First-citizens Bank & Trust Company Mortgage Rates, Fees & Info

Raleigh, NC

LEI: L9VVX1KT5TFTKS0MLF66

Tax ID: 56-0223230

5 stars - out of 5 stars, based on 142 reviews

2020 Data | 2019 Data | 2018 Data


Overview

First-citizens Bank & Trust Company is a mid-sized bank specializing in Refi and Home Purchase loans. First-citizens Bank & Trust Company has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets include Charlotte, Raleigh, Charleston, Columbia, and Asheville among others. They have an average approval rate for mortages when compared nationally -- and they have a below average pick rate when compared to the same sample of other lendors. First-citizens Bank & Trust Company is typically an average fee lendor.


Originations

20,176

Origination Dollar Volume (All Markets)

$4,370,860,000

Employee count

6,600 Show all (10) awards

Relative Rate

First-citizens Bank & Trust Company's average 30 year fixed rate mortgage of loans were 3.38%.

The 2020 average 30 year fixed rate mortgage across all markets of loans were 3.36%.

This yields a difference of 0.02%.

Relative Fees

First-citizens Bank & Trust Company's average total fees for a 30 year fixed rate mortgage are $3,579.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $5,021.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
Outside of Metro Areas 3,379 $638,215,000 $188,877 $3,092 3.56%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 2,662 $531,170,000 $199,538 $3,024 3.68%
RALEIGH-CARY, NC (FHA|USDA|VA) 2,147 $449,255,000 $209,248 $2,985 3.66%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1,117 $349,125,000 $312,556 $3,788 3.55%
COLUMBIA, SC (FHA|USDA|VA) 1,335 $255,935,000 $191,712 $2,885 3.54%
ASHEVILLE, NC (FHA|USDA|VA) 909 $218,325,000 $240,182 $3,103 3.57%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 764 $205,360,000 $268,796 $3,229 3.62%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 957 $198,435,000 $207,351 $3,022 3.54%
WILMINGTON, NC (FHA|USDA|VA) 567 $166,125,000 $292,989 $3,313 3.60%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 625 $125,235,000 $200,376 $2,544 3.60%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 600 $124,330,000 $207,217 $3,280 3.52%
WINSTON-SALEM, NC (FHA|USDA|VA) 471 $85,165,000 $180,817 $3,007 3.63%
SPARTANBURG, SC (FHA|USDA|VA) 430 $78,080,000 $181,581 $2,719 3.58%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 472 $66,510,000 $140,911 $2,425 3.57%
NEW BERN, NC (FHA|USDA|VA) 311 $63,455,000 $204,035 $3,192 3.50%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 184 $56,020,000 $304,457 $3,412 3.49%
ROANOKE, VA (FHA|USDA|VA) 277 $52,285,000 $188,755 $2,957 3.51%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 179 $50,345,000 $281,257 $3,326 3.55%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 279 $47,445,000 $170,054 $2,827 3.55%
FAYETTEVILLE, NC (FHA|USDA|VA) 310 $46,150,000 $148,871 $2,992 3.58%
GREENVILLE, NC (FHA|USDA|VA) 189 $45,095,000 $238,598 $2,935 3.59%
FLORENCE, SC (FHA|USDA|VA) 253 $37,955,000 $150,020 $3,209 3.47%
RICHMOND, VA (FHA|USDA|VA) 131 $27,465,000 $209,656 $3,467 3.70%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 129 $24,895,000 $192,984 $2,875 3.68%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 96 $21,100,000 $219,792 $3,939 3.68%
LYNCHBURG, VA (FHA|USDA|VA) 129 $20,385,000 $158,023 $2,935 3.76%
JACKSONVILLE, NC (FHA|USDA|VA) 110 $19,550,000 $177,727 $2,456 3.53%
MIAMI-MIAMI BEACH-KENDALL, FL (FHA|USDA|VA) 26 $18,790,000 $722,692 $8,384 3.29%
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV (FHA|USDA|VA) 72 $17,480,000 $242,778 $3,778 3.74%
KNOXVILLE, TN (FHA|USDA|VA) 38 $15,020,000 $395,263 $3,453 3.37%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 16 $14,590,000 $911,875 $4,574 3.03%
JACKSONVILLE, FL (FHA|USDA|VA) 38 $14,520,000 $382,105 $4,676 3.59%
SUMTER, SC (FHA|USDA|VA) 105 $14,465,000 $137,762 $2,456 3.45%
LOS ANGELES-LONG BEACH-GLENDALE, CA (FHA|USDA|VA) 15 $12,865,000 $857,667 $5,284 3.24%
GOLDSBORO, NC (FHA|USDA|VA) 69 $12,825,000 $185,870 $2,719 3.56%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 31 $12,705,000 $409,839 $4,744 3.49%
ANAHEIM-SANTA ANA-IRVINE, CA (FHA|USDA|VA) 14 $12,010,000 $857,857 $5,401 3.34%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 75 $11,955,000 $159,400 $2,252 3.59%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 61 $11,695,000 $191,721 $2,688 3.33%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 24 $10,920,000 $455,000 $3,293 3.44%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 16 $9,260,000 $578,750 $4,461 3.53%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 19 $8,175,000 $430,263 $3,471 3.40%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 20 $8,020,000 $401,000 $5,554 3.32%
HARRISONBURG, VA (FHA|USDA|VA) 42 $7,800,000 $185,714 $2,901 3.75%
SAVANNAH, GA (FHA|USDA|VA) 32 $7,440,000 $232,500 $3,397 3.61%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 17 $7,015,000 $412,647 $4,053 3.50%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 16 $6,900,000 $431,250 $4,313 3.35%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 13 $6,325,000 $486,538 $5,888 3.37%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 14 $6,320,000 $451,429 $3,760 3.47%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 4 $6,140,000 $1,535,000 $7,719 3.14%
SEATTLE-BELLEVUE-KENT, WA (FHA|USDA|VA) 10 $6,120,000 $612,000 $4,621 3.18%
PORT ST. LUCIE, FL (FHA|USDA|VA) 14 $5,920,000 $422,857 $4,051 3.44%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 13 $5,705,000 $438,846 $4,645 3.29%
BURLINGTON, NC (FHA|USDA|VA) 30 $5,560,000 $185,333 $3,285 3.62%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 22 $5,240,000 $238,182 $3,251 3.58%
ROCKY MOUNT, NC (FHA|USDA|VA) 44 $5,220,000 $118,636 $2,529 3.80%
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL (FHA|USDA|VA) 15 $4,645,000 $309,667 $4,157 3.41%
SEBASTIAN-VERO BEACH, FL (FHA|USDA|VA) 1 $4,555,000 $4,555,000 $19,929 3.21%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 8 $4,520,000 $565,000 $6,224 3.26%
FORT LAUDERDALE-POMPANO BEACH-SUNRISE, FL (FHA|USDA|VA) 10 $4,090,000 $409,000 $5,792 3.37%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 10 $3,780,000 $378,000 $4,283 3.20%
STAUNTON, VA (FHA|USDA|VA) 24 $3,270,000 $136,250 $2,089 3.58%
GAINESVILLE, GA (FHA|USDA|VA) 7 $3,105,000 $443,571 $4,329 3.29%
TACOMA-LAKEWOOD, WA (FHA|USDA|VA) 8 $3,090,000 $386,250 $4,594 3.49%
RACINE, WI (FHA|USDA|VA) 14 $2,910,000 $207,857 $2,080 3.44%
BRUNSWICK, GA (FHA|USDA|VA) 6 $2,680,000 $446,667 $3,812 3.37%
NORTH PORT-SARASOTA-BRADENTON, FL (FHA|USDA|VA) 9 $2,555,000 $283,889 $4,391 3.58%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 11 $2,365,000 $215,000 $3,587 3.69%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 3 $2,315,000 $771,667 $4,053 3.29%
ALBUQUERQUE, NM (FHA|USDA|VA) 9 $2,295,000 $255,000 $6,508 3.30%
WINCHESTER, VA-WV (FHA|USDA|VA) 11 $2,195,000 $199,545 $3,450 3.46%
KANSAS CITY, MO-KS (FHA|USDA|VA) 4 $2,170,000 $542,500 $2,407 3.22%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 4 $2,060,000 $515,000 $4,013 3.34%
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA (FHA|USDA|VA) 1 $2,005,000 $2,005,000 $0 3.13%
JOHNSON CITY, TN (FHA|USDA|VA) 10 $1,700,000 $170,000 $2,311 3.13%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $1,505,000 $1,505,000 $0 3.00%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 7 $1,425,000 $203,571 $2,127 3.75%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 1 $1,375,000 $1,375,000 $5,319 3.29%
GAINESVILLE, FL (FHA|USDA|VA) 5 $1,195,000 $239,000 $3,450 3.25%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 4 $1,170,000 $292,500 $5,119 3.43%
MADISON, WI (FHA|USDA|VA) 2 $1,060,000 $530,000 $8,430 2.88%
FREDERICK-GAITHERSBURG-ROCKVILLE, MD (FHA|USDA|VA) 5 $1,035,000 $207,000 $2,712 3.59%
TUCSON, AZ (FHA|USDA|VA) 3 $1,005,000 $335,000 $3,717 3.00%
BOULDER, CO (FHA|USDA|VA) 2 $980,000 $490,000 $3,665 3.50%
MORGANTOWN, WV (FHA|USDA|VA) 2 $940,000 $470,000 $3,708 3.31%
MORRISTOWN, TN (FHA|USDA|VA) 3 $895,000 $298,333 $3,418 3.75%
OAKLAND-BERKELEY-LIVERMORE, CA (FHA|USDA|VA) 1 $775,000 $775,000 $7,027 2.88%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 3 $655,000 $218,333 $2,503 3.26%
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ (FHA|USDA|VA) 1 $605,000 $605,000 $4,285 2.94%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1 $555,000 $555,000 $3,240 3.25%
PUEBLO, CO (FHA|USDA|VA) 1 $525,000 $525,000 $2,573 3.88%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 3 $485,000 $161,667 $2,690 3.40%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $450,000 $225,000 $3,498 3.56%
DALLAS-PLANO-IRVING, TX (FHA|USDA|VA) 3 $445,000 $148,333 $4,388 2.99%
BEND, OR (FHA|USDA|VA) 2 $440,000 $220,000 $0 3.58%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $405,000 $405,000 $0 3.74%
VALLEJO, CA (FHA|USDA|VA) 1 $405,000 $405,000 $3,001 3.14%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $405,000 $405,000 $3,601 2.75%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $400,000 $200,000 $2,838 3.25%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $395,000 $395,000 $4,250 3.13%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 2 $380,000 $190,000 $3,307 4.00%
APPLETON, WI (FHA|USDA|VA) 1 $335,000 $335,000 $2,480 3.88%
CUMBERLAND, MD-WV (FHA|USDA|VA) 2 $330,000 $165,000 $3,038 3.81%
TULSA, OK (FHA|USDA|VA) 1 $305,000 $305,000 $3,838 3.88%
OKLAHOMA CITY, OK (FHA|USDA|VA) 2 $290,000 $145,000 $3,074 3.06%
CHARLESTON, WV (FHA|USDA|VA) 1 $285,000 $285,000 $3,292 3.13%
PANAMA CITY, FL (FHA|USDA|VA) 1 $285,000 $285,000 $3,678 3.13%
SHEBOYGAN, WI (FHA|USDA|VA) 4 $270,000 $67,500 $0 3.25%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $245,000 $245,000 $4,097 2.88%
LAKE COUNTY-KENOSHA COUNTY, IL-WI (FHA|USDA|VA) 2 $240,000 $120,000 $2,542 3.25%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $215,000 $215,000 $3,617 3.38%
CHICAGO-NAPERVILLE-EVANSTON, IL (FHA|USDA|VA) 1 $185,000 $185,000 $0 3.20%
OCALA, FL (FHA|USDA|VA) 1 $185,000 $185,000 $9,623 3.38%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $175,000 $175,000 $2,322 2.63%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $165,000 $165,000 $2,575 3.63%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $160,000 $80,000 $3,154 3.87%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $135,000 $135,000 $0 4.24%
DALTON, GA (FHA|USDA|VA) 1 $115,000 $115,000 $0 3.99%
BECKLEY, WV (FHA|USDA|VA) 1 $105,000 $105,000 $1,568 3.50%
CLEVELAND, TN (FHA|USDA|VA) 1 $75,000 $75,000 $2,781 3.88%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $55,000 $55,000 $2,602 4.00%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $55,000 $55,000 $0 3.74%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $25,000 $25,000 $0 3.40%

First-citizens Bank & Trust Company's top markets include Charlotte, Raleigh, Charleston, Columbia, and Asheville among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 19,803 $4,295,875,000 $216,931 $3,011 3.60%
FHA 184 $33,460,000 $181,848 $6,453 3.12%
VA 111 $28,085,000 $253,018 $5,330 2.79%
USDA 78 $13,440,000 $172,308 $5,035 2.99%

For the 2020 period, First-citizens Bank & Trust Company's most frequently originated loan type of loans were Conventional, with 19,803 originations. Their 2nd most popular type is FHA, with 184 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Refi 6,632 $1,606,810,000 $242,281 $2,436 3.36%
Home Purchase 5,329 $1,696,565,000 $318,365 $3,874 3.42%
Other 4,039 $456,765,000 $113,089 $1,498 3.91%
Home Improvement 3,118 $312,910,000 $100,356 $1,294 3.94%
Cash Out Refi 1,058 $297,810,000 $281,484 $3,480 3.53%

For the 2020, First-citizens Bank & Trust Company's most frequently cited loan purpose of loans were Refi, with 6,632 originations. The 2nd most popular reason of loans were Home Purchase, with 5,329 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
Other 9,271 $1,099,895,000 $118,638 $1,391 3.91%
30 Year 6,770 $2,346,150,000 $346,551 $3,579 3.38%
15 Year 3,076 $713,420,000 $231,931 $2,396 3.12%
10 Year 537 $93,715,000 $174,516 $1,658 3.27%
5 Year 252 $40,330,000 $160,040 $1,043 3.49%
20 Year 175 $51,705,000 $295,457 $3,272 3.44%
30+ year 57 $13,485,000 $236,579 $3,848 3.86%
1 Year 23 $9,885,000 $429,783 $3,919 4.36%
3 Year 15 $2,275,000 $151,667 $2,043 3.55%

For the 2020, First-citizens Bank & Trust Company's most frequently cited loan length of loans were Other, with 9,271 originations. The 2nd most popular length of loans were 30 Year, with 6,770 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 6,684 $1,900,330,000 $284,310
$1k-2k 3,024 $909,630,000 $300,804
$2k-3k 611 $187,705,000 $307,209
$3k-4k 312 $143,390,000 $459,583
$5k+ 71 $53,665,000 $755,845

$3,579 of loans were First-citizens Bank & Trust Company's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 6,684 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 12,521 $2,844,845,000 $227,206
2.5-3% 3,550 $1,082,330,000 $304,882
4-5% 3,401 $342,195,000 $100,616
5-6% 419 $37,005,000 $88,317
<2.5% 258 $61,830,000 $239,651
6-7% 18 $1,660,000 $92,222
7-8% 3 $175,000 $58,333
Over 8% 3 $465,000 $155,000

During 2020, First-citizens Bank & Trust Company's average interest rate of loans were 3.38%, while their most frequently originated rate bucket of loans were 3-4%, with 12,521 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$100,000 or less 7,059 $417,465,000 $59,139 $1,527 3.93%
$100k-200k 5,894 $827,310,000 $140,365 $2,782 3.47%
$200k-400k 4,572 $1,264,900,000 $276,662 $3,400 3.37%
$400k-600k 1,444 $697,130,000 $482,777 $3,916 3.30%
$600k-1MM 839 $624,825,000 $744,726 $4,187 3.27%
$1MM+ 368 $539,230,000 $1,465,299 $5,745 3.20%

2020 saw First-citizens Bank & Trust Company place emphasis on $100,000 or less loans with 7,059 originations, totaling $417,465,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$250k+ 4,057 $1,727,665,000 $425,848 $3,760 3.47%
$100k-150k 3,587 $611,745,000 $170,545 $3,074 3.63%
$150k-250k 3,573 $787,285,000 $220,343 $3,304 3.64%
$50k-75k 3,135 $413,915,000 $132,030 $2,882 3.61%
$75k-100k 2,519 $372,265,000 $147,783 $2,907 3.63%
$50k or less 2,371 $234,775,000 $99,019 $2,650 3.61%

First-citizens Bank & Trust Company lent most frequently to those with incomes in the $250k+ range, with 4,057 originations. The second most popular income band? $100k-150k, with 3,587 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 5,685 $1,195,405,000 $210,274 $3,020 3.58%
<20% 3,759 $858,835,000 $228,474 $2,827 3.54%
30-36% 3,479 $707,395,000 $203,333 $3,088 3.62%
42% 1,311 $227,725,000 $173,703 $3,031 3.73%
41% 690 $153,950,000 $223,116 $3,265 3.62%
40% 649 $138,575,000 $213,521 $3,284 3.61%
38% 645 $135,355,000 $209,853 $3,308 3.62%
39% 623 $151,155,000 $242,624 $3,241 3.60%
36% 623 $119,915,000 $192,480 $3,135 3.63%
37% 591 $127,415,000 $215,592 $3,095 3.63%
43% 381 $94,895,000 $249,068 $3,509 3.58%
44% 312 $77,920,000 $249,744 $3,588 3.52%
45% 176 $45,200,000 $256,818 $3,441 3.45%
46% 136 $36,970,000 $271,838 $3,693 3.43%
48% 122 $28,100,000 $230,328 $3,625 3.32%
47% 111 $27,215,000 $245,180 $3,646 3.32%
49% 91 $26,155,000 $287,418 $3,844 3.25%
>60% 72 $18,580,000 $258,056 $3,260 3.36%
50-60% 71 $25,555,000 $359,930 $4,452 3.34%

First-citizens Bank & Trust Company lent most frequently to those with DTI ratios of 20-30%, with 5,685 originations. The next most common DTI ratio? <20%, with 3,759 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 14,980 $3,236,810,000 $216,075 $3,122 3.57%
Not provided 3,385 $690,905,000 $204,108 $2,812 3.65%
Black 894 $166,190,000 $185,895 $3,283 3.63%
Not applicable 437 $145,995,000 $334,085 $0 3.49%
Asian 328 $99,410,000 $303,079 $3,353 3.51%
American Indian 57 $11,095,000 $194,649 $4,423 3.44%
Asian Indian 26 $7,420,000 $285,385 $3,259 3.31%
Other Asian 25 $4,395,000 $175,800 $2,712 3.68%
Native Hawaiian 16 $4,330,000 $270,625 $3,255 3.41%
Other Pacific Islander 20 $2,660,000 $133,000 $2,462 3.69%
Korean 3 $745,000 $248,333 $3,546 3.96%
Chinese 2 $500,000 $250,000 $2,859 3.12%
Filipino 2 $340,000 $170,000 $1,790 3.40%
1 $65,000 $65,000 $0 3.55%

Approval Rates

Total approvals of all applications
79.44%

First-citizens Bank & Trust Company has a below average approval rate.

Pick Rate

Approvals leading to origination
89.78%

First-citizens Bank & Trust Company has an average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 20,176 $4,370,860,000 $216,637

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
Multifamily:Manufactured 1 $105,000 $105,000
Multifamily:Site-Built 74 $54,750,000 $739,865
Single Family (1-4 Units):Manufactured 39 $4,075,000 $104,487
Single Family (1-4 Units):Site-Built 20,062 $4,311,930,000 $214,930

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 4,438 $579,710,000 $130,624 $1,833 3.72%
40-60% 2,941 $638,325,000 $217,044 $2,549 3.42%
60-80% 4,719 $1,455,525,000 $308,439 $3,176 3.37%
80-100% 4,084 $1,413,790,000 $346,178 $3,752 3.42%
Over 100% 25 $7,745,000 $309,800 $8,564 2.96%
Under 20% 3,969 $275,765,000 $69,480 $1,024 3.99%

Bank Details

Branches

Bank Name Branch Branch Type Deposits (000's)
First-Citizens Bank & Trust Company 1 East Main Street White Sulphur Springs, WV 24986 Full Service B&M $45,162
First-Citizens Bank & Trust Company 100 Mark Whitfield Street Jasper, GA 30143 Full Service B&M $144,899
First-Citizens Bank & Trust Company 100 Trent Drive, Suite 250 Durham, NC 27710 Full Service B&M $204,680
First-Citizens Bank & Trust Company 100 West Main Street Benson, NC 27504 Full Service B&M $66,961
First-Citizens Bank & Trust Company 1000 High House Road Cary, NC 27513 Full Service B&M $104,715
First-Citizens Bank & Trust Company 1004 Spartanburg Highway Hendersonville, NC 28739 Full Service B&M $172,657
First-Citizens Bank & Trust Company 1005 Red Banks Road Greenville, NC 27858 Full Service B&M $110,542
First-Citizens Bank & Trust Company 1007 Bypass 123 Seneca, SC 29678 Full Service B&M $42,121
First-Citizens Bank & Trust Company 101 Atlantic Beach Cswy Atlantic Beach, NC 28512 Full Service B&M $43,107
First-Citizens Bank & Trust Company 101 E Kennedy Blvd, Ste 4100 Tampa, FL 33602 Full Service B&M $5
First-Citizens Bank & Trust Company 101 North Indian Rocks Road Belleair Bluffs, FL 33770 Full Service B&M $57,008
First-Citizens Bank & Trust Company 101 South Highway 117 Bypass Burgaw, NC 28425 Full Service B&M $120,026
First-Citizens Bank & Trust Company 101 Wakelon Street Zebulon, NC 27597 Full Service B&M $33,920
First-Citizens Bank & Trust Company 101 Ygnacio Valley Road, Suite 425 Walnut Creek, CA 94596 Full Service B&M $48,166
First-Citizens Bank & Trust Company 1010 Green Level Church Road Cary, NC 27519 Full Service B&M $30,430
First-Citizens Bank & Trust Company 10118 Parkside Road, Suite 120 Knoxville, TN 37922 Full Service B&M $59,066
First-Citizens Bank & Trust Company 102 North Main Street Anderson, SC 29621 Full Service B&M $38,571
First-Citizens Bank & Trust Company 10201 Little Brier Creek Lane Raleigh, NC 27617 Full Service B&M $88,275
First-Citizens Bank & Trust Company 1021 Main Street Blowing Rock, NC 28605 Full Service B&M $32,943
First-Citizens Bank & Trust Company 10233 Governor Harrison Parkway Lawrenceville, VA 23868 Limited, Drive-thru $0
First-Citizens Bank & Trust Company 1024 Alleghany Street Charlotte, NC 28208 Full Service B&M $62,649
First-Citizens Bank & Trust Company 103 North Pine Street Spring Hope, NC 27882 Full Service B&M $112,406
First-Citizens Bank & Trust Company 1030 Cross Point Drive Naples, FL 34110 Full Service B&M $34,703
First-Citizens Bank & Trust Company 10355 Dunbarton Boulevard Barnwell, SC 29812 Full Service B&M $93,355
First-Citizens Bank & Trust Company 10380 Silver Spring Drive Milwaukee, WI 53225 Full Service Retail $25,609
First-Citizens Bank & Trust Company 104 Edgewood Street Lyman, SC 29365 Full Service B&M $41,169
First-Citizens Bank & Trust Company 10401 W Innovation Dr - Suite 150 Wauwatosa, WI 53226 Full Service B&M $10,093
First-Citizens Bank & Trust Company 105 East Main Street Boonville, NC 27011 Full Service B&M $49,677
First-Citizens Bank & Trust Company 105 West Church Street Cowpens, SC 29330 Full Service B&M $52,649
First-Citizens Bank & Trust Company 10501 Patterson Ave Richmond, VA 23238 Full Service B&M $24,205
First-Citizens Bank & Trust Company 106 Roanoke Boulevard Salem, VA 24153 Full Service B&M $32,319
First-Citizens Bank & Trust Company 1060 Us Highway 1 Youngsville, NC 27596 Full Service B&M $52,858
First-Citizens Bank & Trust Company 1067 Hamilton Place Johnson City, TN 37604 Full Service Retail $26,180
First-Citizens Bank & Trust Company 1070 Vision Drive Apex, NC 27502 Full Service B&M $101,777
First-Citizens Bank & Trust Company 10702 Us 70 West Clayton, NC 27520 Full Service B&M $106,648
First-Citizens Bank & Trust Company 108 East Main Saluda, NC 28773 Full Service B&M $27,877
First-Citizens Bank & Trust Company 108 Patton Avenue Asheville, NC 28801 Full Service B&M $206,681
First-Citizens Bank & Trust Company 108 West Broadway Street Pink Hill, NC 28572 Full Service B&M $45,666
First-Citizens Bank & Trust Company 1082 Henderson Drive Jacksonville, NC 28540 Full Service B&M $90,852
First-Citizens Bank & Trust Company 10865 Haynes Bridge Road Alpharetta, GA 30022 Full Service B&M $139,131
First-Citizens Bank & Trust Company 109 South Franklin Street Madison, NC 27025 Full Service B&M $79,638
First-Citizens Bank & Trust Company 10919 Ocean Boulevard Pawleys Island, SC 29585 Full Service B&M $95,771
First-Citizens Bank & Trust Company 11 South College Avenue Newton, NC 28658 Full Service B&M $50,425
First-Citizens Bank & Trust Company 110 Alabama Avenue Chesnee, SC 29323 Full Service B&M $52,413
First-Citizens Bank & Trust Company 110 Church Avenue Roanoke, VA 24011 Full Service B&M $90,760
First-Citizens Bank & Trust Company 110 North Greene Street Snow Hill, NC 28580 Full Service B&M $96,966
First-Citizens Bank & Trust Company 110 North Richland Bouldevard Richlands, NC 28574 Full Service B&M $51,004
First-Citizens Bank & Trust Company 110 W Saint Julian Street Savannah, GA 31401 Full Service Retail $57,184
First-Citizens Bank & Trust Company 110 West Main Street Pilot Mountain, NC 27041 Full Service B&M $49,141
First-Citizens Bank & Trust Company 11063 Anderson Road Piedmont, SC 29673 Full Service B&M $37,723
First-Citizens Bank & Trust Company 111 Cherokee Crossing Cherokee, NC 28719 Full Service B&M $0
First-Citizens Bank & Trust Company 111 East Jefferson Street Monroe, NC 28110 Full Service B&M $129,612
First-Citizens Bank & Trust Company 111 Mosby Avenue Littleton, NC 27850 Full Service B&M $21,892
First-Citizens Bank & Trust Company 111 South Congress Street Winnsboro, SC 29180 Full Service B&M $75,091
First-Citizens Bank & Trust Company 112 East Hicks Street Lawrenceville, VA 23868 Full Service B&M $100,364
First-Citizens Bank & Trust Company 112 W Butler Rd Mauldin, SC 29662 Full Service B&M $39,160
First-Citizens Bank & Trust Company 1120 El Camino Avenue Corona, CA 92879 Full Service B&M $68,606
First-Citizens Bank & Trust Company 11280 Asheville Highway Inman, SC 29349 Full Service B&M $41,399
First-Citizens Bank & Trust Company 113 East Main Street Williamston, SC 29697 Full Service B&M $88,135
First-Citizens Bank & Trust Company 1132 North Church Street, Suite #100 Greensboro, NC 27401 Full Service B&M $56,183
First-Citizens Bank & Trust Company 1135 West Liberty Street Sumter, SC 29150 Full Service B&M $18,394
First-Citizens Bank & Trust Company 114 Westgate Road Franklin, NC 28734 Full Service B&M $81,727
First-Citizens Bank & Trust Company 1145 East Atlantic Street South Hill, VA 23970 Full Service B&M $33,297
First-Citizens Bank & Trust Company 115 Blowing Rock Boulevard Lenoir, NC 28645 Full Service B&M $144,969
First-Citizens Bank & Trust Company 115 South Wilson Avenue Dunn, NC 28334 Full Service B&M $123,059
First-Citizens Bank & Trust Company 116 West Carolina Avenue Crewe, VA 23930 Full Service B&M $51,291
First-Citizens Bank & Trust Company 11613 North Main Street Archdale, NC 27263 Full Service B&M $55,553
First-Citizens Bank & Trust Company 117 Fourth Street, N.W. Hickory, NC 28601 Full Service B&M $151,343
First-Citizens Bank & Trust Company 117 Martin Luther King Drive Bladenboro, NC 28320 Full Service B&M $39,272
First-Citizens Bank & Trust Company 11730 Hull Street Road Midlothian, VA 23112 Full Service B&M $63,253
First-Citizens Bank & Trust Company 11776 West Broad Street Richmond, VA 23233 Full Service B&M $87,961
First-Citizens Bank & Trust Company 1199 Hayes Forrest Road Winston-Salem, NC 27106 Full Service B&M $8,005
First-Citizens Bank & Trust Company 12 North Morgan Avenue Andrews, SC 29510 Full Service B&M $58,189
First-Citizens Bank & Trust Company 12 Peachtree St Murphy, NC 28906 Full Service B&M $62,631
First-Citizens Bank & Trust Company 120 Aversboro Road Garner, NC 27529 Full Service B&M $44,595
First-Citizens Bank & Trust Company 120 Glen Road Garner, NC 27529 Full Service B&M $41,190
First-Citizens Bank & Trust Company 1200 Third Avenue Conway, SC 29526 Full Service B&M $72,025
First-Citizens Bank & Trust Company 12002 Weston Parkway Cary, NC 27513 Full Service B&M $177,845
First-Citizens Bank & Trust Company 1201 Dove Street Newport Beach, CA 92660 Full Service B&M $170,161
First-Citizens Bank & Trust Company 1201 Tunnel Road Asheville, NC 28805 Full Service B&M $97,638
First-Citizens Bank & Trust Company 1205 Dabney Drive Henderson, NC 27536 Full Service B&M $86,692
First-Citizens Bank & Trust Company 122 North Alexander Street Toccoa, GA 30577 Full Service B&M $102,622
First-Citizens Bank & Trust Company 1221 North Brightleaf Boulevard Smithfield, NC 27577 Full Service B&M $27,173
First-Citizens Bank & Trust Company 1225 St. Matthews Road Orangeburg, SC 29115 Full Service B&M $56,224
First-Citizens Bank & Trust Company 123 East Morse Boulevard Winter Park, FL 32789 Full Service B&M $18,701
First-Citizens Bank & Trust Company 123 Main Street Whitmire, SC 29178 Full Service B&M $21,560
First-Citizens Bank & Trust Company 1230 Main Street Columbia, SC 29201 Full Service B&M $597,640
First-Citizens Bank & Trust Company 12380 Augusta Road Lavonia, GA 30553 Full Service B&M $24,393
First-Citizens Bank & Trust Company 1248 Yeamans Hall Road Hanahan, SC 29410 Full Service B&M $77,963
First-Citizens Bank & Trust Company 125 Old Montezuma Road Newland, NC 28657 Full Service B&M $57,378
First-Citizens Bank & Trust Company 125 Park Avenue, S.W. Aiken, SC 29801 Full Service B&M $91,409
First-Citizens Bank & Trust Company 126 Broadfoot Avenue Fayetteville, NC 28305 Full Service B&M $92,064
First-Citizens Bank & Trust Company 126 Seven Farms Drive, Suite 100 Charleston, SC 29492 Full Service B&M $57,330
First-Citizens Bank & Trust Company 12655 W Capital Dr Brookfield, WI 53005 Full Service B&M $55,591
First-Citizens Bank & Trust Company 128 Loyola Dr, 128 Loyola Dr Myrtle Beach, SC 29588 Full Service B&M $40,836
First-Citizens Bank & Trust Company 128 South Tryon Street Charlotte, NC 28202 Full Service B&M $436,348
First-Citizens Bank & Trust Company 1289 Knox Avenue North Augusta, SC 29861 Full Service B&M $67,781
First-Citizens Bank & Trust Company 129 N. Pine Street Batesburg, SC 29006 Full Service B&M $50,273
First-Citizens Bank & Trust Company 129 North Parler Avenue Saint George, SC 29477 Full Service B&M $86,450
First-Citizens Bank & Trust Company 1295 Highway 6 South Sugar Land, TX 77478 Full Service B&M $24,986
First-Citizens Bank & Trust Company 1296 Piney Forest Road Danville, VA 24543 Full Service B&M $18,658
First-Citizens Bank & Trust Company 12965 Main Street Williston, SC 29853 Full Service B&M $39,647
First-Citizens Bank & Trust Company 130 Collins Drive Danville, VA 24543 Full Service B&M $71,483
First-Citizens Bank & Trust Company 130 E Main St Bedford, VA 24523 Full Service B&M $137,335
First-Citizens Bank & Trust Company 130 Grove Street Fayetteville, NC 28301 Limited, Drive-thru $63,262
First-Citizens Bank & Trust Company 130 South Fifth Street Hartsville, SC 29550 Full Service B&M $106,426
First-Citizens Bank & Trust Company 1300 Matthews Township Parkway Charlotte, NC 28105 Full Service B&M $104,625
First-Citizens Bank & Trust Company 1301 Park Street Columbia, SC 29201 Limited, Drive-thru $0
First-Citizens Bank & Trust Company 13015 Racetrack Road Tampa, FL 33626 Full Service B&M $34,243
First-Citizens Bank & Trust Company 13720 U.S. Highway 29 Chatham, VA 24531 Limited, Drive-thru $0
First-Citizens Bank & Trust Company 201 Blythewood Road Blythewood, SC 29016 Full Service B&M $148,453
First-Citizens Bank & Trust Company 201 Dr. Donnie H. Jones, Jr. Boulevard Princeton, NC 27569 Full Service B&M $20,291
First-Citizens Bank & Trust Company 201 North Main Street Abbeville, SC 29620 Full Service B&M $73,503
First-Citizens Bank & Trust Company 201 North Main Street Lake View, SC 29563 Full Service B&M $30,796
First-Citizens Bank & Trust Company 201 North Main Street Saluda, SC 29138 Full Service B&M $76,564
First-Citizens Bank & Trust Company 201 North Washington Street Sumter, SC 29150 Full Service B&M $35,778
First-Citizens Bank & Trust Company 201-209 8th Street Marlinton, WV 24954 Full Service B&M $36,408
First-Citizens Bank & Trust Company 2013 Abbey Road Charlottesville, VA 22911 Full Service B&M $29,372
First-Citizens Bank & Trust Company 203 West Third Street Greenville, NC 27858 Full Service B&M $36,172
First-Citizens Bank & Trust Company 20310 Catawba Avenue Cornelius, NC 28031 Full Service B&M $52,538
First-Citizens Bank & Trust Company 20373 Timberlake Road Lynchburg, VA 24502 Full Service B&M $74,750
First-Citizens Bank & Trust Company 204 East Broad Street Statesville, NC 28677 Full Service B&M $120,527
First-Citizens Bank & Trust Company 2045 South Main Street Waynesville, NC 28786 Full Service B&M $64,644
First-Citizens Bank & Trust Company 2046 Bayshore Boulevard Dunedin, FL 34698 Full Service B&M $19,035
First-Citizens Bank & Trust Company 205 North Main Street Warrenton, NC 27589 Full Service B&M $38,716
First-Citizens Bank & Trust Company 2050 Round Rock Avenue Round Rock, TX 78681 Full Service B&M $73,187
First-Citizens Bank & Trust Company 206 Carthage Street Sanford, NC 27330 Full Service B&M $91,765
First-Citizens Bank & Trust Company 208 North Jackson Street Beulaville, NC 28518 Full Service B&M $31,855
First-Citizens Bank & Trust Company 208 North Main Street Hemingway, SC 29554 Full Service B&M $15,347
First-Citizens Bank & Trust Company 2101 Dominion Drive Charlottesville, VA 22901 Full Service B&M $53,980
First-Citizens Bank & Trust Company 2106 Hendersonville Road Arden, NC 28806 Full Service B&M $109,652
First-Citizens Bank & Trust Company 2108 South Horner Boulevard Sanford, NC 27330 Full Service B&M $25,275
First-Citizens Bank & Trust Company 212 East Main Street Moncks Corner, SC 29461 Full Service B&M $81,918
First-Citizens Bank & Trust Company 214 North Main Street Marion, SC 29571 Full Service B&M $38,986
First-Citizens Bank & Trust Company 214 West Atlantic Street Emporia, VA 23847 Full Service B&M $41,058
First-Citizens Bank & Trust Company 2140 Satellite Blvd Duluth, GA 30097 Full Service B&M $129,937
First-Citizens Bank & Trust Company 2147 Valley Ave Winchester, VA 22601 Full Service B&M $24,987
First-Citizens Bank & Trust Company 217 North Main Street Dobson, NC 27017 Full Service B&M $25,086
First-Citizens Bank & Trust Company 217 North Sterling Street Morganton, NC 28655 Full Service B&M $131,135
First-Citizens Bank & Trust Company 2170 Ashley Phosphate Road North Charleston, SC 29406 Full Service B&M $111,557
First-Citizens Bank & Trust Company 2171 Se Federal Highway Stuart, FL 34994 Full Service B&M $35,188
First-Citizens Bank & Trust Company 218 South Main Street Summerville, SC 29483 Full Service B&M $100,296
First-Citizens Bank & Trust Company 219 Hwy 16 South Denver, NC 28037 Full Service B&M $34,840
First-Citizens Bank & Trust Company 22 Hiwassee Street Murphy, NC 28906 Full Service B&M $110,214
First-Citizens Bank & Trust Company 2200 South 17th Street Wilmington, NC 28402 Full Service B&M $91,224
First-Citizens Bank & Trust Company 2201 Augusta Street Greenville, SC 29605 Full Service B&M $73,222
First-Citizens Bank & Trust Company 221 N. Howe Street Southport, NC 28461 Full Service B&M $74,828
First-Citizens Bank & Trust Company 222 East Atlantic Street South Hill, VA 23970 Full Service B&M $94,785
First-Citizens Bank & Trust Company 222 Main Street Buies Creek, NC 27506 Full Service B&M $35,753
First-Citizens Bank & Trust Company 2230 Westinghouse Blvd Charlotte, NC 28273 Full Service B&M $39,783
First-Citizens Bank & Trust Company 226 East Main Street Rock Hill, SC 29730 Full Service B&M $127,700
First-Citizens Bank & Trust Company 2260 Asheville Highway Brevard,, NC 28712 Full Service B&M $57,216
First-Citizens Bank & Trust Company 2262 Lewisville-Clemmons Rd Clemmons, NC 27012 Full Service B&M $61,944
First-Citizens Bank & Trust Company 228 South Royal Oaks Boulevard Franklin, TN 37064 Full Service B&M $30,922
First-Citizens Bank & Trust Company 2301 Nash Street, Nw Wilson, NC 27893 Full Service B&M $46,786
First-Citizens Bank & Trust Company 231 Kings Highway Eden, NC 27288 Full Service B&M $30,883
First-Citizens Bank & Trust Company 232 Market Street Cheraw, SC 29520 Full Service B&M $58,283
First-Citizens Bank & Trust Company 235 Main Street Thomson, GA 30824 Full Service B&M $77,470
First-Citizens Bank & Trust Company 239 Fayetteville St Raleigh, NC 27601 Full Service B&M $939,265
First-Citizens Bank & Trust Company 239 North Central Avenue Staunton, VA 24401 Full Service B&M $40,723
First-Citizens Bank & Trust Company 2393 South Main Street Harrisonburg, VA 22801 Full Service B&M $15,718
First-Citizens Bank & Trust Company 24 Hanks Street Pittsboro, NC 27312 Full Service B&M $39,347
First-Citizens Bank & Trust Company 2400 Dallas Parkway Plano, TX 75093 Full Service B&M $33,447
First-Citizens Bank & Trust Company 2405 Stantonsburg Road Greenville, NC 27834 Full Service B&M $139,257
First-Citizens Bank & Trust Company 241 Medical Park Road Mooresville, NC 28117 Full Service B&M $24,558
First-Citizens Bank & Trust Company 242 North Main Street Chase City, VA 23924 Full Service B&M $52,450
First-Citizens Bank & Trust Company 2420 Laurens Road Greenville, SC 29607 Full Service B&M $34,131
First-Citizens Bank & Trust Company 2424 W. 121st Avenue Westminster, CO 80234 Full Service B&M $56,577
First-Citizens Bank & Trust Company 2425 East Ash Street Goldsboro, NC 27530 Full Service B&M $36,060
First-Citizens Bank & Trust Company 2464 Main Street Elgin, SC 29045 Full Service B&M $42,905
First-Citizens Bank & Trust Company 248 Rodney Orr Bypass Robbinsville, NC 28771 Full Service B&M $35,065
First-Citizens Bank & Trust Company 248 West Main Street Lake City, SC 29560 Full Service B&M $96,214
First-Citizens Bank & Trust Company 2480 South Gilbert Road Chandler, AZ 85286 Full Service B&M $134,140
First-Citizens Bank & Trust Company 250 Palermo Avenue Coral Gables, FL 33134 Full Service B&M $75,412
First-Citizens Bank & Trust Company 250 Peppers Ferry Road Chirstiansburg, VA 24073 Full Service B&M $17,310
First-Citizens Bank & Trust Company 250 Tequesta Drive, Suite 101 Tequesta, FL 33469 Full Service B&M $67,035
First-Citizens Bank & Trust Company 2520 Timber Drive Garner, NC 27529 Full Service B&M $74,384
First-Citizens Bank & Trust Company 255 South Main Street Woodruff, SC 29388 Full Service B&M $24,566
First-Citizens Bank & Trust Company 2569 Reilly Road Fort Bragg, NC 28307 Full Service B&M $100,722
First-Citizens Bank & Trust Company 2600 Medical Office Place Goldsboro, NC 27534 Full Service B&M $59,761
First-Citizens Bank & Trust Company 2600 Rosewood Drive Columbia, SC 29205 Full Service B&M $55,791
First-Citizens Bank & Trust Company 2601 Bayshore Drive, Suite 101 Coconut Grove, FL 33133 Full Service B&M $325,730
First-Citizens Bank & Trust Company 2607 Mill Street Winterville, NC 28590 Full Service B&M $33,687
First-Citizens Bank & Trust Company 2621 North Main Street Columbia, SC 29201 Full Service B&M $19,234
First-Citizens Bank & Trust Company 2626 Howell St, Suite 110 Dallas, TX 75204 Full Service B&M $27,415
First-Citizens Bank & Trust Company 2630 Rainbow Way, Ste - D Decatur, GA 30034 Full Service B&M $45,860
First-Citizens Bank & Trust Company 2676 Highway 17 North Mount Pleasant, SC 29466 Full Service B&M $37,364
First-Citizens Bank & Trust Company 26980 Crown Valley Parkway Mission Viejo, CA 92691 Full Service B&M $43,577
First-Citizens Bank & Trust Company 2708 Woodruff Road Simpsonville, SC 29681 Full Service B&M $30,664
First-Citizens Bank & Trust Company 2715 Hamilton Mill Road Buford, GA 30519 Full Service B&M $22,841
First-Citizens Bank & Trust Company 2743 West Roosevelt Boulevard Monroe, NC 28110 Full Service B&M $73,073
First-Citizens Bank & Trust Company 276 South Irby Street Florence, SC 29501 Full Service B&M $65,936
First-Citizens Bank & Trust Company 2775 Buford Highway Duluth, GA 30096 Full Service B&M $189,975
First-Citizens Bank & Trust Company 280 West Main Street Valdese, NC 28690 Full Service B&M $57,225
First-Citizens Bank & Trust Company 2830 Sunset Boulevard West Columbia, SC 29169 Full Service B&M $50,433
First-Citizens Bank & Trust Company 2880 West Highway 160 Tega Cay, SC 29708 Full Service B&M $64,414
First-Citizens Bank & Trust Company 2895 Reidville Road Spartanburg, SC 29301 Full Service B&M $119,656
First-Citizens Bank & Trust Company 2900 Hendersonville Road Fletcher, NC 28732 Full Service B&M $90,920
First-Citizens Bank & Trust Company 29818 Santa Margarita Parkway, Suite A Rancho Santa Margarita, CA 92688 Full Service B&M $100,457
First-Citizens Bank & Trust Company 2998 Shallowford Road Marietta, GA 30066 Full Service B&M $55,064
First-Citizens Bank & Trust Company 3 Cross Road Drive Horse Shoe, NC 28742 Limited, Drive-thru $64,129
First-Citizens Bank & Trust Company 300 110th Avenue, Ne Bellevue, WA 98004 Full Service B&M $116,034
First-Citizens Bank & Trust Company 300 General Daniel Ave Danielsville, GA 30633 Full Service B&M $49,217
First-Citizens Bank & Trust Company 300 The Parkway Greer, SC 29650 Full Service B&M $30,293
First-Citizens Bank & Trust Company 3001 Trenwest Drive Winston Salem, NC 27103 Full Service B&M $302,317
First-Citizens Bank & Trust Company 301 West Broad Street Elizabethtown, NC 28337 Full Service B&M $55,572
First-Citizens Bank & Trust Company 302 Main Street Swansboro, NC 28584 Full Service B&M $84,055
First-Citizens Bank & Trust Company 302 North Hampton Street Kershaw, SC 29067 Full Service B&M $31,101
First-Citizens Bank & Trust Company 302 Northeast Boulevard Clinton, NC 28328 Full Service B&M $31,973
First-Citizens Bank & Trust Company 302 Second Street West Jefferson, NC 28694 Full Service B&M $102,954
First-Citizens Bank & Trust Company 302 Western Blvd Jacksonville, NC 28540 Full Service B&M $178,602
First-Citizens Bank & Trust Company 3021 Old Forest Road Lynchburg, VA 24503 Full Service B&M $34,526
First-Citizens Bank & Trust Company 3024 Enterprise Road East Clearwater, FL 33759 Full Service B&M $32,296
First-Citizens Bank & Trust Company 303 North Pearl Street Pageland, SC 29728 Full Service B&M $68,049
First-Citizens Bank & Trust Company 304 East Main Street Bedford, VA 24523 Limited, Drive-thru $0
First-Citizens Bank & Trust Company 304 Old Greenville Highway Clemson, SC 29631 Full Service B&M $174,992
First-Citizens Bank & Trust Company 304 State Highway 24 Roseboro, NC 28382 Full Service B&M $20,645
First-Citizens Bank & Trust Company 305 Broad Street New Bern, NC 28560 Full Service B&M $205,525
First-Citizens Bank & Trust Company 305 North Hills Shopping Center Raleigh, NC 27609 Full Service B&M $715,533
First-Citizens Bank & Trust Company 305 West Main Street Laurens, SC 29360 Full Service B&M $41,046
First-Citizens Bank & Trust Company 3121 Commodore Plaza Miami, FL 33133 Full Service B&M $175,396
First-Citizens Bank & Trust Company 305-7 East Main Street Front Royal, VA 22630 Full Service B&M $18,456
First-Citizens Bank & Trust Company 3050 Eastway Drive Charlotte, NC 28205 Full Service B&M $53,477
First-Citizens Bank & Trust Company 3055 Tamiami Trail North Naples, FL 34103 Full Service B&M $63,483
First-Citizens Bank & Trust Company 306 East Washington Street Slinger, WI 53086 Full Service B&M $15,140
First-Citizens Bank & Trust Company 306 Old Farm Road Roanoke Rapids, NC 27870 Full Service B&M $108,782
First-Citizens Bank & Trust Company 306 W.B. Mclean Boulevard Cape Carteret, NC 28584 Full Service B&M $83,821
First-Citizens Bank & Trust Company 3060 Eagle Drive Woodstock, GA 30189 Full Service B&M $53,899
First-Citizens Bank & Trust Company 309 Main Street Edgefield, SC 29824 Full Service B&M $51,677
First-Citizens Bank & Trust Company 309 Sw 6th Avenue Portland, OR 97204 Full Service B&M $83,330
First-Citizens Bank & Trust Company 3091 Richlands Highway Jacksonville, NC 28540 Full Service B&M $29,300
First-Citizens Bank & Trust Company 3109 South Memorial Drive Greenville, NC 27834 Full Service B&M $40,395
First-Citizens Bank & Trust Company 3115 Martin Luther King, Jr. Blvd. Anderson, SC 29625 Full Service B&M $25,761
First-Citizens Bank & Trust Company 3129 Us Highway 264, (Raleigh Road) Wilson, NC 27893 Full Service B&M $133,331
First-Citizens Bank & Trust Company 314 East Main Street Bennettsville, SC 29512 Limited, Drive-thru $75,826
First-Citizens Bank & Trust Company 315 Libbie Avenue Richmond, VA 23226 Full Service B&M $13,398
First-Citizens Bank & Trust Company 315 Market Street Wilmington, NC 28401 Full Service B&M $254,603
First-Citizens Bank & Trust Company 316 Main Street Newton Grove, NC 28366 Full Service B&M $66,862
First-Citizens Bank & Trust Company 318 West Main Street Forest City, NC 28043 Full Service B&M $91,675
First-Citizens Bank & Trust Company 320 University Blvd Harrisonburg, VA 22801 Full Service B&M $27,199
First-Citizens Bank & Trust Company 3200 Hillsborough Road Durham, NC 27705 Full Service B&M $30,924
First-Citizens Bank & Trust Company 3200 Randleman Road Greensboro, NC 27406 Full Service B&M $68,342
First-Citizens Bank & Trust Company 321 Main Street Bunn, NC 27508 Full Service B&M $36,910
First-Citizens Bank & Trust Company 3225 Peachtree Parkway Suwanee, GA 30024 Full Service B&M $66,264
First-Citizens Bank & Trust Company 3231 Edwards Mill Road Raleigh, NC 27612 Full Service B&M $401,768
First-Citizens Bank & Trust Company 3561 E. Sunrise Dr., Suite 105 Tucson, AZ 85718 Full Service B&M $15,053
First-Citizens Bank & Trust Company 325 Mount Vernon Highway Ne Sandy Springs, GA 30328 Full Service B&M $48,582
First-Citizens Bank & Trust Company 325 W Mcbee Street Greenville, SC 29601 Full Service B&M $192,337
First-Citizens Bank & Trust Company 327 N. Dale Mabry Hwy Tampa, FL 33609 Full Service B&M $63,847
First-Citizens Bank & Trust Company 3270 Florence Road Powder Springs, GA 30127 Full Service B&M $57,911
First-Citizens Bank & Trust Company 3300 Cumberland Boulevard Atlanta, GA 30339 Full Service B&M $87,938
First-Citizens Bank & Trust Company 3402 Kildaire Farm Road Cary, NC 27511 Full Service B&M $30,320
First-Citizens Bank & Trust Company 3412 Bridges Street Morehead City, NC 28557 Full Service B&M $117,650
First-Citizens Bank & Trust Company 342 Baston Road Martinez, GA 30907 Full Service B&M $34,380
First-Citizens Bank & Trust Company 3490 Dr M L King Jr Boulevard New Bern, NC 28562 Full Service B&M $118,174
First-Citizens Bank & Trust Company 350 S. Beverly Drive Beverly Hills, CA 90212 Full Service B&M $115,282
First-Citizens Bank & Trust Company 351 North First Street Albemarle, NC 28002 Full Service B&M $102,020
First-Citizens Bank & Trust Company 3551 Lancaster Hwy Richburg, SC 29729 Full Service B&M $32,650
First-Citizens Bank & Trust Company 36 Highway 64 Hayesville, NC 28904 Full Service B&M $38,157
First-Citizens Bank & Trust Company 36 Hwy 72 E Comer, GA 30629 Full Service B&M $30,620
First-Citizens Bank & Trust Company 360 West Grand Ave. Escondido, CA 92025 Full Service B&M $74,743
First-Citizens Bank & Trust Company 3600 North Elm Street Greensboro, NC 27408 Full Service B&M $88,324
First-Citizens Bank & Trust Company 3602 Walton Way Extension Augusta, GA 30909 Full Service B&M $30,658
First-Citizens Bank & Trust Company 3604 Ramsey Street Fayetteville, NC 28311 Full Service B&M $59,241
First-Citizens Bank & Trust Company 3611 Boiling Springs Road Spartanburg, SC 29316 Full Service B&M $97,612
First-Citizens Bank & Trust Company 3611 East 1st Avenue Denver, CO 80206 Full Service B&M $62,073
First-Citizens Bank & Trust Company 3624 South College Road Wilmington, NC 28412 Full Service B&M $73,899
First-Citizens Bank & Trust Company 3626 North Main Street Hope Mills, NC 28348 Full Service B&M $53,722
First-Citizens Bank & Trust Company 364 East Bypass Burnsville, NC 28714 Full Service B&M $43,252
First-Citizens Bank & Trust Company 37 Park Street Canton, NC 28716 Full Service B&M $36,703
First-Citizens Bank & Trust Company 3700 Taylor Glen Lake Concord, NC 28027 Full Service B&M $71
First-Citizens Bank & Trust Company 3711 Douglas Boulevard Roseville, CA 95661 Full Service B&M $68,484
First-Citizens Bank & Trust Company 3750 Nw 87th Avenue Doral, FL 33178 Full Service B&M $110,904
First-Citizens Bank & Trust Company 3800 Journey Pkwy Norman, OK 73072 Full Service B&M $483
First-Citizens Bank & Trust Company 3819 Blue Ridge Boulevard Walhalla, SC 29691 Full Service B&M $73,334
First-Citizens Bank & Trust Company 3862 Electric Road Roanoke, VA 24018 Full Service B&M $101,365
First-Citizens Bank & Trust Company 3893 Lawrenceville Road Suwanee, GA 30024 Full Service B&M $14,888
First-Citizens Bank & Trust Company 3967 Platt Springs Road West Columbia, SC 29170 Full Service B&M $42,110
First-Citizens Bank & Trust Company 40 Catoctin Circle, N.E. Leesburg, VA 20176 Full Service B&M $38,428
First-Citizens Bank & Trust Company 40 Page Drive Pinehurst, NC 28374 Full Service B&M $116,634
First-Citizens Bank & Trust Company 400 Cardinal Lane Hartland, WI 53029 Full Service B&M $34,433
First-Citizens Bank & Trust Company 4000 W Brown Deer Road Brown Deer, WI 53209 Full Service B&M $89,400
First-Citizens Bank & Trust Company 4004 Roxboro Street Durham, NC 27704 Full Service B&M $61,109
First-Citizens Bank & Trust Company 401 West Main Street Williamston, NC 27892 Full Service B&M $30,950
First-Citizens Bank & Trust Company 402 East Dekalb Street Camden, SC 29020 Full Service B&M $60,938
First-Citizens Bank & Trust Company 402 South Main Street Mullins, SC 29574 Full Service B&M $53,714
First-Citizens Bank & Trust Company 4022 Oleander Drive Wilmington, NC 28403 Full Service B&M $68,725
First-Citizens Bank & Trust Company 4023 West Hundred Rd. Chester, VA 23831 Full Service B&M $31,814
First-Citizens Bank & Trust Company 403 West Main Street Chesterfield, SC 29709 Full Service B&M $80,486
First-Citizens Bank & Trust Company 4040 River Oaks Drive Myrtle Beach, SC 29579 Full Service B&M $41,353
First-Citizens Bank & Trust Company 4045 Mendenhall Oaks Parkway High Point, NC 27265 Full Service B&M $55,338
First-Citizens Bank & Trust Company 406 U.S. Hwy 301 North Dillon, SC 29536 Full Service B&M $178,051
First-Citizens Bank & Trust Company 409 Broad Street Oriental, NC 28571 Full Service B&M $57,359
First-Citizens Bank & Trust Company 409 East Market Street Smithfield, NC 27577 Full Service B&M $380,774
First-Citizens Bank & Trust Company 4101 Marathon Boulevard Austin, TX 78756 Full Service B&M $75,811
First-Citizens Bank & Trust Company 415 South Madison Street Whiteville, NC 28472 Full Service B&M $52,429
First-Citizens Bank & Trust Company 41520 Ivy Street Murrieta, CA 92562 Full Service B&M $118,420
First-Citizens Bank & Trust Company 417 West State Street Black Mountain, NC 28711 Full Service B&M $50,834
First-Citizens Bank & Trust Company 4195 Old Milton Parkway Alpharetta, GA 30005 Limited, Drive-thru $9,870
First-Citizens Bank & Trust Company 424 Indian Trail Rd Indian Trail, NC 28079 Full Service B&M $97,797
First-Citizens Bank & Trust Company 424 North Main Street Walnut Cove, NC 27052 Full Service B&M $51,561
First-Citizens Bank & Trust Company 425 East Main Street Lincolnton, NC 28092 Full Service B&M $74,174
First-Citizens Bank & Trust Company 4280 Professional Center Dr Palm Beach Gardens, FL 33410 Full Service Retail $83,626
First-Citizens Bank & Trust Company 430 Calhoun Street Johnston, SC 29832 Full Service B&M $61,900
First-Citizens Bank & Trust Company 4300 San Pablo Road South Jacksonville, FL 32224 Full Service B&M $55,188
First-Citizens Bank & Trust Company 4300 Six Forks Road Raleigh, NC 27609 Full Service Cyber Office $2,264
First-Citizens Bank & Trust Company 4325 Randolph Road Charlotte, NC 28211 Full Service B&M $120,367
First-Citizens Bank & Trust Company 436 Central Street Hudson, NC 28638 Full Service B&M $83,087
First-Citizens Bank & Trust Company 4375 Highway 17 Bypass Murrells Inlet, SC 29576 Full Service B&M $22,325
First-Citizens Bank & Trust Company 440 South College Road Wilmington, NC 28403 Full Service B&M $162,529
First-Citizens Bank & Trust Company 44575 Avenida De Missiones Temecula, CA 92592 Full Service B&M $84,534
First-Citizens Bank & Trust Company 45 Falls Avenue Granite Falls, NC 28630 Full Service B&M $74,717
First-Citizens Bank & Trust Company 450 Belair Rd Evans, GA 30809 Full Service B&M $52,917
First-Citizens Bank & Trust Company 450 East Henry Street Spartanburg, SC 29302 Full Service B&M $204,245
First-Citizens Bank & Trust Company 4501 West Memorial Road Oklahoma City, OK 73142 Full Service B&M $155,878
First-Citizens Bank & Trust Company 455 Capital Mall Sacramento, CA 95814 Full Service B&M $403,205
First-Citizens Bank & Trust Company 4557 Savannah Hwy North, SC 29112 Full Service B&M $24,069
First-Citizens Bank & Trust Company 46 West Depot Street Angier, NC 27501 Full Service B&M $46,984
First-Citizens Bank & Trust Company 462 Folly Road Charleston, SC 29412 Full Service B&M $76,900
First-Citizens Bank & Trust Company 4635 West Market Street Greensboro, NC 27407 Full Service B&M $63,755
First-Citizens Bank & Trust Company 4661 So 27th St Milwaukee, WI 53221 Full Service B&M $48,066
First-Citizens Bank & Trust Company 4717 Grand Avenue Kansas City, MO 64112 Full Service B&M $49,589
First-Citizens Bank & Trust Company 4801 Capital Boulevard Raleigh, NC 27604 Full Service B&M $71,303
First-Citizens Bank & Trust Company 4801 Forest Drive Columbia, SC 29206 Full Service B&M $131,790
First-Citizens Bank & Trust Company 50 West Main Street Franklin, NC 28734 Full Service B&M $241,743
First-Citizens Bank & Trust Company 500 North Main Street Lancaster, SC 29720 Full Service B&M $251,561
First-Citizens Bank & Trust Company 500 Us Highway 64 East Cashiers, NC 28717 Full Service B&M $70,587
First-Citizens Bank & Trust Company 5002-C Westheimer Road Houston, TX 77056 Full Service B&M $42,590
First-Citizens Bank & Trust Company 5008 Forbes Drive Charlotte, NC 28277 Full Service B&M $84,127
First-Citizens Bank & Trust Company 501 Roper Mountain Road Greenville, SC 29615 Full Service B&M $35,229
First-Citizens Bank & Trust Company 501 South Main Street Reidsville, NC 27320 Full Service B&M $35,076
First-Citizens Bank & Trust Company 501 West Queen Street Grifton, NC 28530 Full Service B&M $24,806
First-Citizens Bank & Trust Company 502 North Main Street Mount Airy, NC 27030 Full Service B&M $61,148
First-Citizens Bank & Trust Company 5043 Main Street Shallotte, NC 28470 Full Service B&M $41,760
First-Citizens Bank & Trust Company 509 East Nash Street Louisburg, NC 27549 Full Service B&M $137,002
First-Citizens Bank & Trust Company 5090 Dorchester Road North Charleston, SC 29418 Full Service B&M $45,526
First-Citizens Bank & Trust Company 5099 Federal Highway Boca Raton, FL 33431 Full Service B&M $42,618
First-Citizens Bank & Trust Company 51 Main Street Bryson City, NC 28713 Full Service B&M $33,055
First-Citizens Bank & Trust Company 510 Mcclanahan Street Sw Roanoke, VA 24014 Full Service B&M $27,509
First-Citizens Bank & Trust Company 5101 Point Fosdick Drive Gig Harbor, WA 98335 Full Service B&M $54,068
First-Citizens Bank & Trust Company 511 Pearl Street Darlington, SC 29532 Full Service B&M $49,583
First-Citizens Bank & Trust Company 518 Georgia Avenue North Augusta, SC 29841 Full Service B&M $45,699
First-Citizens Bank & Trust Company 518 South Main Street Greenwood, SC 29646 Full Service B&M $113,560
First-Citizens Bank & Trust Company 520 Westwood Shopping Center Fayetteville, NC 28304 Full Service B&M $158,376
First-Citizens Bank & Trust Company 53 Chatham Downs Drive Chapel Hill, NC 27517 Full Service B&M $38,690
First-Citizens Bank & Trust Company 530 Main Street Danville, VA 24541 Full Service B&M $37,254
First-Citizens Bank & Trust Company 540 East Stuart Drive Galax, VA 24333 Full Service B&M $30,854
First-Citizens Bank & Trust Company 540 Hwy 105 Ext Boone, NC 28607 Full Service B&M $108,015
First-Citizens Bank & Trust Company 540 Main Street Clifton Forge, VA 24422 Full Service B&M $33,553
First-Citizens Bank & Trust Company 5400 South Boulevard Charlotte, NC 28217 Full Service B&M $47,863
First-Citizens Bank & Trust Company 5417 Page Road Durham, NC 27709 Full Service B&M $57,386
First-Citizens Bank & Trust Company 544 East Ogden Avenue, Suite 800 Milwaukee, WI 53202 Full Service B&M $30,353
First-Citizens Bank & Trust Company 5500 Bee Cave Road West Lake Hills, TX 78746 Full Service B&M $89,216
First-Citizens Bank & Trust Company 555 Big A Road Toccoa, GA 30577 Full Service B&M $28,153
First-Citizens Bank & Trust Company 5561 Sunset Boulevard Lexington, SC 29072 Full Service B&M $96,649
First-Citizens Bank & Trust Company 5571 Chamblee Dunwoody Road Atlanta, GA 30338 Full Service B&M $90,005
First-Citizens Bank & Trust Company 5610 N Bayshore Dr Milwaukee, WI 53217 Full Service B&M $42,578
First-Citizens Bank & Trust Company 5661 Us Highway 25 Marshall, NC 28753 Full Service B&M $58,876
First-Citizens Bank & Trust Company 5721 Coral Ridge Drive Coral Springs, FL 33076 Full Service Retail $59,633
First-Citizens Bank & Trust Company 5811 Us Highway 378 W Mccormick, SC 29835 Full Service B&M $43,687
First-Citizens Bank & Trust Company 6001 West Capitol Drive Milwaukee, WI 53216 Full Service B&M $47,235
First-Citizens Bank & Trust Company 6005 University Parkway Winston Salem, NC 27105 Full Service B&M $71,156
First-Citizens Bank & Trust Company 601 Highway 17 South North Myrtle Beach, SC 29582 Full Service B&M $36,942
First-Citizens Bank & Trust Company 601 New Leicester Highway Asheville, NC 28806 Full Service B&M $49,584
First-Citizens Bank & Trust Company 602 North Main Street Anderson, SC 29621 Full Service B&M $36,666
First-Citizens Bank & Trust Company 6031 Regency West Drive Mount Pleasant, WI 53406 Full Service B&M $30,561
First-Citizens Bank & Trust Company 604 South Main Street King, NC 27021 Full Service B&M $75,167
First-Citizens Bank & Trust Company 607 Plaza Boulevard Kinston, NC 28501 Full Service B&M $81,389
First-Citizens Bank & Trust Company 6088 Innovation Way Carlsbad, CA 92009 Full Service B&M $85,331
First-Citizens Bank & Trust Company 609 West Main Street Sylva, NC 28779 Full Service B&M $55,759
First-Citizens Bank & Trust Company 612 Lake Park Boulevard Carolina Beach, NC 28428 Full Service B&M $24,429
First-Citizens Bank & Trust Company 615 North 4th Street Highlands, NC 28741 Full Service B&M $49,231
First-Citizens Bank & Trust Company 619 Pamplico Hwy Florence, SC 29505 Full Service B&M $47,558
First-Citizens Bank & Trust Company 620 Green Valley Road Greensboro, NC 27408 Full Service B&M $76,935
First-Citizens Bank & Trust Company 621 South Main Street Sparta, NC 28675 Full Service B&M $29,476
First-Citizens Bank & Trust Company 6213 South Carolina Highway 162 Hollywood, SC 29449 Full Service B&M $33,087
First-Citizens Bank & Trust Company 6230 University Parkway Sarasota, FL 34240 Full Service B&M $41,752
First-Citizens Bank & Trust Company 625 Merrimon Avenue Asheville, NC 28802 Full Service B&M $54,603
First-Citizens Bank & Trust Company 636 Fairview Road Simpsonville, SC 29681 Full Service B&M $42,788
First-Citizens Bank & Trust Company 640 North Main Street Hendersonville, NC 28792 Full Service B&M $75,952
First-Citizens Bank & Trust Company 643 E. E. Butler Parkway Gainesville, GA 30501 Full Service B&M $156,844
First-Citizens Bank & Trust Company 6451 North Federal Highway, Suite 101 Fort Lauderdale, FL 33308 Full Service B&M $87,554
First-Citizens Bank & Trust Company 65 Kingston Drive Daleville, VA 24083 Full Service B&M $50,045
First-Citizens Bank & Trust Company 6501 Morrison Boulevard Charlotte, NC 28211 Full Service B&M $101,144
First-Citizens Bank & Trust Company 6539 Calhoun Memorial Highway Easley, SC 29640 Full Service B&M $72,206
First-Citizens Bank & Trust Company 655 North Central Avenue, Suite 1500 Glendale, CA 91203 Full Service B&M $70,764
First-Citizens Bank & Trust Company 6550 Knightdale Boulevard Knightdale, NC 27545 Full Service B&M $52,560
First-Citizens Bank & Trust Company 6703 S 234th St Kent, WA 98032 Full Service B&M $33,616
First-Citizens Bank & Trust Company 6705 E. Marshville Blvd Marshville, NC 28103 Full Service B&M $38,638
First-Citizens Bank & Trust Company 6709 North Tryon Street Charlotte, NC 28213 Full Service B&M $26,172
First-Citizens Bank & Trust Company 6718 Potomac Highland Trail Arbovale, WV 24915 Full Service B&M $34,331
First-Citizens Bank & Trust Company 6808 Northlake Mall Drive Charlotte, NC 28216 Full Service B&M $89,838
First-Citizens Bank & Trust Company 6824 North Main St Columbia, SC 29203 Full Service B&M $17,591
First-Citizens Bank & Trust Company 683 Bultman Drive Sumter, SC 29150 Full Service B&M $121,900
First-Citizens Bank & Trust Company 685 West Main Street Danville, VA 24541 Full Service B&M $29,386
First-Citizens Bank & Trust Company 6850 Central Avenue Saint Petersburg, FL 33707 Full Service B&M $58,630
First-Citizens Bank & Trust Company 6910 S Pine St Pacolet, SC 29372 Full Service B&M $33,444
First-Citizens Bank & Trust Company 6930 Matthews-Mint Hill Road Charlotte, NC 28227 Full Service B&M $63,233
First-Citizens Bank & Trust Company 6th And Main Street Hendersonville, NC 28739 Full Service B&M $284,496
First-Citizens Bank & Trust Company 700 North Main Street High Point, NC 27261 Full Service B&M $81,990
First-Citizens Bank & Trust Company 700 Paseo De Peralta Santa Fe, NM 87501 Full Service B&M $49,256
First-Citizens Bank & Trust Company 7001 Falls Of The Neuse Road Raleigh, NC 27615 Full Service B&M $143,788
First-Citizens Bank & Trust Company 7001 Fayetteville Road Durham, NC 27713 Full Service B&M $37,752
First-Citizens Bank & Trust Company 701 North Jefferson Street Lewisburg, WV 24901 Full Service B&M $23,422
First-Citizens Bank & Trust Company 701 Tsali Boulevard Cherokee, NC 28719 Full Service B&M $302,649
First-Citizens Bank & Trust Company 7039 Parklane Road Columbia, SC 29223 Full Service B&M $43,344
First-Citizens Bank & Trust Company 7045 Highway 70 East Newport, NC 28570 Full Service B&M $49,088
First-Citizens Bank & Trust Company 706 Lomas Santa Fe Drive Solana Beach, CA 92075 Full Service B&M $94,114
First-Citizens Bank & Trust Company 7208 Creedmoor Road Raleigh, NC 27613 Full Service B&M $81,661
First-Citizens Bank & Trust Company 721 College Street Lacey, WA 98503 Full Service B&M $152,170
First-Citizens Bank & Trust Company 726 Front Street Georgetown, SC 29440 Full Service B&M $51,539
First-Citizens Bank & Trust Company 728 West Main Street Lexington, SC 29072 Full Service B&M $67,322
First-Citizens Bank & Trust Company 7300 Jefferson Street Northeast Albuquerque, NM 87109 Full Service B&M $100,746
First-Citizens Bank & Trust Company 7301 Sw 57th Ct, Ste 150 South Miami, FL 33143 Full Service B&M $134,226
First-Citizens Bank & Trust Company 7366 Garners Ferry Rd Columbia, SC 29209 Full Service B&M $46,599
First-Citizens Bank & Trust Company 7401 Park Boulevard N Pinellas Park, FL 33781 Full Service B&M $24,905
First-Citizens Bank & Trust Company 7432 Clinton Road Stedman, NC 28391 Full Service B&M $40,968
First-Citizens Bank & Trust Company 7500 North Kings Hwy Myrtle Beach, SC 29572 Full Service B&M $45,140
First-Citizens Bank & Trust Company 768 Hendersonville Road Asheville, NC 28803 Full Service B&M $88,881
First-Citizens Bank & Trust Company 7837 Pineville-Matthews Road Charlotte, NC 28210 Full Service B&M $59,660
First-Citizens Bank & Trust Company 7850 College Blvd Overland Park, KS 66210 Full Service B&M $48,966
First-Citizens Bank & Trust Company 789 Highway 29 North Concord, NC 28025 Full Service B&M $127,234
First-Citizens Bank & Trust Company 79 West Paces Ferry Road Atlanta, GA 30305 Full Service B&M $76,889
First-Citizens Bank & Trust Company 791 Broughton Street Orangeburg, SC 29115 Full Service B&M $106,800
First-Citizens Bank & Trust Company 80 Walker Street Columbus, NC 28722 Full Service B&M $70,891
First-Citizens Bank & Trust Company 800 North Queen Street Kinston, NC 28501 Full Service B&M $112,984
First-Citizens Bank & Trust Company 800 Sunset Boulevard North Sunset Beach, NC 28468 Full Service B&M $51,078
First-Citizens Bank & Trust Company 802 Providence Road Charlotte, NC 28207 Full Service B&M $140,308
First-Citizens Bank & Trust Company 808 N. Greenwood Avenue Ware Shoals, SC 29692 Full Service B&M $32,810
First-Citizens Bank & Trust Company 8105 Mallard Creek Road Charlotte, NC 28262 Full Service B&M $65,968
First-Citizens Bank & Trust Company 8175 Broad Street Rural Hall, NC 27045 Full Service B&M $0
First-Citizens Bank & Trust Company 8219 Market Street Wilmington, NC 28411 Full Service B&M $75,125
First-Citizens Bank & Trust Company 832 Highway A1a North, Suite 16 Ponte Vedra Beach, FL 32082 Full Service B&M $77,516
First-Citizens Bank & Trust Company 835 Pearl Street La Jolla, CA 92037 Full Service B&M $88,898
First-Citizens Bank & Trust Company 844 Us Highway 1 South Lugoff, SC 29078 Full Service B&M $35,240
First-Citizens Bank & Trust Company 8479 Holcomb Bridge Road Alpharetta, GA 30022 Full Service B&M $82,888
First-Citizens Bank & Trust Company 8480 East Belleview Avenue Greenwood Village, CO 80111 Full Service B&M $41,782
First-Citizens Bank & Trust Company 8521 Leesburg Pike Vienna, VA 22182 Full Service B&M $31,239
First-Citizens Bank & Trust Company 854 Hallstead Boulevard Elizabeth City, NC 27909 Full Service B&M $84,318
First-Citizens Bank & Trust Company 8541 Concord Mills Boulevard Concord, NC 28027 Full Service B&M $37,501
First-Citizens Bank & Trust Company 86 West Franklin Street Hartwell, GA 30643 Full Service B&M $40,337
First-Citizens Bank & Trust Company 860 Knox Abbott Drive Cayce, SC 29033 Full Service B&M $91,911
First-Citizens Bank & Trust Company 87 Holcomb Boulevard Camp Lejeune, NC 28542 Limited, Military $13,120
First-Citizens Bank & Trust Company 875 Currency Circle Lake Mary, FL 32746 Full Service B&M $87,805
First-Citizens Bank & Trust Company 876 S Main St West Bend, WI 53095 Full Service B&M $57,708
First-Citizens Bank & Trust Company 8820 Columbia 100 Pkwy, Suite 110 Columbia, MD 21045 Full Service B&M $9,085
First-Citizens Bank & Trust Company 8891 Timberwilde Drive Bonita Springs, FL 34135 Full Service B&M $41,987
First-Citizens Bank & Trust Company 890 Bestgate Road Annapolis, MD 21401 Full Service B&M $70,452
First-Citizens Bank & Trust Company 8900 East Oak Island Dr Oak Island, NC 28465 Full Service B&M $68,109
First-Citizens Bank & Trust Company 8910 University Center Lane, Suite 130 San Diego, CA 92122 Full Service B&M $58,661
First-Citizens Bank & Trust Company 8916 Albemarle Road Charlotte, NC 28227 Full Service B&M $44,003
First-Citizens Bank & Trust Company 898 N Pacific Coast Highway, Suite 100 El Segundo, CA 90245 Full Service Retail $64,759
First-Citizens Bank & Trust Company 90 West Main Avenue Taylorsville, NC 28681 Full Service B&M $48,757
First-Citizens Bank & Trust Company 903 Johnnie Dodds Boulevard Mount Pleasant, SC 29464 Full Service B&M $82,829
First-Citizens Bank & Trust Company 9034 Ardrey Kell Road Charlotte, NC 28277 Full Service B&M $43,576
First-Citizens Bank & Trust Company 911 East Liberty Street York, SC 29745 Full Service B&M $83,490
First-Citizens Bank & Trust Company 9205 Hwy 29 S Athens, GA 30601 Full Service B&M $34,103
First-Citizens Bank & Trust Company 9205 University Boulevard North Charleston, SC 29406 Full Service B&M $30,063
First-Citizens Bank & Trust Company 921 Bay Street Beaufort, SC 29902 Full Service B&M $91,504
First-Citizens Bank & Trust Company 928 North Pleasantburg Drive Greenville, SC 29607 Full Service B&M $88,190
First-Citizens Bank & Trust Company 940 Mall Loop Road High Point, NC 27262 Full Service B&M $37,247
First-Citizens Bank & Trust Company 949 Lake Murray Boulevard Irmo, SC 29063 Full Service B&M $142,716
First-Citizens Bank & Trust Company 950 North Glebe Road Arlington, VA 22203 Full Service B&M $43,655
First-Citizens Bank & Trust Company 96 South Broad Street Brevard, NC 28712 Full Service B&M $166,641
First-Citizens Bank & Trust Company 960 Highway 210 Sneads Ferry, NC 28460 Full Service B&M $100,426
First-Citizens Bank & Trust Company 9650 Falls Of The Neuse Road Raleigh, NC 27615 Full Service B&M $47,376
First-Citizens Bank & Trust Company 9654 Lavonia Road Carnesville, GA 30521 Full Service B&M $61,898
First-Citizens Bank & Trust Company 970 Hardy Road Vinton, VA 24179 Full Service B&M $43,038
First-Citizens Bank & Trust Company 975 Smokey Park Highway Asheville, NC 28806 Full Service B&M $80,077
First-Citizens Bank & Trust Company 9800 Two Notch Road Columbia, SC 29204 Full Service B&M $56,528
First-Citizens Bank & Trust Company 9848 Zenith Meridian Drive Englewood, CO 80112 Full Service B&M $50,548
First-Citizens Bank & Trust Company Bank Street Boydton, VA 23917 Full Service B&M $76,712
First-Citizens Bank & Trust Company Butner Road And Souter Place Fort Bragg, NC 28307 Full Service B&M $30,947
First-Citizens Bank & Trust Company Fourth And Main Streets Bayboro, NC 28515 Full Service B&M $46,166
First-Citizens Bank & Trust Company N95w 18311 County Line Rd Menomonee Falls, WI 53051 Full Service B&M $80,815
First-Citizens Bank & Trust Company U.S. Highway 219 South Fairlea, WV 24902 Full Service B&M $8,523
First-Citizens Bank & Trust Company U.S. Highway 70 And Airport Road New Bern, NC 28560 Full Service B&M $43,653
First-Citizens Bank & Trust Company W178 N9358 Water Tower Place Menomonee Falls, WI 53051 Full Service B&M $6,702
First-Citizens Bank & Trust Company 131 Forum Drive Columbia, SC 29229 Full Service B&M $62,432
First-Citizens Bank & Trust Company 13101 Midlothian Turnpike Midlothian, VA 23113 Full Service B&M $62,908
First-Citizens Bank & Trust Company 1319 North Main Street Summerville, SC 29483 Full Service B&M $37,083
First-Citizens Bank & Trust Company 132 East Main Street Havelock, NC 28532 Full Service B&M $59,864
First-Citizens Bank & Trust Company 132 Herlong Avenue Rock Hill, SC 29732 Full Service B&M $76,896
First-Citizens Bank & Trust Company 1320 East Bidwell Street Folsom, CA 95630 Full Service B&M $74,339
First-Citizens Bank & Trust Company 1322 South Main Street Blacksburg, VA 24060 Full Service B&M $10,497
First-Citizens Bank & Trust Company 133 East Main Street Summerton, SC 29148 Full Service B&M $31,675
First-Citizens Bank & Trust Company 134 South Main Street Kernersville, NC 27284 Full Service B&M $64,866
First-Citizens Bank & Trust Company 1344 North Main Street Fuquay-Varina, NC 27526 Full Service B&M $37,353
First-Citizens Bank & Trust Company 1348 Charlotte Highway Fairview, NC 28730 Full Service B&M $57,082
First-Citizens Bank & Trust Company 13700 Park Boulevard Seminole, FL 33776 Full Service B&M $32,792
First-Citizens Bank & Trust Company 1375 Patton Avenue Asheville, NC 28806 Full Service B&M $40,979
First-Citizens Bank & Trust Company 13860 Old Augustine Road Jacksonville, FL 32258 Full Service B&M $24,360
First-Citizens Bank & Trust Company 13999 Atomic Rd Beech Island, SC 29842 Full Service B&M $33,263
First-Citizens Bank & Trust Company 1401 Highway 160 Fort Mill, SC 29715 Full Service B&M $63,356
First-Citizens Bank & Trust Company 1411 Carolina Avenue Washington, NC 27889 Full Service B&M $58,513
First-Citizens Bank & Trust Company 1414 W. Northwood Street Greensboro, NC 27408 Full Service B&M $121,179
First-Citizens Bank & Trust Company 14221 Boren Street Huntersville, NC 28078 Full Service B&M $21,020
First-Citizens Bank & Trust Company 144 North Trade Avenue Landrum, SC 29356 Full Service B&M $51,109
First-Citizens Bank & Trust Company 144 South Main Street Bishopville, SC 29010 Full Service B&M $41,194
First-Citizens Bank & Trust Company 14440 New Falls Of Neuse Road Raleigh, NC 27614 Full Service B&M $71,075
First-Citizens Bank & Trust Company 1449 W Church Street Jasper, GA 30143 Full Service Retail $706
First-Citizens Bank & Trust Company 14650 N Northsight Blvd Scottsdale, AZ 85260 Full Service B&M $146,773
First-Citizens Bank & Trust Company 147 Main Street Prosperity, SC 29127 Full Service B&M $31,898
First-Citizens Bank & Trust Company 1471 San Marco Boulevard Jacksonville, FL 32207 Full Service B&M $40,004
First-Citizens Bank & Trust Company 148 Saylor Street Southern Pines, NC 28387 Full Service B&M $63,349
First-Citizens Bank & Trust Company 1498 Se Tech Center Vancouver, WA 98683 Full Service B&M $1,522
First-Citizens Bank & Trust Company 150 Williamson Road Mooresville, NC 28117 Full Service B&M $38,783
First-Citizens Bank & Trust Company 15010 John J Delaney Drive Charlotte, NC 28277 Full Service B&M $58,729
First-Citizens Bank & Trust Company 1505 Live Oak Street Beaufort, NC 28516 Full Service B&M $82,966
First-Citizens Bank & Trust Company 1508 East Greenville Street Anderson, SC 29621 Full Service B&M $52,137
First-Citizens Bank & Trust Company 1509 Dutch Fork Road Irmo, SC 29063 Full Service B&M $98,347
First-Citizens Bank & Trust Company 1509 Highwoods Boulevard Greensboro, NC 27410 Full Service B&M $34,556
First-Citizens Bank & Trust Company 1516 16th Avenue South Nashville, TN 37212 Full Service B&M $20,027
First-Citizens Bank & Trust Company 152 East Bay Street Charleston, SC 29401 Limited, Drive-thru $52
First-Citizens Bank & Trust Company 1531 East Woodlawn Road Charlotte, NC 28209 Full Service B&M $77,606
First-Citizens Bank & Trust Company 1535 Hershberger Road Nw Roanoke, VA 24012 Full Service B&M $38,399
First-Citizens Bank & Trust Company 15444 Us Highway 17 North Hampstead, NC 28443 Full Service B&M $76,234
First-Citizens Bank & Trust Company 1570 North Main Street Marion, NC 28752 Full Service B&M $111,618
First-Citizens Bank & Trust Company 15700 Boones Ferry Road Lake Oswego, OR 97035 Full Service B&M $61,629
First-Citizens Bank & Trust Company 1575 Jefferson Davis Highway Fredericksburg, VA 22401 Full Service B&M $47,309
First-Citizens Bank & Trust Company 160 W Mills St Columbus, NC 28722 Full Service B&M $62,041
First-Citizens Bank & Trust Company 1601 28th Street Boulder, CO 80301 Full Service B&M $21,234
First-Citizens Bank & Trust Company 16055 Ventura Boulevard, Ste 110 Encino, CA 91436 Full Service B&M $101,156
First-Citizens Bank & Trust Company 1611 Gunbarrel Road Chattanooga, TN 37421 Full Service B&M $26,938
First-Citizens Bank & Trust Company 1612 J A Cochran Bypass Chester, SC 29706 Full Service B&M $121,860
First-Citizens Bank & Trust Company 1617 Hendersonville Rd Asheville, NC 28803 Full Service B&M $18,514
First-Citizens Bank & Trust Company 1617 Spartenburg Highway Hendersonville, NC 28792 Full Service B&M $36,405
First-Citizens Bank & Trust Company 1624 Sam Rittenberg Boulevard Charleston, SC 29407 Full Service B&M $79,741
First-Citizens Bank & Trust Company 1650 East Franklin Street Chapel Hill, NC 27514 Full Service B&M $162,273
First-Citizens Bank & Trust Company 16536 Bernardo Center Drive San Diego, CA 92128 Full Service B&M $56,721
First-Citizens Bank & Trust Company 16700 Bass Road Fort Myers, FL 33908 Full Service B&M $61,273
First-Citizens Bank & Trust Company 16800 Statesville Road Huntersville, NC 28078 Full Service B&M $59,140
First-Citizens Bank & Trust Company 1700 Four Season's Boulevard Hendersonville, NC 28739 Full Service B&M $136,958
First-Citizens Bank & Trust Company 1701 Owen Drive Fayetteville, NC 28304 Full Service B&M $126,479
First-Citizens Bank & Trust Company 1715 Whiskey Road Aiken, SC 29803 Full Service B&M $100,142
First-Citizens Bank & Trust Company 1725 Indian Trail Lilburn Road Norcross, GA 30093 Full Service B&M $61,789
First-Citizens Bank & Trust Company 175 West Main Street El Cajon, CA 92020 Full Service B&M $72,784
First-Citizens Bank & Trust Company 176 Weaver Boulevard Weaverville, NC 28787 Full Service B&M $48,176
First-Citizens Bank & Trust Company 1801 Trolley Road Summerville, SC 29485 Full Service B&M $45,125
First-Citizens Bank & Trust Company 1815 Fortune Park Road Charlottesville, VA 22911 Full Service B&M $22,313
First-Citizens Bank & Trust Company 182 Meeting Street Charleston, SC 29401 Full Service B&M $132,611
First-Citizens Bank & Trust Company 1820 Columbia Road, N.E. Orangeburg, SC 29116 Full Service B&M $118,810
First-Citizens Bank & Trust Company 1825 Kildare Farm Road Cary, NC 27511 Full Service B&M $147,204
First-Citizens Bank & Trust Company 1839 Capital Boulevard Raleigh, NC 27604 Full Service B&M $30,225
First-Citizens Bank & Trust Company 1855 North Center Street Hickory, NC 28601 Full Service B&M $111,684
First-Citizens Bank & Trust Company 1862 Highway 70 Southeast Hickory, NC 28602 Full Service B&M $25,605
First-Citizens Bank & Trust Company 1894 East Main Street Spartanburg, SC 29307 Full Service B&M $96,477
First-Citizens Bank & Trust Company 1902 64th Avenue West Tacoma, WA 98466 Full Service B&M $93,554
First-Citizens Bank & Trust Company 1905 West Us Highway 421 Wilkesboro, NC 28697 Full Service B&M $88,094
First-Citizens Bank & Trust Company 1910 Eastwood Road Wilmington, NC 28403 Full Service B&M $169,581
First-Citizens Bank & Trust Company 1920 Peace Haven Road Winston Salem, NC 27106 Full Service B&M $48,180
First-Citizens Bank & Trust Company 196 Walnut Street Waynesville, NC 28786 Full Service B&M $128,690
First-Citizens Bank & Trust Company 2 Northridge Drive Hilton Head, SC 29926 Full Service B&M $18,900
First-Citizens Bank & Trust Company 2 West Main Street Liberty, SC 29657 Full Service B&M $57,410
First-Citizens Bank & Trust Company 20 North Carolina Highway 32 North Sunbury, NC 27979 Full Service B&M $27,934
First-Citizens Bank & Trust Company 200 East Ash Street Goldsboro, NC 27530 Full Service B&M $104,155
First-Citizens Bank & Trust Company 1 South Main Street Chatham, VA 24531 Full Service B&M $89,152
First-Citizens Bank & Trust Company 1 Westbury Parkway Bluffton, SC 29910 Full Service B&M $90,771
First-Citizens Bank & Trust Company 10 East Wilson Avenue Wendell, NC 27591 Full Service B&M $39,174
First-Citizens Bank & Trust Company 10 State Park Road Greenville, SC 29609 Full Service B&M $29,897
First-Citizens Bank & Trust Company 100 4th Ave N, Suite 130 Seattle, WA 98109 Full Service B&M $53,436
First-Citizens Bank & Trust Company 100 Campbell Station Drive Knoxville, TN 37934 Full Service B&M $27,077
First-Citizens Bank & Trust Company 100 East Tryon Road Raleigh, NC 27603 Full Service B&M $25,797
First-Citizens Bank & Trust Company 200 Fayetteville Street Clinton, NC 28328 Full Service B&M $98,160
First-Citizens Bank & Trust Company 200 West Main Street Kingstree, SC 29556 Full Service B&M $94,372
First-Citizens Bank & Trust Company 2002 North Oak Street Myrtle Beach, SC 29577 Full Service B&M $27,677
First-Citizens Bank & Trust Company 2005 Clark Street Raleigh, NC 27605 Full Service B&M $119,287
First-Citizens Bank & Trust Company 2009 Hoffmeyer Road Florence, SC 29501 Full Service B&M $77,723

For 2020, First-citizens Bank & Trust Company had 568 branches.

Yearly Performance Overview

Bank Income

Item Value (in 000's)
Total interest income $1,481,677
Net interest income $1,401,031
Total noninterest income $536,005
Gross Fiduciary activities income $51,379
Service charges on deposit accounts $87,662
Trading account gains and fees $0
Additional Noninterest Income $396,964
Pre-tax net operating income $554,007
Securities gains (or losses, -) $60,253
Income before extraordinary items $488,981
Discontinued Operations (Extraordinary gains, net) $0
Net income of bank and minority interests $488,981
Minority interest net income $0
Net income $488,981
Sale, conversion, retirement of capital stock, net $0
Net operating income $440,778

First-citizens Bank & Trust Company's gross interest income from loans was $1,481,677,000.
First-citizens Bank & Trust Company's net interest income from loans was $1,401,031,000.
First-citizens Bank & Trust Company's fee based income from loans was $87,662,000.
First-citizens Bank & Trust Company's net income from loans was $488,981,000.

Bank Expenses

Item Value (in 000's)
Total interest expense $80,646
Provision for credit losses $58,352
Total noninterest expense $1,324,677
Salaries and employee benefits $722,264
Premises and equipment expense $167,742
Additional noninterest expense $434,671
Applicable income taxes $125,279
Net charge-offs $22,448
Cash dividends $229,686

First-citizens Bank & Trust Company's interest expense for loans was $80,646,000.
First-citizens Bank & Trust Company's payroll and benefits expense were $722,264,000.
First-citizens Bank & Trust Company's property, plant and equipment expenses $167,742,000.

Loan Performance

Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
All loans 0.0%
Real Estate loans 0.0%
Construction & Land Development loans 0.0%
Nonfarm, nonresidential loans 0.0%
Multifamily residential loans 0.0%
1-4 family residential loans 1.0%
HELOC loans 1.0%
All other family 1.0%
Commercial & industrial loans 0.0%
Personal loans 0.0%
Credit card loans 0.4%
Other individual loans 0.0%
Auto loans 0.0%
Other consumer loans 0.0%
Unsecured commercial real estate loans 0.0%

Deposits

Type Value (in 000's)
Total deposits $43,503,116
Deposits held in domestic offices $43,503,116
Deposits by Individuals, partnerships, and corporations $39,780,717
Deposits by U.S. Government $68,004
Deposits by States and political subdivisions in the U.S. $3,590,363
Deposits by Commercial banks and other depository institutions in U.S. $64,032
Deposits by Banks in foreign countries $0
Deposits by Foreign governments and official institutions $0
Transaction accounts $9,466,711
Demand deposits $5,423,637
Nontransaction accounts $34,036,405
Money market deposit accounts (MMDAs) $27,843,210
Other savings deposits (excluding MMDAs) $3,303,332
Total time deposits $2,889,863
Total time and savings deposits $38,079,479
Noninterest-bearing deposits $18,085,522
Interest-bearing deposits $25,417,594
Retail deposits $42,845,295
IRAs and Keogh plan accounts $564,001
Brokered deposits $5,909
Deposits held in foreign offices $0

Assets

Asset Value (in 000's)
Total Assets $49,883,318
Cash & Balances due from depository institutions $4,714,456
Interest-bearing balances $4,347,986
Total securities $9,826,959
Federal funds sold & reverse repurchase $0
Net loans and leases $32,741,299
Loan and leases loss allowance $224,314
Trading account assets $0
Bank premises and fixed assets $1,182,283
Other real estate owned $50,882
Goodwill and other intangibles $359,834
All other assets $1,007,605

Liabilities

Liabilities Value (in 000's)
Total liabilities and capital $49,883,318
Total Liabilities $45,261,643
Total deposits $43,503,116
Interest-bearing deposits $25,417,594
Deposits held in domestic offices $43,503,116
% insured (estimated) $59
Federal funds purchased and repurchase agreements $641,487
Trading liabilities $0
Other borrowed funds $661,520
Subordinated debt $52,168
All other liabilities $403,352

Issued Loan Types

Type Value (in 000's)
Net loans and leases $32,741,299
Loan and leases loss allowance $224,314
Total loans and leases (domestic) $32,965,613
All real estate loans $23,683,019
Real estate loans in domestic offices $23,683,019
Construction and development loans $1,347,068
Residential 1-4 family construction $252,045
Other construction, all land development and other land $1,095,023
Loans secured by nonfarm nonresidential properties $13,823,321
Nonfarm nonresidential secured by owner-occupied properties $9,986,014
Commercial real estate & other non-farm, non-residential $3,837,307
Multifamily residential real estate $315,939
1-4 family residential loans $7,955,833
Farmland loans $240,858
Loans held in foreign offices $0
Farm loans $237,938
Commercial and industrial loans $6,210,892
To non-U.S. addressees $0
Loans to individuals $1,811,575
Credit card loans $295,929
Related Plans $114,892
Consumer Auto Loans $1,255,074
Other loans to individuals $145,680
All other loans & leases $1,022,189
Loans to foreign governments and official institutions $0
Other loans $311,224
Loans to depository institutions and acceptances of other banks $0
Loans not secured by real estate $0
Loans secured by real estate to non-U.S. addressees $5,031
Restructured Loans & leases $141,292
Non 1-4 family restructured loans & leases $89,195
Total loans and leases (foreign) $0

First-Citizens Bank & Trust Company had $32,741,299,000 of loans outstanding in 2020. $23,683,019,000 of loans were in real estate loans. $1,347,068,000 of loans were in development loans. $315,939,000 of loans were in multifamily mortgage loans. $7,955,833,000 of loans were in 1-4 family mortgage loans. $237,938,000 of loans were in farm loans. $295,929,000 of loans were in credit card loans. $1,255,074,000 of loans were in the auto loan category.

Small Business Loans

Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
Nonfarm, nonresidential loans - <$1MM 25,269 $4,357,278 $172,436
Nonfarm, nonresidential loans - <$100k 3,503 $96,865 $27,652
Nonfarm, nonresidential loans - $100-250k 5,994 $498,827 $83,221
Nonfarm, nonresidential loans - $250k-1MM 15,772 $3,761,586 $238,498
Commercial & Industrial, US addressed loans - <$1MM 156,026 $2,405,198 $15,415
Commercial & Industrial, US addressed loans - <$100k 135,295 $780,952 $5,772
Commercial & Industrial, US addressed loans - $100-250k 10,145 $430,071 $42,392
Commercial & Industrial, US addressed loans - $250k-1MM 10,586 $1,194,175 $112,807
Farmland loans - <$1MM 846 $77,114 $91,151
Farmland loans - <$100k 299 $9,287 $31,060
Farmland loans - $100-250k 329 $29,816 $90,626
Farmland loans - $250k-1MM 218 $38,011 $174,362
Agriculture operations loans - <$1MM 4,324 $110,783 $25,620
Agriculture operations loans - <$100k 3,108 $37,814 $12,167
Agriculture operations loans - $100-250k 771 $37,426 $48,542
Agriculture operations loans - $250k-1MM 445 $35,543 $79,872