Lantzman Management Mortgage Rates, Fees & Info

SAN DIEGO, CA

LEI: 549300AAWFEC6CRH6N89

Tax ID: 20-4074883

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Mortgage Data

Review & Overview

Lantzman Management is a smaller mortgage company specializing in NA and Cash Out Refi loans. Lantzman Management has a high proportion of conventional loans. Their top markets by origination volume include: Las Vegas, Los Angeles, San Diego, Riverside, and Fresno among others. We have data for 40 markets. (Some data included below & more in-depth data is available with an active subscription.)

Lantzman Management has an above average approval rate when compared to the average across all lenders.

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Originations

304

Origination Dollar Volume (All Markets)

$91,530,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 81 $19,545,000 $241,296 $0 9.38%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 22 $14,040,000 $638,182 $0 9.39%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 24 $12,010,000 $500,417 $0 9.25%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 31 $8,245,000 $265,968 $0 9.22%
FRESNO, CA (FHA|USDA|VA) 28 $5,730,000 $204,643 $0 9.34%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 10 $4,610,000 $461,000 $0 8.32%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 15 $4,135,000 $275,667 $0 9.06%
BAKERSFIELD, CA (FHA|USDA|VA) 17 $2,505,000 $147,353 $0 9.53%
RENO, NV (FHA|USDA|VA) 8 $2,240,000 $280,000 $0 8.78%
SALINAS, CA (FHA|USDA|VA) 4 $2,150,000 $537,500 $0 9.12%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 2 $1,390,000 $695,000 $0 8.75%
MADERA, CA (FHA|USDA|VA) 6 $1,260,000 $210,000 $0 9.00%
VISALIA, CA (FHA|USDA|VA) 6 $1,100,000 $183,333 $0 9.00%
MERCED, CA (FHA|USDA|VA) 4 $1,080,000 $270,000 $0 9.00%
Outside of Metro Areas 3 $1,055,000 $351,667 $0 10.00%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 2 $930,000 $465,000 $0 9.25%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 3 $895,000 $298,333 $0 9.00%
URBAN HONOLULU, HI (FHA|USDA|VA) 2 $860,000 $430,000 $0 9.50%
CARSON CITY, NV (FHA|USDA|VA) 3 $785,000 $261,667 $0 10.33%
STOCKTON, CA (FHA|USDA|VA) 3 $775,000 $258,333 $0 8.75%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $685,000 $685,000 $0 9.00%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 2 $600,000 $300,000 $0 9.00%
MODESTO, CA (FHA|USDA|VA) 3 $545,000 $181,667 $0 10.08%
Eureka-Arcata, CA (FHA|USDA|VA) 2 $520,000 $260,000 $0 9.50%
Sonora, CA (FHA|USDA|VA) 2 $470,000 $235,000 $0 8.88%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 2 $460,000 $230,000 $0 9.00%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 2 $400,000 $200,000 $0 9.00%
Pahrump, NV (FHA|USDA|VA) 2 $360,000 $180,000 $0 9.50%
VALLEJO, CA (FHA|USDA|VA) 1 $295,000 $295,000 $0 9.50%
YUBA CITY, CA (FHA|USDA|VA) 1 $265,000 $265,000 $0 9.00%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1 $255,000 $255,000 $0 10.00%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 2 $240,000 $120,000 $0 9.50%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1 $205,000 $205,000 $0 10.00%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1 $175,000 $175,000 $0 10.00%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1 $175,000 $175,000 $0 9.75%
COLUMBUS, OH (FHA|USDA|VA) 2 $150,000 $75,000 $0 9.00%
Washington Court House, OH (FHA|USDA|VA) 1 $115,000 $115,000 $0 9.00%
YUMA, AZ (FHA|USDA|VA) 1 $115,000 $115,000 $0 10.00%
BELLINGHAM, WA (FHA|USDA|VA) 1 $105,000 $105,000 $0 10.00%
Aberdeen, WA (FHA|USDA|VA) 1 $55,000 $55,000 $0 10.00%
Lantzman Management's top markets include Las Vegas, Los Angeles, San Diego, Riverside, and Fresno among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Nevada (FHA|USDA|VA)
  • Idaho (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Hawaii (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 304 $91,530,000 $301,086 $0 9.27%

    For 2022, Lantzman Management's most frequently originated type of loan was Conventional, with 304 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    NA 220 $66,160,000 $300,727 $0 9.20%
    Cash Out Refi 84 $25,370,000 $302,024 $0 9.47%

    For 2022, Lantzman Management's most frequently cited loan purpose was NA, with 220 originations. The 2nd most popular reason was Cash Out Refi, with 84 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    1 Year 204 $61,020,000 $299,118 $0 9.23%
    Other 95 $29,465,000 $310,158 $0 9.37%
    3 Year 4 $990,000 $247,500 $0 9.31%
    5 Year 1 $55,000 $55,000 $0 9.00%

    For 2022, Lantzman Management's most frequently cited loan duration was 1 Year, with 204 originations. The 2nd most popular length was Other, with 95 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    Over 8% 302 $90,950,000 $301,159
    <2.5% 1 $265,000 $265,000
    7-8% 1 $315,000 $315,000

    During 2022, Lantzman Management's average interest rate for loans was 0.00%, while their most frequently originated rate bucket for loans was Over 8%, with 302 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 141 $38,895,000 $275,851 $0 9.15%
    $100k-200k 94 $14,150,000 $150,532 $0 9.55%
    $400k-600k 31 $15,175,000 $489,516 $0 9.09%
    $100,000 or less 17 $1,205,000 $70,882 $0 9.41%
    $600k-1MM 14 $10,310,000 $736,429 $0 8.98%
    $1MM+ 7 $11,795,000 $1,685,000 $0 9.14%

    2022 saw Lantzman Management place emphasis on $200k-400k loans with 141 originations, totaling $38,895,000 in origination value.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 182 $52,810,000 $290,165 $0 9.24%
    Not provided 120 $36,160,000 $301,333 $0 9.32%
    Asian 1 $2,255,000 $2,255,000 $0 10.50%
    White 1 $305,000 $305,000 $0 8.99%

    Approval Rates

    Total approvals of all applications
    100.00%

    Lantzman Management has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination

    Points and Fees

    Points Originations Total Value Average Loan
    NA 304 $91,530,000 $301,086

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    304 $91,530,000 $301,086

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 33 $7,535,000 $228,333 $0 9.50%
    40-60% 73 $19,825,000 $271,575 $0 9.50%
    60-80% 183 $61,705,000 $337,186 $0 9.13%
    80-100% 4 $830,000 $207,500 $0 9.25%
    Over 100% 1 $205,000 $205,000 $0 10.00%
    Under 20% 9 $1,165,000 $129,444 $0 9.56%