First-citizens Bank & Trust Company Mortgage Rates, Fees & Info

Raleigh, NC

LEI: L9VVX1KT5TFTKS0MLF66

Tax ID: 56-0223230

5 stars - out of 5 stars, based on 146 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Bank Data

    Review & Overview

    First-citizens Bank & Trust Company is a mid-sized bank specializing in Refi and Home Purchase loans. First-citizens Bank & Trust Company has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Charlotte, Raleigh, Charleston, Asheville, and Columbia among others. We have data for 181 markets. (Some data included below & more in-depth data is available with an active subscription.)

    First-citizens Bank & Trust Company has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders. First-citizens Bank & Trust Company is typically an average fee lender. They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender in 2021-- chances are they are still one in 2022.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 5.58% 8/7/22
    30 Year Conventional Refi 5.50% 8/7/22
    30 Year Cash-out Refi 5.69% 8/7/22
    30 Year FHA Purchase 6.21% 8/7/22
    30 Year FHA Refi 6.08% 8/7/22
    30 Year VA Purchase 5.04% 8/7/22
    30 Year VA Refi 4.89% 8/7/22
    30 Year USDA Purchase 5.54% 8/7/22
    30 Year USDA Refi 5.41% 8/7/22
    15 Year Conventional Purchase 4.81% 8/7/22
    15 Year Conventional Refi 4.84% 8/7/22
    15 Year Cash-out Refi 4.84% 8/7/22
    15 Year FHA Purchase 4.26% 8/7/22
    15 Year VA Refi 4.36% 8/7/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    21,171

    Origination Dollar Volume (All Markets)

    $4,968,995,000

    Employee count

    6,707 Show all (13) awards

    Relative Rate

    First-citizens Bank & Trust Company's average 30 year fixed rate mortgage of loans were 3.12%.

    The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

    This yields a difference of -0.03%.

    Relative Fees

    First-citizens Bank & Trust Company's average total fees for a 30 year fixed rate mortgage are $3,972.

    The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) » 2,889 $619,215,000 $214,335 $3,307 3.61%
    RALEIGH-CARY, NC (FHA|USDA|VA) » 2,418 $549,910,000 $227,423 $3,159 3.57%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) » 1,239 $443,615,000 $358,043 $4,070 3.42%
    ASHEVILLE, NC (FHA|USDA|VA) » 993 $254,185,000 $255,977 $3,229 3.44%
    COLUMBIA, SC (FHA|USDA|VA) » 1,233 $230,375,000 $186,841 $3,066 3.41%
    Outside of Metro Areas 1,312 $225,460,000 $171,845 $2,857 3.32%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) » 777 $220,965,000 $284,382 $3,402 3.51%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) » 838 $172,950,000 $206,384 $3,011 3.37%
    WILMINGTON, NC (FHA|USDA|VA) » 633 $169,745,000 $268,160 $3,408 3.50%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) » 658 $158,700,000 $241,185 $3,480 3.30%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) » 518 $97,890,000 $188,977 $2,640 3.54%
    NEW BERN, NC (FHA|USDA|VA) » 389 $90,705,000 $233,175 $3,138 3.25%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) » 524 $84,420,000 $161,107 $2,628 3.43%
    WINSTON-SALEM, NC (FHA|USDA|VA) » 448 $80,350,000 $179,353 $2,815 3.41%
    Morehead City, NC (FHA|USDA|VA) » 291 $79,865,000 $274,450 $3,176 3.29%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) » 198 $69,480,000 $350,909 $3,711 3.22%
    ROANOKE, VA (FHA|USDA|VA) » 308 $68,690,000 $223,019 $3,065 3.28%
    SPARTANBURG, SC (FHA|USDA|VA) » 405 $67,875,000 $167,593 $2,898 3.39%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) » 192 $67,320,000 $350,625 $4,184 3.32%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) » 109 $60,535,000 $555,367 $6,872 3.40%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) » 181 $60,215,000 $332,680 $3,992 3.46%
    FAYETTEVILLE, NC (FHA|USDA|VA) » 357 $53,255,000 $149,174 $2,704 3.40%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) » 277 $46,815,000 $169,007 $3,042 3.32%
    FLORENCE, SC (FHA|USDA|VA) » 264 $45,360,000 $171,818 $3,274 3.13%
    GREENVILLE, NC (FHA|USDA|VA) » 190 $43,800,000 $230,526 $2,848 3.33%
    RICHMOND, VA (FHA|USDA|VA) » 203 $42,445,000 $209,089 $3,094 3.62%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) » 113 $41,245,000 $365,000 $4,615 3.52%
    Georgetown, SC (FHA|USDA|VA) » 105 $36,105,000 $343,857 $4,404 3.34%
    Cullowhee, NC (FHA|USDA|VA) » 102 $34,940,000 $342,549 $4,605 3.17%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) » 129 $33,425,000 $259,109 $3,285 3.34%
    Boone, NC (FHA|USDA|VA) » 103 $32,735,000 $317,816 $3,822 3.28%
    JACKSONVILLE, NC (FHA|USDA|VA) » 159 $31,785,000 $199,906 $2,926 3.38%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) » 33 $30,545,000 $925,606 $6,340 3.22%
    Seneca, SC (FHA|USDA|VA) » 94 $28,900,000 $307,447 $3,061 3.32%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) » 94 $24,340,000 $258,936 $3,852 3.44%
    Brevard, NC (FHA|USDA|VA) » 128 $23,930,000 $186,953 $2,973 3.33%
    LYNCHBURG, VA (FHA|USDA|VA) » 135 $23,815,000 $176,407 $3,039 3.51%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) » 28 $17,710,000 $632,500 $4,257 3.34%
    Greenwood, SC (FHA|USDA|VA) » 95 $16,555,000 $174,263 $3,404 3.16%
    JACKSONVILLE, FL (FHA|USDA|VA) » 41 $15,695,000 $382,805 $6,083 3.26%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) » 28 $14,320,000 $511,429 $4,297 3.33%
    Danville, VA (FHA|USDA|VA) » 117 $13,855,000 $118,419 $2,799 3.36%
    SAVANNAH, GA (FHA|USDA|VA) » 46 $13,450,000 $292,391 $4,431 3.72%
    SUMTER, SC (FHA|USDA|VA) » 84 $13,060,000 $155,476 $2,928 3.10%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) » 71 $12,975,000 $182,746 $2,923 3.20%
    Wilson, NC (FHA|USDA|VA) » 73 $12,525,000 $171,575 $2,808 3.31%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) » 12 $12,160,000 $1,013,333 $6,270 3.04%
    Orangeburg, SC (FHA|USDA|VA) » 77 $12,055,000 $156,558 $2,844 3.31%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) » 22 $10,840,000 $492,727 $5,034 3.46%
    BURLINGTON, NC (FHA|USDA|VA) » 41 $10,785,000 $263,049 $3,384 3.39%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) » 35 $10,775,000 $307,857 $4,461 3.43%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) » 72 $10,420,000 $144,722 $2,033 3.27%
    Washington, NC (FHA|USDA|VA) » 55 $10,225,000 $185,909 $2,610 3.32%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) » 21 $9,925,000 $472,619 $5,608 3.25%
    GOLDSBORO, NC (FHA|USDA|VA) » 80 $9,540,000 $119,250 $2,234 3.44%
    Forest City, NC (FHA|USDA|VA) » 54 $9,470,000 $175,370 $2,335 3.53%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) » 35 $9,255,000 $264,429 $3,710 3.42%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) » 11 $9,185,000 $835,000 $7,515 3.10%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) » 18 $8,550,000 $475,000 $4,236 3.30%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) » 19 $8,075,000 $425,000 $3,521 3.24%
    Marion, NC (FHA|USDA|VA) » 41 $7,995,000 $195,000 $2,811 3.37%
    Newberry, SC (FHA|USDA|VA) » 35 $7,755,000 $221,571 $3,005 3.32%
    Sevierville, TN (FHA|USDA|VA) » 11 $7,615,000 $692,273 $5,067 3.44%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) » 13 $7,585,000 $583,462 $8,395 3.11%
    ROCKY MOUNT, NC (FHA|USDA|VA) » 51 $7,545,000 $147,941 $2,618 3.25%
    Sanford, NC (FHA|USDA|VA) » 44 $7,540,000 $171,364 $2,763 3.43%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) » 15 $7,155,000 $477,000 $3,318 3.25%
    KNOXVILLE, TN (FHA|USDA|VA) » 22 $6,950,000 $315,909 $4,115 3.26%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) » 25 $6,875,000 $275,000 $4,125 3.44%
    STAUNTON, VA (FHA|USDA|VA) » 39 $6,645,000 $170,385 $2,465 3.45%
    Roanoke Rapids, NC (FHA|USDA|VA) » 43 $6,235,000 $145,000 $2,307 3.47%
    Kinston, NC (FHA|USDA|VA) » 53 $6,075,000 $114,623 $2,301 3.42%
    Mount Airy, NC (FHA|USDA|VA) » 35 $5,905,000 $168,714 $2,868 3.54%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) » 16 $5,790,000 $361,875 $5,024 3.39%
    HARRISONBURG, VA (FHA|USDA|VA) » 41 $5,565,000 $135,732 $2,275 3.60%
    Albemarle, NC (FHA|USDA|VA) » 40 $5,300,000 $132,500 $2,195 3.27%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) » 8 $5,300,000 $662,500 $5,510 3.12%
    Toccoa, GA (FHA|USDA|VA) » 31 $4,895,000 $157,903 $2,595 3.28%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) » 14 $4,830,000 $345,000 $5,423 3.34%
    PORT ST. LUCIE, FL (FHA|USDA|VA) » 14 $4,740,000 $338,571 $5,168 3.50%
    Kill Devil Hills, NC (FHA|USDA|VA) » 13 $4,675,000 $359,615 $3,933 3.22%
    WINCHESTER, VA-WV (FHA|USDA|VA) » 23 $4,645,000 $201,957 $4,845 3.62%
    GAINESVILLE, GA (FHA|USDA|VA) » 12 $4,320,000 $360,000 $4,695 3.42%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) » 3 $4,085,000 $1,361,667 $4,882 3.13%
    SANTA FE, NM (FHA|USDA|VA) » 8 $4,010,000 $501,250 $9,079 3.07%
    KANSAS CITY, MO-KS (FHA|USDA|VA) » 7 $3,935,000 $562,143 $3,263 3.46%
    Henderson, NC (FHA|USDA|VA) » 21 $3,875,000 $184,524 $3,441 3.64%
    North Wilkesboro, NC (FHA|USDA|VA) » 27 $3,835,000 $142,037 $2,435 3.55%
    ALBUQUERQUE, NM (FHA|USDA|VA) » 12 $3,800,000 $316,667 $4,297 3.44%
    Whitewater, WI (FHA|USDA|VA) » 3 $3,735,000 $1,245,000 $5,551 3.05%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) » 5 $3,695,000 $739,000 $8,303 3.25%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) » 6 $3,460,000 $576,667 $5,449 2.97%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) » 6 $3,410,000 $568,333 $7,731 3.29%
    JOHNSON CITY, TN (FHA|USDA|VA) » 11 $3,295,000 $299,545 $3,174 3.22%
    Key West, FL (FHA|USDA|VA) » 5 $3,205,000 $641,000 $6,331 3.44%
    Bennettsville, SC (FHA|USDA|VA) » 33 $3,055,000 $92,576 $2,451 3.16%
    OKLAHOMA CITY, OK (FHA|USDA|VA) » 6 $3,010,000 $501,667 $8,903 3.35%
    Shelby, NC (FHA|USDA|VA) » 18 $3,010,000 $167,222 $2,975 3.43%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) » 8 $2,420,000 $302,500 $3,086 3.25%
    BRUNSWICK, GA (FHA|USDA|VA) » 6 $2,250,000 $375,000 $3,856 3.04%
    OCALA, FL (FHA|USDA|VA) » 4 $2,240,000 $560,000 $7,119 3.16%
    Lumberton, NC (FHA|USDA|VA) » 10 $2,180,000 $218,000 $4,080 3.55%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) » 2 $1,960,000 $980,000 $9,320 3.12%
    PUNTA GORDA, FL (FHA|USDA|VA) » 4 $1,960,000 $490,000 $4,770 3.21%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) » 3 $1,955,000 $651,667 $7,442 2.98%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) » 9 $1,945,000 $216,111 $2,693 3.35%
    SHEBOYGAN, WI (FHA|USDA|VA) » 5 $1,705,000 $341,000 $2,806 3.61%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) » 5 $1,495,000 $299,000 $5,333 3.52%
    Gaffney, SC (FHA|USDA|VA) » 7 $1,285,000 $183,571 $2,061 3.72%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) » 1 $1,255,000 $1,255,000 $8,968 3.00%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) » 3 $1,235,000 $411,667 $5,888 3.27%
    TUCSON, AZ (FHA|USDA|VA) » 4 $1,210,000 $302,500 $3,819 3.25%
    WENATCHEE, WA (FHA|USDA|VA) » 1 $1,205,000 $1,205,000 $0 3.70%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) » 1 $1,135,000 $1,135,000 $0 2.99%
    RACINE, WI (FHA|USDA|VA) » 6 $1,120,000 $186,667 $2,357 3.08%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) » 3 $1,095,000 $365,000 $4,042 3.87%
    MORRISTOWN, TN (FHA|USDA|VA) » 2 $950,000 $475,000 $3,003 3.02%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) » 3 $935,000 $311,667 $4,447 3.50%
    Easton, MD (FHA|USDA|VA) » 1 $905,000 $905,000 $6,003 3.13%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) » 4 $890,000 $222,500 $3,974 3.00%
    ST. LOUIS, MO-IL (FHA|USDA|VA) » 2 $810,000 $405,000 $0 3.92%
    LONGVIEW, WA (FHA|USDA|VA) » 1 $785,000 $785,000 $5,197 2.99%
    Elizabeth City, NC (FHA|USDA|VA) » 6 $780,000 $130,000 $2,898 3.50%
    GAINESVILLE, FL (FHA|USDA|VA) » 2 $760,000 $380,000 $3,102 3.09%
    Torrington, CT (FHA|USDA|VA) » 1 $745,000 $745,000 $3,655 2.89%
    Jefferson, GA (FHA|USDA|VA) » 6 $730,000 $121,667 $1,966 3.20%
    SALINAS, CA (FHA|USDA|VA) » 1 $725,000 $725,000 $4,181 3.13%
    SALISBURY, MD-DE (FHA|USDA|VA) » 2 $700,000 $350,000 $4,976 3.56%
    ROME, GA (FHA|USDA|VA) » 2 $690,000 $345,000 $2,778 3.35%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) » 2 $690,000 $345,000 $3,146 2.46%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) » 1 $685,000 $685,000 $3,335 2.64%
    Alexander City, AL (FHA|USDA|VA) » 1 $665,000 $665,000 $3,258 2.89%
    Aberdeen, WA (FHA|USDA|VA) » 1 $635,000 $635,000 $4,458 2.75%
    Laurinburg, NC (FHA|USDA|VA) » 4 $590,000 $147,500 $5,219 2.69%
    MADERA, CA (FHA|USDA|VA) » 1 $575,000 $575,000 $5,135 3.00%
    Rockingham, NC (FHA|USDA|VA) » 4 $570,000 $142,500 $4,032 3.03%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) » 1 $545,000 $545,000 $3,087 2.63%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) » 1 $515,000 $515,000 $0 3.13%
    Beaver Dam, WI (FHA|USDA|VA) » 2 $510,000 $255,000 $1,345 3.58%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) » 3 $505,000 $168,333 $3,697 3.41%
    Newport, OR (FHA|USDA|VA) » 1 $455,000 $455,000 $4,098 3.13%
    THE VILLAGES, FL (FHA|USDA|VA) » 1 $445,000 $445,000 $0 3.74%
    LAS CRUCES, NM (FHA|USDA|VA) » 1 $445,000 $445,000 $5,456 3.25%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) » 1 $405,000 $405,000 $4,702 3.50%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) » 1 $385,000 $385,000 $0 2.70%
    Cookeville, TN (FHA|USDA|VA) » 1 $365,000 $365,000 $3,774 2.99%
    Helena, MT (FHA|USDA|VA) » 1 $355,000 $355,000 $2,638 2.79%
    Watertown-Fort Atkinson, WI (FHA|USDA|VA) » 1 $355,000 $355,000 $0 3.24%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) » 2 $350,000 $175,000 $0 3.52%
    Union, SC (FHA|USDA|VA) » 4 $350,000 $87,500 $3,802 3.68%
    FOND DU LAC, WI (FHA|USDA|VA) » 3 $335,000 $111,667 $670 3.55%
    MADISON, WI (FHA|USDA|VA) » 2 $330,000 $165,000 $2,805 3.56%
    PANAMA CITY, FL (FHA|USDA|VA) » 1 $325,000 $325,000 $3,319 3.09%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) » 1 $305,000 $305,000 $3,451 3.13%
    Elkins, WV (FHA|USDA|VA) » 2 $290,000 $145,000 $2,360 3.04%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) » 2 $280,000 $140,000 $0 4.19%
    Hood River, OR (FHA|USDA|VA) » 1 $245,000 $245,000 $5,941 2.25%
    Shelton, WA (FHA|USDA|VA) » 1 $235,000 $235,000 $3,293 3.63%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) » 1 $235,000 $235,000 $3,746 3.25%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) » 1 $235,000 $235,000 $4,191 2.75%
    ABILENE, TX (FHA|USDA|VA) » 1 $225,000 $225,000 $3,546 3.50%
    Cedartown, GA (FHA|USDA|VA) » 1 $225,000 $225,000 $0 3.85%
    WARNER ROBINS, GA (FHA|USDA|VA) » 1 $215,000 $215,000 $7,841 2.25%
    SALT LAKE CITY, UT (FHA|USDA|VA) » 1 $205,000 $205,000 $1,671 2.74%
    Greeneville, TN (FHA|USDA|VA) » 1 $205,000 $205,000 $2,228 2.92%
    Martinsville, VA (FHA|USDA|VA) » 2 $190,000 $95,000 $2,950 3.68%
    TALLAHASSEE, FL (FHA|USDA|VA) » 1 $165,000 $165,000 $3,915 3.38%
    CLEVELAND, TN (FHA|USDA|VA) » 1 $155,000 $155,000 $1,508 3.38%
    Truckee-Grass Valley, CA (FHA|USDA|VA) » 1 $155,000 $155,000 $2,610 2.50%
    Statesboro, GA (FHA|USDA|VA) » 1 $155,000 $155,000 $3,154 3.13%
    COLORADO SPRINGS, CO (FHA|USDA|VA) » 1 $145,000 $145,000 $3,585 2.75%
    Shelbyville, TN (FHA|USDA|VA) » 1 $145,000 $145,000 $0 3.13%
    Pittsburg, KS (FHA|USDA|VA) » 1 $135,000 $135,000 $3,146 3.00%
    LAWRENCE, KS (FHA|USDA|VA) » 1 $125,000 $125,000 $3,014 2.75%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) » 1 $125,000 $125,000 $3,266 2.13%
    Newport, TN (FHA|USDA|VA) » 1 $125,000 $125,000 $2,233 2.82%
    Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) » 1 $105,000 $105,000 $2,071 3.25%
    Bluefield, WV-VA (FHA|USDA|VA) » 1 $85,000 $85,000 $3,540 2.75%
    MEDFORD, OR (FHA|USDA|VA) » 1 $75,000 $75,000 $0 3.49%
    VALDOSTA, GA (FHA|USDA|VA) » 1 $55,000 $55,000 $0 4.49%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) » 1 $55,000 $55,000 $0 3.74%

    First-citizens Bank & Trust Company's top markets include Charlotte, Raleigh, Charleston, Asheville, and Columbia among others.

    Product Mix

    Loan Type Originations Total Value Average Loan Average Fees Average Rate
    Conventional » 20,798 $4,892,440,000 $235,236 $3,164 3.45%
    FHA » 187 $34,985,000 $187,086 $6,602 2.81%
    VA » 109 $28,545,000 $261,881 $5,673 2.53%
    USDA » 77 $13,025,000 $169,156 $5,298 2.60%

    For the 2021 period, First-citizens Bank & Trust Company's most frequently originated loan type of loans were Conventional, with 20,798 originations. Their 2nd most popular type is FHA, with 187 originations.

    Loan Reason

    Loan Reason Originations Total Value Average Loan Average Fees Average Rate
    Refi » 6,944 $1,694,150,000 $243,973 $2,507 3.16%
    Home Purchase » 5,097 $1,899,815,000 $372,732 $4,246 3.21%
    Other » 4,207 $570,105,000 $135,513 $1,767 3.84%
    Home Improvement » 3,711 $432,295,000 $116,490 $1,287 3.89%
    Cash Out Refi » 1,212 $372,630,000 $307,450 $3,585 3.11%

    For the 2021, First-citizens Bank & Trust Company's most frequently cited loan purpose of loans were Refi, with 6,944 originations. The 2nd most popular reason of loans were Home Purchase, with 5,097 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other » 9,829 $1,335,025,000 $135,825 $1,433 3.86%
    30 Year » 6,461 $2,553,705,000 $395,249 $3,972 3.12%
    15 Year » 2,978 $691,630,000 $232,246 $2,440 2.85%
    20 Year » 767 $171,455,000 $223,540 $2,449 3.27%
    10 Year » 750 $118,150,000 $157,533 $1,548 3.02%
    5 Year » 341 $84,825,000 $248,754 $1,003 3.34%
    3 Year » 23 $7,215,000 $313,696 $2,886 3.29%
    1 Year » 21 $6,565,000 $312,619 $4,209 4.99%
    30+ year » 1 $425,000 $425,000 $4,293 2.99%

    For the 2021, First-citizens Bank & Trust Company's most frequently cited loan length of loans were Other, with 9,829 originations. The 2nd most popular length of loans were 30 Year, with 6,461 originations.

    Origination Fees

    Origination Fee Originations Total Value Average Loan
    $1k-2k » 5,008 $1,508,630,000 $301,244
    $<1k » 4,244 $1,081,260,000 $254,774
    $2k-3k » 1,314 $656,700,000 $499,772
    $3k-4k » 268 $115,650,000 $431,530
    $5k+ » 122 $105,370,000 $863,689
    $4k-5k » 88 $46,820,000 $532,045

    $3,972 of loans were First-citizens Bank & Trust Company's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 5,008 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% » 11,247 $2,592,295,000 $230,488
    2.5-3% » 5,754 $1,836,970,000 $319,251
    4-5% » 3,124 $317,710,000 $101,700
    <2.5% » 863 $204,605,000 $237,086
    5-6% » 164 $15,580,000 $95,000
    6-7% » 16 $1,320,000 $82,500
    7-8% » 3 $515,000 $171,667

    During 2021, First-citizens Bank & Trust Company's average interest rate of loans were 3.12%, while their most frequently originated rate bucket of loans were 3-4%, with 11,247 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less » 6,854 $426,100,000 $62,168 $1,478 3.82%
    $100k-200k » 6,329 $884,845,000 $139,808 $2,742 3.34%
    $200k-400k » 4,889 $1,332,965,000 $272,646 $3,543 3.21%
    $400k-600k » 1,555 $751,715,000 $483,418 $4,209 3.13%
    $600k-1MM » 1,002 $754,560,000 $753,054 $4,661 3.11%
    $1MM+ » 542 $818,810,000 $1,510,720 $6,427 3.05%

    2021 saw First-citizens Bank & Trust Company place emphasis on $100,000 or less loans with 6,854 originations, totaling $426,100,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $250k+ » 4,424 $2,058,630,000 $465,332 $4,261 3.38%
    $150k-250k » 4,055 $927,125,000 $228,637 $3,560 3.58%
    $100k-150k » 3,783 $666,445,000 $176,168 $3,129 3.53%
    $50k-75k » 2,937 $405,635,000 $138,112 $2,893 3.34%
    $75k-100k » 2,526 $386,160,000 $152,874 $3,004 3.44%
    $50k or less » 2,358 $253,290,000 $107,417 $2,667 3.29%

    First-citizens Bank & Trust Company lent most frequently to those with incomes in the $250k+ range, with 4,424 originations. The second most popular income band? $150k-250k, with 4,055 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% » 5,794 $1,298,870,000 $224,175 $3,139 3.45%
    30-36% » 3,826 $893,400,000 $233,508 $3,321 3.46%
    <20% » 3,780 $880,260,000 $232,873 $2,931 3.37%
    42% » 1,307 $253,655,000 $194,074 $3,095 3.56%
    41% » 709 $185,455,000 $261,573 $3,464 3.45%
    40% » 672 $161,160,000 $239,821 $3,328 3.48%
    36% » 672 $154,400,000 $229,762 $3,215 3.49%
    39% » 662 $154,890,000 $233,973 $3,430 3.45%
    38% » 647 $155,855,000 $240,889 $3,504 3.47%
    37% » 646 $148,340,000 $229,628 $3,327 3.49%
    43% » 502 $118,440,000 $235,936 $3,474 3.45%
    44% » 421 $103,495,000 $245,831 $3,693 3.36%
    45% » 194 $48,370,000 $249,330 $3,562 3.16%
    46% » 174 $49,170,000 $282,586 $3,834 3.09%
    47% » 138 $39,990,000 $289,783 $3,847 3.19%
    49% » 128 $41,120,000 $321,250 $4,005 3.08%
    48% » 106 $29,480,000 $278,113 $3,988 3.08%
    50-60% » 85 $33,155,000 $390,059 $5,099 3.03%
    >60% » 72 $22,630,000 $314,306 $3,618 3.07%

    First-citizens Bank & Trust Company lent most frequently to those with DTI ratios of 20-30%, with 5,794 originations. The next most common DTI ratio? 30-36%, with 3,826 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White » 15,008 $3,527,500,000 $235,041 $3,241 3.39%
    Not provided » 4,231 $936,095,000 $221,247 $3,210 3.61%
    Black » 890 $173,740,000 $195,213 $3,379 3.39%
    Not applicable » 457 $165,865,000 $362,943 $0 3.42%
    Asian » 411 $126,995,000 $308,990 $3,669 3.32%
    American Indian » 82 $21,090,000 $257,195 $4,800 3.25%
    Asian Indian » 34 $6,850,000 $201,471 $2,664 3.49%
    Other Asian » 20 $4,600,000 $230,000 $2,903 3.49%
    Native Hawaiian or Islander » 18 $4,100,000 $227,778 $3,027 3.36%
    Other Pacific Islander » 15 $1,605,000 $107,000 $1,701 3.73%
    Filipino » 2 $250,000 $125,000 $0 3.42%
    Vietnamese » 1 $175,000 $175,000 $2,683 3.13%
    Chinese » 1 $75,000 $75,000 $0 4.49%
    Korean » 1 $55,000 $55,000 $0 3.49%

    Approval Rates

    Total approvals of all applications
    81.02%

    First-citizens Bank & Trust Company has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    92.16%

    First-citizens Bank & Trust Company has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 21,171 $4,968,995,000 $234,708

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    » 21,171 $4,968,995,000 $234,708

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% » 4,954 $719,450,000 $145,226 $1,874 3.59%
    40-60% » 3,391 $857,945,000 $253,006 $2,739 3.18%
    60-80% » 4,415 $1,559,445,000 $353,215 $3,508 3.15%
    80-100% » 3,867 $1,471,605,000 $380,555 $4,003 3.18%
    Over 100% » 23 $10,985,000 $477,609 $10,627 2.69%
    Under 20% » 4,521 $349,565,000 $77,320 $1,113 3.95%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    FIRST UNITED BANK AND TRUST COMPANY Conventional home mortgage Closing on a mortgage 1 100.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    First-Citizens Bank & Trust Company 1 South Main Street Chatham, VA 24531 Full Service B&M $109,468
    First-Citizens Bank & Trust Company 101 North Indian Rocks Road Belleair Bluffs, FL 33770 Full Service B&M $59,691
    First-Citizens Bank & Trust Company 101 South Highway 117 Bypass Burgaw, NC 28425 Full Service B&M $135,043
    First-Citizens Bank & Trust Company 101 Wakelon Street Zebulon, NC 27597 Full Service B&M $39,374
    First-Citizens Bank & Trust Company 101 Ygnacio Valley Road, Suite 425 Walnut Creek, CA 94596 Full Service B&M $46,159
    First-Citizens Bank & Trust Company 1010 Green Level Church Road Cary, NC 27519 Full Service B&M $38,699
    First-Citizens Bank & Trust Company 10118 Parkside Road, Suite 120 Knoxville, TN 37922 Full Service B&M $56,936
    First-Citizens Bank & Trust Company 10201 Little Brier Creek Lane Raleigh, NC 27617 Full Service B&M $89,726
    First-Citizens Bank & Trust Company 1021 Main Street Blowing Rock, NC 28605 Full Service B&M $50,658
    First-Citizens Bank & Trust Company 10233 Governor Harrison Parkway Lawrenceville, VA 23868 Limited, Drive-thru $0
    First-Citizens Bank & Trust Company 1024 Alleghany Street Charlotte, NC 28208 Full Service B&M $63,975
    First-Citizens Bank & Trust Company 103 North Pine Street Spring Hope, NC 27882 Full Service B&M $124,368
    First-Citizens Bank & Trust Company 1030 Cross Point Drive Naples, FL 34110 Full Service B&M $42,912
    First-Citizens Bank & Trust Company 108 East Main Saluda, NC 28773 Full Service B&M $28,630
    First-Citizens Bank & Trust Company 108 Patton Avenue Asheville, NC 28801 Full Service B&M $277,170
    First-Citizens Bank & Trust Company 108 West Broadway Street Pink Hill, NC 28572 Full Service B&M $54,127
    First-Citizens Bank & Trust Company 1082 Henderson Drive Jacksonville, NC 28540 Full Service B&M $96,433
    First-Citizens Bank & Trust Company 10865 Haynes Bridge Road Alpharetta, GA 30022 Full Service B&M $165,940
    First-Citizens Bank & Trust Company 109 South Franklin Street Madison, NC 27025 Full Service B&M $101,911
    First-Citizens Bank & Trust Company 10919 Ocean Boulevard Pawleys Island, SC 29585 Full Service B&M $111,016
    First-Citizens Bank & Trust Company 1098 Military Trail Jupiter, FL 33458 Full Service B&M $161,887
    First-Citizens Bank & Trust Company 1098 Military Trail Palm Beach, FL 33458 Full Service B&M $0
    First-Citizens Bank & Trust Company 11 South College Avenue Newton, NC 28658 Full Service B&M $56,028
    First-Citizens Bank & Trust Company 110 Alabama Avenue Chesnee, SC 29323 Full Service B&M $52,195
    First-Citizens Bank & Trust Company 110 Church Avenue Roanoke, VA 24011 Full Service B&M $116,636
    First-Citizens Bank & Trust Company 11280 Asheville Highway Inman, SC 29349 Full Service B&M $61,197
    First-Citizens Bank & Trust Company 113 East Main Street Williamston, SC 29697 Full Service B&M $100,918
    First-Citizens Bank & Trust Company 114 Westgate Road Franklin, NC 28734 Full Service B&M $110,528
    First-Citizens Bank & Trust Company 1145 East Atlantic Street South Hill, VA 23970 Full Service B&M $36,318
    First-Citizens Bank & Trust Company 115 Blowing Rock Boulevard Lenoir, NC 28645 Full Service B&M $190,281
    First-Citizens Bank & Trust Company 115 South Wilson Avenue Dunn, NC 28334 Full Service B&M $133,802
    First-Citizens Bank & Trust Company 116 West Carolina Avenue Crewe, VA 23930 Full Service B&M $53,518
    First-Citizens Bank & Trust Company 11613 North Main Street Archdale, NC 27263 Full Service B&M $73,530
    First-Citizens Bank & Trust Company 117 Fourth Street, N.W. Hickory, NC 28601 Full Service B&M $172,856
    First-Citizens Bank & Trust Company 117 Martin Luther King Drive Bladenboro, NC 28320 Full Service B&M $43,151
    First-Citizens Bank & Trust Company 11730 Hull Street Road Midlothian, VA 23112 Full Service B&M $58,045
    First-Citizens Bank & Trust Company 11776 West Broad Street Richmond, VA 23233 Full Service B&M $103,832
    First-Citizens Bank & Trust Company 200 East Ash Street Goldsboro, NC 27530 Full Service B&M $114,687
    First-Citizens Bank & Trust Company 1230 Main Street Columbia, SC 29201 Full Service B&M $780,556
    First-Citizens Bank & Trust Company 12380 Augusta Road Lavonia, GA 30553 Full Service B&M $34,588
    First-Citizens Bank & Trust Company 1248 Yeamans Hall Road Hanahan, SC 29410 Full Service B&M $93,336
    First-Citizens Bank & Trust Company 125 Old Montezuma Road Newland, NC 28657 Full Service B&M $62,724
    First-Citizens Bank & Trust Company 125 Park Avenue, S.W. Aiken, SC 29801 Full Service B&M $99,403
    First-Citizens Bank & Trust Company 126 Broadfoot Avenue Fayetteville, NC 28305 Full Service B&M $134,517
    First-Citizens Bank & Trust Company 126 Seven Farms Drive, Suite 100 Charleston, SC 29492 Full Service B&M $92,356
    First-Citizens Bank & Trust Company 12655 W Capital Dr Brookfield, WI 53005 Full Service B&M $63,989
    First-Citizens Bank & Trust Company 128 Loyola Dr, 128 Loyola Dr Myrtle Beach, SC 29588 Full Service B&M $54,262
    First-Citizens Bank & Trust Company 128 South Tryon Street Charlotte, NC 28202 Full Service B&M $605,196
    First-Citizens Bank & Trust Company 1289 Knox Avenue North Augusta, SC 29861 Full Service B&M $81,344
    First-Citizens Bank & Trust Company 129 N. Pine Street Batesburg, SC 29006 Full Service B&M $61,160
    First-Citizens Bank & Trust Company 1319 North Main Street Summerville, SC 29483 Full Service B&M $42,473
    First-Citizens Bank & Trust Company 132 East Main Street Havelock, NC 28532 Full Service B&M $66,090
    First-Citizens Bank & Trust Company 132 Herlong Avenue Rock Hill, SC 29732 Full Service B&M $88,141
    First-Citizens Bank & Trust Company 1320 East Bidwell Street Folsom, CA 95630 Full Service B&M $81,375
    First-Citizens Bank & Trust Company 1322 South Main Street Blacksburg, VA 24060 Full Service B&M $12,346
    First-Citizens Bank & Trust Company 133 East Main Street Summerton, SC 29148 Full Service B&M $34,961
    First-Citizens Bank & Trust Company 134 South Main Street Kernersville, NC 27284 Full Service B&M $80,907
    First-Citizens Bank & Trust Company 1344 North Main Street Fuquay-Varina, NC 27526 Full Service B&M $44,771
    First-Citizens Bank & Trust Company 1348 Charlotte Highway Fairview, NC 28730 Full Service B&M $65,119
    First-Citizens Bank & Trust Company 1370 Valley Vista Dr Diamond Bar, CA 91765 Full Service B&M $0
    First-Citizens Bank & Trust Company 13720 U.S. Highway 29 Chatham, VA 24531 Limited, Drive-thru $0
    First-Citizens Bank & Trust Company 1375 Patton Avenue Asheville, NC 28806 Full Service B&M $45,282
    First-Citizens Bank & Trust Company 13860 Old Augustine Road Jacksonville, FL 32258 Full Service B&M $36,455
    First-Citizens Bank & Trust Company 13999 Atomic Rd Beech Island, SC 29842 Full Service B&M $36,043
    First-Citizens Bank & Trust Company 1401 Highway 160 Fort Mill, SC 29715 Full Service B&M $78,729
    First-Citizens Bank & Trust Company 1411 Carolina Avenue Washington, NC 27889 Full Service B&M $66,978
    First-Citizens Bank & Trust Company 1414 W. Northwood Street Greensboro, NC 27408 Full Service B&M $147,091
    First-Citizens Bank & Trust Company 144 North Trade Avenue Landrum, SC 29356 Full Service B&M $73,222
    First-Citizens Bank & Trust Company 144 South Main Street Bishopville, SC 29010 Full Service B&M $45,289
    First-Citizens Bank & Trust Company 14440 New Falls Of Neuse Road Raleigh, NC 27614 Full Service B&M $83,353
    First-Citizens Bank & Trust Company 14650 N Northsight Blvd Scottsdale, AZ 85260 Full Service B&M $173,015
    First-Citizens Bank & Trust Company 147 Main Street Prosperity, SC 29127 Full Service B&M $37,949
    First-Citizens Bank & Trust Company 1471 San Marco Boulevard Jacksonville, FL 32207 Full Service B&M $59,610
    First-Citizens Bank & Trust Company 148 Saylor Street Southern Pines, NC 28387 Full Service B&M $76,503
    First-Citizens Bank & Trust Company 1570 North Main Street Marion, NC 28752 Full Service B&M $133,500
    First-Citizens Bank & Trust Company 15700 Boones Ferry Road Lake Oswego, OR 97035 Full Service B&M $72,847
    First-Citizens Bank & Trust Company 1575 Jefferson Davis Highway Fredericksburg, VA 22401 Full Service B&M $51,838
    First-Citizens Bank & Trust Company 160 W Mills St Columbus, NC 28722 Full Service B&M $142,464
    First-Citizens Bank & Trust Company 1601 28th Street Boulder, CO 80301 Full Service B&M $23,268
    First-Citizens Bank & Trust Company 16055 Ventura Boulevard, Ste 110 Encino, CA 91436 Full Service B&M $131,914
    First-Citizens Bank & Trust Company 1611 Gunbarrel Road Chattanooga, TN 37421 Full Service B&M $29,236
    First-Citizens Bank & Trust Company 1612 J A Cochran Bypass Chester, SC 29706 Full Service B&M $155,576
    First-Citizens Bank & Trust Company 1617 Hendersonville Rd Asheville, NC 28803 Full Service B&M $12,471
    First-Citizens Bank & Trust Company 1624 Sam Rittenberg Boulevard Charleston, SC 29407 Full Service B&M $86,979
    First-Citizens Bank & Trust Company 1650 East Franklin Street Chapel Hill, NC 27514 Full Service B&M $230,378
    First-Citizens Bank & Trust Company 16536 Bernardo Center Drive San Diego, CA 92128 Full Service B&M $92,732
    First-Citizens Bank & Trust Company 1855 North Center Street Hickory, NC 28601 Full Service B&M $132,336
    First-Citizens Bank & Trust Company 1862 Highway 70 Southeast Hickory, NC 28602 Full Service B&M $32,147
    First-Citizens Bank & Trust Company 1894 East Main Street Spartanburg, SC 29307 Full Service B&M $93,518
    First-Citizens Bank & Trust Company 1901 Whitestone Blvd Cedar Park, TX 78613 Full Service B&M $1
    First-Citizens Bank & Trust Company 1902 64th Avenue West Tacoma, WA 98466 Full Service B&M $102,179
    First-Citizens Bank & Trust Company 1905 West Us Highway 421 Wilkesboro, NC 28697 Full Service B&M $107,434
    First-Citizens Bank & Trust Company 1910 Eastwood Road Wilmington, NC 28403 Full Service B&M $215,365
    First-Citizens Bank & Trust Company 1920 Peace Haven Road Winston Salem, NC 27106 Full Service B&M $50,516
    First-Citizens Bank & Trust Company 196 Walnut Street Waynesville, NC 28786 Full Service B&M $177,441
    First-Citizens Bank & Trust Company 2 Northridge Drive Hilton Head, SC 29926 Full Service B&M $21,534
    First-Citizens Bank & Trust Company 2 West Main Street Liberty, SC 29657 Full Service B&M $68,862
    First-Citizens Bank & Trust Company 20 North Carolina Highway 32 North Sunbury, NC 27979 Full Service B&M $31,932
    First-Citizens Bank & Trust Company 200 Fayetteville Street Clinton, NC 28328 Full Service B&M $117,020
    First-Citizens Bank & Trust Company 200 West Main Street Kingstree, SC 29556 Full Service B&M $114,379
    First-Citizens Bank & Trust Company 2002 North Oak Street Myrtle Beach, SC 29577 Full Service B&M $31,097
    First-Citizens Bank & Trust Company 2005 Clark Street Raleigh, NC 27605 Full Service B&M $143,591
    First-Citizens Bank & Trust Company 2009 Hoffmeyer Road Florence, SC 29501 Full Service B&M $87,609
    First-Citizens Bank & Trust Company 201 Blythewood Road Blythewood, SC 29016 Full Service B&M $178,311
    First-Citizens Bank & Trust Company 201 Dr. Donnie H. Jones, Jr. Boulevard Princeton, NC 27569 Full Service B&M $25,210
    First-Citizens Bank & Trust Company 201 North Main Street Abbeville, SC 29620 Full Service B&M $87,870
    First-Citizens Bank & Trust Company 201 North Main Street Saluda, SC 29138 Full Service B&M $89,807
    First-Citizens Bank & Trust Company 201 North Washington Street Sumter, SC 29150 Full Service B&M $61,287
    First-Citizens Bank & Trust Company 201-209 8th Street Marlinton, WV 24954 Full Service B&M $40,432
    First-Citizens Bank & Trust Company 2013 Abbey Road Charlottesville, VA 22911 Full Service B&M $30,071
    First-Citizens Bank & Trust Company 203 West Third Street Greenville, NC 27858 Full Service B&M $39,718
    First-Citizens Bank & Trust Company 20310 Catawba Avenue Cornelius, NC 28031 Full Service B&M $58,337
    First-Citizens Bank & Trust Company 20373 Timberlake Road Lynchburg, VA 24502 Full Service B&M $90,038
    First-Citizens Bank & Trust Company 204 East Broad Street Statesville, NC 28677 Full Service B&M $181,862
    First-Citizens Bank & Trust Company 2045 South Main Street Waynesville, NC 28786 Full Service B&M $62,934
    First-Citizens Bank & Trust Company 205 North Main Street Warrenton, NC 27589 Full Service B&M $47,631
    First-Citizens Bank & Trust Company 2050 Round Rock Avenue Round Rock, TX 78681 Full Service B&M $74,163
    First-Citizens Bank & Trust Company 206 Carthage Street Sanford, NC 27330 Full Service B&M $111,624
    First-Citizens Bank & Trust Company 2060 Waterscape Way New Bern, NC 28562 Full Service B&M $51,547
    First-Citizens Bank & Trust Company 208 North Jackson Street Beulaville, NC 28518 Full Service B&M $38,363
    First-Citizens Bank & Trust Company 2101 Dominion Drive Charlottesville, VA 22901 Full Service B&M $88,856
    First-Citizens Bank & Trust Company 2106 Hendersonville Road Arden, NC 28806 Full Service B&M $126,009
    First-Citizens Bank & Trust Company 2108 South Horner Boulevard Sanford, NC 27330 Full Service B&M $29,964
    First-Citizens Bank & Trust Company 212 East Main Street Moncks Corner, SC 29461 Full Service B&M $96,795
    First-Citizens Bank & Trust Company 214 North Main Street Marion, SC 29571 Full Service B&M $47,378
    First-Citizens Bank & Trust Company 214 West Atlantic Street Emporia, VA 23847 Full Service B&M $47,180
    First-Citizens Bank & Trust Company 2147 Valley Ave Winchester, VA 22601 Full Service B&M $43,864
    First-Citizens Bank & Trust Company 217 North Main Street Dobson, NC 27017 Full Service B&M $30,197
    First-Citizens Bank & Trust Company 217 North Sterling Street Morganton, NC 28655 Full Service B&M $157,670
    First-Citizens Bank & Trust Company 2170 Ashley Phosphate Road North Charleston, SC 29406 Full Service B&M $138,389
    First-Citizens Bank & Trust Company 2171 Se Federal Highway Stuart, FL 34994 Full Service B&M $45,798
    First-Citizens Bank & Trust Company 218 South Main Street Summerville, SC 29483 Full Service B&M $133,720
    First-Citizens Bank & Trust Company 219 Hwy 16 South Denver, NC 28037 Full Service B&M $39,853
    First-Citizens Bank & Trust Company 22 Hiwassee Street Murphy, NC 28906 Full Service B&M $176,174
    First-Citizens Bank & Trust Company 2200 South 17th Street Wilmington, NC 28402 Full Service B&M $116,300
    First-Citizens Bank & Trust Company 2201 Augusta Street Greenville, SC 29605 Full Service B&M $85,655
    First-Citizens Bank & Trust Company 221 N. Howe Street Southport, NC 28461 Full Service B&M $88,096
    First-Citizens Bank & Trust Company 222 East Atlantic Street South Hill, VA 23970 Full Service B&M $121,725
    First-Citizens Bank & Trust Company 222 Main Street Buies Creek, NC 27506 Full Service B&M $35,301
    First-Citizens Bank & Trust Company 2230 Westinghouse Blvd Charlotte, NC 28273 Full Service B&M $49,219
    First-Citizens Bank & Trust Company 226 East Main Street Rock Hill, SC 29730 Full Service B&M $151,899
    First-Citizens Bank & Trust Company 2260 Asheville Highway Brevard,, NC 28712 Full Service B&M $53,418
    First-Citizens Bank & Trust Company 2262 Lewisville-Clemmons Rd Clemmons, NC 27012 Full Service B&M $74,011
    First-Citizens Bank & Trust Company 228 South Royal Oaks Boulevard Franklin, TN 37064 Full Service B&M $39,459
    First-Citizens Bank & Trust Company 2301 Nash Street, Nw Wilson, NC 27893 Full Service B&M $51,689
    First-Citizens Bank & Trust Company 231 Kings Highway Eden, NC 27288 Full Service B&M $31,608
    First-Citizens Bank & Trust Company 232 Market Street Cheraw, SC 29520 Full Service B&M $69,247
    First-Citizens Bank & Trust Company 235 Main Street Thomson, GA 30824 Full Service B&M $89,952
    First-Citizens Bank & Trust Company 239 Fayetteville St Raleigh, NC 27601 Full Service B&M $952,541
    First-Citizens Bank & Trust Company 239 North Central Avenue Staunton, VA 24401 Full Service B&M $44,559
    First-Citizens Bank & Trust Company 24 Hanks Street Pittsboro, NC 27312 Full Service B&M $46,781
    First-Citizens Bank & Trust Company 2405 Stantonsburg Road Greenville, NC 27834 Full Service B&M $173,489
    First-Citizens Bank & Trust Company 241 Medical Park Road Mooresville, NC 28117 Full Service B&M $27,080
    First-Citizens Bank & Trust Company 242 North Main Street Chase City, VA 23924 Full Service B&M $60,162
    First-Citizens Bank & Trust Company 2420 Laurens Road Greenville, SC 29607 Full Service B&M $59,876
    First-Citizens Bank & Trust Company 2424 W. 121st Avenue Westminster, CO 80234 Full Service B&M $67,638
    First-Citizens Bank & Trust Company 2425 East Ash Street Goldsboro, NC 27530 Full Service B&M $38,170
    First-Citizens Bank & Trust Company 2464 Main Street Elgin, SC 29045 Full Service B&M $52,305
    First-Citizens Bank & Trust Company 248 Rodney Orr Bypass Robbinsville, NC 28771 Full Service B&M $42,555
    First-Citizens Bank & Trust Company 248 West Main Street Lake City, SC 29560 Full Service B&M $98,464
    First-Citizens Bank & Trust Company 2480 South Gilbert Road Chandler, AZ 85286 Full Service B&M $146,055
    First-Citizens Bank & Trust Company 250 Palermo Avenue Coral Gables, FL 33134 Full Service B&M $104,034
    First-Citizens Bank & Trust Company 250 Peppers Ferry Road Chirstiansburg, VA 24073 Full Service B&M $20,777
    First-Citizens Bank & Trust Company 2520 Timber Drive Garner, NC 27529 Full Service B&M $139,157
    First-Citizens Bank & Trust Company 255 South Main Street Woodruff, SC 29388 Full Service B&M $29,936
    First-Citizens Bank & Trust Company 2569 Reilly Road Fort Bragg, NC 28307 Full Service B&M $111,178
    First-Citizens Bank & Trust Company 2600 162nd St Sw Lynnwood, WA 98087 Full Service B&M $72,290
    First-Citizens Bank & Trust Company 2600 Medical Office Place Goldsboro, NC 27534 Full Service B&M $63,832
    First-Citizens Bank & Trust Company 2600 Rosewood Drive Columbia, SC 29205 Full Service B&M $63,474
    First-Citizens Bank & Trust Company 2601 Bayshore Drive, Suite 101 Coconut Grove, FL 33133 Full Service B&M $341,747
    First-Citizens Bank & Trust Company 2607 Mill Street Winterville, NC 28590 Full Service B&M $45,547
    First-Citizens Bank & Trust Company 2626 Howell St, Suite 110 Dallas, TX 75204 Full Service B&M $30,712
    First-Citizens Bank & Trust Company 2630 Rainbow Way, Ste - D Decatur, GA 30034 Full Service B&M $55,928
    First-Citizens Bank & Trust Company 2676 Highway 17 North Mount Pleasant, SC 29466 Full Service B&M $60,417
    First-Citizens Bank & Trust Company 2708 Woodruff Road Simpsonville, SC 29681 Full Service B&M $41,981
    First-Citizens Bank & Trust Company 2715 Hamilton Mill Road Buford, GA 30519 Full Service B&M $19,785
    First-Citizens Bank & Trust Company 2743 West Roosevelt Boulevard Monroe, NC 28110 Full Service B&M $81,758
    First-Citizens Bank & Trust Company 276 South Irby Street Florence, SC 29501 Full Service B&M $77,856
    First-Citizens Bank & Trust Company 2775 Buford Highway Duluth, GA 30096 Full Service B&M $331,300
    First-Citizens Bank & Trust Company 280 West Main Street Valdese, NC 28690 Full Service B&M $72,564
    First-Citizens Bank & Trust Company 2830 Sunset Boulevard West Columbia, SC 29169 Full Service B&M $55,832
    First-Citizens Bank & Trust Company 28641 Marguerite Pkwy Mission Viejo, CA 92692 Full Service B&M $54,837
    First-Citizens Bank & Trust Company 2880 West Highway 160 Tega Cay, SC 29708 Full Service B&M $75,301
    First-Citizens Bank & Trust Company 2895 Reidville Road Spartanburg, SC 29301 Full Service B&M $116,319
    First-Citizens Bank & Trust Company 2900 Hendersonville Road Fletcher, NC 28732 Full Service B&M $115,203
    First-Citizens Bank & Trust Company 29818 Santa Margarita Parkway, Suite A Rancho Santa Margarita, CA 92688 Full Service B&M $116,337
    First-Citizens Bank & Trust Company 2998 Shallowford Road Marietta, GA 30066 Full Service B&M $64,454
    First-Citizens Bank & Trust Company 3 Cross Road Drive Horse Shoe, NC 28742 Limited, Drive-thru $75,131
    First-Citizens Bank & Trust Company 300 110th Avenue, Ne Bellevue, WA 98004 Full Service B&M $118,455
    First-Citizens Bank & Trust Company 300 General Daniel Ave Danielsville, GA 30633 Full Service B&M $55,327
    First-Citizens Bank & Trust Company 300 The Parkway Greer, SC 29650 Full Service B&M $39,073
    First-Citizens Bank & Trust Company 3001 Trenwest Drive Winston Salem, NC 27103 Full Service B&M $566,357
    First-Citizens Bank & Trust Company 301 West Broad Street Elizabethtown, NC 28337 Full Service B&M $69,112
    First-Citizens Bank & Trust Company 302 Main Street Swansboro, NC 28584 Full Service B&M $103,869
    First-Citizens Bank & Trust Company 302 North Hampton Street Kershaw, SC 29067 Full Service B&M $35,987
    First-Citizens Bank & Trust Company 302 Northeast Boulevard Clinton, NC 28328 Full Service B&M $38,362
    First-Citizens Bank & Trust Company 302 Second Street West Jefferson, NC 28694 Full Service B&M $116,426
    First-Citizens Bank & Trust Company 302 Western Blvd Jacksonville, NC 28540 Full Service B&M $185,570
    First-Citizens Bank & Trust Company 3021 Old Forest Road Lynchburg, VA 24503 Full Service B&M $38,214
    First-Citizens Bank & Trust Company 3024 Enterprise Road East Clearwater, FL 33759 Full Service B&M $51,844
    First-Citizens Bank & Trust Company 303 North Pearl Street Pageland, SC 29728 Full Service B&M $74,769
    First-Citizens Bank & Trust Company 304 East Main Street Bedford, VA 24523 Limited, Drive-thru $0
    First-Citizens Bank & Trust Company 304 Old Greenville Highway Clemson, SC 29631 Full Service B&M $198,569
    First-Citizens Bank & Trust Company 304 State Highway 24 Roseboro, NC 28382 Full Service B&M $24,677
    First-Citizens Bank & Trust Company 305 Broad Street New Bern, NC 28560 Full Service B&M $216,746
    First-Citizens Bank & Trust Company 305 North Hills Shopping Center Raleigh, NC 27609 Full Service B&M $647,077
    First-Citizens Bank & Trust Company 3129 Us Highway 264, (Raleigh Road) Wilson, NC 27893 Full Service B&M $143,552
    First-Citizens Bank & Trust Company 305 West Main Street Laurens, SC 29360 Full Service B&M $42,782
    First-Citizens Bank & Trust Company 3050 Eastway Drive Charlotte, NC 28205 Full Service B&M $64,776
    First-Citizens Bank & Trust Company 3055 Tamiami Trail North Naples, FL 34103 Full Service B&M $65,073
    First-Citizens Bank & Trust Company 306 Old Farm Road Roanoke Rapids, NC 27870 Full Service B&M $134,239
    First-Citizens Bank & Trust Company 306 W.B. Mclean Boulevard Cape Carteret, NC 28584 Full Service B&M $109,395
    First-Citizens Bank & Trust Company 3060 Eagle Drive Woodstock, GA 30189 Full Service B&M $64,331
    First-Citizens Bank & Trust Company 309 Main Street Edgefield, SC 29824 Full Service B&M $67,068
    First-Citizens Bank & Trust Company 309 Sw 6th Avenue Portland, OR 97204 Full Service B&M $85,962
    First-Citizens Bank & Trust Company 3091 Richlands Highway Jacksonville, NC 28540 Full Service B&M $32,966
    First-Citizens Bank & Trust Company 3109 South Memorial Drive Greenville, NC 27834 Full Service B&M $44,576
    First-Citizens Bank & Trust Company 3115 Martin Luther King, Jr. Blvd. Anderson, SC 29625 Full Service B&M $30,823
    First-Citizens Bank & Trust Company 3121 Commodore Plaza Miami, FL 33133 Full Service B&M $171,189
    First-Citizens Bank & Trust Company 314 East Main Street Bennettsville, SC 29512 Limited, Drive-thru $89,607
    First-Citizens Bank & Trust Company 315 Libbie Avenue Richmond, VA 23226 Full Service B&M $22,973
    First-Citizens Bank & Trust Company 315 Market Street Wilmington, NC 28401 Full Service B&M $194,320
    First-Citizens Bank & Trust Company 316 Main Street Newton Grove, NC 28366 Full Service B&M $70,871
    First-Citizens Bank & Trust Company 318 West Main Street Forest City, NC 28043 Full Service B&M $103,358
    First-Citizens Bank & Trust Company 320 University Blvd Harrisonburg, VA 22801 Full Service B&M $47,659
    First-Citizens Bank & Trust Company 3200 Hillsborough Road Durham, NC 27705 Full Service B&M $39,351
    First-Citizens Bank & Trust Company 3200 Randleman Road Greensboro, NC 27406 Full Service B&M $69,451
    First-Citizens Bank & Trust Company 321 Main Street Bunn, NC 27508 Full Service B&M $44,313
    First-Citizens Bank & Trust Company 3225 Peachtree Parkway Suwanee, GA 30024 Full Service B&M $96,521
    First-Citizens Bank & Trust Company 3231 Edwards Mill Road Raleigh, NC 27612 Full Service B&M $446,574
    First-Citizens Bank & Trust Company 325 Mount Vernon Highway Ne Sandy Springs, GA 30328 Full Service B&M $67,882
    First-Citizens Bank & Trust Company 325 W Mcbee Street Greenville, SC 29601 Full Service B&M $241,539
    First-Citizens Bank & Trust Company 327 N. Dale Mabry Hwy Tampa, FL 33609 Full Service B&M $91,737
    First-Citizens Bank & Trust Company 3270 Florence Road Powder Springs, GA 30127 Full Service B&M $66,553
    First-Citizens Bank & Trust Company 3300 Cumberland Boulevard Atlanta, GA 30339 Full Service B&M $113,982
    First-Citizens Bank & Trust Company 3412 Bridges Street Morehead City, NC 28557 Full Service B&M $130,769
    First-Citizens Bank & Trust Company 342 Baston Road Martinez, GA 30907 Full Service B&M $35,219
    First-Citizens Bank & Trust Company 3490 Dr M L King Jr Boulevard New Bern, NC 28562 Full Service B&M $132,090
    First-Citizens Bank & Trust Company 350 S. Beverly Drive Beverly Hills, CA 90212 Full Service B&M $153,014
    First-Citizens Bank & Trust Company 351 North First Street Albemarle, NC 28002 Full Service B&M $133,363
    First-Citizens Bank & Trust Company 3551 Lancaster Hwy Richburg, SC 29729 Full Service B&M $35,449
    First-Citizens Bank & Trust Company 3561 E. Sunrise Dr., Suite 105 Tucson, AZ 85718 Full Service B&M $24,583
    First-Citizens Bank & Trust Company 36 Highway 64 Hayesville, NC 28904 Full Service B&M $48,168
    First-Citizens Bank & Trust Company 36 Hwy 72 E Comer, GA 30629 Full Service B&M $35,935
    First-Citizens Bank & Trust Company 360 West Grand Ave. Escondido, CA 92025 Full Service B&M $98,911
    First-Citizens Bank & Trust Company 3600 North Elm Street Greensboro, NC 27408 Full Service B&M $99,495
    First-Citizens Bank & Trust Company 3602 Walton Way Extension Augusta, GA 30909 Full Service B&M $33,160
    First-Citizens Bank & Trust Company 3604 Ramsey Street Fayetteville, NC 28311 Full Service B&M $71,376
    First-Citizens Bank & Trust Company 3611 Boiling Springs Road Spartanburg, SC 29316 Full Service B&M $120,409
    First-Citizens Bank & Trust Company 3611 East 1st Avenue Denver, CO 80206 Full Service B&M $69,223
    First-Citizens Bank & Trust Company 3624 South College Road Wilmington, NC 28412 Full Service B&M $115,890
    First-Citizens Bank & Trust Company 3626 North Main Street Hope Mills, NC 28348 Full Service B&M $61,731
    First-Citizens Bank & Trust Company 364 East Bypass Burnsville, NC 28714 Full Service B&M $51,192
    First-Citizens Bank & Trust Company 37 Park Street Canton, NC 28716 Full Service B&M $42,446
    First-Citizens Bank & Trust Company 3700 Taylor Glen Lake Concord, NC 28027 Full Service B&M $83
    First-Citizens Bank & Trust Company 3711 Douglas Boulevard Roseville, CA 95661 Full Service B&M $109,408
    First-Citizens Bank & Trust Company 3750 Nw 87th Avenue Doral, FL 33178 Full Service B&M $113,860
    First-Citizens Bank & Trust Company 3800 Journey Pkwy Norman, OK 73072 Full Service B&M $7,738
    First-Citizens Bank & Trust Company 3819 Blue Ridge Boulevard Walhalla, SC 29691 Full Service B&M $84,114
    First-Citizens Bank & Trust Company 3862 Electric Road Roanoke, VA 24018 Full Service B&M $109,207
    First-Citizens Bank & Trust Company 3893 Lawrenceville Road Suwanee, GA 30024 Full Service B&M $20,587
    First-Citizens Bank & Trust Company 3967 Platt Springs Road West Columbia, SC 29170 Full Service B&M $47,392
    First-Citizens Bank & Trust Company 40 Catoctin Circle, N.E. Leesburg, VA 20176 Full Service B&M $45,618
    First-Citizens Bank & Trust Company 40 Page Drive Pinehurst, NC 28374 Full Service B&M $154,040
    First-Citizens Bank & Trust Company 400 Cardinal Lane Hartland, WI 53029 Full Service B&M $36,709
    First-Citizens Bank & Trust Company 4000 W Brown Deer Road Brown Deer, WI 53209 Full Service B&M $95,111
    First-Citizens Bank & Trust Company 4004 Roxboro Street Durham, NC 27704 Full Service B&M $80,280
    First-Citizens Bank & Trust Company 401 West Main Street Williamston, NC 27892 Full Service B&M $37,102
    First-Citizens Bank & Trust Company 402 East Dekalb Street Camden, SC 29020 Full Service B&M $106,865
    First-Citizens Bank & Trust Company 402 South Main Street Mullins, SC 29574 Full Service B&M $61,374
    First-Citizens Bank & Trust Company 4022 Oleander Drive Wilmington, NC 28403 Full Service B&M $76,317
    First-Citizens Bank & Trust Company 403 West Main Street Chesterfield, SC 29709 Full Service B&M $89,172
    First-Citizens Bank & Trust Company 4040 River Oaks Drive Myrtle Beach, SC 29579 Full Service B&M $47,336
    First-Citizens Bank & Trust Company 4045 Mendenhall Oaks Parkway High Point, NC 27265 Full Service B&M $57,023
    First-Citizens Bank & Trust Company 406 U.S. Hwy 301 North Dillon, SC 29536 Full Service B&M $229,561
    First-Citizens Bank & Trust Company 409 Broad Street Oriental, NC 28571 Full Service B&M $69,007
    First-Citizens Bank & Trust Company 409 East Market Street Smithfield, NC 27577 Full Service B&M $480,324
    First-Citizens Bank & Trust Company 4101 Marathon Boulevard Austin, TX 78756 Full Service B&M $92,845
    First-Citizens Bank & Trust Company 415 South Madison Street Whiteville, NC 28472 Full Service B&M $61,486
    First-Citizens Bank & Trust Company 41520 Ivy Street Murrieta, CA 92562 Full Service B&M $128,001
    First-Citizens Bank & Trust Company 417 West State Street Black Mountain, NC 28711 Full Service B&M $74,579
    First-Citizens Bank & Trust Company 4195 Old Milton Parkway Alpharetta, GA 30005 Limited, Drive-thru $23,275
    First-Citizens Bank & Trust Company 424 Indian Trail Rd Indian Trail, NC 28079 Full Service B&M $119,921
    First-Citizens Bank & Trust Company 424 North Main Street Walnut Cove, NC 27052 Full Service B&M $66,624
    First-Citizens Bank & Trust Company 425 East Main Street Lincolnton, NC 28092 Full Service B&M $87,043
    First-Citizens Bank & Trust Company 4265 San Felipe Street Houston, TX 77027 Full Service B&M $66,776
    First-Citizens Bank & Trust Company 430 Calhoun Street Johnston, SC 29832 Full Service B&M $72,812
    First-Citizens Bank & Trust Company 4300 San Pablo Road South Jacksonville, FL 32224 Full Service B&M $74,049
    First-Citizens Bank & Trust Company 4300 Six Forks Road Raleigh, NC 27609 Full Service Cyber Office $5,821
    First-Citizens Bank & Trust Company 4325 Randolph Road Charlotte, NC 28211 Full Service B&M $120,934
    First-Citizens Bank & Trust Company 436 Central Street Hudson, NC 28638 Full Service B&M $88,062
    First-Citizens Bank & Trust Company 4375 Highway 17 Bypass Murrells Inlet, SC 29576 Full Service B&M $24,963
    First-Citizens Bank & Trust Company 440 Drake Circle Sacramento, CA 95864 Full Service B&M $466,443
    First-Citizens Bank & Trust Company 440 South College Road Wilmington, NC 28403 Full Service B&M $194,279
    First-Citizens Bank & Trust Company 44575 Avenida De Missiones Temecula, CA 92592 Full Service B&M $110,595
    First-Citizens Bank & Trust Company 45 Falls Avenue Granite Falls, NC 28630 Full Service B&M $73,384
    First-Citizens Bank & Trust Company 450 Belair Rd Evans, GA 30809 Full Service B&M $76,182
    First-Citizens Bank & Trust Company 450 East Henry Street Spartanburg, SC 29302 Full Service B&M $232,596
    First-Citizens Bank & Trust Company 4501 West Memorial Road Oklahoma City, OK 73142 Full Service B&M $164,020
    First-Citizens Bank & Trust Company 46 West Depot Street Angier, NC 27501 Full Service B&M $56,564
    First-Citizens Bank & Trust Company 462 Folly Road Charleston, SC 29412 Full Service B&M $97,480
    First-Citizens Bank & Trust Company 4635 West Market Street Greensboro, NC 27407 Full Service B&M $70,793
    First-Citizens Bank & Trust Company 4661 So 27th St Milwaukee, WI 53221 Full Service B&M $55,403
    First-Citizens Bank & Trust Company 4717 Grand Avenue Kansas City, MO 64112 Full Service B&M $66,814
    First-Citizens Bank & Trust Company 4801 Capital Boulevard Raleigh, NC 27604 Full Service B&M $106,060
    First-Citizens Bank & Trust Company 4801 Forest Drive Columbia, SC 29206 Full Service B&M $147,756
    First-Citizens Bank & Trust Company 50 W Main St Franklin, NC 28734 Full Service B&M $241,784
    First-Citizens Bank & Trust Company 500 North Main Street Lancaster, SC 29720 Full Service B&M $265,308
    First-Citizens Bank & Trust Company 500 Us Highway 64 East Cashiers, NC 28717 Full Service B&M $70,759
    First-Citizens Bank & Trust Company 5008 Forbes Drive Charlotte, NC 28277 Full Service B&M $97,030
    First-Citizens Bank & Trust Company 501 South Main Street Reidsville, NC 27320 Full Service B&M $41,140
    First-Citizens Bank & Trust Company 501 West Queen Street Grifton, NC 28530 Full Service B&M $36,535
    First-Citizens Bank & Trust Company 502 North Main Street Mount Airy, NC 27030 Full Service B&M $58,356
    First-Citizens Bank & Trust Company 5043 Main Street Shallotte, NC 28470 Full Service B&M $56,030
    First-Citizens Bank & Trust Company 509 East Nash Street Louisburg, NC 27549 Full Service B&M $153,112
    First-Citizens Bank & Trust Company 5090 Dorchester Road North Charleston, SC 29418 Full Service B&M $49,004
    First-Citizens Bank & Trust Company 5099 Federal Highway Boca Raton, FL 33431 Full Service B&M $75,875
    First-Citizens Bank & Trust Company 51 Main Street Bryson City, NC 28713 Full Service B&M $45,070
    First-Citizens Bank & Trust Company 510 Mcclanahan Street Sw Roanoke, VA 24014 Full Service B&M $34,805
    First-Citizens Bank & Trust Company 5101 Point Fosdick Drive Gig Harbor, WA 98335 Full Service B&M $64,014
    First-Citizens Bank & Trust Company 511 Pearl Street Darlington, SC 29532 Full Service B&M $48,374
    First-Citizens Bank & Trust Company 517 W Morse Blvd Winter Park, FL 32789 Full Service B&M $20,436
    First-Citizens Bank & Trust Company 517 W. Morse Blvd Winter Park, FL 32789 Full Service B&M $0
    First-Citizens Bank & Trust Company 518 Georgia Avenue North Augusta, SC 29841 Full Service B&M $48,493
    First-Citizens Bank & Trust Company 518 South Main Street Greenwood, SC 29646 Full Service B&M $116,653
    First-Citizens Bank & Trust Company 520 Westwood Shopping Center Fayetteville, NC 28304 Full Service B&M $219,225
    First-Citizens Bank & Trust Company 53 Chatham Downs Drive Chapel Hill, NC 27517 Full Service B&M $52,736
    First-Citizens Bank & Trust Company 530 Main Street Danville, VA 24541 Full Service B&M $48,005
    First-Citizens Bank & Trust Company 540 East Stuart Drive Galax, VA 24333 Full Service B&M $36,343
    First-Citizens Bank & Trust Company 540 Hwy 105 Ext Boone, NC 28607 Full Service B&M $142,592
    First-Citizens Bank & Trust Company 540 Main Street Clifton Forge, VA 24422 Full Service B&M $38,033
    First-Citizens Bank & Trust Company 5400 South Boulevard Charlotte, NC 28217 Full Service B&M $71,615
    First-Citizens Bank & Trust Company 5417 Page Road Durham, NC 27709 Full Service B&M $84,706
    First-Citizens Bank & Trust Company 544 East Ogden Avenue, Suite 800 Milwaukee, WI 53202 Full Service B&M $32,265
    First-Citizens Bank & Trust Company 5500 Bee Cave Road West Lake Hills, TX 78746 Full Service B&M $104,147
    First-Citizens Bank & Trust Company 555 Big A Road Toccoa, GA 30577 Full Service B&M $30,114
    First-Citizens Bank & Trust Company 5561 Sunset Boulevard Lexington, SC 29072 Full Service B&M $138,256
    First-Citizens Bank & Trust Company 5571 Chamblee Dunwoody Road Atlanta, GA 30338 Full Service B&M $85,313
    First-Citizens Bank & Trust Company 5610 N Bayshore Dr Milwaukee, WI 53217 Full Service B&M $44,088
    First-Citizens Bank & Trust Company 5661 Us Highway 25 Marshall, NC 28753 Full Service B&M $81,442
    First-Citizens Bank & Trust Company 5721 Coral Ridge Drive Coral Springs, FL 33076 Full Service Retail $49,654
    First-Citizens Bank & Trust Company 5811 Us Highway 378 W Mccormick, SC 29835 Full Service B&M $52,351
    First-Citizens Bank & Trust Company 5900 Central Ave Saint Petersburg, FL 33707 Full Service B&M $67,358
    First-Citizens Bank & Trust Company 6001 West Capitol Drive Milwaukee, WI 53216 Full Service B&M $45,632
    First-Citizens Bank & Trust Company 6005 University Parkway Winston Salem, NC 27105 Full Service B&M $80,929
    First-Citizens Bank & Trust Company 601 Highway 17 South North Myrtle Beach, SC 29582 Full Service B&M $45,467
    First-Citizens Bank & Trust Company 601 New Leicester Highway Asheville, NC 28806 Full Service B&M $54,280
    First-Citizens Bank & Trust Company 602 N Main St Anderson, SC 29621 Full Service B&M $65,780
    First-Citizens Bank & Trust Company 6031 Regency West Drive Mount Pleasant, WI 53406 Full Service B&M $34,389
    First-Citizens Bank & Trust Company 604 South Main Street King, NC 27021 Full Service B&M $83,489
    First-Citizens Bank & Trust Company 607 Plaza Boulevard Kinston, NC 28501 Full Service B&M $93,949
    First-Citizens Bank & Trust Company 6088 Innovation Way Carlsbad, CA 92009 Full Service B&M $93,957
    First-Citizens Bank & Trust Company 609 West Main Street Sylva, NC 28779 Full Service B&M $68,126
    First-Citizens Bank & Trust Company 615 North 4th Street Highlands, NC 28741 Full Service B&M $74,549
    First-Citizens Bank & Trust Company 619 Pamplico Hwy Florence, SC 29505 Full Service B&M $54,382
    First-Citizens Bank & Trust Company 620 Green Valley Road Greensboro, NC 27408 Full Service B&M $132,167
    First-Citizens Bank & Trust Company 621 South Main Street Sparta, NC 28675 Full Service B&M $30,935
    First-Citizens Bank & Trust Company 6213 South Carolina Highway 162 Hollywood, SC 29449 Full Service B&M $40,314
    First-Citizens Bank & Trust Company 6230 University Parkway Sarasota, FL 34240 Full Service B&M $35,588
    First-Citizens Bank & Trust Company 625 Merrimon Avenue Asheville, NC 28802 Full Service B&M $65,831
    First-Citizens Bank & Trust Company 636 Fairview Road Simpsonville, SC 29681 Full Service B&M $61,501
    First-Citizens Bank & Trust Company 643 E. E. Butler Parkway Gainesville, GA 30501 Full Service B&M $97,798
    First-Citizens Bank & Trust Company 6451 North Federal Highway, Suite 101 Fort Lauderdale, FL 33308 Full Service B&M $108,335
    First-Citizens Bank & Trust Company 65 Kingston Drive Daleville, VA 24083 Full Service B&M $54,351
    First-Citizens Bank & Trust Company 6501 Morrison Boulevard Charlotte, NC 28211 Full Service B&M $119,111
    First-Citizens Bank & Trust Company 6539 Calhoun Memorial Highway Easley, SC 29640 Full Service B&M $64,664
    First-Citizens Bank & Trust Company 655 North Central Avenue, Suite 1500 Glendale, CA 91203 Full Service B&M $90,341
    First-Citizens Bank & Trust Company 6550 Knightdale Boulevard Knightdale, NC 27545 Full Service B&M $56,999
    First-Citizens Bank & Trust Company 6551 Centralia Drive Chesterfield, VA 23832 Full Service B&M $30,232
    First-Citizens Bank & Trust Company 6703 S 234th St Kent, WA 98032 Full Service B&M $35,104
    First-Citizens Bank & Trust Company 6705 E. Marshville Blvd Marshville, NC 28103 Full Service B&M $45,237
    First-Citizens Bank & Trust Company 6709 North Tryon Street Charlotte, NC 28213 Full Service B&M $28,164
    First-Citizens Bank & Trust Company 6718 Potomac Highland Trail Arbovale, WV 24915 Full Service B&M $40,334
    First-Citizens Bank & Trust Company 6802 Paragon Place, Suite 115 Richmond, VA 23230 Full Service B&M $0
    First-Citizens Bank & Trust Company 6808 Northlake Mall Drive Charlotte, NC 28216 Full Service B&M $106,565
    First-Citizens Bank & Trust Company 6824 North Main St Columbia, SC 29203 Full Service B&M $20,317
    First-Citizens Bank & Trust Company 683 Bultman Drive Sumter, SC 29150 Full Service B&M $130,326
    First-Citizens Bank & Trust Company 685 West Main Street Danville, VA 24541 Full Service B&M $32,706
    First-Citizens Bank & Trust Company 686 Main St E White Sulphur Springs, WV 24986 Full Service B&M $56,672
    First-Citizens Bank & Trust Company 6930 Matthews-Mint Hill Road Charlotte, NC 28227 Full Service B&M $76,028
    First-Citizens Bank & Trust Company 6th And Main Street Hendersonville, NC 28739 Full Service B&M $380,999
    First-Citizens Bank & Trust Company 700 North Main Street High Point, NC 27261 Full Service B&M $154,625
    First-Citizens Bank & Trust Company 700 Paseo De Peralta Santa Fe, NM 87501 Full Service B&M $78,807
    First-Citizens Bank & Trust Company 7001 Falls Of The Neuse Road Raleigh, NC 27615 Full Service B&M $185,202
    First-Citizens Bank & Trust Company 7001 Fayetteville Road Durham, NC 27713 Full Service B&M $55,096
    First-Citizens Bank & Trust Company 701 North Jefferson Street Lewisburg, WV 24901 Full Service B&M $33,780
    First-Citizens Bank & Trust Company 701 Tsali Boulevard Cherokee, NC 28719 Full Service B&M $508,158
    First-Citizens Bank & Trust Company 7039 Parklane Road Columbia, SC 29223 Full Service B&M $50,535
    First-Citizens Bank & Trust Company 7045 Highway 70 East Newport, NC 28570 Full Service B&M $57,598
    First-Citizens Bank & Trust Company 706 Lomas Santa Fe Drive Solana Beach, CA 92075 Full Service B&M $99,659
    First-Citizens Bank & Trust Company 7208 Creedmoor Road Raleigh, NC 27613 Full Service B&M $101,808
    First-Citizens Bank & Trust Company 721 College Street Lacey, WA 98503 Full Service B&M $170,098
    First-Citizens Bank & Trust Company 726 Front Street Georgetown, SC 29440 Full Service B&M $66,372
    First-Citizens Bank & Trust Company 728 West Main Street Lexington, SC 29072 Full Service B&M $77,867
    First-Citizens Bank & Trust Company 7300 Jefferson Street Northeast Albuquerque, NM 87109 Full Service B&M $127,644
    First-Citizens Bank & Trust Company 7301 Sw 57th Ct, Ste 150 South Miami, FL 33143 Full Service B&M $128,353
    First-Citizens Bank & Trust Company 7366 Garners Ferry Rd Columbia, SC 29209 Full Service B&M $52,723
    First-Citizens Bank & Trust Company 7401 Park Boulevard N Pinellas Park, FL 33781 Full Service B&M $63,391
    First-Citizens Bank & Trust Company 7432 Clinton Road Stedman, NC 28391 Full Service B&M $48,469
    First-Citizens Bank & Trust Company 7500 North Kings Hwy Myrtle Beach, SC 29572 Full Service B&M $58,756
    First-Citizens Bank & Trust Company 768 Hendersonville Road Asheville, NC 28803 Full Service B&M $117,931
    First-Citizens Bank & Trust Company 7837 Pineville-Matthews Road Charlotte, NC 28210 Full Service B&M $79,403
    First-Citizens Bank & Trust Company 7850 College Blvd Overland Park, KS 66210 Full Service B&M $79,309
    First-Citizens Bank & Trust Company 789 Highway 29 North Concord, NC 28025 Full Service B&M $167,358
    First-Citizens Bank & Trust Company 79 West Paces Ferry Road Atlanta, GA 30305 Full Service B&M $72,481
    First-Citizens Bank & Trust Company 791 Broughton Street Orangeburg, SC 29115 Full Service B&M $135,334
    First-Citizens Bank & Trust Company 800 North Queen Street Kinston, NC 28501 Full Service B&M $151,994
    First-Citizens Bank & Trust Company 800 Sunset Boulevard North Sunset Beach, NC 28468 Full Service B&M $65,009
    First-Citizens Bank & Trust Company 802 Providence Road Charlotte, NC 28207 Full Service B&M $166,226
    First-Citizens Bank & Trust Company 808 N. Greenwood Avenue Ware Shoals, SC 29692 Full Service B&M $36,369
    First-Citizens Bank & Trust Company 8105 Mallard Creek Road Charlotte, NC 28262 Full Service B&M $77,988
    First-Citizens Bank & Trust Company 8160 Lebanon Road Frisco, TX 75034 Full Service B&M $34,919
    First-Citizens Bank & Trust Company 8219 Market Street Wilmington, NC 28411 Full Service B&M $86,659
    First-Citizens Bank & Trust Company 832 Highway A1a North, Suite 16 Ponte Vedra Beach, FL 32082 Full Service B&M $116,710
    First-Citizens Bank & Trust Company 835 Pearl Street La Jolla, CA 92037 Full Service B&M $101,435
    First-Citizens Bank & Trust Company 8479 Holcomb Bridge Road Alpharetta, GA 30022 Full Service B&M $86,803
    First-Citizens Bank & Trust Company 8480 East Belleview Avenue Greenwood Village, CO 80111 Full Service B&M $49,015
    First-Citizens Bank & Trust Company 8521 Leesburg Pike Vienna, VA 22182 Full Service B&M $39,573
    First-Citizens Bank & Trust Company 854 Hallstead Boulevard Elizabeth City, NC 27909 Full Service B&M $101,894
    First-Citizens Bank & Trust Company 8541 Concord Mills Boulevard Concord, NC 28027 Full Service B&M $40,489
    First-Citizens Bank & Trust Company 86 West Franklin Street Hartwell, GA 30643 Full Service B&M $47,053
    First-Citizens Bank & Trust Company 860 Knox Abbott Drive Cayce, SC 29033 Full Service B&M $94,679
    First-Citizens Bank & Trust Company 87 Holcomb Boulevard Camp Lejeune, NC 28542 Limited, Military $13,779
    First-Citizens Bank & Trust Company 875 Currency Circle Lake Mary, FL 32746 Full Service B&M $75,142
    First-Citizens Bank & Trust Company 876 S Main St West Bend, WI 53095 Full Service B&M $77,830
    First-Citizens Bank & Trust Company 8820 Columbia 100 Pkwy, Suite 110 Columbia, MD 21045 Full Service B&M $14,685
    First-Citizens Bank & Trust Company 8891 Timberwilde Drive Bonita Springs, FL 34135 Full Service B&M $47,661
    First-Citizens Bank & Trust Company 890 Bestgate Road Annapolis, MD 21401 Full Service B&M $74,668
    First-Citizens Bank & Trust Company 8900 East Oak Island Dr Oak Island, NC 28465 Full Service B&M $90,019
    First-Citizens Bank & Trust Company 8910 University Center Lane, Suite 130 San Diego, CA 92122 Full Service B&M $73,520
    First-Citizens Bank & Trust Company 8916 Albemarle Road Charlotte, NC 28227 Full Service B&M $47,340
    First-Citizens Bank & Trust Company 898 N Pacific Coast Highway, Suite 100 El Segundo, CA 90245 Full Service Retail $61,581
    First-Citizens Bank & Trust Company 90 West Main Avenue Taylorsville, NC 28681 Full Service B&M $72,736
    First-Citizens Bank & Trust Company 903 Johnnie Dodds Boulevard Mount Pleasant, SC 29464 Full Service B&M $98,273
    First-Citizens Bank & Trust Company 911 East Liberty Street York, SC 29745 Full Service B&M $93,211
    First-Citizens Bank & Trust Company 9205 Hwy 29 S Athens, GA 30601 Full Service B&M $42,190
    First-Citizens Bank & Trust Company 921 Bay Street Beaufort, SC 29902 Full Service B&M $98,436
    First-Citizens Bank & Trust Company 928 North Pleasantburg Drive Greenville, SC 29607 Full Service B&M $95,867
    First-Citizens Bank & Trust Company 949 Lake Murray Boulevard Irmo, SC 29063 Full Service B&M $162,575
    First-Citizens Bank & Trust Company 950 North Glebe Road Arlington, VA 22203 Full Service B&M $72,360
    First-Citizens Bank & Trust Company 96 South Broad Street Brevard, NC 28712 Full Service B&M $204,916
    First-Citizens Bank & Trust Company 960 Highway 210 Sneads Ferry, NC 28460 Full Service B&M $120,969
    First-Citizens Bank & Trust Company 9650 Falls Of The Neuse Road Raleigh, NC 27615 Full Service B&M $44,943
    First-Citizens Bank & Trust Company 9654 Lavonia Road Carnesville, GA 30521 Full Service B&M $71,732
    First-Citizens Bank & Trust Company 970 Hardy Road Vinton, VA 24179 Full Service B&M $60,249
    First-Citizens Bank & Trust Company 975 Smokey Park Highway Asheville, NC 28806 Full Service B&M $92,084
    First-Citizens Bank & Trust Company 9800 Two Notch Road Columbia, SC 29204 Full Service B&M $64,466
    First-Citizens Bank & Trust Company 9848 Zenith Meridian Drive Englewood, CO 80112 Full Service B&M $59,007
    First-Citizens Bank & Trust Company Bank Street Boydton, VA 23917 Full Service B&M $137,578
    First-Citizens Bank & Trust Company Butner Road And Souter Place Fort Bragg, NC 28307 Full Service B&M $33,753
    First-Citizens Bank & Trust Company Fourth And Main Streets Bayboro, NC 28515 Full Service B&M $57,905
    First-Citizens Bank & Trust Company W178 N9358 Water Tower Place Menomonee Falls, WI 53051 Full Service B&M $96,914
    First-Citizens Bank & Trust Company 10 State Park Road Greenville, SC 29609 Full Service B&M $34,791
    First-Citizens Bank & Trust Company 100 Campbell Station Drive Knoxville, TN 37934 Full Service B&M $30,851
    First-Citizens Bank & Trust Company 100 East Tryon Road Raleigh, NC 27603 Full Service B&M $31,341
    First-Citizens Bank & Trust Company 100 Mark Whitfield Street Jasper, GA 30143 Full Service B&M $139,696
    First-Citizens Bank & Trust Company 100 Trent Drive, Suite 250 Durham, NC 27710 Full Service B&M $201,886
    First-Citizens Bank & Trust Company 100 West Main Street Benson, NC 27504 Full Service B&M $76,551
    First-Citizens Bank & Trust Company 1000 High House Road Cary, NC 27513 Full Service B&M $131,075
    First-Citizens Bank & Trust Company 1004 Spartanburg Highway Hendersonville, NC 28739 Full Service B&M $225,604
    First-Citizens Bank & Trust Company 1005 Red Banks Road Greenville, NC 27858 Full Service B&M $134,190
    First-Citizens Bank & Trust Company 1007 Bypass 123 Seneca, SC 29678 Full Service B&M $56,258
    First-Citizens Bank & Trust Company 101 Atlantic Beach Cswy Atlantic Beach, NC 28512 Full Service B&M $48,897
    First-Citizens Bank & Trust Company 101 E Kennedy Blvd, Ste 4100 Tampa, FL 33602 Full Service B&M $4
    First-Citizens Bank & Trust Company 10355 Dunbarton Boulevard Barnwell, SC 29812 Full Service B&M $99,856
    First-Citizens Bank & Trust Company 10380 Silver Spring Drive Milwaukee, WI 53225 Full Service Retail $29,146
    First-Citizens Bank & Trust Company 104 Edgewood Street Lyman, SC 29365 Full Service B&M $48,209
    First-Citizens Bank & Trust Company 10401 W Innovation Dr - Suite 150 Wauwatosa, WI 53226 Full Service B&M $30,964
    First-Citizens Bank & Trust Company 105 East Main Street Boonville, NC 27011 Full Service B&M $57,469
    First-Citizens Bank & Trust Company 105 West Church Street Cowpens, SC 29330 Full Service B&M $62,303
    First-Citizens Bank & Trust Company 10501 Patterson Ave Richmond, VA 23238 Full Service B&M $27,413
    First-Citizens Bank & Trust Company 106 Roanoke Boulevard Salem, VA 24153 Full Service B&M $36,465
    First-Citizens Bank & Trust Company 1060 Us Highway 1 Youngsville, NC 27596 Full Service B&M $64,396
    First-Citizens Bank & Trust Company 1067 Hamilton Place Johnson City, TN 37604 Full Service Retail $26,285
    First-Citizens Bank & Trust Company 1070 Vision Drive Apex, NC 27502 Full Service B&M $111,404
    First-Citizens Bank & Trust Company 10702 Us 70 West Clayton, NC 27520 Full Service B&M $119,376
    First-Citizens Bank & Trust Company 110 North Greene Street Snow Hill, NC 28580 Full Service B&M $115,435
    First-Citizens Bank & Trust Company 110 North Richland Bouldevard Richlands, NC 28574 Full Service B&M $62,521
    First-Citizens Bank & Trust Company 110 W Saint Julian Street Savannah, GA 31401 Full Service Retail $65,314
    First-Citizens Bank & Trust Company 110 West Main Street Pilot Mountain, NC 27041 Full Service B&M $59,770
    First-Citizens Bank & Trust Company 11063 Anderson Road Piedmont, SC 29673 Full Service B&M $42,938
    First-Citizens Bank & Trust Company 111 Cherokee Crossing Cherokee, NC 28719 Full Service B&M $0
    First-Citizens Bank & Trust Company 111 East Jefferson Street Monroe, NC 28110 Full Service B&M $147,973
    First-Citizens Bank & Trust Company 111 Mosby Avenue Littleton, NC 27850 Full Service B&M $30,975
    First-Citizens Bank & Trust Company 111 South Congress Street Winnsboro, SC 29180 Full Service B&M $97,307
    First-Citizens Bank & Trust Company 112 East Hicks Street Lawrenceville, VA 23868 Full Service B&M $112,471
    First-Citizens Bank & Trust Company 112 W Butler Rd Mauldin, SC 29662 Full Service B&M $53,931
    First-Citizens Bank & Trust Company 1120 El Camino Avenue Corona, CA 92879 Full Service B&M $85,402
    First-Citizens Bank & Trust Company 1199 Hayes Forrest Road Winston-Salem, NC 27106 Full Service B&M $5,037
    First-Citizens Bank & Trust Company 12 North Morgan Avenue Andrews, SC 29510 Full Service B&M $63,386
    First-Citizens Bank & Trust Company 120 Glen Road Garner, NC 27529 Full Service B&M $50,245
    First-Citizens Bank & Trust Company 1200 Third Avenue Conway, SC 29526 Full Service B&M $85,976
    First-Citizens Bank & Trust Company 12002 Weston Parkway Cary, NC 27513 Full Service B&M $187,984
    First-Citizens Bank & Trust Company 1201 Dove Street Newport Beach, CA 92660 Full Service B&M $231,559
    First-Citizens Bank & Trust Company 1201 Tunnel Road Asheville, NC 28805 Full Service B&M $65,103
    First-Citizens Bank & Trust Company 1205 Dabney Drive Henderson, NC 27536 Full Service B&M $100,323
    First-Citizens Bank & Trust Company 122 North Alexander Street Toccoa, GA 30577 Full Service B&M $106,372
    First-Citizens Bank & Trust Company 1221 North Brightleaf Boulevard Smithfield, NC 27577 Full Service B&M $28,850
    First-Citizens Bank & Trust Company 1225 St. Matthews Road Orangeburg, SC 29115 Full Service B&M $58,755
    First-Citizens Bank & Trust Company 123 Main Street Whitmire, SC 29178 Full Service B&M $22,532

    For 2021, First-citizens Bank & Trust Company had 538 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $1,452,118
    Net interest income $1,407,326
    Total noninterest income $637,678
    Gross Fiduciary activities income $62,188
    Service charges on deposit accounts $94,756
    Trading account gains and fees $0
    Additional Noninterest Income $480,734
    Pre-tax net operating income $660,240
    Securities gains (or losses, -) $33,119
    Income before extraordinary items $541,246
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $541,246
    Minority interest net income $0
    Net income $541,246
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $515,081

    First-citizens Bank & Trust Company's gross interest income from loans was $1,452,118,000.
    First-citizens Bank & Trust Company's net interest income from loans was $1,407,326,000.
    First-citizens Bank & Trust Company's fee based income from loans was $94,756,000.
    First-citizens Bank & Trust Company's net income from loans was $541,246,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $44,792
    Provision for credit losses $-37,834
    Total noninterest expense $1,422,598
    Salaries and employee benefits $758,853
    Premises and equipment expense $163,452
    Additional noninterest expense $500,293
    Applicable income taxes $152,113
    Net charge-offs $8,986
    Cash dividends $173,091

    First-citizens Bank & Trust Company's interest expense for loans was $44,792,000.
    First-citizens Bank & Trust Company's payroll and benefits expense were $758,853,000.
    First-citizens Bank & Trust Company's property, plant and equipment expenses $163,452,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.3%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $51,591,161
    Deposits held in domestic offices $51,591,161
    Deposits by Individuals, partnerships, and corporations $46,826,584
    Deposits by U.S. Government $78,367
    Deposits by States and political subdivisions in the U.S. $4,613,439
    Deposits by Commercial banks and other depository institutions in U.S. $72,771
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $10,748,418
    Demand deposits $6,358,178
    Nontransaction accounts $40,842,743
    Money market deposit accounts (MMDAs) $34,125,951
    Other savings deposits (excluding MMDAs) $4,234,752
    Total time deposits $2,482,040
    Total time and savings deposits $45,232,983
    Noninterest-bearing deposits $21,589,874
    Interest-bearing deposits $30,001,287
    Retail deposits $51,009,530
    IRAs and Keogh plan accounts $533,624
    Brokered deposits $2,110
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $58,215,736
    Cash & Balances due from depository institutions $9,454,855
    Interest-bearing balances $9,110,953
    Total securities $13,010,872
    Federal funds sold & reverse repurchase $0
    Net loans and leases $32,335,118
    Loan and leases loss allowance $178,493
    Trading account assets $0
    Bank premises and fixed assets $1,220,434
    Other real estate owned $39,323
    Goodwill and other intangibles $347,909
    All other assets $1,807,225

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $58,215,736
    Total Liabilities $53,228,386
    Total deposits $51,591,161
    Interest-bearing deposits $30,001,287
    Deposits held in domestic offices $51,591,161
    % insured (estimated) $56
    Federal funds purchased and repurchase agreements $589,101
    Trading liabilities $0
    Other borrowed funds $648,989
    Subordinated debt $24,251
    All other liabilities $374,884

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $32,335,118
    Loan and leases loss allowance $178,493
    Total loans and leases (domestic) $32,513,611
    All real estate loans $24,383,140
    Real estate loans in domestic offices $24,383,140
    Construction and development loans $1,517,899
    Residential 1-4 family construction $280,075
    Other construction, all land development and other land $1,237,824
    Loans secured by nonfarm nonresidential properties $14,600,876
    Nonfarm nonresidential secured by owner-occupied properties $10,662,579
    Commercial real estate & other non-farm, non-residential $3,938,297
    Multifamily residential real estate $293,403
    1-4 family residential loans $7,725,394
    Farmland loans $245,568
    Loans held in foreign offices $0
    Farm loans $206,541
    Commercial and industrial loans $4,960,965
    To non-U.S. addressees $0
    Loans to individuals $1,882,746
    Credit card loans $286,884
    Related Plans $59,022
    Consumer Auto Loans $1,331,251
    Other loans to individuals $205,589
    All other loans & leases $1,080,219
    Loans to foreign governments and official institutions $0
    Other loans $459,019
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $517,845
    Loans secured by real estate to non-U.S. addressees $14,364
    Restructured Loans & leases $136,922
    Non 1-4 family restructured loans & leases $93,334
    Total loans and leases (foreign) $0

    First-Citizens Bank & Trust Company had $32,335,118,000 of loans outstanding in 2021. $24,383,140,000 of loans were in real estate loans. $1,517,899,000 of loans were in development loans. $293,403,000 of loans were in multifamily mortgage loans. $7,725,394,000 of loans were in 1-4 family mortgage loans. $206,541,000 of loans were in farm loans. $286,884,000 of loans were in credit card loans. $1,331,251,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 25,145 $4,382,570 $174,292
    Nonfarm, nonresidential loans - <$100k 3,205 $82,213 $25,651
    Nonfarm, nonresidential loans - $100-250k 5,730 $463,132 $80,826
    Nonfarm, nonresidential loans - $250k-1MM 16,210 $3,837,225 $236,720
    Commercial & Industrial, US addressed loans - <$1MM 168,092 $2,731,244 $16,249
    Commercial & Industrial, US addressed loans - <$100k 144,697 $913,937 $6,316
    Commercial & Industrial, US addressed loans - $100-250k 11,508 $494,400 $42,961
    Commercial & Industrial, US addressed loans - $250k-1MM 11,887 $1,322,907 $111,290
    Farmland loans - <$1MM 825 $80,250 $97,273
    Farmland loans - <$100k 267 $7,969 $29,846
    Farmland loans - $100-250k 326 $29,263 $89,764
    Farmland loans - $250k-1MM 232 $43,018 $185,422
    Agriculture operations loans - <$1MM 4,494 $118,607 $26,392
    Agriculture operations loans - <$100k 3,226 $40,107 $12,432
    Agriculture operations loans - $100-250k 811 $39,369 $48,544
    Agriculture operations loans - $250k-1MM 457 $39,131 $85,626