Citadel Servicing Corporation Mortgage Rates, Fees & Info

Irvine, CA

LEI: 254900E6AIE4Z8YQM970

Tax ID: 20-8006279

1 stars - Updated: 4/5/25

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Review & Overview

Citadel Servicing Corporation is a small mortgage company specializing in Home Purchase and Cash Out Refi loans. Citadel Servicing Corporation has a high proportion of conventional loans. Their top markets by origination volume include: Miami, Los Angeles, New York, San Diego, and Houston among others. We have data for 371 markets. (Some data included below & more in-depth data is available with an active subscription.)

Citadel Servicing Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Citadel Servicing Corporation is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™ Mortgage Type	Simulated Rate	Simulation Date
30 Year Conventional Purchase	8.88%	4/5/25
30 Year Conventional Refi	8.53%	4/5/25
30 Year Cash-out Refi	9.24%	4/5/25
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Citadel Servicing Corporation Mortgage Calculator

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This is not an official calculator from Citadel Servicing Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.

Originations

5,894

Origination Dollar Volume (All Markets)

$2,887,350,000

Relative Rate

Citadel Servicing Corporation's average 30 year fixed mortgage rate was 8.53%.

The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.

This yields a difference of 1.98%.

Relative Fees (Closing Costs)

Citadel Servicing Corporation's average total fees/closing costs for a 30 year fixed rate mortgage were $16,972.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $8,356.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market	Originations	Total Value	Average Loan	Average Fees	Average Rate
Miami-Fort Lauderdale-Pompano Beach, FL (FHA\|USDA\|VA)	660	$379,620,000	$575,182	$22,464	8.28%
Los Angeles-Long Beach-Anaheim, CA (FHA\|USDA\|VA)	362	$341,090,000	$942,238	$20,814	8.03%
New York-Newark-Jersey City, NY-NJ-PA (FHA\|USDA\|VA)	257	$157,565,000	$613,093	$19,840	8.28%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA\|USDA\|VA)	118	$100,850,000	$854,661	$18,512	7.84%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA\|USDA\|VA)	241	$81,895,000	$339,813	$16,573	8.52%
PHOENIX-MESA-CHANDLER, AZ (FHA\|USDA\|VA)	128	$81,330,000	$635,391	$15,538	8.47%
Outside of Metro Areas	218	$78,890,000	$361,881	$16,054	8.91%
San Francisco-Oakland-Berkeley, CA (FHA\|USDA\|VA)	91	$74,125,000	$814,560	$20,781	8.12%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA\|USDA\|VA)	158	$72,630,000	$459,684	$15,897	8.34%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA\|USDA\|VA)	184	$66,370,000	$360,707	$16,410	8.50%
Dallas-Fort Worth-Arlington, TX (FHA\|USDA\|VA)	152	$65,300,000	$429,605	$13,485	8.50%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA\|USDA\|VA)	152	$64,500,000	$424,342	$17,324	8.14%
URBAN HONOLULU, HI (FHA\|USDA\|VA)	119	$61,895,000	$520,126	$15,432	8.46%
Seattle-Tacoma-Bellevue, WA (FHA\|USDA\|VA)	86	$60,700,000	$705,814	$19,518	8.23%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA\|USDA\|VA)	137	$56,175,000	$410,036	$18,716	8.52%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA\|USDA\|VA)	35	$52,675,000	$1,505,000	$30,233	7.74%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA\|USDA\|VA)	131	$50,645,000	$386,603	$15,396	8.69%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA\|USDA\|VA)	96	$47,960,000	$499,583	$18,963	8.59%
Chicago-Naperville-Elgin, IL-IN-WI (FHA\|USDA\|VA)	151	$44,165,000	$292,483	$11,476	9.14%
KAHULUI-WAILUKU-LAHAINA, HI (FHA\|USDA\|VA)	31	$35,075,000	$1,131,452	$33,885	8.21%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA\|USDA\|VA)	98	$33,520,000	$342,041	$15,524	8.95%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA\|USDA\|VA)	52	$31,330,000	$602,500	$17,882	7.83%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA\|USDA\|VA)	47	$24,525,000	$521,809	$14,575	8.41%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA\|USDA\|VA)	44	$24,070,000	$547,045	$16,104	8.59%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA\|USDA\|VA)	66	$21,940,000	$332,424	$14,195	9.07%
SALT LAKE CITY, UT (FHA\|USDA\|VA)	34	$19,900,000	$585,294	$14,543	8.31%
DENVER-AURORA-LAKEWOOD, CO (FHA\|USDA\|VA)	30	$19,540,000	$651,333	$14,511	8.46%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA\|USDA\|VA)	26	$18,260,000	$702,308	$16,773	8.07%
Hilo, HI (FHA\|USDA\|VA)	15	$17,385,000	$1,159,000	$25,216	7.98%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA\|USDA\|VA)	26	$17,290,000	$665,000	$18,348	8.65%
CAPE CORAL-FORT MYERS, FL (FHA\|USDA\|VA)	57	$16,835,000	$295,351	$13,896	8.48%
NAPLES-MARCO ISLAND, FL (FHA\|USDA\|VA)	21	$15,045,000	$716,429	$23,915	8.25%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA\|USDA\|VA)	36	$14,150,000	$393,056	$14,069	9.18%
Heber, UT (FHA\|USDA\|VA)	21	$14,055,000	$669,286	$10,084	8.14%
CHARLESTON-NORTH CHARLESTON, SC (FHA\|USDA\|VA)	41	$13,805,000	$336,707	$16,662	8.52%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA\|USDA\|VA)	30	$13,390,000	$446,333	$14,109	8.56%
North Port-Sarasota-Bradenton, FL (FHA\|USDA\|VA)	29	$12,605,000	$434,655	$13,103	8.47%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA\|USDA\|VA)	14	$12,550,000	$896,429	$17,295	8.29%
OCALA, FL (FHA\|USDA\|VA)	41	$11,635,000	$283,780	$16,179	8.21%
Boston-Cambridge-Newton, MA-NH (FHA\|USDA\|VA)	23	$11,275,000	$490,217	$5,209	8.99%
RALEIGH-CARY, NC (FHA\|USDA\|VA)	33	$11,275,000	$341,667	$13,048	9.08%
JACKSONVILLE, FL (FHA\|USDA\|VA)	25	$11,075,000	$443,000	$12,924	8.69%
PORT ST. LUCIE, FL (FHA\|USDA\|VA)	29	$11,015,000	$379,828	$20,496	8.29%
PROVO-OREM, UT (FHA\|USDA\|VA)	19	$10,655,000	$560,789	$15,249	7.95%
STOCKTON, CA (FHA\|USDA\|VA)	28	$10,450,000	$373,214	$12,951	8.19%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA\|USDA\|VA)	51	$10,205,000	$200,098	$8,780	9.48%
SANTA MARIA-SANTA BARBARA, CA (FHA\|USDA\|VA)	13	$9,815,000	$755,000	$22,061	8.49%
LAKELAND-WINTER HAVEN, FL (FHA\|USDA\|VA)	39	$9,535,000	$244,487	$12,471	8.62%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA\|USDA\|VA)	29	$9,355,000	$322,586	$12,866	8.89%
BAKERSFIELD, CA (FHA\|USDA\|VA)	26	$8,890,000	$341,923	$13,192	8.59%
SANTA ROSA-PETALUMA, CA (FHA\|USDA\|VA)	15	$8,575,000	$571,667	$11,523	8.17%
Key West, FL (FHA\|USDA\|VA)	12	$8,570,000	$714,167	$28,846	8.14%
Kapaa, HI (FHA\|USDA\|VA)	10	$8,480,000	$848,000	$44,498	8.21%
ST. GEORGE, UT (FHA\|USDA\|VA)	16	$8,170,000	$510,625	$15,934	7.71%
RENO, NV (FHA\|USDA\|VA)	15	$8,135,000	$542,333	$21,218	8.16%
TUCSON, AZ (FHA\|USDA\|VA)	30	$7,950,000	$265,000	$20,850	8.07%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA\|USDA\|VA)	15	$7,365,000	$491,000	$11,518	8.63%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA\|USDA\|VA)	17	$7,245,000	$426,176	$20,141	8.83%
Detroit-Warren-Dearborn, MI (FHA\|USDA\|VA)	25	$7,005,000	$280,200	$10,200	9.30%
BEND, OR (FHA\|USDA\|VA)	13	$6,815,000	$524,231	$14,706	8.27%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA\|USDA\|VA)	15	$6,655,000	$443,667	$0	8.77%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA\|USDA\|VA)	19	$6,215,000	$327,105	$13,734	9.05%
KANSAS CITY, MO-KS (FHA\|USDA\|VA)	18	$6,140,000	$341,111	$9,096	9.17%
COLUMBUS, OH (FHA\|USDA\|VA)	11	$5,945,000	$540,455	$29,354	9.48%
COLORADO SPRINGS, CO (FHA\|USDA\|VA)	16	$5,480,000	$342,500	$11,436	8.91%
OGDEN-CLEARFIELD, UT (FHA\|USDA\|VA)	11	$5,365,000	$487,727	$12,188	8.42%
FRESNO, CA (FHA\|USDA\|VA)	12	$5,320,000	$443,333	$11,121	9.17%
MODESTO, CA (FHA\|USDA\|VA)	14	$5,180,000	$370,000	$13,465	8.72%
BOULDER, CO (FHA\|USDA\|VA)	6	$5,060,000	$843,333	$23,374	7.50%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA\|USDA\|VA)	13	$4,995,000	$384,231	$18,992	9.10%
COLLEGE STATION-BRYAN, TX (FHA\|USDA\|VA)	13	$4,955,000	$381,154	$11,779	7.20%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA\|USDA\|VA)	10	$4,760,000	$476,000	$22,928	8.07%
NEW ORLEANS-METAIRIE, LA (FHA\|USDA\|VA)	14	$4,740,000	$338,571	$15,634	9.67%
FLAGSTAFF, AZ (FHA\|USDA\|VA)	6	$4,710,000	$785,000	$11,648	8.21%
KENNEWICK-RICHLAND, WA (FHA\|USDA\|VA)	10	$4,550,000	$455,000	$16,221	8.66%
VALLEJO, CA (FHA\|USDA\|VA)	12	$4,350,000	$362,500	$14,049	8.01%
ALBUQUERQUE, NM (FHA\|USDA\|VA)	12	$4,280,000	$356,667	$15,935	8.40%
DURHAM-CHAPEL HILL, NC (FHA\|USDA\|VA)	17	$4,095,000	$240,882	$11,846	8.91%
KNOXVILLE, TN (FHA\|USDA\|VA)	16	$4,070,000	$254,375	$15,807	9.42%
GREENVILLE-ANDERSON, SC (FHA\|USDA\|VA)	19	$3,975,000	$209,211	$6,901	8.81%
PITTSBURGH, PA (FHA\|USDA\|VA)	19	$3,915,000	$206,053	$13,815	9.25%
PANAMA CITY, FL (FHA\|USDA\|VA)	14	$3,900,000	$278,571	$13,947	8.71%
PENSACOLA-FERRY PASS-BRENT, FL (FHA\|USDA\|VA)	11	$3,835,000	$348,636	$11,056	9.06%
SALINAS, CA (FHA\|USDA\|VA)	7	$3,835,000	$547,857	$17,615	8.52%
RICHMOND, VA (FHA\|USDA\|VA)	7	$3,815,000	$545,000	$17,957	8.18%
BROWNSVILLE-HARLINGEN, TX (FHA\|USDA\|VA)	9	$3,755,000	$417,222	$11,314	9.19%
SANTA CRUZ-WATSONVILLE, CA (FHA\|USDA\|VA)	3	$3,715,000	$1,238,333	$18,415	7.71%
BIRMINGHAM-HOOVER, AL (FHA\|USDA\|VA)	11	$3,685,000	$335,000	$9,214	9.92%
MILWAUKEE-WAUKESHA, WI (FHA\|USDA\|VA)	17	$3,635,000	$213,824	$17,848	9.15%
CINCINNATI, OH-KY-IN (FHA\|USDA\|VA)	18	$3,580,000	$198,889	$9,515	8.40%
Jackson, WY-ID (FHA\|USDA\|VA)	3	$3,455,000	$1,151,667	$25,571	8.25%
PUNTA GORDA, FL (FHA\|USDA\|VA)	14	$3,420,000	$244,286	$8,061	8.12%
BOISE CITY, ID (FHA\|USDA\|VA)	7	$3,405,000	$486,429	$16,084	8.34%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA\|USDA\|VA)	4	$3,390,000	$847,500	$19,468	8.59%
SALEM, OR (FHA\|USDA\|VA)	9	$3,355,000	$372,778	$11,554	8.72%
HICKORY-LENOIR-MORGANTON, NC (FHA\|USDA\|VA)	7	$3,325,000	$475,000	$15,367	9.41%
OCEAN CITY, NJ (FHA\|USDA\|VA)	5	$3,255,000	$651,000	$30,554	9.28%
HUNTSVILLE, AL (FHA\|USDA\|VA)	10	$3,200,000	$320,000	$14,656	8.65%
Edwards, CO (FHA\|USDA\|VA)	3	$3,125,000	$1,041,667	$16,022	7.96%
CLEVELAND-ELYRIA, OH (FHA\|USDA\|VA)	17	$3,095,000	$182,059	$10,961	9.09%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA\|USDA\|VA)	10	$3,070,000	$307,000	$10,011	8.77%
SALISBURY, MD-DE (FHA\|USDA\|VA)	7	$3,065,000	$437,857	$19,722	8.63%
WORCESTER, MA-CT (FHA\|USDA\|VA)	7	$3,045,000	$435,000	$0	8.86%
PROVIDENCE-WARWICK, RI-MA (FHA\|USDA\|VA)	4	$3,010,000	$752,500	$17,621	8.28%
MERCED, CA (FHA\|USDA\|VA)	7	$2,725,000	$389,286	$11,311	8.68%
MEDFORD, OR (FHA\|USDA\|VA)	6	$2,590,000	$431,667	$14,432	8.31%
WILMINGTON, NC (FHA\|USDA\|VA)	6	$2,580,000	$430,000	$16,061	8.19%
FAYETTEVILLE, NC (FHA\|USDA\|VA)	14	$2,550,000	$182,143	$8,440	9.47%
Payson, AZ (FHA\|USDA\|VA)	3	$2,475,000	$825,000	$36,757	7.96%
Gardnerville Ranchos, NV (FHA\|USDA\|VA)	3	$2,475,000	$825,000	$21,306	8.75%
Ellensburg, WA (FHA\|USDA\|VA)	2	$2,340,000	$1,170,000	$32,993	8.37%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA\|USDA\|VA)	12	$2,330,000	$194,167	$15,972	9.83%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA\|USDA\|VA)	9	$2,265,000	$251,667	$5,670	9.21%
TRENTON-PRINCETON, NJ (FHA\|USDA\|VA)	11	$2,255,000	$205,000	$8,089	8.94%
Truckee-Grass Valley, CA (FHA\|USDA\|VA)	4	$2,210,000	$552,500	$4,303	8.66%
MEMPHIS, TN-MS-AR (FHA\|USDA\|VA)	10	$2,150,000	$215,000	$10,290	8.56%
MCALLEN-EDINBURG-MISSION, TX (FHA\|USDA\|VA)	9	$2,135,000	$237,222	$18,485	8.22%
Outside of Metro Areas	4	$2,130,000	$532,500	$18,433	8.47%
Kalispell, MT (FHA\|USDA\|VA)	2	$2,090,000	$1,045,000	$27,343	8.13%
SAVANNAH, GA (FHA\|USDA\|VA)	8	$2,070,000	$258,750	$7,579	9.86%
VISALIA, CA (FHA\|USDA\|VA)	7	$2,045,000	$292,143	$12,108	8.13%
OKLAHOMA CITY, OK (FHA\|USDA\|VA)	11	$2,025,000	$184,091	$0	8.62%
SPOKANE-SPOKANE VALLEY, WA (FHA\|USDA\|VA)	6	$1,980,000	$330,000	$11,869	8.37%
READING, PA (FHA\|USDA\|VA)	11	$1,945,000	$176,818	$0	9.82%
Bozeman, MT (FHA\|USDA\|VA)	2	$1,930,000	$965,000	$27,688	8.06%
GREENSBORO-HIGH POINT, NC (FHA\|USDA\|VA)	4	$1,880,000	$470,000	$20,301	9.09%
CHARLOTTESVILLE, VA (FHA\|USDA\|VA)	5	$1,875,000	$375,000	$18,668	8.25%
KILLEEN-TEMPLE, TX (FHA\|USDA\|VA)	10	$1,870,000	$187,000	$8,970	9.91%
ALBANY-LEBANON, OR (FHA\|USDA\|VA)	6	$1,830,000	$305,000	$13,764	9.08%
ST. LOUIS, MO-IL (FHA\|USDA\|VA)	10	$1,820,000	$182,000	$9,130	9.44%
YUMA, AZ (FHA\|USDA\|VA)	6	$1,800,000	$300,000	$12,333	8.90%
LUBBOCK, TX (FHA\|USDA\|VA)	5	$1,755,000	$351,000	$15,314	9.45%
WENATCHEE, WA (FHA\|USDA\|VA)	4	$1,730,000	$432,500	$15,428	6.94%
LAKE HAVASU CITY-KINGMAN, AZ (FHA\|USDA\|VA)	10	$1,720,000	$172,000	$7,948	8.75%
NAPA, CA (FHA\|USDA\|VA)	3	$1,705,000	$568,333	$16,685	7.29%
COLUMBIA, SC (FHA\|USDA\|VA)	6	$1,670,000	$278,333	$12,854	8.85%
CORVALLIS, OR (FHA\|USDA\|VA)	3	$1,575,000	$525,000	$33,925	8.13%
ALBANY-SCHENECTADY-TROY, NY (FHA\|USDA\|VA)	9	$1,565,000	$173,889	$0	9.17%
Sebastian-Vero Beach, FL (FHA\|USDA\|VA)	5	$1,555,000	$311,000	$6,957	8.50%
CORPUS CHRISTI, TX (FHA\|USDA\|VA)	6	$1,480,000	$246,667	$5,275	8.69%
Shelton, WA (FHA\|USDA\|VA)	5	$1,465,000	$293,000	$14,592	9.88%
TULSA, OK (FHA\|USDA\|VA)	5	$1,465,000	$293,000	$14,125	8.45%
Oak Harbor, WA (FHA\|USDA\|VA)	3	$1,455,000	$485,000	$0	9.37%
THE VILLAGES, FL (FHA\|USDA\|VA)	2	$1,450,000	$725,000	$20,051	7.50%
Kill Devil Hills, NC (FHA\|USDA\|VA)	1	$1,425,000	$1,425,000	$0	7.13%
ROANOKE, VA (FHA\|USDA\|VA)	4	$1,380,000	$345,000	$0	9.03%
BURLINGTON, NC (FHA\|USDA\|VA)	4	$1,360,000	$340,000	$14,464	9.44%
LYNCHBURG, VA (FHA\|USDA\|VA)	2	$1,340,000	$670,000	$0	8.00%
EL PASO, TX (FHA\|USDA\|VA)	6	$1,340,000	$223,333	$9,593	8.21%
PUEBLO, CO (FHA\|USDA\|VA)	4	$1,330,000	$332,500	$11,781	8.31%
GREELEY, CO (FHA\|USDA\|VA)	2	$1,280,000	$640,000	$30,428	8.00%
Stephenville, TX (FHA\|USDA\|VA)	4	$1,270,000	$317,500	$5,802	10.22%
ATLANTIC CITY-HAMMONTON, NJ (FHA\|USDA\|VA)	6	$1,270,000	$211,667	$12,765	8.23%
MOUNT VERNON-ANACORTES, WA (FHA\|USDA\|VA)	4	$1,270,000	$317,500	$9,981	7.69%
MUSKEGON, MI (FHA\|USDA\|VA)	4	$1,240,000	$310,000	$5,624	8.88%
WACO, TX (FHA\|USDA\|VA)	3	$1,235,000	$411,667	$0	10.58%
EUGENE-SPRINGFIELD, OR (FHA\|USDA\|VA)	6	$1,220,000	$203,333	$8,416	8.85%
EAST STROUDSBURG, PA (FHA\|USDA\|VA)	6	$1,190,000	$198,333	$0	8.35%
ODESSA, TX (FHA\|USDA\|VA)	1	$1,175,000	$1,175,000	$0	10.38%
SCRANTON--WILKES-BARRE, PA (FHA\|USDA\|VA)	7	$1,165,000	$166,429	$0	8.84%
ROCKY MOUNT, NC (FHA\|USDA\|VA)	3	$1,135,000	$378,333	$12,673	8.46%
HOMOSASSA SPRINGS, FL (FHA\|USDA\|VA)	6	$1,110,000	$185,000	$0	7.73%
Clearlake, CA (FHA\|USDA\|VA)	5	$1,095,000	$219,000	$10,786	9.25%
Concord, NH (FHA\|USDA\|VA)	3	$1,075,000	$358,333	$16,447	8.83%
LEXINGTON-FAYETTE, KY (FHA\|USDA\|VA)	5	$1,035,000	$207,000	$6,222	8.65%
WINCHESTER, VA-WV (FHA\|USDA\|VA)	4	$1,020,000	$255,000	$11,691	8.91%
HOT SPRINGS, AR (FHA\|USDA\|VA)	5	$1,005,000	$201,000	$5,993	8.32%
DECATUR, AL (FHA\|USDA\|VA)	5	$1,005,000	$201,000	$0	10.08%
HARRISBURG-CARLISLE, PA (FHA\|USDA\|VA)	4	$1,000,000	$250,000	$8,385	9.94%
Pahrump, NV (FHA\|USDA\|VA)	4	$990,000	$247,500	$7,377	9.56%
Hermiston-Pendleton, OR (FHA\|USDA\|VA)	5	$975,000	$195,000	$12,009	7.95%
SPRINGFIELD, MA (FHA\|USDA\|VA)	3	$965,000	$321,667	$0	9.04%
SEBRING-AVON PARK, FL (FHA\|USDA\|VA)	5	$955,000	$191,000	$9,902	9.70%
FORT COLLINS, CO (FHA\|USDA\|VA)	1	$945,000	$945,000	$18,960	9.50%
Aberdeen, WA (FHA\|USDA\|VA)	5	$925,000	$185,000	$8,367	8.78%
ATHENS-CLARKE COUNTY, GA (FHA\|USDA\|VA)	2	$920,000	$460,000	$13,025	7.56%
GOLDSBORO, NC (FHA\|USDA\|VA)	6	$920,000	$153,333	$0	9.04%
Vernal, UT (FHA\|USDA\|VA)	2	$880,000	$440,000	$15,842	9.13%
CHATTANOOGA, TN-GA (FHA\|USDA\|VA)	4	$880,000	$220,000	$11,701	8.62%
GAINESVILLE, GA (FHA\|USDA\|VA)	3	$865,000	$288,333	$11,496	7.58%
Nogales, AZ (FHA\|USDA\|VA)	4	$850,000	$212,500	$8,254	9.56%
Astoria, OR (FHA\|USDA\|VA)	2	$840,000	$420,000	$15,199	8.38%
SPARTANBURG, SC (FHA\|USDA\|VA)	5	$825,000	$165,000	$0	8.58%
WINSTON-SALEM, NC (FHA\|USDA\|VA)	2	$800,000	$400,000	$15,062	10.00%
TUSCALOOSA, AL (FHA\|USDA\|VA)	2	$800,000	$400,000	$14,821	9.63%
LANCASTER, PA (FHA\|USDA\|VA)	2	$770,000	$385,000	$13,579	8.31%
ASHEVILLE, NC (FHA\|USDA\|VA)	3	$765,000	$255,000	$10,951	9.87%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA\|USDA\|VA)	4	$750,000	$187,500	$0	8.72%
Breckenridge, CO (FHA\|USDA\|VA)	2	$750,000	$375,000	$3,740	7.69%
GULFPORT-BILOXI, MS (FHA\|USDA\|VA)	5	$745,000	$149,000	$0	8.10%
ROCKFORD, IL (FHA\|USDA\|VA)	2	$740,000	$370,000	$8,739	9.13%
Harrison, AR (FHA\|USDA\|VA)	1	$735,000	$735,000	$21,061	9.75%
Sanford, NC (FHA\|USDA\|VA)	3	$735,000	$245,000	$11,038	10.08%
JACKSONVILLE, NC (FHA\|USDA\|VA)	6	$730,000	$121,667	$6,580	9.67%
BARNSTABLE TOWN, MA (FHA\|USDA\|VA)	3	$725,000	$241,667	$0	10.12%
Roseburg, OR (FHA\|USDA\|VA)	3	$725,000	$241,667	$0	8.67%
Glenwood Springs, CO (FHA\|USDA\|VA)	1	$695,000	$695,000	$0	7.88%
PORTLAND-SOUTH PORTLAND, ME (FHA\|USDA\|VA)	2	$680,000	$340,000	$9,203	8.56%
Sevierville, TN (FHA\|USDA\|VA)	2	$680,000	$340,000	$0	9.37%
COLUMBUS, GA-AL (FHA\|USDA\|VA)	5	$665,000	$133,000	$0	9.80%
Cedar City, UT (FHA\|USDA\|VA)	3	$655,000	$218,333	$0	7.21%
SPRINGFIELD, MO (FHA\|USDA\|VA)	3	$655,000	$218,333	$20,583	8.83%
OLYMPIA-LACEY-TUMWATER, WA (FHA\|USDA\|VA)	2	$650,000	$325,000	$11,652	8.31%
CHICO, CA (FHA\|USDA\|VA)	2	$640,000	$320,000	$0	10.06%
MORGANTOWN, WV (FHA\|USDA\|VA)	2	$630,000	$315,000	$0	7.50%
REDDING, CA (FHA\|USDA\|VA)	2	$630,000	$315,000	$12,474	8.44%
Pullman, WA (FHA\|USDA\|VA)	3	$625,000	$208,333	$7,107	9.50%
BANGOR, ME (FHA\|USDA\|VA)	2	$620,000	$310,000	$0	10.63%
YAKIMA, WA (FHA\|USDA\|VA)	3	$615,000	$205,000	$5,483	8.92%
TYLER, TX (FHA\|USDA\|VA)	2	$610,000	$305,000	$15,624	7.88%
MONTGOMERY, AL (FHA\|USDA\|VA)	3	$605,000	$201,667	$3,977	9.08%
MOBILE, AL (FHA\|USDA\|VA)	3	$595,000	$198,333	$6,735	9.29%
MISSOULA, MT (FHA\|USDA\|VA)	1	$585,000	$585,000	$24,494	10.38%
TALLAHASSEE, FL (FHA\|USDA\|VA)	3	$585,000	$195,000	$9,376	8.12%
LAREDO, TX (FHA\|USDA\|VA)	2	$570,000	$285,000	$0	8.50%
AKRON, OH (FHA\|USDA\|VA)	1	$565,000	$565,000	$30,170	6.75%
GRAND RAPIDS-KENTWOOD, MI (FHA\|USDA\|VA)	1	$555,000	$555,000	$14,465	9.00%
LAS CRUCES, NM (FHA\|USDA\|VA)	2	$550,000	$275,000	$3,564	8.31%
Klamath Falls, OR (FHA\|USDA\|VA)	1	$525,000	$525,000	$0	7.88%
DOVER, DE (FHA\|USDA\|VA)	3	$525,000	$175,000	$8,522	8.75%
CHEYENNE, WY (FHA\|USDA\|VA)	2	$520,000	$260,000	$11,166	9.00%
Fernley, NV (FHA\|USDA\|VA)	2	$520,000	$260,000	$12,763	9.69%
WALLA WALLA, WA (FHA\|USDA\|VA)	1	$505,000	$505,000	$3,130	8.13%
BELLINGHAM, WA (FHA\|USDA\|VA)	1	$505,000	$505,000	$15,166	7.88%
Brenham, TX (FHA\|USDA\|VA)	1	$505,000	$505,000	$8,491	8.75%
Corsicana, TX (FHA\|USDA\|VA)	2	$500,000	$250,000	$15,770	9.19%
Newport, OR (FHA\|USDA\|VA)	2	$500,000	$250,000	$4,353	8.75%
DAYTON-KETTERING, OH (FHA\|USDA\|VA)	4	$480,000	$120,000	$5,478	9.78%
BINGHAMTON, NY (FHA\|USDA\|VA)	2	$470,000	$235,000	$0	10.69%
Sturgis, MI (FHA\|USDA\|VA)	1	$455,000	$455,000	$0	8.00%
SANTA FE, NM (FHA\|USDA\|VA)	1	$455,000	$455,000	$0	9.75%
Wauchula, FL (FHA\|USDA\|VA)	1	$455,000	$455,000	$29,063	9.00%
WARNER ROBINS, GA (FHA\|USDA\|VA)	1	$455,000	$455,000	$0	9.38%
MADERA, CA (FHA\|USDA\|VA)	1	$445,000	$445,000	$14,805	8.25%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA\|USDA\|VA)	2	$440,000	$220,000	$0	8.56%
NEW BERN, NC (FHA\|USDA\|VA)	2	$440,000	$220,000	$11,639	8.00%
SHREVEPORT-BOSSIER CITY, LA (FHA\|USDA\|VA)	1	$425,000	$425,000	$14,493	7.63%
Athens, TX (FHA\|USDA\|VA)	3	$425,000	$141,667	$7,251	8.75%
Lewisburg, TN (FHA\|USDA\|VA)	1	$425,000	$425,000	$9,948	8.38%
Crossville, TN (FHA\|USDA\|VA)	2	$420,000	$210,000	$0	8.81%
TWIN FALLS, ID (FHA\|USDA\|VA)	2	$420,000	$210,000	$0	8.56%
Hudson, NY (FHA\|USDA\|VA)	1	$415,000	$415,000	$0	10.75%
Henderson, NC (FHA\|USDA\|VA)	3	$415,000	$138,333	$9,214	9.42%
Palatka, FL (FHA\|USDA\|VA)	3	$415,000	$138,333	$9,462	9.04%
KINGSTON, NY (FHA\|USDA\|VA)	1	$405,000	$405,000	$0	8.50%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA\|USDA\|VA)	2	$400,000	$200,000	$0	8.13%
GLENS FALLS, NY (FHA\|USDA\|VA)	2	$400,000	$200,000	$0	9.81%
Oxford, MS (FHA\|USDA\|VA)	1	$395,000	$395,000	$0	8.00%
Jefferson, GA (FHA\|USDA\|VA)	2	$390,000	$195,000	$10,280	9.69%
LOUISVILLE, KY (FHA\|USDA\|VA)	2	$380,000	$190,000	$11,663	9.75%
STAUNTON, VA (FHA\|USDA\|VA)	1	$375,000	$375,000	$13,311	6.88%
LaGrange, GA-AL (FHA\|USDA\|VA)	1	$375,000	$375,000	$12,638	9.88%
Hutchinson, KS (FHA\|USDA\|VA)	1	$375,000	$375,000	$4,161	10.75%
Clinton, IA (FHA\|USDA\|VA)	1	$375,000	$375,000	$0	9.75%
ALTOONA, PA (FHA\|USDA\|VA)	1	$375,000	$375,000	$16,951	8.00%
ROCHESTER, NY (FHA\|USDA\|VA)	2	$370,000	$185,000	$0	8.44%
Carlsbad-Artesia, NM (FHA\|USDA\|VA)	1	$365,000	$365,000	$7,791	8.75%
YORK-HANOVER, PA (FHA\|USDA\|VA)	2	$360,000	$180,000	$5,309	8.63%
Rockport, TX (FHA\|USDA\|VA)	1	$355,000	$355,000	$13,618	7.38%
BURLINGTON-SOUTH BURLINGTON, VT (FHA\|USDA\|VA)	1	$355,000	$355,000	$11,859	8.00%
HATTIESBURG, MS (FHA\|USDA\|VA)	3	$355,000	$118,333	$0	9.58%
Hailey, ID (FHA\|USDA\|VA)	1	$345,000	$345,000	$0	7.38%
Okeechobee, FL (FHA\|USDA\|VA)	1	$345,000	$345,000	$0	8.63%
YUBA CITY, CA (FHA\|USDA\|VA)	1	$335,000	$335,000	$11,281	8.63%
Rock Springs, WY (FHA\|USDA\|VA)	1	$335,000	$335,000	$13,112	8.88%
PEORIA, IL (FHA\|USDA\|VA)	1	$335,000	$335,000	$6,549	8.63%
AMARILLO, TX (FHA\|USDA\|VA)	2	$330,000	$165,000	$11,263	10.00%
CANTON-MASSILLON, OH (FHA\|USDA\|VA)	1	$325,000	$325,000	$7,779	8.75%
Helena, MT (FHA\|USDA\|VA)	1	$325,000	$325,000	$9,564	8.88%
Corning, NY (FHA\|USDA\|VA)	1	$325,000	$325,000	$0	8.25%
Laconia, NH (FHA\|USDA\|VA)	1	$325,000	$325,000	$0	8.63%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA\|USDA\|VA)	2	$320,000	$160,000	$0	10.00%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA\|USDA\|VA)	1	$315,000	$315,000	$0	8.50%
ST. CLOUD, MN (FHA\|USDA\|VA)	1	$315,000	$315,000	$13,016	7.25%
Albertville, AL (FHA\|USDA\|VA)	2	$310,000	$155,000	$7,757	8.63%
LONGVIEW, WA (FHA\|USDA\|VA)	1	$305,000	$305,000	$16,473	7.63%
JOPLIN, MO (FHA\|USDA\|VA)	1	$305,000	$305,000	$4,167	9.25%
KINGSPORT-BRISTOL, TN-VA (FHA\|USDA\|VA)	2	$300,000	$150,000	$9,055	10.81%
WICHITA, KS (FHA\|USDA\|VA)	2	$300,000	$150,000	$4,732	9.44%
TOLEDO, OH (FHA\|USDA\|VA)	2	$300,000	$150,000	$10,853	9.56%
SIERRA VISTA-DOUGLAS, AZ (FHA\|USDA\|VA)	1	$295,000	$295,000	$15,815	12.25%
MACON-BIBB COUNTY, GA (FHA\|USDA\|VA)	2	$290,000	$145,000	$0	11.50%
MANCHESTER-NASHUA, NH (FHA\|USDA\|VA)	2	$280,000	$140,000	$7,368	10.62%
Whitewater, WI (FHA\|USDA\|VA)	1	$275,000	$275,000	$0	9.63%
GAINESVILLE, FL (FHA\|USDA\|VA)	1	$275,000	$275,000	$12,914	8.75%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA\|USDA\|VA)	1	$275,000	$275,000	$0	8.13%
LEBANON, PA (FHA\|USDA\|VA)	1	$275,000	$275,000	$0	11.00%
CLARKSVILLE, TN-KY (FHA\|USDA\|VA)	1	$265,000	$265,000	$7,441	8.75%
TEXARKANA, TX-AR (FHA\|USDA\|VA)	1	$265,000	$265,000	$0	9.00%
Salem, OH (FHA\|USDA\|VA)	1	$265,000	$265,000	$4,722	9.63%
Holland, MI (FHA\|USDA\|VA)	1	$265,000	$265,000	$4,957	9.75%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA\|USDA\|VA)	1	$265,000	$265,000	$4,162	12.25%
Brevard, NC (FHA\|USDA\|VA)	1	$265,000	$265,000	$0	12.13%
Sonora, CA (FHA\|USDA\|VA)	1	$265,000	$265,000	$3,353	9.38%
JONESBORO, AR (FHA\|USDA\|VA)	2	$260,000	$130,000	$0	10.00%
Clewiston, FL (FHA\|USDA\|VA)	1	$255,000	$255,000	$0	8.38%
GREEN BAY, WI (FHA\|USDA\|VA)	1	$255,000	$255,000	$0	8.50%
Kendallville, IN (FHA\|USDA\|VA)	1	$255,000	$255,000	$0	10.50%
Alamogordo, NM (FHA\|USDA\|VA)	1	$255,000	$255,000	$8,841	7.63%
BUFFALO-CHEEKTOWAGA, NY (FHA\|USDA\|VA)	2	$250,000	$125,000	$0	8.38%
ANN ARBOR, MI (FHA\|USDA\|VA)	1	$245,000	$245,000	$0	9.88%
LOGAN, UT-ID (FHA\|USDA\|VA)	1	$245,000	$245,000	$0	8.00%
Athens, TN (FHA\|USDA\|VA)	1	$245,000	$245,000	$0	8.38%
BATON ROUGE, LA (FHA\|USDA\|VA)	1	$235,000	$235,000	$9,599	11.00%
EL CENTRO, CA (FHA\|USDA\|VA)	1	$235,000	$235,000	$0	9.00%
Alice, TX (FHA\|USDA\|VA)	1	$235,000	$235,000	$5,105	12.75%
Moses Lake, WA (FHA\|USDA\|VA)	1	$225,000	$225,000	$10,143	9.88%
Elko, NV (FHA\|USDA\|VA)	1	$225,000	$225,000	$0	9.38%
Othello, WA (FHA\|USDA\|VA)	1	$215,000	$215,000	$11,858	7.13%
Adrian, MI (FHA\|USDA\|VA)	1	$215,000	$215,000	$0	10.25%
Mineral Wells, TX (FHA\|USDA\|VA)	1	$215,000	$215,000	$6,614	9.38%
LEWISTON-AUBURN, ME (FHA\|USDA\|VA)	1	$215,000	$215,000	$9,265	9.50%
ALBANY, GA (FHA\|USDA\|VA)	1	$215,000	$215,000	$0	9.88%
ABILENE, TX (FHA\|USDA\|VA)	1	$205,000	$205,000	$0	8.25%
Bennington, VT (FHA\|USDA\|VA)	1	$205,000	$205,000	$0	8.38%
Coos Bay, OR (FHA\|USDA\|VA)	1	$205,000	$205,000	$0	8.50%
Brookings, OR (FHA\|USDA\|VA)	1	$205,000	$205,000	$0	7.38%
The Dalles, OR (FHA\|USDA\|VA)	1	$205,000	$205,000	$0	8.25%
JACKSON, TN (FHA\|USDA\|VA)	1	$205,000	$205,000	$10,391	8.00%
SAGINAW, MI (FHA\|USDA\|VA)	1	$195,000	$195,000	$0	10.00%
CARSON CITY, NV (FHA\|USDA\|VA)	1	$195,000	$195,000	$0	8.50%
Meadville, PA (FHA\|USDA\|VA)	2	$190,000	$95,000	$0	9.94%
Shelby, NC (FHA\|USDA\|VA)	1	$185,000	$185,000	$0	10.75%
Cullowhee, NC (FHA\|USDA\|VA)	1	$175,000	$175,000	$4,796	10.50%
Mountain Home, AR (FHA\|USDA\|VA)	1	$175,000	$175,000	$0	9.75%
ELMIRA, NY (FHA\|USDA\|VA)	1	$175,000	$175,000	$0	10.75%
Searcy, AR (FHA\|USDA\|VA)	1	$175,000	$175,000	$0	8.50%
Picayune, MS (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	9.63%
Statesboro, GA (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	9.50%
Hood River, OR (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	7.50%
Hobbs, NM (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	9.63%
Lufkin, TX (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	8.25%
Oneonta, NY (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	9.00%
HARRISONBURG, VA (FHA\|USDA\|VA)	1	$155,000	$155,000	$7,682	7.88%
MORRISTOWN, TN (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	9.88%
Greeneville, TN (FHA\|USDA\|VA)	1	$155,000	$155,000	$7,128	8.63%
IDAHO FALLS, ID (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	8.75%
ELIZABETHTOWN-FORT KNOX, KY (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	6.63%
HANFORD-CORCORAN, CA (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	8.50%
Cookeville, TN (FHA\|USDA\|VA)	1	$145,000	$145,000	$7,740	11.25%
STATE COLLEGE, PA (FHA\|USDA\|VA)	1	$145,000	$145,000	$7,223	11.50%
Ashtabula, OH (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	9.88%
MONROE, MI (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	13.00%
Frankfort, IN (FHA\|USDA\|VA)	1	$145,000	$145,000	$6,838	11.50%
Pinehurst-Southern Pines, NC (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	7.75%
SOUTH BEND-MISHAWAKA, IN-MI (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	9.63%
Jamestown-Dunkirk-Fredonia, NY (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	9.75%
GREENVILLE, NC (FHA\|USDA\|VA)	1	$135,000	$135,000	$3,666	11.50%
Gloversville, NY (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	9.00%
CEDAR RAPIDS, IA (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	9.13%
Rutland, VT (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	8.13%
Lake City, FL (FHA\|USDA\|VA)	1	$125,000	$125,000	$6,875	9.13%
SYRACUSE, NY (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	10.88%
Amsterdam, NY (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	9.38%
SPRINGFIELD, OH (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	9.63%
New Castle, PA (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	10.00%
Red Bluff, CA (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	10.00%
LAWTON, OK (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	9.75%
Portsmouth, OH (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	9.13%
CHAMPAIGN-URBANA, IL (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	8.88%
LAFAYETTE-WEST LAFAYETTE, IN (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	9.88%
RACINE, WI (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	9.00%
Pottsville, PA (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	10.38%
KOKOMO, IN (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	10.25%
Warsaw, IN (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	8.75%
BRUNSWICK, GA (FHA\|USDA\|VA)	1	$105,000	$105,000	$5,560	6.50%
VINELAND-BRIDGETON, NJ (FHA\|USDA\|VA)	1	$105,000	$105,000	$6,344	9.88%
Georgetown, SC (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	7.63%
Dixon, IL (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	8.88%
DULUTH, MN-WI (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	7.63%
MANHATTAN, KS (FHA\|USDA\|VA)	1	$105,000	$105,000	$6,118	8.75%

Citadel Servicing Corporation's top markets include Miami, Los Angeles, New York, San Diego, and Houston among others.

Their top states include:

California (FHA|USDA|VA)

Florida (FHA|USDA|VA)

Texas (FHA|USDA|VA)

Hawaii (FHA|USDA|VA)

Arizona (FHA|USDA|VA)

Similar Lenders

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Product Mix

Loan Type	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Conventional	5,894	$2,887,350,000	$489,880	$17,032	8.53%

For 2024, Citadel Servicing Corporation's most frequently originated type of loan was Conventional, with 5,894 originations.

Loan Reason

Loan Reason	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Home Purchase	3,665	$1,780,625,000	$485,846	$17,206	8.44%
Cash Out Refi	1,889	$885,405,000	$468,716	$16,618	8.74%
Refi	340	$221,320,000	$650,941	$17,127	8.21%

For 2024, Citadel Servicing Corporation's most frequently cited loan purpose was Home Purchase, with 3,665 originations. The 2nd most popular reason was Cash Out Refi, with 1,889 originations.

Loan Duration/Length

Loan Length	Originations	Total Value	Average Loan	Average Fees	Average Rate
30 Year	5,851	$2,846,395,000	$486,480	$16,972	8.53%
30+ year	43	$40,955,000	$952,442	$25,556	7.89%

For 2024, Citadel Servicing Corporation's most frequently cited loan duration was 30 Year, with 5,851 originations. The 2nd most popular length was 30+ year, with 43 originations.

Origination Fees/Closing Costs

Origination Fee/Closing Cost	Originations	Total Value	Average Loan
$5k+	2,143	$1,411,015,000	$658,430
$1k-2k	247	$161,165,000	$652,490
$4k-5k	105	$22,505,000	$214,333
$3k-4k	43	$11,625,000	$270,349
$2k-3k	29	$27,375,000	$943,966
$<1k	16	$7,150,000	$446,875

Citadel Servicing Corporation's average total fees were $16,972, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 2,143 originations.

Interest Rates

Loan Rate	Originations	Total Value	Average Loan
Over 8%	3,605	$1,532,115,000	$424,997
7-8%	1,708	$1,002,040,000	$586,674
6-7%	573	$349,915,000	$610,672
5-6%	6	$2,850,000	$475,000
<2.5%	1	$145,000	$145,000

During 2024, Citadel Servicing Corporation's average interest rate for loans was 8.53%, while their most frequently originated rate bucket for loans was Over 8%, with 3,605 originations.

Loan Sizing

Loan Size	Originations	Total Value	Average Loan	Average Fees	Average Rate
$200k-400k	2,260	$639,440,000	$282,938	$11,528	8.53%
$100k-200k	1,285	$191,165,000	$148,767	$7,703	9.08%
$400k-600k	980	$478,300,000	$488,061	$16,326	8.28%
$600k-1MM	724	$548,380,000	$757,431	$19,450	8.18%
$1MM+	608	$1,026,580,000	$1,688,454	$34,003	8.05%
$100,000 or less	37	$3,485,000	$94,189	$0	10.17%

2024 saw Citadel Servicing Corporation place emphasis on $200k-400k loans with 2,260 originations, totaling $639,440,000 in origination value.

Applicant Income

Applicant Income	Originations	Total Value	Average Loan	Average Fees	Average Rate
$50k or less	1,899	$670,215,000	$352,930	$13,359	8.52%
$250k+	1,346	$1,239,380,000	$920,788	$23,193	8.40%
$150k-250k	657	$290,595,000	$442,306	$14,717	8.47%
$100k-150k	453	$145,655,000	$321,534	$12,468	8.61%
$75k-100k	248	$63,770,000	$257,137	$10,987	8.60%
$50k-75k	209	$40,685,000	$194,665	$8,951	8.88%

Citadel Servicing Corporation lent most frequently to those with incomes in the $50k or less range, with 1,899 originations. The second most popular income band? $250k+, with 1,346 originations.

Applicant Debt to Income Ratio

DTI Ratio	Originations	Total Value	Average Loan	Average Fees	Average Rate
<20%	2,332	$994,120,000	$426,295	$18,420	8.52%
20-30%	474	$287,950,000	$607,489	$17,766	8.40%
30-36%	391	$230,895,000	$590,524	$16,966	8.42%
49%	144	$78,770,000	$547,014	$15,645	8.54%
48%	126	$70,420,000	$558,889	$16,482	8.68%
43%	120	$72,480,000	$604,000	$16,655	8.73%
46%	118	$71,590,000	$606,695	$15,988	8.37%
50-60%	117	$71,365,000	$609,957	$17,402	8.61%
39%	106	$64,160,000	$605,283	$17,664	8.49%
41%	106	$67,850,000	$640,094	$17,706	8.48%
47%	104	$54,510,000	$524,135	$13,472	8.46%
45%	104	$64,310,000	$618,365	$17,537	8.63%
42%	100	$54,890,000	$548,900	$15,824	8.72%
44%	99	$50,565,000	$510,758	$15,904	8.61%
40%	97	$54,865,000	$565,619	$16,566	8.27%
38%	86	$57,230,000	$665,465	$18,972	8.61%
36%	84	$53,130,000	$632,500	$13,907	8.51%
37%	76	$41,860,000	$550,789	$15,426	8.36%
>60%	21	$7,325,000	$348,810	$21,615	8.21%

Citadel Servicing Corporation lent most frequently to those with DTI ratios of <20%, with 2,332 originations. The next most common DTI ratio? 20-30%, with 474 originations.

Ethnicity Mix

Applicant Ethnicity	Originations	Total Value	Average Loan	Average Fees	Average Rate
White	2,984	$1,541,800,000	$516,689	$16,982	8.52%
Not provided	934	$481,000,000	$514,989	$17,385	8.56%
Not applicable	1,079	$435,985,000	$404,064	$8,565	8.60%
Asian	439	$233,605,000	$532,130	$16,195	8.09%
Black	364	$158,140,000	$434,451	$18,402	8.79%
American Indian	37	$13,045,000	$352,568	$15,476	8.77%
Asian Indian	20	$7,040,000	$352,000	$15,545	7.86%
Native Hawaiian or Islander	11	$6,355,000	$577,727	$10,421	9.28%
Other Asian	4	$1,860,000	$465,000	$8,947	9.03%
Native Hawaiian	2	$1,810,000	$905,000	$17,768	7.50%
Chinese	6	$1,560,000	$260,000	$10,057	7.60%
Korean	2	$1,310,000	$655,000	$33,925	7.31%
Filipino	4	$1,260,000	$315,000	$19,209	9.22%
Other Pacific Islander	3	$1,205,000	$401,667	$14,915	9.75%
Vietnamese	3	$955,000	$318,333	$0	8.17%
	2	$420,000	$210,000	$15,214	10.00%

Approval Rates

Total approvals of all applications
95.02%

Citadel Servicing Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
20.61%

Citadel Servicing Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points	Originations	Total Value	Average Loan
NA	5,894	$2,887,350,000	$489,880

Occupancy Type Mix

Dwelling Type	Originations	Total Value	Average Loan
	5,894	$2,887,350,000	$489,880

LTV Distribution

Loan to Value	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-40%	250	$79,400,000	$317,600	$12,291	8.31%
40-60%	1,068	$478,800,000	$448,315	$15,023	8.40%
60-80%	3,755	$1,800,635,000	$479,530	$17,385	8.55%
80-100%	789	$519,375,000	$658,270	$18,794	8.64%
Under 20%	32	$9,140,000	$285,625	$9,237	8.30%