Deming Mortgage Rates & Closing Costs

  • JUMP TO:
  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
  • Time on Market/Property Size
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Deming averaged 6.86% for the week of 2025-05-22, compared to the national average of 6.86% for the same period.

    The average rate for the prior week (2025-05-15) was 6.81% and one month ago for the week of 2025-04-17, the average rate was 7.03%.

    Deming's average rate one year ago was 6.92%.

    For refis of the same type during the week of 2025-05-22, the average rate was 6.86%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-05-22 6.86%
    Deming 30 Year Fixed Rate 2025-05-22 6.86%
    Deming 30 Year Fixed Rate Refi 2025-05-22 6.86%
    Deming 15 Year Fixed Rate 2025-05-22 6.01%
    Deming 15 Year Fixed Rate Refi 2025-05-22 6.31%
    Deming 30 Year FHA 2025-05-22 6.71%
    Deming 30 Year FHA Refi 2025-05-22 6.81%
    Deming 30 Year USDA 2025-05-22 6.43%
    Deming 30 Year USDA Refi 2025-05-22 6.33%
    Deming 30 Year VA 2025-05-22 6.62%
    Deming 30 Year VA Refi 2025-05-22 6.72%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Deming, NM.

    Deming Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Deming, NM market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    QUICKEN LOANS, LLC 6 7.02% $6,762
    TIB The Independent Bankersbank 6 6.75% $5,111
    Waterstone Mortgage Corporation 5 6.50% $4,812
    JPMorgan Chase Bank 4 6.31% $3,425
    LOANDEPOT.COM, LLC 3 6.66% $6,059
    GUILD MORTGAGE COMPANY 3 7.29% $6,758
    PRIMELENDING, A PLAINSCAPITAL COMPANY 3 6.33% $4,141
    UNITED WHOLESALE MORTGAGE, LLC 2 6.48% $5,836
    MID AMERICA MORTGAGE, INC. 2 6.75% $4,693
    NEWREZ LLC 2 6.56% $8,381
    NOVA FINANCIAL & INVESTMENT CORPORATION 1 5.99% $3,357
    PHH Mortgage Corporation 1 6.49% $7,436
    ROYAL UNITED MORTGAGE LLC 1 7.50% $4,867
    USAA Federal Savings Bank 1 7.50% $2,625
    U.S. Bank 1 6.63% $3,102
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 8.25% $8,334
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 8.63% $2,072
    Wells Fargo Bank 1 5.25% $0
    Bank of America 1 7.25% $3,507
    BAYSHORE MORTGAGE FUNDING, LLC 1 7.50% $5,283
    BROKER SOLUTIONS, INC. 1 7.00% $5,789
    Citizens Bank of Las Cruces 1 6.50% $2,153
    Discover Bank 1 7.05% $0
    First Financial Credit Union 1 6.50% $4,367
    First National Bank of America 1 8.99% $10,454
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 6.63% $4,389
    NBKC BANK 1 8.13% $6,094

    Deming Average Closing Costs & Other Stats

    Deming, NM's 27 lenders originated 224 loans during 2024. The total origination value was $28,470,000, with an average loan value of $127,098.

    Deming's average closing costs are $5,006.

    The top Deming lender as defined by loan originations is QUICKEN LOANS, LLC, with 6 loans originated. Their average total fees are $6,762, which is $1,651 higher than the next largest lender, TIB The Independent Bankersbank.

    The lowest fee Deming lenders (with over 10 loans originated) are .

    The lowest rate Deming lenders (with over 10 loans originated) are .

    Deming, NM Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    GUILD MORTGAGE COMPANY $2,995,000 $4,095,000 36.7% 14.4%
    QUICKEN LOANS, LLC $3,420,000 $2,415,000 -29.4% 8.5%
    Mortgage Research Center, LLC $1,830,000 $1,915,000 4.6% 6.7%
    UNITED WHOLESALE MORTGAGE, LLC $455,000 $1,775,000 290.1% 6.2%
    TIB The Independent Bankersbank $1,660,000 $1,480,000 -10.8% 5.2%
    21ST MORTGAGE CORPORATION $1,615,000 $965,000 -40.2% 3.4%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $250,000 $960,000 284.0% 3.4%
    BAYSHORE MORTGAGE FUNDING, LLC $935,000 n/a 3.3%
    JPMorgan Chase Bank $440,000 $900,000 104.5% 3.2%
    Waterstone Mortgage Corporation $660,000 $900,000 36.4% 3.2%
    LOANDEPOT.COM, LLC $390,000 $880,000 125.6% 3.1%
    NOVA FINANCIAL & INVESTMENT CORPORATION $135,000 $715,000 429.6% 2.5%
    Commerce Home Mortgage, Inc. $365,000 $700,000 91.8% 2.5%
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $530,000 n/a 1.9%
    VILLAGE CAPITAL MORTGAGE $510,000 n/a 1.8%
    USAA Federal Savings Bank $505,000 n/a 1.8%
    Wells Fargo Bank $650,000 $480,000 -26.2% 1.7%
    Citizens Bank of Las Cruces $220,000 $430,000 95.5% 1.5%
    U.S. Bank $370,000 n/a 1.3%
    Discover Bank $130,000 $360,000 176.9% 1.3%
    VANDERBILT MORTGAGE AND FINANCE, INC. $555,000 $360,000 -35.1% 1.3%
    AMERICAN PACIFIC MORTGAGE CORPORATION $55,000 $350,000 536.4% 1.2%
    NEWREZ LLC $350,000 n/a 1.2%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $345,000 n/a 1.2%
    BROKER SOLUTIONS, INC. $115,000 $340,000 195.7% 1.2%
    PENTAGON FEDERAL CREDIT UNION $315,000 n/a 1.1%
    First Savings Bank $295,000 n/a 1.0%
    MID AMERICA MORTGAGE, INC. $270,000 $270,000 0.0% 0.9%
    Nations Lending Corporation $185,000 $245,000 32.4% 0.9%
    First National Bank of America $235,000 n/a 0.8%
    HOMESIDE FINANCIAL, LLC $145,000 $235,000 62.1% 0.8%
    PLANET HOME LENDING, LLC $225,000 n/a 0.8%
    MUTUAL OF OMAHA MORTGAGE, INC. $55,000 $210,000 281.8% 0.7%
    Gateway First Bank $105,000 $200,000 90.5% 0.7%
    MICHIGAN MUTUAL, INC. $190,000 n/a 0.7%
    NEW DAY FINANCIAL, LLC $175,000 n/a 0.6%
    Loan Simple, Inc. $170,000 n/a 0.6%
    CROSSCOUNTRY MORTGAGE, LLC $165,000 n/a 0.6%
    POLARIS HOME FUNDING CORP. $165,000 n/a 0.6%
    LOANPAL, LLC $160,000 n/a 0.6%
    CORNERSTONE HOME LENDING, INC. $1,475,000 $135,000 -90.8% 0.5%
    First Financial Credit Union $110,000 $135,000 22.7% 0.5%
    PHH Mortgage Corporation $135,000 n/a 0.5%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $135,000 n/a 0.5%
    CMG MORTGAGE, INC. $125,000 n/a 0.4%
    FREEDOM MORTGAGE CORPORATION $915,000 $125,000 -86.3% 0.4%
    NBKC BANK $115,000 n/a 0.4%
    PLAZA HOME MORTGAGE, INC. $145,000 $115,000 -20.7% 0.4%
    VAN DYK MORTGAGE CORPORATION $135,000 $105,000 -22.2% 0.4%
    Century Mortgage Company DBA Century Lending Company $295,000 $95,000 -67.8% 0.3%
    NAVY FEDERAL CREDIT UNION $165,000 $90,000 -45.5% 0.3%
    Bank of America $45,000 $85,000 88.9% 0.3%
    ROYAL UNITED MORTGAGE LLC $75,000 n/a 0.3%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $65,000 n/a 0.2%
    BMO Harris Bank $55,000 n/a 0.2%
    NUSENDA $185,000 $35,000 -81.1% 0.1%
    AMERISAVE MORTGAGE CORPORATION $65,000 $25,000 -61.5% 0.1%

    Deming's top lender by overall market share is GUILD MORTGAGE COMPANY, with 14.4% market share. In second place, with 8.5%, is QUICKEN LOANS, LLC, having originated $2,415,000 in loans. In third place, with 6.7%, is Mortgage Research Center, LLC, having originated $1,915,000 in loans. In fourth place, with 6.2%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $1,775,000 in loans. In fifth place, with 5.2%, is TIB The Independent Bankersbank, having originated $1,480,000 in loans.

    Deming Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Deming (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $125,000 (0.8%) $164,749 (21.7%) 0.00 152
    2018-02-01 $126,600 (1.3%) $166,741 (22.3%) 0.00 143
    2018-03-01 $126,750 (3.7%) $177,070 (27.3%) 0.00 143
    2018-04-01 $125,248 (4.5%) $162,646 (17.8%) 0.00 144
    2018-05-01 $127,700 (5.6%) $207,969 (46.6%) 0.00 142
    2018-06-01 $139,700 (11.8%) $218,622 (50.9%) 0.00 128
    2018-07-01 $135,000 (8.0%) $209,873 (42.6%) 0.00 139
    2018-08-01 $128,700 (3.0%) $207,670 (41.3%) 0.00 139
    2018-09-01 $127,900 (4.9%) $219,601 (52.3%) 0.00 132
    2018-10-01 $135,625 (7.0%) $202,333 (24.2%) 0.00 131
    2018-11-01 $131,825 (2.9%) $169,538 (3.9%) 0.00 131
    2018-12-01 $129,950 (4.0%) $166,144 (2.9%) 0.00 137
    2019-01-01 $128,950 (3.2%) $165,051 (0.2%) 0.00 138
    2019-02-01 $129,950 (2.7%) $166,584 (-0.1%) 0.00 135
    2019-03-01 $132,000 (4.1%) $192,005 (8.4%) 0.00 133
    2019-04-01 $128,000 (2.2%) $189,332 (16.4%) 0.00 136
    2019-05-01 $129,425 (1.4%) $189,444 (-8.9%) 0.00 143
    2019-06-01 $130,000 (-6.9%) $191,181 (-12.6%) 0.00 141
    2019-07-01 $135,125 (0.1%) $226,287 (7.8%) 0.00 147
    2019-08-01 $136,364 (6.0%) $212,873 (2.5%) 0.00 136
    2019-09-01 $138,409 (8.2%) $197,364 (-10.1%) 0.00 130
    2019-10-01 $140,000 (3.2%) $208,228 (2.9%) 0.00 126
    2019-11-01 $140,000 (6.2%) $149,377 (-11.9%) 0.00 129
    2019-12-01 $139,900 (7.7%) $150,584 (-9.4%) 0.00 120
    2020-01-01 $137,475 (6.6%) $152,301 (-7.7%) 0.00 115
    2020-02-01 $137,450 (5.8%) $152,333 (-8.6%) 0.00 117
    2020-03-01 $150,325 (13.9%) $164,635 (-14.3%) 0.00 109
    2020-04-01 $155,000 (21.1%) $168,239 (-11.1%) 0.00 98
    2020-05-01 $168,000 (29.8%) $168,714 (-10.9%) 0.00 93
    2020-06-01 $156,175 (20.1%) $164,109 (-14.2%) 0.00 90
    2020-07-01 $149,300 (10.5%) $162,473 (-28.2%) 0.00 84
    2020-08-01 $147,450 (8.1%) $162,951 (-23.5%) 0.00 87
    2020-09-01 $151,450 (9.4%) $173,660 (-12.0%) 0.00 81
    2020-10-01 $157,000 (12.1%) $178,057 (-14.5%) 0.00 73
    2020-11-01 $148,950 (6.4%) $173,231 (16.0%) 0.00 72
    2020-12-01 $157,450 (12.5%) $178,789 (18.7%) 0.00 67
    2021-01-01 $166,000 (20.8%) $184,896 (21.4%) 0.00 65
    2021-02-01 $165,625 (20.5%) $180,663 (18.6%) 0.00 59
    2021-03-01 $162,425 (8.1%) $172,276 (4.6%) 0.00 58
    2021-04-01 $159,500 (2.9%) $171,999 (2.2%) 0.00 55
    2021-05-01 $157,500 (-6.3%) $167,097 (-1.0%) 0.00 49
    2021-06-01 $167,400 (7.2%) $178,508 (8.8%) 0.00 57
    2021-07-01 $167,500 (12.2%) $182,039 (12.0%) 0.00 69
    2021-08-01 $162,750 (10.4%) $182,245 (11.8%) 0.00 70
    2021-09-01 $167,500 (10.6%) $188,119 (8.3%) 0.00 64
    2021-10-01 $168,900 (7.6%) $203,655 (14.4%) 0.00 62
    2021-11-01 $171,175 (14.9%) $205,237 (18.5%) 0.00 60
    2021-12-01 $160,000 (1.6%) $192,122 (7.5%) 0.00 55
    2022-01-01 $169,000 (1.8%) $193,032 (4.4%) 0.00 46
    2022-02-01 $169,450 (2.3%) $191,460 (6.0%) 0.00 43
    2022-03-01 $169,000 (4.1%) $187,583 (8.9%) 0.00 45
    2022-04-01 $154,900 (-2.9%) $177,982 (3.5%) 0.00 34
    2022-05-01 $165,900 (5.3%) $184,640 (10.5%) 0.00 29
    2022-06-01 $160,000 (-4.4%) $190,837 (6.9%) 0.00 32
    2022-07-01 $160,000 (-4.5%) $186,005 (2.2%) 0.00 35
    2022-08-01 $175,000 (7.5%) $183,739 (0.8%) 0.00 31
    2022-09-01 $172,450 (3.0%) $184,095 (-2.1%) 0.00 39
    2022-10-01 $168,950 (0.0%) $215,245 (5.7%) 0.00 38
    2022-11-01 $174,750 (2.1%) $233,871 (14.0%) 0.00 33
    2022-12-01 $171,950 (7.5%) $232,500 (21.0%) 0.00 32
    2023-01-01 $177,000 (4.7%) $253,969 (31.6%) 0.00 33
    2023-02-01 $222,000 (31.0%) $261,632 (36.7%) 0.00 34
    2023-03-01 $189,000 (11.8%) $239,485 (27.7%) 0.00 35
    2023-04-01 $189,000 (22.0%) $234,063 (31.5%) 0.00 34
    2023-05-01 $188,875 (13.9%) $230,726 (25.0%) 0.00 33
    2023-06-01 $215,000 (34.4%) $248,433 (30.2%) 0.00 39
    2023-07-01 $230,000 (43.8%) $247,408 (33.0%) 0.00 36
    2023-08-01 $235,000 (34.3%) $245,688 (33.7%) 0.00 50
    2023-09-01 $240,000 (39.2%) $261,719 (42.2%) 0.00 54
    2023-10-01 $252,475 (49.4%) $330,917 (53.7%) 0.00 47
    2023-11-01 $249,350 (42.7%) $321,853 (37.6%) 0.00 48
    2023-12-01 $229,000 (33.2%) $320,115 (37.7%) 0.00 45
    2024-01-01 $248,000 (40.1%) $361,366 (42.3%) 0.00 41
    2024-02-01 $248,875 (12.1%) $362,901 (38.7%) 0.00 37
    2024-03-01 $250,000 (32.3%) $361,742 (51.1%) 0.00 42
    2024-04-01 $226,750 (20.0%) $339,017 (44.8%) 0.00 37
    2024-05-01 $219,000 (16.0%) $341,868 (48.2%) 0.00 37
    2024-06-01 $220,000 (2.3%) $348,840 (40.4%) 0.00 41
    2024-07-01 $234,500 (2.0%) $348,038 (40.7%) 0.00 54
    2024-08-01 $250,000 (6.4%) $367,822 (49.7%) 0.00 54
    2024-09-01 $255,000 (6.3%) $388,831 (48.6%) 0.00 49
    2024-10-01 $237,000 (-6.1%) $316,810 (-4.3%) 0.00 51
    2024-11-01 $225,000 (-9.8%) $306,645 (-4.7%) 0.00 51
    2024-12-01 $238,750 (4.3%) $306,173 (-4.4%) 0.00 57
    2025-01-01 $257,500 (3.8%) $287,671 (-20.4%) 0.00 56
    2025-02-01 $245,750 (-1.3%) $278,528 (-23.3%) 0.00 64
    2025-03-01 $225,000 (-10.0%) $277,991 (-23.2%) 0.00 70
    2025-04-01 $243,250 (7.3%) $284,306 (-16.1%) 0.00 67
    Deming's median listing price for 2025-04-01 was $243,250, a difference of $16,500 (7.3%) versus the prior year and $18,250 versus the prior month.

    Deming's median listing price comes in at 0% of the national average.

    Deming's average listing price for 2025-04-01 was $284,306, a difference of $-54,711 (-16.1%) versus the prior year and $6,315 versus the prior month.

    For the 2025-04-01 period, Deming had 67 MLS listings, a difference of -3 listings (-4%) versus the prior month and 30 listings (81%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Deming (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,722 sqft
    2018-02-01 0 days 1,736 sqft
    2018-03-01 0 days 1,678 sqft
    2018-04-01 0 days 1,677 sqft
    2018-05-01 0 days 1,679 sqft
    2018-06-01 0 days 1,701 sqft
    2018-07-01 0 days 1,663 sqft
    2018-08-01 0 days 1,653 sqft
    2018-09-01 0 days 1,599 sqft
    2018-10-01 0 days 1,659 sqft
    2018-11-01 0 days 1,647 sqft
    2018-12-01 0 days 1,640 sqft
    2019-01-01 0 days 1,632 sqft
    2019-02-01 0 days 1,646 sqft
    2019-03-01 0 days 1,609 sqft
    2019-04-01 0 days 1,605 sqft
    2019-05-01 0 days 1,637 sqft
    2019-06-01 0 days 1,635 sqft
    2019-07-01 0 days 1,645 sqft
    2019-08-01 0 days 1,643 sqft
    2019-09-01 0 days 1,677 sqft
    2019-10-01 0 days 1,707 sqft
    2019-11-01 0 days 1,697 sqft
    2019-12-01 0 days 1,658 sqft
    2020-01-01 0 days 1,679 sqft
    2020-02-01 0 days 1,598 sqft
    2020-03-01 0 days 1,736 sqft
    2020-04-01 0 days 1,772 sqft
    2020-05-01 0 days 1,826 sqft
    2020-06-01 0 days 1,805 sqft
    2020-07-01 0 days 1,785 sqft
    2020-08-01 0 days 1,724 sqft
    2020-09-01 0 days 1,761 sqft
    2020-10-01 0 days 1,760 sqft
    2020-11-01 0 days 1,792 sqft
    2020-12-01 0 days 1,861 sqft
    2021-01-01 0 days 1,957 sqft
    2021-02-01 0 days 1,941 sqft
    2021-03-01 0 days 1,960 sqft
    2021-04-01 0 days 1,960 sqft
    2021-05-01 0 days 1,904 sqft
    2021-06-01 0 days 1,760 sqft
    2021-07-01 0 days 1,784 sqft
    2021-08-01 0 days 1,698 sqft
    2021-09-01 0 days 1,759 sqft
    2021-10-01 0 days 1,899 sqft
    2021-11-01 0 days 1,891 sqft
    2021-12-01 0 days 1,730 sqft
    2022-01-01 0 days 1,744 sqft
    2022-02-01 0 days 1,706 sqft
    2022-03-01 0 days 1,834 sqft
    2022-04-01 0 days 1,660 sqft
    2022-05-01 0 days 1,754 sqft
    2022-06-01 0 days 1,713 sqft
    2022-07-01 0 days 1,752 sqft
    2022-08-01 0 days 1,614 sqft
    2022-09-01 0 days 1,615 sqft
    2022-10-01 0 days 1,743 sqft
    2022-11-01 0 days 1,826 sqft
    2022-12-01 0 days 1,800 sqft
    2023-01-01 0 days 1,895 sqft
    2023-02-01 0 days 1,919 sqft
    2023-03-01 0 days 1,725 sqft
    2023-04-01 0 days 1,800 sqft
    2023-05-01 0 days 1,925 sqft
    2023-06-01 0 days 1,906 sqft
    2023-07-01 0 days 1,897 sqft
    2023-08-01 0 days 1,912 sqft
    2023-09-01 0 days 1,891 sqft
    2023-10-01 0 days 1,944 sqft
    2023-11-01 0 days 1,933 sqft
    2023-12-01 0 days 1,850 sqft
    2024-01-01 0 days 1,968 sqft
    2024-02-01 0 days 2,015 sqft
    2024-03-01 0 days 1,940 sqft
    2024-04-01 0 days 1,812 sqft
    2024-05-01 0 days 1,849 sqft
    2024-06-01 0 days 1,834 sqft
    2024-07-01 0 days 1,809 sqft
    2024-08-01 0 days 1,762 sqft
    2024-09-01 0 days 1,858 sqft
    2024-10-01 0 days 1,892 sqft
    2024-11-01 0 days 1,780 sqft
    2024-12-01 0 days 1,798 sqft
    2025-01-01 0 days 1,842 sqft
    2025-02-01 0 days 1,833 sqft
    2025-03-01 0 days 1,830 sqft
    2025-04-01 0 days 1,794 sqft
    Deming's median listing age (time on market) for 2025-04-01 was 0 days.

    Deming's median square footage for active listings during the 2025-04-01 period was 1,794 sqft. One year prior, the average listing was 1,812 sqft.

    Deming, NM Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 158 $18,750,000 $118,671
    Cash Out Refi 27 $3,585,000 $132,778
    Refi 22 $4,680,000 $212,727
    Other 14 $1,280,000 $91,429
    Home Improvement 3 $175,000 $58,333

    Deming's most frequently cited loan purpose was Home Purchase, with 158 originations. The 2nd most popular reason was Cash Out Refi, with 27 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 81 $12,425,000 $153,395
    Over 8% 42 $2,840,000 $67,619
    5-6% 36 $7,150,000 $198,611
    7-8% 33 $4,355,000 $131,970
    <2.5% 23 $335,000 $14,565
    4-5% 5 $1,055,000 $211,000

    During 2024, Deming's most frequently originated rate bucket was 6-7%, with 81 originations.

    Loan Sizing (Deming, NM MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 88 $3,080,000 $35,000
    $100k-200k 87 $12,655,000 $145,460
    $200k-400k 48 $12,230,000 $254,792
    $400k-600k 1 $505,000 $505,000

    Deming's loan sizing saw the bucket of loans from $100,000 or less with 88 originations, totaling $3,080,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 91 $17,255,000 $189,615
    Under 20% 54 $610,000 $11,296
    60-80% 39 $5,445,000 $139,615
    20-40% 15 $1,145,000 $76,333
    40-60% 13 $1,655,000 $127,308
    Over 100% 4 $950,000 $237,500

    Deming's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 91 originations, totaling $17,255,000 in origination value.