Concord Mortgage Rates
30 Year Fixed Rate mortgages in Concord averaged
5.8%
for the week of 2022-06-30, compared to the national average of
5.7% for the same period.
The average rate for the prior week (2022-06-23) was
5.71% and
one month ago for the week of 2022-05-26, the
average rate was 5.2%.
Concord's average rate one year ago was 3%.
For refis of the same type during the week of 2022-06-30, the average rate
was 5.8%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2022-06-30 | 5.7% |
Concord 30 Year Fixed Rate | 2022-06-30 | 5.8% |
Concord 30 Year Fixed Rate Refi | 2022-06-30 | 5.8% |
Concord 15 Year Fixed Rate | 2022-06-30 | 5.54% |
Concord 15 Year Fixed Rate Refi | 2022-06-30 | 4.96% |
Concord 30 Year FHA | 2022-06-30 | 5.78% |
Concord 30 Year FHA Refi | 2022-06-30 | 5.77% |
Concord 30 Year USDA | 2022-06-30 | 5.28% |
Concord 30 Year USDA Refi | 2022-06-30 | 5.87% |
Concord 30 Year VA | 2022-06-30 | 5.82% |
Concord 30 Year VA Refi | 2022-06-30 | 5.3% |
Concord Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Concord, NH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Concord, NH's 199 lenders originated 7,729
loans during 2021. The total origination value was $1,940,145,000, with an average loan value of
$251,021.
The top Concord lender as defined by loan originations is CMG MORTGAGE, INC., with
417 loans originated. Their average total fees are
$3,379, which is $1,408
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Concord lenders (with over 10 loans originated) are
LAKEVIEW LOAN SERVICING, LLC ($1,772), FREEDOM MORTGAGE CORPORATION ($2,075), Triangle Credit Union ($2,328), HOME POINT FINANCIAL CORPORATION ($2,536) and TD Bank ($2,571).
The lowest rate Concord lenders (with over 10 loans originated) are
Bank of America (2.78%), Leader Bank (2.85%), JPMorgan Chase Bank (2.89%), AMERISAVE MORTGAGE CORPORATION (2.90%) and NEW FED MORTGAGE, CORP. (2.90%).
Concord, NH Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
---|---|---|---|---|
CMG MORTGAGE, INC. | $178,685,000 | $195,320,000 | 9.3% | 10.1% |
QUICKEN LOANS, LLC | $157,930,000 | $178,950,000 | 13.3% | 9.2% |
RESIDENTIAL MORTGAGE SERVICES, INC. | $121,810,000 | $99,335,000 | -18.5% | 5.1% |
UNITED WHOLESALE MORTGAGE, LLC | $54,510,000 | $89,650,000 | 64.5% | 4.6% |
Citizens Bank | $50,835,000 | $70,915,000 | 39.5% | 3.7% |
Merrimack County Savings Bank | $90,940,000 | $70,505,000 | -22.5% | 3.6% |
ST. MARY'S BANK | $61,190,000 | $66,395,000 | 8.5% | 3.4% |
HARBORONE MORTGAGE, LLC | $63,455,000 | $62,720,000 | -1.2% | 3.2% |
LOANDEPOT.COM, LLC | $24,105,000 | $42,795,000 | 77.5% | 2.2% |
Bar Harbor Bank & Trust | $54,375,000 | $41,940,000 | -22.9% | 2.2% |
FREEDOM MORTGAGE CORPORATION | $45,010,000 | $38,475,000 | -14.5% | 2.0% |
PENNYMAC LOAN SERVICES, LLC | $13,710,000 | $33,205,000 | 142.2% | 1.7% |
NEWREZ LLC | $19,455,000 | $32,865,000 | 68.9% | 1.7% |
Wells Fargo Bank | $22,635,000 | $29,255,000 | 29.2% | 1.5% |
Mr. Cooper ( Nationstar Mortgage ) | $23,215,000 | $28,995,000 | 24.9% | 1.5% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $26,790,000 | $24,600,000 | -8.2% | 1.3% |
AMERISAVE MORTGAGE CORPORATION | $14,605,000 | $23,930,000 | 63.8% | 1.2% |
LEADERONE FINANCIAL CORPORATION | $18,880,000 | $23,045,000 | 22.1% | 1.2% |
Mascoma Bank | $26,935,000 | $22,885,000 | -15.0% | 1.2% |
TD Bank | $22,115,000 | $22,455,000 | 1.5% | 1.2% |
CROSSCOUNTRY MORTGAGE, LLC | $22,660,000 | $22,425,000 | -1.0% | 1.2% |
Kennebunk Savings Bank | $185,000 | $22,225,000 | 11,913.5% | 1.1% |
NEW HAMPSHIRE | $21,365,000 | $21,425,000 | 0.3% | 1.1% |
ENVOY MORTGAGE, LTD | $21,715,000 | $20,285,000 | -6.6% | 1.0% |
Bank of America | $15,680,000 | $20,035,000 | 27.8% | 1.0% |
Granite State Credit Union | $19,840,000 | $19,880,000 | 0.2% | 1.0% |
Mortgage Research Center, LLC | $20,635,000 | $19,680,000 | -4.6% | 1.0% |
GUARANTEED RATE, INC. | $13,865,000 | $19,445,000 | 40.2% | 1.0% |
EMM LOANS LLC | $19,695,000 | $17,795,000 | -9.6% | 0.9% |
MOVEMENT MORTGAGE, LLC | $15,640,000 | $17,375,000 | 11.1% | 0.9% |
JPMorgan Chase Bank | $16,375,000 | $17,070,000 | 4.2% | 0.9% |
Franklin Savings Bank | $12,235,000 | $15,275,000 | 24.8% | 0.8% |
LAKEVIEW LOAN SERVICING, LLC | $7,900,000 | $14,980,000 | 89.6% | 0.8% |
Service Federal Credit Union | $18,405,000 | $14,635,000 | -20.5% | 0.8% |
Bank of New Hampshire | $20,290,000 | $14,200,000 | -30.0% | 0.7% |
DIGITAL Federal Credit Union | $12,935,000 | $12,180,000 | -5.8% | 0.6% |
BROKER SOLUTIONS, INC. | $5,335,000 | $12,150,000 | 127.7% | 0.6% |
Bangor Savings Bank | $10,685,000 | $11,945,000 | 11.8% | 0.6% |
Northway Bank | $18,280,000 | $11,690,000 | -36.1% | 0.6% |
NORTHPOINT MORTGAGE, INC. | $11,285,000 | $11,135,000 | -1.3% | 0.6% |
BELLWETHER COMMUNITY | $9,030,000 | $11,060,000 | 22.5% | 0.6% |
NAVY FEDERAL CREDIT UNION | $8,310,000 | $11,045,000 | 32.9% | 0.6% |
NORTHEAST CREDIT UNION | $13,460,000 | $10,255,000 | -23.8% | 0.5% |
HOME POINT FINANCIAL CORPORATION | $10,255,000 | $10,125,000 | -1.3% | 0.5% |
Mortgage Network, Inc. | $6,165,000 | $9,570,000 | 55.2% | 0.5% |
GUILD MORTGAGE COMPANY | $155,000 | $9,200,000 | 5,835.5% | 0.5% |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $3,615,000 | $8,955,000 | 147.7% | 0.5% |
LENDUS, LLC | $1,500,000 | $8,350,000 | 456.7% | 0.4% |
MORTGAGE EQUITY PARTNERS LLC | $14,205,000 | $8,080,000 | -43.1% | 0.4% |
The Federal Savings Bank | $6,935,000 | $7,935,000 | 14.4% | 0.4% |
GUARANTEED RATE AFFINITY, LLC | $3,305,000 | $7,565,000 | 128.9% | 0.4% |
RADIUS FINANCIAL GROUP INC. | $6,480,000 | $7,035,000 | 8.6% | 0.4% |
EMBRACE HOME LOANS, INC. | $9,880,000 | $7,000,000 | -29.1% | 0.4% |
Flagstar Bank, FSB | $4,155,000 | $6,955,000 | 67.4% | 0.4% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $9,325,000 | $6,870,000 | -26.3% | 0.4% |
CALIBER HOME LOANS, INC. | $11,540,000 | $6,650,000 | -42.4% | 0.3% |
NEW FED MORTGAGE, CORP. | $3,945,000 | $6,595,000 | 67.2% | 0.3% |
First Guaranty Mortgage Corporation | $5,895,000 | $6,555,000 | 11.2% | 0.3% |
RELIANCE FIRST CAPITAL, LLC | $3,750,000 | $6,450,000 | 72.0% | 0.3% |
Leader Bank | $5,300,000 | $6,045,000 | 14.1% | 0.3% |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $6,240,000 | $5,985,000 | -4.1% | 0.3% |
Meredith Village Savings Bank | $7,520,000 | $5,930,000 | -21.1% | 0.3% |
U.S. Bank | $6,225,000 | $5,780,000 | -7.1% | 0.3% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $7,330,000 | $5,705,000 | -22.2% | 0.3% |
Waterstone Mortgage Corporation | $6,760,000 | $5,685,000 | -15.9% | 0.3% |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $6,365,000 | $5,270,000 | -17.2% | 0.3% |
ARC HOME LLC | $3,805,000 | $4,870,000 | 28.0% | 0.3% |
NEW DAY FINANCIAL, LLC | $4,735,000 | $4,685,000 | -1.1% | 0.2% |
Triangle Credit Union | $13,635,000 | $4,535,000 | -66.7% | 0.2% |
Members First Credit Union N.H. | $1,940,000 | $4,430,000 | 128.4% | 0.2% |
DRAPER AND KRAMER MORTGAGE CORP. | $3,340,000 | $4,400,000 | 31.7% | 0.2% |
USAA Federal Savings Bank | $12,570,000 | $4,400,000 | -65.0% | 0.2% |
TOTAL MORTGAGE SERVICES, LLC | $4,790,000 | $4,210,000 | -12.1% | 0.2% |
NBT Bank | $1,750,000 | $3,740,000 | 113.7% | 0.2% |
STEARNS LENDING, LLC | $3,535,000 | $3,695,000 | 4.5% | 0.2% |
Carrington Mortgage Services, LLC | $3,615,000 | $3,615,000 | 0.0% | 0.2% |
Envision Bank | $4,395,000 | $3,375,000 | -23.2% | 0.2% |
Eastern Bank | $28,030,000 | $3,275,000 | -88.3% | 0.2% |
Morgan Stanley Private Bank | $1,240,000 | $3,240,000 | 161.3% | 0.2% |
NBKC BANK | $610,000 | $3,235,000 | 430.3% | 0.2% |
People's United Bank | $2,195,000 | $3,180,000 | 44.9% | 0.2% |
EVERETT FINANCIAL, INC. | $6,165,000 | $3,150,000 | -48.9% | 0.2% |
Santander Bank, N.A. | $4,695,000 | $3,085,000 | -34.3% | 0.2% |
First Republic Bank | $1,160,000 | $3,070,000 | 164.7% | 0.2% |
North American Savings Bank, F.S.B. | $975,000 | $2,965,000 | 204.1% | 0.2% |
PENTAGON FEDERAL CREDIT UNION | $535,000 | $2,820,000 | 427.1% | 0.1% |
MUTUAL OF OMAHA MORTGAGE, INC. | $1,970,000 | $2,780,000 | 41.1% | 0.1% |
BAY EQUITY LLC | $1,540,000 | $2,770,000 | 79.9% | 0.1% |
Cambridge Trust Company | $3,455,000 | $2,705,000 | -21.7% | 0.1% |
HOMESIDE FINANCIAL, LLC | $2,670,000 | n/a | 0.1% | |
SALEM FIVE MORTGAGE COMPANY, LLC | $3,935,000 | $2,580,000 | -34.4% | 0.1% |
Wyndham Capital Mortgage, Inc. | $1,470,000 | $2,565,000 | 74.5% | 0.1% |
Boston Private Bank & Trust Company | $2,505,000 | n/a | 0.1% | |
SIS BANCORP, MHC | $2,425,000 | n/a | 0.1% | |
Charles Schwab Bank, SSB | $875,000 | $2,350,000 | 168.6% | 0.1% |
SOFI LENDING CORP. | $2,325,000 | n/a | 0.1% | |
Sierra Pacific Mortgage Company, Inc. | $3,400,000 | $2,320,000 | -31.8% | 0.1% |
AMERICAN FINANCING CORPORATION | $980,000 | $2,285,000 | 133.2% | 0.1% |
ZILLOW HOME LOANS, LLC | $2,250,000 | n/a | 0.1% | |
HOMESTEAD FUNDING CORP. | $2,055,000 | $2,085,000 | 1.5% | 0.1% |
BNY Mellon | $1,005,000 | $2,005,000 | 99.5% | 0.1% |
BNC National Bank | $1,360,000 | $2,000,000 | 47.1% | 0.1% |
Jeanne D'Arc Credit Union | $915,000 | $1,915,000 | 109.3% | 0.1% |
KeyBank | $1,205,000 | $1,855,000 | 53.9% | 0.1% |
Paramount Residential Mortgage Group, Inc. | $670,000 | $1,830,000 | 173.1% | 0.1% |
Century Mortgage Company DBA Century Lending Company | $1,790,000 | n/a | 0.1% | |
REVERSE MORTGAGE FUNDING LLC | $520,000 | $1,790,000 | 244.2% | 0.1% |
Enterprise Bank and Trust Company | $2,730,000 | $1,760,000 | -35.5% | 0.1% |
Rockland Trust Company | $765,000 | $1,750,000 | 128.8% | 0.1% |
CHURCHILL MORTGAGE CORPORATION | $715,000 | $1,660,000 | 132.2% | 0.1% |
WASHINGTON TRUST MORTGAGE COMPANY LLC | $1,665,000 | $1,605,000 | -3.6% | 0.1% |
Barrington Bank & Trust Company, N.A. | $3,360,000 | $1,515,000 | -54.9% | 0.1% |
Commerce Bank | $1,505,000 | n/a | 0.1% | |
First Home Bank | $165,000 | $1,490,000 | 803.0% | 0.1% |
Home Loan Investment Bank, F.S.B. | $1,870,000 | $1,485,000 | -20.6% | 0.1% |
Chicago Mortgage Solutions LLC | $1,430,000 | n/a | 0.1% | |
Third Federal Savings and Loan Association of Cleveland | $525,000 | $1,380,000 | 162.9% | 0.1% |
SUN WEST MORTGAGE COMPANY, INC. | $1,475,000 | $1,365,000 | -7.5% | 0.1% |
Cf Bank | $935,000 | $1,345,000 | 43.9% | 0.1% |
Salem Co-Operative Bank | $1,210,000 | $1,320,000 | 9.1% | 0.1% |
Webster Bank | $1,085,000 | $1,305,000 | 20.3% | 0.1% |
The Camden National Bank | $1,005,000 | $1,190,000 | 18.4% | 0.1% |
TIAA, FSB | $2,030,000 | $1,155,000 | -43.1% | 0.1% |
VILLAGE CAPITAL & INVESTMENT LLC | $1,140,000 | n/a | 0.1% | |
AMERICAN INTERNET MORTGAGE, INC. | $1,710,000 | $1,070,000 | -37.4% | 0.1% |
MERRIMACK VALLEY | $480,000 | $1,070,000 | 122.9% | 0.1% |
Citibank | $400,000 | $1,045,000 | 161.3% | 0.1% |
BAYCOAST MORTGAGE COMPANY, LLC | $1,040,000 | n/a | 0.1% | |
AmeriHome Mortgage Company, LLC | $1,370,000 | $1,030,000 | -24.8% | 0.1% |
KELLER MORTGAGE, LLC | $2,385,000 | $1,020,000 | -57.2% | 0.1% |
ACADEMY MORTGAGE CORPORATION | $600,000 | $1,015,000 | 69.2% | 0.1% |
NEW ENGLAND FEDERAL CREDIT UNION | $785,000 | $1,005,000 | 28.0% | 0.1% |
Berkshire Bank | $1,195,000 | $995,000 | -16.7% | 0.1% |
SPRING EQ, LLC | $300,000 | $950,000 | 216.7% | 0.0% |
First Savings Bank | $1,065,000 | $940,000 | -11.7% | 0.0% |
OCMBC, INC. | $185,000 | $935,000 | 405.4% | 0.0% |
Northern Bank & Trust Company | $2,515,000 | $915,000 | -63.6% | 0.0% |
AMERICAN FINANCIAL NETWORK, INC. | $185,000 | $905,000 | 389.2% | 0.0% |
HANSCOM | $465,000 | $905,000 | 94.6% | 0.0% |
GUARANTY HOME MORTGAGE CORPORATION | $900,000 | n/a | 0.0% | |
EQUITY RESOURCES, INC. | $890,000 | n/a | 0.0% | |
PHH Mortgage Corporation | $1,700,000 | $870,000 | -48.8% | 0.0% |
Low VA Rates, LLC | $295,000 | $850,000 | 188.1% | 0.0% |
Poli Mortgage Group, Inc. | $1,230,000 | $805,000 | -34.6% | 0.0% |
Quontic Bank | $295,000 | $785,000 | 166.1% | 0.0% |
Meridian Bank Corporation | $275,000 | $780,000 | 183.6% | 0.0% |
NORWICH COMMERCIAL GROUP, INC. | $860,000 | $775,000 | -9.9% | 0.0% |
The Huntington National Bank | $770,000 | n/a | 0.0% | |
First Internet Bank of Indiana | $205,000 | $765,000 | 273.2% | 0.0% |
LENDERFI, INC. | $795,000 | $760,000 | -4.4% | 0.0% |
BayCoast Bank | $580,000 | $750,000 | 29.3% | 0.0% |
21ST MORTGAGE CORPORATION | $835,000 | $745,000 | -10.8% | 0.0% |
UBS Bank USA | $755,000 | $740,000 | -2.0% | 0.0% |
Northpointe Bank | $1,100,000 | $730,000 | -33.6% | 0.0% |
NORTHEAST HOME LOAN, LLC | $530,000 | $710,000 | 34.0% | 0.0% |
Figure Lending LLC | $135,000 | $700,000 | 418.5% | 0.0% |
Equity Prime Mortgage LLC | $510,000 | $670,000 | 31.4% | 0.0% |
MEMBERS MORTGAGE COMPANY, INC. | $1,160,000 | $650,000 | -44.0% | 0.0% |
Raymond James Bank | $635,000 | n/a | 0.0% | |
RTN FEDERAL CREDIT UNION | $635,000 | n/a | 0.0% | |
City National Bank | $625,000 | n/a | 0.0% | |
The Lowell Five Cent Savings Bank | $920,000 | $595,000 | -35.3% | 0.0% |
Truist Bank | $670,000 | $595,000 | -11.2% | 0.0% |
First Federal Bank | $730,000 | $585,000 | -19.9% | 0.0% |
Brighton Bank | $580,000 | n/a | 0.0% | |
FINANCE OF AMERICA MORTGAGE LLC | $440,000 | $570,000 | 29.5% | 0.0% |
Discover Bank | $595,000 | $555,000 | -6.7% | 0.0% |
PLANET HOME LENDING, LLC | $975,000 | $550,000 | -43.6% | 0.0% |
First National Bank of America | $545,000 | n/a | 0.0% | |
CONTOUR MORTGAGE CORPORATION | $540,000 | n/a | 0.0% | |
Magnolia Bank | $560,000 | $540,000 | -3.6% | 0.0% |
TJC Mortgage, Inc. | $535,000 | n/a | 0.0% | |
Institution for Savings in Newburyport and Its Vicinity | $295,000 | $530,000 | 79.7% | 0.0% |
First Seacoast Bank | $285,000 | $520,000 | 82.5% | 0.0% |
Northmark Bank | $520,000 | n/a | 0.0% | |
Katahdin Trust Company | $515,000 | n/a | 0.0% | |
Republic State Mortgage Co. | $1,585,000 | $515,000 | -67.5% | 0.0% |
Farm Credit East, ACA | $1,245,000 | $505,000 | -59.4% | 0.0% |
PREMIA MORTGAGE, LLC | $415,000 | $505,000 | 21.7% | 0.0% |
Bank of England | $1,785,000 | $500,000 | -72.0% | 0.0% |
Strong Home Mortgage, LLC | $485,000 | n/a | 0.0% | |
Nations Lending Corporation | $1,015,000 | $475,000 | -53.2% | 0.0% |
AMERICAN FINANCIAL RESOURCES, INC. | $780,000 | $460,000 | -41.0% | 0.0% |
Community First National Bank | $205,000 | $460,000 | 124.4% | 0.0% |
NATIONWIDE MORTGAGE BANKERS, INC. | $455,000 | n/a | 0.0% | |
The Central Trust Bank | $435,000 | n/a | 0.0% | |
UNION HOME MORTGAGE CORP. | $115,000 | $405,000 | 252.2% | 0.0% |
DREW MORTGAGE ASSOCIATES, INC. | $265,000 | $400,000 | 50.9% | 0.0% |
Evolve Bank & Trust | $275,000 | $395,000 | 43.6% | 0.0% |
OCEANSIDE MORTGAGE COMPANY | $390,000 | n/a | 0.0% | |
ALIGN CREDIT UNION | $215,000 | $385,000 | 79.1% | 0.0% |
AMERICAN ADVISORS GROUP | $415,000 | $385,000 | -7.2% | 0.0% |
ANGEL OAK MORTGAGE SOLUTIONS LLC | $135,000 | $375,000 | 177.8% | 0.0% |
Pinnacle Bank | $375,000 | n/a | 0.0% | |
CENTRAL ONE FEDERAL CREDIT UNION | $755,000 | $365,000 | -51.7% | 0.0% |
NFM, INC. | $365,000 | n/a | 0.0% | |
Shamrock Home Loans, Inc. | $370,000 | $365,000 | -1.4% | 0.0% |
INTEGRITY MORTGAGE LLC | $560,000 | $345,000 | -38.4% | 0.0% |
SIRVA MORTGAGE, INC. | $335,000 | $345,000 | 3.0% | 0.0% |
Midwest Community Bank | $335,000 | n/a | 0.0% | |
Peoples Bank | $335,000 | n/a | 0.0% | |
Washington Trust Bank | $285,000 | $335,000 | 17.5% | 0.0% |
ACCELERATE MORTGAGE, LLC | $770,000 | $325,000 | -57.8% | 0.0% |
A&D Mortgage LLC | $325,000 | n/a | 0.0% | |
Bank of Whittier | $325,000 | n/a | 0.0% | |
Stifel Bank and Trust | $1,645,000 | $325,000 | -80.2% | 0.0% |
Fall River Five Cents Savings Bank | $510,000 | $320,000 | -37.3% | 0.0% |
Manufacturers and Traders Trust Company | $260,000 | $320,000 | 23.1% | 0.0% |
Amerifirst Financial, Inc. | $315,000 | n/a | 0.0% | |
DEEPHAVEN MORTGAGE LLC | $315,000 | n/a | 0.0% | |
INLAND BANK & TRUST | $310,000 | $315,000 | 1.6% | 0.0% |
ALLIED MORTGAGE GROUP, INC. | $305,000 | n/a | 0.0% | |
Avidia Bank | $305,000 | n/a | 0.0% | |
HOMESPIRE MORTGAGE CORPORATION | $305,000 | n/a | 0.0% | |
NP, Inc. | $715,000 | $305,000 | -57.3% | 0.0% |
Prime Choice Funding Inc. | $1,390,000 | $305,000 | -78.1% | 0.0% |
Paramount Bank | $295,000 | n/a | 0.0% | |
RUOFF MORTGAGE COMPANY, INC. | $255,000 | $295,000 | 15.7% | 0.0% |
T2 FINANCIAL LLC | $295,000 | n/a | 0.0% | |
SUCCESS MORTGAGE PARTNERS, INC. | $695,000 | $275,000 | -60.4% | 0.0% |
Triumph Bank | $205,000 | $275,000 | 34.1% | 0.0% |
Luxury Mortgage Corp. | $965,000 | $265,000 | -72.5% | 0.0% |
Mortgage Assurance Inc. | $325,000 | $265,000 | -18.5% | 0.0% |
Navigant Credit Union | $265,000 | n/a | 0.0% | |
ATHAS CAPITAL GROUP, INC. | $255,000 | n/a | 0.0% | |
CUSO MORTGAGE CORPORATION | $255,000 | n/a | 0.0% | |
LENOX FINANCIAL MORTGAGE CORPORATION | $365,000 | $255,000 | -30.1% | 0.0% |
MSA MORTGAGE, LLC | $255,000 | n/a | 0.0% | |
SOVEREIGN LENDING GROUP INCORPORATED | $695,000 | $255,000 | -63.3% | 0.0% |
TOGETHER CREDIT UNION | $440,000 | $255,000 | -42.0% | 0.0% |
Axos Bank | $245,000 | n/a | 0.0% | |
Haverhill Bank | $245,000 | n/a | 0.0% | |
LENDSURE MORTGAGE CORP. | $245,000 | n/a | 0.0% | |
VELOCITY COMMERCIAL CAPITAL, LLC | $245,000 | n/a | 0.0% | |
Alerus Financial | $235,000 | n/a | 0.0% | |
WILLIAM RAVEIS MORTGAGE, LLC | $235,000 | n/a | 0.0% | |
FINANCIAL RESOURCES FEDERAL CREDIT UNION | $215,000 | n/a | 0.0% | |
LIMA ONE CAPITAL, LLC | $215,000 | n/a | 0.0% | |
Platinum Home Mortgage Corporation | $215,000 | n/a | 0.0% | |
ALLIANT CREDIT UNION | $115,000 | $205,000 | 78.3% | 0.0% |
Atlantic Home Lending, Inc. | $205,000 | n/a | 0.0% | |
First Federal Bank of Kansas City | $485,000 | $205,000 | -57.7% | 0.0% |
Plains Commerce Bank | $205,000 | n/a | 0.0% | |
CALCON MUTUAL MORTGAGE LLC | $195,000 | n/a | 0.0% | |
RESIDENTIAL BANCORP. | $185,000 | n/a | 0.0% | |
UNITED MORTGAGE CORP. | $175,000 | n/a | 0.0% | |
KS StateBank | $1,625,000 | $165,000 | -89.8% | 0.0% |
NESC | $155,000 | n/a | 0.0% | |
InterContinental Capital Group, Inc | $885,000 | $145,000 | -83.6% | 0.0% |
PNC Bank | $930,000 | $145,000 | -84.4% | 0.0% |
Workers Credit Union | $190,000 | $110,000 | -42.1% | 0.0% |
LOGIX FEDERAL CREDIT UNION | $935,000 | $105,000 | -88.8% | 0.0% |
North Shore Bank, a Co-operative Bank | $95,000 | n/a | 0.0% | |
GREENWOOD | $65,000 | n/a | 0.0% | |
OCEAN STATE CREDIT UNION | $225,000 | $65,000 | -71.1% | 0.0% |
ONE Credit Union | $65,000 | n/a | 0.0% | |
Salem Five Cents Savings Bank | $575,000 | $65,000 | -88.7% | 0.0% |
HarborOne Bank | $35,000 | n/a | 0.0% | |
BMO Harris Bank | $25,000 | n/a | 0.0% | |
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $25,000 | $25,000 | 0.0% | 0.0% |
Concord's top lender by overall market share is CMG MORTGAGE, INC., with 10.1% market share. In second place, with 9.2%, is QUICKEN LOANS, LLC, having originated $178,950,000 in loans. In third place, with 5.1%, is RESIDENTIAL MORTGAGE SERVICES, INC., having originated $99,335,000 in loans. In third place, with 4.6%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $89,650,000 in loans. In third place, with 3.7%, is Citizens Bank, having originated $70,915,000 in loans.
Concord, NH Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Refi | 2,980 | $709,230,000 | $237,997 |
Home Purchase | 2,260 | $695,800,000 | $307,876 |
Cash Out Refi | 1,890 | $456,090,000 | $241,317 |
Home Improvement | 386 | $43,390,000 | $112,409 |
Other | 213 | $35,635,000 | $167,300 |
Concord's most frequently cited loan purpose was Refi, with 2,980 originations. The 2nd most popular reason was Home Purchase, with 2,260 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
2.5-3% | 3,278 | $844,210,000 | $257,538 |
3-4% | 2,535 | $653,395,000 | $257,750 |
<2.5% | 1,433 | $343,105,000 | $239,431 |
4-5% | 201 | $37,175,000 | $184,950 |
5-6% | 82 | $7,100,000 | $86,585 |
6-7% | 42 | $2,870,000 | $68,333 |
Over 8% | 20 | $1,530,000 | $76,500 |
7-8% | 19 | $1,675,000 | $88,158 |
During 2021, Concord's most frequently originated rate bucket was 2.5-3%, with 3,278 originations.
Loan Sizing (Concord, NH MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$200k-400k | 4,116 | $1,133,680,000 | $275,432 |
$100k-200k | 2,333 | $360,835,000 | $154,666 |
$400k-600k | 619 | $290,255,000 | $468,910 |
$100,000 or less | 551 | $33,705,000 | $61,171 |
$600k-1000k | 82 | $59,320,000 | $723,415 |
$Over $1MM | 28 | $62,350,000 | $2,226,786 |
Concord's loan sizing saw the bucket of loans from $200k-400k with 4,116 originations, totaling $1,133,680,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
60-80% | 2,879 | $790,145,000 | $274,451 |
80-100% | 1,988 | $604,480,000 | $304,064 |
40-60% | 1,535 | $326,675,000 | $212,818 |
20-40% | 650 | $85,950,000 | $132,231 |
Under 20% | 304 | $16,020,000 | $52,697 |
Over 100% | 52 | $18,640,000 | $358,462 |
Concord's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 2,879 originations, totaling $790,145,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Concord (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $304,950 (16.4%) | $375,003 (18.9%) | 1.12 | 419 |
2018-02-01 | $320,500 (16.8%) | $383,424 (18.9%) | 1.16 | 368 |
2018-03-01 | $329,900 (17.9%) | $371,087 (12.3%) | 1.14 | 360 |
2018-04-01 | $327,450 (19.1%) | $373,230 (10.3%) | 1.10 | 432 |
2018-05-01 | $319,700 (10.3%) | $371,615 (5.0%) | 1.07 | 507 |
2018-06-01 | $309,500 (3.5%) | $378,898 (4.4%) | 1.03 | 592 |
2018-07-01 | $304,950 (3.4%) | $374,289 (3.2%) | 1.02 | 620 |
2018-08-01 | $299,950 (0.3%) | $375,964 (3.5%) | 1.00 | 648 |
2018-09-01 | $299,999 (3.8%) | $378,669 (5.6%) | 1.00 | 680 |
2018-10-01 | $305,000 (3.7%) | $378,733 (5.3%) | 1.02 | 661 |
2018-11-01 | $299,950 (5.1%) | $378,074 (6.6%) | 1.01 | 567 |
2018-12-01 | $299,900 (3.5%) | $375,288 (4.3%) | 1.03 | 473 |
2019-01-01 | $299,700 (-1.7%) | $380,020 (1.3%) | 1.03 | 396 |
2019-02-01 | $307,450 (-4.1%) | $390,424 (1.8%) | 1.03 | 371 |
2019-03-01 | $323,857 (-1.8%) | $390,876 (5.3%) | 1.06 | 384 |
2019-04-01 | $337,107 (3.0%) | $394,979 (5.8%) | 1.06 | 409 |
2019-05-01 | $321,900 (0.7%) | $377,084 (1.5%) | 0.99 | 475 |
2019-06-01 | $320,000 (3.4%) | $402,684 (6.3%) | 0.98 | 509 |
2019-07-01 | $316,950 (3.9%) | $402,586 (7.6%) | 0.99 | 516 |
2019-08-01 | $316,243 (5.4%) | $405,302 (7.8%) | 1.00 | 507 |
2019-09-01 | $304,900 (1.6%) | $395,975 (4.6%) | 0.97 | 504 |
2019-10-01 | $304,950 (0.0%) | $387,720 (2.4%) | 0.97 | 478 |
2019-11-01 | $300,000 (0.0%) | $384,214 (1.6%) | 0.97 | 409 |
2019-12-01 | $299,450 (-0.2%) | $374,325 (-0.3%) | 1.00 | 337 |
2020-01-01 | $300,000 (0.1%) | $387,427 (2.0%) | 1.00 | 271 |
2020-02-01 | $329,000 (7.0%) | $402,637 (3.1%) | 1.06 | 256 |
2020-03-01 | $332,450 (2.7%) | $400,300 (2.4%) | 1.04 | 282 |
2020-04-01 | $348,700 (3.4%) | $402,364 (1.9%) | 1.09 | 290 |
2020-05-01 | $349,000 (8.4%) | $404,093 (7.2%) | 1.06 | 274 |
2020-06-01 | $366,950 (14.7%) | $445,107 (10.5%) | 1.07 | 285 |
2020-07-01 | $364,950 (15.1%) | $450,996 (12.0%) | 1.05 | 246 |
2020-08-01 | $369,000 (16.7%) | $445,339 (9.9%) | 1.05 | 236 |
2020-09-01 | $351,000 (15.1%) | $421,918 (6.6%) | 1.00 | 244 |
2020-10-01 | $329,900 (8.2%) | $416,669 (7.5%) | 0.94 | 236 |
2020-11-01 | $339,450 (13.2%) | $434,165 (13.0%) | 0.97 | 183 |
2020-12-01 | $329,900 (10.2%) | $431,680 (15.3%) | 0.97 | 148 |
2021-01-01 | $330,000 (10.0%) | $431,918 (11.5%) | 0.97 | 103 |
2021-02-01 | $350,000 (6.4%) | $460,739 (14.4%) | 1.01 | 88 |
2021-03-01 | $344,450 (3.6%) | $446,851 (11.6%) | 0.97 | 102 |
2021-04-01 | $372,450 (6.8%) | $468,667 (16.5%) | 1.00 | 117 |
2021-05-01 | $375,000 (7.5%) | $494,090 (22.3%) | 0.99 | 168 |
2021-06-01 | $379,450 (3.4%) | $494,821 (11.2%) | 0.99 | 213 |
2021-07-01 | $418,700 (14.7%) | $546,748 (21.2%) | 1.09 | 215 |
2021-08-01 | $389,900 (5.7%) | $529,774 (19.0%) | 1.02 | 205 |
2021-09-01 | $387,450 (10.4%) | $504,556 (19.6%) | 1.02 | 198 |
2021-10-01 | $389,900 (18.2%) | $506,041 (21.5%) | 1.03 | 185 |
2021-11-01 | $402,450 (18.6%) | $524,659 (20.8%) | 1.06 | 144 |
2021-12-01 | $439,500 (33.2%) | $524,910 (21.6%) | 1.17 | 105 |
2022-01-01 | $399,900 (21.2%) | $510,902 (18.3%) | 1.07 | 89 |
2022-02-01 | $464,900 (32.8%) | $575,778 (25.0%) | 1.18 | 73 |
2022-03-01 | $427,000 (24.0%) | $522,783 (17.0%) | 1.05 | 97 |
2022-04-01 | $439,000 (17.9%) | $602,637 (28.6%) | 1.03 | 120 |
2022-05-01 | $449,950 (20.0%) | $563,308 (14.0%) | 1.01 | 139 |
2022-06-01 | $457,400 (20.5%) | $580,777 (17.4%) | 1.02 | 194 |
Concord's median listing price comes in at 102% of the national average.
Concord's average listing price for 2022-06-01 was $580,777, a difference of $85,956 (17.4%) versus the prior year and $17,469 versus the prior month.
For the 2022-06-01 period, Concord had 194 MLS listings, a difference of 55 listings (40%) versus the prior month and -19 listings (-9%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Concord (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 103 days | 2,165 sqft |
2018-02-01 | 112 days | 2,153 sqft |
2018-03-01 | 80 days | 2,158 sqft |
2018-04-01 | 51 days | 2,182 sqft |
2018-05-01 | 45 days | 2,158 sqft |
2018-06-01 | 41 days | 2,152 sqft |
2018-07-01 | 51 days | 2,168 sqft |
2018-08-01 | 57 days | 2,160 sqft |
2018-09-01 | 61 days | 2,157 sqft |
2018-10-01 | 67 days | 2,177 sqft |
2018-11-01 | 78 days | 2,162 sqft |
2018-12-01 | 93 days | 2,112 sqft |
2019-01-01 | 94 days | 2,106 sqft |
2019-02-01 | 101 days | 2,041 sqft |
2019-03-01 | 70 days | 2,071 sqft |
2019-04-01 | 49 days | 2,076 sqft |
2019-05-01 | 46 days | 2,058 sqft |
2019-06-01 | 46 days | 2,064 sqft |
2019-07-01 | 50 days | 2,022 sqft |
2019-08-01 | 57 days | 2,061 sqft |
2019-09-01 | 57 days | 2,057 sqft |
2019-10-01 | 59 days | 2,016 sqft |
2019-11-01 | 71 days | 2,016 sqft |
2019-12-01 | 85 days | 1,966 sqft |
2020-01-01 | 94 days | 1,997 sqft |
2020-02-01 | 74 days | 2,016 sqft |
2020-03-01 | 49 days | 2,013 sqft |
2020-04-01 | 52 days | 2,083 sqft |
2020-05-01 | 60 days | 2,082 sqft |
2020-06-01 | 39 days | 2,100 sqft |
2020-07-01 | 44 days | 2,126 sqft |
2020-08-01 | 43 days | 2,180 sqft |
2020-09-01 | 34 days | 2,027 sqft |
2020-10-01 | 42 days | 2,001 sqft |
2020-11-01 | 47 days | 2,002 sqft |
2020-12-01 | 56 days | 1,848 sqft |
2021-01-01 | 55 days | 1,743 sqft |
2021-02-01 | 32 days | 1,746 sqft |
2021-03-01 | 21 days | 1,696 sqft |
2021-04-01 | 16 days | 1,770 sqft |
2021-05-01 | 15 days | 2,032 sqft |
2021-06-01 | 17 days | 2,085 sqft |
2021-07-01 | 25 days | 2,177 sqft |
2021-08-01 | 35 days | 2,084 sqft |
2021-09-01 | 35 days | 2,056 sqft |
2021-10-01 | 37 days | 1,960 sqft |
2021-11-01 | 45 days | 1,930 sqft |
2021-12-01 | 57 days | 1,928 sqft |
2022-01-01 | 63 days | 1,876 sqft |
2022-02-01 | 37 days | 1,926 sqft |
2022-03-01 | 17 days | 1,849 sqft |
2022-04-01 | 14 days | 1,850 sqft |
2022-05-01 | 17 days | 1,888 sqft |
2022-06-01 | 13 days | 1,910 sqft |
Concord's median square footage for active listings during the 2022-06-01 period was 1,910 sqft. One year prior, the average listing was 2,085 sqft.