Othello Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Othello averaged
6.76%
for the week of 2024-10-10, compared to the national average of
6.32% for the same period.
The average rate for the prior week (2024-10-03) was
6.36% and
one month ago for the week of 2024-09-05, the
average rate was 6.59%.
Othello's average rate one year ago was 7.93%.
For refis of the same type during the week of 2024-10-10, the average rate
was 6.42%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-10-10 | 6.32% |
Othello 30 Year Fixed Rate | 2024-10-10 | 6.76% |
Othello 30 Year Fixed Rate Refi | 2024-10-10 | 6.42% |
Othello 15 Year Fixed Rate | 2024-10-10 | 5.51% |
Othello 15 Year Fixed Rate Refi | 2024-10-10 | 5.61% |
Othello 30 Year FHA | 2024-10-10 | 6% |
Othello 30 Year FHA Refi | 2024-10-10 | 6.1% |
Othello 30 Year USDA | 2024-10-10 | 6.18% |
Othello 30 Year USDA Refi | 2024-10-10 | 5.88% |
Othello 30 Year VA | 2024-10-10 | 5.85% |
Othello 30 Year VA Refi | 2024-10-10 | 5.85% |
Othello Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Othello, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Othello Average Closing Costs & Other Stats
Othello, WA's 33 lenders originated 227
loans during 2023. The total origination value was $51,975,000, with an average loan value of
$228,965.
Othello's average closing costs are $6,335.
The top Othello lender as defined by loan originations is GUILD MORTGAGE COMPANY, with
11 loans originated. Their average total fees are
$8,486, which is $2,037
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Othello lenders (with over 10 loans originated) are
GUILD MORTGAGE COMPANY ($8,486), .
The lowest rate Othello lenders (with over 10 loans originated) are
GUILD MORTGAGE COMPANY (7.02%), .
Othello, WA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
GUILD MORTGAGE COMPANY | $6,530,000 | $7,070,000 | 8.3% | 13.6% |
SPOKANE TEACHERS | $6,680,000 | $5,190,000 | -22.3% | 10.0% |
ENVOY MORTGAGE, LTD | $9,320,000 | $4,200,000 | -54.9% | 8.1% |
QUICKEN LOANS, LLC | $3,745,000 | $2,945,000 | -21.4% | 5.7% |
GESA | $10,110,000 | $2,780,000 | -72.5% | 5.3% |
UNITED WHOLESALE MORTGAGE, LLC | $1,695,000 | $2,740,000 | 61.7% | 5.3% |
Umpqua Bank | $2,765,000 | $2,380,000 | -13.9% | 4.6% |
CARDINAL FINANCIAL | $155,000 | $2,370,000 | 1,429.0% | 4.6% |
Wheatland Bank | $490,000 | $1,790,000 | 265.3% | 3.4% |
EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $850,000 | $1,625,000 | 91.2% | 3.1% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $305,000 | $1,520,000 | 398.4% | 2.9% |
Banner Bank | $2,145,000 | $1,360,000 | -36.6% | 2.6% |
U.S. Bank | $4,885,000 | $1,335,000 | -72.7% | 2.6% |
NEWREZ LLC | $995,000 | n/a | 1.9% | |
NUMERICA CREDIT UNION | $770,000 | $835,000 | 8.4% | 1.6% |
CHURCHILL MORTGAGE CORPORATION | $935,000 | $715,000 | -23.5% | 1.4% |
Northpointe Bank | $715,000 | n/a | 1.4% | |
NAVY FEDERAL CREDIT UNION | $395,000 | $650,000 | 64.6% | 1.3% |
Sierra Pacific Mortgage Company, Inc. | $635,000 | n/a | 1.2% | |
First National Bank of America | $830,000 | $530,000 | -36.1% | 1.0% |
CMG MORTGAGE, INC. | $515,000 | n/a | 1.0% | |
HORIZON | $430,000 | $515,000 | 19.8% | 1.0% |
SIRVA MORTGAGE, INC. | $445,000 | n/a | 0.9% | |
Flagstar Bank, FSB | $570,000 | $395,000 | -30.7% | 0.8% |
Citadel Servicing Corporation | $600,000 | $380,000 | -36.7% | 0.7% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $2,570,000 | $360,000 | -86.0% | 0.7% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $215,000 | $350,000 | 62.8% | 0.7% |
Boeing Employees Credit Union | $460,000 | $315,000 | -31.5% | 0.6% |
NATIONS RELIABLE LENDING, LLC | $315,000 | n/a | 0.6% | |
JPMorgan Chase Bank | $310,000 | n/a | 0.6% | |
Northwest Farm Credit Services, FLCA | $305,000 | n/a | 0.6% | |
American Mortgage & Equity Consultants, Inc. | $300,000 | n/a | 0.6% | |
FREEDOM MORTGAGE CORPORATION | $830,000 | $285,000 | -65.7% | 0.5% |
NP, Inc. | $285,000 | n/a | 0.5% | |
SAMMAMISH MORTGAGE COMPANY | $285,000 | n/a | 0.5% | |
MOVEMENT MORTGAGE, LLC | $1,755,000 | $265,000 | -84.9% | 0.5% |
LENDINGHOME FUNDING CORPORATION | $245,000 | n/a | 0.5% | |
Mr. Cooper ( Nationstar Mortgage ) | $1,045,000 | $245,000 | -76.6% | 0.5% |
LOANDEPOT.COM, LLC | $1,495,000 | $240,000 | -83.9% | 0.5% |
DIRECTORS MORTGAGE, INC. | $235,000 | n/a | 0.5% | |
Barrington Bank & Trust Company, N.A. | $215,000 | $225,000 | 4.7% | 0.4% |
CITYWIDE HOME LOANS, LLC | $225,000 | n/a | 0.4% | |
Qualstar Credit Union | $195,000 | n/a | 0.4% | |
LADERA LENDING, INC. | $175,000 | n/a | 0.3% | |
AMERICAN FINANCIAL NETWORK, INC. | $165,000 | n/a | 0.3% | |
Discover Bank | $155,000 | n/a | 0.3% | |
Bank of Eastern Oregon | $145,000 | n/a | 0.3% | |
CREDIT HUMAN FEDERAL CREDIT UNION | $145,000 | n/a | 0.3% | |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $2,340,000 | $145,000 | -93.8% | 0.3% |
CALCON MUTUAL MORTGAGE LLC | $135,000 | n/a | 0.3% | |
Sunflower Bank | $385,000 | $135,000 | -64.9% | 0.3% |
USAlliance Federal Credit Union | $115,000 | n/a | 0.2% | |
MASON MCDUFFIE MORTGAGE CORPORATION | $95,000 | n/a | 0.2% | |
HAPO COMMUNITY CREDIT UNION | $630,000 | $85,000 | -86.5% | 0.2% |
Potlatch No. 1 Financial Credit Union | $85,000 | n/a | 0.2% | |
Wells Fargo Bank | $415,000 | $85,000 | -79.5% | 0.2% |
Alaska USA Federal Credit Union | $75,000 | n/a | 0.1% | |
ROYAL UNITED MORTGAGE LLC | $65,000 | n/a | 0.1% | |
PENNYMAC LOAN SERVICES, LLC | $1,235,000 | $55,000 | -95.5% | 0.1% |
SPRING EQ, LLC | $55,000 | n/a | 0.1% | |
Washington Trust Bank | $300,000 | $50,000 | -83.3% | 0.1% |
Othello's top lender by overall market share is GUILD MORTGAGE COMPANY, with 13.6% market share. In second place, with 10.0%, is SPOKANE TEACHERS, having originated $5,190,000 in loans. In third place, with 8.1%, is ENVOY MORTGAGE, LTD, having originated $4,200,000 in loans. In fourth place, with 5.7%, is QUICKEN LOANS, LLC, having originated $2,945,000 in loans. In fifth place, with 5.3%, is GESA, having originated $2,780,000 in loans.
Othello Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Othello (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $165,000 (25.2%) | $196,195 (33.2%) | 0.00 | 26 |
2018-02-01 | $155,750 (42.9%) | $180,403 (43.3%) | 0.00 | 22 |
2018-03-01 | $154,000 (37.8%) | $172,823 (22.0%) | 0.00 | 23 |
2018-04-01 | $153,000 (38.5%) | $174,502 (14.5%) | 0.00 | 27 |
2018-05-01 | $159,500 (49.1%) | $182,981 (14.2%) | 0.00 | 30 |
2018-06-01 | $187,500 (73.6%) | $219,032 (32.5%) | 0.00 | 33 |
2018-07-01 | $167,500 (35.2%) | $209,928 (21.9%) | 0.00 | 40 |
2018-08-01 | $187,725 (20.0%) | $235,200 (27.6%) | 0.00 | 39 |
2018-09-01 | $183,500 (5.5%) | $234,375 (19.1%) | 0.00 | 40 |
2018-10-01 | $190,750 (3.7%) | $229,345 (13.9%) | 0.00 | 37 |
2018-11-01 | $195,500 (6.3%) | $227,424 (16.4%) | 0.00 | 35 |
2018-12-01 | $193,000 (10.0%) | $242,765 (22.5%) | 0.00 | 31 |
2019-01-01 | $170,000 (3.0%) | $227,021 (15.7%) | 0.00 | 34 |
2019-02-01 | $161,175 (3.5%) | $216,276 (19.9%) | 0.00 | 37 |
2019-03-01 | $153,871 (-0.1%) | $222,173 (28.6%) | 0.00 | 30 |
2019-04-01 | $170,171 (11.2%) | $225,207 (29.1%) | 0.00 | 30 |
2019-05-01 | $166,250 (4.2%) | $215,735 (17.9%) | 0.00 | 31 |
2019-06-01 | $170,000 (-9.3%) | $211,119 (-3.6%) | 0.00 | 38 |
2019-07-01 | $172,250 (2.8%) | $217,042 (3.4%) | 0.00 | 40 |
2019-08-01 | $176,818 (-5.8%) | $218,275 (-7.2%) | 0.00 | 42 |
2019-09-01 | $173,545 (-5.4%) | $214,388 (-8.5%) | 0.00 | 47 |
2019-10-01 | $169,250 (-11.3%) | $211,426 (-7.8%) | 0.00 | 47 |
2019-11-01 | $169,950 (-13.1%) | $214,715 (-5.6%) | 0.00 | 36 |
2019-12-01 | $174,950 (-9.4%) | $214,717 (-11.6%) | 0.00 | 39 |
2020-01-01 | $193,600 (13.9%) | $216,346 (-4.7%) | 0.00 | 36 |
2020-02-01 | $199,500 (23.8%) | $219,422 (1.5%) | 0.00 | 29 |
2020-03-01 | $189,950 (23.5%) | $236,238 (6.3%) | 0.00 | 25 |
2020-04-01 | $199,500 (17.2%) | $238,527 (5.9%) | 0.00 | 21 |
2020-05-01 | $202,000 (21.5%) | $228,673 (6.0%) | 0.00 | 22 |
2020-06-01 | $201,108 (18.3%) | $228,222 (8.1%) | 0.00 | 27 |
2020-07-01 | $225,000 (30.6%) | $228,578 (5.3%) | 0.00 | 37 |
2020-08-01 | $233,000 (31.8%) | $225,527 (3.3%) | 0.00 | 50 |
2020-09-01 | $237,021 (36.6%) | $233,656 (9.0%) | 0.00 | 59 |
2020-10-01 | $239,221 (41.3%) | $234,482 (10.9%) | 0.00 | 56 |
2020-11-01 | $218,453 (28.5%) | $226,908 (5.7%) | 0.00 | 20 |
2020-12-01 | $212,450 (21.4%) | $235,915 (9.9%) | 0.00 | 16 |
2021-01-01 | $265,000 (36.9%) | $251,715 (16.4%) | 0.00 | 13 |
2021-02-01 | $275,000 (37.8%) | $266,623 (21.5%) | 0.00 | 13 |
2021-03-01 | $253,748 (33.6%) | $247,533 (4.8%) | 0.00 | 12 |
2021-04-01 | $258,750 (29.7%) | $276,948 (16.1%) | 0.00 | 14 |
2021-05-01 | $275,000 (36.1%) | $317,143 (38.7%) | 0.00 | 13 |
2021-06-01 | $283,749 (41.1%) | $326,532 (43.1%) | 0.00 | 19 |
2021-07-01 | $291,755 (29.7%) | $350,268 (53.2%) | 0.00 | 21 |
2021-08-01 | $293,005 (25.8%) | $363,666 (61.3%) | 0.00 | 23 |
2021-09-01 | $304,814 (28.6%) | $355,671 (52.2%) | 0.00 | 30 |
2021-10-01 | $309,521 (29.4%) | $362,562 (54.6%) | 0.00 | 28 |
2021-11-01 | $296,255 (35.6%) | $351,939 (55.1%) | 0.00 | 33 |
2021-12-01 | $293,491 (38.2%) | $361,240 (53.1%) | 0.00 | 31 |
2022-01-01 | $324,543 (22.5%) | $375,393 (49.1%) | 0.00 | 23 |
2022-02-01 | $349,199 (27.0%) | $377,960 (41.8%) | 0.00 | 20 |
2022-03-01 | $348,245 (37.2%) | $403,059 (62.8%) | 0.00 | 18 |
2022-04-01 | $327,498 (26.6%) | $386,210 (39.5%) | 0.00 | 19 |
2022-05-01 | $308,000 (12.0%) | $361,445 (14.0%) | 0.00 | 27 |
2022-06-01 | $298,000 (5.0%) | $352,852 (8.1%) | 0.00 | 30 |
2022-07-01 | $310,000 (6.3%) | $365,861 (4.5%) | 0.00 | 35 |
2022-08-01 | $338,800 (15.6%) | $362,690 (-0.3%) | 0.00 | 55 |
2022-09-01 | $338,800 (11.2%) | $355,893 (0.1%) | 0.00 | 56 |
2022-10-01 | $338,800 (9.5%) | $358,303 (-1.2%) | 0.00 | 55 |
2022-11-01 | $332,500 (12.2%) | $355,018 (0.9%) | 0.00 | 50 |
2022-12-01 | $338,800 (15.4%) | $358,890 (-0.7%) | 0.00 | 41 |
2023-01-01 | $338,800 (4.4%) | $366,021 (-2.5%) | 0.00 | 41 |
2023-02-01 | $349,650 (0.1%) | $388,064 (2.7%) | 0.00 | 43 |
2023-03-01 | $355,400 (2.1%) | $385,027 (-4.5%) | 0.00 | 43 |
2023-04-01 | $384,900 (17.5%) | $400,501 (3.7%) | 0.00 | 40 |
2023-05-01 | $378,725 (23.0%) | $425,041 (17.6%) | 0.00 | 40 |
2023-06-01 | $367,050 (23.2%) | $417,972 (18.5%) | 0.00 | 36 |
2023-07-01 | $362,000 (16.8%) | $407,851 (11.5%) | 0.00 | 39 |
2023-08-01 | $341,800 (0.9%) | $390,124 (7.6%) | 0.00 | 38 |
2023-09-01 | $336,500 (-0.7%) | $385,786 (8.4%) | 0.00 | 42 |
2023-10-01 | $362,500 (7.0%) | $403,050 (12.5%) | 0.00 | 47 |
2023-11-01 | $362,500 (9.0%) | $413,175 (16.4%) | 0.00 | 50 |
2023-12-01 | $386,500 (14.1%) | $435,183 (21.3%) | 0.00 | 43 |
2024-01-01 | $386,500 (14.1%) | $433,532 (18.4%) | 0.00 | 41 |
2024-02-01 | $362,150 (3.6%) | $396,116 (2.1%) | 0.00 | 38 |
2024-03-01 | $354,300 (-0.3%) | $373,627 (-3.0%) | 0.00 | 39 |
2024-04-01 | $350,075 (-9.1%) | $350,148 (-12.6%) | 0.00 | 44 |
2024-05-01 | $330,000 (-12.9%) | $343,319 (-19.2%) | 0.00 | 47 |
2024-06-01 | $342,450 (-6.7%) | $364,628 (-12.8%) | 0.00 | 45 |
2024-07-01 | $344,925 (-4.7%) | $366,799 (-10.1%) | 0.00 | 51 |
2024-08-01 | $335,000 (-2.0%) | $361,817 (-7.3%) | 0.00 | 58 |
2024-09-01 | $348,900 (3.7%) | $361,524 (-6.3%) | 0.00 | 59 |
Othello's median listing price comes in at 0% of the national average.
Othello's average listing price for 2024-09-01 was $361,524, a difference of $-24,262 (-6.3%) versus the prior year and $-293 versus the prior month.
For the 2024-09-01 period, Othello had 59 MLS listings, a difference of 1 listings (2%) versus the prior month and 17 listings (40%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Othello (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 2,112 sqft |
2018-02-01 | 0 days | 1,976 sqft |
2018-03-01 | 0 days | 1,710 sqft |
2018-04-01 | 0 days | 1,841 sqft |
2018-05-01 | 0 days | 1,836 sqft |
2018-06-01 | 0 days | 1,840 sqft |
2018-07-01 | 0 days | 1,840 sqft |
2018-08-01 | 0 days | 1,909 sqft |
2018-09-01 | 0 days | 1,924 sqft |
2018-10-01 | 0 days | 1,882 sqft |
2018-11-01 | 0 days | 1,844 sqft |
2018-12-01 | 0 days | 1,814 sqft |
2019-01-01 | 0 days | 1,769 sqft |
2019-02-01 | 0 days | 1,668 sqft |
2019-03-01 | 0 days | 1,717 sqft |
2019-04-01 | 0 days | 1,726 sqft |
2019-05-01 | 0 days | 1,793 sqft |
2019-06-01 | 0 days | 1,782 sqft |
2019-07-01 | 0 days | 1,723 sqft |
2019-08-01 | 0 days | 1,775 sqft |
2019-09-01 | 0 days | 1,749 sqft |
2019-10-01 | 0 days | 1,731 sqft |
2019-11-01 | 0 days | 1,840 sqft |
2019-12-01 | 0 days | 1,740 sqft |
2020-01-01 | 0 days | 1,721 sqft |
2020-02-01 | 0 days | 1,867 sqft |
2020-03-01 | 0 days | 2,197 sqft |
2020-04-01 | 0 days | 1,945 sqft |
2020-05-01 | 0 days | 1,680 sqft |
2020-06-01 | 0 days | 1,528 sqft |
2020-07-01 | 0 days | 1,505 sqft |
2020-08-01 | 0 days | 1,442 sqft |
2020-09-01 | 0 days | 1,416 sqft |
2020-10-01 | 0 days | 1,472 sqft |
2020-11-01 | 0 days | 1,517 sqft |
2020-12-01 | 0 days | 1,472 sqft |
2021-01-01 | 0 days | 1,597 sqft |
2021-02-01 | 0 days | 1,759 sqft |
2021-03-01 | 0 days | 1,718 sqft |
2021-04-01 | 0 days | 1,818 sqft |
2021-05-01 | 0 days | 1,650 sqft |
2021-06-01 | 0 days | 1,621 sqft |
2021-07-01 | 0 days | 1,655 sqft |
2021-08-01 | 0 days | 1,657 sqft |
2021-09-01 | 0 days | 1,649 sqft |
2021-10-01 | 0 days | 1,672 sqft |
2021-11-01 | 0 days | 1,666 sqft |
2021-12-01 | 0 days | 1,680 sqft |
2022-01-01 | 0 days | 1,744 sqft |
2022-02-01 | 0 days | 1,813 sqft |
2022-03-01 | 0 days | 1,849 sqft |
2022-04-01 | 0 days | 2,070 sqft |
2022-05-01 | 0 days | 2,023 sqft |
2022-06-01 | 0 days | 1,965 sqft |
2022-07-01 | 0 days | 1,964 sqft |
2022-08-01 | 0 days | 1,657 sqft |
2022-09-01 | 0 days | 1,695 sqft |
2022-10-01 | 0 days | 1,744 sqft |
2022-11-01 | 0 days | 1,695 sqft |
2022-12-01 | 0 days | 1,580 sqft |
2023-01-01 | 0 days | 1,657 sqft |
2023-02-01 | 0 days | 1,817 sqft |
2023-03-01 | 0 days | 1,752 sqft |
2023-04-01 | 0 days | 1,885 sqft |
2023-05-01 | 0 days | 1,926 sqft |
2023-06-01 | 0 days | 1,899 sqft |
2023-07-01 | 0 days | 1,972 sqft |
2023-08-01 | 0 days | 1,933 sqft |
2023-09-01 | 0 days | 1,944 sqft |
2023-10-01 | 0 days | 1,868 sqft |
2023-11-01 | 0 days | 1,787 sqft |
2023-12-01 | 0 days | 1,794 sqft |
2024-01-01 | 0 days | 1,744 sqft |
2024-02-01 | 0 days | 1,734 sqft |
2024-03-01 | 0 days | 1,729 sqft |
2024-04-01 | 0 days | 1,689 sqft |
2024-05-01 | 0 days | 1,718 sqft |
2024-06-01 | 0 days | 1,864 sqft |
2024-07-01 | 0 days | 1,903 sqft |
2024-08-01 | 0 days | 1,798 sqft |
2024-09-01 | 0 days | 1,710 sqft |
Othello's median square footage for active listings during the 2024-09-01 period was 1,710 sqft. One year prior, the average listing was 1,944 sqft.
Othello, WA Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 125 | $34,615,000 | $276,920 |
Cash Out Refi | 40 | $8,520,000 | $213,000 |
Other | 24 | $2,540,000 | $105,833 |
Home Improvement | 22 | $1,780,000 | $80,909 |
Refi | 16 | $4,520,000 | $282,500 |
Othello's most frequently cited loan purpose was Home Purchase, with 125 originations. The 2nd most popular reason was Cash Out Refi, with 40 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 75 | $21,765,000 | $290,200 |
Over 8% | 59 | $7,695,000 | $130,424 |
7-8% | 49 | $11,875,000 | $242,347 |
5-6% | 28 | $9,640,000 | $344,286 |
<2.5% | 10 | $140,000 | $14,000 |
4-5% | 4 | $710,000 | $177,500 |
During 2023, Othello's most frequently originated rate bucket was 6-7%, with 75 originations.
Loan Sizing (Othello, WA MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$200k-400k | 89 | $25,295,000 | $284,213 |
$100k-200k | 57 | $8,495,000 | $149,035 |
$100,000 or less | 53 | $2,655,000 | $50,094 |
$400k-600k | 22 | $10,220,000 | $464,545 |
$600k-1000k | 5 | $3,305,000 | $661,000 |
$Over $1MM | 1 | $2,005,000 | $2,005,000 |
Othello's loan sizing saw the bucket of loans from $200k-400k with 89 originations, totaling $25,295,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 86 | $27,500,000 | $319,767 |
60-80% | 50 | $13,160,000 | $263,200 |
Under 20% | 35 | $1,355,000 | $38,714 |
20-40% | 32 | $5,930,000 | $185,313 |
40-60% | 21 | $3,315,000 | $157,857 |
Over 100% | 1 | $345,000 | $345,000 |
Othello's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 86 originations, totaling $27,500,000 in origination value.