Bayshore Mortgage Funding Rates, Fees & Info
BALTIMORE, MDLEI: 549300PEWJWBNEOSS013
Tax ID: 52-2304304
3.6 stars
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Overview
Bayshore Mortgage Funding is a smaller mortgage company specializing in Home Purchase and Refi loans. Bayshore Mortgage Funding has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Philadelphia, Cincinnati, New York, Baltimore, and Washington among others. Bayshore Mortgage Funding has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Bayshore Mortgage Funding is typically a high fee lendor.Originations
3,091Origination Dollar Volume (All Markets)
$813,535,000Awards
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BAYSHORE MORTGAGE FUNDING - 2021
BAYSHORE MORTGAGE FUNDING is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Bayshore Mortgage Funding 's average 30 year fixed rate mortgage of loans were
3.19%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of 0.04%.
Relative Fees
Bayshore Mortgage Funding 's average total fees for a 30 year fixed rate
mortgage are $6,025.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 353 | $98,485,000 | $278,994 | $5,786 | 3.14% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 476 | $95,750,000 | $201,155 | $5,001 | 3.25% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 211 | $84,695,000 | $401,398 | $5,194 | 3.11% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 307 | $84,115,000 | $273,990 | $6,034 | 3.09% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 183 | $62,655,000 | $342,377 | $8,101 | 3.11% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 188 | $50,480,000 | $268,511 | $5,699 | 3.06% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 58 | $17,380,000 | $299,655 | $6,540 | 3.22% |
| COLUMBUS, OH (FHA|USDA|VA) | 68 | $17,210,000 | $253,088 | $5,852 | 3.31% |
| Outside of Metro Areas | 68 | $13,420,000 | $197,353 | $6,271 | 3.46% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 44 | $11,290,000 | $256,591 | $6,261 | 3.14% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 41 | $10,185,000 | $248,415 | $5,366 | 3.13% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 35 | $9,585,000 | $273,857 | $4,862 | 3.17% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 19 | $7,875,000 | $414,474 | $6,531 | 3.18% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 26 | $6,760,000 | $260,000 | $8,823 | 3.02% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 22 | $6,390,000 | $290,455 | $6,456 | 3.18% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 20 | $6,060,000 | $303,000 | $7,671 | 2.97% |
| READING, PA (FHA|USDA|VA) | 24 | $6,010,000 | $250,417 | $4,705 | 3.07% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 13 | $5,385,000 | $414,231 | $8,498 | 3.02% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 20 | $4,970,000 | $248,500 | $5,377 | 2.92% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 12 | $4,840,000 | $403,333 | $8,792 | 3.03% |
| Portsmouth, OH (FHA|USDA|VA) | 24 | $4,220,000 | $175,833 | $6,120 | 3.39% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 26 | $4,110,000 | $158,077 | $6,693 | 3.52% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 14 | $3,920,000 | $280,000 | $5,979 | 2.99% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 14 | $3,860,000 | $275,714 | $5,624 | 2.73% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 13 | $3,765,000 | $289,615 | $4,980 | 3.11% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 23 | $3,685,000 | $160,217 | $5,876 | 3.71% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 12 | $3,610,000 | $300,833 | $5,913 | 3.06% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 14 | $3,330,000 | $237,857 | $4,439 | 3.09% |
| WILMINGTON, NC (FHA|USDA|VA) | 8 | $3,320,000 | $415,000 | $5,550 | 2.97% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 14 | $3,310,000 | $236,429 | $6,143 | 3.21% |
| LANCASTER, PA (FHA|USDA|VA) | 11 | $3,295,000 | $299,545 | $6,637 | 3.20% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 16 | $3,210,000 | $200,625 | $4,940 | 3.30% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 12 | $3,060,000 | $255,000 | $6,773 | 3.17% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 16 | $3,020,000 | $188,750 | $6,955 | 3.52% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 15 | $2,965,000 | $197,667 | $6,261 | 3.26% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 9 | $2,935,000 | $326,111 | $7,638 | 3.00% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 10 | $2,920,000 | $292,000 | $7,121 | 3.28% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 9 | $2,875,000 | $319,444 | $4,772 | 2.75% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 10 | $2,830,000 | $283,000 | $6,628 | 3.34% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 7 | $2,665,000 | $380,714 | $8,638 | 2.93% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 12 | $2,600,000 | $216,667 | $4,212 | 3.07% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 7 | $2,565,000 | $366,429 | $5,332 | 2.52% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 9 | $2,535,000 | $281,667 | $4,608 | 3.38% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 13 | $2,435,000 | $187,308 | $6,451 | 3.31% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 4 | $2,410,000 | $602,500 | $4,759 | 2.81% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 11 | $2,405,000 | $218,636 | $6,385 | 3.31% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 7 | $2,085,000 | $297,857 | $6,508 | 2.89% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 10 | $2,080,000 | $208,000 | $5,370 | 3.34% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 7 | $2,015,000 | $287,857 | $8,963 | 2.86% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 11 | $2,015,000 | $183,182 | $4,848 | 3.45% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 9 | $1,985,000 | $220,556 | $4,383 | 2.92% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 6 | $1,970,000 | $328,333 | $10,391 | 2.94% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 5 | $1,965,000 | $393,000 | $8,000 | 3.00% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 5 | $1,915,000 | $383,000 | $6,731 | 2.85% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 6 | $1,900,000 | $316,667 | $4,777 | 3.02% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 7 | $1,785,000 | $255,000 | $6,092 | 3.18% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 6 | $1,780,000 | $296,667 | $6,083 | 2.96% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 7 | $1,725,000 | $246,429 | $4,958 | 2.70% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 8 | $1,710,000 | $213,750 | $4,262 | 3.06% |
| ASHEVILLE, NC (FHA|USDA|VA) | 6 | $1,700,000 | $283,333 | $4,348 | 3.04% |
| SALEM, OR (FHA|USDA|VA) | 6 | $1,590,000 | $265,000 | $5,907 | 2.63% |
| RICHMOND, VA (FHA|USDA|VA) | 6 | $1,590,000 | $265,000 | $5,916 | 2.88% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 5 | $1,585,000 | $317,000 | $5,587 | 2.95% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 7 | $1,525,000 | $217,857 | $4,530 | 3.30% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $8,853 | 3.02% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 7 | $1,505,000 | $215,000 | $3,665 | 2.96% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 5 | $1,405,000 | $281,000 | $8,431 | 3.23% |
| Key West, FL (FHA|USDA|VA) | 3 | $1,395,000 | $465,000 | $4,957 | 3.50% |
| LAFAYETTE, LA (FHA|USDA|VA) | 8 | $1,390,000 | $173,750 | $6,233 | 3.64% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 5 | $1,385,000 | $277,000 | $5,626 | 3.38% |
| MONROE, LA (FHA|USDA|VA) | 8 | $1,360,000 | $170,000 | $6,431 | 3.53% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 5 | $1,325,000 | $265,000 | $7,603 | 2.70% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $6,212 | 3.19% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 6 | $1,250,000 | $208,333 | $6,266 | 3.69% |
| VALLEJO, CA (FHA|USDA|VA) | 3 | $1,225,000 | $408,333 | $8,499 | 2.83% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $9,769 | 3.13% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $5,949 | 2.92% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $6,415 | 3.08% |
| Torrington, CT (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $7,029 | 2.79% |
| KNOXVILLE, TN (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $4,462 | 2.75% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $4,331 | 3.20% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $5,633 | 3.00% |
| JACKSON, MS (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $5,779 | 3.22% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $5,891 | 3.13% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $5,148 | 3.25% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $6,146 | 3.19% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $12,983 | 3.21% |
| TUCSON, AZ (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $4,668 | 3.31% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $5,024 | 2.88% |
| GAINESVILLE, GA (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $4,406 | 2.75% |
| Wilmington, OH (FHA|USDA|VA) | 6 | $860,000 | $143,333 | $4,577 | 3.40% |
| FLINT, MI (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $6,079 | 3.03% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $6,448 | 3.00% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $2,747 | 2.73% |
| Sandusky, OH (FHA|USDA|VA) | 6 | $830,000 | $138,333 | $6,177 | 3.35% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $3,060 | 2.96% |
| Cullowhee, NC (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $6,112 | 3.33% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $3,689 | 3.28% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $3,243 | 2.88% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $4,658 | 3.22% |
| Easton, MD (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $7,615 | 3.17% |
| GREELEY, CO (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $4,547 | 2.88% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $5,644 | 2.94% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $5,232 | 3.42% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $8,317 | 3.81% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $6,601 | 3.44% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $3,894 | 3.25% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $6,841 | 3.25% |
| STOCKTON, CA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $3,254 | 2.88% |
| BATON ROUGE, LA (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $5,835 | 3.46% |
| Forest City, NC (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $9,092 | 3.42% |
| Urbana, OH (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $9,171 | 3.42% |
| STAUNTON, VA (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $6,816 | 3.38% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $3,200 | 2.94% |
| GETTYSBURG, PA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $13,950 | 3.13% |
| KOKOMO, IN (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $6,282 | 3.84% |
| MERCED, CA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $5,073 | 3.31% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $6,797 | 2.97% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $5,842 | 3.21% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $7,554 | 2.81% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $7,736 | 3.25% |
| LEBANON, PA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $7,130 | 3.50% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $9,554 | 2.88% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $4,183 | 2.38% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $5,940 | 3.13% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $7,310 | 3.29% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $4,940 | 3.71% |
| PITTSBURGH, PA (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $6,871 | 3.08% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $4,521 | 3.21% |
| Wilson, NC (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $4,639 | 3.13% |
| TOLEDO, OH (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $5,475 | 3.21% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $3,432 | 2.67% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $6,741 | 3.00% |
| Chillicothe, OH (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $9,052 | 3.13% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,759 | 3.50% |
| Brevard, NC (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $8,220 | 3.50% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,324 | 2.88% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $7,666 | 3.06% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,584 | 2.94% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,686 | 3.13% |
| MADISON, WI (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,778 | 3.06% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,926 | 3.00% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $4,505 | 3.38% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,295 | 2.63% |
| COLUMBIA, SC (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,432 | 3.25% |
| LaGrange, GA-AL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $7,727 | 4.06% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $12,095 | 3.38% |
| Sidney, OH (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $9,635 | 3.06% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $7,576 | 3.44% |
| MONROE, MI (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,437 | 3.25% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $8,041 | 2.56% |
| FORT WAYNE, IN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,749 | 3.25% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,470 | 2.88% |
| GADSDEN, AL (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $5,022 | 3.38% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,769 | 3.56% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,055 | 3.00% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $8,329 | 3.13% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $12,684 | 3.63% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,481 | 3.63% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $8,450 | 2.75% |
| Norwalk, OH (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,439 | 3.25% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,320 | 2.44% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,308 | 2.31% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,402 | 3.25% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,384 | 3.75% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,461 | 3.50% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,646 | 3.06% |
| Richmond, IN (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,889 | 3.25% |
| OCALA, FL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $14,889 | 2.75% |
| LYNCHBURG, VA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,558 | 2.63% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $6,678 | 3.50% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,929 | 2.38% |
| DECATUR, AL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,951 | 3.88% |
| Prineville, OR (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $14,585 | 3.25% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,190 | 2.88% |
| BEND, OR (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $9,319 | 3.63% |
| London, KY (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $12,648 | 3.25% |
| Farmington, MO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,630 | 3.63% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $14,334 | 3.25% |
| Seymour, IN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,818 | 3.88% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,850 | 2.50% |
| Centralia, WA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,573 | 2.88% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,574 | 2.38% |
| Troy, AL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,044 | 3.75% |
| TULSA, OK (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,456 | 3.00% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,649 | 3.38% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $12,054 | 2.88% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,098 | 3.00% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $12,059 | 3.13% |
| CHICO, CA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,187 | 2.81% |
| Marion, OH (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $7,568 | 3.19% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,507 | 2.99% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,269 | 3.50% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,087 | 2.88% |
| Pullman, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,142 | 3.00% |
| Marion, IN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,091 | 3.75% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $11,346 | 2.75% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,233 | 3.00% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,852 | 2.63% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,234 | 2.88% |
| Marion, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,734 | 3.50% |
| Shelton, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,011 | 2.75% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,295 | 3.38% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,482 | 2.88% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,350 | 2.38% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,052 | 4.13% |
| Murray, KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,868 | 3.00% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $12,074 | 2.25% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,589 | 2.75% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,399 | 2.50% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,234 | 2.38% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,345 | 2.50% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,164 | 2.75% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,995 | 3.88% |
| Corinth, MS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,580 | 3.00% |
| Jasper, AL (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,823 | 4.19% |
| SAGINAW, MI (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,313 | 3.50% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,489 | 3.50% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,609 | 2.25% |
| Maysville, KY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,434 | 3.38% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,205 | 3.50% |
| Newport, OR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,707 | 3.63% |
| Henderson, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,923 | 4.38% |
| Bartlesville, OK (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $5,953 | 3.56% |
| Jackson, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,359 | 3.25% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,634 | 2.75% |
| LIMA, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,071 | 3.25% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,210 | 2.50% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,544 | 4.25% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,217 | 2.75% |
| West Plains, MO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,132 | 2.50% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,965 | 2.38% |
| Paducah, KY-IL (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,651 | 3.50% |
| Somerset, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,204 | 3.75% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,997 | 3.25% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,572 | 2.63% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,946 | 2.25% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,341 | 2.88% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,782 | 3.38% |
| New Castle, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,458 | 3.63% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,795 | 3.13% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,845 | 3.63% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,496 | 3.63% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,508 | 3.25% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,988 | 2.38% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,092 | 3.38% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,849 | 3.88% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,696 | 3.50% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,361 | 3.25% |
| AKRON, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,576 | 2.63% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,816 | 3.50% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,299 | 3.13% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,582 | 4.50% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,105 | 2.75% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,331 | 4.63% |
| Alma, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,351 | 3.75% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,179 | 4.50% |
| Kennett, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,341 | 3.50% |
| Frankfort, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,425 | 3.75% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,550 | 2.75% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,339 | 3.88% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,918 | 2.88% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,067 | 2.88% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,843 | 3.13% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,717 | 2.75% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,654 | 3.50% |
| Sanford, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,904 | 3.13% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,278 | 3.25% |
| Shelby, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,198 | 4.25% |
| Celina, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,256 | 3.88% |
| Ludington, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,978 | 3.38% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,258 | 3.25% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,681 | 3.75% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,417 | 3.38% |
| Fremont, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,570 | 2.88% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,275 | 2.88% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,827 | 3.25% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,118 | 3.75% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,590 | 3.75% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,599 | 4.25% |
| Morgan City, LA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,478 | 4.50% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,803 | 3.88% |
| Altus, OK (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,684 | 3.13% |
| Big Stone Gap, VA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,999 | 3.38% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,525 | 2.75% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,339 | 3.00% |
| Middlesborough, KY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,293 | 3.38% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,610 | 4.38% |
| Sterling, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,462 | 3.25% |
Bayshore Mortgage Funding 's top markets include Philadelphia, Cincinnati, New York, Baltimore, and Washington among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 1,919 | $527,845,000 | $275,063 | $4,723 | 3.18% |
| FHA | 740 | $174,380,000 | $235,649 | $8,694 | 3.27% |
| VA | 365 | $99,885,000 | $273,658 | $6,422 | 2.83% |
| USDA | 67 | $11,425,000 | $170,522 | $5,867 | 3.40% |
For the 2021 period, Bayshore Mortgage Funding 's most frequently originated loan type of loans were Conventional, with 1,919 originations. Their 2nd most popular type is FHA, with 740 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Home Purchase | 1,647 | $428,405,000 | $260,112 | $6,368 | 3.29% |
| Refi | 1,176 | $316,830,000 | $269,413 | $5,185 | 2.97% |
| Cash Out Refi | 268 | $68,300,000 | $254,851 | $6,183 | 3.23% |
For the 2021, Bayshore Mortgage Funding 's most frequently cited loan purpose of loans were Home Purchase, with 1,647 originations. The 2nd most popular reason of loans were Refi, with 1,176 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 2,844 | $755,050,000 | $265,489 | $6,025 | 3.19% |
| 15 Year | 136 | $32,430,000 | $238,456 | $4,130 | 2.75% |
| 20 Year | 62 | $15,600,000 | $251,613 | $4,974 | 3.01% |
| Other | 40 | $9,180,000 | $229,500 | $5,125 | 2.96% |
| 10 Year | 9 | $1,275,000 | $141,667 | $3,477 | 2.61% |
For the 2021, Bayshore Mortgage Funding 's most frequently cited loan length of loans were 30 Year, with 2,844 originations. The 2nd most popular length of loans were 15 Year, with 136 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $1k-2k | 1,528 | $372,600,000 | $243,848 |
| $<1k | 489 | $154,545,000 | $316,043 |
| $2k-3k | 411 | $93,745,000 | $228,090 |
| $3k-4k | 400 | $102,600,000 | $256,500 |
| $5k+ | 260 | $89,290,000 | $343,423 |
$6,025 of loans were Bayshore Mortgage Funding 's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 1,528 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 1,694 | $432,420,000 | $255,266 |
| 2.5-3% | 992 | $281,180,000 | $283,448 |
| <2.5% | 280 | $76,170,000 | $272,036 |
| 4-5% | 125 | $23,765,000 | $190,120 |
During 2021, Bayshore Mortgage Funding 's average interest rate of loans were 3.19%, while their most frequently originated rate bucket of loans were 3-4%, with 1,694 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 1,587 | $442,475,000 | $278,812 | $6,345 | 3.13% |
| $100k-200k | 954 | $148,630,000 | $155,797 | $4,779 | 3.23% |
| $400k-600k | 378 | $181,380,000 | $479,841 | $7,234 | 3.05% |
| $100,000 or less | 133 | $10,715,000 | $80,564 | $4,029 | 3.46% |
| $600k-1MM | 36 | $26,420,000 | $733,889 | $8,879 | 3.16% |
| $1MM+ | 3 | $3,915,000 | $1,305,000 | $7,115 | 2.92% |
2021 saw Bayshore Mortgage Funding place emphasis on $200k-400k loans with 1,587 originations, totaling $442,475,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $50k-75k | 718 | $161,130,000 | $224,415 | $6,017 | 3.23% |
| $100k-150k | 559 | $168,525,000 | $301,476 | $6,309 | 3.19% |
| $50k or less | 542 | $88,700,000 | $163,653 | $5,317 | 3.21% |
| $75k-100k | 508 | $134,490,000 | $264,744 | $6,644 | 3.21% |
| $150k-250k | 385 | $143,435,000 | $372,558 | $6,190 | 3.16% |
| $250k+ | 110 | $48,140,000 | $437,636 | $5,572 | 3.20% |
Bayshore Mortgage Funding lent most frequently to those with incomes in the $50k-75k range, with 718 originations. The second most popular income band? $100k-150k, with 559 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30-36% | 536 | $142,690,000 | $266,213 | $5,569 | 3.20% |
| 20-30% | 511 | $134,685,000 | $263,571 | $5,127 | 3.13% |
| 50-60% | 209 | $55,255,000 | $264,378 | $9,477 | 3.18% |
| <20% | 161 | $44,115,000 | $274,006 | $4,690 | 3.12% |
| 43% | 133 | $33,275,000 | $250,188 | $6,282 | 3.26% |
| 44% | 125 | $31,805,000 | $254,440 | $6,493 | 3.30% |
| 42% | 124 | $33,090,000 | $266,855 | $6,286 | 3.27% |
| 40% | 110 | $30,130,000 | $273,909 | $5,886 | 3.23% |
| 41% | 109 | $28,445,000 | $260,963 | $6,030 | 3.31% |
| 45% | 102 | $25,680,000 | $251,765 | $6,365 | 3.31% |
| 39% | 100 | $27,250,000 | $272,500 | $6,072 | 3.25% |
| 38% | 99 | $25,615,000 | $258,737 | $5,844 | 3.26% |
| 37% | 95 | $25,735,000 | $270,895 | $5,875 | 3.28% |
| 49% | 91 | $26,855,000 | $295,110 | $6,425 | 3.25% |
| 36% | 87 | $22,575,000 | $259,483 | $5,344 | 3.17% |
| 48% | 74 | $19,290,000 | $260,676 | $7,312 | 3.27% |
| 47% | 73 | $18,985,000 | $260,068 | $6,397 | 3.28% |
| 46% | 69 | $18,065,000 | $261,812 | $7,546 | 3.20% |
| >60% | 2 | $800,000 | $400,000 | $5,849 | 2.81% |
Bayshore Mortgage Funding lent most frequently to those with DTI ratios of 30-36%, with 536 originations. The next most common DTI ratio? 20-30%, with 511 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 2,439 | $645,045,000 | $264,471 | $5,700 | 3.15% |
| Black | 369 | $93,265,000 | $252,751 | $7,324 | 3.25% |
| Not provided | 167 | $42,895,000 | $256,856 | $5,606 | 3.17% |
| Asian | 89 | $26,825,000 | $301,404 | $6,016 | 3.17% |
| American Indian | 16 | $2,850,000 | $178,125 | $5,262 | 3.66% |
| Native Hawaiian | 11 | $2,655,000 | $241,364 | $7,425 | 3.08% |
Approval Rates
Total approvals of all applications96.07%
Bayshore Mortgage Funding has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination70.42%
Bayshore Mortgage Funding has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 3,091 | $813,535,000 | $263,195 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3,091 | $813,535,000 | $263,195 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 63 | $12,325,000 | $195,635 | $3,873 | 3.02% |
| 40-60% | 231 | $57,805,000 | $250,238 | $4,110 | 2.98% |
| 60-80% | 999 | $278,175,000 | $278,453 | $5,271 | 3.15% |
| 80-100% | 1,733 | $446,135,000 | $257,435 | $6,421 | 3.21% |
| Over 100% | 62 | $18,810,000 | $303,387 | $10,290 | 3.06% |
| Under 20% | 3 | $285,000 | $95,000 | $3,554 | 2.75% |
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| BAYSHORE MORTGAGE FUNDING, LLC | Conventional home mortgage | Trouble during payment process | 1 | 100.0% |
