WALLA WALLA Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Walla Walla averaged 5.52% for the week of 2022-05-12, compared to the national average of 5.3% for the same period.

The average rate for the prior week (2022-05-05) was 5.69% and one month ago for the week of 2022-04-07, the average rate was 4.74%.

Walla Walla's average rate one year ago was 3.29%.

For refis of the same type during the week of 2022-05-12, the average rate was 5.62%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-12 5.3%
Walla Walla 30 Year Fixed Rate 2022-05-12 5.52%
Walla Walla 30 Year Fixed Rate Refi 2022-05-12 5.62%
Walla Walla 15 Year Fixed Rate 2022-05-12 5.21%
Walla Walla 15 Year Fixed Rate Refi 2022-05-12 4.56%
Walla Walla 30 Year FHA 2022-05-12 5.24%
Walla Walla 30 Year FHA Refi 2022-05-12 5.35%
Walla Walla 30 Year USDA 2022-05-12 5.32%
Walla Walla 30 Year USDA Refi 2022-05-12 4.88%
Walla Walla 30 Year VA 2022-05-12 5.53%
Walla Walla 30 Year VA Refi 2022-05-12 5.22%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within WALLA WALLA, WA.

WALLA WALLA Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the WALLA WALLA, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
ACADEMY MORTGAGE CORPORATION 174 3.14% $4,967
PREMIER MORTGAGE RESOURCES, L.L.C. 136 3.31% $3,744
QUICKEN LOANS, LLC 118 3.08% $5,664
Banner Bank 75 3.10% $5,508
GESA 65 3.05% $5,394
PRIMARY RESIDENTIAL MORTGAGE, INC. 64 3.09% $3,358
LOANDEPOT.COM, LLC 33 2.99% $5,373
UNITED WHOLESALE MORTGAGE, LLC 30 2.86% $5,166
CMG MORTGAGE, INC. 29 3.12% $2,787
CALIBER HOME LOANS, INC. 29 3.11% $4,301
GUILD MORTGAGE COMPANY 25 3.26% $4,080
JPMorgan Chase Bank 24 3.09% $2,934
AMERISAVE MORTGAGE CORPORATION 22 2.96% $3,141
Flagstar Bank, FSB 21 3.26% $3,972
PENNYMAC LOAN SERVICES, LLC 19 3.17% $5,568
U.S. Bank 18 3.13% $3,566
HAPO COMMUNITY CREDIT UNION 18 3.29% $3,562
STEARNS LENDING, LLC 18 3.09% $3,127
CHERRY CREEK MORTGAGE, LLC 17 3.28% $1,126
AMERICAN FINANCIAL NETWORK, INC. 17 3.23% $6,932
HOMEBRIDGE FINANCIAL SERVICES, INC. 17 3.21% $5,566
Umpqua Bank 16 3.00% $4,596
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 15 3.01% $3,635
Wells Fargo Bank 14 3.25% $3,650
Mr. Cooper ( Nationstar Mortgage ) 13 3.07% $4,953
FINANCE OF AMERICA MORTGAGE LLC 12 3.02% $4,533
BETTER MORTGAGE CORPORATION 12 2.79% $2,360
SWBC MORTGAGE CORPORATION 11 3.53% $3,404
CHURCHILL MORTGAGE CORPORATION 11 3.32% $4,863
BROKER SOLUTIONS, INC. 11 3.03% $4,328
Boeing Employees Credit Union 10 3.10% $2,659
FREEDOM MORTGAGE CORPORATION 10 3.05% $2,700
Paramount Residential Mortgage Group, Inc. 9 3.51% $5,085
AMERICAN FINANCING CORPORATION 8 2.95% $6,434
MUTUAL OF OMAHA MORTGAGE, INC. 6 3.19% $3,318
NBKC BANK 5 2.95% $1,793
AMERICAN PACIFIC MORTGAGE CORPORATION 5 3.03% $5,464
WASHINGTON STATE EMPLOYEES Credit Union 5 2.98% $4,040
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 5 2.75% $3,691
1st Security Bank of Washington 5 3.18% $4,510
HOME POINT FINANCIAL CORPORATION 5 3.15% $3,006
NEWREZ LLC 4 3.15% $2,553
CORNERSTONE HOME LENDING, INC. 4 3.12% $8,958
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 4 3.25% $6,077
BAY EQUITY LLC 4 2.97% $4,267
HomeStreet Bank 4 3.06% $3,478
Yakima Federal Savings and Loan Association 3 3.21% $4,027
CANOPY MORTGAGE, LLC 3 3.37% $3,788
CELEBRITY HOME LOANS, LLC 3 2.96% $4,949
ENVOY MORTGAGE, LTD 3 3.21% $4,561
FIRST COMMUNITY 3 3.33% $2,986
First National Bank of America 3 7.83% $10,151
GENEVA FINANCIAL, LLC 3 3.25% $5,666
KeyBank 3 3.08% $3,351
NAVY FEDERAL CREDIT UNION 3 2.83% $2,894
Potlatch No. 1 Financial Credit Union 3 3.25% $4,004
SPOKANE TEACHERS 3 2.92% $6,384
SUMMIT FUNDING, INC. 3 3.33% $4,609
Washington Trust Bank 3 2.88% $2,947
DIRECTORS MORTGAGE, INC. 2 3.12% $6,606
InterContinental Capital Group, Inc 2 3.44% $3,620
KELLER MORTGAGE, LLC 2 3.31% $1,884
WESTWOOD MORTGAGE, INC. 2 3.19% $4,232
LEADERONE FINANCIAL CORPORATION 2 2.94% $1,859
LENDERFI, INC. 2 2.94% $1,464
LPMC, LLC 2 3.44% $4,211
MOUNTAIN AMERICA 2 3.69% $24,239
MOVEMENT MORTGAGE, LLC 2 2.88% $6,889
HOMESIDE FINANCIAL, LLC 2 2.75% $2,863
CROSSCOUNTRY MORTGAGE, LLC 2 3.06% $3,954
NATIONS DIRECT MORTGAGE, LLC 2 3.00% $4,153
Commerce Home Mortgage, Inc. 2 3.31% $4,928
NETWORK CAPITAL FUNDING CORPORATION 2 3.38% $3,379
Northwest Farm Credit Services, FLCA 2 3.78% $5,791
OnPoint Community Credit Union 2 3.69% $4,048
Citibank 2 2.88% $5,449
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 3.56% $8,518
PROVIDENT FUNDING ASSOCIATES, L.P. 2 2.69% $3,177
Strong Home Mortgage, LLC 2 3.31% $620
Wyndham Capital Mortgage, Inc. 2 2.88% $4,299
Bank of America 2 3.31% $2,681
The Federal Savings Bank 2 3.38% $4,238
Washington Federal Bank 2 3.25% $4,078
GUARANTEED RATE, INC. 2 2.81% $4,403
FIRST TECHNOLOGY 2 3.13% $4,350
NUMERICA CREDIT UNION 1 3.00% $3,497
VISION ONE MORTGAGE, INC. 1 3.88% $5,183
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 2.99% $3,938
Colten Mortgage, LLC 1 3.50% $4,017
First Savings Bank 1 2.75% $1,243
PENTAGON FEDERAL CREDIT UNION 1 2.75% $1,434
Willamette Valley Bank 1 3.25% $3,299
Chicago Financial Services, Inc. 1 2.49% $2,397
Carrington Mortgage Services, LLC 1 2.88% $4,806
Alaska USA Mortgage Company LLC 1 4.25% $11,410
PRIORITY HOME LENDING, LLC 1 3.38% $9,160
21ST MORTGAGE CORPORATION 1 5.25% $2,265
Barrington Bank & Trust Company, N.A. 1 2.88% $2,672
RELIANCE FIRST CAPITAL, LLC 1 2.88% $11,820
S1L, Inc. 1 3.63% $4,670
Sierra Pacific Mortgage Company, Inc. 1 3.25% $3,911
SOFI LENDING CORP. 1 2.88% $3,788
WINGS FINANCIAL 1 2.88% $2,578
Bank of the Pacific 1 3.00% $5,297
First Guaranty Mortgage Corporation 1 2.75% $2,277
IDAHO CENTRAL 1 3.13% $4,744
Stifel Bank and Trust 1 2.25% $2,582
First Federal Savings and Loan Association of Port Angeles 1 3.13% $7,331
Alaska USA Federal Credit Union 1 4.25% $11,410
GLOBAL 1 2.50% $3,098
LADERA LENDING, INC. 1 2.50% $6,124
Summit Mortgage Corporation 1 3.38% $5,407
First Mortgage Solutions, LLC 1 2.63% $3,135
LENDUS, LLC 1 3.25% $3,573
D. L. Evans Bank 1 2.75% $5,144
First Home Bank 1 4.13% $9,853
Manufacturers and Traders Trust Company 1 3.50% $5,991
TIAA, FSB 1 3.75% $3,125
Truist Bank 1 3.10% $2,064
AXIA FINANCIAL, LLC 1 3.25% $3,791
AMERICAN INTERNET MORTGAGE, INC. 1 2.50% $3,318
USAA Federal Savings Bank 1 3.13% $2,756
Wheatland Bank 1 3.50% $3,215
Ally Bank 1 3.25% $2,362
VANDERBILT MORTGAGE AND FINANCE, INC. 1 2.75% $3,323
Columbia State Bank 1 3.13% $5,474
NFM, INC. 1 3.38% $4,189
North American Savings Bank, F.S.B. 1 2.63% $1,971
Victorian Finance, LLC 1 2.75% $3,128

WALLA WALLA, WA's 129 lenders originated 2,809 loans during 2021. The total origination value was $737,365,000, with an average loan value of $262,501.

The top WALLA WALLA lender as defined by loan originations is ACADEMY MORTGAGE CORPORATION, with 174 loans originated. Their average total fees are $4,967, which is $1,223 higher than the next largest lender, PREMIER MORTGAGE RESOURCES, L.L.C..

The lowest fee WALLA WALLA lenders (with over 10 loans originated) are CHERRY CREEK MORTGAGE, LLC ($1,126), BETTER MORTGAGE CORPORATION ($2,360), Boeing Employees Credit Union ($2,659), FREEDOM MORTGAGE CORPORATION ($2,700) and CMG MORTGAGE, INC. ($2,787).

The lowest rate WALLA WALLA lenders (with over 10 loans originated) are BETTER MORTGAGE CORPORATION (2.79%), UNITED WHOLESALE MORTGAGE, LLC (2.86%), AMERISAVE MORTGAGE CORPORATION (2.96%), LOANDEPOT.COM, LLC (2.99%) and Umpqua Bank (3.00%).

WALLA WALLA, WA Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
ACADEMY MORTGAGE CORPORATION $77,105,000 $81,940,000 6.3% 11.1%
PREMIER MORTGAGE RESOURCES, L.L.C. $72,615,000 $59,405,000 -18.2% 8.1%
Banner Bank $67,925,000 $53,790,000 -20.8% 7.3%
QUICKEN LOANS, LLC $54,930,000 $51,285,000 -6.6% 7.0%
Baker Boyer National Bank $62,225,000 $32,980,000 -47.0% 4.5%
GESA $22,335,000 $28,455,000 27.4% 3.9%
PRIMARY RESIDENTIAL MORTGAGE, INC. $34,770,000 $25,360,000 -27.1% 3.4%
PENNYMAC LOAN SERVICES, LLC $7,325,000 $16,905,000 130.8% 2.3%
FREEDOM MORTGAGE CORPORATION $23,480,000 $16,580,000 -29.4% 2.2%
UNITED WHOLESALE MORTGAGE, LLC $17,875,000 $14,860,000 -16.9% 2.0%
U.S. Bank $12,790,000 $14,725,000 15.1% 2.0%
LOANDEPOT.COM, LLC $13,015,000 $14,225,000 9.3% 1.9%
Umpqua Bank $11,570,000 $13,055,000 12.8% 1.8%
CMG MORTGAGE, INC. $11,710,000 $12,700,000 8.5% 1.7%
CALIBER HOME LOANS, INC. $6,285,000 $12,020,000 91.2% 1.6%
HOMEBRIDGE FINANCIAL SERVICES, INC. $6,805,000 $9,810,000 44.2% 1.3%
STEARNS LENDING, LLC $4,240,000 $9,720,000 129.2% 1.3%
GUILD MORTGAGE COMPANY $10,110,000 $9,570,000 -5.3% 1.3%
Flagstar Bank, FSB $6,240,000 $9,160,000 46.8% 1.2%
AMERISAVE MORTGAGE CORPORATION $4,150,000 $8,885,000 114.1% 1.2%
JPMorgan Chase Bank $3,730,000 $8,605,000 130.7% 1.2%
AMERICAN FINANCIAL NETWORK, INC. $1,305,000 $8,555,000 555.6% 1.2%
CHERRY CREEK MORTGAGE, LLC $5,455,000 $8,165,000 49.7% 1.1%
Wells Fargo Bank $6,665,000 $7,480,000 12.2% 1.0%
BETTER MORTGAGE CORPORATION $3,910,000 $6,940,000 77.5% 0.9%
Mortgage Research Center, LLC $5,570,000 $6,905,000 24.0% 0.9%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $4,345,000 $6,820,000 57.0% 0.9%
SWBC MORTGAGE CORPORATION $6,280,000 n/a 0.9%
HAPO COMMUNITY CREDIT UNION $3,200,000 $6,265,000 95.8% 0.8%
NAVY FEDERAL CREDIT UNION $1,225,000 $5,490,000 348.2% 0.7%
FINANCE OF AMERICA MORTGAGE LLC $3,580,000 $5,090,000 42.2% 0.7%
HOME POINT FINANCIAL CORPORATION $505,000 $5,010,000 892.1% 0.7%
Mr. Cooper ( Nationstar Mortgage ) $7,040,000 $4,990,000 -29.1% 0.7%
NEWREZ LLC $3,760,000 $4,985,000 32.6% 0.7%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $3,275,000 $4,680,000 42.9% 0.6%
CHURCHILL MORTGAGE CORPORATION $2,615,000 $4,615,000 76.5% 0.6%
Boeing Employees Credit Union $3,515,000 $4,545,000 29.3% 0.6%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,030,000 $4,240,000 311.7% 0.6%
BROKER SOLUTIONS, INC. $2,670,000 $3,910,000 46.4% 0.5%
1st Security Bank of Washington $2,550,000 $3,285,000 28.8% 0.4%
LAKEVIEW LOAN SERVICING, LLC $935,000 $3,185,000 240.6% 0.4%
Paramount Residential Mortgage Group, Inc. $895,000 $3,025,000 238.0% 0.4%
Luther Burbank Savings $3,005,000 n/a 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $2,480,000 $2,945,000 18.8% 0.4%
NBKC BANK $1,780,000 $2,790,000 56.7% 0.4%
Washington Trust Bank $390,000 $2,745,000 603.8% 0.4%
MOUNTAIN AMERICA $2,735,000 n/a 0.4%
Potlatch No. 1 Financial Credit Union $1,280,000 $2,550,000 99.2% 0.3%
BAY EQUITY LLC $3,845,000 $2,455,000 -36.2% 0.3%
Carrington Mortgage Services, LLC $1,615,000 $2,325,000 44.0% 0.3%
AMERICAN FINANCING CORPORATION $965,000 $2,205,000 128.5% 0.3%
ENVOY MORTGAGE, LTD $1,075,000 $2,165,000 101.4% 0.3%
KeyBank $1,625,000 $2,025,000 24.6% 0.3%
NUMERICA CREDIT UNION $1,000,000 $1,955,000 95.5% 0.3%
USAA Federal Savings Bank $4,765,000 $1,955,000 -59.0% 0.3%
AMERICAN PACIFIC MORTGAGE CORPORATION $2,785,000 $1,940,000 -30.3% 0.3%
FIRST COMMUNITY $315,000 $1,935,000 514.3% 0.3%
WASHINGTON STATE EMPLOYEES Credit Union $1,110,000 $1,905,000 71.6% 0.3%
PENTAGON FEDERAL CREDIT UNION $125,000 $1,845,000 1,376.0% 0.3%
CORNERSTONE HOME LENDING, INC. $580,000 $1,830,000 215.5% 0.2%
Sierra Pacific Mortgage Company, Inc. $1,290,000 $1,820,000 41.1% 0.2%
CELEBRITY HOME LOANS, LLC $390,000 $1,715,000 339.7% 0.2%
HomeStreet Bank $1,325,000 $1,700,000 28.3% 0.2%
Strong Home Mortgage, LLC $585,000 $1,700,000 190.6% 0.2%
The Federal Savings Bank $1,950,000 $1,595,000 -18.2% 0.2%
NEW DAY FINANCIAL, LLC $1,585,000 $1,545,000 -2.5% 0.2%
GUARANTEED RATE, INC. $975,000 $1,540,000 57.9% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $2,920,000 $1,510,000 -48.3% 0.2%
Bank of America $2,000,000 $1,390,000 -30.5% 0.2%
SUMMIT FUNDING, INC. $3,000,000 $1,390,000 -53.7% 0.2%
America's Credit Union $1,380,000 n/a 0.2%
SPOKANE TEACHERS $2,200,000 $1,340,000 -39.1% 0.2%
Columbia State Bank $2,265,000 $1,265,000 -44.2% 0.2%
AMERICAN ADVISORS GROUP $1,260,000 n/a 0.2%
Yakima Federal Savings and Loan Association $1,235,000 n/a 0.2%
AMERICAN INTERNET MORTGAGE, INC. $1,080,000 n/a 0.1%
CROSSCOUNTRY MORTGAGE, LLC $2,445,000 $1,080,000 -55.8% 0.1%
LPMC, LLC $865,000 $1,080,000 24.9% 0.1%
PHH Mortgage Corporation $715,000 $1,050,000 46.9% 0.1%
FIRST TECHNOLOGY $1,035,000 n/a 0.1%
Citibank $6,485,000 $1,020,000 -84.3% 0.1%
GENEVA FINANCIAL, LLC $1,015,000 n/a 0.1%
North American Savings Bank, F.S.B. $1,555,000 $995,000 -36.0% 0.1%
PNC Bank $970,000 n/a 0.1%
SUN WEST MORTGAGE COMPANY, INC. $1,255,000 $965,000 -23.1% 0.1%
HOMESIDE FINANCIAL, LLC $945,000 n/a 0.1%
ON Q FINANCIAL, INC. $275,000 $925,000 236.4% 0.1%
Bank of the Pacific $340,000 $900,000 164.7% 0.1%
Washington Federal Bank $3,180,000 $890,000 -72.0% 0.1%
THRIVE MORTGAGE, LLC $875,000 n/a 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $360,000 $875,000 143.1% 0.1%
Alaska USA Federal Credit Union $235,000 $870,000 270.2% 0.1%
First National Bank of America $850,000 n/a 0.1%
Commerce Home Mortgage, Inc. $710,000 $830,000 16.9% 0.1%
LADERA LENDING, INC. $1,170,000 $830,000 -29.1% 0.1%
CANOPY MORTGAGE, LLC $820,000 n/a 0.1%
First Federal Savings and Loan Association of Port Angeles $765,000 n/a 0.1%
Community First Bank $175,000 $760,000 334.3% 0.1%
MOVEMENT MORTGAGE, LLC $690,000 $750,000 8.7% 0.1%
Alaska USA Mortgage Company LLC $745,000 n/a 0.1%
NETWORK CAPITAL FUNDING CORPORATION $155,000 $735,000 374.2% 0.1%
InterContinental Capital Group, Inc $205,000 $720,000 251.2% 0.1%
Northwest Farm Credit Services, FLCA $895,000 $665,000 -25.7% 0.1%
Wyndham Capital Mortgage, Inc. $910,000 $650,000 -28.6% 0.1%
TIAA, FSB $225,000 $645,000 186.7% 0.1%
LENDUS, LLC $465,000 $630,000 35.5% 0.1%
AmeriHome Mortgage Company, LLC $185,000 $615,000 232.4% 0.1%
Colten Mortgage, LLC $595,000 n/a 0.1%
First Guaranty Mortgage Corporation $360,000 $570,000 58.3% 0.1%
WESTWOOD MORTGAGE, INC. $570,000 n/a 0.1%
DIRECTORS MORTGAGE, INC. $260,000 $560,000 115.4% 0.1%
First Home Bank $550,000 n/a 0.1%
LENDERFI, INC. $550,000 n/a 0.1%
Wheatland Bank $510,000 $550,000 7.8% 0.1%
OnPoint Community Credit Union $410,000 $545,000 32.9% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $165,000 $545,000 230.3% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $450,000 $535,000 18.9% 0.1%
PLANET HOME LENDING, LLC $890,000 $530,000 -40.4% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $1,660,000 $530,000 -68.1% 0.1%
TruHome Solutions, LLC $125,000 $530,000 324.0% 0.1%
Willamette Valley Bank $525,000 n/a 0.1%
S1L, Inc. $510,000 n/a 0.1%
Discover Bank $45,000 $490,000 988.9% 0.1%
Manufacturers and Traders Trust Company $350,000 $485,000 38.6% 0.1%
Ally Bank $275,000 $480,000 74.5% 0.1%
KELLER MORTGAGE, LLC $470,000 n/a 0.1%
LEADERONE FINANCIAL CORPORATION $1,355,000 $470,000 -65.3% 0.1%
NATIONS DIRECT MORTGAGE, LLC $460,000 n/a 0.1%
OCEANSIDE MORTGAGE COMPANY $115,000 $450,000 291.3% 0.1%
Summit Mortgage Corporation $450,000 n/a 0.1%
AXIA FINANCIAL, LLC $650,000 $445,000 -31.5% 0.1%
INTELLILOAN, INC. $445,000 n/a 0.1%
First Savings Bank $215,000 $420,000 95.3% 0.1%
Figure Lending LLC $135,000 $410,000 203.7% 0.1%
BNC National Bank $405,000 n/a 0.1%
FirstBank $405,000 n/a 0.1%
First Interstate Bank $405,000 n/a 0.1%
Stifel Bank and Trust $405,000 n/a 0.1%
SOFI LENDING CORP. $480,000 $390,000 -18.8% 0.1%
GLOBAL $215,000 $380,000 76.7% 0.1%
REVERSE MORTGAGE FUNDING LLC $275,000 $380,000 38.2% 0.1%
PRIORITY HOME LENDING, LLC $375,000 n/a 0.1%
First Mortgage Solutions, LLC $355,000 n/a 0.0%
Service Federal Credit Union $355,000 n/a 0.0%
Victorian Finance, LLC $580,000 $355,000 -38.8% 0.0%
RESIDENTIAL BANCORP. $345,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $335,000 n/a 0.0%
MORTGAGE EXPRESS, LLC $195,000 $335,000 71.8% 0.0%
PREMIER LENDING, INC. $335,000 n/a 0.0%
IMPAC MORTGAGE CORP. $325,000 n/a 0.0%
Barrington Bank & Trust Company, N.A. $735,000 $315,000 -57.1% 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $305,000 n/a 0.0%
Loan Simple, Inc. $305,000 n/a 0.0%
21ST MORTGAGE CORPORATION $45,000 $295,000 555.6% 0.0%
IDAHO CENTRAL $165,000 $295,000 78.8% 0.0%
Lakeview Community Capital, LLC $295,000 n/a 0.0%
Solarity Credit Union $455,000 $285,000 -37.4% 0.0%
Third Federal Savings and Loan Association of Cleveland $25,000 $270,000 980.0% 0.0%
Glacier Bank $235,000 $265,000 12.8% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $255,000 n/a 0.0%
Capital Bank $490,000 $245,000 -50.0% 0.0%
D. L. Evans Bank $395,000 $245,000 -38.0% 0.0%
EVERETT FINANCIAL, INC. $245,000 n/a 0.0%
Unitus Community Credit Union $140,000 $225,000 60.7% 0.0%
HOMEXPRESS MORTGAGE CORP. $215,000 n/a 0.0%
NP, Inc. $950,000 $215,000 -77.4% 0.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $215,000 n/a 0.0%
iQ Credit Union $195,000 $195,000 0.0% 0.0%
LENDINGHOME FUNDING CORPORATION $195,000 n/a 0.0%
Qualstar Credit Union $195,000 n/a 0.0%
RELIANCE FIRST CAPITAL, LLC $205,000 $195,000 -4.9% 0.0%
LOANPAL, LLC $275,000 $185,000 -32.7% 0.0%
MID AMERICA MORTGAGE, INC. $375,000 $185,000 -50.7% 0.0%
THRIVENT Federal Credit Union $185,000 n/a 0.0%
Chicago Financial Services, Inc. $165,000 n/a 0.0%
CIVIC FINANCIAL SERVICES, LLC $115,000 $165,000 43.5% 0.0%
Nations Lending Corporation $915,000 $165,000 -82.0% 0.0%
NFM, INC. $455,000 $155,000 -65.9% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $655,000 $150,000 -77.1% 0.0%
SOUND $255,000 $150,000 -41.2% 0.0%
Low VA Rates, LLC $305,000 $145,000 -52.5% 0.0%
Gateway First Bank $935,000 $135,000 -85.6% 0.0%
VISION ONE MORTGAGE, INC. $135,000 n/a 0.0%
WINGS FINANCIAL $135,000 n/a 0.0%
ASSEMBLIES OF GOD Credit Union $125,000 n/a 0.0%
First Federal Bank $315,000 $125,000 -60.3% 0.0%
HighTechLending Inc $125,000 n/a 0.0%
SPRING EQ, LLC $125,000 n/a 0.0%
Truist Bank $900,000 $85,000 -90.6% 0.0%
ALLIANT CREDIT UNION $620,000 $65,000 -89.5% 0.0%
Rivermark Community Credit Union $65,000 n/a 0.0%

WALLA WALLA's top lender by overall market share is ACADEMY MORTGAGE CORPORATION, with 11.1% market share. In second place, with 8.1%, is PREMIER MORTGAGE RESOURCES, L.L.C., having originated $59,405,000 in loans. In third place, with 7.3%, is Banner Bank, having originated $53,790,000 in loans. In third place, with 7.0%, is QUICKEN LOANS, LLC, having originated $51,285,000 in loans. In third place, with 4.5%, is Baker Boyer National Bank, having originated $32,980,000 in loans.


WALLA WALLA, WA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 913 $291,815,000 $319,622
Refi 903 $215,725,000 $238,898
Cash Out Refi 788 $198,110,000 $251,409
Home Improvement 128 $19,990,000 $156,172
Other 77 $11,725,000 $152,273

Walla Walla's most frequently cited loan purpose was Home Purchase, with 913 originations. The 2nd most popular reason was Refi, with 903 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 1,040 $290,940,000 $279,750
3-4% 1,022 $275,720,000 $269,785
<2.5% 476 $109,420,000 $229,874
4-5% 98 $22,140,000 $225,918
5-6% 20 $2,310,000 $115,500
6-7% 11 $1,515,000 $137,727
Over 8% 7 $925,000 $132,143
7-8% 6 $580,000 $96,667

During 2021, Walla Walla's most frequently originated rate bucket was 2.5-3%, with 1,040 originations.

Loan Sizing (WALLA WALLA, WA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,468 $412,640,000 $281,090
$100k-200k 737 $114,165,000 $154,905
$400k-600k 310 $146,140,000 $471,419
$100,000 or less 240 $12,630,000 $52,625
$600k-1000k 44 $32,360,000 $735,455
$Over $1MM 10 $19,430,000 $1,943,000

WALLA WALLA's loan sizing saw the bucket of loans from $200k-400k with 1,468 originations, totaling $412,640,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 921 $269,785,000 $292,926
80-100% 743 $238,775,000 $321,366
40-60% 523 $124,075,000 $237,237
20-40% 235 $33,265,000 $141,553
Under 20% 153 $6,735,000 $44,020
Over 100% 27 $11,155,000 $413,148

WALLA WALLA's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 921 originations, totaling $269,785,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - WALLA WALLA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $267,500 (10.8%) $332,885 (11.0%) 0.00 165
2018-02-01 $289,000 (24.4%) $349,929 (17.7%) 0.00 168
2018-03-01 $304,941 (31.2%) $353,713 (15.4%) 0.00 167
2018-04-01 $302,500 (28.8%) $370,328 (17.8%) 0.00 174
2018-05-01 $325,000 (30.1%) $387,149 (17.2%) 0.00 162
2018-06-01 $325,000 (30.0%) $386,137 (17.2%) 0.00 160
2018-07-01 $324,950 (27.4%) $397,140 (19.8%) 0.00 166
2018-08-01 $325,000 (30.0%) $392,907 (15.1%) 0.00 191
2018-09-01 $329,000 (22.3%) $394,187 (15.8%) 0.00 198
2018-10-01 $325,000 (20.2%) $376,465 (9.8%) 0.00 203
2018-11-01 $325,000 (27.8%) $367,009 (9.0%) 0.00 203
2018-12-01 $325,000 (30.5%) $371,187 (11.7%) 0.00 182
2019-01-01 $320,000 (19.6%) $360,260 (8.2%) 0.00 182
2019-02-01 $325,000 (12.5%) $372,490 (6.5%) 0.00 164
2019-03-01 $329,929 (8.2%) $379,538 (7.3%) 0.00 158
2019-04-01 $333,704 (10.3%) $382,248 (3.2%) 0.00 160
2019-05-01 $359,825 (10.7%) $412,765 (6.6%) 0.00 181
2019-06-01 $369,500 (13.7%) $406,839 (5.4%) 0.00 184
2019-07-01 $379,950 (16.9%) $431,496 (8.7%) 0.00 208
2019-08-01 $360,143 (10.8%) $414,303 (5.5%) 0.00 210
2019-09-01 $335,000 (1.8%) $397,891 (0.9%) 0.00 207
2019-10-01 $347,000 (6.8%) $395,335 (5.0%) 0.00 207
2019-11-01 $359,500 (10.6%) $401,489 (9.4%) 0.00 195
2019-12-01 $389,990 (20.0%) $427,427 (15.2%) 0.00 150
2020-01-01 $382,475 (19.5%) $419,317 (16.4%) 0.00 128
2020-02-01 $339,000 (4.3%) $396,745 (6.5%) 0.00 134
2020-03-01 $382,450 (15.9%) $406,630 (7.1%) 0.00 122
2020-04-01 $365,000 (9.4%) $394,778 (3.3%) 0.00 127
2020-05-01 $369,000 (2.6%) $401,775 (-2.7%) 0.00 137
2020-06-01 $384,950 (4.2%) $412,193 (1.3%) 0.00 121
2020-07-01 $409,450 (7.8%) $475,526 (10.2%) 0.00 119
2020-08-01 $420,000 (16.6%) $485,861 (17.3%) 0.00 114
2020-09-01 $374,000 (11.6%) $484,716 (21.8%) 0.00 105
2020-10-01 $359,000 (3.5%) $470,189 (18.9%) 0.00 82
2020-11-01 $399,900 (11.2%) $580,163 (44.5%) 0.00 68
2020-12-01 $404,950 (3.8%) $573,802 (34.3%) 0.00 61
2021-01-01 $425,000 (11.1%) $538,878 (28.5%) 0.00 50
2021-02-01 $449,445 (32.6%) $606,874 (53.0%) 0.00 47
2021-03-01 $434,000 (13.5%) $586,582 (44.3%) 0.00 43
2021-04-01 $397,450 (8.9%) $575,659 (45.8%) 0.00 52
2021-05-01 $425,000 (15.2%) $646,100 (60.8%) 0.00 15
2021-06-01 $499,500 (29.8%) $619,001 (50.2%) 0.00 24
2021-07-01 $449,500 (9.8%) $614,816 (29.3%) 0.00 38
2021-08-01 $437,000 (4.1%) $628,655 (29.4%) 0.00 41
2021-09-01 $454,000 (21.4%) $625,318 (29.0%) 0.00 53
2021-10-01 $450,000 (25.4%) $668,248 (42.1%) 0.00 70
2021-11-01 $448,498 (12.2%) $699,312 (20.5%) 0.00 56
2021-12-01 $493,750 (21.9%) $737,858 (28.6%) 0.00 50
2022-01-01 $509,000 (19.8%) $785,760 (45.8%) 0.00 46
2022-02-01 $476,000 (5.9%) $736,797 (21.4%) 0.00 46
2022-03-01 $549,450 (26.6%) $753,279 (28.4%) 0.00 40
2022-04-01 $529,000 (33.1%) $709,996 (23.3%) 0.00 50
WALLA WALLA's median listing price for 2022-04-01 was $529,000, a difference of $131,550 (33.1%) versus the prior year and $-20,450 versus the prior month.

WALLA WALLA's median listing price comes in at 0% of the national average.

WALLA WALLA's average listing price for 2022-04-01 was $709,996, a difference of $134,337 (23.3%) versus the prior year and $-43,283 versus the prior month.

For the 2022-04-01 period, WALLA WALLA had 50 MLS listings, a difference of 10 listings (25%) versus the prior month and -2 listings (-4%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - WALLA WALLA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,023 sqft
2018-02-01 0 days 2,038 sqft
2018-03-01 0 days 2,092 sqft
2018-04-01 0 days 2,142 sqft
2018-05-01 0 days 2,205 sqft
2018-06-01 0 days 2,136 sqft
2018-07-01 0 days 2,136 sqft
2018-08-01 0 days 2,153 sqft
2018-09-01 0 days 2,161 sqft
2018-10-01 0 days 2,112 sqft
2018-11-01 0 days 2,116 sqft
2018-12-01 0 days 2,185 sqft
2019-01-01 0 days 2,124 sqft
2019-02-01 0 days 2,185 sqft
2019-03-01 0 days 2,264 sqft
2019-04-01 0 days 2,331 sqft
2019-05-01 0 days 2,368 sqft
2019-06-01 0 days 2,368 sqft
2019-07-01 0 days 2,457 sqft
2019-08-01 0 days 2,409 sqft
2019-09-01 0 days 2,326 sqft
2019-10-01 0 days 2,252 sqft
2019-11-01 0 days 2,340 sqft
2019-12-01 0 days 2,355 sqft
2020-01-01 0 days 2,348 sqft
2020-02-01 0 days 2,320 sqft
2020-03-01 0 days 2,340 sqft
2020-04-01 0 days 2,260 sqft
2020-05-01 0 days 2,242 sqft
2020-06-01 0 days 2,258 sqft
2020-07-01 0 days 2,387 sqft
2020-08-01 0 days 2,320 sqft
2020-09-01 0 days 2,320 sqft
2020-10-01 0 days 2,081 sqft
2020-11-01 0 days 2,145 sqft
2020-12-01 0 days 2,178 sqft
2021-01-01 0 days 2,240 sqft
2021-02-01 0 days 2,443 sqft
2021-03-01 0 days 2,417 sqft
2021-04-01 0 days 2,356 sqft
2021-05-01 0 days 2,520 sqft
2021-06-01 0 days 2,501 sqft
2021-07-01 0 days 2,263 sqft
2021-08-01 0 days 2,122 sqft
2021-09-01 0 days 2,172 sqft
2021-10-01 0 days 2,184 sqft
2021-11-01 0 days 2,268 sqft
2021-12-01 0 days 2,327 sqft
2022-01-01 0 days 2,268 sqft
2022-02-01 0 days 2,277 sqft
2022-03-01 0 days 2,311 sqft
2022-04-01 0 days 2,200 sqft
WALLA WALLA's median listing age (time on market) for 2022-04-01 was 0 days.

WALLA WALLA's median square footage for active listings during the 2022-04-01 period was 2,200 sqft. One year prior, the average listing was 2,356 sqft.