Citadel Servicing Corporation Mortgage Rates, Fees & Info
Irvine, CALEI: 254900E6AIE4Z8YQM970
Tax ID: 20-8006279
1 stars - Updated: 12/17/24
-
out of 5 stars, based on 68 reviews
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Citadel Servicing Corporation is a small mortgage company specializing in Home Purchase and Cash Out Refi loans. Citadel Servicing Corporation has a high proportion of conventional loans. Their top markets by origination volume include: Miami, Los Angeles, New York, Las Vegas, and Riverside among others. We have data for 329 markets. (Some data included below & more in-depth data is available with an active subscription.)Citadel Servicing Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Citadel Servicing Corporation is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 8.92% | 12/17/24 |
| 30 Year Conventional Refi | 8.42% | 12/17/24 |
| 30 Year Cash-out Refi | 8.86% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Citadel Servicing Corporation Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Citadel Servicing Corporation. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
4,669Origination Dollar Volume (All Markets)
$2,126,445,000Relative Rate
Citadel Servicing Corporation's average 30 year fixed mortgage rate was
9.02%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 2.54%.
Relative Fees (Closing Costs)
Citadel Servicing Corporation's average total fees/closing costs for a 30 year fixed rate
mortgage were $15,672.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 481 | $239,585,000 | $498,098 | $19,645 | 8.86% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 235 | $229,845,000 | $978,064 | $23,252 | 8.43% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 199 | $109,195,000 | $548,719 | $15,415 | 9.12% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 164 | $79,000,000 | $481,707 | $15,974 | 8.69% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 138 | $61,400,000 | $444,928 | $15,305 | 8.83% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 100 | $58,800,000 | $588,000 | $16,431 | 8.82% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 168 | $56,090,000 | $333,869 | $16,039 | 9.14% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 171 | $53,595,000 | $313,421 | $13,749 | 8.97% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 65 | $52,665,000 | $810,231 | $21,485 | 8.40% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 119 | $52,475,000 | $440,966 | $14,421 | 9.06% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 61 | $52,015,000 | $852,705 | $21,468 | 8.23% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 64 | $39,320,000 | $614,375 | $22,611 | 9.29% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 140 | $37,420,000 | $267,286 | $10,557 | 9.32% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 105 | $37,185,000 | $354,143 | $13,288 | 9.16% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 104 | $36,400,000 | $350,000 | $13,601 | 9.23% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 55 | $33,635,000 | $611,545 | $14,468 | 8.72% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 32 | $31,330,000 | $979,063 | $15,297 | 8.30% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 48 | $28,850,000 | $601,042 | $14,909 | 8.88% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 53 | $27,605,000 | $520,849 | $18,686 | 9.15% |
| Outside of Metro Areas | 81 | $27,335,000 | $337,469 | $10,942 | 9.24% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 29 | $26,665,000 | $919,483 | $25,097 | 8.82% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 49 | $24,565,000 | $501,327 | $15,730 | 8.82% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 52 | $23,790,000 | $457,500 | $17,494 | 10.12% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 56 | $22,570,000 | $403,036 | $15,975 | 9.29% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 74 | $17,790,000 | $240,405 | $13,073 | 9.87% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 57 | $17,685,000 | $310,263 | $13,964 | 9.08% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 32 | $17,450,000 | $545,313 | $12,664 | 8.87% |
| PROVO-OREM, UT (FHA|USDA|VA) | 14 | $16,660,000 | $1,190,000 | $26,471 | 8.69% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 34 | $15,790,000 | $464,412 | $13,394 | 8.91% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 18 | $15,140,000 | $841,111 | $16,469 | 8.83% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 18 | $15,050,000 | $836,111 | $21,437 | 8.43% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 86 | $14,330,000 | $166,628 | $9,100 | 9.35% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 23 | $14,065,000 | $611,522 | $21,165 | 9.14% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 24 | $13,940,000 | $580,833 | $14,681 | 8.53% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 43 | $13,775,000 | $320,349 | $13,967 | 9.21% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 13 | $13,325,000 | $1,025,000 | $15,411 | 8.32% |
| Hilo, HI (FHA|USDA|VA) | 18 | $12,780,000 | $710,000 | $17,332 | 8.67% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 32 | $12,730,000 | $397,813 | $16,459 | 9.47% |
| Heber, UT (FHA|USDA|VA) | 12 | $12,670,000 | $1,055,833 | $9,875 | 8.86% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 21 | $12,065,000 | $574,524 | $14,200 | 8.61% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 26 | $11,360,000 | $436,923 | $20,491 | 9.24% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 23 | $11,325,000 | $492,391 | $20,391 | 8.93% |
| TUCSON, AZ (FHA|USDA|VA) | 38 | $11,080,000 | $291,579 | $13,801 | 8.89% |
| Key West, FL (FHA|USDA|VA) | 11 | $10,455,000 | $950,455 | $25,583 | 8.50% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 24 | $9,440,000 | $393,333 | $16,639 | 9.15% |
| Kapaa, HI (FHA|USDA|VA) | 7 | $9,165,000 | $1,309,286 | $45,820 | 8.70% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 17 | $8,235,000 | $484,412 | $18,797 | 9.57% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 16 | $7,860,000 | $491,250 | $10,263 | 9.11% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 22 | $7,810,000 | $355,000 | $16,153 | 8.72% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 20 | $7,480,000 | $374,000 | $12,869 | 9.30% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 29 | $7,395,000 | $255,000 | $11,515 | 8.97% |
| OCALA, FL (FHA|USDA|VA) | 39 | $7,295,000 | $187,051 | $8,946 | 8.50% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 22 | $7,080,000 | $321,818 | $13,392 | 9.28% |
| MODESTO, CA (FHA|USDA|VA) | 21 | $6,945,000 | $330,714 | $11,974 | 8.75% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 25 | $5,895,000 | $235,800 | $12,812 | 9.37% |
| PITTSBURGH, PA (FHA|USDA|VA) | 19 | $5,675,000 | $298,684 | $15,473 | 9.43% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 15 | $5,595,000 | $373,000 | $15,112 | 9.97% |
| BEND, OR (FHA|USDA|VA) | 10 | $5,350,000 | $535,000 | $11,572 | 8.72% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 20 | $4,920,000 | $246,000 | $10,266 | 8.93% |
| ST. GEORGE, UT (FHA|USDA|VA) | 10 | $4,910,000 | $491,000 | $11,649 | 9.61% |
| READING, PA (FHA|USDA|VA) | 25 | $4,895,000 | $195,800 | $0 | 9.17% |
| STOCKTON, CA (FHA|USDA|VA) | 14 | $4,830,000 | $345,000 | $14,093 | 8.73% |
| SALINAS, CA (FHA|USDA|VA) | 6 | $4,780,000 | $796,667 | $16,309 | 7.94% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 11 | $4,715,000 | $428,636 | $11,390 | 9.47% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 19 | $4,705,000 | $247,632 | $10,853 | 9.09% |
| COLUMBUS, OH (FHA|USDA|VA) | 18 | $4,650,000 | $258,333 | $12,790 | 9.35% |
| WILMINGTON, NC (FHA|USDA|VA) | 10 | $4,610,000 | $461,000 | $12,561 | 9.17% |
| FRESNO, CA (FHA|USDA|VA) | 16 | $4,550,000 | $284,375 | $11,199 | 8.98% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 19 | $4,495,000 | $236,579 | $9,269 | 9.51% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 6 | $4,400,000 | $733,333 | $19,533 | 8.38% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 13 | $4,355,000 | $335,000 | $11,265 | 8.79% |
| Vineyard Haven, MA (FHA|USDA|VA) | 3 | $4,355,000 | $1,451,667 | $0 | 9.00% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 14 | $4,330,000 | $309,286 | $0 | 9.35% |
| BOULDER, CO (FHA|USDA|VA) | 4 | $4,290,000 | $1,072,500 | $15,696 | 7.81% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 11 | $4,155,000 | $377,727 | $12,784 | 9.20% |
| RENO, NV (FHA|USDA|VA) | 5 | $4,125,000 | $825,000 | $14,422 | 8.80% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 16 | $4,020,000 | $251,250 | $9,789 | 9.23% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 12 | $4,010,000 | $334,167 | $12,359 | 8.91% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 12 | $3,980,000 | $331,667 | $14,218 | 9.85% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 6 | $3,960,000 | $660,000 | $33,191 | 9.52% |
| PANAMA CITY, FL (FHA|USDA|VA) | 11 | $3,955,000 | $359,545 | $0 | 8.95% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 14 | $3,920,000 | $280,000 | $11,493 | 9.10% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 8 | $3,900,000 | $487,500 | $13,587 | 8.89% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 10 | $3,720,000 | $372,000 | $11,144 | 9.09% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 12 | $3,670,000 | $305,833 | $13,132 | 8.43% |
| Sevierville, TN (FHA|USDA|VA) | 7 | $3,665,000 | $523,571 | $14,340 | 9.09% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 12 | $3,580,000 | $298,333 | $5,943 | 9.37% |
| VALLEJO, CA (FHA|USDA|VA) | 8 | $3,530,000 | $441,250 | $15,117 | 8.41% |
| SALEM, OR (FHA|USDA|VA) | 12 | $3,510,000 | $292,500 | $9,602 | 9.16% |
| Jackson, WY-ID (FHA|USDA|VA) | 4 | $3,320,000 | $830,000 | $18,272 | 8.09% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 13 | $3,285,000 | $252,692 | $8,090 | 9.01% |
| KNOXVILLE, TN (FHA|USDA|VA) | 8 | $3,190,000 | $398,750 | $12,075 | 8.89% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 7 | $3,125,000 | $446,429 | $0 | 9.02% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 4 | $3,080,000 | $770,000 | $13,173 | 8.47% |
| ASHEVILLE, NC (FHA|USDA|VA) | 6 | $2,980,000 | $496,667 | $17,821 | 8.63% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 17 | $2,885,000 | $169,706 | $0 | 9.24% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 8 | $2,670,000 | $333,750 | $10,609 | 9.28% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 9 | $2,625,000 | $291,667 | $16,400 | 9.31% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 14 | $2,620,000 | $187,143 | $7,256 | 9.30% |
| MERCED, CA (FHA|USDA|VA) | 7 | $2,565,000 | $366,429 | $12,152 | 8.52% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 7 | $2,505,000 | $357,857 | $19,618 | 8.88% |
| Moses Lake, WA (FHA|USDA|VA) | 10 | $2,410,000 | $241,000 | $11,500 | 8.62% |
| MADERA, CA (FHA|USDA|VA) | 5 | $2,305,000 | $461,000 | $13,127 | 9.22% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 6 | $2,200,000 | $366,667 | $10,867 | 9.17% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 7 | $2,155,000 | $307,857 | $7,385 | 9.37% |
| Edwards, CO (FHA|USDA|VA) | 2 | $2,130,000 | $1,065,000 | $20,238 | 8.63% |
| GAINESVILLE, GA (FHA|USDA|VA) | 2 | $2,110,000 | $1,055,000 | $53,135 | 8.62% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 7 | $2,065,000 | $295,000 | $11,691 | 9.64% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 6 | $2,050,000 | $341,667 | $14,409 | 8.71% |
| COLUMBIA, SC (FHA|USDA|VA) | 5 | $1,995,000 | $399,000 | $22,076 | 8.73% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 7 | $1,975,000 | $282,143 | $14,522 | 8.48% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 7 | $1,935,000 | $276,429 | $6,951 | 9.16% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 10 | $1,890,000 | $189,000 | $9,886 | 8.47% |
| Big Spring, TX (FHA|USDA|VA) | 2 | $1,850,000 | $925,000 | $0 | 10.00% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 12 | $1,830,000 | $152,500 | $6,443 | 9.19% |
| WENATCHEE, WA (FHA|USDA|VA) | 3 | $1,795,000 | $598,333 | $10,053 | 9.21% |
| Ellensburg, WA (FHA|USDA|VA) | 3 | $1,755,000 | $585,000 | $8,954 | 8.37% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 3 | $1,715,000 | $571,667 | $11,029 | 8.83% |
| GAINESVILLE, FL (FHA|USDA|VA) | 8 | $1,680,000 | $210,000 | $7,417 | 8.83% |
| BELLINGHAM, WA (FHA|USDA|VA) | 4 | $1,670,000 | $417,500 | $9,903 | 9.28% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 4 | $1,640,000 | $410,000 | $21,934 | 9.91% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 5 | $1,525,000 | $305,000 | $12,498 | 8.65% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $11,143 | 8.87% |
| RICHMOND, VA (FHA|USDA|VA) | 5 | $1,505,000 | $301,000 | $10,333 | 9.30% |
| Show Low, AZ (FHA|USDA|VA) | 5 | $1,445,000 | $289,000 | $4,643 | 10.20% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 4 | $1,430,000 | $357,500 | $13,714 | 8.72% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $1,400,000 | $700,000 | $16,527 | 7.94% |
| EL PASO, TX (FHA|USDA|VA) | 4 | $1,390,000 | $347,500 | $18,519 | 9.34% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $1,365,000 | $1,365,000 | $35,957 | 8.38% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 4 | $1,340,000 | $335,000 | $7,865 | 9.47% |
| TULSA, OK (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $9,930 | 8.65% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $6,671 | 9.09% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $8,806 | 8.58% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 5 | $1,275,000 | $255,000 | $10,113 | 9.90% |
| Concord, NH (FHA|USDA|VA) | 1 | $1,265,000 | $1,265,000 | $0 | 9.25% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 6 | $1,210,000 | $201,667 | $10,114 | 8.29% |
| Glenwood Springs, CO (FHA|USDA|VA) | 2 | $1,190,000 | $595,000 | $0 | 8.56% |
| SAVANNAH, GA (FHA|USDA|VA) | 7 | $1,185,000 | $169,286 | $11,419 | 9.50% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 6 | $1,180,000 | $196,667 | $0 | 9.02% |
| Kalispell, MT (FHA|USDA|VA) | 2 | $1,160,000 | $580,000 | $0 | 8.81% |
| SPARTANBURG, SC (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $5,576 | 9.33% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $0 | 8.47% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 2 | $1,100,000 | $550,000 | $23,687 | 8.37% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 6 | $1,080,000 | $180,000 | $0 | 9.79% |
| WACO, TX (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $7,683 | 9.94% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $11,375 | 9.45% |
| CHICO, CA (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $0 | 9.56% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $11,587 | 8.42% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 6 | $990,000 | $165,000 | $7,229 | 9.27% |
| LYNCHBURG, VA (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $0 | 8.38% |
| BOISE CITY, ID (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $9,419 | 9.08% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 6 | $940,000 | $156,667 | $16,995 | 9.87% |
| ROANOKE, VA (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $11,694 | 8.21% |
| LOUISVILLE, KY (FHA|USDA|VA) | 6 | $910,000 | $151,667 | $4,347 | 9.40% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $0 | 9.00% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 6 | $890,000 | $148,333 | $8,601 | 9.54% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $865,000 | $865,000 | $0 | 7.87% |
| CARSON CITY, NV (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $9,768 | 8.62% |
| GRANTS PASS, OR (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $7,157 | 8.46% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $0 | 9.15% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $9,221 | 8.42% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $9,986 | 8.83% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $0 | 9.75% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $13,636 | 9.31% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $11,044 | 9.59% |
| AKRON, OH (FHA|USDA|VA) | 7 | $795,000 | $113,571 | $8,520 | 10.09% |
| TYLER, TX (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $9,938 | 9.92% |
| VISALIA, CA (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $3,736 | 9.50% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $21,652 | 7.62% |
| YUMA, AZ (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $11,873 | 9.00% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $9,013 | 9.09% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $8,729 | 9.75% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $22,744 | 10.56% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $7,947 | 9.83% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $10,776 | 10.13% |
| ST. CLOUD, MN (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $14,093 | 9.25% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $27,624 | 10.19% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $12,686 | 8.06% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $9,858 | 8.46% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $20,080 | 10.25% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $10,381 | 8.31% |
| FLINT, MI (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $5,973 | 9.90% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $5,029 | 10.12% |
| Hood River, OR (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $5,286 | 8.63% |
| KINGSTON, NY (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $0 | 8.63% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $0 | 9.25% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $10,842 | 10.50% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $0 | 9.56% |
| Outside of Metro Areas | 2 | $540,000 | $270,000 | $9,873 | 8.62% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $0 | 9.58% |
| ROCHESTER, NY (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $0 | 9.17% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $12,434 | 9.38% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $11,192 | 10.63% |
| Rockport, TX (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $9,856 | 9.37% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $0 | 8.56% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $0 | 8.81% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $16,938 | 7.75% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $0 | 9.63% |
| Oak Harbor, WA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $7,517 | 8.62% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $0 | 10.54% |
| Granbury, TX (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $0 | 8.50% |
| Hobbs, NM (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $0 | 9.31% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $17,308 | 10.00% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $7,640 | 9.50% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $7,312 | 9.75% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $0 | 8.50% |
| BATON ROUGE, LA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $9,889 | 10.81% |
| Newport, OR (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $0 | 9.75% |
| Pahrump, NV (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $7,457 | 8.67% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $0 | 9.81% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $10,656 | 9.44% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $14,797 | 8.88% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $0 | 10.50% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $17,367 | 10.00% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $0 | 9.75% |
| Othello, WA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $7,966 | 9.69% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 8.75% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $11,153 | 7.88% |
| Blackfoot, ID (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $8,390 | 9.19% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $11,045 | 8.25% |
| Pottsville, PA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $0 | 10.13% |
| Cookeville, TN (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $7,469 | 10.06% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $12,612 | 8.75% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $10,874 | 8.88% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 8.50% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $17,023 | 10.38% |
| Vernal, UT (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $10,245 | 7.75% |
| Cedar City, UT (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 9.44% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $10,201 | 9.00% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $11,130 | 9.25% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $11,868 | 9.25% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $6,190 | 10.25% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 10.19% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $10,797 | 9.50% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 7.38% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 9.62% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,590 | 10.75% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 8.63% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,633 | 11.00% |
| Torrington, CT (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $8,813 | 9.50% |
| ODESSA, TX (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $7,767 | 10.75% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $11,656 | 10.25% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 8.13% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,670 | 9.13% |
| DALTON, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 7.50% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 8.25% |
| Sonora, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 7.88% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $11,263 | 8.63% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,466 | 8.50% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 9.31% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $12,957 | 10.25% |
| Farmington, MO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,136 | 8.88% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 8.25% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,216 | 9.13% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,413 | 9.50% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,221 | 12.00% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,024 | 9.75% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 8.38% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $6,423 | 9.12% |
| Athens, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 8.63% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,263 | 11.13% |
| Sanford, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 9.25% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 8.63% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 8.88% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 10.38% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 9.38% |
| Malvern, AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,799 | 8.75% |
| Shawano, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,135 | 10.13% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 9.38% |
| Danville, VA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,725 | 10.13% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 13.50% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 10.00% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,161 | 9.50% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 8.75% |
| Seneca, SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 8.50% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 9.00% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 9.63% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,597 | 8.63% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 8.63% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 8.50% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 9.63% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,691 | 8.13% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 9.38% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 9.13% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,807 | 10.88% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 10.50% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 9.50% |
| Albertville, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 9.75% |
| MADISON, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 10.00% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,594 | 11.00% |
| Sikeston, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,306 | 9.38% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 9.50% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,313 | 9.63% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 9.63% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,087 | 10.38% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 10.75% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,390 | 9.25% |
| RACINE, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 9.13% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 8.38% |
| DOVER, DE (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 9.63% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 10.25% |
| Astoria, OR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,492 | 11.50% |
| Newport, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,554 | 9.50% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,571 | 12.37% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 9.88% |
| MONROE, LA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,976 | 10.63% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,935 | 11.63% |
| Findlay, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 9.13% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 10.13% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 9.13% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 8.88% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 8.75% |
| Fremont, NE (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,928 | 9.88% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 9.63% |
| Palatka, FL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 9.62% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,185 | 9.50% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,730 | 9.88% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 10.00% |
| ROME, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.50% |
| Centralia, WA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 10.38% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.75% |
| Andrews, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,211 | 12.13% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 10.88% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 10.13% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 11.75% |
| DuBois, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 8.75% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,510 | 10.75% |
| Athens, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 9.88% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 9.38% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 4,669 | $2,126,445,000 | $455,439 | $15,794 | 9.02% |
For 2023, Citadel Servicing Corporation's most frequently originated type of loan was Conventional, with 4,669 originations.
Loan Reason
For 2023, Citadel Servicing Corporation's most frequently cited loan purpose was Home Purchase, with 3,002 originations. The 2nd most popular reason was Cash Out Refi, with 1,440 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 4,590 | $2,057,730,000 | $448,307 | $15,672 | 9.02% |
| 30+ year | 79 | $68,715,000 | $869,810 | $27,095 | 8.70% |
For 2023, Citadel Servicing Corporation's most frequently cited loan duration was 30 Year, with 4,590 originations. The 2nd most popular length was 30+ year, with 79 originations.
Origination Fees/Closing Costs
Citadel Servicing Corporation's average total fees were $15,672, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,534 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| Over 8% | 3,847 | $1,589,525,000 | $413,186 |
| 7-8% | 796 | $513,620,000 | $645,251 |
| 6-7% | 23 | $22,255,000 | $967,609 |
| 4-5% | 1 | $185,000 | $185,000 |
| 5-6% | 1 | $315,000 | $315,000 |
During 2023, Citadel Servicing Corporation's average interest rate for loans was 9.02%, while their most frequently originated rate bucket for loans was Over 8%, with 3,847 originations.
Loan Sizing
2023 saw Citadel Servicing Corporation place emphasis on $200k-400k loans with 1,750 originations, totaling $497,170,000 in origination value.
Applicant Income
Citadel Servicing Corporation lent most frequently to those with incomes in the $50k or less range, with 1,542 originations. The second most popular income band? $250k+, with 1,093 originations.
Applicant Debt to Income Ratio
Citadel Servicing Corporation lent most frequently to those with DTI ratios of <20%, with 2,042 originations. The next most common DTI ratio? 20-30%, with 411 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.75%
Citadel Servicing Corporation has an average approval rate.
Pick Rate
Approvals leading to origination22.17%
Citadel Servicing Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 4,669 | $2,126,445,000 | $455,439 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4,669 | $2,126,445,000 | $455,439 |