Citadel Servicing Corporation Mortgage Rates, Fees & Info

Irvine, CA

LEI: 254900E6AIE4Z8YQM970

Tax ID: 20-8006279

1 stars - Updated: 5/14/24 - out of 5 stars, based on 68 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Citadel Servicing Corporation is a small mortgage company specializing in Home Purchase and Cash Out Refi loans. Citadel Servicing Corporation has a high proportion of conventional loans. Their top markets by origination volume include: Miami, Los Angeles, New York, Las Vegas, and Riverside among others. We have data for 329 markets. (Some data included below & more in-depth data is available with an active subscription.)

Citadel Servicing Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Citadel Servicing Corporation is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 8.92% 5/14/24
30 Year Conventional Refi 8.42% 5/14/24
30 Year Cash-out Refi 8.86% 5/14/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Citadel Servicing Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Citadel Servicing Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

4,669

Origination Dollar Volume (All Markets)

$2,126,445,000

Relative Rate

Citadel Servicing Corporation's average 30 year fixed mortgage rate was 9.02%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 2.54%.

Relative Fees (Closing Costs)

Citadel Servicing Corporation's average total fees/closing costs for a 30 year fixed rate mortgage were $15,672.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 481 $239,585,000 $498,098 $19,645 8.86%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 235 $229,845,000 $978,064 $23,252 8.43%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 199 $109,195,000 $548,719 $15,415 9.12%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 164 $79,000,000 $481,707 $15,974 8.69%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 138 $61,400,000 $444,928 $15,305 8.83%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 100 $58,800,000 $588,000 $16,431 8.82%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 168 $56,090,000 $333,869 $16,039 9.14%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 171 $53,595,000 $313,421 $13,749 8.97%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 65 $52,665,000 $810,231 $21,485 8.40%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 119 $52,475,000 $440,966 $14,421 9.06%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 61 $52,015,000 $852,705 $21,468 8.23%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 64 $39,320,000 $614,375 $22,611 9.29%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 140 $37,420,000 $267,286 $10,557 9.32%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 105 $37,185,000 $354,143 $13,288 9.16%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 104 $36,400,000 $350,000 $13,601 9.23%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 55 $33,635,000 $611,545 $14,468 8.72%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 32 $31,330,000 $979,063 $15,297 8.30%
URBAN HONOLULU, HI (FHA|USDA|VA) 48 $28,850,000 $601,042 $14,909 8.88%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 53 $27,605,000 $520,849 $18,686 9.15%
Outside of Metro Areas 81 $27,335,000 $337,469 $10,942 9.24%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 29 $26,665,000 $919,483 $25,097 8.82%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 49 $24,565,000 $501,327 $15,730 8.82%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 52 $23,790,000 $457,500 $17,494 10.12%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 56 $22,570,000 $403,036 $15,975 9.29%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 74 $17,790,000 $240,405 $13,073 9.87%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 57 $17,685,000 $310,263 $13,964 9.08%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 32 $17,450,000 $545,313 $12,664 8.87%
PROVO-OREM, UT (FHA|USDA|VA) 14 $16,660,000 $1,190,000 $26,471 8.69%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 34 $15,790,000 $464,412 $13,394 8.91%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 18 $15,140,000 $841,111 $16,469 8.83%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 18 $15,050,000 $836,111 $21,437 8.43%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 86 $14,330,000 $166,628 $9,100 9.35%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 23 $14,065,000 $611,522 $21,165 9.14%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 24 $13,940,000 $580,833 $14,681 8.53%
JACKSONVILLE, FL (FHA|USDA|VA) 43 $13,775,000 $320,349 $13,967 9.21%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 13 $13,325,000 $1,025,000 $15,411 8.32%
Hilo, HI (FHA|USDA|VA) 18 $12,780,000 $710,000 $17,332 8.67%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 32 $12,730,000 $397,813 $16,459 9.47%
Heber, UT (FHA|USDA|VA) 12 $12,670,000 $1,055,833 $9,875 8.86%
SALT LAKE CITY, UT (FHA|USDA|VA) 21 $12,065,000 $574,524 $14,200 8.61%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 26 $11,360,000 $436,923 $20,491 9.24%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 23 $11,325,000 $492,391 $20,391 8.93%
TUCSON, AZ (FHA|USDA|VA) 38 $11,080,000 $291,579 $13,801 8.89%
Key West, FL (FHA|USDA|VA) 11 $10,455,000 $950,455 $25,583 8.50%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 24 $9,440,000 $393,333 $16,639 9.15%
Kapaa, HI (FHA|USDA|VA) 7 $9,165,000 $1,309,286 $45,820 8.70%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 17 $8,235,000 $484,412 $18,797 9.57%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 16 $7,860,000 $491,250 $10,263 9.11%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 22 $7,810,000 $355,000 $16,153 8.72%
RALEIGH-CARY, NC (FHA|USDA|VA) 20 $7,480,000 $374,000 $12,869 9.30%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 29 $7,395,000 $255,000 $11,515 8.97%
OCALA, FL (FHA|USDA|VA) 39 $7,295,000 $187,051 $8,946 8.50%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 22 $7,080,000 $321,818 $13,392 9.28%
MODESTO, CA (FHA|USDA|VA) 21 $6,945,000 $330,714 $11,974 8.75%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 25 $5,895,000 $235,800 $12,812 9.37%
PITTSBURGH, PA (FHA|USDA|VA) 19 $5,675,000 $298,684 $15,473 9.43%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 15 $5,595,000 $373,000 $15,112 9.97%
BEND, OR (FHA|USDA|VA) 10 $5,350,000 $535,000 $11,572 8.72%
PORT ST. LUCIE, FL (FHA|USDA|VA) 20 $4,920,000 $246,000 $10,266 8.93%
ST. GEORGE, UT (FHA|USDA|VA) 10 $4,910,000 $491,000 $11,649 9.61%
READING, PA (FHA|USDA|VA) 25 $4,895,000 $195,800 $0 9.17%
STOCKTON, CA (FHA|USDA|VA) 14 $4,830,000 $345,000 $14,093 8.73%
SALINAS, CA (FHA|USDA|VA) 6 $4,780,000 $796,667 $16,309 7.94%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 11 $4,715,000 $428,636 $11,390 9.47%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 19 $4,705,000 $247,632 $10,853 9.09%
COLUMBUS, OH (FHA|USDA|VA) 18 $4,650,000 $258,333 $12,790 9.35%
WILMINGTON, NC (FHA|USDA|VA) 10 $4,610,000 $461,000 $12,561 9.17%
FRESNO, CA (FHA|USDA|VA) 16 $4,550,000 $284,375 $11,199 8.98%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 19 $4,495,000 $236,579 $9,269 9.51%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 6 $4,400,000 $733,333 $19,533 8.38%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 13 $4,355,000 $335,000 $11,265 8.79%
Vineyard Haven, MA (FHA|USDA|VA) 3 $4,355,000 $1,451,667 $0 9.00%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 14 $4,330,000 $309,286 $0 9.35%
BOULDER, CO (FHA|USDA|VA) 4 $4,290,000 $1,072,500 $15,696 7.81%
ST. LOUIS, MO-IL (FHA|USDA|VA) 11 $4,155,000 $377,727 $12,784 9.20%
RENO, NV (FHA|USDA|VA) 5 $4,125,000 $825,000 $14,422 8.80%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 16 $4,020,000 $251,250 $9,789 9.23%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 12 $4,010,000 $334,167 $12,359 8.91%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 12 $3,980,000 $331,667 $14,218 9.85%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 6 $3,960,000 $660,000 $33,191 9.52%
PANAMA CITY, FL (FHA|USDA|VA) 11 $3,955,000 $359,545 $0 8.95%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 14 $3,920,000 $280,000 $11,493 9.10%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 8 $3,900,000 $487,500 $13,587 8.89%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 10 $3,720,000 $372,000 $11,144 9.09%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 12 $3,670,000 $305,833 $13,132 8.43%
Sevierville, TN (FHA|USDA|VA) 7 $3,665,000 $523,571 $14,340 9.09%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 12 $3,580,000 $298,333 $5,943 9.37%
VALLEJO, CA (FHA|USDA|VA) 8 $3,530,000 $441,250 $15,117 8.41%
SALEM, OR (FHA|USDA|VA) 12 $3,510,000 $292,500 $9,602 9.16%
Jackson, WY-ID (FHA|USDA|VA) 4 $3,320,000 $830,000 $18,272 8.09%
KANSAS CITY, MO-KS (FHA|USDA|VA) 13 $3,285,000 $252,692 $8,090 9.01%
KNOXVILLE, TN (FHA|USDA|VA) 8 $3,190,000 $398,750 $12,075 8.89%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 7 $3,125,000 $446,429 $0 9.02%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 4 $3,080,000 $770,000 $13,173 8.47%
ASHEVILLE, NC (FHA|USDA|VA) 6 $2,980,000 $496,667 $17,821 8.63%
FAYETTEVILLE, NC (FHA|USDA|VA) 17 $2,885,000 $169,706 $0 9.24%
SALISBURY, MD-DE (FHA|USDA|VA) 8 $2,670,000 $333,750 $10,609 9.28%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 9 $2,625,000 $291,667 $16,400 9.31%
BAKERSFIELD, CA (FHA|USDA|VA) 14 $2,620,000 $187,143 $7,256 9.30%
MERCED, CA (FHA|USDA|VA) 7 $2,565,000 $366,429 $12,152 8.52%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 7 $2,505,000 $357,857 $19,618 8.88%
Moses Lake, WA (FHA|USDA|VA) 10 $2,410,000 $241,000 $11,500 8.62%
MADERA, CA (FHA|USDA|VA) 5 $2,305,000 $461,000 $13,127 9.22%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 6 $2,200,000 $366,667 $10,867 9.17%
CORPUS CHRISTI, TX (FHA|USDA|VA) 7 $2,155,000 $307,857 $7,385 9.37%
Edwards, CO (FHA|USDA|VA) 2 $2,130,000 $1,065,000 $20,238 8.63%
GAINESVILLE, GA (FHA|USDA|VA) 2 $2,110,000 $1,055,000 $53,135 8.62%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 7 $2,065,000 $295,000 $11,691 9.64%
COLORADO SPRINGS, CO (FHA|USDA|VA) 6 $2,050,000 $341,667 $14,409 8.71%
COLUMBIA, SC (FHA|USDA|VA) 5 $1,995,000 $399,000 $22,076 8.73%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 7 $1,975,000 $282,143 $14,522 8.48%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 7 $1,935,000 $276,429 $6,951 9.16%
OKLAHOMA CITY, OK (FHA|USDA|VA) 10 $1,890,000 $189,000 $9,886 8.47%
Big Spring, TX (FHA|USDA|VA) 2 $1,850,000 $925,000 $0 10.00%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 12 $1,830,000 $152,500 $6,443 9.19%
WENATCHEE, WA (FHA|USDA|VA) 3 $1,795,000 $598,333 $10,053 9.21%
Ellensburg, WA (FHA|USDA|VA) 3 $1,755,000 $585,000 $8,954 8.37%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 3 $1,715,000 $571,667 $11,029 8.83%
GAINESVILLE, FL (FHA|USDA|VA) 8 $1,680,000 $210,000 $7,417 8.83%
BELLINGHAM, WA (FHA|USDA|VA) 4 $1,670,000 $417,500 $9,903 9.28%
FLAGSTAFF, AZ (FHA|USDA|VA) 4 $1,640,000 $410,000 $21,934 9.91%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 5 $1,525,000 $305,000 $12,498 8.65%
TALLAHASSEE, FL (FHA|USDA|VA) 6 $1,510,000 $251,667 $11,143 8.87%
RICHMOND, VA (FHA|USDA|VA) 5 $1,505,000 $301,000 $10,333 9.30%
Show Low, AZ (FHA|USDA|VA) 5 $1,445,000 $289,000 $4,643 10.20%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 4 $1,430,000 $357,500 $13,714 8.72%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 2 $1,400,000 $700,000 $16,527 7.94%
EL PASO, TX (FHA|USDA|VA) 4 $1,390,000 $347,500 $18,519 9.34%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $1,365,000 $1,365,000 $35,957 8.38%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 4 $1,340,000 $335,000 $7,865 9.47%
TULSA, OK (FHA|USDA|VA) 6 $1,310,000 $218,333 $9,930 8.65%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 4 $1,300,000 $325,000 $6,671 9.09%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 6 $1,290,000 $215,000 $8,806 8.58%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 5 $1,275,000 $255,000 $10,113 9.90%
Concord, NH (FHA|USDA|VA) 1 $1,265,000 $1,265,000 $0 9.25%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 6 $1,210,000 $201,667 $10,114 8.29%
Glenwood Springs, CO (FHA|USDA|VA) 2 $1,190,000 $595,000 $0 8.56%
SAVANNAH, GA (FHA|USDA|VA) 7 $1,185,000 $169,286 $11,419 9.50%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 6 $1,180,000 $196,667 $0 9.02%
Kalispell, MT (FHA|USDA|VA) 2 $1,160,000 $580,000 $0 8.81%
SPARTANBURG, SC (FHA|USDA|VA) 6 $1,140,000 $190,000 $5,576 9.33%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 4 $1,110,000 $277,500 $0 8.47%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $1,100,000 $550,000 $23,687 8.37%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 6 $1,080,000 $180,000 $0 9.79%
WACO, TX (FHA|USDA|VA) 4 $1,070,000 $267,500 $7,683 9.94%
ALBUQUERQUE, NM (FHA|USDA|VA) 5 $1,055,000 $211,000 $11,375 9.45%
CHICO, CA (FHA|USDA|VA) 4 $1,010,000 $252,500 $0 9.56%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 3 $995,000 $331,667 $11,587 8.42%
PUNTA GORDA, FL (FHA|USDA|VA) 6 $990,000 $165,000 $7,229 9.27%
LYNCHBURG, VA (FHA|USDA|VA) 3 $985,000 $328,333 $0 8.38%
BOISE CITY, ID (FHA|USDA|VA) 3 $975,000 $325,000 $9,419 9.08%
YORK-HANOVER, PA (FHA|USDA|VA) 6 $940,000 $156,667 $16,995 9.87%
ROANOKE, VA (FHA|USDA|VA) 3 $925,000 $308,333 $11,694 8.21%
LOUISVILLE, KY (FHA|USDA|VA) 6 $910,000 $151,667 $4,347 9.40%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 4 $900,000 $225,000 $0 9.00%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 6 $890,000 $148,333 $8,601 9.54%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $865,000 $865,000 $0 7.87%
CARSON CITY, NV (FHA|USDA|VA) 4 $850,000 $212,500 $9,768 8.62%
GRANTS PASS, OR (FHA|USDA|VA) 3 $845,000 $281,667 $7,157 8.46%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 5 $845,000 $169,000 $0 9.15%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 3 $845,000 $281,667 $9,221 8.42%
HUNTSVILLE, AL (FHA|USDA|VA) 3 $835,000 $278,333 $9,986 8.83%
ROCKY MOUNT, NC (FHA|USDA|VA) 3 $835,000 $278,333 $0 9.75%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 2 $830,000 $415,000 $13,636 9.31%
EAST STROUDSBURG, PA (FHA|USDA|VA) 4 $830,000 $207,500 $11,044 9.59%
AKRON, OH (FHA|USDA|VA) 7 $795,000 $113,571 $8,520 10.09%
TYLER, TX (FHA|USDA|VA) 3 $785,000 $261,667 $9,938 9.92%
VISALIA, CA (FHA|USDA|VA) 3 $765,000 $255,000 $3,736 9.50%
Sandpoint, ID (FHA|USDA|VA) 1 $755,000 $755,000 $21,652 7.62%
YUMA, AZ (FHA|USDA|VA) 3 $755,000 $251,667 $11,873 9.00%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 4 $730,000 $182,500 $9,013 9.09%
Aberdeen, WA (FHA|USDA|VA) 2 $720,000 $360,000 $8,729 9.75%
PUEBLO, CO (FHA|USDA|VA) 2 $710,000 $355,000 $22,744 10.56%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 3 $705,000 $235,000 $7,947 9.83%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $670,000 $335,000 $10,776 10.13%
ST. CLOUD, MN (FHA|USDA|VA) 2 $640,000 $320,000 $14,093 9.25%
Morehead City, NC (FHA|USDA|VA) 2 $630,000 $315,000 $27,624 10.19%
Truckee-Grass Valley, CA (FHA|USDA|VA) 2 $630,000 $315,000 $12,686 8.06%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 3 $615,000 $205,000 $9,858 8.46%
GADSDEN, AL (FHA|USDA|VA) 1 $605,000 $605,000 $20,080 10.25%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 2 $590,000 $295,000 $10,381 8.31%
FLINT, MI (FHA|USDA|VA) 4 $590,000 $147,500 $5,973 9.90%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 2 $590,000 $295,000 $5,029 10.12%
Hood River, OR (FHA|USDA|VA) 2 $570,000 $285,000 $5,286 8.63%
KINGSTON, NY (FHA|USDA|VA) 2 $570,000 $285,000 $0 8.63%
SPRINGFIELD, MA (FHA|USDA|VA) 2 $560,000 $280,000 $0 9.25%
Traverse City, MI (FHA|USDA|VA) 1 $555,000 $555,000 $10,842 10.50%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $550,000 $275,000 $0 9.56%
Outside of Metro Areas 2 $540,000 $270,000 $9,873 8.62%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 3 $525,000 $175,000 $0 9.58%
ROCHESTER, NY (FHA|USDA|VA) 3 $505,000 $168,333 $0 9.17%
MIDLAND, TX (FHA|USDA|VA) 2 $500,000 $250,000 $12,434 9.38%
FORT COLLINS, CO (FHA|USDA|VA) 1 $495,000 $495,000 $11,192 10.63%
Rockport, TX (FHA|USDA|VA) 1 $485,000 $485,000 $9,856 9.37%
MEDFORD, OR (FHA|USDA|VA) 2 $480,000 $240,000 $0 8.56%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $470,000 $235,000 $0 8.81%
YUBA CITY, CA (FHA|USDA|VA) 1 $465,000 $465,000 $16,938 7.75%
VALDOSTA, GA (FHA|USDA|VA) 1 $465,000 $465,000 $0 9.63%
Oak Harbor, WA (FHA|USDA|VA) 2 $460,000 $230,000 $7,517 8.62%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 3 $455,000 $151,667 $0 10.54%
Granbury, TX (FHA|USDA|VA) 3 $455,000 $151,667 $0 8.50%
Hobbs, NM (FHA|USDA|VA) 2 $450,000 $225,000 $0 9.31%
ROCHESTER, MN (FHA|USDA|VA) 1 $445,000 $445,000 $17,308 10.00%
ROCKFORD, IL (FHA|USDA|VA) 2 $440,000 $220,000 $7,640 9.50%
WINSTON-SALEM, NC (FHA|USDA|VA) 2 $440,000 $220,000 $7,312 9.75%
PITTSFIELD, MA (FHA|USDA|VA) 1 $435,000 $435,000 $0 8.50%
BATON ROUGE, LA (FHA|USDA|VA) 2 $430,000 $215,000 $9,889 10.81%
Newport, OR (FHA|USDA|VA) 2 $420,000 $210,000 $0 9.75%
Pahrump, NV (FHA|USDA|VA) 3 $415,000 $138,333 $7,457 8.67%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $410,000 $205,000 $0 9.81%
Hermiston-Pendleton, OR (FHA|USDA|VA) 2 $400,000 $200,000 $10,656 9.44%
Roseburg, OR (FHA|USDA|VA) 1 $395,000 $395,000 $14,797 8.88%
SPRINGFIELD, MO (FHA|USDA|VA) 3 $395,000 $131,667 $0 10.50%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $395,000 $395,000 $17,367 10.00%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 2 $380,000 $190,000 $0 9.75%
Othello, WA (FHA|USDA|VA) 2 $380,000 $190,000 $7,966 9.69%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 1 $375,000 $375,000 $0 8.75%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $375,000 $375,000 $11,153 7.88%
Blackfoot, ID (FHA|USDA|VA) 2 $360,000 $180,000 $8,390 9.19%
SANTA FE, NM (FHA|USDA|VA) 1 $355,000 $355,000 $11,045 8.25%
Pottsville, PA (FHA|USDA|VA) 2 $350,000 $175,000 $0 10.13%
Cookeville, TN (FHA|USDA|VA) 2 $340,000 $170,000 $7,469 10.06%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $335,000 $335,000 $12,612 8.75%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 2 $330,000 $165,000 $10,874 8.88%
Brownwood, TX (FHA|USDA|VA) 1 $325,000 $325,000 $0 8.50%
Lewisburg, PA (FHA|USDA|VA) 1 $325,000 $325,000 $17,023 10.38%
Vernal, UT (FHA|USDA|VA) 1 $315,000 $315,000 $10,245 7.75%
Cedar City, UT (FHA|USDA|VA) 2 $310,000 $155,000 $0 9.44%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $305,000 $305,000 $10,201 9.00%
GREELEY, CO (FHA|USDA|VA) 1 $305,000 $305,000 $11,130 9.25%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $305,000 $305,000 $11,868 9.25%
THE VILLAGES, FL (FHA|USDA|VA) 2 $300,000 $150,000 $6,190 10.25%
EL CENTRO, CA (FHA|USDA|VA) 2 $290,000 $145,000 $0 10.19%
CHEYENNE, WY (FHA|USDA|VA) 1 $285,000 $285,000 $10,797 9.50%
Arcadia, FL (FHA|USDA|VA) 1 $285,000 $285,000 $0 7.38%
Ukiah, CA (FHA|USDA|VA) 1 $275,000 $275,000 $0 9.62%
LAWRENCE, KS (FHA|USDA|VA) 1 $275,000 $275,000 $8,590 10.75%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $275,000 $275,000 $0 8.63%
Grand Rapids, MN (FHA|USDA|VA) 1 $275,000 $275,000 $9,633 11.00%
Torrington, CT (FHA|USDA|VA) 2 $270,000 $135,000 $8,813 9.50%
ODESSA, TX (FHA|USDA|VA) 2 $270,000 $135,000 $7,767 10.75%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $265,000 $265,000 $11,656 10.25%
Port Angeles, WA (FHA|USDA|VA) 1 $265,000 $265,000 $0 8.13%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $265,000 $265,000 $8,670 9.13%
DALTON, GA (FHA|USDA|VA) 1 $265,000 $265,000 $0 7.50%
Clewiston, FL (FHA|USDA|VA) 1 $265,000 $265,000 $0 8.25%
Sonora, CA (FHA|USDA|VA) 1 $265,000 $265,000 $0 7.88%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $255,000 $255,000 $11,263 8.63%
YAKIMA, WA (FHA|USDA|VA) 1 $255,000 $255,000 $8,466 8.50%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 2 $250,000 $125,000 $0 9.31%
SUMTER, SC (FHA|USDA|VA) 1 $245,000 $245,000 $12,957 10.25%
Farmington, MO (FHA|USDA|VA) 1 $235,000 $235,000 $9,136 8.88%
ANN ARBOR, MI (FHA|USDA|VA) 1 $235,000 $235,000 $0 8.25%
Albemarle, NC (FHA|USDA|VA) 1 $235,000 $235,000 $9,216 9.13%
COLUMBIA, MO (FHA|USDA|VA) 1 $235,000 $235,000 $2,413 9.50%
MISSOULA, MT (FHA|USDA|VA) 1 $235,000 $235,000 $7,221 12.00%
Lufkin, TX (FHA|USDA|VA) 1 $225,000 $225,000 $5,024 9.75%
LUBBOCK, TX (FHA|USDA|VA) 1 $225,000 $225,000 $0 8.38%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 2 $220,000 $110,000 $6,423 9.12%
Athens, TX (FHA|USDA|VA) 1 $205,000 $205,000 $0 8.63%
Bainbridge, GA (FHA|USDA|VA) 1 $205,000 $205,000 $10,263 11.13%
Sanford, NC (FHA|USDA|VA) 1 $205,000 $205,000 $0 9.25%
CORVALLIS, OR (FHA|USDA|VA) 1 $205,000 $205,000 $0 8.63%
HINESVILLE, GA (FHA|USDA|VA) 1 $205,000 $205,000 $0 8.88%
CUMBERLAND, MD-WV (FHA|USDA|VA) 2 $200,000 $100,000 $0 10.38%
WORCESTER, MA-CT (FHA|USDA|VA) 1 $195,000 $195,000 $0 9.38%
Malvern, AR (FHA|USDA|VA) 1 $195,000 $195,000 $5,799 8.75%
Shawano, WI (FHA|USDA|VA) 1 $195,000 $195,000 $8,135 10.13%
Rexburg, ID (FHA|USDA|VA) 1 $185,000 $185,000 $0 9.38%
Danville, VA (FHA|USDA|VA) 1 $185,000 $185,000 $8,725 10.13%
Nogales, AZ (FHA|USDA|VA) 1 $185,000 $185,000 $0 13.50%
LONGVIEW, TX (FHA|USDA|VA) 1 $185,000 $185,000 $0 10.00%
Lumberton, NC (FHA|USDA|VA) 1 $185,000 $185,000 $8,161 9.50%
DECATUR, AL (FHA|USDA|VA) 1 $175,000 $175,000 $0 8.75%
Seneca, SC (FHA|USDA|VA) 1 $175,000 $175,000 $0 8.50%
JACKSON, MS (FHA|USDA|VA) 1 $175,000 $175,000 $0 9.00%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $175,000 $175,000 $0 9.63%
Red Bluff, CA (FHA|USDA|VA) 1 $175,000 $175,000 $3,597 8.63%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $165,000 $165,000 $0 8.63%
Menomonie, WI (FHA|USDA|VA) 1 $165,000 $165,000 $0 8.50%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $165,000 $165,000 $0 9.63%
Kingsville, TX (FHA|USDA|VA) 1 $165,000 $165,000 $8,691 8.13%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $155,000 $155,000 $0 9.38%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $155,000 $155,000 $0 9.13%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $155,000 $155,000 $7,807 10.88%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $155,000 $155,000 $0 10.50%
Stevens Point, WI (FHA|USDA|VA) 1 $155,000 $155,000 $0 9.50%
Albertville, AL (FHA|USDA|VA) 1 $145,000 $145,000 $0 9.75%
MADISON, WI (FHA|USDA|VA) 1 $145,000 $145,000 $0 10.00%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $145,000 $145,000 $9,594 11.00%
Sikeston, MO (FHA|USDA|VA) 1 $145,000 $145,000 $6,306 9.38%
POCATELLO, ID (FHA|USDA|VA) 1 $145,000 $145,000 $0 9.50%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $145,000 $145,000 $6,313 9.63%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $145,000 $145,000 $0 9.63%
ALBANY, GA (FHA|USDA|VA) 1 $135,000 $135,000 $7,087 10.38%
MORRISTOWN, TN (FHA|USDA|VA) 1 $135,000 $135,000 $0 10.75%
LaGrange, GA-AL (FHA|USDA|VA) 1 $135,000 $135,000 $7,390 9.25%
RACINE, WI (FHA|USDA|VA) 1 $135,000 $135,000 $0 9.13%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $135,000 $135,000 $0 8.38%
DOVER, DE (FHA|USDA|VA) 1 $135,000 $135,000 $0 9.63%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $135,000 $135,000 $0 10.25%
Astoria, OR (FHA|USDA|VA) 1 $125,000 $125,000 $8,492 11.50%
Newport, TN (FHA|USDA|VA) 1 $125,000 $125,000 $4,554 9.50%
DOTHAN, AL (FHA|USDA|VA) 1 $125,000 $125,000 $7,571 12.37%
Statesboro, GA (FHA|USDA|VA) 1 $125,000 $125,000 $0 9.88%
MONROE, LA (FHA|USDA|VA) 1 $125,000 $125,000 $6,976 10.63%
HAMMOND, LA (FHA|USDA|VA) 1 $125,000 $125,000 $6,935 11.63%
Findlay, OH (FHA|USDA|VA) 1 $115,000 $115,000 $0 9.13%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 1 $115,000 $115,000 $0 10.13%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 9.13%
Beaver Dam, WI (FHA|USDA|VA) 1 $115,000 $115,000 $0 8.88%
FLORENCE, SC (FHA|USDA|VA) 1 $115,000 $115,000 $0 8.75%
Fremont, NE (FHA|USDA|VA) 1 $115,000 $115,000 $5,928 9.88%
Georgetown, SC (FHA|USDA|VA) 1 $115,000 $115,000 $0 9.63%
Palatka, FL (FHA|USDA|VA) 1 $115,000 $115,000 $0 9.62%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $115,000 $115,000 $7,185 9.50%
Mount Airy, NC (FHA|USDA|VA) 1 $115,000 $115,000 $6,730 9.88%
MONTGOMERY, AL (FHA|USDA|VA) 1 $115,000 $115,000 $0 10.00%
ROME, GA (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.50%
Centralia, WA (FHA|USDA|VA) 1 $105,000 $105,000 $0 10.38%
Rio Grande City-Roma, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.75%
Andrews, TX (FHA|USDA|VA) 1 $105,000 $105,000 $5,211 12.13%
Brainerd, MN (FHA|USDA|VA) 1 $105,000 $105,000 $0 10.88%
Crawfordsville, IN (FHA|USDA|VA) 1 $105,000 $105,000 $0 10.13%
Clearlake, CA (FHA|USDA|VA) 1 $105,000 $105,000 $0 11.75%
DuBois, PA (FHA|USDA|VA) 1 $95,000 $95,000 $0 8.75%
JOPLIN, MO (FHA|USDA|VA) 1 $95,000 $95,000 $6,510 10.75%
Athens, TN (FHA|USDA|VA) 1 $95,000 $95,000 $0 9.88%
Bucyrus-Galion, OH (FHA|USDA|VA) 1 $95,000 $95,000 $0 9.38%
Citadel Servicing Corporation's top markets include Miami, Los Angeles, New York, Las Vegas, and Riverside among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Nevada (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,669 $2,126,445,000 $455,439 $15,794 9.02%

    For 2023, Citadel Servicing Corporation's most frequently originated type of loan was Conventional, with 4,669 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 3,002 $1,416,170,000 $471,742 $16,066 8.92%
    Cash Out Refi 1,440 $591,090,000 $410,479 $15,003 9.23%
    Refi 227 $119,185,000 $525,044 $16,611 8.94%

    For 2023, Citadel Servicing Corporation's most frequently cited loan purpose was Home Purchase, with 3,002 originations. The 2nd most popular reason was Cash Out Refi, with 1,440 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 4,590 $2,057,730,000 $448,307 $15,672 9.02%
    30+ year 79 $68,715,000 $869,810 $27,095 8.70%

    For 2023, Citadel Servicing Corporation's most frequently cited loan duration was 30 Year, with 4,590 originations. The 2nd most popular length was 30+ year, with 79 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 1,534 $962,320,000 $627,327
    $1k-2k 181 $126,245,000 $697,486
    $4k-5k 102 $17,890,000 $175,392
    $3k-4k 43 $8,455,000 $196,628
    $2k-3k 14 $3,570,000 $255,000
    $<1k 7 $2,245,000 $320,714

    Citadel Servicing Corporation's average total fees were $15,672, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,534 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    Over 8% 3,847 $1,589,525,000 $413,186
    7-8% 796 $513,620,000 $645,251
    6-7% 23 $22,255,000 $967,609
    4-5% 1 $185,000 $185,000
    5-6% 1 $315,000 $315,000

    During 2023, Citadel Servicing Corporation's average interest rate for loans was 9.02%, while their most frequently originated rate bucket for loans was Over 8%, with 3,847 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,750 $497,170,000 $284,097 $10,876 8.96%
    $100k-200k 1,212 $176,480,000 $145,611 $7,346 9.42%
    $400k-600k 678 $327,830,000 $483,525 $15,346 8.98%
    $600k-1MM 521 $400,965,000 $769,607 $19,078 8.68%
    $1MM+ 457 $719,155,000 $1,573,643 $31,239 8.48%
    $100,000 or less 51 $4,845,000 $95,000 $5,660 9.99%

    2023 saw Citadel Servicing Corporation place emphasis on $200k-400k loans with 1,750 originations, totaling $497,170,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 1,542 $467,250,000 $303,016 $10,383 9.11%
    $250k+ 1,093 $923,745,000 $845,146 $21,316 8.71%
    $150k-250k 436 $180,600,000 $414,220 $13,161 8.95%
    $100k-150k 335 $99,725,000 $297,687 $11,411 9.09%
    $75k-100k 210 $50,410,000 $240,048 $9,752 8.97%
    $50k-75k 159 $31,215,000 $196,321 $8,705 9.07%

    Citadel Servicing Corporation lent most frequently to those with incomes in the $50k or less range, with 1,542 originations. The second most popular income band? $250k+, with 1,093 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    <20% 2,042 $822,020,000 $402,556 $18,868 9.01%
    20-30% 411 $241,825,000 $588,382 $15,942 8.81%
    30-36% 286 $141,990,000 $496,469 $14,699 8.89%
    49% 130 $57,130,000 $439,462 $13,773 9.12%
    47% 93 $47,275,000 $508,333 $14,187 8.93%
    50-60% 91 $52,055,000 $572,033 $15,911 8.66%
    48% 88 $46,120,000 $524,091 $13,562 8.80%
    43% 86 $48,970,000 $569,419 $14,093 8.95%
    46% 85 $40,235,000 $473,353 $14,713 9.09%
    44% 82 $48,070,000 $586,220 $15,294 8.86%
    >60% 76 $17,820,000 $234,474 $10,571 8.96%
    41% 76 $38,440,000 $505,789 $13,862 9.07%
    45% 75 $47,515,000 $633,533 $15,998 9.13%
    39% 67 $38,605,000 $576,194 $15,222 8.91%
    42% 59 $35,815,000 $607,034 $14,404 8.77%
    37% 59 $31,005,000 $525,508 $15,339 9.14%
    40% 57 $31,695,000 $556,053 $15,449 9.03%
    36% 56 $21,430,000 $382,679 $13,119 8.84%
    38% 46 $29,100,000 $632,609 $17,708 8.89%

    Citadel Servicing Corporation lent most frequently to those with DTI ratios of <20%, with 2,042 originations. The next most common DTI ratio? 20-30%, with 411 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,338 $1,088,340,000 $465,500 $15,870 8.95%
    Not provided 880 $405,880,000 $461,227 $15,850 8.98%
    Not applicable 699 $290,055,000 $414,957 $0 9.32%
    Asian 320 $172,880,000 $540,250 $15,030 8.72%
    Black 348 $132,880,000 $381,839 $15,852 9.24%
    American Indian 39 $13,875,000 $355,769 $15,880 9.14%
    Asian Indian 11 $7,445,000 $676,818 $23,201 8.60%
    Chinese 9 $4,755,000 $528,333 $3,027 8.60%
    Native Hawaiian or Islander 9 $3,875,000 $430,556 $18,813 9.58%
    Filipino 5 $2,525,000 $505,000 $11,215 8.73%
    Other Asian 4 $1,730,000 $432,500 $12,551 8.69%
    Other Pacific Islander 4 $1,150,000 $287,500 $9,419 9.38%
    Japanese 1 $605,000 $605,000 $0 8.62%
    2 $450,000 $225,000 $11,338 8.69%

    Approval Rates

    Total approvals of all applications
    94.75%

    Citadel Servicing Corporation has an average approval rate.

    Pick Rate

    Approvals leading to origination
    22.17%

    Citadel Servicing Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 4,669 $2,126,445,000 $455,439

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    4,669 $2,126,445,000 $455,439

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 187 $54,565,000 $291,791 $10,768 8.91%
    40-60% 725 $289,555,000 $399,386 $15,182 9.03%
    60-80% 3,105 $1,362,145,000 $438,694 $15,690 9.00%
    80-100% 620 $405,010,000 $653,242 $17,500 9.04%
    Over 100% 15 $9,565,000 $637,667 $8,123 11.52%
    Under 20% 17 $5,605,000 $329,706 $8,674 9.13%