Greenville Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Greenville averaged
6.74%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.75% and
one month ago for the week of 2025-02-27, the
average rate was 6.56%.
Greenville's average rate one year ago was 6.69%.
For refis of the same type during the week of 2025-04-03, the average rate
was 6.64%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
Greenville 30 Year Fixed Rate | 2025-04-03 | 6.74% |
Greenville 30 Year Fixed Rate Refi | 2025-04-03 | 6.64% |
Greenville 15 Year Fixed Rate | 2025-04-03 | 6.02% |
Greenville 15 Year Fixed Rate Refi | 2025-04-03 | 6.32% |
Greenville 30 Year FHA | 2025-04-03 | 6.36% |
Greenville 30 Year FHA Refi | 2025-04-03 | 6.46% |
Greenville 30 Year USDA | 2025-04-03 | 6.12% |
Greenville 30 Year USDA Refi | 2025-04-03 | 6.32% |
Greenville 30 Year VA | 2025-04-03 | 5.86% |
Greenville 30 Year VA Refi | 2025-04-03 | 5.86% |
Greenville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Greenville, MS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Name | # of Loans | 2024 Avg. 30yFix Rate | 2024 Avg. Closing Costs |
---|---|---|---|
JPMorgan Chase Bank | 14 | 6.19% | $4,588 |
EUSTIS AND AMERICAN MORTGAGE COMPANY | 4 | 7.28% | $4,158 |
Trustmark National Bank | 3 | 6.82% | $4,454 |
Regions Bank | 3 | 6.83% | $4,977 |
GUILD MORTGAGE COMPANY | 2 | 6.31% | $4,315 |
QUICKEN LOANS, LLC | 2 | 6.87% | $8,408 |
FIRST COMMUNITY MORTGAGE, INC. | 2 | 6.94% | $4,580 |
HOPE FEDERAL CREDIT UNION | 2 | 6.94% | $3,556 |
BancorpSouth | 1 | 7.00% | $2,927 |
Wells Fargo Bank | 1 | 8.63% | $4,503 |
BankPlus | 1 | 6.50% | $5,956 |
Baxter Credit Union | 1 | 6.63% | $3,674 |
GMFS LLC | 1 | 6.99% | $1,751 |
LOANDEPOT.COM, LLC | 1 | 6.99% | $5,466 |
MUTUAL OF OMAHA MORTGAGE, INC. | 1 | 6.49% | $6,587 |
ROYAL UNITED MORTGAGE LLC | 1 | 7.38% | $5,734 |
U.S. Bank | 1 | 7.75% | $0 |
Greenville Average Closing Costs & Other Stats
Greenville, MS's 17 lenders originated 420
loans during 2024. The total origination value was $45,790,000, with an average loan value of
$109,024.
Greenville's average closing costs are $4,788.
The top Greenville lender as defined by loan originations is JPMorgan Chase Bank, with
14 loans originated. Their average total fees are
$4,588, which is $430
higher than the next largest lender,
EUSTIS AND AMERICAN MORTGAGE COMPANY.
The lowest fee Greenville lenders (with over 10 loans originated) are
JPMorgan Chase Bank ($4,588), .
The lowest rate Greenville lenders (with over 10 loans originated) are
JPMorgan Chase Bank (6.19%), .
Greenville, MS Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
---|---|---|---|---|
Planters Bank & Trust Company | $12,155,000 | $8,555,000 | -29.6% | 18.7% |
Guaranty Bank and Trust Company | $4,400,000 | $8,085,000 | 83.8% | 17.7% |
CBRE MULTIFAMILY CAPITAL, INC. | $3,015,000 | n/a | 6.6% | |
Trustmark National Bank | $3,470,000 | $2,770,000 | -20.2% | 6.0% |
JPMorgan Chase Bank | $75,000 | $2,655,000 | 3,440.0% | 5.8% |
Regions Bank | $2,255,000 | $2,335,000 | 3.5% | 5.1% |
QUICKEN LOANS, LLC | $2,150,000 | $2,165,000 | 0.7% | 4.7% |
Southern Bancorp Bank | $1,280,000 | $1,595,000 | 24.6% | 3.5% |
Mortgage Research Center, LLC | $800,000 | $1,360,000 | 70.0% | 3.0% |
BankPlus | $1,500,000 | $955,000 | -36.3% | 2.1% |
CB&S Bank, Inc. | $485,000 | $930,000 | 91.8% | 2.0% |
EUSTIS AND AMERICAN MORTGAGE COMPANY | $1,260,000 | $925,000 | -26.6% | 2.0% |
GMFS LLC | $820,000 | n/a | 1.8% | |
PENNYMAC LOAN SERVICES, LLC | $810,000 | n/a | 1.8% | |
GUILD MORTGAGE COMPANY | $765,000 | n/a | 1.7% | |
FIRST COMMUNITY MORTGAGE, INC. | $620,000 | n/a | 1.4% | |
21ST MORTGAGE CORPORATION | $250,000 | $420,000 | 68.0% | 0.9% |
FREEDOM MORTGAGE CORPORATION | $385,000 | n/a | 0.8% | |
Nations Lending Corporation | $365,000 | n/a | 0.8% | |
Renasant Bank | $330,000 | $365,000 | 10.6% | 0.8% |
Flagstar Bank, FSB | $55,000 | $325,000 | 490.9% | 0.7% |
HOPE FEDERAL CREDIT UNION | $325,000 | n/a | 0.7% | |
First Federal Bank | $265,000 | n/a | 0.6% | |
PriorityOne Bank | $260,000 | n/a | 0.6% | |
BankFirst Financial Services | $205,000 | $235,000 | 14.6% | 0.5% |
GUARANTEED RATE, INC. | $410,000 | $215,000 | -47.6% | 0.5% |
Merchants & Marine Bank | $215,000 | n/a | 0.5% | |
BancorpSouth | $405,000 | $205,000 | -49.4% | 0.4% |
NAVY FEDERAL CREDIT UNION | $340,000 | $200,000 | -41.2% | 0.4% |
Community Bank of Mississippi | $830,000 | $195,000 | -76.5% | 0.4% |
Paramount Residential Mortgage Group, Inc. | $195,000 | n/a | 0.4% | |
PREMIA MORTGAGE, LLC | $195,000 | n/a | 0.4% | |
NEWREZ LLC | $160,000 | $185,000 | 15.6% | 0.4% |
U.S. Bank | $170,000 | n/a | 0.4% | |
AMERITRUST MORTGAGE CORPORATION | $165,000 | n/a | 0.4% | |
Hometown Equity Mortgage, LLC | $155,000 | n/a | 0.3% | |
Evolve Bank & Trust | $140,000 | $150,000 | 7.1% | 0.3% |
UNITED WHOLESALE MORTGAGE, LLC | $200,000 | $150,000 | -25.0% | 0.3% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $145,000 | n/a | 0.3% | |
INTERLINC MORTGAGE SERVICES, LLC | $135,000 | n/a | 0.3% | |
BARKSDALE | $125,000 | n/a | 0.3% | |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $385,000 | $125,000 | -67.5% | 0.3% |
PLANET HOME LENDING, LLC | $375,000 | $125,000 | -66.7% | 0.3% |
Figure Lending LLC | $120,000 | n/a | 0.3% | |
Mr. Cooper ( Nationstar Mortgage ) | $255,000 | $120,000 | -52.9% | 0.3% |
Discover Bank | $110,000 | n/a | 0.2% | |
TRIAD FINANCIAL SERVICES, INC. | $105,000 | n/a | 0.2% | |
Baxter Credit Union | $95,000 | n/a | 0.2% | |
STOCKTON MORTGAGE CORPORATION | $85,000 | n/a | 0.2% | |
LIMA ONE CAPITAL, LLC | $75,000 | n/a | 0.2% | |
LOANDEPOT.COM, LLC | $165,000 | $75,000 | -54.5% | 0.2% |
MUTUAL OF OMAHA MORTGAGE, INC. | $55,000 | $75,000 | 36.4% | 0.2% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $180,000 | $75,000 | -58.3% | 0.2% |
INTOUCH CREDIT UNION | $65,000 | n/a | 0.1% | |
ROYAL UNITED MORTGAGE LLC | $55,000 | $65,000 | 18.2% | 0.1% |
VILLAGE CAPITAL MORTGAGE | $65,000 | n/a | 0.1% | |
KEESLER | $55,000 | n/a | 0.1% | |
Citizens Bank | $55,000 | $45,000 | -18.2% | 0.1% |
Wells Fargo Bank | $200,000 | $45,000 | -77.5% | 0.1% |
Bank of America | $25,000 | $35,000 | 40.0% | 0.1% |
DIGITAL Federal Credit Union | $35,000 | n/a | 0.1% | |
Coastal Community Bank | $15,000 | n/a | 0.0% |
Greenville's top lender by overall market share is Planters Bank & Trust Company, with 18.7% market share. In second place, with 17.7%, is Guaranty Bank and Trust Company, having originated $8,085,000 in loans. In third place, with 6.6%, is CBRE MULTIFAMILY CAPITAL, INC., having originated $3,015,000 in loans. In fourth place, with 6.0%, is Trustmark National Bank, having originated $2,770,000 in loans. In fifth place, with 5.8%, is JPMorgan Chase Bank, having originated $2,655,000 in loans.
Greenville Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Greenville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $123,625 (25.2%) | $148,651 (11.7%) | 0.00 | 120 |
2018-02-01 | $140,225 (37.2%) | $154,582 (8.5%) | 0.00 | 129 |
2018-03-01 | $139,950 (36.9%) | $155,054 (2.1%) | 0.00 | 134 |
2018-04-01 | $140,750 (22.4%) | $159,072 (-1.0%) | 0.00 | 133 |
2018-05-01 | $135,000 (14.4%) | $152,283 (-2.4%) | 0.00 | 137 |
2018-06-01 | $122,000 (-8.3%) | $142,479 (-13.6%) | 0.00 | 147 |
2018-07-01 | $135,000 (10.2%) | $143,522 (-7.0%) | 0.00 | 142 |
2018-08-01 | $128,450 (7.5%) | $139,911 (-7.9%) | 0.00 | 135 |
2018-09-01 | $119,000 (0.0%) | $139,772 (-5.2%) | 0.00 | 132 |
2018-10-01 | $119,250 (-0.6%) | $141,394 (-1.8%) | 0.00 | 143 |
2018-11-01 | $123,225 (2.7%) | $139,577 (-1.8%) | 0.00 | 138 |
2018-12-01 | $130,000 (8.3%) | $144,745 (1.4%) | 0.00 | 128 |
2019-01-01 | $130,000 (5.2%) | $148,057 (-0.4%) | 0.00 | 113 |
2019-02-01 | $124,350 (-11.3%) | $147,043 (-4.9%) | 0.00 | 110 |
2019-03-01 | $121,321 (-13.3%) | $144,565 (-6.8%) | 0.00 | 106 |
2019-04-01 | $123,500 (-12.3%) | $144,623 (-9.1%) | 0.00 | 110 |
2019-05-01 | $120,625 (-10.7%) | $143,240 (-5.9%) | 0.00 | 116 |
2019-06-01 | $125,000 (2.5%) | $143,742 (0.9%) | 0.00 | 115 |
2019-07-01 | $128,225 (-5.0%) | $149,997 (4.5%) | 0.00 | 103 |
2019-08-01 | $119,691 (-6.8%) | $144,586 (3.3%) | 0.00 | 98 |
2019-09-01 | $108,052 (-9.2%) | $137,499 (-1.6%) | 0.00 | 103 |
2019-10-01 | $99,625 (-16.5%) | $133,664 (-5.5%) | 0.00 | 106 |
2019-11-01 | $110,000 (-10.7%) | $133,418 (-4.4%) | 0.00 | 113 |
2019-12-01 | $98,750 (-24.0%) | $129,567 (-10.5%) | 0.00 | 110 |
2020-01-01 | $106,125 (-18.4%) | $128,213 (-13.4%) | 0.00 | 105 |
2020-02-01 | $114,950 (-7.6%) | $141,561 (-3.7%) | 0.00 | 117 |
2020-03-01 | $124,950 (3.0%) | $148,632 (2.8%) | 0.00 | 119 |
2020-04-01 | $114,950 (-6.9%) | $149,408 (3.3%) | 0.00 | 119 |
2020-05-01 | $125,000 (3.6%) | $155,807 (8.8%) | 0.00 | 108 |
2020-06-01 | $123,750 (-1.0%) | $159,090 (10.7%) | 0.00 | 107 |
2020-07-01 | $125,000 (-2.5%) | $158,746 (5.8%) | 0.00 | 103 |
2020-08-01 | $120,000 (0.3%) | $158,717 (9.8%) | 0.00 | 102 |
2020-09-01 | $119,900 (11.0%) | $154,705 (12.5%) | 0.00 | 91 |
2020-10-01 | $119,500 (20.0%) | $159,869 (19.6%) | 0.00 | 89 |
2020-11-01 | $109,750 (-0.2%) | $154,683 (15.9%) | 0.00 | 95 |
2020-12-01 | $110,000 (11.4%) | $157,048 (21.2%) | 0.00 | 88 |
2021-01-01 | $110,000 (3.7%) | $158,116 (23.3%) | 0.00 | 86 |
2021-02-01 | $106,250 (-7.6%) | $150,548 (6.4%) | 0.00 | 87 |
2021-03-01 | $114,500 (-8.4%) | $154,150 (3.7%) | 0.00 | 77 |
2021-04-01 | $120,000 (4.4%) | $157,559 (5.5%) | 0.00 | 74 |
2021-05-01 | $135,000 (8.0%) | $168,334 (8.0%) | 0.00 | 65 |
2021-06-01 | $136,250 (10.1%) | $179,195 (12.6%) | 0.00 | 66 |
2021-07-01 | $129,000 (3.2%) | $176,869 (11.4%) | 0.00 | 64 |
2021-08-01 | $129,750 (8.1%) | $181,769 (14.5%) | 0.00 | 57 |
2021-09-01 | $130,125 (8.5%) | $173,257 (12.0%) | 0.00 | 58 |
2021-10-01 | $128,500 (7.5%) | $160,327 (0.3%) | 0.00 | 70 |
2021-11-01 | $129,000 (17.5%) | $162,575 (5.1%) | 0.00 | 75 |
2021-12-01 | $129,250 (17.5%) | $170,985 (8.9%) | 0.00 | 67 |
2022-01-01 | $129,900 (18.1%) | $184,405 (16.6%) | 0.00 | 65 |
2022-02-01 | $125,000 (17.7%) | $174,498 (15.9%) | 0.00 | 57 |
2022-03-01 | $100,000 (-12.7%) | $155,993 (1.2%) | 0.00 | 55 |
2022-04-01 | $139,950 (16.6%) | $187,530 (19.0%) | 0.00 | 49 |
2022-05-01 | $138,950 (2.9%) | $172,128 (2.3%) | 0.00 | 51 |
2022-06-01 | $136,000 (-0.2%) | $156,507 (-12.7%) | 0.00 | 51 |
2022-07-01 | $142,900 (10.8%) | $160,291 (-9.4%) | 0.00 | 62 |
2022-08-01 | $144,625 (11.5%) | $161,288 (-11.3%) | 0.00 | 70 |
2022-09-01 | $149,250 (14.7%) | $172,164 (-0.6%) | 0.00 | 67 |
2022-10-01 | $136,450 (6.2%) | $164,016 (2.3%) | 0.00 | 66 |
2022-11-01 | $135,000 (4.7%) | $157,943 (-2.9%) | 0.00 | 66 |
2022-12-01 | $135,000 (4.5%) | $158,798 (-7.1%) | 0.00 | 70 |
2023-01-01 | $134,998 (3.9%) | $156,109 (-15.3%) | 0.00 | 68 |
2023-02-01 | $128,750 (3.0%) | $160,465 (-8.0%) | 0.00 | 64 |
2023-03-01 | $125,000 (25.0%) | $153,021 (-1.9%) | 0.00 | 70 |
2023-04-01 | $135,000 (-3.5%) | $159,078 (-15.2%) | 0.00 | 73 |
2023-05-01 | $130,873 (-5.8%) | $163,222 (-5.2%) | 0.00 | 63 |
2023-06-01 | $124,975 (-8.1%) | $157,278 (0.5%) | 0.00 | 65 |
2023-07-01 | $117,000 (-18.1%) | $153,098 (-4.5%) | 0.00 | 66 |
2023-08-01 | $114,500 (-20.8%) | $153,526 (-4.8%) | 0.00 | 63 |
2023-09-01 | $111,000 (-25.6%) | $148,474 (-13.8%) | 0.00 | 64 |
2023-10-01 | $97,000 (-28.9%) | $137,613 (-16.1%) | 0.00 | 74 |
2023-11-01 | $95,000 (-29.6%) | $126,819 (-19.7%) | 0.00 | 75 |
2023-12-01 | $97,000 (-28.2%) | $130,979 (-17.5%) | 0.00 | 72 |
2024-01-01 | $123,375 (-8.6%) | $138,667 (-11.2%) | 0.00 | 78 |
2024-02-01 | $118,125 (-8.3%) | $141,323 (-11.9%) | 0.00 | 74 |
2024-03-01 | $135,000 (8.0%) | $162,670 (6.3%) | 0.00 | 68 |
2024-04-01 | $124,750 (-7.6%) | $162,151 (1.9%) | 0.00 | 77 |
2024-05-01 | $126,950 (-3.0%) | $166,588 (2.1%) | 0.00 | 74 |
2024-06-01 | $142,000 (13.6%) | $175,797 (11.8%) | 0.00 | 74 |
2024-07-01 | $137,975 (17.9%) | $169,579 (10.8%) | 0.00 | 86 |
2024-08-01 | $145,000 (26.6%) | $169,060 (10.1%) | 0.00 | 68 |
2024-09-01 | $132,000 (18.9%) | $160,484 (8.1%) | 0.00 | 70 |
2024-10-01 | $129,000 (33.0%) | $156,076 (13.4%) | 0.00 | 81 |
2024-11-01 | $125,000 (31.6%) | $154,363 (21.7%) | 0.00 | 85 |
2024-12-01 | $129,000 (33.0%) | $160,130 (22.3%) | 0.00 | 84 |
2025-01-01 | $128,750 (4.4%) | $158,388 (14.2%) | 0.00 | 81 |
2025-02-01 | $123,250 (4.3%) | $155,694 (10.2%) | 0.00 | 95 |
2025-03-01 | $127,000 (-5.9%) | $159,545 (-1.9%) | 0.00 | 99 |
Greenville's median listing price comes in at 0% of the national average.
Greenville's average listing price for 2025-03-01 was $159,545, a difference of $-3,125 (-1.9%) versus the prior year and $3,851 versus the prior month.
For the 2025-03-01 period, Greenville had 99 MLS listings, a difference of 4 listings (4%) versus the prior month and 31 listings (46%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Greenville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,961 sqft |
2018-02-01 | 0 days | 2,135 sqft |
2018-03-01 | 0 days | 2,139 sqft |
2018-04-01 | 0 days | 2,140 sqft |
2018-05-01 | 0 days | 2,065 sqft |
2018-06-01 | 0 days | 1,998 sqft |
2018-07-01 | 0 days | 2,030 sqft |
2018-08-01 | 0 days | 1,997 sqft |
2018-09-01 | 0 days | 2,030 sqft |
2018-10-01 | 0 days | 2,042 sqft |
2018-11-01 | 0 days | 1,997 sqft |
2018-12-01 | 0 days | 2,035 sqft |
2019-01-01 | 0 days | 2,054 sqft |
2019-02-01 | 0 days | 2,090 sqft |
2019-03-01 | 0 days | 2,088 sqft |
2019-04-01 | 0 days | 2,100 sqft |
2019-05-01 | 0 days | 2,043 sqft |
2019-06-01 | 0 days | 2,039 sqft |
2019-07-01 | 0 days | 2,016 sqft |
2019-08-01 | 0 days | 1,959 sqft |
2019-09-01 | 0 days | 1,895 sqft |
2019-10-01 | 0 days | 1,861 sqft |
2019-11-01 | 0 days | 1,884 sqft |
2019-12-01 | 0 days | 1,885 sqft |
2020-01-01 | 0 days | 1,895 sqft |
2020-02-01 | 0 days | 1,966 sqft |
2020-03-01 | 0 days | 1,996 sqft |
2020-04-01 | 0 days | 1,920 sqft |
2020-05-01 | 0 days | 2,000 sqft |
2020-06-01 | 0 days | 2,036 sqft |
2020-07-01 | 0 days | 1,994 sqft |
2020-08-01 | 0 days | 2,165 sqft |
2020-09-01 | 0 days | 2,142 sqft |
2020-10-01 | 0 days | 2,121 sqft |
2020-11-01 | 0 days | 1,876 sqft |
2020-12-01 | 0 days | 2,020 sqft |
2021-01-01 | 0 days | 1,961 sqft |
2021-02-01 | 0 days | 1,835 sqft |
2021-03-01 | 0 days | 1,923 sqft |
2021-04-01 | 0 days | 1,967 sqft |
2021-05-01 | 0 days | 2,131 sqft |
2021-06-01 | 0 days | 2,297 sqft |
2021-07-01 | 0 days | 2,207 sqft |
2021-08-01 | 0 days | 2,230 sqft |
2021-09-01 | 0 days | 2,126 sqft |
2021-10-01 | 0 days | 1,896 sqft |
2021-11-01 | 0 days | 1,765 sqft |
2021-12-01 | 0 days | 1,700 sqft |
2022-01-01 | 0 days | 1,868 sqft |
2022-02-01 | 0 days | 1,820 sqft |
2022-03-01 | 0 days | 1,672 sqft |
2022-04-01 | 0 days | 1,950 sqft |
2022-05-01 | 0 days | 1,907 sqft |
2022-06-01 | 0 days | 1,842 sqft |
2022-07-01 | 0 days | 1,811 sqft |
2022-08-01 | 0 days | 1,745 sqft |
2022-09-01 | 0 days | 1,800 sqft |
2022-10-01 | 0 days | 1,736 sqft |
2022-11-01 | 0 days | 1,761 sqft |
2022-12-01 | 0 days | 1,775 sqft |
2023-01-01 | 0 days | 1,727 sqft |
2023-02-01 | 0 days | 1,749 sqft |
2023-03-01 | 0 days | 1,711 sqft |
2023-04-01 | 0 days | 1,749 sqft |
2023-05-01 | 0 days | 1,710 sqft |
2023-06-01 | 0 days | 1,648 sqft |
2023-07-01 | 0 days | 1,688 sqft |
2023-08-01 | 0 days | 1,734 sqft |
2023-09-01 | 0 days | 1,790 sqft |
2023-10-01 | 0 days | 1,654 sqft |
2023-11-01 | 0 days | 1,489 sqft |
2023-12-01 | 0 days | 1,531 sqft |
2024-01-01 | 0 days | 1,682 sqft |
2024-02-01 | 0 days | 1,674 sqft |
2024-03-01 | 0 days | 1,845 sqft |
2024-04-01 | 0 days | 1,819 sqft |
2024-05-01 | 0 days | 1,830 sqft |
2024-06-01 | 0 days | 1,791 sqft |
2024-07-01 | 0 days | 1,819 sqft |
2024-08-01 | 0 days | 1,854 sqft |
2024-09-01 | 0 days | 1,771 sqft |
2024-10-01 | 0 days | 1,750 sqft |
2024-11-01 | 0 days | 1,797 sqft |
2024-12-01 | 0 days | 1,890 sqft |
2025-01-01 | 0 days | 1,882 sqft |
2025-02-01 | 0 days | 1,874 sqft |
2025-03-01 | 0 days | 1,856 sqft |
Greenville's median square footage for active listings during the 2025-03-01 period was 1,856 sqft. One year prior, the average listing was 1,845 sqft.
Greenville, MS Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 207 | $28,325,000 | $136,836 |
Refi | 119 | $10,045,000 | $84,412 |
Home Improvement | 49 | $2,885,000 | $58,878 |
Cash Out Refi | 23 | $3,315,000 | $144,130 |
Other | 22 | $1,220,000 | $55,455 |
Greenville's most frequently cited loan purpose was Home Purchase, with 207 originations. The 2nd most popular reason was Refi, with 119 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
Over 8% | 178 | $13,150,000 | $73,876 |
6-7% | 88 | $13,000,000 | $147,727 |
7-8% | 33 | $3,405,000 | $103,182 |
5-6% | 25 | $7,335,000 | $293,400 |
<2.5% | 17 | $195,000 | $11,471 |
4-5% | 2 | $360,000 | $180,000 |
3-4% | 1 | $25,000 | $25,000 |
During 2024, Greenville's most frequently originated rate bucket was Over 8%, with 178 originations.
Loan Sizing (Greenville, MS MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100,000 or less | 248 | $10,700,000 | $43,145 |
$100k-200k | 120 | $17,180,000 | $143,167 |
$200k-400k | 44 | $11,400,000 | $259,091 |
$400k-600k | 5 | $2,255,000 | $451,000 |
$600k-1000k | 2 | $1,240,000 | $620,000 |
$Over $1MM | 1 | $3,015,000 | $3,015,000 |
Greenville's loan sizing saw the bucket of loans from $100,000 or less with 248 originations, totaling $10,700,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 123 | $18,745,000 | $152,398 |
60-80% | 78 | $11,040,000 | $141,538 |
40-60% | 51 | $3,275,000 | $64,216 |
20-40% | 50 | $2,820,000 | $56,400 |
Under 20% | 35 | $705,000 | $20,143 |
Over 100% | 1 | $145,000 | $145,000 |
Greenville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 123 originations, totaling $18,745,000 in origination value.