Othello Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Othello averaged 7.22% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

    The average rate for the prior week (2024-11-07) was 7.23% and one month ago for the week of 2024-10-10, the average rate was 6.76%.

    Othello's average rate one year ago was 7.84%.

    For refis of the same type during the week of 2024-11-14, the average rate was 6.88%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-14 6.78%
    Othello 30 Year Fixed Rate 2024-11-14 7.22%
    Othello 30 Year Fixed Rate Refi 2024-11-14 6.88%
    Othello 15 Year Fixed Rate 2024-11-14 5.89%
    Othello 15 Year Fixed Rate Refi 2024-11-14 6.49%
    Othello 30 Year FHA 2024-11-14 0.1%
    Othello 30 Year FHA Refi 2024-11-14 -0.2%
    Othello 30 Year USDA 2024-11-14 0.2%
    Othello 30 Year USDA Refi 2024-11-14 0.2%
    Othello 30 Year VA 2024-11-14 -0.2%
    Othello 30 Year VA Refi 2024-11-14 -0.2%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Othello, WA.

    Othello Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Othello, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    GUILD MORTGAGE COMPANY 11 7.02% $8,486
    QUICKEN LOANS, LLC 6 7.18% $6,449
    Umpqua Bank 6 6.75% $6,385
    GESA 5 7.15% $6,115
    CARDINAL FINANCIAL 3 7.13% $14,852
    ENVOY MORTGAGE, LTD 3 6.29% $8,995
    UNITED WHOLESALE MORTGAGE, LLC 3 7.11% $4,638
    SPOKANE TEACHERS 3 6.58% $6,300
    Wheatland Bank 3 6.50% $8,329
    NEWREZ LLC 2 6.93% $5,189
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 7.00% $4,733
    HORIZON 2 7.69% $5,996
    NUMERICA CREDIT UNION 2 6.63% $8,609
    U.S. Bank 2 6.31% $3,342
    Qualstar Credit Union 1 7.75% $3,521
    SAMMAMISH MORTGAGE COMPANY 1 6.63% $4,822
    Sierra Pacific Mortgage Company, Inc. 1 6.63% $14,630
    SIRVA MORTGAGE, INC. 1 6.13% $0
    Sunflower Bank 1 6.25% $5,170
    LOANDEPOT.COM, LLC 1 6.63% $7,255
    CHURCHILL MORTGAGE CORPORATION 1 7.63% $8,704
    Citadel Servicing Corporation 1 9.13% $7,966
    CMG MORTGAGE, INC. 1 7.25% $4,395
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY 1 6.88% $7,887
    First National Bank of America 1 9.88% $10,191
    Flagstar Bank, FSB 1 6.88% $13,543
    FREEDOM MORTGAGE CORPORATION 1 7.63% $11,355
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 5.88% $4,556
    JPMorgan Chase Bank 1 7.99% $0
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 5.50% $8,033
    NAVY FEDERAL CREDIT UNION 1 7.63% $5,616
    NP, Inc. 1 9.62% $12,297
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.99% $5,389

    Othello Average Closing Costs & Other Stats

    Othello, WA's 33 lenders originated 227 loans during 2023. The total origination value was $51,975,000, with an average loan value of $228,965.

    Othello's average closing costs are $6,335.

    The top Othello lender as defined by loan originations is GUILD MORTGAGE COMPANY, with 11 loans originated. Their average total fees are $8,486, which is $2,037 higher than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Othello lenders (with over 10 loans originated) are GUILD MORTGAGE COMPANY ($8,486), .

    The lowest rate Othello lenders (with over 10 loans originated) are GUILD MORTGAGE COMPANY (7.02%), .

    Othello, WA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    GUILD MORTGAGE COMPANY $6,530,000 $7,070,000 8.3% 13.6%
    SPOKANE TEACHERS $6,680,000 $5,190,000 -22.3% 10.0%
    ENVOY MORTGAGE, LTD $9,320,000 $4,200,000 -54.9% 8.1%
    QUICKEN LOANS, LLC $3,745,000 $2,945,000 -21.4% 5.7%
    GESA $10,110,000 $2,780,000 -72.5% 5.3%
    UNITED WHOLESALE MORTGAGE, LLC $1,695,000 $2,740,000 61.7% 5.3%
    Umpqua Bank $2,765,000 $2,380,000 -13.9% 4.6%
    CARDINAL FINANCIAL $155,000 $2,370,000 1,429.0% 4.6%
    Wheatland Bank $490,000 $1,790,000 265.3% 3.4%
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY $850,000 $1,625,000 91.2% 3.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $305,000 $1,520,000 398.4% 2.9%
    Banner Bank $2,145,000 $1,360,000 -36.6% 2.6%
    U.S. Bank $4,885,000 $1,335,000 -72.7% 2.6%
    NEWREZ LLC $995,000 n/a 1.9%
    NUMERICA CREDIT UNION $770,000 $835,000 8.4% 1.6%
    CHURCHILL MORTGAGE CORPORATION $935,000 $715,000 -23.5% 1.4%
    Northpointe Bank $715,000 n/a 1.4%
    NAVY FEDERAL CREDIT UNION $395,000 $650,000 64.6% 1.3%
    Sierra Pacific Mortgage Company, Inc. $635,000 n/a 1.2%
    First National Bank of America $830,000 $530,000 -36.1% 1.0%
    CMG MORTGAGE, INC. $515,000 n/a 1.0%
    HORIZON $430,000 $515,000 19.8% 1.0%
    SIRVA MORTGAGE, INC. $445,000 n/a 0.9%
    Flagstar Bank, FSB $570,000 $395,000 -30.7% 0.8%
    Citadel Servicing Corporation $600,000 $380,000 -36.7% 0.7%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,570,000 $360,000 -86.0% 0.7%
    AMERICAN PACIFIC MORTGAGE CORPORATION $215,000 $350,000 62.8% 0.7%
    Boeing Employees Credit Union $460,000 $315,000 -31.5% 0.6%
    NATIONS RELIABLE LENDING, LLC $315,000 n/a 0.6%
    JPMorgan Chase Bank $310,000 n/a 0.6%
    Northwest Farm Credit Services, FLCA $305,000 n/a 0.6%
    American Mortgage & Equity Consultants, Inc. $300,000 n/a 0.6%
    FREEDOM MORTGAGE CORPORATION $830,000 $285,000 -65.7% 0.5%
    NP, Inc. $285,000 n/a 0.5%
    SAMMAMISH MORTGAGE COMPANY $285,000 n/a 0.5%
    MOVEMENT MORTGAGE, LLC $1,755,000 $265,000 -84.9% 0.5%
    LENDINGHOME FUNDING CORPORATION $245,000 n/a 0.5%
    Mr. Cooper ( Nationstar Mortgage ) $1,045,000 $245,000 -76.6% 0.5%
    LOANDEPOT.COM, LLC $1,495,000 $240,000 -83.9% 0.5%
    DIRECTORS MORTGAGE, INC. $235,000 n/a 0.5%
    Barrington Bank & Trust Company, N.A. $215,000 $225,000 4.7% 0.4%
    CITYWIDE HOME LOANS, LLC $225,000 n/a 0.4%
    Qualstar Credit Union $195,000 n/a 0.4%
    LADERA LENDING, INC. $175,000 n/a 0.3%
    AMERICAN FINANCIAL NETWORK, INC. $165,000 n/a 0.3%
    Discover Bank $155,000 n/a 0.3%
    Bank of Eastern Oregon $145,000 n/a 0.3%
    CREDIT HUMAN FEDERAL CREDIT UNION $145,000 n/a 0.3%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $2,340,000 $145,000 -93.8% 0.3%
    CALCON MUTUAL MORTGAGE LLC $135,000 n/a 0.3%
    Sunflower Bank $385,000 $135,000 -64.9% 0.3%
    USAlliance Federal Credit Union $115,000 n/a 0.2%
    MASON MCDUFFIE MORTGAGE CORPORATION $95,000 n/a 0.2%
    HAPO COMMUNITY CREDIT UNION $630,000 $85,000 -86.5% 0.2%
    Potlatch No. 1 Financial Credit Union $85,000 n/a 0.2%
    Wells Fargo Bank $415,000 $85,000 -79.5% 0.2%
    Alaska USA Federal Credit Union $75,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $65,000 n/a 0.1%
    PENNYMAC LOAN SERVICES, LLC $1,235,000 $55,000 -95.5% 0.1%
    SPRING EQ, LLC $55,000 n/a 0.1%
    Washington Trust Bank $300,000 $50,000 -83.3% 0.1%

    Othello's top lender by overall market share is GUILD MORTGAGE COMPANY, with 13.6% market share. In second place, with 10.0%, is SPOKANE TEACHERS, having originated $5,190,000 in loans. In third place, with 8.1%, is ENVOY MORTGAGE, LTD, having originated $4,200,000 in loans. In fourth place, with 5.7%, is QUICKEN LOANS, LLC, having originated $2,945,000 in loans. In fifth place, with 5.3%, is GESA, having originated $2,780,000 in loans.

    Othello Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Othello (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $165,000 (25.2%) $196,195 (33.2%) 0.00 26
    2018-02-01 $155,750 (42.9%) $180,403 (43.3%) 0.00 22
    2018-03-01 $154,000 (37.8%) $172,823 (22.0%) 0.00 23
    2018-04-01 $153,000 (38.5%) $174,502 (14.5%) 0.00 27
    2018-05-01 $159,500 (49.1%) $182,981 (14.2%) 0.00 30
    2018-06-01 $187,500 (73.6%) $219,032 (32.5%) 0.00 33
    2018-07-01 $167,500 (35.2%) $209,928 (21.9%) 0.00 40
    2018-08-01 $187,725 (20.0%) $235,200 (27.6%) 0.00 39
    2018-09-01 $183,500 (5.5%) $234,375 (19.1%) 0.00 40
    2018-10-01 $190,750 (3.7%) $229,345 (13.9%) 0.00 37
    2018-11-01 $195,500 (6.3%) $227,424 (16.4%) 0.00 35
    2018-12-01 $193,000 (10.0%) $242,765 (22.5%) 0.00 31
    2019-01-01 $170,000 (3.0%) $227,021 (15.7%) 0.00 34
    2019-02-01 $161,175 (3.5%) $216,276 (19.9%) 0.00 37
    2019-03-01 $153,871 (-0.1%) $222,173 (28.6%) 0.00 30
    2019-04-01 $170,171 (11.2%) $225,207 (29.1%) 0.00 30
    2019-05-01 $166,250 (4.2%) $215,735 (17.9%) 0.00 31
    2019-06-01 $170,000 (-9.3%) $211,119 (-3.6%) 0.00 38
    2019-07-01 $172,250 (2.8%) $217,042 (3.4%) 0.00 40
    2019-08-01 $176,818 (-5.8%) $218,275 (-7.2%) 0.00 42
    2019-09-01 $173,545 (-5.4%) $214,388 (-8.5%) 0.00 47
    2019-10-01 $169,250 (-11.3%) $211,426 (-7.8%) 0.00 47
    2019-11-01 $169,950 (-13.1%) $214,715 (-5.6%) 0.00 36
    2019-12-01 $174,950 (-9.4%) $214,717 (-11.6%) 0.00 39
    2020-01-01 $193,600 (13.9%) $216,346 (-4.7%) 0.00 36
    2020-02-01 $199,500 (23.8%) $219,422 (1.5%) 0.00 29
    2020-03-01 $189,950 (23.5%) $236,238 (6.3%) 0.00 25
    2020-04-01 $199,500 (17.2%) $238,527 (5.9%) 0.00 21
    2020-05-01 $202,000 (21.5%) $228,673 (6.0%) 0.00 22
    2020-06-01 $201,108 (18.3%) $228,222 (8.1%) 0.00 27
    2020-07-01 $225,000 (30.6%) $228,578 (5.3%) 0.00 37
    2020-08-01 $233,000 (31.8%) $225,527 (3.3%) 0.00 50
    2020-09-01 $237,021 (36.6%) $233,656 (9.0%) 0.00 59
    2020-10-01 $239,221 (41.3%) $234,482 (10.9%) 0.00 56
    2020-11-01 $218,453 (28.5%) $226,908 (5.7%) 0.00 20
    2020-12-01 $212,450 (21.4%) $235,915 (9.9%) 0.00 16
    2021-01-01 $265,000 (36.9%) $251,715 (16.4%) 0.00 13
    2021-02-01 $275,000 (37.8%) $266,623 (21.5%) 0.00 13
    2021-03-01 $253,748 (33.6%) $247,533 (4.8%) 0.00 12
    2021-04-01 $258,750 (29.7%) $276,948 (16.1%) 0.00 14
    2021-05-01 $275,000 (36.1%) $317,143 (38.7%) 0.00 13
    2021-06-01 $283,749 (41.1%) $326,532 (43.1%) 0.00 19
    2021-07-01 $291,755 (29.7%) $350,268 (53.2%) 0.00 21
    2021-08-01 $293,005 (25.8%) $363,666 (61.3%) 0.00 23
    2021-09-01 $304,814 (28.6%) $355,671 (52.2%) 0.00 30
    2021-10-01 $309,521 (29.4%) $362,562 (54.6%) 0.00 28
    2021-11-01 $296,255 (35.6%) $351,939 (55.1%) 0.00 33
    2021-12-01 $293,491 (38.2%) $361,240 (53.1%) 0.00 31
    2022-01-01 $324,543 (22.5%) $375,393 (49.1%) 0.00 23
    2022-02-01 $349,199 (27.0%) $377,960 (41.8%) 0.00 20
    2022-03-01 $348,245 (37.2%) $403,059 (62.8%) 0.00 18
    2022-04-01 $327,498 (26.6%) $386,210 (39.5%) 0.00 19
    2022-05-01 $308,000 (12.0%) $361,445 (14.0%) 0.00 27
    2022-06-01 $298,000 (5.0%) $352,852 (8.1%) 0.00 30
    2022-07-01 $310,000 (6.3%) $365,861 (4.5%) 0.00 35
    2022-08-01 $338,800 (15.6%) $362,690 (-0.3%) 0.00 55
    2022-09-01 $338,800 (11.2%) $355,893 (0.1%) 0.00 56
    2022-10-01 $338,800 (9.5%) $358,303 (-1.2%) 0.00 55
    2022-11-01 $332,500 (12.2%) $355,018 (0.9%) 0.00 50
    2022-12-01 $338,800 (15.4%) $358,890 (-0.7%) 0.00 41
    2023-01-01 $338,800 (4.4%) $366,021 (-2.5%) 0.00 41
    2023-02-01 $349,650 (0.1%) $388,064 (2.7%) 0.00 43
    2023-03-01 $355,400 (2.1%) $385,027 (-4.5%) 0.00 43
    2023-04-01 $384,900 (17.5%) $400,501 (3.7%) 0.00 40
    2023-05-01 $378,725 (23.0%) $425,041 (17.6%) 0.00 40
    2023-06-01 $367,050 (23.2%) $417,972 (18.5%) 0.00 36
    2023-07-01 $362,000 (16.8%) $407,851 (11.5%) 0.00 39
    2023-08-01 $341,800 (0.9%) $390,124 (7.6%) 0.00 38
    2023-09-01 $336,500 (-0.7%) $385,786 (8.4%) 0.00 42
    2023-10-01 $362,500 (7.0%) $403,050 (12.5%) 0.00 47
    2023-11-01 $362,500 (9.0%) $413,175 (16.4%) 0.00 50
    2023-12-01 $386,500 (14.1%) $435,183 (21.3%) 0.00 43
    2024-01-01 $386,500 (14.1%) $433,532 (18.4%) 0.00 41
    2024-02-01 $362,150 (3.6%) $396,116 (2.1%) 0.00 38
    2024-03-01 $354,300 (-0.3%) $373,627 (-3.0%) 0.00 39
    2024-04-01 $350,075 (-9.1%) $350,148 (-12.6%) 0.00 44
    2024-05-01 $330,000 (-12.9%) $343,319 (-19.2%) 0.00 47
    2024-06-01 $342,450 (-6.7%) $364,628 (-12.8%) 0.00 45
    2024-07-01 $344,925 (-4.7%) $366,799 (-10.1%) 0.00 51
    2024-08-01 $335,000 (-2.0%) $361,817 (-7.3%) 0.00 58
    2024-09-01 $348,900 (3.7%) $361,524 (-6.3%) 0.00 59
    2024-10-01 $357,475 (-1.4%) $371,445 (-7.8%) 0.00 55
    Othello's median listing price for 2024-10-01 was $357,475, a difference of $-5,025 (-1.4%) versus the prior year and $8,575 versus the prior month.

    Othello's median listing price comes in at 0% of the national average.

    Othello's average listing price for 2024-10-01 was $371,445, a difference of $-31,605 (-7.8%) versus the prior year and $9,921 versus the prior month.

    For the 2024-10-01 period, Othello had 55 MLS listings, a difference of -4 listings (-7%) versus the prior month and 8 listings (17%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Othello (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,112 sqft
    2018-02-01 0 days 1,976 sqft
    2018-03-01 0 days 1,710 sqft
    2018-04-01 0 days 1,841 sqft
    2018-05-01 0 days 1,836 sqft
    2018-06-01 0 days 1,840 sqft
    2018-07-01 0 days 1,840 sqft
    2018-08-01 0 days 1,909 sqft
    2018-09-01 0 days 1,924 sqft
    2018-10-01 0 days 1,882 sqft
    2018-11-01 0 days 1,844 sqft
    2018-12-01 0 days 1,814 sqft
    2019-01-01 0 days 1,769 sqft
    2019-02-01 0 days 1,668 sqft
    2019-03-01 0 days 1,717 sqft
    2019-04-01 0 days 1,726 sqft
    2019-05-01 0 days 1,793 sqft
    2019-06-01 0 days 1,782 sqft
    2019-07-01 0 days 1,723 sqft
    2019-08-01 0 days 1,775 sqft
    2019-09-01 0 days 1,749 sqft
    2019-10-01 0 days 1,731 sqft
    2019-11-01 0 days 1,840 sqft
    2019-12-01 0 days 1,740 sqft
    2020-01-01 0 days 1,721 sqft
    2020-02-01 0 days 1,867 sqft
    2020-03-01 0 days 2,197 sqft
    2020-04-01 0 days 1,945 sqft
    2020-05-01 0 days 1,680 sqft
    2020-06-01 0 days 1,528 sqft
    2020-07-01 0 days 1,505 sqft
    2020-08-01 0 days 1,442 sqft
    2020-09-01 0 days 1,416 sqft
    2020-10-01 0 days 1,472 sqft
    2020-11-01 0 days 1,517 sqft
    2020-12-01 0 days 1,472 sqft
    2021-01-01 0 days 1,597 sqft
    2021-02-01 0 days 1,759 sqft
    2021-03-01 0 days 1,718 sqft
    2021-04-01 0 days 1,818 sqft
    2021-05-01 0 days 1,650 sqft
    2021-06-01 0 days 1,621 sqft
    2021-07-01 0 days 1,655 sqft
    2021-08-01 0 days 1,657 sqft
    2021-09-01 0 days 1,649 sqft
    2021-10-01 0 days 1,672 sqft
    2021-11-01 0 days 1,666 sqft
    2021-12-01 0 days 1,680 sqft
    2022-01-01 0 days 1,744 sqft
    2022-02-01 0 days 1,813 sqft
    2022-03-01 0 days 1,849 sqft
    2022-04-01 0 days 2,070 sqft
    2022-05-01 0 days 2,023 sqft
    2022-06-01 0 days 1,965 sqft
    2022-07-01 0 days 1,964 sqft
    2022-08-01 0 days 1,657 sqft
    2022-09-01 0 days 1,695 sqft
    2022-10-01 0 days 1,744 sqft
    2022-11-01 0 days 1,695 sqft
    2022-12-01 0 days 1,580 sqft
    2023-01-01 0 days 1,657 sqft
    2023-02-01 0 days 1,817 sqft
    2023-03-01 0 days 1,752 sqft
    2023-04-01 0 days 1,885 sqft
    2023-05-01 0 days 1,926 sqft
    2023-06-01 0 days 1,899 sqft
    2023-07-01 0 days 1,972 sqft
    2023-08-01 0 days 1,933 sqft
    2023-09-01 0 days 1,944 sqft
    2023-10-01 0 days 1,868 sqft
    2023-11-01 0 days 1,787 sqft
    2023-12-01 0 days 1,794 sqft
    2024-01-01 0 days 1,744 sqft
    2024-02-01 0 days 1,734 sqft
    2024-03-01 0 days 1,729 sqft
    2024-04-01 0 days 1,689 sqft
    2024-05-01 0 days 1,718 sqft
    2024-06-01 0 days 1,864 sqft
    2024-07-01 0 days 1,903 sqft
    2024-08-01 0 days 1,798 sqft
    2024-09-01 0 days 1,710 sqft
    2024-10-01 0 days 1,759 sqft
    Othello's median listing age (time on market) for 2024-10-01 was 0 days.

    Othello's median square footage for active listings during the 2024-10-01 period was 1,759 sqft. One year prior, the average listing was 1,868 sqft.

    Othello, WA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 125 $34,615,000 $276,920
    Cash Out Refi 40 $8,520,000 $213,000
    Other 24 $2,540,000 $105,833
    Home Improvement 22 $1,780,000 $80,909
    Refi 16 $4,520,000 $282,500

    Othello's most frequently cited loan purpose was Home Purchase, with 125 originations. The 2nd most popular reason was Cash Out Refi, with 40 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 75 $21,765,000 $290,200
    Over 8% 59 $7,695,000 $130,424
    7-8% 49 $11,875,000 $242,347
    5-6% 28 $9,640,000 $344,286
    <2.5% 10 $140,000 $14,000
    4-5% 4 $710,000 $177,500

    During 2023, Othello's most frequently originated rate bucket was 6-7%, with 75 originations.

    Loan Sizing (Othello, WA MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 89 $25,295,000 $284,213
    $100k-200k 57 $8,495,000 $149,035
    $100,000 or less 53 $2,655,000 $50,094
    $400k-600k 22 $10,220,000 $464,545
    $600k-1000k 5 $3,305,000 $661,000
    $Over $1MM 1 $2,005,000 $2,005,000

    Othello's loan sizing saw the bucket of loans from $200k-400k with 89 originations, totaling $25,295,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 86 $27,500,000 $319,767
    60-80% 50 $13,160,000 $263,200
    Under 20% 35 $1,355,000 $38,714
    20-40% 32 $5,930,000 $185,313
    40-60% 21 $3,315,000 $157,857
    Over 100% 1 $345,000 $345,000

    Othello's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 86 originations, totaling $27,500,000 in origination value.