Liberty Home Mortgage Corporation Rates, Fees & Info
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Tax ID: 46-3525878
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Mortgage Data
Review & Overview
Liberty Home Mortgage Corporation is a smaller mortgage company specializing in Home Purchase loans. They have a a high proportion of FHA loans. Liberty Home Mortgage Corporation has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Cleveland, Akron, Atlanta, Columbus, and Youngstown among others. We have data for 195 markets. (Some data included below & more in-depth data is available with an active subscription.)Liberty Home Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Liberty Home Mortgage Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.72% | 4/5/25 |
| 30 Year Conventional Purchase | 7.45% | 4/5/25 |
| 30 Year Conventional Refi | 7.43% | 4/5/25 |
| 30 Year Cash-out Refi | 7.88% | 4/5/25 |
| 30 Year FHA Purchase | 7.75% | 4/5/25 |
| 30 Year FHA Refi | 7.45% | 4/5/25 |
| 30 Year VA Purchase | 7.05% | 4/5/25 |
| 30 Year VA Refi | 6.62% | 4/5/25 |
| 30 Year USDA Purchase | 7.49% | 4/5/25 |
| 30 Year USDA Refi | 6.72% | 4/5/25 |
| 15 Year Conventional Purchase | 7.00% | 4/5/25 |
| 15 Year Conventional Refi | 6.95% | 4/5/25 |
| 15 Year Cash-out Refi | 6.95% | 4/5/25 |
| 15 Year FHA Purchase | 6.45% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Liberty Home Mortgage Corporation Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Liberty Home Mortgage Corporation. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,116Origination Dollar Volume (All Markets)
$253,980,000Awards
LIBERTY HOME MORTGAGE CORPORATION - 2024
LIBERTY HOME MORTGAGE CORPORATION is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
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Relative Rate
Liberty Home Mortgage Corporation's average 30 year fixed mortgage rate was
6.97%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 0.42%.
Relative Fees (Closing Costs)
Liberty Home Mortgage Corporation's average total fees/closing costs for a 30 year fixed rate
mortgage were $9,459.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 313 | $68,865,000 | $220,016 | $7,755 | 7.01% |
| AKRON, OH (FHA|USDA|VA) | 96 | $20,570,000 | $214,271 | $7,045 | 6.98% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 35 | $10,995,000 | $314,143 | $12,250 | 6.86% |
| COLUMBUS, OH (FHA|USDA|VA) | 34 | $9,560,000 | $281,176 | $8,852 | 7.13% |
| Outside of Metro Areas | 43 | $7,875,000 | $183,140 | $10,041 | 7.43% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 46 | $7,440,000 | $161,739 | $6,754 | 7.04% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 31 | $7,245,000 | $233,710 | $7,405 | 7.13% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 24 | $6,380,000 | $265,833 | $8,983 | 6.94% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 21 | $4,325,000 | $205,952 | $8,113 | 6.97% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 12 | $4,070,000 | $339,167 | $18,644 | 6.75% |
| TOLEDO, OH (FHA|USDA|VA) | 22 | $4,020,000 | $182,727 | $7,249 | 7.16% |
| Zanesville, OH (FHA|USDA|VA) | 19 | $3,305,000 | $173,947 | $4,672 | 7.04% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 6 | $3,180,000 | $530,000 | $21,082 | 6.46% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 4 | $3,040,000 | $760,000 | $18,774 | 6.94% |
| Ashtabula, OH (FHA|USDA|VA) | 19 | $2,985,000 | $157,105 | $5,841 | 7.75% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 8 | $2,270,000 | $283,750 | $18,877 | 6.78% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 11 | $1,995,000 | $181,364 | $11,885 | 7.67% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 8 | $1,990,000 | $248,750 | $17,004 | 7.22% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 7 | $1,765,000 | $252,143 | $11,673 | 6.75% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 6 | $1,720,000 | $286,667 | $14,094 | 6.21% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 5 | $1,615,000 | $323,000 | $16,280 | 7.08% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 6 | $1,570,000 | $261,667 | $17,475 | 6.79% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 4 | $1,560,000 | $390,000 | $35,589 | 8.78% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 6 | $1,450,000 | $241,667 | $9,446 | 8.44% |
| MANSFIELD, OH (FHA|USDA|VA) | 10 | $1,410,000 | $141,000 | $5,789 | 7.58% |
| WHEELING, WV-OH (FHA|USDA|VA) | 10 | $1,320,000 | $132,000 | $4,180 | 7.39% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 7 | $1,245,000 | $177,857 | $6,069 | 7.05% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 2 | $1,240,000 | $620,000 | $22,383 | 6.13% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $10,653 | 7.54% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $16,981 | 7.22% |
| Salem, OH (FHA|USDA|VA) | 7 | $1,155,000 | $165,000 | $5,937 | 7.54% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 2 | $1,140,000 | $570,000 | $12,086 | 7.06% |
| Wooster, OH (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $6,669 | 7.16% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $12,409 | 6.60% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $20,588 | 6.83% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $10,525 | 8.16% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $11,367 | 6.98% |
| SAVANNAH, GA (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $9,339 | 6.88% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $16,857 | 7.71% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $14,478 | 6.69% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $17,578 | 7.13% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $10,753 | 8.03% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $15,272 | 7.16% |
| DOTHAN, AL (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $13,579 | 8.13% |
| PITTSBURGH, PA (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $10,237 | 7.03% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $15,040 | 7.79% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $14,372 | 6.54% |
| Cambridge, OH (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $4,486 | 6.47% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $22,628 | 6.19% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $10,204 | 6.83% |
| GREEN BAY, WI (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $14,602 | 6.66% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $10,700 | 6.83% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $14,759 | 6.83% |
| RICHMOND, VA (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $13,947 | 7.19% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $14,835 | 6.50% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $20,356 | 5.25% |
| MOBILE, AL (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $16,405 | 7.00% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $8,721 | 7.00% |
| St. Marys, GA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $15,171 | 6.81% |
| Marion, OH (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $10,382 | 7.19% |
| Norwalk, OH (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $5,071 | 7.33% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $18,512 | 6.63% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $18,582 | 6.94% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $11,665 | 7.75% |
| Urbana, OH (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $11,828 | 6.69% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $14,093 | 6.13% |
| Coshocton, OH (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $5,606 | 6.63% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $17,063 | 7.13% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $19,816 | 7.31% |
| Findlay, OH (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $17,080 | 6.06% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $11,003 | 6.13% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $9,535 | 5.88% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $5,370 | 7.46% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $14,091 | 6.75% |
| Wilmington, OH (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $4,902 | 7.21% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $11,313 | 6.81% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $9,301 | 7.13% |
| LOUISVILLE, KY (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $13,472 | 7.19% |
| Calhoun, GA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $9,941 | 7.31% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $11,058 | 8.87% |
| Enterprise, AL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,327 | 7.13% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $33,571 | 6.25% |
| DuBois, PA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $29,018 | 6.63% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $33,215 | 6.00% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $16,087 | 6.25% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $6,716 | 8.00% |
| FORT WAYNE, IN (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $12,704 | 6.56% |
| Stevens Point, WI (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $13,707 | 7.44% |
| LIMA, OH (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $3,286 | 8.94% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $24,081 | 7.13% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $8,300 | 6.25% |
| Statesboro, GA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,125 | 6.81% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $10,278 | 7.25% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $550 | 7.50% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $24,200 | 7.00% |
| London, KY (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $24,448 | 7.25% |
| DOVER, DE (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $14,488 | 7.06% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $12,786 | 6.50% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $27,227 | 6.63% |
| Wapakoneta, OH (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $7,746 | 7.38% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $9,734 | 6.44% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $7,672 | 7.63% |
| Sidney, OH (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,321 | 6.88% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $13,333 | 7.63% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $3,044 | 8.38% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $13,541 | 5.88% |
| Portsmouth, OH (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,300 | 6.38% |
| HINESVILLE, GA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $9,341 | 7.44% |
| MADERA, CA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $9,819 | 7.38% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $26,664 | 7.50% |
| Mount Vernon, OH (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,538 | 6.75% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $10,732 | 7.25% |
| Jesup, GA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,691 | 8.37% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $18,126 | 6.13% |
| OCALA, FL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $9,689 | 7.31% |
| ROCHESTER, MN (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $12,391 | 6.88% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $17,372 | 5.88% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $21,443 | 7.38% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $16,983 | 6.75% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $15,411 | 6.00% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $17,180 | 6.25% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $17,921 | 6.63% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $19,253 | 7.25% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,693 | 9.32% |
| TULSA, OK (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $14,168 | 6.88% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,730 | 6.50% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $13,564 | 5.88% |
| BEND, OR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $18,441 | 6.50% |
| Ashland, OH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,450 | 6.88% |
| Madison, IN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,007 | 6.13% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $19,240 | 7.38% |
| MONROE, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $12,010 | 7.25% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $18,281 | 6.75% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $14,811 | 7.63% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $17,770 | 6.25% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $17,005 | 6.13% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $17,806 | 7.25% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,973 | 7.88% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $19,266 | 7.25% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $14,992 | 7.38% |
| Douglas, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $16,205 | 6.63% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,029 | 6.88% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $17,047 | 7.25% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $16,579 | 7.38% |
| ERIE, PA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,477 | 7.06% |
| Vincennes, IN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $6,020 | 6.81% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $15,282 | 7.50% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,775 | 7.13% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $15,483 | 7.50% |
| Waycross, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,485 | 6.63% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $14,972 | 7.38% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $12,444 | 6.13% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $13,689 | 6.50% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $14,800 | 6.13% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $14,471 | 6.13% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,136 | 6.63% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $16,483 | 7.38% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $13,076 | 5.63% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,732 | 7.38% |
| FLINT, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,875 | 6.25% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $15,094 | 7.50% |
| Celina, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,591 | 6.63% |
| ROME, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,958 | 7.00% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $14,553 | 6.38% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $14,377 | 5.75% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,731 | 7.00% |
| Selma, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $14,097 | 5.63% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $13,262 | 7.50% |
| Grenada, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $13,726 | 5.25% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $11,373 | 7.25% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,456 | 7.63% |
| MONROE, LA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $14,746 | 6.63% |
| Richmond-Berea, KY (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,878 | 8.12% |
| Malvern, AR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,007 | 6.00% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $13,462 | 7.50% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $11,835 | 6.88% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $12,400 | 6.63% |
| Andrews, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 7.63% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $1,789 | 8.06% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,114 | 7.25% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,346 | 6.50% |
| Cullman, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,576 | 6.38% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,638 | 6.63% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,771 | 7.25% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,029 | 7.13% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $10,750 | 7.50% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,077 | 6.88% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,128 | 7.13% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,883 | 6.38% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,550 | 7.88% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,003 | 7.38% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,973 | 7.13% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,841 | 7.00% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $8,633 | 6.25% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $11,916 | 7.25% |
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We use machine learning to identify the top lenders compared against LIBERTY HOME MORTGAGE CORPORATION based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2024, Liberty Home Mortgage Corporation's most frequently originated type of loan was FHA, with 579 originations. Their 2nd most popular type was Conventional, with 443 originations.
Loan Reason
For 2024, Liberty Home Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 794 originations. The 2nd most popular reason was Cash Out Refi, with 186 originations.
Loan Duration/Length
For 2024, Liberty Home Mortgage Corporation's most frequently cited loan duration was 30 Year, with 954 originations. The 2nd most popular length was Other, with 79 originations.
Origination Fees/Closing Costs
Liberty Home Mortgage Corporation's average total fees were $9,459, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 410 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 512 | $120,520,000 | $235,391 |
| 7-8% | 472 | $107,400,000 | $227,542 |
| 5-6% | 66 | $20,070,000 | $304,091 |
| Over 8% | 65 | $5,975,000 | $91,923 |
| <2.5% | 1 | $15,000 | $15,000 |
During 2024, Liberty Home Mortgage Corporation's average interest rate for loans was 6.97%, while their most frequently originated rate bucket for loans was 6-7%, with 512 originations.
Loan Sizing
2024 saw Liberty Home Mortgage Corporation place emphasis on $200k-400k loans with 496 originations, totaling $134,590,000 in origination value.
Applicant Income
Liberty Home Mortgage Corporation lent most frequently to those with incomes in the $50k-75k range, with 332 originations. The second most popular income band? $100k-150k, with 240 originations.
Applicant Debt to Income Ratio
Liberty Home Mortgage Corporation lent most frequently to those with DTI ratios of 30-36%, with 183 originations. The next most common DTI ratio? 50-60%, with 171 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.30%
Liberty Home Mortgage Corporation has an average approval rate.
Pick Rate
Approvals leading to origination48.30%
Liberty Home Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,116 | $253,980,000 | $227,581 |