McComb Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Mccomb averaged 7.12% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

    The average rate for the prior week (2025-04-03) was 7.14% and one month ago for the week of 2025-03-06, the average rate was 6.93%.

    Mccomb's average rate one year ago was 7.02%.

    For refis of the same type during the week of 2025-04-10, the average rate was 7.12%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-10 6.62%
    Mccomb 30 Year Fixed Rate 2025-04-10 7.12%
    Mccomb 30 Year Fixed Rate Refi 2025-04-10 7.12%
    Mccomb 15 Year Fixed Rate 2025-04-10 5.92%
    Mccomb 15 Year Fixed Rate Refi 2025-04-10 5.72%
    Mccomb 30 Year FHA 2025-04-10 6.53%
    Mccomb 30 Year FHA Refi 2025-04-10 6.63%
    Mccomb 30 Year USDA 2025-04-10 6.25%
    Mccomb 30 Year USDA Refi 2025-04-10 6.65%
    Mccomb 30 Year VA 2025-04-10 6.19%
    Mccomb 30 Year VA Refi 2025-04-10 6.49%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within McComb, MS.

    McComb Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the McComb, MS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    FIDELITY BANK 19 7.34% $6,522
    Bank of England 12 6.90% $5,394
    JPMorgan Chase Bank 9 6.42% $5,038
    Trustmark National Bank 7 6.47% $4,607
    QUICKEN LOANS, LLC 5 6.77% $6,071
    GMFS LLC 3 7.42% $4,809
    Regions Bank 3 6.88% $4,126
    STOCKTON MORTGAGE CORPORATION 3 7.38% $4,690
    CROSSCOUNTRY MORTGAGE, LLC 3 7.11% $5,602
    NAVY FEDERAL CREDIT UNION 2 6.00% $3,829
    BROKER SOLUTIONS, INC. 2 7.19% $5,737
    UNITED WHOLESALE MORTGAGE, LLC 2 7.25% $8,324
    PHH Mortgage Corporation 1 7.13% $7,402
    T2 FINANCIAL LLC 1 5.75% $5,310
    TRIAD FINANCIAL SERVICES, INC. 1 7.70% $9,270
    USAA Federal Savings Bank 1 7.25% $3,697
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 8.99% $6,041
    ADVANCIAL 1 6.63% $9,000
    ZILLOW HOME LOANS, LLC 1 7.63% $6,326
    AMERISAVE MORTGAGE CORPORATION 1 7.99% $10,756
    BMO Harris Bank 1 7.50% $4,938
    CARDINAL FINANCIAL 1 7.50% $18,369
    EUSTIS AND AMERICAN MORTGAGE COMPANY 1 7.62% $8,493
    FREEDOM MORTGAGE CORPORATION 1 8.50% $6,575
    Hancock Whitney Bank 1 6.50% $3,429
    MORTGAGE ACCESS CORP. 1 6.88% $6,858
    MOVEMENT MORTGAGE, LLC 1 8.63% $7,956
    NBKC BANK 1 8.13% $10,967
    PENNYMAC LOAN SERVICES, LLC 1 6.99% $2,941
    PENTAGON FEDERAL CREDIT UNION 1 7.38% $3,452

    McComb Average Closing Costs & Other Stats

    McComb, MS's 30 lenders originated 442 loans during 2024. The total origination value was $72,650,000, with an average loan value of $164,367.

    McComb's average closing costs are $5,356.

    The top McComb lender as defined by loan originations is FIDELITY BANK, with 19 loans originated. Their average total fees are $6,522, which is $1,127 higher than the next largest lender, Bank of England.

    The lowest fee McComb lenders (with over 10 loans originated) are Bank of England ($5,394), FIDELITY BANK ($6,522), .

    The lowest rate McComb lenders (with over 10 loans originated) are Bank of England (6.90%), FIDELITY BANK (7.34%), .

    McComb, MS Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    First Bank $4,510,000 $13,940,000 209.1% 19.2%
    FIDELITY BANK $9,620,000 $8,685,000 -9.7% 12.0%
    Trustmark National Bank $6,815,000 $6,165,000 -9.5% 8.5%
    Mortgage Research Center, LLC $1,955,000 $4,390,000 124.6% 6.0%
    Bank of England $135,000 $4,255,000 3,051.9% 5.9%
    QUICKEN LOANS, LLC $4,675,000 $3,105,000 -33.6% 4.3%
    VANDERBILT MORTGAGE AND FINANCE, INC. $1,895,000 $2,610,000 37.7% 3.6%
    21ST MORTGAGE CORPORATION $1,065,000 $2,350,000 120.7% 3.2%
    Regions Bank $3,185,000 $2,015,000 -36.7% 2.8%
    JPMorgan Chase Bank $220,000 $1,795,000 715.9% 2.5%
    UNITED WHOLESALE MORTGAGE, LLC $1,085,000 $1,770,000 63.1% 2.4%
    CROSSCOUNTRY MORTGAGE, LLC $1,115,000 $1,665,000 49.3% 2.3%
    NEWREZ LLC $1,570,000 n/a 2.2%
    Guaranty Bank and Trust Company $1,435,000 n/a 2.0%
    GMFS LLC $1,675,000 $1,130,000 -32.5% 1.6%
    FREEDOM MORTGAGE CORPORATION $320,000 $975,000 204.7% 1.3%
    Citizens Bank $1,405,000 $860,000 -38.8% 1.2%
    BROKER SOLUTIONS, INC. $705,000 n/a 1.0%
    MOVEMENT MORTGAGE, LLC $270,000 $650,000 140.7% 0.9%
    SOUTHWEST STAGE FUNDING, LLC $255,000 $575,000 125.5% 0.8%
    Equity Prime Mortgage LLC $105,000 $570,000 442.9% 0.8%
    NBKC BANK $395,000 $555,000 40.5% 0.8%
    TRIAD FINANCIAL SERVICES, INC. $350,000 $490,000 40.0% 0.7%
    PriorityOne Bank $430,000 n/a 0.6%
    LOANDEPOT.COM, LLC $325,000 $410,000 26.2% 0.6%
    ADVANCIAL $385,000 n/a 0.5%
    Citizens Savings Bank $140,000 $375,000 167.9% 0.5%
    Community Bank of Mississippi $3,420,000 $375,000 -89.0% 0.5%
    NAVY FEDERAL CREDIT UNION $610,000 $370,000 -39.3% 0.5%
    BankPlus $685,000 $365,000 -46.7% 0.5%
    CARDINAL FINANCIAL $365,000 n/a 0.5%
    First South Farm Credit, ACA $255,000 $365,000 43.1% 0.5%
    AMERISAVE MORTGAGE CORPORATION $115,000 $360,000 213.0% 0.5%
    STOCKTON MORTGAGE CORPORATION $355,000 $355,000 0.0% 0.5%
    Hancock Whitney Bank $360,000 $335,000 -6.9% 0.5%
    BMO Harris Bank $325,000 n/a 0.4%
    MORTGAGE ACCESS CORP. $305,000 n/a 0.4%
    SOUTHWEST FUNDING, LP $295,000 n/a 0.4%
    Flagstar Bank, FSB $250,000 $275,000 10.0% 0.4%
    Magnolia Bank $240,000 n/a 0.3%
    Plains Commerce Bank $225,000 n/a 0.3%
    Coastal Community Bank $210,000 n/a 0.3%
    PENTAGON FEDERAL CREDIT UNION $205,000 n/a 0.3%
    MID AMERICA MORTGAGE, INC. $95,000 $190,000 100.0% 0.3%
    USAA Federal Savings Bank $195,000 $190,000 -2.6% 0.3%
    AMERITRUST MORTGAGE CORPORATION $185,000 n/a 0.3%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $185,000 n/a 0.3%
    CREDIT HUMAN FEDERAL CREDIT UNION $240,000 $175,000 -27.1% 0.2%
    Secured Investment Corp. $525,000 $170,000 -67.6% 0.2%
    HOMESIDE FINANCIAL, LLC $155,000 n/a 0.2%
    VELOCITY COMMERCIAL CAPITAL, LLC $135,000 $155,000 14.8% 0.2%
    PHH Mortgage Corporation $145,000 n/a 0.2%
    American Mortgage Bank, LLC $135,000 n/a 0.2%
    AMERICAN FINANCIAL RESOURCES, INC. $125,000 n/a 0.2%
    Home Bank $175,000 $125,000 -28.6% 0.2%
    PENNYMAC LOAN SERVICES, LLC $125,000 n/a 0.2%
    ZILLOW HOME LOANS, LLC $135,000 $125,000 -7.4% 0.2%
    American Bank & Trust Company $115,000 n/a 0.2%
    CHURCHILL MORTGAGE CORPORATION $470,000 $105,000 -77.7% 0.1%
    HOMEXPRESS MORTGAGE CORP. $105,000 n/a 0.1%
    LENDINGONE, LLC $95,000 n/a 0.1%
    Liberty Bank and Trust Company $95,000 n/a 0.1%
    T2 FINANCIAL LLC $85,000 n/a 0.1%
    UNION HOME MORTGAGE CORP. $85,000 n/a 0.1%
    CORNERSTONE HOME LENDING, INC. $115,000 $75,000 -34.8% 0.1%
    Elements Financial Federal Credit Union $75,000 n/a 0.1%
    EUSTIS AND AMERICAN MORTGAGE COMPANY $590,000 $75,000 -87.3% 0.1%
    Figure Lending LLC $75,000 n/a 0.1%
    Carrington Mortgage Services, LLC $165,000 $70,000 -57.6% 0.1%
    The Loan Store, Inc. $55,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $45,000 n/a 0.1%
    SUNBELT Federal Credit Union $180,000 $45,000 -75.0% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $25,000 n/a 0.0%
    KEESLER $400,000 $25,000 -93.8% 0.0%

    McComb's top lender by overall market share is First Bank, with 19.2% market share. In second place, with 12.0%, is FIDELITY BANK, having originated $8,685,000 in loans. In third place, with 8.5%, is Trustmark National Bank, having originated $6,165,000 in loans. In fourth place, with 6.0%, is Mortgage Research Center, LLC, having originated $4,390,000 in loans. In fifth place, with 5.9%, is Bank of England, having originated $4,255,000 in loans.

    McComb Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - McComb (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $139,200 (-0.5%) $188,496 (-2.8%) 0.00 255
    2018-02-01 $132,000 (-6.6%) $187,442 (-3.3%) 0.00 260
    2018-03-01 $128,900 (-13.6%) $179,582 (-8.8%) 0.00 274
    2018-04-01 $126,950 (-9.3%) $179,913 (-7.2%) 0.00 285
    2018-05-01 $119,975 (-14.3%) $169,651 (-13.2%) 0.00 286
    2018-06-01 $124,900 (-10.0%) $172,692 (-10.7%) 0.00 300
    2018-07-01 $125,000 (-7.1%) $177,438 (-5.1%) 0.00 308
    2018-08-01 $124,725 (-8.4%) $175,656 (-7.8%) 0.00 312
    2018-09-01 $125,000 (-4.9%) $175,184 (-5.7%) 0.00 319
    2018-10-01 $124,900 (-7.5%) $178,404 (-4.8%) 0.00 315
    2018-11-01 $124,900 (-8.9%) $178,870 (-4.2%) 0.00 313
    2018-12-01 $125,000 (-10.7%) $181,120 (-6.3%) 0.00 318
    2019-01-01 $124,950 (-10.2%) $180,353 (-4.3%) 0.00 302
    2019-02-01 $129,325 (-2.0%) $183,817 (-1.9%) 0.00 306
    2019-03-01 $129,900 (0.8%) $186,535 (3.9%) 0.00 289
    2019-04-01 $129,900 (2.3%) $186,859 (3.9%) 0.00 273
    2019-05-01 $129,900 (8.3%) $183,635 (8.2%) 0.00 270
    2019-06-01 $132,500 (6.1%) $176,377 (2.1%) 0.00 255
    2019-07-01 $129,250 (3.4%) $171,123 (-3.6%) 0.00 252
    2019-08-01 $132,311 (6.1%) $175,010 (-0.4%) 0.00 251
    2019-09-01 $136,903 (9.5%) $179,359 (2.4%) 0.00 251
    2019-10-01 $139,965 (12.1%) $183,023 (2.6%) 0.00 244
    2019-11-01 $132,400 (6.0%) $182,765 (2.2%) 0.00 246
    2019-12-01 $129,900 (3.9%) $189,265 (4.5%) 0.00 248
    2020-01-01 $129,800 (3.9%) $189,171 (4.9%) 0.00 246
    2020-02-01 $129,500 (0.1%) $190,806 (3.8%) 0.00 240
    2020-03-01 $137,500 (5.9%) $198,192 (6.3%) 0.00 237
    2020-04-01 $135,625 (4.4%) $196,460 (5.1%) 0.00 231
    2020-05-01 $133,700 (2.9%) $192,533 (4.9%) 0.00 218
    2020-06-01 $130,000 (-1.9%) $194,855 (10.5%) 0.00 206
    2020-07-01 $134,375 (4.0%) $200,453 (17.1%) 0.00 184
    2020-08-01 $133,700 (1.1%) $199,480 (14.0%) 0.00 188
    2020-09-01 $149,900 (9.5%) $211,235 (17.8%) 0.00 172
    2020-10-01 $149,900 (7.1%) $211,668 (15.7%) 0.00 162
    2020-11-01 $150,425 (13.6%) $214,187 (17.2%) 0.00 155
    2020-12-01 $149,975 (15.5%) $217,775 (15.1%) 0.00 136
    2021-01-01 $159,900 (23.2%) $225,405 (19.2%) 0.00 130
    2021-02-01 $166,450 (28.5%) $228,502 (19.8%) 0.00 114
    2021-03-01 $179,375 (30.5%) $252,872 (27.6%) 0.00 100
    2021-04-01 $175,925 (29.7%) $264,633 (34.7%) 0.00 81
    2021-05-01 $169,000 (26.4%) $269,767 (40.1%) 0.00 70
    2021-06-01 $172,250 (32.5%) $270,709 (38.9%) 0.00 82
    2021-07-01 $169,000 (25.8%) $256,064 (27.7%) 0.00 91
    2021-08-01 $160,625 (20.1%) $252,613 (26.6%) 0.00 87
    2021-09-01 $139,900 (-6.7%) $247,395 (17.1%) 0.00 89
    2021-10-01 $161,950 (8.0%) $246,954 (16.7%) 0.00 94
    2021-11-01 $182,500 (21.3%) $263,962 (23.2%) 0.00 83
    2021-12-01 $194,500 (29.7%) $259,274 (19.1%) 0.00 82
    2022-01-01 $175,000 (9.4%) $242,668 (7.7%) 0.00 77
    2022-02-01 $170,200 (2.3%) $246,328 (7.8%) 0.00 61
    2022-03-01 $171,950 (-4.1%) $252,188 (-0.3%) 0.00 65
    2022-04-01 $171,950 (-2.3%) $254,280 (-3.9%) 0.00 56
    2022-05-01 $174,125 (3.0%) $271,637 (0.7%) 0.00 69
    2022-06-01 $174,750 (1.5%) $248,528 (-8.2%) 0.00 81
    2022-07-01 $182,500 (8.0%) $239,463 (-6.5%) 0.00 82
    2022-08-01 $189,475 (18.0%) $257,674 (2.0%) 0.00 80
    2022-09-01 $188,993 (35.1%) $342,964 (38.6%) 0.00 83
    2022-10-01 $187,250 (15.6%) $322,903 (30.8%) 0.00 107
    2022-11-01 $182,250 (-0.1%) $295,622 (12.0%) 0.00 108
    2022-12-01 $185,500 (-4.6%) $280,417 (8.2%) 0.00 112
    2023-01-01 $178,250 (1.9%) $279,259 (15.1%) 0.00 105
    2023-02-01 $170,000 (-0.1%) $260,765 (5.9%) 0.00 101
    2023-03-01 $168,725 (-1.9%) $264,782 (5.0%) 0.00 97
    2023-04-01 $179,000 (4.1%) $260,925 (2.6%) 0.00 102
    2023-05-01 $169,000 (-2.9%) $247,330 (-9.0%) 0.00 104
    2023-06-01 $173,725 (-0.6%) $267,357 (7.6%) 0.00 110
    2023-07-01 $189,900 (4.1%) $282,515 (18.0%) 0.00 109
    2023-08-01 $179,725 (-5.2%) $265,883 (3.2%) 0.00 113
    2023-09-01 $169,950 (-10.1%) $255,782 (-25.4%) 0.00 123
    2023-10-01 $173,450 (-7.4%) $268,290 (-16.9%) 0.00 127
    2023-11-01 $185,000 (1.5%) $259,568 (-12.2%) 0.00 135
    2023-12-01 $179,250 (-3.4%) $226,004 (-19.4%) 0.00 124
    2024-01-01 $179,250 (0.6%) $229,616 (-17.8%) 0.00 121
    2024-02-01 $179,900 (5.8%) $239,665 (-8.1%) 0.00 115
    2024-03-01 $205,000 (21.5%) $265,593 (0.3%) 0.00 111
    2024-04-01 $215,750 (20.5%) $276,748 (6.1%) 0.00 107
    2024-05-01 $219,000 (29.6%) $292,874 (18.4%) 0.00 101
    2024-06-01 $237,000 (36.4%) $291,100 (8.9%) 0.00 104
    2024-07-01 $249,375 (31.3%) $271,299 (-4.0%) 0.00 112
    2024-08-01 $229,000 (27.4%) $265,836 (0.0%) 0.00 118
    2024-09-01 $226,900 (33.5%) $273,718 (7.0%) 0.00 116
    2024-10-01 $214,000 (23.4%) $268,799 (0.2%) 0.00 118
    2024-11-01 $199,675 (7.9%) $262,253 (1.0%) 0.00 127
    2024-12-01 $200,850 (12.1%) $267,808 (18.5%) 0.00 115
    2025-01-01 $199,000 (11.0%) $260,797 (13.6%) 0.00 117
    2025-02-01 $198,000 (10.1%) $251,813 (5.1%) 0.00 121
    2025-03-01 $199,000 (-2.9%) $256,864 (-3.3%) 0.00 117
    McComb's median listing price for 2025-03-01 was $199,000, a difference of $-6,000 (-2.9%) versus the prior year and $1,000 versus the prior month.

    McComb's median listing price comes in at 0% of the national average.

    McComb's average listing price for 2025-03-01 was $256,864, a difference of $-8,729 (-3.3%) versus the prior year and $5,051 versus the prior month.

    For the 2025-03-01 period, McComb had 117 MLS listings, a difference of -4 listings (-3%) versus the prior month and 6 listings (5%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - McComb (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,953 sqft
    2018-02-01 0 days 1,982 sqft
    2018-03-01 0 days 1,907 sqft
    2018-04-01 0 days 1,910 sqft
    2018-05-01 0 days 1,905 sqft
    2018-06-01 0 days 1,906 sqft
    2018-07-01 0 days 1,920 sqft
    2018-08-01 0 days 1,923 sqft
    2018-09-01 0 days 1,901 sqft
    2018-10-01 0 days 1,885 sqft
    2018-11-01 0 days 1,880 sqft
    2018-12-01 0 days 1,875 sqft
    2019-01-01 0 days 1,880 sqft
    2019-02-01 0 days 1,882 sqft
    2019-03-01 0 days 1,883 sqft
    2019-04-01 0 days 1,877 sqft
    2019-05-01 0 days 1,848 sqft
    2019-06-01 0 days 1,848 sqft
    2019-07-01 0 days 1,830 sqft
    2019-08-01 0 days 1,846 sqft
    2019-09-01 0 days 1,857 sqft
    2019-10-01 0 days 1,877 sqft
    2019-11-01 0 days 1,909 sqft
    2019-12-01 0 days 1,896 sqft
    2020-01-01 0 days 1,895 sqft
    2020-02-01 0 days 1,902 sqft
    2020-03-01 0 days 1,892 sqft
    2020-04-01 0 days 1,896 sqft
    2020-05-01 0 days 1,903 sqft
    2020-06-01 0 days 1,912 sqft
    2020-07-01 0 days 1,972 sqft
    2020-08-01 0 days 1,942 sqft
    2020-09-01 0 days 2,033 sqft
    2020-10-01 0 days 2,036 sqft
    2020-11-01 0 days 2,120 sqft
    2020-12-01 0 days 2,166 sqft
    2021-01-01 0 days 2,228 sqft
    2021-02-01 0 days 2,184 sqft
    2021-03-01 0 days 2,153 sqft
    2021-04-01 0 days 2,226 sqft
    2021-05-01 0 days 2,120 sqft
    2021-06-01 0 days 2,256 sqft
    2021-07-01 0 days 2,033 sqft
    2021-08-01 0 days 1,979 sqft
    2021-09-01 0 days 1,906 sqft
    2021-10-01 0 days 2,025 sqft
    2021-11-01 0 days 2,058 sqft
    2021-12-01 0 days 2,119 sqft
    2022-01-01 0 days 2,215 sqft
    2022-02-01 0 days 2,112 sqft
    2022-03-01 0 days 2,004 sqft
    2022-04-01 0 days 2,004 sqft
    2022-05-01 0 days 2,006 sqft
    2022-06-01 0 days 2,000 sqft
    2022-07-01 0 days 1,990 sqft
    2022-08-01 0 days 1,999 sqft
    2022-09-01 0 days 2,027 sqft
    2022-10-01 0 days 2,013 sqft
    2022-11-01 0 days 2,000 sqft
    2022-12-01 0 days 2,014 sqft
    2023-01-01 0 days 2,060 sqft
    2023-02-01 0 days 2,011 sqft
    2023-03-01 0 days 2,024 sqft
    2023-04-01 0 days 2,024 sqft
    2023-05-01 0 days 2,006 sqft
    2023-06-01 0 days 2,015 sqft
    2023-07-01 0 days 2,072 sqft
    2023-08-01 0 days 2,042 sqft
    2023-09-01 0 days 1,920 sqft
    2023-10-01 0 days 1,968 sqft
    2023-11-01 0 days 2,001 sqft
    2023-12-01 0 days 1,953 sqft
    2024-01-01 0 days 1,894 sqft
    2024-02-01 0 days 1,884 sqft
    2024-03-01 0 days 2,004 sqft
    2024-04-01 0 days 2,167 sqft
    2024-05-01 0 days 2,330 sqft
    2024-06-01 0 days 2,320 sqft
    2024-07-01 0 days 2,314 sqft
    2024-08-01 0 days 2,161 sqft
    2024-09-01 0 days 2,088 sqft
    2024-10-01 0 days 2,071 sqft
    2024-11-01 0 days 2,023 sqft
    2024-12-01 0 days 2,056 sqft
    2025-01-01 0 days 2,014 sqft
    2025-02-01 0 days 1,948 sqft
    2025-03-01 0 days 1,950 sqft
    McComb's median listing age (time on market) for 2025-03-01 was 0 days.

    McComb's median square footage for active listings during the 2025-03-01 period was 1,950 sqft. One year prior, the average listing was 2,004 sqft.

    McComb, MS Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 278 $44,420,000 $159,784
    Refi 68 $17,150,000 $252,206
    Cash Out Refi 39 $6,275,000 $160,897
    Other 36 $2,340,000 $65,000
    Home Improvement 21 $2,465,000 $117,381

    Mccomb's most frequently cited loan purpose was Home Purchase, with 278 originations. The 2nd most popular reason was Refi, with 68 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    Over 8% 129 $12,105,000 $93,837
    6-7% 120 $19,390,000 $161,583
    7-8% 102 $16,630,000 $163,039
    5-6% 33 $7,505,000 $227,424
    <2.5% 6 $50,000 $8,333
    4-5% 5 $795,000 $159,000
    2.5-3% 1 $215,000 $215,000

    During 2024, Mccomb's most frequently originated rate bucket was Over 8%, with 129 originations.

    Loan Sizing (McComb, MS MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 201 $11,475,000 $57,090
    $100k-200k 139 $19,715,000 $141,835
    $200k-400k 92 $25,030,000 $272,065
    $400k-600k 6 $2,800,000 $466,667
    $Over $1MM 4 $13,630,000 $3,407,500

    McComb's loan sizing saw the bucket of loans from $100,000 or less with 201 originations, totaling $11,475,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 204 $36,160,000 $177,255
    60-80% 70 $10,460,000 $149,429
    Under 20% 36 $980,000 $27,222
    20-40% 35 $2,525,000 $72,143
    40-60% 32 $2,850,000 $89,063
    Over 100% 13 $2,585,000 $198,846

    McComb's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 204 originations, totaling $36,160,000 in origination value.