Lendingone Mortgage Rates, Fees & Info

DOVER, DE

LEI: 54930091JQKCU3Z6IP44

Tax ID: 47-1760589

Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

Review & Overview

Lendingone is a small mortgage company specializing in Cash Out Refi and Home Purchase loans. Lendingone has a high proportion of conventional loans. Their top markets by origination volume include: Dallas, Atlanta, Orlando, New York, and Miami among others. We have data for 235 markets. (Some data included below & more in-depth data is available with an active subscription.)

Lendingone has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.27% 2/25/24
30 Year Conventional Refi 6.27% 2/25/24
30 Year Cash-out Refi 6.27% 2/25/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Lendingone Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Lendingone. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

3,037

Origination Dollar Volume (All Markets)

$1,066,095,000

Relative Rate

Lendingone's average 30 year fixed mortgage rate was 5.92%.

The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.

This yields a difference of 1.16%.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 133 $87,915,000 $661,015 $0 7.81%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 250 $72,080,000 $288,320 $0 6.11%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 40 $58,780,000 $1,469,500 $0 6.42%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 107 $53,075,000 $496,028 $0 7.90%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 82 $49,270,000 $600,854 $0 6.90%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 173 $46,985,000 $271,590 $0 6.47%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 2 $45,010,000 $22,505,000 $0 0.00%
ST. LOUIS, MO-IL (FHA|USDA|VA) 112 $34,060,000 $304,107 $0 6.48%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 46 $23,580,000 $512,609 $0 6.69%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 76 $22,810,000 $300,132 $0 7.44%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 18 $21,780,000 $1,210,000 $0 4.97%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 48 $21,010,000 $437,708 $0 6.81%
JACKSONVILLE, FL (FHA|USDA|VA) 88 $19,870,000 $225,795 $0 6.33%
PITTSBURGH, PA (FHA|USDA|VA) 52 $18,260,000 $351,154 $0 6.68%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 53 $17,515,000 $330,472 $0 6.97%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 13 $17,285,000 $1,329,615 $0 6.90%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 13 $16,735,000 $1,287,308 $0 6.32%
TUCSON, AZ (FHA|USDA|VA) 20 $16,730,000 $836,500 $0 6.51%
OKLAHOMA CITY, OK (FHA|USDA|VA) 29 $15,405,000 $531,207 $0 7.05%
COLUMBUS, OH (FHA|USDA|VA) 43 $14,675,000 $341,279 $0 7.01%
RICHMOND, VA (FHA|USDA|VA) 39 $12,775,000 $327,564 $0 6.16%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 39 $12,345,000 $316,538 $0 6.83%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 23 $11,195,000 $486,739 $0 6.92%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 44 $10,190,000 $231,591 $0 6.47%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 11 $10,065,000 $915,000 $0 6.35%
SAVANNAH, GA (FHA|USDA|VA) 42 $9,700,000 $230,952 $0 7.38%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 25 $9,685,000 $387,400 $0 7.60%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 52 $8,780,000 $168,846 $0 6.27%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 54 $8,740,000 $161,852 $0 6.77%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 13 $8,705,000 $669,615 $0 6.49%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 26 $7,810,000 $300,385 $0 5.99%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 36 $7,370,000 $204,722 $0 6.85%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 27 $7,355,000 $272,407 $0 6.01%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 34 $7,090,000 $208,529 $0 5.20%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 12 $6,970,000 $580,833 $0 5.28%
KNOXVILLE, TN (FHA|USDA|VA) 39 $6,815,000 $174,744 $0 5.00%
KANSAS CITY, MO-KS (FHA|USDA|VA) 41 $6,675,000 $162,805 $0 6.35%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 20 $6,560,000 $328,000 $0 8.18%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 15 $6,225,000 $415,000 $0 4.40%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 44 $6,060,000 $137,727 $0 7.34%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 13 $5,845,000 $449,615 $0 5.97%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 11 $5,605,000 $509,545 $0 5.30%
Heber, UT (FHA|USDA|VA) 2 $5,590,000 $2,795,000 $0 0.00%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 13 $5,255,000 $404,231 $0 6.72%
LOUISVILLE, KY (FHA|USDA|VA) 13 $5,125,000 $394,231 $0 6.02%
TULSA, OK (FHA|USDA|VA) 9 $4,865,000 $540,556 $0 4.80%
Outside of Metro Areas 21 $4,855,000 $231,190 $0 7.44%
MONTGOMERY, AL (FHA|USDA|VA) 27 $4,795,000 $177,593 $0 5.33%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 28 $4,690,000 $167,500 $0 7.19%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 24 $4,670,000 $194,583 $0 6.49%
ROCKY MOUNT, NC (FHA|USDA|VA) 18 $4,260,000 $236,667 $0 8.20%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 19 $4,215,000 $221,842 $0 7.26%
AKRON, OH (FHA|USDA|VA) 20 $3,750,000 $187,500 $0 6.82%
COLORADO SPRINGS, CO (FHA|USDA|VA) 10 $3,750,000 $375,000 $0 6.15%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 30 $3,750,000 $125,000 $0 5.94%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 10 $3,660,000 $366,000 $0 0.00%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 8 $3,630,000 $453,750 $0 7.90%
HUNTSVILLE, AL (FHA|USDA|VA) 21 $3,565,000 $169,762 $0 6.27%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 21 $3,535,000 $168,333 $0 6.57%
DECATUR, AL (FHA|USDA|VA) 23 $3,335,000 $145,000 $0 6.86%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 7 $3,225,000 $460,714 $0 6.42%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 6 $3,130,000 $521,667 $0 5.70%
FAYETTEVILLE, NC (FHA|USDA|VA) 19 $3,115,000 $163,947 $0 5.25%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 4 $3,060,000 $765,000 $0 0.00%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 13 $3,015,000 $231,923 $0 5.13%
GAINESVILLE, GA (FHA|USDA|VA) 12 $3,010,000 $250,833 $0 6.31%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 14 $2,440,000 $174,286 $0 6.68%
ASHEVILLE, NC (FHA|USDA|VA) 8 $2,410,000 $301,250 $0 6.19%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 17 $2,285,000 $134,412 $0 6.12%
BURLINGTON, NC (FHA|USDA|VA) 17 $2,195,000 $129,118 $0 5.80%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 4 $2,190,000 $547,500 $0 9.99%
ROME, GA (FHA|USDA|VA) 16 $2,110,000 $131,875 $0 7.61%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 13 $2,105,000 $161,923 $0 6.43%
GAINESVILLE, FL (FHA|USDA|VA) 1 $2,065,000 $2,065,000 $0 0.00%
EL PASO, TX (FHA|USDA|VA) 11 $2,035,000 $185,000 $0 6.14%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 11 $1,985,000 $180,455 $0 7.47%
RALEIGH-CARY, NC (FHA|USDA|VA) 8 $1,910,000 $238,750 $0 5.67%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 6 $1,890,000 $315,000 $0 0.00%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 2 $1,860,000 $930,000 $0 0.00%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 5 $1,825,000 $365,000 $0 0.00%
OCALA, FL (FHA|USDA|VA) 5 $1,785,000 $357,000 $0 0.00%
SYRACUSE, NY (FHA|USDA|VA) 14 $1,680,000 $120,000 $0 6.43%
HINESVILLE, GA (FHA|USDA|VA) 12 $1,640,000 $136,667 $0 7.93%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 15 $1,625,000 $108,333 $0 7.01%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 9 $1,545,000 $171,667 $0 8.38%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 12 $1,540,000 $128,333 $0 5.36%
DAYTON-KETTERING, OH (FHA|USDA|VA) 13 $1,535,000 $118,077 $0 6.71%
Marion, IN (FHA|USDA|VA) 3 $1,535,000 $511,667 $0 0.00%
MODESTO, CA (FHA|USDA|VA) 5 $1,505,000 $301,000 $0 7.49%
PUNTA GORDA, FL (FHA|USDA|VA) 8 $1,480,000 $185,000 $0 6.54%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 6 $1,480,000 $246,667 $0 0.00%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 8 $1,470,000 $183,750 $0 7.58%
ANN ARBOR, MI (FHA|USDA|VA) 2 $1,430,000 $715,000 $0 6.43%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 6 $1,400,000 $233,333 $0 7.99%
BOISE CITY, ID (FHA|USDA|VA) 1 $1,395,000 $1,395,000 $0 0.00%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 3 $1,385,000 $461,667 $0 0.00%
Albemarle, NC (FHA|USDA|VA) 2 $1,380,000 $690,000 $0 4.30%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 7 $1,345,000 $192,143 $0 6.71%
Bartlesville, OK (FHA|USDA|VA) 7 $1,325,000 $189,286 $0 6.19%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 10 $1,310,000 $131,000 $0 6.18%
WINSTON-SALEM, NC (FHA|USDA|VA) 9 $1,285,000 $142,778 $0 7.49%
PORT ST. LUCIE, FL (FHA|USDA|VA) 5 $1,215,000 $243,000 $0 0.00%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 8 $1,210,000 $151,250 $0 4.81%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 8 $1,210,000 $151,250 $0 5.98%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 5 $1,205,000 $241,000 $0 6.48%
COLUMBIA, SC (FHA|USDA|VA) 10 $1,150,000 $115,000 $0 6.25%
Hilo, HI (FHA|USDA|VA) 2 $1,140,000 $570,000 $0 0.00%
Safford, AZ (FHA|USDA|VA) 1 $1,095,000 $1,095,000 $0 0.00%
MUNCIE, IN (FHA|USDA|VA) 3 $1,095,000 $365,000 $0 7.71%
PANAMA CITY, FL (FHA|USDA|VA) 3 $1,085,000 $361,667 $0 7.57%
WORCESTER, MA-CT (FHA|USDA|VA) 3 $1,055,000 $351,667 $0 7.73%
ALBUQUERQUE, NM (FHA|USDA|VA) 5 $1,025,000 $205,000 $0 5.57%
SPRINGFIELD, MA (FHA|USDA|VA) 4 $1,010,000 $252,500 $0 0.00%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 2 $1,010,000 $505,000 $0 0.00%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $980,000 $490,000 $0 0.00%
OCEAN CITY, NJ (FHA|USDA|VA) 4 $960,000 $240,000 $0 0.00%
SHERMAN-DENISON, TX (FHA|USDA|VA) 6 $900,000 $150,000 $0 7.64%
WINCHESTER, VA-WV (FHA|USDA|VA) 4 $870,000 $217,500 $0 0.00%
YORK-HANOVER, PA (FHA|USDA|VA) 6 $860,000 $143,333 $0 7.49%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 6 $830,000 $138,333 $0 5.49%
EAST STROUDSBURG, PA (FHA|USDA|VA) 4 $820,000 $205,000 $0 0.00%
YAKIMA, WA (FHA|USDA|VA) 3 $775,000 $258,333 $0 0.00%
BATON ROUGE, LA (FHA|USDA|VA) 5 $765,000 $153,000 $0 7.10%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 4 $760,000 $190,000 $0 0.00%
READING, PA (FHA|USDA|VA) 5 $755,000 $151,000 $0 7.10%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1 $735,000 $735,000 $0 0.00%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 4 $730,000 $182,500 $0 5.84%
CHICO, CA (FHA|USDA|VA) 3 $705,000 $235,000 $0 5.83%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 4 $700,000 $175,000 $0 6.45%
JACKSONVILLE, NC (FHA|USDA|VA) 5 $665,000 $133,000 $0 5.18%
BILLINGS, MT (FHA|USDA|VA) 3 $655,000 $218,333 $0 4.68%
MOBILE, AL (FHA|USDA|VA) 5 $655,000 $131,000 $0 7.57%
Connersville, IN (FHA|USDA|VA) 5 $655,000 $131,000 $0 7.46%
Beeville, TX (FHA|USDA|VA) 2 $630,000 $315,000 $0 0.00%
MUSKEGON, MI (FHA|USDA|VA) 4 $620,000 $155,000 $0 5.70%
Shelby, NC (FHA|USDA|VA) 5 $615,000 $123,000 $0 7.50%
Shawnee, OK (FHA|USDA|VA) 1 $595,000 $595,000 $0 0.00%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $595,000 $595,000 $0 0.00%
Tupelo, MS (FHA|USDA|VA) 3 $535,000 $178,333 $0 5.67%
LUBBOCK, TX (FHA|USDA|VA) 3 $485,000 $161,667 $0 6.63%
GREELEY, CO (FHA|USDA|VA) 2 $480,000 $240,000 $0 0.00%
VALDOSTA, GA (FHA|USDA|VA) 4 $460,000 $115,000 $0 0.00%
WICHITA, KS (FHA|USDA|VA) 4 $460,000 $115,000 $0 6.89%
FORT COLLINS, CO (FHA|USDA|VA) 1 $455,000 $455,000 $0 0.00%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 2 $440,000 $220,000 $0 6.51%
GRAND JUNCTION, CO (FHA|USDA|VA) 2 $440,000 $220,000 $0 0.00%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 4 $440,000 $110,000 $0 6.02%
KINGSTON, NY (FHA|USDA|VA) 2 $430,000 $215,000 $0 0.00%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 3 $415,000 $138,333 $0 5.45%
WILMINGTON, NC (FHA|USDA|VA) 2 $410,000 $205,000 $0 0.00%
LEBANON, PA (FHA|USDA|VA) 4 $410,000 $102,500 $0 5.05%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 2 $380,000 $190,000 $0 0.00%
TOLEDO, OH (FHA|USDA|VA) 4 $370,000 $92,500 $0 6.91%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 2 $370,000 $185,000 $0 5.75%
TALLAHASSEE, FL (FHA|USDA|VA) 3 $355,000 $118,333 $0 6.20%
SPRINGFIELD, OH (FHA|USDA|VA) 3 $345,000 $115,000 $0 0.00%
FRESNO, CA (FHA|USDA|VA) 1 $335,000 $335,000 $0 0.00%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $330,000 $165,000 $0 0.00%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 3 $315,000 $105,000 $0 6.16%
CORPUS CHRISTI, TX (FHA|USDA|VA) 3 $305,000 $101,667 $0 6.32%
ROANOKE, VA (FHA|USDA|VA) 3 $305,000 $101,667 $0 6.16%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 3 $305,000 $101,667 $0 4.95%
BAKERSFIELD, CA (FHA|USDA|VA) 2 $300,000 $150,000 $0 5.55%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $300,000 $150,000 $0 8.49%
ROCHESTER, NY (FHA|USDA|VA) 3 $295,000 $98,333 $0 0.00%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $290,000 $145,000 $0 4.00%
LAS CRUCES, NM (FHA|USDA|VA) 2 $280,000 $140,000 $0 6.35%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 2 $280,000 $140,000 $0 4.75%
SPARTANBURG, SC (FHA|USDA|VA) 2 $270,000 $135,000 $0 5.40%
FORT WAYNE, IN (FHA|USDA|VA) 3 $265,000 $88,333 $0 0.00%
Granbury, TX (FHA|USDA|VA) 1 $265,000 $265,000 $0 7.99%
WARNER ROBINS, GA (FHA|USDA|VA) 3 $265,000 $88,333 $0 8.49%
Athens, TX (FHA|USDA|VA) 1 $255,000 $255,000 $0 0.00%
Roswell, NM (FHA|USDA|VA) 2 $250,000 $125,000 $0 4.55%
SALT LAKE CITY, UT (FHA|USDA|VA) 1 $245,000 $245,000 $0 0.00%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 1 $245,000 $245,000 $0 0.00%
APPLETON, WI (FHA|USDA|VA) 1 $235,000 $235,000 $0 5.80%
YUMA, AZ (FHA|USDA|VA) 1 $235,000 $235,000 $0 0.00%
HOT SPRINGS, AR (FHA|USDA|VA) 2 $230,000 $115,000 $0 4.60%
Bennington, VT (FHA|USDA|VA) 1 $225,000 $225,000 $0 8.49%
Palatka, FL (FHA|USDA|VA) 1 $215,000 $215,000 $0 0.00%
ST. CLOUD, MN (FHA|USDA|VA) 1 $215,000 $215,000 $0 0.00%
GADSDEN, AL (FHA|USDA|VA) 2 $210,000 $105,000 $0 0.00%
CHEYENNE, WY (FHA|USDA|VA) 1 $205,000 $205,000 $0 0.00%
Jefferson, GA (FHA|USDA|VA) 1 $205,000 $205,000 $0 5.75%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $205,000 $205,000 $0 0.00%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $205,000 $205,000 $0 0.00%
Cedar City, UT (FHA|USDA|VA) 1 $205,000 $205,000 $0 0.00%
ALBANY, GA (FHA|USDA|VA) 2 $200,000 $100,000 $0 5.67%
Bainbridge, GA (FHA|USDA|VA) 2 $200,000 $100,000 $0 4.88%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 2 $190,000 $95,000 $0 7.99%
Greenwood, SC (FHA|USDA|VA) 2 $190,000 $95,000 $0 6.58%
NAPA, CA (FHA|USDA|VA) 1 $185,000 $185,000 $0 0.00%
Alamogordo, NM (FHA|USDA|VA) 1 $185,000 $185,000 $0 0.00%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $180,000 $90,000 $0 0.00%
LYNCHBURG, VA (FHA|USDA|VA) 1 $175,000 $175,000 $0 0.00%
MANSFIELD, OH (FHA|USDA|VA) 1 $175,000 $175,000 $0 0.00%
LAWRENCE, KS (FHA|USDA|VA) 1 $165,000 $165,000 $0 0.00%
CHARLESTON, WV (FHA|USDA|VA) 1 $165,000 $165,000 $0 0.00%
Enterprise, AL (FHA|USDA|VA) 1 $165,000 $165,000 $0 0.00%
LAFAYETTE, LA (FHA|USDA|VA) 1 $165,000 $165,000 $0 0.00%
BATTLE CREEK, MI (FHA|USDA|VA) 2 $160,000 $80,000 $0 0.00%
ST. GEORGE, UT (FHA|USDA|VA) 1 $155,000 $155,000 $0 0.00%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $155,000 $155,000 $0 5.02%
BINGHAMTON, NY (FHA|USDA|VA) 1 $155,000 $155,000 $0 4.45%
COLUMBIA, MO (FHA|USDA|VA) 1 $155,000 $155,000 $0 0.00%
Union, SC (FHA|USDA|VA) 2 $150,000 $75,000 $0 0.00%
BRUNSWICK, GA (FHA|USDA|VA) 1 $135,000 $135,000 $0 0.00%
Bonham, TX (FHA|USDA|VA) 1 $135,000 $135,000 $0 0.00%
DOVER, DE (FHA|USDA|VA) 1 $135,000 $135,000 $0 5.05%
Seneca, SC (FHA|USDA|VA) 1 $125,000 $125,000 $0 0.00%
Oneonta, NY (FHA|USDA|VA) 1 $125,000 $125,000 $0 0.00%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.99%
NEW BERN, NC (FHA|USDA|VA) 1 $115,000 $115,000 $0 0.00%
Opelousas, LA (FHA|USDA|VA) 1 $115,000 $115,000 $0 6.02%
Big Rapids, MI (FHA|USDA|VA) 1 $115,000 $115,000 $0 5.15%
Sandusky, OH (FHA|USDA|VA) 1 $115,000 $115,000 $0 0.00%
TWIN FALLS, ID (FHA|USDA|VA) 1 $105,000 $105,000 $0 0.00%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.16%
BANGOR, ME (FHA|USDA|VA) 1 $105,000 $105,000 $0 0.00%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.60%
Cortland, NY (FHA|USDA|VA) 1 $105,000 $105,000 $0 0.00%
THE VILLAGES, FL (FHA|USDA|VA) 1 $105,000 $105,000 $0 0.00%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $95,000 $95,000 $0 0.00%
Rockingham, NC (FHA|USDA|VA) 1 $95,000 $95,000 $0 0.00%
JACKSON, MS (FHA|USDA|VA) 1 $95,000 $95,000 $0 0.00%
TYLER, TX (FHA|USDA|VA) 1 $95,000 $95,000 $0 0.00%
JONESBORO, AR (FHA|USDA|VA) 1 $95,000 $95,000 $0 0.00%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $95,000 $95,000 $0 0.00%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $85,000 $85,000 $0 0.00%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 1 $85,000 $85,000 $0 0.00%
DECATUR, IL (FHA|USDA|VA) 1 $75,000 $75,000 $0 0.00%
MONROE, MI (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.87%
Maysville, KY (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.75%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.60%
Lendingone's top markets include Dallas, Atlanta, Orlando, New York, and Miami among others.

Their top states include:
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
  • Utah (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,037 $1,066,095,000 $351,036 $0 6.56%

    For 2022, Lendingone's most frequently originated type of loan was Conventional, with 3,037 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Cash Out Refi 1,326 $481,460,000 $363,092 $0 6.02%
    Home Purchase 1,275 $421,345,000 $330,467 $0 7.33%
    Refi 363 $88,885,000 $244,862 $0 5.83%
    Home Improvement 73 $74,405,000 $1,019,247 $0 8.92%

    For 2022, Lendingone's most frequently cited loan purpose was Cash Out Refi, with 1,326 originations. The 2nd most popular reason was Home Purchase, with 1,275 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,975 $649,715,000 $328,970 $0 5.92%
    1 Year 998 $285,980,000 $286,553 $0 7.94%
    Other 63 $122,785,000 $1,948,968 $0 8.09%
    5 Year 1 $7,615,000 $7,615,000 $0 0.00%

    For 2022, Lendingone's most frequently cited loan duration was 30 Year, with 1,975 originations. The 2nd most popular length was 1 Year, with 998 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 304 $53,070,000 $174,572
    7-8% 202 $38,210,000 $189,158
    4-5% 138 $22,020,000 $159,565
    5-6% 129 $22,045,000 $170,891
    Over 8% 107 $24,265,000 $226,776
    3-4% 32 $5,650,000 $176,563

    During 2022, Lendingone's average interest rate for loans was 5.92%, while their most frequently originated rate bucket for loans was 6-7%, with 304 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 1,443 $211,535,000 $146,594 $0 6.46%
    $200k-400k 898 $239,060,000 $266,214 $0 7.01%
    $100,000 or less 325 $27,645,000 $85,062 $0 6.02%
    $400k-600k 163 $77,965,000 $478,313 $0 6.86%
    $1MM+ 127 $447,775,000 $3,525,787 $0 6.99%
    $600k-1MM 81 $62,115,000 $766,852 $0 6.64%

    2022 saw Lendingone place emphasis on $100k-200k loans with 1,443 originations, totaling $211,535,000 in origination value.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 3,037 $1,066,095,000 $351,036 $0 6.56%

    Approval Rates

    Total approvals of all applications
    35.56%

    Lendingone has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    38.20%

    Lendingone has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 3,037 $1,066,095,000 $351,036

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    3,037 $1,066,095,000 $351,036

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 34 $4,550,000 $133,824 $0 6.21%
    40-60% 365 $87,915,000 $240,863 $0 6.65%
    60-80% 2,392 $537,990,000 $224,912 $0 6.59%
    80-100% 96 $18,040,000 $187,917 $0 6.02%
    Over 100% 148 $417,270,000 $2,819,392 $0 5.41%
    Under 20% 1 $195,000 $195,000 $0 0.00%

    Complaints

    Bank Name Product Issue 2022 CPFB Complaints % of Total Issues
    LAND HOME FINANCIAL SERVICES Conventional home mortgage Trouble during payment process 1 100.0%