Lendingone Mortgage Rates, Fees & Info

DOVER, DE

LEI: 54930091JQKCU3Z6IP44

Tax ID: 47-1760589

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Lendingone is a smaller mortgage company specializing in Home Purchase and Cash Out Refi loans. Lendingone has a high proportion of conventional loans. Their top markets include Atlanta, Miami, Salt Lake City, New York, and Dallas among others. Lendingone has a below average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors.


Originations

2,632

Origination Dollar Volume (All Markets)

$969,190,000

Relative Rate

Lendingone 's average 30 year fixed rate mortgage of loans were 4.75%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of 1.6%.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 173 $117,825,000 $681,069 $0 6.01%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 105 $84,115,000 $801,095 $0 6.30%
SALT LAKE CITY, UT (FHA|USDA|VA) 1 $56,005,000 $56,005,000 $0 3.45%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 96 $45,580,000 $474,792 $0 6.44%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 96 $44,450,000 $463,021 $0 6.50%
TUCSON, AZ (FHA|USDA|VA) 118 $39,060,000 $331,017 $0 6.10%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 156 $33,600,000 $215,385 $0 6.49%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 69 $33,295,000 $482,536 $0 6.68%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 39 $32,655,000 $837,308 $0 7.27%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 64 $30,340,000 $474,063 $0 5.40%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 52 $18,680,000 $359,231 $0 6.54%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 66 $17,520,000 $265,455 $0 6.40%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 53 $14,035,000 $264,811 $0 5.63%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 32 $13,090,000 $409,063 $0 6.92%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 5 $12,975,000 $2,595,000 $0 6.49%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 46 $12,740,000 $276,957 $0 5.42%
SAVANNAH, GA (FHA|USDA|VA) 66 $12,730,000 $192,879 $0 6.18%
PITTSBURGH, PA (FHA|USDA|VA) 65 $12,705,000 $195,462 $0 5.50%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 15 $11,585,000 $772,333 $0 7.35%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 21 $9,265,000 $441,190 $0 7.51%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 37 $9,165,000 $247,703 $0 6.28%
JACKSONVILLE, FL (FHA|USDA|VA) 56 $9,000,000 $160,714 $0 5.33%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 7 $8,215,000 $1,173,571 $0 6.27%
GREENVILLE, NC (FHA|USDA|VA) 3 $8,005,000 $2,668,333 $0 5.78%
FAYETTEVILLE, NC (FHA|USDA|VA) 32 $7,880,000 $246,250 $0 5.84%
RALEIGH-CARY, NC (FHA|USDA|VA) 11 $7,035,000 $639,545 $0 6.55%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 18 $6,920,000 $384,444 $0 6.08%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 41 $6,895,000 $168,171 $0 4.76%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 13 $6,855,000 $527,308 $0 5.68%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 40 $6,710,000 $167,750 $0 7.12%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 45 $6,575,000 $146,111 $0 6.17%
COLUMBUS, OH (FHA|USDA|VA) 15 $6,295,000 $419,667 $0 6.30%
RICHMOND, VA (FHA|USDA|VA) 33 $6,145,000 $186,212 $0 5.45%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 23 $5,725,000 $248,913 $0 5.64%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 28 $5,710,000 $203,929 $0 6.69%
COLORADO SPRINGS, CO (FHA|USDA|VA) 17 $5,625,000 $330,882 $0 6.05%
MONTGOMERY, AL (FHA|USDA|VA) 43 $4,875,000 $113,372 $0 4.76%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 2 $4,850,000 $2,425,000 $0 7.99%
Kerrville, TX (FHA|USDA|VA) 1 $4,775,000 $4,775,000 $0 6.50%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 10 $4,740,000 $474,000 $0 4.91%
HUNTSVILLE, AL (FHA|USDA|VA) 35 $4,665,000 $133,286 $0 5.37%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 14 $4,600,000 $328,571 $0 6.08%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 14 $4,430,000 $316,429 $0 5.41%
FORT WAYNE, IN (FHA|USDA|VA) 1 $4,385,000 $4,385,000 $0 4.25%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 13 $3,915,000 $301,154 $0 4.68%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 2 $3,890,000 $1,945,000 $0 6.75%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 29 $3,885,000 $133,966 $0 6.62%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 16 $3,820,000 $238,750 $0 5.16%
DALTON, GA (FHA|USDA|VA) 1 $3,795,000 $3,795,000 $0 6.50%
EL PASO, TX (FHA|USDA|VA) 3 $3,525,000 $1,175,000 $0 4.65%
AKRON, OH (FHA|USDA|VA) 17 $3,525,000 $207,353 $0 4.82%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 18 $3,500,000 $194,444 $0 4.89%
ST. LOUIS, MO-IL (FHA|USDA|VA) 22 $3,430,000 $155,909 $0 5.76%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 6 $3,120,000 $520,000 $0 6.64%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 11 $3,045,000 $276,818 $0 5.61%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 7 $2,995,000 $427,857 $0 5.24%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 13 $2,895,000 $222,692 $0 5.73%
STOCKTON, CA (FHA|USDA|VA) 4 $2,840,000 $710,000 $0 5.23%
Outside of Metro Areas 15 $2,795,000 $186,333 $0 6.40%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 18 $2,740,000 $152,222 $0 6.70%
PUEBLO, CO (FHA|USDA|VA) 2 $2,680,000 $1,340,000 $0 4.88%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 7 $2,555,000 $365,000 $0 5.43%
LAKE CHARLES, LA (FHA|USDA|VA) 5 $2,455,000 $491,000 $0 7.02%
KNOXVILLE, TN (FHA|USDA|VA) 16 $2,380,000 $148,750 $0 7.24%
WINSTON-SALEM, NC (FHA|USDA|VA) 5 $2,355,000 $471,000 $0 6.59%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 12 $2,250,000 $187,500 $0 6.57%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 11 $2,235,000 $203,182 $0 6.16%
CHICO, CA (FHA|USDA|VA) 10 $2,230,000 $223,000 $0 5.16%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 7 $2,195,000 $313,571 $0 7.14%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 14 $2,190,000 $156,429 $0 6.51%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 10 $2,190,000 $219,000 $0 5.62%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 4 $2,020,000 $505,000 $0 7.49%
KANSAS CITY, MO-KS (FHA|USDA|VA) 14 $1,990,000 $142,143 $0 5.11%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 3 $1,985,000 $661,667 $0 6.21%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 5 $1,955,000 $391,000 $0 7.20%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $1,885,000 $1,885,000 $0 7.99%
WORCESTER, MA-CT (FHA|USDA|VA) 10 $1,860,000 $186,000 $0 8.12%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 5 $1,765,000 $353,000 $0 4.00%
COLUMBIA, SC (FHA|USDA|VA) 15 $1,755,000 $117,000 $0 5.97%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 4 $1,730,000 $432,500 $0 5.90%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 7 $1,715,000 $245,000 $0 6.86%
ALBUQUERQUE, NM (FHA|USDA|VA) 8 $1,690,000 $211,250 $0 4.64%
EAST STROUDSBURG, PA (FHA|USDA|VA) 8 $1,500,000 $187,500 $0 4.43%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 11 $1,495,000 $135,909 $0 7.08%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 7 $1,435,000 $205,000 $0 5.16%
ASHEVILLE, NC (FHA|USDA|VA) 5 $1,435,000 $287,000 $0 5.80%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 8 $1,430,000 $178,750 $0 6.42%
BOULDER, CO (FHA|USDA|VA) 4 $1,410,000 $352,500 $0 7.74%
ROCKY MOUNT, NC (FHA|USDA|VA) 8 $1,330,000 $166,250 $0 7.96%
WINCHESTER, VA-WV (FHA|USDA|VA) 8 $1,330,000 $166,250 $0 6.07%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 6 $1,270,000 $211,667 $0 8.57%
BURLINGTON, NC (FHA|USDA|VA) 5 $1,225,000 $245,000 $0 4.32%
OKLAHOMA CITY, OK (FHA|USDA|VA) 4 $1,180,000 $295,000 $0 5.10%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 5 $1,175,000 $235,000 $0 4.70%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 5 $1,165,000 $233,000 $0 6.01%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 7 $1,125,000 $160,714 $0 7.07%
MOBILE, AL (FHA|USDA|VA) 7 $1,125,000 $160,714 $0 6.75%
Marquette, MI (FHA|USDA|VA) 1 $1,115,000 $1,115,000 $0 4.40%
OCALA, FL (FHA|USDA|VA) 3 $1,105,000 $368,333 $0 6.18%
PUNTA GORDA, FL (FHA|USDA|VA) 4 $1,090,000 $272,500 $0 4.30%
PORT ST. LUCIE, FL (FHA|USDA|VA) 5 $1,085,000 $217,000 $0 5.67%
BILLINGS, MT (FHA|USDA|VA) 7 $1,085,000 $155,000 $0 5.09%
SYRACUSE, NY (FHA|USDA|VA) 5 $1,045,000 $209,000 $0 4.02%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 5 $1,045,000 $209,000 $0 7.61%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 7 $1,025,000 $146,429 $0 6.39%
TOLEDO, OH (FHA|USDA|VA) 11 $985,000 $89,545 $0 4.51%
TULSA, OK (FHA|USDA|VA) 7 $975,000 $139,286 $0 7.63%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 2 $970,000 $485,000 $0 7.49%
Shelby, NC (FHA|USDA|VA) 6 $960,000 $160,000 $0 4.43%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 3 $825,000 $275,000 $0 4.58%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 3 $785,000 $261,667 $0 7.24%
GAINESVILLE, GA (FHA|USDA|VA) 5 $785,000 $157,000 $0 5.05%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 3 $775,000 $258,333 $0 5.50%
VALLEJO, CA (FHA|USDA|VA) 2 $770,000 $385,000 $0 5.75%
SPRINGFIELD, MO (FHA|USDA|VA) 6 $760,000 $126,667 $0 3.60%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 3 $745,000 $248,333 $0 5.37%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 3 $735,000 $245,000 $0 4.65%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 3 $735,000 $245,000 $0 7.18%
DOVER, DE (FHA|USDA|VA) 5 $715,000 $143,000 $0 4.27%
WILMINGTON, NC (FHA|USDA|VA) 4 $700,000 $175,000 $0 6.82%
DECATUR, AL (FHA|USDA|VA) 6 $690,000 $115,000 $0 4.81%
LINCOLN, NE (FHA|USDA|VA) 6 $690,000 $115,000 $0 5.87%
LAFAYETTE, LA (FHA|USDA|VA) 5 $675,000 $135,000 $0 5.78%
FLINT, MI (FHA|USDA|VA) 5 $605,000 $121,000 $0 5.11%
COLUMBUS, GA-AL (FHA|USDA|VA) 3 $585,000 $195,000 $0 6.75%
COLUMBIA, MO (FHA|USDA|VA) 1 $585,000 $585,000 $0 0.00%
SHERMAN-DENISON, TX (FHA|USDA|VA) 5 $575,000 $115,000 $0 8.29%
WACO, TX (FHA|USDA|VA) 6 $560,000 $93,333 $0 4.82%
Key West, FL (FHA|USDA|VA) 1 $525,000 $525,000 $0 7.99%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $505,000 $505,000 $0 4.00%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 3 $495,000 $165,000 $0 6.08%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 4 $490,000 $122,500 $0 4.90%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 3 $485,000 $161,667 $0 5.60%
FORT COLLINS, CO (FHA|USDA|VA) 2 $480,000 $240,000 $0 5.75%
CaƱon City, CO (FHA|USDA|VA) 3 $445,000 $148,333 $0 4.80%
YORK-HANOVER, PA (FHA|USDA|VA) 4 $440,000 $110,000 $0 8.06%
NAPA, CA (FHA|USDA|VA) 1 $435,000 $435,000 $0 7.49%
PANAMA CITY, FL (FHA|USDA|VA) 4 $430,000 $107,500 $0 8.02%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 2 $420,000 $210,000 $0 9.99%
JACKSON, MS (FHA|USDA|VA) 2 $410,000 $205,000 $0 4.00%
JONESBORO, AR (FHA|USDA|VA) 4 $400,000 $100,000 $0 5.91%
GRAND JUNCTION, CO (FHA|USDA|VA) 2 $390,000 $195,000 $0 8.99%
Sterling, CO (FHA|USDA|VA) 3 $385,000 $128,333 $0 5.43%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 4 $380,000 $95,000 $0 6.81%
Oxford, MS (FHA|USDA|VA) 3 $375,000 $125,000 $0 4.50%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 2 $360,000 $180,000 $0 4.40%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $345,000 $345,000 $0 0.00%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 2 $340,000 $170,000 $0 5.95%
GREELEY, CO (FHA|USDA|VA) 1 $335,000 $335,000 $0 6.99%
WARNER ROBINS, GA (FHA|USDA|VA) 3 $315,000 $105,000 $0 6.05%
READING, PA (FHA|USDA|VA) 2 $310,000 $155,000 $0 4.90%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $310,000 $155,000 $0 6.50%
Butte-Silver Bow, MT (FHA|USDA|VA) 2 $310,000 $155,000 $0 6.10%
KINGSTON, NY (FHA|USDA|VA) 1 $305,000 $305,000 $0 7.99%
Torrington, CT (FHA|USDA|VA) 2 $300,000 $150,000 $0 5.70%
JOHNSON CITY, TN (FHA|USDA|VA) 3 $295,000 $98,333 $0 6.50%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 3 $295,000 $98,333 $0 6.75%
MONROE, MI (FHA|USDA|VA) 2 $290,000 $145,000 $0 5.10%
HINESVILLE, GA (FHA|USDA|VA) 3 $285,000 $95,000 $0 5.65%
DAYTON-KETTERING, OH (FHA|USDA|VA) 3 $275,000 $91,667 $0 7.53%
LYNCHBURG, VA (FHA|USDA|VA) 2 $270,000 $135,000 $0 9.99%
Clearlake, CA (FHA|USDA|VA) 1 $265,000 $265,000 $0 4.35%
TALLAHASSEE, FL (FHA|USDA|VA) 2 $260,000 $130,000 $0 7.70%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $255,000 $255,000 $0 4.60%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $255,000 $255,000 $0 4.95%
Connersville, IN (FHA|USDA|VA) 2 $250,000 $125,000 $0 8.49%
ROCHESTER, NY (FHA|USDA|VA) 2 $250,000 $125,000 $0 4.15%
CHEYENNE, WY (FHA|USDA|VA) 1 $245,000 $245,000 $0 7.49%
Traverse City, MI (FHA|USDA|VA) 1 $225,000 $225,000 $0 0.00%
MUNCIE, IN (FHA|USDA|VA) 2 $220,000 $110,000 $0 6.72%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 2 $220,000 $110,000 $0 5.70%
Marion, IN (FHA|USDA|VA) 2 $220,000 $110,000 $0 8.49%
ROME, GA (FHA|USDA|VA) 2 $220,000 $110,000 $0 4.45%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $215,000 $215,000 $0 4.90%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $205,000 $205,000 $0 9.99%
Boone, NC (FHA|USDA|VA) 1 $205,000 $205,000 $0 4.40%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $205,000 $205,000 $0 4.00%
Crossville, TN (FHA|USDA|VA) 1 $195,000 $195,000 $0 4.00%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $195,000 $195,000 $0 4.90%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $185,000 $185,000 $0 4.00%
LUBBOCK, TX (FHA|USDA|VA) 1 $185,000 $185,000 $0 7.49%
BOISE CITY, ID (FHA|USDA|VA) 1 $185,000 $185,000 $0 9.49%
URBAN HONOLULU, HI (FHA|USDA|VA) 1 $185,000 $185,000 $0 9.99%
RACINE, WI (FHA|USDA|VA) 2 $180,000 $90,000 $0 4.65%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $175,000 $175,000 $0 7.99%
Greenwood, SC (FHA|USDA|VA) 1 $175,000 $175,000 $0 4.55%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $170,000 $85,000 $0 7.22%
Kalispell, MT (FHA|USDA|VA) 1 $165,000 $165,000 $0 7.49%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $165,000 $165,000 $0 4.60%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $155,000 $155,000 $0 0.00%
Americus, GA (FHA|USDA|VA) 1 $155,000 $155,000 $0 8.99%
GOLDSBORO, NC (FHA|USDA|VA) 1 $155,000 $155,000 $0 7.49%
Sulphur Springs, TX (FHA|USDA|VA) 1 $155,000 $155,000 $0 0.00%
Meridian, MS (FHA|USDA|VA) 1 $145,000 $145,000 $0 4.80%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $145,000 $145,000 $0 0.00%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $135,000 $135,000 $0 6.75%
Lexington, NE (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.75%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $125,000 $125,000 $0 0.00%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.00%
ABILENE, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 5.00%
Thomasville, GA (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.49%
Roswell, NM (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.00%
NEW BERN, NC (FHA|USDA|VA) 1 $105,000 $105,000 $0 0.00%
SPARTANBURG, SC (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.99%
MANSFIELD, OH (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.25%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.60%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $105,000 $105,000 $0 9.99%
Granbury, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 0.00%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $105,000 $105,000 $0 0.00%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.00%
Alice, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 0.00%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $95,000 $95,000 $0 8.99%
Zanesville, OH (FHA|USDA|VA) 1 $95,000 $95,000 $0 4.75%
Ottawa, IL (FHA|USDA|VA) 1 $95,000 $95,000 $0 5.05%
CHARLESTON, WV (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.75%
Mineral Wells, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.99%
ALBANY, GA (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.60%
LAWTON, OK (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.90%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.75%

Lendingone 's top markets include Atlanta, Miami, Salt Lake City, New York, and Dallas among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 2,632 $969,190,000 $368,233 $0 6.09%

For the 2021 period, Lendingone 's most frequently originated loan type of loans were Conventional, with 2,632 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 1,362 $491,620,000 $360,954 $0 6.99%
Cash Out Refi 895 $372,415,000 $416,106 $0 4.88%
Refi 278 $51,360,000 $184,748 $0 4.76%
Home Improvement 97 $53,795,000 $554,588 $0 8.23%

For the 2021, Lendingone 's most frequently cited loan purpose of loans were Home Purchase, with 1,362 originations. The 2nd most popular reason of loans were Cash Out Refi, with 895 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 1,447 $467,875,000 $323,341 $0 4.75%
1 Year 1,136 $367,240,000 $323,275 $0 7.78%
Other 37 $114,715,000 $3,100,405 $0 6.93%
5 Year 11 $13,635,000 $1,239,545 $0 4.43%
10 Year 1 $5,725,000 $5,725,000 $0 4.85%

For the 2021, Lendingone 's most frequently cited loan length of loans were 30 Year, with 1,447 originations. The 2nd most popular length of loans were 1 Year, with 1,136 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
4-5% 640 $256,710,000 $401,109
5-6% 402 $102,300,000 $254,478
Over 8% 390 $112,680,000 $288,923
6-7% 340 $158,930,000 $467,441
7-8% 308 $105,520,000 $342,597
3-4% 288 $148,100,000 $514,236

During 2021, Lendingone 's average interest rate of loans were 4.75%, while their most frequently originated rate bucket of loans were 4-5%, with 640 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$100k-200k 1,275 $183,095,000 $143,604 $0 6.01%
$200k-400k 693 $184,175,000 $265,765 $0 6.32%
$100,000 or less 296 $25,600,000 $86,486 $0 5.57%
$400k-600k 162 $78,310,000 $483,395 $0 6.56%
$1MM+ 115 $428,975,000 $3,730,217 $0 5.90%
$600k-1MM 91 $69,035,000 $758,626 $0 6.47%

2021 saw Lendingone place emphasis on $100k-200k loans with 1,275 originations, totaling $183,095,000 in origination value.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
Not applicable 2,632 $969,190,000 $368,233 $0 6.09%

Approval Rates

Total approvals of all applications
28.73%

Lendingone has a low approval rate. They may have poor market targeting or stringent lending standards.

Pick Rate

Approvals leading to origination
28.25%

Lendingone has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
NA 2,632 $969,190,000 $368,233

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
2,632 $969,190,000 $368,233

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 15 $2,205,000 $147,000 $0 5.20%
40-60% 269 $64,025,000 $238,011 $0 6.21%
60-80% 2,084 $510,250,000 $244,842 $0 6.16%
80-100% 129 $36,225,000 $280,814 $0 5.95%
Over 100% 135 $356,485,000 $2,640,630 $0 4.97%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
Lending Club Corp Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 50.0%
Lending Club Corp Other type of mortgage Trouble during payment process 1 50.0%