Dollar Bank Federal Savings Bank Mortgage Rates, Fees & Info
Pittsburgh, PALEI: 549300MSU5WVAU4ZN645
Tax ID: 25-0444380
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Dollar Bank Federal Savings Bank is a smaller bank specializing in Home Purchase and Refi loans. Dollar Bank Federal Savings Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Pittsburgh, Cleveland, Washington, Virginia Beach, and Charlotte among others. We have data for 120 markets. (Some data included below & more in-depth data is available with an active subscription.)Dollar Bank Federal Savings Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Dollar Bank Federal Savings Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 7.02% | 4/5/25 |
| 30 Year Conventional Purchase | 6.57% | 4/5/25 |
| 30 Year Conventional Refi | 6.46% | 4/5/25 |
| 30 Year Cash-out Refi | 7.05% | 4/5/25 |
| 30 Year FHA Purchase | 7.48% | 4/5/25 |
| 30 Year FHA Refi | 6.72% | 4/5/25 |
| 30 Year VA Purchase | 6.67% | 4/5/25 |
| 15 Year Conventional Purchase | 6.32% | 4/5/25 |
| 15 Year Conventional Refi | 7.14% | 4/5/25 |
| 15 Year Cash-out Refi | 7.14% | 4/5/25 |
| 15 Year FHA Purchase | 7.85% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Dollar Bank Federal Savings Bank Mortgage Calculator
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This is not an official calculator from Dollar Bank Federal Savings Bank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
4,273Origination Dollar Volume (All Markets)
$990,305,000Awards
Dollar Bank Federal Savings Bank - 2024
Dollar Bank Federal Savings Bank is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
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Relative Rate
Dollar Bank Federal Savings Bank's average 30 year fixed mortgage rate was
6.73%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 0.18%.
Relative Fees (Closing Costs)
Dollar Bank Federal Savings Bank's average total fees/closing costs for a 30 year fixed rate
mortgage were $6,620.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| PITTSBURGH, PA (FHA|USDA|VA) | 2,530 | $462,890,000 | $182,960 | $1,492 | 7.39% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 915 | $145,115,000 | $158,596 | $1,381 | 7.45% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 57 | $59,685,000 | $1,047,105 | $9,989 | 6.92% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 182 | $34,170,000 | $187,747 | $1,643 | 7.65% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 28 | $24,790,000 | $885,357 | $8,667 | 6.75% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 27 | $21,935,000 | $812,407 | $11,084 | 6.84% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 22 | $21,310,000 | $968,636 | $10,902 | 6.85% |
| AKRON, OH (FHA|USDA|VA) | 92 | $16,280,000 | $176,957 | $1,587 | 7.55% |
| Outside of Metro Areas | 43 | $12,945,000 | $301,047 | $5,069 | 7.22% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 13 | $12,555,000 | $965,769 | $7,849 | 6.83% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 26 | $9,930,000 | $381,923 | $6,987 | 6.74% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 9 | $9,265,000 | $1,029,444 | $4,779 | 6.74% |
| BOULDER, CO (FHA|USDA|VA) | 7 | $7,565,000 | $1,080,714 | $4,371 | 6.80% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 7 | $7,065,000 | $1,009,286 | $5,290 | 6.52% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 8 | $6,500,000 | $812,500 | $12,348 | 7.19% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 3 | $6,365,000 | $2,121,667 | $9,505 | 8.00% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $5,685,000 | $5,685,000 | $0 | 8.50% |
| RICHMOND, VA (FHA|USDA|VA) | 6 | $5,340,000 | $890,000 | $10,495 | 7.08% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 5 | $5,105,000 | $1,021,000 | $7,438 | 6.65% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 7 | $4,965,000 | $709,286 | $9,428 | 7.36% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 5 | $4,715,000 | $943,000 | $2,747 | 6.73% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 4 | $4,270,000 | $1,067,500 | $8,201 | 7.09% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 2 | $4,110,000 | $2,055,000 | $13,586 | 8.00% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 4 | $3,960,000 | $990,000 | $5,756 | 7.06% |
| Sandusky, OH (FHA|USDA|VA) | 11 | $3,605,000 | $327,727 | $5,243 | 7.13% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 14 | $3,450,000 | $246,429 | $1,733 | 7.87% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 3 | $3,325,000 | $1,108,333 | $5,194 | 7.04% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 8 | $3,240,000 | $405,000 | $6,822 | 6.54% |
| PROVO-OREM, UT (FHA|USDA|VA) | 3 | $3,135,000 | $1,045,000 | $15,134 | 6.46% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 3 | $3,095,000 | $1,031,667 | $4,374 | 7.29% |
| SPARTANBURG, SC (FHA|USDA|VA) | 7 | $2,945,000 | $420,714 | $7,141 | 6.93% |
| ASHEVILLE, NC (FHA|USDA|VA) | 4 | $2,780,000 | $695,000 | $7,124 | 6.72% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 5 | $2,595,000 | $519,000 | $5,965 | 6.75% |
| COLUMBIA, SC (FHA|USDA|VA) | 4 | $2,500,000 | $625,000 | $9,273 | 6.81% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 17 | $2,425,000 | $142,647 | $2,655 | 7.33% |
| Somerset, PA (FHA|USDA|VA) | 11 | $2,335,000 | $212,273 | $2,061 | 7.38% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $2,260,000 | $1,130,000 | $18,428 | 7.88% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 3 | $1,795,000 | $598,333 | $32,496 | 7.63% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 2 | $1,770,000 | $885,000 | $7,106 | 6.81% |
| COLUMBUS, OH (FHA|USDA|VA) | 2 | $1,770,000 | $885,000 | $5,121 | 6.75% |
| New Castle, PA (FHA|USDA|VA) | 16 | $1,710,000 | $106,875 | $1,382 | 7.35% |
| TULSA, OK (FHA|USDA|VA) | 1 | $1,685,000 | $1,685,000 | $13,214 | 6.38% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 2 | $1,580,000 | $790,000 | $17,676 | 7.19% |
| Gaffney, SC (FHA|USDA|VA) | 4 | $1,530,000 | $382,500 | $5,748 | 7.22% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 17 | $1,515,000 | $89,118 | $756 | 7.68% |
| BRUNSWICK, GA (FHA|USDA|VA) | 3 | $1,425,000 | $475,000 | $7,791 | 6.96% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 1 | $1,355,000 | $1,355,000 | $0 | 9.25% |
| TOLEDO, OH (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $6,345 | 6.88% |
| St. Marys, GA (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $6,897 | 6.50% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 2 | $1,180,000 | $590,000 | $7,524 | 6.88% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $1,165,000 | $1,165,000 | $7,446 | 6.75% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $5,318 | 6.38% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $4,486 | 6.63% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $8,135 | 6.63% |
| GAINESVILLE, GA (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $6,585 | 6.67% |
| Indiana, PA (FHA|USDA|VA) | 7 | $945,000 | $135,000 | $3,034 | 6.61% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $915,000 | $915,000 | $4,665 | 5.88% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $905,000 | $905,000 | $7,734 | 6.63% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $905,000 | $905,000 | $18,939 | 6.50% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $895,000 | $895,000 | $7,035 | 7.13% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $895,000 | $895,000 | $14,281 | 7.13% |
| El Campo, TX (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $7,848 | 6.81% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $865,000 | $865,000 | $15,500 | 6.75% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $4,315 | 7.04% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $835,000 | $835,000 | $12,862 | 6.50% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $7,237 | 6.81% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $815,000 | $815,000 | $20,349 | 6.50% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $8,821 | 6.50% |
| Orangeburg, SC (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $6,668 | 6.83% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $735,000 | $735,000 | $0 | 8.75% |
| GETTYSBURG, PA (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $6,002 | 6.63% |
| Marion, NC (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $10,072 | 6.75% |
| MANSFIELD, OH (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $990 | 7.02% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $9,339 | 6.50% |
| Forest City, NC (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $5,828 | 6.88% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $0 | 7.74% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $6,862 | 7.00% |
| Jefferson, GA (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $6,759 | 7.19% |
| Fremont, OH (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $6,995 | 6.44% |
| Norwalk, OH (FHA|USDA|VA) | 5 | $595,000 | $119,000 | $4,275 | 7.36% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,312 | 7.44% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $6,784 | 6.56% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $6,345 | 7.25% |
| Oil City, PA (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $2,439 | 7.73% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $6,999 | 6.50% |
| Meadville, PA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $5,585 | 6.63% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,946 | 6.25% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 7.29% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $10,278 | 6.50% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $5,135 | 6.88% |
| Newberry, SC (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $6,863 | 7.38% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $5,978 | 7.50% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 6.99% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $6,992 | 6.75% |
| Newport, TN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $9,897 | 6.13% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $17,089 | 6.38% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 4 | $340,000 | $85,000 | $1,415 | 7.76% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $6,743 | 6.75% |
| ALTOONA, PA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,711 | 7.63% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 6.59% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,450 | 7.63% |
| Union, SC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $13,927 | 8.38% |
| WHEELING, WV-OH (FHA|USDA|VA) | 4 | $280,000 | $70,000 | $232 | 7.57% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,712 | 5.63% |
| Ashland, OH (FHA|USDA|VA) | 4 | $270,000 | $67,500 | $2,529 | 8.03% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,345 | 6.75% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,071 | 7.38% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,753 | 6.13% |
| ERIE, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 7.99% |
| Ashtabula, OH (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 6.59% |
| Defiance, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,623 | 7.00% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 3 | $165,000 | $55,000 | $927 | 7.00% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 6.64% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $208 | 6.59% |
| Bradford, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,484 | 5.88% |
| Wooster, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 6.94% |
| St. Marys, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.24% |
| Marietta, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.24% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.89% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 6.34% |
Similar Lenders
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Product Mix
For 2024, Dollar Bank Federal Savings Bank's most frequently originated type of loan was Conventional, with 3,028 originations. Their 2nd most popular type was HELOC, with 1,181 originations.
Loan Reason
For 2024, Dollar Bank Federal Savings Bank's most frequently cited loan purpose was Home Improvement, with 1,266 originations. The 2nd most popular reason was Home Purchase, with 1,174 originations.
Loan Duration/Length
For 2024, Dollar Bank Federal Savings Bank's most frequently cited loan duration was 20 Year, with 1,091 originations. The 2nd most popular length was 30 Year, with 1,019 originations.
Origination Fees/Closing Costs
Dollar Bank Federal Savings Bank's average total fees were $6,620, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,318 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 2,160 | $494,590,000 | $228,977 |
| 7-8% | 1,149 | $230,885,000 | $200,944 |
| Over 8% | 923 | $244,045,000 | $264,404 |
| 5-6% | 40 | $20,300,000 | $507,500 |
During 2024, Dollar Bank Federal Savings Bank's average interest rate for loans was 6.73%, while their most frequently originated rate bucket for loans was 6-7%, with 2,160 originations.
Loan Sizing
2024 saw Dollar Bank Federal Savings Bank place emphasis on $100,000 or less loans with 2,160 originations, totaling $111,330,000 in origination value.
Applicant Income
Dollar Bank Federal Savings Bank lent most frequently to those with incomes in the $100k-150k range, with 940 originations. The second most popular income band? $150k-250k, with 790 originations.
Applicant Debt to Income Ratio
Dollar Bank Federal Savings Bank lent most frequently to those with DTI ratios of 20-30%, with 1,054 originations. The next most common DTI ratio? 30-36%, with 805 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications74.70%
Dollar Bank Federal Savings Bank has a below average approval rate.
Pick Rate
Approvals leading to origination88.88%
Dollar Bank Federal Savings Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 4,273 | $990,305,000 | $231,759 |