Lendingone Mortgage Rates, Fees & Info
DOVER, DELEI: 54930091JQKCU3Z6IP44
Tax ID: 47-1760589
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Mortgage Data
Review & Overview
Lendingone is a smaller mortgage company specializing in Home Purchase and Cash Out Refi loans. Lendingone has a high proportion of conventional loans. Their top markets by origination volume include: Birmingham, Auburn, Atlanta, Nashville, and Kansas City among others. We have data for 219 markets. (Some data included below & more in-depth data is available with an active subscription.)Lendingone has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.27% | 12/16/24 |
| 30 Year Conventional Refi | 6.27% | 12/16/24 |
| 30 Year Cash-out Refi | 6.27% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Lendingone Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,006Origination Dollar Volume (All Markets)
$920,890,000Relative Rate
Lendingone's average 30 year fixed mortgage rate was
7.51%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 1.03%.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 13 | $103,525,000 | $7,963,462 | $0 | 8.83% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 2 | $82,940,000 | $41,470,000 | $0 | 6.13% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 137 | $57,925,000 | $422,810 | $0 | 8.76% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 8 | $40,040,000 | $5,005,000 | $0 | 7.94% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 18 | $38,210,000 | $2,122,778 | $0 | 8.59% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 23 | $36,725,000 | $1,596,739 | $0 | 8.82% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 74 | $33,160,000 | $448,108 | $0 | 9.30% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 57 | $32,545,000 | $570,965 | $0 | 8.72% |
| Cullman, AL (FHA|USDA|VA) | 2 | $27,950,000 | $13,975,000 | $0 | 7.83% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 147 | $25,605,000 | $174,184 | $0 | 8.50% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 50 | $24,520,000 | $490,400 | $0 | 8.59% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 44 | $24,200,000 | $550,000 | $0 | 7.73% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 66 | $21,260,000 | $322,121 | $0 | 8.26% |
| Jasper, AL (FHA|USDA|VA) | 3 | $17,525,000 | $5,841,667 | $0 | 8.48% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 44 | $13,240,000 | $300,909 | $0 | 9.21% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 11 | $12,315,000 | $1,119,545 | $0 | 8.18% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 12 | $11,620,000 | $968,333 | $0 | 9.27% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 61 | $11,345,000 | $185,984 | $0 | 8.73% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 53 | $10,225,000 | $192,925 | $0 | 8.90% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 44 | $9,010,000 | $204,773 | $0 | 7.81% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $8,850,000 | $4,425,000 | $0 | 9.28% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 7 | $8,385,000 | $1,197,857 | $0 | 10.05% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 20 | $6,770,000 | $338,500 | $0 | 8.86% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 34 | $6,660,000 | $195,882 | $0 | 7.55% |
| TULSA, OK (FHA|USDA|VA) | 8 | $6,590,000 | $823,750 | $0 | 8.87% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 4 | $6,430,000 | $1,607,500 | $0 | 9.16% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 35 | $5,925,000 | $169,286 | $0 | 7.41% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 37 | $5,785,000 | $156,351 | $0 | 8.50% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 15 | $5,725,000 | $381,667 | $0 | 8.55% |
| SAVANNAH, GA (FHA|USDA|VA) | 25 | $5,675,000 | $227,000 | $0 | 8.71% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $5,605,000 | $5,605,000 | $0 | 7.50% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 4 | $5,580,000 | $1,395,000 | $0 | 7.66% |
| OCALA, FL (FHA|USDA|VA) | 4 | $5,540,000 | $1,385,000 | $0 | 7.15% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 31 | $5,425,000 | $175,000 | $0 | 8.42% |
| TUCSON, AZ (FHA|USDA|VA) | 21 | $5,315,000 | $253,095 | $0 | 7.97% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 19 | $4,855,000 | $255,526 | $0 | 7.41% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 16 | $4,720,000 | $295,000 | $0 | 8.03% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 30 | $4,700,000 | $156,667 | $0 | 8.74% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 2 | $4,520,000 | $2,260,000 | $0 | 0.00% |
| HAMMOND, LA (FHA|USDA|VA) | 4 | $4,450,000 | $1,112,500 | $0 | 7.17% |
| KNOXVILLE, TN (FHA|USDA|VA) | 20 | $4,380,000 | $219,000 | $0 | 9.10% |
| Shawnee, OK (FHA|USDA|VA) | 2 | $4,260,000 | $2,130,000 | $0 | 10.75% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 25 | $4,235,000 | $169,400 | $0 | 8.60% |
| PITTSBURGH, PA (FHA|USDA|VA) | 19 | $4,055,000 | $213,421 | $0 | 7.45% |
| COLUMBIA, SC (FHA|USDA|VA) | 11 | $4,025,000 | $365,909 | $0 | 8.42% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 17 | $3,915,000 | $230,294 | $0 | 9.87% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 4 | $3,610,000 | $902,500 | $0 | 9.56% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 22 | $3,570,000 | $162,273 | $0 | 8.05% |
| COLUMBUS, OH (FHA|USDA|VA) | 19 | $3,385,000 | $178,158 | $0 | 8.36% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 19 | $3,355,000 | $176,579 | $0 | 8.30% |
| Outside of Metro Areas | 20 | $3,230,000 | $161,500 | $0 | 8.44% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 17 | $3,185,000 | $187,353 | $0 | 8.12% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 9 | $3,185,000 | $353,889 | $0 | 7.55% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 6 | $3,130,000 | $521,667 | $0 | 10.55% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 10 | $2,980,000 | $298,000 | $0 | 8.31% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 14 | $2,930,000 | $209,286 | $0 | 7.86% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 23 | $2,895,000 | $125,870 | $0 | 7.67% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 5 | $2,855,000 | $571,000 | $0 | 10.18% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 13 | $2,655,000 | $204,231 | $0 | 7.77% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 15 | $2,535,000 | $169,000 | $0 | 8.48% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 8 | $2,520,000 | $315,000 | $0 | 8.97% |
| HINESVILLE, GA (FHA|USDA|VA) | 18 | $2,440,000 | $135,556 | $0 | 7.82% |
| SPARTANBURG, SC (FHA|USDA|VA) | 3 | $2,395,000 | $798,333 | $0 | 9.07% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 9 | $2,395,000 | $266,111 | $0 | 9.79% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 16 | $2,340,000 | $146,250 | $0 | 8.32% |
| MONTGOMERY, AL (FHA|USDA|VA) | 21 | $2,265,000 | $107,857 | $0 | 8.08% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 10 | $2,260,000 | $226,000 | $0 | 7.57% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 4 | $2,230,000 | $557,500 | $0 | 7.60% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 8 | $2,190,000 | $273,750 | $0 | 9.19% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 12 | $2,180,000 | $181,667 | $0 | 7.67% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 7 | $1,955,000 | $279,286 | $0 | 9.45% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 7 | $1,885,000 | $269,286 | $0 | 7.31% |
| RICHMOND, VA (FHA|USDA|VA) | 8 | $1,820,000 | $227,500 | $0 | 8.00% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 10 | $1,770,000 | $177,000 | $0 | 8.27% |
| DECATUR, AL (FHA|USDA|VA) | 13 | $1,755,000 | $135,000 | $0 | 7.69% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 5 | $1,635,000 | $327,000 | $0 | 7.49% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 11 | $1,545,000 | $140,455 | $0 | 8.98% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 11 | $1,505,000 | $136,818 | $0 | 8.78% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 6 | $1,400,000 | $233,333 | $0 | 7.43% |
| BATON ROUGE, LA (FHA|USDA|VA) | 8 | $1,360,000 | $170,000 | $0 | 9.61% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $1,335,000 | $1,335,000 | $0 | 10.49% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $0 | 10.19% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $0 | 7.82% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 6 | $1,230,000 | $205,000 | $0 | 8.55% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $0 | 7.46% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $0 | 8.78% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $0 | 8.11% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $0 | 0.00% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $0 | 10.99% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $0 | 9.18% |
| AKRON, OH (FHA|USDA|VA) | 8 | $1,040,000 | $130,000 | $0 | 7.45% |
| ROME, GA (FHA|USDA|VA) | 8 | $1,000,000 | $125,000 | $0 | 7.30% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $0 | 9.03% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $0 | 7.57% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $975,000 | $975,000 | $0 | 7.06% |
| WICHITA, KS (FHA|USDA|VA) | 8 | $960,000 | $120,000 | $0 | 7.50% |
| ROANOKE, VA (FHA|USDA|VA) | 8 | $950,000 | $118,750 | $0 | 8.35% |
| READING, PA (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $0 | 8.16% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $0 | 8.23% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 7 | $875,000 | $125,000 | $0 | 7.92% |
| SYRACUSE, NY (FHA|USDA|VA) | 6 | $810,000 | $135,000 | $0 | 7.48% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $0 | 8.64% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $785,000 | $785,000 | $0 | 0.00% |
| BRUNSWICK, GA (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $0 | 7.35% |
| Palatka, FL (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $0 | 9.29% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $0 | 7.25% |
| Alamogordo, NM (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $0 | 8.51% |
| WILMINGTON, NC (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $0 | 9.63% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $0 | 9.67% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $0 | 7.02% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $0 | 7.69% |
| Shelby, NC (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $0 | 7.72% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $0 | 7.81% |
| BURLINGTON, NC (FHA|USDA|VA) | 5 | $665,000 | $133,000 | $0 | 7.50% |
| YAKIMA, WA (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $0 | 7.07% |
| Coldwater, MI (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $0 | 7.70% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $0 | 7.38% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $0 | 7.40% |
| LAS CRUCES, NM (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $0 | 7.58% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $0 | 9.18% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $0 | 6.74% |
| CHARLESTON, WV (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $0 | 9.06% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 5 | $575,000 | $115,000 | $0 | 8.02% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 6 | $550,000 | $91,667 | $0 | 8.20% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $0 | 8.08% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 0.00% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $0 | 7.81% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $0 | 7.61% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $0 | 7.73% |
| GOLDSBORO, NC (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $0 | 10.49% |
| JACKSON, MS (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $0 | 9.99% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $0 | 9.38% |
| ANN ARBOR, MI (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $0 | 7.81% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $0 | 7.94% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $0 | 7.25% |
| MIDLAND, MI (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $0 | 7.10% |
| DOVER, DE (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $0 | 6.87% |
| LYNCHBURG, VA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $0 | 0.00% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $0 | 7.05% |
| MOBILE, AL (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $0 | 7.32% |
| CLEVELAND, TN (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $0 | 7.57% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 0.00% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $0 | 7.70% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $0 | 8.76% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $0 | 7.94% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $0 | 6.66% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 7.75% |
| Elizabeth City, NC (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $0 | 7.68% |
| GETTYSBURG, PA (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $0 | 6.82% |
| TOLEDO, OH (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $0 | 9.16% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $0 | 7.88% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $0 | 10.49% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $0 | 7.49% |
| Safford, AZ (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 7.54% |
| ERIE, PA (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $0 | 7.23% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 11.99% |
| VALDOSTA, GA (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $0 | 0.00% |
| Blackfoot, ID (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 7.80% |
| Enterprise, AL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 7.14% |
| Helena, MT (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 7.49% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 7.85% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 9.04% |
| Hilo, HI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 8.10% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 10.99% |
| ROCHESTER, NY (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 6.94% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 6.72% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 0.00% |
| LOUISVILLE, KY (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 7.30% |
| LAFAYETTE, LA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 7.95% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 0.00% |
| TYLER, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 7.82% |
| BOISE CITY, ID (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 8.14% |
| Ottawa, IL (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 8.42% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 6.63% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 9.14% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 7.91% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 6.76% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 7.95% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 0.00% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 7.14% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 10.49% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 11.49% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 11.49% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 7.47% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 0.00% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 7.81% |
| Maysville, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 6.76% |
| Athens, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 7.05% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 0.00% |
| Atmore, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 8.23% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 0.00% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 6.87% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 7.10% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 7.56% |
| RACINE, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 8.12% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 11.49% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 8.41% |
| Connersville, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 7.64% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 10.99% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.93% |
| Cortland, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.06% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.01% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 10.99% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 8.15% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.21% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.75% |
| New Castle, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
| Findlay, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.35% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.93% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 12.49% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 0.00% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.73% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 8.24% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.33% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.76% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 6.88% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.27% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.86% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 2,006 | $920,890,000 | $459,068 | $0 | 8.41% |
For 2023, Lendingone's most frequently originated type of loan was Conventional, with 2,006 originations.
Loan Reason
For 2023, Lendingone's most frequently cited loan purpose was Home Purchase, with 788 originations. The 2nd most popular reason was Cash Out Refi, with 778 originations.
Loan Duration/Length
For 2023, Lendingone's most frequently cited loan duration was 30 Year, with 1,371 originations. The 2nd most popular length was 1 Year, with 486 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 7-8% | 820 | $204,270,000 | $249,110 |
| Over 8% | 686 | $276,370,000 | $402,872 |
| 6-7% | 220 | $336,460,000 | $1,529,364 |
| 5-6% | 9 | $3,355,000 | $372,778 |
During 2023, Lendingone's average interest rate for loans was 7.51%, while their most frequently originated rate bucket for loans was 7-8%, with 820 originations.
Loan Sizing
2023 saw Lendingone place emphasis on $100k-200k loans with 1,006 originations, totaling $147,050,000 in origination value.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Not applicable | 2,006 | $920,890,000 | $459,068 | $0 | 8.41% |
Approval Rates
Total approvals of all applications37.13%
Lendingone has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination27.47%
Lendingone has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,006 | $920,890,000 | $459,068 |