Liberty Home Mortgage Corporation Rates, Fees & Info

ST MARYS, OH

LEI: 549300B2JJHSM77T5Y41

Tax ID: 46-3525878

1 stars - out of 5 stars, based on 53 reviews

2020 Data | 2019 Data | 2018 Data


Overview

Liberty Home Mortgage Corporation is a smaller mortgage company specializing in Home Purchase and Refi loans. Liberty Home Mortgage Corporation has They have a a high proportion of FHA loans. a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets include Cleveland, Akron, Atlanta, Washington, and Columbus among others. They have an above average approval rate for mortages when compared nationally -- and they have a below average pick rate when compared to the same sample of other lendors. Liberty Home Mortgage Corporation is typically a high fee lendor.


Originations

2,833

Origination Dollar Volume (All Markets)

$578,535,000

Awards

LIBERTY HOME MORTGAGE CORPORATION 30 Year Conventional Loans silver LIBERTY HOME MORTGAGE CORPORATION 30 Year Conventional Loans silver LIBERTY HOME MORTGAGE CORPORATION VA Loans silver LIBERTY HOME MORTGAGE CORPORATION VA Loans silver
Show all (4) awards

Relative Rate

Liberty Home Mortgage Corporation's average 30 year fixed rate mortgage of loans were 3.31%.

The 2020 average 30 year fixed rate mortgage across all markets of loans were 3.36%.

This yields a difference of -0.05%.

Relative Fees

Liberty Home Mortgage Corporation's average total fees for a 30 year fixed rate mortgage are $6,662.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $5,021.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 765 $136,985,000 $179,065 $6,089 3.31%
Outside of Metro Areas 345 $59,285,000 $171,841 $6,737 3.50%
AKRON, OH (FHA|USDA|VA) 334 $58,030,000 $173,743 $6,149 3.27%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 105 $27,265,000 $259,667 $7,116 3.13%
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV (FHA|USDA|VA) 54 $25,630,000 $474,630 $8,906 2.84%
COLUMBUS, OH (FHA|USDA|VA) 99 $20,805,000 $210,152 $7,039 3.54%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 74 $14,540,000 $196,486 $6,642 3.36%
CANTON-MASSILLON, OH (FHA|USDA|VA) 89 $14,065,000 $158,034 $6,216 3.37%
SEATTLE-BELLEVUE-KENT, WA (FHA|USDA|VA) 27 $11,425,000 $423,148 $11,416 2.75%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 73 $10,875,000 $148,973 $5,887 3.42%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 33 $9,745,000 $295,303 $5,563 2.86%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 38 $9,040,000 $237,895 $5,558 2.97%
DAYTON-KETTERING, OH (FHA|USDA|VA) 39 $6,455,000 $165,513 $7,188 3.35%
TOLEDO, OH (FHA|USDA|VA) 33 $6,115,000 $185,303 $7,009 3.54%
TACOMA-LAKEWOOD, WA (FHA|USDA|VA) 17 $5,845,000 $343,824 $7,048 2.71%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 13 $4,765,000 $366,538 $9,341 3.21%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 10 $4,570,000 $457,000 $9,265 2.79%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 13 $4,135,000 $318,077 $7,106 2.71%
LOS ANGELES-LONG BEACH-GLENDALE, CA (FHA|USDA|VA) 8 $3,890,000 $486,250 $10,176 3.09%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 18 $3,710,000 $206,111 $7,732 3.26%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 12 $3,480,000 $290,000 $5,504 2.86%
PITTSBURGH, PA (FHA|USDA|VA) 23 $3,435,000 $149,348 $6,043 3.30%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 16 $3,390,000 $211,875 $6,619 3.42%
OKLAHOMA CITY, OK (FHA|USDA|VA) 12 $3,150,000 $262,500 $5,314 3.16%
WARREN-TROY-FARMINGTON HILLS, MI (FHA|USDA|VA) 13 $3,045,000 $234,231 $5,295 3.24%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 13 $2,855,000 $219,615 $8,323 3.21%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 16 $2,840,000 $177,500 $6,593 3.49%
OAKLAND-BERKELEY-LIVERMORE, CA (FHA|USDA|VA) 5 $2,835,000 $567,000 $11,220 2.60%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 8 $2,830,000 $353,750 $6,675 2.73%
ANAHEIM-SANTA ANA-IRVINE, CA (FHA|USDA|VA) 4 $2,530,000 $632,500 $10,118 2.78%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 8 $2,440,000 $305,000 $11,651 2.81%
RICHMOND, VA (FHA|USDA|VA) 10 $2,410,000 $241,000 $7,131 3.01%
JACKSONVILLE, FL (FHA|USDA|VA) 10 $2,390,000 $239,000 $7,641 3.53%
CHICAGO-NAPERVILLE-EVANSTON, IL (FHA|USDA|VA) 7 $2,335,000 $333,571 $7,492 3.51%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 12 $2,280,000 $190,000 $7,211 3.49%
CHARLESTON, WV (FHA|USDA|VA) 17 $2,105,000 $123,824 $6,073 3.58%
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL (FHA|USDA|VA) 7 $1,885,000 $269,286 $11,604 3.39%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 13 $1,855,000 $142,692 $6,086 3.17%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 10 $1,820,000 $182,000 $4,136 3.34%
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA (FHA|USDA|VA) 7 $1,735,000 $247,857 $8,334 3.41%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 9 $1,695,000 $188,333 $6,872 3.07%
DALLAS-PLANO-IRVING, TX (FHA|USDA|VA) 9 $1,635,000 $181,667 $5,089 3.08%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 7 $1,585,000 $226,429 $8,681 3.20%
ASHEVILLE, NC (FHA|USDA|VA) 5 $1,585,000 $317,000 $7,290 2.80%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 8 $1,580,000 $197,500 $7,300 3.23%
WHEELING, WV-OH (FHA|USDA|VA) 10 $1,580,000 $158,000 $7,323 3.29%
FORT WORTH-ARLINGTON-GRAPEVINE, TX (FHA|USDA|VA) 8 $1,540,000 $192,500 $8,113 3.68%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 4 $1,530,000 $382,500 $4,903 2.78%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 7 $1,505,000 $215,000 $8,346 3.09%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 6 $1,470,000 $245,000 $6,355 2.89%
WINSTON-SALEM, NC (FHA|USDA|VA) 8 $1,460,000 $182,500 $5,728 3.10%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 4 $1,450,000 $362,500 $4,718 2.66%
SAVANNAH, GA (FHA|USDA|VA) 5 $1,395,000 $279,000 $5,103 2.75%
RALEIGH-CARY, NC (FHA|USDA|VA) 5 $1,355,000 $271,000 $7,023 3.23%
COLUMBUS, GA-AL (FHA|USDA|VA) 6 $1,340,000 $223,333 $4,042 3.08%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 5 $1,335,000 $267,000 $7,815 2.70%
SPRINGFIELD, OH (FHA|USDA|VA) 7 $1,195,000 $170,714 $6,802 3.53%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 5 $1,195,000 $239,000 $5,516 2.65%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 6 $1,180,000 $196,667 $3,755 2.87%
COLUMBIA, SC (FHA|USDA|VA) 6 $1,180,000 $196,667 $7,282 3.44%
MONROE, MI (FHA|USDA|VA) 6 $1,180,000 $196,667 $7,126 3.69%
YAKIMA, WA (FHA|USDA|VA) 3 $1,175,000 $391,667 $8,844 3.42%
OCALA, FL (FHA|USDA|VA) 7 $1,155,000 $165,000 $5,197 3.48%
FAYETTEVILLE, NC (FHA|USDA|VA) 6 $1,150,000 $191,667 $5,016 2.71%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 8 $1,140,000 $142,500 $5,060 3.82%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 4 $1,140,000 $285,000 $10,981 3.16%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 5 $1,095,000 $219,000 $4,587 2.75%
NEWARK, NJ-PA (FHA|USDA|VA) 4 $1,090,000 $272,500 $10,688 3.44%
NORTH PORT-SARASOTA-BRADENTON, FL (FHA|USDA|VA) 4 $1,060,000 $265,000 $7,010 3.62%
FORT LAUDERDALE-POMPANO BEACH-SUNRISE, FL (FHA|USDA|VA) 4 $1,030,000 $257,500 $6,997 3.19%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 4 $1,010,000 $252,500 $7,152 3.72%
FRESNO, CA (FHA|USDA|VA) 4 $990,000 $247,500 $5,663 3.34%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 4 $970,000 $242,500 $9,124 2.91%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 4 $960,000 $240,000 $9,043 3.53%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 2 $950,000 $475,000 $10,767 2.50%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 6 $900,000 $150,000 $6,788 3.44%
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ (FHA|USDA|VA) 3 $895,000 $298,333 $12,540 3.63%
MANSFIELD, OH (FHA|USDA|VA) 8 $890,000 $111,250 $5,434 3.67%
LYNCHBURG, VA (FHA|USDA|VA) 3 $865,000 $288,333 $4,662 3.58%
LIMA, OH (FHA|USDA|VA) 5 $835,000 $167,000 $6,345 3.34%
CAMDEN, NJ (FHA|USDA|VA) 3 $825,000 $275,000 $7,846 2.86%
GAINESVILLE, GA (FHA|USDA|VA) 3 $825,000 $275,000 $9,279 3.27%
BECKLEY, WV (FHA|USDA|VA) 4 $780,000 $195,000 $5,531 3.30%
LAWTON, OK (FHA|USDA|VA) 3 $775,000 $258,333 $7,395 2.42%
DETROIT-DEARBORN-LIVONIA, MI (FHA|USDA|VA) 4 $760,000 $190,000 $5,432 3.06%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 5 $745,000 $149,000 $4,361 3.80%
ODESSA, TX (FHA|USDA|VA) 3 $715,000 $238,333 $11,103 3.38%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 3 $705,000 $235,000 $10,319 3.46%
ROANOKE, VA (FHA|USDA|VA) 3 $695,000 $231,667 $4,872 2.84%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 3 $695,000 $231,667 $9,365 3.21%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 3 $685,000 $228,333 $6,020 2.86%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $685,000 $685,000 $12,800 2.75%
MONTGOMERY, AL (FHA|USDA|VA) 4 $660,000 $165,000 $6,579 4.06%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 3 $655,000 $218,333 $7,667 3.36%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 3 $625,000 $208,333 $5,809 3.21%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 3 $615,000 $205,000 $9,261 3.71%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $610,000 $305,000 $10,166 3.94%
WALLA WALLA, WA (FHA|USDA|VA) 1 $595,000 $595,000 $16,274 2.25%
SALINAS, CA (FHA|USDA|VA) 1 $585,000 $585,000 $18,486 2.50%
BAKERSFIELD, CA (FHA|USDA|VA) 2 $570,000 $285,000 $5,805 3.19%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 3 $565,000 $188,333 $6,679 3.46%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 2 $560,000 $280,000 $4,698 3.06%
LEBANON, PA (FHA|USDA|VA) 2 $530,000 $265,000 $10,035 2.56%
ROCKY MOUNT, NC (FHA|USDA|VA) 2 $530,000 $265,000 $5,580 3.06%
LANCASTER, PA (FHA|USDA|VA) 3 $525,000 $175,000 $6,516 3.54%
KNOXVILLE, TN (FHA|USDA|VA) 3 $525,000 $175,000 $7,780 3.75%
MORGANTOWN, WV (FHA|USDA|VA) 2 $500,000 $250,000 $8,586 2.69%
YUMA, AZ (FHA|USDA|VA) 2 $490,000 $245,000 $4,243 2.75%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 3 $485,000 $161,667 $7,191 3.58%
SEBASTIAN-VERO BEACH, FL (FHA|USDA|VA) 2 $480,000 $240,000 $10,333 4.13%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $475,000 $475,000 $6,234 2.75%
PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $440,000 $220,000 $8,312 3.50%
FLINT, MI (FHA|USDA|VA) 3 $425,000 $141,667 $4,994 3.33%
BOULDER, CO (FHA|USDA|VA) 1 $425,000 $425,000 $9,777 3.25%
HUNTSVILLE, AL (FHA|USDA|VA) 2 $420,000 $210,000 $5,783 2.63%
WACO, TX (FHA|USDA|VA) 3 $415,000 $138,333 $5,334 3.54%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $415,000 $415,000 $5,323 2.75%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $415,000 $415,000 $4,005 2.63%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 3 $405,000 $135,000 $4,655 2.75%
ALBANY, GA (FHA|USDA|VA) 3 $395,000 $131,667 $6,718 3.17%
TULSA, OK (FHA|USDA|VA) 1 $395,000 $395,000 $0 3.75%
MIAMI-MIAMI BEACH-KENDALL, FL (FHA|USDA|VA) 2 $390,000 $195,000 $8,603 3.38%
EAST STROUDSBURG, PA (FHA|USDA|VA) 2 $390,000 $195,000 $7,598 4.56%
WINCHESTER, VA-WV (FHA|USDA|VA) 2 $380,000 $190,000 $3,294 3.50%
PHILADELPHIA, PA (FHA|USDA|VA) 2 $380,000 $190,000 $6,643 3.04%
WARNER ROBINS, GA (FHA|USDA|VA) 2 $380,000 $190,000 $5,544 2.81%
VALLEJO, CA (FHA|USDA|VA) 1 $375,000 $375,000 $975 3.25%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $365,000 $365,000 $4,785 2.99%
JACKSON, MI (FHA|USDA|VA) 2 $360,000 $180,000 $9,018 3.70%
DALTON, GA (FHA|USDA|VA) 2 $360,000 $180,000 $9,087 3.38%
GARY, IN (FHA|USDA|VA) 1 $355,000 $355,000 $11,420 3.13%
LAKE COUNTY-KENOSHA COUNTY, IL-WI (FHA|USDA|VA) 1 $345,000 $345,000 $7,960 2.75%
BELLINGHAM, WA (FHA|USDA|VA) 1 $345,000 $345,000 $8,056 2.25%
MERCED, CA (FHA|USDA|VA) 1 $325,000 $325,000 $5,684 2.25%
MIDLAND, TX (FHA|USDA|VA) 1 $315,000 $315,000 $13,821 3.13%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $310,000 $155,000 $6,051 4.19%
LAREDO, TX (FHA|USDA|VA) 1 $305,000 $305,000 $8,645 3.75%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 2 $290,000 $145,000 $6,558 3.63%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 2 $290,000 $145,000 $7,142 3.13%
ALTOONA, PA (FHA|USDA|VA) 1 $285,000 $285,000 $11,347 2.63%
STAUNTON, VA (FHA|USDA|VA) 1 $275,000 $275,000 $1,139 2.99%
LONGVIEW, WA (FHA|USDA|VA) 1 $275,000 $275,000 $4,369 2.75%
LUBBOCK, TX (FHA|USDA|VA) 2 $270,000 $135,000 $7,882 4.63%
APPLETON, WI (FHA|USDA|VA) 2 $270,000 $135,000 $1,668 3.15%
GAINESVILLE, FL (FHA|USDA|VA) 1 $265,000 $265,000 $11,244 3.75%
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA (FHA|USDA|VA) 1 $265,000 $265,000 $3,277 2.85%
NEW BERN, NC (FHA|USDA|VA) 1 $245,000 $245,000 $2,850 2.75%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 2 $240,000 $120,000 $7,268 3.49%
CLEVELAND, TN (FHA|USDA|VA) 1 $235,000 $235,000 $5,455 3.13%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $230,000 $115,000 $5,826 3.94%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $225,000 $225,000 $6,697 2.38%
ABILENE, TX (FHA|USDA|VA) 2 $220,000 $110,000 $6,097 3.65%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $215,000 $215,000 $6,243 2.63%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $215,000 $215,000 $5,183 3.63%
STOCKTON, CA (FHA|USDA|VA) 1 $215,000 $215,000 $10,710 3.25%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $215,000 $215,000 $4,339 3.13%
TUSCALOOSA, AL (FHA|USDA|VA) 2 $210,000 $105,000 $5,048 4.06%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $195,000 $195,000 $8,822 3.63%
COLUMBUS, IN (FHA|USDA|VA) 1 $195,000 $195,000 $5,985 3.50%
CHICO, CA (FHA|USDA|VA) 1 $195,000 $195,000 $8,007 3.13%
READING, PA (FHA|USDA|VA) 1 $185,000 $185,000 $3,983 3.25%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $185,000 $185,000 $4,481 2.88%
WILMINGTON, NC (FHA|USDA|VA) 1 $185,000 $185,000 $10,676 3.75%
DOTHAN, AL (FHA|USDA|VA) 1 $185,000 $185,000 $10,113 4.13%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $175,000 $175,000 $2,717 2.25%
BRUNSWICK, GA (FHA|USDA|VA) 1 $175,000 $175,000 $3,792 4.50%
SAGINAW, MI (FHA|USDA|VA) 1 $175,000 $175,000 $7,820 4.13%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $165,000 $165,000 $1,244 2.75%
ANN ARBOR, MI (FHA|USDA|VA) 1 $165,000 $165,000 $6,143 2.75%
TYLER, TX (FHA|USDA|VA) 1 $165,000 $165,000 $7,206 4.13%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $155,000 $155,000 $9,908 4.75%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $155,000 $155,000 $4,250 3.25%
ROCKFORD, IL (FHA|USDA|VA) 1 $155,000 $155,000 $7,494 3.38%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $155,000 $155,000 $7,105 2.88%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $155,000 $155,000 $5,590 4.00%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $155,000 $155,000 $8,430 3.75%
PANAMA CITY, FL (FHA|USDA|VA) 1 $155,000 $155,000 $10,254 3.38%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $145,000 $145,000 $6,290 3.75%
HINESVILLE, GA (FHA|USDA|VA) 1 $145,000 $145,000 $7,481 3.25%
BURLINGTON, NC (FHA|USDA|VA) 1 $135,000 $135,000 $6,197 3.25%
FLORENCE, SC (FHA|USDA|VA) 1 $135,000 $135,000 $7,969 2.75%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 1 $135,000 $135,000 $4,285 3.88%
SUMTER, SC (FHA|USDA|VA) 1 $135,000 $135,000 $2,738 3.00%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $135,000 $135,000 $6,534 4.75%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $135,000 $135,000 $2,864 4.25%
SAN ANGELO, TX (FHA|USDA|VA) 1 $135,000 $135,000 $4,214 3.00%
JOHNSTOWN, PA (FHA|USDA|VA) 2 $130,000 $65,000 $5,101 3.69%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $125,000 $125,000 $6,539 2.75%
MOBILE, AL (FHA|USDA|VA) 1 $115,000 $115,000 $7,181 3.13%
KANKAKEE, IL (FHA|USDA|VA) 1 $115,000 $115,000 $4,021 3.88%
AMARILLO, TX (FHA|USDA|VA) 1 $115,000 $115,000 $6,101 4.38%
ROME, GA (FHA|USDA|VA) 1 $115,000 $115,000 $7,183 3.00%
GREEN BAY, WI (FHA|USDA|VA) 1 $115,000 $115,000 $8,129 2.88%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $105,000 $105,000 $2,565 3.25%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $95,000 $95,000 $5,020 4.25%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $85,000 $85,000 $4,858 3.50%
ERIE, PA (FHA|USDA|VA) 1 $85,000 $85,000 $3,501 3.25%
ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $85,000 $85,000 $2,630 3.25%
PEORIA, IL (FHA|USDA|VA) 1 $85,000 $85,000 $3,806 2.95%
VALDOSTA, GA (FHA|USDA|VA) 1 $85,000 $85,000 $5,040 3.25%
GOLDSBORO, NC (FHA|USDA|VA) 1 $75,000 $75,000 $3,353 3.63%

Liberty Home Mortgage Corporation's top markets include Cleveland, Akron, Atlanta, Washington, and Columbus among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
FHA 1,196 $201,970,000 $168,871 $7,627 3.52%
Conventional 1,081 $219,415,000 $202,974 $5,355 3.20%
VA 474 $145,760,000 $307,511 $6,835 2.95%
USDA 82 $11,390,000 $138,902 $6,452 3.32%

For the 2020 period, Liberty Home Mortgage Corporation's most frequently originated loan type of loans were FHA, with 1,196 originations. Their 2nd most popular type is Conventional, with 1,081 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 1,972 $351,910,000 $178,453 $6,856 3.44%
Refi 742 $199,180,000 $268,437 $5,732 2.93%
Home Improvement 111 $26,215,000 $236,171 $7,868 3.21%
Cash Out Refi 8 $1,230,000 $153,750 $4,828 3.46%

For the 2020, Liberty Home Mortgage Corporation's most frequently cited loan purpose of loans were Home Purchase, with 1,972 originations. The 2nd most popular reason of loans were Refi, with 742 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 2,680 $552,000,000 $205,970 $6,662 3.31%
15 Year 84 $14,000,000 $166,667 $5,291 2.97%
Other 40 $7,230,000 $180,750 $5,704 3.22%
20 Year 24 $4,530,000 $188,750 $5,045 3.12%
10 Year 4 $540,000 $135,000 $4,363 2.81%
30+ year 1 $235,000 $235,000 $12,970 4.25%

For the 2020, Liberty Home Mortgage Corporation's most frequently cited loan length of loans were 30 Year, with 2,680 originations. The 2nd most popular length of loans were 15 Year, with 84 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$3k-4k 769 $145,215,000 $188,836
$2k-3k 748 $131,660,000 $176,016
$<1k 578 $113,340,000 $196,090
$1k-2k 373 $71,385,000 $191,381
$5k+ 363 $116,495,000 $320,923

$6,662 of loans were Liberty Home Mortgage Corporation's average total fees, while their most frequently occuring range of origination fees were in the $3k-4k bucket, with 769 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 1,258 $230,340,000 $183,100
2.5-3% 1,036 $234,550,000 $226,400
4-5% 308 $49,380,000 $160,325
<2.5% 202 $59,790,000 $295,990
5-6% 29 $4,475,000 $154,310

During 2020, Liberty Home Mortgage Corporation's average interest rate of loans were 3.31%, while their most frequently originated rate bucket of loans were 3-4%, with 1,258 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$100k-200k 1,328 $196,310,000 $147,824 $6,012 3.41%
$200k-400k 1,023 $274,805,000 $268,627 $7,319 3.12%
$100,000 or less 328 $26,420,000 $80,549 $5,135 3.58%
$400k-600k 122 $58,070,000 $475,984 $8,829 2.93%
$600k-1MM 32 $22,930,000 $716,563 $13,970 2.77%

2020 saw Liberty Home Mortgage Corporation place emphasis on $100k-200k loans with 1,328 originations, totaling $196,310,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k or less 1,170 $227,070,000 $194,077 $6,153 3.22%
$50k-75k 768 $134,270,000 $174,831 $6,646 3.40%
$75k-100k 404 $85,920,000 $212,673 $6,884 3.36%
$100k-150k 336 $83,400,000 $248,214 $7,391 3.30%
$150k-250k 124 $36,700,000 $295,968 $6,731 3.17%
$250k+ 28 $10,700,000 $382,143 $9,618 3.28%

Liberty Home Mortgage Corporation lent most frequently to those with incomes in the $50k or less range, with 1,170 originations. The second most popular income band? $50k-75k, with 768 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
30-36% 441 $81,545,000 $184,909 $6,379 3.33%
20-30% 430 $74,180,000 $172,512 $5,689 3.29%
50-60% 293 $52,565,000 $179,403 $8,086 3.53%
<20% 116 $21,980,000 $189,483 $5,673 3.19%
39% 99 $18,185,000 $183,687 $6,710 3.45%
42% 90 $17,740,000 $197,111 $7,202 3.47%
43% 89 $16,725,000 $187,921 $6,411 3.44%
37% 88 $16,610,000 $188,750 $6,667 3.39%
49% 86 $16,900,000 $196,512 $6,862 3.34%
40% 80 $15,440,000 $193,000 $6,905 3.34%
38% 79 $14,425,000 $182,595 $6,719 3.46%
41% 76 $15,020,000 $197,632 $7,150 3.50%
45% 74 $14,770,000 $199,595 $6,926 3.34%
44% 74 $14,670,000 $198,243 $6,963 3.52%
46% 70 $13,910,000 $198,714 $8,058 3.37%
48% 69 $13,395,000 $194,130 $7,063 3.32%
36% 66 $12,110,000 $183,485 $5,596 3.49%
47% 60 $11,760,000 $196,000 $6,685 3.35%
>60% 13 $5,625,000 $432,692 $8,561 3.16%

Liberty Home Mortgage Corporation lent most frequently to those with DTI ratios of 30-36%, with 441 originations. The next most common DTI ratio? 20-30%, with 430 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 2,272 $455,100,000 $200,308 $6,492 3.30%
Black 352 $73,240,000 $208,068 $6,835 3.35%
Not provided 160 $39,530,000 $247,063 $7,347 3.15%
Asian 30 $6,590,000 $219,667 $6,915 3.16%
American Indian 9 $1,835,000 $203,889 $8,494 3.56%
Native Hawaiian 5 $1,165,000 $233,000 $7,378 3.20%
Guamanian 2 $460,000 $230,000 $5,586 3.69%
Other Asian 1 $305,000 $305,000 $4,376 3.25%
Asian Indian 1 $225,000 $225,000 $10,541 3.50%
Vietnamese 1 $85,000 $85,000 $4,170 5.30%

Approval Rates

Total approvals of all applications
90.44%

Liberty Home Mortgage Corporation has an average approval rate.

Pick Rate

Approvals leading to origination
67.70%

Liberty Home Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
NA 2,833 $578,535,000 $204,213

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
Single Family (1-4 Units):Manufactured 71 $10,465,000 $147,394
Single Family (1-4 Units):Site-Built 2,762 $568,070,000 $205,673

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 10 $1,490,000 $149,000 $4,209 3.21%
40-60% 84 $18,230,000 $217,024 $5,317 3.02%
60-80% 416 $92,810,000 $223,101 $5,877 3.07%
80-100% 2,269 $451,255,000 $198,878 $6,747 3.35%
Over 100% 51 $14,415,000 $282,647 $8,417 3.38%
Under 20% 1 $75,000 $75,000 $4,779 2.85%