Concord Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Concord averaged
6.73%
for the week of 2024-12-12, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2024-12-05) was
6.72% and
one month ago for the week of 2024-11-07, the
average rate was 6.62%.
Concord's average rate one year ago was 6.96%.
For refis of the same type during the week of 2024-12-12, the average rate
was 6.99%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-12-12 | 6.6% |
| Concord 30 Year Fixed Rate | 2024-12-12 | 6.73% |
| Concord 30 Year Fixed Rate Refi | 2024-12-12 | 6.99% |
| Concord 15 Year Fixed Rate | 2024-12-12 | 6.04% |
| Concord 15 Year Fixed Rate Refi | 2024-12-12 | 6.24% |
| Concord 30 Year FHA | 2024-12-12 | 6.03% |
| Concord 30 Year FHA Refi | 2024-12-12 | 6.18% |
| Concord 30 Year USDA | 2024-12-12 | 6.4% |
| Concord 30 Year USDA Refi | 2024-12-12 | 6.1% |
| Concord 30 Year VA | 2024-12-12 | 6.01% |
| Concord 30 Year VA Refi | 2024-12-12 | 5.98% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Concord, NH.
Concord Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Concord, NH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Concord Average Closing Costs & Other Stats
Concord, NH's 126 lenders originated 2,840
loans during 2023. The total origination value was $804,920,000, with an average loan value of
$283,423.
Concord's average closing costs are $4,952.
The top Concord lender as defined by loan originations is CMG MORTGAGE, INC., with
188 loans originated. Their average total fees are
$4,919, which is $1,623
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee Concord lenders (with over 10 loans originated) are
ST. MARY'S BANK ($3,866), Mascoma Bank ($4,193), BELLWETHER COMMUNITY ($4,221), TD Bank ($4,328) and Bar Harbor Bank & Trust ($4,338).
The lowest rate Concord lenders (with over 10 loans originated) are
Bar Harbor Bank & Trust (6.15%), TD Bank (6.16%), ST. MARY'S BANK (6.49%), JPMorgan Chase Bank (6.51%) and BELLWETHER COMMUNITY (6.64%).
Concord, NH Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| CMG MORTGAGE, INC. | $98,600,000 | $91,730,000 | -7.0% | 11.4% |
| Citizens Bank | $67,120,000 | $38,400,000 | -42.8% | 4.8% |
| UNITED WHOLESALE MORTGAGE, LLC | $63,080,000 | $36,580,000 | -42.0% | 4.5% |
| QUICKEN LOANS, LLC | $60,510,000 | $32,670,000 | -46.0% | 4.1% |
| GUILD MORTGAGE COMPANY | $49,300,000 | $30,150,000 | -38.8% | 3.7% |
| Merrimack County Savings Bank | $51,660,000 | $29,210,000 | -43.5% | 3.6% |
| ST. MARY'S BANK | $42,605,000 | $28,670,000 | -32.7% | 3.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $30,610,000 | $24,475,000 | -20.0% | 3.0% |
| WALKER & DUNLOP, LLC | $24,015,000 | n/a | 3.0% | |
| TD Bank | $21,170,000 | $21,215,000 | 0.2% | 2.6% |
| MOVEMENT MORTGAGE, LLC | $14,155,000 | $20,065,000 | 41.8% | 2.5% |
| HARBORONE MORTGAGE, LLC | $28,820,000 | $19,485,000 | -32.4% | 2.4% |
| Bar Harbor Bank & Trust | $23,865,000 | $19,245,000 | -19.4% | 2.4% |
| Community Bank | $17,305,000 | n/a | 2.1% | |
| CROSSCOUNTRY MORTGAGE, LLC | $15,045,000 | $17,110,000 | 13.7% | 2.1% |
| Mascoma Bank | $47,710,000 | $16,225,000 | -66.0% | 2.0% |
| Eastern Bank | $4,660,000 | $14,885,000 | 219.4% | 1.8% |
| Bank of America | $13,535,000 | $14,045,000 | 3.8% | 1.7% |
| Service Federal Credit Union | $26,330,000 | $13,765,000 | -47.7% | 1.7% |
| EMM LOANS LLC | $17,425,000 | $11,210,000 | -35.7% | 1.4% |
| Mortgage Research Center, LLC | $16,820,000 | $9,775,000 | -41.9% | 1.2% |
| GUARANTEED RATE, INC. | $9,725,000 | $8,235,000 | -15.3% | 1.0% |
| BELLWETHER COMMUNITY | $15,945,000 | $7,445,000 | -53.3% | 0.9% |
| NAVY FEDERAL CREDIT UNION | $8,380,000 | $7,310,000 | -12.8% | 0.9% |
| Franklin Savings Bank | $14,605,000 | $7,255,000 | -50.3% | 0.9% |
| NORTHEAST CREDIT UNION | $9,045,000 | $6,510,000 | -28.0% | 0.8% |
| DIGITAL Federal Credit Union | $8,800,000 | $6,370,000 | -27.6% | 0.8% |
| LOANDEPOT.COM, LLC | $16,610,000 | $6,335,000 | -61.9% | 0.8% |
| American Mortgage & Equity Consultants, Inc. | $8,675,000 | $6,230,000 | -28.2% | 0.8% |
| Bank of New Hampshire | $21,915,000 | $5,815,000 | -73.5% | 0.7% |
| Bangor Savings Bank | $9,940,000 | $5,760,000 | -42.1% | 0.7% |
| Mr. Cooper ( Nationstar Mortgage ) | $13,135,000 | $5,670,000 | -56.8% | 0.7% |
| PENNYMAC LOAN SERVICES, LLC | $10,045,000 | $5,515,000 | -45.1% | 0.7% |
| Granite State Credit Union | $9,530,000 | $5,180,000 | -45.6% | 0.6% |
| EVERETT FINANCIAL, INC. | $6,930,000 | $4,645,000 | -33.0% | 0.6% |
| Meredith Village Savings Bank | $10,270,000 | $4,635,000 | -54.9% | 0.6% |
| METRO | $4,605,000 | n/a | 0.6% | |
| JPMorgan Chase Bank | $11,570,000 | $4,070,000 | -64.8% | 0.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $7,805,000 | $3,925,000 | -49.7% | 0.5% |
| FREEDOM MORTGAGE CORPORATION | $6,740,000 | $3,735,000 | -44.6% | 0.5% |
| TOTAL MORTGAGE SERVICES, LLC | $3,670,000 | $3,705,000 | 1.0% | 0.5% |
| Wells Fargo Bank | $11,870,000 | $3,705,000 | -68.8% | 0.5% |
| NORTHPOINT MORTGAGE, INC. | $7,455,000 | $3,430,000 | -54.0% | 0.4% |
| ENVOY MORTGAGE, LTD | $7,820,000 | $3,330,000 | -57.4% | 0.4% |
| Rockland Trust Company | $530,000 | $3,155,000 | 495.3% | 0.4% |
| Waterstone Mortgage Corporation | $3,620,000 | $3,090,000 | -14.6% | 0.4% |
| U.S. Bank | $1,890,000 | $2,740,000 | 45.0% | 0.3% |
| FIRST MORTGAGE COMPANY, INC. | $1,340,000 | $2,710,000 | 102.2% | 0.3% |
| EMBRACE HOME LOANS, INC. | $825,000 | $2,680,000 | 224.8% | 0.3% |
| ARC HOME LLC | $2,580,000 | $2,675,000 | 3.7% | 0.3% |
| USAA Federal Savings Bank | $3,220,000 | $2,660,000 | -17.4% | 0.3% |
| Keystone Funding, Inc. | $2,625,000 | n/a | 0.3% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $185,000 | $2,580,000 | 1,294.6% | 0.3% |
| PNC Bank | $3,110,000 | $2,380,000 | -23.5% | 0.3% |
| Flagstar Bank, FSB | $2,870,000 | $2,350,000 | -18.1% | 0.3% |
| Leader Bank | $2,705,000 | $2,330,000 | -13.9% | 0.3% |
| RADIUS FINANCIAL GROUP INC. | $2,760,000 | $2,225,000 | -19.4% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $7,160,000 | $2,220,000 | -69.0% | 0.3% |
| SIS BANCORP, MHC | $3,455,000 | $2,120,000 | -38.6% | 0.3% |
| NEWREZ LLC | $4,225,000 | $2,105,000 | -50.2% | 0.3% |
| M&T Bank | $2,115,000 | $2,090,000 | -1.2% | 0.3% |
| Berkshire Bank | $580,000 | $2,010,000 | 246.6% | 0.2% |
| BROKER SOLUTIONS, INC. | $4,945,000 | $2,010,000 | -59.4% | 0.2% |
| Discover Bank | $1,495,000 | $1,890,000 | 26.4% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $1,400,000 | $1,885,000 | 34.6% | 0.2% |
| NEW HAMPSHIRE | $5,115,000 | $1,835,000 | -64.1% | 0.2% |
| GUARANTEED RATE AFFINITY, LLC | $2,290,000 | $1,685,000 | -26.4% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,825,000 | $1,595,000 | -12.6% | 0.2% |
| RELIANCE FIRST CAPITAL, LLC | $2,725,000 | $1,595,000 | -41.5% | 0.2% |
| BAY EQUITY LLC | $2,000,000 | $1,590,000 | -20.5% | 0.2% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $2,845,000 | $1,565,000 | -45.0% | 0.2% |
| NEW FED MORTGAGE, CORP. | $3,335,000 | $1,525,000 | -54.3% | 0.2% |
| Members First Credit Union N.H. | $1,335,000 | $1,520,000 | 13.9% | 0.2% |
| Union Bank | $705,000 | $1,490,000 | 111.3% | 0.2% |
| Enterprise Bank and Trust Company | $20,395,000 | $1,450,000 | -92.9% | 0.2% |
| MERRIMACK VALLEY | $520,000 | $1,395,000 | 168.3% | 0.2% |
| Pentucket Bank | $1,230,000 | $1,395,000 | 13.4% | 0.2% |
| Carrington Mortgage Services, LLC | $1,505,000 | $1,325,000 | -12.0% | 0.2% |
| SALEM FIVE MORTGAGE COMPANY, LLC | $2,435,000 | $1,295,000 | -46.8% | 0.2% |
| Citadel Servicing Corporation | $1,265,000 | n/a | 0.2% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,005,000 | $1,255,000 | -37.4% | 0.2% |
| Northway Bank | $10,980,000 | $1,255,000 | -88.6% | 0.2% |
| Jeanne D'Arc Credit Union | $1,315,000 | $1,230,000 | -6.5% | 0.2% |
| NORTHEAST HOME LOAN, LLC | $185,000 | $1,205,000 | 551.4% | 0.1% |
| Morgan Stanley Private Bank | $5,070,000 | $1,180,000 | -76.7% | 0.1% |
| BETTER MORTGAGE CORPORATION | $285,000 | $1,110,000 | 289.5% | 0.1% |
| Equity Prime Mortgage LLC | $580,000 | $1,105,000 | 90.5% | 0.1% |
| 21ST MORTGAGE CORPORATION | $1,115,000 | $1,100,000 | -1.3% | 0.1% |
| Citibank | $2,160,000 | $1,085,000 | -49.8% | 0.1% |
| MORTGAGE EQUITY PARTNERS LLC | $1,300,000 | $1,005,000 | -22.7% | 0.1% |
| Bank of England | $285,000 | $990,000 | 247.4% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $980,000 | n/a | 0.1% | |
| LENDSURE MORTGAGE CORP. | $950,000 | n/a | 0.1% | |
| LEADERONE FINANCIAL CORPORATION | $4,975,000 | $935,000 | -81.2% | 0.1% |
| The Huntington National Bank | $910,000 | n/a | 0.1% | |
| The Provident Bank | $910,000 | n/a | 0.1% | |
| NATIONS RELIABLE LENDING, LLC | $235,000 | $895,000 | 280.9% | 0.1% |
| Figure Lending LLC | $2,180,000 | $890,000 | -59.2% | 0.1% |
| Prosperity Home Mortgage, LLC | $885,000 | n/a | 0.1% | |
| Holy Rosary Regional Credit Union | $860,000 | n/a | 0.1% | |
| North Shore Bank, a Co-operative Bank | $325,000 | $860,000 | 164.6% | 0.1% |
| HANSCOM | $1,680,000 | $850,000 | -49.4% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $1,280,000 | $840,000 | -34.4% | 0.1% |
| Coastal Community Bank | $765,000 | n/a | 0.1% | |
| LAKEVIEW LOAN SERVICING, LLC | $3,810,000 | $765,000 | -79.9% | 0.1% |
| Charles Schwab Bank, SSB | $1,820,000 | $755,000 | -58.5% | 0.1% |
| JMAC LENDING, INC. | $740,000 | n/a | 0.1% | |
| The Camden National Bank | $565,000 | $735,000 | 30.1% | 0.1% |
| Plains Commerce Bank | $720,000 | n/a | 0.1% | |
| NEW DAY FINANCIAL, LLC | $1,340,000 | $715,000 | -46.6% | 0.1% |
| OCMBC, INC. | $715,000 | n/a | 0.1% | |
| Farm Credit East, ACA | $245,000 | $710,000 | 189.8% | 0.1% |
| SPRING EQ, LLC | $990,000 | $690,000 | -30.3% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $1,155,000 | $680,000 | -41.1% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $175,000 | $655,000 | 274.3% | 0.1% |
| WASHINGTON TRUST MORTGAGE COMPANY LLC | $440,000 | $655,000 | 48.9% | 0.1% |
| CENTRAL ONE FEDERAL CREDIT UNION | $85,000 | $645,000 | 658.8% | 0.1% |
| First Savings Bank | $645,000 | n/a | 0.1% | |
| AMERICAN FINANCING CORPORATION | $1,375,000 | $625,000 | -54.5% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $610,000 | n/a | 0.1% | |
| First Seacoast Bank | $440,000 | $600,000 | 36.4% | 0.1% |
| NEW ENGLAND FEDERAL CREDIT UNION | $530,000 | $595,000 | 12.3% | 0.1% |
| The Federal Savings Bank | $2,975,000 | $590,000 | -80.2% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $610,000 | $585,000 | -4.1% | 0.1% |
| Home Loan Investment Bank, F.S.B. | $180,000 | $585,000 | 225.0% | 0.1% |
| The Central Trust Bank | $1,610,000 | $585,000 | -63.7% | 0.1% |
| GENEVA FINANCIAL, LLC | $605,000 | $580,000 | -4.1% | 0.1% |
| Northpointe Bank | $420,000 | $550,000 | 31.0% | 0.1% |
| GFA Federal Credit Union | $545,000 | n/a | 0.1% | |
| The Washington Trust Company, of Westerly | $205,000 | $540,000 | 163.4% | 0.1% |
| Commerce Home Mortgage, Inc. | $525,000 | n/a | 0.1% | |
| Ally Bank | $135,000 | $505,000 | 274.1% | 0.1% |
| Mortgage Assurance Inc. | $235,000 | $500,000 | 112.8% | 0.1% |
| NBT Bank | $26,595,000 | $490,000 | -98.2% | 0.1% |
| Princeton Mortgage Corporation | $480,000 | n/a | 0.1% | |
| BAYCOAST MORTGAGE COMPANY, LLC | $2,495,000 | $475,000 | -81.0% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $1,010,000 | $465,000 | -54.0% | 0.1% |
| Ixonia Bank | $465,000 | n/a | 0.1% | |
| UBS Bank USA | $1,050,000 | $445,000 | -57.6% | 0.1% |
| MAYO EMPLOYEES FEDERAL CREDIT UNION | $435,000 | n/a | 0.1% | |
| Sierra Pacific Mortgage Company, Inc. | $1,985,000 | $425,000 | -78.6% | 0.1% |
| TOWER | $335,000 | $405,000 | 20.9% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $670,000 | $395,000 | -41.0% | 0.0% |
| PLANET HOME LENDING, LLC | $690,000 | $395,000 | -42.8% | 0.0% |
| WILLIAM RAVEIS MORTGAGE, LLC | $385,000 | n/a | 0.0% | |
| Haverhill Bank | $825,000 | $365,000 | -55.8% | 0.0% |
| ZILLOW HOME LOANS, LLC | $915,000 | $355,000 | -61.2% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $260,000 | $350,000 | 34.6% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $335,000 | n/a | 0.0% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $830,000 | $335,000 | -59.6% | 0.0% |
| Reading Co-Operative Bank | $335,000 | n/a | 0.0% | |
| Workers Credit Union | $305,000 | $330,000 | 8.2% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $325,000 | n/a | 0.0% | |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | $325,000 | n/a | 0.0% | |
| PLAZA HOME MORTGAGE, INC. | $325,000 | n/a | 0.0% | |
| Salem Co-Operative Bank | $2,050,000 | $315,000 | -84.6% | 0.0% |
| USAlliance Federal Credit Union | $245,000 | $310,000 | 26.5% | 0.0% |
| LOGIX FEDERAL CREDIT UNION | $125,000 | $305,000 | 144.0% | 0.0% |
| PROVINCE MORTGAGE ASSOCIATES, INC. | $305,000 | n/a | 0.0% | |
| Raymond James Bank | $305,000 | n/a | 0.0% | |
| BayCoast Bank | $260,000 | $300,000 | 15.4% | 0.0% |
| Freedom Credit Union | $295,000 | n/a | 0.0% | |
| Newburyport Five Cents Savings Bank | $560,000 | $295,000 | -47.3% | 0.0% |
| ONE Credit Union | $135,000 | $290,000 | 114.8% | 0.0% |
| Bethpage Federal Credit Union | $285,000 | n/a | 0.0% | |
| Navigant Credit Union | $335,000 | $285,000 | -14.9% | 0.0% |
| Wyndham Capital Mortgage, Inc. | $1,770,000 | $285,000 | -83.9% | 0.0% |
| WESTERLY COMMUNITY | $250,000 | $270,000 | 8.0% | 0.0% |
| Evolve Bank & Trust | $1,320,000 | $265,000 | -79.9% | 0.0% |
| Presidential Bank, FSB | $265,000 | n/a | 0.0% | |
| SUMMIT FUNDING, INC. | $265,000 | n/a | 0.0% | |
| AmeriHome Mortgage Company, LLC | $255,000 | n/a | 0.0% | |
| OAKTREE FUNDING CORP. | $255,000 | n/a | 0.0% | |
| NBKC BANK | $1,265,000 | $245,000 | -80.6% | 0.0% |
| POLARIS HOME FUNDING CORP. | $135,000 | $245,000 | 81.5% | 0.0% |
| UniBank for Savings | $240,000 | n/a | 0.0% | |
| Peoples Bank | $225,000 | n/a | 0.0% | |
| HarborOne Bank | $410,000 | $220,000 | -46.3% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $215,000 | n/a | 0.0% | |
| North American Savings Bank, F.S.B. | $820,000 | $215,000 | -73.8% | 0.0% |
| Salem Five Cents Savings Bank | $910,000 | $210,000 | -76.9% | 0.0% |
| The People's Credit Union | $205,000 | n/a | 0.0% | |
| Century Mortgage Company DBA Century Lending Company | $1,280,000 | $195,000 | -84.8% | 0.0% |
| Nations Lending Corporation | $765,000 | $195,000 | -74.5% | 0.0% |
| Tewksbury Federal Credit Union | $195,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $285,000 | $185,000 | -35.1% | 0.0% |
| GREENWOOD | $305,000 | $180,000 | -41.0% | 0.0% |
| Signature Federal Credit Union | $170,000 | n/a | 0.0% | |
| First Federal Bank | $165,000 | n/a | 0.0% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $205,000 | $155,000 | -24.4% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $155,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $1,175,000 | $155,000 | -86.8% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $910,000 | $145,000 | -84.1% | 0.0% |
| RTN FEDERAL CREDIT UNION | $135,000 | n/a | 0.0% | |
| A&D Mortgage LLC | $125,000 | n/a | 0.0% | |
| Third Federal Savings and Loan Association of Cleveland | $1,505,000 | $125,000 | -91.7% | 0.0% |
| ALIGN CREDIT UNION | $200,000 | $115,000 | -42.5% | 0.0% |
| Brookline Bank | $510,000 | $115,000 | -77.5% | 0.0% |
| TOGETHER CREDIT UNION | $415,000 | $80,000 | -80.7% | 0.0% |
| EASTMAN | $75,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $65,000 | n/a | 0.0% | |
| Institution for Savings in Newburyport and Its Vicinity | $155,000 | $55,000 | -64.5% | 0.0% |
| Lakeview Community Capital, LLC | $410,000 | $50,000 | -87.8% | 0.0% |
| NESC | $25,000 | n/a | 0.0% |
Concord's top lender by overall market share is CMG MORTGAGE, INC., with 11.4% market share. In second place, with 4.8%, is Citizens Bank, having originated $38,400,000 in loans. In third place, with 4.5%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $36,580,000 in loans. In fourth place, with 4.1%, is QUICKEN LOANS, LLC, having originated $32,670,000 in loans. In fifth place, with 3.7%, is GUILD MORTGAGE COMPANY, having originated $30,150,000 in loans.
Concord Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Concord (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $307,500 (14.2%) | $377,428 (17.6%) | 1.14 | 408 |
| 2018-02-01 | $322,450 (17.0%) | $384,808 (16.9%) | 1.17 | 359 |
| 2018-03-01 | $330,000 (17.9%) | $375,434 (10.9%) | 1.16 | 353 |
| 2018-04-01 | $330,675 (18.1%) | $376,936 (7.8%) | 1.12 | 420 |
| 2018-05-01 | $322,450 (8.5%) | $375,877 (3.8%) | 1.08 | 503 |
| 2018-06-01 | $319,900 (6.7%) | $380,873 (3.3%) | 1.07 | 584 |
| 2018-07-01 | $314,925 (5.0%) | $381,570 (3.7%) | 1.05 | 607 |
| 2018-08-01 | $309,950 (3.4%) | $385,340 (5.4%) | 1.04 | 637 |
| 2018-09-01 | $305,000 (5.2%) | $386,292 (7.0%) | 1.03 | 670 |
| 2018-10-01 | $309,950 (5.4%) | $389,177 (7.2%) | 1.05 | 643 |
| 2018-11-01 | $299,950 (3.8%) | $387,193 (8.7%) | 1.02 | 563 |
| 2018-12-01 | $299,900 (1.7%) | $383,715 (5.7%) | 1.03 | 465 |
| 2019-01-01 | $299,950 (-2.5%) | $391,398 (3.7%) | 1.04 | 392 |
| 2019-02-01 | $308,325 (-4.4%) | $398,523 (3.6%) | 1.04 | 366 |
| 2019-03-01 | $323,814 (-1.9%) | $398,186 (6.1%) | 1.06 | 380 |
| 2019-04-01 | $337,889 (2.2%) | $401,558 (6.5%) | 1.07 | 399 |
| 2019-05-01 | $323,400 (0.3%) | $385,081 (2.5%) | 1.01 | 464 |
| 2019-06-01 | $324,900 (1.6%) | $412,820 (8.4%) | 1.02 | 494 |
| 2019-07-01 | $319,450 (1.4%) | $412,784 (8.2%) | 1.00 | 498 |
| 2019-08-01 | $325,691 (5.1%) | $412,574 (7.1%) | 1.03 | 490 |
| 2019-09-01 | $319,677 (4.8%) | $403,535 (4.5%) | 1.02 | 486 |
| 2019-10-01 | $315,668 (1.8%) | $398,706 (2.5%) | 1.02 | 464 |
| 2019-11-01 | $308,000 (2.7%) | $391,806 (1.2%) | 1.01 | 399 |
| 2019-12-01 | $299,800 (0.0%) | $384,329 (0.2%) | 1.00 | 327 |
| 2020-01-01 | $300,000 (0.0%) | $391,670 (0.1%) | 1.00 | 261 |
| 2020-02-01 | $329,000 (6.7%) | $413,076 (3.7%) | 1.08 | 250 |
| 2020-03-01 | $349,000 (7.8%) | $416,792 (4.7%) | 1.09 | 267 |
| 2020-04-01 | $357,400 (5.8%) | $417,121 (3.9%) | 1.12 | 275 |
| 2020-05-01 | $362,400 (12.1%) | $427,036 (10.9%) | 1.10 | 261 |
| 2020-06-01 | $377,450 (16.2%) | $464,939 (12.6%) | 1.11 | 270 |
| 2020-07-01 | $374,450 (17.2%) | $470,342 (13.9%) | 1.09 | 232 |
| 2020-08-01 | $374,950 (15.1%) | $451,750 (9.5%) | 1.07 | 235 |
| 2020-09-01 | $367,175 (14.9%) | $435,077 (7.8%) | 1.05 | 241 |
| 2020-10-01 | $337,080 (6.8%) | $421,244 (5.7%) | 0.97 | 226 |
| 2020-11-01 | $348,475 (13.1%) | $444,814 (13.5%) | 1.02 | 180 |
| 2020-12-01 | $336,725 (12.3%) | $445,425 (15.9%) | 1.00 | 146 |
| 2021-01-01 | $339,900 (13.3%) | $436,575 (11.5%) | 1.01 | 104 |
| 2021-02-01 | $356,000 (8.2%) | $475,290 (15.1%) | 1.04 | 87 |
| 2021-03-01 | $346,975 (-0.6%) | $458,819 (10.1%) | 0.98 | 100 |
| 2021-04-01 | $380,450 (6.5%) | $475,947 (14.1%) | 1.03 | 111 |
| 2021-05-01 | $375,000 (3.5%) | $498,344 (16.7%) | 1.00 | 161 |
| 2021-06-01 | $379,000 (0.4%) | $497,307 (7.0%) | 1.00 | 207 |
| 2021-07-01 | $417,500 (11.5%) | $549,994 (16.9%) | 1.10 | 209 |
| 2021-08-01 | $390,925 (4.3%) | $543,591 (20.3%) | 1.04 | 197 |
| 2021-09-01 | $399,675 (8.9%) | $518,592 (19.2%) | 1.07 | 192 |
| 2021-10-01 | $389,900 (15.7%) | $522,466 (24.0%) | 1.04 | 172 |
| 2021-11-01 | $399,725 (14.7%) | $533,915 (20.0%) | 1.07 | 136 |
| 2021-12-01 | $444,725 (32.1%) | $540,626 (21.4%) | 1.20 | 98 |
| 2022-01-01 | $419,900 (23.5%) | $531,532 (21.8%) | 1.14 | 83 |
| 2022-02-01 | $464,900 (30.6%) | $590,050 (24.2%) | 1.21 | 67 |
| 2022-03-01 | $437,225 (26.0%) | $530,412 (15.6%) | 1.09 | 91 |
| 2022-04-01 | $429,999 (13.0%) | $609,087 (28.0%) | 1.03 | 108 |
| 2022-05-01 | $449,700 (19.9%) | $568,050 (14.0%) | 1.03 | 128 |
| 2022-06-01 | $463,475 (22.3%) | $589,032 (18.4%) | 1.03 | 176 |
| 2022-07-01 | $499,000 (19.5%) | $625,736 (13.8%) | 1.12 | 213 |
| 2022-08-01 | $484,975 (24.1%) | $607,822 (11.8%) | 1.12 | 214 |
| 2022-09-01 | $486,000 (21.6%) | $598,762 (15.5%) | 1.14 | 203 |
| 2022-10-01 | $494,450 (26.8%) | $571,209 (9.3%) | 1.16 | 200 |
| 2022-11-01 | $491,175 (22.9%) | $555,803 (4.1%) | 1.18 | 200 |
| 2022-12-01 | $499,900 (12.4%) | $557,403 (3.1%) | 1.23 | 163 |
| 2023-01-01 | $499,500 (19.0%) | $549,914 (3.5%) | 1.24 | 121 |
| 2023-02-01 | $522,475 (12.4%) | $561,487 (-4.8%) | 1.26 | 87 |
| 2023-03-01 | $509,950 (16.6%) | $553,866 (4.4%) | 1.20 | 83 |
| 2023-04-01 | $522,450 (21.5%) | $590,923 (-3.0%) | 1.22 | 97 |
| 2023-05-01 | $526,000 (17.0%) | $614,541 (8.2%) | 1.19 | 112 |
| 2023-06-01 | $565,000 (21.9%) | $660,790 (12.2%) | 1.27 | 136 |
| 2023-07-01 | $550,000 (10.2%) | $638,664 (2.1%) | 1.25 | 155 |
| 2023-08-01 | $578,454 (19.3%) | $652,192 (7.3%) | 1.33 | 147 |
| 2023-09-01 | $549,950 (13.2%) | $627,388 (4.8%) | 1.28 | 163 |
| 2023-10-01 | $550,000 (11.2%) | $646,058 (13.1%) | 1.29 | 182 |
| 2023-11-01 | $549,425 (11.9%) | $612,984 (10.3%) | 1.31 | 168 |
| 2023-12-01 | $574,950 (15.0%) | $628,347 (12.7%) | 1.40 | 149 |
| 2024-01-01 | $556,175 (11.4%) | $605,464 (10.1%) | 1.36 | 122 |
| 2024-02-01 | $549,900 (5.3%) | $593,352 (5.7%) | 1.32 | 107 |
| 2024-03-01 | $569,950 (11.8%) | $609,700 (10.1%) | 1.34 | 114 |
| 2024-04-01 | $598,675 (14.6%) | $629,797 (6.6%) | 1.39 | 124 |
| 2024-05-01 | $599,900 (14.1%) | $675,701 (10.0%) | 1.36 | 162 |
| 2024-06-01 | $590,000 (4.4%) | $718,582 (8.8%) | 1.33 | 192 |
| 2024-07-01 | $599,644 (9.0%) | $720,402 (12.8%) | 1.37 | 196 |
| 2024-08-01 | $559,500 (-3.3%) | $680,122 (4.3%) | 1.30 | 220 |
| 2024-09-01 | $552,450 (0.5%) | $660,938 (5.4%) | 1.30 | 225 |
| 2024-10-01 | $534,475 (-2.8%) | $635,695 (-1.6%) | 1.26 | 234 |
| 2024-11-01 | $539,900 (-1.7%) | $667,356 (8.9%) | 1.30 | 195 |
Concord's median listing price for 2024-11-01 was $539,900, a difference of
$-9,525
(-1.7%) versus the prior year and
$5,425 versus the prior month.
Concord's median listing price comes in at 130% of the national average.
Concord's average listing price for 2024-11-01 was $667,356, a difference of $54,372 (8.9%) versus the prior year and $31,661 versus the prior month.
For the 2024-11-01 period, Concord had 195 MLS listings, a difference of -39 listings (-17%) versus the prior month and 27 listings (16%) versus the prior year.
Concord's median listing price comes in at 130% of the national average.
Concord's average listing price for 2024-11-01 was $667,356, a difference of $54,372 (8.9%) versus the prior year and $31,661 versus the prior month.
For the 2024-11-01 period, Concord had 195 MLS listings, a difference of -39 listings (-17%) versus the prior month and 27 listings (16%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Concord (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 100 days | 2,194 sqft |
| 2018-02-01 | 105 days | 2,173 sqft |
| 2018-03-01 | 72 days | 2,217 sqft |
| 2018-04-01 | 49 days | 2,205 sqft |
| 2018-05-01 | 40 days | 2,169 sqft |
| 2018-06-01 | 39 days | 2,163 sqft |
| 2018-07-01 | 48 days | 2,187 sqft |
| 2018-08-01 | 53 days | 2,185 sqft |
| 2018-09-01 | 58 days | 2,180 sqft |
| 2018-10-01 | 66 days | 2,216 sqft |
| 2018-11-01 | 74 days | 2,201 sqft |
| 2018-12-01 | 89 days | 2,132 sqft |
| 2019-01-01 | 88 days | 2,160 sqft |
| 2019-02-01 | 88 days | 2,096 sqft |
| 2019-03-01 | 65 days | 2,098 sqft |
| 2019-04-01 | 43 days | 2,124 sqft |
| 2019-05-01 | 40 days | 2,121 sqft |
| 2019-06-01 | 42 days | 2,130 sqft |
| 2019-07-01 | 48 days | 2,085 sqft |
| 2019-08-01 | 52 days | 2,094 sqft |
| 2019-09-01 | 53 days | 2,079 sqft |
| 2019-10-01 | 57 days | 2,078 sqft |
| 2019-11-01 | 67 days | 2,065 sqft |
| 2019-12-01 | 78 days | 1,978 sqft |
| 2020-01-01 | 85 days | 2,016 sqft |
| 2020-02-01 | 60 days | 2,065 sqft |
| 2020-03-01 | 43 days | 2,076 sqft |
| 2020-04-01 | 48 days | 2,139 sqft |
| 2020-05-01 | 53 days | 2,125 sqft |
| 2020-06-01 | 31 days | 2,172 sqft |
| 2020-07-01 | 38 days | 2,199 sqft |
| 2020-08-01 | 42 days | 2,222 sqft |
| 2020-09-01 | 32 days | 2,073 sqft |
| 2020-10-01 | 39 days | 1,987 sqft |
| 2020-11-01 | 45 days | 2,025 sqft |
| 2020-12-01 | 54 days | 1,915 sqft |
| 2021-01-01 | 47 days | 1,846 sqft |
| 2021-02-01 | 28 days | 1,800 sqft |
| 2021-03-01 | 16 days | 1,727 sqft |
| 2021-04-01 | 13 days | 1,826 sqft |
| 2021-05-01 | 14 days | 2,072 sqft |
| 2021-06-01 | 17 days | 2,070 sqft |
| 2021-07-01 | 25 days | 2,191 sqft |
| 2021-08-01 | 34 days | 2,130 sqft |
| 2021-09-01 | 33 days | 2,096 sqft |
| 2021-10-01 | 36 days | 1,998 sqft |
| 2021-11-01 | 40 days | 1,947 sqft |
| 2021-12-01 | 49 days | 1,980 sqft |
| 2022-01-01 | 44 days | 1,883 sqft |
| 2022-02-01 | 22 days | 1,944 sqft |
| 2022-03-01 | 14 days | 1,854 sqft |
| 2022-04-01 | 10 days | 1,872 sqft |
| 2022-05-01 | 14 days | 1,921 sqft |
| 2022-06-01 | 12 days | 1,948 sqft |
| 2022-07-01 | 23 days | 2,119 sqft |
| 2022-08-01 | 32 days | 2,104 sqft |
| 2022-09-01 | 39 days | 2,141 sqft |
| 2022-10-01 | 40 days | 2,099 sqft |
| 2022-11-01 | 39 days | 2,058 sqft |
| 2022-12-01 | 54 days | 2,052 sqft |
| 2023-01-01 | 66 days | 2,073 sqft |
| 2023-02-01 | 64 days | 2,022 sqft |
| 2023-03-01 | 35 days | 1,889 sqft |
| 2023-04-01 | 17 days | 2,043 sqft |
| 2023-05-01 | 14 days | 2,056 sqft |
| 2023-06-01 | 18 days | 2,082 sqft |
| 2023-07-01 | 24 days | 2,128 sqft |
| 2023-08-01 | 32 days | 2,086 sqft |
| 2023-09-01 | 31 days | 2,154 sqft |
| 2023-10-01 | 32 days | 2,188 sqft |
| 2023-11-01 | 39 days | 2,195 sqft |
| 2023-12-01 | 54 days | 2,175 sqft |
| 2024-01-01 | 58 days | 2,060 sqft |
| 2024-02-01 | 42 days | 1,995 sqft |
| 2024-03-01 | 29 days | 2,049 sqft |
| 2024-04-01 | 27 days | 2,072 sqft |
| 2024-05-01 | 17 days | 2,107 sqft |
| 2024-06-01 | 26 days | 2,080 sqft |
| 2024-07-01 | 33 days | 2,085 sqft |
| 2024-08-01 | 32 days | 2,020 sqft |
| 2024-09-01 | 31 days | 2,050 sqft |
| 2024-10-01 | 32 days | 2,072 sqft |
| 2024-11-01 | 46 days | 2,038 sqft |
Concord's median listing age (time on market) for 2024-11-01 was 46 days.
This
is 17%
longer
than the same period one year ago.
Concord's median square footage for active listings during the 2024-11-01 period was 2,038 sqft. One year prior, the average listing was 2,195 sqft.
Concord's median square footage for active listings during the 2024-11-01 period was 2,038 sqft. One year prior, the average listing was 2,195 sqft.
Concord, NH Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,435 | $559,155,000 | $389,655 |
| Home Improvement | 475 | $49,725,000 | $104,684 |
| Cash Out Refi | 397 | $86,925,000 | $218,955 |
| Other | 303 | $33,715,000 | $111,271 |
| Refi | 230 | $75,400,000 | $327,826 |
Concord's most frequently cited loan purpose was Home Purchase, with 1,435 originations. The 2nd most popular reason was Home Improvement, with 475 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 934 | $320,460,000 | $343,105 |
| 7-8% | 780 | $218,870,000 | $280,603 |
| Over 8% | 577 | $75,355,000 | $130,598 |
| 5-6% | 406 | $145,160,000 | $357,537 |
| 4-5% | 39 | $11,495,000 | $294,744 |
| 3-4% | 31 | $3,515,000 | $113,387 |
| <2.5% | 10 | $300,000 | $30,000 |
| 2.5-3% | 1 | $355,000 | $355,000 |
During 2023, Concord's most frequently originated rate bucket was 6-7%, with 934 originations.
Loan Sizing (Concord, NH MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,122 | $331,740,000 | $295,668 |
| $100,000 or less | 645 | $35,315,000 | $54,752 |
| $100k-200k | 559 | $78,295,000 | $140,063 |
| $400k-600k | 392 | $184,740,000 | $471,276 |
| $600k-1000k | 98 | $69,620,000 | $710,408 |
| $Over $1MM | 24 | $105,210,000 | $4,383,750 |
Concord's loan sizing saw the bucket of loans from $200k-400k with 1,122 originations, totaling $331,740,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 832 | $316,670,000 | $380,613 |
| 60-80% | 598 | $213,820,000 | $357,559 |
| Under 20% | 571 | $33,225,000 | $58,187 |
| 20-40% | 441 | $61,145,000 | $138,651 |
| 40-60% | 311 | $122,875,000 | $395,096 |
| Over 100% | 23 | $24,785,000 | $1,077,609 |
Concord's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 832 originations, totaling $316,670,000 in origination value.