1st Constitution Bank Mortgage Rates, Fees & Info

Cranbury, NJ

LEI: 5493002T7QJXHY7QTC73

Tax ID: 22-2937245

Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    1st Constitution Bank is a smaller bank specializing in Home Purchase, Refi, and Cash Out Refi loans. 1st Constitution Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: New York, Philadelphia, Trenton, Allentown, and East Stroudsburg among others. We have data for 37 markets. (Some data included below & more in-depth data is available with an active subscription.)

    1st Constitution Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. 1st Constitution Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    Originations

    772

    Origination Dollar Volume (All Markets)

    $276,590,000

    Employee count

    179

    Awards

    1st Constitution Bank 30 Year Conventional Loans silver 1st Constitution Bank FHA Loans silver 1st Constitution Bank 30 Year Conventional Loans gold 1st Constitution Bank 30 Year Conventional Loans bronze
    Show all (4) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 620 $236,510,000 $381,468 $4,265 3.06%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 36 $8,640,000 $240,000 $4,240 2.97%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 29 $7,115,000 $245,345 $3,793 3.40%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 14 $3,190,000 $227,857 $3,826 2.72%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 9 $3,005,000 $333,889 $5,334 3.08%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 8 $1,980,000 $247,500 $4,304 3.53%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 5 $1,585,000 $317,000 $5,277 3.23%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 7 $1,555,000 $222,143 $2,756 3.02%
    JACKSONVILLE, FL (FHA|USDA|VA) 5 $1,475,000 $295,000 $3,326 3.23%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 5 $1,275,000 $255,000 $3,671 3.25%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 2 $1,010,000 $505,000 $4,330 3.00%
    PUNTA GORDA, FL (FHA|USDA|VA) 2 $890,000 $445,000 $7,670 2.94%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) 2 $820,000 $410,000 $3,316 2.81%
    OCEAN CITY, NJ (FHA|USDA|VA) 2 $630,000 $315,000 $3,134 3.19%
    Outside of Metro Areas 1 $545,000 $545,000 $3,152 3.25%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $535,000 $535,000 $5,407 3.13%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 2 $530,000 $265,000 $3,490 2.75%
    Key West, FL (FHA|USDA|VA) 1 $465,000 $465,000 $3,536 2.88%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $395,000 $395,000 $4,029 2.75%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1 $375,000 $375,000 $3,447 3.00%
    PROVO-OREM, UT (FHA|USDA|VA) 1 $365,000 $365,000 $2,895 3.13%
    LOUISVILLE, KY (FHA|USDA|VA) 1 $345,000 $345,000 $3,184 2.88%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 2 $330,000 $165,000 $5,071 3.63%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 1 $325,000 $325,000 $3,189 2.75%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $325,000 $325,000 $3,636 2.63%
    COLUMBUS, OH (FHA|USDA|VA) 1 $315,000 $315,000 $3,339 2.88%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 1 $275,000 $275,000 $2,380 2.88%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $255,000 $255,000 $3,301 3.50%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $245,000 $245,000 $2,111 2.88%
    ASHEVILLE, NC (FHA|USDA|VA) 1 $225,000 $225,000 $2,346 2.50%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $215,000 $215,000 $3,825 3.25%
    PITTSBURGH, PA (FHA|USDA|VA) 1 $175,000 $175,000 $5,181 4.00%
    PANAMA CITY, FL (FHA|USDA|VA) 1 $155,000 $155,000 $5,306 3.25%
    FAYETTEVILLE, NC (FHA|USDA|VA) 2 $150,000 $75,000 $2,741 4.13%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $145,000 $145,000 $2,524 2.25%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1 $135,000 $135,000 $3,444 2.75%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $85,000 $85,000 $4,058 4.88%
    1st Constitution Bank's top markets include New York, Philadelphia, Trenton, Allentown, and East Stroudsburg among others.

    Their top states include:
  • New Jersey (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against 1st Constitution Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    N C P D Federal Credit Union
    Similarity Rank: 102
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    Louviers Federal Credit Union
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    BHCU
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    The First National Bank of Long Island
    Similarity Rank: 748
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    Similarity Rank: 882
    GARDEN SAVINGS FEDERAL CREDIT UNION
    Similarity Rank: 1064
    U S WIDE FINANCIAL LLC
    Similarity Rank: 1092
    Poli Mortgage Group, Inc.
    Similarity Rank: 1369

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 719 $258,605,000 $359,673 $3,758 3.09%
    FHA 53 $17,985,000 $339,340 $10,177 2.96%

    For 2021, 1st Constitution Bank's most frequently originated type of loan was Conventional, with 719 originations. Their 2nd most popular type was FHA, with 53 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 291 $113,385,000 $389,639 $5,369 3.21%
    Refi 277 $88,685,000 $320,162 $3,160 2.83%
    Cash Out Refi 185 $61,175,000 $330,676 $4,116 3.14%
    Other 12 $2,660,000 $221,667 $3,994 3.35%
    Home Improvement 7 $10,685,000 $1,526,429 $641 5.29%

    For 2021, 1st Constitution Bank's most frequently cited loan purpose was Home Purchase, with 291 originations. The 2nd most popular reason was Refi, with 277 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 589 $198,665,000 $337,292 $4,518 3.10%
    15 Year 89 $24,745,000 $278,034 $3,099 2.51%
    20 Year 38 $11,340,000 $298,421 $2,931 2.81%
    Other 28 $28,150,000 $1,005,357 $3,504 3.74%
    10 Year 18 $7,710,000 $428,333 $2,408 3.68%
    1 Year 9 $5,915,000 $657,222 $0 5.06%
    5 Year 1 $65,000 $65,000 $641 3.99%

    For 2021, 1st Constitution Bank's most frequently cited loan duration was 30 Year, with 589 originations. The 2nd most popular length was 15 Year, with 89 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 656 $211,420,000 $322,287
    $1k-2k 24 $7,180,000 $299,167
    $2k-3k 19 $5,895,000 $310,263
    $3k-4k 19 $6,945,000 $365,526
    $4k-5k 16 $6,250,000 $390,625
    $5k+ 9 $3,575,000 $397,222

    1st Constitution Bank's average total fees were $4,518, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 656 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 333 $112,955,000 $339,204
    3-4% 258 $86,810,000 $336,473
    <2.5% 125 $36,735,000 $293,880
    4-5% 36 $19,890,000 $552,500
    5-6% 20 $20,200,000 $1,010,000

    During 2021, 1st Constitution Bank's average interest rate for loans was 3.10%, while their most frequently originated rate bucket for loans was 2.5-3%, with 333 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 437 $129,775,000 $296,968 $4,163 3.05%
    $400k-600k 139 $66,495,000 $478,381 $5,219 3.01%
    $100k-200k 124 $19,580,000 $157,903 $3,044 2.92%
    $600k-1MM 43 $31,055,000 $722,209 $5,669 3.15%
    $100,000 or less 18 $1,340,000 $74,444 $2,196 4.10%
    $1MM+ 11 $28,345,000 $2,576,818 $0 4.94%

    2021 saw 1st Constitution Bank place emphasis on $200k-400k loans with 437 originations, totaling $129,775,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 206 $67,760,000 $328,932 $4,168 3.03%
    $150k-250k 183 $69,315,000 $378,770 $4,243 2.99%
    $50k-75k 123 $30,145,000 $245,081 $4,574 3.02%
    $75k-100k 121 $33,805,000 $279,380 $4,052 2.96%
    $250k+ 75 $34,315,000 $457,533 $4,298 2.99%
    $50k or less 34 $5,860,000 $172,353 $3,578 3.13%

    1st Constitution Bank lent most frequently to those with incomes in the $100k-150k range, with 206 originations. The second most popular income band? $150k-250k, with 183 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 158 $50,770,000 $321,329 $3,597 2.88%
    30-36% 120 $39,420,000 $328,500 $3,928 2.97%
    49% 41 $14,165,000 $345,488 $4,489 3.07%
    44% 39 $12,135,000 $311,154 $4,536 3.03%
    <20% 38 $11,270,000 $296,579 $3,274 2.88%
    42% 37 $11,485,000 $310,405 $4,426 2.91%
    39% 31 $10,105,000 $325,968 $3,909 3.06%
    43% 30 $10,260,000 $342,000 $4,202 3.01%
    40% 30 $10,330,000 $344,333 $4,343 2.91%
    50-60% 29 $9,765,000 $336,724 $9,236 3.26%
    36% 27 $7,475,000 $276,852 $3,377 3.15%
    38% 27 $10,115,000 $374,630 $4,233 3.16%
    41% 26 $8,180,000 $314,615 $4,207 3.08%
    48% 25 $6,725,000 $269,000 $4,831 3.17%
    45% 22 $6,730,000 $305,909 $3,575 3.03%
    46% 21 $8,345,000 $397,381 $4,862 2.90%
    47% 18 $5,280,000 $293,333 $4,430 3.03%
    37% 18 $7,050,000 $391,667 $3,968 2.97%
    >60% 6 $1,660,000 $276,667 $5,151 5.04%

    1st Constitution Bank lent most frequently to those with DTI ratios of 20-30%, with 158 originations. The next most common DTI ratio? 30-36%, with 120 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 471 $155,495,000 $330,138 $4,128 3.03%
    Not provided 179 $56,755,000 $317,067 $4,254 2.93%
    Not applicable 28 $34,470,000 $1,231,071 $0 4.80%
    Asian 49 $17,405,000 $355,204 $4,543 3.03%
    Black 44 $12,210,000 $277,500 $4,666 3.15%
    American Indian 1 $255,000 $255,000 $3,061 3.25%

    Approval Rates

    Total approvals of all applications
    97.45%

    1st Constitution Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    86.27%

    1st Constitution Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 772 $276,590,000 $358,277

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    772 $276,590,000 $358,277

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 41 $8,345,000 $203,537 $2,957 3.01%
    40-60% 179 $56,595,000 $316,173 $3,268 2.92%
    60-80% 362 $136,020,000 $375,746 $3,952 3.13%
    80-100% 185 $75,355,000 $407,324 $5,949 3.10%
    Under 20% 5 $275,000 $55,000 $959 4.45%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    1st Constitution Bank 1 North Harrison Street Jamesburg, NJ 8831 Full Service B&M $39,151
    1st Constitution Bank 1012 Hooper Avenue Toms River, NJ 8753 Full Service B&M $94,861
    1st Constitution Bank 11 Schalks Crossing Road Plainsboro, NJ 8536 Full Service B&M $156,789
    1st Constitution Bank 1130 East Veterans Highway Jackson, NJ 8527 Full Service B&M $46,868
    1st Constitution Bank 118 Third Avenue Neptune City, NJ 7753 Full Service B&M $19,427
    1st Constitution Bank 1216 Route 37 Toms River, NJ 8753 Full Service B&M $84,639
    1st Constitution Bank 140 Mercer Street Hightstown, NJ 8520 Full Service B&M $55,195
    1st Constitution Bank 145 Fayette Street Perth Amboy, NJ 8861 Full Service B&M $61,527
    1st Constitution Bank 150 Lawrenceville-Pennington Rd, Suite # 7 Lawrenceville, NJ 8648 Full Service B&M $9,015
    1st Constitution Bank 180 Main Street Fort Lee, NJ 7024 Full Service B&M $37,674
    1st Constitution Bank 20 Bingham Avenue Rumson, NJ 7760 Full Service B&M $75,226
    1st Constitution Bank 2000 Windrow Drive Princeton, NJ 8540 Full Service B&M $8,322
    1st Constitution Bank 2160 N Central Rd, Ste 308 Fort Lee, NJ 7024 Full Service B&M $0
    1st Constitution Bank 2650 Route 130 Cranbury, NJ 8512 Full Service B&M $167,905
    1st Constitution Bank 280 Route 72 East Manahawkin, NJ 8050 Full Service B&M $103,492
    1st Constitution Bank 32 New Amwell Road Hillsborough, NJ 8844 Full Service B&M $95,950
    1st Constitution Bank 3441 Highway 9 Freehold, NJ 7728 Full Service B&M $63,295
    1st Constitution Bank 3659 Nottingham Way Hamilton Square, NJ 8690 Full Service B&M $38,054
    1st Constitution Bank 444 Ocean Boulevard Long Branch, NJ 7740 Full Service B&M $12,947
    1st Constitution Bank 500 Broad Street Shrewsbury, NJ 7702 Full Service B&M $33,028
    1st Constitution Bank 511 Cookman Avenue Asbury Park, NJ 7712 Full Service B&M $42,200
    1st Constitution Bank 517 Prospect Ave Little Silver, NJ 7739 Full Service B&M $35,353
    1st Constitution Bank 517 Prospect Avenue Little Silver, NJ 7739 Full Service B&M $0
    1st Constitution Bank 636 River Road Fair Haven, NJ 7704 Full Service B&M $29,307
    1st Constitution Bank 74 North Main Street Cranbury, NJ 8512 Full Service B&M $76,327
    1st Constitution Bank 86 E. Broad Street Hopewell, NJ 8525 Full Service B&M $30,491
    1st Constitution Bank 995 Route 518 Skillman, NJ 8558 Full Service B&M $129,366

    For 2021, 1st Constitution Bank had 27 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $64,460
    Net interest income $59,166
    Total noninterest income $14,077
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $771
    Trading account gains and fees $0
    Additional Noninterest Income $13,306
    Pre-tax net operating income $28,076
    Securities gains (or losses, -) $186
    Income before extraordinary items $20,563
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $20,563
    Minority interest net income $0
    Net income $20,563
    Sale, conversion, retirement of capital stock, net $1,077
    Net operating income $20,416

    1st Constitution Bank's gross interest income from loans was $64,460,000.
    1st Constitution Bank's net interest income from loans was $59,166,000.
    1st Constitution Bank's fee based income from loans was $771,000.
    1st Constitution Bank's net income from loans was $20,563,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $5,294
    Provision for credit losses $2,100
    Total noninterest expense $43,067
    Salaries and employee benefits $26,296
    Premises and equipment expense $6,160
    Additional noninterest expense $10,611
    Applicable income taxes $7,699
    Net charge-offs $1,060
    Cash dividends $4,318

    1st Constitution Bank's interest expense for loans was $5,294,000.
    1st Constitution Bank's payroll and benefits expense were $26,296,000.
    1st Constitution Bank's property, plant and equipment expenses $6,160,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 1.0%
    Real Estate loans 1.0%
    Construction & Land Development loans 6.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 1.0%
    HELOC loans 0.0%
    All other family 1.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $1,658,778
    Deposits held in domestic offices $1,658,778
    Deposits by Individuals, partnerships, and corporations $1,441,947
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $216,831
    Deposits by Commercial banks and other depository institutions in U.S. $0
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $175,113
    Demand deposits $113,460
    Nontransaction accounts $1,483,665
    Money market deposit accounts (MMDAs) $68,717
    Other savings deposits (excluding MMDAs) $1,265,633
    Total time deposits $149,315
    Total time and savings deposits $1,545,318
    Noninterest-bearing deposits $515,602
    Interest-bearing deposits $1,143,176
    Retail deposits $1,632,406
    IRAs and Keogh plan accounts $32,051
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $1,903,178
    Cash & Balances due from depository institutions $324,639
    Interest-bearing balances $304,528
    Total securities $348,316
    Federal funds sold & reverse repurchase $0
    Net loans and leases $1,113,125
    Loan and leases loss allowance $16,681
    Trading account assets $0
    Bank premises and fixed assets $28,386
    Other real estate owned $0
    Goodwill and other intangibles $36,673
    All other assets $52,039

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $1,903,178
    Total Liabilities $1,683,155
    Total deposits $1,658,778
    Interest-bearing deposits $1,143,176
    Deposits held in domestic offices $1,658,778
    % insured (estimated) $74
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $15,814
    Subordinated debt $0
    All other liabilities $8,563

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $1,113,125
    Loan and leases loss allowance $16,681
    Total loans and leases (domestic) $1,129,806
    All real estate loans $860,552
    Real estate loans in domestic offices $860,552
    Construction and development loans $112,649
    Residential 1-4 family construction $51,546
    Other construction, all land development and other land $61,103
    Loans secured by nonfarm nonresidential properties $525,265
    Nonfarm nonresidential secured by owner-occupied properties $228,264
    Commercial real estate & other non-farm, non-residential $297,001
    Multifamily residential real estate $91,685
    1-4 family residential loans $130,110
    Farmland loans $843
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $267,741
    To non-U.S. addressees $0
    Loans to individuals $1,027
    Credit card loans $0
    Related Plans $0
    Consumer Auto Loans $634
    Other loans to individuals $393
    All other loans & leases $486
    Loans to foreign governments and official institutions $0
    Other loans $486
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $4,967
    Non 1-4 family restructured loans & leases $4,967
    Total loans and leases (foreign) $0

    1st Constitution Bank had $1,113,125,000 of loans outstanding in 2021. $860,552,000 of loans were in real estate loans. $112,649,000 of loans were in development loans. $91,685,000 of loans were in multifamily mortgage loans. $130,110,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $634,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 444 $122,483 $275,863
    Nonfarm, nonresidential loans - <$100k 54 $1,814 $33,593
    Nonfarm, nonresidential loans - $100-250k 104 $11,059 $106,337
    Nonfarm, nonresidential loans - $250k-1MM 286 $109,610 $383,252
    Commercial & Industrial, US addressed loans - <$1MM 400 $35,387 $88,468
    Commercial & Industrial, US addressed loans - <$100k 159 $3,098 $19,484
    Commercial & Industrial, US addressed loans - $100-250k 109 $5,796 $53,174
    Commercial & Industrial, US addressed loans - $250k-1MM 132 $26,493 $200,705
    Farmland loans - <$1MM 2 $381 $190,500
    Farmland loans - $250k-1MM 2 $381 $190,500