Nexera Holding Mortgage Rates, Fees & Info
DOVER, DELEI: 549300EKFFG3BU8DNX74
Tax ID: 46-5671661
1 stars - Updated: 12/16/24
-
out of 5 stars, based on 53 reviews
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Nexera Holding is a small mortgage company specializing in Home Purchase and Cash Out Refi loans. Nexera Holding has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Los Angeles, Miami, San Diego, Riverside, and San Francisco among others. We have data for 267 markets. (Some data included below & more in-depth data is available with an active subscription.)Nexera Holding has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Nexera Holding is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 8.46% | 12/16/24 |
| 30 Year Conventional Refi | 7.39% | 12/16/24 |
| 30 Year Cash-out Refi | 7.69% | 12/16/24 |
| 30 Year FHA Purchase | 7.12% | 12/16/24 |
| 30 Year FHA Refi | 6.27% | 12/16/24 |
| 30 Year VA Purchase | 6.27% | 12/16/24 |
| 15 Year Conventional Purchase | 8.62% | 12/16/24 |
| 15 Year Conventional Refi | 5.45% | 12/16/24 |
| 15 Year Cash-out Refi | 5.45% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Nexera Holding Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Nexera Holding. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,780Origination Dollar Volume (All Markets)
$1,423,580,000Awards
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NEXERA HOLDING - 2023
NEXERA HOLDING is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
Nexera Holding's average 30 year fixed mortgage rate was
8.55%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 2.07%.
Relative Fees (Closing Costs)
Nexera Holding's average total fees/closing costs for a 30 year fixed rate
mortgage were $17,024.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 234 | $226,160,000 | $966,496 | $21,791 | 8.26% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 189 | $109,465,000 | $579,180 | $21,396 | 8.51% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 80 | $67,310,000 | $841,375 | $23,064 | 8.14% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 109 | $63,225,000 | $580,046 | $15,827 | 8.50% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 65 | $52,835,000 | $812,846 | $17,392 | 8.27% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 117 | $50,605,000 | $432,521 | $14,762 | 8.42% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 107 | $46,495,000 | $434,533 | $15,982 | 8.60% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 93 | $44,445,000 | $477,903 | $17,033 | 8.76% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 106 | $30,760,000 | $290,189 | $13,104 | 8.91% |
| Outside of Metro Areas | 62 | $29,510,000 | $475,968 | $18,657 | 8.57% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 67 | $29,375,000 | $438,433 | $18,205 | 8.75% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 46 | $28,450,000 | $618,478 | $16,672 | 8.42% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 55 | $25,935,000 | $471,545 | $20,692 | 8.72% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 39 | $22,435,000 | $575,256 | $18,581 | 8.46% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 42 | $22,030,000 | $524,524 | $19,107 | 8.40% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 49 | $19,115,000 | $390,102 | $18,492 | 8.73% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 36 | $19,040,000 | $528,889 | $17,900 | 8.43% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 43 | $18,565,000 | $431,744 | $13,759 | 8.82% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 24 | $18,090,000 | $753,750 | $15,581 | 8.16% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 34 | $17,240,000 | $507,059 | $15,102 | 8.31% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 50 | $16,000,000 | $320,000 | $14,423 | 8.69% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 29 | $15,265,000 | $526,379 | $18,606 | 8.39% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 23 | $14,305,000 | $621,957 | $18,865 | 8.54% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 13 | $13,895,000 | $1,068,846 | $21,316 | 7.88% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 13 | $12,745,000 | $980,385 | $26,820 | 8.80% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 43 | $12,725,000 | $295,930 | $13,224 | 8.95% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 19 | $12,055,000 | $634,474 | $16,313 | 8.22% |
| STOCKTON, CA (FHA|USDA|VA) | 26 | $10,520,000 | $404,615 | $12,967 | 8.18% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 14 | $10,320,000 | $737,143 | $31,388 | 8.24% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 10 | $9,470,000 | $947,000 | $20,977 | 8.36% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 13 | $9,335,000 | $718,077 | $17,589 | 8.61% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 14 | $9,030,000 | $645,000 | $15,420 | 8.46% |
| FRESNO, CA (FHA|USDA|VA) | 28 | $8,950,000 | $319,643 | $12,876 | 8.85% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 24 | $8,410,000 | $350,417 | $12,984 | 8.51% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 12 | $8,350,000 | $695,833 | $17,732 | 8.42% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 15 | $8,205,000 | $547,000 | $16,230 | 8.33% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 8 | $8,180,000 | $1,022,500 | $31,694 | 8.48% |
| Key West, FL (FHA|USDA|VA) | 9 | $8,005,000 | $889,444 | $42,651 | 8.13% |
| PROVO-OREM, UT (FHA|USDA|VA) | 10 | $7,920,000 | $792,000 | $26,600 | 8.79% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 19 | $7,745,000 | $407,632 | $17,720 | 8.91% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 22 | $7,440,000 | $338,182 | $13,572 | 8.60% |
| ST. GEORGE, UT (FHA|USDA|VA) | 10 | $7,190,000 | $719,000 | $22,093 | 7.84% |
| Hilo, HI (FHA|USDA|VA) | 9 | $6,725,000 | $747,222 | $25,322 | 8.29% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 11 | $6,315,000 | $574,091 | $14,470 | 8.20% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 24 | $6,100,000 | $254,167 | $10,964 | 8.94% |
| BOISE CITY, ID (FHA|USDA|VA) | 15 | $5,985,000 | $399,000 | $13,724 | 8.40% |
| VALLEJO, CA (FHA|USDA|VA) | 11 | $5,985,000 | $544,091 | $16,728 | 7.97% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 11 | $5,505,000 | $500,455 | $10,917 | 7.94% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 15 | $5,425,000 | $361,667 | $9,954 | 8.99% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 12 | $5,220,000 | $435,000 | $13,664 | 8.41% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 6 | $4,760,000 | $793,333 | $25,489 | 8.79% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 13 | $4,385,000 | $337,308 | $14,734 | 8.59% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 15 | $4,365,000 | $291,000 | $12,119 | 9.04% |
| MODESTO, CA (FHA|USDA|VA) | 9 | $4,275,000 | $475,000 | $12,061 | 8.56% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 17 | $3,915,000 | $230,294 | $12,245 | 8.87% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 10 | $3,880,000 | $388,000 | $13,486 | 8.88% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 6 | $3,850,000 | $641,667 | $15,271 | 7.96% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 6 | $3,660,000 | $610,000 | $15,802 | 8.02% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 6 | $3,530,000 | $588,333 | $22,233 | 8.52% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 16 | $3,350,000 | $209,375 | $9,533 | 8.94% |
| Heber, UT (FHA|USDA|VA) | 5 | $3,305,000 | $661,000 | $19,075 | 7.43% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 15 | $3,275,000 | $218,333 | $8,547 | 8.28% |
| OCALA, FL (FHA|USDA|VA) | 12 | $3,170,000 | $264,167 | $12,828 | 8.57% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 7 | $2,935,000 | $419,286 | $27,046 | 9.20% |
| COLUMBUS, OH (FHA|USDA|VA) | 12 | $2,820,000 | $235,000 | $14,619 | 8.81% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 7 | $2,685,000 | $383,571 | $0 | 8.39% |
| SALINAS, CA (FHA|USDA|VA) | 5 | $2,665,000 | $533,000 | $14,993 | 8.85% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 9 | $2,565,000 | $285,000 | $6,555 | 8.63% |
| BELLINGHAM, WA (FHA|USDA|VA) | 6 | $2,510,000 | $418,333 | $12,578 | 7.65% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 9 | $2,475,000 | $275,000 | $12,276 | 8.94% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 6 | $2,440,000 | $406,667 | $17,195 | 8.56% |
| MERCED, CA (FHA|USDA|VA) | 8 | $2,420,000 | $302,500 | $12,904 | 8.20% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 7 | $2,415,000 | $345,000 | $8,423 | 7.98% |
| RENO, NV (FHA|USDA|VA) | 2 | $2,410,000 | $1,205,000 | $25,475 | 7.31% |
| ASHEVILLE, NC (FHA|USDA|VA) | 9 | $2,405,000 | $267,222 | $8,452 | 8.32% |
| EL PASO, TX (FHA|USDA|VA) | 6 | $2,300,000 | $383,333 | $12,625 | 8.77% |
| Kalispell, MT (FHA|USDA|VA) | 2 | $2,280,000 | $1,140,000 | $37,585 | 9.13% |
| Sevierville, TN (FHA|USDA|VA) | 4 | $2,110,000 | $527,500 | $0 | 8.34% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 4 | $2,040,000 | $510,000 | $0 | 8.38% |
| MADERA, CA (FHA|USDA|VA) | 7 | $2,015,000 | $287,857 | $14,292 | 8.36% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 6 | $2,000,000 | $333,333 | $8,069 | 8.67% |
| PANAMA CITY, FL (FHA|USDA|VA) | 5 | $1,985,000 | $397,000 | $10,794 | 8.98% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 7 | $1,975,000 | $282,143 | $13,915 | 8.29% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 3 | $1,975,000 | $658,333 | $12,271 | 8.13% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 8 | $1,910,000 | $238,750 | $0 | 8.73% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 11 | $1,875,000 | $170,455 | $7,388 | 8.09% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 3 | $1,835,000 | $611,667 | $18,062 | 8.96% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 6 | $1,780,000 | $296,667 | $12,858 | 8.73% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 5 | $1,725,000 | $345,000 | $16,556 | 9.25% |
| GAINESVILLE, GA (FHA|USDA|VA) | 3 | $1,705,000 | $568,333 | $35,270 | 9.79% |
| SAVANNAH, GA (FHA|USDA|VA) | 4 | $1,690,000 | $422,500 | $9,339 | 7.88% |
| Kapaa, HI (FHA|USDA|VA) | 1 | $1,675,000 | $1,675,000 | $0 | 7.38% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 5 | $1,635,000 | $327,000 | $11,444 | 8.60% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 7 | $1,625,000 | $232,143 | $11,276 | 9.61% |
| TUCSON, AZ (FHA|USDA|VA) | 7 | $1,565,000 | $223,571 | $7,726 | 8.71% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 3 | $1,515,000 | $505,000 | $14,807 | 7.67% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 4 | $1,500,000 | $375,000 | $15,791 | 9.22% |
| Edwards, CO (FHA|USDA|VA) | 2 | $1,500,000 | $750,000 | $15,490 | 8.50% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 8 | $1,460,000 | $182,500 | $2,801 | 9.25% |
| VISALIA, CA (FHA|USDA|VA) | 5 | $1,435,000 | $287,000 | $12,943 | 9.68% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 4 | $1,420,000 | $355,000 | $14,513 | 9.50% |
| SALEM, OR (FHA|USDA|VA) | 4 | $1,420,000 | $355,000 | $20,012 | 8.72% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 8 | $1,420,000 | $177,500 | $8,345 | 9.50% |
| Bozeman, MT (FHA|USDA|VA) | 2 | $1,400,000 | $700,000 | $0 | 8.19% |
| BOULDER, CO (FHA|USDA|VA) | 2 | $1,360,000 | $680,000 | $13,217 | 8.50% |
| WACO, TX (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $9,370 | 8.73% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 6 | $1,240,000 | $206,667 | $11,582 | 8.92% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $15,505 | 9.20% |
| BEND, OR (FHA|USDA|VA) | 2 | $1,210,000 | $605,000 | $21,256 | 6.81% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $6,153 | 8.13% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $1,145,000 | $1,145,000 | $26,682 | 8.38% |
| Payson, AZ (FHA|USDA|VA) | 2 | $1,130,000 | $565,000 | $14,676 | 8.25% |
| KNOXVILLE, TN (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $0 | 9.00% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $10,343 | 9.13% |
| Granbury, TX (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $12,316 | 8.47% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $19,870 | 8.65% |
| GREELEY, CO (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $9,921 | 7.21% |
| Torrington, CT (FHA|USDA|VA) | 2 | $1,000,000 | $500,000 | $13,497 | 8.06% |
| COLUMBIA, SC (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $13,030 | 8.63% |
| MEDFORD, OR (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $8,872 | 9.17% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $15,689 | 8.13% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $0 | 8.18% |
| REDDING, CA (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $24,007 | 8.50% |
| LAFAYETTE, LA (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $14,788 | 9.25% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $9,802 | 8.34% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $0 | 8.81% |
| TULSA, OK (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $6,782 | 9.13% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $17,213 | 8.56% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $845,000 | $845,000 | $31,923 | 7.88% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $10,841 | 8.69% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $825,000 | $825,000 | $0 | 9.63% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $815,000 | $815,000 | $23,164 | 10.00% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $815,000 | $815,000 | $0 | 8.00% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $7,990 | 10.25% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $15,599 | 7.69% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $8,299 | 8.90% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $7,872 | 8.34% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $745,000 | $745,000 | $13,518 | 9.13% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $21,589 | 7.88% |
| WENATCHEE, WA (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $13,537 | 7.67% |
| Boone, NC (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $13,342 | 8.50% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $5,091 | 8.88% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $9,720 | 8.96% |
| LUBBOCK, TX (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $0 | 7.88% |
| YAKIMA, WA (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $0 | 9.38% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $0 | 9.00% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $3,939 | 8.71% |
| NAPA, CA (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $9,118 | 8.17% |
| PITTSBURGH, PA (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $0 | 9.29% |
| Whitewater, WI (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $12,875 | 8.56% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $0 | 8.75% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $0 | 8.50% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $14,255 | 8.50% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $14,619 | 8.88% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $0 | 8.78% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $0 | 6.88% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $12,481 | 8.96% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $0 | 8.13% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $0 | 8.13% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $2,852 | 8.00% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $0 | 9.13% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $0 | 9.75% |
| LOUISVILLE, KY (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $6,617 | 6.69% |
| ERIE, PA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $12,431 | 8.56% |
| Shelton, WA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $14,138 | 9.44% |
| ST. CLOUD, MN (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $0 | 9.53% |
| ROME, GA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $10,852 | 8.75% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $10,934 | 9.08% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $22,290 | 7.38% |
| Houghton, MI (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $0 | 8.75% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $8,454 | 7.88% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $0 | 8.19% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $9,435 | 9.38% |
| Shelby, NC (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $12,228 | 5.63% |
| Outside of Metro Areas | 1 | $465,000 | $465,000 | $12,645 | 9.25% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $10,065 | 8.00% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $14,463 | 8.00% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $0 | 9.00% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $14,722 | 9.75% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $0 | 7.88% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $0 | 8.50% |
| Rock Springs, WY (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $13,301 | 9.00% |
| CHICO, CA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $18,149 | 10.00% |
| Holland, MI (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $0 | 9.50% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $0 | 9.69% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $16,815 | 8.00% |
| Moses Lake, WA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $0 | 8.88% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $15,425 | 9.50% |
| Bonham, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $13,040 | 8.13% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $18,742 | 8.13% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $15,844 | 8.00% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $10,882 | 5.63% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $10,935 | 9.13% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $0 | 8.50% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,428 | 8.38% |
| YUMA, AZ (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $0 | 8.56% |
| JACKSON, MI (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $6,673 | 9.00% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $13,103 | 10.38% |
| Newport, OR (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 8.13% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $13,359 | 10.88% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 9.38% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $14,147 | 8.63% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $12,796 | 8.25% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $10,271 | 7.88% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 8.63% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,689 | 6.25% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,461 | 6.50% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 8.50% |
| DOVER, DE (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 8.56% |
| Elko, NV (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $11,521 | 9.38% |
| Cullman, AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 8.13% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 8.50% |
| JONESBORO, AR (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 10.38% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,332 | 7.63% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 7.75% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 8.63% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,159 | 8.63% |
| Sonora, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 9.25% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 7.00% |
| Wilson, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 8.75% |
| GREENVILLE, NC (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 9.38% |
| Gillette, WY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 9.88% |
| BISMARCK, ND (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $12,344 | 8.88% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 9.75% |
| Vernal, UT (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $11,967 | 8.13% |
| Dixon, IL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,276 | 9.25% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 10.25% |
| La Grande, OR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 9.75% |
| Brevard, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 9.00% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 9.88% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $11,361 | 10.38% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,628 | 9.00% |
| RACINE, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 8.88% |
| Seneca, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 8.13% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 8.38% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,203 | 6.75% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,080 | 6.25% |
| Athens, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 9.88% |
| Centralia, WA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,692 | 5.75% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $11,035 | 7.88% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 9.25% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 8.63% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 8.38% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 8.25% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 9.00% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 9.00% |
| Henderson, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 8.00% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,288 | 8.38% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 9.00% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 8.50% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 8.75% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 9.50% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 8.50% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 9.25% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 9.00% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 9.63% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 9.25% |
| READING, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.88% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,049 | 10.88% |
| Indiana, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,225 | 5.88% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 8.88% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 9.13% |
| Craig, CO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,472 | 9.88% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.50% |
| Danville, KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.00% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.50% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,183 | 8.38% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 2,758 | $1,418,080,000 | $514,170 | $17,339 | 8.56% |
| FHA | 20 | $5,160,000 | $258,000 | $7,970 | 5.89% |
| HELOC | 2 | $340,000 | $170,000 | n/a | 11.50% |
For 2023, Nexera Holding's most frequently originated type of loan was Conventional, with 2,758 originations. Their 2nd most popular type was FHA, with 20 originations.
Loan Reason
For 2023, Nexera Holding's most frequently cited loan purpose was Home Purchase, with 1,827 originations. The 2nd most popular reason was Cash Out Refi, with 702 originations.
Loan Duration/Length
For 2023, Nexera Holding's most frequently cited loan duration was 30 Year, with 2,651 originations. The 2nd most popular length was 30+ year, with 116 originations.
Origination Fees/Closing Costs
Nexera Holding's average total fees were $17,024, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,494 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| Over 8% | 1,907 | $874,665,000 | $458,660 |
| 7-8% | 738 | $461,030,000 | $624,702 |
| 6-7% | 110 | $80,430,000 | $731,182 |
| 5-6% | 25 | $7,455,000 | $298,200 |
During 2023, Nexera Holding's average interest rate for loans was 8.55%, while their most frequently originated rate bucket for loans was Over 8%, with 1,907 originations.
Loan Sizing
2023 saw Nexera Holding place emphasis on $200k-400k loans with 1,005 originations, totaling $297,755,000 in origination value.
Applicant Income
Nexera Holding lent most frequently to those with incomes in the $250k+ range, with 867 originations. The second most popular income band? $150k-250k, with 372 originations.
Applicant Debt to Income Ratio
Nexera Holding lent most frequently to those with DTI ratios of <20%, with 303 originations. The next most common DTI ratio? 20-30%, with 262 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.18%
Nexera Holding has an average approval rate.
Pick Rate
Approvals leading to origination2.84%
Nexera Holding has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,780 | $1,423,580,000 | $512,079 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2,780 | $1,423,580,000 | $512,079 |