Othello Mortgage Rates & Closing Costs

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  • Trends
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  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Othello averaged 6.24% for the week of 2023-05-25, compared to the national average of 6.57% for the same period.

    The average rate for the prior week (2023-05-18) was 5.66% and one month ago for the week of 2023-04-20, the average rate was 6.06%.

    Othello's average rate one year ago was 4.72%.

    For refis of the same type during the week of 2023-05-25, the average rate was 7.07%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-05-25 6.57%
    Othello 30 Year Fixed Rate 2023-05-25 6.24%
    Othello 30 Year Fixed Rate Refi 2023-05-25 7.07%
    Othello 15 Year Fixed Rate 2023-05-25 5.87%
    Othello 15 Year Fixed Rate Refi 2023-05-25 6.17%
    Othello 30 Year FHA 2023-05-25 6.71%
    Othello 30 Year FHA Refi 2023-05-25 6.81%
    Othello 30 Year USDA 2023-05-25 6.53%
    Othello 30 Year USDA Refi 2023-05-25 6.43%
    Othello 30 Year VA 2023-05-25 6.41%
    Othello 30 Year VA Refi 2023-05-25 6.61%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Othello, WA.

    Othello Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Othello, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    GESA 28 3.59% $5,240
    ENVOY MORTGAGE, LTD 16 5.02% $7,378
    GUILD MORTGAGE COMPANY 8 5.40% $7,426
    QUICKEN LOANS, LLC 6 4.64% $9,006
    U.S. Bank 5 3.58% $5,571
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4 4.75% $7,877
    LOANDEPOT.COM, LLC 3 3.75% $5,002
    SPOKANE TEACHERS 3 4.13% $5,485
    Columbia State Bank 3 5.33% $4,974
    FREEDOM MORTGAGE CORPORATION 3 4.50% $5,597
    HOMEBRIDGE FINANCIAL SERVICES, INC. 3 5.08% $5,138
    First National Bank of America 3 8.08% $8,994
    CHURCHILL MORTGAGE CORPORATION 3 5.50% $4,534
    Umpqua Bank 2 3.50% $11,176
    Wheatland Bank 2 5.00% $6,507
    HORIZON 2 5.88% $6,964
    Banner Bank 2 4.63% $6,234
    Citadel Servicing Corporation 2 8.06% $9,628
    MOVEMENT MORTGAGE, LLC 2 6.31% $6,575
    AMERISAVE MORTGAGE CORPORATION 2 4.25% $11,250
    HAPO COMMUNITY CREDIT UNION 2 4.44% $4,739
    NUMERICA CREDIT UNION 2 4.50% $5,288
    Flagstar Bank, FSB 2 5.82% $6,678
    Ally Bank 1 5.13% $1,648
    Willamette Valley Bank 1 3.38% $3,541
    AMERICAN FINANCING CORPORATION 1 5.75% $16,498
    AMERICAN INTERNET MORTGAGE, INC. 1 3.25% $5,632
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 3.38% $3,801
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 3.88% $4,771
    ANGEL OAK MORTGAGE SOLUTIONS LLC 1 7.25% $9,751
    Bank of America 1 3.63% $5,822
    BROKER SOLUTIONS, INC. 1 4.99% $5,467
    CALIBER HOME LOANS, INC. 1 4.50% $3,644
    CANOPY MORTGAGE, LLC 1 5.25% $4,990
    CARDINAL FINANCIAL 1 3.38% $2,895
    Carrington Mortgage Services, LLC 1 3.88% $2,958
    Century Mortgage Company DBA Century Lending Company 1 6.25% $4,086
    Greenbox Loans, Inc. 1 5.63% $10,207
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 5.75% $3,010
    HOMESIDE FINANCIAL, LLC 1 4.99% $8,210
    LEADERONE FINANCIAL CORPORATION 1 4.25% $2,710
    LOANPAL, LLC 1 3.88% $4,723
    Mr. Cooper ( Nationstar Mortgage ) 1 4.75% $6,283
    Notre Dame Federal Credit Union Corporation 1 3.13% $6,574
    PENNYMAC LOAN SERVICES, LLC 1 2.87% $8,052
    RANLIFE, INC. 1 4.38% $6,575
    UNITED WHOLESALE MORTGAGE, LLC 1 5.75% $5,008

    Othello Average Closing Costs & Other Stats

    Othello, WA's 47 lenders originated 359 loans during 2022. The total origination value was $83,555,000, with an average loan value of $232,744.

    Othello's average closing costs are $5,992.

    The top Othello lender as defined by loan originations is GESA, with 28 loans originated. Their average total fees are $5,240, which is $2,138 lower than the next largest lender, ENVOY MORTGAGE, LTD.

    The lowest fee Othello lenders (with over 10 loans originated) are GESA ($5,240), ENVOY MORTGAGE, LTD ($7,378), .

    The lowest rate Othello lenders (with over 10 loans originated) are GESA (3.59%), ENVOY MORTGAGE, LTD (5.02%), .

    Othello, WA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    GESA $6,170,000 $10,110,000 63.9% 12.1%
    ENVOY MORTGAGE, LTD $11,300,000 $9,320,000 -17.5% 11.2%
    SPOKANE TEACHERS $3,445,000 $6,680,000 93.9% 8.0%
    GUILD MORTGAGE COMPANY $16,175,000 $6,530,000 -59.6% 7.8%
    U.S. Bank $5,725,000 $4,885,000 -14.7% 5.8%
    QUICKEN LOANS, LLC $8,010,000 $3,745,000 -53.2% 4.5%
    Umpqua Bank $1,945,000 $2,765,000 42.2% 3.3%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $705,000 $2,570,000 264.5% 3.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $2,195,000 $2,340,000 6.6% 2.8%
    Banner Bank $1,775,000 $2,145,000 20.8% 2.6%
    MOVEMENT MORTGAGE, LLC $1,830,000 $1,755,000 -4.1% 2.1%
    UNITED WHOLESALE MORTGAGE, LLC $1,265,000 $1,695,000 34.0% 2.0%
    LOANDEPOT.COM, LLC $2,510,000 $1,495,000 -40.4% 1.8%
    PENNYMAC LOAN SERVICES, LLC $2,900,000 $1,235,000 -57.4% 1.5%
    Mr. Cooper ( Nationstar Mortgage ) $1,145,000 $1,045,000 -8.7% 1.3%
    AMERISAVE MORTGAGE CORPORATION $1,615,000 $980,000 -39.3% 1.2%
    CHURCHILL MORTGAGE CORPORATION $3,680,000 $935,000 -74.6% 1.1%
    Columbia State Bank $1,225,000 $920,000 -24.9% 1.1%
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY $1,935,000 $850,000 -56.1% 1.0%
    First National Bank of America $1,825,000 $830,000 -54.5% 1.0%
    FREEDOM MORTGAGE CORPORATION $1,930,000 $830,000 -57.0% 1.0%
    HOMESIDE FINANCIAL, LLC $225,000 $820,000 264.4% 1.0%
    NUMERICA CREDIT UNION $1,635,000 $770,000 -52.9% 0.9%
    Mortgage Research Center, LLC $1,360,000 $720,000 -47.1% 0.9%
    SUMMIT FUNDING, INC. $1,100,000 $655,000 -40.5% 0.8%
    HAPO COMMUNITY CREDIT UNION $575,000 $630,000 9.6% 0.8%
    Citadel Servicing Corporation $600,000 n/a 0.7%
    Flagstar Bank, FSB $350,000 $570,000 62.9% 0.7%
    AMERICAN FINANCING CORPORATION $685,000 $550,000 -19.7% 0.7%
    Willamette Valley Bank $95,000 $500,000 426.3% 0.6%
    Wheatland Bank $930,000 $490,000 -47.3% 0.6%
    MUTUAL OF OMAHA MORTGAGE, INC. $330,000 $480,000 45.5% 0.6%
    Boeing Employees Credit Union $110,000 $460,000 318.2% 0.6%
    CIVIC FINANCIAL SERVICES, LLC $460,000 n/a 0.6%
    PNC Bank $75,000 $455,000 506.7% 0.5%
    Notre Dame Federal Credit Union Corporation $295,000 $440,000 49.2% 0.5%
    HORIZON $430,000 n/a 0.5%
    Wells Fargo Bank $550,000 $415,000 -24.5% 0.5%
    NAVY FEDERAL CREDIT UNION $165,000 $395,000 139.4% 0.5%
    BROKER SOLUTIONS, INC. $290,000 $385,000 32.8% 0.5%
    MEMBER FIRST MORTGAGE, LLC $385,000 n/a 0.5%
    Sunflower Bank $145,000 $385,000 165.5% 0.5%
    CANOPY MORTGAGE, LLC $335,000 n/a 0.4%
    AHL FUNDING $325,000 n/a 0.4%
    1st Security Bank of Washington $285,000 $315,000 10.5% 0.4%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $1,545,000 $305,000 -80.3% 0.4%
    The Federal Savings Bank $500,000 $305,000 -39.0% 0.4%
    Washington Trust Bank $895,000 $300,000 -66.5% 0.4%
    AMERICAN INTERNET MORTGAGE, INC. $205,000 $295,000 43.9% 0.4%
    ARC HOME LLC $285,000 n/a 0.3%
    CALIBER HOME LOANS, INC. $1,160,000 $285,000 -75.4% 0.3%
    KeyBank $1,055,000 $275,000 -73.9% 0.3%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $265,000 n/a 0.3%
    HOME POINT FINANCIAL CORPORATION $460,000 $265,000 -42.4% 0.3%
    Bank of America $185,000 $250,000 35.1% 0.3%
    LPMC, LLC $195,000 $245,000 25.6% 0.3%
    Bank of the West $185,000 $225,000 21.6% 0.3%
    LOANPAL, LLC $540,000 $225,000 -58.3% 0.3%
    ZILLOW HOME LOANS, LLC $225,000 n/a 0.3%
    AMERICAN PACIFIC MORTGAGE CORPORATION $1,340,000 $215,000 -84.0% 0.3%
    Barrington Bank & Trust Company, N.A. $245,000 $215,000 -12.2% 0.3%
    Greenbox Loans, Inc. $325,000 $215,000 -33.8% 0.3%
    Ally Bank $195,000 $205,000 5.1% 0.2%
    Carrington Mortgage Services, LLC $530,000 $195,000 -63.2% 0.2%
    IDAHO CENTRAL $195,000 n/a 0.2%
    RANLIFE, INC. $175,000 n/a 0.2%
    FINANCE OF AMERICA MORTGAGE LLC $605,000 $170,000 -71.9% 0.2%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $165,000 n/a 0.2%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $615,000 $155,000 -74.8% 0.2%
    LIMA ONE CAPITAL, LLC $155,000 n/a 0.2%
    S1L, Inc. $150,000 n/a 0.2%
    Figure Lending LLC $145,000 n/a 0.2%
    AMERICAN ADVISORS GROUP $135,000 n/a 0.2%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $125,000 n/a 0.1%
    Advisors Mortgage Group, L.L.C. $115,000 n/a 0.1%
    Century Mortgage Company DBA Century Lending Company $115,000 n/a 0.1%
    VERITY $115,000 n/a 0.1%
    DEEPHAVEN MORTGAGE LLC $105,000 n/a 0.1%
    LEADERONE FINANCIAL CORPORATION $75,000 $75,000 0.0% 0.1%
    Washington Federal Bank $300,000 $45,000 -85.0% 0.1%

    Othello's top lender by overall market share is GESA, with 12.1% market share. In second place, with 11.2%, is ENVOY MORTGAGE, LTD, having originated $9,320,000 in loans. In third place, with 8.0%, is SPOKANE TEACHERS, having originated $6,680,000 in loans. In fourth place, with 7.8%, is GUILD MORTGAGE COMPANY, having originated $6,530,000 in loans. In fifth place, with 5.8%, is U.S. Bank, having originated $4,885,000 in loans.

    Othello Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Othello (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $165,000 (25.2%) $196,195 (33.2%) 0.00 26
    2018-02-01 $155,750 (42.9%) $180,403 (43.3%) 0.00 22
    2018-03-01 $154,000 (37.8%) $172,823 (22.0%) 0.00 23
    2018-04-01 $153,000 (38.5%) $174,502 (14.5%) 0.00 27
    2018-05-01 $159,500 (49.1%) $182,981 (14.2%) 0.00 30
    2018-06-01 $187,500 (73.6%) $219,032 (32.5%) 0.00 33
    2018-07-01 $167,500 (35.2%) $209,928 (21.9%) 0.00 40
    2018-08-01 $187,725 (20.0%) $235,200 (27.6%) 0.00 39
    2018-09-01 $183,500 (5.5%) $234,375 (19.1%) 0.00 40
    2018-10-01 $190,750 (3.7%) $229,345 (13.9%) 0.00 37
    2018-11-01 $195,500 (6.3%) $227,424 (16.4%) 0.00 35
    2018-12-01 $193,000 (10.0%) $242,765 (22.5%) 0.00 31
    2019-01-01 $170,000 (3.0%) $227,021 (15.7%) 0.00 34
    2019-02-01 $161,175 (3.5%) $216,276 (19.9%) 0.00 37
    2019-03-01 $152,000 (-1.3%) $217,513 (25.9%) 0.00 32
    2019-04-01 $168,750 (10.3%) $221,824 (27.1%) 0.00 30
    2019-05-01 $166,250 (4.2%) $215,735 (17.9%) 0.00 31
    2019-06-01 $170,000 (-9.3%) $211,119 (-3.6%) 0.00 38
    2019-07-01 $170,000 (1.5%) $216,536 (3.2%) 0.00 39
    2019-08-01 $167,500 (-10.8%) $215,469 (-8.4%) 0.00 40
    2019-09-01 $166,250 (-9.4%) $217,129 (-7.4%) 0.00 42
    2019-10-01 $169,250 (-11.3%) $211,426 (-7.8%) 0.00 47
    2019-11-01 $169,950 (-13.1%) $214,715 (-5.6%) 0.00 36
    2019-12-01 $174,950 (-9.4%) $214,717 (-11.6%) 0.00 39
    2020-01-01 $193,600 (13.9%) $216,346 (-4.7%) 0.00 36
    2020-02-01 $199,500 (23.8%) $219,422 (1.5%) 0.00 29
    2020-03-01 $189,950 (25.0%) $236,238 (8.6%) 0.00 25
    2020-04-01 $199,500 (18.2%) $238,527 (7.5%) 0.00 21
    2020-05-01 $202,000 (21.5%) $228,673 (6.0%) 0.00 22
    2020-06-01 $201,108 (18.3%) $228,222 (8.1%) 0.00 27
    2020-07-01 $225,000 (32.4%) $228,578 (5.6%) 0.00 37
    2020-08-01 $233,000 (39.1%) $225,527 (4.7%) 0.00 50
    2020-09-01 $237,021 (42.6%) $233,656 (7.6%) 0.00 59
    2020-10-01 $239,221 (41.3%) $234,482 (10.9%) 0.00 56
    2020-11-01 $218,453 (28.5%) $226,908 (5.7%) 0.00 20
    2020-12-01 $212,450 (21.4%) $235,915 (9.9%) 0.00 16
    2021-01-01 $265,000 (36.9%) $251,715 (16.4%) 0.00 13
    2021-02-01 $275,000 (37.8%) $266,623 (21.5%) 0.00 13
    2021-03-01 $253,748 (33.6%) $247,533 (4.8%) 0.00 12
    2021-04-01 $258,750 (29.7%) $276,948 (16.1%) 0.00 14
    2021-05-01 $275,000 (36.1%) $317,143 (38.7%) 0.00 13
    2021-06-01 $277,498 (38.0%) $305,449 (33.8%) 0.00 18
    2021-07-01 $289,255 (28.6%) $332,479 (45.5%) 0.00 20
    2021-08-01 $291,755 (25.2%) $347,383 (54.0%) 0.00 23
    2021-09-01 $304,814 (28.6%) $355,671 (52.2%) 0.00 30
    2021-10-01 $309,521 (29.4%) $362,562 (54.6%) 0.00 28
    2021-11-01 $296,255 (35.6%) $351,939 (55.1%) 0.00 33
    2021-12-01 $293,491 (38.2%) $361,240 (53.1%) 0.00 31
    2022-01-01 $324,543 (22.5%) $375,393 (49.1%) 0.00 23
    2022-02-01 $349,199 (27.0%) $377,960 (41.8%) 0.00 20
    2022-03-01 $348,245 (37.2%) $403,059 (62.8%) 0.00 18
    2022-04-01 $327,498 (26.6%) $386,210 (39.5%) 0.00 19
    2022-05-01 $308,000 (12.0%) $361,445 (14.0%) 0.00 27
    2022-06-01 $298,000 (7.4%) $352,852 (15.5%) 0.00 30
    2022-07-01 $310,000 (7.2%) $365,861 (10.0%) 0.00 35
    2022-08-01 $338,800 (16.1%) $362,690 (4.4%) 0.00 55
    2022-09-01 $338,800 (11.2%) $355,565 (0.0%) 0.00 56
    2022-10-01 $338,800 (9.5%) $358,303 (-1.2%) 0.00 55
    2022-11-01 $332,500 (12.2%) $355,018 (0.9%) 0.00 50
    2022-12-01 $338,800 (15.4%) $358,890 (-0.7%) 0.00 41
    2023-01-01 $338,800 (4.4%) $366,021 (-2.5%) 0.00 41
    2023-02-01 $349,650 (0.1%) $388,064 (2.7%) 0.00 43
    2023-03-01 $355,400 (2.1%) $385,027 (-4.5%) 0.00 43
    2023-04-01 $384,900 (17.5%) $400,501 (3.7%) 0.00 40
    Othello's median listing price for 2023-04-01 was $384,900, a difference of $57,402 (17.5%) versus the prior year and $29,500 versus the prior month.

    Othello's median listing price comes in at 0% of the national average.

    Othello's average listing price for 2023-04-01 was $400,501, a difference of $14,291 (3.7%) versus the prior year and $15,474 versus the prior month.

    For the 2023-04-01 period, Othello had 40 MLS listings, a difference of -3 listings (-7%) versus the prior month and 21 listings (111%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Othello (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,112 sqft
    2018-02-01 0 days 1,976 sqft
    2018-03-01 0 days 1,710 sqft
    2018-04-01 0 days 1,841 sqft
    2018-05-01 0 days 1,836 sqft
    2018-06-01 0 days 1,840 sqft
    2018-07-01 0 days 1,840 sqft
    2018-08-01 0 days 1,909 sqft
    2018-09-01 0 days 1,924 sqft
    2018-10-01 0 days 1,882 sqft
    2018-11-01 0 days 1,844 sqft
    2018-12-01 0 days 1,814 sqft
    2019-01-01 0 days 1,769 sqft
    2019-02-01 0 days 1,668 sqft
    2019-03-01 0 days 1,804 sqft
    2019-04-01 0 days 1,735 sqft
    2019-05-01 0 days 1,793 sqft
    2019-06-01 0 days 1,782 sqft
    2019-07-01 0 days 1,733 sqft
    2019-08-01 0 days 1,782 sqft
    2019-09-01 0 days 1,806 sqft
    2019-10-01 0 days 1,755 sqft
    2019-11-01 0 days 1,813 sqft
    2019-12-01 0 days 1,740 sqft
    2020-01-01 0 days 1,721 sqft
    2020-02-01 0 days 1,867 sqft
    2020-03-01 0 days 2,197 sqft
    2020-04-01 0 days 1,945 sqft
    2020-05-01 0 days 1,680 sqft
    2020-06-01 0 days 1,509 sqft
    2020-07-01 0 days 1,505 sqft
    2020-08-01 0 days 1,411 sqft
    2020-09-01 0 days 1,416 sqft
    2020-10-01 0 days 1,472 sqft
    2020-11-01 0 days 1,517 sqft
    2020-12-01 0 days 1,472 sqft
    2021-01-01 0 days 1,597 sqft
    2021-02-01 0 days 1,759 sqft
    2021-03-01 0 days 1,718 sqft
    2021-04-01 0 days 1,818 sqft
    2021-05-01 0 days 1,724 sqft
    2021-06-01 0 days 1,553 sqft
    2021-07-01 0 days 1,586 sqft
    2021-08-01 0 days 1,657 sqft
    2021-09-01 0 days 1,649 sqft
    2021-10-01 0 days 1,672 sqft
    2021-11-01 0 days 1,666 sqft
    2021-12-01 0 days 1,680 sqft
    2022-01-01 0 days 1,744 sqft
    2022-02-01 0 days 1,813 sqft
    2022-03-01 0 days 1,849 sqft
    2022-04-01 0 days 2,070 sqft
    2022-05-01 0 days 2,023 sqft
    2022-06-01 0 days 1,965 sqft
    2022-07-01 0 days 1,964 sqft
    2022-08-01 0 days 1,657 sqft
    2022-09-01 0 days 1,695 sqft
    2022-10-01 0 days 1,744 sqft
    2022-11-01 0 days 1,695 sqft
    2022-12-01 0 days 1,580 sqft
    2023-01-01 0 days 1,657 sqft
    2023-02-01 0 days 1,817 sqft
    2023-03-01 0 days 1,752 sqft
    2023-04-01 0 days 1,885 sqft
    Othello's median listing age (time on market) for 2023-04-01 was 0 days.

    Othello's median square footage for active listings during the 2023-04-01 period was 1,885 sqft. One year prior, the average listing was 2,070 sqft.

    Othello, WA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 170 $47,080,000 $276,941
    Cash Out Refi 91 $19,875,000 $218,407
    Refi 39 $10,975,000 $281,410
    Home Improvement 31 $3,675,000 $118,548
    Other 28 $1,950,000 $69,643

    Othello's most frequently cited loan purpose was Home Purchase, with 170 originations. The 2nd most popular reason was Cash Out Refi, with 91 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    3-4% 88 $21,270,000 $241,705
    5-6% 76 $21,710,000 $285,658
    4-5% 73 $17,705,000 $242,534
    6-7% 40 $8,410,000 $210,250
    <2.5% 26 $4,650,000 $178,846
    2.5-3% 25 $5,195,000 $207,800
    Over 8% 16 $1,720,000 $107,500
    7-8% 15 $2,895,000 $193,000

    During 2022, Othello's most frequently originated rate bucket was 3-4%, with 88 originations.

    Loan Sizing (Othello, WA MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 176 $49,870,000 $283,352
    $100k-200k 90 $13,410,000 $149,000
    $100,000 or less 67 $3,425,000 $51,119
    $400k-600k 20 $9,510,000 $475,500
    $600k-1000k 4 $2,770,000 $692,500
    $Over $1MM 2 $4,570,000 $2,285,000

    Othello's loan sizing saw the bucket of loans from $200k-400k with 176 originations, totaling $49,870,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 142 $42,340,000 $298,169
    60-80% 85 $21,755,000 $255,941
    40-60% 49 $8,685,000 $177,245
    20-40% 42 $7,230,000 $172,143
    Under 20% 33 $995,000 $30,152
    Over 100% 6 $2,160,000 $360,000

    Othello's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 142 originations, totaling $42,340,000 in origination value.