Castle & Cooke Mortgage Rates, Fees & Info
WILMINGTON, DELEI: 549300JRDGV1559XM376
Tax ID: 20-2928975
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Mortgage Data
Review & Overview
Castle & Cooke Mortgage is a smaller mortgage company specializing in Home Purchase loans. Castle & Cooke Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Ogden, Las Vegas, Nashville, Salt Lake City, and Phoenix among others. We have data for 124 markets. (Some data included below & more in-depth data is available with an active subscription.)Castle & Cooke Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Castle & Cooke Mortgage is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.65% | 11/17/24 |
| 30 Year Conventional Refi | 6.64% | 11/17/24 |
| 30 Year Cash-out Refi | 6.84% | 11/17/24 |
| 30 Year FHA Purchase | 7.54% | 11/17/24 |
| 30 Year FHA Refi | 7.34% | 11/17/24 |
| 30 Year VA Purchase | 6.44% | 11/17/24 |
| 30 Year VA Refi | 6.29% | 11/17/24 |
| 30 Year USDA Purchase | 7.10% | 11/17/24 |
| 30 Year USDA Refi | 6.27% | 11/17/24 |
| 15 Year Conventional Purchase | 6.45% | 11/17/24 |
| 15 Year Conventional Refi | 6.22% | 11/17/24 |
| 15 Year Cash-out Refi | 6.22% | 11/17/24 |
| 15 Year FHA Refi | 5.68% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Castle & Cooke Mortgage Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Castle & Cooke Mortgage. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,339Origination Dollar Volume (All Markets)
$407,045,000Awards
CASTLE & COOKE MORTGAGE - 2023
CASTLE & COOKE MORTGAGE is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
Castle & Cooke Mortgage's average 30 year fixed mortgage rate was
6.63%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 0.15%.
Relative Fees (Closing Costs)
Castle & Cooke Mortgage's average total fees/closing costs for a 30 year fixed rate
mortgage were $10,560.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 160 | $54,460,000 | $340,375 | $10,714 | 6.77% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 172 | $51,150,000 | $297,384 | $10,253 | 6.31% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 102 | $34,290,000 | $336,176 | $9,344 | 6.85% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 74 | $26,520,000 | $358,378 | $9,816 | 6.81% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 85 | $25,525,000 | $300,294 | $10,829 | 6.59% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 60 | $25,360,000 | $422,667 | $11,911 | 6.74% |
| PROVO-OREM, UT (FHA|USDA|VA) | 69 | $24,985,000 | $362,101 | $12,575 | 6.81% |
| Outside of Metro Areas | 107 | $19,195,000 | $179,393 | $8,298 | 6.63% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 64 | $14,460,000 | $225,938 | $7,186 | 6.70% |
| BOISE CITY, ID (FHA|USDA|VA) | 36 | $13,240,000 | $367,778 | $13,230 | 6.91% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 45 | $12,375,000 | $275,000 | $10,419 | 5.07% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 11 | $6,635,000 | $603,182 | $19,406 | 6.73% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 19 | $4,955,000 | $260,789 | $11,586 | 6.40% |
| EL PASO, TX (FHA|USDA|VA) | 25 | $4,585,000 | $183,400 | $9,375 | 6.25% |
| Fremont, NE (FHA|USDA|VA) | 20 | $4,020,000 | $201,000 | $6,635 | 6.29% |
| FRESNO, CA (FHA|USDA|VA) | 12 | $3,910,000 | $325,833 | $13,542 | 6.76% |
| Scottsbluff, NE (FHA|USDA|VA) | 20 | $3,350,000 | $167,500 | $6,615 | 7.11% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 7 | $3,105,000 | $443,571 | $14,412 | 6.86% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 12 | $3,060,000 | $255,000 | $10,149 | 7.25% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 7 | $2,755,000 | $393,571 | $14,029 | 5.64% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 7 | $2,455,000 | $350,714 | $9,346 | 7.14% |
| Kapaa, HI (FHA|USDA|VA) | 5 | $2,425,000 | $485,000 | $15,030 | 6.77% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 7 | $1,935,000 | $276,429 | $13,328 | 6.00% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 5 | $1,825,000 | $365,000 | $9,543 | 6.97% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 3 | $1,785,000 | $595,000 | $17,887 | 6.75% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 6 | $1,740,000 | $290,000 | $11,150 | 5.73% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 6 | $1,670,000 | $278,333 | $11,644 | 5.77% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 4 | $1,660,000 | $415,000 | $16,032 | 6.69% |
| MIDLAND, TX (FHA|USDA|VA) | 7 | $1,645,000 | $235,000 | $13,858 | 6.11% |
| Pahrump, NV (FHA|USDA|VA) | 7 | $1,625,000 | $232,143 | $8,495 | 6.45% |
| Sonora, CA (FHA|USDA|VA) | 5 | $1,605,000 | $321,000 | $14,514 | 6.58% |
| Vernal, UT (FHA|USDA|VA) | 8 | $1,590,000 | $198,750 | $8,506 | 7.39% |
| LOGAN, UT-ID (FHA|USDA|VA) | 3 | $1,585,000 | $528,333 | $12,395 | 6.17% |
| ST. GEORGE, UT (FHA|USDA|VA) | 4 | $1,540,000 | $385,000 | $7,466 | 6.94% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 5 | $1,515,000 | $303,000 | $11,736 | 6.43% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 5 | $1,465,000 | $293,000 | $6,835 | 6.95% |
| Ontario, OR-ID (FHA|USDA|VA) | 5 | $1,385,000 | $277,000 | $8,114 | 6.98% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $1,325,000 | $1,325,000 | $17,575 | 7.13% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 3 | $1,265,000 | $421,667 | $18,234 | 6.83% |
| GREELEY, CO (FHA|USDA|VA) | 3 | $1,215,000 | $405,000 | $11,305 | 7.04% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $11,380 | 6.81% |
| WICHITA, KS (FHA|USDA|VA) | 6 | $1,070,000 | $178,333 | $0 | 8.60% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $11,699 | 6.13% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $955,000 | $955,000 | $39,605 | 6.99% |
| LINCOLN, NE (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $5,548 | 6.71% |
| Red Bluff, CA (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $4,916 | 5.50% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $835,000 | $835,000 | $36,736 | 7.75% |
| VALLEJO, CA (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $13,642 | 7.69% |
| Cedar City, UT (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $9,269 | 7.65% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $10,626 | 7.41% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $14,967 | 6.96% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $12,643 | 6.63% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $20,269 | 6.50% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $16,269 | 7.13% |
| Heber, UT (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $7,676 | 7.16% |
| STOCKTON, CA (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $14,535 | 6.50% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $7,048 | 6.25% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $695,000 | $695,000 | $25,169 | 5.99% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $13,552 | 6.63% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $30,083 | 7.25% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $13,503 | 6.31% |
| MODESTO, CA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $14,177 | 8.63% |
| WACO, TX (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $4,690 | 3.97% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $8,487 | 7.49% |
| PUEBLO, CO (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $3,787 | 4.50% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $7,869 | 7.00% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $17,165 | 7.88% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $14,733 | 7.99% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $7,034 | 7.00% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $10,453 | 6.31% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $0 | 6.63% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $7,661 | 6.13% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,984 | 6.25% |
| Payson, AZ (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $5,806 | 7.00% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $7,646 | 7.29% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $18,414 | 7.13% |
| RENO, NV (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $9,998 | 7.88% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $11,898 | 6.50% |
| Taos, NM (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $19,522 | 7.63% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $6,174 | 6.13% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $18,515 | 6.50% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $18,457 | 6.25% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,308 | 7.63% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,836 | 7.18% |
| TWIN FALLS, ID (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $0 | 7.68% |
| OCALA, FL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $9,713 | 7.24% |
| MADERA, CA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $18,669 | 5.25% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $10,168 | 6.13% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $22,204 | 6.25% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $8,603 | 7.25% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 6.88% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,866 | 7.49% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 7.38% |
| Norfolk, NE (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,678 | 6.99% |
| COLUMBUS, OH (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,225 | 6.63% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,731 | 7.88% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,763 | 8.13% |
| Union, SC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $11,010 | 6.25% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,352 | 6.38% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $12,723 | 6.25% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 7.38% |
| MERCED, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,729 | 6.88% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $7,442 | 7.00% |
| Carroll, IA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,689 | 6.50% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,360 | 8.88% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,063 | 7.88% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,775 | 6.75% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $13,384 | 6.25% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,957 | 7.88% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,363 | 6.88% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $12,068 | 7.49% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,418 | 6.75% |
| BEND, OR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,325 | 6.50% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,866 | 6.75% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,389 | 7.25% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 9.00% |
| Hastings, NE (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,491 | 7.63% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,002 | 6.99% |
| Russellville, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,681 | 7.63% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,249 | 7.49% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,021 | 7.88% |
| Jacksonville, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,292 | 5.88% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,507 | 7.49% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,612 | 8.63% |
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Product Mix
For 2023, Castle & Cooke Mortgage's most frequently originated type of loan was Conventional, with 867 originations. Their 2nd most popular type was FHA, with 362 originations.
Loan Reason
For 2023, Castle & Cooke Mortgage's most frequently cited loan purpose was Home Purchase, with 1,184 originations. The 2nd most popular reason was Cash Out Refi, with 117 originations.
Loan Duration/Length
For 2023, Castle & Cooke Mortgage's most frequently cited loan duration was 30 Year, with 1,307 originations. The 2nd most popular length was 10 Year, with 15 originations.
Origination Fees/Closing Costs
Castle & Cooke Mortgage's average total fees were $10,560, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 719 originations.
Interest Rates
During 2023, Castle & Cooke Mortgage's average interest rate for loans was 6.63%, while their most frequently originated rate bucket for loans was 6-7%, with 734 originations.
Loan Sizing
2023 saw Castle & Cooke Mortgage place emphasis on $200k-400k loans with 605 originations, totaling $182,115,000 in origination value.
Applicant Income
Castle & Cooke Mortgage lent most frequently to those with incomes in the $100k-150k range, with 348 originations. The second most popular income band? $75k-100k, with 346 originations.
Applicant Debt to Income Ratio
Castle & Cooke Mortgage lent most frequently to those with DTI ratios of 50-60%, with 181 originations. The next most common DTI ratio? 30-36%, with 144 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.00%
Castle & Cooke Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination51.16%
Castle & Cooke Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,339 | $407,045,000 | $303,992 |