Nexera Holding Mortgage Rates, Fees & Info
DOVER, DELEI: 549300EKFFG3BU8DNX74
Tax ID: 46-5671661
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Mortgage Data
Review & Overview
Nexera Holding is a small mortgage company specializing in Home Purchase and Cash Out Refi loans. Nexera Holding has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Los Angeles, Miami, Riverside, Phoenix, and San Diego among others. We have data for 222 markets. (Some data included below & more in-depth data is available with an active subscription.)Nexera Holding has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Nexera Holding is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 8.46% | 3/27/23 |
| 30 Year Conventional Refi | 7.39% | 3/27/23 |
| 30 Year Cash-out Refi | 7.69% | 3/27/23 |
| 30 Year FHA Purchase | 7.12% | 3/27/23 |
| 30 Year FHA Refi | 6.27% | 3/27/23 |
| 30 Year VA Purchase | 6.27% | 3/27/23 |
| 15 Year Conventional Purchase | 8.62% | 3/27/23 |
| 15 Year Conventional Refi | 5.45% | 3/27/23 |
| 15 Year Cash-out Refi | 5.45% | 3/27/23 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Originations
2,765Origination Dollar Volume (All Markets)
$1,575,715,000Awards
NEXERA HOLDING - 2022
NEXERA HOLDING is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Relative Rate
Nexera Holding's average 30 year fixed mortgage rate was
6.79%.
The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.
This yields a difference of 2.03%.
Relative Fees (Closing Costs)
Nexera Holding's average total fees/closing costs for a 30 year fixed rate
mortgage were $13,980.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $4,750.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 338 | $337,810,000 | $999,438 | $20,538 | 6.24% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 172 | $96,210,000 | $559,360 | $17,457 | 6.83% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 159 | $90,345,000 | $568,208 | $15,119 | 6.45% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 168 | $81,540,000 | $485,357 | $12,179 | 6.43% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 79 | $73,095,000 | $925,253 | $20,086 | 6.26% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 65 | $53,095,000 | $816,846 | $16,704 | 6.09% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 98 | $46,850,000 | $478,061 | $14,869 | 7.38% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 91 | $37,425,000 | $411,264 | $13,783 | 7.53% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 67 | $30,895,000 | $461,119 | $13,413 | 6.81% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 74 | $30,830,000 | $416,622 | $12,040 | 6.80% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 62 | $30,530,000 | $492,419 | $11,672 | 6.51% |
| Key West, FL (FHA|USDA|VA) | 28 | $24,880,000 | $888,571 | $20,167 | 6.54% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 35 | $20,065,000 | $573,286 | $15,075 | 7.27% |
| Outside of Metro Areas | 47 | $19,995,000 | $425,426 | $13,279 | 6.87% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 36 | $19,390,000 | $538,611 | $14,037 | 6.89% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 38 | $18,950,000 | $498,684 | $13,256 | 6.49% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 38 | $18,450,000 | $485,526 | $16,444 | 7.49% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 37 | $17,615,000 | $476,081 | $12,723 | 6.49% |
| Sevierville, TN (FHA|USDA|VA) | 21 | $17,095,000 | $814,048 | $18,043 | 6.45% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 31 | $16,865,000 | $544,032 | $15,129 | 6.89% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 43 | $16,495,000 | $383,605 | $13,954 | 6.86% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 25 | $15,435,000 | $617,400 | $14,683 | 6.16% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 31 | $15,165,000 | $489,194 | $14,489 | 6.58% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 12 | $14,920,000 | $1,243,333 | $21,437 | 5.86% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 18 | $14,380,000 | $798,889 | $26,948 | 4.92% |
| STOCKTON, CA (FHA|USDA|VA) | 22 | $14,050,000 | $638,636 | $15,663 | 5.90% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 41 | $14,015,000 | $341,829 | $11,022 | 7.95% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 40 | $13,620,000 | $340,500 | $10,970 | 7.23% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 24 | $12,480,000 | $520,000 | $18,685 | 7.53% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 39 | $11,575,000 | $296,795 | $10,515 | 6.63% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 15 | $11,185,000 | $745,667 | $16,832 | 6.40% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 23 | $10,805,000 | $469,783 | $11,881 | 6.88% |
| Heber, UT (FHA|USDA|VA) | 7 | $10,775,000 | $1,539,286 | $42,381 | 5.70% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 20 | $10,420,000 | $521,000 | $14,812 | 6.48% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 13 | $10,095,000 | $776,538 | $21,727 | 6.22% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 10 | $10,050,000 | $1,005,000 | $17,722 | 6.20% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 14 | $9,820,000 | $701,429 | $21,000 | 7.66% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 8 | $9,330,000 | $1,166,250 | $31,830 | 7.58% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 10 | $9,040,000 | $904,000 | $21,238 | 6.14% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 14 | $8,990,000 | $642,143 | $17,232 | 7.18% |
| VALLEJO, CA (FHA|USDA|VA) | 15 | $8,465,000 | $564,333 | $12,816 | 7.09% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 28 | $8,430,000 | $301,071 | $8,653 | 7.70% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 20 | $7,980,000 | $399,000 | $11,429 | 7.36% |
| SALINAS, CA (FHA|USDA|VA) | 11 | $7,555,000 | $686,818 | $18,031 | 6.85% |
| KNOXVILLE, TN (FHA|USDA|VA) | 21 | $6,425,000 | $305,952 | $8,369 | 7.75% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 21 | $6,285,000 | $299,286 | $10,496 | 7.39% |
| PROVO-OREM, UT (FHA|USDA|VA) | 7 | $5,745,000 | $820,714 | $21,080 | 5.63% |
| TUCSON, AZ (FHA|USDA|VA) | 16 | $5,300,000 | $331,250 | $8,645 | 6.12% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 10 | $5,160,000 | $516,000 | $13,465 | 6.56% |
| FRESNO, CA (FHA|USDA|VA) | 12 | $4,770,000 | $397,500 | $10,611 | 5.64% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 7 | $4,725,000 | $675,000 | $14,602 | 6.14% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 7 | $4,715,000 | $673,571 | $18,730 | 7.36% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 14 | $4,490,000 | $320,714 | $12,604 | 7.79% |
| SPARTANBURG, SC (FHA|USDA|VA) | 7 | $4,435,000 | $633,571 | $16,022 | 7.43% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 8 | $4,110,000 | $513,750 | $13,270 | 7.14% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 14 | $4,040,000 | $288,571 | $8,906 | 6.58% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 3 | $3,995,000 | $1,331,667 | $29,988 | 5.79% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 9 | $3,975,000 | $441,667 | $11,799 | 7.06% |
| MODESTO, CA (FHA|USDA|VA) | 9 | $3,845,000 | $427,222 | $12,053 | 7.10% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 8 | $3,820,000 | $477,500 | $11,760 | 6.77% |
| BELLINGHAM, WA (FHA|USDA|VA) | 5 | $3,655,000 | $731,000 | $16,879 | 6.73% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 7 | $3,575,000 | $510,714 | $11,753 | 7.38% |
| PANAMA CITY, FL (FHA|USDA|VA) | 5 | $3,205,000 | $641,000 | $19,031 | 6.68% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 5 | $3,145,000 | $629,000 | $16,487 | 5.53% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 3 | $3,075,000 | $1,025,000 | $11,778 | 7.13% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 3 | $2,955,000 | $985,000 | $16,874 | 6.79% |
| ST. GEORGE, UT (FHA|USDA|VA) | 6 | $2,870,000 | $478,333 | $11,747 | 7.08% |
| Sonora, CA (FHA|USDA|VA) | 5 | $2,845,000 | $569,000 | $13,389 | 7.00% |
| COLUMBUS, OH (FHA|USDA|VA) | 10 | $2,760,000 | $276,000 | $10,746 | 7.64% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 8 | $2,670,000 | $333,750 | $15,596 | 6.91% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 9 | $2,555,000 | $283,889 | $9,980 | 7.19% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 5 | $2,535,000 | $507,000 | $13,427 | 4.73% |
| Kapaa, HI (FHA|USDA|VA) | 4 | $2,520,000 | $630,000 | $16,375 | 4.44% |
| Hilo, HI (FHA|USDA|VA) | 4 | $2,520,000 | $630,000 | $13,562 | 7.34% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 5 | $2,345,000 | $469,000 | $10,816 | 7.33% |
| PITTSBURGH, PA (FHA|USDA|VA) | 8 | $2,210,000 | $276,250 | $8,308 | 6.98% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 6 | $2,130,000 | $355,000 | $10,914 | 5.38% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 9 | $2,085,000 | $231,667 | $12,288 | 7.04% |
| MERCED, CA (FHA|USDA|VA) | 5 | $2,085,000 | $417,000 | $10,819 | 7.25% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $2,005,000 | $2,005,000 | $90,638 | 7.00% |
| OCALA, FL (FHA|USDA|VA) | 4 | $1,960,000 | $490,000 | $12,536 | 7.09% |
| COLUMBIA, SC (FHA|USDA|VA) | 8 | $1,950,000 | $243,750 | $10,205 | 6.98% |
| BOULDER, CO (FHA|USDA|VA) | 4 | $1,860,000 | $465,000 | $13,014 | 5.56% |
| MEDFORD, OR (FHA|USDA|VA) | 4 | $1,770,000 | $442,500 | $15,316 | 6.34% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 5 | $1,765,000 | $353,000 | $13,566 | 7.70% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 6 | $1,720,000 | $286,667 | $11,300 | 7.67% |
| ASHEVILLE, NC (FHA|USDA|VA) | 4 | $1,700,000 | $425,000 | $8,581 | 6.50% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 6 | $1,660,000 | $276,667 | $10,575 | 7.23% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $1,635,000 | $1,635,000 | $22,341 | 9.63% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 2 | $1,610,000 | $805,000 | $18,262 | 8.50% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 3 | $1,545,000 | $515,000 | $16,699 | 7.33% |
| WILMINGTON, NC (FHA|USDA|VA) | 3 | $1,485,000 | $495,000 | $12,947 | 8.29% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 4 | $1,420,000 | $355,000 | $9,867 | 7.50% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 5 | $1,405,000 | $281,000 | $10,636 | 6.28% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $1,380,000 | $690,000 | $15,916 | 6.75% |
| ABILENE, TX (FHA|USDA|VA) | 5 | $1,355,000 | $271,000 | $7,313 | 8.78% |
| Boone, NC (FHA|USDA|VA) | 3 | $1,355,000 | $451,667 | $4,328 | 5.00% |
| BEND, OR (FHA|USDA|VA) | 3 | $1,335,000 | $445,000 | $18,898 | 6.08% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $8,684 | 7.05% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $1,270,000 | $635,000 | $20,068 | 6.81% |
| REDDING, CA (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $10,553 | 7.56% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 3 | $1,235,000 | $411,667 | $10,269 | 7.58% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 6 | $1,220,000 | $203,333 | $6,038 | 5.98% |
| YAKIMA, WA (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $9,299 | 9.08% |
| WACO, TX (FHA|USDA|VA) | 1 | $1,205,000 | $1,205,000 | $29,825 | 5.50% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $8,074 | 6.30% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $10,935 | 7.10% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $1,090,000 | $545,000 | $13,188 | 6.88% |
| Durango, CO (FHA|USDA|VA) | 2 | $1,050,000 | $525,000 | $17,423 | 6.81% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $11,361 | 8.53% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $11,271 | 6.00% |
| NAPA, CA (FHA|USDA|VA) | 1 | $1,015,000 | $1,015,000 | $14,660 | 7.88% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $1,010,000 | $505,000 | $10,044 | 6.50% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 7 | $925,000 | $132,143 | $9,319 | 7.09% |
| MADERA, CA (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $8,311 | 6.46% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $4,630 | 4.38% |
| Ellensburg, WA (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $9,317 | 8.04% |
| Huntsville, TX (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $13,324 | 8.38% |
| Hailey, ID (FHA|USDA|VA) | 1 | $885,000 | $885,000 | $21,929 | 6.25% |
| YUBA CITY, CA (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $10,098 | 8.29% |
| Oak Harbor, WA (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $13,596 | 5.38% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $19,773 | 9.25% |
| Glenwood Springs, CO (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $9,121 | 5.63% |
| SAVANNAH, GA (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $6,637 | 7.53% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $13,920 | 6.94% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $775,000 | $775,000 | $12,436 | 8.63% |
| GAINESVILLE, FL (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $7,186 | 8.65% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $10,554 | 4.56% |
| The Dalles, OR (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $11,109 | 8.67% |
| Klamath Falls, OR (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $7,699 | 6.17% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $7,812 | 7.91% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $4,953 | 4.91% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $13,936 | 7.63% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $16,094 | 8.63% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $7,347 | 9.00% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $5,812 | 5.71% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $10,383 | 8.63% |
| BOISE CITY, ID (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $11,837 | 8.50% |
| TYLER, TX (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $19,481 | 6.75% |
| EL CENTRO, CA (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $7,256 | 9.96% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $23,404 | 8.75% |
| Edwards, CO (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $7,649 | 7.00% |
| New Castle, PA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $9,203 | 6.13% |
| Torrington, CT (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $12,594 | 7.88% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $5,925 | 4.88% |
| Albemarle, NC (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $16,008 | 8.00% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $16,579 | 8.88% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $10,388 | 6.94% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $10,458 | 8.50% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $13,636 | 7.13% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $11,908 | 6.50% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $9,142 | 5.75% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $12,961 | 5.63% |
| Newport, OR (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $10,355 | 7.13% |
| Wapakoneta, OH (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $12,452 | 6.63% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $5,975 | 3.38% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $8,200 | 6.38% |
| VISALIA, CA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $13,271 | 6.56% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $14,999 | 8.63% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $17,079 | 7.88% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $7,199 | 4.00% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $16,374 | 6.75% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $12,349 | 7.88% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $9,930 | 6.50% |
| CHICO, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $12,158 | 5.63% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $8,023 | 9.06% |
| Frankfort, KY (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $15,030 | 9.25% |
| Red Bluff, CA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $8,451 | 8.44% |
| Granbury, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $10,293 | 7.63% |
| AKRON, OH (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $9,388 | 6.88% |
| GAINESVILLE, GA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,028 | 9.75% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $14,320 | 7.63% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,171 | 9.50% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $8,974 | 9.25% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,351 | 4.50% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,194 | 8.50% |
| LAREDO, TX (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $8,489 | 8.13% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,988 | 6.25% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,389 | 6.25% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,908 | 10.75% |
| Brenham, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $13,348 | 7.13% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,440 | 10.13% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $13,556 | 9.00% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,123 | 10.88% |
| Sandusky, OH (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,954 | 7.13% |
| FLINT, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,217 | 5.88% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,282 | 4.38% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,871 | 6.75% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,001 | 8.38% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 5.75% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,959 | 5.00% |
| READING, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $13,557 | 9.25% |
| Wilson, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,766 | 5.50% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $11,721 | 6.50% |
| CASPER, WY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,677 | 5.00% |
| Palatka, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $14,402 | 7.00% |
| Seneca, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,901 | 6.38% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,441 | 10.63% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,473 | 8.13% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,592 | 8.63% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,226 | 7.00% |
| Hood River, OR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 9.25% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,058 | 5.50% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,400 | 7.50% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,659 | 6.25% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,537 | 7.63% |
| Sanford, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,159 | 6.88% |
| Gillette, WY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,522 | 10.00% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,572 | 4.38% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,319 | 7.88% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,437 | 7.75% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,094 | 6.13% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,297 | 7.13% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,345 | 5.50% |
| Adrian, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,015 | 4.63% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,758 | 7.38% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,721 | 8.50% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,734 | 7.63% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,448 | 8.38% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 9.38% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,507 | 11.63% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.25% |
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Product Mix
For 2022, Nexera Holding's most frequently originated type of loan was Conventional, with 2,673 originations. Their 2nd most popular type was HELOC, with 47 originations.
Loan Reason
For 2022, Nexera Holding's most frequently cited loan purpose was Home Purchase, with 1,539 originations. The 2nd most popular reason was Cash Out Refi, with 960 originations.
Loan Duration/Length
For 2022, Nexera Holding's most frequently cited loan duration was 30 Year, with 2,405 originations. The 2nd most popular length was 30+ year, with 325 originations.
Origination Fees/Closing Costs
Nexera Holding's average total fees were $13,980, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,877 originations.
Interest Rates
During 2022, Nexera Holding's average interest rate for loans was 6.79%, while their most frequently originated rate bucket for loans was Over 8%, with 697 originations.
Loan Sizing
2022 saw Nexera Holding place emphasis on $200k-400k loans with 964 originations, totaling $285,840,000 in origination value.
Applicant Income
Nexera Holding lent most frequently to those with incomes in the $50k or less range, with 1,195 originations. The second most popular income band? $250k+, with 695 originations.
Applicant Debt to Income Ratio
Nexera Holding lent most frequently to those with DTI ratios of 20-30%, with 254 originations. The next most common DTI ratio? <20%, with 248 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.51%
Nexera Holding has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination-0.94%
Nexera Holding has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,765 | $1,575,715,000 | $569,879 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2,765 | $1,575,715,000 | $569,879 |