Barings Multifamily Capital Mortgage Rates, Fees & Info

Plano, TX

LEI: 549300AEULLVYD8L9B04

Tax ID: 94-3159818

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Mortgage Data

Review & Overview

Barings Multifamily Capital is a small mortgage company specializing in Refi loans. Barings Multifamily Capital has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Washington, New York, Philadelphia, Columbus, and Dallas among others. We have data for 50 markets. (Some data included below & more in-depth data is available with an active subscription.)

Barings Multifamily Capital has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year FHA Refi 6.72% 4/5/25
15 Year Conventional Refi 6.00% 4/5/25
15 Year Cash-out Refi 6.00% 4/5/25
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Barings Multifamily Capital Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Barings Multifamily Capital. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

112

Origination Dollar Volume (All Markets)

$2,924,450,000

Relative Rate

Barings Multifamily Capital's average 30 year fixed mortgage rate was 5.6%.

The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.

This yields a difference of -0.96%.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 9 $649,315,000 $72,146,111 $0 5.53%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 9 $273,095,000 $30,343,889 $0 5.96%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 4 $174,650,000 $43,662,500 $0 5.60%
COLUMBUS, OH (FHA|USDA|VA) 7 $167,185,000 $23,883,571 $0 6.03%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 4 $117,070,000 $29,267,500 $0 5.10%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 2 $99,070,000 $49,535,000 $0 5.18%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 6 $96,180,000 $16,030,000 $0 5.52%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 3 $94,785,000 $31,595,000 $0 5.31%
RALEIGH-CARY, NC (FHA|USDA|VA) 2 $88,020,000 $44,010,000 $0 5.12%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 5 $87,315,000 $17,463,000 $0 5.65%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 2 $80,050,000 $40,025,000 $0 4.34%
BURLINGTON, NC (FHA|USDA|VA) 2 $77,070,000 $38,535,000 $0 5.47%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 4 $68,880,000 $17,220,000 $0 6.30%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 2 $64,810,000 $32,405,000 $0 5.76%
FAYETTEVILLE, NC (FHA|USDA|VA) 1 $51,605,000 $51,605,000 $0 5.05%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 3 $46,735,000 $15,578,333 $0 5.87%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1 $43,225,000 $43,225,000 $0 5.24%
KNOXVILLE, TN (FHA|USDA|VA) 1 $41,345,000 $41,345,000 $0 5.20%
ROCHESTER, NY (FHA|USDA|VA) 2 $40,650,000 $20,325,000 $0 5.65%
DAYTON-KETTERING, OH (FHA|USDA|VA) 2 $40,340,000 $20,170,000 $0 5.73%
COLUMBIA, SC (FHA|USDA|VA) 2 $40,140,000 $20,070,000 $0 5.01%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $37,955,000 $37,955,000 $0 5.57%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 4 $36,110,000 $9,027,500 $0 5.87%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $33,205,000 $33,205,000 $0 5.51%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 1 $32,855,000 $32,855,000 $0 5.52%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $29,015,000 $29,015,000 $0 5.43%
PANAMA CITY, FL (FHA|USDA|VA) 1 $27,345,000 $27,345,000 $0 5.63%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $24,575,000 $24,575,000 $0 5.50%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $23,805,000 $23,805,000 $0 5.25%
FORT COLLINS, CO (FHA|USDA|VA) 2 $22,310,000 $11,155,000 $0 5.67%
MONTGOMERY, AL (FHA|USDA|VA) 4 $21,640,000 $5,410,000 $0 5.70%
Alexandria, MN (FHA|USDA|VA) 1 $20,345,000 $20,345,000 $0 5.43%
FRESNO, CA (FHA|USDA|VA) 1 $17,235,000 $17,235,000 $0 5.59%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 2 $15,930,000 $7,965,000 $0 7.56%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1 $15,425,000 $15,425,000 $0 5.43%
JACKSONVILLE, FL (FHA|USDA|VA) 1 $14,425,000 $14,425,000 $0 5.30%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 1 $13,055,000 $13,055,000 $0 5.54%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $10,835,000 $10,835,000 $0 5.17%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 2 $10,770,000 $5,385,000 $0 5.51%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1 $10,555,000 $10,555,000 $0 5.32%
BRUNSWICK, GA (FHA|USDA|VA) 1 $10,525,000 $10,525,000 $0 6.42%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $9,025,000 $9,025,000 $0 5.37%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $8,035,000 $8,035,000 $0 5.88%
Moberly, MO (FHA|USDA|VA) 1 $8,005,000 $8,005,000 $0 5.76%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $6,605,000 $6,605,000 $0 6.44%
Outside of Metro Areas 2 $5,080,000 $2,540,000 $0 6.24%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $4,805,000 $4,805,000 $0 5.53%
TUCSON, AZ (FHA|USDA|VA) 1 $4,605,000 $4,605,000 $0 5.95%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1 $4,585,000 $4,585,000 $0 6.33%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $4,255,000 $4,255,000 $0 5.16%
Barings Multifamily Capital's top markets include Washington, New York, Philadelphia, Columbus, and Dallas among others.

Their top states include:
  • Virginia (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • Ohio (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 94 $2,519,730,000 $26,805,638 $0 5.63%
    FHA 18 $404,720,000 $22,484,444 $0 5.83%

    For 2024, Barings Multifamily Capital's most frequently originated type of loan was Conventional, with 94 originations. Their 2nd most popular type was FHA, with 18 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 90 $2,436,720,000 $27,074,667 $0 5.62%
    Home Purchase 20 $471,800,000 $23,590,000 $0 5.66%
    Other 2 $15,930,000 $7,965,000 $0 7.56%

    For 2024, Barings Multifamily Capital's most frequently cited loan purpose was Refi, with 90 originations. The 2nd most popular reason was Home Purchase, with 20 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    5 Year 36 $973,650,000 $27,045,833 $0 5.64%
    10 Year 35 $1,073,165,000 $30,661,857 $0 5.61%
    Other 22 $468,330,000 $21,287,727 $0 5.59%
    30+ year 16 $376,370,000 $23,523,125 $0 5.86%
    30 Year 2 $28,350,000 $14,175,000 $0 5.60%
    15 Year 1 $4,585,000 $4,585,000 $0 6.33%

    For 2024, Barings Multifamily Capital's most frequently cited loan duration was 5 Year, with 36 originations. The 2nd most popular length was 10 Year, with 35 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 84 $2,093,660,000 $24,924,524
    6-7% 19 $316,075,000 $16,635,526
    4-5% 6 $483,470,000 $80,578,333
    7-8% 2 $15,930,000 $7,965,000
    3-4% 1 $15,315,000 $15,315,000

    During 2024, Barings Multifamily Capital's average interest rate for loans was 5.60%, while their most frequently originated rate bucket for loans was 5-6%, with 84 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $1MM+ 112 $2,924,450,000 $26,111,161 $0 5.66%

    2024 saw Barings Multifamily Capital place emphasis on $1MM+ loans with 112 originations, totaling $2,924,450,000 in origination value.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 112 $2,924,450,000 $26,111,161 $0 5.66%

    Approval Rates

    Total approvals of all applications
    98.63%

    Barings Multifamily Capital has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    71.43%

    Barings Multifamily Capital has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 112 $2,924,450,000 $26,111,161

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    112 $2,924,450,000 $26,111,161

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 4 $23,070,000 $5,767,500 $0 6.02%
    40-60% 26 $457,370,000 $17,591,154 $0 5.61%
    60-80% 72 $2,175,370,000 $30,213,472 $0 5.56%
    80-100% 8 $252,710,000 $31,588,750 $0 6.02%
    Under 20% 2 $15,930,000 $7,965,000 $0 7.56%