Dollar Bank Federal Savings Bank Mortgage Rates, Fees & Info

Pittsburgh, PA

LEI: 549300MSU5WVAU4ZN645

Tax ID: 25-0444380

4.8 stars - out of 5 stars, based on 93 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Dollar Bank Federal Savings Bank is a small bank specializing in Refi and Home Purchase loans. Dollar Bank Federal Savings Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets include Pittsburgh, Cleveland, Charlotte, Virginia Beach, and Boston among others. Dollar Bank Federal Savings Bank has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Dollar Bank Federal Savings Bank is typically an average fee lendor.


Originations

8,571

Origination Dollar Volume (All Markets)

$1,771,975,000

Employee count

1,366 Show all (12) awards

Relative Rate

Dollar Bank Federal Savings Bank's average 30 year fixed rate mortgage of loans were 2.99%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.16%.

Relative Fees

Dollar Bank Federal Savings Bank's average total fees for a 30 year fixed rate mortgage are $5,407.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
PITTSBURGH, PA (FHA|USDA|VA) 5,424 $940,070,000 $173,317 $1,679 3.29%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1,814 $269,680,000 $148,666 $1,548 3.38%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 110 $71,430,000 $649,364 $5,680 3.06%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 214 $57,410,000 $268,271 $2,951 3.30%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 43 $31,665,000 $736,395 $4,461 2.70%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 40 $29,360,000 $734,000 $3,210 2.83%
AKRON, OH (FHA|USDA|VA) 158 $23,790,000 $150,570 $1,369 3.44%
KANSAS CITY, MO-KS (FHA|USDA|VA) 23 $18,345,000 $797,609 $3,619 2.71%
ST. LOUIS, MO-IL (FHA|USDA|VA) 24 $17,890,000 $745,417 $3,085 2.86%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 22 $17,250,000 $784,091 $5,613 3.14%
Outside of Metro Areas 37 $15,955,000 $431,216 $5,603 2.96%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 21 $14,095,000 $671,190 $3,430 3.00%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 31 $13,345,000 $430,484 $2,204 3.19%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 16 $12,160,000 $760,000 $4,566 2.92%
CANTON-MASSILLON, OH (FHA|USDA|VA) 50 $9,950,000 $199,000 $3,512 3.18%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 12 $8,720,000 $726,667 $4,292 2.72%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 15 $8,065,000 $537,667 $6,600 3.01%
ASHEVILLE, NC (FHA|USDA|VA) 20 $7,570,000 $378,500 $7,636 2.97%
BOULDER, CO (FHA|USDA|VA) 9 $7,505,000 $833,889 $3,553 3.01%
RALEIGH-CARY, NC (FHA|USDA|VA) 14 $7,380,000 $527,143 $4,782 2.87%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 8 $7,270,000 $908,750 $4,361 2.78%
COLUMBUS, OH (FHA|USDA|VA) 14 $6,810,000 $486,429 $4,072 2.97%
Somerset, PA (FHA|USDA|VA) 25 $6,035,000 $241,400 $3,606 2.93%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 13 $5,875,000 $451,923 $4,067 2.71%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 8 $5,600,000 $700,000 $5,859 2.70%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 8 $5,230,000 $653,750 $4,818 2.95%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 8 $5,190,000 $648,750 $5,113 3.02%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 6 $5,150,000 $858,333 $9,129 2.98%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 10 $4,910,000 $491,000 $3,120 2.86%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 8 $4,220,000 $527,500 $10,444 2.86%
BEND, OR (FHA|USDA|VA) 6 $4,180,000 $696,667 $6,836 3.17%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 6 $3,930,000 $655,000 $5,864 3.00%
Ashtabula, OH (FHA|USDA|VA) 19 $3,655,000 $192,368 $1,755 3.27%
COLUMBIA, SC (FHA|USDA|VA) 8 $3,560,000 $445,000 $7,435 3.06%
New Castle, PA (FHA|USDA|VA) 23 $3,465,000 $150,652 $1,785 3.26%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 5 $3,435,000 $687,000 $6,651 3.33%
RICHMOND, VA (FHA|USDA|VA) 7 $3,425,000 $489,286 $6,202 3.19%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 7 $3,365,000 $480,714 $6,835 2.93%
Marion, NC (FHA|USDA|VA) 5 $3,205,000 $641,000 $5,055 2.95%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 7 $3,005,000 $429,286 $5,942 2.87%
Sandusky, OH (FHA|USDA|VA) 16 $2,950,000 $184,375 $2,919 3.43%
WINSTON-SALEM, NC (FHA|USDA|VA) 7 $2,905,000 $415,000 $6,293 3.30%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 6 $2,870,000 $478,333 $5,677 3.17%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 8 $2,860,000 $357,500 $6,302 2.92%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 5 $2,655,000 $531,000 $6,983 3.05%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 5 $2,575,000 $515,000 $5,533 3.00%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 5 $2,505,000 $501,000 $5,591 2.95%
SPARTANBURG, SC (FHA|USDA|VA) 6 $2,400,000 $400,000 $7,100 3.04%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 5 $2,335,000 $467,000 $7,164 3.05%
WILMINGTON, NC (FHA|USDA|VA) 3 $2,255,000 $751,667 $12,100 3.04%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 2 $2,020,000 $1,010,000 $7,088 3.25%
Indiana, PA (FHA|USDA|VA) 14 $1,970,000 $140,714 $1,110 3.26%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 4 $1,960,000 $490,000 $4,177 2.97%
Boone, NC (FHA|USDA|VA) 3 $1,905,000 $635,000 $5,584 2.92%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 3 $1,835,000 $611,667 $6,338 2.67%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 2 $1,730,000 $865,000 $11,946 2.88%
SALISBURY, MD-DE (FHA|USDA|VA) 3 $1,695,000 $565,000 $5,961 3.00%
PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $1,550,000 $775,000 $10,626 2.88%
Kill Devil Hills, NC (FHA|USDA|VA) 4 $1,550,000 $387,500 $4,428 3.06%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 6 $1,540,000 $256,667 $5,465 2.88%
TOLEDO, OH (FHA|USDA|VA) 7 $1,535,000 $219,286 $3,572 3.05%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 3 $1,475,000 $491,667 $3,785 2.92%
MORGANTOWN, WV (FHA|USDA|VA) 2 $1,460,000 $730,000 $4,223 2.50%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 2 $1,460,000 $730,000 $4,215 2.56%
WORCESTER, MA-CT (FHA|USDA|VA) 2 $1,420,000 $710,000 $1,738 3.13%
ERIE, PA (FHA|USDA|VA) 5 $1,395,000 $279,000 $4,222 2.90%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 2 $1,310,000 $655,000 $6,940 2.94%
WHEELING, WV-OH (FHA|USDA|VA) 5 $1,265,000 $253,000 $4,931 3.17%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 4 $1,240,000 $310,000 $4,104 2.97%
FORT WAYNE, IN (FHA|USDA|VA) 2 $1,220,000 $610,000 $2,750 3.38%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 2 $1,210,000 $605,000 $5,096 3.31%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 2 $1,150,000 $575,000 $3,388 3.13%
Georgetown, SC (FHA|USDA|VA) 2 $1,070,000 $535,000 $3,999 2.68%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $0 3.00%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $1,000,000 $500,000 $6,050 3.00%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $965,000 $965,000 $3,873 3.38%
WICHITA, KS (FHA|USDA|VA) 1 $935,000 $935,000 $3,816 3.38%
DAYTON-KETTERING, OH (FHA|USDA|VA) 3 $905,000 $301,667 $5,953 3.04%
Ashland, OH (FHA|USDA|VA) 7 $895,000 $127,857 $2,032 3.58%
Whitewater, WI (FHA|USDA|VA) 1 $825,000 $825,000 $4,988 3.13%
Forest City, NC (FHA|USDA|VA) 2 $790,000 $395,000 $6,885 3.18%
Traverse City, MI (FHA|USDA|VA) 1 $785,000 $785,000 $3,923 3.38%
Angola, IN (FHA|USDA|VA) 1 $785,000 $785,000 $2,576 3.13%
SAVANNAH, GA (FHA|USDA|VA) 1 $755,000 $755,000 $6,239 3.25%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $745,000 $745,000 $3,376 2.38%
PUNTA GORDA, FL (FHA|USDA|VA) 3 $745,000 $248,333 $5,013 2.88%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 2 $740,000 $370,000 $6,261 3.00%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $735,000 $735,000 $2,223 2.38%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $720,000 $360,000 $2,352 3.35%
Norwalk, OH (FHA|USDA|VA) 4 $710,000 $177,500 $4,528 3.11%
JOHNSTOWN, PA (FHA|USDA|VA) 5 $705,000 $141,000 $1,580 3.04%
DuBois, PA (FHA|USDA|VA) 5 $685,000 $137,000 $3,499 2.80%
MADISON, WI (FHA|USDA|VA) 1 $685,000 $685,000 $2,075 3.63%
ROANOKE, VA (FHA|USDA|VA) 2 $680,000 $340,000 $5,686 2.93%
Seneca, SC (FHA|USDA|VA) 2 $680,000 $340,000 $6,943 3.19%
COLUMBUS, IN (FHA|USDA|VA) 1 $675,000 $675,000 $4,194 3.13%
SALEM, OR (FHA|USDA|VA) 1 $655,000 $655,000 $9,142 3.13%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $635,000 $635,000 $4,450 3.13%
Astoria, OR (FHA|USDA|VA) 1 $635,000 $635,000 $6,123 3.25%
GREELEY, CO (FHA|USDA|VA) 1 $635,000 $635,000 $6,526 3.25%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 2 $610,000 $305,000 $3,051 3.25%
ST. GEORGE, UT (FHA|USDA|VA) 1 $595,000 $595,000 $4,658 3.25%
BURLINGTON, NC (FHA|USDA|VA) 1 $595,000 $595,000 $5,063 2.63%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 1 $595,000 $595,000 $4,443 3.13%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $595,000 $595,000 $12,876 3.25%
Bellefontaine, OH (FHA|USDA|VA) 1 $585,000 $585,000 $7,304 3.25%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $565,000 $565,000 $4,255 3.38%
OKLAHOMA CITY, OK (FHA|USDA|VA) 1 $565,000 $565,000 $4,799 2.63%
Mount Vernon, OH (FHA|USDA|VA) 1 $545,000 $545,000 $8,495 3.13%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 2 $530,000 $265,000 $2,705 2.76%
Cullowhee, NC (FHA|USDA|VA) 2 $530,000 $265,000 $6,182 2.94%
Wooster, OH (FHA|USDA|VA) 6 $520,000 $86,667 $1,980 3.50%
Zanesville, OH (FHA|USDA|VA) 3 $485,000 $161,667 $1,710 3.23%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $465,000 $465,000 $8,451 2.88%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 2 $440,000 $220,000 $3,641 3.06%
STAUNTON, VA (FHA|USDA|VA) 2 $430,000 $215,000 $4,531 2.31%
Meadville, PA (FHA|USDA|VA) 5 $405,000 $81,000 $2,234 2.98%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $375,000 $375,000 $0 3.25%
Sanford, NC (FHA|USDA|VA) 1 $365,000 $365,000 $7,243 2.88%
Newberry, SC (FHA|USDA|VA) 1 $355,000 $355,000 $5,237 3.00%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $345,000 $345,000 $7,060 3.12%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $335,000 $335,000 $4,425 2.75%
North Wilkesboro, NC (FHA|USDA|VA) 1 $315,000 $315,000 $5,712 3.25%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $315,000 $315,000 $0 2.50%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1 $315,000 $315,000 $3,734 2.13%
Pottsville, PA (FHA|USDA|VA) 1 $305,000 $305,000 $5,857 3.88%
Oil City, PA (FHA|USDA|VA) 1 $275,000 $275,000 $4,516 3.00%
CHARLESTON, WV (FHA|USDA|VA) 1 $275,000 $275,000 $5,753 2.88%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1 $255,000 $255,000 $0 3.25%
SUMTER, SC (FHA|USDA|VA) 1 $255,000 $255,000 $6,409 3.00%
Morehead City, NC (FHA|USDA|VA) 1 $245,000 $245,000 $2,507 3.13%
Salem, OH (FHA|USDA|VA) 3 $245,000 $81,667 $849 2.73%
LEBANON, PA (FHA|USDA|VA) 1 $235,000 $235,000 $4,315 2.99%
Orangeburg, SC (FHA|USDA|VA) 1 $225,000 $225,000 $6,517 3.38%
Danville, VA (FHA|USDA|VA) 1 $225,000 $225,000 $7,362 3.00%
READING, PA (FHA|USDA|VA) 1 $215,000 $215,000 $7,604 3.12%
St. Marys, PA (FHA|USDA|VA) 1 $205,000 $205,000 $5,648 2.99%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1 $205,000 $205,000 $5,362 2.88%
MONROE, MI (FHA|USDA|VA) 1 $205,000 $205,000 $2,805 2.88%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $185,000 $185,000 $5,548 3.25%
Huntingdon, PA (FHA|USDA|VA) 1 $185,000 $185,000 $4,126 2.50%
LANCASTER, PA (FHA|USDA|VA) 1 $175,000 $175,000 $3,699 2.88%
Bucyrus-Galion, OH (FHA|USDA|VA) 2 $170,000 $85,000 $0 3.12%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $165,000 $165,000 $3,953 2.25%
Shelby, NC (FHA|USDA|VA) 1 $165,000 $165,000 $5,508 2.38%
JACKSONVILLE, FL (FHA|USDA|VA) 1 $135,000 $135,000 $0 2.50%
Elizabeth City, NC (FHA|USDA|VA) 1 $125,000 $125,000 $4,984 2.75%
Clarksburg, WV (FHA|USDA|VA) 1 $115,000 $115,000 $3,334 2.88%
ALTOONA, PA (FHA|USDA|VA) 1 $115,000 $115,000 $0 3.49%
MANSFIELD, OH (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.29%
FAYETTEVILLE, NC (FHA|USDA|VA) 1 $75,000 $75,000 $3,011 2.25%

Dollar Bank Federal Savings Bank's top markets include Pittsburgh, Cleveland, Charlotte, Virginia Beach, and Boston among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 8,366 $1,739,190,000 $207,888 $1,948 3.30%
FHA 154 $19,340,000 $125,584 $5,580 2.82%
VA 51 $13,445,000 $263,627 $5,633 2.69%

For the 2021 period, Dollar Bank Federal Savings Bank's most frequently originated loan type of loans were Conventional, with 8,366 originations. Their 2nd most popular type is FHA, with 154 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Refi 4,838 $973,500,000 $201,220 $1,009 3.17%
Home Purchase 1,521 $503,975,000 $331,345 $5,229 3.01%
Home Improvement 1,048 $77,240,000 $73,702 $40 4.10%
Other 610 $58,150,000 $95,328 $413 3.92%
Cash Out Refi 554 $159,110,000 $287,202 $5,543 2.81%

For the 2021, Dollar Bank Federal Savings Bank's most frequently cited loan purpose of loans were Refi, with 4,838 originations. The 2nd most popular reason of loans were Home Purchase, with 1,521 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
15 Year 2,708 $469,710,000 $173,453 $1,136 3.18%
30 Year 2,014 $701,400,000 $348,262 $5,407 2.99%
Other 1,803 $324,255,000 $179,842 $87 3.43%
20 Year 1,246 $122,660,000 $98,443 $4,812 3.64%
10 Year 427 $63,095,000 $147,763 $204 3.35%
5 Year 360 $77,870,000 $216,306 $5 3.63%
1 Year 7 $2,025,000 $289,286 $0 3.82%
3 Year 6 $10,960,000 $1,826,667 $0 3.78%

For the 2021, Dollar Bank Federal Savings Bank's most frequently cited loan length of loans were 15 Year, with 2,708 originations. The 2nd most popular length of loans were 30 Year, with 2,014 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 5,330 $874,110,000 $163,998
$1k-2k 893 $287,655,000 $322,122
$2k-3k 525 $175,145,000 $333,610
$3k-4k 316 $124,550,000 $394,146
$5k+ 141 $75,005,000 $531,950

$5,407 of loans were Dollar Bank Federal Savings Bank's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 5,330 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 4,223 $851,005,000 $201,517
2.5-3% 2,935 $682,115,000 $232,407
<2.5% 706 $200,580,000 $284,108
4-5% 456 $29,070,000 $63,750
5-6% 153 $6,105,000 $39,902
6-7% 52 $1,580,000 $30,385
Over 8% 29 $1,215,000 $41,897
7-8% 17 $305,000 $17,941

During 2021, Dollar Bank Federal Savings Bank's average interest rate of loans were 2.99%, while their most frequently originated rate bucket of loans were 3-4%, with 4,223 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$100,000 or less 2,937 $167,395,000 $56,995 $465 3.72%
$100k-200k 2,900 $412,090,000 $142,100 $1,444 3.10%
$200k-400k 1,743 $473,915,000 $271,896 $3,019 3.03%
$600k-1MM 487 $356,305,000 $731,632 $5,324 2.96%
$400k-600k 433 $210,635,000 $486,455 $5,634 2.98%
$1MM+ 71 $151,635,000 $2,135,704 $9,342 3.11%

2021 saw Dollar Bank Federal Savings Bank place emphasis on $100,000 or less loans with 2,937 originations, totaling $167,395,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$100k-150k 1,921 $356,405,000 $185,531 $1,930 3.31%
$50k-75k 1,648 $188,260,000 $114,235 $1,436 3.28%
$75k-100k 1,451 $206,985,000 $142,650 $1,617 3.31%
$150k-250k 1,436 $397,330,000 $276,692 $2,708 3.31%
$50k or less 1,123 $94,815,000 $84,430 $1,399 3.28%
$250k+ 796 $419,970,000 $527,601 $4,404 3.07%

Dollar Bank Federal Savings Bank lent most frequently to those with incomes in the $100k-150k range, with 1,921 originations. The second most popular income band? $50k-75k, with 1,648 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 2,626 $506,260,000 $192,788 $1,772 3.23%
30-36% 1,727 $340,015,000 $196,882 $2,012 3.32%
<20% 1,346 $273,370,000 $203,098 $1,697 3.14%
39% 300 $65,780,000 $219,267 $2,217 3.44%
38% 283 $57,095,000 $201,749 $2,341 3.41%
37% 280 $62,410,000 $222,893 $2,202 3.42%
44% 273 $46,405,000 $169,982 $2,054 3.43%
42% 268 $51,050,000 $190,485 $2,081 3.44%
40% 258 $49,120,000 $190,388 $2,289 3.43%
41% 256 $50,940,000 $198,984 $1,939 3.39%
36% 255 $51,695,000 $202,725 $2,201 3.35%
43% 235 $43,785,000 $186,319 $2,061 3.48%
45% 142 $28,570,000 $201,197 $3,020 3.22%
46% 62 $16,210,000 $261,452 $5,060 2.93%
47% 57 $13,955,000 $244,825 $5,511 2.98%
49% 46 $10,870,000 $236,304 $5,409 2.89%
48% 40 $10,210,000 $255,250 $5,892 2.83%
50-60% 27 $3,455,000 $127,963 $5,924 2.91%
>60% 2 $80,000 $40,000 $525 3.16%

Dollar Bank Federal Savings Bank lent most frequently to those with DTI ratios of 20-30%, with 2,626 originations. The next most common DTI ratio? 30-36%, with 1,727 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 7,243 $1,385,645,000 $191,308 $1,885 3.29%
Not provided 611 $172,475,000 $282,283 $3,659 3.12%
Not applicable 73 $87,345,000 $1,196,507 $0 4.18%
Black 439 $59,335,000 $135,159 $2,204 3.32%
Asian 166 $58,120,000 $350,120 $3,389 3.02%
Asian Indian 13 $4,305,000 $331,154 $1,594 3.31%
American Indian 17 $3,315,000 $195,000 $2,416 3.48%
Other Asian 3 $395,000 $131,667 $0 3.42%
Japanese 1 $365,000 $365,000 $0 2.99%
Native Hawaiian 3 $355,000 $118,333 $165 4.16%
Vietnamese 1 $205,000 $205,000 $0 2.74%
Chinese 1 $115,000 $115,000 $0 2.99%

Approval Rates

Total approvals of all applications
82.14%

Dollar Bank Federal Savings Bank has a below average approval rate.

Pick Rate

Approvals leading to origination
83.27%

Dollar Bank Federal Savings Bank has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 8,571 $1,771,975,000 $206,741

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
8,571 $1,771,975,000 $206,741

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 1,410 $172,620,000 $122,426 $661 3.37%
40-60% 1,789 $365,395,000 $204,245 $1,456 3.05%
60-80% 2,710 $795,800,000 $293,653 $2,562 3.09%
80-100% 1,469 $382,755,000 $260,555 $3,662 3.06%
Over 100% 7 $1,905,000 $272,143 $9,716 2.87%
Under 20% 1,186 $53,500,000 $45,110 $94 4.25%

Bank Details

Branches

Bank Name Branch Branch Type Deposits (000's)
Dollar Bank, Federal Savings Bank 140 Public Square Cleveland, OH 44114 Full Service B&M $15,561
Dollar Bank, Federal Savings Bank 1009 Freeport Road Pittsburgh, PA 15238 Full Service B&M $208,674
Dollar Bank, Federal Savings Bank 1190 Merriman Road 1st Floor Sewickley, PA 15143 Full Service B&M $11,893
Dollar Bank, Federal Savings Bank 11974 Perry Hwy Wexford, PA 15090 Full Service B&M $55,100
Dollar Bank, Federal Savings Bank 1209 Mentor Ave Painesville, OH 44077 Full Service B&M $71,073
Dollar Bank, Federal Savings Bank 1283 Som Center Rd Mayfield Heights, OH 44124 Full Service B&M $56,404
Dollar Bank, Federal Savings Bank 1297 Center Road Avon, OH 44011 Full Service B&M $31,867
Dollar Bank, Federal Savings Bank 1301 East Ninth Street Cleveland, OH 44114 Full Service B&M $515,804
Dollar Bank, Federal Savings Bank 1344 North Great Neck Virginia Beach, VA 23454 Full Service B&M $17,160
Dollar Bank, Federal Savings Bank 274 Yost Blvd Pittsburgh, PA 15221 Full Service B&M $98,348
Dollar Bank, Federal Savings Bank 2800 Gracy Center Way Coraopolis, PA 15108 Full Service B&M $149,480
Dollar Bank, Federal Savings Bank 3029 W Liberty Ave Pittsburgh, PA 15216 Full Service B&M $21,717
Dollar Bank, Federal Savings Bank 3115 W 25th Street Cleveland, OH 44109 Full Service B&M $31,620
Dollar Bank, Federal Savings Bank 33 South Saint Clair St Painesville, OH 44077 Full Service B&M $2,874
Dollar Bank, Federal Savings Bank 340 4th Ave Pittsburgh, PA 15222 Full Service B&M $1,413,471
Dollar Bank, Federal Savings Bank 34829 Vine Street Eastlake, OH 44095 Full Service B&M $93,137
Dollar Bank, Federal Savings Bank 3483 Hudson Dr Stow, OH 44224 Full Service B&M $39,139
Dollar Bank, Federal Savings Bank 3630 Center Road Brunswick, OH 44212 Full Service B&M $13,503
Dollar Bank, Federal Savings Bank 3714 Fifth Avenue Pittsburgh, PA 15213 Full Service B&M $14,899
Dollar Bank, Federal Savings Bank 3980 Washington Rd Canonsburg, PA 15317 Full Service B&M $60,502
Dollar Bank, Federal Savings Bank 400 Lysle Blvd Mckeesport, PA 15132 Full Service B&M $40,675
Dollar Bank, Federal Savings Bank 5180 Warrensville Center Road Maple Heights, OH 44137 Full Service B&M $33,210
Dollar Bank, Federal Savings Bank 5201 Wilson Mills Road Richmond Heights, OH 44143 Full Service B&M $65,306
Dollar Bank, Federal Savings Bank 5219 Pearl Road Parma, OH 44129 Full Service B&M $69,392
Dollar Bank, Federal Savings Bank 5300 State Route 30 Greensburg, PA 15601 Full Service B&M $118,135
Dollar Bank, Federal Savings Bank 537 Smithfield Street Pittsburgh, PA 15222 Full Service B&M $103,044
Dollar Bank, Federal Savings Bank 5375 William Flynn Highway Gibsonia, PA 15044 Full Service B&M $147,621
Dollar Bank, Federal Savings Bank 5822 Forbes Ave Pittsburgh, PA 15217 Full Service B&M $194,723
Dollar Bank, Federal Savings Bank 6047 Route 30 Greensburg, PA 15601 Full Service B&M $114,707
Dollar Bank, Federal Savings Bank 6107 Penn Avenue Pittsburgh, PA 15206 Full Service B&M $68,704
Dollar Bank, Federal Savings Bank 6460 Steubenville Pike Pittsburgh, PA 15205 Full Service B&M $52,734
Dollar Bank, Federal Savings Bank 6563 Brecksville Road Independence, OH 44131 Full Service B&M $97,809
Dollar Bank, Federal Savings Bank 6868 Pearl Road Middleburg Heights, OH 44130 Full Service B&M $131,641
Dollar Bank, Federal Savings Bank 1932 Laskin Road Virginia Beach, VA 23454 Full Service B&M $745
Dollar Bank, Federal Savings Bank 20680 Center Ridge Road Rocky River, OH 44116 Full Service B&M $68,175
Dollar Bank, Federal Savings Bank 218 Rodi Rd Pittsburgh, PA 15235 Full Service B&M $173,524
Dollar Bank, Federal Savings Bank 2200 Warrensville-Center Road University Heights, OH 44118 Full Service B&M $61,392
Dollar Bank, Federal Savings Bank 2212 General Booth Boulevard, Ste 240 Virginia Beach, VA 23454 Full Service B&M $1,172
Dollar Bank, Federal Savings Bank 225 Forbes Avenue Pittsburgh, PA 15222 Full Service B&M $69,156
Dollar Bank, Federal Savings Bank 240 E 228th St Euclid, OH 44123 Full Service B&M $27,737
Dollar Bank, Federal Savings Bank 25 Highland Road Bethel Park, PA 15102 Full Service B&M $127,480
Dollar Bank, Federal Savings Bank 250 Oak Spring Center Washington, PA 15301 Full Service B&M $97,398
Dollar Bank, Federal Savings Bank 26065 Lorain Road North Olmsted, OH 44070 Full Service B&M $21,827
Dollar Bank, Federal Savings Bank 26895 Center Ridge Road Westlake, OH 44145 Full Service B&M $103,813
Dollar Bank, Federal Savings Bank 26949 Chagrin Boulevard Beachwood, OH 44122 Full Service B&M $176,109
Dollar Bank, Federal Savings Bank 400 Mt Lebanon Blvd Pittsburgh, PA 15234 Full Service B&M $165,363
Dollar Bank, Federal Savings Bank 401 Liberty Avenue Pittsburgh, PA 15222 Full Service B&M $252,829
Dollar Bank, Federal Savings Bank 4140 Fulton Road Cleveland, OH 44144 Full Service B&M $58,067
Dollar Bank, Federal Savings Bank 4192 William Penn Hwy Monroeville, PA 15146 Full Service B&M $227,334
Dollar Bank, Federal Savings Bank 420 Beaver St Sewickley, PA 15143 Full Service B&M $75,839
Dollar Bank, Federal Savings Bank 45 Walsh Rd Pittsburgh, PA 15205 Full Service B&M $160,522
Dollar Bank, Federal Savings Bank 4540 Princess Anne Road Virginia Beach, VA 23462 Full Service B&M $411
Dollar Bank, Federal Savings Bank 4730 Ridge Road Brooklyn, OH 44144 Full Service B&M $105,797
Dollar Bank, Federal Savings Bank 4751 William Penn Highway Murrysville, PA 15668 Full Service B&M $85,118
Dollar Bank, Federal Savings Bank 500 Clairton Blvd Pittsburgh, PA 15236 Full Service B&M $92,590
Dollar Bank, Federal Savings Bank 500 Providence Point Blvd Pittsburgh, PA 15243 Full Service B&M $9,065
Dollar Bank, Federal Savings Bank 501 South Independence Boulevard Virginia Beach, VA 23452 Full Service B&M $64,164
Dollar Bank, Federal Savings Bank 700 Towne Square Way Pittsburgh, PA 15227 Full Service B&M $197,176
Dollar Bank, Federal Savings Bank 7450 W Ridgewood Drive Parma, OH 44129 Full Service B&M $105,419
Dollar Bank, Federal Savings Bank 750 Volvo Parkway Chesapeake, VA 23320 Full Service B&M $42,639
Dollar Bank, Federal Savings Bank 7500 Chippewa Road Brecksville, OH 44141 Full Service B&M $96,124
Dollar Bank, Federal Savings Bank 7862 Tidewater Drive, Suite 101 Norfolk, VA 23505 Full Service B&M $32,678
Dollar Bank, Federal Savings Bank 7891 Mentor Avenue Mentor, OH 44060 Full Service B&M $88,238
Dollar Bank, Federal Savings Bank 8040 Peebles Rd. Pittsburgh, PA 15237 Full Service B&M $429,579
Dollar Bank, Federal Savings Bank 820 Warrington Avenue Pittsburgh, PA 15210 Full Service B&M $11,825
Dollar Bank, Federal Savings Bank 839 Lynnhaven Parkway Virginia Beach, VA 23452 Full Service B&M $4,241
Dollar Bank, Federal Savings Bank 889 Magill Dr North Huntingdon, PA 15642 Full Service B&M $75,698
Dollar Bank, Federal Savings Bank 981-983 Providence Square Shopping Center Virginia Beach, VA 23464 Full Service B&M $3,632
Dollar Bank, Federal Savings Bank 998 Independence Blvd Virginia Beach, VA 23455 Full Service B&M $29,747
Dollar Bank, Federal Savings Bank 14569 Pearl Rd Strongsville, OH 44136 Full Service B&M $145,377
Dollar Bank, Federal Savings Bank 150 Point Plaza Butler, PA 16001 Full Service B&M $92,526
Dollar Bank, Federal Savings Bank 1500 West River Road North Elyria, OH 44035 Full Service B&M $71,094
Dollar Bank, Federal Savings Bank 15509 Madison Avenue Lakewood, OH 44107 Full Service B&M $57,228
Dollar Bank, Federal Savings Bank 160 Millers Run Road Bridgeville, PA 15017 Full Service B&M $19,851
Dollar Bank, Federal Savings Bank 1709 Route 228 Cranberry Township, PA 16066 Full Service B&M $132,334
Dollar Bank, Federal Savings Bank 1712 E Carson St Pittsburgh, PA 15203 Full Service B&M $23,264
Dollar Bank, Federal Savings Bank 1717 Cochran Road Pittsburgh, PA 15220 Full Service B&M $287,069
Dollar Bank, Federal Savings Bank 1720 Sentinel Drive, Suite 100 Chesapeake, VA 23320 Full Service B&M $1,521
Dollar Bank, Federal Savings Bank 1834 Heights Plaza Natrona Heights, PA 15065 Full Service B&M $97,003
Dollar Bank, Federal Savings Bank 1909 Landstown Centre Way, Ste 140 Virginia Beach, VA 23456 Full Service B&M $1,346

For 2021, Dollar Bank Federal Savings Bank had 80 branches.

Yearly Performance Overview

Bank Income

Item Value (in 000's)
Total interest income $288,818
Net interest income $253,897
Total noninterest income $42,224
Gross Fiduciary activities income $0
Service charges on deposit accounts $14,360
Trading account gains and fees $0
Additional Noninterest Income $27,864
Pre-tax net operating income $60,892
Securities gains (or losses, -) $2,016
Income before extraordinary items $48,862
Discontinued Operations (Extraordinary gains, net) $0
Net income of bank and minority interests $48,862
Minority interest net income $0
Net income $48,862
Sale, conversion, retirement of capital stock, net $0
Net operating income $47,269

Dollar Bank Federal Savings Bank's gross interest income from loans was $288,818,000.
Dollar Bank Federal Savings Bank's net interest income from loans was $253,897,000.
Dollar Bank Federal Savings Bank's fee based income from loans was $14,360,000.
Dollar Bank Federal Savings Bank's net income from loans was $48,862,000.

Bank Expenses

Item Value (in 000's)
Total interest expense $34,921
Provision for credit losses $7,100
Total noninterest expense $228,129
Salaries and employee benefits $114,803
Premises and equipment expense $56,078
Additional noninterest expense $57,248
Applicable income taxes $14,046
Net charge-offs $4,902
Cash dividends $0

Dollar Bank Federal Savings Bank's interest expense for loans was $34,921,000.
Dollar Bank Federal Savings Bank's payroll and benefits expense were $114,803,000.
Dollar Bank Federal Savings Bank's property, plant and equipment expenses $56,078,000.

Loan Performance

Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
All loans 0.0%
Real Estate loans 0.0%
Construction & Land Development loans 0.0%
Nonfarm, nonresidential loans 0.0%
Multifamily residential loans 0.0%
1-4 family residential loans 0.0%
HELOC loans 0.0%
All other family 0.0%
Commercial & industrial loans 3.0%
Personal loans 0.0%
Credit card loans 0.4%
Other individual loans 0.0%
Auto loans 0.0%
Other consumer loans 0.0%
Unsecured commercial real estate loans 0.0%

Deposits

Type Value (in 000's)
Total deposits $8,635,108
Deposits held in domestic offices $8,635,108
Deposits by Individuals, partnerships, and corporations $8,259,591
Deposits by U.S. Government $0
Deposits by States and political subdivisions in the U.S. $347,473
Deposits by Commercial banks and other depository institutions in U.S. $28,044
Deposits by Banks in foreign countries $0
Deposits by Foreign governments and official institutions $0
Transaction accounts $1,176,328
Demand deposits $660,820
Nontransaction accounts $7,458,780
Money market deposit accounts (MMDAs) $0
Other savings deposits (excluding MMDAs) $6,374,604
Total time deposits $1,084,175
Total time and savings deposits $7,974,288
Noninterest-bearing deposits $1,729,316
Interest-bearing deposits $6,905,792
Retail deposits $8,295,046
IRAs and Keogh plan accounts $249,907
Brokered deposits $178,297
Deposits held in foreign offices $0

Assets

Asset Value (in 000's)
Total Assets $10,312,436
Cash & Balances due from depository institutions $762,084
Interest-bearing balances $698,214
Total securities $2,213,942
Federal funds sold & reverse repurchase $0
Net loans and leases $7,046,316
Loan and leases loss allowance $51,155
Trading account assets $0
Bank premises and fixed assets $117,046
Other real estate owned $85
Goodwill and other intangibles $6,939
All other assets $166,024

Liabilities

Liabilities Value (in 000's)
Total liabilities and capital $10,312,436
Total Liabilities $9,327,716
Total deposits $8,635,108
Interest-bearing deposits $6,905,792
Deposits held in domestic offices $8,635,108
% insured (estimated) $70
Federal funds purchased and repurchase agreements $109,028
Trading liabilities $0
Other borrowed funds $532,888
Subordinated debt $0
All other liabilities $50,692

Issued Loan Types

Type Value (in 000's)
Net loans and leases $7,046,316
Loan and leases loss allowance $51,155
Total loans and leases (domestic) $7,097,471
All real estate loans $6,210,053
Real estate loans in domestic offices $6,210,053
Construction and development loans $562,285
Residential 1-4 family construction $64,052
Other construction, all land development and other land $498,233
Loans secured by nonfarm nonresidential properties $711,366
Nonfarm nonresidential secured by owner-occupied properties $213,291
Commercial real estate & other non-farm, non-residential $498,075
Multifamily residential real estate $226,796
1-4 family residential loans $4,709,606
Farmland loans $0
Loans held in foreign offices $0
Farm loans $0
Commercial and industrial loans $601,572
To non-U.S. addressees $0
Loans to individuals $262,331
Credit card loans $62,249
Related Plans $115,454
Consumer Auto Loans $9,581
Other loans to individuals $75,047
All other loans & leases $23,515
Loans to foreign governments and official institutions $0
Other loans $3,573
Loans to depository institutions and acceptances of other banks $0
Loans not secured by real estate $0
Loans secured by real estate to non-U.S. addressees $0
Restructured Loans & leases $32,579
Non 1-4 family restructured loans & leases $19,310
Total loans and leases (foreign) $0

Dollar Bank Federal Savings Bank had $7,046,316,000 of loans outstanding in 2021. $6,210,053,000 of loans were in real estate loans. $562,285,000 of loans were in development loans. $226,796,000 of loans were in multifamily mortgage loans. $4,709,606,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $62,249,000 of loans were in credit card loans. $9,581,000 of loans were in the auto loan category.

Small Business Loans

Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
Nonfarm, nonresidential loans - <$1MM 550 $116,593 $211,987
Nonfarm, nonresidential loans - <$100k 97 $3,267 $33,680
Nonfarm, nonresidential loans - $100-250k 153 $16,178 $105,739
Nonfarm, nonresidential loans - $250k-1MM 300 $97,148 $323,827
Commercial & Industrial, US addressed loans - <$1MM 2,915 $93,783 $32,173
Commercial & Industrial, US addressed loans - <$100k 2,325 $16,222 $6,977
Commercial & Industrial, US addressed loans - $100-250k 244 $14,899 $61,061
Commercial & Industrial, US addressed loans - $250k-1MM 346 $62,662 $181,104