National Bank of America $380,000 n/a 0.1%
    LADERA LENDING, INC. $275,000 $365,000 32.7% 0.1%
    CREDIT HUMAN FEDERAL CREDIT UNION $85,000 $355,000 317.6% 0.1%
    SUMMIT MORTGAGE CORPORATION $355,000 n/a 0.1%
    Washington Federal Bank $2,085,000 $355,000 -83.0% 0.1%
    Flagstar Bank, FSB $1,750,000 $350,000 -80.0% 0.1%
    CALCON MUTUAL MORTGAGE LLC $590,000 $345,000 -41.5% 0.1%
    DIGITAL Federal Credit Union $345,000 n/a 0.1%
    THE MORTGAGE LINK, INC. $345,000 n/a 0.1%
    The Federal Savings Bank $335,000 n/a 0.1%
    University Bank $335,000 n/a 0.1%
    MORTGAGEONE, INC. $325,000 n/a 0.1%
    FIRST COMMUNITY $325,000 $320,000 -1.5% 0.1%
    Lakeview Community Capital, LLC $315,000 n/a 0.1%
    STAR ONE CREDIT UNION $315,000 n/a 0.1%
    TruHome Solutions, LLC $315,000 n/a 0.1%
    GEORGIA'S OWN $305,000 n/a 0.1%
    Stifel Bank and Trust $305,000 n/a 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $305,000 n/a 0.1%
    SOUND $235,000 $295,000 25.5% 0.1%
    Alaska USA Federal Credit Union $3,660,000 $285,000 -92.2% 0.1%
    Carrington Mortgage Services, LLC $65,000 $285,000 338.5% 0.1%
    LIMA ONE CAPITAL, LLC $285,000 n/a 0.1%
    Third Federal Savings and Loan Association of Cleveland $285,000 n/a 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $265,000 n/a 0.1%
    LAKEVIEW LOAN SERVICING, LLC $265,000 n/a 0.1%
    PRIORITY HOME LENDING, LLC $255,000 n/a 0.1%
    ALLIANT CREDIT UNION $1,000,000 $250,000 -75.0% 0.1%
    AMERICAN FINANCIAL NETWORK, INC. $325,000 $245,000 -24.6% 0.1%
    OnPoint Community Credit Union $235,000 n/a 0.1%
    Academy Bank $225,000 n/a 0.1%
    21ST MORTGAGE CORPORATION $220,000 n/a 0.1%
    GTE Federal Credit Union $215,000 n/a 0.1%
    NETWORK CAPITAL FUNDING CORPORATION $215,000 n/a 0.1%
    PHH Mortgage Corporation $225,000 $185,000 -17.8% 0.1%
    ROUNDPOINT MORTGAGE SERVICING CORPORATION $185,000 n/a 0.1%
    AMERICAN FINANCING CORPORATION $645,000 $175,000 -72.9% 0.1%
    Barrington Bank & Trust Company, N.A. $125,000 $175,000 40.0% 0.1%
    NATIONWIDE MORTGAGE BANKERS, INC. $175,000 n/a 0.1%
    SPRING EQ, LLC $55,000 $170,000 209.1% 0.1%
    MORIA DEVELOPMENT, INC. $155,000 n/a 0.1%
    iQ Credit Union $250,000 $145,000 -42.0% 0.0%
    KITSAP Credit Union $135,000 n/a 0.0%
    O BEE $135,000 n/a 0.0%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $2,285,000 $130,000 -94.3% 0.0%
    Bethpage Federal Credit Union $105,000 n/a 0.0%
    NexBank $105,000 n/a 0.0%
    ROYAL UNITED MORTGAGE LLC $105,000 $95,000 -9.5% 0.0%
    Deere Employees Credit Union $75,000 n/a 0.0%
    Citibank $55,000 n/a 0.0%
    IDAHO CENTRAL $235,000 $35,000 -85.1% 0.0%

    WALLA WALLA's top lender by overall market share is PREMIER MORTGAGE RESOURCES, L.L.C., with 10.7% market share. In second place, with 6.8%, is GUILD MORTGAGE COMPANY, having originated $19,960,000 in loans. In third place, with 6.8%, is GESA, having originated $19,855,000 in loans. In fourth place, with 6.1%, is QUICKEN LOANS, LLC, having originated $17,945,000 in loans. In fifth place, with 4.8%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $14,185,000 in loans.

    WALLA WALLA Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - WALLA WALLA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $284,950 (14.0%) $354,076 (8.1%) 0.00 141
    2018-02-01 $319,000 (29.8%) $374,847 (15.8%) 0.00 139
    2018-03-01 $325,000 (31.6%) $372,408 (10.6%) 0.00 147
    2018-04-01 $322,000 (19.3%) $388,928 (11.4%) 0.00 153
    2018-05-01 $336,863 (22.5%) $405,160 (13.2%) 0.00 143
    2018-06-01 $340,475 (16.0%) $420,260 (16.7%) 0.00 140
    2018-07-01 $336,975 (22.7%) $426,264 (19.0%) 0.00 147
    2018-08-01 $335,975 (22.5%) $417,638 (14.5%) 0.00 167
    2018-09-01 $335,000 (18.4%) $406,670 (12.7%) 0.00 178
    2018-10-01 $334,995 (16.2%) $390,148 (7.3%) 0.00 184
    2018-11-01 $332,470 (23.4%) $377,311 (7.0%) 0.00 177
    2018-12-01 $330,000 (26.6%) $381,524 (11.3%) 0.00 160
    2019-01-01 $334,980 (17.6%) $376,542 (6.3%) 0.00 159
    2019-02-01 $340,950 (6.9%) $392,873 (4.8%) 0.00 142
    2019-03-01 $360,686 (11.0%) $404,723 (8.7%) 0.00 135
    2019-04-01 $367,961 (14.3%) $408,316 (5.0%) 0.00 137
    2019-05-01 $379,950 (12.8%) $434,235 (7.2%) 0.00 159
    2019-06-01 $385,000 (13.1%) $433,795 (3.2%) 0.00 161
    2019-07-01 $392,425 (16.5%) $457,689 (7.4%) 0.00 173
    2019-08-01 $382,850 (14.0%) $442,645 (6.0%) 0.00 175
    2019-09-01 $373,063 (11.4%) $421,801 (3.7%) 0.00 177
    2019-10-01 $374,788 (11.9%) $414,150 (6.2%) 0.00 179
    2019-11-01 $379,900 (14.3%) $419,669 (11.2%) 0.00 168
    2019-12-01 $397,500 (20.5%) $454,143 (19.0%) 0.00 129
    2020-01-01 $397,725 (18.7%) $452,702 (20.2%) 0.00 110
    2020-02-01 $385,000 (12.9%) $433,012 (10.2%) 0.00 109
    2020-03-01 $421,000 (16.7%) $446,948 (10.4%) 0.00 105
    2020-04-01 $397,175 (7.9%) $433,531 (6.2%) 0.00 106
    2020-05-01 $409,500 (7.8%) $432,908 (-0.3%) 0.00 112
    2020-06-01 $427,748 (11.1%) $452,695 (4.4%) 0.00 99
    2020-07-01 $432,493 (10.2%) $511,614 (11.8%) 0.00 100
    2020-08-01 $449,990 (17.5%) $543,315 (22.7%) 0.00 94
    2020-09-01 $419,225 (12.4%) $535,205 (26.9%) 0.00 87
    2020-10-01 $395,000 (5.4%) $504,531 (21.8%) 0.00 70
    2020-11-01 $399,300 (5.1%) $596,320 (42.1%) 0.00 59
    2020-12-01 $416,945 (4.9%) $599,310 (32.0%) 0.00 53
    2021-01-01 $426,995 (7.4%) $572,222 (26.4%) 0.00 44
    2021-02-01 $454,725 (18.1%) $639,945 (47.8%) 0.00 40
    2021-03-01 $449,675 (6.8%) $636,590 (42.4%) 0.00 36
    2021-04-01 $445,750 (12.2%) $620,992 (43.2%) 0.00 46
    2021-05-01 $422,000 (3.1%) $698,343 (61.3%) 0.00 13
    2021-06-01 $443,750 (3.7%) $631,179 (39.4%) 0.00 22
    2021-07-01 $454,500 (5.1%) $637,142 (24.5%) 0.00 34
    2021-08-01 $447,750 (-0.5%) $654,207 (20.4%) 0.00 40
    2021-09-01 $469,500 (12.0%) $652,314 (21.9%) 0.00 51
    2021-10-01 $449,998 (13.9%) $677,860 (34.4%) 0.00 61
    2021-11-01 $433,750 (8.6%) $709,484 (19.0%) 0.00 48
    2021-12-01 $483,375 (15.9%) $750,412 (25.2%) 0.00 44
    2022-01-01 $499,000 (16.9%) $803,904 (40.5%) 0.00 39
    2022-02-01 $469,500 (3.3%) $776,381 (21.3%) 0.00 38
    2022-03-01 $583,450 (29.8%) $801,963 (26.0%) 0.00 35
    2022-04-01 $525,000 (17.8%) $742,340 (19.5%) 0.00 44
    2022-05-01 $570,000 (35.1%) $710,521 (1.7%) 0.00 63
    2022-06-01 $593,000 (33.6%) $684,954 (8.5%) 0.00 80
    2022-07-01 $525,000 (15.5%) $662,815 (4.0%) 0.00 91
    2022-08-01 $549,450 (22.7%) $687,091 (5.0%) 0.00 90
    2022-09-01 $544,000 (15.9%) $684,194 (4.9%) 0.00 91
    2022-10-01 $549,000 (22.0%) $671,011 (-1.0%) 0.00 100
    2022-11-01 $482,000 (11.1%) $601,886 (-15.2%) 0.00 107
    2022-12-01 $483,000 (-0.1%) $597,390 (-20.4%) 0.00 97
    2023-01-01 $505,975 (1.4%) $629,571 (-21.7%) 0.00 79
    2023-02-01 $499,000 (6.3%) $622,431 (-19.8%) 0.00 70
    2023-03-01 $517,225 (-11.4%) $629,346 (-21.5%) 0.00 75
    2023-04-01 $594,900 (13.3%) $661,218 (-10.9%) 0.00 66
    2023-05-01 $560,725 (-1.6%) $641,301 (-9.7%) 0.00 93
    2023-06-01 $544,450 (-8.2%) $644,287 (-5.9%) 0.00 89
    2023-07-01 $550,000 (4.8%) $643,506 (-2.9%) 0.00 91
    2023-08-01 $541,250 (-1.5%) $639,605 (-6.9%) 0.00 104
    2023-09-01 $562,450 (3.4%) $639,477 (-6.5%) 0.00 110
    2023-10-01 $520,000 (-5.3%) $598,961 (-10.7%) 0.00 129
    2023-11-01 $506,000 (5.0%) $585,597 (-2.7%) 0.00 130
    2023-12-01 $485,000 (0.4%) $548,772 (-8.1%) 0.00 119
    2024-01-01 $453,250 (-10.4%) $536,730 (-14.8%) 0.00 104
    2024-02-01 $484,450 (-2.9%) $557,843 (-10.4%) 0.00 111
    2024-03-01 $510,000 (-1.4%) $599,847 (-4.7%) 0.00 106
    2024-04-01 $506,750 (-14.8%) $605,441 (-8.4%) 0.00 124
    2024-05-01 $483,500 (-13.8%) $600,207 (-6.4%) 0.00 145
    2024-06-01 $511,094 (-6.1%) $616,898 (-4.3%) 0.00 159
    2024-07-01 $499,000 (-9.3%) $592,741 (-7.9%) 0.00 178
    2024-08-01 $509,500 (-5.9%) $598,068 (-6.5%) 0.00 165
    2024-09-01 $487,000 (-13.4%) $600,028 (-6.2%) 0.00 145
    2024-10-01 $514,750 (-1.0%) $626,491 (4.6%) 0.00 144
    2024-11-01 $525,000 (3.8%) $632,959 (8.1%) 0.00 130
    2024-12-01 $509,500 (5.1%) $628,653 (14.6%) 0.00 117
    2025-01-01 $523,500 (15.5%) $667,978 (24.5%) 0.00 95
    2025-02-01 $547,250 (13.0%) $666,906 (19.6%) 0.00 93
    2025-03-01 $564,945 (10.8%) $672,908 (12.2%) 0.00 102
    WALLA WALLA's median listing price for 2025-03-01 was $564,945, a difference of $54,945 (10.8%) versus the prior year and $17,695 versus the prior month.

    WALLA WALLA's median listing price comes in at 0% of the national average.

    WALLA WALLA's average listing price for 2025-03-01 was $672,908, a difference of $73,061 (12.2%) versus the prior year and $6,002 versus the prior month.

    For the 2025-03-01 period, WALLA WALLA had 102 MLS listings, a difference of 9 listings (10%) versus the prior month and -4 listings (-4%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - WALLA WALLA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,042 sqft
    2018-02-01 0 days 2,102 sqft
    2018-03-01 0 days 2,180 sqft
    2018-04-01 0 days 2,191 sqft
    2018-05-01 0 days 2,249 sqft
    2018-06-01 0 days 2,254 sqft
    2018-07-01 0 days 2,210 sqft
    2018-08-01 0 days 2,205 sqft
    2018-09-01 0 days 2,187 sqft
    2018-10-01 0 days 2,151 sqft
    2018-11-01 0 days 2,164 sqft
    2018-12-01 0 days 2,185 sqft
    2019-01-01 0 days 2,160 sqft
    2019-02-01 0 days 2,173 sqft
    2019-03-01 0 days 2,271 sqft
    2019-04-01 0 days 2,345 sqft
    2019-05-01 0 days 2,368 sqft
    2019-06-01 0 days 2,404 sqft
    2019-07-01 0 days 2,505 sqft
    2019-08-01 0 days 2,432 sqft
    2019-09-01 0 days 2,327 sqft
    2019-10-01 0 days 2,266 sqft
    2019-11-01 0 days 2,340 sqft
    2019-12-01 0 days 2,376 sqft
    2020-01-01 0 days 2,414 sqft
    2020-02-01 0 days 2,376 sqft
    2020-03-01 0 days 2,371 sqft
    2020-04-01 0 days 2,315 sqft
    2020-05-01 0 days 2,290 sqft
    2020-06-01 0 days 2,392 sqft
    2020-07-01 0 days 2,492 sqft
    2020-08-01 0 days 2,442 sqft
    2020-09-01 0 days 2,443 sqft
    2020-10-01 0 days 2,164 sqft
    2020-11-01 0 days 2,236 sqft
    2020-12-01 0 days 2,186 sqft
    2021-01-01 0 days 2,261 sqft
    2021-02-01 0 days 2,540 sqft
    2021-03-01 0 days 2,449 sqft
    2021-04-01 0 days 2,444 sqft
    2021-05-01 0 days 2,439 sqft
    2021-06-01 0 days 2,479 sqft
    2021-07-01 0 days 2,303 sqft
    2021-08-01 0 days 2,290 sqft
    2021-09-01 0 days 2,250 sqft
    2021-10-01 0 days 2,230 sqft
    2021-11-01 0 days 2,252 sqft
    2021-12-01 0 days 2,283 sqft
    2022-01-01 0 days 2,228 sqft
    2022-02-01 0 days 2,269 sqft
    2022-03-01 0 days 2,297 sqft
    2022-04-01 0 days 2,198 sqft
    2022-05-01 0 days 2,192 sqft
    2022-06-01 0 days 2,249 sqft
    2022-07-01 0 days 2,140 sqft
    2022-08-01 0 days 2,212 sqft
    2022-09-01 0 days 2,280 sqft
    2022-10-01 0 days 2,197 sqft
    2022-11-01 0 days 2,068 sqft
    2022-12-01 0 days 2,046 sqft
    2023-01-01 0 days 2,043 sqft
    2023-02-01 0 days 2,063 sqft
    2023-03-01 0 days 2,110 sqft
    2023-04-01 0 days 2,220 sqft
    2023-05-01 0 days 2,199 sqft
    2023-06-01 0 days 2,262 sqft
    2023-07-01 0 days 2,200 sqft
    2023-08-01 0 days 2,230 sqft
    2023-09-01 0 days 2,259 sqft
    2023-10-01 0 days 2,203 sqft
    2023-11-01 0 days 2,225 sqft
    2023-12-01 0 days 2,205 sqft
    2024-01-01 0 days 2,205 sqft
    2024-02-01 0 days 2,221 sqft
    2024-03-01 0 days 2,280 sqft
    2024-04-01 0 days 2,284 sqft
    2024-05-01 0 days 2,262 sqft
    2024-06-01 0 days 2,156 sqft
    2024-07-01 0 days 2,158 sqft
    2024-08-01 0 days 2,164 sqft
    2024-09-01 0 days 2,098 sqft
    2024-10-01 0 days 2,136 sqft
    2024-11-01 0 days 2,176 sqft
    2024-12-01 0 days 2,137 sqft
    2025-01-01 0 days 2,150 sqft
    2025-02-01 0 days 2,271 sqft
    2025-03-01 0 days 2,258 sqft
    WALLA WALLA's median listing age (time on market) for 2025-03-01 was 0 days.

    WALLA WALLA's median square footage for active listings during the 2025-03-01 period was 2,258 sqft. One year prior, the average listing was 2,280 sqft.

    WALLA WALLA, WA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 560 $202,630,000 $361,839
    Cash Out Refi 143 $34,065,000 $238,217
    Other 138 $16,770,000 $121,522
    Home Improvement 137 $14,605,000 $106,606
    Refi 92 $25,370,000 $275,761

    Walla Walla's most frequently cited loan purpose was Home Purchase, with 560 originations. The 2nd most popular reason was Cash Out Refi, with 143 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 407 $138,555,000 $340,430
    Over 8% 269 $31,375,000 $116,636
    7-8% 216 $67,870,000 $314,213
    5-6% 120 $40,000,000 $333,333
    <2.5% 32 $700,000 $21,875
    4-5% 14 $4,260,000 $304,286
    3-4% 2 $490,000 $245,000

    During 2024, Walla Walla's most frequently originated rate bucket was 6-7%, with 407 originations.

    Loan Sizing (WALLA WALLA, WA MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 437 $131,545,000 $301,018
    $100,000 or less 257 $13,865,000 $53,949
    $100k-200k 167 $23,545,000 $140,988
    $400k-600k 151 $71,255,000 $471,887
    $600k-1000k 49 $35,285,000 $720,102
    $Over $1MM 9 $17,945,000 $1,993,889

    WALLA WALLA's loan sizing saw the bucket of loans from $200k-400k with 437 originations, totaling $131,545,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 319 $125,255,000 $392,649
    Under 20% 231 $13,085,000 $56,645
    60-80% 227 $84,035,000 $370,198
    20-40% 163 $24,095,000 $147,822
    40-60% 97 $26,095,000 $269,021
    Over 100% 13 $6,305,000 $485,000

    WALLA WALLA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 319 originations, totaling $125,255,000 in origination value.