Nexera Holding Mortgage Rates, Fees & Info
DOVER, DELEI: 549300EKFFG3BU8DNX74
Tax ID: 46-5671661
1 stars - Updated: 7/13/25
-
out of 5 stars, based on 70 reviews
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Nexera Holding is a small mortgage company specializing in Home Purchase and Cash Out Refi loans. Nexera Holding has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Los Angeles, Miami, Phoenix, San Diego, and San Francisco among others. We have data for 333 markets. (Some data included below & more in-depth data is available with an active subscription.)Nexera Holding has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Nexera Holding is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 8.17% | 7/13/25 |
| 30 Year Conventional Refi | 7.88% | 7/13/25 |
| 30 Year Cash-out Refi | 8.49% | 7/13/25 |
| 30 Year FHA Purchase | 7.01% | 7/13/25 |
| 30 Year FHA Refi | 6.25% | 7/13/25 |
| 15 Year Conventional Purchase | 7.88% | 7/13/25 |
| 15 Year Conventional Refi | 7.54% | 7/13/25 |
| 15 Year Cash-out Refi | 7.54% | 7/13/25 |
| 15 Year FHA Refi | 5.78% | 7/13/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Nexera Holding Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Nexera Holding. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
4,923Origination Dollar Volume (All Markets)
$2,461,455,000Awards
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NEXERA HOLDING - 2024
NEXERA HOLDING is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
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Relative Rate
Nexera Holding's average 30 year fixed mortgage rate was
7.83%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 1.28%.
Relative Fees (Closing Costs)
Nexera Holding's average total fees/closing costs for a 30 year fixed rate
mortgage were $16,518.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 443 | $406,365,000 | $917,302 | $18,757 | 7.77% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 297 | $175,645,000 | $591,397 | $21,425 | 7.70% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 205 | $106,825,000 | $521,098 | $15,458 | 7.84% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 112 | $97,790,000 | $873,125 | $17,984 | 7.78% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 101 | $86,475,000 | $856,188 | $15,094 | 7.70% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 166 | $78,300,000 | $471,687 | $18,181 | 7.86% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 179 | $73,855,000 | $412,598 | $16,712 | 8.10% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 160 | $71,730,000 | $448,313 | $11,899 | 7.98% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 136 | $55,610,000 | $408,897 | $15,994 | 7.93% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 167 | $54,785,000 | $328,054 | $13,092 | 8.17% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 93 | $54,205,000 | $582,849 | $19,031 | 7.86% |
| Outside of Metro Areas | 128 | $52,800,000 | $412,500 | $13,460 | 7.71% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 82 | $47,640,000 | $580,976 | $15,256 | 7.73% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 92 | $41,360,000 | $449,565 | $15,913 | 7.93% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 68 | $36,400,000 | $535,294 | $14,140 | 7.77% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 85 | $36,035,000 | $423,941 | $13,057 | 7.71% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 77 | $35,735,000 | $464,091 | $14,498 | 7.71% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 92 | $34,680,000 | $376,957 | $14,995 | 7.82% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 68 | $32,200,000 | $473,529 | $12,603 | 7.96% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 28 | $29,770,000 | $1,063,214 | $17,264 | 8.16% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 35 | $29,605,000 | $845,857 | $18,769 | 7.69% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 49 | $28,355,000 | $578,673 | $15,779 | 7.93% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 54 | $25,840,000 | $478,519 | $16,147 | 7.61% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 101 | $25,545,000 | $252,921 | $12,313 | 7.95% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 60 | $25,280,000 | $421,333 | $13,150 | 7.82% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 39 | $20,655,000 | $529,615 | $23,658 | 7.58% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 19 | $19,555,000 | $1,029,211 | $15,136 | 8.13% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 39 | $18,375,000 | $471,154 | $15,500 | 7.98% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 28 | $16,160,000 | $577,143 | $13,425 | 7.88% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 43 | $15,375,000 | $357,558 | $12,763 | 8.06% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 25 | $14,795,000 | $591,800 | $30,823 | 7.96% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 20 | $14,390,000 | $719,500 | $20,503 | 7.82% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 33 | $13,645,000 | $413,485 | $14,149 | 7.88% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 55 | $12,875,000 | $234,091 | $8,659 | 8.15% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 26 | $12,740,000 | $490,000 | $14,296 | 7.93% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 18 | $12,420,000 | $690,000 | $15,520 | 7.83% |
| FRESNO, CA (FHA|USDA|VA) | 43 | $12,265,000 | $285,233 | $11,209 | 8.19% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 23 | $11,895,000 | $517,174 | $12,743 | 7.84% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 15 | $11,835,000 | $789,000 | $28,991 | 7.79% |
| STOCKTON, CA (FHA|USDA|VA) | 27 | $11,645,000 | $431,296 | $15,702 | 8.03% |
| PROVO-OREM, UT (FHA|USDA|VA) | 22 | $11,120,000 | $505,455 | $14,184 | 8.36% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 13 | $10,895,000 | $838,077 | $16,898 | 8.07% |
| Kapaa, HI (FHA|USDA|VA) | 11 | $10,425,000 | $947,727 | $25,020 | 7.57% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 11 | $9,935,000 | $903,182 | $27,141 | 7.86% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 24 | $9,490,000 | $395,417 | $14,105 | 7.97% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 11 | $9,265,000 | $842,273 | $16,903 | 7.89% |
| TUCSON, AZ (FHA|USDA|VA) | 23 | $8,895,000 | $386,739 | $11,282 | 7.98% |
| Sevierville, TN (FHA|USDA|VA) | 13 | $8,185,000 | $629,615 | $15,383 | 8.43% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 14 | $8,150,000 | $582,143 | $13,527 | 8.30% |
| Hilo, HI (FHA|USDA|VA) | 17 | $8,135,000 | $478,529 | $10,590 | 8.03% |
| SALINAS, CA (FHA|USDA|VA) | 10 | $7,690,000 | $769,000 | $16,464 | 7.90% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 20 | $7,310,000 | $365,500 | $14,972 | 7.84% |
| MERCED, CA (FHA|USDA|VA) | 20 | $7,280,000 | $364,000 | $13,436 | 8.16% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 13 | $7,185,000 | $552,692 | $14,648 | 7.67% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 21 | $7,155,000 | $340,714 | $12,318 | 7.58% |
| VALLEJO, CA (FHA|USDA|VA) | 16 | $6,330,000 | $395,625 | $11,956 | 7.75% |
| BOISE CITY, ID (FHA|USDA|VA) | 9 | $6,305,000 | $700,556 | $14,884 | 7.61% |
| Key West, FL (FHA|USDA|VA) | 8 | $6,240,000 | $780,000 | $17,413 | 7.45% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 21 | $5,675,000 | $270,238 | $12,541 | 8.02% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 11 | $5,515,000 | $501,364 | $11,720 | 8.03% |
| Heber, UT (FHA|USDA|VA) | 6 | $5,450,000 | $908,333 | $14,901 | 7.69% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 17 | $5,415,000 | $318,529 | $14,889 | 7.97% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 19 | $5,395,000 | $283,947 | $12,021 | 7.99% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 16 | $5,080,000 | $317,500 | $10,559 | 7.87% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 12 | $5,070,000 | $422,500 | $13,023 | 7.69% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 14 | $5,040,000 | $360,000 | $13,278 | 7.70% |
| COLUMBUS, OH (FHA|USDA|VA) | 22 | $5,040,000 | $229,091 | $8,471 | 7.93% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 15 | $5,005,000 | $333,667 | $11,437 | 7.30% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 26 | $4,830,000 | $185,769 | $7,863 | 8.10% |
| KNOXVILLE, TN (FHA|USDA|VA) | 17 | $4,765,000 | $280,294 | $4,644 | 7.93% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 10 | $4,690,000 | $469,000 | $12,072 | 8.30% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 15 | $4,685,000 | $312,333 | $13,434 | 8.10% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 9 | $4,675,000 | $519,444 | $11,002 | 7.93% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 18 | $4,580,000 | $254,444 | $6,697 | 7.58% |
| Edwards, CO (FHA|USDA|VA) | 5 | $4,375,000 | $875,000 | $23,713 | 7.78% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 15 | $4,105,000 | $273,667 | $7,768 | 7.92% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 12 | $4,040,000 | $336,667 | $15,440 | 7.07% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 13 | $3,965,000 | $305,000 | $13,487 | 7.76% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 16 | $3,960,000 | $247,500 | $10,590 | 7.91% |
| Breckenridge, CO (FHA|USDA|VA) | 3 | $3,785,000 | $1,261,667 | $34,242 | 7.67% |
| NAPA, CA (FHA|USDA|VA) | 7 | $3,675,000 | $525,000 | $10,231 | 8.18% |
| ANCHORAGE, AK (FHA|USDA|VA) | 7 | $3,545,000 | $506,429 | $19,155 | 7.59% |
| EL PASO, TX (FHA|USDA|VA) | 13 | $3,335,000 | $256,538 | $11,659 | 7.51% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 8 | $3,300,000 | $412,500 | $0 | 7.84% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 10 | $3,200,000 | $320,000 | $12,825 | 7.50% |
| VISALIA, CA (FHA|USDA|VA) | 11 | $3,195,000 | $290,455 | $12,305 | 7.73% |
| MEDFORD, OR (FHA|USDA|VA) | 10 | $3,140,000 | $314,000 | $11,644 | 7.79% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $3,120,000 | $1,560,000 | $27,257 | 8.69% |
| PITTSBURGH, PA (FHA|USDA|VA) | 15 | $3,035,000 | $202,333 | $6,821 | 8.04% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 12 | $2,980,000 | $248,333 | $10,049 | 8.02% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 12 | $2,970,000 | $247,500 | $9,628 | 8.05% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 13 | $2,965,000 | $228,077 | $13,017 | 7.77% |
| FORT COLLINS, CO (FHA|USDA|VA) | 6 | $2,940,000 | $490,000 | $25,261 | 7.40% |
| SALEM, OR (FHA|USDA|VA) | 8 | $2,890,000 | $361,250 | $9,915 | 7.59% |
| Oak Harbor, WA (FHA|USDA|VA) | 2 | $2,890,000 | $1,445,000 | $21,583 | 8.19% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 13 | $2,865,000 | $220,385 | $10,294 | 7.89% |
| RICHMOND, VA (FHA|USDA|VA) | 12 | $2,840,000 | $236,667 | $10,047 | 8.34% |
| MADERA, CA (FHA|USDA|VA) | 9 | $2,755,000 | $306,111 | $12,774 | 8.60% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 5 | $2,755,000 | $551,000 | $12,287 | 7.95% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 19 | $2,735,000 | $143,947 | $11,352 | 8.02% |
| LOUISVILLE, KY (FHA|USDA|VA) | 9 | $2,715,000 | $301,667 | $12,517 | 7.54% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 7 | $2,645,000 | $377,857 | $11,358 | 7.27% |
| ST. GEORGE, UT (FHA|USDA|VA) | 5 | $2,635,000 | $527,000 | $12,192 | 8.25% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 7 | $2,585,000 | $369,286 | $0 | 7.80% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 4 | $2,570,000 | $642,500 | $15,254 | 8.09% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 7 | $2,565,000 | $366,429 | $15,637 | 8.00% |
| LAFAYETTE, LA (FHA|USDA|VA) | 12 | $2,420,000 | $201,667 | $13,153 | 7.89% |
| Kalispell, MT (FHA|USDA|VA) | 4 | $2,370,000 | $592,500 | $13,010 | 7.28% |
| LAS CRUCES, NM (FHA|USDA|VA) | 8 | $2,360,000 | $295,000 | $0 | 8.27% |
| BELLINGHAM, WA (FHA|USDA|VA) | 5 | $2,355,000 | $471,000 | $15,471 | 7.78% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 2 | $2,310,000 | $1,155,000 | $48,777 | 7.56% |
| MODESTO, CA (FHA|USDA|VA) | 10 | $2,310,000 | $231,000 | $8,200 | 8.40% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 11 | $2,245,000 | $204,091 | $8,050 | 7.93% |
| LOGAN, UT-ID (FHA|USDA|VA) | 5 | $2,225,000 | $445,000 | $0 | 8.13% |
| Outside of Metro Areas | 2 | $2,220,000 | $1,110,000 | $40,590 | 7.44% |
| GREELEY, CO (FHA|USDA|VA) | 6 | $2,210,000 | $368,333 | $12,721 | 7.81% |
| COLUMBIA, SC (FHA|USDA|VA) | 7 | $2,185,000 | $312,143 | $8,903 | 7.57% |
| BEND, OR (FHA|USDA|VA) | 5 | $2,135,000 | $427,000 | $12,863 | 8.70% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 3 | $2,135,000 | $711,667 | $23,926 | 7.29% |
| Bozeman, MT (FHA|USDA|VA) | 3 | $2,115,000 | $705,000 | $9,286 | 8.04% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $2,070,000 | $1,035,000 | $45,498 | 8.69% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 5 | $2,035,000 | $407,000 | $20,328 | 7.75% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 5 | $1,985,000 | $397,000 | $13,721 | 7.75% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 12 | $1,970,000 | $164,167 | $7,707 | 7.71% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 4 | $1,930,000 | $482,500 | $14,006 | 7.72% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $1,915,000 | $1,915,000 | $25,391 | 8.13% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 5 | $1,895,000 | $379,000 | $17,225 | 7.93% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $1,880,000 | $940,000 | $14,858 | 8.00% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 4 | $1,850,000 | $462,500 | $11,508 | 7.16% |
| BATON ROUGE, LA (FHA|USDA|VA) | 6 | $1,840,000 | $306,667 | $14,973 | 7.96% |
| Brevard, NC (FHA|USDA|VA) | 2 | $1,800,000 | $900,000 | $19,846 | 6.94% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 6 | $1,800,000 | $300,000 | $14,851 | 8.50% |
| YAKIMA, WA (FHA|USDA|VA) | 7 | $1,755,000 | $250,714 | $13,546 | 7.68% |
| PUEBLO, CO (FHA|USDA|VA) | 9 | $1,735,000 | $192,778 | $0 | 7.32% |
| RENO, NV (FHA|USDA|VA) | 3 | $1,725,000 | $575,000 | $10,577 | 7.42% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 5 | $1,695,000 | $339,000 | $11,183 | 7.63% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 4 | $1,690,000 | $422,500 | $14,761 | 7.50% |
| CORVALLIS, OR (FHA|USDA|VA) | 4 | $1,680,000 | $420,000 | $8,026 | 7.22% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 4 | $1,660,000 | $415,000 | $9,944 | 7.72% |
| PANAMA CITY, FL (FHA|USDA|VA) | 5 | $1,615,000 | $323,000 | $15,323 | 8.05% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 4 | $1,600,000 | $400,000 | $15,191 | 6.88% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $1,575,000 | $1,575,000 | $0 | 8.63% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 7 | $1,575,000 | $225,000 | $12,035 | 8.13% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 7 | $1,565,000 | $223,571 | $14,794 | 7.91% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 6 | $1,550,000 | $258,333 | $10,795 | 8.19% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 8 | $1,540,000 | $192,500 | $0 | 7.86% |
| SPARTANBURG, SC (FHA|USDA|VA) | 5 | $1,495,000 | $299,000 | $8,510 | 7.78% |
| MISSOULA, MT (FHA|USDA|VA) | 2 | $1,450,000 | $725,000 | $14,718 | 8.00% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $1,445,000 | $1,445,000 | $21,426 | 7.63% |
| WILMINGTON, NC (FHA|USDA|VA) | 4 | $1,440,000 | $360,000 | $11,243 | 8.50% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 6 | $1,440,000 | $240,000 | $6,163 | 7.90% |
| OCALA, FL (FHA|USDA|VA) | 7 | $1,375,000 | $196,429 | $8,474 | 7.96% |
| WICHITA, KS (FHA|USDA|VA) | 7 | $1,375,000 | $196,429 | $8,415 | 7.95% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 3 | $1,365,000 | $455,000 | $0 | 7.46% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 6 | $1,350,000 | $225,000 | $10,084 | 8.00% |
| MORRISTOWN, TN (FHA|USDA|VA) | 2 | $1,330,000 | $665,000 | $16,394 | 7.63% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 5 | $1,325,000 | $265,000 | $9,864 | 7.85% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 4 | $1,320,000 | $330,000 | $16,978 | 8.16% |
| EL CENTRO, CA (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $11,013 | 8.03% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 7 | $1,155,000 | $165,000 | $6,912 | 7.86% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 7 | $1,125,000 | $160,714 | $5,150 | 7.84% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $3,545 | 8.63% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $7,843 | 6.29% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $8,983 | 7.72% |
| WACO, TX (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $0 | 8.10% |
| YUBA CITY, CA (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $14,362 | 8.63% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $3,241 | 6.92% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $985,000 | $985,000 | $18,307 | 7.25% |
| ABILENE, TX (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $13,029 | 8.40% |
| Seneca, SC (FHA|USDA|VA) | 1 | $925,000 | $925,000 | $15,211 | 7.88% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 6 | $910,000 | $151,667 | $0 | 8.02% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $13,383 | 9.25% |
| Clearlake, CA (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $16,398 | 7.50% |
| Shelton, WA (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $10,224 | 7.84% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $9,452 | 8.33% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $4,082 | 8.10% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $0 | 7.63% |
| Durango, CO (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $7,656 | 8.63% |
| Coos Bay, OR (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $0 | 7.88% |
| Port Angeles, WA (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $8,042 | 8.58% |
| DOVER, DE (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $10,151 | 8.25% |
| ROCKFORD, IL (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $8,499 | 9.13% |
| COLUMBIA, MO (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $13,339 | 8.29% |
| AMARILLO, TX (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $14,096 | 7.75% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $5,453 | 6.38% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $5,514 | 7.63% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $5,104 | 7.71% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $735,000 | $735,000 | $3,219 | 7.50% |
| Rock Springs, WY (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $11,248 | 6.63% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $4,923 | 7.98% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $14,863 | 6.50% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $5,430 | 7.75% |
| AKRON, OH (FHA|USDA|VA) | 5 | $675,000 | $135,000 | $3,983 | 7.65% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $10,018 | 8.25% |
| LONGVIEW, WA (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $9,797 | 9.38% |
| Holland, MI (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $0 | 7.38% |
| CHEYENNE, WY (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $0 | 7.50% |
| MADISON, WI (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $0 | 7.38% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $9,792 | 7.44% |
| GAINESVILLE, GA (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $0 | 7.75% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $9,420 | 7.19% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $0 | 8.00% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $6,849 | 7.69% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $11,431 | 7.75% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $8,783 | 7.21% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $9,609 | 6.31% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $0 | 7.81% |
| CASPER, WY (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $0 | 8.31% |
| YUMA, AZ (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $12,472 | 9.19% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $0 | 8.38% |
| Safford, AZ (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $9,943 | 8.25% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $9,350 | 8.42% |
| MOBILE, AL (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $7,988 | 7.50% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $8,731 | 7.81% |
| GAINESVILLE, FL (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $9,519 | 7.92% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $0 | 7.81% |
| LINCOLN, NE (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $6,630 | 7.54% |
| Athens, TX (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $11,396 | 8.56% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $10,492 | 8.75% |
| Newport, OR (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $5,476 | 7.94% |
| Frankfort, KY (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $9,103 | 6.44% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $0 | 7.63% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $11,140 | 6.00% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $0 | 7.50% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $9,027 | 8.00% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $6,043 | 8.38% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $14,480 | 7.50% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $8,164 | 7.25% |
| Payson, AZ (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $10,610 | 6.75% |
| Somerset, KY (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $10,595 | 6.13% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $0 | 7.75% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $0 | 8.06% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $0 | 7.69% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $15,242 | 9.13% |
| BANGOR, ME (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,025 | 7.75% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $16,970 | 8.00% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $18,450 | 9.38% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $11,982 | 9.50% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 8.38% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 7.88% |
| CHICO, CA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $10,394 | 8.13% |
| VALDOSTA, GA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 8.00% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 8.13% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $14,189 | 9.25% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $13,549 | 7.75% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $10,377 | 7.13% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 7.75% |
| FLINT, MI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,016 | 6.63% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 7.50% |
| ODESSA, TX (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 7.00% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $12,729 | 9.38% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,406 | 9.50% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 7.13% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $13,104 | 8.63% |
| Fernley, NV (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 7.25% |
| HAMMOND, LA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,798 | 8.19% |
| ERIE, PA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,608 | 7.06% |
| Rockport, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,052 | 7.63% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 8.19% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,813 | 9.25% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 6.88% |
| Athens, TN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $2,876 | 8.31% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,857 | 5.50% |
| Lake City, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $15,389 | 9.50% |
| REDDING, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 9.13% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $12,911 | 9.25% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,387 | 7.25% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 7.88% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,503 | 6.38% |
| Rutland, VT (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 7.38% |
| Malvern, AR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,104 | 5.50% |
| La Grande, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 7.38% |
| LEBANON, PA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 6.88% |
| Concord, NH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 9.13% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 7.25% |
| Ashtabula, OH (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $8,569 | 8.75% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 7.50% |
| Americus, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,165 | 5.75% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,423 | 6.25% |
| Cedar City, UT (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $2,507 | 10.50% |
| DANVILLE, IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 8.50% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 8.63% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 8.88% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,164 | 9.75% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 7.88% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,738 | 6.63% |
| Sonora, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 7.75% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 8.50% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 7.00% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,836 | 5.75% |
| Middlesborough, KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,042 | 6.13% |
| RACINE, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,386 | 8.63% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 8.88% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,522 | 6.38% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 7.25% |
| Grenada, MS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,833 | 5.63% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 7.63% |
| NILES, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 7.13% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 8.00% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 7.75% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 7.63% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,976 | 5.88% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,791 | 6.00% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,852 | 8.50% |
| Morgan City, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 8.13% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 7.50% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 8.50% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 8.00% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 6.75% |
| Scottsbluff, NE (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,275 | 9.13% |
| Dublin, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 7.88% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,701 | 6.50% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,656 | 8.38% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 7.88% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 7.75% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,953 | 7.63% |
| TULSA, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 8.38% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 7.88% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 9.75% |
| Boone, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,719 | 8.63% |
| Willmar, MN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,004 | 8.50% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,191 | 9.38% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.88% |
| Danville, VA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.75% |
| READING, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.50% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.88% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.50% |
| Russellville, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 6.75% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,804 | 8.88% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.50% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.38% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.00% |
| Marion, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.25% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 4,847 | $2,439,865,000 | $503,376 | $15,647 | 7.90% |
| FHA | 74 | $20,740,000 | $280,270 | $8,719 | 5.86% |
| VA | 2 | $850,000 | $425,000 | $3,180 | 6.75% |
For 2024, Nexera Holding's most frequently originated type of loan was Conventional, with 4,847 originations. Their 2nd most popular type was FHA, with 74 originations.
Loan Reason
For 2024, Nexera Holding's most frequently cited loan purpose was Home Purchase, with 2,711 originations. The 2nd most popular reason was Cash Out Refi, with 1,842 originations.
Loan Duration/Length
For 2024, Nexera Holding's most frequently cited loan duration was 30 Year, with 4,486 originations. The 2nd most popular length was 20 Year, with 285 originations.
Origination Fees/Closing Costs
Nexera Holding's average total fees were $16,518, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 2,161 originations.
Interest Rates
During 2024, Nexera Holding's average interest rate for loans was 7.83%, while their most frequently originated rate bucket for loans was 7-8%, with 2,350 originations.
Loan Sizing
2024 saw Nexera Holding place emphasis on $200k-400k loans with 1,702 originations, totaling $495,770,000 in origination value.
Applicant Income
Nexera Holding lent most frequently to those with incomes in the $250k+ range, with 1,401 originations. The second most popular income band? $150k-250k, with 667 originations.
Applicant Debt to Income Ratio
Nexera Holding lent most frequently to those with DTI ratios of <20%, with 445 originations. The next most common DTI ratio? 20-30%, with 421 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.80%
Nexera Holding has an average approval rate.
Pick Rate
Approvals leading to origination53.18%
Nexera Holding has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 4,923 | $2,461,455,000 | $499,991 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4,923 | $2,461,455,000 | $499,991 |