Commerce Home Mortgage Rates, Fees & Info
Sacramento, CALEI: 5493004AS1SPBQOFDR49
Tax ID: 68-0295876
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Overview
Commerce Home Mortgage is a large mortgage company specializing in Home Purchase and Refi loans. Commerce Home Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Los Angeles, San Francisco, Riverside, Sacramento, and El Paso among others. Commerce Home Mortgage has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Commerce Home Mortgage is typically a high fee lendor.Originations
17,163Origination Dollar Volume (All Markets)
$7,688,995,000Relative Rate
Commerce Home Mortgage 's average 30 year fixed rate mortgage of loans were
3.46%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of 0.31%.
Relative Fees
Commerce Home Mortgage 's average total fees for a 30 year fixed rate
mortgage are $7,190.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 2,070 | $1,641,240,000 | $792,870 | $8,897 | 3.82% |
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1,918 | $1,362,450,000 | $710,349 | $7,295 | 3.47% |
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1,269 | $468,365,000 | $369,082 | $7,739 | 3.34% |
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 869 | $358,695,000 | $412,768 | $6,989 | 3.15% |
EL PASO, TX (FHA|USDA|VA) | 1,127 | $222,375,000 | $197,316 | $7,540 | 3.15% |
REDDING, CA (FHA|USDA|VA) | 791 | $218,815,000 | $276,631 | $5,741 | 3.15% |
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 260 | $210,390,000 | $809,192 | $7,069 | 3.70% |
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 441 | $207,635,000 | $470,828 | $9,392 | 4.07% |
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 319 | $198,355,000 | $621,803 | $7,921 | 3.69% |
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 475 | $195,945,000 | $412,516 | $6,211 | 3.24% |
CHICO, CA (FHA|USDA|VA) | 651 | $177,665,000 | $272,911 | $5,935 | 2.95% |
VISALIA, CA (FHA|USDA|VA) | 592 | $167,140,000 | $282,331 | $5,440 | 3.04% |
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 388 | $162,040,000 | $417,629 | $7,075 | 3.13% |
BOULDER, CO (FHA|USDA|VA) | 228 | $138,470,000 | $607,325 | $5,132 | 3.32% |
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 340 | $112,520,000 | $330,941 | $7,098 | 3.39% |
Outside of Metro Areas | 356 | $109,270,000 | $306,938 | $6,071 | 3.15% |
VALLEJO, CA (FHA|USDA|VA) | 208 | $93,610,000 | $450,048 | $7,584 | 3.33% |
ALBUQUERQUE, NM (FHA|USDA|VA) | 400 | $84,190,000 | $210,475 | $6,111 | 3.38% |
STOCKTON, CA (FHA|USDA|VA) | 195 | $70,495,000 | $361,513 | $6,593 | 3.24% |
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 257 | $69,955,000 | $272,198 | $7,229 | 4.31% |
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 88 | $67,540,000 | $767,500 | $7,151 | 3.66% |
MODESTO, CA (FHA|USDA|VA) | 176 | $59,800,000 | $339,773 | $7,538 | 3.10% |
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 89 | $59,195,000 | $665,112 | $4,653 | 3.40% |
FRESNO, CA (FHA|USDA|VA) | 182 | $58,630,000 | $322,143 | $6,228 | 3.38% |
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 135 | $54,095,000 | $400,704 | $5,354 | 3.15% |
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 161 | $49,835,000 | $309,534 | $8,047 | 3.76% |
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 144 | $47,560,000 | $330,278 | $7,210 | 4.00% |
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 105 | $45,605,000 | $434,333 | $9,663 | 3.26% |
Red Bluff, CA (FHA|USDA|VA) | 165 | $45,475,000 | $275,606 | $6,653 | 3.20% |
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 128 | $38,560,000 | $301,250 | $8,817 | 3.90% |
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 38 | $37,640,000 | $990,526 | $8,315 | 4.02% |
BEND, OR (FHA|USDA|VA) | 77 | $36,825,000 | $478,247 | $6,176 | 3.45% |
BAKERSFIELD, CA (FHA|USDA|VA) | 136 | $31,320,000 | $230,294 | $6,083 | 3.07% |
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 101 | $30,885,000 | $305,792 | $5,596 | 3.22% |
SALEM, OR (FHA|USDA|VA) | 96 | $30,100,000 | $313,542 | $6,143 | 3.20% |
RENO, NV (FHA|USDA|VA) | 87 | $28,895,000 | $332,126 | $5,721 | 3.07% |
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 98 | $28,880,000 | $294,694 | $5,101 | 3.74% |
NAPA, CA (FHA|USDA|VA) | 41 | $28,075,000 | $684,756 | $10,896 | 3.75% |
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 87 | $24,625,000 | $283,046 | $7,394 | 3.36% |
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 32 | $21,300,000 | $665,625 | $7,424 | 3.84% |
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 34 | $19,390,000 | $570,294 | $7,369 | 3.83% |
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 65 | $18,335,000 | $282,077 | $4,737 | 3.03% |
SALINAS, CA (FHA|USDA|VA) | 25 | $18,285,000 | $731,400 | $9,691 | 3.52% |
GREELEY, CO (FHA|USDA|VA) | 47 | $16,665,000 | $354,574 | $5,596 | 3.17% |
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 45 | $16,355,000 | $363,444 | $6,312 | 3.66% |
COLORADO SPRINGS, CO (FHA|USDA|VA) | 50 | $15,730,000 | $314,600 | $5,512 | 3.19% |
YUBA CITY, CA (FHA|USDA|VA) | 59 | $15,625,000 | $264,831 | $6,238 | 2.94% |
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 42 | $14,260,000 | $339,524 | $6,647 | 3.62% |
SANTA FE, NM (FHA|USDA|VA) | 40 | $13,860,000 | $346,500 | $6,193 | 3.39% |
MERCED, CA (FHA|USDA|VA) | 43 | $13,575,000 | $315,698 | $8,454 | 3.28% |
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 36 | $12,520,000 | $347,778 | $6,899 | 5.32% |
JACKSONVILLE, FL (FHA|USDA|VA) | 48 | $12,180,000 | $253,750 | $6,296 | 3.44% |
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 48 | $11,740,000 | $244,583 | $6,419 | 3.53% |
Truckee-Grass Valley, CA (FHA|USDA|VA) | 30 | $11,560,000 | $385,333 | $6,861 | 3.19% |
LAS CRUCES, NM (FHA|USDA|VA) | 49 | $11,375,000 | $232,143 | $6,980 | 3.19% |
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 34 | $11,320,000 | $332,941 | $7,538 | 3.40% |
MADERA, CA (FHA|USDA|VA) | 32 | $10,510,000 | $328,438 | $7,421 | 3.54% |
BOISE CITY, ID (FHA|USDA|VA) | 33 | $10,305,000 | $312,273 | $6,659 | 3.73% |
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 37 | $9,925,000 | $268,243 | $7,671 | 3.52% |
SALT LAKE CITY, UT (FHA|USDA|VA) | 19 | $9,725,000 | $511,842 | $9,614 | 4.58% |
PORT ST. LUCIE, FL (FHA|USDA|VA) | 30 | $8,660,000 | $288,667 | $8,925 | 3.92% |
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 22 | $8,160,000 | $370,909 | $6,950 | 3.42% |
FORT COLLINS, CO (FHA|USDA|VA) | 24 | $7,660,000 | $319,167 | $5,848 | 3.43% |
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 14 | $7,420,000 | $530,000 | $18,116 | 5.11% |
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 26 | $6,970,000 | $268,077 | $6,629 | 4.18% |
Clearlake, CA (FHA|USDA|VA) | 26 | $6,900,000 | $265,385 | $5,600 | 3.58% |
Outside of Metro Areas | 8 | $6,770,000 | $846,250 | $8,745 | 3.69% |
HANFORD-CORCORAN, CA (FHA|USDA|VA) | 30 | $6,760,000 | $225,333 | $5,495 | 2.72% |
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 19 | $6,635,000 | $349,211 | $5,427 | 3.17% |
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 18 | $6,420,000 | $356,667 | $6,210 | 4.22% |
RICHMOND, VA (FHA|USDA|VA) | 24 | $6,290,000 | $262,083 | $6,965 | 3.00% |
ALBANY-LEBANON, OR (FHA|USDA|VA) | 22 | $6,250,000 | $284,091 | $5,483 | 3.13% |
Newport, OR (FHA|USDA|VA) | 17 | $5,955,000 | $350,294 | $5,936 | 3.24% |
Heber, UT (FHA|USDA|VA) | 5 | $5,915,000 | $1,183,000 | $5,876 | 4.37% |
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 15 | $5,505,000 | $367,000 | $5,679 | 3.20% |
TUCSON, AZ (FHA|USDA|VA) | 21 | $5,315,000 | $253,095 | $5,750 | 2.95% |
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 17 | $5,175,000 | $304,412 | $9,354 | 3.72% |
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 9 | $5,055,000 | $561,667 | $4,167 | 3.13% |
Eureka-Arcata, CA (FHA|USDA|VA) | 15 | $4,745,000 | $316,333 | $6,177 | 3.39% |
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 15 | $4,375,000 | $291,667 | $4,357 | 3.48% |
Astoria, OR (FHA|USDA|VA) | 10 | $4,170,000 | $417,000 | $7,179 | 3.57% |
Key West, FL (FHA|USDA|VA) | 4 | $4,130,000 | $1,032,500 | $11,191 | 4.45% |
TALLAHASSEE, FL (FHA|USDA|VA) | 6 | $4,120,000 | $686,667 | $5,555 | 4.20% |
KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 16 | $3,990,000 | $249,375 | $5,068 | 3.36% |
SAVANNAH, GA (FHA|USDA|VA) | 17 | $3,945,000 | $232,059 | $4,389 | 2.67% |
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 13 | $3,845,000 | $295,769 | $3,535 | 3.93% |
PROVO-OREM, UT (FHA|USDA|VA) | 11 | $3,805,000 | $345,909 | $5,065 | 3.59% |
EL CENTRO, CA (FHA|USDA|VA) | 18 | $3,640,000 | $202,222 | $6,981 | 2.96% |
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 9 | $3,635,000 | $403,889 | $10,348 | 4.33% |
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 3 | $3,535,000 | $1,178,333 | $10,813 | 4.90% |
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 6 | $3,440,000 | $573,333 | $6,958 | 3.48% |
PUEBLO, CO (FHA|USDA|VA) | 14 | $3,420,000 | $244,286 | $5,034 | 3.26% |
CORVALLIS, OR (FHA|USDA|VA) | 9 | $3,395,000 | $377,222 | $4,688 | 3.30% |
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 8 | $3,160,000 | $395,000 | $10,537 | 4.59% |
Kapaa, HI (FHA|USDA|VA) | 2 | $2,970,000 | $1,485,000 | $0 | 5.88% |
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 11 | $2,945,000 | $267,727 | $6,001 | 4.24% |
URBAN HONOLULU, HI (FHA|USDA|VA) | 5 | $2,945,000 | $589,000 | $0 | 4.95% |
PUNTA GORDA, FL (FHA|USDA|VA) | 8 | $2,930,000 | $366,250 | $10,969 | 3.90% |
CORPUS CHRISTI, TX (FHA|USDA|VA) | 11 | $2,795,000 | $254,091 | $6,524 | 3.49% |
MEDFORD, OR (FHA|USDA|VA) | 10 | $2,770,000 | $277,000 | $6,425 | 3.16% |
Edwards, CO (FHA|USDA|VA) | 6 | $2,700,000 | $450,000 | $6,889 | 4.20% |
Sonora, CA (FHA|USDA|VA) | 7 | $2,655,000 | $379,286 | $4,771 | 3.45% |
OCALA, FL (FHA|USDA|VA) | 12 | $2,560,000 | $213,333 | $5,834 | 3.67% |
MIDLAND, TX (FHA|USDA|VA) | 8 | $2,520,000 | $315,000 | $6,899 | 3.25% |
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 7 | $2,495,000 | $356,429 | $10,779 | 4.29% |
FLAGSTAFF, AZ (FHA|USDA|VA) | 6 | $2,440,000 | $406,667 | $7,824 | 3.89% |
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 10 | $2,310,000 | $231,000 | $6,183 | 4.05% |
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 8 | $2,300,000 | $287,500 | $4,063 | 2.52% |
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 6 | $2,260,000 | $376,667 | $6,406 | 3.79% |
LONGVIEW, WA (FHA|USDA|VA) | 6 | $2,140,000 | $356,667 | $5,259 | 3.12% |
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 10 | $2,130,000 | $213,000 | $6,677 | 3.62% |
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 8 | $2,120,000 | $265,000 | $5,545 | 2.94% |
Fernley, NV (FHA|USDA|VA) | 8 | $2,010,000 | $251,250 | $4,213 | 3.22% |
CLARKSVILLE, TN-KY (FHA|USDA|VA) | 8 | $2,000,000 | $250,000 | $4,237 | 2.86% |
Ukiah, CA (FHA|USDA|VA) | 7 | $1,915,000 | $273,571 | $3,606 | 3.51% |
WENATCHEE, WA (FHA|USDA|VA) | 5 | $1,915,000 | $383,000 | $12,228 | 3.28% |
ST. GEORGE, UT (FHA|USDA|VA) | 4 | $1,860,000 | $465,000 | $11,877 | 3.84% |
MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 7 | $1,715,000 | $245,000 | $4,483 | 2.91% |
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 3 | $1,625,000 | $541,667 | $11,326 | 2.79% |
Shelton, WA (FHA|USDA|VA) | 4 | $1,530,000 | $382,500 | $6,337 | 3.06% |
Breckenridge, CO (FHA|USDA|VA) | 4 | $1,490,000 | $372,500 | $4,982 | 3.87% |
LYNCHBURG, VA (FHA|USDA|VA) | 5 | $1,465,000 | $293,000 | $4,560 | 3.50% |
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 3 | $1,415,000 | $471,667 | $10,425 | 4.73% |
ROANOKE, VA (FHA|USDA|VA) | 6 | $1,410,000 | $235,000 | $3,085 | 3.40% |
Elko, NV (FHA|USDA|VA) | 5 | $1,385,000 | $277,000 | $4,468 | 3.00% |
IDAHO FALLS, ID (FHA|USDA|VA) | 4 | $1,320,000 | $330,000 | $10,944 | 4.06% |
Gardnerville Ranchos, NV (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $4,841 | 3.34% |
Mineral Wells, TX (FHA|USDA|VA) | 1 | $1,285,000 | $1,285,000 | $0 | 5.25% |
COLUMBUS, GA-AL (FHA|USDA|VA) | 5 | $1,285,000 | $257,000 | $4,197 | 2.80% |
Klamath Falls, OR (FHA|USDA|VA) | 5 | $1,275,000 | $255,000 | $7,233 | 3.57% |
WACO, TX (FHA|USDA|VA) | 5 | $1,265,000 | $253,000 | $5,083 | 4.16% |
Prineville, OR (FHA|USDA|VA) | 3 | $1,245,000 | $415,000 | $7,647 | 3.75% |
TYLER, TX (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $6,312 | 3.99% |
Sebastian-Vero Beach, FL (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $0 | 5.27% |
LUBBOCK, TX (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $6,717 | 4.03% |
Roseburg, OR (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $6,001 | 3.29% |
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $1,395 | 4.83% |
Kalispell, MT (FHA|USDA|VA) | 2 | $1,080,000 | $540,000 | $8,930 | 4.66% |
TWIN FALLS, ID (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $5,888 | 2.90% |
Hood River, OR (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $3,601 | 3.56% |
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $6,269 | 5.13% |
Montrose, CO (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $6,052 | 3.49% |
Jefferson, GA (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $4,317 | 3.58% |
Fort Morgan, CO (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $4,086 | 4.55% |
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 6 | $900,000 | $150,000 | $5,536 | 2.88% |
LANSING-EAST LANSING, MI (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $3,732 | 5.11% |
Española, NM (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $5,571 | 3.31% |
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $4,034 | 2.87% |
WALLA WALLA, WA (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $4,928 | 3.31% |
LAFAYETTE, LA (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $5,443 | 2.88% |
Glenwood Springs, CO (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $9,905 | 3.00% |
Port Angeles, WA (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $5,585 | 3.08% |
GAINESVILLE, GA (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $3,824 | 2.69% |
Brookings, OR (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $3,784 | 3.06% |
Moses Lake, WA (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $3,601 | 3.21% |
BATON ROUGE, LA (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $4,319 | 2.81% |
Susanville, CA (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $3,786 | 2.72% |
Centralia, WA (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $3,579 | 2.44% |
LAREDO, TX (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $6,876 | 4.39% |
Vernal, UT (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $16,128 | 4.33% |
WARNER ROBINS, GA (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $3,674 | 3.59% |
Aberdeen, WA (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $5,217 | 2.58% |
GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $6,132 | 3.99% |
Carlsbad-Artesia, NM (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $5,419 | 3.62% |
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $4,790 | 4.15% |
HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $4,854 | 2.63% |
Ruidoso, NM (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $9,429 | 4.75% |
CARSON CITY, NV (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $4,420 | 4.25% |
GAINESVILLE, FL (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $3,384 | 2.56% |
COLUMBUS, OH (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $4,854 | 3.44% |
ODESSA, TX (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $8,118 | 3.13% |
BRUNSWICK, GA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $8,444 | 4.19% |
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $4,974 | 2.50% |
Fallon, NV (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $9,696 | 3.00% |
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $7,331 | 2.69% |
Hobbs, NM (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $5,719 | 3.00% |
Ellensburg, WA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $3,846 | 2.99% |
JOHNSON CITY, TN (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $4,245 | 2.88% |
VICTORIA, TX (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $6,696 | 3.43% |
CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $5,594 | 2.56% |
GRANTS PASS, OR (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $4,341 | 3.50% |
FLINT, MI (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $0 | 6.10% |
Ontario, OR-ID (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $2,808 | 3.86% |
Hailey, ID (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $5,182 | 3.68% |
Cañon City, CO (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $1,962 | 2.63% |
YAKIMA, WA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,421 | 4.39% |
SPRINGFIELD, OH (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $3,238 | 3.50% |
LaGrange, GA-AL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $2,747 | 2.75% |
ANN ARBOR, MI (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $10,832 | 4.80% |
KNOXVILLE, TN (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $9,046 | 4.50% |
The Dalles, OR (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,354 | 3.25% |
HINESVILLE, GA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,364 | 3.13% |
Ruston, LA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,474 | 4.18% |
Hermiston-Pendleton, OR (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $8,414 | 2.81% |
ABILENE, TX (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,759 | 2.50% |
Bozeman, MT (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,801 | 3.38% |
MUSKEGON, MI (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $12,236 | 4.03% |
Burley, ID (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $7,634 | 2.50% |
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,001 | 3.49% |
ST. LOUIS, MO-IL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,657 | 2.88% |
Show Low, AZ (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,974 | 3.25% |
Oak Harbor, WA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,827 | 3.25% |
Bay City, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 5.98% |
THE VILLAGES, FL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $10,343 | 2.75% |
Steamboat Springs, CO (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,311 | 3.50% |
Sulphur Springs, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $5,410 | 2.25% |
TOLEDO, OH (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,475 | 2.25% |
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,033 | 2.25% |
JACKSON, TN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $9,938 | 2.88% |
Dayton, TN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,588 | 2.75% |
Silver City, NM (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,211 | 3.13% |
Nogales, AZ (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,935 | 2.25% |
SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,592 | 3.06% |
Coos Bay, OR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,792 | 2.75% |
Athens, TN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $12,311 | 3.00% |
SAGINAW, MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 5.35% |
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,508 | 2.75% |
Portales, NM (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $2,827 | 3.63% |
Palestine, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 6.25% |
Lewisburg, TN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 4.73% |
Sevierville, TN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 4.98% |
Clewiston, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,171 | 3.25% |
LONGVIEW, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,732 | 2.75% |
CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,450 | 3.00% |
Crossville, TN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,336 | 2.50% |
GREEN BAY, WI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 4.23% |
Winnemucca, NV (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,941 | 3.13% |
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 5.23% |
Pahrump, NV (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,116 | 2.94% |
MOBILE, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,884 | 3.50% |
Durango, CO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 4.75% |
GREAT FALLS, MT (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,981 | 3.50% |
Bainbridge, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,277 | 2.25% |
POCATELLO, ID (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,844 | 3.00% |
FARGO, ND-MN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 6.48% |
Dublin, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,310 | 2.25% |
Sandpoint, ID (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 4.98% |
Del Rio, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,584 | 2.75% |
Lake City, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,503 | 2.75% |
Las Vegas, NM (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,241 | 3.38% |
Rockport, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,291 | 3.75% |
Danville, KY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 5.73% |
YUMA, AZ (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,542 | 2.88% |
Brenham, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,688 | 3.50% |
Georgetown, SC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 5.23% |
Danville, VA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,236 | 2.75% |
AMARILLO, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,703 | 2.88% |
LIMA, OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,396 | 2.75% |
Rexburg, ID (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,794 | 2.75% |
SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,407 | 3.63% |
TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 4.98% |
DALTON, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,781 | 2.75% |
DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $691 | 2.25% |
Athens, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,723 | 3.88% |
Taos, NM (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,638 | 3.13% |
MONROE, LA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,185 | 2.88% |
Martinsville, VA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,950 | 2.88% |
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,039 | 2.25% |
VALDOSTA, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,856 | 2.25% |
Tiffin, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,857 | 2.75% |
Deming, NM (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,518 | 3.25% |
Othello, WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,520 | 2.25% |
Paris, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,628 | 3.00% |
Kingsville, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 5.48% |
SAN ANGELO, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,869 | 2.75% |
SPARTANBURG, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 4.98% |
Tifton, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,948 | 2.88% |
Alice, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,335 | 3.13% |
Price, UT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,837 | 2.88% |
Gallup, NM (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,865 | 4.38% |
BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.23% |
Holland, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,029 | 4.10% |
Thomaston, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.98% |
Alamogordo, NM (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,606 | 3.50% |
Sturgis, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,120 | 2.25% |
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.23% |
MORRISTOWN, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,973 | 3.63% |
Opelousas, LA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,705 | 3.00% |
Commerce Home Mortgage 's top markets include Los Angeles, San Francisco, Riverside, Sacramento, and El Paso among others.
Product Mix
Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
Conventional | 12,428 | $6,235,580,000 | $501,736 | $5,873 | 3.60% |
FHA | 3,076 | $901,080,000 | $292,939 | $10,408 | 3.07% |
VA | 1,589 | $531,985,000 | $334,792 | $6,935 | 2.71% |
USDA | 70 | $20,350,000 | $290,714 | $7,626 | 2.70% |
For the 2021 period, Commerce Home Mortgage 's most frequently originated loan type of loans were Conventional, with 12,428 originations. Their 2nd most popular type is FHA, with 3,076 originations.
Loan Reason
Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
Home Purchase | 8,595 | $3,883,065,000 | $451,782 | $8,208 | 3.52% |
Refi | 4,813 | $2,020,815,000 | $419,866 | $5,407 | 2.98% |
Cash Out Refi | 2,892 | $1,309,480,000 | $452,794 | $6,666 | 3.58% |
NA | 491 | $293,705,000 | $598,177 | $0 | 4.93% |
Home Improvement | 372 | $181,930,000 | $489,059 | $5,491 | 3.48% |
For the 2021, Commerce Home Mortgage 's most frequently cited loan purpose of loans were Home Purchase, with 8,595 originations. The 2nd most popular reason of loans were Refi, with 4,813 originations.
Loan Duration/Length
Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
30 Year | 16,064 | $7,355,920,000 | $457,913 | $7,190 | 3.46% |
15 Year | 703 | $197,475,000 | $280,903 | $4,271 | 2.51% |
20 Year | 242 | $68,160,000 | $281,653 | $4,348 | 2.94% |
10 Year | 53 | $9,675,000 | $182,547 | $3,386 | 2.50% |
30+ year | 53 | $38,775,000 | $731,604 | $21,119 | 5.07% |
Other | 46 | $18,100,000 | $393,478 | $5,655 | 3.50% |
3 Year | 2 | $890,000 | $445,000 | $0 | 7.00% |
For the 2021, Commerce Home Mortgage 's most frequently cited loan length of loans were 30 Year, with 16,064 originations. The 2nd most popular length of loans were 15 Year, with 703 originations.
Origination Fees
Origination Fee | Originations | Total Value | Average Loan |
---|---|---|---|
$1k-2k | 6,620 | $2,732,940,000 | $412,831 |
$5k+ | 3,647 | $2,398,355,000 | $657,624 |
$2k-3k | 2,578 | $909,570,000 | $352,820 |
$3k-4k | 2,221 | $895,225,000 | $403,073 |
$<1k | 1,465 | $401,535,000 | $274,085 |
$7,190 of loans were Commerce Home Mortgage 's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 6,620 originations.
Interest Rates
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
3-4% | 6,418 | $2,810,410,000 | $437,895 |
2.5-3% | 5,971 | $2,342,125,000 | $392,250 |
4-5% | 1,677 | $1,033,245,000 | $616,127 |
5-6% | 1,475 | $977,785,000 | $662,905 |
<2.5% | 1,460 | $409,560,000 | $280,521 |
6-7% | 133 | $108,455,000 | $815,451 |
7-8% | 24 | $7,050,000 | $293,750 |
Over 8% | 5 | $365,000 | $73,000 |
During 2021, Commerce Home Mortgage 's average interest rate of loans were 3.46%, while their most frequently originated rate bucket of loans were 3-4%, with 6,418 originations.
Loan Sizing
Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
$200k-400k | 7,484 | $2,195,100,000 | $293,306 | $6,574 | 3.31% |
$400k-600k | 3,767 | $1,829,245,000 | $485,597 | $7,334 | 3.41% |
$100k-200k | 2,473 | $395,865,000 | $160,075 | $5,197 | 3.31% |
$600k-1MM | 1,898 | $1,437,530,000 | $757,392 | $9,069 | 3.77% |
$1MM+ | 1,179 | $1,817,835,000 | $1,541,845 | $14,490 | 4.20% |
$100,000 or less | 362 | $13,420,000 | $37,072 | $1,520 | 2.10% |
2021 saw Commerce Home Mortgage place emphasis on $200k-400k loans with 7,484 originations, totaling $2,195,100,000 in origination value.
Applicant Income
Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
$100k-150k | 2,909 | $1,151,835,000 | $395,956 | $6,921 | 3.11% |
$50k-75k | 2,654 | $681,740,000 | $256,873 | $6,761 | 3.03% |
$75k-100k | 2,388 | $773,890,000 | $324,075 | $7,066 | 3.04% |
$150k-250k | 2,182 | $1,153,730,000 | $528,749 | $6,890 | 3.15% |
$250k+ | 1,460 | $1,334,500,000 | $914,041 | $9,760 | 3.31% |
$50k or less | 1,216 | $227,960,000 | $187,467 | $5,804 | 3.11% |
Commerce Home Mortgage lent most frequently to those with incomes in the $100k-150k range, with 2,909 originations. The second most popular income band? $50k-75k, with 2,654 originations.
Applicant Debt to Income Ratio
DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
30-36% | 2,239 | $983,405,000 | $439,216 | $6,644 | 3.13% |
20-30% | 2,072 | $912,360,000 | $440,328 | $5,983 | 3.07% |
50-60% | 917 | $296,845,000 | $323,713 | $10,732 | 3.07% |
<20% | 788 | $306,280,000 | $388,680 | $5,245 | 2.73% |
44% | 661 | $248,685,000 | $376,225 | $7,381 | 3.20% |
42% | 617 | $294,735,000 | $477,690 | $7,807 | 3.21% |
40% | 593 | $261,585,000 | $441,121 | $7,504 | 3.17% |
41% | 553 | $260,465,000 | $471,004 | $7,883 | 3.17% |
43% | 537 | $198,835,000 | $370,270 | $7,106 | 3.15% |
49% | 504 | $206,280,000 | $409,286 | $7,391 | 3.13% |
39% | 499 | $217,175,000 | $435,220 | $7,049 | 3.14% |
38% | 484 | $206,910,000 | $427,500 | $6,786 | 3.14% |
37% | 468 | $194,480,000 | $415,556 | $6,632 | 3.14% |
45% | 437 | $164,795,000 | $377,105 | $7,233 | 3.18% |
48% | 417 | $160,625,000 | $385,192 | $7,270 | 3.14% |
46% | 416 | $154,790,000 | $372,091 | $7,191 | 3.10% |
36% | 413 | $174,975,000 | $423,668 | $6,656 | 3.14% |
47% | 373 | $151,405,000 | $405,912 | $8,217 | 3.12% |
>60% | 29 | $10,585,000 | $365,000 | $11,037 | 2.59% |
Commerce Home Mortgage lent most frequently to those with DTI ratios of 30-36%, with 2,239 originations. The next most common DTI ratio? 20-30%, with 2,072 originations.
Ethnicity Mix
Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
White | 11,748 | $5,076,610,000 | $432,125 | $6,843 | 3.34% |
Not provided | 2,344 | $1,073,320,000 | $457,901 | $6,907 | 3.43% |
Asian | 1,570 | $896,830,000 | $571,229 | $7,372 | 3.94% |
Black | 1,066 | $444,780,000 | $417,242 | $8,352 | 3.48% |
American Indian | 232 | $81,610,000 | $351,767 | $7,419 | 3.25% |
Asian Indian | 40 | $26,400,000 | $660,000 | $7,788 | 3.41% |
Chinese | 35 | $24,655,000 | $704,429 | $5,627 | 3.81% |
Native Hawaiian | 47 | $20,695,000 | $440,319 | $8,007 | 3.19% |
Filipino | 32 | $16,300,000 | $509,375 | $7,563 | 3.44% |
Other Asian | 27 | $14,995,000 | $555,370 | $7,699 | 3.64% |
Japanese | 9 | $4,755,000 | $528,333 | $5,429 | 3.11% |
Vietnamese | 6 | $3,200,000 | $533,333 | $11,097 | 4.71% |
Korean | 2 | $2,750,000 | $1,375,000 | $16,099 | 3.38% |
Other Pacific Islander | 3 | $1,345,000 | $448,333 | $4,735 | 3.33% |
Samoan | 1 | $545,000 | $545,000 | $3,801 | 3.25% |
Guamanian | 1 | $205,000 | $205,000 | $4,482 | 2.75% |
Approval Rates
Total approvals of all applications96.92%
Commerce Home Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination62.67%
Commerce Home Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
Points | Originations | Total Value | Average Loan |
---|---|---|---|
NA | 17,163 | $7,688,995,000 | $447,998 |
Occupancy Type Mix
Dwelling Type | Originations | Total Value | Average Loan |
---|---|---|---|
17,163 | $7,688,995,000 | $447,998 |
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
20-40% | 902 | $320,930,000 | $355,798 | $4,565 | 3.21% |
40-60% | 2,555 | $1,205,555,000 | $471,841 | $5,090 | 3.33% |
60-80% | 6,068 | $3,298,220,000 | $543,543 | $6,760 | 3.79% |
80-100% | 6,626 | $2,602,970,000 | $392,842 | $7,966 | 3.25% |
Over 100% | 274 | $100,280,000 | $365,985 | $13,047 | 2.85% |
Under 20% | 341 | $32,195,000 | $94,413 | $1,257 | 2.22% |
Complaints
Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
---|---|---|---|---|
Commerce Home Mortgage, Inc | FHA mortgage | Struggling to pay mortgage | 1 | 11.1% |
Commerce Home Mortgage, Inc | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 3 | 33.3% |
Commerce Home Mortgage, Inc | Conventional home mortgage | Trouble during payment process | 2 | 22.2% |
Commerce Home Mortgage, Inc | Other type of mortgage | Trouble during payment process | 1 | 11.1% |
Commerce Home Mortgage, Inc | FHA mortgage | Trouble during payment process | 2 | 22.2% |