Mountain America Mortgage Rates, Fees & Info

Sandy, UT

LEI: 5493006S869XKIESMV41

Tax ID: 87-0172956

4.5 stars - out of 5 stars, based on 149 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Mountain America is a mid-sized mortgage company specializing in Refi, Cash Out Refi, and Home Purchase loans. Mountain America has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Salt Lake City, Provo, Ogden, St. George, and Phoenix among others. We have data for 103 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Mountain America has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Mountain America is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 7.22% 10/3/22
    30 Year Conventional Purchase 6.68% 10/3/22
    30 Year Conventional Refi 6.34% 10/3/22
    30 Year Cash-out Refi 6.53% 10/3/22
    30 Year FHA Purchase 7.19% 10/3/22
    30 Year FHA Refi 6.63% 10/3/22
    30 Year VA Purchase 6.10% 10/3/22
    30 Year VA Refi 5.80% 10/3/22
    30 Year USDA Purchase 6.25% 10/3/22
    30 Year USDA Refi 6.34% 10/3/22
    15 Year Conventional Purchase 6.26% 10/3/22
    15 Year Conventional Refi 6.63% 10/3/22
    15 Year Cash-out Refi 6.63% 10/3/22
    15 Year FHA Refi 5.96% 10/3/22
    15 Year VA Refi 6.14% 10/3/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    22,067

    Origination Dollar Volume (All Markets)

    $3,944,215,000
    Show all (16) awards

    Relative Rate

    Mountain America's average 30 year fixed mortgage rate was 3%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of -0.15%.

    Relative Fees (Closing Costs)

    Mountain America's average total fees/closing costs for a 30 year fixed rate mortgage were $5,725.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    SALT LAKE CITY, UT (FHA|USDA|VA) 6,498 $1,118,010,000 $172,054 $3,772 3.64%
    PROVO-OREM, UT (FHA|USDA|VA) 3,098 $559,030,000 $180,449 $4,347 3.74%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 2,227 $380,115,000 $170,685 $3,659 3.73%
    ST. GEORGE, UT (FHA|USDA|VA) 1,512 $282,660,000 $186,944 $4,598 3.59%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1,693 $275,995,000 $163,021 $4,416 3.79%
    BOISE CITY, ID (FHA|USDA|VA) 1,232 $238,050,000 $193,222 $4,987 3.63%
    Outside of Metro Areas 1,178 $189,220,000 $160,628 $3,892 3.44%
    Heber, UT (FHA|USDA|VA) 623 $179,545,000 $288,194 $6,177 3.48%
    Vernal, UT (FHA|USDA|VA) 502 $83,080,000 $165,498 $3,717 3.34%
    IDAHO FALLS, ID (FHA|USDA|VA) 457 $76,885,000 $168,239 $4,479 3.66%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 422 $76,360,000 $180,948 $4,629 3.62%
    LOGAN, UT-ID (FHA|USDA|VA) 409 $65,155,000 $159,303 $3,508 3.59%
    Cedar City, UT (FHA|USDA|VA) 433 $62,035,000 $143,268 $3,841 3.54%
    RENO, NV (FHA|USDA|VA) 234 $50,020,000 $213,761 $4,650 3.53%
    POCATELLO, ID (FHA|USDA|VA) 227 $45,075,000 $198,568 $4,434 3.55%
    ALBUQUERQUE, NM (FHA|USDA|VA) 217 $35,425,000 $163,249 $3,934 3.62%
    Rexburg, ID (FHA|USDA|VA) 125 $21,145,000 $169,160 $3,894 3.61%
    Blackfoot, ID (FHA|USDA|VA) 93 $17,055,000 $183,387 $4,235 3.44%
    Outside of Metro Areas 57 $14,225,000 $249,561 $6,838 3.52%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 39 $13,755,000 $352,692 $11,289 3.55%
    TWIN FALLS, ID (FHA|USDA|VA) 78 $11,840,000 $151,795 $4,436 3.59%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 67 $11,125,000 $166,045 $5,187 3.59%
    Price, UT (FHA|USDA|VA) 62 $8,570,000 $138,226 $3,301 3.54%
    FLAGSTAFF, AZ (FHA|USDA|VA) 37 $8,045,000 $217,432 $4,698 3.67%
    BILLINGS, MT (FHA|USDA|VA) 54 $7,740,000 $143,333 $4,638 4.08%
    Show Low, AZ (FHA|USDA|VA) 21 $5,095,000 $242,619 $6,249 3.33%
    SALEM, OR (FHA|USDA|VA) 13 $4,775,000 $367,308 $11,165 3.66%
    TUCSON, AZ (FHA|USDA|VA) 28 $4,370,000 $156,071 $3,884 3.54%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 12 $4,200,000 $350,000 $12,236 3.61%
    Jackson, WY-ID (FHA|USDA|VA) 14 $4,090,000 $292,143 $7,023 3.17%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 19 $3,975,000 $209,211 $5,158 3.49%
    FORT COLLINS, CO (FHA|USDA|VA) 14 $3,860,000 $275,714 $5,616 3.79%
    Burley, ID (FHA|USDA|VA) 20 $3,690,000 $184,500 $7,582 3.70%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 16 $3,620,000 $226,250 $5,647 3.44%
    Evanston, WY (FHA|USDA|VA) 13 $3,605,000 $277,308 $3,163 3.39%
    Bozeman, MT (FHA|USDA|VA) 10 $3,340,000 $334,000 $7,039 3.70%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 9 $3,275,000 $363,889 $9,522 3.74%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 10 $2,830,000 $283,000 $7,006 3.26%
    Fernley, NV (FHA|USDA|VA) 23 $2,815,000 $122,391 $5,066 3.83%
    WALLA WALLA, WA (FHA|USDA|VA) 5 $2,735,000 $547,000 $24,239 3.68%
    BEND, OR (FHA|USDA|VA) 6 $2,710,000 $451,667 $13,324 3.29%
    Pahrump, NV (FHA|USDA|VA) 12 $2,650,000 $220,833 $5,608 3.55%
    Ontario, OR-ID (FHA|USDA|VA) 18 $2,620,000 $145,556 $4,461 3.87%
    Gardnerville Ranchos, NV (FHA|USDA|VA) 13 $2,495,000 $191,923 $8,486 3.60%
    CARSON CITY, NV (FHA|USDA|VA) 11 $2,365,000 $215,000 $4,697 3.08%
    GREELEY, CO (FHA|USDA|VA) 11 $2,315,000 $210,455 $6,140 3.63%
    Rock Springs, WY (FHA|USDA|VA) 7 $2,305,000 $329,286 $5,966 3.18%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 11 $2,245,000 $204,091 $6,389 3.49%
    Payson, AZ (FHA|USDA|VA) 7 $2,055,000 $293,571 $7,742 3.20%
    Mountain Home, ID (FHA|USDA|VA) 14 $1,940,000 $138,571 $4,706 3.99%
    MISSOULA, MT (FHA|USDA|VA) 9 $1,935,000 $215,000 $5,020 3.19%
    Elko, NV (FHA|USDA|VA) 12 $1,790,000 $149,167 $4,360 3.55%
    Astoria, OR (FHA|USDA|VA) 3 $1,605,000 $535,000 $14,508 3.54%
    Sandpoint, ID (FHA|USDA|VA) 7 $1,525,000 $217,857 $7,706 3.48%
    Fallon, NV (FHA|USDA|VA) 7 $1,465,000 $209,286 $3,953 3.50%
    GRAND JUNCTION, CO (FHA|USDA|VA) 5 $1,435,000 $287,000 $5,767 3.68%
    SANTA FE, NM (FHA|USDA|VA) 6 $1,370,000 $228,333 $6,245 3.83%
    LAS CRUCES, NM (FHA|USDA|VA) 8 $1,340,000 $167,500 $3,314 3.59%
    Glenwood Springs, CO (FHA|USDA|VA) 5 $1,225,000 $245,000 $5,271 3.35%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 3 $1,185,000 $395,000 $7,647 3.87%
    Newport, OR (FHA|USDA|VA) 2 $1,010,000 $505,000 $11,885 3.31%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 5 $985,000 $197,000 $4,228 3.65%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 4 $980,000 $245,000 $2,650 3.69%
    Aberdeen, WA (FHA|USDA|VA) 3 $955,000 $318,333 $8,192 3.21%
    FARMINGTON, NM (FHA|USDA|VA) 6 $820,000 $136,667 $2,872 3.12%
    Helena, MT (FHA|USDA|VA) 5 $815,000 $163,000 $4,120 4.28%
    CORVALLIS, OR (FHA|USDA|VA) 2 $800,000 $400,000 $4,966 3.19%
    Carlsbad-Artesia, NM (FHA|USDA|VA) 3 $775,000 $258,333 $6,704 3.29%
    Montrose, CO (FHA|USDA|VA) 3 $765,000 $255,000 $4,569 2.83%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $705,000 $705,000 $23,957 3.00%
    ALBANY-LEBANON, OR (FHA|USDA|VA) 3 $695,000 $231,667 $0 3.25%
    Kalispell, MT (FHA|USDA|VA) 5 $645,000 $129,000 $5,073 3.55%
    Laramie, WY (FHA|USDA|VA) 1 $645,000 $645,000 $11,802 3.50%
    Breckenridge, CO (FHA|USDA|VA) 1 $545,000 $545,000 $10,513 3.38%
    Las Vegas, NM (FHA|USDA|VA) 2 $520,000 $260,000 $6,556 3.46%
    BOULDER, CO (FHA|USDA|VA) 2 $510,000 $255,000 $0 3.50%
    GREAT FALLS, MT (FHA|USDA|VA) 3 $505,000 $168,333 $6,212 3.79%
    CHEYENNE, WY (FHA|USDA|VA) 3 $445,000 $148,333 $2,040 4.33%
    Durango, CO (FHA|USDA|VA) 2 $410,000 $205,000 $9,958 3.19%
    BELLINGHAM, WA (FHA|USDA|VA) 1 $405,000 $405,000 $13,841 2.25%
    LONGVIEW, WA (FHA|USDA|VA) 1 $405,000 $405,000 $13,534 3.88%
    Española, NM (FHA|USDA|VA) 2 $380,000 $190,000 $6,377 2.94%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $375,000 $375,000 $0 3.00%
    Hailey, ID (FHA|USDA|VA) 3 $365,000 $121,667 $3,205 3.41%
    LEWISTON, ID-WA (FHA|USDA|VA) 2 $360,000 $180,000 $5,206 3.25%
    CASPER, WY (FHA|USDA|VA) 2 $350,000 $175,000 $2,895 2.55%
    Cañon City, CO (FHA|USDA|VA) 1 $325,000 $325,000 $0 3.99%
    Deming, NM (FHA|USDA|VA) 2 $270,000 $135,000 $4,374 2.31%
    Roswell, NM (FHA|USDA|VA) 3 $255,000 $85,000 $2,507 3.21%
    Port Angeles, WA (FHA|USDA|VA) 1 $235,000 $235,000 $6,411 3.38%
    Winnemucca, NV (FHA|USDA|VA) 1 $235,000 $235,000 $4,958 2.75%
    Nogales, AZ (FHA|USDA|VA) 1 $205,000 $205,000 $4,518 3.13%
    Coos Bay, OR (FHA|USDA|VA) 1 $205,000 $205,000 $5,327 2.75%
    Los Alamos, NM (FHA|USDA|VA) 1 $205,000 $205,000 $5,795 2.38%
    Safford, AZ (FHA|USDA|VA) 2 $190,000 $95,000 $2,120 3.12%
    Portales, NM (FHA|USDA|VA) 1 $175,000 $175,000 $4,673 3.13%
    Shelton, WA (FHA|USDA|VA) 1 $175,000 $175,000 $0 3.38%
    PUEBLO, CO (FHA|USDA|VA) 2 $140,000 $70,000 $0 4.25%
    Klamath Falls, OR (FHA|USDA|VA) 1 $125,000 $125,000 $4,954 3.88%
    YAKIMA, WA (FHA|USDA|VA) 2 $110,000 $55,000 $0 3.25%
    Hobbs, NM (FHA|USDA|VA) 1 $105,000 $105,000 $444 3.79%
    Grants, NM (FHA|USDA|VA) 1 $45,000 $45,000 $0 3.10%
    YUMA, AZ (FHA|USDA|VA) 1 $35,000 $35,000 $0 3.50%

    Mountain America's top markets include Salt Lake City, Provo, Ogden, St. George, and Phoenix among others.

    Similar Lenders

    We use machine learning to identify the top lenders compared against MOUNTAIN AMERICA based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    LA Financial Federal Credit Union
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 12,241 $1,492,735,000 $121,946 n/a 4.01%
    Conventional 9,574 $2,384,200,000 $249,029 $4,092 3.19%
    FHA 125 $31,505,000 $252,040 $9,309 2.71%
    VA 103 $30,265,000 $293,835 $6,506 2.41%
    USDA 24 $5,510,000 $229,583 $6,960 2.41%

    For 2021, Mountain America's most frequently originated type of loan was HELOC, with 12,241 originations. Their 2nd most popular type was Conventional, with 9,574 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Improvement 6,546 $638,350,000 $97,518 $35 4.02%
    Refi 6,453 $1,201,635,000 $186,213 $2,630 3.45%
    Other 3,122 $310,480,000 $99,449 $23 4.20%
    Cash Out Refi 3,104 $830,070,000 $267,419 $5,337 2.90%
    Home Purchase 2,842 $963,680,000 $339,085 $7,447 3.38%

    For 2021, Mountain America's most frequently cited loan purpose was Home Improvement, with 6,546 originations. The 2nd most popular reason was Refi, with 6,453 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    20 Year 12,708 $1,589,950,000 $125,114 $4,316 3.97%
    30 Year 4,540 $1,325,630,000 $291,989 $5,725 3.00%
    15 Year 2,578 $606,030,000 $235,078 $3,066 2.87%
    Other 1,260 $150,810,000 $119,690 $84 4.29%
    10 Year 433 $41,335,000 $95,462 $475 3.71%
    30+ year 332 $216,970,000 $653,524 $11,493 3.54%
    5 Year 216 $13,490,000 $62,454 $646 3.27%

    For 2021, Mountain America's most frequently cited loan duration was 20 Year, with 12,708 originations. The 2nd most popular length was 30 Year, with 4,540 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 2,587 $331,315,000 $128,069
    $2k-3k 1,975 $352,305,000 $178,382
    $3k-4k 1,750 $469,410,000 $268,234
    $5k+ 1,154 $601,590,000 $521,308
    $4k-5k 940 $326,770,000 $347,628
    $1k-2k 565 $66,165,000 $117,106

    Mountain America's average total fees were $5,725, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,587 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 10,741 $2,098,435,000 $195,367
    4-5% 4,526 $511,260,000 $112,961
    2.5-3% 3,284 $828,540,000 $252,296
    <2.5% 1,777 $377,435,000 $212,400
    5-6% 1,372 $103,640,000 $75,539
    6-7% 365 $24,815,000 $67,986
    7-8% 2 $90,000 $45,000

    During 2021, Mountain America's average interest rate for loans was 3.00%, while their most frequently originated rate bucket for loans was 3-4%, with 10,741 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 8,411 $461,345,000 $54,850 $573 4.09%
    $100k-200k 6,029 $859,385,000 $142,542 $2,747 3.51%
    $200k-400k 5,784 $1,603,230,000 $277,184 $5,222 3.23%
    $400k-600k 1,469 $675,415,000 $459,779 $8,124 3.26%
    $600k-1MM 301 $223,785,000 $743,472 $12,100 3.52%
    $1MM+ 73 $121,055,000 $1,658,288 $20,429 3.81%

    2021 saw Mountain America place emphasis on $100,000 or less loans with 8,411 originations, totaling $461,345,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 5,527 $975,115,000 $176,428 $4,357 3.72%
    $50k-75k 4,935 $731,955,000 $148,319 $3,944 3.57%
    $75k-100k 4,553 $714,655,000 $156,964 $4,137 3.68%
    $150k-250k 3,053 $687,965,000 $225,341 $5,557 3.74%
    $50k or less 2,445 $293,525,000 $120,051 $3,113 3.45%
    $250k+ 1,015 $371,425,000 $365,936 $10,061 3.68%

    Mountain America lent most frequently to those with incomes in the $100k-150k range, with 5,527 originations. The second most popular income band? $50k-75k, with 4,935 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 5,285 $873,555,000 $165,289 $3,699 3.55%
    30-36% 4,609 $779,255,000 $169,072 $3,858 3.72%
    <20% 2,039 $343,405,000 $168,418 $3,158 3.40%
    39% 1,055 $185,655,000 $175,976 $5,220 4.01%
    42% 995 $190,945,000 $191,905 $4,999 3.76%
    44% 921 $178,005,000 $193,274 $5,618 3.56%
    38% 909 $153,335,000 $168,685 $4,064 3.89%
    37% 890 $172,910,000 $194,281 $4,567 3.78%
    36% 888 $153,860,000 $173,266 $4,039 3.80%
    40% 862 $164,910,000 $191,311 $4,522 3.65%
    41% 853 $168,065,000 $197,028 $5,005 3.71%
    43% 754 $151,570,000 $201,021 $5,107 3.48%
    46% 533 $95,025,000 $178,283 $5,262 3.55%
    45% 466 $84,560,000 $181,459 $5,176 3.57%
    47% 294 $55,980,000 $190,408 $4,860 3.50%
    49% 292 $66,210,000 $226,747 $5,826 3.33%
    48% 231 $52,345,000 $226,602 $5,407 3.31%
    50-60% 69 $11,465,000 $166,159 $1,314 3.98%
    >60% 53 $6,445,000 $121,604 $168 4.08%

    Mountain America lent most frequently to those with DTI ratios of 20-30%, with 5,285 originations. The next most common DTI ratio? 30-36%, with 4,609 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 19,776 $3,474,180,000 $175,677 $4,136 3.64%
    Not provided 1,209 $243,375,000 $201,303 $4,922 3.45%
    Asian 381 $76,675,000 $201,247 $4,471 3.54%
    Not applicable 42 $46,370,000 $1,104,048 $0 4.00%
    Black 213 $39,275,000 $184,390 $5,192 3.82%
    American Indian 251 $36,595,000 $145,797 $3,968 3.83%
    Native Hawaiian or Islander 112 $16,280,000 $145,357 $4,074 4.07%
    Asian Indian 17 $2,925,000 $172,059 $0 3.85%
    Vietnamese 12 $2,900,000 $241,667 $6,490 3.83%
    Filipino 9 $1,335,000 $148,333 $17,046 4.17%
    Samoan 9 $1,335,000 $148,333 $0 4.07%
    Other Asian 12 $980,000 $81,667 $0 3.81%
    Other Pacific Islander 10 $650,000 $65,000 $0 4.15%
    Korean 2 $430,000 $215,000 $5,364 3.31%
    Chinese 4 $350,000 $87,500 $4,226 3.56%
    Japanese 4 $350,000 $87,500 $0 3.44%
    Guamanian 4 $210,000 $52,500 $0 5.00%

    Approval Rates

    Total approvals of all applications
    81.12%

    Mountain America has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    76.59%

    Mountain America has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 22,067 $3,944,215,000 $178,738

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    22,067 $3,944,215,000 $178,738

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 5,421 $829,745,000 $153,061 $2,094 3.75%
    40-60% 3,159 $747,395,000 $236,592 $3,861 3.14%
    60-80% 3,490 $1,111,440,000 $318,464 $5,399 3.12%
    80-100% 2,168 $772,880,000 $356,494 $7,020 3.31%
    Over 100% 9 $2,765,000 $307,222 $14,419 2.51%
    Under 20% 7,820 $479,990,000 $61,380 $367 4.09%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    MOUNTAIN AMERICA FEDERAL CREDIT UNION Conventional home mortgage Problem with a credit reporting company's investigation into an existing problem 1 16.7%
    MOUNTAIN AMERICA FEDERAL CREDIT UNION Conventional home mortgage Struggling to pay mortgage 1 16.7%
    MOUNTAIN AMERICA FEDERAL CREDIT UNION Conventional home mortgage Trouble during payment process 3 50.0%
    MOUNTAIN AMERICA FEDERAL CREDIT UNION Home equity loan or line of credit (HELOC) Problem with a credit reporting company's investigation into an existing problem 1 16.7%