Lendingone Mortgage Rates, Fees & Info

DOVER, DE

LEI: 54930091JQKCU3Z6IP44

Tax ID: 47-1760589

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Lendingone is a smaller mortgage company specializing in Home Purchase and Cash Out Refi loans. Lendingone has a high proportion of conventional loans. Their top markets by origination volume include: Atlanta, Miami, Salt Lake City, New York, and Dallas among others. We have data for 219 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Lendingone has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. They typically have relatively high rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.27% 1/29/23
    30 Year Conventional Refi 6.27% 1/29/23
    30 Year Cash-out Refi 6.27% 1/29/23
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    2,632

    Origination Dollar Volume (All Markets)

    $969,190,000

    Relative Rate

    Lendingone's average 30 year fixed mortgage rate was 4.75%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of 1.6%.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 173 $117,825,000 $681,069 $0 6.01%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 105 $84,115,000 $801,095 $0 6.30%
    SALT LAKE CITY, UT (FHA|USDA|VA) 1 $56,005,000 $56,005,000 $0 3.45%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 96 $45,580,000 $474,792 $0 6.44%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 96 $44,450,000 $463,021 $0 6.50%
    TUCSON, AZ (FHA|USDA|VA) 118 $39,060,000 $331,017 $0 6.10%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 156 $33,600,000 $215,385 $0 6.49%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 69 $33,295,000 $482,536 $0 6.68%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 39 $32,655,000 $837,308 $0 7.27%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 64 $30,340,000 $474,063 $0 5.40%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 52 $18,680,000 $359,231 $0 6.54%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 66 $17,520,000 $265,455 $0 6.40%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 53 $14,035,000 $264,811 $0 5.63%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 32 $13,090,000 $409,063 $0 6.92%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 5 $12,975,000 $2,595,000 $0 6.49%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 46 $12,740,000 $276,957 $0 5.42%
    SAVANNAH, GA (FHA|USDA|VA) 66 $12,730,000 $192,879 $0 6.18%
    PITTSBURGH, PA (FHA|USDA|VA) 65 $12,705,000 $195,462 $0 5.50%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 15 $11,585,000 $772,333 $0 7.35%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 21 $9,265,000 $441,190 $0 7.51%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 37 $9,165,000 $247,703 $0 6.28%
    JACKSONVILLE, FL (FHA|USDA|VA) 56 $9,000,000 $160,714 $0 5.33%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 7 $8,215,000 $1,173,571 $0 6.27%
    GREENVILLE, NC (FHA|USDA|VA) 3 $8,005,000 $2,668,333 $0 5.78%
    FAYETTEVILLE, NC (FHA|USDA|VA) 32 $7,880,000 $246,250 $0 5.84%
    RALEIGH-CARY, NC (FHA|USDA|VA) 11 $7,035,000 $639,545 $0 6.55%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 18 $6,920,000 $384,444 $0 6.08%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 41 $6,895,000 $168,171 $0 4.76%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 13 $6,855,000 $527,308 $0 5.68%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 40 $6,710,000 $167,750 $0 7.12%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 45 $6,575,000 $146,111 $0 6.17%
    COLUMBUS, OH (FHA|USDA|VA) 15 $6,295,000 $419,667 $0 6.30%
    RICHMOND, VA (FHA|USDA|VA) 33 $6,145,000 $186,212 $0 5.45%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 23 $5,725,000 $248,913 $0 5.64%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 28 $5,710,000 $203,929 $0 6.69%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 17 $5,625,000 $330,882 $0 6.05%
    MONTGOMERY, AL (FHA|USDA|VA) 43 $4,875,000 $113,372 $0 4.76%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 2 $4,850,000 $2,425,000 $0 7.99%
    Kerrville, TX (FHA|USDA|VA) 1 $4,775,000 $4,775,000 $0 6.50%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 10 $4,740,000 $474,000 $0 4.91%
    HUNTSVILLE, AL (FHA|USDA|VA) 35 $4,665,000 $133,286 $0 5.37%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 14 $4,600,000 $328,571 $0 6.08%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 14 $4,430,000 $316,429 $0 5.41%
    FORT WAYNE, IN (FHA|USDA|VA) 1 $4,385,000 $4,385,000 $0 4.25%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 13 $3,915,000 $301,154 $0 4.68%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 2 $3,890,000 $1,945,000 $0 6.75%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 29 $3,885,000 $133,966 $0 6.62%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 16 $3,820,000 $238,750 $0 5.16%
    DALTON, GA (FHA|USDA|VA) 1 $3,795,000 $3,795,000 $0 6.50%
    EL PASO, TX (FHA|USDA|VA) 3 $3,525,000 $1,175,000 $0 4.65%
    AKRON, OH (FHA|USDA|VA) 17 $3,525,000 $207,353 $0 4.82%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 18 $3,500,000 $194,444 $0 4.89%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 22 $3,430,000 $155,909 $0 5.76%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 6 $3,120,000 $520,000 $0 6.64%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 11 $3,045,000 $276,818 $0 5.61%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 7 $2,995,000 $427,857 $0 5.24%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 13 $2,895,000 $222,692 $0 5.73%
    STOCKTON, CA (FHA|USDA|VA) 4 $2,840,000 $710,000 $0 5.23%
    Outside of Metro Areas 15 $2,795,000 $186,333 $0 6.40%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 18 $2,740,000 $152,222 $0 6.70%
    PUEBLO, CO (FHA|USDA|VA) 2 $2,680,000 $1,340,000 $0 4.88%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 7 $2,555,000 $365,000 $0 5.43%
    LAKE CHARLES, LA (FHA|USDA|VA) 5 $2,455,000 $491,000 $0 7.02%
    KNOXVILLE, TN (FHA|USDA|VA) 16 $2,380,000 $148,750 $0 7.24%
    WINSTON-SALEM, NC (FHA|USDA|VA) 5 $2,355,000 $471,000 $0 6.59%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 12 $2,250,000 $187,500 $0 6.57%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 11 $2,235,000 $203,182 $0 6.16%
    CHICO, CA (FHA|USDA|VA) 10 $2,230,000 $223,000 $0 5.16%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 7 $2,195,000 $313,571 $0 7.14%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 14 $2,190,000 $156,429 $0 6.51%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 10 $2,190,000 $219,000 $0 5.62%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 4 $2,020,000 $505,000 $0 7.49%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 14 $1,990,000 $142,143 $0 5.11%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 3 $1,985,000 $661,667 $0 6.21%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 5 $1,955,000 $391,000 $0 7.20%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $1,885,000 $1,885,000 $0 7.99%
    WORCESTER, MA-CT (FHA|USDA|VA) 10 $1,860,000 $186,000 $0 8.12%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 5 $1,765,000 $353,000 $0 4.00%
    COLUMBIA, SC (FHA|USDA|VA) 15 $1,755,000 $117,000 $0 5.97%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 4 $1,730,000 $432,500 $0 5.90%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 7 $1,715,000 $245,000 $0 6.86%
    ALBUQUERQUE, NM (FHA|USDA|VA) 8 $1,690,000 $211,250 $0 4.64%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 8 $1,500,000 $187,500 $0 4.43%
    BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 11 $1,495,000 $135,909 $0 7.08%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 7 $1,435,000 $205,000 $0 5.16%
    ASHEVILLE, NC (FHA|USDA|VA) 5 $1,435,000 $287,000 $0 5.80%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 8 $1,430,000 $178,750 $0 6.42%
    BOULDER, CO (FHA|USDA|VA) 4 $1,410,000 $352,500 $0 7.74%
    ROCKY MOUNT, NC (FHA|USDA|VA) 8 $1,330,000 $166,250 $0 7.96%
    WINCHESTER, VA-WV (FHA|USDA|VA) 8 $1,330,000 $166,250 $0 6.07%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 6 $1,270,000 $211,667 $0 8.57%
    BURLINGTON, NC (FHA|USDA|VA) 5 $1,225,000 $245,000 $0 4.32%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 4 $1,180,000 $295,000 $0 5.10%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 5 $1,175,000 $235,000 $0 4.70%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 5 $1,165,000 $233,000 $0 6.01%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 7 $1,125,000 $160,714 $0 7.07%
    MOBILE, AL (FHA|USDA|VA) 7 $1,125,000 $160,714 $0 6.75%
    Marquette, MI (FHA|USDA|VA) 1 $1,115,000 $1,115,000 $0 4.40%
    OCALA, FL (FHA|USDA|VA) 3 $1,105,000 $368,333 $0 6.18%
    PUNTA GORDA, FL (FHA|USDA|VA) 4 $1,090,000 $272,500 $0 4.30%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 5 $1,085,000 $217,000 $0 5.67%
    BILLINGS, MT (FHA|USDA|VA) 7 $1,085,000 $155,000 $0 5.09%
    SYRACUSE, NY (FHA|USDA|VA) 5 $1,045,000 $209,000 $0 4.02%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 5 $1,045,000 $209,000 $0 7.61%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 7 $1,025,000 $146,429 $0 6.39%
    TOLEDO, OH (FHA|USDA|VA) 11 $985,000 $89,545 $0 4.51%
    TULSA, OK (FHA|USDA|VA) 7 $975,000 $139,286 $0 7.63%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 2 $970,000 $485,000 $0 7.49%
    Shelby, NC (FHA|USDA|VA) 6 $960,000 $160,000 $0 4.43%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 3 $825,000 $275,000 $0 4.58%
    POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 3 $785,000 $261,667 $0 7.24%
    GAINESVILLE, GA (FHA|USDA|VA) 5 $785,000 $157,000 $0 5.05%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 3 $775,000 $258,333 $0 5.50%
    VALLEJO, CA (FHA|USDA|VA) 2 $770,000 $385,000 $0 5.75%
    SPRINGFIELD, MO (FHA|USDA|VA) 6 $760,000 $126,667 $0 3.60%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 3 $745,000 $248,333 $0 5.37%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 3 $735,000 $245,000 $0 4.65%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 3 $735,000 $245,000 $0 7.18%
    DOVER, DE (FHA|USDA|VA) 5 $715,000 $143,000 $0 4.27%
    WILMINGTON, NC (FHA|USDA|VA) 4 $700,000 $175,000 $0 6.82%
    DECATUR, AL (FHA|USDA|VA) 6 $690,000 $115,000 $0 4.81%
    LINCOLN, NE (FHA|USDA|VA) 6 $690,000 $115,000 $0 5.87%
    LAFAYETTE, LA (FHA|USDA|VA) 5 $675,000 $135,000 $0 5.78%
    FLINT, MI (FHA|USDA|VA) 5 $605,000 $121,000 $0 5.11%
    COLUMBUS, GA-AL (FHA|USDA|VA) 3 $585,000 $195,000 $0 6.75%
    COLUMBIA, MO (FHA|USDA|VA) 1 $585,000 $585,000 $0 0.00%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 5 $575,000 $115,000 $0 8.29%
    WACO, TX (FHA|USDA|VA) 6 $560,000 $93,333 $0 4.82%
    Key West, FL (FHA|USDA|VA) 1 $525,000 $525,000 $0 7.99%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $505,000 $505,000 $0 4.00%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 3 $495,000 $165,000 $0 6.08%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 4 $490,000 $122,500 $0 4.90%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 3 $485,000 $161,667 $0 5.60%
    FORT COLLINS, CO (FHA|USDA|VA) 2 $480,000 $240,000 $0 5.75%
    Cañon City, CO (FHA|USDA|VA) 3 $445,000 $148,333 $0 4.80%
    YORK-HANOVER, PA (FHA|USDA|VA) 4 $440,000 $110,000 $0 8.06%
    NAPA, CA (FHA|USDA|VA) 1 $435,000 $435,000 $0 7.49%
    PANAMA CITY, FL (FHA|USDA|VA) 4 $430,000 $107,500 $0 8.02%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 2 $420,000 $210,000 $0 9.99%
    JACKSON, MS (FHA|USDA|VA) 2 $410,000 $205,000 $0 4.00%
    JONESBORO, AR (FHA|USDA|VA) 4 $400,000 $100,000 $0 5.91%
    GRAND JUNCTION, CO (FHA|USDA|VA) 2 $390,000 $195,000 $0 8.99%
    Sterling, CO (FHA|USDA|VA) 3 $385,000 $128,333 $0 5.43%
    MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 4 $380,000 $95,000 $0 6.81%
    Oxford, MS (FHA|USDA|VA) 3 $375,000 $125,000 $0 4.50%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 2 $360,000 $180,000 $0 4.40%
    SPRINGFIELD, MA (FHA|USDA|VA) 1 $345,000 $345,000 $0 0.00%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 2 $340,000 $170,000 $0 5.95%
    GREELEY, CO (FHA|USDA|VA) 1 $335,000 $335,000 $0 6.99%
    WARNER ROBINS, GA (FHA|USDA|VA) 3 $315,000 $105,000 $0 6.05%
    READING, PA (FHA|USDA|VA) 2 $310,000 $155,000 $0 4.90%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $310,000 $155,000 $0 6.50%
    Butte-Silver Bow, MT (FHA|USDA|VA) 2 $310,000 $155,000 $0 6.10%
    KINGSTON, NY (FHA|USDA|VA) 1 $305,000 $305,000 $0 7.99%
    Torrington, CT (FHA|USDA|VA) 2 $300,000 $150,000 $0 5.70%
    JOHNSON CITY, TN (FHA|USDA|VA) 3 $295,000 $98,333 $0 6.50%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 3 $295,000 $98,333 $0 6.75%
    MONROE, MI (FHA|USDA|VA) 2 $290,000 $145,000 $0 5.10%
    HINESVILLE, GA (FHA|USDA|VA) 3 $285,000 $95,000 $0 5.65%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 3 $275,000 $91,667 $0 7.53%
    LYNCHBURG, VA (FHA|USDA|VA) 2 $270,000 $135,000 $0 9.99%
    Clearlake, CA (FHA|USDA|VA) 1 $265,000 $265,000 $0 4.35%
    TALLAHASSEE, FL (FHA|USDA|VA) 2 $260,000 $130,000 $0 7.70%
    BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $255,000 $255,000 $0 4.60%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $255,000 $255,000 $0 4.95%
    Connersville, IN (FHA|USDA|VA) 2 $250,000 $125,000 $0 8.49%
    ROCHESTER, NY (FHA|USDA|VA) 2 $250,000 $125,000 $0 4.15%
    CHEYENNE, WY (FHA|USDA|VA) 1 $245,000 $245,000 $0 7.49%
    Traverse City, MI (FHA|USDA|VA) 1 $225,000 $225,000 $0 0.00%
    MUNCIE, IN (FHA|USDA|VA) 2 $220,000 $110,000 $0 6.72%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 2 $220,000 $110,000 $0 5.70%
    Marion, IN (FHA|USDA|VA) 2 $220,000 $110,000 $0 8.49%
    ROME, GA (FHA|USDA|VA) 2 $220,000 $110,000 $0 4.45%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $215,000 $215,000 $0 4.90%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $205,000 $205,000 $0 9.99%
    Boone, NC (FHA|USDA|VA) 1 $205,000 $205,000 $0 4.40%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $205,000 $205,000 $0 4.00%
    Crossville, TN (FHA|USDA|VA) 1 $195,000 $195,000 $0 4.00%
    IDAHO FALLS, ID (FHA|USDA|VA) 1 $195,000 $195,000 $0 4.90%
    OCEAN CITY, NJ (FHA|USDA|VA) 1 $185,000 $185,000 $0 4.00%
    LUBBOCK, TX (FHA|USDA|VA) 1 $185,000 $185,000 $0 7.49%
    BOISE CITY, ID (FHA|USDA|VA) 1 $185,000 $185,000 $0 9.49%
    URBAN HONOLULU, HI (FHA|USDA|VA) 1 $185,000 $185,000 $0 9.99%
    RACINE, WI (FHA|USDA|VA) 2 $180,000 $90,000 $0 4.65%
    ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $175,000 $175,000 $0 7.99%
    Greenwood, SC (FHA|USDA|VA) 1 $175,000 $175,000 $0 4.55%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $170,000 $85,000 $0 7.22%
    Kalispell, MT (FHA|USDA|VA) 1 $165,000 $165,000 $0 7.49%
    SALISBURY, MD-DE (FHA|USDA|VA) 1 $165,000 $165,000 $0 4.60%
    Augusta-Waterville, ME (FHA|USDA|VA) 1 $155,000 $155,000 $0 0.00%
    Americus, GA (FHA|USDA|VA) 1 $155,000 $155,000 $0 8.99%
    GOLDSBORO, NC (FHA|USDA|VA) 1 $155,000 $155,000 $0 7.49%
    Sulphur Springs, TX (FHA|USDA|VA) 1 $155,000 $155,000 $0 0.00%
    Meridian, MS (FHA|USDA|VA) 1 $145,000 $145,000 $0 4.80%
    EAU CLAIRE, WI (FHA|USDA|VA) 1 $145,000 $145,000 $0 0.00%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $135,000 $135,000 $0 6.75%
    Lexington, NE (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.75%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $125,000 $125,000 $0 0.00%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.00%
    ABILENE, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 5.00%
    Thomasville, GA (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.49%
    Roswell, NM (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.00%
    NEW BERN, NC (FHA|USDA|VA) 1 $105,000 $105,000 $0 0.00%
    SPARTANBURG, SC (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.99%
    MANSFIELD, OH (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.25%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.60%
    Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $105,000 $105,000 $0 9.99%
    Granbury, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 0.00%
    FORT SMITH, AR-OK (FHA|USDA|VA) 1 $105,000 $105,000 $0 0.00%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.00%
    Alice, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 0.00%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $95,000 $95,000 $0 8.99%
    Zanesville, OH (FHA|USDA|VA) 1 $95,000 $95,000 $0 4.75%
    Ottawa, IL (FHA|USDA|VA) 1 $95,000 $95,000 $0 5.05%
    CHARLESTON, WV (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.75%
    Mineral Wells, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.99%
    ALBANY, GA (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.60%
    LAWTON, OK (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.90%
    BAKERSFIELD, CA (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.75%
    Lendingone's top markets include Atlanta, Miami, Salt Lake City, New York, and Dallas among others.

    Their top states include:
  • Georgia (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,632 $969,190,000 $368,233 $0 6.09%

    For 2021, Lendingone's most frequently originated type of loan was Conventional, with 2,632 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,362 $491,620,000 $360,954 $0 6.99%
    Cash Out Refi 895 $372,415,000 $416,106 $0 4.88%
    Refi 278 $51,360,000 $184,748 $0 4.76%
    Home Improvement 97 $53,795,000 $554,588 $0 8.23%

    For 2021, Lendingone's most frequently cited loan purpose was Home Purchase, with 1,362 originations. The 2nd most popular reason was Cash Out Refi, with 895 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,447 $467,875,000 $323,341 $0 4.75%
    1 Year 1,136 $367,240,000 $323,275 $0 7.78%
    Other 37 $114,715,000 $3,100,405 $0 6.93%
    5 Year 11 $13,635,000 $1,239,545 $0 4.43%
    10 Year 1 $5,725,000 $5,725,000 $0 4.85%

    For 2021, Lendingone's most frequently cited loan duration was 30 Year, with 1,447 originations. The 2nd most popular length was 1 Year, with 1,136 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 640 $256,710,000 $401,109
    5-6% 402 $102,300,000 $254,478
    Over 8% 390 $112,680,000 $288,923
    6-7% 340 $158,930,000 $467,441
    7-8% 308 $105,520,000 $342,597
    3-4% 288 $148,100,000 $514,236

    During 2021, Lendingone's average interest rate for loans was 4.75%, while their most frequently originated rate bucket for loans was 4-5%, with 640 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 1,275 $183,095,000 $143,604 $0 6.01%
    $200k-400k 693 $184,175,000 $265,765 $0 6.32%
    $100,000 or less 296 $25,600,000 $86,486 $0 5.57%
    $400k-600k 162 $78,310,000 $483,395 $0 6.56%
    $1MM+ 115 $428,975,000 $3,730,217 $0 5.90%
    $600k-1MM 91 $69,035,000 $758,626 $0 6.47%

    2021 saw Lendingone place emphasis on $100k-200k loans with 1,275 originations, totaling $183,095,000 in origination value.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 2,632 $969,190,000 $368,233 $0 6.09%

    Approval Rates

    Total approvals of all applications
    33.72%

    Lendingone has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    38.03%

    Lendingone has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,632 $969,190,000 $368,233

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    2,632 $969,190,000 $368,233

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 15 $2,205,000 $147,000 $0 5.20%
    40-60% 269 $64,025,000 $238,011 $0 6.21%
    60-80% 2,084 $510,250,000 $244,842 $0 6.16%
    80-100% 129 $36,225,000 $280,814 $0 5.95%
    Over 100% 135 $356,485,000 $2,640,630 $0 4.97%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    Lending Club Corp Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 50.0%
    Lending Club Corp Other type of mortgage Trouble during payment process 1 50.0%