McComb Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Mccomb averaged 5.99% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 6.1% and one month ago for the week of 2022-05-26, the average rate was 5.49%.

Mccomb's average rate one year ago was 3.48%.

For refis of the same type during the week of 2022-06-30, the average rate was 5.66%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Mccomb 30 Year Fixed Rate 2022-06-30 5.99%
Mccomb 30 Year Fixed Rate Refi 2022-06-30 5.66%
Mccomb 15 Year Fixed Rate 2022-06-30 5.43%
Mccomb 15 Year Fixed Rate Refi 2022-06-30 4.75%
Mccomb 30 Year FHA 2022-06-30 5.6%
Mccomb 30 Year FHA Refi 2022-06-30 5.74%
Mccomb 30 Year USDA 2022-06-30 5.83%
Mccomb 30 Year USDA Refi 2022-06-30 5.43%
Mccomb 30 Year VA 2022-06-30 6.08%
Mccomb 30 Year VA Refi 2022-06-30 5.5%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within McComb, MS.

McComb Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the McComb, MS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
FIDELITY BANK 50 3.28% $3,779
QUICKEN LOANS, LLC 20 3.13% $4,892
UNITED WHOLESALE MORTGAGE, LLC 13 3.10% $6,562
CRESCENT MORTGAGE COMPANY 12 3.05% $3,850
ANGEL OAK HOME LOANS LLC 8 3.34% $4,006
Trustmark National Bank 8 3.17% $3,388
Renasant Bank 6 3.10% $4,027
GMFS LLC 5 2.88% $3,692
Regions Bank 5 3.45% $3,086
LOANDEPOT.COM, LLC 4 3.25% $5,440
AMERISAVE MORTGAGE CORPORATION 4 3.44% $4,068
CORNERSTONE HOME LENDING, INC. 3 3.63% $6,118
MORTGAGE INVESTORS GROUP, INC. 3 3.54% $3,851
Mr. Cooper ( Nationstar Mortgage ) 3 3.37% $5,023
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 3.24% $5,014
JPMorgan Chase Bank 3 2.91% $4,188
PENNYMAC LOAN SERVICES, LLC 2 3.44% $7,175
U.S. Bank 2 3.00% $1,104
BankPlus 2 3.19% $2,938
GUARANTEED RATE, INC. 2 3.06% $4,755
Hancock Whitney Bank 2 2.88% $2,762
Bank of England 2 3.13% $7,176
Gateway First Bank 2 3.13% $500
Wells Fargo Bank 1 4.50% $8,561
AMERICAN FINANCIAL NETWORK, INC. 1 3.13% $7,306
BancorpSouth Bank 1 2.99% $4,787
Chicago Mortgage Solutions LLC 1 3.00% $1,716
Colonial Savings, F.A. 1 3.25% $7,539
COMMUNITY MORTGAGE CORPORATION 1 3.13% $2,931
FBT Mortgage, L.L.C. 1 3.00% $6,340
First Bank 1 3.25% $5,933
FirstBank 1 3.25% $2,840
Home Bank 1 3.00% $4,277
Hometown Lenders, Inc. 1 3.88% $5,322
MOVEMENT MORTGAGE, LLC 1 2.81% $3,348
MUTUAL OF OMAHA MORTGAGE, INC. 1 3.25% $2,606
NAVY FEDERAL CREDIT UNION 1 4.13% $3,663
NEWREZ LLC 1 3.25% $2,942
SOFI LENDING CORP. 1 3.25% $3,862
STEARNS LENDING, LLC 1 2.88% $2,076
Truist Bank 1 2.99% $3,816
ACADEMY MORTGAGE CORPORATION 1 3.25% $4,519

McComb, MS's 42 lenders originated 753 loans during 2021. The total origination value was $113,015,000, with an average loan value of $150,086.

The top McComb lender as defined by loan originations is FIDELITY BANK, with 50 loans originated. Their average total fees are $3,779, which is $1,113 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee McComb lenders (with over 10 loans originated) are FIDELITY BANK ($3,779), CRESCENT MORTGAGE COMPANY ($3,850), QUICKEN LOANS, LLC ($4,892), UNITED WHOLESALE MORTGAGE, LLC ($6,562) and .

The lowest rate McComb lenders (with over 10 loans originated) are CRESCENT MORTGAGE COMPANY (3.05%), UNITED WHOLESALE MORTGAGE, LLC (3.10%), QUICKEN LOANS, LLC (3.13%), FIDELITY BANK (3.28%) and .

McComb, MS Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
FIDELITY BANK $21,750,000 $19,540,000 -10.2% 17.3%
QUICKEN LOANS, LLC $8,045,000 $10,755,000 33.7% 9.5%
Trustmark National Bank $10,220,000 $8,185,000 -19.9% 7.2%
UNITED WHOLESALE MORTGAGE, LLC $5,255,000 $4,905,000 -6.7% 4.3%
BankPlus $545,000 $3,940,000 622.9% 3.5%
ANGEL OAK HOME LOANS LLC $3,470,000 $3,785,000 9.1% 3.3%
Mortgage Research Center, LLC $2,195,000 $3,585,000 63.3% 3.2%
CRESCENT MORTGAGE COMPANY $1,400,000 $3,535,000 152.5% 3.1%
First Bank $6,970,000 $3,345,000 -52.0% 3.0%
Regions Bank $3,775,000 $3,080,000 -18.4% 2.7%
AMERICAN FINANCIAL NETWORK, INC. $2,320,000 n/a 2.1%
Community Bank of Mississippi $340,000 $2,300,000 576.5% 2.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,450,000 $2,195,000 51.4% 1.9%
AMERISAVE MORTGAGE CORPORATION $230,000 $2,075,000 802.2% 1.8%
LOANDEPOT.COM, LLC $135,000 $2,070,000 1,433.3% 1.8%
FREEDOM MORTGAGE CORPORATION $1,720,000 $1,855,000 7.8% 1.6%
USAA Federal Savings Bank $750,000 $1,835,000 144.7% 1.6%
Renasant Bank $240,000 $1,815,000 656.3% 1.6%
Citizens Bank $1,535,000 $1,525,000 -0.7% 1.3%
21ST MORTGAGE CORPORATION $1,750,000 $1,465,000 -16.3% 1.3%
Wells Fargo Bank $940,000 $1,370,000 45.7% 1.2%
PENNYMAC LOAN SERVICES, LLC $85,000 $1,245,000 1,364.7% 1.1%
GMFS LLC $320,000 $1,175,000 267.2% 1.0%
Mr. Cooper ( Nationstar Mortgage ) $2,660,000 $1,055,000 -60.3% 0.9%
MORTGAGE INVESTORS GROUP, INC. $1,005,000 n/a 0.9%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $375,000 $965,000 157.3% 0.9%
Bank of England $1,510,000 $940,000 -37.7% 0.8%
VILLAGE CAPITAL & INVESTMENT LLC $605,000 $815,000 34.7% 0.7%
NAVY FEDERAL CREDIT UNION $620,000 $790,000 27.4% 0.7%
JPMorgan Chase Bank $115,000 $730,000 534.8% 0.6%
BancorpSouth Bank $530,000 $705,000 33.0% 0.6%
U.S. Bank $685,000 n/a 0.6%
SOUTHWEST STAGE FUNDING, LLC $795,000 $675,000 -15.1% 0.6%
Flagstar Bank, FSB $145,000 $650,000 348.3% 0.6%
The Federal Savings Bank $235,000 $600,000 155.3% 0.5%
Assurance Financial Group, L.L.C. $350,000 $575,000 64.3% 0.5%
EVERETT FINANCIAL, INC. $570,000 n/a 0.5%
HOME POINT FINANCIAL CORPORATION $250,000 $545,000 118.0% 0.5%
CORNERSTONE HOME LENDING, INC. $105,000 $510,000 385.7% 0.5%
Carrington Mortgage Services, LLC $145,000 $505,000 248.3% 0.4%
CALIBER HOME LOANS, INC. $715,000 $485,000 -32.2% 0.4%
MORTGAGE SOLUTIONS OF COLORADO, LLC $1,730,000 $470,000 -72.8% 0.4%
Home Bank $465,000 n/a 0.4%
GUARANTEED RATE, INC. $445,000 n/a 0.4%
Reliant Bank $605,000 $425,000 -29.8% 0.4%
Hancock Whitney Bank $255,000 $405,000 58.8% 0.4%
LAKEVIEW LOAN SERVICING, LLC $400,000 n/a 0.4%
First Bank $6,970,000 $380,000 -94.5% 0.3%
BROKER SOLUTIONS, INC. $375,000 n/a 0.3%
PENTAGON FEDERAL CREDIT UNION $540,000 $370,000 -31.5% 0.3%
Barrington Bank & Trust Company, N.A. $900,000 $350,000 -61.1% 0.3%
Synovus Bank $345,000 n/a 0.3%
Citizens Savings Bank $75,000 $340,000 353.3% 0.3%
TRIAD FINANCIAL SERVICES, INC. $275,000 $310,000 12.7% 0.3%
ACADEMY MORTGAGE CORPORATION $305,000 n/a 0.3%
First Guaranty Mortgage Corporation $350,000 $300,000 -14.3% 0.3%
Truist Bank $295,000 n/a 0.3%
Gateway First Bank $290,000 n/a 0.3%
North American Savings Bank, F.S.B. $275,000 n/a 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $260,000 n/a 0.2%
NEWREZ LLC $405,000 $260,000 -35.8% 0.2%
Colonial Savings, F.A. $255,000 n/a 0.2%
FirstBank $165,000 $250,000 51.5% 0.2%
MOVEMENT MORTGAGE, LLC $510,000 $235,000 -53.9% 0.2%
OPEN MORTGAGE, LLC $230,000 n/a 0.2%
MID AMERICA MORTGAGE, INC. $215,000 n/a 0.2%
FBT Mortgage, L.L.C. $195,000 n/a 0.2%
First South Farm Credit, ACA $195,000 n/a 0.2%
LENDERFI, INC. $185,000 n/a 0.2%
Chicago Mortgage Solutions LLC $165,000 n/a 0.1%
Grand Bank for Savings, FSB $165,000 n/a 0.1%
LIBERTY HOME MORTGAGE CORPORATION $165,000 n/a 0.1%
Paramount Residential Mortgage Group, Inc. $1,330,000 $165,000 -87.6% 0.1%
American Bank & Trust Company $155,000 n/a 0.1%
Flanagan State Bank $85,000 $150,000 76.5% 0.1%
SOFI LENDING CORP. $145,000 n/a 0.1%
Lakeview Community Capital, LLC $135,000 n/a 0.1%
Low VA Rates, LLC $145,000 $135,000 -6.9% 0.1%
Austin Capital Bank SSB $75,000 $125,000 66.7% 0.1%
Bank of America $125,000 n/a 0.1%
Deere Employees Credit Union $125,000 n/a 0.1%
FINANCE OF AMERICA MORTGAGE LLC $125,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $65,000 $125,000 92.3% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $175,000 $115,000 -34.3% 0.1%
1st Franklin Financial Corporation $25,000 $110,000 340.0% 0.1%
First Horizon Bank $105,000 n/a 0.1%
RELIANCE FIRST CAPITAL, LLC $105,000 n/a 0.1%
STEARNS LENDING, LLC $105,000 n/a 0.1%
AMCAP MORTGAGE, LTD. $95,000 n/a 0.1%
Mid-Continent Funding, Inc. $95,000 $95,000 0.0% 0.1%
COMMUNITY MORTGAGE CORPORATION $85,000 n/a 0.1%
The First, A National Banking Association $155,000 $85,000 -45.2% 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $75,000 n/a 0.1%
Hometown Lenders, Inc. $275,000 $75,000 -72.7% 0.1%
Southern Bancorp Bank $75,000 n/a 0.1%
CMG MORTGAGE, INC. $420,000 $65,000 -84.5% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $170,000 $65,000 -61.8% 0.1%
Figure Lending LLC $65,000 n/a 0.1%
MUTUAL $65,000 n/a 0.1%
NEW DAY FINANCIAL, LLC $300,000 $55,000 -81.7% 0.0%
SUNBELT Federal Credit Union $25,000 n/a 0.0%
PNC Bank $15,000 n/a 0.0%

McComb's top lender by overall market share is FIDELITY BANK, with 17.3% market share. In second place, with 9.5%, is QUICKEN LOANS, LLC, having originated $10,755,000 in loans. In third place, with 7.2%, is Trustmark National Bank, having originated $8,185,000 in loans. In third place, with 4.3%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $4,905,000 in loans. In third place, with 3.5%, is BankPlus, having originated $3,940,000 in loans.


McComb, MS Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 361 $56,845,000 $157,465
Refi 259 $38,145,000 $147,278
Cash Out Refi 90 $14,350,000 $159,444
Other 32 $3,060,000 $95,625
Home Improvement 11 $615,000 $55,909

Mccomb's most frequently cited loan purpose was Home Purchase, with 361 originations. The 2nd most popular reason was Refi, with 259 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 244 $44,040,000 $180,492
3-4% 244 $38,850,000 $159,221
<2.5% 103 $15,545,000 $150,922
Over 8% 44 $3,390,000 $77,045
4-5% 28 $4,340,000 $155,000
6-7% 16 $1,120,000 $70,000
5-6% 14 $940,000 $67,143
7-8% 12 $860,000 $71,667

During 2021, Mccomb's most frequently originated rate bucket was 2.5-3%, with 244 originations.

Loan Sizing (McComb, MS MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 332 $47,510,000 $143,102
$100,000 or less 239 $14,615,000 $61,151
$200k-400k 171 $44,935,000 $262,778
$400k-600k 9 $4,195,000 $466,111
$600k-1000k 1 $705,000 $705,000
$Over $1MM 1 $1,055,000 $1,055,000

McComb's loan sizing saw the bucket of loans from $100k-200k with 332 originations, totaling $47,510,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 360 $58,860,000 $163,500
60-80% 176 $29,250,000 $166,193
40-60% 73 $9,695,000 $132,808
20-40% 27 $1,805,000 $66,852
Over 100% 26 $5,110,000 $196,538
Under 20% 18 $670,000 $37,222

McComb's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 360 originations, totaling $58,860,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - McComb (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $129,000 (-7.8%) $170,176 (-5.1%) 0.00 260
2018-02-01 $125,000 (-12.0%) $167,046 (-7.0%) 0.00 261
2018-03-01 $122,500 (-18.3%) $165,523 (-9.9%) 0.00 265
2018-04-01 $122,900 (-18.0%) $164,676 (-11.1%) 0.00 275
2018-05-01 $119,250 (-15.9%) $159,317 (-12.3%) 0.00 276
2018-06-01 $120,000 (-12.7%) $163,739 (-6.6%) 0.00 286
2018-07-01 $124,900 (-7.5%) $171,056 (-2.5%) 0.00 296
2018-08-01 $124,500 (-10.6%) $173,820 (-4.2%) 0.00 307
2018-09-01 $124,900 (-3.9%) $172,374 (-1.5%) 0.00 313
2018-10-01 $123,750 (-4.1%) $174,011 (-0.4%) 0.00 306
2018-11-01 $118,500 (-8.1%) $175,657 (0.7%) 0.00 302
2018-12-01 $120,000 (-7.7%) $178,785 (1.4%) 0.00 306
2019-01-01 $122,450 (-5.1%) $178,411 (4.8%) 0.00 301
2019-02-01 $129,450 (3.6%) $183,258 (9.7%) 0.00 299
2019-03-01 $129,900 (6.0%) $181,864 (9.9%) 0.00 283
2019-04-01 $129,400 (5.3%) $177,333 (7.7%) 0.00 263
2019-05-01 $124,000 (4.0%) $170,338 (6.9%) 0.00 260
2019-06-01 $129,500 (7.9%) $174,437 (6.5%) 0.00 248
2019-07-01 $120,000 (-3.9%) $170,349 (-0.4%) 0.00 243
2019-08-01 $122,143 (-1.9%) $171,226 (-1.5%) 0.00 246
2019-09-01 $125,675 (0.6%) $171,673 (-0.4%) 0.00 248
2019-10-01 $132,450 (7.0%) $181,102 (4.1%) 0.00 227
2019-11-01 $125,000 (5.5%) $181,523 (3.3%) 0.00 223
2019-12-01 $125,750 (4.8%) $181,677 (1.6%) 0.00 235
2020-01-01 $129,700 (5.9%) $182,783 (2.5%) 0.00 226
2020-02-01 $129,500 (0.0%) $185,943 (1.5%) 0.00 219
2020-03-01 $137,450 (5.8%) $196,140 (7.9%) 0.00 216
2020-04-01 $132,500 (2.4%) $191,955 (8.3%) 0.00 209
2020-05-01 $132,500 (6.9%) $193,648 (13.7%) 0.00 195
2020-06-01 $129,450 (0.0%) $189,302 (8.5%) 0.00 193
2020-07-01 $129,900 (8.3%) $192,747 (13.2%) 0.00 177
2020-08-01 $129,900 (6.4%) $195,229 (14.0%) 0.00 186
2020-09-01 $149,000 (18.6%) $210,697 (22.7%) 0.00 175
2020-10-01 $149,900 (13.2%) $218,757 (20.8%) 0.00 163
2020-11-01 $151,700 (21.4%) $219,641 (21.0%) 0.00 156
2020-12-01 $155,000 (23.3%) $225,454 (24.1%) 0.00 146
2021-01-01 $167,000 (28.8%) $233,604 (27.8%) 0.00 129
2021-02-01 $168,000 (29.7%) $232,627 (25.1%) 0.00 111
2021-03-01 $183,750 (33.7%) $252,390 (28.7%) 0.00 95
2021-04-01 $199,750 (50.8%) $282,105 (47.0%) 0.00 82
2021-05-01 $175,000 (32.1%) $267,694 (38.2%) 0.00 71
2021-06-01 $169,000 (30.6%) $268,939 (42.1%) 0.00 75
2021-07-01 $169,000 (30.1%) $252,928 (31.2%) 0.00 79
2021-08-01 $139,450 (7.4%) $217,343 (11.3%) 0.00 78
2021-09-01 $132,450 (-11.1%) $213,405 (1.3%) 0.00 82
2021-10-01 $149,900 (0.0%) $230,842 (5.5%) 0.00 83
2021-11-01 $153,700 (1.3%) $238,980 (8.8%) 0.00 75
2021-12-01 $177,450 (14.5%) $251,001 (11.3%) 0.00 72
2022-01-01 $169,900 (1.7%) $253,619 (8.6%) 0.00 68
2022-02-01 $167,700 (-0.2%) $262,209 (12.7%) 0.00 54
2022-03-01 $167,700 (-8.7%) $252,258 (-0.1%) 0.00 53
2022-04-01 $165,500 (-17.2%) $240,522 (-14.7%) 0.00 53
2022-05-01 $149,700 (-14.5%) $240,558 (-10.1%) 0.00 70
2022-06-01 $165,000 (-2.4%) $234,358 (-12.9%) 0.00 80
McComb's median listing price for 2022-06-01 was $165,000, a difference of $-4,000 (-2.4%) versus the prior year and $15,300 versus the prior month.

McComb's median listing price comes in at 0% of the national average.

McComb's average listing price for 2022-06-01 was $234,358, a difference of $-34,581 (-12.9%) versus the prior year and $-6,200 versus the prior month.

For the 2022-06-01 period, McComb had 80 MLS listings, a difference of 10 listings (14%) versus the prior month and 5 listings (7%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - McComb (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,920 sqft
2018-02-01 0 days 1,934 sqft
2018-03-01 0 days 1,906 sqft
2018-04-01 0 days 1,907 sqft
2018-05-01 0 days 1,905 sqft
2018-06-01 0 days 1,916 sqft
2018-07-01 0 days 1,941 sqft
2018-08-01 0 days 1,938 sqft
2018-09-01 0 days 1,904 sqft
2018-10-01 0 days 1,901 sqft
2018-11-01 0 days 1,883 sqft
2018-12-01 0 days 1,875 sqft
2019-01-01 0 days 1,881 sqft
2019-02-01 0 days 1,883 sqft
2019-03-01 0 days 1,883 sqft
2019-04-01 0 days 1,875 sqft
2019-05-01 0 days 1,842 sqft
2019-06-01 0 days 1,868 sqft
2019-07-01 0 days 1,828 sqft
2019-08-01 0 days 1,840 sqft
2019-09-01 0 days 1,849 sqft
2019-10-01 0 days 1,903 sqft
2019-11-01 0 days 1,912 sqft
2019-12-01 0 days 1,891 sqft
2020-01-01 0 days 1,896 sqft
2020-02-01 0 days 1,907 sqft
2020-03-01 0 days 1,908 sqft
2020-04-01 0 days 1,898 sqft
2020-05-01 0 days 1,888 sqft
2020-06-01 0 days 1,890 sqft
2020-07-01 0 days 1,976 sqft
2020-08-01 0 days 1,998 sqft
2020-09-01 0 days 2,133 sqft
2020-10-01 0 days 2,146 sqft
2020-11-01 0 days 2,178 sqft
2020-12-01 0 days 2,210 sqft
2021-01-01 0 days 2,319 sqft
2021-02-01 0 days 2,228 sqft
2021-03-01 0 days 2,200 sqft
2021-04-01 0 days 2,160 sqft
2021-05-01 0 days 2,115 sqft
2021-06-01 0 days 2,138 sqft
2021-07-01 0 days 1,936 sqft
2021-08-01 0 days 1,838 sqft
2021-09-01 0 days 1,811 sqft
2021-10-01 0 days 1,935 sqft
2021-11-01 0 days 1,926 sqft
2021-12-01 0 days 2,060 sqft
2022-01-01 0 days 2,182 sqft
2022-02-01 0 days 2,088 sqft
2022-03-01 0 days 2,006 sqft
2022-04-01 0 days 2,004 sqft
2022-05-01 0 days 2,071 sqft
2022-06-01 0 days 2,004 sqft
McComb's median listing age (time on market) for 2022-06-01 was 0 days.

McComb's median square footage for active listings during the 2022-06-01 period was 2,004 sqft. One year prior, the average listing was 2,138 sqft.