Lantzman Management Mortgage Rates, Fees & Info

SAN DIEGO, CA

LEI: 549300AAWFEC6CRH6N89

Tax ID: 20-4074883

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Lantzman Management is a smaller mortgage company specializing in NA loans. Lantzman Management has a high proportion of conventional loans. Their top markets by origination volume include: Las Vegas, Los Angeles, San Diego, Sacramento, and San Francisco among others. We have data for 27 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Lantzman Management has an above average approval rate when compared to the average across all lenders.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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    Originations

    264

    Origination Dollar Volume (All Markets)

    $71,250,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 83 $15,065,000 $181,506 $0 9.54%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 30 $14,210,000 $473,667 $0 9.19%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 22 $9,290,000 $422,273 $0 9.29%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 24 $6,630,000 $276,250 $0 9.02%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 9 $4,415,000 $490,556 $0 9.36%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 15 $3,595,000 $239,667 $0 9.45%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 4 $3,310,000 $827,500 $0 9.19%
    RENO, NV (FHA|USDA|VA) 13 $2,545,000 $195,769 $0 9.06%
    FRESNO, CA (FHA|USDA|VA) 16 $2,360,000 $147,500 $0 9.41%
    MODESTO, CA (FHA|USDA|VA) 11 $2,275,000 $206,818 $0 9.56%
    SALINAS, CA (FHA|USDA|VA) 3 $1,225,000 $408,333 $0 9.33%
    MERCED, CA (FHA|USDA|VA) 5 $1,155,000 $231,000 $0 9.45%
    STOCKTON, CA (FHA|USDA|VA) 4 $1,120,000 $280,000 $0 9.75%
    BAKERSFIELD, CA (FHA|USDA|VA) 6 $840,000 $140,000 $0 9.33%
    HANFORD-CORCORAN, CA (FHA|USDA|VA) 3 $505,000 $168,333 $0 10.00%
    VALLEJO, CA (FHA|USDA|VA) 1 $455,000 $455,000 $0 9.00%
    VISALIA, CA (FHA|USDA|VA) 3 $395,000 $131,667 $0 9.33%
    FLAGSTAFF, AZ (FHA|USDA|VA) 1 $305,000 $305,000 $0 10.00%
    Sonora, CA (FHA|USDA|VA) 1 $275,000 $275,000 $0 9.00%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $235,000 $235,000 $0 9.00%
    CARSON CITY, NV (FHA|USDA|VA) 1 $235,000 $235,000 $0 9.00%
    Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $205,000 $205,000 $0 8.50%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 2 $190,000 $95,000 $0 10.00%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 2 $180,000 $90,000 $0 9.75%
    Pahrump, NV (FHA|USDA|VA) 1 $115,000 $115,000 $0 9.00%
    LUBBOCK, TX (FHA|USDA|VA) 1 $65,000 $65,000 $0 10.00%
    Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $55,000 $55,000 $0 9.00%
    Lantzman Management's top markets include Las Vegas, Los Angeles, San Diego, Sacramento, and San Francisco among others.

    Their top states include:
  • California (FHA|USDA|VA)
  • Nevada (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 264 $71,250,000 $269,886 $0 9.37%

    For 2019, Lantzman Management's most frequently originated type of loan was Conventional, with 264 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    NA 203 $56,565,000 $278,645 $0 9.29%
    Cash Out Refi 58 $13,860,000 $238,966 $0 9.66%
    Refi 3 $825,000 $275,000 $0 9.33%

    For 2019, Lantzman Management's most frequently cited loan purpose was NA, with 203 originations. The 2nd most popular reason was Cash Out Refi, with 58 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 156 $39,240,000 $251,538 $0 9.31%
    1 Year 106 $31,540,000 $297,547 $0 9.47%
    3 Year 2 $470,000 $235,000 $0 9.50%

    For 2019, Lantzman Management's most frequently cited loan duration was Other, with 156 originations. The 2nd most popular length was 1 Year, with 106 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    Over 8% 264 $71,250,000 $269,886

    During 2019, Lantzman Management's average interest rate for loans was 0.00%, while their most frequently originated rate bucket for loans was Over 8%, with 264 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 103 $28,665,000 $278,301 $0 9.37%
    $100k-200k 90 $13,190,000 $146,556 $0 9.31%
    $100,000 or less 28 $2,090,000 $74,643 $0 10.01%
    $400k-600k 25 $12,025,000 $481,000 $0 9.14%
    $600k-1MM 15 $11,245,000 $749,667 $0 9.12%
    $1MM+ 3 $4,035,000 $1,345,000 $0 9.00%

    2019 saw Lantzman Management place emphasis on $200k-400k loans with 103 originations, totaling $28,665,000 in origination value.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 177 $46,215,000 $261,102 $0 9.29%
    Not provided 80 $23,000,000 $287,500 $0 9.52%
    White 4 $1,380,000 $345,000 $0 9.69%
    Black 3 $655,000 $218,333 $0 10.33%

    Approval Rates

    Total approvals of all applications
    100.00%

    Lantzman Management has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination

    Points and Fees

    Points Originations Total Value Average Loan
    NA 264 $71,250,000 $269,886

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 4 $760,000 $190,000
    Single Family (1-4 Units):Site-Built 260 $70,490,000 $271,115

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 16 $3,060,000 $191,250 $0 9.62%
    40-60% 51 $11,845,000 $232,255 $0 9.36%
    60-80% 187 $54,635,000 $292,166 $0 9.34%
    80-100% 3 $995,000 $331,667 $0 8.83%
    Under 20% 7 $715,000 $102,143 $0 9.96%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    Lend Smart Mortgage, LLC FHA mortgage Applying for a mortgage or refinancing an existing mortgage 2 100.0%