Lantzman Management Mortgage Rates, Fees & Info

SAN DIEGO, CA

LEI: 549300AAWFEC6CRH6N89

Tax ID: 20-4074883

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Lantzman Management is a smaller mortgage company specializing in NA loans. Lantzman Management has a high proportion of conventional loans. Their top markets by origination volume include: Las Vegas, Los Angeles, San Diego, Riverside, and Reno among others. We have data for 32 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Lantzman Management has an above average approval rate when compared to the average across all lenders.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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    Originations

    262

    Origination Dollar Volume (All Markets)

    $77,610,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 79 $16,765,000 $212,215 $0 9.10%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 22 $11,280,000 $512,727 $0 8.82%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 17 $7,665,000 $450,882 $0 8.95%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 24 $6,900,000 $287,500 $0 9.17%
    RENO, NV (FHA|USDA|VA) 13 $4,555,000 $350,385 $0 8.94%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 10 $4,380,000 $438,000 $0 9.90%
    FRESNO, CA (FHA|USDA|VA) 17 $3,725,000 $219,118 $0 9.26%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 6 $2,720,000 $453,333 $0 8.83%
    BAKERSFIELD, CA (FHA|USDA|VA) 14 $2,280,000 $162,857 $0 8.89%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 8 $2,000,000 $250,000 $0 9.00%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 9 $1,925,000 $213,889 $0 9.00%
    SALINAS, CA (FHA|USDA|VA) 4 $1,760,000 $440,000 $0 8.99%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 2 $1,560,000 $780,000 $0 8.88%
    Gardnerville Ranchos, NV (FHA|USDA|VA) 4 $1,550,000 $387,500 $0 8.75%
    KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 1 $1,355,000 $1,355,000 $0 9.00%
    MADERA, CA (FHA|USDA|VA) 7 $1,305,000 $186,429 $0 9.07%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 2 $1,240,000 $620,000 $0 8.00%
    STOCKTON, CA (FHA|USDA|VA) 4 $890,000 $222,500 $0 9.50%
    Outside of Metro Areas 2 $580,000 $290,000 $0 9.50%
    Sonora, CA (FHA|USDA|VA) 3 $515,000 $171,667 $0 8.83%
    MODESTO, CA (FHA|USDA|VA) 2 $450,000 $225,000 $0 9.00%
    CARSON CITY, NV (FHA|USDA|VA) 1 $405,000 $405,000 $0 9.00%
    VALLEJO, CA (FHA|USDA|VA) 1 $355,000 $355,000 $0 9.00%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $285,000 $285,000 $0 9.00%
    VISALIA, CA (FHA|USDA|VA) 2 $250,000 $125,000 $0 9.00%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1 $225,000 $225,000 $0 9.50%
    YUBA CITY, CA (FHA|USDA|VA) 1 $145,000 $145,000 $0 9.00%
    Aberdeen, WA (FHA|USDA|VA) 1 $135,000 $135,000 $0 9.00%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $135,000 $135,000 $0 10.00%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1 $105,000 $105,000 $0 11.00%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $105,000 $105,000 $0 9.00%
    Outside of Metro Areas 1 $65,000 $65,000 $0 11.00%
    Lantzman Management's top markets include Las Vegas, Los Angeles, San Diego, Riverside, and Reno among others.

    Their top states include:
  • California (FHA|USDA|VA)
  • Nevada (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Hawaii (FHA|USDA|VA)
  • Idaho (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 262 $77,610,000 $296,221 $0 9.09%

    For 2021, Lantzman Management's most frequently originated type of loan was Conventional, with 262 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    NA 212 $63,100,000 $297,642 $0 9.04%
    Cash Out Refi 47 $13,545,000 $288,191 $0 9.29%
    Refi 3 $965,000 $321,667 $0 9.00%

    For 2021, Lantzman Management's most frequently cited loan purpose was NA, with 212 originations. The 2nd most popular reason was Cash Out Refi, with 47 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    1 Year 166 $50,570,000 $304,639 $0 9.14%
    Other 94 $26,870,000 $285,851 $0 9.01%
    3 Year 1 $65,000 $65,000 $0 7.50%
    5 Year 1 $105,000 $105,000 $0 9.00%

    For 2021, Lantzman Management's most frequently cited loan duration was 1 Year, with 166 originations. The 2nd most popular length was Other, with 94 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    Over 8% 254 $74,920,000 $294,961
    7-8% 8 $2,690,000 $336,250

    During 2021, Lantzman Management's average interest rate for loans was 0.00%, while their most frequently originated rate bucket for loans was Over 8%, with 254 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 126 $34,060,000 $270,317 $0 9.07%
    $100k-200k 79 $11,555,000 $146,266 $0 9.10%
    $400k-600k 25 $12,295,000 $491,800 $0 9.09%
    $100,000 or less 13 $875,000 $67,308 $0 9.27%
    $600k-1MM 12 $8,760,000 $730,000 $0 8.94%
    $1MM+ 7 $10,065,000 $1,437,857 $0 9.25%

    2021 saw Lantzman Management place emphasis on $200k-400k loans with 126 originations, totaling $34,060,000 in origination value.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 178 $54,340,000 $305,281 $0 8.99%
    Not provided 80 $22,100,000 $276,250 $0 9.31%
    White 3 $1,035,000 $345,000 $0 8.92%
    Asian 1 $135,000 $135,000 $0 9.00%

    Approval Rates

    Total approvals of all applications
    100.00%

    Lantzman Management has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination

    Points and Fees

    Points Originations Total Value Average Loan
    NA 262 $77,610,000 $296,221

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    262 $77,610,000 $296,221

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 9 $2,525,000 $280,556 $0 9.50%
    40-60% 63 $18,405,000 $292,143 $0 9.03%
    60-80% 178 $54,100,000 $303,933 $0 9.09%
    80-100% 3 $1,325,000 $441,667 $0 9.00%
    Under 20% 7 $965,000 $137,857 $0 9.07%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    Lend Smart Mortgage, LLC VA mortgage Applying for a mortgage or refinancing an existing mortgage 1 100.0%