WALLA WALLA Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Walla Walla averaged 7.05% for the week of 2023-11-22, compared to the national average of 7.29% for the same period.

The average rate for the prior week (2023-11-16) was 7.4% and one month ago for the week of 2023-10-19, the average rate was 7.59%.

Walla Walla's average rate one year ago was 6.57%.

For refis of the same type during the week of 2023-11-22, the average rate was 6.43%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-11-22 7.29%
Walla Walla 30 Year Fixed Rate 2023-11-22 7.05%
Walla Walla 30 Year Fixed Rate Refi 2023-11-22 6.43%
Walla Walla 15 Year Fixed Rate 2023-11-22 6.47%
Walla Walla 15 Year Fixed Rate Refi 2023-11-22 7.07%
Walla Walla 30 Year FHA 2023-11-22 -0.09%
Walla Walla 30 Year FHA Refi 2023-11-22 -0.2%
Walla Walla 30 Year USDA 2023-11-22 -0.1%
Walla Walla 30 Year USDA Refi 2023-11-22 0.1%
Walla Walla 30 Year VA 2023-11-22 0%
Walla Walla 30 Year VA Refi 2023-11-22 0.1%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within WALLA WALLA, WA.

WALLA WALLA Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the WALLA WALLA, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
ACADEMY MORTGAGE CORPORATION 98 5.23% $7,354
PREMIER MORTGAGE RESOURCES, L.L.C. 79 5.26% $6,314
QUICKEN LOANS, LLC 51 4.59% $8,748
GESA 33 3.83% $5,944
Baker Boyer National Bank 26 4.54% $5,167
Banner Bank 25 4.52% $6,311
UNITED WHOLESALE MORTGAGE, LLC 18 5.01% $7,542
Umpqua Bank 17 4.32% $6,310
PRIMARY RESIDENTIAL MORTGAGE, INC. 15 4.33% $3,704
CALIBER HOME LOANS, INC. 13 5.23% $6,384
JPMorgan Chase Bank 12 4.70% $5,202
CMG MORTGAGE, INC. 11 4.51% $5,494
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 11 5.25% $8,345
GUILD MORTGAGE COMPANY 10 4.82% $5,989
LOANDEPOT.COM, LLC 9 3.83% $6,252
Paramount Residential Mortgage Group, Inc. 9 4.89% $5,772
U.S. Bank 8 4.19% $4,952
PENNYMAC LOAN SERVICES, LLC 8 3.95% $6,412
Hometown Lenders, Inc. 8 5.30% $7,213
Wells Fargo Bank 8 4.25% $4,925
Mr. Cooper ( Nationstar Mortgage ) 7 4.53% $8,781
CHURCHILL MORTGAGE CORPORATION 7 5.69% $5,268
AMERICAN PACIFIC MORTGAGE CORPORATION 7 3.86% $10,562
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 7 5.34% $8,109
SPOKANE TEACHERS 5 3.60% $10,132
AMERISAVE MORTGAGE CORPORATION 5 3.90% $8,233
HOMEBRIDGE FINANCIAL SERVICES, INC. 5 5.23% $5,820
BETTER MORTGAGE CORPORATION 5 3.85% $5,630
FREEDOM MORTGAGE CORPORATION 5 4.95% $7,734
PNC Bank 4 5.09% $7,795
Boeing Employees Credit Union 4 5.00% $2,734
HOMESIDE FINANCIAL, LLC 4 5.37% $6,555
1st Security Bank of Washington 4 4.44% $5,786
Washington Federal Bank 4 4.34% $5,612
FINANCE OF AMERICA MORTGAGE LLC 4 4.59% $4,879
HAPO COMMUNITY CREDIT UNION 4 4.53% $4,508
HOME POINT FINANCIAL CORPORATION 3 3.46% $8,980
Wheatland Bank 3 5.00% $5,769
BROKER SOLUTIONS, INC. 3 4.83% $8,806
S1L, Inc. 3 5.46% $4,923
Flagstar Bank, FSB 3 4.50% $5,169
CROSSCOUNTRY MORTGAGE, LLC 2 6.00% $4,541
AMERICAN FINANCING CORPORATION 2 3.81% $6,692
Bank of America 2 4.69% $5,319
CHERRY CREEK MORTGAGE, LLC 2 5.63% $5,161
FirstBank 2 4.00% $3,387
First National Bank of America 2 7.56% $8,811
GUARANTEED RATE, INC. 2 4.44% $4,835
LADERA LENDING, INC. 2 3.56% $5,358
LAKEVIEW LOAN SERVICING, LLC 2 5.50% $6,611
Morgan Stanley Private Bank 2 3.20% $3,384
MOUNTAIN AMERICA 2 5.94% $10,494
NUMERICA CREDIT UNION 2 5.06% $15,482
PREMIER LENDING, INC. 2 3.31% $6,425
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 6.38% $13,174
SAMMAMISH MORTGAGE COMPANY 2 6.19% $4,660
Sierra Pacific Mortgage Company, Inc. 2 3.63% $8,500
Sunflower Bank 2 4.93% $8,222
USAA Federal Savings Bank 2 5.44% $9,709
ZILLOW HOME LOANS, LLC 2 3.00% $4,322
GSF Mortgage Corporation 1 5.50% $19,788
MUFG Union Bank 1 5.88% $3,793
MUTUAL OF OMAHA MORTGAGE, INC. 1 4.50% $16,207
Nations Lending Corporation 1 3.25% $11,715
NAVY FEDERAL CREDIT UNION 1 5.63% $2,358
NBKC BANK 1 4.63% $4,132
NEWREZ LLC 1 2.88% $3,669
NFM, INC. 1 4.13% $4,476
Northwest Farm Credit Services, FLCA 1 5.60% $6,570
Notre Dame Federal Credit Union Corporation 1 5.50% $4,618
AmeriHome Mortgage Company, LLC 1 5.99% $11,283
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 3.99% $5,754
Gateway First Bank 1 5.00% $3,330
First Federal Savings Bank of Twin Falls 1 5.63% $4,381
PHH Mortgage Corporation 1 7.13% $5,586
PLAZA HOME MORTGAGE, INC. 1 3.75% $12,207
ENVOY MORTGAGE, LTD 1 5.50% $6,913
Potlatch No. 1 Financial Credit Union 1 4.25% $5,298
WASHINGTON STATE EMPLOYEES Credit Union 1 3.88% $2,501
CITYWIDE HOME LOANS, LLC 1 5.50% $8,200
Citadel Servicing Corporation 1 8.00% $7,323
Washington Trust Bank 1 3.75% $3,382
PROVIDENT FUNDING ASSOCIATES, L.P. 1 4.75% $3,822
CARDINAL FINANCIAL 1 3.99% $8,139
RELIANCE FIRST CAPITAL, LLC 1 4.63% $7,347
RESIDENTIAL BANCORP 1 4.75% $7,626
BAY EQUITY LLC 1 4.50% $8,141
Watermark Capital, Inc. 1 3.25% $9,011
SECURITYNATIONAL MORTGAGE COMPANY 1 5.88% $4,008
Ally Bank 1 3.25% $2,123
Solarity Credit Union 1 4.50% $5,827
Southwest Airlines Federal Credit Union 1 4.50% $9,239
Bank of the West 1 4.13% $3,025
Stifel Bank and Trust 1 4.00% $2,750
SUMMIT FUNDING, INC. 1 5.50% $5,807
SUMMIT MORTGAGE CORPORATION 1 4.13% $5,887
ADVANTIS 1 5.00% $4,575
SWBC MORTGAGE CORPORATION 1 4.13% $4,213
IDAHO CENTRAL 1 4.88% $5,432
HomeStreet Bank 1 3.50% $3,226
Austin Capital Bank SSB 1 4.38% $4,142
Arvest Bank 1 3.75% $5,494
LAND HOME FINANCIAL SERVICES, INC. 1 6.88% $5,033
LEADERONE FINANCIAL CORPORATION 1 5.99% $5,365
GUARANTEED RATE AFFINITY, LLC 1 3.13% $3,907
LPMC, LLC 1 5.37% $7,537
Wyndham Capital Mortgage, Inc. 1 4.63% $1,927
MORTGAGE EXPRESS, LLC 1 3.50% $6,108
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 6.00% $15,821
MOVEMENT MORTGAGE, LLC 1 5.88% $3,297

WALLA WALLA Average Closing Costs & Other Stats

WALLA WALLA, WA's 110 lenders originated 1,511 loans during 2022. The total origination value was $400,215,000, with an average loan value of $264,868.

WALLA WALLA's average closing costs are $5,515.

The top WALLA WALLA lender as defined by loan originations is ACADEMY MORTGAGE CORPORATION, with 98 loans originated. Their average total fees are $7,354, which is $1,040 higher than the next largest lender, PREMIER MORTGAGE RESOURCES, L.L.C..

The lowest fee WALLA WALLA lenders (with over 10 loans originated) are PRIMARY RESIDENTIAL MORTGAGE, INC. ($3,704), Baker Boyer National Bank ($5,167), JPMorgan Chase Bank ($5,202), CMG MORTGAGE, INC. ($5,494) and GESA ($5,944).

The lowest rate WALLA WALLA lenders (with over 10 loans originated) are GESA (3.83%), Umpqua Bank (4.32%), PRIMARY RESIDENTIAL MORTGAGE, INC. (4.33%), CMG MORTGAGE, INC. (4.51%) and Banner Bank (4.52%).

WALLA WALLA, WA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
ACADEMY MORTGAGE CORPORATION $81,940,000 $49,790,000 -39.2% 12.4%
PREMIER MORTGAGE RESOURCES, L.L.C. $59,405,000 $42,050,000 -29.2% 10.5%
QUICKEN LOANS, LLC $51,285,000 $25,825,000 -49.6% 6.5%
Banner Bank $53,790,000 $25,795,000 -52.0% 6.4%
GESA $28,455,000 $24,405,000 -14.2% 6.1%
Baker Boyer National Bank $32,980,000 $14,090,000 -57.3% 3.5%
Umpqua Bank $13,055,000 $12,215,000 -6.4% 3.1%
UNITED WHOLESALE MORTGAGE, LLC $14,860,000 $11,385,000 -23.4% 2.8%
Washington Federal Bank $890,000 $8,305,000 833.1% 2.1%
CMG MORTGAGE, INC. $12,700,000 $7,125,000 -43.9% 1.8%
U.S. Bank $14,725,000 $7,025,000 -52.3% 1.8%
CALIBER HOME LOANS, INC. $12,020,000 $6,270,000 -47.8% 1.6%
HOMEBRIDGE FINANCIAL SERVICES, INC. $9,810,000 $6,085,000 -38.0% 1.5%
FREEDOM MORTGAGE CORPORATION $16,580,000 $5,565,000 -66.4% 1.4%
PRIMARY RESIDENTIAL MORTGAGE, INC. $25,360,000 $5,410,000 -78.7% 1.4%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $4,680,000 $5,040,000 7.7% 1.3%
PENNYMAC LOAN SERVICES, LLC $16,905,000 $4,860,000 -71.3% 1.2%
JPMorgan Chase Bank $8,605,000 $4,710,000 -45.3% 1.2%
NUMERICA CREDIT UNION $1,955,000 $4,295,000 119.7% 1.1%
GUILD MORTGAGE COMPANY $9,570,000 $4,240,000 -55.7% 1.1%
USAA Federal Savings Bank $1,955,000 $4,045,000 106.9% 1.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $6,820,000 $3,605,000 -47.1% 0.9%
AMERICAN PACIFIC MORTGAGE CORPORATION $1,940,000 $3,550,000 83.0% 0.9%
Mr. Cooper ( Nationstar Mortgage ) $4,990,000 $3,445,000 -31.0% 0.9%
Boeing Employees Credit Union $4,545,000 $3,150,000 -30.7% 0.8%
Potlatch No. 1 Financial Credit Union $2,550,000 $3,140,000 23.1% 0.8%
PNC Bank $970,000 $3,070,000 216.5% 0.8%
Paramount Residential Mortgage Group, Inc. $3,025,000 $3,005,000 -0.7% 0.8%
Wells Fargo Bank $7,480,000 $2,940,000 -60.7% 0.7%
BETTER MORTGAGE CORPORATION $6,940,000 $2,795,000 -59.7% 0.7%
Hometown Lenders, Inc. $2,705,000 n/a 0.7%
LOANDEPOT.COM, LLC $14,225,000 $2,610,000 -81.7% 0.7%
Flagstar Bank, FSB $9,160,000 $2,585,000 -71.8% 0.6%
AMERISAVE MORTGAGE CORPORATION $8,885,000 $2,395,000 -73.0% 0.6%
CROSSCOUNTRY MORTGAGE, LLC $1,080,000 $2,305,000 113.4% 0.6%
SPOKANE TEACHERS $1,340,000 $2,225,000 66.0% 0.6%
CHURCHILL MORTGAGE CORPORATION $4,615,000 $2,160,000 -53.2% 0.5%
Mortgage Research Center, LLC $6,905,000 $2,115,000 -69.4% 0.5%
HAPO COMMUNITY CREDIT UNION $6,265,000 $2,050,000 -67.3% 0.5%
HOMESIDE FINANCIAL, LLC $945,000 $2,035,000 115.3% 0.5%
Sunflower Bank $1,940,000 n/a 0.5%
FirstBank $405,000 $1,725,000 325.9% 0.4%
FINANCE OF AMERICA MORTGAGE LLC $5,090,000 $1,585,000 -68.9% 0.4%
GUARANTEED RATE, INC. $1,540,000 $1,540,000 0.0% 0.4%
CHERRY CREEK MORTGAGE, LLC $8,165,000 $1,525,000 -81.3% 0.4%
SWBC MORTGAGE CORPORATION $6,280,000 $1,510,000 -76.0% 0.4%
Wheatland Bank $550,000 $1,485,000 170.0% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $2,945,000 $1,385,000 -53.0% 0.3%
S1L, Inc. $510,000 $1,385,000 171.6% 0.3%
Bank of America $1,390,000 $1,335,000 -4.0% 0.3%
Morgan Stanley Private Bank $1,320,000 n/a 0.3%
MOUNTAIN AMERICA $2,735,000 $1,315,000 -51.9% 0.3%
PREMIER LENDING, INC. $335,000 $1,245,000 271.6% 0.3%
NAVY FEDERAL CREDIT UNION $5,490,000 $1,220,000 -77.8% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,510,000 $1,215,000 -19.5% 0.3%
Columbia State Bank $1,265,000 $1,185,000 -6.3% 0.3%
NEWREZ LLC $4,985,000 $1,165,000 -76.6% 0.3%
LAKEVIEW LOAN SERVICING, LLC $3,185,000 $1,155,000 -63.7% 0.3%
SUMMIT FUNDING, INC. $1,390,000 $1,155,000 -16.9% 0.3%
HOME POINT FINANCIAL CORPORATION $5,010,000 $1,100,000 -78.0% 0.3%
BROKER SOLUTIONS, INC. $3,910,000 $1,095,000 -72.0% 0.3%
Sierra Pacific Mortgage Company, Inc. $1,820,000 $1,075,000 -40.9% 0.3%
LONGBRIDGE FINANCIAL, LLC $1,025,000 n/a 0.3%
WASHINGTON STATE EMPLOYEES Credit Union $1,905,000 $960,000 -49.6% 0.2%
Community First Bank $760,000 $935,000 23.0% 0.2%
1st Security Bank of Washington $3,285,000 $870,000 -73.5% 0.2%
HomeStreet Bank $1,700,000 $870,000 -48.8% 0.2%
MUFG Union Bank $865,000 n/a 0.2%
NEW DAY FINANCIAL, LLC $1,545,000 $865,000 -44.0% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $530,000 $840,000 58.5% 0.2%
SAMMAMISH MORTGAGE COMPANY $790,000 n/a 0.2%
KeyBank $2,025,000 $785,000 -61.2% 0.2%
First Federal Savings Bank of Twin Falls $750,000 n/a 0.2%
PHH Mortgage Corporation $1,050,000 $710,000 -32.4% 0.2%
LADERA LENDING, INC. $830,000 $650,000 -21.7% 0.2%
Austin Capital Bank SSB $645,000 n/a 0.2%
GSF Mortgage Corporation $645,000 n/a 0.2%
Wyndham Capital Mortgage, Inc. $650,000 $640,000 -1.5% 0.2%
MORTGAGE EXPRESS, LLC $335,000 $635,000 89.6% 0.2%
JMJ FINANCIAL GROUP $625,000 n/a 0.2%
Bank of the West $620,000 n/a 0.2%
PENTAGON FEDERAL CREDIT UNION $1,845,000 $620,000 -66.4% 0.2%
Southwest Airlines Federal Credit Union $595,000 n/a 0.1%
Notre Dame Federal Credit Union Corporation $585,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $2,205,000 $570,000 -74.1% 0.1%
IDAHO CENTRAL $295,000 $560,000 89.8% 0.1%
Century Mortgage Company DBA Century Lending Company $550,000 n/a 0.1%
Watermark Capital, Inc. $535,000 n/a 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $525,000 n/a 0.1%
CITYWIDE HOME LOANS, LLC $525,000 n/a 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $150,000 $500,000 233.3% 0.1%
Plains Commerce Bank $500,000 n/a 0.1%
Glacier Bank $265,000 $485,000 83.0% 0.1%
ZILLOW HOME LOANS, LLC $480,000 n/a 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $465,000 n/a 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $455,000 n/a 0.1%
Carrington Mortgage Services, LLC $2,325,000 $450,000 -80.6% 0.1%
Stifel Bank and Trust $405,000 $445,000 9.9% 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $4,240,000 $440,000 -89.6% 0.1%
Northwest Farm Credit Services, FLCA $665,000 $435,000 -34.6% 0.1%
EVERETT FINANCIAL, INC. $245,000 $425,000 73.5% 0.1%
MOVEMENT MORTGAGE, LLC $750,000 $420,000 -44.0% 0.1%
Gateway First Bank $135,000 $415,000 207.4% 0.1%
Figure Lending LLC $410,000 $380,000 -7.3% 0.1%
MEMBER FIRST MORTGAGE, LLC $375,000 n/a 0.1%
PLAZA HOME MORTGAGE, INC. $375,000 n/a 0.1%
Solarity Credit Union $285,000 $375,000 31.6% 0.1%
Ally Bank $480,000 $365,000 -24.0% 0.1%
ENVOY MORTGAGE, LTD $2,165,000 $365,000 -83.1% 0.1%
LEADERONE FINANCIAL CORPORATION $470,000 $365,000 -22.3% 0.1%
Strong Home Mortgage, LLC $1,700,000 $365,000 -78.5% 0.1%
NBKC BANK $2,790,000 $355,000 -87.3% 0.1%
CALCON MUTUAL MORTGAGE LLC $345,000 n/a 0.1%
NFM, INC. $155,000 $345,000 122.6% 0.1%
First National Bank of America $850,000 $340,000 -60.0% 0.1%
Equity Prime Mortgage LLC $335,000 n/a 0.1%
INTERCAP LENDING INC. $325,000 n/a 0.1%
BAY EQUITY LLC $2,455,000 $315,000 -87.2% 0.1%
M&T Bank $485,000 $315,000 -35.1% 0.1%
SUMMIT MORTGAGE CORPORATION $315,000 n/a 0.1%
The Federal Savings Bank $1,595,000 $305,000 -80.9% 0.1%
AmeriHome Mortgage Company, LLC $615,000 $295,000 -52.0% 0.1%
DIRECTORS MORTGAGE, INC. $560,000 $285,000 -49.1% 0.1%
GUARANTEED RATE AFFINITY, LLC $285,000 n/a 0.1%
SPRING EQ, LLC $125,000 $275,000 120.0% 0.1%
CORNERSTONE HOME LENDING, INC. $1,830,000 $265,000 -85.5% 0.1%
TruHome Solutions, LLC $530,000 $265,000 -50.0% 0.1%
Consolidated Federal Credit Union $255,000 n/a 0.1%
CONTOUR MORTGAGE CORPORATION $255,000 n/a 0.1%
RESIDENTIAL BANCORP. $345,000 $255,000 -26.1% 0.1%
Yakima Federal Savings and Loan Association $1,235,000 $255,000 -79.4% 0.1%
ADVANTIS $250,000 n/a 0.1%
AMERICAN ADVISORS GROUP $1,260,000 $250,000 -80.2% 0.1%
Lakeview Community Capital, LLC $295,000 $245,000 -16.9% 0.1%
PACIFIC RESIDENTIAL MORTGAGE, LLC $215,000 $245,000 14.0% 0.1%
Peoples Bank $245,000 n/a 0.1%
Washington Trust Bank $2,745,000 $235,000 -91.4% 0.1%
Barrington Bank & Trust Company, N.A. $315,000 $225,000 -28.6% 0.1%
Nations Lending Corporation $165,000 $225,000 36.4% 0.1%
LAND HOME FINANCIAL SERVICES, INC. $205,000 n/a 0.1%
LPMC, LLC $1,080,000 $205,000 -81.0% 0.1%
TOP FLITE FINANCIAL, INC. $195,000 n/a 0.0%
CANOPY MORTGAGE, LLC $820,000 $175,000 -78.7% 0.0%
Citadel Servicing Corporation $175,000 n/a 0.0%
RELIANCE FIRST CAPITAL, LLC $195,000 $175,000 -10.3% 0.0%
ATHAS CAPITAL GROUP, INC. $165,000 n/a 0.0%
HomeTrust Bank $165,000 n/a 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $165,000 n/a 0.0%
FIRST COMMUNITY $1,935,000 $145,000 -92.5% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $735,000 $145,000 -80.3% 0.0%
Discover Bank $490,000 $130,000 -73.5% 0.0%
OnPoint Community Credit Union $545,000 $125,000 -77.1% 0.0%
Service Federal Credit Union $355,000 $125,000 -64.8% 0.0%
THE MONEY SOURCE INC. $105,000 n/a 0.0%
HORIZON $85,000 n/a 0.0%
Alaska USA Federal Credit Union $870,000 $80,000 -90.8% 0.0%
FIRST TECHNOLOGY $1,035,000 $80,000 -92.3% 0.0%
Arvest Bank $75,000 n/a 0.0%
First Interstate Bank $405,000 $75,000 -81.5% 0.0%
ALLIANT CREDIT UNION $65,000 $55,000 -15.4% 0.0%
iQ Credit Union $195,000 $45,000 -76.9% 0.0%
SALAL $45,000 n/a 0.0%
SOUND $150,000 $45,000 -70.0% 0.0%
FIBRE FEDERAL CREDIT UNION $35,000 n/a 0.0%

WALLA WALLA's top lender by overall market share is ACADEMY MORTGAGE CORPORATION, with 12.4% market share. In second place, with 10.5%, is PREMIER MORTGAGE RESOURCES, L.L.C., having originated $42,050,000 in loans. In third place, with 6.5%, is QUICKEN LOANS, LLC, having originated $25,825,000 in loans. In fourth place, with 6.4%, is Banner Bank, having originated $25,795,000 in loans. In fifth place, with 6.1%, is GESA, having originated $24,405,000 in loans.


WALLA WALLA Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - WALLA WALLA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $284,950 (14.0%) $354,076 (8.4%) 0.00 141
2018-02-01 $319,000 (30.5%) $374,847 (16.2%) 0.00 139
2018-03-01 $325,000 (32.2%) $372,408 (11.0%) 0.00 147
2018-04-01 $322,000 (19.3%) $388,928 (11.8%) 0.00 153
2018-05-01 $336,863 (22.5%) $405,160 (13.7%) 0.00 143
2018-06-01 $340,475 (18.2%) $420,260 (17.3%) 0.00 140
2018-07-01 $336,975 (22.8%) $426,264 (19.4%) 0.00 147
2018-08-01 $335,975 (23.7%) $417,638 (14.9%) 0.00 167
2018-09-01 $335,000 (19.2%) $406,670 (13.0%) 0.00 178
2018-10-01 $334,995 (16.2%) $390,148 (7.4%) 0.00 184
2018-11-01 $332,470 (24.0%) $377,311 (7.3%) 0.00 177
2018-12-01 $330,000 (26.6%) $381,524 (11.3%) 0.00 160
2019-01-01 $334,980 (17.6%) $376,542 (6.3%) 0.00 159
2019-02-01 $340,950 (6.9%) $392,873 (4.8%) 0.00 142
2019-03-01 $360,686 (11.0%) $404,723 (8.7%) 0.00 135
2019-04-01 $367,961 (14.3%) $408,316 (5.0%) 0.00 137
2019-05-01 $379,950 (12.8%) $434,235 (7.2%) 0.00 159
2019-06-01 $385,000 (13.1%) $432,943 (3.0%) 0.00 161
2019-07-01 $392,425 (16.5%) $457,689 (7.4%) 0.00 173
2019-08-01 $382,973 (14.0%) $442,636 (6.0%) 0.00 175
2019-09-01 $373,369 (11.5%) $421,780 (3.7%) 0.00 178
2019-10-01 $373,967 (11.6%) $413,649 (6.0%) 0.00 180
2019-11-01 $379,900 (14.3%) $418,630 (11.0%) 0.00 170
2019-12-01 $396,500 (20.2%) $452,476 (18.6%) 0.00 130
2020-01-01 $397,250 (18.6%) $450,708 (19.7%) 0.00 111
2020-02-01 $382,450 (12.2%) $433,012 (10.2%) 0.00 110
2020-03-01 $420,000 (16.4%) $445,037 (10.0%) 0.00 106
2020-04-01 $396,950 (7.9%) $431,752 (5.7%) 0.00 106
2020-05-01 $409,500 (7.8%) $432,908 (-0.3%) 0.00 112
2020-06-01 $427,748 (11.1%) $452,695 (4.6%) 0.00 99
2020-07-01 $432,493 (10.2%) $511,614 (11.8%) 0.00 100
2020-08-01 $449,990 (17.5%) $543,315 (22.8%) 0.00 94
2020-09-01 $419,225 (12.3%) $535,205 (26.9%) 0.00 87
2020-10-01 $395,000 (5.6%) $504,531 (22.0%) 0.00 70
2020-11-01 $399,300 (5.1%) $596,320 (42.5%) 0.00 59
2020-12-01 $416,945 (5.2%) $599,310 (32.5%) 0.00 53
2021-01-01 $426,995 (7.5%) $572,222 (27.0%) 0.00 44
2021-02-01 $454,725 (18.9%) $639,945 (47.8%) 0.00 40
2021-03-01 $449,675 (7.1%) $636,590 (43.0%) 0.00 36
2021-04-01 $445,750 (12.3%) $620,992 (43.8%) 0.00 46
2021-05-01 $422,000 (3.1%) $698,343 (61.3%) 0.00 13
2021-06-01 $443,750 (3.7%) $631,179 (39.4%) 0.00 23
2021-07-01 $449,000 (3.8%) $624,627 (22.1%) 0.00 35
2021-08-01 $439,250 (-2.4%) $643,406 (18.4%) 0.00 41
2021-09-01 $459,500 (9.6%) $642,510 (20.1%) 0.00 52
2021-10-01 $449,998 (13.9%) $677,860 (34.4%) 0.00 62
2021-11-01 $433,750 (8.6%) $709,484 (19.0%) 0.00 48
2021-12-01 $483,375 (15.9%) $750,412 (25.2%) 0.00 44
2022-01-01 $499,000 (16.9%) $803,904 (40.5%) 0.00 39
2022-02-01 $469,500 (3.3%) $776,381 (21.3%) 0.00 38
2022-03-01 $583,450 (29.8%) $801,963 (26.0%) 0.00 35
2022-04-01 $525,000 (17.8%) $742,340 (19.5%) 0.00 44
2022-05-01 $570,000 (35.1%) $710,521 (1.7%) 0.00 63
2022-06-01 $593,000 (33.6%) $684,954 (8.5%) 0.00 80
2022-07-01 $525,000 (16.9%) $665,218 (6.5%) 0.00 91
2022-08-01 $554,225 (26.2%) $689,997 (7.2%) 0.00 89
2022-09-01 $554,000 (20.6%) $687,014 (6.9%) 0.00 90
2022-10-01 $549,000 (22.0%) $670,511 (-1.1%) 0.00 100
2022-11-01 $480,500 (10.8%) $598,806 (-15.6%) 0.00 108
2022-12-01 $481,000 (-0.5%) $595,071 (-20.7%) 0.00 98
2023-01-01 $502,000 (0.6%) $626,034 (-22.1%) 0.00 80
2023-02-01 $499,000 (6.3%) $618,690 (-20.3%) 0.00 71
2023-03-01 $505,500 (-13.4%) $625,767 (-22.0%) 0.00 76
2023-04-01 $589,950 (12.4%) $657,609 (-11.4%) 0.00 67
2023-05-01 $557,450 (-2.2%) $638,427 (-10.2%) 0.00 94
2023-06-01 $540,725 (-8.8%) $642,776 (-6.2%) 0.00 89
2023-07-01 $550,000 (4.8%) $643,506 (-3.3%) 0.00 91
2023-08-01 $541,250 (-2.3%) $638,172 (-7.5%) 0.00 104
2023-09-01 $562,450 (1.5%) $639,477 (-6.9%) 0.00 110
2023-10-01 $520,000 (-5.3%) $598,961 (-10.7%) 0.00 129
WALLA WALLA's median listing price for 2023-10-01 was $520,000, a difference of $-29,000 (-5.3%) versus the prior year and $-42,450 versus the prior month.

WALLA WALLA's median listing price comes in at 0% of the national average.

WALLA WALLA's average listing price for 2023-10-01 was $598,961, a difference of $-71,550 (-10.7%) versus the prior year and $-40,516 versus the prior month.

For the 2023-10-01 period, WALLA WALLA had 129 MLS listings, a difference of 19 listings (17%) versus the prior month and 29 listings (29%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - WALLA WALLA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,042 sqft
2018-02-01 0 days 2,102 sqft
2018-03-01 0 days 2,180 sqft
2018-04-01 0 days 2,191 sqft
2018-05-01 0 days 2,249 sqft
2018-06-01 0 days 2,254 sqft
2018-07-01 0 days 2,210 sqft
2018-08-01 0 days 2,205 sqft
2018-09-01 0 days 2,187 sqft
2018-10-01 0 days 2,151 sqft
2018-11-01 0 days 2,164 sqft
2018-12-01 0 days 2,185 sqft
2019-01-01 0 days 2,160 sqft
2019-02-01 0 days 2,173 sqft
2019-03-01 0 days 2,271 sqft
2019-04-01 0 days 2,345 sqft
2019-05-01 0 days 2,368 sqft
2019-06-01 0 days 2,396 sqft
2019-07-01 0 days 2,505 sqft
2019-08-01 0 days 2,433 sqft
2019-09-01 0 days 2,329 sqft
2019-10-01 0 days 2,267 sqft
2019-11-01 0 days 2,327 sqft
2019-12-01 0 days 2,373 sqft
2020-01-01 0 days 2,399 sqft
2020-02-01 0 days 2,376 sqft
2020-03-01 0 days 2,359 sqft
2020-04-01 0 days 2,311 sqft
2020-05-01 0 days 2,290 sqft
2020-06-01 0 days 2,392 sqft
2020-07-01 0 days 2,492 sqft
2020-08-01 0 days 2,442 sqft
2020-09-01 0 days 2,443 sqft
2020-10-01 0 days 2,164 sqft
2020-11-01 0 days 2,236 sqft
2020-12-01 0 days 2,209 sqft
2021-01-01 0 days 2,308 sqft
2021-02-01 0 days 2,568 sqft
2021-03-01 0 days 2,464 sqft
2021-04-01 0 days 2,444 sqft
2021-05-01 0 days 2,439 sqft
2021-06-01 0 days 2,470 sqft
2021-07-01 0 days 2,180 sqft
2021-08-01 0 days 2,230 sqft
2021-09-01 0 days 2,222 sqft
2021-10-01 0 days 2,220 sqft
2021-11-01 0 days 2,252 sqft
2021-12-01 0 days 2,283 sqft
2022-01-01 0 days 2,254 sqft
2022-02-01 0 days 2,269 sqft
2022-03-01 0 days 2,297 sqft
2022-04-01 0 days 2,198 sqft
2022-05-01 0 days 2,192 sqft
2022-06-01 0 days 2,249 sqft
2022-07-01 0 days 2,140 sqft
2022-08-01 0 days 2,231 sqft
2022-09-01 0 days 2,301 sqft
2022-10-01 0 days 2,197 sqft
2022-11-01 0 days 2,057 sqft
2022-12-01 0 days 2,037 sqft
2023-01-01 0 days 2,029 sqft
2023-02-01 0 days 2,061 sqft
2023-03-01 0 days 2,082 sqft
2023-04-01 0 days 2,206 sqft
2023-05-01 0 days 2,184 sqft
2023-06-01 0 days 2,256 sqft
2023-07-01 0 days 2,200 sqft
2023-08-01 0 days 2,230 sqft
2023-09-01 0 days 2,259 sqft
2023-10-01 0 days 2,203 sqft
WALLA WALLA's median listing age (time on market) for 2023-10-01 was 0 days.

WALLA WALLA's median square footage for active listings during the 2023-10-01 period was 2,203 sqft. One year prior, the average listing was 2,197 sqft.

WALLA WALLA, WA Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
99323 Walla Walla, WA $820 $940 $1,240 $1,760 $1,890
99324 Walla Walla, WA $740 $850 $1,120 $1,590 $1,710
99328 Walla Walla, WA $760 $870 $1,140 $1,620 $1,740
99329 Walla Walla, WA $760 $870 $1,140 $1,620 $1,740
99348 Walla Walla, WA $660 $760 $1,000 $1,430 $1,470
99360 Walla Walla, WA $860 $990 $1,300 $1,850 $1,990
99361 Walla Walla, WA $750 $860 $1,130 $1,610 $1,730
99362 Walla Walla, WA $770 $880 $1,160 $1,650 $1,770
99363 Walla Walla, WA $820 $960 $1,240 $1,730 $1,950

2022 Average & Median Rent Data Statistics
WALLA WALLA, WA average 1BR rent: $887, median: $870
WALLA WALLA, WA average 2BR rent: $1,163, median: $1,140
WALLA WALLA, WA average 3BR rent: $1,651, median: $1,620

WALLA WALLA, WA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 645 $232,835,000 $360,984
Cash Out Refi 360 $97,450,000 $270,694
Home Improvement 238 $23,480,000 $98,655
Refi 141 $32,755,000 $232,305
Other 127 $13,695,000 $107,835

Walla Walla's most frequently cited loan purpose was Home Purchase, with 645 originations. The 2nd most popular reason was Cash Out Refi, with 360 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 402 $107,690,000 $267,886
4-5% 356 $98,770,000 $277,444
5-6% 354 $104,950,000 $296,469
6-7% 176 $43,680,000 $248,182
2.5-3% 88 $25,430,000 $288,977
7-8% 59 $10,135,000 $171,780
<2.5% 40 $5,860,000 $146,500
Over 8% 34 $2,730,000 $80,294

During 2022, Walla Walla's most frequently originated rate bucket was 3-4%, with 402 originations.

Loan Sizing (WALLA WALLA, WA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 652 $188,920,000 $289,755
$100,000 or less 293 $15,405,000 $52,577
$100k-200k 291 $43,345,000 $148,952
$400k-600k 201 $95,085,000 $473,060
$600k-1000k 67 $47,375,000 $707,090
$Over $1MM 7 $10,085,000 $1,440,714

WALLA WALLA's loan sizing saw the bucket of loans from $200k-400k with 652 originations, totaling $188,920,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 420 $154,340,000 $367,476
60-80% 400 $139,370,000 $348,425
Under 20% 257 $14,565,000 $56,673
40-60% 214 $56,590,000 $264,439
20-40% 204 $30,100,000 $147,549
Over 100% 10 $3,800,000 $380,000

WALLA WALLA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 420 originations, totaling $154,340,000 in origination value.