Civista Bank Mortgage Rates, Fees & Info

Sandusky, OH

LEI: 549300H8JJI69WD7I525

Tax ID: 34-4204840

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Mortgage Data

Bank Data

Review & Overview

Civista Bank is a smaller bank specializing in Home Purchase loans. Civista Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Columbus, Cincinnati, Sandusky, Cleveland, and Akron among others. We have data for 42 markets. (Some data included below & more in-depth data is available with an active subscription.)

Civista Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Civista Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 4/21/24
30 Year Conventional Purchase 6.33% 4/21/24
30 Year Conventional Refi 6.23% 4/21/24
30 Year Cash-out Refi 6.44% 4/21/24
30 Year FHA Purchase 6.91% 4/21/24
30 Year FHA Refi 7.00% 4/21/24
30 Year VA Purchase 5.99% 4/21/24
30 Year VA Refi 6.27% 4/21/24
30 Year USDA Purchase 6.70% 4/21/24
30 Year USDA Refi 6.27% 4/21/24
15 Year Conventional Purchase 5.95% 4/21/24
15 Year Conventional Refi 6.00% 4/21/24
15 Year Cash-out Refi 6.00% 4/21/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Civista Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Civista Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

959

Origination Dollar Volume (All Markets)

$185,115,000

Employee count

429 Show all (13) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
COLUMBUS, OH (FHA|USDA|VA) 182 $50,940,000 $279,890 $3,420 4.62%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 228 $39,010,000 $171,096 $1,692 4.44%
Sandusky, OH (FHA|USDA|VA) 183 $27,345,000 $149,426 $2,962 4.80%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 73 $19,235,000 $263,493 $3,485 4.70%
Outside of Metro Areas 77 $8,835,000 $114,740 $1,518 4.46%
AKRON, OH (FHA|USDA|VA) 32 $8,550,000 $267,188 $3,741 4.83%
Norwalk, OH (FHA|USDA|VA) 40 $6,450,000 $161,250 $2,990 4.98%
DAYTON-KETTERING, OH (FHA|USDA|VA) 29 $4,715,000 $162,586 $3,138 5.32%
TOLEDO, OH (FHA|USDA|VA) 19 $3,995,000 $210,263 $3,251 4.65%
Urbana, OH (FHA|USDA|VA) 16 $2,300,000 $143,750 $3,537 4.65%
MANSFIELD, OH (FHA|USDA|VA) 15 $1,805,000 $120,333 $2,832 4.76%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 6 $1,650,000 $275,000 $3,060 4.35%
Bellefontaine, OH (FHA|USDA|VA) 7 $1,085,000 $155,000 $3,019 4.64%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $1,015,000 $1,015,000 $0 5.27%
SPRINGFIELD, OH (FHA|USDA|VA) 7 $965,000 $137,857 $3,553 4.50%
Ashtabula, OH (FHA|USDA|VA) 2 $860,000 $430,000 $4,298 5.19%
Mount Vernon, OH (FHA|USDA|VA) 4 $850,000 $212,500 $5,856 4.34%
Fremont, OH (FHA|USDA|VA) 9 $845,000 $93,889 $2,974 4.50%
CANTON-MASSILLON, OH (FHA|USDA|VA) 2 $510,000 $255,000 $2,943 4.38%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $375,000 $375,000 $4,542 4.25%
Greensburg, IN (FHA|USDA|VA) 3 $375,000 $125,000 $1,411 4.08%
Marion, OH (FHA|USDA|VA) 1 $335,000 $335,000 $7,478 4.25%
JACKSONVILLE, FL (FHA|USDA|VA) 1 $315,000 $315,000 $3,800 4.38%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $305,000 $305,000 $2,652 4.63%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1 $305,000 $305,000 $5,869 4.50%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1 $305,000 $305,000 $4,277 4.38%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $275,000 $275,000 $3,910 4.38%
Zanesville, OH (FHA|USDA|VA) 1 $215,000 $215,000 $2,942 4.38%
Ashland, OH (FHA|USDA|VA) 2 $190,000 $95,000 $1,772 4.75%
Warsaw, IN (FHA|USDA|VA) 1 $175,000 $175,000 $1,770 4.88%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $125,000 $125,000 $2,899 4.50%
Bucyrus-Galion, OH (FHA|USDA|VA) 2 $120,000 $60,000 $3,054 4.63%
Sidney, OH (FHA|USDA|VA) 1 $115,000 $115,000 $2,579 3.75%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1 $105,000 $105,000 $2,238 4.63%
ERIE, PA (FHA|USDA|VA) 1 $105,000 $105,000 $3,514 4.13%
Wapakoneta, OH (FHA|USDA|VA) 1 $85,000 $85,000 $3,545 4.13%
Wooster, OH (FHA|USDA|VA) 1 $75,000 $75,000 $2,798 3.88%
North Vernon, IN (FHA|USDA|VA) 1 $65,000 $65,000 $1,969 4.38%
OCALA, FL (FHA|USDA|VA) 1 $65,000 $65,000 $2,813 4.50%
Washington Court House, OH (FHA|USDA|VA) 1 $55,000 $55,000 $2,018 5.50%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $55,000 $55,000 $2,331 4.63%
Madison, IN (FHA|USDA|VA) 1 $15,000 $15,000 $775 5.00%
Civista Bank's top markets include Columbus, Cincinnati, Sandusky, Cleveland, and Akron among others.

Their top states include:
  • Ohio (FHA|USDA|VA)
  • Indiana (FHA|USDA|VA)
  • Kentucky (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Civista Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Cleveland Selfreliance FCU
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 869 $172,155,000 $198,107 $2,485 4.68%
    FHA 37 $5,255,000 $142,027 $5,231 4.21%
    USDA 33 $3,545,000 $107,424 $3,218 4.41%
    VA 18 $3,470,000 $192,778 $5,975 4.22%
    HELOC 2 $690,000 $345,000 n/a 4.92%

    For 2018, Civista Bank's most frequently originated type of loan was Conventional, with 869 originations. Their 2nd most popular type was FHA, with 37 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 651 $124,405,000 $191,098 $2,905 4.66%
    Cash Out Refi 183 $24,835,000 $135,710 $2,001 4.59%
    Refi 107 $26,045,000 $243,411 $2,584 4.56%
    Home Improvement 11 $9,515,000 $865,000 $5,023 4.74%
    Other 7 $315,000 $45,000 $998 5.21%

    For 2018, Civista Bank's most frequently cited loan purpose was Home Purchase, with 651 originations. The 2nd most popular reason was Cash Out Refi, with 183 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 673 $116,445,000 $173,024 $2,906 4.59%
    15 Year 115 $18,035,000 $156,826 $2,267 4.27%
    10 Year 87 $30,465,000 $350,172 $966 5.17%
    20 Year 60 $9,400,000 $156,667 $2,357 4.76%
    1 Year 9 $885,000 $98,333 $0 6.94%
    Other 9 $7,635,000 $848,333 $2,272 4.85%
    5 Year 5 $2,145,000 $429,000 $0 5.31%
    30+ year 1 $105,000 $105,000 $0 6.00%

    For 2018, Civista Bank's most frequently cited loan duration was 30 Year, with 673 originations. The 2nd most popular length was 15 Year, with 115 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 743 $120,605,000 $162,322
    $1k-2k 108 $17,320,000 $160,370
    $2k-3k 9 $2,045,000 $227,222
    $3k-4k 4 $860,000 $215,000
    $4k-5k 2 $560,000 $280,000

    Civista Bank's average total fees were $2,906, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 743 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 590 $104,540,000 $177,186
    5-6% 173 $38,175,000 $220,665
    3-4% 171 $40,555,000 $237,164
    6-7% 21 $1,575,000 $75,000
    7-8% 4 $270,000 $67,500

    During 2018, Civista Bank's average interest rate for loans was 4.59%, while their most frequently originated rate bucket for loans was 4-5%, with 590 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 370 $52,340,000 $141,459 $2,661 4.58%
    $100,000 or less 328 $20,650,000 $62,957 $2,141 4.79%
    $200k-400k 195 $54,785,000 $280,949 $3,408 4.49%
    $400k-600k 38 $17,830,000 $469,211 $3,597 4.66%
    $600k-1MM 17 $12,895,000 $758,529 $5,030 4.79%
    $1MM+ 11 $26,615,000 $2,419,545 $6,321 5.01%

    2018 saw Civista Bank place emphasis on $100k-200k loans with 370 originations, totaling $52,340,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 230 $20,480,000 $89,043 $2,380 4.55%
    $50k-75k 224 $26,820,000 $119,732 $2,538 4.56%
    $75k-100k 136 $20,210,000 $148,603 $2,413 4.63%
    $100k-150k 134 $26,340,000 $196,567 $2,959 4.58%
    $150k-250k 105 $27,405,000 $261,000 $3,376 4.61%
    $250k+ 51 $21,325,000 $418,137 $3,721 4.39%

    Civista Bank lent most frequently to those with incomes in the $50k or less range, with 230 originations. The second most popular income band? $50k-75k, with 224 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 203 $32,565,000 $160,419 $2,637 4.49%
    20-30% 198 $32,320,000 $163,232 $2,621 4.53%
    <20% 84 $12,340,000 $146,905 $2,343 4.45%
    38% 40 $6,540,000 $163,500 $2,871 4.58%
    42% 38 $7,510,000 $197,632 $2,789 4.62%
    44% 32 $4,920,000 $153,750 $2,736 4.62%
    36% 31 $4,505,000 $145,323 $2,232 4.49%
    39% 31 $4,395,000 $141,774 $2,774 4.77%
    41% 31 $5,085,000 $164,032 $3,206 4.62%
    37% 29 $4,875,000 $168,103 $2,912 4.70%
    40% 29 $4,325,000 $149,138 $2,412 4.63%
    43% 25 $4,715,000 $188,600 $3,034 4.47%
    46% 23 $4,195,000 $182,391 $2,929 4.66%
    45% 17 $2,585,000 $152,059 $2,553 4.68%
    47% 16 $3,040,000 $190,000 $3,328 4.55%
    49% 16 $2,550,000 $159,375 $3,730 4.48%
    48% 13 $2,985,000 $229,615 $3,784 4.61%
    50-60% 11 $1,575,000 $143,182 $2,537 4.58%
    >60% 2 $360,000 $180,000 $2,023 4.25%

    Civista Bank lent most frequently to those with DTI ratios of 30-36%, with 203 originations. The next most common DTI ratio? 20-30%, with 198 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 796 $129,610,000 $162,827 $2,681 4.57%
    Not applicable 70 $40,010,000 $571,571 $0 5.55%
    Not provided 61 $8,915,000 $146,148 $2,490 4.71%
    Black 20 $3,620,000 $181,000 $3,975 4.46%
    Asian 12 $2,960,000 $246,667 $3,118 4.41%

    Approval Rates

    Total approvals of all applications
    89.79%

    Civista Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    88.95%

    Civista Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 959 $185,115,000 $193,029

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 32 $33,170,000 $1,036,563
    Single Family (1-4 Units):Manufactured 21 $1,915,000 $91,190
    Single Family (1-4 Units):Site-Built 906 $150,030,000 $165,596

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 43 $9,665,000 $224,767 $1,888 4.60%
    40-60% 107 $17,415,000 $162,757 $2,214 4.49%
    60-80% 382 $75,660,000 $198,063 $2,630 4.72%
    80-100% 388 $78,010,000 $201,057 $2,997 4.55%
    Over 100% 11 $3,295,000 $299,545 $6,318 4.72%
    Under 20% 28 $1,070,000 $38,214 $853 5.48%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Civista Bank 100 East Water Street Sandusky, OH 44870 Full Service B&M $295,277
    Civista Bank 101 South Miami Street Quincy, OH 43343 Full Service B&M $6,191
    Civista Bank 102 South Kibler Street New Washington, OH 44854 Full Service B&M $41,120
    Civista Bank 119 Blossom Centre Blvd. Willard, OH 44890 Full Service B&M $7,225
    Civista Bank 13 Main Street Greenwich, OH 44837 Full Service B&M $20,091
    Civista Bank 156 Mansfield Avenue Shelby, OH 44875 Full Service B&M $81,217
    Civista Bank 185 S. E. Catawba Road Port Clinton, OH 43452 Full Service B&M $8,464
    Civista Bank 1907 East Perkins Avenue Sandusky, OH 44870 Full Service B&M $58,303
    Civista Bank 200 North Gamble Street Shelby, OH 44875 Full Service B&M $8,267
    Civista Bank 205 South Detroit Street West Liberty, OH 43357 Full Service B&M $25,560
    Civista Bank 207 Milan Avenue Norwalk, OH 44857 Full Service B&M $37,639
    Civista Bank 208 South Washington Street Castalia, OH 44824 Full Service B&M $48,438
    Civista Bank 23 West Main Street Shiloh, OH 44878 Full Service B&M $7,733
    Civista Bank 24 Main Street Berlin Heights, OH 44814 Full Service B&M $27,208
    Civista Bank 29 West Whipp Road Dayton, OH 45459 Full Service B&M $41,601
    Civista Bank 320 South Jefferson Avenue Plain City, OH 43064 Full Service B&M $11,933
    Civista Bank 330 South Orchard Island Road Russells Point, OH 43348 Full Service B&M $23,698
    Civista Bank 36 East Seminary Street Norwalk, OH 44857 Full Service B&M $84,905
    Civista Bank 410 Cleveland Road East Huron, OH 44839 Full Service B&M $31,880
    Civista Bank 49 Sandusky Street Plymouth, OH 44865 Full Service B&M $10,490
    Civista Bank 504 North Main Street Urbana, OH 43078 Limited, Drive-thru $0
    Civista Bank 529 North Cleveland Massillon Road Akron, OH 44333 Full Service B&M $49,008
    Civista Bank 601 Scioto Street Urbana, OH 43078 Full Service B&M $100,175
    Civista Bank 6400 Perimeter Drive Dublin, OH 43017 Full Service B&M $40,402
    Civista Bank 702 West Perkins Avenue Sandusky, OH 44870 Full Service B&M $59,510
    Civista Bank 7455 Old Troy Pike Huber Heights, OH 45424 Full Service B&M $19,689
    Civista Bank 9700 Springboro Pike Miamisburg, OH 45342 Full Service B&M $25,625

    For 2018, Civista Bank had 27 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $73,633
    Net interest income $67,383
    Total noninterest income $18,631
    Gross Fiduciary activities income $3,288
    Service charges on deposit accounts $5,208
    Trading account gains and fees $621
    Additional Noninterest Income $9,514
    Pre-tax net operating income $29,636
    Securities gains (or losses, -) $-413
    Income before extraordinary items $24,833
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $24,833
    Minority interest net income $0
    Net income $24,833
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $25,184

    Civista Bank's gross interest income from loans was $73,633,000.
    Civista Bank's net interest income from loans was $67,383,000.
    Civista Bank's fee based income from loans was $5,208,000.
    Civista Bank's net income from loans was $24,833,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $6,250
    Provision for credit losses $780
    Total noninterest expense $55,598
    Salaries and employee benefits $32,286
    Premises and equipment expense $5,016
    Additional noninterest expense $18,296
    Applicable income taxes $4,390
    Net charge-offs $235
    Cash dividends $10,000

    Civista Bank's interest expense for loans was $6,250,000.
    Civista Bank's payroll and benefits expense were $32,286,000.
    Civista Bank's property, plant and equipment expenses $5,016,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 1.0%
    HELOC loans 0.0%
    All other family 1.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $1,599,698
    Deposits held in domestic offices $1,599,698
    Deposits by Individuals, partnerships, and corporations $1,407,970
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $191,727
    Deposits by Commercial banks and other depository institutions in U.S. $1
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $225,674
    Demand deposits $225,674
    Nontransaction accounts $1,374,024
    Money market deposit accounts (MMDAs) $255,625
    Other savings deposits (excluding MMDAs) $850,713
    Total time deposits $267,686
    Total time and savings deposits $1,374,024
    Noninterest-bearing deposits $487,888
    Interest-bearing deposits $1,111,810
    Retail deposits $1,528,453
    IRAs and Keogh plan accounts $51,426
    Brokered deposits $24,246
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $2,133,513
    Cash & Balances due from depository institutions $39,896
    Interest-bearing balances $13,216
    Total securities $346,294
    Federal funds sold & reverse repurchase $0
    Net loans and leases $1,549,653
    Loan and leases loss allowance $13,679
    Trading account assets $2,837
    Bank premises and fixed assets $22,021
    Other real estate owned $0
    Goodwill and other intangibles $86,203
    All other assets $86,609

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $2,133,513
    Total Liabilities $1,833,299
    Total deposits $1,599,698
    Interest-bearing deposits $1,111,810
    Deposits held in domestic offices $1,599,698
    % insured (estimated) $82
    Federal funds purchased and repurchase agreements $22,199
    Trading liabilities $2,837
    Other borrowed funds $193,600
    Subordinated debt $0
    All other liabilities $14,965

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $1,549,653
    Loan and leases loss allowance $13,679
    Total loans and leases (domestic) $1,563,332
    All real estate loans $1,366,668
    Real estate loans in domestic offices $1,366,668
    Construction and development loans $135,195
    Residential 1-4 family construction $12,233
    Other construction, all land development and other land $122,962
    Loans secured by nonfarm nonresidential properties $647,690
    Nonfarm nonresidential secured by owner-occupied properties $210,121
    Commercial real estate & other non-farm, non-residential $437,569
    Multifamily residential real estate $86,029
    1-4 family residential loans $459,241
    Farmland loans $38,513
    Loans held in foreign offices $0
    Farm loans $15,967
    Commercial and industrial loans $159,933
    To non-U.S. addressees $0
    Loans to individuals $18,503
    Credit card loans $0
    Related Plans $4,854
    Consumer Auto Loans $5,979
    Other loans to individuals $7,670
    All other loans & leases $2,261
    Loans to foreign governments and official institutions $0
    Other loans $1,060
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $3,024
    Non 1-4 family restructured loans & leases $1,263
    Total loans and leases (foreign) $0

    Civista Bank had $1,549,653,000 of loans outstanding in 2018. $1,366,668,000 of loans were in real estate loans. $135,195,000 of loans were in development loans. $86,029,000 of loans were in multifamily mortgage loans. $459,241,000 of loans were in 1-4 family mortgage loans. $15,967,000 of loans were in farm loans. $0 of loans were in credit card loans. $5,979,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 780 $181,264 $232,390
    Nonfarm, nonresidential loans - <$100k 141 $5,348 $37,929
    Nonfarm, nonresidential loans - $100-250k 254 $28,338 $111,567
    Nonfarm, nonresidential loans - $250k-1MM 385 $147,578 $383,319
    Commercial & Industrial, US addressed loans - <$1MM 682 $67,036 $98,293
    Commercial & Industrial, US addressed loans - <$100k 359 $8,925 $24,861
    Commercial & Industrial, US addressed loans - $100-250k 163 $14,238 $87,350
    Commercial & Industrial, US addressed loans - $250k-1MM 160 $43,873 $274,206
    Farmland loans - <$1MM 110 $13,557 $123,245
    Farmland loans - <$100k 27 $1,048 $38,815
    Farmland loans - $100-250k 51 $5,177 $101,510
    Farmland loans - $250k-1MM 32 $7,332 $229,125
    Agriculture operations loans - <$1MM 104 $5,547 $53,337
    Agriculture operations loans - <$100k 76 $1,846 $24,289
    Agriculture operations loans - $100-250k 20 $1,961 $98,050
    Agriculture operations loans - $250k-1MM 8 $1,740 $217,500