Connexus Credit Union Mortgage Rates, Fees & Info
Wausau, WILEI: 2549007AU24FVDMNUB40
Tax ID: 39-0263945
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Connexus Credit Union is a smaller credit union specializing in Home Improvement and Other loans. Connexus Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Minneapolis, Wausau, New York, Atlanta, and Madison among others. We have data for 214 markets. (Some data included below & more in-depth data is available with an active subscription.)Connexus Credit Union has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Connexus Credit Union is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.72% | 12/16/24 |
| 30 Year Conventional Refi | 6.60% | 12/16/24 |
| 15 Year Conventional Purchase | 6.50% | 12/16/24 |
| 15 Year Conventional Refi | 6.04% | 12/16/24 |
| 15 Year Cash-out Refi | 6.04% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Connexus Credit Union Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Connexus Credit Union. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,128Origination Dollar Volume (All Markets)
$113,570,000Awards
Connexus Credit Union - 2023
Connexus Credit Union is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
Connexus Credit Union's average 30 year fixed mortgage rate was
4.95%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of -1.53%.
Relative Fees (Closing Costs)
Connexus Credit Union's average total fees/closing costs for a 30 year fixed rate
mortgage were $2,601.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 85 | $8,145,000 | $95,824 | $485 | 5.61% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 63 | $6,085,000 | $96,587 | $1,181 | 6.11% |
| Outside of Metro Areas | 72 | $5,940,000 | $82,500 | $1,265 | 5.64% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 47 | $5,365,000 | $114,149 | $887 | 5.32% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 38 | $4,230,000 | $111,316 | $513 | 5.09% |
| MADISON, WI (FHA|USDA|VA) | 39 | $3,725,000 | $95,513 | $1,167 | 5.51% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 26 | $3,580,000 | $137,692 | $417 | 5.07% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 38 | $3,470,000 | $91,316 | $1,088 | 5.99% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 22 | $3,090,000 | $140,455 | $369 | 5.24% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 18 | $2,790,000 | $155,000 | $0 | 5.02% |
| ROCKFORD, IL (FHA|USDA|VA) | 29 | $2,685,000 | $92,586 | $878 | 6.22% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 15 | $2,475,000 | $165,000 | $0 | 4.69% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 21 | $2,365,000 | $112,619 | $411 | 5.69% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 20 | $2,120,000 | $106,000 | $288 | 5.59% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 29 | $2,105,000 | $72,586 | $1,322 | 5.78% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 19 | $2,015,000 | $106,053 | $280 | 5.59% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 16 | $1,960,000 | $122,500 | $1,113 | 5.31% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 19 | $1,895,000 | $99,737 | $507 | 4.95% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 18 | $1,860,000 | $103,333 | $1,234 | 5.30% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 17 | $1,845,000 | $108,529 | $1,242 | 5.71% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 14 | $1,820,000 | $130,000 | $0 | 4.45% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 16 | $1,690,000 | $105,625 | $792 | 5.47% |
| Stevens Point, WI (FHA|USDA|VA) | 15 | $1,665,000 | $111,000 | $1,460 | 5.09% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 16 | $1,310,000 | $81,875 | $587 | 6.17% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 17 | $1,265,000 | $74,412 | $437 | 5.45% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 11 | $1,245,000 | $113,182 | $1,535 | 5.30% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 12 | $1,190,000 | $99,167 | $1,202 | 5.52% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 9 | $1,065,000 | $118,333 | $0 | 4.82% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 8 | $950,000 | $118,750 | $5,201 | 5.12% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 8 | $900,000 | $112,500 | $209 | 5.99% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 11 | $865,000 | $78,636 | $229 | 5.39% |
| RICHMOND, VA (FHA|USDA|VA) | 6 | $850,000 | $141,667 | $0 | 4.99% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1 | $825,000 | $825,000 | $7,785 | 6.24% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 8 | $820,000 | $102,500 | $0 | 4.74% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 7 | $785,000 | $112,143 | $339 | 5.85% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $4,664 | 4.99% |
| DULUTH, MN-WI (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $1,036 | 7.14% |
| Baraboo, WI (FHA|USDA|VA) | 8 | $630,000 | $78,750 | $1,022 | 5.45% |
| COLUMBUS, OH (FHA|USDA|VA) | 7 | $615,000 | $87,857 | $256 | 5.78% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 5 | $595,000 | $119,000 | $1,686 | 5.34% |
| KNOXVILLE, TN (FHA|USDA|VA) | 5 | $575,000 | $115,000 | $269 | 5.52% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 5 | $515,000 | $103,000 | $1,526 | 6.54% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $0 | 4.24% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $0 | 4.49% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 5 | $455,000 | $91,000 | $0 | 4.49% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 5 | $445,000 | $89,000 | $316 | 5.79% |
| FLINT, MI (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $0 | 5.16% |
| FORT COLLINS, CO (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $0 | 4.49% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $0 | 4.49% |
| BEND, OR (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $0 | 4.24% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $0 | 4.49% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $0 | 5.24% |
| SAVANNAH, GA (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $201 | 5.66% |
| DOVER, DE (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $1,699 | 7.65% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 5 | $345,000 | $69,000 | $466 | 5.09% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 4 | $340,000 | $85,000 | $0 | 4.74% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $281 | 5.99% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $1,065 | 6.29% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $1,246 | 5.66% |
| BOISE CITY, ID (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 4.49% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $0 | 4.66% |
| SALINAS, CA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 4.24% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 4 | $280,000 | $70,000 | $547 | 6.78% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,080 | 7.19% |
| PROVO-OREM, UT (FHA|USDA|VA) | 4 | $280,000 | $70,000 | $0 | 4.62% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,160 | 6.50% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 4.74% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $0 | 4.66% |
| Torrington, CT (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 4.49% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 4 | $260,000 | $65,000 | $274 | 7.62% |
| VALLEJO, CA (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $191 | 5.29% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $296 | 5.32% |
| SALEM, OR (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 4.49% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 4 | $240,000 | $60,000 | $1,081 | 5.34% |
| GREELEY, CO (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $376 | 6.24% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 4 | $230,000 | $57,500 | $274 | 5.90% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $191 | 5.74% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 5.99% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,425 | 6.44% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 4.49% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 4.49% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,368 | 7.89% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 7.99% |
| Boone, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 4.49% |
| Edwards, CO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 4.49% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 4.49% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 4.74% |
| Galesburg, IL (FHA|USDA|VA) | 4 | $200,000 | $50,000 | $469 | 6.05% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 6.49% |
| RENO, NV (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 5.49% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $306 | 6.24% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 3.99% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 4 | $180,000 | $45,000 | $701 | 5.22% |
| Sonora, CA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 4.49% |
| LOUISVILLE, KY (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 4.24% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 4.24% |
| Durango, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.49% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.49% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.49% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.49% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.49% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.49% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.49% |
| APPLETON, WI (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $367 | 6.12% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 4.49% |
| BOULDER, CO (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 5.24% |
| Brainerd, MN (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $339 | 5.37% |
| Palatka, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 4.99% |
| HATTIESBURG, MS (FHA|USDA|VA) | 3 | $135,000 | $45,000 | $0 | 5.66% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $221 | 7.94% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 4.49% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.49% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.99% |
| GREEN BAY, WI (FHA|USDA|VA) | 3 | $125,000 | $41,667 | $344 | 6.98% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.49% |
| Marietta, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,874 | 6.99% |
| Rochelle, IL (FHA|USDA|VA) | 3 | $115,000 | $38,333 | $275 | 6.32% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 4.49% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 4.24% |
| Jefferson, GA (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $241 | 6.24% |
| Connersville, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 3.99% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.49% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.49% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.99% |
| MADERA, CA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.49% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.99% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.49% |
| Kennett, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.49% |
| NAPA, CA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 3.99% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 3.99% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,139 | 7.49% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $301 | 7.49% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 6.49% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.49% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 3.99% |
| RACINE, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.49% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.49% |
| ROME, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.49% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.49% |
| BISMARCK, ND (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $276 | 8.74% |
| Shawano, WI (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 5.49% |
| Parsons, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,305 | 6.13% |
| Seneca, SC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.49% |
| West Plains, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,527 | 5.49% |
| New Castle, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.49% |
| Newport, TN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $222 | 7.74% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.49% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.99% |
| Danville, KY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,326 | 6.99% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.49% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $256 | 5.99% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.49% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $235 | 7.49% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.49% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.49% |
| Auburn, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.49% |
| New Ulm, MN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.49% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $306 | 5.74% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $361 | 7.39% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,311 | 7.99% |
| GLENS FALLS, NY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.49% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.49% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $211 | 7.49% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.49% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.49% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 3.99% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.49% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $211 | 7.99% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.99% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,714 | 7.39% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.49% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.49% |
| Hudson, NY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $418 | 7.49% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.49% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.49% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $316 | 8.39% |
| Hillsdale, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 3.99% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $266 | 7.39% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.49% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $261 | 7.99% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $375 | 7.24% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.99% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.49% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $316 | 7.74% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 4.99% |
| Marion, NC (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $1,969 | 6.95% |
| Meadville, PA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $281 | 6.74% |
| Picayune, MS (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $813 | 7.89% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 6.49% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $231 | 5.99% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $301 | 8.99% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $296 | 7.49% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 4.49% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $251 | 6.49% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 4.49% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 4.49% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 4.49% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 4.49% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $257 | 7.74% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $296 | 5.99% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $301 | 7.99% |
| Keene, NH (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 4.49% |
| Shelby, NC (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $211 | 5.99% |
| Greenville, OH (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $256 | 6.99% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $167 | 7.24% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $256 | 7.49% |
| TULSA, OK (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 3.99% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $933 | 7.89% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $281 | 5.99% |
| Moscow, ID (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $331 | 6.49% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 4.49% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $321 | 7.99% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $276 | 6.99% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $256 | 7.49% |
Similar Lenders
We use machine learning to identify the top lenders compared against Connexus Credit Union based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| HELOC | 788 | $79,150,000 | $100,444 | n/a | 4.83% |
| Conventional | 340 | $34,420,000 | $101,235 | $923 | 7.17% |
For 2023, Connexus Credit Union's most frequently originated type of loan was HELOC, with 788 originations. Their 2nd most popular type was Conventional, with 340 originations.
Loan Reason
For 2023, Connexus Credit Union's most frequently cited loan purpose was Home Improvement, with 513 originations. The 2nd most popular reason was Other, with 385 originations.
Loan Duration/Length
For 2023, Connexus Credit Union's most frequently cited loan duration was 30 Year, with 857 originations. The 2nd most popular length was 10 Year, with 112 originations.
Origination Fees/Closing Costs
| Origination Fee/Closing Cost | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 333 | $33,185,000 | $99,655 |
| $1k-2k | 3 | $525,000 | $175,000 |
| $2k-3k | 2 | $470,000 | $235,000 |
| $3k-4k | 1 | $195,000 | $195,000 |
Connexus Credit Union's average total fees were $2,601, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 333 originations.
Interest Rates
During 2023, Connexus Credit Union's average interest rate for loans was 4.95%, while their most frequently originated rate bucket for loans was 4-5%, with 601 originations.
Loan Sizing
2023 saw Connexus Credit Union place emphasis on $100,000 or less loans with 772 originations, totaling $47,700,000 in origination value.
Applicant Income
Connexus Credit Union lent most frequently to those with incomes in the $150k-250k range, with 368 originations. The second most popular income band? $100k-150k, with 315 originations.
Applicant Debt to Income Ratio
Connexus Credit Union lent most frequently to those with DTI ratios of 20-30%, with 323 originations. The next most common DTI ratio? 30-36%, with 292 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications49.40%
Connexus Credit Union has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination43.53%
Connexus Credit Union has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,128 | $113,570,000 | $100,683 |