Liberty Home Mortgage Corporation Rates, Fees & Info
ST MARYS, OHLEI: 549300B2JJHSM77T5Y41
Tax ID: 46-3525878
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Mortgage Data
Review & Overview
Liberty Home Mortgage Corporation is a smaller mortgage company specializing in Home Purchase and Cash Out Refi loans. They have a a high proportion of FHA loans. Liberty Home Mortgage Corporation has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Cleveland, Akron, Atlanta, Chicago, and Washington among others. We have data for 250 markets. (Some data included below & more in-depth data is available with an active subscription.)Liberty Home Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Liberty Home Mortgage Corporation is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.03% | 12/17/24 |
| 30 Year Conventional Refi | 7.00% | 12/17/24 |
| 30 Year Cash-out Refi | 7.03% | 12/17/24 |
| 30 Year FHA Purchase | 7.57% | 12/17/24 |
| 30 Year FHA Refi | 7.47% | 12/17/24 |
| 30 Year VA Purchase | 6.61% | 12/17/24 |
| 30 Year VA Refi | 6.51% | 12/17/24 |
| 30 Year USDA Purchase | 6.92% | 12/17/24 |
| 15 Year Conventional Purchase | 6.59% | 12/17/24 |
| 15 Year Conventional Refi | 6.60% | 12/17/24 |
| 15 Year Cash-out Refi | 6.60% | 12/17/24 |
| 15 Year FHA Purchase | 8.13% | 12/17/24 |
| 15 Year VA Purchase | 6.59% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Liberty Home Mortgage Corporation Mortgage Calculator
Your Estimates
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This is not an official calculator from Liberty Home Mortgage Corporation. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,347Origination Dollar Volume (All Markets)
$287,495,000Awards
LIBERTY HOME MORTGAGE CORPORATION - 2023
LIBERTY HOME MORTGAGE CORPORATION is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
Liberty Home Mortgage Corporation's average 30 year fixed mortgage rate was
7.01%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 0.53%.
Relative Fees (Closing Costs)
Liberty Home Mortgage Corporation's average total fees/closing costs for a 30 year fixed rate
mortgage were $9,610.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 376 | $72,850,000 | $193,750 | $6,947 | 7.05% |
| AKRON, OH (FHA|USDA|VA) | 113 | $20,765,000 | $183,761 | $6,565 | 7.13% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 53 | $14,215,000 | $268,208 | $10,566 | 7.07% |
| Outside of Metro Areas | 54 | $9,930,000 | $183,889 | $8,324 | 7.21% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 28 | $7,640,000 | $272,857 | $16,359 | 6.83% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 17 | $6,595,000 | $387,941 | $21,879 | 7.17% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 35 | $6,125,000 | $175,000 | $6,156 | 7.27% |
| COLUMBUS, OH (FHA|USDA|VA) | 25 | $5,945,000 | $237,800 | $8,318 | 7.32% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 39 | $5,825,000 | $149,359 | $5,992 | 7.46% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 25 | $4,795,000 | $191,800 | $8,686 | 7.28% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 12 | $4,700,000 | $391,667 | $22,176 | 6.86% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 9 | $3,685,000 | $409,444 | $15,373 | 7.44% |
| Ashtabula, OH (FHA|USDA|VA) | 23 | $3,625,000 | $157,609 | $6,352 | 7.49% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 12 | $3,540,000 | $295,000 | $13,882 | 6.39% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 20 | $3,050,000 | $152,500 | $6,750 | 7.01% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 13 | $2,935,000 | $225,769 | $13,962 | 7.13% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 9 | $2,665,000 | $296,111 | $21,560 | 7.01% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 11 | $2,665,000 | $242,273 | $15,035 | 6.64% |
| Zanesville, OH (FHA|USDA|VA) | 13 | $2,375,000 | $182,692 | $6,672 | 7.03% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 8 | $2,070,000 | $258,750 | $13,609 | 7.05% |
| COLUMBIA, SC (FHA|USDA|VA) | 9 | $2,065,000 | $229,444 | $11,481 | 6.17% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 9 | $1,965,000 | $218,333 | $8,820 | 7.89% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 11 | $1,955,000 | $177,727 | $10,367 | 7.52% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 8 | $1,830,000 | $228,750 | $11,069 | 7.27% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 6 | $1,800,000 | $300,000 | $19,326 | 6.98% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 5 | $1,745,000 | $349,000 | $14,022 | 7.65% |
| TOLEDO, OH (FHA|USDA|VA) | 11 | $1,655,000 | $150,455 | $7,680 | 7.10% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 5 | $1,625,000 | $325,000 | $25,378 | 7.72% |
| MANSFIELD, OH (FHA|USDA|VA) | 7 | $1,435,000 | $205,000 | $7,005 | 7.86% |
| Enterprise, AL (FHA|USDA|VA) | 4 | $1,340,000 | $335,000 | $5,217 | 7.00% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $15,991 | 6.91% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $16,301 | 7.03% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $19,479 | 7.78% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $8,824 | 8.05% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $15,345 | 7.34% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $6,229 | 7.58% |
| Statesboro, GA (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $9,751 | 7.46% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $26,780 | 7.06% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $30,329 | 6.63% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 2 | $980,000 | $490,000 | $29,128 | 7.56% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $21,708 | 7.25% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $16,433 | 6.83% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $17,261 | 6.42% |
| ERIE, PA (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $10,590 | 7.06% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $13,519 | 6.58% |
| MOBILE, AL (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $6,292 | 8.03% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $12,438 | 7.17% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $12,201 | 7.03% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $7,000 | 6.97% |
| Rutland, VT (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $15,183 | 6.38% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $8,552 | 6.98% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $10,550 | 7.16% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $17,801 | 6.29% |
| SAVANNAH, GA (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $11,709 | 7.04% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $5,290 | 6.78% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $26,629 | 6.56% |
| JACKSON, MS (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $7,675 | 7.54% |
| SPARTANBURG, SC (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $17,183 | 7.42% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $12,120 | 7.13% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $34,710 | 6.38% |
| REDDING, CA (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $6,304 | 6.67% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $15,156 | 6.58% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $30,575 | 6.63% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $14,482 | 6.38% |
| SUMTER, SC (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $5,391 | 7.29% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $17,736 | 7.19% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $8,444 | 7.19% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $20,766 | 7.13% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $5,906 | 7.08% |
| PITTSBURGH, PA (FHA|USDA|VA) | 7 | $665,000 | $95,000 | $7,823 | 7.73% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $9,509 | 8.38% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $20,714 | 6.88% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $16,278 | 6.71% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $7,338 | 8.34% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $8,194 | 6.97% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $8,942 | 7.42% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $13,720 | 7.06% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $18,889 | 6.06% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $22,384 | 8.00% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $9,115 | 7.00% |
| Opelousas, LA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $12,051 | 7.69% |
| SALEM, OR (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $22,716 | 7.50% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $19,539 | 5.13% |
| Key West, FL (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $14,929 | 7.25% |
| Sandusky, OH (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $5,056 | 7.66% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $6,583 | 7.19% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $8,190 | 7.71% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $6,047 | 6.75% |
| SAN ANGELO, TX (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $12,689 | 7.44% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $18,262 | 7.19% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $7,956 | 7.50% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $28,720 | 6.63% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $8,364 | 7.25% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $18,614 | 6.50% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $27,392 | 6.50% |
| PEORIA, IL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $14,719 | 6.19% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $4,845 | 8.71% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $4,026 | 7.13% |
| Selinsgrove, PA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $12,139 | 7.13% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $4,541 | 6.46% |
| Vineyard Haven, MA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $31,085 | 6.13% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $10,410 | 6.67% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $14,522 | 6.88% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $16,820 | 7.13% |
| Wooster, OH (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $7,878 | 7.13% |
| Marion, OH (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $6,411 | 7.00% |
| DOVER, DE (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $24,781 | 7.63% |
| CHARLESTON, WV (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $7,791 | 7.08% |
| HAMMOND, LA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $11,034 | 6.31% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $29,074 | 8.00% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $14,935 | 6.38% |
| Wilmington, OH (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,682 | 7.06% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $9,810 | 7.13% |
| Norwalk, OH (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,209 | 7.38% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $26,755 | 7.50% |
| Mount Vernon, OH (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $9,637 | 7.06% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $21,277 | 6.88% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $19,108 | 6.38% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $8,943 | 6.75% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $20,263 | 6.63% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $23,292 | 7.38% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $23,083 | 6.63% |
| Celina, OH (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $16,636 | 6.75% |
| ALBANY, GA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,643 | 6.88% |
| Elizabeth City, NC (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,590 | 8.63% |
| BEND, OR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $14,100 | 6.63% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $20,808 | 7.50% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $18,763 | 7.13% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $12,735 | 6.88% |
| Athens, OH (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $8,625 | 6.94% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $8,897 | 7.38% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $21,303 | 7.50% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $16,588 | 6.25% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $19,097 | 7.00% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $20,376 | 6.63% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $19,443 | 6.13% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $19,119 | 6.75% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $12,197 | 7.50% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $17,149 | 7.25% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $19,862 | 6.75% |
| Salem, OH (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,722 | 9.25% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,278 | 7.13% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $20,360 | 7.00% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $19,717 | 6.88% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $9,297 | 7.56% |
| Danville, VA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $19,755 | 7.63% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $14,474 | 5.13% |
| Atmore, AL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $18,195 | 6.63% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,473 | 7.00% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $15,356 | 7.13% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $13,707 | 7.13% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $18,858 | 7.50% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $18,644 | 7.13% |
| Ozark, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $12,545 | 7.50% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $8,989 | 6.94% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $23,410 | 7.25% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $14,690 | 6.50% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $18,472 | 7.25% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $17,382 | 7.25% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,083 | 7.00% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,618 | 7.25% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,694 | 7.13% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,331 | 6.50% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $16,148 | 7.50% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $16,674 | 8.00% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $12,959 | 7.25% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,128 | 6.88% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $21,013 | 6.25% |
| St. Marys, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $18,258 | 6.75% |
| TULSA, OK (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $17,712 | 5.75% |
| Roseburg, OR (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $12,118 | 8.25% |
| Bellefontaine, OH (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,036 | 8.00% |
| Picayune, MS (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,770 | 6.75% |
| Defiance, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,290 | 7.63% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,593 | 7.13% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $15,917 | 5.63% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $13,139 | 6.63% |
| Elk City, OK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $17,314 | 8.13% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $14,902 | 6.63% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,774 | 6.25% |
| Paragould, AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,670 | 7.63% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,994 | 6.75% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,758 | 6.63% |
| Elkins, WV (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $15,539 | 6.25% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,883 | 6.25% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $14,876 | 6.63% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,480 | 7.38% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $13,161 | 7.25% |
| Jackson, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,242 | 7.63% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $14,991 | 7.50% |
| READING, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $12,736 | 7.00% |
| Urbana, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,837 | 7.63% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $14,620 | 7.50% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $14,686 | 7.38% |
| Seneca, SC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,036 | 6.63% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,063 | 6.63% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,155 | 0.00% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $14,487 | 6.50% |
| Ada, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $13,378 | 6.25% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $13,450 | 6.25% |
| Jasper, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $13,602 | 7.00% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $550 | 7.38% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $13,395 | 8.13% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $12,557 | 7.25% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,572 | 7.13% |
| Greenville, MS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,670 | 7.25% |
| Magnolia, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $13,485 | 7.00% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $12,769 | 7.00% |
| FLINT, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $12,674 | 7.63% |
| DALTON, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,999 | 6.25% |
| Danville, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,083 | 6.63% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $4,260 | 8.18% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,316 | 7.50% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,888 | 7.63% |
| MONROE, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,254 | 6.75% |
| Keene, NH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $11,566 | 7.00% |
| NILES, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $11,449 | 6.25% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $10,487 | 7.63% |
| Grenada, MS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $11,759 | 7.25% |
| Summerville, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,670 | 7.63% |
| Ashland, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,058 | 7.13% |
| Martin, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $11,008 | 6.75% |
| Salina, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,225 | 7.63% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $12,471 | 7.50% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,814 | 6.75% |
| Rock Springs, WY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $11,943 | 7.50% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,816 | 7.50% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,241 | 6.75% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,161 | 7.63% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,035 | 7.13% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $10,683 | 7.75% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,233 | 6.63% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $10,752 | 6.25% |
| Brenham, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,415 | 6.75% |
| Maysville, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,769 | 7.13% |
| Brookhaven, MS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,836 | 7.13% |
| Blytheville, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,228 | 6.75% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,861 | 7.50% |
| Russellville, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,938 | 7.13% |
| Effingham, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,591 | 6.25% |
| Central City, KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $8,050 | 7.13% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,505 | 7.13% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,606 | 7.13% |
| Sayre, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $10,143 | 6.75% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,350 | 6.50% |
| Logansport, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,371 | 7.25% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $9,241 | 8.13% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $8,874 | 7.00% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,963 | 6.13% |
| Indiana, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,361 | 7.63% |
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Product Mix
For 2023, Liberty Home Mortgage Corporation's most frequently originated type of loan was FHA, with 788 originations. Their 2nd most popular type was Conventional, with 492 originations.
Loan Reason
For 2023, Liberty Home Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 1,037 originations. The 2nd most popular reason was Cash Out Refi, with 252 originations.
Loan Duration/Length
For 2023, Liberty Home Mortgage Corporation's most frequently cited loan duration was 30 Year, with 1,106 originations. The 2nd most popular length was Other, with 114 originations.
Origination Fees/Closing Costs
Liberty Home Mortgage Corporation's average total fees were $9,610, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 528 originations.
Interest Rates
During 2023, Liberty Home Mortgage Corporation's average interest rate for loans was 7.01%, while their most frequently originated rate bucket for loans was 7-8%, with 665 originations.
Loan Sizing
2023 saw Liberty Home Mortgage Corporation place emphasis on $200k-400k loans with 574 originations, totaling $152,680,000 in origination value.
Applicant Income
Liberty Home Mortgage Corporation lent most frequently to those with incomes in the $50k-75k range, with 408 originations. The second most popular income band? $50k or less, with 306 originations.
Applicant Debt to Income Ratio
Liberty Home Mortgage Corporation lent most frequently to those with DTI ratios of 50-60%, with 294 originations. The next most common DTI ratio? 30-36%, with 197 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.09%
Liberty Home Mortgage Corporation has an average approval rate.
Pick Rate
Approvals leading to origination40.83%
Liberty Home Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,347 | $287,495,000 | $213,434 |