Lendingone Mortgage Rates, Fees & Info

DOVER, DE

LEI: 54930091JQKCU3Z6IP44

Tax ID: 47-1760589

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Mortgage Data

Review & Overview

Lendingone is a smaller mortgage company specializing in Home Purchase and Cash Out Refi loans. Lendingone has a high proportion of conventional loans. Their top markets by origination volume include: Birmingham, Auburn, Atlanta, Nashville, and Kansas City among others. We have data for 219 markets. (Some data included below & more in-depth data is available with an active subscription.)

Lendingone has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.27% 7/11/24
30 Year Conventional Refi 6.27% 7/11/24
30 Year Cash-out Refi 6.27% 7/11/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Lendingone Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Lendingone. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

2,006

Origination Dollar Volume (All Markets)

$920,890,000

Relative Rate

Lendingone's average 30 year fixed mortgage rate was 7.51%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 1.03%.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 13 $103,525,000 $7,963,462 $0 8.83%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $82,940,000 $41,470,000 $0 6.13%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 137 $57,925,000 $422,810 $0 8.76%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 8 $40,040,000 $5,005,000 $0 7.94%
KANSAS CITY, MO-KS (FHA|USDA|VA) 18 $38,210,000 $2,122,778 $0 8.59%
ST. LOUIS, MO-IL (FHA|USDA|VA) 23 $36,725,000 $1,596,739 $0 8.82%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 74 $33,160,000 $448,108 $0 9.30%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 57 $32,545,000 $570,965 $0 8.72%
Cullman, AL (FHA|USDA|VA) 2 $27,950,000 $13,975,000 $0 7.83%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 147 $25,605,000 $174,184 $0 8.50%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 50 $24,520,000 $490,400 $0 8.59%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 44 $24,200,000 $550,000 $0 7.73%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 66 $21,260,000 $322,121 $0 8.26%
Jasper, AL (FHA|USDA|VA) 3 $17,525,000 $5,841,667 $0 8.48%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 44 $13,240,000 $300,909 $0 9.21%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 11 $12,315,000 $1,119,545 $0 8.18%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 12 $11,620,000 $968,333 $0 9.27%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 61 $11,345,000 $185,984 $0 8.73%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 53 $10,225,000 $192,925 $0 8.90%
HUNTSVILLE, AL (FHA|USDA|VA) 44 $9,010,000 $204,773 $0 7.81%
LUBBOCK, TX (FHA|USDA|VA) 2 $8,850,000 $4,425,000 $0 9.28%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 7 $8,385,000 $1,197,857 $0 10.05%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 20 $6,770,000 $338,500 $0 8.86%
JACKSONVILLE, FL (FHA|USDA|VA) 34 $6,660,000 $195,882 $0 7.55%
TULSA, OK (FHA|USDA|VA) 8 $6,590,000 $823,750 $0 8.87%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 4 $6,430,000 $1,607,500 $0 9.16%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 35 $5,925,000 $169,286 $0 7.41%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 37 $5,785,000 $156,351 $0 8.50%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 15 $5,725,000 $381,667 $0 8.55%
SAVANNAH, GA (FHA|USDA|VA) 25 $5,675,000 $227,000 $0 8.71%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $5,605,000 $5,605,000 $0 7.50%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 4 $5,580,000 $1,395,000 $0 7.66%
OCALA, FL (FHA|USDA|VA) 4 $5,540,000 $1,385,000 $0 7.15%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 31 $5,425,000 $175,000 $0 8.42%
TUCSON, AZ (FHA|USDA|VA) 21 $5,315,000 $253,095 $0 7.97%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 19 $4,855,000 $255,526 $0 7.41%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 16 $4,720,000 $295,000 $0 8.03%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 30 $4,700,000 $156,667 $0 8.74%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 2 $4,520,000 $2,260,000 $0 0.00%
HAMMOND, LA (FHA|USDA|VA) 4 $4,450,000 $1,112,500 $0 7.17%
KNOXVILLE, TN (FHA|USDA|VA) 20 $4,380,000 $219,000 $0 9.10%
Shawnee, OK (FHA|USDA|VA) 2 $4,260,000 $2,130,000 $0 10.75%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 25 $4,235,000 $169,400 $0 8.60%
PITTSBURGH, PA (FHA|USDA|VA) 19 $4,055,000 $213,421 $0 7.45%
COLUMBIA, SC (FHA|USDA|VA) 11 $4,025,000 $365,909 $0 8.42%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 17 $3,915,000 $230,294 $0 9.87%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 4 $3,610,000 $902,500 $0 9.56%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 22 $3,570,000 $162,273 $0 8.05%
COLUMBUS, OH (FHA|USDA|VA) 19 $3,385,000 $178,158 $0 8.36%
FAYETTEVILLE, NC (FHA|USDA|VA) 19 $3,355,000 $176,579 $0 8.30%
Outside of Metro Areas 20 $3,230,000 $161,500 $0 8.44%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 17 $3,185,000 $187,353 $0 8.12%
OKLAHOMA CITY, OK (FHA|USDA|VA) 9 $3,185,000 $353,889 $0 7.55%
RALEIGH-CARY, NC (FHA|USDA|VA) 6 $3,130,000 $521,667 $0 10.55%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 10 $2,980,000 $298,000 $0 8.31%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 14 $2,930,000 $209,286 $0 7.86%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 23 $2,895,000 $125,870 $0 7.67%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 5 $2,855,000 $571,000 $0 10.18%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 13 $2,655,000 $204,231 $0 7.77%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 15 $2,535,000 $169,000 $0 8.48%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 8 $2,520,000 $315,000 $0 8.97%
HINESVILLE, GA (FHA|USDA|VA) 18 $2,440,000 $135,556 $0 7.82%
SPARTANBURG, SC (FHA|USDA|VA) 3 $2,395,000 $798,333 $0 9.07%
ALBUQUERQUE, NM (FHA|USDA|VA) 9 $2,395,000 $266,111 $0 9.79%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 16 $2,340,000 $146,250 $0 8.32%
MONTGOMERY, AL (FHA|USDA|VA) 21 $2,265,000 $107,857 $0 8.08%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 10 $2,260,000 $226,000 $0 7.57%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 4 $2,230,000 $557,500 $0 7.60%
PUNTA GORDA, FL (FHA|USDA|VA) 8 $2,190,000 $273,750 $0 9.19%
ROCKY MOUNT, NC (FHA|USDA|VA) 12 $2,180,000 $181,667 $0 7.67%
YORK-HANOVER, PA (FHA|USDA|VA) 7 $1,955,000 $279,286 $0 9.45%
WINSTON-SALEM, NC (FHA|USDA|VA) 7 $1,885,000 $269,286 $0 7.31%
RICHMOND, VA (FHA|USDA|VA) 8 $1,820,000 $227,500 $0 8.00%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 10 $1,770,000 $177,000 $0 8.27%
DECATUR, AL (FHA|USDA|VA) 13 $1,755,000 $135,000 $0 7.69%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 5 $1,635,000 $327,000 $0 7.49%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 11 $1,545,000 $140,455 $0 8.98%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 11 $1,505,000 $136,818 $0 8.78%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 6 $1,400,000 $233,333 $0 7.43%
BATON ROUGE, LA (FHA|USDA|VA) 8 $1,360,000 $170,000 $0 9.61%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $1,335,000 $1,335,000 $0 10.49%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 4 $1,290,000 $322,500 $0 10.19%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 5 $1,255,000 $251,000 $0 7.82%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 6 $1,230,000 $205,000 $0 8.55%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 5 $1,195,000 $239,000 $0 7.46%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 4 $1,190,000 $297,500 $0 8.78%
WORCESTER, MA-CT (FHA|USDA|VA) 4 $1,160,000 $290,000 $0 8.11%
URBAN HONOLULU, HI (FHA|USDA|VA) 3 $1,085,000 $361,667 $0 0.00%
PORT ST. LUCIE, FL (FHA|USDA|VA) 4 $1,080,000 $270,000 $0 10.99%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 3 $1,055,000 $351,667 $0 9.18%
AKRON, OH (FHA|USDA|VA) 8 $1,040,000 $130,000 $0 7.45%
ROME, GA (FHA|USDA|VA) 8 $1,000,000 $125,000 $0 7.30%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 6 $1,000,000 $166,667 $0 9.03%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 4 $1,000,000 $250,000 $0 7.57%
JACKSON, TN (FHA|USDA|VA) 1 $975,000 $975,000 $0 7.06%
WICHITA, KS (FHA|USDA|VA) 8 $960,000 $120,000 $0 7.50%
ROANOKE, VA (FHA|USDA|VA) 8 $950,000 $118,750 $0 8.35%
READING, PA (FHA|USDA|VA) 5 $915,000 $183,000 $0 8.16%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 5 $885,000 $177,000 $0 8.23%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 7 $875,000 $125,000 $0 7.92%
SYRACUSE, NY (FHA|USDA|VA) 6 $810,000 $135,000 $0 7.48%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 4 $800,000 $200,000 $0 8.64%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1 $785,000 $785,000 $0 0.00%
BRUNSWICK, GA (FHA|USDA|VA) 4 $770,000 $192,500 $0 7.35%
Palatka, FL (FHA|USDA|VA) 5 $745,000 $149,000 $0 9.29%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 2 $740,000 $370,000 $0 7.25%
Alamogordo, NM (FHA|USDA|VA) 5 $735,000 $147,000 $0 8.51%
WILMINGTON, NC (FHA|USDA|VA) 3 $715,000 $238,333 $0 9.63%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 3 $715,000 $238,333 $0 9.67%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 5 $715,000 $143,000 $0 7.02%
BAKERSFIELD, CA (FHA|USDA|VA) 3 $695,000 $231,667 $0 7.69%
Shelby, NC (FHA|USDA|VA) 5 $685,000 $137,000 $0 7.72%
IDAHO FALLS, ID (FHA|USDA|VA) 2 $680,000 $340,000 $0 7.81%
BURLINGTON, NC (FHA|USDA|VA) 5 $665,000 $133,000 $0 7.50%
YAKIMA, WA (FHA|USDA|VA) 3 $645,000 $215,000 $0 7.07%
Coldwater, MI (FHA|USDA|VA) 4 $640,000 $160,000 $0 7.70%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 3 $625,000 $208,333 $0 7.38%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 2 $610,000 $305,000 $0 7.40%
LAS CRUCES, NM (FHA|USDA|VA) 3 $605,000 $201,667 $0 7.58%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 2 $600,000 $300,000 $0 9.18%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1 $595,000 $595,000 $0 6.74%
CHARLESTON, WV (FHA|USDA|VA) 3 $575,000 $191,667 $0 9.06%
DAYTON-KETTERING, OH (FHA|USDA|VA) 5 $575,000 $115,000 $0 8.02%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 6 $550,000 $91,667 $0 8.20%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $515,000 $515,000 $0 8.08%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $505,000 $505,000 $0 0.00%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 1 $485,000 $485,000 $0 7.81%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 4 $480,000 $120,000 $0 7.61%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $470,000 $235,000 $0 7.73%
GOLDSBORO, NC (FHA|USDA|VA) 2 $470,000 $235,000 $0 10.49%
JACKSON, MS (FHA|USDA|VA) 4 $460,000 $115,000 $0 9.99%
WINCHESTER, VA-WV (FHA|USDA|VA) 2 $460,000 $230,000 $0 9.38%
ANN ARBOR, MI (FHA|USDA|VA) 4 $460,000 $115,000 $0 7.81%
SPRINGFIELD, MA (FHA|USDA|VA) 2 $450,000 $225,000 $0 7.94%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 2 $450,000 $225,000 $0 7.25%
MIDLAND, MI (FHA|USDA|VA) 3 $435,000 $145,000 $0 7.10%
DOVER, DE (FHA|USDA|VA) 2 $430,000 $215,000 $0 6.87%
LYNCHBURG, VA (FHA|USDA|VA) 2 $420,000 $210,000 $0 0.00%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 3 $415,000 $138,333 $0 7.05%
MOBILE, AL (FHA|USDA|VA) 3 $415,000 $138,333 $0 7.32%
CLEVELAND, TN (FHA|USDA|VA) 3 $415,000 $138,333 $0 7.57%
Fredericksburg, TX (FHA|USDA|VA) 1 $405,000 $405,000 $0 0.00%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $380,000 $190,000 $0 7.70%
ASHEVILLE, NC (FHA|USDA|VA) 2 $380,000 $190,000 $0 8.76%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $380,000 $190,000 $0 7.94%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $370,000 $185,000 $0 6.66%
WHEELING, WV-OH (FHA|USDA|VA) 1 $355,000 $355,000 $0 7.75%
Elizabeth City, NC (FHA|USDA|VA) 2 $350,000 $175,000 $0 7.68%
GETTYSBURG, PA (FHA|USDA|VA) 3 $345,000 $115,000 $0 6.82%
TOLEDO, OH (FHA|USDA|VA) 3 $345,000 $115,000 $0 9.16%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 2 $340,000 $170,000 $0 7.88%
EVANSVILLE, IN-KY (FHA|USDA|VA) 3 $335,000 $111,667 $0 10.49%
CORPUS CHRISTI, TX (FHA|USDA|VA) 3 $325,000 $108,333 $0 7.49%
Safford, AZ (FHA|USDA|VA) 1 $305,000 $305,000 $0 7.54%
ERIE, PA (FHA|USDA|VA) 3 $305,000 $101,667 $0 7.23%
LONGVIEW, WA (FHA|USDA|VA) 1 $305,000 $305,000 $0 11.99%
VALDOSTA, GA (FHA|USDA|VA) 3 $295,000 $98,333 $0 0.00%
Blackfoot, ID (FHA|USDA|VA) 1 $295,000 $295,000 $0 7.80%
Enterprise, AL (FHA|USDA|VA) 2 $290,000 $145,000 $0 7.14%
Helena, MT (FHA|USDA|VA) 1 $285,000 $285,000 $0 7.49%
WARNER ROBINS, GA (FHA|USDA|VA) 2 $280,000 $140,000 $0 7.85%
PANAMA CITY, FL (FHA|USDA|VA) 2 $260,000 $130,000 $0 9.04%
Hilo, HI (FHA|USDA|VA) 1 $255,000 $255,000 $0 0.00%
Traverse City, MI (FHA|USDA|VA) 1 $245,000 $245,000 $0 8.10%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $245,000 $245,000 $0 10.99%
ROCHESTER, NY (FHA|USDA|VA) 2 $240,000 $120,000 $0 6.94%
BILLINGS, MT (FHA|USDA|VA) 1 $235,000 $235,000 $0 6.72%
GAINESVILLE, GA (FHA|USDA|VA) 1 $235,000 $235,000 $0 0.00%
LOUISVILLE, KY (FHA|USDA|VA) 2 $220,000 $110,000 $0 7.30%
LAFAYETTE, LA (FHA|USDA|VA) 2 $210,000 $105,000 $0 7.95%
ROCKFORD, IL (FHA|USDA|VA) 2 $210,000 $105,000 $0 0.00%
TYLER, TX (FHA|USDA|VA) 1 $205,000 $205,000 $0 7.82%
BOISE CITY, ID (FHA|USDA|VA) 1 $205,000 $205,000 $0 8.14%
Ottawa, IL (FHA|USDA|VA) 2 $200,000 $100,000 $0 8.42%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 2 $200,000 $100,000 $0 6.63%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $195,000 $195,000 $0 9.14%
HOT SPRINGS, AR (FHA|USDA|VA) 2 $190,000 $95,000 $0 7.91%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $190,000 $95,000 $0 6.76%
COLUMBUS, GA-AL (FHA|USDA|VA) 2 $180,000 $90,000 $0 7.95%
LANCASTER, PA (FHA|USDA|VA) 1 $175,000 $175,000 $0 0.00%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $175,000 $175,000 $0 7.14%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $175,000 $175,000 $0 10.49%
Ellensburg, WA (FHA|USDA|VA) 1 $175,000 $175,000 $0 11.49%
LONGVIEW, TX (FHA|USDA|VA) 1 $165,000 $165,000 $0 11.49%
BANGOR, ME (FHA|USDA|VA) 1 $165,000 $165,000 $0 7.47%
PITTSFIELD, MA (FHA|USDA|VA) 1 $165,000 $165,000 $0 0.00%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $165,000 $165,000 $0 7.81%
Maysville, KY (FHA|USDA|VA) 1 $165,000 $165,000 $0 6.76%
Athens, TX (FHA|USDA|VA) 1 $165,000 $165,000 $0 7.05%
GREELEY, CO (FHA|USDA|VA) 1 $155,000 $155,000 $0 0.00%
Atmore, AL (FHA|USDA|VA) 1 $155,000 $155,000 $0 8.23%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $155,000 $155,000 $0 0.00%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $155,000 $155,000 $0 6.87%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $145,000 $145,000 $0 7.10%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $145,000 $145,000 $0 7.56%
RACINE, WI (FHA|USDA|VA) 1 $145,000 $145,000 $0 8.12%
Greeneville, TN (FHA|USDA|VA) 1 $135,000 $135,000 $0 11.49%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $135,000 $135,000 $0 8.41%
Connersville, IN (FHA|USDA|VA) 1 $135,000 $135,000 $0 7.64%
Lumberton, NC (FHA|USDA|VA) 1 $135,000 $135,000 $0 10.99%
PUEBLO, CO (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.93%
Cortland, NY (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.06%
MUSKEGON, MI (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.01%
MIDLAND, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 10.99%
OWENSBORO, KY (FHA|USDA|VA) 1 $115,000 $115,000 $0 8.15%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.21%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.75%
New Castle, IN (FHA|USDA|VA) 1 $105,000 $105,000 $0 0.00%
Findlay, OH (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.35%
MUNCIE, IN (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.93%
Bartlesville, OK (FHA|USDA|VA) 1 $95,000 $95,000 $0 12.49%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $95,000 $95,000 $0 0.00%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $95,000 $95,000 $0 7.73%
UTICA-ROME, NY (FHA|USDA|VA) 1 $95,000 $95,000 $0 8.24%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.33%
COLUMBUS, IN (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.76%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.88%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.27%
FORT WAYNE, IN (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.86%
Lendingone's top markets include Birmingham, Auburn, Atlanta, Nashville, and Kansas City among others.

Their top states include:
  • Alabama (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Missouri (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,006 $920,890,000 $459,068 $0 8.41%

    For 2023, Lendingone's most frequently originated type of loan was Conventional, with 2,006 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 788 $212,310,000 $269,429 $0 9.54%
    Cash Out Refi 778 $519,940,000 $668,303 $0 7.64%
    Refi 363 $115,235,000 $317,452 $0 7.42%
    Home Improvement 77 $73,405,000 $953,312 $0 10.87%

    For 2023, Lendingone's most frequently cited loan purpose was Home Purchase, with 788 originations. The 2nd most popular reason was Cash Out Refi, with 778 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,371 $299,005,000 $218,093 $0 7.51%
    1 Year 486 $209,880,000 $431,852 $0 10.89%
    Other 129 $138,565,000 $1,074,147 $0 9.85%
    10 Year 10 $106,350,000 $10,635,000 $0 6.61%
    5 Year 10 $167,090,000 $16,709,000 $0 7.11%

    For 2023, Lendingone's most frequently cited loan duration was 30 Year, with 1,371 originations. The 2nd most popular length was 1 Year, with 486 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    7-8% 820 $204,270,000 $249,110
    Over 8% 686 $276,370,000 $402,872
    6-7% 220 $336,460,000 $1,529,364
    5-6% 9 $3,355,000 $372,778

    During 2023, Lendingone's average interest rate for loans was 7.51%, while their most frequently originated rate bucket for loans was 7-8%, with 820 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 1,006 $147,050,000 $146,173 $0 8.20%
    $200k-400k 605 $161,175,000 $266,405 $0 8.77%
    $100,000 or less 193 $17,115,000 $88,679 $0 8.12%
    $1MM+ 94 $533,740,000 $5,678,085 $0 8.19%
    $400k-600k 71 $34,225,000 $482,042 $0 8.93%
    $600k-1MM 37 $27,585,000 $745,541 $0 9.42%

    2023 saw Lendingone place emphasis on $100k-200k loans with 1,006 originations, totaling $147,050,000 in origination value.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 2,006 $920,890,000 $459,068 $0 8.41%

    Approval Rates

    Total approvals of all applications
    37.13%

    Lendingone has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    27.47%

    Lendingone has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,006 $920,890,000 $459,068

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    2,006 $920,890,000 $459,068

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 18 $2,850,000 $158,333 $0 8.12%
    40-60% 306 $68,590,000 $224,150 $0 8.87%
    60-80% 1,569 $317,915,000 $202,623 $0 8.36%
    80-100% 10 $2,910,000 $291,000 $0 8.52%
    Over 100% 102 $528,470,000 $5,181,078 $0 7.87%
    Under 20% 1 $155,000 $155,000 $0 0.00%